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    Final Product PPT - Aura Edge

    Uploaded by

    Narendra Kumar
    This document describes the benefits of the Aura Edge Credit Card for Government Sector Employees offered by IndusInd Bank. It provides 1% cashback on retail spends up to Rs. 10,000 per statement cycle with a maximum cashback of Rs. 100. It also offers one free movie ticket every 6 months through BookMyShow valued up to Rs. 200. Cardholders receive a 1% waiver on fuel surcharges at petrol pumps and railway ticket booking surcharges through IRCTC. Transactions can be converted to EMIs at 1.1% monthly interest with no processing fee and tenors of 6-36 months. The card offers low interest rates, zero cash advance fees, fraud protection, and estimated annual savings of Rs

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    Final Product PPT - Aura Edge

    Uploaded by

    Narendra Kumar
    28 views11 pages
    This document describes the benefits of the Aura Edge Credit Card for Government Sector Employees offered by IndusInd Bank. It provides 1% cashback on retail spends up to Rs. 10,000 per statement cycle with a maximum cashback of Rs. 100. It also offers one free movie ticket every 6 months through BookMyShow valued up to Rs. 200. Cardholders receive a 1% waiver on fuel surcharges at petrol pumps and railway ticket booking surcharges through IRCTC. Transactions can be converted to EMIs at 1.1% monthly interest with no processing fee and tenors of 6-36 months. The card offers low interest rates, zero cash advance fees, fraud protection, and estimated annual savings of Rs

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    This document describes the benefits of the Aura Edge Credit Card for Government Sector Employees offered by IndusInd Bank. It provides 1% cashback on retail spends up to Rs. 10,000 per statement cycle with a maximum cashback of Rs. 100. It also offers one free movie ticket every 6 months through BookMyShow valued up to Rs. 200. Cardholders receive a 1% waiver on fuel surcharges at petrol pumps and railway ticket booking surcharges through IRCTC. Transactions can be converted to EMIs at 1.1% monthly interest with no processing fee and tenors of 6-36 months. The card offers low interest rates, zero cash advance fees, fraud protection, and estimated annual savings of Rs

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    28 views11 pages

    Final Product PPT - Aura Edge

    Uploaded by

    Narendra Kumar
    This document describes the benefits of the Aura Edge Credit Card for Government Sector Employees offered by IndusInd Bank. It provides 1% cashback on retail spends up to Rs. 10,000 per statement cycle with a maximum cashback of Rs. 100. It also offers one free movie ticket every 6 months through BookMyShow valued up to Rs. 200. Cardholders receive a 1% waiver on fuel surcharges at petrol pumps and railway ticket booking surcharges through IRCTC. Transactions can be converted to EMIs at 1.1% monthly interest with no processing fee and tenors of 6-36 months. The card offers low interest rates, zero cash advance fees, fraud protection, and estimated annual savings of Rs

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    of 11

    Aura Edge Credit Card

    (For Government Sector Employees)

    4th Line Embossing (Company Name)

    Arun Kumar
    BSE
    Cashback Benefit

    Earn Cashback on Retail Spends


    *1% cashback on all Retail spends in every statement cycle. Total Retail Spends of upto Rs. 10,000 will be
    eligible for cashback in a statement cycle
    Important Point:-
    *Cashback is capped at Rs.100 per statement cycle. Cashback accumulated in the current statement will be
    credited in the subsequent statement

    Note:- Cashback will not be given on cash withdrawals

    Refer Below Illustration on Cashback Benefit

    Total Spends in a statement cycle Cashback Amount @ 1%

    5,000 Rs. 50

    10,000 Rs. 100

    15,000 Rs. 100*

    20,000 Rs. 100*

    *Spends above 10,000 will not attract any cashback hence the cashback amount is Rs.100

    Terms & Conditions apply


    Entertainment Benefit
    IndusInd Bank, in association with BookMyShow, brings you Assured 1 movie ticket every 6 months in a calendar year on your credit card. Relax, sit back and enjoy the show!

    BookMyShow Offer:

    Movie offer:
    Get 1 Free Ticket of Rs.200 every 6 months in a calendar year

    Offer valid in all theatres registered with BookMyShow across all major cities.

    Please log onto www.bookmyshow.com to book your tickets today.

    *The price of the free ticket is capped at INR 200.

    In case the price of the ticket is more than INR 200, the cardholder will receive a discount of INR 200 and the
    remaining amount will have to be paid using the IndusInd Bank Credit Card.

    Click here for terms and conditions

    *Terms & Conditions apply. Please refer www.indusind.com for detailed terms & conditions
    Surcharge Waiver Benefit
    Avail freedom from surcharge on petrol at petrol pumps across India and while booking railway tickets through www.irctc.co.in & IRCTC App. Enjoy a waiver* of 1% on fuel surcharge at any
    petrol pump within India and railway surcharge on www.irctc.co.in & IRCTC App.

    Railway Surcharge - 1% Waiver on Railway Surcharge on Transactions up to 5,000

    • Maximum Cap on Railway Surcharge is 600 per card anniversary year


    • The waiver can be availed only when payment is made through the Card
    • IndusInd Bank reserves the right to impose a cap on the maximum value or number of railway transactions
    permitted in a month on the credit card.

    Fuel Surcharge - 1% Waiver on Fuel Surcharge on Transactions between Rs.400 to Rs.4,000 only

    • Waiver of fuel surcharge is applicable on transactions between 400/- to 4,000/- only.


    • The waiver is applicable across all petrol pumps in India. The waiver can be availed only when payment is made
    through the Card.
    • IndusInd Bank reserves the right to impose a cap on the maximum value or number of fuel transactions permitted in
    a month on the credit card.

    Value Chart
    Petrol Surcharge Waiver Monthly Savings Annual Savings

    Monthly fuel usage @ INR 3,000 INR 30 INR 360

    Railway Tickets Booking @ 5,000 per quarter INR 50 INR 200


    EMI Benefits

    EMI Offers Exclusively for Aura Edge Government Sector Credit Card

    Convert your transactions & outstanding into EMI at just 1.1% rate of interest per month or 13.2% (annual) with NIL processing fees.

    How to Apply:- Please call 1860 267 7777 for converting the transaction/Balances into EMI.
    Note:- Customers will not be able to convert the transaction into EMIs through Mobile Banking/Internet Banking

    Foreclosure Fee applicable as per current rate. Refer TnCs for more details

    Tenure Options

    • 6 months
    • 12 months
    • 24 months
    • 36 months

    Click here for terms and conditions


    Other Benefits

    There is so much more to life. Make sure you don’t miss out on those new adventures and take on new challenges in life without any
    hassle or worry with your IndusInd Bank Platinum Aura Edge Credit Card.

    Enjoy Low Rate of Interest of 2.99% per month (36% Annual) Exclusively on your Aura Edge Government Credit Card

    You should always have the upper hand! At any fun moment in your life or in times of emergencies, your IndusInd Bank Platinum
    Aura Edge Credit Card will have your back.

    Zero Cash Advance Fees on withdrawing cash from your credit card

    Note:- Interest will be charged from Day 1


    Service Benefits

    Aura Edge Assurance:


    With the IndusInd Bank Aura Edge Govt Credit Card, you can leave your worries about fraudulent usage of your card
    aside

    Total Protect:
    Covers you for a sum up to the credit limit on your card against
    • Unauthorized transactions in case of loss/theft of cards up to 48 hours before you report the loss of your card to
    IndusInd Bank
    • Counterfeit fraud

    EMV Chip & PIN enabled cards:


    This is an additional level of protection which will keep you safe from any fraudulent transactions, especially when you
    travel across the globe. This makes your transactions much more secure compared to a magnetic striped credit card
    Value Chart

    Annual Estimation Savings (INR)

    Movie Tickets (2*Rs.200) 400

    1% Cashback (Rs.100 *12 months) 1,200

    1% Fuel Surcharge (Monthly fuel usage @ INR


    360
    3,000)

    1% Railway Surcharge Waiver (Railway Tickets


    200
    Booking of Rs.5,000 per quarter)

    Total Savings 2,160


    Sourcing Guidelines – Existing Policy Guidelines will be applicable
    Common Policy Filters for Income & Surrogate Programs

    Profile Exclusion –
    Age:18-65 years Pincode Check CIBIL 700+ & Internal Score Minimum Salary – 30,000
    Housewife/Retired/Student

    Key Details to Keep in Mind for Customer Onboarding

    Product is only meant for Government Sector Employees ; Mandatory to collect ID


    card copy along with Application Form & KYC. Else case will be put under
    discrepancy. Please enter the correct CAT G Company Code along with CAT G
    company name. Else case will be put under discrepancy

    Capture 4th Line Embossing in the application Form under ‘Your Preferences’
    Section for company name personalization. Note:- This will be matched with
    the Company ID card shared with the application, in case of mismatch the app
    will be put under discrepancy (Max 19 characters are allowed)

    Capture the following under promo code:-


    -AGSBS/AGSBS for ‘Surrogate Bases Sourcing’
    -AGSCC/AGSFC for ‘ Card for Card Sourcing’
    -AGODB for ‘Income Based Sourcing’
    Note:- 0 Fee point is for select corporate only basis prior
    Product Logo *Joining Fee ^Annual Fee PCT Tariff/Fee Code approvals. Else we need to source the card with Fees
    499 299 V77 497
    702
    0 0 V78 013
    *Joining Fee:- 499 + GST (Will be reversed if customer does 4 Trx. of any amount within 60 days from card setup)
    ^Annual Fee:- 299 + GST (Will be reversed if customer does 4 Trx. of any amount within 60 days from card setup)
    All Card Applications to be sent at the following Address

    Office Address:-

    Unit no. 701, 7th Floor Amfotech Amsons, IT park road no.8, Padwal Nagar, Opp. MIDC Vardan (Old Passport Office), Wagle Estate, Pin-
    4000604, Thane (W)

    Contact Name/Number:-

    • Sahu C- 8850743460
    • Hema P- 8454061615
    • Sarika B- 7039298098

    Email IDs - [email protected] ; [email protected] ; [email protected] ; [email protected]


    Thank You

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