Ministry of Agriculture Farmers Welfare Lyst6542
Ministry of Agriculture Farmers Welfare Lyst6542
Ministry of Agriculture Farmers Welfare Lyst6542
Government Schemes:
Ministry of Agriculture and
Farmer’s Welfare
eNAM mobile App: Available on Android for farmers/ traders to bid & complete transaction
o Available in 12 languages
o Payment network RTGS/NEFT, debit card & internet banking also integrated into app.
o In 2017, mobile payment, UPI facility through BHIM support was also added.
o Farmers / Sellers can locate their nearby e-NAM mandi using GPS-based mandi locator
feature through e-NAM mobile app
o Shopping Cart Feature
o Integration of Electronic Negotiable Warehouse (eNWR) with e-NAM
o FPO & Farmgate Module
o Grievance Redressal Management System (GRMS)
Pre-requisites for e-NAM: There are three basic criteria for a state to propose Mandis for e-
NAM:
Beneficiaries & Benefits of the Scheme: e-NAM is designed and implemented to benefit all
the stakeholders- farmers, mandis, traders, buyers, processers and the exporters. The
benefits to stakeholders include:
o Transparent online trading with enhanced accessibility to the market.
o Real time price discovery for better & stable price realization for producers.
o Reduced transaction cost for buyers.
o Availability of information on e-NAM mobile app about commodity prices.
o The details of price of commodity sold along with quantity are received through SMS.
o Quality certification.
o More efficient supply chain& warehouse-based sales.
o Online payment directly to the bank accounts of the farmers.
Some facts:
Agriculture and allied activities are the primary income source for ~58% of total
population of India.
85% of the farmers are Small Holding Farmers (SHFs) with less than 2 hectares of land
under cultivation and manage ~45% of agricultural land.
Key Points:
Aim: To provide medium - long term debt financing facility for investment in
viable projects for post-harvest management Infrastructure and community
farming assets.
o The funds will be provided for setting up of cold stores and chains,
warehousing, silos, assaying, grading and packaging units, e-marketing points
linked to e-trading platforms and ripening chambers, besides PPP projects for
crop aggregation sponsored by central/state/local bodies.
Duration: Financial Year 2020-21 to 2032-33.
Recent amendment: Extension of the period of financial facility from 4 to 6 years
i.e. upto 2025- 26 and extension of overall period of the scheme from 10 to 13 years
i.e upto 2032-33.
During the financial year 2020-21, the projects amounting to about Rs.4000 crore
have been sanctioned, the financing facility of the balance amount of Rs.96,000
o Financial Support: Rs. 1 Lakh Crore will be provided by banks and financial
institutions as loans to Primary Agricultural Credit Societies (PACS),
Marketing Cooperative Societies, Farmer Producers Organizations
(FPOs), Self Help Group (SHG), Farmers, Joint Liability Groups
(JLG), Multipurpose Cooperative Societies, Custom Hiring Centres, Agri-
entrepreneurs and Central/State agencies or Local Bodies sponsored by Public
Private Partnership Projects.
Moratorium for repayment may vary subject to minimum of 6 months and
maximum of 2 years.
o Interest Subvention: Loans will have interest subvention of 3% per
annum up to a limit of Rs. 2 crores. This subvention will be available for a
maximum period of seven years.
o The cap on lending rate of participation lending entities will be 06 monthly
MCLR plus 100 Basis Point (floating) subject to maximum 9.00% per annum.
o CGTMSE Scheme: A credit guarantee coverage will be available for eligible
borrowers from the scheme under Credit Guarantee Fund Trust for Micro
and Small Enterprises (CGTMSE) scheme for a loan up to Rs. 2 crores.
o One eligible entity puts up projects in different locations then all such projects
will be eligible under the scheme for loan upto ₹ 2 crore.
o For a private sector entity, such as farmer, agri entrepreneur, start-up there
will be a limit of maximum of 25 such projects.
o Limitation of 25 projects will not be applicable to state agencies, national and
state federations of cooperatives, federations of FPOs and federation of SHGs.
o Farmer Producer Organizations: In case of FPOs the credit guarantee may be
availed from the facility created under FPO promotion scheme.
o Refinance support will be made available by NABARD to all eligible lending
entities including cooperative banks and RRBs as per its policy.
o All scheduled commercial banks, scheduled cooperative banks, Regional Rural
Banks (RRBs), Small Finance Banks, Non-Banking Financial Companies
(NBFCs) and National Cooperative Development Corporation (NCDC) may
participate to provide this financing facility, after signing of Memorandum of
Understanding (MoU) with National Bank for Agriculture & Rural Development
(NABARD)/DAC&FW.
o A minimum of 10% of the project cost shall be mandatory as promoter’s
contribution.
o 24% of total grants – in – aid under the scheme should be utilized for SC/ST
entrepreneurs (16% for SC and 8% for ST). Besides this, lending institutions
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will ensure adequate coverage of entrepreneurs belonging to women and other
weaker segments of society.
o Interest subvention and credit guarantee support will be released to Banks and
lending institutions through Public Financial Management System (PFMS) .
Management: The fund will be managed and monitored through an
online Management Information System (MIS) platform. It will enable all the
qualified entities to apply for loan under the Fund.
o National level Monitoring Committee (NLMC), State level Monitoring Committee
(SLMC) and District level Monitoring Committee (DLMC) will monitor at
National, State and District level.
To provide handholding and support to new FPOs up to 5 years from the year of
creation in all aspects of management of FPO, inputs, production, processing and
value addition, market linkages, credit linkages and use of technology etc.
FPOs:
It is a Producer Organisation (PO) where the members are farmers registered
under Part IXA of Companies Act or under Co-operative Societies Act of the
concerned States. Small Farmers’ Agribusiness Consortium (SFAC) is providing
support for the promotion of FPOs.
FPOs help in the collectivization of such small, marginal and landless
farmers in order to give them the collective strength to deal with such issues.
Members of the FPO will manage their activities together in the organization
to get better access to technology, input, finance and market for faster
enhancement of their income.
Key points:
FPO with a minimum farmer-members’ size of 300 shall be eligible under the
scheme in plains, while in North-Eastern and Hilly areas (including such other areas
of UTs), size of 100 shall be eligible. Hilly area means area at a height of 1000 metre
or above Mean Sea Level.
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However, efforts will be made to achieve an average membership size of 500 farmers
in plain areas and 200 farmers in Hilly and North-Eastern regions to make them
sizable for economic sustainability and profitability.
Efforts for Two FPOs in at least each of potential 5,000 blocks out of existing
about 7,000 blocks and efforts will be made to cover all blocks in the country.
In order to form and promote FPOs in uniform and effective manner so as to achieve
the target of formation of 10,000 new FPOs in 5 years and to make the FPOs
economically sustainable, three Implementing Agencies, namely, SFAC, NCDC and
NABARD, shall be responsible to form and promote FPOs.
Formation and promotion of FPO is based on Produce Cluster Area, which is broadly
defined as: “Produce Cluster aera” for purpose of FPO formation and management
herein means a geographical area wherein agricultural and allied produce such as
horticulture produce of similar or of almost similar nature is grown / cultivated;
therefore, an FPO can be formed for leveraging economies of scale in production and
marketing. This will also cover Organic Produce and Natural Farming.
Produce cluster area is to be identified with the input of District Level Monitoring
Committee (D-MC), State Level Consultative Committee (SLCC), other
Ministries/Departments of Government of India and the States as well as with
recommendations of Implementing Agencies with input from Cluster- Based
Business Organization (CBBO) and suggestions of relevant Government of India
Organizations.
Implementing Agencies (viz. SFAC and NCDC) will be given upfront amount computed
@ 3% of estimated annual expenditure in the form of supervision charges to meet the
expenses incurred in discharge of their duties and responsibilities; while additional
amount computed @ 2% will be given to them based on their performance
assessment.
The Formation and Incubation cost of CBBO, limited to maximum of Rs. 25 lakh /
FPO of support or actual which is lesser, is to be provided for five years from the year
of formation.
Under the scheme, the registration cost of incorporating FPOs under Companies Act.
or registering under Co-operative Societies Act. will be reimbursable up to a limit of
Rs. 40,000/- or actual, whichever is less; and remaining, if any, will be borne by
respective FPO.
Equity Grant shall be in the form of matching grant upto Rs. 2,000 per farmer
member of FPO subject to maximum limit of Rs. 15.00 lakh fixed per FPO. 1500 crs
will be provided to cover matching grant in all 10000 FPOs.
Maximum shareholding by any one member shall not be more than 10% of total
equity of the FPO.
A farmer can be member in more than one FPO with different produce clusters but
he/she will be eligible only once(for any one FPO that he/she is a member) for the
matching equity grant up to his/her share.
Minimum 50% of its shareholders of FPO will be small, marginal and landless tenant
farmers as defined by the Agriculture Census carried out periodically by the Ministry
of Agriculture, GoI. Women farmers’ participation as its shareholders is to be
preferred.
o More than 90 per cent of farmers surveyed informed that they have not got their soil tested
before the implementation of this scheme.
o 92 per cent farmers reported not having used balanced fertilizer and micro nutrients in
absence of information related to availability of nutrients in their soil.
o In the study it was found that application of fertilizer and micronutrients based on
Soil Health Card (SHC) recommendations resulted in 8-10% of savings and overall
increase in the yield of crops to the tune of 5-6% reported by adopting the SHC
recommendations.
o Overall increase in the yield of crops to the tune of 5-6 per cent was reported due to
application of fertilizer and micro nutrients as per recommendations available in the Soil
Health Cards.
Components:
1. AIBP [1996] (Accelerated Irrigation Benefit Program):
o Department of Water Resources, River Development and Ganga Rejuvenation, Ministry of
Jal Shakti (MoJS)
o [Funding] 25:75 @ General + 90:10 @ NER + Himalayan + UTs and 60:40 @National
Projects, Projects benefitting special area in other general category States, i.e., command
under Drought Prone Area Programme (DPAP) & Desert Development Programme (DDP),
Tribal area, Flood prone area, Left Wing Extremist area etc.
Restructured Weather Based Crop Insurance Scheme (RWBCIS) aims to mitigate the
hardship of the insured farmers against the likelihood of financial loss on account of
anticipated crop loss resulting from adverse weather conditions relating to rainfall,
temperature, wind, humidity etc.
The RWBCIS was launched on 18th February 2016 by the Prime Minister of India
Farmers covered
All farmers including sharecroppers and tenant farmers growing the notified crops in
the notified areas are eligible for coverage. However, farmers should have an
insurable interest on the insured crop. The non-loanee farmers are required to
submit necessary documentary evidence of land records and/or applicable
contract/agreements details (in case of sharecroppers/tenant farmers).
All farmers availing Seasonal Agricultural Operations (SAO) loans from Financial
Institutions (i.e., loanee farmers) for the crop(s) notified are covered on a compulsory
basis.
The Scheme is optional for the non-loanee farmers. They can choose between WBCIS
and PMFBY, and also the insurance company.
All other conditions are same as PMFBY
Perils covered
Following major weather perils, which are deemed to cause “Adverse Weather Incidence”,
leading to crop loss, shall be covered under the scheme.
Rainfall – Deficit Rainfall, Excess rainfall, Unseasonal Rainfall, Rainy days, Dry-
spell, Dry days
Relative Humidity
Temperature – High temperature (heat), Low temperature
Wind Speed
A combination of the above
The revised premium rates payable by the cultivator for different crops are as follows under both the schemes:
PMFBY 2.0: Recently, the Union Cabinet has approved the revamp of the Pradhan
Mantri Fasal Bima Yojana (PMFBY) and the Restructured Weather Based Crop
Insurance Scheme (RWBCIS).
[Launch] 2014-15
[AIM] Promoting location specific integrated/ composite farming systems
From the year 2018-19, NMSA is being implemented as a sub-mission/sub-umbrella
scheme under the Umbrella Scheme of ‘Green Revolution Krishonnati Yojana’.
NMSA was approved for four major components i.e. Rainfed Area Development (RAD); On
Farm Water Management (OFWM); Soil Health Management (SHM), Climate Change and
Sustainable Agriculture: Monitoring, Modeling and Networking (CCSAMMN):.
Subsequently, four new programmes were introduced namely Soil Health Card (SHC),
Paramparagat Krishi Vikas Yojana (PKVY), Mission Organic Value Chain Development in
North Eastern Region (MOVCDNER) and Sub Mission on Agroforestry (SMAF). During
2015-16, Pradhan Mantri Krishi Sinchayee Yojana (PMKSY) was operationalised wherein
the OFWM component of NMSA was subsumed under Per Drop More Crop (PDMC)
component of PMKSY. In addition to aforementioned programmes under NMSA,
Restructured National Bamboo Mission (NBM) was launched in April 2018
One of the missions amongst 8 missions under NAPCC
Executive Committee (EC) headed by Secretary (DAC&FW) will oversee the
implementation & monitoring of the Mission at national level.
State Level Executive Committee (SLEC) headed by Chief Secretary would be set up to
oversee effective implementation of the programme in the States.
The Centrally Sponsored and Central Sector Schemes of NMSA are as under:
o Centrally Sponsored Schemes:
Rainfed Area Development (RAD)
Sub-Mission on Agro Forestry (SMAF)
Funding: 60:40 between Centre and State Govt. for all States excepting NE & Hilly states,
where it is 90:10 and 100% in case of UTs & National Level Agencies.