Family Budget Planner: FEB MAY AUG NOV

Family Budget Planner
http://www.vertex42.com/ExcelTemplates/family-budget-planner.html 2008 Vertex42 LLC

[42]
Starting Balance Total Income Total Expenses NET (Income - Expenses) Projected End Balance
1,500 0 0 0 1,500 0 0 0 1,500 0 0 0 1,500 0 0 0 1,500 0 0 0 1,500 0 0 0 1,500 0 0 0 1,500 0 0 0 1,500 0 0 0 1,500 0 0 0 1,500 0 0 0 1,500
Total
0 0 0
Avg
0 0 0
0 0 0 1,500
Monthly
JAN
FEB
MAR
APR
MAY
JUN
JUL
AUG
SEP
OCT
NOV
DEC
Total Average
INCOME
Wages & Tips Interest Income Dividends Gifts Received Refunds/Reimbursements Transfer From Savings Other Other Other Total INCOME 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
HOME EXPENSES
Mortgage/Rent Electricity Gas/Oil Water/Sewer/Trash Phone Cable/Satellite Internet Furnishings/Appliances Lawn/Garden Home Supplies Maintenance Improvements Other Total HOME EXPENSES 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
JAN
FEB
MAR
APR
MAY
JUN
JUL
AUG
SEP
OCT
NOV
DEC
Total Average
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
DAILY LIVING
Groceries Personal Supplies Clothing Cleaning Services Dining/Eating Out Dry Cleaning Salon/Barber Discretionary [Name 1] Discretionary [Name 2] Other Total DAILY LIVING 0 0 0 0 0 0 0 0 0 0 0 0
CHILDREN
Medical Clothing School Tuition School Lunch School Supplies Babysitting Toys/Games Other Total CHILDREN 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
TRANSPORTATION
Vehicle Payments Fuel Bus/Taxi/Train Fare Repairs Registration/License Other Total TRANSPORTATION 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
HEALTH
Doctor/Dentist Medicine/Drugs Health Club Dues Emergency 0 0 0 0 0 0 0 0
JAN Other Total HEALTH 0
FEB
0
MAR 0
APR 0
MAY
0
JUN 0
JUL 0
AUG
0
SEP 0
OCT 0
NOV
0
DEC 0
Total Average
0 0 0 0
INSURANCE
Auto Health Home/Rental Life Other Total INSURANCE 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
EDUCATION
Tuition Books Music Lessons Other Total EDUCATION 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
CHARITY/GIFTS
Gifts Given Charitable Donations Religious Donations Other Total CHARITY/GIFTS 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
SAVINGS
Emergency Fund Transfer to Savings Retirement (401k, IRA) Investments College Other Total SAVINGS 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
OBLIGATIONS
Student Loan Other Loan Credit Card #1 Credit Card #2 0 0 0 0 0 0 0 0
JAN Credit Card #3 Alimony/Child Support Federal Taxes State/Local Taxes Legal Fees Other Total OBLIGATIONS 0
FEB
MAR
APR
MAY
JUN
JUL
AUG
SEP
OCT
NOV
DEC
Total Average
0 0 0 0 0 0 0 0 0 0 0 0 0
BUSINESS EXPENSE
Deductible Expenses Non-Deductible Expenses Other Other Total BUSINESS EXPENSE 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
ENTERTAINMENT
Videos/DVDs Music Games Rentals Movies/Theater Concerts/Plays Books Hobbies Film/Photos Sports Outdoor Recreation Toys/Gadgets Other Total ENTERTAINMENT 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
{42}
0 0 0 0 0 0 0 0 0 0 0 0 0 0
PETS
Food Medical Toys/Supplies Other Total PETS 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
SUBSCRIPTIONS
JAN Newspaper Magazines Dues Club Memberships Other Total SUBSCRIPTIONS 0
FEB
MAR
APR
MAY
JUN
JUL
AUG
SEP
OCT
NOV
DEC
Total Average
0 0 0 0 0 0 0 0 0 0 0
VACATION
Travel Lodging Food Rental Car Entertainment Other Total VACATION [42] 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
MISCELLANEOUS
Bank Fees Postage Other Other Other Total MISCELLANEOUS 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Help
2008 Vertex42 LLC
Instructions
This family budget planner is meant to help you create a budget for an entire year. Doing this will help you make predictions about where you may stand financially in the future. If you are moving, changing jobs, purchasing a home, or making other major life changes, it is essential to plan for many months down the road. 1. Edit/Create/Delete categories and subcategories Use row operations, such as deleting or inserting an entire row. The subtotal formulas are set up to allow this type of editing without messing up the formulas, but you should always insert a row ABOVE the last row in the group or BELOW the first row, so that the formulas stretch to include the row you added. 2. Verify that all of the subtotal formulas are correctly summing the correct cells 3. Modify the month headings as needed, to start with a different month 4. Enter your starting balance at the top of the worksheet. 5. Fill in the income and expenses for the year a. You can copy and paste cells as needed For example, enter an average fuel cost in Jan, and copy it across through Dec b. Include large lump payments in the months in which they will likely occur or use the approach of averaging the cost across each month. When using the averaging approach, consider that your actual balance may not reflect the predicted balance for the month. If you use the lump payment approach, it may be easier to compare actual balances, but make sure you have enough saved. c. Add cell comments as needed to help explain costs. For example, you might include the names of Birthdays in comments for the Gifts Given category
Updating the Balance Each Month

If your actual balance at the end of a month is substantially different than the projected balance, you may want to overwrite the formula in the "Projected End Balance" with your actual balance, to update the projections for the rest of the year.

Family Budget Planner: FEB MAY AUG NOV

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Family Budget Planner: FEB MAY AUG NOV

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Family Budget Planner

http://www.vertex42.com/ExcelTemplates/family-budget-planner.html 2008 Vertex42 LLC

JAN Other Total HEALTH 0

JAN Newspaper Magazines Dues Club Memberships Other Total SUBSCRIPTIONS 0

Updating the Balance Each Month

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