When a man tells you he got rich through

hard work, ask him

'Whose?'

1 VOCABULARY money c Complete the advertisement with the words in the box.

a Complete the sentences with the correct verb bank ac c e uftt bills cash machine loan
- - - -

in brackets. mortgage note salary tax

1 My sister wasteA a lot of money on clothes she

never wears, (wastes / saves)
2 I can't_______ to buy a flat of my own.
(pay / afford)
3 You'll have to______________ a lot of money if you
want to travel around the world next year. (cost save)
4 Kevin_________________about E1,000 a month in his
new job. (wins / earns)
5 That painting _________________a lot of money.
(charges / is worth)
*i
6 My uncle is doing a bike ride to ________________ What's so good about
CASH Internet Banking
money for charity. (raise / save)
7 We still_________________ the bank a lot of money.
(owe / earn)
8 M a r y _ £5,000 from her grand father
when he died. (inherited / invested) Open a bank account with us and we'll give
9 The plumber _________________me €100 for mending you a free gift you'll get a tablet computer if
my shower. (cost) charged) you earn over €3,000 a month. Consult our online
10 Can you__________________me $200 until I ger paid? service 24/7 and use your card in the 2_____________
of any bank to take out as much or as little
(borrow I lend)
money as you want - coins aren't available, but
b Complete the sentences with the correct preposition. take out a €5-3_______ if you wish. Does
1 pay for__ the meal if you get the drinks, company pay your your
2 They charged us €5______________a bottle of water, bank? Then we won't charge you anything for your
3 They got_____________debt when they bought their card. We'll even pay all your for you,
new house. free of charge.

4 We've borrowed some money ______________my

parents.
5 My grandparents always pay ____________cash. Do you need to borrow money for a car. a holiday,
6 I don't mind lending money ______________family. or a new laptop? We'll give you a ' of
7 They spent a lot of money ____________their son's up
education. to €10,000 for whatever you want to buy.
8 Can I pay _____________ credit card? And how about a new house? We can give you
9 I f I lend you the money, when can you pay on the market.
me_____________
10 Phil invested all his money_______________his own
company.
How much 6 do you pay? Talk to our
specialists to make sure you're paying the right
amount - they can help you pay less.
Come to CASH Internet for the best accounts,
the best services, and the best savings.
2 PRONUNCIATION the letter o 4 READING
a the word with a different sound. a Read the first chapter of a book about Daniel
Suelo once. Where did he decide to live?
1 2 3 . 4 1 With friends. ❑ 3 In the countryside.
A 5 gr ❑
'

OU. 2 With family. ❑ 4 In a city.

D
phone hor bird
up
mone
y
cost
shoppi
do
ne
afford
worse
work
world
The man who
Ct
quit money
ng ow store short
wor doltar e mortgage worth

Kb 21) Listen and check. Then listen again and repeat n the first year of the twenty-first
the words. century, a man standing by a busy The
road in the middle of the United
States took his life savings out of his
Man who
3 GRAMMAR present perfect and past simple pocket - $30 - laid it inside a phone Quit
a the correct answer, booth, and walked away. He was 39 Money
years old, came from a good family,
1 I aye never awe never owed any money and had been to college. He was not mentally ill, nor did he
to the bank in my life. have any problems with drugs or alcohol. The decision
2 They have charged J charged us too much was
for our meal last night, by a man who knew exactly what he was doing.
ma
3 Rachel wants to buy a flat, but she hasn't saved I didn't save In the twelve years since then, as the stock market
enough money yet. has risen and fallen. Daniel Suelo has not earned,
4 Paul hasn't inherited I didn't inherit anything from his received, or spent a single dollar. In an era when
grandmother when she died. anyone who could sign his name could get a
S I can't pay you hack. I haven't been I didn't go to the cash mortgage. Suelo did not apply for loans. As public
machine yet. debt rose to eight. ten, and finally thirteen trillion
6 How much has your TV cost I did your TV cost? dollars, he did not pay taxes, or accept any type of
7 Have you paid I Did you pay your father back yet? help from the government
S I haven't had I didn't have any coins, so I couldn't put any money Instead he went to live in a cave in Utah, where
in the parking meter. he picks fruit and wild onions, collects animals that
9 Have you ever invested Did you ever invest any money in a company? have been killed on the roads, takes old food that
has gone past its sell-by date out of bins, and is
10 My girlfriend has a really well-paid job. She has earned I earned
€45,000 last year. often fed by friends and strangers. 'My
philosophy is to use only what is freely given or
b Complete the dialogues with the correct form ofthe verbs in discarded,' he writes. While the rest of us try to
brackets, deal with taxes, mortgages, retirement plans. and
bank accounts. Suelo no longer even has an
1 A When did your son buy _ his car? (buy) identity card.
BWhen he his driving test last month. (pass) Daniel is not a typical tramp. He often works - but
2 A How much money________________ you _________from your sister refuses to be paid, Although he lives in a cave, he is
yesterday? (borrow) extremely social, remains close to friends and family,
BAbout E100, but I already it all. (spend) and has discussions with strangers on his website
which he checks at the local library. He has cycled far,
3A you___________a new flat yet? (find) travelled on freight trains, hitch-hiked through nearly
BY e s , a n d t h e b a n k _ t o g i v e m e a m o r t g a g e . (just every state in the United States, worked on a fishing
agree)
boat, collected mussels from Pacific beaches, caught
4A you ever _______ any money to a friend? (lend) salmon in streams in Alaska, and spent three months
BOnly to my boyfriend when he a new phone. (need) living in a tree after a storm.
5 A ___________your mother ___________an appointment with the 1 know it's possible to live with zero money.' Suelo
doctor yet? (make) declares. Arid he says you can live well.
BYes, she__________him yesterday and she's seeing him
tomorrow, (call)