CONSUMER CIR

CONSUMER: SAURABH RASKAR DATE: 07-07-2023

MEMBER ID: HF63868888_CIRC2CNPE TIME: 14:39:38
MEMBER REFERENCE NUMBER: 445272510 CONTROL NUMBER: 006096842826

CONSUMER INFORMATION:
NAME: SAURABH MADHUKAR RA KAR
DATE OF BIRTH: 08-07-1999 GENDER: MALE

CIBIL TRANSUNION SCORE(S):

SCORE NAME SCORE SCORING FACTORS

1. LOW PROPORTION OF SATISFACTORY TRADES

2. PRESENCE OF DELINQUENCY
CREDITVISION® SCORE 666 3.
4.
PRESENCE OF DELINQUENCY
HIGH BALANCE BUILD-UP ON NON-MORTGAGE LOANS
5. LOW CREDIT AGE

POSSIBLE RANGE FOR CREDITVISION® SCORE

Consumer with at least one trade on the bureau in last 36 months : 300 (high risk) to 900 (low risk)
Consumer not in CIBIL database or history older than 36 months : -1

* At least one tradeline with information updated in last 36 months is required.

IDENTIFICATION(S):
IDENTIFICATION TYPE IDENTIFICATION NUMBER ISSUE DATE EXPIRATION DATE
INCOME TAX ID NUMBER (PAN) CYNPR4664L

UNIVERSAL ID NUMBER (UID) NOT DISCLOSED

TELEPHONE(S):
TELEPHONE TYPE TELEPHONE NUMBER TELEPHONE EXTENSION
NOT CLASSIFIED 9139773203

MOBILE PHONE 9139773203

HOME PHONE 23113

HOME PHONE 409963989

EMAIL CONTACT(S):
EMAIL ADDRESS
[email protected]
[email protected]

ADDRESS(ES):

ADDRESS (e) : BANGALORE NORTH,KARNATAKA , ,999998

CATEGORY: RESIDENCE ADDRESS RESIDENCE CODE: DATE REPORTED: 09-02-2022

(e)
ADDRESS : RANDOM HOUSE, RANDOM BUILDING, RANDOM ,ROAD, RANDOM AREA, AHMEDNAGAR AHMEDNAGAR ,MAHARASHTRA ,414001

CATEGORY: RESIDENCE ADDRESS RESIDENCE CODE: DATE REPORTED: 11-01-2022

ADDRESS : KANADE MALA ,SOLAPUR ROAD ,NEAR VITTAL ,RUKHMINI MANDIR ,AHMADNAGAR ,NEAR ,VITHHAL RIKHMINI MANDIR , AHMEDNAGAR H O ,MAHARASHTRA ,414001

CATEGORY: RESIDENCE ADDRESS RESIDENCE CODE: DATE REPORTED: 18-08-2021

ADDRESS : SHUBHAM FURNITURE ,NAGAR SOLAPUR ROAD ,SHAKTI NAGAR ADARSH ,SCHOOL JAVAL ,AHMEDNAGAR, ,NR VITTHAL RAKHAMAI MANDIR ,, AHMEDNAGAR
,MAHARASHTRA ,414001

CATEGORY: OFFICE ADDRESS RESIDENCE CODE: DATE REPORTED: 30-01-2020

EMPLOYMENT INFORMATION:
NET / GROSS INCOME MONTHLY / ANNUAL
ACCOUNT TYPE DATE REPORTED OCCUPATION CODE INCOME
INDICATOR INCOME INDICATOR
GOLD LOAN 31-05-2023 Others Not Available Not Available Not Available

SUMMARY:
ACCOUNT(S)
ACCOUNT TYPE ACCOUNTS ADVANCES BALANCES DATE OPENED
All Accounts TOTAL:11 HIGH CR/SANC. AMT:8,33,899 CURRENT:4,30,093 RECENT:19-09-2022

OVERDUE:5 OVERDUE:46,669 OLDEST:25-10-2019

ZERO-BALANCE:5
ENQUIRIES
ENQUIRY PURPOSE TOTAL PAST 30 DAYS PAST 12 MONTHS PAST 24 MONTHS RECENT
All Enquiries 39 0 18 16 04-05-2023

ACCOUNT(S):
ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME:NOT DISCLOSED OPENED:27-04-2022 SANCTIONED:1,88,000

ACCOUNT NUMBER:NOT DISCLOSED REPORTED AND CERTIFIED:31-05-2023 CURRENT BALANCE:1,30,014

TYPE:BUSINESS LOAN - UNSECURED PMT HIST START:01-05-2023 OVERDUE:23,186

OWNERSHIP:INDIVIDUAL PMT HIST END:01-04-2022 PAYMENT FREQUENCY: Monthly

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

058 027 000 000 000 000 000 000 000 000 000 000 000 000
05-23 04-23 03-23 02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME:NOT DISCLOSED OPENED:09-05-2022 SANCTIONED:1,29,000

ACCOUNT NUMBER:NOT DISCLOSED REPORTED AND CERTIFIED:31-05-2023 CURRENT BALANCE:1,29,000

TYPE:GOLD LOAN PMT HIST START:01-05-2023 OVERDUE:2,366

OWNERSHIP:INDIVIDUAL PMT HIST END:01-05-2022 PAYMENT FREQUENCY: Monthly

LAST PAYMENT:02-04-2023

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

031 000 000 000 000 000 000 000 000 000 000 000 000
05-23 04-23 03-23 02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME:NOT DISCLOSED OPENED:14-09-2022 SANCTIONED:35,999

ACCOUNT NUMBER:NOT DISCLOSED REPORTED AND CERTIFIED:31-05-2023 CURRENT BALANCE:9,599

TYPE:CONSUMER LOAN PMT HIST START:01-05-2023 OVERDUE:2,400

OWNERSHIP:INDIVIDUAL PMT HIST END:01-09-2022 EMI:2,400

LAST PAYMENT:17-01-2023 PAYMENT FREQUENCY: Monthly

REPAYMENT TENURE:15

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

030 000 000 000 000 000 000 000 000

05-23 04-23 03-23 02-23 01-23 12-22 11-22 10-22 09-22

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME:NOT DISCLOSED OPENED:25-10-2019 HIGH-CREDIT:1,27,167

ACCOUNT NUMBER:NOT DISCLOSED REPORTED AND CERTIFIED:31-05-2023 CURRENT BALANCE:1,20,867

TYPE:CREDIT CARD PMT HIST START:01-05-2023 CREDIT LIMIT:1,20,000

OWNERSHIP:INDIVIDUAL PMT HIST END:01-06-2020 CASH-LIMIT:

LAST PAYMENT:31-05-2023 OVERDUE:9,308

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

029 029 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
05-23 04-23 03-23 02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
11-21 10-21 09-21 08-21 07-21 06-21 05-21 04-21 03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20 06-20

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME:NOT DISCLOSED OPENED:19-09-2022 SANCTIONED:75,000

ACCOUNT NUMBER:NOT DISCLOSED REPORTED AND CERTIFIED:30-04-2023 CURRENT BALANCE:35,398

TYPE:PERSONAL LOAN PMT HIST START:01-04-2023 OVERDUE:9,409

OWNERSHIP:INDIVIDUAL PMT HIST END:01-09-2022 EMI:9,409

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

024 000 000 000 000 XXX 000 000

04-23 03-23 02-23 01-23 12-22 11-22 10-22 09-22

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME:NOT DISCLOSED OPENED:12-09-2022 SANCTIONED:46,999

ACCOUNT NUMBER:NOT DISCLOSED REPORTED AND CERTIFIED:31-05-2023 CURRENT BALANCE:5,215

TYPE:CONSUMER LOAN PMT HIST START:01-05-2023 EMI:5,223

 OWNERSHIP:INDIVIDUAL PMT HIST END:01-09-2022 PAYMENT FREQUENCY: Monthly

LAST PAYMENT:17-01-2023 REPAYMENT TENURE:9

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 029 000 000 000 000 000 000 000

05-23 04-23 03-23 02-23 01-23 12-22 11-22 10-22 09-22

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME:NOT DISCLOSED OPENED:24-02-2022 SANCTIONED:19,440

ACCOUNT NUMBER:NOT DISCLOSED REPORTED AND CERTIFIED:30-06-2022 CURRENT BALANCE:0

TYPE:PERSONAL LOAN CLOSED:06-06-2022 PAYMENT FREQUENCY: Monthly

OWNERSHIP:INDIVIDUAL PMT HIST START:01-06-2022 REPAYMENT TENURE:3

COLLATERAL TYPE:NO COLLATERAL PMT HIST END:01-02-2022 INTEREST RATE:39.00

LAST PAYMENT:06-06-2022

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 XXX 000 XXX 000

06-22 05-22 04-22 03-22 02-22

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME:NOT DISCLOSED OPENED:18-12-2021 CURRENT BALANCE:0

ACCOUNT NUMBER:NOT DISCLOSED REPORTED AND CERTIFIED:31-12-2022

TYPE:CONSUMER LOAN CLOSED:11-12-2022

OWNERSHIP:INDIVIDUAL PMT HIST START:01-12-2022

PMT HIST END:01-12-2021

LAST PAYMENT:04-12-2022

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000
12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME:NOT DISCLOSED OPENED:25-08-2021 SANCTIONED:1,77,000

ACCOUNT NUMBER:NOT DISCLOSED REPORTED AND CERTIFIED:30-04-2022 CURRENT BALANCE:0

TYPE:BUSINESS LOAN – GENERAL CLOSED:27-04-2022 PAYMENT FREQUENCY: Monthly

OWNERSHIP:INDIVIDUAL PMT HIST START:01-04-2022

PMT HIST END:01-08-2021

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000

04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21 08-21

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME:NOT DISCLOSED OPENED:27-10-2020 SANCTIONED:11,992

ACCOUNT NUMBER:NOT DISCLOSED REPORTED AND CERTIFIED:31-07-2021 CURRENT BALANCE:0

TYPE:CONSUMER LOAN CLOSED:06-07-2021 PAYMENT FREQUENCY: Monthly

OWNERSHIP:INDIVIDUAL PMT HIST START:01-07-2021

PMT HIST END:01-10-2020

LAST PAYMENT:05-05-2021

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 XXX 000 000 000 000 000 000 000 000
07-21 06-21 05-21 04-21 03-21 02-21 01-21 12-20 11-20 10-20

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME:NOT DISCLOSED OPENED:18-07-2020 SANCTIONED:23,302

ACCOUNT NUMBER:NOT DISCLOSED REPORTED AND CERTIFIED:30-04-2021 CURRENT BALANCE:0

TYPE:CONSUMER LOAN CLOSED:05-04-2021 PAYMENT FREQUENCY: Monthly

OWNERSHIP:INDIVIDUAL PMT HIST START:01-04-2021 ACTUAL PAYMENT:2,798

PMT HIST END:01-07-2020

 LAST PAYMENT:05-04-2021

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000
04-21 03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20

ENQUIRIES:
MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT

NOT DISCLOSED 04-05-2023 PERSONAL LOAN 5,000

HINDUJAHFC 25-03-2023 LOAN AGAINST SHARES/SECURITIES 20,00,000

HINDUJAHFC 20-03-2023 Auto Loan (Personal) 1,00,000

NOT DISCLOSED 31-12-2022 OTHER 1

NOT DISCLOSED 31-12-2022 PERSONAL LOAN 5,000

NOT DISCLOSED 31-12-2022 PERSONAL LOAN 5,000
NOT DISCLOSED 31-12-2022 PERSONAL LOAN 5,000

NOT DISCLOSED 31-12-2022 Auto Loan (Personal) 1,00,000

NOT DISCLOSED 12-10-2022 CREDIT CARD 100
NOT DISCLOSED 07-10-2022 BUSINESS LOAN – GENERAL 100

NOT DISCLOSED 06-10-2022 CONSUMER LOAN 25,00,000

NOT DISCLOSED 11-09-2022 CONSUMER LOAN 58,489
NOT DISCLOSED 14-07-2022 PERSONAL LOAN 50,000

NOT DISCLOSED 08-07-2022 PERSONAL LOAN 1

NOT DISCLOSED 08-07-2022 OTHER 50,000
NOT DISCLOSED 06-07-2022 PERSONAL LOAN 2,21,723

NOT DISCLOSED 01-07-2022 PERSONAL LOAN 1

NOT DISCLOSED 01-07-2022 PERSONAL LOAN 10
NOT DISCLOSED 25-05-2022 PERSONAL LOAN 3,00,000

NOT DISCLOSED 13-05-2022 PERSONAL LOAN 25,000

NOT DISCLOSED 09-05-2022 GOLD LOAN 2,00,000

NOT DISCLOSED 09-05-2022 GOLD LOAN 2,00,000

NOT DISCLOSED 12-04-2022 BUSINESS LOAN – GENERAL 1,00,000
NOT DISCLOSED 13-03-2022 PERSONAL LOAN 10

NOT DISCLOSED 10-03-2022 BUSINESS LOAN – GENERAL 100

NOT DISCLOSED 03-03-2022 CREDIT CARD 50,000
NOT DISCLOSED 09-02-2022 PERSONAL LOAN 5,000

NOT DISCLOSED 16-01-2022 CONSUMER LOAN 2,50,000

NOT DISCLOSED 11-01-2022 PERSONAL LOAN 10
NOT DISCLOSED 05-09-2021 CREDIT CARD 1,000

NOT DISCLOSED 21-08-2021 BUSINESS LOAN – GENERAL 100

NOT DISCLOSED 21-08-2021 BUSINESS LOAN – GENERAL 1,00,000
NOT DISCLOSED 18-08-2021 OTHER 1

NOT DISCLOSED 18-08-2021 CONSUMER LOAN 2,50,000

NOT DISCLOSED 11-04-2021 CONSUMER LOAN 2,50,000
NOT DISCLOSED 05-12-2020 BUSINESS LOAN – GENERAL 5,00,000

NOT DISCLOSED 26-10-2020 PERSONAL LOAN 10,000

NOT DISCLOSED 26-10-2020 CONSUMER LOAN 11,490

NOT DISCLOSED 16-07-2020 CONSUMER LOAN 10,000

END OF REPORT ON SAURABH MADHUKAR RA KAR

All information contained in this credit report has been collated by TransUnion CIBIL Limited (TU CIBIL) based on information provided / submitted by its various members ("Members"), as
part of periodic data submission and Members are required to ensure accuracy, completeness and veracity of the information submitted. The credit report is generated using the proprietary
search and match logic of TU CIBIL. TU CIBIL uses its best efforts to ensure accuracy, completeness and veracity of the information contained in the Report, and shall only be liable and / or
responsible if any discrepancies are directly attributable to TU CIBIL. The use of this report is governed by the terms and conditions of the Operating Rules for TU CIBIL and its Members.

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