Has Igl Co
Has Igl Co
Has Igl Co
With reference to the terms in our Hospital Alliance Services Agreement with the hospital, we hereby issue this Pre-Authorization Letter
to cover the above named Life Assured's admission in your hospital above under the Plan Benefit above, up to maximum amount of
MYR 6,000.00 inclusive of Hospital Room Charges at MYR 100.00 per day (inclusive of service tax).
Our pre-authorization herein shall only be for the medical expenses related to the Provisional Diagnosis above, and is further subject to
the terms and conditions of the Insurance Policy for the Life Assured above. For the avoidance of doubt, this Pre-Authorization Letter is
limited to one (1) in-patient admission/day surgery, the details for which are as follows:
Current Available Limit * : Above estimated total costs stated in Pre-Authorization Form
(as at the date of this letter)
* Please note that the limit assessment is done as at the date of this letter, and does not take into account any claim or adjustment in
progress. PAMB reserves the right to amend and/or revise this limit assessment to reflect the actual available limit, before the issuance
of the Final Worksheet
IMPORTANT NOTE:
PRUhealth, PRUmajor med 3, PRUmajor med 4, PRUmajor med 5 and PRUguard my medical Plans are subject to a coinsurance
of MYR 300.00 or 10.0% of the total eligible in-hospital amount, whichever is the higher, but up to a maximum amount of MYR
1,000.00.
Common items that are excluded under our Pre-Authorization Letter (including but not limited to this list):
• Filmarray Gastrointestinal Panel, Respiratory Pathogens
• The POLICY EXCLUSION(S) above (if any).
33/Filmarray and similar nature of diagnostic tests.
• Any non-medical related expenses, drugs/ medicine, treatment ,
or investigations that are not related to the Provisional Diagnosis • Any robotic-assisted treatment / surgery / investigation.
above.
• Any take home drugs/medicine beyond one (1) month from the
• Treatment of plastic/ cosmetic nature.
discharge date.
• Any advance payment/ deposit for tests and/or treatments not • Aids for correction of eyesight (e.g. multifocal / enhanced
performed during admission. monofocal/ toric lens) and hearing (e.g. cochlear implant).
• Any "Non-Payable Charges" as described in our Hospital Alliance • Dental treatment or oral surgery except as necessitated by
Service Agreement with the hospital. accidental injuries to sound natural teeth.
Kindly be informed that you are required to notify us in advance if any additional amount is required for the Life Assured's admission,
which may be due to insufficiency in the maximum amount and/or the Maximum Length of Stay stated above. Our agreement to pay this
additional amount (if any) shall be subject always to our further review and approval in writing, as per our Top Up Process.
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