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Date : 20/01/2023 TO WHOMSOEVER IT MAY CONCERN

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TYPE : 5711- VARIABLE RATE HOME LOAN-MTHLY REST - RURAL ()

PROVISIONAL STATEMENT for claiming deduction under Sections 24(b) & 80C
of the INCOME-TAX ACT,1961 for the period 13/04/2022 to 13/03/2023

This is to certify that MR JASIL O P


MR MUHAMMED KUTTY O P
(Loan account number 741139596) has/have been granted a HOUSING LOAN
of Rs. 29,00,000 @8.70% per annum* in respect of the following property :
LAND EXTENT 4.55 ARES,S NO,836/2A-7,VILLAGE KONDOTTY,TALUKA
KONDOTTY,DISTRICT,MALAPPURAM,MALAPPURAM-673638

The above loan is REPAYABLE in Equated Monthly Instalments (EMIs) comprising


Principal and Interest. The total amount of EMIs payable from 13/04/2022 to
13/03/2023 is Rs. 2,73,972.00. The break-up of the amount into Principal and
Interest is given below :

PRINCIPAL COMPONENT Rs. 57,556.00


INTEREST COMPONENT Rs. 2,16,416.00

NOTES :
1.Interest is calculated on monthly rests. Principal repayments are
credited at the end of each month.
2.Interest and Principal figures are subject to change in case of
prepayment/s and/or change in repayment schedule.
3.Principal repayments through EMIs and/or Prepayments qualify for deduction
under Section 80C,if the amounts are ACTUALLY PAID by 13/03/2023.
4.Deduction under Section 80C can be claimed only if :
(i) The repayment of the loan is made out of income chargeable to tax and
(ii) The property for which the loan is taken is not transferred
before the expiry of 5 years from the end of the financial year in
which the possession of such property is obtained.
THESE CONDITIONS HAVE NOT BEEN VERIFIED BY HDFC.
5.Interest payable on the loan ( including Pre-EMI Interest, if any )
is allowed as a deduction under Section 24(b).
THIS STATEMENT BEING PROVISIONAL IN NATURE REQUIRES NO AUTHORISATION FROM HOUSING
DEVELOPMENT FINANCE CORPORATION LIMITED (PAN: EQMPP9577F)

THE AMORTISATION OF THE LOAN IS AS PER THE REPAYMENT SCHEDULE BELOW :-


From Dt To Dt ROI(%) EMI From Dt To Dt ROI(%) EMI
APR-22 APR-22 6.80 22,831 MAY-22 JUL-22 6.85 22,831
AUG-22 OCT-22 7.95 22,831 NOV-22 DEC-22 8.70 22,831
JAN-23 8.70 22,831
741139596
MR JASIL O P
OTTUPARA KUZHIYIL HOUSE, MELANGADI PO,
KONDOTTY, MALAPPURAM-673638

Regd. Office: Ramon House, H T Parekh Marg, 169, Backbay Reclamation, Churchgate, Mumbai 400 020.
Tel: 66316000, 22820282. Fax: 022-22811205, 22046834, 22046758.,CIN: L70100MH1977PLC019916

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