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    NBFC Customer Pricing For MLO

    Uploaded by

    Ramkumar Raghavan
    This document contains details of a loan agreement including an amount financed of Rs. 600000 at 7.84% interest per year, repayable in 60 monthly installments of Rs. 13920 each. It lists the customer and company internal rates of return as 13.8533% and 12.0062% respectively. It also outlines disbursement amounts and installment due dates for repaying the principal along with interest over the 5 year tenure of the loan.

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    NBFC Customer Pricing For MLO

    Uploaded by

    Ramkumar Raghavan
    16 views2 pages
    This document contains details of a loan agreement including an amount financed of Rs. 600000 at 7.84% interest per year, repayable in 60 monthly installments of Rs. 13920 each. It lists the customer and company internal rates of return as 13.8533% and 12.0062% respectively. It also outlines disbursement amounts and installment due dates for repaying the principal along with interest over the 5 year tenure of the loan.

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    NBFC Customer Pricing for MLO

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    This document contains details of a loan agreement including an amount financed of Rs. 600000 at 7.84% interest per year, repayable in 60 monthly installments of Rs. 13920 each. It lists the customer and company internal rates of return as 13.8533% and 12.0062% respectively. It also outlines disbursement amounts and installment due dates for repaying the principal along with interest over the 5 year tenure of the loan.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    16 views2 pages

    NBFC Customer Pricing For MLO

    Uploaded by

    Ramkumar Raghavan
    This document contains details of a loan agreement including an amount financed of Rs. 600000 at 7.84% interest per year, repayable in 60 monthly installments of Rs. 13920 each. It lists the customer and company internal rates of return as 13.8533% and 12.0062% respectively. It also outlines disbursement amounts and installment due dates for repaying the principal along with interest over the 5 year tenure of the loan.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    of 2

    COMPANY IRR COMPUTATION WORK SHEET Run 09/06/2022 Page 1 of 2

    Amount Financed : Rs 600000 Monthly Rest% Annual Rest%

    Flat Rate : 7.8400 % Customer IRR : 13.8533 % 14.7676%

    Interest/Fin.Charges : Rs 235200 Company IRR : 12.0062 % 12.6894%

    Amount Repayable : Rs 835200 Agreement Date : 01/06/2022

    Tenure(in Months) : 60 Pay Type : Monthly


    No.of instalments : 60 Dues in Advance : 1

    Initial Pymt. Amt. : Rs 0 2nd Instalment :

    PPR : 1.00 % Initial Pymt. :

    (Amount in Rupees)

    Disbursement Head Invoice Dt. Cr.Days Payment Dt. Payment Amount

    Basic 01/06/2022 0 01/06/2022 600000

    Cash Flow Description Category Cash Flow Date Cash Flow Amount

    DMA COMMISSION - REGULAR Outflow 01/06/2022 9000

    Instalment Structure

    No. Due Date Due Amount No. Due Date Due Amount No. Due Date Due Amount

    1 01/07/2022 13920 18 01/12/2023 13920 35 01/05/2025 13920

    2 01/08/2022 13920 19 01/01/2024 13920 36 01/06/2025 13920

    3 01/09/2022 13920 20 01/02/2024 13920 37 01/07/2025 13920

    4 01/10/2022 13920 21 01/03/2024 13920 38 01/08/2025 13920

    5 01/11/2022 13920 22 01/04/2024 13920 39 01/09/2025 13920

    6 01/12/2022 13920 23 01/05/2024 13920 40 01/10/2025 13920

    7 01/01/2023 13920 24 01/06/2024 13920 41 01/11/2025 13920

    8 01/02/2023 13920 25 01/07/2024 13920 42 01/12/2025 13920

    9 01/03/2023 13920 26 01/08/2024 13920 43 01/01/2026 13920

    10 01/04/2023 13920 27 01/09/2024 13920 44 01/02/2026 13920

    11 01/05/2023 13920 28 01/10/2024 13920 45 01/03/2026 13920

    12 01/06/2023 13920 29 01/11/2024 13920 46 01/04/2026 13920

    13 01/07/2023 13920 30 01/12/2024 13920 47 01/05/2026 13920

    14 01/08/2023 13920 31 01/01/2025 13920 48 01/06/2026 13920

    15 01/09/2023 13920 32 01/02/2025 13920 49 01/07/2026 13920

    16 01/10/2023 13920 33 01/03/2025 13920 50 01/08/2026 13920

    17 01/11/2023 13920 34 01/04/2025 13920 51 01/09/2026 13920

    *** SF Copy ***


    COMPANY IRR COMPUTATION WORK SHEET Run 09/06/2022 Page 2 of 2

    Amount Financed : Rs 600000 Monthly Rest% Annual Rest%

    Flat Rate : 7.8400 % Customer IRR : 13.8533 % 14.7676%

    Interest/Fin.Charges : Rs 235200 Company IRR : 12.0062 % 12.6894%

    Amount Repayable : Rs 835200 Agreement Date : 01/06/2022

    Tenure(in Months) : 60 Pay Type : Monthly


    No.of instalments : 60 Dues in Advance : 1

    Initial Pymt. Amt. : Rs 0 2nd Instalment :

    PPR : 1.00 % Initial Pymt. :

    (Amount in Rupees)

    No. Due Date Due Amount

    52 01/10/2026 13920
    53 01/11/2026 13920

    54 01/12/2026 13920

    55 01/01/2027 13920

    56 01/02/2027 13920

    57 01/03/2027 13920

    58 01/04/2027 13920

    59 01/05/2027 13920

    60 01/06/2027 13920

    *** SF Copy ***

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