‫ﺑﻄﺎﻗﺔ ﺳﻤﺎﻳﻠﺰ ﺳﻴﻐﻨﺘﺸﺮ‬ ‫‪CBD Smiles‬‬

‫ﻣﻦ ﺑﻨﻚ دﺑﻲ اﻟﺘﺠﺎري‬ ‫‪Signature Card‬‬

‫اﺣﺼﻞ ﻋﻠﻰ ‪100,000‬‬ ‫‪Enjoy 100,000 welcome‬‬
‫ﻧﻘﻄﺔ ﺳﻤﺎﻳﻠﺰ ﻛﻤﻜﺎﻓﺄة ﺗﺮﺣﻴﺒﻴﺔ‬ ‫‪bonus Smiles points‬‬
WELCOME BENEFITS
100,000 Smiles points subject to achieving spends of AED 2,000 within ‫ درﻫﻢ‬2,000 ‫ ﻧﻘﻄﺔ ﺳﻤﺎﻳﻠﺰ ﻛﻤﻜﺎﻓﺄة ﺗﺮﺣﻴﺒﻴﺔ ﺑﺸﺮط إﻧﻔﺎق ﻣﺎ ﻻ ﻳﻘﻞ ﻋﻦ‬100,000
30 days of card issuance at Etisalat channels, Smiles App and elGrocer. Smiles UAE ‫ ﻳﻮﻣﺎً ﻣﻦ إﺻﺪار اﻟﺒﻄﺎﻗﺔ ﻋﻠﻰ ﺟﻤﻴﻊ ﻗﻨﻮات اﺗﺼﺎﻻت وﺗﻄﺒﻴﻖ‬30 ‫ﺧﻼل‬
(Valid for cards issued until 31 May 2024) (2024 ‫ ﻣﺎﻳﻮ‬31 ‫ )ﺻﺎﻟﺢ ﻟﻠﺒﻄﺎﻗﺎت اﻟﺼﺎدرة ﺣﺘﻰ‬.‫وﻣﺸﺘﺮﻳﺎت إﻟﺠﺮوﺳﺮ‬

First year Free (Annual fee of AED 999 waived for first year)* *(‫ درﻫﻢ‬999 ‫ﻻ ﺗﻮﺟﺪ رﺳﻮم ﺳﻨﻮﻳﺔ ﻟﻠﺴﻨﺔ اﻷوﻟﻰ )اﻹﻋﻔﺎء ﻣﻦ رﺳﻢ‬
Complimentary 1-year subscription to Smiles Unlimited Buy 1 Get 1 1 ‫ واﺣﺼﻞ ﻋﻠﻰ‬1 ‫اﺷﺘﺮاك ﻣﺠﺎﻧﻲ ﻟﻤﺪة ﻋﺎم ﻓﻲ ﻋﺮوض ﺳﻤﺎﻳﻠﺰ اﺷﺘﺮ‬
offer worth AED 200 ‫ درﻫﻢ‬200 ‫ﻣﺠﺎﻧﺎً ﺑﻘﻴﻤﺔ‬
‫ درﻫﻢ‬100 ‫ﻗﺴﻴﻤﺔ ﺧﺼﻢ ﻳﻼ ﻛﻮﻣﺒﻴﺮ ﺑﻘﻴﻤﺔ‬
AED 100 Yallacompare discount voucher
%4 ‫ أﺷﻬﺮ و‬6 ‫ ﻟﻤﺪة‬%1.99 ‫ﺗﺤﻮﻳﻞ اﻟﺮﺻﻴﺪ ﺑﺪون دﻓﻊ ﻓﻮاﺋﺪ ﻣﻊ رﺳﻮم ﻣﻌﺎﻟﺠﺔ ﺑﻨﺴﺒﺔ‬
Balance Transfer at zero interest with 1.99% processing fees for 6 ‫ ﻳﻮﻣﺎً ﻣﻦ ﺗﺎرﻳﺦ إﺻﺪار اﻟﺒﻄﺎﻗﺔ‬30 ‫ ﻳﺠﺐ أن ﻳﺘﻢ اﻻﺳﺘﺮداد ﺧﻼل‬. ً‫ ﺷﻬﺮا‬12 ‫ﻟﻤﺪة‬
months and 4% for 12 months. To be availed within 30 days of card (2024 ‫ ﻳﻮﻧﻴﻮ‬30 ‫)ﺻﺎﻟﺢ ﻟﻠﺒﻄﺎﻗﺎت اﻟﺼﺎدرة ﺣﺘﻰ‬
issuance (Valid for cards issued until 30 June 2024) ‫ أﺷﻬﺮ‬6 ‫ ﻟﻤﺪة‬%1.99 ‫اﻟﻨﻘﺪ ﺗﺤﺖ اﻟﻄﻠﺐ ﺑﺪون دﻓﻊ ﻓﻮاﺋﺪ ﻣﻊ رﺳﻮم ﻣﻌﺎﻟﺠﺔ ﺑﻨﺴﺒﺔ‬
Quick Cash at zero interest with 1.99% processing fee for 6 months ‫ ﻳﻮﻣﺎً ﻣﻦ ﺗﺎرﻳﺦ إﺻﺪار اﻟﺒﻄﺎﻗﺔ‬30 ‫ ﻳﺠﺐ أن ﻳﺘﻢ اﻻﺳﺘﺮداد ﺧﻼل‬. ً‫ ﺷﻬﺮا‬12 ‫ ﻟﻤﺪة‬%4 ‫و‬
and 4% for 12 months. To be availed within 30 days of card issuance (2024 ‫ ﻳﻮﻧﻴﻮ‬30 ‫)ﺻﺎﻟﺢ ﻟﻠﺒﻄﺎﻗﺎت اﻟﺼﺎدرة ﺣﺘﻰ‬
(Valid for cards issued until 30 June 2024)
Earn Smiles points on every 1 AED spent
10 Smiles points on all spends on Smiles app (including online food order, ‫إﻟﺠﺮوﺳﺮ‬
. ‫ ﻋﻠﻰ ﻧﻔﻘﺎت اﺗﺼﺎﻻت وﻣﺸﺘﺮﻳﺎت‬Smiles UAE ‫ ﻧﻘﺎط ﺳﻤﺎﻳﻠﺰ ﻋﻠﻰ ﺗﻄﺒﻴﻖ‬10
grocery, home services, shopping vouchers, & more) on Etisalat & elGrocer** ‫ ﻗﺴﺎﺋﻢ اﻟﺸﺮاء وﻏﻴﺮﻫﺎ‬،‫ ﺧﺪﻣﺎت اﻟﻤﻨﺎزل‬،‫ اﻟﺒﻘﺎﻟﺔ‬،‫)ﻃﻠﺒﺎت اﻟﻄﻌﺎم ﻋﺒﺮ اﻹﻧﺘﺮﻧﺖ‬
** (‫اﻟﻜﺜﻴﺮ‬

Up to 3 Smiles points on all international spends ‫ ﻧﻘﺎط ﺳﻤﺎﻳﻠﺰ ﻋﻠﻰ ﺟﻤﻴﻊ اﻟﻨﻔﻘﺎت اﻟﺪوﻟﻴﺔ‬3 ‫ﻟﻐﺎﻳﺔ‬
Up to 2 Smiles points on all domestic spends ‫ﻟﻐﺎﻳﺔ ﻧﻘﻄﺘﻲ ﺳﻤﺎﻳﻠﺰ ﻋﻠﻰ ﺟﻤﻴﻊ اﻟﻨﻔﻘﺎت اﻟﻤﺤﻠﻴﺔ‬
Quarterly bonus*** of 15,000 Smiles points ‫ ﻧﻘﻄﺔ ﺳﻤﺎﻳﻠﺰ‬15,000 ‫ﻣﻜﺎﻓﺎة رﺑﻊ ﺳﻨﻮﻳﺔ*** ﻗﺪرﻫﺎ‬
Redeem Smiles points through your Smiles UAE app for: Smiles UAE
Grocery: order from stores like Union Coop, VIVA, Geant and more
Food Orders: order food from restaurants such as McDonald's, KFC, Nando's ‫ وﻏﻴﺮﻫﺎ‬Union Coop ، VIVA، Geant ‫ اﻃﻠﺐ ﻣﻦ اﻟﻤﺘﺎﺟﺮ ﻣﺜﻞ‬:‫اﻟﺒﻘﺎﻟﺔ‬
and more ،‫ ﻛﻨﺘﺎﻛﻲ ﻓﺮاﻳﺪ ﺗﺸﻴﻜﻦ‬،‫ اﻃﻠﺐ اﻟﻄﻌﺎم ﻣﻦ ﻣﻄﺎﻋﻢ ﻣﺜﻞ ﻣﺎﻛﺪوﻧﺎﻟﺪز‬:‫ﻃﻠﺒﺎت اﻟﻄﻌﺎم‬
Home Services: book home cleaning, maintenance, laundry, spa and more ‫ﻧﺎﻧﺪوز وﻏﻴﺮﻫﺎ‬
services ‫ اﻟﺴﺒﺎ واﻟﻤﺰﻳﺪ ﻣﻦ اﻟﺨﺪﻣﺎت‬،‫ اﻟﻐﺴﻴﻞ‬،‫ اﻟﺼﻴﺎﻧﺔ‬،‫ ﺣﺠﺰ ﺗﻨﻈﻴﻒ اﻟﻤﻨﺰل‬:‫اﻟﺨﺪﻣﺎت اﻟﻤﻨﺰﻟﻴﺔ‬
Shopping: purchase shopping vouchers for hundreds of retail brands like ‫ ﻗﻢ ﺑﺸﺮاء ﻗﺴﺎﺋﻢ اﻟﺘﺴﻮق ﻟﻤﺌﺎت ﻣﻦ اﻟﻌﻼﻣﺎت اﻟﺘﺠﺎرﻳﺔ ﻟﻠﺒﻴﻊ ﺑﺎﻟﺘﺠﺰﺋﺔ ﻣﺜﻞ‬:‫اﻟﺘﺴﻮق‬
Amazon, Carrefour, Emaar Malls and more ‫ ﻛﺎرﻓﻮر وإﻋﻤﺎر ﻣﻮﻟﺰ وﻏﻴﺮﻫﺎ‬،‫أﻣﺎزون‬
Travel: book flights online with thousands of airlines worldwide ‫ اﺣﺠﺰ رﺣﻼت اﻟﻄﻴﺮان ﻋﺒﺮ اﻹﻧﺘﺮﻧﺖ ﻣﻊ آﻻف ﺷﺮﻛﺎت اﻟﻄﻴﺮان ﺣﻮل اﻟﻌﺎﻟﻢ‬:‫اﻟﺴﻔﺮ‬
Etisalat Bills: bill payments, recharges as well as purchase of smart devices ‫ دﻓﻊ اﻟﻔﻮاﺗﻴﺮ وإﻋﺎدة اﻟﺸﺤﻦ وﺷﺮاء اﻷﺟﻬﺰة اﻟﺬﻛﻴﺔ‬:‫ﻓﻮاﺗﻴﺮ اﺗﺼﺎﻻت‬
Discount Vouchers: Buy 1 Get 1 offers and discount deals on dining, leisure & ‫ وﻋﺮوض ﺧﺼﻢ ﻋﻠﻰ اﻟﻤﻄﺎﻋﻢ واﻟﺘﺮﻓﻴﻪ‬1 ‫ واﺣﺼﻞ ﻋﻠﻰ‬1 ‫ ﻋﺮوض اﺷﺘﺮ‬:‫ﻗﺴﺎﺋﻢ اﻟﺨﺼﻢ‬
entertainment, wellness and more . ‫واﻟﺘﺴﻮق وﻏﻴﺮﻫﺎ اﻟﻜﺜﻴﺮ‬
Thatʼs not all. Youʼll also get:
4 complimentary rounds**** of Golf at Trump International Golf Club
**** ‫ﻣﺠﺎﻧﻴﺔ‬ 4
every month
*****Novo Reel VOX %50
50% off movie tickets across VOX, Reel & Novo Cinemas*****
Complimentary valet parking services across 30 locations 30
****** 1,000
Complimentary access to over 1,000 airport lounges******
Complimentary travel insurance coverage up to USD 500,000 500,000 ‫ﻟﻐﺎﻳﺔ‬

Apply for a CBD Signature Credit Card on The CBD App CBD ‫ﺗﻘﺪم ﺑﻄﻠﺒﻚ ﻟﺒﻄﺎﻗﺔ ﺳﻤﺎﻳﻠﺰ ﻓﻴﺰا ﺳﻴﻐﻨﺘﺸﺮ اﻵن ﻋﻠﻰ ﺗﻄﺒﻴﻖ‬

For more details on card benefits and terms and conditions, visit www.cbd.ae/smiles www.cbd.ae/ar/smiles

Terms & Conditions apply.

* Annual fee of AED 999 applicable from second year onwards and can be waived subject to 999 *
achieving an annual minimum spend of AED 75,000 75,000
** Regular Smiles points earning monthly cap on spending at Smiles App, Etisalat ‫ ﻧﻘﻄﺔ ﻫﻮ اﻟﺤﺪ اﻷﻗﺼﻰ ﻟﻨﻘﺎط ﺳﻤﺎﻳﻠﺰ اﻟﻌﺎدﻳﺔ اﻟﻤﺤﺼﻠﺔ ﺷﻬﺮﻳﺎً ﻋﻠﻰ ﻧﻔﻘﺎت ﺗﻄﺒﻴﻖ ﺳﻤﺎﻳﻠﺰ‬25,000
& elGrocer is 25,000 **
‫واﺗﺼﺎﻻت وإﻟﺠﺮوﺳﺮ‬
*** Regular Quarterly bonus of 15,000 Smiles points applies for every quarter on achievement of
AED 55,000 spend target 55,000 ***
**** Subject to calendar month retail spends of AED 7,500 7,500 ****
***** To avail discounts on movie tickets and complimentary valet parking, a minimum calendar 5,000 *****
month retail spend of AED 5,000 is required
****** The first visit to the lounge during the calendar year is complimentary. For subsequent ‫آ‬ ******
complimentary visits during the same calendar year the cardholder (separately for 1
Primary and Supplementary cardholder) needs to make a minimum international spend of
USD 1 or equivalent using the CBD Smiles Signature Credit Card.
Smiles points value differs based on the type of redemption selected by the customer
and is governed as per Smiles T&Cs

Warning Statement: ‫ﺑﻴﺎن ﺗﺤﺬﻳﺮي‬

If you do not meet the repayments/payments on your credit card/loan/financing, your account will go into ‫ ﻓﻬﺬا ﻳﻌﻨﻲ أن ﺣﺴﺎﺑﻚ ﻋﻠﻴﻪ‬،‫ﺗﻤﻮﻳﻠﻚ ﻓﻲ اﻟﻮﻗﺖ اﻟﻤﺤﺪد‬/‫ﻗﺮﺿﻚ‬/‫ﻣﺪﻓﻮﻋﺎت ﺑﻄﺎﻗﺘﻚ اﻻﺋﺘﻤﺎﻧﻴﺔ‬/‫إذا ﻟﻢ ﺗﻘﻢ ﺑﺴﺪاد ﻗﺴﻂ‬
arrears. This may affect your credit rating, which may limit your ability to access financing in the future. For ‫ ﻟﻠﺤﺼﻮل ﻋﻠﻰ‬.‫ ﻣﺎ ﻗﺪ ﻳﺆﺛﺮ ﻋﻠﻰ ﺗﺼﻨﻴﻔﻚ اﻻﺋﺘﻤﺎﻧﻲ ورﺑﻤﺎ ﻳﺤﺪ ﻣﻦ إﻣﻜﺎﻧﻴﺔ ﺣﺼﻮﻟﻚ ﻋﻠﻰ اﻟﺘﻤﻮﻳﻞ ﻓﻲ اﻟﻤﺴﺘﻘﺒﻞ‬،‫ﻣﺘﺄﺧﺮات‬
complete product details and warnings, please refer to the Key Facts Statement at cbd.ae/smilessignature ‫ ﻳﺮﺟﻰ اﻹﻃﻼع ﻋﻠﻰ ﺑﻴﺎن اﻟﺤﻘﺎﺋﻖ اﻟﺮﺋﻴﺴﻴﺔ ﻋﻠﻰ‬،‫ﺗﻔﺎﺻﻴﻞ ﻛﺎﻣﻠﺔ ﻋﻦ اﻟﻤﻨﺘﺞ واﻟﺘﺤﺬﻳﺮات اﻟﺨﺎﺻﺔ ﺑﻪ‬
cbd.ae/ar/smilessignature

Commercial Bank of Dubai PSC, Dubai, UAE, licensed by the Central Bank of the UAE .‫ ﻣﺮﺧﺺ ﻣﻦ ﻗﺒﻞ ﻣﺼﺮف اﻹﻣﺎرات اﻟﻌﺮﺑﻴﺔ اﻟﻤﺘﺤﺪة اﻟﻤﺮﻛﺰي‬،‫ اﻹﻣﺎرات اﻟﻌﺮﺑﻴﺔ اﻟﻤﺘﺤﺪة‬،‫ دﺑﻲ‬،‫ع‬.‫م‬.‫ﺑﻨﻚ دﺑﻲ اﻟﺘﺠﺎري ش‬