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    Conversation in Bank-Syva Isnaini Maharani

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    Bee Yours
    The customer visited the bank to apply for a home loan. The teller asked the customer questions to verify his eligibility, including his credit score, income, existing assets, and loan amount requested. The teller determined the customer qualified for a $200,000 loan at 5.5% interest over 20 years based on his excellent credit and financial details. The teller provided the customer with an application form to fill out along with required documents, which would be reviewed within 15-20 days.

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    Conversation in Bank-Syva Isnaini Maharani

    Uploaded by

    Bee Yours
    76 views2 pages
    The customer visited the bank to apply for a home loan. The teller asked the customer questions to verify his eligibility, including his credit score, income, existing assets, and loan amount requested. The teller determined the customer qualified for a $200,000 loan at 5.5% interest over 20 years based on his excellent credit and financial details. The teller provided the customer with an application form to fill out along with required documents, which would be reviewed within 15-20 days.

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    CONVERSATION IN BANK-SYVA ISNAINI MAHARANI

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    The customer visited the bank to apply for a home loan. The teller asked the customer questions to verify his eligibility, including his credit score, income, existing assets, and loan amount requested. The teller determined the customer qualified for a $200,000 loan at 5.5% interest over 20 years based on his excellent credit and financial details. The teller provided the customer with an application form to fill out along with required documents, which would be reviewed within 15-20 days.

    Copyright:

    © All Rights Reserved
    Download as DOCX, PDF, TXT or read online from Scribd
    Download as docx, pdf, or txt
    76 views2 pages

    Conversation in Bank-Syva Isnaini Maharani

    Uploaded by

    Bee Yours
    The customer visited the bank to apply for a home loan. The teller asked the customer questions to verify his eligibility, including his credit score, income, existing assets, and loan amount requested. The teller determined the customer qualified for a $200,000 loan at 5.5% interest over 20 years based on his excellent credit and financial details. The teller provided the customer with an application form to fill out along with required documents, which would be reviewed within 15-20 days.

    Copyright:

    © All Rights Reserved
    Download as DOCX, PDF, TXT or read online from Scribd
    Download as docx, pdf, or txt
    of 2

    THE CONVERSATION IN THE BANK

    SYVA ISNAINI MAHARANI


    12203193141/TBI 6D

    Teller : Good morning Sir, how can I help you?


    Customer : Good morning I want to apply for a loan
    Teller : That's good and what kind of loan do you want to apply for?
    Customer : I want to buy a new home and need a loan from your bank for this
    purpose
    Teller : Do you have an account in our bank?
    Customer : Yes I have a two-year-old savings account in this bank here is my
    account number
    Teller : Okay let me know your credit points to ensure they are adequate for
    your required loan amount
    Customer : I have a credit score of 900.
    Teller : Great give me a minute to check your credit report
    Customer : Yeah sure take your time!
    Teller : Your credit report is excellent showing that you have never delayed
    any payment it'll increase the probability of getting a home loan for you
    Customer : I appreciate that, I'm completely aware of the importance of timely
    payment of debts
    Teller : What is your gross monthly income
    Customer : I work in a warehouse and make two thousand five hundred dollars per
    month on average
    Teller : Do you have any other income sources other than your job
    Customer : No not really
    Teller : Any assets
    Customer : Yes I own three acres of agricultural land
    Teller : And how much amount do you want to apply for
    Customer : I hope I can apply for a two hundred thousand dollar loan
    Teller : A few more questions please will you be making a down payment for
    your new house
    Customer : Yes I will
    Teller : How much can you pay
    Customer : I have seven thousand dollars available for the down payment of the
    house and the rest. I hope to be financed by the bank. Can I ask that what my options are for
    the period to pay the loan
    Teller : Do you mean the tenure of the loan
    Customer : Yes of course
    Teller : You can choose from a 5 10 15 and 20 year loan tenure
    Customer : Okay I got it
    Teller : What would you prefer then
    Customer : I would like to go for a 20-year loan
    Teller : All right sir
    Customer : What will be my interest rate
    Teller : Your interest rate will be 5.5 based on your good credit report i hope
    you're satisfied with it
    Customer : Yes I'm
    Teller : That's great, take this form and fill out the remaining fields and attach
    the required documents like your salary slip, recent photographs, etc. The list of required
    documents is given on the last page for your convenience and don't forget to put your
    signatures at the end
    Customer : And after that?
    Teller : Hand it over to me and we'll confirm your loan after verifying all of
    your details
    Customer : Okay and how much time this all procedure will take
    Teller : 15 to 20 days starting from the day you submit the filled form along
    with the mentioned documents
    Customer : All right thanks for your cooperation and guidance. Good day!
    Teller : You're always welcome sir
    Customer : Good day you!

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