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This document contains the highlights of the product Bajaj Allianz Life eTouch UIN: 116N172V02 and is subject to the terms and conditions as contained in the policy document. The terms and
conditions as contained in the policy document shall govern the contractual relationship and shall be binding. For details on any of the matters highlighted herein below, please refer to policy
document upon receipt of the same by you. The standard terms and conditions of the product is also available on the Company website (at www.bajajallianzlife.com)

Key Feature Document

Bajaj Allianz Life eTouch is a complete

protection plan built to safe guard you and your
loved ones from various uncertainties in life

Bajaj Allianz Life

eT UCH
A Non-Linked, Non-Participating,
Individual Life Insurance Term Plan

You have chosen Life Shield Plus Variant

Death Benefit: Accidental Death Benefit (ADB):

In case of your death during the policy term, your nominee/le- In case death is due to an accident during the ADB Cover period,
gal heir will receive the Sum Assured as chosen by you at then in addition to Death Benefit, an additional benefit equal to
inception, plus any Life Stage Upgrade Sum Assured opted by the ADB sum assured (as chosen at inception) shall be paid to
you during the policy term. your nominee/legal heir.

Terminal Illness Benefit: Waiver of Premium Benefit on ATPD/TI:

In case if you are diagnosed with Terminal Illness during the ` In case if you are diagnosed with Accidental Total Permanent
policy term, we will pay the Sum Assured opted by you at Disability (ATPD) or if you are diagnosed with Terminal Illness
inception, subject to a maximum of `2 crores. In case if your (with Sum Assured greater than Rs 2 crores), we will waive off
Sum Assured is higher than `2 crores, your policy will continue any future premiums & your policy will continue with all its
with the balance Sum Assured. remaining benefits.

Early Exit Value: Surrender Value:

You will have an option to exit from the policy before its On surrender, you will receive a surrender value which will be
maturity & get back all the premiums you have paid. The the higher of the guaranteed surrender value (GSV) or the
option to exercise Early Exit will be available during the three special surrender value (SSV). Surrender value is payable only
(3) policy years immediately after you attain Age 60. if you have opted a Limited Premium Payment policy.
Note- Please refer Policy Document for more details

Non Payment of Premium:

If you have not paid any due premium before the expiry of the grace period, then, your policy will lapse at the expiry of the grace period, and no benefit
under the policy will be paid.

Revival:
You may revive your lapsed/ Paid-up Policy during the Revival Period of five (5) years from the due date of first unpaid premium, subject to the revival
conditions under the Policy.
Grace Period:
You will have a Grace Period of thirty (30) days for frequencies other than monthly and fifteen (15) days for monthly frequency to pay your due premiums.
During the Grace Period, the Policy is considered to be in-force.

Suicide Claim exclusion:

In case of death of Life Assured due to suicide within 12 months from the date of commencement of risk or the date of latest revival of the Policy, whichever
is later, then the nominee or beneficiary of the Policyholder shall be entitled to receive, the higher of 80% of the total Premiums paid or the Surrender Value
as on the date of death, provided the Policy is in force and the policy will be terminated.

Free look Cancellation:

You have a free look period of fifteen (15) days from the date of receipt of the Policy Document and a period of thirty (30) days in case of electronic Policy
and Policy obtained through distance mode, to review the terms and conditions of the Policy and where you disagree to any of those terms & conditions,
you have the option to return the Policy to the insurer for cancellation, stating the reasons for your objection, then, you shall be entitled to a refund of all
the Premiums (excluding applicable taxes) paid, subject only to a deduction of a proportionate risk premium for the period of cover and the expenses
incurred by the Company on medical examination of the Life Assured and stamp duty charges.
Tax Benefits:
As per applicable tax laws as amended from time to time. You are requested to consult your tax consultant and obtain independent advice for eligibility
and before claiming any benefit under the policy.

Contact Us: Regd. Office Address: Bajaj Allianz life Insurance Co. ltd, Bajaj Allianz House, Airport Road, Yerwada, Pune - 411006., IRDAI Reg No.: 116, Visit us: www.baja-
jallianzlife.com, BALIC CIN : U66010PN2001PLC015959, Mail us : [email protected], Call on : Toll free no. 1800 209 7272.
Quotation No : 60038442629

Bajaj Allianz Life eTouch

A Non-Linked, Non-Participating, Individual Life Insurance Term Plan

Name of the Prospect/ Rupesh Sonsale Name of the Product: Bajaj Allianz Life eTouch
Policyholder: A Non-Linked, Non-Participating,
Tag Line:
Age (Years): 41 Individual Life Insurance Term Plan
Policyholder's Gender: Male Unique Identification Number: 116N172V02
Name of the Life Assured: Rupesh Sonsale GST Rate(First Year): 18.00%
Age (Years): 41 GST Rate(2nd Year onwards): 18.00%
Life Assured's Gender: Male Tobacco User: No
Policy Term (Years): 39 Premium Category: Medical
Premium Payment Term 39
(Years):
Amount of Installment 30,202
Premium (Rs.):
Mode of Payment of Yearly
Premium:

This benefit illustration is intended to show year-wise premiums payable and benefits under the policy.
Policy Details
Variant Life Shield Plus Sum Assured (Rs.) 1,00,00,000

Death Benefit Payment Option 50% Lump Sum Payout 50% in Sum Assured on Death (at 1,00,00,000
Monthly Instalments inception of the Policy) (Rs.)

Premium Holidays 0 Accidental Death Benefit Sum 10,00,000

Assured

Premium Summary
Base Plan Total installment Premium
Installment Premium without GST 26,942 26,942
Salary Rebate, If available 1,347 1,347
Insurance for All Discount, If available 0 0
Installment Premium without GST after 25,595 25,595
discounts, if applicable
Installment Premium with GST after 30,202 30,202
discounts, if applicable (First Year only)
Installment Premium with GST 2nd Year 31,792 31,792
Onwards

(Amount in Rupees )
Sum Assured on death will be payable as
Lump Sum Rs.50,00,000
Monthly Income Rs.83,333 for 60 Months

O.X.X.A.S
Quotation No : 60038442629

Benefit Summary (Amount in Rupees)

Guaranteed Non Guaranteed

Policy Year Annualised Guaranteed

Premium Accidental Death Surrender Value
Survival Benefit Maturity Benefit Death Benefit Benefit (GSV)/ Early Exit Special Surrender Value (SSV)
Value

1 25,595 0 0 1,00,00,000 10,00,000 0 0

2 26,942 0 0 1,00,00,000 10,00,000 0 0

3 26,942 0 0 1,00,00,000 10,00,000 0 0

4 26,942 0 0 1,00,00,000 10,00,000 0 0

5 26,942 0 0 1,00,00,000 10,00,000 0 0

6 26,942 0 0 1,00,00,000 10,00,000 0 0

7 26,942 0 0 1,00,00,000 10,00,000 0 0

8 26,942 0 0 1,00,00,000 10,00,000 0 0

9 26,942 0 0 1,00,00,000 10,00,000 0 0

10 26,942 0 0 1,00,00,000 10,00,000 0 0

11 26,942 0 0 1,00,00,000 10,00,000 0 0

12 26,942 0 0 1,00,00,000 10,00,000 0 0

13 26,942 0 0 1,00,00,000 10,00,000 0 0

14 26,942 0 0 1,00,00,000 10,00,000 0 0

15 26,942 0 0 1,00,00,000 10,00,000 0 0

16 26,942 0 0 1,00,00,000 10,00,000 0 0

17 26,942 0 0 1,00,00,000 10,00,000 0 0

18 26,942 0 0 1,00,00,000 10,00,000 0 0

19 26,942 0 0 1,00,00,000 10,00,000 0 0

20 26,942 0 0 1,00,00,000 10,00,000 5,37,499 0

21 26,942 0 0 1,00,00,000 10,00,000 5,64,442 0

22 26,942 0 0 1,00,00,000 10,00,000 5,91,384 0

23 26,942 0 0 1,00,00,000 10,00,000 0 0

24 26,942 0 0 1,00,00,000 10,00,000 0 0

25 26,942 0 0 1,00,00,000 10,00,000 0 0

26 26,942 0 0 1,00,00,000 10,00,000 0 0

27 26,942 0 0 1,00,00,000 10,00,000 0 0

28 26,942 0 0 1,00,00,000 10,00,000 0 0

O.X.X.A.S
Quotation No : 60038442629

Benefit Summary (Amount in Rupees)

Guaranteed Non Guaranteed

Annualised Guaranteed
Policy Year Premium Accidental Death Surrender Value
Survival Benefit Maturity Benefit Death Benefit Benefit (GSV)/ Early Exit Special Surrender Value (SSV)
Value

29 26,942 0 0 1,00,00,000 10,00,000 0 0

30 26,942 0 0 1,00,00,000 10,00,000 0 0

31 26,942 0 0 1,00,00,000 10,00,000 0 0

32 26,942 0 0 1,00,00,000 10,00,000 0 0

33 26,942 0 0 1,00,00,000 10,00,000 0 0

34 26,942 0 0 1,00,00,000 10,00,000 0 0

35 26,942 0 0 1,00,00,000 10,00,000 0 0

36 26,942 0 0 1,00,00,000 10,00,000 0 0

37 26,942 0 0 1,00,00,000 10,00,000 0 0

38 26,942 0 0 1,00,00,000 10,00,000 0 0

39 26,942 0 0 1,00,00,000 10,00,000 0 0

Notes:
1 The main objec ve of this benefit illustra on is that the policyholder is able to understand the features of the product and the nature of
benefits under different circumstances like survival, death & surrender.
2. The a bove informa on mus t be rea d in conjunc on with Sa les Litera ture & Policy document. In ca s e of a ny conflict between this benefit illus tra on a nd your
policy document, the la tter s ha ll preva il.
3. The Dea th Benefit is pa ya ble on the ea rlier occurrence of dea th or dia gnos is of Termina l Illnes s of the Life As s ured. On dia gnos is of Termina l Illnes s ,
ma ximum benefit pa ya ble is Rs 2 crores
4. The Annua lis ed Premium is exclus ive of ta xes , underwriting extra premium a nd loa dings for moda l premiums if a ny
5. In ca s e the Life As s ured is dia gnos ed with Accidenta l Tota l Perma nent Dis a bility or Termina l Illnes s during the policy term, a ll future premiums s ha ll be
wa ived
6. The benefits illus tra ted a re a s of a t end of the yea r.
7. Ea rly Exit va lue s ha ll not be a va ila ble if Life Sta ge Upgra de Sum As s ured ha s been ta ken in the policy or Life Shield ROP va ria nt ha s been s elected
8. Premium Holida ys ca n be exercis ed a s per policy terms a nd conditions . Plea s e refer to the Sa les Litera ture or Policy Document for deta ils
9. Ta x benefits under the policy will be a s per the preva iling Income Ta x la ws . We recommend tha t you s eek profes s iona l a dvice for a pplica bility of ta x benefit
on premiums pa id a nd benefits received.
10.For a ny further cla rifica tion, conta ct our s a les repres enta tive or e-ma il us on cus tomerca re@ba ja ja llia nz.co.in

I , , have explained the premiums, charges and benefits under the I, Rupesh Sonsale , having received the informa on with respect to
policy fully to the prospect / policyholder. the above, have understood the above statement before entering
into the contract.

Place:
Date: Signature of Agent/ Intermediary/ Official Date: Signature of Prospect / Policyholder
Bajaj Allianz Life Insurance Company Limited
GE Plaza, Airport Road, Yerawada, Pune - 411 006
Tel:(020) 66026777.
Email: [email protected]
www.bajajallianz.com

O.X.X.A.S