CF-Export-05-03-2024 21

Company Fundamentals - Segments
Company Name Bank Nationalnobu Tbk PT (NOBU.JK)

Country of Exchange Indonesia
Country of Headquarters Indonesia
TRBC Industry Group Banking Services
CF Template BNK
Consolidation Basis Consolidated
Scaling Thousands
Period Annual
Export Date 05-03-2024
Statement Data 2017 2018 2019 2020 2021 2022
Period End Date RSM31-12-2017
Aryanto, Amir RSM31-12-2018
Aryanto, Amir 31-12-2021 31-12-2022
Jusuf, Mawar & Jusuf, Mawar & Jusuf, Mawar & Jusuf, Mawar & Amir Abadi Jusuf & Amir Abadi Jusuf &
Auditor Name Aryanto Aryanto
Saptoto Saptoto Saptoto Saptoto
Period End FX Rate 7.3719130114E-05 6.9565217391E-05 7.204610951E-05 7.1225071225E-05 7.0175438596E-05 6.4246707356E-05
Avg. FX Rate 7.4738218878E-05 7.0374557429E-05 7.0758675621E-05 6.9040130863E-05 6.9985377189E-05 6.7430715277E-05
Segments - Business Line By Segment (Currency: US Dollar)

FCC Field Name TRBC 31-12-2017 31-12-2018 31-12-2019 31-12-2020 31-12-2021 31-12-2022
RCSR Consolidated Segment Revenue - External & Intersegment 14,765 22,678 28,832 28,649 35,096 42,431
XTAX Income Taxes - Total 718.2 -91.77 1,288.6 1,220.1 1,526.2 2,042.3
XNIC Net Income - including Extraordinary Items -7,902.2 -5,156.8 649.2 -299.6 2,599.9 3,978.9
XIBT Net Income before Tax -7,184.0 -5,248.6 1,937.8 920.4 4,126.1 6,021.2
OPIL Operating Income/Loss -7,171.2 -5,229.5 1,837.7 953.2 4,282.3 6,036.7
ELOP Provision for Loan Losses 327.7 2,981.5 137.8 0 2,557.2 1,732.1
XTOT Total Assets 392,038 491,003 554,054 582,380 757,183 864,889
XTLB Total Liabilities including Debt - Short-Term & Long-Term 698,749 629,093 666,318 711,767 1,210,424 745,430
RCSR Consolidated Segment Revenue - External & Intersegment 11,208 7,705.7 2,033.9 1,133.2 1,694.1 2,012.1
XTAX Income Taxes - Total 0 0 0 0 0 0
XNIC Net Income - including Extraordinary Items 10,517 8,306.0 2,591.1 4,000.7 1,892.2 3,023.5
XIBT Net Income before Tax 10,517 8,306.0 2,591.1 4,000.7 1,892.2 3,023.5
OPIL Operating Income/Loss 10,583 8,306.0 2,591.1 4,000.7 1,957.4 3,023.5
ELOP Provision for Loan Losses 0 0 0 0 -67.40 -12.81
XTOT Total Assets 420,235 329,448 393,172 396,106 698,441 556,015
XTLB Total Liabilities including Debt - Short-Term & Long-Term 10,911 92,967 175,402 158,467 121,363 555,165
XNIC Net Income - including Extraordinary Items 2,614.7 3,149.1 3,240.3 3,701.0 4,492.1 7,002.3
XIBT Net Income before Tax 3,333.0 3,057.4 4,528.9 4,921.1 6,018.3 9,044.7
OPIL Operating Income/Loss 3,412.0 3,076.4 4,428.9 4,953.9 6,239.8 9,060.2
XTOT Total Assets 812,273 820,451 947,226 978,485 1,455,624 1,420,904
XTLB Total Liabilities including Debt - Short-Term & Long-Term 709,660 722,059 841,721 870,234 1,331,787 1,300,595
CF Template BNK
Scaling Thousands
Period Annual
Statement Data 2017 2018 2019 2020 2021 2022
Aryanto, Amir 31-12-2021 31-12-2022
Jusuf, Mawar & Jusuf, Mawar & Jusuf, Mawar & Jusuf, Mawar & Amir Abadi Jusuf & Amir Abadi Jusuf &
Saptoto Saptoto Saptoto Saptoto
Period End FX Rate 7.3719130114E-05 6.9565217391E-05 7.204610951E-05 7.1225071225E-05 7.0175438596E-05 6.4246707356E-05
Avg. FX Rate 7.4738218878E-05 7.0374557429E-05 7.0758675621E-05 6.9040130863E-05 6.9985377189E-05 6.7430715277E-05
Segments - Business Line By Statement Item (Currency: US Dollar)

FCC Field Name TRBC 31-12-2017 31-12-2018 31-12-2019 31-12-2020 31-12-2021 31-12-2022
522310, 522291,
Corporate 522220, 522110 14,765 22,678 28,832 28,649 35,096 42,431
Treasury 522110 11,208 7,705.7 2,033.9 1,133.2 1,694.1 2,012.1
522310, 522291,
Corporate 522220, 522110 327.7 2,981.5 137.8 0 2,557.2 1,732.1
Treasury 522110 0 0 0 0 -67.40 -12.81
OPIL Operating Income/Loss 3,412.0 3,076.4 4,428.9 4,953.9 6,239.8 9,060.2
522310, 522291,
Corporate 522220, 522110 -7,171.2 -5,229.5 1,837.7 953.2 4,282.3 6,036.7
Treasury 522110 10,583 8,306.0 2,591.1 4,000.7 1,957.4 3,023.5
XIBT Net Income before Tax 3,333.0 3,057.4 4,528.9 4,921.1 6,018.3 9,044.7
522310, 522291,
Corporate 522220, 522110 -7,184.0 -5,248.6 1,937.8 920.4 4,126.1 6,021.2
Treasury 522110 10,517 8,306.0 2,591.1 4,000.7 1,892.2 3,023.5
522310, 522291,
Corporate 522220, 522110 718.2 -91.77 1,288.6 1,220.1 1,526.2 2,042.3
Treasury 522110 0 0 0 0 0 0
XNIC Net Income - including Extraordinary Items 2,614.7 3,149.1 3,240.3 3,701.0 4,492.1 7,002.3
522310, 522291,
Corporate 522220, 522110 -7,902.2 -5,156.8 649.2 -299.6 2,599.9 3,978.9
Treasury 522110 10,517 8,306.0 2,591.1 4,000.7 1,892.2 3,023.5
XTOT Total Assets 812,273 820,451 947,226 978,485 1,455,624 1,420,904
522310, 522291,
Corporate 522220, 522110 392,038 491,003 554,054 582,380 757,183 864,889
Treasury 522110 420,235 329,448 393,172 396,106 698,441 556,015
XTLB Total Liabilities including Debt - Short-Term & Long-Term 709,660 722,059 841,721 870,234 1,331,787 1,300,595
522310, 522291,
Corporate 522220, 522110 698,749 629,093 666,318 711,767 1,210,424 745,430
Treasury 522110 10,911 92,967 175,402 158,467 121,363 555,165
CF Template BNK
Scaling Thousands
Period Annual
Statement Data 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022
Aryanto, Amir 31-12-2021 31-12-2022
Jusuf, Mawar & Jusuf, Mawar & Jusuf, Mawar & Jusuf, Mawar & Jusuf, Mawar & Jusuf, Mawar & Jusuf, Mawar & Jusuf, Mawar & Jusuf, Mawar & Jusuf, Mawar & Jusuf, Mawar & Amir Abadi Jusuf & Amir Abadi Jusuf &
Saptoto Saptoto Saptoto Saptoto Saptoto Saptoto Saptoto Saptoto Saptoto Saptoto Saptoto
Period End FX Rate 0.00011104941699 0.00011037527594 0.00010384215992 8.2236842105E-05 8.0775444265E-05 7.2542618789E-05 0.00007423904974 7.3719130114E-05 6.9565217391E-05 0.00007204610951 7.1225071225E-05 7.0175438596E-05 6.4246707356E-05
Avg. FX Rate 0.00011018060187 0.00011425796378 0.00010696750735 9.6399628161E-05 8.4379597068E-05 7.4832241577E-05 7.5213146703E-05 7.4738218878E-05 7.0374557429E-05 7.0758675621E-05 6.9040130863E-05 6.9985377189E-05 6.7430715277E-05
Segments - Geographic Line By Segment (Currency: US Dollar)

FCC Field Name 31-12-2010 31-12-2011 31-12-2012 31-12-2013 31-12-2014 31-12-2015 31-12-2016 31-12-2017 31-12-2018 31-12-2019 31-12-2020 31-12-2021 31-12-2022
RCSR Consolidated Segment Revenue - External & Intersegment 679.0 1,463.8 2,518.6 9,344.9 18,893 18,731 19,465 19,665 22,259 20,905 22,168 23,945 29,722
XTAX Income Taxes - Total 35.37 79.52 125.6 495.0 392.3 337.4 670.9 718.2 -91.77 1,288.6 1,220.1 1,526.2 2,042.3
XNIC Net Income - including Extraordinary Items 202.1 219.6 418.8 4,040.2 7,095.0 8,511.1 5,274.9 1,834.7 2,069.6 450.7 2,268.8 -2,076.3 -3,071.9
XIBT Net Income before Tax 237.4 299.1 544.4 4,535.2 7,487.3 8,848.5 5,945.8 2,552.9 1,977.8 1,739.3 3,488.9 -550.0 -1,029.5
OPIL Operating Income/Loss 237.6 134.5 354.2 4,535.0 7,132.4 8,831.1 5,923.2 2,631.2 1,996.9 1,641.0 3,521.6 -328.3 -1,013.5
ELOP Provision for Loan Losses 16.20 95.98 46.32 261.0 231.7 189.3 127.3 170.5 2,796.3 63.26 153.3 1,518.1 2,078.0
XTOT Total Assets 14,752 36,779 91,882 223,302 325,625 353,047 439,585 675,907 668,756 778,388 835,301 1,290,274 1,127,679
XTLB Total Liabilities including Debt - Short-Term & Long-Term 1,643.4 22,434 64,748 121,630 157,576 174,947 342,883 554,870 554,737 676,622 686,138 1,098,347 1,007,370
RCSR Consolidated Segment Revenue - External & Intersegment 0 0 0 -2,205.7 -5,569.1 -3,230.5 2,333.4 6,308.9 8,124.5 9,960.6 7,615.0 12,845 14,721
XTAX Income Taxes - Total 0 0 0 0 0 0 0 0 0 0 0 0 0
XNIC Net Income - including Extraordinary Items 0 -0.80 -119.7 -2,628.6 -5,781.9 -7,148.7 -2,995.1 780.0 1,079.6 2,789.7 1,432.2 6,568.3 10,074
XIBT Net Income before Tax 0 -0.80 -119.7 -2,628.6 -5,781.9 -7,148.7 -2,995.1 780.0 1,079.6 2,789.7 1,432.2 6,568.3 10,074
OPIL Operating Income/Loss 0 -0.80 -119.7 -2,628.6 -5,781.7 -7,148.4 -2,996.2 780.8 1,079.6 2,787.9 1,432.3 6,568.1 10,074
ELOP Provision for Loan Losses 0 0 0 136.6 203.3 194.0 191.3 157.3 185.2 74.58 -601.0 971.7 -358.7
XTOT Total Assets 0 67.99 34,548 95,552 140,254 133,234 227,991 136,366 151,695 168,838 143,184 165,350 293,225
XTLB Total Liabilities including Debt - Short-Term & Long-Term 0 68.76 35,090 114,296 213,843 225,032 225,824 154,789 167,322 165,099 184,096 233,440 293,225
INTA International Assets 0 0 0 0 0 0 0 0 0 0 0 0 0
INTO International Operating Income 0 0 0 0 0 0 0 0 0 0 0 0 0
INTS International Sales 0 0 0 0 0 0 0 0 0 0 0 0 0
XNIC Net Income - including Extraordinary Items 202.1 218.8 299.1 1,411.6 1,313.1 1,362.4 2,279.9 2,614.7 3,149.1 3,240.3 3,701.0 4,492.1 7,002.3
XIBT Net Income before Tax 237.4 298.3 424.7 1,906.6 1,705.4 1,699.8 2,950.8 3,333.0 3,057.4 4,528.9 4,921.1 6,018.3 9,044.7
OPIL Operating Income/Loss 237.6 133.7 234.5 1,906.4 1,350.8 1,682.8 2,927.1 3,412.0 3,076.4 4,428.9 4,953.9 6,239.8 9,060.2
ELOP Provision for Loan Losses 16.20 95.98 46.32 397.6 435.0 383.3 318.6 327.7 2,981.5 137.8 -447.7 2,489.8 1,719.3
CF Template BNK
Scaling Thousands
Period Annual
Statement Data 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022
Aryanto, Amir 31-12-2021 31-12-2022
Segments - Geographic Line By Statement Item (Currency: US Dollar)

FCC Field Name 31-12-2010 31-12-2011 31-12-2012 31-12-2013 31-12-2014 31-12-2015 31-12-2016 31-12-2017 31-12-2018 31-12-2019 31-12-2020 31-12-2021 31-12-2022
Jakarta 679.0 1,463.8 2,518.6 9,344.9 18,893 18,731 19,465 19,665 22,259 20,905 22,168 23,945 29,722
Outside Jakarta 0 0 0 -2,205.7 -5,569.1 -3,230.5 2,333.4 6,308.9 8,124.5 9,960.6 7,615.0 12,845 14,721
ELOP Provision for Loan Losses 16.20 95.98 46.32 397.6 435.0 383.3 318.6 327.7 2,981.5 137.8 -447.7 2,489.8 1,719.3
Jakarta 16.20 95.98 46.32 261.0 231.7 189.3 127.3 170.5 2,796.3 63.26 153.3 1,518.1 2,078.0
Outside Jakarta 0 0 0 136.6 203.3 194.0 191.3 157.3 185.2 74.58 -601.0 971.7 -358.7
OPIL Operating Income/Loss 237.6 133.7 234.5 1,906.4 1,350.8 1,682.8 2,927.1 3,412.0 3,076.4 4,428.9 4,953.9 6,239.8 9,060.2
Jakarta 237.6 134.5 354.2 4,535.0 7,132.4 8,831.1 5,923.2 2,631.2 1,996.9 1,641.0 3,521.6 -328.3 -1,013.5
Outside Jakarta 0 -0.80 -119.7 -2,628.6 -5,781.7 -7,148.4 -2,996.2 780.8 1,079.6 2,787.9 1,432.3 6,568.1 10,074
XIBT Net Income before Tax 237.4 298.3 424.7 1,906.6 1,705.4 1,699.8 2,950.8 3,333.0 3,057.4 4,528.9 4,921.1 6,018.3 9,044.7
Jakarta 237.4 299.1 544.4 4,535.2 7,487.3 8,848.5 5,945.8 2,552.9 1,977.8 1,739.3 3,488.9 -550.0 -1,029.5
Outside Jakarta 0 -0.80 -119.7 -2,628.6 -5,781.9 -7,148.7 -2,995.1 780.0 1,079.6 2,789.7 1,432.2 6,568.3 10,074
Jakarta 35.37 79.52 125.6 495.0 392.3 337.4 670.9 718.2 -91.77 1,288.6 1,220.1 1,526.2 2,042.3
Outside Jakarta 0 0 0 0 0 0 0 0 0 0 0 0 0
XNIC Net Income - including Extraordinary Items 202.1 218.8 299.1 1,411.6 1,313.1 1,362.4 2,279.9 2,614.7 3,149.1 3,240.3 3,701.0 4,492.1 7,002.3
Jakarta 202.1 219.6 418.8 4,040.2 7,095.0 8,511.1 5,274.9 1,834.7 2,069.6 450.7 2,268.8 -2,076.3 -3,071.9
Outside Jakarta 0 -0.80 -119.7 -2,628.6 -5,781.9 -7,148.7 -2,995.1 780.0 1,079.6 2,789.7 1,432.2 6,568.3 10,074
Jakarta 14,752 36,779 91,882 223,302 325,625 353,047 439,585 675,907 668,756 778,388 835,301 1,290,274 1,127,679
Outside Jakarta 0 67.99 34,548 95,552 140,254 133,234 227,991 136,366 151,695 168,838 143,184 165,350 293,225
Jakarta 1,643.4 22,434 64,748 121,630 157,576 174,947 342,883 554,870 554,737 676,622 686,138 1,098,347 1,007,370
Outside Jakarta 0 68.76 35,090 114,296 213,843 225,032 225,824 154,789 167,322 165,099 184,096 233,440 293,225
INTS International Sales 0 0 0 0 0 0 0 0 0 0 0 0 0
INTO International Operating Income 0 0 0 0 0 0 0 0 0 0 0 0 0
INTA International Assets 0 0 0 0 0 0 0 0 0 0 0 0 0
Company Fundamentals - Income Statement
CF Template BNK
Scaling Thousands
Period Annual
Statement Data 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022
Period End Date 31-12-2010 31-12-2011 31-12-2012 31-12-2013 31-12-2014 31-12-2015 31-12-2016 31-12-2017 31-12-2018 31-12-2019 31-12-2020 31-12-2021 31-12-2022
Standardized Currency IDR Amir RSM Aryanto,
RSM Aryanto, IDR Amir RSM Aryanto,
IDR Amir RSM Aryanto,
IDR Amir IDR IDR
Income Statement - Standardized (Currency: US Dollar)
FCC Field Name 31-12-2010 31-12-2011 31-12-2012 31-12-2013 31-12-2014 31-12-2015 31-12-2016 31-12-2017 31-12-2018 31-12-2019 31-12-2020 31-12-2021 31-12-2022
Revenues
SIDI Interest & Dividend Income/(Expense) - Net - Finance 679.0 1,463.8 2,518.6 7,139.2 13,324 15,500 21,799 25,973 30,384 30,866 29,783 36,790 44,443
SIDT Interest & Dividend Income - Finance - Total 750.3 2,025.2 4,422.0 14,894 32,198 37,135 42,133 46,379 52,584 58,159 54,704 66,960 78,323
SIIL Interest Income - Loans/Deposits 199.8 1,703.8 3,995.8 11,100 23,732 30,033 34,248 37,573 46,337 52,743 46,974 56,135 64,516
SIFL Interest & Fees on Loans & Receivables 43.74 1,071.1 2,733.2 7,060.1 18,197 25,471 31,911 34,087 43,258 48,236 44,202 54,354 62,258
SIDF Interest Income - Deposits to Other Financial Institutions 156.0 632.8 1,262.5 4,040.2 5,535.1 4,561.8 2,337.4 3,486.4 3,079.6 4,507.2 2,772.9 1,780.5 2,257.9
SDIS Interest & Dividend Income - Investment Securities - Finance 550.2 315.2 423.7 3,719.2 8,322.9 6,936.7 7,778.1 8,697.0 6,162.6 5,376.8 7,659.0 10,578 13,292
Interest & Dividend Income - Investment Securities Available for Sale/Held to
SIDS Maturity - Finance 550.2 315.2 423.7 3,719.2 8,322.9 6,936.7 7,778.1 8,697.0 6,162.6 5,376.8 7,659.0 10,578 13,292
SIOD Interest & Dividend Income - Other - Finance 0.33 6.17 2.57 74.13 143.2 164.9 106.7 108.2 84.10 39.20 70.49 246.9 514.6
SIET Interest Expense - Finance - Total 71.29 561.5 1,903.5 7,754.5 18,874 21,635 20,335 20,405 22,201 27,294 24,921 30,171 33,880
SEOF Interest Expense - Operational Financing - Business 71.29 561.5 1,903.5 7,754.5 18,874 21,635 20,335 20,405 22,201 27,294 24,921 30,171 33,880
SDPI Interest Expense - Deposits 71.29 561.5 1,903.5 7,754.5 18,874 21,635 20,335 20,405 22,201 27,294 24,921 30,171 33,880
SNIB Non-Interest Business Revenue/(Expense) - Net - Total 4.52 281.4 583.8 1,291.2 997.1 821.6 990.9 1,976.8 4,791.8 5,069.1 5,506.5 3,276.1 3,588.4
SNCF Net Commission & Fees Income/(Expense) - Business Revenue 4.52 25.02 102.4 1,156.9 997.1 775.6 974.1 1,748.7 4,179.8 4,403.8 2,890.2 3,033.2 2,582.3
SCFI Fees & Commissions Income 4.52 25.02 102.4 1,156.9 997.1 775.6 974.1 1,748.7 4,179.8 4,403.8 2,890.2 3,033.2 2,582.3
SNFE Net Foreign Exchange Income/(Expense) - Business Revenue 14.22 16.85 228.1 524.0 638.7 600.9 162.0 195.0
SGIL Investments & Loans - Business - Gain/(Loss) 256.4 481.5 134.3 0 31.73 0 87.97 26.53 2,015.4 80.90 811.1
SGLS Investment Securities - Business - Gain/(Loss) 256.4 481.5 134.3 0 31.73 0 87.97 26.53 2,015.4 80.90 811.1
SGLI Investments Securities - Available for Sale/Held to Maturity - Realized Gain/(Loss) 87.97 26.53 2,015.4 80.90 811.1
SGTI Trading Investments/Trading Account Income - Gain/(Loss) 256.4 481.5 134.3 0 31.73 0
SRTI Trading Investments - Realized Gain/(Loss) 256.4 481.5 134.3 0 31.73 0
STLR Revenue from Business Activities - Total 683.6 1,745.2 3,102.4 8,430.3 14,321 16,322 22,789 27,950 35,175 35,935 35,289 40,066 48,031
Operating Expenses
SLLP Provision & Impairment for Loan Losses 16.31 141.1 46.32 397.6 434.9 383.3 318.6 327.7 2,981.5 137.8 -447.7 2,489.8 1,719.3
SSGA Selling, General & Administrative Expenses - Total 431.7 1,546.6 3,023.4 6,238.0 12,560 14,337 19,879 25,216 30,518 32,985 31,925 32,629 38,530
SSGU Selling, General & Administrative Expenses - Unclassified 121.0 386.8 936.0 1,927.4 3,867.9 5,614.7 7,794.4 10,001 12,067 10,121 10,512 10,837 13,949
Labor & Related Expenses including Stock-Based Compensation in Selling, General &
SLAS Administrative Expenses 252.8 1,055.1 1,744.1 3,386.5 5,359.4 6,655.4 9,156.2 11,727 14,409 18,465 17,486 17,962 19,943
SDES Depreciation in Selling, General & Administrative Expenses 8.15 10.17 30.27 128.4 424.3 840.2 1,253.8 1,563.0 1,747.8 1,873.8 2,462.5 2,332.9 2,797.6
SAMS Amortization of Intangibles in Selling, General & Administrative Expenses 20.06 52.65 97.23 200.4 304.3 381.7 509.2 779.4
SSGO Selling, General & Administrative Expenses - Other - Total 49.80 94.61 313.1 795.7 2,908.5 1,206.9 1,621.5 1,827.8 2,094.3 2,221.3 1,083.2 988.1 1,061.6
SADE Advertising Expense 5.73 23.19 101.8 392.5 2,217.7 253.8 320.6 397.5 333.0 286.6 256.8 140.6 156.0
SPTX Property & Other Taxes 1.54 1.26 5.46 21.88 24.30 90.47 47.16 83.11 58.83 60.85 57.79 76.70 78.22
SRXP Rental Expense 42.53 70.15 205.8 381.3 666.5 862.7 1,253.8 1,347.2 1,702.4 1,873.8 768.6 770.8 827.4
SOIE Other Operating Expense/(Income) - Net -0.91
SOOE Other Operating Expense -0.91
SOET Operating Expenses - Total 448.0 1,686.8 3,069.8 6,635.6 12,995 14,721 20,197 25,544 33,500 33,123 31,478 35,119 40,250
Operating Profit
SOPR Operating Profit before Non-Recurring Income/Expense 235.6 58.39 32.63 1,794.8 1,326.2 1,601.2 2,592.2 2,406.1 1,675.3 2,811.9 3,811.4 4,946.9 7,781.7
Non-Operating Expenses
SFAS Sale of Tangible & Intangible Fixed Assets - Gain/(Loss) 31.19 190.2 0 357.2 0 -0.15 0.14 -0.99 0.21 0.56 0.13
SNEI Other Non-Operating Income/(Expense) - Total 1.76 164.5 201.9 111.8 22.02 98.63 358.5 927.0 1,381.9 1,718.0 1,109.5 1,070.9 1,262.8
SNPX Normalized Pre-tax Profit 237.3 254.1 424.7 1,906.6 1,705.4 1,699.8 2,950.8 3,333.0 3,057.4 4,528.9 4,921.1 6,018.3 9,044.7
Non-Recurring Income/Expense
SGLN Non-Recurring Income/(Expense) - Total 0.11 44.22 0
SITI Impairment - Tangible & Intangible Fixed Assets -44.22
SIFO Impairment - Fixed Assets -44.22
SFVO Fair Value Adjustments - Other Assets 0.11 0
Pre-Tax Income
SIBT Income before Taxes 237.4 298.3 424.7 1,906.6 1,705.4 1,699.8 2,950.8 3,333.0 3,057.4 4,528.9 4,921.1 6,018.3 9,044.7
Taxes
STAX Income Taxes 35.37 79.52 125.6 495.0 370.1 337.4 670.9 718.2 -91.77 1,288.6 1,220.1 1,526.2 2,042.3
SCTX Income Taxes for the Year - Current 79.52 125.6 398.9 266.1 321.3 418.1 310.4 361.0 461.0 1,464.1 1,147.2 1,275.4
SDTR Income Taxes - Deferred 96.11 104.0 16.16 252.8 407.9 -452.8 827.6 -244.1 379.0 767.0
SPRX Provision for Income Tax Expense- Unclassified 35.37
Net Income After Tax
SIAT Net Income after Tax 202.1 218.8 299.1 1,411.6 1,335.3 1,362.4 2,279.9 2,614.7 3,149.1 3,240.3 3,701.0 4,492.1 7,002.3
After Tax Income/Expense
SICO Income before Discontinued Operations & Extraordinary Items 202.1 218.8 299.1 1,411.6 1,335.3 1,362.4 2,279.9 2,614.7 3,149.1 3,240.3 3,701.0 4,492.1 7,002.3
SIBM Net Income before Minority Interest 202.1 218.8 299.1 1,411.6 1,335.3 1,362.4 2,279.9 2,614.7 3,149.1 3,240.3 3,701.0 4,492.1 7,002.3
Net Income
SNIC Net Income after Minority Interest 202.1 218.8 299.1 1,411.6 1,335.3 1,362.4 2,279.9 2,614.7 3,149.1 3,240.3 3,701.0 4,492.1 7,002.3
SNIS Income Available to Common Shares 202.1 218.8 299.1 1,411.6 1,335.3 1,362.4 2,279.9 2,614.7 3,149.1 3,240.3 3,701.0 4,492.1 7,002.3
Other Comprehensive Income
SOCS Other Comprehensive Income - Starting Line 2,614.7 3,149.1 3,240.3 3,701.0 4,492.1 7,002.3
SCGL Other Comprehensive Income - Unrealized Investment Gain/(Loss) 2,632.4 -2,128.3 994.4 1,725.2 -313.9 -2,875.5
SCOI Other Comprehensive Income - Other 12.56 83.68 0
SCPP Other Comprehensive Income - Pension Related -133.3 -49.40 -598.6 -534.7 -890.0 201.8
SITC Other Comprehensive Income - Income Tax -628.0 523.5 -95.38 -395.3 327.4 588.3
SCOP Other Comprehensive Income - Net of Tax - Total 1,883.7 -1,570.6 300.4 795.3 -876.5 -2,085.5
SCIB Comprehensive Income before Minority Interest - Total 4,498.4 1,578.6 3,540.8 4,496.3 3,615.6 4,916.9
SCIM Comprehensive Income - Attributable to Minority Interest - Total 0 0 0
SCIE Comprehensive Income - Attributable to Parent Company Equity Holders - Total 4,498.4 1,578.6 3,540.8 4,496.3 3,615.6 4,916.9
Share/Per Share - Basic
BINCC Net Income - Basic - including Extraordinary Items Applicable to Common - Total 202.1 218.8 299.1 1,411.6 1,335.3 1,362.4 2,279.9 2,614.7 3,149.1 3,240.3 3,701.0 4,492.1 7,002.3
SNCN Income available to Common excluding Extraordinary Items 202.1 218.8 299.1 1,411.6 1,335.3 1,362.4 2,279.9 2,614.7 3,149.1 3,240.3 3,701.0 4,492.1 7,002.3
SBASC Shares used to calculate Basic EPS - Total 1,156,735 1,407,809 1,831,049 3,687,800 4,520,409 4,639,131 4,763,987 4,775,338 4,775,338 4,775,338 4,775,338 4,775,338 4,952,202
SBAIC EPS - Basic - including Extraordinary Items Applicable to Common - Total 0 0 0 0 0 0 0 0 0 0 0 0 0
SBCOC EPS - Basic - excluding Extraordinary Items Applicable to Common - Total 0 0 0 0 0 0 0 0 0 0 0 0 0
SBESC EPS - Basic - excluding Extraordinary Items - Normalized - Total 0 0 0 0 0 0 0 0 0 0 0 0 0
BINCI Allocated Net Income including Extraordinary Items Applicable to Common - Issue Specific 202.1 218.8 299.1 1,411.6 1,335.3 1,362.4 2,279.9 2,614.7 3,149.1 3,240.3 3,701.0 4,492.1 7,002.3
BEAFI Earnings Allocation Factor - Basic - Issue Specific 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00
SBASI Shares used to calculate Basic EPS - Issue Specific 1,156,735 1,407,809 1,831,049 3,687,800 4,520,409 4,639,131 4,763,987 4,775,338 4,775,338 4,775,338 4,775,338 4,775,338 4,952,202
SBAII EPS - Basic - including Extraordinary Items Applicable to Common - Issue Specific 0 0 0 0 0 0 0 0 0 0 0 0 0
SBCOI EPS - Basic - excluding Extraordinary Items Applicable to Common - Issue Specific 0 0 0 0 0 0 0 0 0 0 0 0 0
SBESI EPS - Basic - excluding Extraordinary Items - Normalized - Issue Specific 0 0 0 0 0 0 0 0 0 0 0 0 0
SEPSXB EPS - Basic from Discontinued Operations & Extraordinary Items 0 0 0 0 0 0 0 0 0 0 0 0 0
SCBEI Comprehensive Earnings Per Share - Basic - Issue Specific 0 0 0 0 0 0
Share/Per Share - Diluted
DINCC Net Income - Diluted - including Extraordinary Items Applicable to Common - Total 202.1 218.8 299.1 1,411.6 1,335.3 1,362.4 2,279.9 2,614.7 3,149.1 3,240.3 3,701.0 4,492.1 7,002.3
SNCND Diluted Income available to Common excluding Extraordinary Items 202.1 218.8 299.1 1,411.6 1,335.3 1,362.4 2,279.9 2,614.7 3,149.1 3,240.3 3,701.0 4,492.1 7,002.3
SDWSC Shares used to calculate Diluted EPS - Total 1,156,735 1,407,809 1,831,049 3,687,800 4,520,409 4,639,131 4,763,987 4,775,338 4,775,338 4,775,338 4,775,338 4,775,338 4,952,202
SDAIC EPS - Diluted - including Extraordinary Items Applicable to Common - Total 0 0 0 0 0 0 0 0 0 0 0 0 0
SDCOC EPS - Diluted - excluding Extraordinary Items Applicable to Common - Total 0 0 0 0 0 0 0 0 0 0 0 0 0
SDESC EPS - Diluted - excluding Extraordinary Items - Normalized - Total 0 0 0 0 0 0 0 0 0 0 0 0 0
Allocated Diluted Net Income including Extraordinary Items Applicable to Common - Issue
DINNCI Specific 202.1 218.8 299.1 1,411.6 1,335.3 1,362.4 2,279.9 2,614.7 3,149.1 3,240.3 3,701.0 4,492.1 7,002.3
DEAFI Earnings Allocation Factor - Diluted - Issue Specific 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00
SDWSI Shares used to calculate Diluted EPS - Issue Specific 1,156,735 1,407,809 1,831,049 3,687,800 4,520,409 4,639,131 4,763,987 4,775,338 4,775,338 4,775,338 4,775,338 4,775,338 4,952,202
SDAII EPS - Diluted - including Extraordinary Items Applicable to Common - Issue Specific 0 0 0 0 0 0 0 0 0 0 0 0 0
SDCOI EPS - Diluted - excluding Extraordinary Items Applicable to Common - Issue Specific 0 0 0 0 0 0 0 0 0 0 0 0 0
SDESI EPS - Diluted - excluding Extraordinary Items - Normalized - Issue Specific 0 0 0 0 0 0 0 0 0 0 0 0 0
SEPSXD EPS - Diluted from Discontinued Operations & Extraordinary Items 0 0 0 0 0 0 0 0 0 0 0 0 0
SCDEI Comprehensive Earnings Per Share - Diluted - Issue Specific 0 0 0 0 0 0
Share/Per Share - Dividends
SDPSGI DPS - Common - Gross - Issue - By Announcement Date 0 0 0 0 0 0 0 0 0 0 0 0 0
SDPSNI DPS - Common - Net - Issue - By Announcement Date 0 0 0 0 0 0 0 0 0 0 0 0 0
EBIT/EBITDA & related
SEBIT Earnings before Interest & Taxes (EBIT) 235.6 58.39 32.63 1,794.8 1,326.2 1,601.2 2,592.2 2,406.1 1,675.3 2,811.9 3,811.4 4,946.9 7,781.7
SEBITDA Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) 243.7 68.55 62.90 1,923.2 1,750.5 2,461.5 3,898.7 4,066.4 3,623.5 4,990.0 6,655.5 7,789.0 11,359
Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) and Operating Lease
SEBITDAL Payments 286.3 138.7 268.7 2,304.4 2,417.0 3,324.1 5,152.5 5,413.5 5,326.0 6,863.9 7,424.2 8,559.7 12,186
Depreciation/Amortization - Income Statement
SDEA Depreciation & Amortization - Supplemental 8.15 10.17 30.27 128.4 424.3 860.3 1,306.5 1,660.2 1,948.2 2,178.2 2,844.1 2,842.1 3,577.1
SDPR Depreciation Expense - Total - Supplemental 8.15 10.17 30.27 128.4 424.3 840.2 1,253.8 1,563.0 1,747.8 1,873.8 2,462.5 2,332.9 2,797.6
SAMR Amortization - Total - Supplemental 20.06 52.65 97.23 200.4 304.3 381.7 509.2 779.4
Depreciation/Amortization - Total
STDAE Depreciation, Depletion & Amortization - Total 8.15 10.17 30.27 128.4 424.3 860.3 1,306.5 1,660.2 1,948.2 2,178.2 2,844.1 2,842.1 3,577.1
STDEP Depreciation - Total 8.15 10.17 30.27 128.4 424.3 840.2 1,253.8 1,563.0 1,747.8 1,873.8 2,462.5 2,332.9 2,797.6
STAMO Amortization of Intangible Assets excluding Goodwill - Total 20.06 52.65 97.23 200.4 304.3 381.7 509.2 779.4
Islamic
Labor & Related Expenses
SLAR Labor & Related Expenses - Total 252.8 1,055.1 1,744.1 3,386.5 5,359.4 6,655.4 9,156.2 11,727 14,409 18,465 17,486 17,962 19,943
SVLAR Labor & Related Expenses - Supplemental 252.8 1,055.1 1,744.1 3,386.5 5,359.4 6,655.4 9,156.2 11,727 14,409 18,465 17,486 17,962 19,943
Auditor Fees
Non-GAAP
Normalized
SNAT Normalized after Tax Profit 202.0 174.6 299.1 1,411.6 1,335.3 1,362.4 2,279.9 2,614.7 3,149.1 3,240.3 3,701.0 4,492.1 7,002.3
SNCO Normalized Net Income from Continuing Operations 202.0 174.6 299.1 1,411.6 1,335.3 1,362.4 2,279.9 2,614.7 3,149.1 3,240.3 3,701.0 4,492.1 7,002.3
SIBL Normalized Net Income - Bottom Line 202.0 174.6 299.1 1,411.6 1,335.3 1,362.4 2,279.9 2,614.7 3,149.1 3,240.3 3,701.0 4,492.1 7,002.3
SNEBIT Earnings before Interest & Taxes (EBIT) - Normalized 237.3 254.1 424.7 1,906.6 1,705.4 1,699.8 2,950.8 3,333.0 3,057.4 4,528.9 4,921.1 6,018.3 9,044.7
SNEBITDA Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) - Normalized 245.5 264.3 454.9 2,035.0 2,129.7 2,560.1 4,257.2 4,993.2 5,005.5 6,707.1 7,765.2 8,860.4 12,622
Loan Losses
Lease Expenses
Other
SROL Rental/Operating Lease Expense 42.53 70.15 205.8 381.3 666.5 862.7 1,253.8 1,347.2 1,702.4 1,873.8 768.6 770.8 827.4
SADV Advertising Expenses - Supplemental 5.73 23.19 101.8 392.5 2,217.7 253.8 320.6 397.5 333.0 286.6 256.8 140.6 156.0
SIAL Interest & Dividend Income after Loan Loss Provision - Net - Finance 662.7 1,322.7 2,472.2 6,741.6 12,889 15,117 21,480 25,646 27,402 30,728 30,230 34,300 42,724
SNRL Revenue after Loan Provisions - Net - Finance 734.0 1,884.1 4,375.7 14,496 31,763 36,752 41,815 46,051 49,603 58,021 55,152 64,471 76,604
SFEGL Foreign Exchange Gain/(Loss) 14.22 16.85 228.1 524.0 638.7 600.9 162.0 195.0
SINTEX Interest Expense 71.29 561.5 1,903.5 7,754.5 18,874 21,635 20,335 20,405 22,201 27,294 24,921 30,171 33,880
SINVG Investment Gain/(Loss) 256.4 481.5 134.3 0 31.73 0 87.97 26.53 2,015.4 80.90 811.1
SNIE Non-Interest Expense - Bank 429.8 1,305.7 2,631.4 6,126.2 12,181 14,239 19,520 24,290 29,136 31,268 30,816 31,558 37,267
SOPEX Operating Expenses 448.0 1,686.8 3,069.8 6,635.6 12,995 14,721 20,197 25,544 33,500 33,123 31,478 35,119 40,250
SGAXRD Selling, General & Administrative Expenses excluding Research & Development Expenses 431.7 1,546.6 3,023.4 6,238.0 12,560 14,337 19,879 25,216 30,518 32,985 31,925 32,629 38,530
Company Fundamentals - Balance Sheet
CF Template BNK
Scaling Thousands
Period Annual
Statement Data 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022
Period End Date 31-12-2010 31-12-2011 31-12-2012 31-12-2013 31-12-2014 31-12-2015 31-12-2016 31-12-2017 31-12-2018 31-12-2019 31-12-2020 31-12-2021 31-12-2022
IDR Amir IDR IDR
Avg. FX Rate
Balance Sheet - Standardized (Currency: US Dollar)
FCC Field Name 31-12-2010 31-12-2011 31-12-2012 31-12-2013 31-12-2014 31-12-2015 31-12-2016 31-12-2017 31-12-2018 31-12-2019 31-12-2020 31-12-2021 31-12-2022
Assets
SCDK Cash & Short-Term Deposits Due from Banks - Total 10,082 13,832 69,195 85,672 86,785 52,671 84,676 166,117 117,963 80,274 58,019 179,285 183,380
SCDB Cash & Short-Term Deposits Due from Banks 69.85 171.5 464.9 1,939.5 4,022.4 7,072.4 9,742.1 13,454 13,150 13,865 10,698 10,098 12,200
SFCB Funds with Central Banks 10,012 13,661 68,730 83,733 82,762 45,598 74,934 152,663 104,813 66,409 47,322 169,187 171,180
SDBN Lending & Long-Term Deposits Due from Banks 64.08 169.8 581.7 883.1 68,560 95,817 121,437 87,061 167,275 104,930 69,510 77,152 11,439
SLDO Inter-Bank Loans & Long-Term Deposits with Other Banks 64.08 169.8 581.7 883.1 28,980 46,488 79,492 26,390 128,666 63,864 43,228 57,082 11,439
SMMP Money Market Placements 39,580 49,329 41,945 60,671 38,609 41,066 26,282 20,070 0
SASB Collateralized Agreements, Reverse REPOs & Securities Borrowed - Assets 72,328 30,825 48,171 70,108 0 198,429 265,250 388,736 296,875
SPFS Securities Purchased under REPOs & Federal Funds Sold 72,328 30,825 48,171 70,108 0 198,429 265,250 388,736 296,875
SRPO Securities Purchased under REPOs 72,328 30,825 48,171 70,108 0 198,429 265,250 388,736 296,875
SLRE Loans & Receivables - Total 1,724.0 17,825 42,752 101,815 193,334 251,460 295,523 358,594 452,529 514,298 528,519 686,120 793,050
SNBL Banking Related Loans - Net 1,664.2 17,805 42,742 101,482 193,270 251,452 295,216 358,585 451,091 512,021 526,881 684,458 792,142
SLTG Loans - Gross 1,681.0 17,966 42,941 101,978 194,175 252,635 296,651 360,324 455,580 514,409 529,101 688,568 797,251
SLCI Loans - Consumer & Installment 1,639.0 22,093 6,977.0 5,581.9 8,356.3 9,954.3 47,818 118,909 139,980 191,011 334,005 413,636
SCIL Loans - Commercial & Industrial 1,681.0 16,327 20,848 95,001 188,593 244,279 286,697 312,506 336,671 374,430 338,090 354,563 383,615
SRLL Reserves for Loan Losses 16.77 160.6 198.9 496.6 904.2 1,183.6 1,434.7 1,739.1 4,489.2 2,388.0 2,220.3 4,109.8 5,109.8
SITX Income Tax - Receivables 59.86 19.43
SORT Receivables - Other 0.11 9.97 333.1 63.49 7.98 306.5 9.36 1,438.5 2,277.1 1,638.9 1,662.7 908.5
STIV Investments - Total 2,756.3 4,365.7 12,136 53,344 78,732 74,904 101,859 113,457 63,814 28,223 33,065 76,928 85,998
STIS Investment Securities - Available for Sale, Held to Maturity & Held for Trading - Total 2,713.2 4,365.7 12,136 53,344 78,732 74,904 101,083 112,695 61,871 24,862 18,835 61,784 75,671
SSHT Investment Securities - Held for Trading 130.2 38.70 0
SAFS Investment Securities Available for Sale & Held to Maturity 2,713.2 4,365.7 12,136 53,344 78,732 74,904 100,952 112,656 61,871 24,862 18,835 61,784 75,671
SSFS Investment Securities - Available for Sale - Total 0 0 11,119 17,904 18,444 29,940 42,153 71,175 34,512 18,048 17,054 58,947 74,707
SGOH Government Securities - Available for Sale/Held to Maturity 2,713.2 4,365.7 1,017.6 37,140 35,322 21,151 37,566 41,772 42,014 18,048 17,054 58,977 74,707
SVPT Investment Property 43.09 776.2 762.0 1,942.7 3,361.1 14,230 15,144 10,328
SPPE Property, Plant & Equipment - Net - Total 68.07 125.3 211.2 1,179.0 2,371.4 3,833.4 4,829.3 4,516.8 4,417.0 4,373.6 6,574.2 20,811 19,499
SPPC Property, Plant & Equipment - Gross - Total 357.4 371.0 275.7 1,339.6 2,913.6 5,131.2 7,383.5 8,592.6 9,987.3 12,042 16,610 32,537 31,970
SDPP Property, Plant & Equipment - Accumulated Depreciation & Impairment - Total 289.3 245.7 64.49 160.6 542.2 1,297.7 2,554.2 4,075.8 5,570.3 7,668.9 10,036 11,726 12,470
SOAT Other Assets - Total 57.30 529.4 1,554.0 3,633.3 6,042.3 7,251.4 10,677 11,594 12,910 14,458 14,237 20,645 24,519
STDF Deferred Charges 117.8
SDTT Deferred Tax - Asset - Long-Term & Short-Term 22.65 38.19 0 770.0 942.3 401.3 0 376.9 0
SPPT Prepaid Expenses - Total 9.44 437.6 1,286.8 3,110.9 2,123.7 2,614.4 8,864.7 10,319 11,006 12,916 12,873 19,163 23,081
SOAO Other Assets 25.21 53.53 267.2 522.4 3,148.6 3,694.7 1,410.8 1,274.6 1,527.0 1,542.5 1,364.5 1,482.0 1,320.1
SINN Intangible Assets - Total - Net 0 343.7 404.5 825.8 1,543.7 2,240.2 3,310.6 5,946.4 6,143.7
STIN Intangible Assets - excluding Goodwill - Net - Total 0 343.7 404.5 825.8 1,543.7 2,240.2 3,310.6 5,946.4 6,143.7
SING Intangible Assets - Gross - Total 0 363.2 476.4 993.1 1,899.6 2,918.7 4,375.1 7,505.8 8,313.9
STIG Intangible Assets - excluding Goodwill - Gross 0 363.2 476.4 993.1 1,899.6 2,918.7 4,375.1 7,505.8 8,313.9
SINA Intangible Assets - Accumulated Amortization & Impairment - Total 0 19.44 71.86 167.3 356.0 678.5 1,064.5 1,559.4 2,170.3
STIA Intangible Assets - excluding Goodwill - Accumulated Amortization & Impairment - Total 0 19.44 71.86 167.3 356.0 678.5 1,064.5 1,559.4 2,170.3
Total Assets
ATOT Total Assets 14,752 36,847 126,430 318,854 466,650 486,281 667,576 812,273 820,451 947,226 978,485 1,455,624 1,420,904
Liabilities
STDP Deposits - Total 1,599.9 22,090 99,120 234,268 368,339 397,279 563,383 702,610 698,519 728,715 755,751 1,189,933 1,004,640
SIBD Deposits - Non-Interest Bearing 0.33 0 2.60 10.94 0 19.15 0
SDBC Deposits - Customers - Total 1,599.6 22,090 98,806 223,041 359,674 348,295 559,680 698,749 604,642 650,342 693,373 1,123,663 968,582
SCDD Deposits - Demand -Customer 513.8 7,228.6 43,914 100,933 107,524 116,793 281,175 420,487 212,981 273,291 238,401 420,779 346,411
SSTC Deposits - Savings - Customer 1,085.7 14,862 54,892 122,108 252,149 231,502 278,505 278,262 391,661 377,050 454,972 702,883 622,171
SDDB Deposits - Due to Banks & Financial Institutions 0 0 311.5 11,215 8,665.4 48,965 3,703.2 3,861.3 93,877 78,373 62,377 66,270 36,057
SBDD Deposits - Demand Deposits - Due to Banks & Financial Institutions 311.5 5,499.2 5,520.1 46,922 2,144.3 3,401.6 83,140 78,222 62,306 64,656 34,066
SBSD Deposits - Savings - Due to Banks & Financial Institutions 5,716.2 3,145.2 2,042.9 1,559.0 459.7 10,737 151.3 71.23 1,614.0 1,991.7
STLL Trading Liabilities 0.22 5.91 170.8 0 256.1 82.69
SLSD Debt - Total 12,303 99,307 97,351 120,840 275,215
SSTD Short-Term Debt & Current Portion of Long-Term Debt 12,303 99,307 97,351 120,840 274,713
SSOD Short-Term Debt & Notes Payable 12,303 99,307 97,351 120,840 274,713
SAFL Collateralized Financing Agreements, REPO Financing Loans - Liabilities 12,303 99,307 97,351 120,840 274,713
SLTD Debt - Long-Term - Total 501.6
SLCL Capitalized Lease Obligations - Long-Term 501.6
STXB Income Taxes - Payable - Long-Term & Short-Term 7.33 91.50 73.10 476.1 517.7 350.6 344.0 388.9 500.2 748.3 1,761.6 1,808.8 1,688.1
SDTX Deferred Tax & Investment Tax Credits - Long-Term 0 0 44.03 116.9 623.2 0 549.4 469.2 514.1 640.9
SDTL Deferred Tax - Liability - Long-Term 0 0 44.03 116.9 623.2 0 549.4 469.2 514.1 640.9
SPAB Payables & Accrued Expenses 17.66 204.0 574.6 983.4 1,659.9 1,357.9 1,998.2 2,599.3 3,655.8 2,588.4 2,724.0 2,505.5 2,681.9
SNPB Interest Payable 4.00 63.25 291.6 748.0 1,288.5 1,115.3 1,413.5 1,381.9 1,777.3 1,404.0 1,909.6 2,040.4 2,269.2
SAEA Accrued Expenses 13.66 140.7 283.0 235.4 371.4 242.7 584.7 1,217.4 1,878.5 1,184.4 814.4 465.1 412.7
SLBO Other Liabilities - Total 18.55 117.3 25.44 81.66 618.7 991.9 2,981.8 3,438.2 7,075.8 9,641.9 12,177 15,929 15,647
SPRV Provisions 12.88 110.6 0 37.08 0 77.95 713.5 816.1 1,388.7 2,062.1 2,010.1 585.9
SPET Post Employment Benefits - Pension & Other 11.99 110.6 37.08 0 77.95 713.5 816.1 1,388.7 2,062.1 2,010.1 585.9
SPOT Provisions - Other than Pension & Post Retirement 0.89 0 0
SDRI Deferred Revenue/Income 4.66 465.9 347.8 302.5 307.6 316.8 221.7 219.2 6,436.8 10,012
SOOL Other Liabilities 1.00 6.73 25.44 81.66 115.7 644.0 2,601.3 2,417.0 5,942.9 8,031.6 9,895.8 7,482.4 5,049.2
Total Liabilities
STLB Total Liabilities 1,643.4 22,503 99,837 235,926 371,135 399,980 568,707 709,660 722,059 841,721 870,234 1,331,787 1,300,595
Shareholders' Equity
QTEP Shareholders' Equity - Attributable to Parent Shareholders - Total 13,108 14,344 26,593 82,929 95,514 86,301 98,868 102,613 98,391 105,506 108,252 123,837 120,308
QCEP Common Equity Attributable to Parent Shareholders 13,108 14,344 26,593 82,929 95,514 86,301 98,868 102,613 98,391 105,506 108,252 123,837 120,308
SCOM Common Equity - Contributed 14,436 15,453 27,251 87,699 96,592 86,747 96,134 95,461 90,082 93,294 92,231 90,872 95,605
SCMS Common Stock - Issued & Paid 14,436 15,453 20,665 34,094 34,825 31,276 32,947 32,716 30,872 31,973 31,609 31,143 29,568
SPIC Common Stock - Additional Paid in Capital including Option Reserve 6,586.2 53,605 61,767 55,472 63,187 62,745 59,209 61,321 60,622 59,729 66,037
SRES Equity - Non-Contributed - Reserves & Retained Earnings -1,328.2 -1,108.7 -658.3 -4,770.4 -1,077.5 -446.1 2,734.4 7,152.3 8,309.7 12,211 16,021 32,965 24,703
SRED Retained Earnings - Total -1,328.2 -1,108.7 -752.8 591.6 1,871.2 3,011.2 5,215.4 7,585.6 10,130 13,189 15,518 18,878 23,783
SACI Comprehensive Income - Accumulated - Total 0 0 94.50 -5,378.5 -2,989.1 -3,515.3 -2,592.4 -617.6 -2,098.6 -1,410.5 -102.6 -310.1 -2,420.9
SUGC Investments - Unrealized Gain/Loss 0 0 94.50 -5,378.5 -2,989.1 -3,515.3 -2,592.4 -617.6 -2,098.6 -1,410.5 -102.6 -310.1 -2,420.9
SORE Other Reserves/Equity - Total 16.45 40.39 58.03 111.4 184.3 278.3 432.3 605.4 14,398 3,340.8
SQCM Common Equity - Total 13,108 14,344 26,593 82,929 95,514 86,301 98,868 102,613 98,391 105,506 108,252 123,837 120,308
Total Shareholders' Equity
STLE Total Shareholders' Equity - including Minority Interest & Hybrid Debt 13,108 14,344 26,593 82,929 95,514 86,301 98,868 102,613 98,391 105,506 108,252 123,837 120,308
Total Liabilities & Shareholders' Equity
STBL Total Liabilities & Equity 14,752 36,847 126,430 318,854 466,650 486,281 667,576 812,273 820,451 947,226 978,485 1,455,624 1,420,904
Share/Per Share - Common
STCIC Common Shares - Issued - Total 1,398,842 1,506,445 2,141,305 4,461,048 4,639,131 4,639,131 4,775,338 4,775,338 4,775,338 4,775,338 4,775,338 4,775,338 4,952,202
STCOC Common Shares - Outstanding - Total 1,398,842 1,506,445 2,141,305 4,461,048 4,639,131 4,639,131 4,775,338 4,775,338 4,775,338 4,775,338 4,775,338 4,775,338 4,952,202
STCTC Common Shares - Treasury - Total 0 0 0 0 0 0 0 0 0 0 0 0 0
STCAI Common Shares - Authorized - Issue Specific 5,595,369 5,595,369 8,554,458 8,554,458 8,554,458 8,554,458 8,554,458 8,554,458 8,554,458 8,554,458 8,554,458 8,554,458 8,554,458
STCII Common Shares - Issued - Issue Specific 1,398,842 1,506,445 2,141,305 4,461,048 4,639,131 4,639,131 4,775,338 4,775,338 4,775,338 4,775,338 4,775,338 4,775,338 4,952,202
STCOI Common Shares - Outstanding - Issue Specific 1,398,842 1,506,445 2,141,305 4,461,048 4,639,131 4,639,131 4,775,338 4,775,338 4,775,338 4,775,338 4,775,338 4,775,338 4,952,202
STCTI Common Shares - Treasury - Issue Specific 0 0 0 0 0 0 0 0 0 0 0 0 0
Share/Per Share - Preferred
Share/Per Share - Other
SAAFI Asset Allocation Factor - Issue Specific 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00
Right of Use Tangible Assets
SRTCS Right of Use Tangible Assets - Total - Gross - Supplemental 3,971.4 4,830.3 5,768.7
SRFGS Right of Use Tangible Assets - Capital/Finance Lease - Gross - Supplemental 3,971.4 4,830.3 5,768.7
Property, Plant & Equipment - excluding Right of Use Tangible Assets & Capital Leases -
SXRC Gross 12,639 27,707 26,201
Right of Use Liabilities
STFL Finance and Operating Lease Liabilities - Total 501.6
Debt Related
SSND Net Debt -10,082 -13,832 -69,195 -85,672 -86,785 -52,671 -84,676 -166,117 -105,660 19,033 39,332 -58,444 91,835
Islamic
Debt Maturity
Capital Lease Maturity
Weighted Average Leases
Other
SASAC Asset Accruals -69.85 -171.5 -464.9 -1,939.5 -4,022.4 -7,072.4 -9,742.1 -13,454 -13,150 -13,865 -10,698 -10,098 -12,200
SCASH Cash & Cash Equivalents - Total 10,082 13,832 69,195 85,672 86,785 52,671 84,676 166,117 117,963 80,274 58,019 179,285 183,380
SCSEK Cash & Securities 12,838 18,198 81,331 211,344 196,342 127,575 234,705 349,682 181,777 306,926 356,334 644,949 566,253
SCSTI Cash & Short Term Investments - Total 10,082 13,832 69,195 85,672 86,785 52,671 84,676 166,117 117,963 80,274 58,019 179,285 183,380
STDBT Debt - including Preferred Equity & Minority Interest - Total 12,303 99,307 97,351 120,840 275,215
SDEMD Demand Deposits - Total 513.8 7,228.6 44,226 106,432 113,045 163,715 283,320 423,889 296,121 351,513 300,707 485,435 380,477
SAIRN Earning Assets 14,566 36,173 124,655 313,709 458,172 474,844 651,359 795,327 800,142 923,878 952,725 1,406,559 1,369,833
SINVT Invested Assets - Total 2,756.3 4,365.7 12,136 53,344 78,732 74,904 101,859 113,457 63,814 28,223 33,065 76,928 85,998
SINVS Investment Securities 2,713.2 4,365.7 12,136 53,344 78,732 74,904 101,083 112,695 61,871 24,862 18,835 61,784 75,671
SNBKC Net Book Capital 3,026.3 511.7 -42,602 -2,743.6 8,729.8 33,630 14,193 -63,504 -7,268.3 124,539 147,584 65,393 212,143
SNOPA Net Operating Assets 3,026.3 511.7 -42,602 -2,743.6 8,729.8 33,630 14,193 -63,504 -7,268.3 124,539 147,584 65,393 212,143
SPROV Provisions - Total 12.88 110.6 44.03 116.9 37.08 0 77.95 1,336.8 816.1 1,938.1 2,531.3 2,524.2 1,226.8
SDEPS Savings Deposits - Total 1,085.7 14,862 54,892 127,825 255,294 233,545 280,064 278,722 402,398 377,202 455,043 704,497 624,163
STCSE Shareholders Equity - Common 13,108 14,344 26,593 82,929 95,514 86,301 98,868 102,613 98,391 105,506 108,252 123,837 120,308
STTAN Tangible Total Equity 13,108 14,344 26,593 82,929 95,514 85,957 98,464 101,787 96,848 103,265 104,941 117,891 114,165
SQTAN Tangible Book Value 13,108 14,344 26,593 82,929 95,514 85,957 98,464 101,787 96,848 103,265 104,941 117,891 114,165
STBKC Total Book Capital 13,108 14,344 26,593 82,929 95,514 86,301 98,868 102,613 110,694 204,813 205,603 244,678 395,523
STCAP Total Capital 13,108 14,344 26,593 82,929 95,514 86,301 98,868 102,613 110,694 204,813 205,603 244,678 395,523
STLTC Total Long Term Capital 13,108 14,344 26,593 82,929 95,514 86,301 98,868 102,613 98,391 105,506 108,252 123,837 120,308
SVRUA Trading Account 0.22 130.2 38.70 5.91 170.8 0 256.1 82.69
SUREV Unearned Revenue - Total 4.66 465.9 347.8 302.5 307.6 316.8 221.7 219.2 6,436.8 10,012
STCSEO Book Value excluding Other Equity 13,108 14,344 26,593 82,912 95,474 86,243 98,757 102,429 98,113 105,073 107,646 109,440 116,968
Shareholders
Operating Lease Maturity
Risk Related
SCXP Credit Exposure 14,545 39,966 133,675 339,084 417,844 418,057 526,368 702,231 834,448
Capital Adequacy
SVTCC Capital Adequacy - Total (Value) 13,002 14,364 26,488 88,144 97,314 85,816 98,888 101,901 95,772 100,397 106,065 120,645 116,881
STC1 Capital Adequacy - Tier 1 (Value) 12,984 14,200 26,027 86,915 94,881 82,074 94,446 97,557 91,107 95,219 100,835 114,267 109,795
STC2 Capital Adequacy - Tier 2 (Value) 18.32 163.6 461.3 1,228.9 2,433.0 3,741.8 4,442.1 4,344.6 4,664.4 5,178.0 5,230.1 6,378.7 7,085.8
STCR Capital Adequacy - Total (%) 489.6% 87.3% 68.6% 87.5% 50.0% 27.5% 27.8% 26.8% 23.3% 21.6% 22.0% 20.9% 18.5%
STR1 Capital Adequacy - Tier 1 (%) 488.9% 86.3% 67.4% 86.3% 48.8% 26.3% 26.6% 25.7% 22.1% 20.5% 20.9% 19.8% 17.4%
SRWA Risk Weighted Assets 2,655.8 16,446 38,610 100,750 194,636 312,307 355,366 379,820 411,548 465,563 481,727 576,872 630,420
Nonperforming Loans/Assets
SNPL Loans - Non-Performing & Impaired 0 0 0 0 183.5 1,762.4 4,221.2
SMLG Loans - Impaired -Total 183.5 1,762.4 4,221.2
SNPP Loans - Performing - Not Impaired & Not Past Due 2,036.8 2,347.4 793,030
SMAS Impaired Assets - Total 183.5 1,762.4 4,221.2
SVLS1 Loans - Stage 1 - Gross, Total 1,956.4 1,786.0 772,838
SVLS2 Loans - Stage 2 - Gross, Total 80.41 561.4 20,192
SVLS3 Loans - Stage 3 - Gross, Total 183.5 1,762.4 4,221.2
Employees
SETL Employees - Full-Time/Full-Time Equivalents - Period End 27.00 116.0 236.0 506.0 705.0 855.0 1,055.0 1,128.0 1,400.0 1,423.0 1,263.0 1,199.0 1,192.0
SETA Employees - Full-Time/Full-Time Equivalents - Current Date 27.00 116.0 236.0 506.0 705.0 855.0 1,055.0 1,128.0 1,400.0 1,423.0 1,263.0 1,199.0 1,192.0
Japan Specific
Company Fundamentals - Cash Flow
CF Template BNK
Scaling Thousands
Period Annual
Statement Data 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022
Period End Date 31-12-2010 31-12-2011 31-12-2012 31-12-2013 31-12-2014 31-12-2015 31-12-2016 31-12-2017 31-12-2018 31-12-2019 31-12-2020 31-12-2021 31-12-2022
IDR Amir IDR IDR
Cash Flow - Standardized (Currency: US Dollar)
FCC Field Name 31-12-2010 31-12-2011 31-12-2012 31-12-2013 31-12-2014 31-12-2015 31-12-2016 31-12-2017 31-12-2018 31-12-2019 31-12-2020 31-12-2021 31-12-2022
Operating Cash Flow - Direct
SCRC Cash Receipts - Business Activities - Cash Flow 754.9 1,958.6 4,469.6 13,964 31,289 36,927 42,133 43,588 52,468 58,464 53,700 69,820 69,313
SCPD Cash Payments - Business Activities - Cash Flow 312.0 1,452.9 3,701.4 11,128 23,590 28,324 29,491 29,633 34,730 46,159 41,100 48,886 54,516
SCPE Cash Payments - Employees - Cash Flow 1,797.9 3,386.5 5,270.4 6,646.2 9,156.2 10,628 13,008 18,436 16,684 18,874 21,057
SCPO Cash Payments - Other - Cash Flow 1,903.5 7,741.3 18,320 21,678 20,335 19,004 21,722 27,722 24,416 30,012 33,459
SDTN Income Taxes - Paid/(Reimbursed) - Cash Flow - Direct 42.42 24.34 6.20 40.01 105.5 247.4 465.3 217.9 355.9 362.0 443.0 1,469.8 1,161.2
SOCN Cash Receipts/(Payments) - Net - Cash Flow -575.8 -578.0 43,904 -40,171 44,481 3,861.9 26,665 58,689 -2,558.3 -160,614 -70,143 168,879 -32,979
STLO Net Cash Flow from Operating Activities -175.4 -96.66 44,666 -37,375 52,074 12,217 38,842 72,427 14,824 -148,671 -57,986 188,344 -19,344
Investing Cash Flow
SCAP Capital Expenditures - Net - Cash Flow 0.77 38.62 -63.75 1,314.4 1,691.8 2,976.3 2,278.1 1,804.6 2,877.8 2,610.4 2,200.2 4,951.6 2,415.0
SPPN Property, Plant & Equipment - Purchased/(Sold) - Net - Cash Flow 0.77 38.62 -63.75 1,314.4 1,691.8 2,601.7 2,171.9 1,277.4 1,904.1 1,676.1 756.2 1,765.1 901.4
SCEP Property, Plant & Equipment - Purchased - Cash Flow 0.77 79.98 177.1 1,314.4 1,691.8 2,601.7 2,171.9 1,278.0 1,904.3 1,681.5 756.6 1,766.8 902.4
SSFA Property, Plant & Equipment Sold - Cash Flow 0 41.36 240.9 0 0.52 0.21 5.45 0.41 1.68 1.08
SIAN Intangible Assets - Purchased/(Sold) - Net - Total - Cash Flow 374.6 106.1 527.2 973.7 934.4 1,444.0 3,186.5 1,513.7
SIAU Intangible Assets - Net - Cash Flow 374.6 106.1 527.2 973.7 934.4 1,444.0 3,186.5 1,513.7
SCEX Capital Expenditures - Total 0.77 79.98 177.1 1,314.4 1,691.8 2,976.3 2,278.1 1,805.2 2,878.0 2,615.9 2,200.6 4,953.3 2,416.1
SIVN Investments excluding Loans - Decrease/(Increase) - Cash Flow 0 256.4 481.5 134.3 357.2 -12,582 61,110 20,732 2,534.7 -42,457 -22,115
SIVT Investment Securities - Unclassified - Sold/(Purchased) - Net - Total - Cash Flow 0 256.4 481.5 134.3 357.2 -12,582 61,110 20,732 2,534.7 -42,457 -22,115
SINS Investment Securities - Sold/Matured - Unclassified - Cash Flow 0 256.4 481.5 134.3 357.2 99,591 30,900 18,598 4,022.9 64,841
SINP Investment Securities - Purchased - Unclassified - Cash Flow 12,582 38,481 10,168 16,064 46,480 86,956
STLI Net Cash Flow from Investing Activities -0.77 217.8 545.2 -1,180.1 -1,334.6 -2,976.3 -2,278.1 -14,387 58,232 18,122 334.5 -47,409 -24,530
Financing Cash Flow
SPSS Stock - Total - Issuance/(Retirement) - Net - Cash Flow 3,305.4 1,142.6 13,096 77,933 11,032 0 7,454.9 0
SSNU Stock - Issuance/(Retirement) - Net - Excluding Options/Warrants - Cash Flow 3,305.4 1,142.6 13,096 77,933 11,032 0 7,454.9 0
SCSN Stock - Common - Issuance/(Retirement) - Net - Cash Flow 3,305.4 1,142.6 13,096 77,933 11,032 0 7,454.9 0
SSIC Stock - Common - Issued/Sold - Cash Flow 3,305.4 1,142.6 13,096 77,933 11,032 0 7,454.9 0
SPRD Debt - Long-Term & Short-Term - Issuance/(Retirement) - Total - Cash Flow -566.9 -473.6 -581.3
SLDN Debt - Issued/(Reduced) - Long-Term - Cash Flow -566.9 -473.6 -581.3
SLDR Debt - Reduced - Long-Term - Cash Flow 566.9 473.6 581.3
SFCF Other Financing Cash Flow - Increase/(Decrease) -428.0 -114.6 0 -66.41 0 0 170.1 2,315.6
STLF Net Cash Flow from Financing Activities 3,305.4 1,142.6 13,096 77,505 10,918 0 7,388.5 0 0 -566.9 -303.5 1,734.3
Discontinued Cash Flow
Non classified Cash Flow
Foreign Exchange Effects
SFEE Foreign Exchange Effects - Cash Flow 30.98 5.79 -123.0 1,307.9 -1,816.5 682.9 162.0 195.0
Change in Cash
SNCC Net Change in Cash - Total 3,129.2 1,263.7 58,307 38,950 61,657 9,272.1 43,959 57,917 74,364 -132,366 -57,535 140,793 -41,945
SCNC Net Cash from Continuing Operations 3,129.2 1,263.7 58,307 38,950 61,657 9,272.1 43,959 57,917 74,364 -132,366 -57,535 140,793 -41,945
SNCB Net Cash - Beginning Balance 9,705.3 12,781 13,173 55,259 86,913 131,062 143,326 185,408 228,868 313,161 176,354 115,274 234,783
SNCE Net Cash - Ending Balance 12,859 14,002 69,776 88,486 145,937 140,051 186,715 242,535 302,377 178,387 116,998 256,449 194,819
Supplemental
SSTN Income Taxes - Paid/(Reimbursed) - Cash Flow - Supplemental 42.42 24.34 6.20 40.01 105.5 247.4 465.3 217.9 355.9 362.0 443.0 1,469.8 1,161.2
SDCW Working Capital - Cash Flow - Direct - Supplemental -393.7 -299.9 44,935 -37,800 51,136 11,160 45,017 65,743 3,220.1 -158,016 -67,047 180,265 -26,587
SCSBN Common Stock Buyback - Net -3,305.4 -1,142.6 -13,096 -77,933 -11,032 0 -7,454.9 0
SFCFE Free Cash Flow to Equity -176.2 -135.3 44,730 -38,690 50,382 9,241.1 36,564 70,622 11,946 -151,281 -60,753 182,918 -22,340
SFCFO Free Cash Flow Net of Dividends -176.2 -176.6 44,489 -38,690 50,382 9,241.1 36,564 70,622 11,946 -151,287 -60,186 183,390 -21,760
SFCFL Free Cash Flow -176.2 -176.6 44,489 -38,690 50,382 9,241.1 36,564 70,622 11,946 -151,287 -60,186 183,390 -21,760
SDCM Dividends Provided/Paid - Common 0 0 0 0 0 0
SONI CF from Optg Activities before Change in WC & Int Payments -175.4 -96.66 44,666 -37,375 52,074 12,217 38,842 72,427 14,824 -148,671 -57,986 188,344 -19,344
Japan Specific
Company Fundamentals - Pension
CF Template BNK
Scaling Thousands
Period Annual
Statement Data 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022
Period End Date 31-12-2010 31-12-2011 31-12-2012 31-12-2013 31-12-2014 31-12-2015 31-12-2016 31-12-2017 31-12-2018 31-12-2019 31-12-2020 31-12-2021 31-12-2022
IDR Amir IDR IDR
Pension - Standardized (Currency: US Dollar)
FCC Field Name 31-12-2010 31-12-2011 31-12-2012 31-12-2013 31-12-2014 31-12-2015 31-12-2016 31-12-2017 31-12-2018 31-12-2019 31-12-2020 31-12-2021 31-12-2022
Assumptions - Period-End
SDRP Discount Rate - Period End 8.9% 6.9% 6.9% 9.1% 8.5% 9.1% 8.5% 7.2% 9.3% 7.3% 6.3% 6.7% 7.2%
SPDRP Discount Rate - Period End - Total Pension 8.9% 6.9% 6.9% 9.1% 8.5% 9.1% 8.5% 7.2% 9.3% 7.3% 6.3% 6.7% 7.2%
SRCP Compensation Rate - Period End 7.0% 7.0% 7.0% 7.0% 5.0% 3.0% 3.0% 3.0% 3.0% 3.0% 3.0% 5.0% 5.0%
SPRCP Compensation Rate - Period End - Total Pension 7.0% 7.0% 7.0% 7.0% 5.0% 3.0% 3.0% 3.0% 3.0% 3.0% 3.0% 5.0% 5.0%
Funded Status
SFSS Funded Status - including Unfunded Plan Obligations -119.7 36.14 -2.38 -37.08 1.52 -77.95 -713.5 -816.1 -1,388.7 -2,062.1 -2,010.1 -585.9
SFST Funded Status -119.7 36.14 -2.38 -37.08 1.52 -77.95 -713.5 -816.1 -1,388.7 -2,062.1 -2,010.1 -585.9
SPFST Funded Status - Total Pension -119.7 36.14 -2.38 -37.08 1.52 -77.95 -713.5 -816.1 -1,388.7 -2,062.1 -2,010.1 -585.9
SFPA Fair Value of Plan Assets 0 290.8 357.9 562.4 789.0 1,259.8 1,401.8 1,858.7 2,237.2 2,647.3 2,340.9 2,892.5
SPFPA Fair Value of Plan Assets - Total Pension 0 290.8 357.9 562.4 789.0 1,259.8 1,401.8 1,858.7 2,237.2 2,647.3 2,340.9 2,892.5
SBOB Projected Benefit Obligation - Total 119.7 254.6 360.3 599.4 787.5 1,337.8 2,115.4 2,674.8 3,625.9 4,709.4 4,351.0 3,478.3
SFPO Projected Benefit Obligation 119.7 254.6 360.3 599.4 787.5 1,337.8 2,115.4 2,674.8 3,625.9 4,709.4 4,351.0 3,478.3
SPFPO Projected Benefit Obligation - Total Pension 119.7 254.6 360.3 599.4 787.5 1,337.8 2,115.4 2,674.8 3,625.9 4,709.4 4,351.0 3,478.3
Income/Expense
STPP Total Pension Plans - Total Pension & Post-Retirement 11.90 102.2 192.3 233.1 290.0 299.8 367.8 511.6 776.2 765.3 880.2 -19.39 458.5
SPPPT Total Pension Plan Expense - Total 11.90 102.2 192.3 233.1 290.0 299.8 367.8 511.6 776.2 765.3 880.2 -19.39 458.5
SPIE Defined Benefit Income/Expense - Pension & Post-Retirement 7.60 102.2 192.3 233.1 290.0 299.8 367.8 511.6 776.2 765.3 880.2 -19.39 458.5
SPPIE Defined Benefit Income/Expense - Total Pension 7.60 102.2 192.3 233.1 290.0 299.8 367.8 511.6 776.2 765.3 880.2 -19.39 458.5
SINX Interest Cost 1.03 8.02 14.65 41.94 50.96 56.71 113.1 165.9 253.5 259.5 291.6 282.6
SPINT Interest Cost - Total Pension 1.03 8.02 14.65 41.94 50.96 56.71 113.1 165.9 253.5 259.5 291.6 282.6
SSRV Service Cost 7.60 101.1 161.1 231.7 289.8 279.0 380.2 496.7 553.1 688.1 783.1 735.5 979.2
SPSRV Service Cost - Total Pension 7.60 101.1 161.1 231.7 289.8 279.0 380.2 496.7 553.1 688.1 783.1 735.5 979.2
SPSC Prior Service Cost 23.21 3.95 0 17.88 21.89 10.91 174.1 0 0 -882.5 -651.2
SPPSC Prior Service Cost - Total Pension 23.21 3.95 0 17.88 21.89 10.91 174.1 0 0 -882.5 -651.2
SAGL Actuarial Gain/Loss 0 -0.48 0
SPAGL Actuarial Gain/Loss - Total Pension 0 -0.48 0
SERA Expected Return on Assets 0 -16.77 -41.77 -48.04 -91.01 -109.1 -116.9 -176.3 -162.3 -163.9 -152.1
SPERA Expected Return on Assets - Total Pension 0 -16.77 -41.77 -48.04 -91.01 -109.1 -116.9 -176.3 -162.3 -163.9 -152.1
Net Assets Recognized
SABL Accrued Benefit Liability 11.99 110.6 0 0 0 77.95 713.5 816.1 1,388.7 2,062.1 2,010.1 585.9
SPABL Accrued Benefit Liability - Total Pension 11.99 110.6 0 0 0 77.95 713.5 816.1 1,388.7 2,062.1 2,010.1 585.9
SPOA Other Assets - Net -1.52 0 0
SPPOA Other Assets - Net - Total Pension -1.52 0 0
SACT Accumulated Other Comprehensive Income 0 9.05 -36.14 2.38 -48.14
SFUA Actuarial Gain/Loss - Unrecognized 0 9.05 -36.14 2.38 -48.14
SPFUA Actuarial Gain/Loss - Unrecognized - Total Pension 0 9.05 -36.14 2.38 -48.14
SPAL Prepaid Assets & Accrued Liabilities - Net -11.99 -110.6 0 0 0 -77.95 -713.5 -816.1 -1,388.7 -2,062.1 -2,010.1 -585.9
SRAL Assets & Liabilities - Other - Recognized - Net -1.52 0 0
SNTT Net Assets Recognized - Total Pension -11.99 -110.6 0 0 -1.52 -77.95 -713.5 -816.1 -1,388.7 -2,062.1 -2,010.1 -585.9
SNPT Net Assets Recognized - Total Pension Plans -11.99 -110.6 0 0 -1.52 -77.95 -713.5 -816.1 -1,388.7 -2,062.1 -2,010.1 -585.9
Company Fundamentals - Financial Summary
CF Template BNK
Scaling Thousands
Period Annual
Statement Data 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022
Period End Date 31-12-2010 31-12-2011 31-12-2012 31-12-2013 31-12-2014 31-12-2015 31-12-2016 31-12-2017 31-12-2018 31-12-2019 31-12-2020 31-12-2021 31-12-2022
IDR Amir IDR IDR
Financial Summary - Standardized (Currency: US Dollar)
FCC Field Name 31-12-2010 31-12-2011 31-12-2012 31-12-2013 31-12-2014 31-12-2015 31-12-2016 31-12-2017 31-12-2018 31-12-2019 31-12-2020 31-12-2021 31-12-2022
Selected Income Statement Items
SLLP Provision & Impairment for Loan Losses 16.31 141.1 46.32 397.6 434.9 383.3 318.6 327.7 2,981.5 137.8 -447.7 2,489.8 1,719.3
SSGA Selling, General & Administrative Expenses - Total 431.7 1,546.6 3,023.4 6,238.0 12,560 14,337 19,879 25,216 30,518 32,985 31,925 32,629 38,530
SOPR Operating Profit before Non-Recurring Income/Expense 235.6 58.39 32.63 1,794.8 1,326.2 1,601.2 2,592.2 2,406.1 1,675.3 2,811.9 3,811.4 4,946.9 7,781.7
SICO Income before Discontinued Operations & Extraordinary Items 202.1 218.8 299.1 1,411.6 1,335.3 1,362.4 2,279.9 2,614.7 3,149.1 3,240.3 3,701.0 4,492.1 7,002.3
Selected Balance Sheet Items
STIV Investments - Total 2,756.3 4,365.7 12,136 53,344 78,732 74,904 101,859 113,457 63,814 28,223 33,065 76,928 85,998
SQCM Common Equity - Total 13,108 14,344 26,593 82,929 95,514 86,301 98,868 102,613 98,391 105,506 108,252 123,837 120,308
STTAN Tangible Total Equity 13,108 14,344 26,593 82,929 95,514 85,957 98,464 101,787 96,848 103,265 104,941 117,891 114,165
SAIRN Earning Assets 14,566 36,173 124,655 313,709 458,172 474,844 651,359 795,327 800,142 923,878 952,725 1,406,559 1,369,833
Selected Cash Flow Items
STLO Net Cash Flow from Operating Activities -175.4 -96.66 44,666 -37,375 52,074 12,217 38,842 72,427 14,824 -148,671 -57,986 188,344 -19,344
SCAP Capital Expenditures - Net - Cash Flow 0.77 38.62 -63.75 1,314.4 1,691.8 2,976.3 2,278.1 1,804.6 2,877.8 2,610.4 2,200.2 4,951.6 2,415.0
SNCC Net Change in Cash - Total 3,129.2 1,263.7 58,307 38,950 61,657 9,272.1 43,959 57,917 74,364 -132,366 -57,535 140,793 -41,945
Selected Per Share Data
SCSPS Book Value per Share 0.01 0.01 0.01 0.02 0.02 0.02 0.02 0.02 0.02 0.02 0.02 0.03 0.02
STCPS Tangible Book Value per Share 0.01 0.01 0.01 0.02 0.02 0.02 0.02 0.02 0.02 0.02 0.02 0.02 0.02
SDWSC Shares used to calculate Diluted EPS - Total 1,156,735 1,407,809 1,831,049 3,687,800 4,520,409 4,639,131 4,763,987 4,775,338 4,775,338 4,775,338 4,775,338 4,775,338 4,952,202
DivYieldGrossI Dividend Yield - Common Stock - Gross - Issue Specific - % 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0%
DivYieldI Dividend Yield - Common Stock - Net - Issue Specific - % 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0%
Profitability / Return
BnkNetIntMar Interest & Dividend Income/(Expense) - Net - Finance Percentage of Earning Assets 5.58 3.08 2.95 3.33 3.39 3.78 3.55 3.87 3.59 3.29 3.15 3.19
RFRBR Fee Revenue - % 0.7% 1.4% 3.3% 13.7% 7.0% 4.8% 4.3% 6.3% 11.9% 12.3% 8.2% 7.6% 5.4%
REFRO Efficiency Ratio - % 62.9% 74.8% 84.8% 72.7% 85.1% 87.2% 85.7% 86.9% 82.8% 87.0% 87.3% 78.8% 77.6%
RIBTM Income before Tax Margin - % 34.7% 17.1% 13.7% 22.6% 11.9% 10.4% 13.0% 11.9% 8.7% 12.6% 14.0% 15.0% 18.8%
RINTR Income Tax Rate - % 14.9% 26.7% 29.6% 26.0% 21.7% 19.9% 22.7% 21.6% 3.0% 28.5% 24.8% 25.4% 22.6%
RNIMAR Net Margin - % 29.6% 12.5% 9.6% 16.7% 9.3% 8.4% 10.0% 9.4% 9.0% 9.0% 10.5% 11.2% 14.6%
Return on Average Common Equity - % (Income available to Common excluding Extraordinary
RetOnSTCSE Items) 1.5% 1.5% 2.3% 1.4% 1.5% 2.4% 2.6% 3.2% 3.2% 3.6% 3.9% 5.7%
RetOnEarnAssts Return on Earning Assets - % 0.8% 0.4% 0.6% 0.3% 0.3% 0.4% 0.4% 0.4% 0.4% 0.4% 0.4% 0.5%
Return on Average Total Assets - % (Income before Discontinued Operations & Extraordinary
RetOnTotAst Items) 0.8% 0.4% 0.6% 0.3% 0.3% 0.4% 0.4% 0.4% 0.4% 0.4% 0.4% 0.5%
Growth
STCOC Common Shares - Outstanding - Total 1,398,842 1,506,445 2,141,305 4,461,048 4,639,131 4,639,131 4,775,338 4,775,338 4,775,338 4,775,338 4,775,338 4,775,338 4,952,202
Capital Ratio
STCR Capital Adequacy - Total (%) 489.6% 87.3% 68.6% 87.5% 50.0% 27.5% 27.8% 26.8% 23.3% 21.6% 22.0% 20.9% 18.5%
SRWA Risk Weighted Assets 2,655.8 16,446 38,610 100,750 194,636 312,307 355,366 379,820 411,548 465,563 481,727 576,872 630,420
Banking - Other Metrics
RLLTL Reserves for Loan Losses - Total Percentage of Loans - Gross - Total 1.00 0.89 0.46 0.49 0.35 0.37 0.36 0.40 0.74 0.40 0.39 0.56 0.64
RLL2NPL Reserves for Loan Losses - Total to Loans - Non-Performing & Impaired 12.10 2.33 1.21
RRLTA Reserves for Loan Losses - Total Percentage of Total Assets 0.1% 0.4% 0.2% 0.2% 0.2% 0.2% 0.2% 0.2% 0.6% 0.3% 0.2% 0.3% 0.4%
RNLTL Loans - Non-Performing & Impaired Percentage of Loans - Gross - Total 0.0% 0.0% 0.0% 0.0% 0.0% 0.2% 0.5%
RNPLCE Loans - Non-Performing & Impaired Percentage of Shareholders Equity - Common 0.0% 0.0% 0.0% 0.0% 0.2% 1.4% 3.5%
RNPLLR Loans - Non-Performing & Impaired Percentage of Reserves for Loan Losses - Total 0.0% 0.0% 0.0% 0.0% 8.3% 42.9% 82.6%
RTLOTA Loans - Gross - Total Percentage of Total Assets 11.40 48.76 33.96 31.98 56.09 65.33 60.11 53.88 74.41 62.39 58.80 50.40 56.11
REPLD Loans to Deposits (End of Period) 1.08 0.81 0.44 0.44 0.71 0.87 0.74 0.63 0.89 0.85 0.79 0.64 0.80
Financial Strength / Leverage
RTDTA Total Debt Percentage of Total Assets 1.5% 10.5% 10.0% 8.3% 19.4%
RTDTC Total Debt Percentage of Total Capital 11.1% 48.5% 47.4% 49.4% 69.6%
RTDTE Total Debt Percentage of Total Equity 12.5% 94.1% 89.9% 97.6% 228.8%
EarnRetenRate Earnings Retention Rate 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00
PayoutRatio Dividend Payout Ratio - % 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0%
Productivity
Inc2Empl Net Income after Tax per Employee 2,956.2 1,649.7 3,245.8 2,111.1 1,693.2 2,356.4 2,362.9 2,462.7 2,337.4 2,843.0 3,659.0 5,580.7
Sales2Empl Sales per Employee 23,579 17,112 19,385 22,641 20,285 23,554 25,258 27,509 25,922 27,108 32,636 38,280
TotAst2Empl Total Assets per Employee 546,359 317,645 535,720 630,147 661,914 568,749 632,773 720,100 586,036 665,655 774,731 1,214,032 1,192,033
Company Fundamentals - Valuation
CF Template BNK
Scaling Thousands
Period Annual
Statement Data 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022
Period End Date 31-12-2010 31-12-2011 31-12-2012 31-12-2013 31-12-2014 31-12-2015 31-12-2016 31-12-2017 31-12-2018 31-12-2019 31-12-2020 31-12-2021 31-12-2022
IDR Amir IDR IDR
Valuation - Standardized (Currency: US Dollar)
FCC Field Name 31-12-2010 31-12-2011 31-12-2012 31-12-2013 31-12-2014 31-12-2015 31-12-2016 31-12-2017 31-12-2018 31-12-2019 31-12-2020 31-12-2021 31-12-2022
Enterprise Value
Ev Enterprise Value 162,440 239,670 121,695 224,171 221,273 275,134 370,026 360,983 224,392 292,423
Ev_Avg5 Enterprise Value, 5 Year Average 186,378 203,421 241,927 287,469 285,731 281,508
Market Capitalization
Mcap Market Capitalization 248,112 326,455 174,366 308,847 387,390 380,794 350,993 321,651 282,836 200,588
Mcap_Avg5 Market Capitalization, 5 Year Average 278,324 296,823 319,372 345,823 338,906 282,868
Price Close
Price Price Close (End of Period) 0.05 0.06 0.03 0.05 0.07 0.06 0.06 0.05 0.05 0.03
Price_Avg5 Price Close (End of Period), 5 Year Average 0.05 0.05 0.05 0.06 0.06 0.05
FOCF Yield
FOCFYield Free Cash Flow Yield - % 19.9% 18.7% 6.3% 14.5% 22.2% 3.8% 54.1% 23.8% 83.2% 12.8%
FOCFYield_Avg5 Free Cash Flow Yield - %, 5 Year Average 10.7% 13.5% 2.3% 7.2% 3.7% 3.0%
Dividend Yield
DivYieldI Dividend Yield - Common Stock - Net - Issue Specific - % 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0%
DivYieldI_Avg5 Dividend Yield - Common Stock - Net - Issue Specific - %, 5 Year Average 0.0% 0.0% 0.0% 0.0% 0.0% 0.0%
DivYieldGrossI Dividend Yield - Common Stock - Gross - Issue Specific - % 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0%
DivYieldGrossI_Avg5 Dividend Yield - Common Stock - Gross - Issue Specific - %, 5 Year Average 0.0% 0.0% 0.0% 0.0% 0.0% 0.0%
Price to Book
Price2CePSI Price to Book Value per Share - Issue Specific 2.43 2.77 1.64 2.53 3.06 3.14 2.70 2.41 1.79 1.35
Price2CePSI_Avg5 Price to Book Value per Share - Issue Specific, 5 Year Average 2.50 2.65 2.64 2.76 2.58 2.21
Price to Tangible Book
Price2STCPS Price to Tangible Book Value per Share 2.43 2.77 1.64 2.54 3.09 3.19 2.76 2.48 1.88 1.42
Price2STCPS_Avg5 Price to Tangible Book Value per Share, 5 Year Average 2.51 2.67 2.67 2.81 2.64 2.29
Price to Sales
Price2RevPsr Price to Revenue from Business Activities - Total per Share 23.12 18.81 8.93 11.10 11.39 8.88 7.78 7.16 5.50 3.55
Price2RevPsr_Avg5 Price to Revenue from Business Activities - Total per Share, 5 Year Average 13.08 11.03 9.44 8.96 7.89 6.35
Price to FOCF
Price2SFCFLPsr Price to Free Cash Flow per Share 5.35 15.78 6.92 4.51 26.14 1.20
Price2SFCFLPsr_Avg
5 Price to Free Cash Flow per Share, 5 Year Average 9.36 7.39 26.83
Price to CF Per Share
Price2CfPsr Price to Cash Flow per Share 126.6 153.1 65.61 70.57 74.48 61.27 51.58 38.62 30.07 16.13
Price2CfPsr_Avg5 Price to Cash Flow per Share, 5 Year Average 87.67 75.86 63.35 56.43 47.95 35.29
Price to Diluted EPS
Price2EpsExclExtra Price to EPS - Diluted - excluding Extraordinary Items Applicable to Common - Total 138.1 201.8 107.0 111.0 121.8 99.18 86.25 68.30 49.09 24.38
Price2EpsExclExtra_ Price to EPS - Diluted - excluding Extraordinary Items Applicable to Common - Total, 5 Year
Avg5 Average 130.5 119.9 103.2 93.94 79.98 57.19
Price to Normalized Diluted EPS
Price2EpsNorm Price to EPS - Diluted - excluding Extraordinary Items - Normalized - Total 138.1 201.8 107.0 111.0 121.8 99.18 86.25 68.30 49.09 24.38
Price2EpsNorm_Avg
5 Price to EPS - Diluted - excluding Extraordinary Items - Normalized - Total, 5 Year Average 2.50 2.65 2.64 2.76 2.58 2.21
PEG Ratio
PEGRatio PE Growth Ratio 0.86 -17.05 8.84 1.79 8.04 3.55 36.90 4.00 2.49 0.44
PEGRatio_Avg5 PE Growth Ratio, 5 Year Average 3.54 6.40 4.62 4.02 4.96 2.44
EV to Sales
Ev2Rev Enterprise Value to Revenue from Business Activities - Total 22.59 17.48 7.69 9.97 8.03 7.91 10.11 9.92 5.59 6.39
Ev2Rev_Avg5 Enterprise Value to Revenue from Business Activities - Total, 5 Year Average 10.97 9.34 8.82 9.19 8.26 7.81
EV to EBITDA
Ev2SEBITDA Enterprise Value to Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) 99.01 143.0 51.00 58.25 55.17 76.81 72.83 52.57 28.73 27.02
Enterprise Value to Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA), 5
Ev2SEBITDA_Avg5 Year Average 70.29 69.17 64.29 62.16 53.00 43.98
EV to CFO
Ev2Ocf Enterprise Value to Net Cash Flow from Operating Activities 4.81 10.28 5.85 3.10 18.78 1.19
Ev2Ocf_Avg5 Enterprise Value to Net Cash Flow from Operating Activities, 5 Year Average 6.73 5.90 21.89
EV to FOCF
Ev2SFCFL Enterprise Value to Free Cash Flow 4.97 13.58 6.21 3.18 23.30 1.22
Ev2SFCFL_Avg5 Enterprise Value to Free Cash Flow, 5 Year Average 7.22 6.30 28.07
Company Fundamentals - Operating Metrics
CF Template BNK
Scaling Thousands
Period Annual
Measure system Metric
Statement Data 2013 2014 2015 2016 2017 2018 2020 2021
Period End Date 31-12-2013 31-12-2014 31-12-2015 31-12-2016 31-12-2017 31-12-2018 31-12-2020 31-12-2021
IDR Amir IDR
Jusuf, Mawar & Jusuf, Mawar & Jusuf, Mawar & Jusuf, Mawar & Jusuf, Mawar & Jusuf, Mawar & Jusuf, Mawar & Amir Abadi Jusuf &
Auditor Name Aryanto
Saptoto Saptoto Saptoto Saptoto Saptoto Saptoto Saptoto
Period End FX Rate 8.2236842105E-05 8.0775444265E-05 7.2542618789E-05 7.423904974E-05 7.3719130114E-05 6.9565217391E-05 7.1225071225E-05 7.0175438596E-05
Avg. FX Rate 9.6399628161E-05 8.4379597068E-05 7.4832241577E-05 7.5213146703E-05 7.4738218878E-05 7.0374557429E-05 6.9040130863E-05 6.9985377189E-05
Operating Metrics - Standardized (Currency: US Dollar)
FCC Field Name 31-12-2013 31-12-2014 31-12-2015 31-12-2016 31-12-2017 31-12-2018 31-12-2020 31-12-2021
Margins & Ratios
SNIMT Net Interest Margin - Total - % 3.2% 3.7% 3.9% 4.3% 4.2% 4.6% 3.6% 3.5%
SEFRT Efficiency Ratio - Total - % 87.6% 78.9%

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Company Fundamentals - Segments

Company Name Bank Nationalnobu Tbk PT (NOBU.JK)

Segments - Business Line By Segment (Currency: US Dollar)

Segments - Business Line By Statement Item (Currency: US Dollar)

Segments - Geographic Line By Segment (Currency: US Dollar)

Segments - Geographic Line By Statement Item (Currency: US Dollar)

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