REVOLUTIONARY DIGITAL GIRO

ON BLOCKCHAIN
WHAT WE ARE

Financial Administration For the Under-served

CONFIDENTIAL & PROPRIETARY

AIM

Providing financial access to the underserved to enable:

Connecting the under-

Empowering local economy Bringing prosperity
served to the economy

CONFIDENTIAL & PROPRIETARY

MARKET FAILURE

Restriction and limitation on access to financial services

due to the Lack of “Curated-Convenience-Access”.

The main problem they face is living and working in

remote which leads to weak family-bond. Today, their
best option is Tengkulak, Family, Friends, Fools but of
course, they greedy and ignorant. With modus of fake,
scam and hoax bubble, the problem will only get worse
over time.

Hinders overall growth and entrenches poverty.

CONFIDENTIAL & PROPRIETARY

SOLUTIONS

FINANCIAL LICENSE
(convenience)

The Safe & Smooth

BLOCKCHAIN ENVIRONMENT
Modular Exchange
(curated) DIGIRO.IN

(MOBILE FIRST )MICRO APP

(accessible)

CONFIDENTIAL & PROPRIETARY

INTERACTIONS IN DIGIROIN

KIRIM UANG SCAN QR

P2P on sending money makes it very Scan QR is the most powerful tool,
easy and its online scanning means browsing, including
accesing content offline
TERIMA BAYAR ISI GIRO
Adding money or amount to the
Asking money from other digiroin user
application Digiroin

CONFIDENTIAL & PROPRIETARY

 TARGET MARKET & ACQUISITION STRATEGY
(First Phase)

People that are comfortable with

CAPTIVE
conventional cash, including minor
ages

• PT.POS user (12 million users)

• Pension fund (+-600 k users)

NON-CAPTIVE
• Offline Micro transaction - (22 million S.V.)
180 mil • Online shopping Transaction - (+-28 million
user)
• Healthcare - (+-70 Mil un-registered)

CONFIDENTIAL & PROPRIETARY

BUSINESS MODEL

BROKERAGE FEE MONTHLY SUBSCRIPTION

TRANSACTION MICRO APP

FEE LISTING FEE

MEMBERSHIP
INSURANCE
(PRODUCT BUNDLE)

BILLER
FEE

ASSET
MANAGEMENT

CONFIDENTIAL & PROPRIETARY

 ASKING Digiroin scheme
Office rent + Legal + advise
supplies cost
1.1% 0.5% Technology
1.9%
Marketing
activities Salary Office rent + supplies
9.2% 8.4%
Legal + advise cost

USD 1 Mill Technology

1,5 year CAC (customer acquisition

runway BPJS CAC user cost)
20.3% CAC (customer BPJS CAC user
Acquisition Budget
acquisition cost)
58.7%
Marketing activities

Salary

CONFIDENTIAL & PROPRIETARY

 Key Milestone

First iteration Succeed on Continue

Changed from
Create with PTPOS POC on iteration on
stamps and
private Indonesia backend private market design First product
First iteration on
blockchain including blockchain on and user engagement
GIRO (current
from satoshi stamps as new “asset interaction in launching
account) to
paper currency movement” the application
berevolutionise

2015 Q2 Q3 Q4 Q1 Q2
2017 2017 2017 2018 2018

CONFIDENTIAL &
PROPRIETARY
Creator crazy ideas
Adryan malindra l CEO

An information systems expert, graduated from the

school of information technology in Monash University.
An experienced professional in project & operations Teguh hardiansah l CTO
management. A strong suit in leadership and corporate
culture engineering. Mr. adryan is a natural born leader
An expert and a seasoned information technology
in every aspect. A driver of organizational change and
mastermind, Mr. teguh has spent the last 12 years dwelling
progression, Mr. adryan is well equipped to drive
deep within the high technology sector, ranging as an IT
progress in any of the company’s endeavors.
specialist in Toyota boshoku in japan, a top tier research
engineer in Detik.com reporting directly to mr. chairul
Imanzah l CIO tanjung, had his fair share in entrepreneurial experience on
building his own video streaming service ahead of its time
which eventually is acquired by NET.tv and so on. Mr. teguh
An Expert Generalist ((hacking, prototyping, designing, is the classic tech savvy visionary, built his own private
business modelling, startups, zero waste, grass roots blockchain system single handedly, which enables a wide
collaboration, cultural marketing, impact investment)), a variety for fintech applications ready for the next Indonesian
lifelong intrapreneur, and HR Geek: Imanzah disruption.
Nurhidayat, is copartner of MakeDoNia Makerspace
and Innovation Hub and also one of committee
members of Taman Gagasan Anak (TaGA) who is M. R. Anies l COO
currently tinkering on geo-design to redirect Indonesia's Entrepreneur at heart with legal and business
national strength by remixing social and skills gap with background, and passion in technology. Gaining
jobs innovation to be relevant for kids education and the years of experience as a corporate lawyer, as well
future of work and industrial internet. Imanzah was as business owner / manager at various industry
having previous trailblazing in music business, public including Fisheries, Restaurant, Property and
relations, e-tourism & travel, and telco VAS industry. His tech-startup.
aspiration is to show to the public that greater purpose Education: Master of International Business Law
can be hand in hand with highest profit. with minor in Economics at Monash Uni
Melbourne
CONFIDENTIAL & PROPRIETARY
MENTOR/ADVISOR

Gilarsi W Setijono

Gilarsi is a professional who has extensive

experience and has held key positions at several
leading global companies, named as Director of
Business Excellence Philips Lighting Asia Pacific
and Managing Director for the region of Thailand,
China and Philippines in the investment company
Merrill Lynch Investment, before being appointed as
the Director of PT Pos Indonesia (Persero), He
specialized in Chemical Engineer graduated from
Bandung Institute of Technology (ITB) and he is the
CEO of PT Shafira Corporation Enterprise and
become a figure behind the rise of the fashion retail
company.

CONFIDENTIAL & PROPRIETARY

COMPETITIVE LANDSCAPE Digital wallet Digital Banking

ADVANTAGE

Proven Financial licence

Security

Easy to use

Offline capability

Fast

Low price

CrossBorder CONFIDENTIAL & PROPRIETARY

THANKS FOR LISTENING

LETS TALK