ILLUSTRATION REPORT

Traditional Insurance

Prepared for:
CLIENT 2

Prepared by:
JITENDRA PANDA

Prepared on: September 20, 2023 - 09:00 AM

[p::Traditionnel][dp::September 20, 2023 - 09:00 AM][di::September 20, 2023 - 09:00 AM]

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Traditional Life Insurance

To protect what's important to you, Traditional Life Insurance offers personalized coverage that evolves with your needs. Whether
you're looking for simple coverage or coverage that adapts over time, you'll find temporary and permanent solutions to meet you
and your family's every need. In addition, your premiums and coverage amounts are fully guaranteed. The range of optional
benefits that you can add to your policy allows you to personalize your protection even more.

Along with providing you peace of mind, Traditional Life Insurance lets you:
- Ensure your financial commitments are taken care of
- Protect your family’s lifestyle in the event of premature illness or death
- Cover death-related expenses
- Leave an inheritance or protect your estate

Term Life Insurance

Term Life Insurance is an affordable solution that pays an insurance amount in the event of death. This type of coverage is
particularly interesting of you have a mortgage, or if you have younger children and want to provide a source of income
replacement while they're still at home. Term Life Insurance offers beneficial coverage that is specially designed to ensure your
family's financial security for a specific period of time.

Term Life Insurance offers the following advantages:

Lower cost: If you need insurance for a specific period of time, Term Life Insurance is the
Affordable
most affordable solution.

Renewable & Convertible: You can renew your initial coverage or convert it to permanent
life insurance, based on your needs, without having to provide medical information.
Flexible
Coverage period: You can choose a coverage period from 10 to 40 years.

You have two options for your coverage amount:

Level: Your coverage amount remains leveled for the entire coverage period.
Adapted to your needs
Decreasing to 50%: Your coverage amount decreases progressively, but you maintain a
minimum that equals 50% of your initial coverage. The decrease is similar to that of a
mortgage balance.

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Summary of Coverages

Prepared By
JITENDRA PANDA

Work Phone: (604)431-6707

Applicants
IMPORTANT NOTICE
CLIENT 2 - Male
The information found on this page corresponds to the
Tobacco use: No personal data of the applicants, the insureds, as well as the
Birth Date: August 12, 1987 requested coverages. Since this data is used for
Insurance Age: 36 years underwriting purposes, it is very important to check its
accuracy and inform your advisor of any correction to be
made.
Province: British Columbia
Marginal tax rate: 53.50%

Insureds

CLIENT 2 - Male
Tobacco use: No
Birth Date: August 12, 1987
Insurance Age: 36 years

Coverage Type: Individual

Insured Person Coverages Amount Monthly premium

Pick-A-Term 30 years $1,000,000.00 $120.60
- Premium payment period before renewal: 30 years
- Maximum period including renewals: For life
- Projected period as per illustration: 30 years
Total monthly premium $120.60

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Summary of Coverages

Premiums Details
First-year Monthly Premiums
Premium (excluding fees) $120.60
Policy fees $5.40
Total premium (1st year) $126.00

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Renewal Premiums

Your term coverage protects you for a defined period. To help you keep the advantages of your insurability, your policy
provides for the automatic renewal of this coverage per the terms below:
- The policy will renew automatically at the end of the coverage;
- The premium at renewal is guaranteed for the duration of the policy;
- The renewal premium does not include policy fees.

IMPORTANT NOTICE

We recommend that you contact your financial security advisor to reassess your needs:
- At the end of the projected period* as per the illustration;
- When the coverage expires.
*The projected period as per the illustration may be different from the coverage period.

Coverage: Pick-A-Term 30 years

Amount: $1,000,000.00
Insured: CLIENT 2

Year Monthly premium

31 $1,257.30
32 $1,408.50
33 $1,580.40
34 $1,773.90
35 $1,989.90
36 $2,231.10
37 $2,500.20
38 $2,800.80
39 $3,132.00
40 $3,499.20
41 $3,904.20
42 $4,347.00
43 $4,836.60
44 $5,368.50
45 $5,951.70
46 $7,398.00
47 $8,843.40
48 $10,288.80
49 $11,735.10
50 to 64 $13,182.30

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Coverage summary

Coverages for: CLIENT 2

Total Annual Life Insurance Total Accumulated

Year Age
Premiums Amount Premiums Paid

1 37 $1,512.00 $1,000,000 $1,512

2 38 $1,512.00 $1,000,000 $3,024
3 39 $1,512.00 $1,000,000 $4,536
4 40 $1,512.00 $1,000,000 $6,048
5 41 $1,512.00 $1,000,000 $7,560
6 42 $1,512.00 $1,000,000 $9,072
7 43 $1,512.00 $1,000,000 $10,584
8 44 $1,512.00 $1,000,000 $12,096
9 45 $1,512.00 $1,000,000 $13,608
10 46 $1,512.00 $1,000,000 $15,120
11 47 $1,512.00 $1,000,000 $16,632
12 48 $1,512.00 $1,000,000 $18,144
13 49 $1,512.00 $1,000,000 $19,656
14 50 $1,512.00 $1,000,000 $21,168
15 51 $1,512.00 $1,000,000 $22,680
16 52 $1,512.00 $1,000,000 $24,192
17 53 $1,512.00 $1,000,000 $25,704
18 54 $1,512.00 $1,000,000 $27,216
19 55 $1,512.00 $1,000,000 $28,728
20 56 $1,512.00 $1,000,000 $30,240
21 57 $1,512.00 $1,000,000 $31,752
22 58 $1,512.00 $1,000,000 $33,264
23 59 $1,512.00 $1,000,000 $34,776
24 60 $1,512.00 $1,000,000 $36,288
25 61 $1,512.00 $1,000,000 $37,800
26 62 $1,512.00 $1,000,000 $39,312
27 63 $1,512.00 $1,000,000 $40,824
28 64 $1,512.00 $1,000,000 $42,336
29 65 $1,512.00 $1,000,000 $43,848
30 66 $1,512.00 $1,000,000 $45,360
31 67 $0.00 $0 $45,360
32 68 $0.00 $0 $45,360
33 69 $0.00 $0 $45,360
34 70 $0.00 $0 $45,360
35 71 $0.00 $0 $45,360
36 72 $0.00 $0 $45,360
37 73 $0.00 $0 $45,360
38 74 $0.00 $0 $45,360
39 75 $0.00 $0 $45,360

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Coverage summary

Coverages for: CLIENT 2

Total Annual Life Insurance Total Accumulated

Year Age
Premiums Amount Premiums Paid

40 76 $0.00 $0 $45,360
41 77 $0.00 $0 $45,360
42 78 $0.00 $0 $45,360
43 79 $0.00 $0 $45,360
44 80 $0.00 $0 $45,360
45 81 $0.00 $0 $45,360
46 82 $0.00 $0 $45,360
47 83 $0.00 $0 $45,360
48 84 $0.00 $0 $45,360
49 85 $0.00 $0 $45,360
50 86 $0.00 $0 $45,360
51 87 $0.00 $0 $45,360
52 88 $0.00 $0 $45,360
53 89 $0.00 $0 $45,360
54 90 $0.00 $0 $45,360
55 91 $0.00 $0 $45,360
56 92 $0.00 $0 $45,360
57 93 $0.00 $0 $45,360
58 94 $0.00 $0 $45,360
59 95 $0.00 $0 $45,360
60 96 $0.00 $0 $45,360
61 97 $0.00 $0 $45,360
62 98 $0.00 $0 $45,360
63 99 $0.00 $0 $45,360
64 100 $0.00 $0 $45,360

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Illustration Notes

Results
- This illustration is not part of the contract.
- All values appearing in the report tables are calculated at the end of the policy year.
- For illustration purposes, renewable term coverages and additional protections are projected to the end of the specified period.
- The product as shown is exempt under the Income Tax Act currently in force. Note that the Act can be changed at any time.

Guarantees
- This illustration is not an insurance contract or an offer of insurance. In case of discrepancy, the insurance contract prevails.
- This illustration report is not designed to provide professionnal or legal advice.
- The premium at issue is guaranteed for the duration of the contract.
- The death benefit amounts are guaranteed per the terms of the contract.
- Please note that the applicant may cancel the coverage shown at any time.

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iA Financial Group

Founded in 1892, iA Financial Group offers a full line of life and health insurance
products, savings and retirement plans (RRSPs, TFSAs, etc.), mutual and segregated
funds, securities, auto and home insurance, mortgages, auto loans and other financial
products and services.

iA Financial Group strives to offer the best possible client experience, making it quick
and easy for you to do business with us.

Our company is publicly listed and is one of the largest insurance companies in
Canada, managing and administering billions in assets.

INVESTED IN YOU.
iA Financial Group is a business name and trademark of
Industrial Alliance Insurance and Financial Services Inc. ia.ca