PERSON NAME: GOLDSTEIN, BRENT

PERSON SSN : 220-58-5167

FIRST NAME : GOLDSTEIN
LAST NAME : BRENT
PERSON DOB : 09/15/67
PERSON ADRESS: 13709 LAKEWOOD COURT, ROCKVILLE, MD 20850
PERSON SCORE: 802
-------------------------------------------------------------------
APPLICANT:GOLDSTEIN, BRENT CO-APP:GOLDSTEIN, LISA
SSN :220-58-5167 CO-SSN:382-70-3454
ADDRESS :13709 LAKEWOOD COURT, ROCKVILLE, MD 20850
-------------------------------------------------------------------
S O U R C E O F I N F O R M A T I O N
-------------------------------------------------------------------
1 - EXPERIAN
BRENT M GOLDSTEIN 220585167 DOB: 09/15/67
220-58-5167
13709 LAKEWOOD CT, ROCKVILLE, MD 20850-3649 07/03 -
09/18
8508 MEADOWLARK LN, BETHESDA, MD 20817-2921 12/10
1407 STRATTON DR, ROCKVILLE, MD 20854-6135 03/96 -
07/03
PALLEY COOPER GOLDSTEIN// 04/96

2 - EXPERIAN
LISA GOLDSTEIN 382703454 DOB: 11/08/67
LISA G GOODMAN 382703454 DOB: N/A
GOLDSTEIN LISA GOODMAN 382703454 DOB: N/A
382-70-3454
13709 LAKEWOOD CT, ROCKVILLE, MD 20850-3649 07/03 -
09/19
9710 TRAVILLE GATEWAY DR # 135, ROCKVILLE, MD
20850-7408 02/15 - 05/15
1407 STRATTON DR, ROCKVILLE, MD 20854-6135 03/96 -
11/05

3 - TRANSUNION
BRENT MICHAEL GOLDSTEIN
DOB: 09/05/67
220-58-5167
13709 LAKEWOOD CT, ROCKVILLE, MD 20850-3649 10/03
1407 STRATTON DR, POTOMAC, MD 20854-6135 12/97
5604 VERNON PL, BETHESDA, MD 20817-6339
GOLDSTEIN LEGAL PC/OWNER/
SELF/ATTORNEY/ 06/93

4 - TRANSUNION
LISA GOODMAN GOLDSTEIN
GOODMANGOLDSTEIN,LISA
GOODMAN,LISA,G
DOB: 11/08/67
382-70-3454
13709 LAKEWOOD CT, ROCKVILLE, MD 20850-3649 10/03
1407 STRATTON DR, POTOMAC, MD 20854-6135 02/00
20985 POTOMAC ST, SOUTHFIELD, MI 48076-2385
HOMEMAKER//
AD SOLUTION/SALES EXECUTIVE/

5 - EQUIFAX
 BRENT M GOLDSTEIN DOB: 09/05/67
220-58-5167
Page: 1/13
-------------------------------------------------------------------
APPLICANT:GOLDSTEIN, BRENT
SSN :220-58-5167
ADDRESS :13709 LAKEWOOD COURT, ROCKVILLE, MD 20850
-------------------------------------------------------------------
13709 LAKEWOOD CT, ROCKVILLE, MD 20850 06/04 - 09/19
1407 STRATTON DR, POTOMAC, MD 20854 03/11 - 03/12
5604 VERNON PL, BETHESDA, MD 20817 03/11 - 03/12
SELF EMPLOYED/ATTORNEY/
PLACEY RITH GOLSTEIN//
APOLLO INVESTMENTS/PARTNER/

6 - EQUIFAX
LISA G GOLDSTEIN DOB: 11/08/67
LISA G GOODMAN
382-70-3454
13709 LAKEWOOD CT, ROCKVILLE, MD 20850 03/04 - 09/19
1407 STRATTON DR, ROCKVILLE, MD 20854 03/11 - 03/12
5604 VERNON PL, BETHESDA, MD 20817 03/11 - 03/12
THE AD SOLUTION//
BALMAR//
GREER MARGOLIS MITC//

-------------------------------------------------------------------
S C O R E M O D E L S
-------------------------------------------------------------------
BRENT M GOLDSTEIN - 220585167
EQUIFAX/FICO CLASSIC V5 FACTA 791
00011 - AMOUNT OWED ON REVOLVING ACCOUNTS IS TOO HIGH
00023 - NUMBER OF BANK OR NATIONAL REVOLVING ACCOUNTS WITH
BALANCES
00010 - PROPORTION OF BALANCES TO CREDIT LIMITS IS TOO HIGH
ON BANK REVOLVING OR OTHER REVOLVING ACCOUNTS

BRENT MICHAEL GOLDSTEIN - 220585167

TRANSUNION/FICO CLASSIC (04) 801
030 - TIME SINCE MOST RECENT ACCOUNT OPENING IS TOO SHORT
011 - AMOUNT OWED ON REVOLVING ACCOUNTS IS TOO HIGH
005 - TOO MANY ACCOUNTS WITH BALANCES
028 - NUMBER OF ESTABLISHED ACCOUNTS

BRENT M GOLDSTEIN - 220585167

EXPERIAN/FAIR, ISAAC (VER. 2) 812
24 - NO RECENT REVOLVING BALANCES
10 - PROPORTION OF BALANCE TO HIGH CREDIT ON BANK REVOLVING
OR ALL REVOLVING ACCOUNTS
09 - TOO MANY ACCOUNTS RECENTLY OPENED
05 - TOO MANY ACCOUNTS WITH BALANCES

LISA G GOLDSTEIN - 382703454

EQUIFAX/FICO CLASSIC V5 FACTA 800
00030 - TIME SINCE MOST RECENT ACCOUNT OPENING IS TOO SHORT
00011 - AMOUNT OWED ON REVOLVING ACCOUNTS IS TOO HIGH
00008 - TOO MANY INQUIRIES LAST 12 MONTHS
00005 - TOO MANY ACCOUNTS WITH BALANCES

LISA GOODMAN GOLDSTEIN - 382703454

TRANSUNION/FICO CLASSIC (04) 804
 030 - TIME SINCE MOST RECENT ACCOUNT OPENING IS TOO SHORT
Page: 2/13
-------------------------------------------------------------------
APPLICANT:GOLDSTEIN, BRENT
SSN :220-58-5167
ADDRESS :13709 LAKEWOOD COURT, ROCKVILLE, MD 20850
-------------------------------------------------------------------
011 - AMOUNT OWED ON REVOLVING ACCOUNTS IS TOO HIGH
028 - NUMBER OF ESTABLISHED ACCOUNTS
005 - TOO MANY ACCOUNTS WITH BALANCES

LISA GOLDSTEIN - 382703454

EXPERIAN/FAIR, ISAAC (VER. 2) 802
05 - TOO MANY ACCOUNTS WITH BALANCES
24 - NO RECENT REVOLVING BALANCES
09 - TOO MANY ACCOUNTS RECENTLY OPENED

-------------------------------------------------------------------
A L E R T
-------------------------------------------------------------------
BRENT M GOLDSTEIN YOB: 1967
EXPERIAN OFAC NAME MATCHING SERVICE: NO MATCH FOUND UNLESS
OTHERWISE INDICATED
LISA GOLDSTEIN YOB: 1967
EXPERIAN OFAC NAME MATCHING SERVICE: NO MATCH FOUND UNLESS
OTHERWISE INDICATED

-------------------------------------------------------------------
T U I D V I S I O N A L E R T
-------------------------------------------------------------------
GOLDSTEIN, BRENT 220-58-5167
REMARK: AVAILABLE AND CLEAR

GOLDSTEIN, LISA 382-70-3454

REMARK: AVAILABLE AND CLEAR

-------------------------------------------------------------------
A C C O U N T S W I T H B A L A N C E
-------------------------------------------------------------------
E W CREDITOR TERM REPORT HIGH STATUS
ACCOUNT NUMBER TYPE OPEN BALANCE MR 30 60 90
ACTV PAYMENT SOURCE
-------------------------------------------------------------------
J J SUNTRUST BANK/CC 510 360 09/19 $615000 AS AGREED
9420051125912 MTG 12/16 $584532 14 0 0 0
08/19 $3695 XP/TU/EF
09/19: CCCCCCCCCCCCCC
REMARK: CONVENTIONAL REAL ESTATE LOAN, INCLUDING PURCHASE MONEY
FIRST; FREDDIE MAC ACCOUNT;

J J BB&T 360 08/19 $428000 AS AGREED

9336616496024 MTG 12/12 $353476 80 0 0 0
07/19 $2855 XP/TU/EF
08/19:
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC-
REMARK: CONVENTIONAL REAL ESTATE LOAN, INCLUDING PURCHASE MONEY
FIRST; FREDDIE MAC ACCOUNT;
Page: 3/13
-------------------------------------------------------------------
APPLICANT:GOLDSTEIN, BRENT
SSN :220-58-5167
ADDRESS :13709 LAKEWOOD COURT, ROCKVILLE, MD 20850
-------------------------------------------------------------------
A B AMEX 001 08/19 $7029 AS AGREED
-34999******66593 OPEN 08/69 $7029 99 0 0 0
08/19 $7029* XP/TU/EF
08/19:
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC

B J CAPITAL ONE BANK USA NMIN 08/19 $30000 AS AGREED

552851****** REV 03/09 $6815 99 0 0 0
07/19 $68 XP/TU/EF
08/19:
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC
REMARK: ACCOUNT PREVIOUSLY IN DISPUTE-NOW RESOLVED-REPORTED BY
SUBSCRIBER; FLEXIBLE SPENDING CREDIT CARD;

B B CAPITAL ONE BANK USA NMIN 08/19 $30000 AS AGREED

415417****** REV 04/14 $2674 64 0 0 0
08/19 $26 XP/TU/EF
08/19:
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC
REMARK: BUSINESS CREDIT CARD - REVOLVING TERMS;

C C AFFIRM INC 024 08/19 $2379 AS AGREED

CNKYC8N6 INST 07/19 $2379 1 0 0 0
--/-- $99 XP
08/19: C

C J JPMCB CARD MIN 08/19 $30000 AS AGREED

414720****** REV 08/18 $1419 12 0 0 0
08/19 $25 XP/TU/EF
08/19: CCCCCCCCCCCC
REMARK: FLEXIBLE SPENDING CREDIT CARD;

C C AMEX/DSNB 09/19 $10000 AS AGREED

377481***** REV 08/19 $268 1 0 0 0
--/-- $28 XP
09/19: C

-------------------------------------------------------------------
A C C O U N T S W I T H N O B A L A N C E
-------------------------------------------------------------------
E W CREDITOR TERM REPORT HIGH STATUS
ACCOUNT NUMBER TYPE OPEN BALANCE MR 30 60 90
ACTV PAYMENT SOURCE
-------------------------------------------------------------------
Page: 4/13
-------------------------------------------------------------------
APPLICANT:GOLDSTEIN, BRENT
SSN :220-58-5167
ADDRESS :13709 LAKEWOOD COURT, ROCKVILLE, MD 20850
-------------------------------------------------------------------
J J VALLEY NATIONAL BANK 08/19 $314500 AS AGREED
450007** REV 07/15 $0 49 0 0 0
12/16 $0 XP/TU/EF
08/19: CCCCCCCCCCCCCCCCCCCCC-CCCCCCCCCCCCCCCCCCCCCCCCCCC
REMARK: CHECK CREDIT OR LINE OF CREDIT;

J J JPMCB CARD 01/13 $49400 PAID

438852****** REV 06/93 $0 99 0 0 0
01/12 $0 XP/TU/EF
01/13:
-CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC
REMARK: ACCOUNT CLOSED AT CONSUMER'S REQUEST; FLEXIBLE SPENDING
CREDIT CARD;

C J JPMCB CARD 11/16 $35000 PAID

414720****** REV 10/15 $0 13 0 0 0
12/15 $0 XP/TU/EF
11/16: -CCCCCCCCCCCC
REMARK: ACCOUNT CLOSED AT CONSUMER'S REQUEST; FLEXIBLE SPENDING
CREDIT CARD;

B B JPMCB CARD 09/19 $35000 AS AGREED

414720****** REV 09/17 $0 24 0 0 0
09/19 $0 XP/TU/EF
09/19: CCCCCCCCCCCCCCCCCCCCCCCCC
REMARK: FLEXIBLE SPENDING CREDIT CARD;

B J JPMCB CARD 06/16 $33000 PAID

438854****** REV 08/15 $0 11 0 0 0
09/15 $0 XP/TU/EF
06/16: -CCCCCCCCCC
REMARK: ACCOUNT CLOSED AT CONSUMER'S REQUEST; FLEXIBLE SPENDING
CREDIT CARD;

C C JPMCB CARD 05/19 $30000 PAID

414720****** REV 04/18 $0 12 0 0 0
03/19 $0 XP/TU/EF
05/19: -CCCCCCCCCCCC
REMARK: ACCOUNT CLOSED BY CONSUMER; FLEXIBLE SPENDING CREDIT
CARD;

B J BARCLAYS BANK DELAWARE 09/19 $25000 AS AGREED

000223***** REV 10/14 $0 60 0 0 0
10/18 $0 XP/TU/EF
09/19:
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC
REMARK: FLEXIBLE SPENDING CREDIT CARD;
Page: 5/13
-------------------------------------------------------------------
APPLICANT:GOLDSTEIN, BRENT
SSN :220-58-5167
ADDRESS :13709 LAKEWOOD COURT, ROCKVILLE, MD 20850
-------------------------------------------------------------------
B J JPMCB CARD 08/15 $25000 PAID
438857****** REV 09/01 $0 99 0 0 0
06/15 $0 XP/TU/EF
08/15:
-CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC
REMARK: ACCOUNT CLOSED AT CONSUMER'S REQUEST; FLEXIBLE SPENDING
CREDIT CARD;

B J JPMCB CARD 07/15 $25000 PAID

414720****** REV 09/14 $0 10 0 0 0
06/15 $0 XP/TU/EF
07/15: -CCCCCCCCC
REMARK: ACCOUNT CLOSED AT CONSUMER'S REQUEST; FLEXIBLE SPENDING
CREDIT CARD;

C C BARCLAYS BANK DELAWARE 04/18 $19000 PAID

000282***** REV 02/17 $0 15 0 0 0
04/17 $0 XP/TU/EF
04/18: -CCCCCCCCCCCCCC
REMARK: ACCOUNT CLOSED AT CONSUMER'S REQUEST; FLEXIBLE SPENDING
CREDIT CARD;

B J BARCLAYS BANK DELAWARE 08/15 $17500 PAID

000222***** REV 09/14 $0 11 0 0 0
07/15 $0 XP/TU/EF
08/15: -CCCCCCCCCC
REMARK: ACCOUNT CLOSED AT CONSUMER'S REQUEST; FLEXIBLE SPENDING
CREDIT CARD;

C C CAPITAL ONE BANK USA N 07/19 $15000 PAID

415417****** REV 03/15 $0 52 0 0 0
--/-- $0 XP/TU/EF
07/19: -CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC
REMARK: ACCOUNT CLOSED AT CREDIT GRANTOR'S REQUEST; BUSINESS
CREDIT CARD - REVOLVING TERMS;

C C JPMCB CARD 04/15 $15000 PAID

540168****** REV 12/03 $0 99 0 0 0
03/09 $0 XP/EF
04/15:
-CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC
REMARK: ACCOUNT CLOSED AT CONSUMER'S REQUEST;
Page: 6/13
-------------------------------------------------------------------
APPLICANT:GOLDSTEIN, BRENT
SSN :220-58-5167
ADDRESS :13709 LAKEWOOD COURT, ROCKVILLE, MD 20850
-------------------------------------------------------------------
C J CITI 09/16 $10300 PAID
546616****** REV 09/15 $0 11 0 0 0
05/16 $0 XP/TU/EF
09/16: -CCCCCCCCCCC
REMARK: ACCOUNT CLOSED BY CONSUMER; FLEXIBLE SPENDING CREDIT
CARD;

C C TARGET NB 02/10 $10000 PAID

435237******4178 REV 12/97 $0 82 0 0 0
01/04 $0 EF
REMARK: CLOSED ACCOUNT;

C C SYNCB/ATHLETA DC 08/19 $4800 AS AGREED

466008******6336 REV 09/16 $0 36 0 0 0
07/18 $0 XP/TU/EF
08/19: CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC

C C CAP1/NEIMN 09/17 $4200 PAID

438312***** REV 02/94 $0 99 0 0 0
06/11 $0 XP/TU/EF
09/17:
-CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC
REMARK: ACCOUNT CLOSED AT CREDIT GRANTOR'S REQUEST;

B B BBY/CBNA 03/19 $4000 INACTIVE

603535******8619 REV 02/14 $0 61 0 0 0
02/14 $0 XP/TU/EF
03/19: -CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC
REMARK: INACTIVE ACCOUNT;

C C JPMCB CARD 01/13 $3000 PAID

441716****** REV 10/00 $0 99 0 0 0
11/00 $0 XP
01/13:
-CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC
REMARK: ACCOUNT CLOSED AT CONSUMER'S REQUEST;

C C SYNCB/SAMS 05/17 $3000 PAID

604599****** REV 11/10 $0 77 0 0 0
05/14 $0 XP/TU/EF
05/17:
-CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC
REMARK: CLOSED;
Page: 7/13
-------------------------------------------------------------------
APPLICANT:GOLDSTEIN, BRENT
SSN :220-58-5167
ADDRESS :13709 LAKEWOOD COURT, ROCKVILLE, MD 20850
-------------------------------------------------------------------
C C SYNCB/SAMS 02/18 $2500 CRCDLOST
604599****** REV 11/10 $0 82 0 0 0
05/11 $0 TU
02/18: -CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC
REMARK: CREDIT CARD STOLEN OR LOST;

C C BARCLAYS BANK DELAWARE 05/15 $2450 PAID

000049***** REV 04/07 $0 98 0 0 0
03/11 $0 XP/TU/EF
05/15:
-CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC
REMARK: ACCOUNT CLOSED AT CREDIT GRANTOR'S REQUEST;

C C CAP1/L&T 05/19 $1524 PAID

604584******6323 REV 03/13 $0 75 0 0 0
11/13 $0 XP/TU/EF
05/19:
-CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC
REMARK: ACCOUNT CLOSED AT CREDIT GRANTOR'S REQUEST;

C C SYNCB/GAPDC 12/17 $1024 INACTIVE

447994****** REV 06/15 $0 30 0 0 0
07/15 $0 XP/TU/EF
12/17: -CCCCCCCCCCCCCCCCCCCCCCCCCCCCCC
REMARK: INACTIVE ACCOUNT;

C C AMEX DSNB 08/19 $1000 PAID

377481******811 REV 03/13 $0 76 0 0 0
09/14 $0 XP/TU/EF
08/19:
-CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC----CCCCCCCCCCCCCCCC
REMARK: ACCOUNT CLOSED BY CREDIT GRANTOR;

C C CB/VICSCRT 11/18 $1000 PAID

516525******3605 REV 05/12 $0 77 0 0 0
05/14 $0 EF
11/18: -CCCCCCCCCCCCCCCCCCCCCCC-
REMARK: ACCOUNT CLOSED BY CREDIT GRANTOR;

C C COMENITYBANK/VICTORIA 11/18 $1000 PAID

585637****** REV 05/12 $0 78 0 0 0
05/14 $0 XP/TU
11/18:
-CCCCCCCCCCCCCCCCCCCCCCC----------------------------CCCCCCCCCCCC
REMARK: ACCOUNT CLOSED AT CREDIT GRANTOR'S REQUEST;
Page: 8/13
-------------------------------------------------------------------
APPLICANT:GOLDSTEIN, BRENT
SSN :220-58-5167
ADDRESS :13709 LAKEWOOD COURT, ROCKVILLE, MD 20850
-------------------------------------------------------------------
C C DSNB BLOOM 08/19 $1000 PAID
210544****** REV 03/13 $0 77 0 0 0
09/13 $0 XP/TU/EF
08/19:
-CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC---CCCCCCCCCCCCCCCC
REMARK: ACCOUNT CLOSED BY CREDIT GRANTOR;

B B DSNB MACYS 08/19 $1000 PAID

603534******5324 REV 10/15 $0 43 0 0 0
11/15 $0 XP/TU/EF
08/19: -CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC
REMARK: ACCOUNT CLOSED BY CREDIT GRANTOR;

C C KOHLS/CAPONE 08/13 $1000 PAID

639305******6838 REV 06/10 $0 39 0 0 0
07/10 $0 XP/TU/EF
08/13: -CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC
REMARK: CLOSED DUE TO INACTIVITY;

C C TNB - TARGET 05/12 $200 PAID

650487*** REV 06/10 $0 23 0 0 0
08/10 $0 XP/TU/EF
05/12: -CCCCCCCCCCCCCCCCCCCCCC
REMARK: CLOSED DUE TO INACTIVITY;

C C SYNCB/BAN 01/16 $124 PAID

601859****** REV 03/04 $0 99 0 0 0
12/08 $0 XP/EF
01/11:
-CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC

C J SYNCB/OLDN 01/16 $124 PAID

601859****** REV 04/04 $0 99 0 0 0
07/08 $0 XP/EF
11/10:
-CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC

J J BB&T 180 01/13 $445000 PAID

9336923502457 MTG 11/11 $0 14 0 0 0
11/12 $0 XP/TU/EF
01/13: -CCCCCCCCCCCCC
REMARK: CONVENTIONAL REAL ESTATE LOAN, INCLUDING PURCHASE MONEY
FIRST;
Page: 9/13
-------------------------------------------------------------------
APPLICANT:GOLDSTEIN, BRENT
SSN :220-58-5167
ADDRESS :13709 LAKEWOOD COURT, ROCKVILLE, MD 20850
-------------------------------------------------------------------
J J BB&T 360 12/11 $484500 PAID
9336961715618 MTG 02/09 $0 34 0 0 0
11/11 $0 XP/TU/EF
12/11: -CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC
REMARK: CONVENTIONAL REAL ESTATE LOAN, INCLUDING PURCHASE MONEY
FIRST; FANNIE MAE ACCOUNT;

J J CORNERSTONE HOME LENDI360 05/18 $615000 PAID

3000095216149 MTG 12/16 $0 16 0 0 0
03/18 $0 XP/TU/EF
05/18: -CCCCCCCCCCCCCCC
REMARK: TRANSFERRED TO ANOTHER LENDER; CONVENTIONAL REAL ESTATE
LOAN, INCLUDING PURCHASE MONEY FIRST; FREDDIE MAC ACCOUNT;

B B TDAF 36 06/11 $31356 PAID

1026796855 AUTO 06/08 $0 36 0 0 0
05/11 $0 XP/TU/EF
05/11: -C-CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC

-------------------------------------------------------------------
P U B L I C R E C O R D S
-------------------------------------------------------------------
*** NO RECORD FOUND ***

-------------------------------------------------------------------
I N Q U I R I E S ( L A S T 1 2 0 D A Y S )
-------------------------------------------------------------------
XP 08/25/19 BLMDSNB DEPT/VARIETY STORES

-------------------------------------------------------------------
C R E D I T O R S
-------------------------------------------------------------------
- AFFIRM INC [XP] 855-423-3729
650 CALIFORNIA ST FL 12,SAN FRANCISCO, CA 94108
- AMERICAN EXPRESS [EF] 800-528-4800
P.O. BOX 7871,FORT LAUDERDALE, FL 33329
- AMEX [XP/TU] 800-528-4800
TAPE - P O BOX 7871,FORT LAUDERDALE, FL 33329
- amex/dsnb [EF] 800-956-6229
,
- AMEXDSNB [XP] 800-659-6229
,
- BARCLAYSBK [EF] p#302-622-89
1007 ORANGE STREET SUITE 1541 PO BOX 26182,WILMINGTON, DE 1980
- BB&T [XP/TU] 800-295-5744
PO BOX 2027,GREENVILLE, SC 29602
- BB&T MTG [EF] 800-295-5744
,
- BBY/CBNA [TU]
PO BOX 6497,SIOUX FALLS, SD 57117
Page: 10/13
-------------------------------------------------------------------
APPLICANT:GOLDSTEIN, BRENT
SSN :220-58-5167
ADDRESS :13709 LAKEWOOD COURT, ROCKVILLE, MD 20850
-------------------------------------------------------------------
- BLMDSNB [XP/TU] BYMAILONLY
PO BOX 8218,MASON, OH 45040
- BLOOMDSNB [EF] 800-243-6552
,
- CAP1/L&T [XP/TU] 800-695-6950
PO BOX 30253,SALT LAKE CITY, UT 84130
- CAPITAL 1 BK [TU] 800-955-7070
11013 W BROAD ST,GLEN ALLEN VA 23060
- CAPITAL ONE [XP] 800-955-7070
PO BOX 85520,RICHMOND VA 23285
- CAPITAL ONE BANK USA N [EF] 800-955-7070
,
- CBD [TU] (410) 742-95
530 RIVERSIDE DR,SALISBURY MD 21801
- CHASE [XP/TU/EF] 800-955-9900
201 N WALNUT ST,WILMINGTON, DE 19801
- CHASE MANHATTAN BANK NA [XP] (516) 759-22
4 BRIDGE ST,GLEN COVE NY 115422531
- CHRYSLER [EF] 800-561-5805
ADDRESS NOT AVAILABLE,ATLANTA GA 30309
- CITI [XP/EF] 800-950-5114
PO BOX 6241,SIOUX FALLS SD 57117
- CITI CARDS CBSDNA [TU] 800-843-0777
POB 6241,SIOUX FALLS, SD 57117
- CORNERSTONE [TU] 866-861-2639
P O BOX 77404 ATTN CREDIT LOAN A,EWING, NJ 08628
- GECRB/SAMS [EF] 800-964-1917
,
- GEMB/BANANA REPUBLIC [EF] 800-234-7455
P.O. BOX 103065 C11G,ROSWELL, GA 30076
- GEMB/OLD NAVY [EF] 877-222-6868
,
- JUNIPER BANK [XP/TU] 888-232-0780
1007 N ORANGE ST,WILMINGTON, DE 19801
- KOHLS/CAP1 [EF] 800-564-5740
,
- KOHLS/CAPONE [XP] 800-564-5740
,
- MACY'S/DSNB [EF] 866-593-2543
911 DUKE BLVD,MASON, OH 45040
- MASS EQUITY [XP] (508) 251-35
P O BOX 128,CHELMSFORD MA 01863
- MCCBG/OLDNAVY [XP] 877-222-6868
PO BOX 103065,ROSWELL, GA 30076
- MCYDSNB [XP] 800-956-6229
,
- RETAILERS NATIONAL B [EF] 800-659-2396
MAILSTOP 2BD P O BOX 9475,MINNEAPOLIS, MN 55440
- RNB - TARGET [XP] 800-659-2396
3701 WAYZATA BLVD,MINNEAPOLIS, MN 55416
- SAMS CLUB/MBGA [XP] 800-964-1917
PO BOX 29116,SHAWNEE MISSION KS 66201
- SUNTRUST [EF] 800-330-4684
1001 SEMMES AVEY STE 600,RICHMOND, VA 23224
Page: 11/13
-------------------------------------------------------------------
APPLICANT:GOLDSTEIN, BRENT
SSN :220-58-5167
ADDRESS :13709 LAKEWOOD COURT, ROCKVILLE, MD 20850
-------------------------------------------------------------------
- SUNTRUST MORTGAGE/CC 5 [XP] 800-330-4684
1001 SEMMES AVE,RICHMOND, VA 23224
- SUNTRUST MTG [TU] 800-634-7928
P.O. BOX 100100,ATLANTA, GA 30348
- SYNCB/ATHLETA DC [XP/TU] 855-327-4358
PO BOX 965024,ORLANDO, FL 32896
- SYNCB/GAPDC [XP/TU] 866-450-4467
PO BOX 965005,ORLANDO, FL 32896
- TARGET N.B. [TU] 800 659 2396
PO BOX 673,MINNEAPOLIS, MN 55440
- TD AUTO FINANCE [XP/TU] 800-222-1701
PO BOX 9223,FARMINGTON HILLS, MI 48333
- VALLEY NATIONAL BANK [XP/EF] 973-305-8800
1460 VALLEY RD,WAYNE, NJ 07470
- VALLY NTL BK [TU] 973-305-8800
1460 VALLEY ROAD,WAYNE, NJ 07470
- WFNNB/VICTORIAS SECRET [XP/TU/EF] 800-695-9478
PO BOX 182128,COLUMBUS OH 43218

-------------------------------------------------------------------
T R A D E S U M M A R Y
-------------------------------------------------------------------
# BALANCE HIGH CREDIT PAYMENT PAST DUE
MORTGAGE 5 938008 1043000 6550 0
AUTO 1 0 0 0 0
EDUCATION 0 0 0 0 0
OTHER INSTALLM 1 2379 2379 99 0
OPEN 1 7029 7029 7029 0
REVOLVING 37 11176 479300 147 0
OTHER 0 0 0 0 0
TOTAL 45 958592 1531708 13825 0

SECURED DEBT 938008 HIGH CREDIT 1531708

UNSECURED DEBT 20584 REV CREDIT UTILIZATION 2%
OLDEST TRADE 08/69 TOTAL DEBT/HIGH CREDIT 63%

-------------------------------------------------------------------
D E R O G A T O R Y S U M M A R Y
-------------------------------------------------------------------
CHARGE OFFS 0 30 DAYS 0 INQUIRIES 1
COLLECTIONS 0 60 DAYS 0 DISPUTES 0
BANKRUPTCY 0 90 DAYS 0
PUBLIC RECORDS 0 OTHER 0

-------------------------------------------------------------------
M I S C E L L A N E O U S I N F O R M A T I O N
-------------------------------------------------------------------
Instant View Password: AV-5BA730B
To verify the authenticity of this credit report, please visit
https://credit.creditplus.com and click on the Instant View link.
Enter Identifier # 50047284 and password AV-5BA730B to view the
report. For any inquiries regarding this report or services
provided by CREDIT PLUS 2 please contact us at (800) 258-3488.
Page: 12/13
-------------------------------------------------------------------
APPLICANT:GOLDSTEIN, BRENT
SSN :220-58-5167
ADDRESS :13709 LAKEWOOD COURT, ROCKVILLE, MD 20850
-------------------------------------------------------------------
-------------------------------------------------------------------
D I S C L A I M E R
-------------------------------------------------------------------

An asterisk (*) following the payment amount indicates the

repositories have no payment data and that the amount was
automatically calculated as a percentage of the account balance.

This is a report containing information supplied by the

repositories listed above. The merge process is automated and the
report may include some duplications and/or omissions. Inquiries
regarding any disputed items should be directed to the creditor
reporting the item, or to the appropriate repository service
center(s) listed below.

TRANS UNION EQUIFAX EXPERIAN

PO BOX 1000 PO BOX 740256 PO BOX 2002
CHESTER,PA 19016 ATLANTA,GA 30374 ALLEN,TX 75013
800-916-8800 800-685-1111 888-397-3742
transunion.com/myoptions www.experian.com/reportaccess
www.equifax.com/fcra

-------------------------------------------------------------------
T R E N D S U M M A R Y
-------------------------------------------------------------------

*** END OF REPORT 9/6/2019 3:50:34 PM ***

Page: 13/13
 YOUR CREDIT SCORE AND THE PRICE YOU PAY FOR CREDIT

CORNERSTONE HOME LENDING INC - 226 REPORT #: 50047284

326 OAK STREET, P.O. BOX 773785 REFERENCE #: 2260001415
STEAMBOAT SPRINGS, CO 80477
9708465319

RETURN SERVICE REQUESTED

BRENT GOLDSTEIN
13709 LAKEWOOD COURT
ROCKVILLE, MD 20850
=================================================================
YOUR CREDIT SCORE - 812
Source: EXPERIAN Date: 09/06/19
Model: EXPERIAN/FAIR, ISAAC (VER. 2)

=================================================================
UNDERSTANDING YOUR CREDIT SCORE
-----------------------------------------------------------------
What you should know about credit scores:
-----------------------------------------------------------------
Your credit score is a number that reflects the information in
your credit report.

Your credit report is a record of your credit history. It

includes information about whether you pay your bills on time and
how much you owe to creditors.

Your credit score can change, depending on how your credit

history changes.

-----------------------------------------------------------------
How we use your credit score:
-----------------------------------------------------------------
Your credit score can affect whether you can get a loan and how
much you will have to pay for that loan.

-----------------------------------------------------------------
The range of scores:
-----------------------------------------------------------------
Scores range from a low of 300 to a high of 850.

Generally, the higher your score, the more likely you are to be
offered better credit terms.

-----------------------------------------------------------------
How your score compares to the scores of other consumers:
-----------------------------------------------------------------
Your credit score ranks higher than 86 percent of U.S. consumers.

-----------------------------------------------------------------
Key factors that adversely affected your credit score:
-----------------------------------------------------------------
* NO RECENT REVOLVING BALANCES
* PROPORTION OF BALANCE TO HIGH CREDIT ON BANK REVOLVING OR ALL
REVOLVING ACCOUNTS
* TOO MANY ACCOUNTS RECENTLY OPENED
* TOO MANY ACCOUNTS WITH BALANCES
Page: 1/18
=================================================================
CHECKING YOUR CREDIT REPORT
-----------------------------------------------------------------
What if there are mistakes in your credit report?
-----------------------------------------------------------------
You have a right to dispute any inaccurate information in your
credit report. If you find mistakes on your credit report,
contact the consumer reporting agency.

It is a good idea to check your credit report to make sure the

information it contains is accurate.

-----------------------------------------------------------------
How can you obtain a copy of your credit report?
-----------------------------------------------------------------
Under federal law, you have the right to obtain a free copy of
your credit report from each of the nationwide consumer reporting
agencies once a year.

To order your free annual credit report:

* BY TELEPHONE: Call toll-free: 1-877-322-8228

* ON THE WEB: Visit www.annualcreditreport.com

* BY MAIL: Mail your completed Annual Credit Report Request Form

(which you can obtain from the Federal Trade Commission's web
site at
http://www.ftc.gov/bcp/conline/include/requestformfinal.pdf) to:

Annual Credit Report Request Service

P.O. Box 105281
Atlanta, GA 30348-5281

-----------------------------------------------------------------
How can you get more information?
-----------------------------------------------------------------
For more information about credit reports and your rights under
Federal law, visit the Consumer Financial Protection Bureau's web
site at www.consumerfinance.gov/learnmore.
Page: 2/18
 NOTICE TO THE HOME LOAN APPLICANT

In connection with your application for a home loan, the lender

must disclose to you the score that a consumer reporting agency
distributed to users and the lender used in connection with your
home loan, and the key factors affecting your credit scores.

The credit score is a computer generated summary calculated at

the time of the request and based on information that a consumer
reporting agency or lender has on file. The scores are based on
data about your credit history and payment patterns. Credit
scores are important because they are used to assist the lender
in determining whether you will obtain a loan. They may also be
used to determine what interest rate you may be offered on the
mortgage. Credit scores can change over time, depending on your
conduct, how your credit history and payment patterns change, and
how credit scoring technologies change.

Because the score is based on information in your credit history,

it is very important that you review the credit-related
information that is being furnished to make sure it is accurate.
Credit records may vary from one company to another.

If you have questions about your credit score or the credit

information that is furnished to you, contact the consumer
reporting agency at the address and telephone number provided
with this notice, or contact the lender, if the lender developed
or generated the credit score. The consumer reporting agency
plays no part in the decision to take any action on the loan
application and is unable to provide you with specific reasons
for the decision on a loan application.

If you have questions concerning the terms of the loan, contact

the lender.

------------------------------------------------------------------
-----------------
Signature
Date
Page: 3/18
 YOUR CREDIT SCORE AND THE PRICE YOU PAY FOR CREDIT

CORNERSTONE HOME LENDING INC - 226 REPORT #: 50047284

326 OAK STREET, P.O. BOX 773785 REFERENCE #: 2260001415
STEAMBOAT SPRINGS, CO 80477
9708465319

RETURN SERVICE REQUESTED

LISA GOLDSTEIN
13709 LAKEWOOD COURT
ROCKVILLE, MD 20850
=================================================================
YOUR CREDIT SCORE - 802
Source: EXPERIAN Date: 09/06/19
Model: EXPERIAN/FAIR, ISAAC (VER. 2)

=================================================================
UNDERSTANDING YOUR CREDIT SCORE
-----------------------------------------------------------------
What you should know about credit scores:
-----------------------------------------------------------------
Your credit score is a number that reflects the information in
your credit report.

Your credit report is a record of your credit history. It

includes information about whether you pay your bills on time and
how much you owe to creditors.

Your credit score can change, depending on how your credit

history changes.

-----------------------------------------------------------------
How we use your credit score:
-----------------------------------------------------------------
Your credit score can affect whether you can get a loan and how
much you will have to pay for that loan.

-----------------------------------------------------------------
The range of scores:
-----------------------------------------------------------------
Scores range from a low of 300 to a high of 850.

Generally, the higher your score, the more likely you are to be
offered better credit terms.

-----------------------------------------------------------------
How your score compares to the scores of other consumers:
-----------------------------------------------------------------
Your credit score ranks higher than 80 percent of U.S. consumers.

-----------------------------------------------------------------
Key factors that adversely affected your credit score:
-----------------------------------------------------------------
* TOO MANY ACCOUNTS WITH BALANCES
* NO RECENT REVOLVING BALANCES
* TOO MANY ACCOUNTS RECENTLY OPENED
=================================================================
Page: 4/18
CHECKING YOUR CREDIT REPORT
-----------------------------------------------------------------
What if there are mistakes in your credit report?
-----------------------------------------------------------------
You have a right to dispute any inaccurate information in your
credit report. If you find mistakes on your credit report,
contact the consumer reporting agency.

It is a good idea to check your credit report to make sure the

information it contains is accurate.

-----------------------------------------------------------------
How can you obtain a copy of your credit report?
-----------------------------------------------------------------
Under federal law, you have the right to obtain a free copy of
your credit report from each of the nationwide consumer reporting
agencies once a year.

To order your free annual credit report:

* BY TELEPHONE: Call toll-free: 1-877-322-8228

* ON THE WEB: Visit www.annualcreditreport.com

* BY MAIL: Mail your completed Annual Credit Report Request Form

(which you can obtain from the Federal Trade Commission's web
site at
http://www.ftc.gov/bcp/conline/include/requestformfinal.pdf) to:

Annual Credit Report Request Service

P.O. Box 105281
Atlanta, GA 30348-5281

-----------------------------------------------------------------
How can you get more information?
-----------------------------------------------------------------
For more information about credit reports and your rights under
Federal law, visit the Consumer Financial Protection Bureau's web
site at www.consumerfinance.gov/learnmore.
Page: 5/18
 NOTICE TO THE HOME LOAN APPLICANT

In connection with your application for a home loan, the lender

must disclose to you the score that a consumer reporting agency
distributed to users and the lender used in connection with your
home loan, and the key factors affecting your credit scores.

The credit score is a computer generated summary calculated at

the time of the request and based on information that a consumer
reporting agency or lender has on file. The scores are based on
data about your credit history and payment patterns. Credit
scores are important because they are used to assist the lender
in determining whether you will obtain a loan. They may also be
used to determine what interest rate you may be offered on the
mortgage. Credit scores can change over time, depending on your
conduct, how your credit history and payment patterns change, and
how credit scoring technologies change.

Because the score is based on information in your credit history,

it is very important that you review the credit-related
information that is being furnished to make sure it is accurate.
Credit records may vary from one company to another.

If you have questions about your credit score or the credit

information that is furnished to you, contact the consumer
reporting agency at the address and telephone number provided
with this notice, or contact the lender, if the lender developed
or generated the credit score. The consumer reporting agency
plays no part in the decision to take any action on the loan
application and is unable to provide you with specific reasons
for the decision on a loan application.

If you have questions concerning the terms of the loan, contact

the lender.

------------------------------------------------------------------
-----------------
Signature
Date
Page: 6/18
 YOUR CREDIT SCORE AND THE PRICE YOU PAY FOR CREDIT

CORNERSTONE HOME LENDING INC - 226 REPORT #: 50047284

326 OAK STREET, P.O. BOX 773785 REFERENCE #: 2260001415
STEAMBOAT SPRINGS, CO 80477
9708465319

RETURN SERVICE REQUESTED

BRENT GOLDSTEIN
13709 LAKEWOOD COURT
ROCKVILLE, MD 20850
=================================================================
YOUR CREDIT SCORE - 801
Source: TRANS UNION Date: 09/06/19
Model: TRANSUNION/FICO CLASSIC (04)

=================================================================
UNDERSTANDING YOUR CREDIT SCORE
-----------------------------------------------------------------
What you should know about credit scores:
-----------------------------------------------------------------
Your credit score is a number that reflects the information in
your credit report.

Your credit report is a record of your credit history. It

includes information about whether you pay your bills on time and
how much you owe to creditors.

Your credit score can change, depending on how your credit

history changes.

-----------------------------------------------------------------
How we use your credit score:
-----------------------------------------------------------------
Your credit score can affect whether you can get a loan and how
much you will have to pay for that loan.

-----------------------------------------------------------------
The range of scores:
-----------------------------------------------------------------
Scores range from a low of 309 to a high of 839.

Generally, the higher your score, the more likely you are to be
offered better credit terms.

-----------------------------------------------------------------
How your score compares to the scores of other consumers:
-----------------------------------------------------------------
Your credit score ranks higher than 86 percent of U.S. consumers.

-----------------------------------------------------------------
Key factors that adversely affected your credit score:
-----------------------------------------------------------------
* TIME SINCE MOST RECENT ACCOUNT OPENING IS TOO SHORT
* AMOUNT OWED ON REVOLVING ACCOUNTS IS TOO HIGH
* TOO MANY ACCOUNTS WITH BALANCES
* NUMBER OF ESTABLISHED ACCOUNTS
Page: 7/18
=================================================================
CHECKING YOUR CREDIT REPORT
-----------------------------------------------------------------
What if there are mistakes in your credit report?
-----------------------------------------------------------------
You have a right to dispute any inaccurate information in your
credit report. If you find mistakes on your credit report,
contact the consumer reporting agency.

It is a good idea to check your credit report to make sure the

information it contains is accurate.

-----------------------------------------------------------------
How can you obtain a copy of your credit report?
-----------------------------------------------------------------
Under federal law, you have the right to obtain a free copy of
your credit report from each of the nationwide consumer reporting
agencies once a year.

To order your free annual credit report:

* BY TELEPHONE: Call toll-free: 1-877-322-8228

* ON THE WEB: Visit www.annualcreditreport.com

* BY MAIL: Mail your completed Annual Credit Report Request Form

(which you can obtain from the Federal Trade Commission's web
site at
http://www.ftc.gov/bcp/conline/include/requestformfinal.pdf) to:

Annual Credit Report Request Service

P.O. Box 105281
Atlanta, GA 30348-5281

-----------------------------------------------------------------
How can you get more information?
-----------------------------------------------------------------
For more information about credit reports and your rights under
Federal law, visit the Consumer Financial Protection Bureau's web
site at www.consumerfinance.gov/learnmore.
Page: 8/18
 NOTICE TO THE HOME LOAN APPLICANT

In connection with your application for a home loan, the lender

must disclose to you the score that a consumer reporting agency
distributed to users and the lender used in connection with your
home loan, and the key factors affecting your credit scores.

The credit score is a computer generated summary calculated at

the time of the request and based on information that a consumer
reporting agency or lender has on file. The scores are based on
data about your credit history and payment patterns. Credit
scores are important because they are used to assist the lender
in determining whether you will obtain a loan. They may also be
used to determine what interest rate you may be offered on the
mortgage. Credit scores can change over time, depending on your
conduct, how your credit history and payment patterns change, and
how credit scoring technologies change.

Because the score is based on information in your credit history,

it is very important that you review the credit-related
information that is being furnished to make sure it is accurate.
Credit records may vary from one company to another.

If you have questions about your credit score or the credit

information that is furnished to you, contact the consumer
reporting agency at the address and telephone number provided
with this notice, or contact the lender, if the lender developed
or generated the credit score. The consumer reporting agency
plays no part in the decision to take any action on the loan
application and is unable to provide you with specific reasons
for the decision on a loan application.

If you have questions concerning the terms of the loan, contact

the lender.

------------------------------------------------------------------
-----------------
Signature
Date
Page: 9/18
 YOUR CREDIT SCORE AND THE PRICE YOU PAY FOR CREDIT

CORNERSTONE HOME LENDING INC - 226 REPORT #: 50047284

326 OAK STREET, P.O. BOX 773785 REFERENCE #: 2260001415
STEAMBOAT SPRINGS, CO 80477
9708465319

RETURN SERVICE REQUESTED

LISA GOLDSTEIN
13709 LAKEWOOD COURT
ROCKVILLE, MD 20850
=================================================================
YOUR CREDIT SCORE - 804
Source: TRANS UNION Date: 09/06/19
Model: TRANSUNION/FICO CLASSIC (04)

=================================================================
UNDERSTANDING YOUR CREDIT SCORE
-----------------------------------------------------------------
What you should know about credit scores:
-----------------------------------------------------------------
Your credit score is a number that reflects the information in
your credit report.

Your credit report is a record of your credit history. It

includes information about whether you pay your bills on time and
how much you owe to creditors.

Your credit score can change, depending on how your credit

history changes.

-----------------------------------------------------------------
How we use your credit score:
-----------------------------------------------------------------
Your credit score can affect whether you can get a loan and how
much you will have to pay for that loan.

-----------------------------------------------------------------
The range of scores:
-----------------------------------------------------------------
Scores range from a low of 309 to a high of 839.

Generally, the higher your score, the more likely you are to be
offered better credit terms.

-----------------------------------------------------------------
How your score compares to the scores of other consumers:
-----------------------------------------------------------------
Your credit score ranks higher than 88 percent of U.S. consumers.

-----------------------------------------------------------------
Key factors that adversely affected your credit score:
-----------------------------------------------------------------
* TIME SINCE MOST RECENT ACCOUNT OPENING IS TOO SHORT
* AMOUNT OWED ON REVOLVING ACCOUNTS IS TOO HIGH
* NUMBER OF ESTABLISHED ACCOUNTS
* TOO MANY ACCOUNTS WITH BALANCES
Page: 10/18
=================================================================
CHECKING YOUR CREDIT REPORT
-----------------------------------------------------------------
What if there are mistakes in your credit report?
-----------------------------------------------------------------
You have a right to dispute any inaccurate information in your
credit report. If you find mistakes on your credit report,
contact the consumer reporting agency.

It is a good idea to check your credit report to make sure the

information it contains is accurate.

-----------------------------------------------------------------
How can you obtain a copy of your credit report?
-----------------------------------------------------------------
Under federal law, you have the right to obtain a free copy of
your credit report from each of the nationwide consumer reporting
agencies once a year.

To order your free annual credit report:

* BY TELEPHONE: Call toll-free: 1-877-322-8228

* ON THE WEB: Visit www.annualcreditreport.com

* BY MAIL: Mail your completed Annual Credit Report Request Form

(which you can obtain from the Federal Trade Commission's web
site at
http://www.ftc.gov/bcp/conline/include/requestformfinal.pdf) to:

Annual Credit Report Request Service

P.O. Box 105281
Atlanta, GA 30348-5281

-----------------------------------------------------------------
How can you get more information?
-----------------------------------------------------------------
For more information about credit reports and your rights under
Federal law, visit the Consumer Financial Protection Bureau's web
site at www.consumerfinance.gov/learnmore.
Page: 11/18
 NOTICE TO THE HOME LOAN APPLICANT

In connection with your application for a home loan, the lender

must disclose to you the score that a consumer reporting agency
distributed to users and the lender used in connection with your
home loan, and the key factors affecting your credit scores.

The credit score is a computer generated summary calculated at

the time of the request and based on information that a consumer
reporting agency or lender has on file. The scores are based on
data about your credit history and payment patterns. Credit
scores are important because they are used to assist the lender
in determining whether you will obtain a loan. They may also be
used to determine what interest rate you may be offered on the
mortgage. Credit scores can change over time, depending on your
conduct, how your credit history and payment patterns change, and
how credit scoring technologies change.

Because the score is based on information in your credit history,

it is very important that you review the credit-related
information that is being furnished to make sure it is accurate.
Credit records may vary from one company to another.

If you have questions about your credit score or the credit

information that is furnished to you, contact the consumer
reporting agency at the address and telephone number provided
with this notice, or contact the lender, if the lender developed
or generated the credit score. The consumer reporting agency
plays no part in the decision to take any action on the loan
application and is unable to provide you with specific reasons
for the decision on a loan application.

If you have questions concerning the terms of the loan, contact

the lender.

------------------------------------------------------------------
-----------------
Signature
Date
Page: 12/18
 YOUR CREDIT SCORE AND THE PRICE YOU PAY FOR CREDIT

CORNERSTONE HOME LENDING INC - 226 REPORT #: 50047284

326 OAK STREET, P.O. BOX 773785 REFERENCE #: 2260001415
STEAMBOAT SPRINGS, CO 80477
9708465319

RETURN SERVICE REQUESTED

BRENT GOLDSTEIN
13709 LAKEWOOD COURT
ROCKVILLE, MD 20850
=================================================================
YOUR CREDIT SCORE - 791
Source: EQUIFAX Date: 09/06/19
Model: EQUIFAX/FICO CLASSIC V5 FACTA

=================================================================
UNDERSTANDING YOUR CREDIT SCORE
-----------------------------------------------------------------
What you should know about credit scores:
-----------------------------------------------------------------
Your credit score is a number that reflects the information in
your credit report.

Your credit report is a record of your credit history. It

includes information about whether you pay your bills on time and
how much you owe to creditors.

Your credit score can change, depending on how your credit

history changes.

-----------------------------------------------------------------
How we use your credit score:
-----------------------------------------------------------------
Your credit score can affect whether you can get a loan and how
much you will have to pay for that loan.

-----------------------------------------------------------------
The range of scores:
-----------------------------------------------------------------
Scores range from a low of 334 to a high of 818.

Generally, the higher your score, the more likely you are to be
offered better credit terms.

-----------------------------------------------------------------
How your score compares to the scores of other consumers:
-----------------------------------------------------------------
Your credit score ranks higher than 77 percent of U.S. consumers.

-----------------------------------------------------------------
Key factors that adversely affected your credit score:
-----------------------------------------------------------------
* AMOUNT OWED ON REVOLVING ACCOUNTS IS TOO HIGH
* NUMBER OF BANK OR NATIONAL REVOLVING ACCOUNTS WITH BALANCES
* PROPORTION OF BALANCES TO CREDIT LIMITS IS TOO HIGH ON BANK
REVOLVING OR OTHER REVOLVING ACCOUNTS
Page: 13/18
=================================================================
CHECKING YOUR CREDIT REPORT
-----------------------------------------------------------------
What if there are mistakes in your credit report?
-----------------------------------------------------------------
You have a right to dispute any inaccurate information in your
credit report. If you find mistakes on your credit report,
contact the consumer reporting agency.

It is a good idea to check your credit report to make sure the

information it contains is accurate.

-----------------------------------------------------------------
How can you obtain a copy of your credit report?
-----------------------------------------------------------------
Under federal law, you have the right to obtain a free copy of
your credit report from each of the nationwide consumer reporting
agencies once a year.

To order your free annual credit report:

* BY TELEPHONE: Call toll-free: 1-877-322-8228

* ON THE WEB: Visit www.annualcreditreport.com

* BY MAIL: Mail your completed Annual Credit Report Request Form

(which you can obtain from the Federal Trade Commission's web
site at
http://www.ftc.gov/bcp/conline/include/requestformfinal.pdf) to:

Annual Credit Report Request Service

P.O. Box 105281
Atlanta, GA 30348-5281

-----------------------------------------------------------------
How can you get more information?
-----------------------------------------------------------------
For more information about credit reports and your rights under
Federal law, visit the Consumer Financial Protection Bureau's web
site at www.consumerfinance.gov/learnmore.
Page: 14/18
 NOTICE TO THE HOME LOAN APPLICANT

In connection with your application for a home loan, the lender

must disclose to you the score that a consumer reporting agency
distributed to users and the lender used in connection with your
home loan, and the key factors affecting your credit scores.

The credit score is a computer generated summary calculated at

the time of the request and based on information that a consumer
reporting agency or lender has on file. The scores are based on
data about your credit history and payment patterns. Credit
scores are important because they are used to assist the lender
in determining whether you will obtain a loan. They may also be
used to determine what interest rate you may be offered on the
mortgage. Credit scores can change over time, depending on your
conduct, how your credit history and payment patterns change, and
how credit scoring technologies change.

Because the score is based on information in your credit history,

it is very important that you review the credit-related
information that is being furnished to make sure it is accurate.
Credit records may vary from one company to another.

If you have questions about your credit score or the credit

information that is furnished to you, contact the consumer
reporting agency at the address and telephone number provided
with this notice, or contact the lender, if the lender developed
or generated the credit score. The consumer reporting agency
plays no part in the decision to take any action on the loan
application and is unable to provide you with specific reasons
for the decision on a loan application.

If you have questions concerning the terms of the loan, contact

the lender.

------------------------------------------------------------------
-----------------
Signature
Date
Page: 15/18
 YOUR CREDIT SCORE AND THE PRICE YOU PAY FOR CREDIT

CORNERSTONE HOME LENDING INC - 226 REPORT #: 50047284

326 OAK STREET, P.O. BOX 773785 REFERENCE #: 2260001415
STEAMBOAT SPRINGS, CO 80477
9708465319

RETURN SERVICE REQUESTED

LISA GOLDSTEIN
13709 LAKEWOOD COURT
ROCKVILLE, MD 20850
=================================================================
YOUR CREDIT SCORE - 800
Source: EQUIFAX Date: 09/06/19
Model: EQUIFAX/FICO CLASSIC V5 FACTA

=================================================================
UNDERSTANDING YOUR CREDIT SCORE
-----------------------------------------------------------------
What you should know about credit scores:
-----------------------------------------------------------------
Your credit score is a number that reflects the information in
your credit report.

Your credit report is a record of your credit history. It

includes information about whether you pay your bills on time and
how much you owe to creditors.

Your credit score can change, depending on how your credit

history changes.

-----------------------------------------------------------------
How we use your credit score:
-----------------------------------------------------------------
Your credit score can affect whether you can get a loan and how
much you will have to pay for that loan.

-----------------------------------------------------------------
The range of scores:
-----------------------------------------------------------------
Scores range from a low of 334 to a high of 818.

Generally, the higher your score, the more likely you are to be
offered better credit terms.

-----------------------------------------------------------------
How your score compares to the scores of other consumers:
-----------------------------------------------------------------
Your credit score ranks higher than 83 percent of U.S. consumers.

-----------------------------------------------------------------
Key factors that adversely affected your credit score:
-----------------------------------------------------------------
* TIME SINCE MOST RECENT ACCOUNT OPENING IS TOO SHORT
* AMOUNT OWED ON REVOLVING ACCOUNTS IS TOO HIGH
* TOO MANY INQUIRIES LAST 12 MONTHS
* TOO MANY ACCOUNTS WITH BALANCES
Page: 16/18
=================================================================
CHECKING YOUR CREDIT REPORT
-----------------------------------------------------------------
What if there are mistakes in your credit report?
-----------------------------------------------------------------
You have a right to dispute any inaccurate information in your
credit report. If you find mistakes on your credit report,
contact the consumer reporting agency.

It is a good idea to check your credit report to make sure the

information it contains is accurate.

-----------------------------------------------------------------
How can you obtain a copy of your credit report?
-----------------------------------------------------------------
Under federal law, you have the right to obtain a free copy of
your credit report from each of the nationwide consumer reporting
agencies once a year.

To order your free annual credit report:

* BY TELEPHONE: Call toll-free: 1-877-322-8228

* ON THE WEB: Visit www.annualcreditreport.com

* BY MAIL: Mail your completed Annual Credit Report Request Form

(which you can obtain from the Federal Trade Commission's web
site at
http://www.ftc.gov/bcp/conline/include/requestformfinal.pdf) to:

Annual Credit Report Request Service

P.O. Box 105281
Atlanta, GA 30348-5281

-----------------------------------------------------------------
How can you get more information?
-----------------------------------------------------------------
For more information about credit reports and your rights under
Federal law, visit the Consumer Financial Protection Bureau's web
site at www.consumerfinance.gov/learnmore.
Page: 17/18
 NOTICE TO THE HOME LOAN APPLICANT

In connection with your application for a home loan, the lender

must disclose to you the score that a consumer reporting agency
distributed to users and the lender used in connection with your
home loan, and the key factors affecting your credit scores.

The credit score is a computer generated summary calculated at

the time of the request and based on information that a consumer
reporting agency or lender has on file. The scores are based on
data about your credit history and payment patterns. Credit
scores are important because they are used to assist the lender
in determining whether you will obtain a loan. They may also be
used to determine what interest rate you may be offered on the
mortgage. Credit scores can change over time, depending on your
conduct, how your credit history and payment patterns change, and
how credit scoring technologies change.

Because the score is based on information in your credit history,

it is very important that you review the credit-related
information that is being furnished to make sure it is accurate.
Credit records may vary from one company to another.

If you have questions about your credit score or the credit

information that is furnished to you, contact the consumer
reporting agency at the address and telephone number provided
with this notice, or contact the lender, if the lender developed
or generated the credit score. The consumer reporting agency
plays no part in the decision to take any action on the loan
application and is unable to provide you with specific reasons
for the decision on a loan application.

If you have questions concerning the terms of the loan, contact

the lender.

------------------------------------------------------------------
-----------------
Signature
Date
Page: 18/18
CORNERSTONE HOME LENDING INC - 226
326 OAK STREET, P.O. BOX 773785
STEAMBOAT SPRINGS, CO 80477
9708465319

NOTICE TO THE HOME LOAN APPLICANT

CREDIT SCORE INFORMATION DISCLOSURE

GOLDSTEIN, BRENT
13709 LAKEWOOD COURT
ROCKVILLE, MD 20850

In connection with your application for a home loan, the lender

must disclose to you the score that a consumer reporting agency
distributed to users and the lender used in connection with your
home loan, and the key factors affecting your credit scores.

The credit score is a computer generated summary calculated at the

time of the request and based on information that a consumer
reporting agency or lender has on file. The scores are based on
data about your credit history and payment patterns. Credit scores
are important because they are used to assist the lender in
determining whether you will obtain a loan. They may also be used
to determine what interest rate you may be offered on the mortgage.
Credit scores can change over time, depending on your conduct, how
your credit history and payment patterns change, and how credit
scoring technologies change.

Because the score is based on information in your credit history,

it is very important that you review the credit-related information
that is being furnished to make sure it is accurate. Credit records
may vary from one company to another.

If you have questions about your credit score or the credit

information that is furnished to you, contact the consumer
reporting agency at the address and telephone number provided with
this notice, or contact the lender, if the lender developed or
generated the credit score. The consumer reporting agency plays no
part in the decision to take any action on the loan application and
is unable to provide you with specific reasons for the decision on
a loan application.

If you have questions regarding the terms of the loan, contact the
lender.

Your credit scores were provided by the following credit reporting

agencies:

TRANSUNION EQUIFAX EXPERIAN

PO BOX 2000 PO BOX 740241 PO BOX 2002
CHESTER, PA 19016 ATLANTA, GA 30374 ALLEN, TX 75013
800-916-8800 800-685-1111 888-397-3742
transunion.com/myoptions www.experian.com/reportaccess
www.equifax.com/fcra
 The following information about your credit scores was created on
Page: 1/2
 9/6/2019.

Applicant : GOLDSTEIN, BRENT

Name of Score: EQUIFAX/FICO CLASSIC V5 FACTA
Credit Score : 791 Range: 334-818
Key Factors affecting the score:
- AMOUNT OWED ON REVOLVING ACCOUNTS IS TOO HIGH
- NUMBER OF BANK OR NATIONAL REVOLVING ACCOUNTS WITH BALANCES
- PROPORTION OF BALANCES TO CREDIT LIMITS IS TOO HIGH ON BANK
REVOLVING OR OTHER REVOLVING ACCOUNTS

Applicant : GOLDSTEIN, BRENT

Name of Score: TRANSUNION/FICO CLASSIC (04)
Credit Score : 801 Range: 309-839
Key Factors affecting the score:
- TIME SINCE MOST RECENT ACCOUNT OPENING IS TOO SHORT
- AMOUNT OWED ON REVOLVING ACCOUNTS IS TOO HIGH
- TOO MANY ACCOUNTS WITH BALANCES
- NUMBER OF ESTABLISHED ACCOUNTS

Applicant : GOLDSTEIN, BRENT

Name of Score: EXPERIAN/FAIR, ISAAC (VER. 2)
Credit Score : 812 Range: 300-850
Key Factors affecting the score:
- NO RECENT REVOLVING BALANCES
- PROPORTION OF BALANCE TO HIGH CREDIT ON BANK REVOLVING OR
ALL REVOLVING ACCOUNTS
- TOO MANY ACCOUNTS RECENTLY OPENED
- TOO MANY ACCOUNTS WITH BALANCES

Borrower Signature _________________________________________ Date

__________
Page: 2/2
CORNERSTONE HOME LENDING INC - 226
326 OAK STREET, P.O. BOX 773785
STEAMBOAT SPRINGS, CO 80477
9708465319

NOTICE TO THE HOME LOAN APPLICANT

CREDIT SCORE INFORMATION DISCLOSURE

GOLDSTEIN, LISA
13709 LAKEWOOD COURT
ROCKVILLE, MD 20850

In connection with your application for a home loan, the lender

must disclose to you the score that a consumer reporting agency
distributed to users and the lender used in connection with your
home loan, and the key factors affecting your credit scores.

The credit score is a computer generated summary calculated at the

time of the request and based on information that a consumer
reporting agency or lender has on file. The scores are based on
data about your credit history and payment patterns. Credit scores
are important because they are used to assist the lender in
determining whether you will obtain a loan. They may also be used
to determine what interest rate you may be offered on the mortgage.
Credit scores can change over time, depending on your conduct, how
your credit history and payment patterns change, and how credit
scoring technologies change.

Because the score is based on information in your credit history,

it is very important that you review the credit-related information
that is being furnished to make sure it is accurate. Credit records
may vary from one company to another.

If you have questions about your credit score or the credit

information that is furnished to you, contact the consumer
reporting agency at the address and telephone number provided with
this notice, or contact the lender, if the lender developed or
generated the credit score. The consumer reporting agency plays no
part in the decision to take any action on the loan application and
is unable to provide you with specific reasons for the decision on
a loan application.

If you have questions regarding the terms of the loan, contact the
lender.

Your credit scores were provided by the following credit reporting

agencies:

TRANSUNION EQUIFAX EXPERIAN

PO BOX 2000 PO BOX 740241 PO BOX 2002
CHESTER, PA 19016 ATLANTA, GA 30374 ALLEN, TX 75013
800-916-8800 800-685-1111 888-397-3742
transunion.com/myoptions www.experian.com/reportaccess
www.equifax.com/fcra
 The following information about your credit scores was created on
Page: 1/2
 9/6/2019.

Applicant : GOLDSTEIN, LISA

Name of Score: EQUIFAX/FICO CLASSIC V5 FACTA
Credit Score : 800 Range: 334-818
Key Factors affecting the score:
- TIME SINCE MOST RECENT ACCOUNT OPENING IS TOO SHORT
- AMOUNT OWED ON REVOLVING ACCOUNTS IS TOO HIGH
- TOO MANY INQUIRIES LAST 12 MONTHS
- TOO MANY ACCOUNTS WITH BALANCES

Applicant : GOLDSTEIN, LISA

Name of Score: TRANSUNION/FICO CLASSIC (04)
Credit Score : 804 Range: 309-839
Key Factors affecting the score:
- TIME SINCE MOST RECENT ACCOUNT OPENING IS TOO SHORT
- AMOUNT OWED ON REVOLVING ACCOUNTS IS TOO HIGH
- NUMBER OF ESTABLISHED ACCOUNTS
- TOO MANY ACCOUNTS WITH BALANCES

Applicant : GOLDSTEIN, LISA

Name of Score: EXPERIAN/FAIR, ISAAC (VER. 2)
Credit Score : 802 Range: 300-850
Key Factors affecting the score:
- TOO MANY ACCOUNTS WITH BALANCES
- NO RECENT REVOLVING BALANCES
- TOO MANY ACCOUNTS RECENTLY OPENED

Borrower Signature _________________________________________ Date

__________
Page: 2/2