Schedule of Bank Charges effective from January 1, 2022 to June 30 2022

(Charges are inclusive of tax)

Description Charges
HBL Branchless Banking / Konnect by HBL (Charges are inclusive of FED)
a Utility Bill Payment NIL
b Initial Deposit - Konnect by HBL Mobile Account NIL
c Cash Deposit - Konnect by HBL Mobile Account NIL
d Utility Bill Payment - Konnect by HBL Mobile Account NIL
e Money Transfer - Konnect by HBL Mobile Account to Konnect by HBL Mobile Account
i) Money Transfer Sending Transaction Limits: Rs. 25,000/- per day for L0
accounts and Rs. 50,000/- per day for L1 NIL
accounts

ii) Money Transfer Receiving NIL

Note 1: Transaction Limits (Separate for Sending & Receiving): Rs. 25,000/- per day for L0 accounts and Rs. 50,000/- per day for L1
accounts. If transaction is executed at agent location Rs. 10 will be charged.
f Money Transfer - Konnect by HBL Mobile Account to CNIC
Transfer Amount Rs. 1 - 1,000 Rs.45 per transaction
Transfer Amount Rs. 1,001 - 2,500 Rs.90 per transaction
Transfer Amount Rs. 2,501 - 4,000 Rs.135 per transaction
i) Money Transfer Sending Transfer Amount Rs. 4,001 - 6,000 Rs.190 per transaction
Transfer Amount Rs. 6,001 - 8,000 Rs.230 per transaction
Transfer Amount Rs. 8,001 - 10,000 Rs.265 per transaction
Transfer Amount Rs. 10,001 - 13,000 Rs.300 per transaction
 Transfer Amount Rs. 13,001 - 15,000 Rs.340 per transaction
Transfer Amount Rs. 15,001 - 20,000 Rs.440 per transaction
Transfer Amount Rs. 20,001 - 25,000 Rs.490 per transaction
Note: If transaction is executed at agent location additional Rs.10 will be charged.
ii) Money Transfer Receiving NIL
g Money Transfer - CNIC to CNIC
Transfer Amount Rs. 1 - 1,000 Rs. 60 per transaction
Transfer Amount Rs. 1,001 - 2,500 Rs. 120 per transaction
Transfer Amount Rs. 2,501 - 4,000 Rs. 180 per transaction
Transfer Amount Rs. 4,001 - 6,000 Rs. 240 per transaction
Transfer Amount Rs. 6,001 - 8,000 Rs. 300 per transaction
Money Transfer - Sending*
i) Transfer Amount Rs. 8,001 - 10,000 Rs. 350 per transaction
Transfer Amount Rs. 10,001 - 13,000 Rs. 400 per transaction
Transfer Amount Rs. 13,001 - 15,000 Rs. 450 per transaction
Transfer Amount Rs. 15,001 - 20,000 Rs. 600 per transaction
Transfer Amount Rs. 20,001 - 25,000 Rs. 750 per transaction
* will be updated as per SBP’s directives
ii) Money Transfer - Receiving Nil
h Money Transfer - Cash Deposit to Other Bank Accounts at Agent's location
Transfer Amount Rs. 1 - 1,000 Rs.25 per transaction
Transfer Amount Rs. 1,001 - 2,500 Rs.50 per transaction
Transfer Amount Rs. 2,501 - 4,000 Rs.65 per transaction
Transfer Amount Rs. 4,001 - 6,000 Rs.80 per transaction
Money Transfer - Cash Deposit to
Transfer Amount Rs. 6,001 - 8,000 Rs.90 per transaction
i) Other Bank Accounts at Agent's
Transfer Amount Rs. 8,001 - 10,000 Rs.105 per transaction
location
Transfer Amount Rs. 10,001 - 13,000 Rs.120 per transaction
Transfer Amount Rs. 13,001 - 15,000 Rs.130 per transaction
Transfer Amount Rs. 15,001 - 20,000 Rs.155 per transaction
Transfer Amount Rs. 20,001 - 25,000 Rs.170 per transaction
i Money Transfer - Konnect by HBL Mobile Account to HBL Core Banking Account
i) Fund Transfer *NIL
 * will be updated as per SBP’s directives
j Money Transfer - Konnect by HBL Mobile Account to Other Bank Accounts (IBFT)
Transfer Amount Rs. 1 - 26,000 Rs. 0 per transaction
Transfer Amount Rs. 26,001 - 27,000 Rs. 1 per transaction
Transfer Amount Rs. 27,001 - 28,000 Rs. 2 per transaction
Transfer Amount Rs. 28,001 - 29,000 Rs. 3 per transaction
Transfer Amount Rs. 29,001 - 30,000 Rs. 4 per transaction
Transfer Amount Rs. 30,001 - 31,000 Rs. 5 per transaction
Transfer Amount Rs. 31,001 - 32,000 Rs. 6 per transaction
Transfer Amount Rs. 32,001 - 33,000 Rs. 7 per transaction
Transfer Amount Rs. 33,001 - 34,000 Rs. 8 per transaction
Transfer Amount Rs. 34,001 - 35,000 Rs. 9 per transaction
Transfer Amount Rs. 35,001 - 36,000 Rs. 10 per transaction
Transfer Amount Rs. 36,001 - 37,000 Rs. 11 per transaction
i) Inter Bank Fund Transfer (IBFT) Transfer Amount Rs. 37,001 - 38,000 Rs. 12 per transaction
Transfer Amount Rs. 38,001 - 39,000 Rs. 13 per transaction
Transfer Amount Rs. 39,001 - 40,000 Rs. 14 per transaction
Transfer Amount Rs. 40,001 - 41,000 Rs. 15 per transaction
Transfer Amount Rs. 41,001 - 42,000 Rs. 16 per transaction
Transfer Amount Rs. 42,001 - 43,000 Rs. 17 per transaction
Transfer Amount Rs. 43,001 - 44,000 Rs. 18 per transaction
Transfer Amount Rs. 44,001 - 45,000 Rs. 19 per transaction
Transfer Amount Rs. 45,001 - 46,000 Rs. 20 per transaction
Transfer Amount Rs. 46,001 - 47,000 Rs. 21 per transaction
Transfer Amount Rs. 47,001 - 48,000 Rs. 22 per transaction
Transfer Amount Rs. 48,001 - 49,001 Rs. 23 per transaction
Transfer Amount Rs. 49,001 - 50,000 Rs. 24 per transaction
k Cash Withdrawal at Agent Location - Konnect by HBL Mobile Account
Transfer Amount Rs. 1 - 200 Rs.7 per transaction
i) Withdrawal Amount *
Transfer Amount Rs. 201 - 500 Rs.10 per transaction
 Transfer Amount Rs. 501 - 1,000 Rs.18 per transaction
Transfer Amount Rs. 1,001 - 2,500 Rs.40 per transaction
Transfer Amount Rs. 2,501 - 4,000 Rs.70 per transaction
Transfer Amount Rs. 4,001 - 6,000 Rs.100 per transaction
Transfer Amount Rs. 6,001 - 8,000 Rs.130 per transaction
Transfer Amount Rs. 8,001 - 10,000 Rs.175 per transaction
Transfer Amount Rs. 10,001 - 13,000 Rs.225 per transaction
Transfer Amount Rs. 13,001 - 16,000 Rs.275 per transaction
Transfer Amount Rs. 16,001 - 20,000 Rs.325 per transaction
Transfer Amount Rs. 20,001 - 25,000 Rs.375 per transaction
Transfer Amount Rs. 25,001 - 30,000 Rs.470 per transaction
Transfer Amount Rs. 30,001 - 40,000 Rs.555 per transaction
Transfer Amount Rs. 40,001 - 50,000 Rs.680 per transaction
* For transactions through HRA Account fee will be 50% of the above mentioned slab.
l Cash Withdrawal from ATM - Konnect by HBL Mobile Account
Transfer Amount Rs. 1- 500 Rs.12 per transaction
Transfer Amount Rs. 501 -1000 Rs.25 per transaction
Transfer Amount Rs. 1,001 - 2,500 Rs.40 per transaction
Transfer Amount Rs. 2501 - 4000 Rs.50 per transaction
Transfer Amount Rs. 4,001 - 6,000 Rs.60 per transaction
i) Withdrawal Amount
Transfer Amount Rs. 6,001 - 8,000 Rs.75 per transaction
Transfer Amount Rs. 8,001 - 10,000 Rs.90 per transaction
Transfer Amount Rs. 10,001 - 13,000 Rs.100 per transaction
Transfer Amount Rs. 13,001 - 16,000 Rs.125 per transaction
Transfer Amount Rs. 16,001 - 20,000 Rs.150 per transaction
m Cash Withdrawal from HBL Core Banking Account at Agent's location
Transfer Amount Rs. 1 - 1,000 Rs.25 per transaction
Transfer Amount Rs. 1,001 - 2,500 Rs.25 per transaction
i) Withdrawal Amount
Transfer Amount Rs. 2,501 - 4,000 Rs.25 per transaction
Transfer Amount Rs. 4,001 - 6,000 Rs.35 per transaction
 Transfer Amount Rs. 6,001 - 8,000 Rs.35 per transaction
Transfer Amount Rs. 8,001 - 10,000 Rs.50 per transaction
n Cash Deposit into HBL Core Banking Account at Agent's location
Transfer Amount Rs. 1 - 1,000 Rs.25 per transaction
Transfer Amount Rs. 1,001 - 2,500 Rs.25 per transaction
Transfer Amount Rs. 2,501 - 4,000 Rs.30 per transaction
Transfer Amount Rs. 4,001 - 6,000 Rs.40 per transaction
Transfer Amount Rs. 6,001 - 8,000 Rs.45 per transaction
Transfer Amount Rs. 8,001 - 10,000 Rs.55 per transaction
i) Deposit Amount Transfer Amount Rs. 10,001 - 13,000 Rs.60 per transaction
Transfer Amount Rs. 13,001 - 15,000 Rs.100 per transaction
Transfer Amount Rs. 15,001 - 20,000 Rs.125 per transaction
Transfer Amount Rs. 20,001 - 25,000 Rs.150 per transaction
Transfer Amount Rs. 25,001 - 30,000 Rs.175 per transaction
Transfer Amount Rs. 30,001 - 40,000 Rs. 200 per transaction
Transfer Amount Rs. 40,001 - 50,000 Rs. 225 per transaction
o HBL ATM biometric verification Rs.15 per transaction
p Balance Inquiry - Konnect by HBL Mobile Account NIL
q
Transfer Out - Konnect by HBL Mobile Account to HBL Core Banking Account (Linked) NIL

r
Transfer in - Konnect by HBL Mobile Account to HBL Core Banking Account (Linked) NIL

s View Mini Statement - Konnect by HBL Mobile Account NIL

t Air Time Top Up - Konnect by HBLs Agent & Mobile Account NIL
u Mobile Account Opening NIL
v Average Minimum Balance required NIL
w Balance Inquiry through SMS NIL
x Upgrade of MW Account NIL
y Corporate Clients Pricing will be set as mutual agreement
between parties involved
 z Subscription Bundles
i Agent Bundle Rs. 500 per bundle
ii Traveler Rs. 500 per bundle
iii Medics Rs. 999 per bundle
iv Foodie Rs. 1,000 per bundle
v Konnect Debit Card 1000 Rs. 1,000 per bundle
vi Konnect Debit Card 500 Rs. 500 per bundle
vii Subscription Bundles Kisaan Card Bundle Rs. 500 per bundle
viii Economy Pro Rs. 3,100 per bundle
ix Economy Plus Rs. 4,000 per bundle
x Sasta (1 Month) Rs. 200 per bundle
xi Hangama (1 Month) Rs. 450 per bundle
xii Pension Package (1 Year) Rs.600 per bundle
xiii Pension Package 2 (1 Year) Rs.1 per bundle