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ph/
Ang Reservation fee ay:
 Non refundable
- Kung sakaling hindi na po kayo magtutuloy o
magkakansela ng pagkuha ng bahay, hindi na po
makukuha ang inyong nabayad na pera.

 Non Transferrable
- Kung nanaiisin po na magpalit ng lokasyon ng
“unit” o “house model”, hindi po maaring ilipat
ang binayad na “reservation fee” at kakailanganin
na mag reserve ulit ng bago.

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 Loan Amount
Total Contract
FOR SPECIAL INHOUSE CONVERTIBLE TO
Down Payment Price of Unit PAGIBIG/BANK:
o Must follow the provided amort schedule under
80-90% 7% interest rate after full settlement of Down
- Payable in equal 10-20% Kabuuang Payment until your account is due For Pagibig or
monthly Installments *estimated Only Halaga ng Bank Financing.
*Remaining Balance after
Bahay at Lupa full settlement of Down
FOR PAGIBIG FINANCING:
Payment
Maximum of 450,000.00 loanable amount for Row
Houses.
Must follow the provided amort schedule until
your account is due For Pagibig Financing.

FOR BANK FINANCING:

Note: 30 days upon reservation Must follow the provided amort schedule after DP
until your account is due for Bank processing.
mag sisimula na po ang iyong
Downpayment.

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For office visit, please set an appointment at https://appointments.lumina.com.ph/
 - maliban sa banko, maari din na magbayad sa mga sumusunod na Payment Centers at ilagay ang EPRIME BUSINESS
CENTER bilang BIller Name.
PAYMENT FACILITIES BILLER NAME
SINAG EPRIME BUSINESS SOLUTIONS INC.
WALTERMART EPRIME BUSINESS SOLUTIONS INC.
7 ELEVEN EPRIME BUSINESS SOLUTIONS INC.
LBC EPRIME BUSINESS SOLUTIONS INC.
CEBUANA LHUILLER EPRIME BUSINESS SOLUTIONS INC.
CVM EPRIME BUSINESS SOLUTIONS INC.
PERA HUB EPRIME BUSINESS SOLUTIONS INC.
EXPRESS PAY EPRIME BUSINESS SOLUTIONS INC.
RAQUEL PAWNSHOP EPRIME BUSINESS SOLUTIONS INC.
NETOPIA EPRIME BUSINESS SOLUTIONS INC.
BAYAD CENTER EPRIME BUSINESS SOLUTIONS INC.
TOUCH PAY EPRIME BUSINESS SOLUTIONS INC.
PALAWA PAWNSHOP EXPRESS PADALA EPRIME BUSINESS SOLUTIONS INC.
ECPAY EPRIME BUSINESS SOLUTIONS INC.
VILLARICA PAWNSHOP EPRIME BUSINESS SOLUTIONS INC.
PHILPOST EPRIME BUSINESS SOLUTIONS INC.
THE LANDMARK EPRIME BUSINESS SOLUTIONS INC.
USSC EPRIME BUSINESS SOLUTIONS INC.
ROBINSON EPRIME BUSINESS SOLUTIONS INC.

For office visit, please set an appointment at https://appointments.lumina.com.ph/

For office visit, please set an appointment at https://appointments.lumina.com.ph/
 Ang iyong account ay mapapatawan ng penalty (4% ng iyong Monthly
Down payment) kung hindi magagawang makapag bayad bago o sa
mismong binigay na takdang araw.

 Cumulative Penalty
- ang iyong penalty ay maaring madoble (2 months past due) o matriple
(3mos past due) depende sa bilang ng buwan na hindi makakapag bayad.

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 FOR LOCALLY EMPLOYED FOR OVERSEAS FILIPINO WORKER FOR SELF-EMPLOYED
PROOF OF INCOME 1. Certificate of Employment with 1. Valid Contract 1. Bir (Photocopy)
Compensation (Notarized) 2. Payslip/ Salary Certificate 2. Dti (Photocopy)
2. 2-3 months Payslip 3. Proof of remittances 3. Mayor’s Permit (Photocopy)
3. ITR if applicable 4. Itr (Certified True Copy by
BIR)
5. Audited Financial Statement
(Original)
6. Bank Statement (Original)
7. Brgy. Certificate (Original)
8. Picture Of Establishment
9. Franchise, Or, Cr ( For
Drivers)
10. Ptr (Photocopy) (By
Profession)

STANDARD 1. 2 Valid ID (both spouses if Married) 1. 2 Valid ID (both spouses if 1. 2 Valid ID (both spouses if
DOCUMENTS 2. Birth Certificate or Marriage Married) Married)
Certificate 2. Birth Certificate or Marriage 2. Birth Certificate or Marriage
3. Proof of Billing (bills po na Certificate Certificate
nakapangalan sa inyo). 3. Proof of Billing (bills po na 3. Proof of Billing (bills po na
nakapangalan sa inyo). nakapangalan sa inyo).
4. Special Power of Attorney
5. Passport and Passport Entries

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3 FORMS:
 VOLUNTARY
- Kung nanaisin na i-kansela ang pag bili ng unit, kinakailangang magpasa ng sulat na nagsasaad na
kusa at sariling desisyon ang hindi pagtuloy sa kinuhang unit at may kaalaman na wala ng mababawi sa
anumang mga naibayad.

 FORCED CANCELLATION DUE TO NON PAYMENT

- kawalan ng bayad para sa paunang hulog (1st Down Payment) isang buwan matapos mag reserve ng
unit.
- hindi pagbabayad ng buwanang hulog (Down payment) ng tatlong magkakasunod na buwan.

 FORCED CANCELLATION DUE TO NON SUBMISSION OF REQUIREMENTS

- Binibigyan lamang ng 30 araw na palugit para maipasa ang mga dokumento para sa mga tayong
bahay (RFO) at 60 days para sa mga itatayo pa lamang (NRFO).

***In any form of cancellation stated above, All payments made will be forfeited.
Sa anumang uri ng kanselasyon na maiaayon, lahat ng iyong naibayad ay hindi na maaring makuha. ***

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 COTRACT SIGNING (Contract to Sell and Deed of Sale)
 Contract to sell – over all rules and regulation for the acquired property
 Deed of Absolute Sale – for conversion of title

Makaka received po kayo ng Text o Tawag galing sa Admin Department para sa Pre-
Signing ng inyong Kontrata sa ika 10% ng iyong nababayad.

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 Pag-katapos ma aprobahan ng Loan “Utang” dapat mag apply para sa move –in
ng unit na kinuha. 30- 45 days ang move-in application kay CCD – Customer
Care Department.
 NO MOVE IN FEE
 HOA – HOME OWNER’S ASSOCIATION FEE (Lifetime Membership o Onetime
payment) – estimate Php. 1,000.00
 MONTHLY HOA DUES (inclusions: Security Guard, Street Lights, Garbage
Collection and Maintenance) of the subdivision.

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 Water and Electrical Application is c/o buyer (Individual Application) pag
katapos ma Turnover ng nakuhang unit ibibigay ng CCD – customer care
department ang mga dokumentong kakailanganin sa pag apply ng tubig at
kuryente.
 Documents:
- Contract To Sell
- Copy of Title (if applicable)

- Endorsement Letter

For office visit, please set an appointment at https://appointments.lumina.com.ph/

 Pag na turn-over na ang unit na kinuha ay na pupunta nadin ang resposibilidad
sa pagbabayad ng buwis para sa Bahay at Lupa.
 Kayo ay makakatanggap ng kopya ng House Tax Declaration and Lot Tax
Declaration na magagamit sa pagbabayad ng Amilyar.

 Developer will facilitate the transfer of title under buyer’s name upon:
Loan release and fully paid of your mortgage.
Pag-Ibig and Bank: after 2 years of amortization will start the conversion of title
under Principal Buyer *note: after the conversion it will return to HDMF/Pag-ibig or BANK it serve as your
collateral for your loan (if applicable).

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 Buyer initiated transfer of the ff. (Any Kind of Transfer: w/ Transfer fee – P10,000.00)

- Change in Block and Lot (upgrade and downgrade of unit)

- Change in Financing
- Change in Principal Buyer

 Requirements needed for submission:

- Request letter for transfer (subject for approval of the management)

- Complete documents needed

“Note: not all payments made will be credited to the new account or new
buyer and new pricing will be applied for the unit.”

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 Plans for house improvements must be applied and approved by CCD
deparment.
 Construction Bond (Exterior) – Refundable as long as there’s no damages
inside the community less processing fee worth Php. 500.00 per construction
bond.
- Fencing – Php. 2,500.00 (front)
- Extention – Php. 5,000.00 (back)
Note: May depend of the current price and subdivision. All unit concerns should be accommodated by your CCD
officer upon turn over.

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 THANK YOU!!!

For office visit, please set an appointment at https://appointments.lumina.com.ph/