e aw ■

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, tt~~", .....-n,1Le. 'flu vrurni..,b.m ,,f !.~ll lird.\11"

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ut-U-"liri.s~ ll .._""', JJl"ai.11 b..'IIT\11" l~ \.'li'•I.) ri•
131:.n.d..1, by t1.:n7171JJN~ ~ 1 1 , wl1! rtf 1:n~Im~nl"' II' ..,,hnift.•
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rn..J,,-,,.... unil:lj b·r wav 1cr l!!JTrl. io..11 .. ,m,di!'C"Wnh l'll,!; a1w J11"n"I
l , ...:a. .. - -
fN"\ wlii.k."rtid,."'° .1 ,.mrt\ i 1• Pn!'D¥ftl~fUI tldn'llin b.l..e, rrop.ar.,twrl t~ h•.1,1btht, ~ "•rl~ Lndu_~tr4.i.l
.ur, ii''- "' .-a,lPTn'llt•' \lAh1p d....._-.-f,1rmll.'.flt pn:iy.;nunm~ .u,d J.c-v11:lopln,r. -n~u.,,tn.1] JR".11,) ~t.iles.
lh.n. JJ:~ ("Jli::....,.-J In ~ ur ..
,t mediLLl'p ,m,d l.'llf"&' Lttdu"1 l"LI'~ rroJ1:'cb
IJ'I w•Ill L1 "«1(ti ifl ru1l,ah['t",1'l11'"
, .1.tt ~ n •1\li-un ,~ ~ '11-hi.•ll) -.1\.,,'lll:-O •u'b-kl<ll.uu! l
...,,,, .. 5I£1L• :.Jl,-,, ,n1tnllililcr ~ l~'RH\,it' ~~ Lil 4,..l'l:\U.sl/S-,.,lc Gr•'l~-rnm.e nl" ;ind J'l'IUrlF-111" m
JL~~
• , C&"" ~x, ~-trnJ --.-.:!'-~ ~ 'h :l'!i l:!'t mlrff~_I h rr We!§ La:, ,, Yn.lil...-Yl'l-4 ID&l!i ,u n ibt,fy.11 1."'! I ft'lipel."'11 IVL'
....."'" .-,r,..;,t...
... l'liL,. ":T ..11hml,; o( IDOi ior lllp..•utm:g lt.s ~ apH.JI lloofkt.1n.- L!ruh :r IO!' ~hl"fll.,. l.!'t1m,\}' rvpw•
,.- • - .... ,,.-1 J..-J Ill.• .t.--n.·lr"S t:u"!it ~eN'ra~ imlft<("fT11f' Wll " ·h o ~ ~ ~- nm~ bout 1.,1.1. ,;u1t.."',fll..llli'
_ ~i:a..."t'J h'm ,u.J,_ promolrr ~tnbui111n

\-..........~ 5.1.&~°'lii lw Sl.DC .. t~cludm~ !!idla 11.111. l'1&rutJ llfflLIUDt..J au lu 1 li'+-I , n 11ri..... 1Jun:nK l!Jt.1 t ttl
~ t -, ti, ~-n.l ~ '~ll!fi!' ,Jl,.l,t~ C[fmpc-111111r11t• wu.t'.'.. h!ffl'\ 1ri:1dre> olClroURl'l...1 for •llf,,t.J "'' IT'il! rJIJ IOI Iii
• ~•' tr;tOC.~ dwmt 100 L·Ii!!. ,,_\!&!>_liiUUlLL' lb} wny or t H~iJn-WTrtln ~ I dirNt floll!b-.i'h l"1l.-1111 u,hrr 11
r,: f rent al tuL:11 d-L~n.l"fflt!l 'U"- Cu r:mal.Jti.\'i!I)· l!ltM;'l'fl, ~UJL, ffl IN! 5t..te, ..,e lltw r 1'1h1i'1-h.
'I ,-
•r.a L.CµClil. ~ l i - . . t ~ An:d.l;u-a l 1 r-a.:l1.."jjh l"unj,Alb 111nd 1"a~1ill N.11,h1 C11~e'th L11! ~ tUy_lc,.i N'.U1~ b6 fl~
it Uic, L&.tf..11 ~'Uc.llS'l~ ~"" .:ill SllJ,Cs In 1h.• mJ.us:rJ-W lx- ...u tt11.1l.lbv~ t1»~U<1,1,_1·,
thi•1mc-..tls anJ d11r1111i:-Jl
:, ~ ,tt.J.r... (1,_,,J rn,du1,."b. N.•J.( IT\llt41> .mJ lo!.'l'Vln:!li ~ lhll'r ilH4c1UfllL'tl: m r-ffl. pct n-nl ol, 1.ot.111 hUlL-'lhil\-..

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o.tJJ"M.:r Yil~ tlLJl'k..J k1
-.n'IL!i u_r 'IL\ th\• L'f\d r.,t M..ud, l ~
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Lli ll tr V"(1&1t• Lf{t...~ .lllllii:JibnCU. p.r.t\ .1•e ~ tor 114..11.11\Ullrd h•r 11>,rt
~- i.C".l o1 t.:Y au:nuL11 \~ ~ 'UCYl'\'I, (lt !:IUX~ h.1U1 •W...d It) 1{111111 1-l'!LiiDI., ruhllc ~ti,, .,nd
rrooperilibH,1l' '-oC.."ci:L.'lr t~ G
ft (T\"'" l nJa:or tlv F""t"pl-h<'-W L9 :1S&Li.Ll~11 .- ~... pro11:d.!, i:oru,tm.1 ti::"d ubm.11~ ";"\') }"la <,ml oi 11hr, L-Ymld.!lll.Vc
~ "Dll.:l'iii ""-I l"'\ c'li.p ,i.n-.•i:\fl dh-rT"Yth.. .Jl\~,n rnodi.:ITH"A. llmf\ ,, i'L-hnib Ihi nt•rm I balilll\Cit11g eqi.n p n\r11
t 11n.<l
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AL i)F 0E:YI-LOP1111if.tn 18.ANIC.IHO IN IMDrA

w •t1uJ.,, I , ,.m.11H 1clL..,, l'lnpmLnl b ~ Lil l.1\1.h.a wvr-.Jtl--.. ~h'-'1 ~I~• ~1.1;•u1 ~ ,rlRyh,y, .i <TUl."ull role m
rmnw,,; and dt•\ r1~•pin~ LnJu11,tn.al u_rab. u1o lh~ 11 m..O. 111,11,- dmm, 1uw.i 1,lJlle su1t ,-.,:l iJJtfw om~ lnLl-1,1i1
' n..., h.u r hd]"t:J 11'1 ti,,l' Jki,f,vrit.ll 1,11tulu"llnr.'~ 11\ ~L.w.uc.l f~UI\; / ~Tl!ib Th.·y h.avr1:>-.'r1' pt,1\ 1hllms
I. n; ,,._ h.tV1 • cn-hm11. ~11 "'"P1.·1 u~. m uJ ~1111;1ry . , n L~ ~ -\ up1nmt lk!lr tie. mDllt-rrtb.i.1 lLffl iut mi.hm., ,.,_\ t Iml"'
~ • ~ lbl 1,, t-,~ .ia ,a" ►': .1... ( 1t.ah·1 H ,,~ •, .t flt u;\Jm.tn,,I ~rm.. a~ Ir~ In.iii."!
~ pn, l ~ •lhi,'" 1ntr'tl l b, 1h1.•\ ,.u.Jh.-J Iron, n"Jhlll, w 1•~ i .L~ I.,.,,
th~ mn "' """''1n:-n 111 ,Hmt-. ••I
.....,L, l,,l_h 1,. IH 1JloHHlfl! hum ~h,- tl',oi.f"TITTrlW1,1 111 lpJw IUU r,ml, ,.md PU1ttl
I 1,ou1u~ l kil •l~l"\ 410 "''' h ll M' iu1ul• Htl ll\ !..111• ruh11i 'ht-\ uu nnl ...-H 1h...,1 a h_..11-r, l"lll,ml-. 1r
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i l111"'1 "'1d,,,i ~'l•~t'II~ r•U••"'
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"LI,, l.,th'1 i 11
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11 NH] .a m ''"' r, 11 rn ol h m1 J.14t1i. ... ,1ulmllf'iL11~ LLml!, 1111"' IM1 lt1LI , .. ll~••~•· ,lr i,,u1'• ,.,, l,.
1~1rt, P\,'
.....111.t, ltnlL " l11•on11111_ ~.!<Ii ~1111 1-'> H1PiJ llll 1h•'l,'~•L!.1rq\4_-nl l111nl!..!11 l~U 1101 •·n.rn■ rnt',' l1•1n.hrw, •'lfli ~t-i.,·
<1.:ar. 1-h-t..-r,h.,.1:1~ ~•1 mJ ui,lnal mu 1, I lirl' l 1M1\ 1 lhPJFlm• l,nb'l.l r,1 Lk\,•'1.1~• .i , 11rp11,
... 11, h,111.t 1H.1i1IM I
 584 ... J\llo ney, 8 .irtking. bilemationa l Trade and Public Fi.nonce
i:1w ad";n- ond lr.a.lnm~ m r,c-\\' t«.imolOg)' "nd alK> hdp In _th~ upgrad11hon of mdigcnQus I:~
a.
R.t!k',-,rc.r, Oc,~Jopmt:nt t,imk5i undcrt.l.M" m:i.rkct .md mvdtmenl rHC,.r,h .and s un·t)i. .ti ;il!oOtfr.i
nnd econ(1mli: 5l ud1~ rc.l.itt'd to Jc,t\'Clt1pnlt'nt 0 1 mdustnes. • I\(
9. c.:,, rmmg. n 1ey hdp 111 fllhng: gap:. In di.• lndustfi,al struclurr ol" the ecooomy hy Pfmin1.11; ,:-
devdoplng tndustnr:i-
lU Coorr/unhun Tl) 11.,·ohl h1111huard rmn-,-th OI fu1.tod1d U"lltutions, d.e,.•elopmt.'111 b.-nk) (00,..... _ _
' - er - " ..a 1· d ""~•~II I.!,
wo rkmg o( otl~ .tin-10~. lm ll lmdlng ULtihtullOltS ens•s:
tn tn..mcmg. p-mmottng o1n dt"\·dop1.ngtf'IC!ui.trlt',
JJ JitttUur,on 8 ur!du,g DL'''"Jupm◄•ul h:mM i, re the instrument:. Clf ~Utullo~ )"ulldlnK TI,'T .ai1ii.l iri!h-
cre-.,ti,on .u,d promotion of h;-:nn k-:ndmg mMllu1icm11o. For 1.ruln.110?. th l' Rl5k Cip11al .and TcdU'!Olog),• ~
Corporation h35 heel1 spo1'1.SOtl'd by lhr lFCL
11. .-\$5:it rn Pam-yins f(lmgn C.1p:it.al. It is de-.•elopment ba.nk.s whld, Kqutre fo rel,;n capual w ~
11 tci , •1r1ed mdustrW seduna. ,n kerpini \\.'lth n.11oonal priontics The)· g1..-t firuono from tht- World 84.1\l l!J\
t•tc. Md itl]OC.ll~ i1 lo difft:-11.'nl mJ u>tl'inl proj«t,.

5 DEV l:::. L O P M E. NT BA N l<S IN IN O JA

There i i . f l ' ~ typo (I( dt!'-'E.lopmt:nt b;u,ks io (ndi.a: First. thM~ .tft" deVi!li.irrnmt b,ml.., fur llg11M'!U'I
.11 loco1l s t;atc and n.>tl,W\.lll leveL 0 ,i;.')' ,m.• J' rim.Lf)' l.and DcwlDpmf!!flt &n..S, S t,1h: / Cmtral Lmd Or,.y!Qpaci
ll11nl.:s. aJ1d NAHAKD. SrnmJ, lhC1'C' an: J..-\•clopm,rnt t,unk.-. fo r m du.'try a t the naticmal a nd Still:t' l,r\'tl, Al t"f
nt1tkin.1J l~d 1111-.. 111<:lud1,>d lndu.,.tnill Oi;-\•rlopm..-nl Ban~ of lmll4 (10 1!11, Jndu,,irfo l FiruinC't' Cotp(l~ cl
l11du (WCI), lntlum-:ial Cn..J11 and ln vl!'§.tnu-nl Corporarlfln o f lnd i11 (IOOJ. Small Industries Ot\'dapme:
Bank oi lndi,, (S[DBm>. lndu.smnl R..""'ninrudion U"nk c>t lndua (m.81). Ri..U. Capital ~nJ Tt.'C:MOJogy flnua
Corp<1n lll"Wl (RCTFl, T,-.::fm1)lo.,:y DM•doptrl('TI! lllH1 ln(onnuuon Company n f ln.di4 nn1 a i Sllirrm; Cni!:J
411d ln\'\'j!«ncnt Ce1rpuration ol l11dSA (SCJCI). and 'J'nun:i,m Fin.i.on- Col'f'(lrndon o( lndfa (TFCI) Al t.lv- 1o1rnr
lt"'\1t':I an· St o1tc: AnanoaJ Cprroration., fSJ!G,) .mcl St11k Ind us t rial Dl•\·d op mt.-nt Corpor.atJom (SR}Gj ll1!':
tht-re '" 11\e E.\f-'('llt·lmport (11'0M• O.mk of h1dLl for tilt< fo reign !ltl:d Or
We sh.all ron6nP ,iur s tud)' lu somt' o( lhe 1mprutml finruidal ms1i1u!ion.s .u devdopm~u Ntth

/ 4 .I NDUST" I.AL F 1HANCE C ORPOA ATI ON OF INDIA (IFCI)

Thr IFCf wa) tlw fiut dl•\•elcpmenl Nill. l.-St.l~li.'lhcd in lnd1.1. in l 941;. It hoL\ hl.-cn convertrJ lnW ,1 ~
Umitrd rompa,, y \.\'Ith d fot1 lfl)m 1 Jul~·· 109; lh maln objl'rti\'c 15 lo m.akt:< med i!l!f\ .,nd long tl1ffl err~
indu~1rW C(IN.'t:'m.., In Uw pn\'a ll". publll", iomt m d 1,U-Opim1IIV\' ?-1:cton in lndiA. It i:\a a ~,..t-.s1J1.uy of tbt
whid\ J1old> SO fK'' l'l'n t c,I its ..h.11t a pnal and th.:- ffflUinlni ~ per n-nt is he ld by bln b . Ul.'>ur.t.rl".C'corn~
!lnd l-o-<IJ"'!tabw b.mk,. JI ougm~ub its roour~ b)• bblT(t'\\,•ms from 1he Govemmd l l of lnd i.a. Rfll [DOl t dt
LJC .md b)' 1~,.ung IL'i bonds .:m J dl'Mlh.lr~ in the m4IX"- and by borrowing in fon-ign n rrnin.:)' frnffl
Wnrld H1U1.k iUld ndu!r foreign o rg.:inls,uorui

Its FUNCt lOHS

Tl'K' IFO p..•rlom ,:. 1hc.· J u.ti fum.: tum of• fina not:!r and promoter. Th1$1." runC'tlons n•vtill II! 0\1.1Ju:J'~~
~cti\•lt1cs :
( J) A;" Fimmnrr ,.\j_, .:1 fin.moer.
J lhl" rFCI ptdorms the foUo w.,mg funt.ti· oru.: • ,s
,tp::;,
(11) h grants )o,1.1\5 ,uiu 4 '-'i'llC'r'!' bolli In ruptt ,11'1<1 fote,ii,,n cur 'nd viduo1J o:,,,.."'1:'JTI' \\
:renoo 10 I I
1tp.;syab lo Wll• lun o penm.i '•· ., j ')C
o .:..;;, ye.u,._ O

(bi It ~ubscn~ tl'• ~ b.ruc ol shai\i&. bund:i and dcbvntureS h-t., irtdulltni11 cor1rert\S.. 111i.~ l"
UJ 11 u nJen-.-•n,to iJkA L"'11uc 0£ ,.,.\Mt<>,. bon1fa and ., b, ·,b ., _, ccrll' \Vhi~ii
•r h · ue •nture,i )' ll<UUStn'" run ·
dbnr1.
,--,
-d
.... b)• the lf,,.J w1 t m K'\'1!11 )'('tU"'to (If their <1cqub:_m ......
! ., . , L - •l • V J\. ·•t ll"'
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1d) It gu.1ril.Fih'r.'S .......n 11 vvu\ m ruper and fo.~ s;n C'Ul'ltnO I :-ii ts ti' .;on,,t'L
m,,d,ind)' lD'lportrd from .ib:'9d o, pt.ut'h:lWd \\'l!hm Ind es llOd d ea cm: pJyrncn _.,I
n __ J I • . l,1, . uJl,lb
(rJ Jt provlde. 1, 1UITT1.~11 .~ani-efnr .,;c:ttingupncwi- • ,
u •UUNIJi;t.J pf'(lfl;'CU., 0-p llfl-"'I Or,
01 pu,:uJ1t,
 588... Mo,wy, !Junkin!\, lnwn~11ional Tr,,d,• und Puhl..: Fln,111~,,
llt Obffflh-n
n.. t(1(1 w•i 1.,1111,u~lw,I 11~ lulfil dw (,,nn~••n,; n,,&1n nbj,•rth'" (al 111 firwnfr1 ,1._. turngi rt.1I
~"00\pot'lil-nt o# ""iulitnlll rroj,'\'IJi, lliJ lo providr ,...,..,"-"' ln thi: 4n_
•o11Ju11, 4'\ilMlll!lilon 11nd moJ,mkltii~•
mdu11ui,d t:ntnprbc~ (d lo t'll"11urnw• ,mil rrom1..'lllt lndll!llri11I ,11•wkttnnc.1II i11rt1l lnY1':l'tm.-r1I; 1111111 (tljio,,,::;
t11i5)illll m.ul.ds u, d\l~ t'l)lmhy
lbl 11um'11un,.
U\t' 100 '"'"lien l'IMh ~ .md promullun.-1 A\.tj\tm1i.,• h> priv;.1k, pmt, !"Wik •n,l ,1o,,..,-_
,1it,
tiN-lnt h•dtUtri.tJ - . ~
(I) Fin.1nri.:.t.l AMl•l•ntt~ tl• IC'IO p1twldo fuw:i.., .U tt""'l,IIW'I' 11( lht• f1.tll, ,w1n5 IYI'"
foi rn,jf'f't r,111111u Assi!;tilort' for J)mjN1 !In.mi:" 111 I•)' w.ay "' ru,.,.... ,md fo,-.•i,;.n , urwncy io.,"
urwforwrilln.,; 11ml d1M.1 1t11hvnpHom1 111 1'1\111~ .1nd \i..,1,._,,1ure,,, a.nJ >{1.UU,111!1,,oi,.
( b) f(uu,,ri:,f ~M"ll"t:I A~l.,.L1111\.Y lty w•y nrl fln,sndaJ :14_-n,•lr.e." lo uw'lu.lllry mdudr.,, .-~,1u11€t ~dr-
~ n u t ddcnl-..1 ni-dh ji:ln1:I'.' 198!•8.l, «sfUJpmr!ll l1ia!lb'lg g:nfl' l1)K3..8.I, ~·••ntuh" 1'.ef>lt.i) 1-lml11.-; IWi.ir,1,
IQS?--81\, in~lnlnwnl '-111• 110\Q: IQM,H9 •nit ,.s,,w,1 ov.JII fudlit) ,ino• J•~CIO
fr! Alm-h,1111 IJ.1nA·lri~, 'l'hc ICICI •00 ffl'll"" m1•1\.-lw.ns l,;111lu 11,; •• •l'\'ll'l"!I..
l dJ C,,inmnd,1.1/ H,mkir,s, II h.11t !'t"I up dw- ICICI ll ,.miJng Corp<w11liun 11\ ,, ••11mrnPniAI h;mil. !'bin' 1491
f.?l Pmmotlon•I ANl11antt.11w-lOC111mdcr, thr. following pmmol.ion.-1 .aS§Oliltn r.o indwrlaJrm1tm
(.1) ,bmt,u,,~ tit 11,m_.,..J Atnat.. 11 prlwl-ili'II prn,tt flmuw:r .11.'WJhun on mno..."'5:icn&.I h'mt) loinJ!tll'::II,
in Nd......•llrd oUNS. II .WO sh~ klrlm on 1mll lf'nru In l'Uitablri ,, ,r;aJ dt"WlopmenJ sd 1i:mt,, . ) ~ t1
~urrnr.11r be.vile. It "'tends fiMncia.l 115Sislltnll': in I~ form of-~ mt)lll')'/ m11rgjn nK1111:Y .,, i:nll'!et i,b
. i ~ ) ' in h..c.l.watd Af\:'"-
(1-) Pri,~ .- tss~ ·nv, IC'IC"'I ,,rovidet. it.Wl1Ultt to IWW pn:,ji't-1:,. .u-ul lo t".Xrarl.'ilon/ di\'O:sdinnu1
proe,..·di II rt'ndi!lli .uslibnl!r fnr r111-, dcmka1lan/n.>habilli..1iu11/ b.ll,111ong r,quipm.rm pro,ict.s.. F11.taf, 1'
pronda wppif,rnrnlM\" .auiitarw:,: lo lndu, rrl.d Cl.lltt~ whld, include, l"ll uiJlll\Clil fl niuYP imJ ftll.ft'tia
mttring roJt CJ\'ffnm 1md Mr \1.lriou., 1Jd..r pufJ""''° l,.... CIW"fX)' consavation. IKllh11tnn l'f111 t rol. e1c..
fd T n : ~ Ll"rn.l,1tk,,u '01r 100 h.~ promoitr ,.J ;1 numb,,~r of tmtllut M,i1!> (us h•chN•loi,.y u pg.1d11tg;
It tu~ f"°'"'l(t'd TCQ, m 11 numbc-r ti ,tata, ln co!labQr,,IIM wilh IDEii, lf,(J and 'iC~lr k,·cl imtitt1dcn II
prm.iJe-:,. a»bWnn- to (ndo-US ro,Uabot;i!ion pro,,,cu umlt·r th,, lJS.:aiJ.:,.i Prog.namnw lm lllt' Ad\'illl(.1'mtlll d
C,')ml'N!ff'l11l Tn·hrK•lc,.,;:y (PACT) lor d11,·,•loprnml of lt1Mll1\'Allw product) .111d pro('.-fi~ in s!Ji.'.h •l't"'' 11
l11/oml11tW'5. blottthnulo,;y. rnpnt'fting. t1IL II al,o tendt"n ~ IA'.IAI\Cr lor R&IJ pt1..,ji.-.'b undr.r thr 1°"'1(1.1~
lot At-n-li't4hOn a( Cmmnncial &wtgy Rt"-1",m:h (rACER) fund"I t,y USAIO wllh ,1 gr.mt o(S :!II uulll"-"' b•
July lll88. 1h.- 100 1!lifoblJ,J,rJ thr Tedum lo~y O\i•r)opml!III •n.l lnformArion Cntnl'""Y ,1f lndl.a (TI)l<I! t::
firu.tlCJ'! ttt.l1noJot;)'•intenM\Y dn-.,Jo>pmenl ..rbvlllc•11, including ron1111m:ial K&:0 M'hcmo , Outing 11-'')l•II',\ d!f
ICIO inttodu.-«I 1w,, 11ew pn.-,«111 wllh d11• t.-lpol UWO:-FiN-1, Agrirubur.al Co11u1wrci.ilis.abo11 iuiJ ~r.:,
(ACIJ) r rojecr. nnd M"anii. Tr.Ide' Ill Ruvironml'.':11l,11J Sttvi~ .and TrdU'll)logk,. (l'F.S'J) rr,.,tr411111'1C' w'BI w.rtt
s
of s lfl mlllkln 4 11J 25 million ~\Jll"l'.t:J\'dy.
(tt) Vl'ulUN' C11f1IJI 1lir ventu"' apit.aJ OJ'ffilllnn:. o( lhr- lOCI h;ani Ix,.,.. ti,l~1 O\'rl IJ')' the TIJll1 diut
JuJy 198ri, Howe,~,. in ,twxi..111!",n walh ln1 oud Mrpo1111e !14.'\1o,, the IC"IC'I Oo.,tt'd 11 !Jl:'('l)nd VfflfUU' C.ipJUI:
Fund (VECAUS-O)olRi. 100 cron:,; in AprU 1090
(rJ II ha~ promocr.d " 1111w romp,my lnr pnwldln,:: sh ~n· tt'~Rr)' and lr.tn'lftit" llll"r'\'l~ lu 111,·e tud
(f) It hMI pmroot<'d a mutual fund.
lb Wruking
Fi,wiOAJ ~ ~ ndxJncJ .ind Jub,mffl hy 1lw 100 during 2001,02 11mtJ11nh•1I w lb .11.J.."il ~
and 25,831 at1Je tftpc•cth-tl)' Of dw tot.Al dubu.1',mUM !Uni, rupt...- lU.U\\, forrl~ rurwncy loiuu .w,d ~ ,1,-tli'P"
:amounlrd w fl>.- 1.C.475 crorcs; und1>rwriti.nt,; 14nd dil't'CI ~u~ plionfl: 14 3,348 Croft$: und ollltd lb,~,,.
aoro The ICICI b R"quln-d to •d•_lt,•r 9 pt-:r rent c-.apllAI Jd~cy non,, whld, ii lu, bttfl tMinWl•~
.sv('fllSt' ol 13 prt .:ml, The ICICI 1,.-, bttn mergN with the 100 8.1.n k in Apl'il 2002.
 . 0nnl T r,, d e an d Public Financ!.'
,1t1
5&> ... l\ ton ,•v, B.inl-.lnl(. l111t, n1

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on fh • .md f\fW prnc ru ..-.w:n~
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t"J t.,i,t
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tam IO,sw, C'\.l rndt ,j i,1
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• , Sitt, Jl, ~, -h"S S.,.,_ Thu In favour of thr rrw..a!X'fU:n':r ot """'f
wwr,. 11k
et dr. a~ d~ bUI lo' "'
the IDB t nu, l,tci lltv lS provi'dc,J m.Mt
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,m.1 SttJ . _ ..,i,IM ~ Und
rr du, tchcnw, finano.111 ..._,,1.!illltl('O
nbu taon ,i:, W11'll .u C'\fWty wh,.-n:-
no U..."'-K" Of puh hc )nMC'> o donr.
~ nct1oned tD lc,i.s ini,; t;omr.111.'lM tr
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t\•• nUw ,. roU .
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and hd p,
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from th.-- ""''Lri
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.,~ "i"t up th1• IIJ l)f 8.:11d1, Lt.d. mu:_•- w, 1995 Ol't .. r nva1r -."UCnm
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lud,~ pl,uuun~ pnlf J

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''
lt11 n.1& •• .u-1 _.,,.~ ~ ,~ ttw lnJr.;,,uL&I
t'r,ft ,r:r.w nt Dian,ii. ot India
~(. .nd dM Jl,1 \1 lthn dl
•lfl""fflt~,fl,◄ lr._1~ 1::tl 11olu ..tn.i l~'1'' '""'""
l,IIJIWt(l11n litr\'"".l..'1+•1Wt11 U.,~ ,,. 11.. "
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 592.... Money, Banking, International Trade and Public Finance
n!lbtantt to lndian nu.nufoctunug c-un,p.mic& 10 undet1<1kl' itr,1tegk e..-port nMrk1.•ting illih,tit,
mdwmall~ oountry marki':ts. tn) bi,ort Vei!-llor 0-=vl."lnpme nt Fino1M."e (EVDF> prog:r~ which
mlel"r.1h--d finand ng ,.....A"')tes to rruu,u(actun-J'/expo~rs: .md cxporl / lradb,g hou~ to unpk:mcni \lrv1
1
' -,
pru,~:
r:i, --- •

\!t!1t dor dc\•ek.'pOll'l'lt ..d,t:nw~

1
Tow. tht-
n,(1m, B.mk's progr.ui1m~ ixwcr ,·.ui0tl~ !otages o( ,•xporls hum d~ J c\'elopffi4ltil ot
1
m.;u:~ h.> a.:pansion of production capadt}' for ex.ports. production for exports,. consu llancy a.nJ f•~ r '"
_u fi •
midld for exports ;;and rn- .1nd posi•,:i.iupmt"l'lt n.anan&,
--'Ill\

7. Sur1 f 1NANCIAL Con,0111.AnONS (SF Cs)

SFU .t.r't' lhl' ~--lcvd dt"Yclopn1en1 banh for dw d<"'Tk,,pnu.-nt o( lin 11tll 1mJ mcdiutn sak• ind~~
in Jtl Sti.ltl"S of lndL1. 1nc:)o 1,lm .at bri.nglng .i1100ul b..Lu\Crd n.-giurual di>\'eklpmc:nt by w1dL-r dbp(>tMlof mJ1.1ima
promotin8 ~ate:r 1m·estment and gcner.ulng LU'ger employmd'II opportunitll'i., lk...:ido thclr p.1.d-up r~~
SFCs ,1_ugment t1tffl tund_,, b)' borrowings from the Ccwrmmt'1\b, RDL 1081.. bnnks .rn<I b)' "'")' u( I~
dcbcntun."S, tiy ,uxrptang dt."pa51t.s B!ld safo of mvntmcnt ln. liharcs and d«.'bentuo.~ e1( lndustrfa) CO!\\.'\.'ffl)
Their Fu_n dlo11a
S~ ~ rlonn th!.' following Junctions::
(1) 11,q• pro,ide lln1m o.1tl as!ilst1ma- to indu11.lries by WA)' QI h:M1\ loans. d irE'(I Atb,,coplinn w ti:uitt
dt.-benlu ~ dtS<ountinl;\ o{ tuJls of t,ccli,,~c :and guarantees. •
{u) l'hey mffl tJ,e h:.rm kun rt.'[llllremrnt!i of .!lmAll lmJ nu.-dium SC.ti\• tndu.strics fo, ~~1uJs1tM.1Dorihn!
Ilk~ ltkc-: land, buiklln>t, m.xhi.ncr)' t111d l:\{Wpnw..-nl
({iDThey 1>r0'\-ide loans for ~ thng up nrw lndu'ltdod unil•• 11s wcU ilS for e,r,11l:)it:m and muJ.l!rtl!WDL'fl.•1'
tht< exbting: uni b
(irr) Tilt1· iWO promote W de\•t'.loprnnll of mrdlum .ind sn111II ticnle- indu'l-tn<":l l.n b1wkwal'\I 1U~ d th1
roun:try.
(t•) Under t~ Spt.- a~ C..pitnl Scheme. SFCI\ Jll'( widc t'(luily type Noppor1 of uptn Rs 4 I.11th, 11n)Of'I ltflf1
to ~m\t'UB for brldgtr_'S t.he gap 11'1 rqul1y or pronmlcrs' contribu1lon. Entn.'1)tene\Lrt,,- with ..'Uhll:' I~
but Lacking .1d1.."qU•l-e nwn rund..: am assutt"d undrr the ~d,cmf'.
(111 ) S'FCs OJ"'-""•le .! numhl'r or schMnes on behalf of th-.• IDBI, 11tese indudt' oom~,o,i,u• kwn i-:her
- - ~ for won~ cntreph.·nt>UB, modrm.i50Ho11 scheme. l'qu.ipmcnl f1:nan~ sdti.:me. ,11:.•hcmo for h11f91U"
.md nur1iing horn~ scheme for ex•~ 1·v1cemt"11, slnglr wmdow !J,('heruc. a m.J sni•rbl cnpital 111.,d :ii"l-"'41 rnrit►
s.t:hcm1•!i. r-
Thelr Worldris

Sf'CSs ~unct:,,o,-w'tl m ami)u nt ol Ra 2..,:,"" IO cron-s in..'001-02 . ,1nd tnt.' L •

.1t JLS.burscm enh "mou 11h~ 1"
- 1 , It!- I.....,
,
ao~ Top four SFCs In tam" ol ,mnm1l sanclfons \'lo't."~ Cujanl.l., Utta.r Pradceih M;ilusra4-itr;1, 1111.t )JJ11,1!:M
1
Thett four SFC5 tog1..•d1er- M'COUflled fo~ .1b11ut 50 pw-r ~I o ( the IOl.u 5"lnc1io,:'I b I ,ill sH::t ur II• !hr C*' ''1
March l999 lnd ~ry•wlst fiw tndl.b-tnes \\'L' Le servi } . d dve'1I
produns, and n,t1aJ J1roduC'b lo ~dk"t 41-cttiu/~ _v • Cb. food pl"Ollu+.:ts, h.•;t,.llles, d 'M•m1t .-b .111 ,.ii ,II
... ~ 10 indwtrl-- Cu '·11 . i l l~ I for mun- thiu1 54 pin n-n1 (11 th\.' t·u 111u11'11we .,,1nt h f' "....,11•'
SF-...:o ... .. mu,.. \ C !l,1r1cbolu lo ~11::lrr.w,1.rd arua5 b sr:r. h , 11"' '"
tntc,I iwlni:-tltVL'i. Small 'iiicilk -..·t.,r ~ t -· -' f Y n.......\ ilo."O\lllh."'<I for ll'nlft• l .u, .,,_.,,,~ .-':-
• · - n ...-u or mo,..- 1ha.n 7~, ""' . l f I '"'· ,t"b :,,/,•>\' I ,
1
d.almt."d 11'4• huti of $iln('I.N>l'IS lrom '-IU ,.... r et.:n o run,u .ah\ 1' t1,11h , , r • ·' I ,i ·
,Ul( 1 olCC'OUnh.-d lor "bt'IUI M I
-
a;pnns:mn / dl\'entificalion. .;upplt."tT\t_-nli:iry J . . "' ,-...•r O!ttl 01 101,1 ~,u,, . ·
·1~\'I jl)t .,\.
11<"'
n't!I &t.'lna.-• .i:ntt •nodt•nLi!'-tltion/ n•IMbilit.-tlon / b,,l>ll"ll.11\.~ l"l'
,
s. s ,.-n JNous,-111AL OEVELOPwtKT CoAroAAnoua (SIOCs)
SCI)(':.. w crr5el 11pdunr1~ ~ w,;h(•• ,ind ir.ariy . 11,j,•1IJ1,,'l,t'
for lhr pr04not:lon ilJ1tl d.-\·dt1n-n~ 1 o l ll!i." \I ltr.CVt•nlh't. .1:. who ll~••o hrm:d State CA,\'c rnmL-nl u 11, ,f ''
r 1um ,lnd f;irL• t: .'k" I J , ·'- '-j -ct1,'I· Ill 11 ~
camlytu: agents tor d 1l' d~·clopmt'nl o r 1ndu~~r•- 1h 1> • • " m ust:n \.~. 11 \CJt m.w1 \Iv" "'0~, 1
,
oounuv. Nl.ne u 1 them .l.00 !unction iU SFC\ ..nd • ~ m CII l't!i"j>ci.:t1\,,, s, I
II v~ 11, -""' '' z~=--
1:ft.' ,u-c .11 p,........ • ,r11•<'i,J
· pro ..•n'lc -LS?<li.Lm1:-c t0 ii I d a1•I a~ I" 1,,t•
4 g:cr1o e. in tht"ir ~ p l:ctl'lo' (' 1t.rc.1.s or opcraHon "-c-\'i'fi ..rr~.... .· • 1; • tan Hl sea. L" u.nn.s 1U'I -~ ,J~"l••f
~~ an.• hl,;., uwol\'E"d In mfr.l!ttrUL'tU 11
590 ... Money, Banking, lntemational Trade and Public Finance
· , .. . oduC'b of 551 tiiCL-tor in domf'5tic and ove rseas-nu., ~
i.m• It e"rAnd,; rni\nncls ior m.ul~ pr . • • 1cda.ll , in .semi·urbiln area). to er
tt.1 • h yromoh.'!. t>mplu)'m-=in--;:,ru:ntcJ u,duslr1d, es~ ) .. J..__ d r.itc :n111i
e:mr\\wm,·ru <'rportunitieA ,u,d thereb\' ( ~ nu8"1non · of = r puforiL'tn to u.iu •.n an metropoli•~ ......, -'f \",l\
Siner 1001.Q! :.he-510 81 hit~ lrtr~m:~ theo foOowint; new ~cl,em cs:
( \ \ ,l, ~ f l llf dJrM (l!Si.sl4n1,"i' to widen the w pply b~
0 r ~11 -~~ a ~a.~ t : ~
(:?1 .11 "(hem1.•. Ill rn,vi1..ie n?t-Our1.-e !iupnnrt tn, r.1ctoring comp.uue.<: 11ia.1nst o o \: ebts of S54,:
,... 1 d' • theu :u-nssorlt.i,.·
(3\-ll rriirun..(' sd,eml.' for a-«1ui31tiori c,t compute.rs me u mg . . .,,
f-l).., ,chanc lcir reflmu\cing :ts..oriSt..1nc,: ro q u,11i.B ed p ro(ei.sumals for settmg up thrir ewn btni:iect
~nt1..• rpn..~--, . . ..
131.w t"qlllp-n,enl tina11d ng schl•mc 10 .,.,.s,st ex-1~tmg snudl--sale ~ts. • .
(6) ., tl.!firanl"'C ,cheml' t,, rescttll! \'Olunttmlr ri;,nrcd "'orlu:rs of ~.'lt-i(lnal Ti:xttlt" Co-rpo.ralinn ~lct..in!
to heir tha>m 1n p,m:ha<rulg uplo four 10011\5 .ti th £ maxlmum;
Gl ;S \'cntun- cApttal fu nd \\' '15 ~l'l.','lled w11h .an initlnl ctrrpu'io of Rs 10 crores;
(5l _, ,p«i.U Sf-lf,Empl"ymciH Scheme for Ex~.ser'\"1n-mm;
t0 ) ~Ls..•uLa l;dv.am Nidhi Schem1..• 10 help women ent ~preneuB;
{10) n 1, enroill"d ,\S member o( tht' Ovcr•TI1e--Coum,·r E.xdunge of lndia (OTCEJ) to he-Ip SSh tn ljl'I
,h·i:,•11s ro i:.irU.sl au.rlrl 1hrous.l1 SIDllt
(11\ L'ndn the Smslc Wind1,w Scl1cnw (SW5i) ln ope:r-.ation since lhc inC't'ption of ~IOBL thr \imn a
rerh1ance ilg;Uru-1 Cibl'l O\.'ditsan<tn,nL-d b}' b-,nk."- hru. bt."t"'n Tall,(.-d IQ i 5 per cen L Tur limi t of limn Joan; ~
tht- /\utomJtl(' RrfinAnt'I- Sdu:mr (ARS) hru. tiL•cn raisl.-d to Rs. 50 l.'ll<l\ ;md the ti.mil Clf n :f i ~ 1c,9J pera:!t
l 1:?l Ounng l09~9.a, 510B1 mok m;! w i.nlltnli,·e:; SUL-h a5 the exh~o;ion of foreign currenC\· loans hJ &.a:
OnC"ntN. Urun. <EOL";,J anJ .,uppon 11) Non-Government Organ.Wtio1\," fNGOs ) for p rom n1-ing ~li'-hclpbT!:l'
rur. 1I 1)t\Q'r.
( 131 It h.a~ ,1gned l\foU., with 5 ,,ublic secto-r banks £or jliinUy e.xlL";n ding d itl!li .lssi(;Un~ to SSI in-~
(14) Tik SrDD! 00 ~t.l.r'lt-d a venum~ c-.iipful hmd \,,,d, ii rorpus of R.,;; 20 crores,
. ( J5J Durini; 1~9:-. 11 lnt11,,ductd nt"w smetr\d .;:uch J.S J ln.'t.1 l"qwty hwestmenl in 5Sl5 and fir.,aroi
J.SSt!ill!nn: lo ecru.bk wcll•mn EOU-. lCI ,lC'JIHtl' ISQ.90:X) ~ne, cerll fk.,lion._
( loJ It h.1.-. se, up .i Tc.-dmolo~r 6un:.iu forSS1 unlt5 m ~cw Od h1 1n roOaboration with As1.i 1';)Qfic(t11lfl'
for Tr.ms(,:r oi ie.:hno~I,;''
Its WorktlnJt

l'he .._IDBI ~Ktl-OIWJ .aod ~ ' C l Rs 10 904 cron:..-i and n _ , 7~• I , .,,.,. )ll'H'u t't
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.,J. 1011ii i, lu .a,m1)u.nl lam loan.-. """""mtc:d rn R... 6.789 ClOft'i.i undcr"\-.•rltln" 4nd dirtn )l.1~1~
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6. EllPOAT•IMPOAT 8.t..NK OF INDIA (EXIM BAIH,t)

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