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    This document is a provisional statement for MRS SANGEETA MR DUTT SOM certifying that they have been granted a home loan of Rs. 40,00,000 at 9.15% annual interest for a property in Greater Noida. The total EMIs payable from April 2023 to March 2024 is Rs. 4,84,776 which includes a principal component of Rs. 1,41,116 and interest component of Rs. 3,43,660. This statement provides details of the loan and interest calculation to allow them to claim tax deductions under Sections 24(b) and 80C of the Indian Income Tax Act for the given period.

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    This document is a provisional statement for MRS SANGEETA MR DUTT SOM certifying that they have been granted a home loan of Rs. 40,00,000 at 9.15% annual interest for a property in Greater Noida. The total EMIs payable from April 2023 to March 2024 is Rs. 4,84,776 which includes a principal component of Rs. 1,41,116 and interest component of Rs. 3,43,660. This statement provides details of the loan and interest calculation to allow them to claim tax deductions under Sections 24(b) and 80C of the Indian Income Tax Act for the given period.

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    This document is a provisional statement for MRS SANGEETA MR DUTT SOM certifying that they have been granted a home loan of Rs. 40,00,000 at 9.15% annual interest for a property in Greater Noida. The total EMIs payable from April 2023 to March 2024 is Rs. 4,84,776 which includes a principal component of Rs. 1,41,116 and interest component of Rs. 3,43,660. This statement provides details of the loan and interest calculation to allow them to claim tax deductions under Sections 24(b) and 80C of the Indian Income Tax Act for the given period.

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    13 views1 page

    Web It Cert

    Uploaded by

    prashasya dutt
    This document is a provisional statement for MRS SANGEETA MR DUTT SOM certifying that they have been granted a home loan of Rs. 40,00,000 at 9.15% annual interest for a property in Greater Noida. The total EMIs payable from April 2023 to March 2024 is Rs. 4,84,776 which includes a principal component of Rs. 1,41,116 and interest component of Rs. 3,43,660. This statement provides details of the loan and interest calculation to allow them to claim tax deductions under Sections 24(b) and 80C of the Indian Income Tax Act for the given period.

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    of 1

    Date : 10/02/2024 TO WHOMSOEVER IT MAY CONCERN

    ----------------------------
    TYPE : 571- RESIDENT HOME LOAN-VARIABLE RATE-MONTHLY RES ()

    PROVISIONAL STATEMENT for claiming deduction under Sections 24(b) & 80C
    of the INCOME-TAX ACT,1961 for the period 01/04/2023 to 31/03/2024

    This is to certify that MRS SANGEETA


    MR DUTT SOM
    (Loan account number 669088736) has/have been granted a HOUSING LOAN
    of Rs. 40,00,000 @9.15% per annum* in respect of the following property :
    FLAT-A-608,FLOOR-6,GAUR CITY - 7TH AVENUE: A,PLOT GH-1,SECTOR 4,SEC - 4,GREATER
    NOIDA-201310

    The above loan is REPAYABLE in Equated Monthly Instalments (EMIs) comprising


    Principal and Interest. The total amount of EMIs payable from 01/04/2023 to
    31/03/2024 is Rs. 4,84,776.00. The break-up of the amount into Principal and
    Interest is given below :

    PRINCIPAL COMPONENT Rs. 1,41,116.00


    INTEREST COMPONENT Rs. 3,43,660.00

    NOTES :
    1.Interest is calculated on monthly rests. Principal repayments are
    credited at the end of each month.
    2.Interest and Principal figures are subject to change in case of
    prepayment/s and/or change in repayment schedule.
    3.Principal repayments through EMIs and/or Prepayments qualify for deduction
    under Section 80C,if the amounts are ACTUALLY PAID by 31/03/2024.
    4.Deduction under Section 80C can be claimed only if :
    (i) The repayment of the loan is made out of income chargeable to tax and
    (ii) The property for which the loan is taken is not transferred
    before the expiry of 5 years from the end of the financial year in
    which the possession of such property is obtained.
    THESE CONDITIONS HAVE NOT BEEN VERIFIED BY HDFC Bank Ltd.
    5.Interest payable on the loan ( including Pre-EMI Interest, if any )
    is allowed as a deduction under Section 24(b).
    THIS STATEMENT BEING PROVISIONAL IN NATURE REQUIRES NO AUTHORISATION FROM
    HDFC BANK LTD (PAN: AAACH2702H)

    THE AMORTISATION OF THE LOAN IS AS PER THE REPAYMENT SCHEDULE BELOW :-


    From Dt To Dt ROI(%) EMI From Dt To Dt ROI(%) EMI
    APR-23 APR-23 8.90 40,398 MAY-23 JAN-24 9.15 40,398
    FEB-24 9.15 40,398

    669088736
    MRS SANGEETA
    C/132/307, DIWAN BAZAR SOUTH,
    DIWAN BAZAR, GORAKHPUR,
    GORAKHPUR-273001

    Regd. Office: HDFC Bank House, Senapati Bapat Marg, Lower Parel, Mumbai 400013.
    Tel: 66316000, 22820282.,L65920MH1994PLC080618

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