1
1
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T U I D V I S I O N A L E R T
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ELLZEY, DENNIS R 509-52-0674
REMARK: AVAILABLE AND CLEAR
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A C C O U N T S W I T H B A L A N C E
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E W CREDITOR TERM REPORT HIGH STATUS
ACCOUNT NUMBER TYPE OPEN BALANCE MR 30 60 90
ACTV PAYMENT SOURCE
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J J WELLS FARGO BANK N A 037 06/19 $375000 AS AGREED
11711710269760001 INST 05/17 $356300 26 0 0 0
06/19 $1361 XP/TU/EF
06/19: CCCCCCCCCCCCCCCCCCCCCCCCCC
REMARK: NOTE LOAN;
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A C C O U N T S W I T H N O B A L A N C E
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E W CREDITOR TERM REPORT HIGH STATUS
ACCOUNT NUMBER TYPE OPEN BALANCE MR 30 60 90
ACTV PAYMENT SOURCE
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Page: 3/10
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APPLICANT:ELLZEY, DENNIS R
SSN :509-52-0674
ADDRESS :8016 LOUDEN CIRCLE CT, FORT COLLINS, CO 80528
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J J WELLS FARGO BANK N A 10/12 $350000 PAID
752752******50001 REV 01/12 $0 10 0 0 0
10/12 $0 XP/TU/EF
10/12: -CCCCCCCCC
REMARK: ACCOUNT CLOSED AT CONSUMER'S REQUEST; CREDIT LINE
SECURED;
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P U B L I C R E C O R D S
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*** NO RECORD FOUND ***
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I N Q U I R I E S ( L A S T 1 2 0 D A Y S )
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XP/EF 06/22/19 CREDIT PLUS FINANCE
TU 06/22/19 CORNERSTONE HOME LEN MISC
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C R E D I T O R S
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- ALLIANT CREDIT UNION [XP] 800-328-1935
11545 W TOUHY AVE,CHICAGO, IL 60666
- ALLIANT CU [TU/EF] 773 462 2000
POB 66945,CHICAGO, IL 60666
- AMERICAN EXPRESS [EF] 800-528-4800
P.O. BOX 7871,FORT LAUDERDALE, FL 33329
- AMEX [XP/TU] 800-528-4800
TAPE - P O BOX 7871,FORT LAUDERDALE, FL 33329
- BMW FIN SVC [TU] 800-578-5000
PO BOX 3608,DUBLIN, OH 43016
- BMW FINANCIAL SERVIC [EF] 800-578-5000
5515 PARK CENTER PO 2033219,DUBLIN, OH 43017
- BMW FINANCIAL SERVICES [XP] 800-398-3939
5515 PARKCENTER CIR,DUBLIN, OH 43017
- CBNA/SEARS [XP] 800-669-8488
13200 SMITH RD,CLEVELAND, OH 44130
- CBUSASEARS [EF] 800-669-8488
13200 SMITH ROAD,CLEVELAND, OH 44130
- CHASE [XP/TU/EF] 800-336-6675
900 STEWART AVE,GARDEN CITY NY 11530
- CHASE AUTO [TU] 800-336-6675
P.O. BOX 901003 CREDIT BUREAU DISPUTE PROCESSG,FORT WORTH, TX
- CHRYSLER CAPITAL [XP/TU] 855-563-5635
PO BOX 961275,FORT WORTH, TX 76161
- Credit Plus [TU/EF] 800-258-3488
31550 Winter Place Parkway,SALISBURY, MD 21801
- CREDIT PLUS [XP] 410-742-9551
31550 WINTERPLACE PKWY,SALISBURY, MD 21804
- DSNB MACYS [TU] 800-956-6229
PO BOX 8218,MASON, OH 45040
- GECRB/SAMS [EF] 800-964-1917
,
Page: 7/10
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APPLICANT:ELLZEY, DENNIS R
SSN :509-52-0674
ADDRESS :8016 LOUDEN CIRCLE CT, FORT COLLINS, CO 80528
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- GEMB/JC PENNEYS [EF] 800-542-0800
,
- GEMB/OLD NAVY [EF] 877-222-6868
,
- GEMB/OLDNAVYDC [XP] 877-222-6868
,
- GEMB/SAM'S [EF] 800-964-1917
,
- KOHLS/CAP1 [EF] 800-564-5740
,
- KOHLS/CAPONE [XP] 800-564-5740
,
- MACY'S/DSNB [EF] 866-593-2543
911 DUKE BLVD,MASON, OH 45040
- MBGA/JC PENNEY [XP] 800-542-0800
PO BOX 981131,EL PASO TX 79998
- MCCBG/MERV [EF] 800-480-5014
RETAILERS NATL BANK MERV,MINNEAPOLIS MN 55440
- MCCBG/OLDNAVY [XP] 877-222-6868
PO BOX 103065,ROSWELL, GA 30076
- MCYDSNB [XP] 800-956-6229
,
- RETAILERS NATIONAL B [EF] 888-755-5856
MAIL STOP 2BD P O BOX 9475,MINNEAPOLIS, MN 55440
- RNB TARGET [XP] 888-755-5856
PO BOX 9475,MINNEAPOLIS MN 55440
- SAMS CLUB/MBGA [XP] 800-964-1917
PO BOX 29116,SHAWNEE MISSION KS 66201
- SEARS/CBNA [TU] 800-669-8488
PO BOX 6282,SIOUX FALLS, SD 57117
- SYNCB/TJX [TU] 800-982-6879
PO BOX 965015,ORLANDO, FL 32896
- SYNCB/TJX COS [XP/TU] 877-890-3150
PO BOX 965005,ORLANDO, FL 32896
- W FARGO BK [EF] 888-667-6059
PO BOX 10438 WELLS FARGO DISP CTR/CONSON CO,DES MOINES, IA 503
- WELLS FARGO BANK N A [XP] 888-667-6059
7000 VISTA DR,WEST DES MOINES, IA 50266
- WFHE [TU]
P O BOX 31557 HEQ C.B. DISPUTES,BILLINGS, MT 59107
- WFNNB/VICTORIAS SECRET [XP/TU/EF] 800-695-9478
PO BOX 182128,COLUMBUS OH 43218
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T R A D E S U M M A R Y
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Page: 8/10
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APPLICANT:ELLZEY, DENNIS R
SSN :509-52-0674
ADDRESS :8016 LOUDEN CIRCLE CT, FORT COLLINS, CO 80528
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# BALANCE HIGH CREDIT PAYMENT PAST DUE
MORTGAGE 0 0 0 0 0
AUTO 4 0 0 0 0
EDUCATION 0 0 0 0 0
OTHER INSTALLM 1 356300 375000 1361 0
OPEN 0 0 0 0 0
REVOLVING 20 53 22100 28 0
OTHER 0 0 0 0 0
TOTAL 25 356353 397100 1389 0
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D E R O G A T O R Y S U M M A R Y
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CHARGE OFFS 0 30 DAYS 0 INQUIRIES 2
COLLECTIONS 0 60 DAYS 0 DISPUTES 0
BANKRUPTCY 0 90 DAYS 0
PUBLIC RECORDS 0 OTHER 0
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M I S C E L L A N E O U S I N F O R M A T I O N
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Instant View Password: AV-6D0FC7
To verify the authenticity of this credit report, please visit
https://credit.creditplus.com and click on the Instant View link.
Enter Identifier # 49407906 and password AV-6D0FC7 to view the
report. For any inquiries regarding this report or services
provided by CREDIT PLUS 2 please contact us at (800) 258-3488.
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D I S C L A I M E R
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T R E N D S U M M A R Y
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DENNIS R ELLZEY
8016 LOUDEN CIRCLE CT
FORT COLLINS, CO 80528
=================================================================
YOUR CREDIT SCORE - 815
Source: EXPERIAN Date: 07/14/19
Model: EXPERIAN/FAIR, ISAAC (VER. 2)
=================================================================
UNDERSTANDING YOUR CREDIT SCORE
-----------------------------------------------------------------
What you should know about credit scores:
-----------------------------------------------------------------
Your credit score is a number that reflects the information in
your credit report.
-----------------------------------------------------------------
How we use your credit score:
-----------------------------------------------------------------
Your credit score can affect whether you can get a loan and how
much you will have to pay for that loan.
-----------------------------------------------------------------
The range of scores:
-----------------------------------------------------------------
Scores range from a low of 300 to a high of 850.
Generally, the higher your score, the more likely you are to be
offered better credit terms.
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How your score compares to the scores of other consumers:
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Your credit score ranks higher than 88 percent of U.S. consumers.
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Key factors that adversely affected your credit score:
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* LENGTH OF TIME REVOLVING ACCOUNTS HAVE BEEN ESTABLISHED
* NO RECENT NON-MORTGAGE BALANCE INFORMATION
* NO RECENT REVOLVING BALANCES
=================================================================
Page: 1/18
CHECKING YOUR CREDIT REPORT
-----------------------------------------------------------------
What if there are mistakes in your credit report?
-----------------------------------------------------------------
You have a right to dispute any inaccurate information in your
credit report. If you find mistakes on your credit report,
contact the consumer reporting agency.
-----------------------------------------------------------------
How can you obtain a copy of your credit report?
-----------------------------------------------------------------
Under federal law, you have the right to obtain a free copy of
your credit report from each of the nationwide consumer reporting
agencies once a year.
-----------------------------------------------------------------
How can you get more information?
-----------------------------------------------------------------
For more information about credit reports and your rights under
Federal law, visit the Consumer Financial Protection Bureau's web
site at www.consumerfinance.gov/learnmore.
Page: 2/18
NOTICE TO THE HOME LOAN APPLICANT
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Signature
Date
Page: 3/18
YOUR CREDIT SCORE AND THE PRICE YOU PAY FOR CREDIT
JUDY A ELLZEY
8016 LOUDEN CIRCLE CT
FORT COLLINS, CO 80528
=================================================================
YOUR CREDIT SCORE - 822
Source: EXPERIAN Date: 07/14/19
Model: EXPERIAN/FAIR, ISAAC (VER. 2)
=================================================================
UNDERSTANDING YOUR CREDIT SCORE
-----------------------------------------------------------------
What you should know about credit scores:
-----------------------------------------------------------------
Your credit score is a number that reflects the information in
your credit report.
-----------------------------------------------------------------
How we use your credit score:
-----------------------------------------------------------------
Your credit score can affect whether you can get a loan and how
much you will have to pay for that loan.
-----------------------------------------------------------------
The range of scores:
-----------------------------------------------------------------
Scores range from a low of 300 to a high of 850.
Generally, the higher your score, the more likely you are to be
offered better credit terms.
-----------------------------------------------------------------
How your score compares to the scores of other consumers:
-----------------------------------------------------------------
Your credit score ranks higher than 93 percent of U.S. consumers.
-----------------------------------------------------------------
Key factors that adversely affected your credit score:
-----------------------------------------------------------------
* LENGTH OF TIME REVOLVING ACCOUNTS HAVE BEEN ESTABLISHED
* AMOUNT OWED ON ACCOUNTS IS TOO HIGH
=================================================================
CHECKING YOUR CREDIT REPORT
Page: 4/18
-----------------------------------------------------------------
What if there are mistakes in your credit report?
-----------------------------------------------------------------
You have a right to dispute any inaccurate information in your
credit report. If you find mistakes on your credit report,
contact the consumer reporting agency.
-----------------------------------------------------------------
How can you obtain a copy of your credit report?
-----------------------------------------------------------------
Under federal law, you have the right to obtain a free copy of
your credit report from each of the nationwide consumer reporting
agencies once a year.
-----------------------------------------------------------------
How can you get more information?
-----------------------------------------------------------------
For more information about credit reports and your rights under
Federal law, visit the Consumer Financial Protection Bureau's web
site at www.consumerfinance.gov/learnmore.
Page: 5/18
NOTICE TO THE HOME LOAN APPLICANT
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-----------------
Signature
Date
Page: 6/18
YOUR CREDIT SCORE AND THE PRICE YOU PAY FOR CREDIT
DENNIS R ELLZEY
8016 LOUDEN CIRCLE CT
FORT COLLINS, CO 80528
=================================================================
YOUR CREDIT SCORE - 809
Source: TRANS UNION Date: 07/26/19
Model: TRANSUNION/FICO CLASSIC (04)
=================================================================
UNDERSTANDING YOUR CREDIT SCORE
-----------------------------------------------------------------
What you should know about credit scores:
-----------------------------------------------------------------
Your credit score is a number that reflects the information in
your credit report.
-----------------------------------------------------------------
How we use your credit score:
-----------------------------------------------------------------
Your credit score can affect whether you can get a loan and how
much you will have to pay for that loan.
-----------------------------------------------------------------
The range of scores:
-----------------------------------------------------------------
Scores range from a low of 309 to a high of 839.
Generally, the higher your score, the more likely you are to be
offered better credit terms.
-----------------------------------------------------------------
How your score compares to the scores of other consumers:
-----------------------------------------------------------------
Your credit score ranks higher than 92 percent of U.S. consumers.
-----------------------------------------------------------------
Key factors that adversely affected your credit score:
-----------------------------------------------------------------
* NO RECENT REVOLVING BALANCES
* LENGTH OF TIME ACCOUNTS HAVE BEEN ESTABLISHED
=================================================================
CHECKING YOUR CREDIT REPORT
Page: 7/18
-----------------------------------------------------------------
What if there are mistakes in your credit report?
-----------------------------------------------------------------
You have a right to dispute any inaccurate information in your
credit report. If you find mistakes on your credit report,
contact the consumer reporting agency.
-----------------------------------------------------------------
How can you obtain a copy of your credit report?
-----------------------------------------------------------------
Under federal law, you have the right to obtain a free copy of
your credit report from each of the nationwide consumer reporting
agencies once a year.
-----------------------------------------------------------------
How can you get more information?
-----------------------------------------------------------------
For more information about credit reports and your rights under
Federal law, visit the Consumer Financial Protection Bureau's web
site at www.consumerfinance.gov/learnmore.
Page: 8/18
NOTICE TO THE HOME LOAN APPLICANT
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-----------------
Signature
Date
Page: 9/18
YOUR CREDIT SCORE AND THE PRICE YOU PAY FOR CREDIT
JUDY A ELLZEY
8016 LOUDEN CIRCLE CT
FORT COLLINS, CO 80528
=================================================================
YOUR CREDIT SCORE - 819
Source: TRANS UNION Date: 07/14/19
Model: TRANSUNION/FICO CLASSIC (04)
=================================================================
UNDERSTANDING YOUR CREDIT SCORE
-----------------------------------------------------------------
What you should know about credit scores:
-----------------------------------------------------------------
Your credit score is a number that reflects the information in
your credit report.
-----------------------------------------------------------------
How we use your credit score:
-----------------------------------------------------------------
Your credit score can affect whether you can get a loan and how
much you will have to pay for that loan.
-----------------------------------------------------------------
The range of scores:
-----------------------------------------------------------------
Scores range from a low of 309 to a high of 839.
Generally, the higher your score, the more likely you are to be
offered better credit terms.
-----------------------------------------------------------------
How your score compares to the scores of other consumers:
-----------------------------------------------------------------
Your credit score ranks higher than 99 percent of U.S. consumers.
-----------------------------------------------------------------
Key factors that adversely affected your credit score:
-----------------------------------------------------------------
* LENGTH OF TIME ACCOUNTS HAVE BEEN ESTABLISHED
=================================================================
CHECKING YOUR CREDIT REPORT
-----------------------------------------------------------------
Page: 10/18
What if there are mistakes in your credit report?
-----------------------------------------------------------------
You have a right to dispute any inaccurate information in your
credit report. If you find mistakes on your credit report,
contact the consumer reporting agency.
-----------------------------------------------------------------
How can you obtain a copy of your credit report?
-----------------------------------------------------------------
Under federal law, you have the right to obtain a free copy of
your credit report from each of the nationwide consumer reporting
agencies once a year.
-----------------------------------------------------------------
How can you get more information?
-----------------------------------------------------------------
For more information about credit reports and your rights under
Federal law, visit the Consumer Financial Protection Bureau's web
site at www.consumerfinance.gov/learnmore.
Page: 11/18
NOTICE TO THE HOME LOAN APPLICANT
------------------------------------------------------------------
-----------------
Signature
Date
Page: 12/18
YOUR CREDIT SCORE AND THE PRICE YOU PAY FOR CREDIT
DENNIS R ELLZEY
8016 LOUDEN CIRCLE CT
FORT COLLINS, CO 80528
=================================================================
YOUR CREDIT SCORE - 809
Source: EQUIFAX Date: 07/14/19
Model: EQUIFAX/FICO CLASSIC V5 FACTA
=================================================================
UNDERSTANDING YOUR CREDIT SCORE
-----------------------------------------------------------------
What you should know about credit scores:
-----------------------------------------------------------------
Your credit score is a number that reflects the information in
your credit report.
-----------------------------------------------------------------
How we use your credit score:
-----------------------------------------------------------------
Your credit score can affect whether you can get a loan and how
much you will have to pay for that loan.
-----------------------------------------------------------------
The range of scores:
-----------------------------------------------------------------
Scores range from a low of 334 to a high of 818.
Generally, the higher your score, the more likely you are to be
offered better credit terms.
-----------------------------------------------------------------
How your score compares to the scores of other consumers:
-----------------------------------------------------------------
Your credit score ranks higher than 93 percent of U.S. consumers.
-----------------------------------------------------------------
Key factors that adversely affected your credit score:
-----------------------------------------------------------------
* NO RECENT REVOLVING BALANCES
=================================================================
CHECKING YOUR CREDIT REPORT
-----------------------------------------------------------------
Page: 13/18
What if there are mistakes in your credit report?
-----------------------------------------------------------------
You have a right to dispute any inaccurate information in your
credit report. If you find mistakes on your credit report,
contact the consumer reporting agency.
-----------------------------------------------------------------
How can you obtain a copy of your credit report?
-----------------------------------------------------------------
Under federal law, you have the right to obtain a free copy of
your credit report from each of the nationwide consumer reporting
agencies once a year.
-----------------------------------------------------------------
How can you get more information?
-----------------------------------------------------------------
For more information about credit reports and your rights under
Federal law, visit the Consumer Financial Protection Bureau's web
site at www.consumerfinance.gov/learnmore.
Page: 14/18
NOTICE TO THE HOME LOAN APPLICANT
------------------------------------------------------------------
-----------------
Signature
Date
Page: 15/18
YOUR CREDIT SCORE AND THE PRICE YOU PAY FOR CREDIT
JUDY A ELLZEY
8016 LOUDEN CIRCLE CT
FORT COLLINS, CO 80528
=================================================================
YOUR CREDIT SCORE - 813
Source: EQUIFAX Date: 07/14/19
Model: EQUIFAX/FICO CLASSIC V5 FACTA
=================================================================
UNDERSTANDING YOUR CREDIT SCORE
-----------------------------------------------------------------
What you should know about credit scores:
-----------------------------------------------------------------
Your credit score is a number that reflects the information in
your credit report.
-----------------------------------------------------------------
How we use your credit score:
-----------------------------------------------------------------
Your credit score can affect whether you can get a loan and how
much you will have to pay for that loan.
-----------------------------------------------------------------
The range of scores:
-----------------------------------------------------------------
Scores range from a low of 334 to a high of 818.
Generally, the higher your score, the more likely you are to be
offered better credit terms.
-----------------------------------------------------------------
How your score compares to the scores of other consumers:
-----------------------------------------------------------------
Your credit score ranks higher than 97 percent of U.S. consumers.
-----------------------------------------------------------------
Key factors that adversely affected your credit score:
-----------------------------------------------------------------
* AMOUNT OWED ON REVOLVING ACCOUNTS IS TOO HIGH
=================================================================
CHECKING YOUR CREDIT REPORT
-----------------------------------------------------------------
Page: 16/18
What if there are mistakes in your credit report?
-----------------------------------------------------------------
You have a right to dispute any inaccurate information in your
credit report. If you find mistakes on your credit report,
contact the consumer reporting agency.
-----------------------------------------------------------------
How can you obtain a copy of your credit report?
-----------------------------------------------------------------
Under federal law, you have the right to obtain a free copy of
your credit report from each of the nationwide consumer reporting
agencies once a year.
-----------------------------------------------------------------
How can you get more information?
-----------------------------------------------------------------
For more information about credit reports and your rights under
Federal law, visit the Consumer Financial Protection Bureau's web
site at www.consumerfinance.gov/learnmore.
Page: 17/18
NOTICE TO THE HOME LOAN APPLICANT
------------------------------------------------------------------
-----------------
Signature
Date
Page: 18/18
GROUP MORTGAGE LLC
2803 E HARMONY RD
FORT COLLINS, CO 80528
9702292513
ELLZEY, DENNIS R
8016 LOUDEN CIRCLE CT
FORT COLLINS, CO 80528
If you have questions regarding the terms of the loan, contact the
lender.
ELLZEY, JUDY A
8016 LOUDEN CIRCLE CT
FORT COLLINS, CO 80528
If you have questions regarding the terms of the loan, contact the
lender.