OollvCPltoca,d

1 xam ..,. .....

n · v ew u de
�
✓
/ ....

Fre,e
I \
f

\
' PDF I

... ...
I
....
....
IBPS PO Interview Guide Free e-book

IBPS PO Interview Guide

By - IBPS PO Interview Panelist
With the conclusion of the IBPS PO Mains exam, it’s time to gear up for the
interviews!
Most candidates dread this part of the selection procedure, and we attribute it to the
following reasons:
• Fear of Rejection
• Fear of the Unknown
Despite being mentioned separately, these causes are strongly interconnected. It all
starts with not knowing where to begin, what to prepare for and what to expect from
the interview. When combined with the anxiety of being selected, the fear is only
magnified. The interview process isn't something to fear, no matter how cliche it may
sound!

Once a candidate meets the minimum cut-off marks in the final examination, he
becomes eligible for an interview. The purpose of the interview is to select one
suitable individual for the concerned profession. It may be true that the candidate
has higher qualifications, but he may not have the courage and potential to accept
the responsibilities that come with the profession he seeks. In fact a candidate is
expected to have good communication ability, leadership quality, emotional strength
to face the challenges in his day to day work life and capability to develop effective
interpersonal relationships.

Banking is a service oriented organization and it demands cadres who are interested
in putting their best efforts in their profession; mingling with the customers freely and
friendly apart from maintaining a cordial, social and friendly relationship with his
peers and superiors.

This e-book consist of a complete interview preparation guide, which is prepared

with the help of insights received from the ex-IBPS PO interview panel members.
We will also tell you how to effectively answer questions in the IBPS PO interview.
Apart from this, we will be sharing tips for your interview preparation. So, let’s get
started.

If you are going to appear for IBPS PO interview 2022, this E-book will help you
immensely in your preparation. Apart from this E-book, we have launched a brand
new Personalized Mock Interview Batch for IBPS PO interview. Let us have a
look at the specifications of this IBPS PO Interview batch by Oliveboard.
IBPS PO Interview Guide Free e-book

IBPS PO Interview Batch 2022

The interview process can be difficult for some students, we understand that. Some
of you might feel the need to practice before the actual interview. So, we at
Oliveboard bring to you a Personalized Interview Batch for IBPS PO Interview
2023. You can register yourself for this batch and prepare with the help of the mock
interviews. Here are the features of IBPS PO Interview batch 2022.

Batch Name Personalized Interview Batch for IBPS PO 2022

Two "1-to-1" Mock Interviews with Detailed Personalised

Number of Mock Interviews Feedback Feedback

Number of Sessions 25+

Bilingual (Content in English and Explanation in English

Medium of Instruction Hindi bot & Hindi both)

Medium of Mock Interviews Mock Interviews can be given in either English or Hindi

Course Start date 20-Oct

PDF Notes of Live Classes Yes, will be provided after Live Class
Validity Until IBPS PO Interview Completion
- Two "1-to-1" Mock Interviews with Detailed Feedback

from Interviewers
- First Mock Interview round with OB Interview Expert &
Second Mock Interview with Ex-GM SBI& IBPS Interview
Panel Member
- 25+ Sessions for All-Round Interview Preparation
- Complete Overview of IBPS PO Interview Process
- Special Coverage of Banking Awareness and Current
Affairs Section
- Special Sessions For Personality Development
- Personalized tips and suggestions for Interview
Other Highlights preparation based on the candidate's profile
IBPS PO Interview Guide Free e-book

Different kind of Questions asked during the

interview:
Let us dive deep into the kind of questions asked in the IBPS PO interview, and how
you should answer them effectively.

Q. Tell me something about yourself?

Answer Approach:

Q. Why do you want to Join the Banking sector?

Answer Approach: Cover areas like:
1. High career growth potential
2. Love and Passion for Banking sector
3. Job security
4. Reputation and respect it brings for Banking official in society
5. Challenging work environment
6. Interaction with new people

Q. How is your degree relevant to the banking Industry?

Answer Approach: You can answer this question according to your professional
degree, suppose you are a computer science graduate, you can say that your
education will be useful in the view of digitalization that is taking place in the banking
sector.
IBPS PO Interview Guide Free e-book

Q. How is banking better than your present job (for working professionals)?
Answer Approach: To answer this question you can compare your present job and
the job in the banking sector. What extra opportunities will you get in the banking
sector? Why do you think you need to change your current job?- These kinds of
questions will help you in answering this question effectively.

Q. Tell us about your strengths and weaknesses?

Answer Approach: In an interview, an interviewer may ask about your strengths or
weaknesses because he wants to assess your personality, especially in terms of the
company and the job role you are applying for. So, in order to answer this question,
you can start with your strengths (such as disciplined, team player, creative, and
adaptable person etc. ) and then proceed to your weaknesses. While talking about
your weaknesses make sure you do not reveal something way too negative about
your personality(Anger, problem with adapting to new places, etc ), try to answer the
question diplomatically(suppose you think you can improve your communication skill
further etc.). Also make sure to mention the efforts you have taken to improve your
weakness.

Q. Can you handle work pressure?

Answer Approach: Here is a practical approach for this question

Q. How can you prove yourself as a valuable asset to the bank?

Answer Approach: Consider your unique perspective, your enthusiasm, your work
ethic, and your ability to collaborate. Additionally, you can use some examples of
characteristics and skills to demonstrate your value to a company.
IBPS PO Interview Guide Free e-book

Q. Will you leave this job if you get a better Job opportunity?
Answer Approach: You should tell the interviewer, "For now I am not looking
forward to changing jobs,because I want to work where I can work for a longer
period of time and achieve both my personal and organizational goals. But if in
future, I believe that changing jobs will expose me to new challenges and
opportunities, I will be looking forward to that also.”
In these kinds of questions, people outrightly deny the possibility of changing jobs,
but it is not the ideal case. Because it is human nature, that when we get better
opportunities, we switch jobs and careers.

Q. What qualities should one possess to be a Bank officer? Do you think you
have these qualities?
Answer Approach: You can tell about different qualities that you think a bank PO
should have. Here is a list of qualities that we consider is essential for a Bank PO
• Organized mind.
• Good Communication Skills.
• Efficient.
• Good mathematical ability
• Friendly and Cooperative Nature.
• Quick Learning ability.
• Leadership
• Management
• Team player
• Alert & Awareness
• Honesty & Integrity

You can mention some of these qualities, and also mention how you possess them.

Q. Questions related to the particular state you belong to.

Answer Approach: Sometimes there will be questions asked from the state you
belong to such as famous things from your state, why your state is famous, economy
of your state, places you like to visit, etc. So, in order to answer this question, you
have to get the basic knowledge about your particular state and district.
IBPS PO Interview Guide Free e-book

Banking awareness and current affairs related questions asked in the IBPS
PO interview:

Apart from the questions asked from your personal background, there are many
questions asked to check your knowledge. Here are some questions that were
previously asked in the Bank interviews. Try to prepare as many questions as you
can.
Q. What is CRR, SLR, Repo Rate, Reverse Repo Rate, Bank Rate, NPA etc.(other
banking related terms)?
Q. What do you understand about Commercial Papers?
Q. Why does RBI change Repo Rates?
Q. As we are seeing China is progressing and we are lagging behind, what do you
have to say about it?
Q. What are the different types of accounts?
Q. What's the difference between FD and RD?
Q. What are the reasons for rising inflation in India?
Q. What do you know about Share market?
Q. What is fintech?
Q. What is e-commerce?
Q. Is bank-merger a good option?
Q. What do you understand about NPA?
Q. How does a bank generate revenue?
Q. What is the difference between CRR and SLR?
Q. What are scheduled banks?
Q. What is the difference between Inflation and Deflation?
Q. What do you mean by FDI?
Q. Tell us some current events at the international level?
Q. Can you name ASEAN countries?
Q. What is the difference between REPO and reverse REPO?
Q. What do you mean by CTS?
Q. What is known as MICR?
Q. What do you mean by KYC and what are the documents considered for the
purpose of address proof and identity proof as per KYC?
Q. What are the eligibility conditions for a minor opening a bank account?

Interview tips from Experts:

One has to be meticulous when preparing for an interview. Because every tiny detail
matters! The thing of utmost importance is, RESEARCH.

1. Enhance your knowledge- Before appearing for an interview, you

should make sure that you have a good knowledge of the bank or the
region/state you are going to serve in, of their work culture and recent
news.
2. Know YOURSELF better- What we mean to say is that you should
know what your strengths and weaknesses are. You should be able to
come up with real life stories that are indicative of those strengths. You
should know why you made certain career decisions. Hence, an
introspection is a must!
IBPS PO Interview Guide Free e-book

• Factors that matter during an interview:

1. Consider the following image:

b. As you can see from the picture, poor communication skills and
improper body language are major reasons why candidates are
rejected in an interview. Hence, the ability to clearly express your
thoughts is critical. A great way of doing that is interviewing yourself.
Start with asking yourself a simple question like: ‘what are your
strengths’, while standing in front of a mirror and cross question
yourself. Note your body language, if there is any shaking or fidgeting;
make a conscious effort to stop it.
• How to answer the questions you don’t know answer to:
1. Calm Down: Do not panic! Our first response is to fall into mental
despair about not knowing the answer. Sometimes we might just blank
out, despite knowing the topic somewhere at the back of our mind. In
such cases, the silence that follows the question becomes excruciating
for the candidates and they start to panic. This further triggers a
reaction that makes them say the first thing that comes to their mind,
just to kill the silence even though it makes no sense. This should be
avoided at all costs. Calm down and take a deep breath. A stress
response won’t make the situation any better. Understand that if the
interviewer has asked you such a question, he probably knows the
effect it might have on you and just wants to see how you react under
stress. Don’t simply blurt out “I don’t know.”
IBPS PO Interview Guide Free e-book

2. Acknowledge The Question: Now, you obviously cannot be silent, so

the question arises, what do I say when I don’t have an answer. Start
with acknowledging the question. Something as simple as, “That’s a
good question.”, would do the trick. This not only kills that silence, but it
also buys you time to think. Or if you don’t understand the question or a
part of the question ask the interviewer to clarify.
3. Thinking Out Loud (Approach 1): This is by far the most effective
way of tackling such a situation. And most of the time, your prospective
employer will ask you such a question only to understand your way of
thinking. So after you’ve taken a few minutes to gather your thoughts
on the question, state them out loud in a logical manner. Explain what
you think, how you think and why you think so.
4. Redirect (Approach 2): No matter how hard you try to attempt such a
question, it may seem that you’re only beating around the bush. Here,
one should try to bring in similar topics you’re thorough with. Try to tell
them what you do know but at the same time bring up other topics that
you are more familiar with. For instance, you are asked a question
about ‘Net Neutrality in India’ and you just know the very basic answer,
that internet access (for all sites) won’t be free. Now, both you and the
interviewer know that this is not enough. So, what you can do is say
what you know and then start talking about how it will impact the
economy’s growth especially when India is a developing country and
how access to the Internet is crucial for the same. This way, you have
redirected the question to a topic you know a good deal about without
really giving away that you didn’t know the answer to the question
asked in the first place. Remember that you have the power to steer an
interview in the direction you want based on what you say.
5. Know the right time to be upfront and admit not knowing the
answer: Though, in the first point we warned you against blurting out
an outright, “I don’t know.”, there is an exception to this. If the answer is
such that you’ll know only through memorization and there’s no way
you can deduce it then you should go ahead and admit the same. This
can be a formula, some English phrase or a GK question. You are
clear that you have not read up on this, you can inform them the same.
At times, the interviewer might offer you an alternative question. Even if
they don’t, they will certainly appreciate your honesty.

How to Dress for an Interview

The way you present yourself makes a huge impact on the interviewer. And when it comes
to interviews, it is important to dress properly. Here, you can check our tips on “How to
dress for an interview”

For Male Candidates

1) Hair and Beard:
• It should be short to medium length, nicely trimmed or cut from the
sides.
• Go for a haircut at least a week before the actual interview, so that,
even if the haircut doesn’t suit the face structure or the way you wanted,
IBPS PO Interview Guide Free e-book

it would set on your face within a week by the time your actual interview
happens.
• Though optional, you can apply hair product, which gives a shiny finish
to the hair, indicative of the freshness.
A clean shaven face should be the go-to look for the interview (no stubble, please).
However, if you wear a proper beard or a particular style of beard (for example, French cut
etc.), groom it to perfection so that it looks professional.

2) Apparels:
• A nice cotton button-down shirt of light colour preferably white, light blue and
light pink.
• Sleeves shouldn’t be folded; it should be buttoned down to the wrists.
• The shirt needs to be paired with dark coloured trousers/pants
preferably of black, brown, navy blue, charcoal gray colours. In case
you're wearing a suit, make sure the colour of the coat and pants align
with the said colour. (A navy blue suit is preferred).
• The suit, if worn, should be well-fitted as per the body shape. An ill-fitted
suit ruins the whole personality and charm of the person.
• Please make sure there are no patterns in either the shirt or the
pants/trousers. They have to be plain in texture and design.
• Shoes have a formal leather one, well-polished (preferably with laces).
The colour of the shoes has to be black or brown or a variant of the two.
• The socks have to be a full-length one (and no ankle or no-show
socks). The length should be such that when one sits, the skin shouldn’t
show.
• The colour of the socks has to be matched either with the colour of the
pants or the colour of the shoes.
• The colour of the belt has to be matched or needs to be of similar colour
as that of the shoes.
The tie needs to be a monochromatic or minimalistic design pattern of saturated colour
(darker shades of a colour, for instance, ‘maroon’ instead of ‘bright red’ and so on). The
length of the tie should be such that it should end right above the belt.

3) Accessories:
• A leather-strap analog watch should be worn (mind you, no digital or
smartwatch and no accessories apart from a watch).
• Carry a handkerchief with yourself.
• If you have a tattoo, cover it with a piece of clothing. Also, if you have
any piercing, remove the ring/s
• Nails should be trimmed properly.
• If you wear ring/s in your fingers, it would be better if you remove them
or if you cannot, then you better be ready to answer questions based on
it/them, if asked.
Wear a mild perfume, if you can, so that you smell fresh during the entire duration of the
interview.

For Female candidates

Hairdo:
• It’s important to tie your hair properly as this is the standard
professional look. A ponytail (French ponytail etc.), a bun would be
IBPS PO Interview Guide Free e-book

good to go. Please avoid any fancy bun, ponytail as you would be well
aware where to draw the line.
• Only if your hair is short (shoulder-length at max), then only you are
allowed to keep it open, but make sure it doesn’t come onto your face.
A sleek hairdo in that case would be preferred.
Makeup:
• A light makeup is preferred. An eyeliner, kajal along with lip-balm or a
nude shade of lipstick would be good to go.
• Anything over and above this would be tricky and should be avoided
unless you’re professional in using makeup products and know to use
them onto your face without being loud and extra.
• Please note that it’s optional to use makeup. It’s just that you need to
make sure that you look presentable (in every aspect of dressing).
• Nails should be cut short (preferably no nail paint or transparent nail
paint can be applied).

Apparels:
There are a lot of options when it comes to clothing for women for an interview.
Let’s discuss each one of them one by one.

• Saree: A decent cotton saree is allowed, but wear it only if you can
carry it well. The saree should be well-pleated, pinned up at appropriate
places. Eventually, it should give a formal and professional look.
• Salwar-kameez: Simple cotton ones with zero with minimal embroidery
work on it.
• Kurta-leggings: Same rules, as discussed above, apply to kurta-
leggings combinations as well. Please make sure the leggings aren’t
the slack ones, it should be a simple one. For kurta, if it's collared, one
can avoid wearing a dupatta with it, but if it isn’t collared, then one
needs to carry a dupatta (obviously, a simple cotton one) with it.
• Shirt and Trouser: The rules that apply for men’s clothing apply here
as well, excluding the tie, as it’s not a part of women’s clothing. A blazer
would complement this attire, so feel free to level up the dressing game
with it.

Accessories:
• An analog wrist-watch should be worn (no digital/smart watches,
please).
• Earrings/tops, if worn, have to be a simple one (and not heavy/flashy
ones).
• Remove any neck accessories or if you can’t, make sure it doesn’t
show to others.
• For footwear, it has to be flats (no high heels). One can go for bellies,
wedges (not a high one though). The footwear should be a closed one,
preferably, or if it’s an open one, then the feet should be kept neat and
clean (pedicured).
• Please don’t carry a large-sized bag with yourself.
• Carry a handkerchief with yourself.
IBPS PO Interview Guide Free e-book

• If you have a tattoo, cover it with a piece of clothing. Also, if you have
any piercing, remove the ring/s. Nose ring and septum aren’t allowed,
although nose pins can be worn (not a flashy one).
• If you wear ring/s in your fingers, it would be better if you remove them
or if you cannot, then you better be ready to answer questions based on
it/them, if asked.
• Wear a mild perfume, if you can, so that you smell fresh during the
entire duration of the interview.

The thumb rule is that anything that is flashy must be avoided as one should go for
simple/muted colour choices. Dressing up elegantly and professionally might fetch
one brownie points while a shoddy dressing style might ruin one’s chances or delay
one’s journey to become an officer. So, it needs to be taken care of with all
seriousness. Check the following image.
 FREE Ebooks Current Affairs
Download Now Explore Now

FREE MOCK TESTS + TOPIC TESTS + SECTIONAL TESTS

For Banking, Insurance, SSC & Railways Exams

Web APP

BLOG FORUM

Your one-stop destination Interact with peers & experts,

for all exam related exchange scores
information & preparation & improve your preparation.
resources.

Explore Now Explore Now

www.OliveBoard.in