Personal Banking Tariff
Personal Banking Tariff
Personal Banking Tariff
2. Other expenses, such as credit bureau, stamps, postage, cable, fax charges etc. not
included in this list will be charged where incurred.
4. All terms and conditions mentioned are subject to change without notice.
5. The Bank’s standard interest rates are on display in HSBC branches in Qatar.
Personal Banking - Tariff of Charges - Qatar 2 of 14 ق ـ ـ ـ ـطـ ـ ــر- تعرفة الرسوم- الخدمات المصرفية لألفراد
PERSONAL ACCOUNTS
Savings
QAR USD GBP
Minimum daily balance required for interest accrual 8,000 N/A N/A
Term Deposits
QAR USD GBP
Minimum opening balance required 50,000 20,000 10,000
International
International account opening QAR 700
(Charges debited in the currency of the account) Not applicable for employees of approved list of companies ﻻ ﯾﻧطﺑق ﺑﺎﻟﻧﺳﺑﺔ ﻟﻣوظﻔﻲ اﻟﻘﺎﺋﻣﺔ اﻟﻣﻌﺗﻣدة ﻟﻠﺷرﻛﺎت
Notes
a. No interest is paid on Savings, Call Deposit and TMD accounts, if the balance falls below the minimum required.
b. Standard cheque books are issued to current account holders only.
c. No cheque books are issued for FCY accounts; however, the accounts may be accessed through HSBC ATMs, using
HSBC
a linked Debit card, to withdraw cash. Cash will be dispensed in local currency.
d. Interest is paid on Savings and Call Deposit accounts half-yearly at the end of June and December based on the daily
available balance in the account.
e. Interest on TMD accounts is paid on maturity.
f. TMD and Call Deposit accounts are available in most major currencies (details available on request).
g. TMD accounts uplifted before maturity will be charged a handling fee of QAR 50 and the accrued interest will not be
payable. This is not applicable to TMD funds transferred to an investment with HSBC. .HSBC
h. The Bank accepts funds for TMD accounts for fixed periods of 1, 3, 6, 12 months and more. Longer periods may be
available on request.
Personal Banking - Tariff of Charges - Qatar 3 of 14 ق ـ ـ ـ ـطـ ـ ــر- تعرفة الرسوم- الخدمات المصرفية لألفراد
DEBIT CARDS
Card replacement charges QAR 50
Re-issuance of PIN QAR 10
Card not collected over two months QAR 50
(Please note the card will be cancelled)
USAGE FEE
HSBC ATMs in Qatar
Cash withdrawal/deposit Free
Foreign Currency Transactions are converted into your billing 2.75 % ٪ ۲٫۷٥
currency by the card scheme (Visa or MasterCard®) or HSBC (excluding GCCNet (GCCNet )ﺑﺎﺳﺗﺛﻧﺎء ﻣﻌﺎﻣﻼت
using their applicable exchange rates on the day conversion is transactions)
made (which may involve a conversion to US Dollars or Hong
Kong Dollars first). In addition to this exchange rate
conversion, we charge a processing fee (as a percentage of
the transaction amount) as set out in our Tariff of Charges.
* Transactions at HSBC ATMs in AGCC member states are routed through the GCC Net ATM switch and
charged accordingly.
Personal Banking - Tariff of Charges - Qatar 4 of 14 ق ـ ـ ـ ـطـ ـ ــر- تعرفة الرسوم- الخدمات المصرفية لألفراد
ELECTRONIC BANKING SERVICE
PHONE BANKING
Registration Free
Re-issuance of Phone Banking PIN Free
Enquiries on account balances and transactions Free
Enquiries on Credit Card accounts & Air Miles Free
Ordering cheque books Normal cheque book
charges apply
Funds transfers
Between HSBC Qatar accounts Free
Local: Amount less than QAR 100 60 Dirhams
QAR 100 - QAR 1,000,000 QAR 4
More than QAR 1,000,000 QAR 6
International* QAR 15
Personal Banking - Tariff of Charges - Qatar 5 of 14 ق ـ ـ ـ ـطـ ـ ــر- تعرفة الرسوم- الخدمات المصرفية لألفراد
CHEQUES
Standard cheque books*
On account opening Free
Subsequent cheque book QAR 15 per cheque book
*No additional charges for dispatch by mail.
Stop Payments*
Cheque book QAR 100
Cheques QAR 25 per cheque
Cashiers Orders QAR 50 per instruction
*Stop payment instructions can only be accepted in accordance with legal requirements.
Personal Banking - Tariff of Charges - Qatar 6 of 14 ق ـ ـ ـ ـطـ ـ ــر- تعرفة الرسوم- الخدمات المصرفية لألفراد
FOREIGN CURRENCY CHEQUES
Collection of Foreign Currency Cheques*
If proceeds are paid in QAR Our prevailing TT buying
rate at date of notification
of receipt of funds and
QAR 50 postage charges,
plus correspondent
bank’s charges, if any
If proceeds are paid to customer’s FCY account USD 35 or (equivalent
in FCY) as commission
in lieu of exchange plus
correspondent bank’s
charges, if any
* Clearing Bank/Drawee Bank and postage charges, if any, will be from the account of the customer.
Personal Banking - Tariff of Charges - Qatar 7 of 14 ق ـ ـ ـ ـطـ ـ ــر- تعرفة الرسوم- الخدمات المصرفية لألفراد
TRANSFERS
Transfer within HSBC Qatar Free of charge
(Other than by Standing Instruction)
Standing Instructions
SI set up/amendment QAR 50 per instruction
(For automated date/transaction triggered SIs only)
Penalty fee for insufficient funds to meet a SI payment QAR 100 per breach
Balance (sweep) orders:
Set up charge QAR 50 per instruction
Amendment charge QAR 20 per instruction
INWARD REMITTANCES
In QAR
If paid in cash Free
If credited to the beneficiary’s account Free
with HSBC
If credited in FCY to the beneficiary’s account with QAR 150 (equivalent in FCY)
other banks in Qatar
Personal Banking - Tariff of Charges - Qatar 8 of 14 ق ـ ـ ـ ـطـ ـ ــر- تعرفة الرسوم- الخدمات المصرفية لألفراد
INWARD REMITTANCES
Notes:
a. Beneficiary of the remittance may be required to pay a charge depending on the conditions set by the remitter or his/her
bank.
b. Foreign currency notes are subject to availability. HSBC
c. As required by United States Regulations, all USD remittances are routed through HSBC Bank, USA and incur a USD
25/-processing fee.
OUTWARD REMITTANCES
TELEGRAPHIC TRANSFERS
All transfers within Qatar
Amount less than QAR 100 60 Dirhams
QAR 100 - QAR 1,000,000 QAR 4
More than QAR 1,000,000 QAR 6
DEMAND DRAFTS
Issuance QAR 25
Cancellation
With original returned QAR 50
When a telex is required to be sent QAR 75 (plus
correspondent bank
charges, if any)
Personal Banking - Tariff of Charges - Qatar 9 of 14 ق ـ ـ ـ ـطـ ـ ــر- تعرفة الرسوم- الخدمات المصرفية لألفراد
OUTWARD REMITTANCES
DEMAND DRAFTS
Stop payment QAR 100 (plus
correspondent bank
charges, if any)
Mail transfer Normal Demand
draft charges plus
postage charges
CASHIERS ORDER
Issuance QAR 10
Cancellation (with original returned) QAR 50
Stop payment QAR 50*
Postage charges QAR 25
Courier charges QAR 100
* Stop payment instructions can only be accepted in accordance with legal requirements.
Notes:
a. Beneficiary of the remittance may be required to pay a charge depending on the conditions set by the remitter or
beneficiary bank.
b. All out of pocket expenses and remitting/correspondent bank charges, if any, will be deducted from the proceeds of
the remittance by the correspondent bank and the paying bank (‘Beneficiary’ deduct); or correspondent bank fee of
QAR 91 will be applied if the remitter chooses to bear all charges in order for the full payment to reach the beneficiary
(charges ‘Ours’).
HSBC
c. All cross border payments must include the mandatory details as required by each country. Payments with
incomplete information can be returned or rejected (less a fee) by the receiving bank.
d. As required by United States Regulations, all USD remittances are routed through HSBC Bank, USA and incur a USD
25 processing fee.
Personal Banking - Tariff of Charges - Qatar 10 of 14 ق ـ ـ ـ ـطـ ـ ــر- تعرفة الرسوم- الخدمات المصرفية لألفراد
LOANS & OVERDRAFTS
PERSONAL LOANS
Interest rate charged Available upon request
Early settlement of loan*
Own sources (full/partial) 1% of amount paid
Paid by another bank 1% of total outstanding
facilities
Loan instalment increase/decrease QAR 50
Salary Advance
Available to Government & Semi-Government employees only QAR 200
against receipt of salary list.
* Subject to the maximum overdraft limit as defined under the Bank’s lending policy
Personal Banking - Tariff of Charges - Qatar 11 of 14 ق ـ ـ ـ ـطـ ـ ــر- تعرفة الرسوم- الخدمات المصرفية لألفراد
CREDIT CARDS اﻟﺑطﺎﻗﺎت اﻻﺋﺗﻣﺎﻧﯾﺔ
Gold Platinum Cashback اﻟﺑطﺎﻗﺔ اﻻﺋﺗﻣﺎﻧﯾﺔ ﺑطﺎﻗﺔ ﻓﯾزا ﺑطﺎﻗﺔ ﻓﯾزا
VISA Card VISA Card Credit Card ﻟﻼﺳﺗرداد اﻟﻧﻘدي اﻟﺑﻼﺗﯾﻧﯾﺔ ﻛﺎرد اﻟذھﺑﯾﺔ
Annual fee QAR 300 QAR 450 First year free. ً اﻟﺳﻧﺔ اﻷوﻟﻰ ﻣﺟﺎﻧﺎ
From second year, fee of ﺗطﺑق رﺳوم،ﻣن اﻟﺳﻧﺔ اﻟﺛﺎﻧﯾﺔ
QAR 250 will apply if ﷼ ﻗطري إذا۲٥۰ ﺑﻣﺑﻠﻎ
annual spend is less than إﻧﺧﻔض اﻹﻧﻔﺎق اﻟﺳﻧوي ﻋن
QAR 10,000. ﷼ ﻗطري۱۰,۰۰۰
Personal Banking - Tariff of Charges - Qatar 12 of 14 ق ـ ـ ـ ـطـ ـ ــر- تعرفة الرسوم- الخدمات المصرفية لألفراد
CREDIT CARDS اﻟﺑطﺎﻗﺎت اﻻﺋﺗﻣﺎﻧﯾﺔ
Cashback اﻟﺑطﺎﻗﺔ اﻻﺋﺗﻣﺎﻧﯾﺔ ﺑطﺎﻗﺔ ﻓﯾزا ﺑطﺎﻗﺔ ﻓﯾزا
Credit Card ﻟﻼﺳﺗرداد اﻟﻧﻘدي اﻟﺑﻼﺗﯾﻧﯾﺔ ﻛﺎرد اﻟذھﺑﯾﺔ
Access to HSBC current/savings accounts QAR 15 per QAR 15 per QAR 15 per
through HSBC ATMs (outside Qatar) transaction transaction transaction
Access to HSBC current/savings accounts QAR 15 per QAR 15 per QAR 15 per
through VISA/Master Card/Plus/Cirrus ATMs transaction transaction transaction
OTHER SERVICES
Statement of account
Regular statement Free
Extra statement copy QAR 10 per month up to
a period of 5 past years,
and QAR 20 per month for
earlier periods
Retrieval of documents issued by bank
(other than statements of accounts)
Up to 6 months old QAR 75 per record
Over 6 months old QAR 150 per record
Account balance/salary certificate QAR 25
Clearance letter QAR 25
Liability Letter QAR 25
Personal Banking - Tariff of Charges - Qatar 13 of 14 ق ـ ـ ـ ـطـ ـ ــر- تعرفة الرسوم- الخدمات المصرفية لألفراد
OTHER SERVICES
Foreign Currency notes deposit to a foreign 1% of amount deposited
currency account (select major currencies only, in foreign currency for
and subject to acceptability by the bank) amounts greater than the
equivalent of QAR
10,000/-
Courier charges
Sending Cards to Group Offices QAR 150
Sending PINs to Group Offices QAR 50
Sending Cheque books within Qatar Free
Cash/cheque withdrawals over the counter up to QAR 1,000 QAR 10 per transaction
Emergency encashment QAR 75
Request copy of paid cheque
Issued by HSBC Bank Middle East Limited, Qatar Branch, P O Box 57, Doha, Qatar, regulated by يخضع للتنظيم من، قطر, الدوحة57 . ب. ص،صدر عن بنك إتش إس بي سي الشرق األوسط المحدود فرع قطر
Qatar Central Bank and lead regulated by the Dubai Financial Services Authority. .قبل مصرف قطر المركزي ويخضع بشكل أساسي للوائح سلطة دبي للخدمات المالية
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