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ASSAM SIAfE RTJRAL LIVELIHOODS MISSION

SI\A NATH GOGOI PATH, PANJABARI. GUWAHATI, ASSAM .781037

No. ASRTMS/SHG-Br/298/2OL3_7 4l ssz Date 9th June,2020.

Office Order
This is with reference to the Revised guideline on Bank Shakhi
vide tetter No. ASRLMS/SHG_BL/298 /2013-
74/gM, dtd. 8'h October, 2018. The remuneration of Bank Shakhis
engaged by ASRLM has been revised as follows:

sl.
No
'N
Activity Existing Unit Cost Revised Unit Cc
1 Opening of Saving Bank Account of SHG/VOICLF
Rs. 100/- Per AIC Rs. 200/- Per A/C
2 wpenrnB, or)avtng banK Account of SHG member Rs. 5/- Per A/C Rs. 10/- Per A/C
Preparation of SHG B
3 Nil Rs. 50/- Per SHG
Loan Proposal (only after online submission of proposal bv BclBpM)
rrepdrdr.ro, or )Hb sneet, MCp and Online Loan proposal
4 'atance Rs. 100/- Per SHG Rs. 100/- Per SHG
Submission (Min. 1 Lakh) (1't Loan & Repeat Term Loan/CC Loan)
5 enr (tess tnan 1 Lakh) Nil Nit
6 semenr (1 Lakh - tess than 2 Lakh)
Rs. 150/- Per SHG Rs. 200/- Per SHG
7 utsoursement (2 Lakh _ less than 5 Lakh)
Rs. 150/- Per SHG Rs. 300/- Per SHG
8 LUdil rrr5uursernent () LaKn _ leSS than 10 Lakh)
Rs. 150/- Per SHG Rs. 400/- Per SHG
9 LUdn utsrJursement (Iu Lakh above) Rs. 150/- Per SHG Rs. 500/- Per SHG
10
Renewal ot aa l-
Rs. 50/- Per SHG Rs. 200/- Per SHG
sanctioned earlier (more than Rs. 1 Lakh)
rr epdr dLron or )pectat Loan (COVID_19 Loan etc.) proposal,
11 Nil Rs. 200/- Per SHG
submission in bank & Disbursement to SHG (Anv amount)
rvluora Loan proposal preparation, submission in bank & 50/- Per
t2 Rs. SHG Rs. 200/- Per SHG
Disbursement to SHG Member by Bank
member member
13 CBRM Meeting Rs. 100/- Per 200/- Per
Rs.
Meeting Meeting
Lonouc.ng Frnancrar Literacy camp (with Min 50 sHG member) and
14 Rs. 200/- Per Rs. 200/- Per
Mobilising sHG members for FLC/credit camp (Max 4 FLC in a monrh)
Meeting Meeting
Arrenorng Hevrew Meetings/Training at state/District/Brock rever
15 as 200/- Per
Rs. Rs. 200/- Per
per direction of SMMU/DMMU/BMMU (Max 2 Review in
a month) Meeting Meeting
15 Enrolment of SHG member in pMJJBy
Rs. 5/- Per policy Rs. 10/- Per policy
1,7 Enrolment of SHG member in Apy
Rs. 5/- Per policy Rs. 10/- Per policy
18 tenr or 5Hb member in PMSBY
Rs. 5/- Per Policy RS. s/- Per Policy
19 )eruemenr or sHG members in pMJjBy/pMSBy/Apy Nil Rs. 200/- Per Claim
vulLLr rvreeung (Max 2 meeting in a month on submission of Rs. 200/- Per 200/- Per
Rs.
minimum 5 loan proposals in a month or recovery of 5 SHG NpA).
20 Meeting Meeting
(ln addition to above, 1 nos. of VO/CLF meeting may be allowed
on
submission of additional 5 proposals each or recoverv of 5 sHG NpA)
21 rvrdpptng or 5nbs on tnsurance and pension
Nil Rs. 10/- Per SHG
Maxirrrum Amount of honorarium of one Bank Shakhi Rs.4000/- per Rs. 5000/- per
Month Month
iI more thon 70 proposol disbursed by bonk in a Nil Rs.7000/-
22
month

Email: [email protected] Website: asrlms.assam.gov.in Phone No.: 03612330542

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GOVERNMENT OFASSAM {
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ASSAM S1-ATE RURAL LIVELIHOODS MISSION
SI\,A NATH GOGOI PATH, P,{NJABARI, GUWAHATI, ASSAM .78rc37

Terms of Pavment of Remuneration:

l' Remuneration should be considered for payment to Bank sakhi who has received gank sakhi Training
Block/District/State/RSETts. at

2' All Bank sakhis must be registered in the Jeevika sakhi Portal
and all relevant data should also be uploaded every
month into the portal within 3 days after approval
by the BPM for auto generation of demand for remuneration.
3' After generation of demand for payment from the portal,
the Bank sakhis remuneration should be process in the
file for according financiar sanction for payment through pFMS
or RTGS/NEFr.
4' Against the Point No'3 of Remuneration sheet, the
BPM should consider Bank sakhis remuneration
for preparation
of sHG Balance sheet, MCP and other documentation for
Loan proposal only after online submission of proposal
by BC/BPM' ( this is applicable for Bank sakhi who
do not know online submission of proposal)
5' Online proposal must be uploaded in portal within 7
days by BC/BPM after receipt of Balance sheet, MCp and
other documentation from bank Sakhi (refer point no.4
above).
6' Against the Point No'4 of Remuneration sheet, the BPM
should consider Bank sakhis remuneration for preparation
of sHG Balance Sheet, MCP and other documentation for
Loan proposar onry after online submission of proposal
by Bank sakhis. ( this is applicable for Bank sakhi who
can submit online proposal)
7' lf a loan proposal submitted by Bank sakhi is rejected by
bank for incomplete documents/Kyc the remuneration
paid against submission of the proposal will
be deducted from the remuneration of the current
month, which will
be auto deducted through portal.

8' Bank sakhi will claim monthly remuneration on actual

basis with supporting documents. However, the DpM
BPM are allowed to make payment maximum of Rs. and
5000/- only per month. lf the remuneration crosses the limit
of ceiling (Rs' 5000/- per month), the excess amount will be
carried forward for payment in the next month. For
balance payment if any in the next month, no fresh claim
is required from Bank Sakhi.
9' The additional incentive of Rs. 1000/- will be paid to
the Bank sakhi on disbursement of 10 sHG loans in a month
by Bank Branch(s), where she is engaged with. This incentive
is over and above of the normal remuneration.
10' The Bank sakhi must submit the claim of remuneration within
5 days of next month as per Annex-l with all
supporting documents per as Annex-il to the concerned Block Co_ordinator.
11' The claim submitted by the Bank Sakhi must be verified by
the concerned Brock coordinators with the supporting
documents (as per Annex-ll) and the Block co-ordinator
should arso forward to the BpM with her/his
recommendation within 5 days of the craim (within 10
days of the next month).
12' The payment of the Bak Sakhis remuneration should be made
within 7 days by the BpM after recommendation of
concerned Block coordinator (i.e. payment must be made
within 17 days of the next month)
13' lf the claim submitted by Bank sakhi is not processed within
the stipulated time by the concerned
BClAccountant/Block Mls/BPM, appropriate disciplinary
action will be initiated against the defaulter including
penalty.

14' DPM and DFE-FI of the concerned district have to closely monitor the payment
of the remuneration to all Bank
sakhis every month and report to sMMU as per Annexure-lll
on or before 2z"d day of every month.

The above revised norms for remuneration of Bank shakhi

will be effective from ot/o5/2020. All other terms
and condition of the Bank sakhi Guideline issued vide letter No. ASRLMS/SHG-BL/2ggl
2ot3-74/ggg, dtd. 24tr, rvrv, zors
will remain unchanged' A copy of this revised guideline should
be made available to all the Bank sakhis working under
the BMMU.

Email: [email protected] Website: asrlms.assam.gov.in Phone No.:03612330542

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GO-VERNIMENT OFASSAM
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ASSAM SlATtr RIJRAL LIVELIHOODS MISSIO}.J
SI\A NATH GOGOI PATH, PANJABARI, GUWAHATI" ASSAM -7[II03? ",.kj ?.il\t?7cll0t,
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State Mission Director

Assam State Rural Livelihood Mission

Memo No. ASRLMS/SHG-BL/298/ 2Ot3_7 4l giz

Date 9th June, 2020.
Copy to:
1'. The Deputy commissioner, Ail districts for information
& necessary
2. The cEo-ZP/pD-DRDA, Ail districts for information & necessary actionaction
3. The BDO, All blocks for information & necessary action
4. The COO (programme), SMMU for information.
5. The SPM (F&A), SMMU for information and necessary action.
6. The SPM (HR), SMMU for information.
7. The DPMs & BpMs, ASRLM for information and necessary action

State Mission Director

Assam State Rural Livelihood Mission

Email: [email protected] Website: asrlms.assam.gov.in Phone No.: 03612330542

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GOyERhTMENT OFASSAM
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ASSAM STATE RURAL LIVELIHOODS MISSION 1:zt t;: tl i ! :t, ti i h,t;:d .t\
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ANNEX-I

Name of Bank Sakhi:

Name of BMMU/Block:
Name of Block Coordinator:
Name of Bank and Branches:
For the month of:
Date of Submission
sl. Nos (to be Nos Remarks
No Pa rticu la rs
filled by (Recommended
Bank Sakhi) by Bc)
1 Nos. ofSHG Saving Bank Account op"r,"O
) Nos. of VO/CLF Saving Bank Account op"*O
? Nos. of Saving Bank Account of SHG ,"rO* op"n.O
Nos. of SHG Balance Sheet, MCp anO
4 for @
Loan proposal (Only after online submission
of proposal by

5
Nos. ofSHG Online Loan proposat Sr@
Repeat Term Loan/CC Loan)
c Nos. of SHG Loan Disbursed by Bank (t"r, thanl Latt )
l Nos. of SHG Loan Disbursed by Bunt
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8 Nos. ofsHG Loan Disbursed by Bank (2@
9 Nos. of sHG Loan Disbursed by Bunt
1s r@
10 Nos. ofSHG Loan Disbursed by Bank (10 Lak.h abore)

11
Nos. of SHG CC Loan renewed by bank rrffi
is alreadysanctioned earlier (more than Rs. 1 Lakh)

t2
Nos' of sHG speciar Loan (coVrD-rs Loa@
Disbursed by Bank (Only after disbursement)

13
Nos. of Mudra loan proposars prepared a@
were disbursed to SHG Member by Bank
1,4 Nos. of CBRM Meeting attended
15 Nos. of Financial Literacy Camp/ Creait Cimp conOuctea
Nos. of Review Meetings or Training utten@
16

77 Nos. of SHG member enrolled in pMJJBy

18 Nos. of SHG member enrolled in Apy
19 Nos. of SHG member enrolled in pMSBy
20 Nos. of claim of SHG members in evrevTffi
, Nos. of VO/CLF Meeting attended
22 Nos. ofSHGs mapped on lnsurance and pension
E Whether eligible for Additional incertire 1no. oJ toiiTkburcedl

Submitted by Verified by Approved By BpM

(signature of Bank sakhi with date) (signature of Block coordinator *ith d"t") (sign"tur.
Website: asrlms.assam.gov.in phone No.: 036123 30542
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GOVER]TMENT OFASSAM '2

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ASSAM STATE RIJRAL LIVELIHOODS MISSION .t\

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ANNEX-II

Sl. No Particulars
Supporting docun
J,,u/ vvlLLr dnu JHr, memoer savtng Bank Account
L Copy of Bank passbook or certificationlrorn a;nt
opening (Against point no 1,2.3)
with SHG Name, Account Number & date of opening
qHC
| -,." "",-,,.s JrrEEr, rvrLr dno urner oocumentation SHG Balance Sheet, MCp anO Otheidocrments
preparation for Loan proposal (Only after
2 I online prepared for Loan proposal and online proposal
submission of proposal by BClBpM) (Against point
I submission reference number
I noa)
Online SHG Loan p
statement ot Online Loan Application portal with
3 (1" Loan & Repeat Term Loan/CC Loan) (Against proposal submission reference number
point no 5) certified by
BPM
sHG Loan oisoursffi Loan passbook or Loan Statement or certification
4 repeat loan or Special/Covid Loan) (Against point
no from Bank with SHG Name, Loan Account Number,
6,7,9,9,10, t2)
Date and Amount Disbursed
SHG CC torn Loan Passbook or Loan Statement or certificaiion
5 enhancement which is already sanctioned earlier
from Bank with SHG Name, Loan Account Number,
(Against polnt no 11)
l Date and Amount Disbursed

6
rvruurd Loan proposal prepared and Disbursed
to Loanpassbootorffi
SHG Member by Bank (Against point no 13) from Bank with SHG member,s Name, Loan Account
Number, Date and Amount Disbursed
7 CBRM Meetinq attended (Asainst .r.ri.t .^l7f ,r,,,,"te ur rvreerrng wttn attendance certified by Bank
, ,,,or rLrdr Lrrer dLy Lamp/ Lreott camp conducted
8 Minute of Meeting with attendance certlfied b[vO
(Against point no 15)

9
ReviewMeetings@ ulttce order and Minute of Meeting with attendance
level (Against point no 16)
certified by BpM/DpM/SpM-Ft
Enrolmentof efU:leV@ Lopy ot Bank passbook of SHG member or
10 77, 79, lg) certification from Bank with SHG member name and
policy number
11 Lopy ot Bank Passbook of claimant or certification
from Bank with SHG member and oolicv ripraitc
12 VO/Clf Meeting attended (Against point no Mrnute ot Meeting with attendance certified by
21)
vo/clr
13 5HG protile with summery sheet
point no 22)

Email: [email protected] Website: asrlms.assam.gov.in Phone No.: 03612330542

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GOVERNMENT OFASSAM
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ASSAM S'IATE RURAL LIVELIHOODS MISSION
SI\A NATH GOGOI PATH, P.{NJABARI, GUWAHATI, ASSAM
-7UA37
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ANNEX-II!

Name of DPM:

Name of DMMU:

Report For the month of:

Total Accepted Remuneration Remuneration pendin[ Remarks

sl. Name of Remuneration Payment Status for the reporting month
Nos. of Amount Nos. of Amount Nos. of
No. the Block Amount
Bank Bank Sqkhi Bank Sakhi
Sakhi

Total

Notes: write in detoir regording ony payment of previous month remune*ron y ory

DFE-FI
DPM
(Signature) (Signature)

Website: asrlms.assam.gov.in Phone No.: 03612330542