USP of All The Products

Staff need to have 3600 view of The Group & The Products
USP of our The Muthoot Group
 The Muthoot Group has 800 years of family Business legacy, 800 years of charity & 800 years of religious
work.
 Muthoot Group have a wide network of 5400+ Group offices
 Muthoot Group have 20 diversified Business Divisions
 Socially Responsible company: Two of our divisions Education & Healthcare are not for profit
 Our Group has Global presence across USA, UK, UAE, Central America, Sri Lanka and Nepal
 Served 70 Crores plus Customers worldwide including repeat customers
 Muthoot Group has 40000 + Dedicated Employees
USP-Muthoot Finance Ltd.
 Muthoot Finance is India’s Largest & World’s biggest Gold Financing Company
 Pioneers & Leader Gold Financing Company in India
 Largest Private holding of Gold in India and probably largest in the World
 More than 2,50,000 people are taking loan from 5330+ plus Branches in few minutes
 Muthoot Finance have largest Gold Loan portfolio in India
 Muthoot Finance is India’s No. 1 Most Trusted Financial Service Brand 6th year in a row
USP - Gold Loan

 Least documentation
 Maximum per gram rate; Highest valuation of gold pledged*
 Dedicated Relationship Executive for each customer
 Quick & Uninterrupted customer service from 9:30 am onwards
 Different schemes for different needs with provision of EMI facility
 Lowest interest rate available
 Online Gold Loan available & Online interest payment facility*
 Interest can be paid of any of the branches in India
 Provision of part payment and part release
 Interest calculated on daily basis (Minimum Interest for 7 days)
 No pre-closure charges for Gold Loan
 Provision of Loan Enhancement
 Loan @ home facility available
 Minimum Loan – Rs.1500 & Maximum – No Limit
 Different Online modes are available for the payment of Interest & Gold loan (Webpay, imuthoot, Google
pay, Phonepe, Paytm & Virtual Accounts
USP - NCD
 Best option for investment

 Different provision for investment available
 Guaranteed higher returns
 Easy accessibility- Minimum investment Rs 10000/-
 No TDS deduction
 All Transactions through Demat Account
 Our NCD’s have a credit rating of “AA/Positive Outlook” from CRISIL and “AA/Stable Outlook” ICRA.
 Every 100 cr. of investment in NCD’s is backed by 140 cr. of Gold Jewellery
 NCD’s provide liquidity at any point of time.
 Our NCD’s offer 1.5% to 2.0% higher rate of interest as compared to Banks.
USP of Other Financial Products
USP - Money Transfer

 Seven different Money Transfer exchanges under one roof
 Instant money transfer to any bank account in India
 Money Transfer to relatives/family in Nepal
 Service available from 9.30am to 6 PM, six days in a week
 No bank account required for receiving money from abroad up to Rs. 50,000/-
 No service charges for receiving money from abroad.
 Fast and friendly service.
 Money can be received 30 times in a calendar year
 Bharat Bill payment facility available
USP - Forex
 Muthoot Forex ltd is an AD-II Authorized Dealer.
 We have the largest number of franchisee Branches handling forex business.
 We have outward remittance facility at all branch.
 We offer the best rate for foreign Currency and Outward Remittance.
 Equalen of USD 250000 in a year
 We offer uninterrupted service from 9.30 to 6 PM.
 We make cash payment up to 6.00PM in all the 6 days in the week
 Limit for outward remittance per person per annum is USD 2,50,000
USP - Muthoot Securities

 We are India’s largest issuer of PAN Cards
 PAN Card can be issued in the name of a minor also.
 We open Demat Accounts at competitive rate.
 The facility of Demat & Pan card can be availed from any of our branches.
 All types of Vehicle Insurance policies are issued on the spot by all our branches.
 Hospi Cash is a Unique Medical Allowance policy.
USP - Gold Coin & Gold Jewellery

 24 carat & 999.9 purity gold coin
 9 denominations – Pocket Friendly from 0.5 to 50 grams
 Choice of 17 various designs including deities
 Covers all the major ethnic group of the country
 Available in both direct sale mode as well as Installments
 Tatkal scheme provision in direct sale with discount applicable
 Four different EMI schemes for customer's convenience
 Indivara 22 carat & 916 purity Gold Jewellery available
 Available in both direct sale mode as well as Installments
 3 different EMI schemes for customer's convenience
 Elegant designs are available in Gold Jewellery
 Our Online Partners – Amazon, Flipkart, Ejohri, Ajio & Muthootgold.in
USP - Group Life Guard

 One year Policy
 Ready Made term insurance policy available in 5 minutes from any Muthoot Finance Branch
 No Documentation required; No Medical required; No Financial required
 Range of Sum Insured –1 lakh, 2 lakhs & 3 lakhs
 Covers widest age bracket 18 years to 60 years
 Average premium per Lakh of Sum Assured is Rs. 300/- Only (Affordable policy available for Muthoot
Customers & Muthoot Staff Members)
 Protection of Loan against risk of death & Hassle free claim settlement
USP - Group Home Protector
 Complete Home Protection – All in one
 Lowest premium
 Over the Counter Product
 Immediate policy issuance
 Wider choice of Sum Insurance cover
 Only for Muthoot finance customers
 Burglary cover for house hold contents
 Jewellery’s covered
 Repair cover for Mechanical break down
 Can be availed in rented building also
 Hassle free claim process
USP - Group Shop Owner's Policy

 Complete Shop Protection
 Lowest premium
 Over the Counter Product
 Immediate policy issuance
 Wider choice of Sum Insurance cover
 Only for Muthoot finance customers
 Burglary/ Fire/ Natural calamities covered
 Cash covered up to Rs 25000/-
 Can be availed in rented building also
 Hassle free claim process
USP - Group Health Care

 Lowest premium Rs 3000/-
 All age category- 18 to 60 years
 Rs 2 lakh for health and Rs 2 lakh for accidental death coverage
 All day care procedure covered
 Pre-existing disease cover after 2 years
 Both cash and reimbursement facility available
 Only for Muthoot Customers & Staff
USP - Vehicle Insurance

 Up to 50% OD discount offer, this is one of the highest discounts available in the industry
 Both Comprehensive and 3rd party (except 2 wheelers) insurance policies on offer
 Vehicle inspection, which is mandatory in case of Break in Policies, has been made simple by making
available a mobile application through which the photos of the vehicle can be uploaded directly – in case
of 4 wheelers.
 Quotes within 2 minutes and a standard policy within 20 minutes
 All payment options like cash & net banking are enabled in the portal
USP - Hospi Cash

 Hospi cash is a Medical Allowance Policy
 Hospi Cash provides cash for every completed day of hospitalization as reimbursement
 Double cash benefit in ICU for maximum 7 days
 No Health Insurance required
 Age limit : minimum 180 days and Maximum 65 years
 Affordable premium
 Income Tax exemption for premium up to Rs.25,000/- u/s 80D of IT Act
 No need to submit medical bills, discharge card is sufficient

USP of All The Products

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USP of All The Products

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Staff need to have 3600 view of The Group & The Products

USP of our The Muthoot Group

USP-Muthoot Finance Ltd.

USP - Gold Loan

 Best option for investment

USP - Money Transfer

USP - Muthoot Securities

USP - Gold Coin & Gold Jewellery

USP - Group Life Guard

USP - Group Shop Owner's Policy

USP - Group Health Care

USP - Vehicle Insurance

USP - Hospi Cash

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