Axis Bank My Zone Credit Card

Axis Bank My Zone Credit Card offers benefits on top brands, such as Paytm Movies, Swiggy
and Ajio. Additionally, this credit card also provides complimentary annual SonyLiv
membership. Below mentioned are the major Axis Bank My Zone Credit Card benefits:

 Buy One Get One Free on Movie Tickets

With your My Zone Credit Card, you can get a 100% discount on the second movie ticket at
Paytm Movies. Here are some points to consider:

 The maximum discount in a calendar month per customer is Rs. 200

 Use coupon code “AXIS200” to avail the discount
 No reward points are earned on movie transactions

 40% off on Swiggy

With this credit card, you can get 40% off on food delivery at Swiggy. Below mentioned are the
offer details

 The maximum discount is capped at Rs. 120 per order

 The offer is applicable on a minimum spend of Rs. 200
 Use coupon code “AXIS40” to avail the discount
 You can avail the discount up to 4 times a month

 Free SonyLiv 1 Year Subscription

With this card, you will get complimentary SonyLiv Premium annual subscription worth Rs.
999 on your first spend within the first 30 days of card issuance. The eligible customers will
receive the voucher code via SMS on their registered mobile numbers. You are also eligible for
the SonyLiv Premium membership renewal on spending Rs. 1.5 lakh in a card anniversary year.

 Flat Rs. 600 off at Ajio

You will get a flat Rs. 600 off at AJio on a minimum spend of Rs. 2,000. Use coupon code
“AXIS200” to avail the discount. Also, this offer is applicable on selected styles only.

Reward Points

With your Axis Bank My Zone Credit Card, you are entitled to earn EDGE reward points on
every purchase you make as per the below details:

 4 EDGE reward points on every Rs. 200 spent via this credit card

Following are the additional Axis Bank My Zone Credit Card benefits:

 1 complimentary access to select airport lounges within India per calendar quarter
 1% fuel surcharge waiver (Max. Rs. 400 per statement cycle) on fuel transactions
between Rs. 400 and Rs. 4,000
 Convert your transactions of Rs. 2,500 and above into EMIs
 Up to 20% off at partner restaurants in India under the ‘Dining Delights’ program
 FLIPKART CREDIT CARD

Flipkart Axis Bank Credit Card has a very generous welcome package amounting to a total of
Rs. 1,100. Against the joining fee of Rs. 500, this stands as a great value back for the user. The
welcome/activation benefit includes:

 Get a Flipkart voucher worth Rs.500 on the first transaction

 15% cashback up to Rs. 500 on the first transaction on Myntra
 50% discount up to Rs. 100 on your first transaction for new Swiggy customers using
code “AXISFKNEW“

 Cashback

Flipkart Axis Bank Credit Card offers cashback in the following manner:

1. Flipkart and Myntra: 5%

2. Preferred Merchants (Uber, Swiggy, PVR, Curefit, Tata Sky, Cleartrip, Tata 1MG): 4%
3. All Other Merchants: 1.5%

Other Benefits

Apart from the cashback and co-branded welcome benefits, you can also avail the following
benefits on Flipkart Axis Bank Credit Card:
  4 complimentary domestic lounge visits every year
 1% fuel surcharge waiver for transactions worth Rs. 400 to Rs. 4,000 (maximum waiver
of Rs. 500 in a month)
 Up to 20% discount at 4,000+ partner restaurants

INDIAN OIL AXIS BANK CREDIT CARD

IndianOil Axis Bank Credit Card is a co-branded credit card that offers benefits on your fuel
transactions. With this card, you can earn higher reward points or value back on your
transactions at IndianOil outlets. Here are some of the major Axis Bank IndianOil Credit Card
benefits:

 Up to 4% Value Back
You can avail up to 4% value back on your fuel transactions through the accelerated reward
points. Below mentioned are the details regarding the same:

 4% value back on fuel transactions by earning 20 reward points per Rs. 100 spent at any
IOCL outlets. Applicable on fuel transactions between Rs. 100 and Rs. 5,000 per month.
 1% value back by earning 5 reward points per Rs. 100 spent on online
shopping. Applicable on online transactions between Rs. 100 and Rs. 5,000.

 Other Benefits

1. This credit card also offers benefits on online shopping, movie ticket bookings and much more.
Some of the other Axis Bank IndianOil Credit Card benefits are mentioned below:
2. Welcome Benefit: 100% cashback (Up to Rs. 250) on your fuel transactions in the first 30 days of
card issuance.
 3. Fuel Surcharge Waiver: 1% fuel surcharge waiver on your transactions between Rs. 200 and Rs.
5,000 per month. You can avail a maximum waiver of Rs. 50 in a statement cycle.
4. Annual Fee Waiver: Annual fee waiver on spending Rs. 50,000 in a year.
5. BookMyShow Discount: 10% discount on booking movie tickets through BookMyShow’s app or
website.
6. Reward Points: 1 eDGE reward point on every Rs. 100 spent via this credit card.
7. Dining Discount: Up to 20% discount on dining bills at partner restaurants in India under the
Dining Delights program.

Axis Bank Vistara Credit Card

Axis Bank Vistara Credit Card offers the following features and benefits-

Welcome Gift – Get a Vistara economy class ticket and enrolment in the Club Vistara
Membership Program.

Reward Points – Earn 2 Club Vistara points per Rs. 200 spent across all categories.

Milestone Achievement Benefits – Bonus Reward Points and up to 3 Economy Class Tickets
can be earned on this credit card:

 1,000 CV Points on spending Rs. 50,000

 1 Economy Class ticket on spending Rs. 1.25 Lakh or above
 1 Economy Class ticket on spending Rs. 2.50 Lakh or above
 1 Economy Class ticket on spending Rs. 6 Lakh or above

Lounge Access – Get free access to select airport lounges in India.

Dining Discounts – Enjoy a 15% discount at our partner restaurants across the country with
Axis Bank Dining Delights.
Extraordinary Weekends – Avail this feature to get pre-planned weekend getaways.

Travel Insurance – The following insurance is provided by the bank

 Air accident cover up to Rs. 2.50 Crore

 Purchase Protection Cover – Rs. 1 Lakh
 Lost Card Liability – Rs. 3 Lakh
 Loss of Travel Documents – Up to $ 300
 Loss of Check-in Baggage — Up to $ 500
 Delay of Check-in Baggage – Up to $ 300

Axis Bank Vistara Credit Cards – Eligibility Criteria

Apart from the age (18-70 years), nationality (Resident Indian) and annual income
(Minimum- Rs. 6 Lakh), other requirements will be shared when you show your interest in
applying for this card.

Free Air Travel – Get one free flight ticket within India every year.

Airport Concierge Service – Get 8 free end to end VIP service at the airport.

Lounge Access – Customers get the following lounge accesses

 Get 8 free International Priority Pass lounge visits per year.

 Get unlimited visits to select Indian airports

Hotel Offers – Get discount on stays and room upgrades when staying at Oberoi Hotels.

BookMyShow Offers – Buy one ticket and get Rs. 500 off on the second ticket.

Dineout Offers – Get Dineout Plus Membership and 25% discount at 250+ fine dine restaurants.

Extraordinary Weekends – Avail Curated experiences designed to make customer’s weekends

special.
 Axis Bank Magnus Credit Card

Free Air Travel – Get one free flight ticket within India every year.

Airport Concierge Service – Get 8 free end to end VIP service at the airport.

Lounge Access – Customers get the following lounge accesses

 Get 8 free International Priority Pass lounge visits per year.

 Get unlimited visits to select Indian airports
Hotel Offers – Get discount on stays and room upgrades when staying at Oberoi Hotels.

BookMyShow Offers – Buy one ticket and get Rs. 500 off on the second ticket.

Dineout Offers – Get Dineout Plus Membership and 25% discount at 250+ fine dine restaurants.

Extraordinary Weekends – Avail Curated experiences designed to make customer’s weekends

special.

Insurance Benefits – Get Air insurance, purchase protection, lost card liability, and so on.

Wellness Resorts and Spas Benefits – Get discounts and free sessions at wellness resorts and
spas.

Medical Opinion – Get medical opinion from specialists from around the world.

Healthcare Benefits – Get offers on preventive health care packages and other privileges
through SRL Diagnostics, Dr. Lal PathLab and Metropolis.

Annual Fee Waiver – Get annual fee waiver on spending Rs. 15 lakh in an anniversary year.

Benefits on Fees and Charges – Customers get the following benefits on fees and charges:

 No fees on cash withdrawal

 Only 2% mark-up fee on foreign transactions
 Finance charges of just 2.5%
 Fuel surcharge waiver of 1% for transactions between Rs. 400 to Rs. 4,000

Rewards Program – Earn 12 Axis eDGE Reward Points on every Rs. 200 spent. Earn 24 Axis
eDGE Reward Points on every Rs. 200 spent on Goibibo, MakeMyTrip, Yatra and more.

Concierge Service – Get 24×7 dedicated concierge services to make flight bookings, table
reservations, gift deliveries, and so on.

Eligibility Criteria

Age – Applicant’s age must be between 18 and 70 years. Add-on card holder’s age must be
above 18 years.

Income – Customers must be earning Rs. 18 lakh per annum. Self-employed customers’
Income Tax Returns Acknowledgement must be of Rs. 18 lakh.
 SELECT CREDIT CARD

Welcome Benefits

 Amazon voucher worth Rs.2,000 on your first transaction. The first transaction should be
made within 90 days from the date of card issuance
 Complimentary Amazon Prime Membership on activation of SELECT card
o Activation should be done within 30 days from the date of card issuance
o Minimum spends of Rs.50,000 should be done within 30 days from the date of
card issuance to get the complimentary benefit

Axis EDGE Reward Points

 Earn 10 Axis EDGE Reward Points on every Rs.200 spent

 Earn 2x per Rs.200 on Retail Shopping spends

Shopping Benefits

20% off (max. Rs.500) on BigBasket, once per month

 A minimum transaction of Rs.2,000 is required to get this discount

 Orders should be placed via BigBasket website or mobile app

40% off (max. Rs.200) on Swiggy, twice a month

 A minimum transaction of Rs.400 should be made to get the discount

 Use promo code AXIS200 at the checkout

Buy 1 Get 1 Free on BookMyShow, once per month

  Maximum discount of Rs.300 is given on the second ticket purchased via the
BookMyShow website or mobile app

Travel Benefits

 Get complimentary Priority Pass Membership worth Rs.7,000 with 6 complimentary

International lounge visits in a year.
 2 complimentary domestic lounge visits per quarter

Annual Benefits

 Renewal from the Priority Pass membership from year 2 onwards – on spends of
Rs.3 Lakhs in the preceding year
 Renewal of offers on BigBasket, Swiggy, and BookMyShow

Milestone Benefits

 5000 EDGE points on spending Rs. 3 lakhs in a card anniversary year

 Waiver of annual fee on spending Rs. 6 lakhs in a card anniversary year

Other Benefits

 6 complimentary rounds of golf in a year

 Extra 3 golf visits on spending Rs. 3 lakhs annually
 24×7 concierge service for assistance on flight booking, table reservations, exclusive
events, etc.
 20% off on partner restaurants
 1% fuel surcharge waiver on fuel purchases across fuel stations in India. Valid on
transactions between Rs. 400 and Rs. 4,000; maximum surcharge waiver of Rs.400 per
month
 Air accident cover up to Rs. 2.5 crores| Purchase protection up to Rs. 1 lakh

SALARY ELIGIBILITY: Annual income (Minimum- Rs. 9 Lakh),

 PRIVLEDGE CREDIT CARD

Axis Bank Privilege Credit Card offers multiple benefits, such as bonus reward points, shopping
or travel vouchers on achieving spending milestones, complimentary lounge access, discount on
dining, fuel surcharge waiver and much more. Below mentioned are some of the major Axis
Bank Privilege Credit Card benefits:

Activation Benefits

You can avail activation benefits up to worth Rs. 5,000 at the time of joining. Here are the details
regarding the same:

For Priority Banking Customers: 6,250 EDGE reward points redeemable against multi-brand
vouchers worth Rs. 2,500 on completion of 3 transactions of minimum Rs. 200 each within 90
days.

For Other Customers: 12,500 EDGE reward points that can be redeemed against shopping or
travel vouchers worth Rs. 5,000 on completion of 3 transactions of minimum Rs. 200 each
within 60 days.

Annual Benefits

The card offers additional reward points and annual fee reversal at the time of the renewal of the
card, as per the below details:

 3,000 EDGE reward points on the payment of the renewal fee

 Annual fee reversal on spending Rs. 2.5 lakh or more in a year
 Spend Rs. 2.50 lakh in a year and convert your earned EDGE reward points into
shopping or travel vouchers worth twice the value
Other Benefits

The credit card also offers benefits like insurance coverage, reward points on transactions,
complimentary lounge access, dining discount and more. Below mentioned are some of the
other Axis Bank Privilege Credit Card benefits:

EDGE Reward Points: 10 reward points on every Rs. 200 spent domestically or internationally
via this credit card.

Complimentary Lounge Access: 2 complimentary domestic lounge access per calendar quarter.

Extraordinary Weekends: Avail pre-planned experiences courtesy of ‘Extraordinary

Weekends’ by Axis Bank.

Dining Discount: Up to 20% off at 4,000+ partner restaurants under the Dining Delights
program.

Fuel Surcharge Waiver: Fuel surcharge waiver (Max. Rs. 400 in a month) on all fuel
transactions between Rs. 400 and 4,000. Maximum discount of Rs. 400 can be availed in a
month.

EMI Conversion: Convert your transactions of Rs. 2,500 and above into EMIs.

Insurance Coverage: You can avail the insurance coverage of up to Rs. 2.5 crore as per the
below details:

 Air accident cover of up to Rs. 2.5 crore

 Purchase protection cover of up to Rs. 1 lakh
 Credit shield of Rs. 1 lakh

Minimum Income Requirement: Rs. 6 lakh p.a.

 Axis Bank Atlas Credit Card

Welcome Benefits

Axis Bank Atlas Credit Card offers a welcome benefit of 5,000 EDGE Miles on making three
transactions within 60 days of card activation. 5,000 EDGE Miles can be considered as a decent
welcome benefit, but not too great when compared to the welcome benefits offered by credit
cards such as Air India SBI Signature and Citi PremierMiles. Air India SBI Signature
offers 20,000 reward points as a welcome benefit while Citi PremierMiles offers 10, 000 miles
on making the first payment of more than Rs. 1,000 within 60 days of card activation.

Milestone Benefits

The card offers milestone benefits for each tier (silver, gold and platinum) depending upon the
expenditure made. The maximum EDGE Miles that a cardmember can receive as a milestone
benefit is 10,000 and which is applicable only for platinum members. The other two i.e. gold and
silver members are eligible to receive 5,000 and 2,500 miles EDGE Miles at max as milestone
benefits. These milestone benefits do not seem to be very beneficial given the very high spending
limit attached. For instance, in order to receive 10,000 EDGE Miles a platinum member needs to
spend at least Rs. 15,00,000 in a year.

Reward Benefits

Axis Bank Atlas Credit Card offers exclusive reward benefits to its users. Cardholders are
eligible to get 5X Miles on every Rs. 100 spent on bookings made on MCC: 3000–3299
(Airlines) and on the Axis Bank Travel EDGE Portal. 1x EDGE Miles can be earned on all other
expenditures except airline bookings and booking made via the Axis Bank Travel EDGE Portal.
The best thing about the EDGE Miles earned is that they can also be converted to partner miles
as per Axis Bank’s Miles transfer program. The value offered for 1 EDGE Mile by Axis Bank is
2 partner miles, which is even better than offered by the popular travel card Citi PremierMiles
card where 4 miles are equivalent to 2 Airmiles. This feature not only enhances Atlas credit
card’s utility but also gives it an edge over other credit cards in the same category.

Read more about Citi PremierMiles Credit Card

Airport Lounge Access

Atlas credit cardholders are entitled to avail lounge benefits as per the tier levels. Silver members
are entitled to receive 8 domestic lounge visits and 4 international lounge visits per year. Gold
members are entitled to receive 12 domestic lounge visits and 6 international lounge visits per
year and Platinum members are entitled to receive 18 domestic lounge visits and 12 international
lounge visits per year. Apart from this, the lounge access benefits can also be enjoyed by guests
accompanying the primary cardholder. This makes this card even more beneficial for
cardholders. Atlas credit card can, therefore, be a very good option for people who frequently
travel by air.

Other benefits of Axis Bank Atlas Credit Card

Some other benefits offered by Axis Bank Atlas credit card are:

 Up to 10,000 EDGE Miles on completion of a year

 20% discount across 4,000 restaurants in India
 2X EDGE Miles on forex transactions
 Axis Bank Aura (Health) Credit Card

Axis Bank Aura (Health) Credit Card primarily offers health benefits. Besides that, you can also
earn reward points on every purchase. Below mentioned are some of the major Axis Bank Aura
Credit Card benefits:

Welcome Benefits worth Rs. 750

Axis Bank Aura Credit Card justifies its annual fee of Rs. 749 by providing a Decathlon gift
voucher worth Rs. 750 as a welcome gift. The voucher can be used online or at any Decathlon
store.

Click here for detailed terms and conditions.

Health Benefits

The card offers health benefits, such as free doctor consultation, free fitness sessions and
discount on health check-ups. You can avail these benefits as per the below details:

Free Doctor Consultation: With this card, you will get 4 video doctor consultations free per
month via Practo. You need to log in to Pashvine to avail this facility.

Free Fitness Sessions: With your Axis Bank Aura Credit Card, you will get free fitness sessions
through Fitternity just logging into your Poshvine account. Here are all the details:

 4 free interactive video fitness sessions per month

 Access to 16 recorded sessions per month

Discount on Health Checkup: Discount of up to Rs. 500 on annual health checkup via
Indushealthplus. Login to your Poshvine account to avail this discount.
Up to 5X Reward Points

The card lets you earn up to 5X reward points on selected categories as per the below details:

 2 eDGE reward points per Rs. 200 spent via this credit card
 5X eDGE reward points per Rs. 200 on all Insurance spends (Max. transaction amount
capped at Rs. 10,000)

Other Benefits

Following are some of the additional Axis Bank Aura Credit Card benefits:

 1% fuel surcharge waiver (Max. Rs. 250 per statement cycle) for transactions between
Rs. 400 and Rs. 4,000 per month
 Minimum 30% discount on nutritional/ diet consultation from renowned nutritionists
 Minimum 30% discount on nutritional foods
 Up to 20% off at partner restaurants in India under the Dining Delight program
SPICEJET AXIS VOYAGE CREDIT CARD
 DIFFERENCE BETWEEN CLASSIC, GOLD,
PLATINUM, SIGNATURE AND INFINITE VISA
CARDS
Classic Card

A Classic Card is the most basic Visa card, which has following benefits:
· Assistance from across the world, 24/7 by Visa’s Global Customer Assistance Services
· Emergency card replacement
· Emergency cash advance

Gold Card

A Visa Gold Card has following value-based benefits:

· Global acceptance
· Emergency card replacement
· Cash disbursement services
· Travel assistance
· Global ATM Network
· Medical and legal referral and assistance
· Toll-free access to Visa’s Global Customer Assistance Services 24/7
· Special recognition and offers at retail, dining, travel and entertainment establishments around
the world
Platinum Card

A Visa Platinum Card has enhanced benefits like:

· Global acceptance
· Global customer assistance
· Emergency card replacement
· Cash disbursement services
· Global ATM Network
· Medical and legal referral and assistance
· Hundreds of deals, discounts and privileges
· Visa Platinum Concierge – a 24/7 service. From travel research and reservations, to booking
tickets to a show, to buying gifts for loved ones

Signature Card

A Visa Signature Card has enhanced privileges and benefits like:

· Global acceptance
· Global customer assistance
· Emergency card replacement
· Cash disbursement services
· Global ATM Network
· Medical and legal referral and assistance
· Hundreds of deals, discounts and privileges
.· Visa Airport Lounge
· Visa Signature Concierge – a 24/7 service. From travel research and reservations, to booking
tickets to a show, to buying gifts for loved ones

Infinite Card

A Visa Infinite Card has exclusive and experiential benefits like:

· Global acceptance
· Global customer assistance
· Emergency card replacement
· Cash disbursement services
· Global ATM Network
· Medical and legal referral and assistance
· Hundreds of deals, discounts and privileges
· Visa Airport Lounge
· Visa Infinite Concierge – a 24/7 service. From travel research and reservations, to booking
tickets to a show, to buying gifts for loved ones