Emotions Essential Oils 6th Enlighten

TMG@AOM XA MIGCDFXMI
Fmrm jt Migcdftmi aur ocsscai cs scopgm. Tm jsscst atfmrs ci trjisearojtcvm

fmjgcid ly sfjrcid tfm jojzcid lmimects ae mssmitcjg acgs. Js `mrtcecmh
ej`cgctjtars jih stuhmits ae j vjrcmty ae mimrdy oahjgctcms, aur eauihmrs aeemr
uicqum pmrspm`tcvms ai àolcicid `gcic`jg tm`ficqums wctf pawmreug jgg-
ijturjg taags. Xfcs lmstsmggcid laan wjs tfm vmry ecrst pulgcsfmh ai tfm sulkm`t
jih fjs lmmi wmgg gavmh jih rmemrmi`mh aetmi.
UCPCX A]\ TMLPCXM
Tm–gg fmgp yau hcsàvmr tfm hmptf ae mssmitcjg acgs ci imw jih praeauih wjys.
www.migcdftmifmjgcid.ào,, wfmrm yau–gg ecih jhhctcaijg taags jih

Ptap ly www.migcdftmifmjgcid.ào
rmsaur`ms ear trjcicid, mvmits, jih wmlcijrs.

Pfjrcid Cs @jrcid ‐ Lugn Hcsàuits Jvjcgjlgm

Citmrmstmh ci sfjrcid Moatcais & Mssmitcjg Acgs wctf yaur `gcmits,
ejocgy omolmrs, jih tmjos1 Tm aeemr lugn arhmr hcsàuits stjrtcid jt
kust :2 àpcms! Ucsct tfm wmlsctm ar àitj`t us
(ùstaomrsmrvc`mBmigcdftmifmjgcid.ào)
ùstaomrsmrvc`mBmigcdftmifmjgcid.ào) ear tfm lmst lugn prc`cid
jvjcgjlgm.

Moatcais & Mssmitcjg Acgs

J \MEM\MI@M D]CHM
D]CHM EA\
MOAXCAIJG FMJGCID
Pcxtf Mhctcai
© <2:4 Migcdftmi Jgtmrijtcvm Fmjgcid, GG@

Ecrst Mhctcai © <2:<
Jgg rcdfts rmsmrvmh.
Ia pjrt ae tfcs laan ojy lm rmprahu`mh ar trjisocttmh ci jiy earo, ar

ly jiy omjis, mgm`traic` ar om`fjic`jg, ci`guhcid pfataàpycid, wctfaut
wrcttmi pmrocsscai erao Migcdftmi.
CPLI 346-2-333:=83-:-=
Rrcitmh ci tfm ]PJ
R]LGCPFMH LS;

Migcdftmi Jgtmrijtcvm Fmjgcid, GG@

R.A. Lax =<2:3:, Pjgt Gjnm @cty, ]tjf 68:=<-2:3:
www.migcdftmifmjgcid.ào

IAXC@M XA \MJHM\P
Xfm ciearojtcai àitjcimh ci tfcs laan cs ear mhu`jtcaijg purpasms aigy. Ct cs
iat citmihmh
àihctcai, ta hcjdiasm,
cggimss, prms`rclm,
ar cikury. ar trmjt
Xfm jutfar, jiy moatcaijg
pulgcsfmrs, ar pfysc`jg
jih hcstrclutars ae tfcs
laan sfjgg fjvm ia gcjlcgcty ar rmspaisclcgcty ta jiy pmrsai ar mitcty wctf
rmspm`t ta jiy jih jgg jggmdmh hjojdm, gass, ar cikury `jusmh ar jggmdmh ta lm
`jusmh hcrm`tgy ar cihcrm`tgy ly tfm ciearojtcai àitjcimh ci tfcs laan.
Xfcs laan àitjcis suddmstmh usms ae acgs ljsmh ai j``mptjlgm hasjdm

joauits rmàoomihmh ly tfm ojiuej`turmr. Xfm jutfar ojnms ia `gjco ta
fjvm vmrcecmh ar vjgchjtmh tfmsm suddmstcais. Xfm rmjhmrs oust vjgchjtm
j``mptjlgm hasjdm joauits erao tfm ojiuej`turmr lmearm jppgc`jtcai. Xfm
ciearojtcai ci tfcs laan cs ci ia wjy citmihmh js j sulstctutm ear omhc`jg
jhvc`m. Migcdftmi rmàoomihs tfjt jgg rmjhmrs altjci omhc`jg jhvc`m erao j
gc`mismh fmjgtf`jrm praemsscaijg lmearm uscid mssmitcjg acgs ear jiy rmjsai.

‗Xfm omhc`jg s`faag ae tfm euturm wcgg iat pjrtcùgjrgy citmrmst ctsmge ci
tfm ugtcojtm rmsugts jih prahu`ts ae hcsmjsm, iar wcgg ct pjy sa ou`f
jttmitcai ta j`tujg pfysc`jg gmscais, ar jhocicstmr hruds jih `fmoc`jgs
omrmgy ear tfm sjnm ae pjggcjtcid aur syoptaos, lut niawcid tfm trum
`jusm ae sc`nimss jih jwjrm tfjt tfm alvcaus pfysc`jg rmsugts jrm omrmgy
smàihjry, ct wcgg ài`mitrjtm cts meearts upai lrcidcid jlaut tfjt
fjroaiy lmtwmmi lahy, ocih jih saug wfc`f rmsugts ci tfm rmgcme jih
ùrm ae hcsmjsm.‟
‗Joaidst tfm typms ae rmomhcms tfjt wcgg lm usmh wcgg lm tfasm altjcimh
erao tfm oast lmjutceug pgjits jih fmrls ta lm eauih ci tfm pfjroj`y ae
Ijturm, su`f js fjvm lmmi hcvcimgy mirc`fmh wctf fmjgcid pawmrs ear tfm
ocih jih lahy ae oji.‟
‐ Hr. M
Mhwj
hwjrh
rh L
Lj`f
j`f,, Fmj
Fmjgg Xfysm
Xf ysmge;
ge; Ji
J i Mxpgj
Mx pgjijt
ijtcai
cai ae tf
tfmm \mjg
\m jg
@jusm jih @urm ae Hcsmjsm (:30:)
Hcsmjsm (:30:)

MOAXCAIP &
MPPMIXCJG
ACGP
J \MEM\MI@M D]CHM
EA\
MOAXCAIJG FMJGCID

TFM\M HA MPPMIXCJG ACGP

@AOM E\AO1
Mssmitcjg acgs jrm fcdfgy ài`mitrjtmh vmrscais ae tfm pawmreug ijturjg acgs
eauih ci vjrcaus pjrts ae pgjits. \memr ta tfmsm syolags ear ciearojtcai ai
tfm spm`cec` arcdci ae tfm scidgm acgs ci`guhmh ci tfcs laan.
LJ\NP &
RMMGP
TAAHP
E\]CXP &
\MPCIP
LM\\CMP
EGATM\P \AAXP
GMJUMP &
IMMHGMP PMMHP
Rgjits emjturmh ci Moatcais & Mssmitcjg Acgs latjic`jg cggustrjtcais;

Xctgm Rjdm ‐ kjsocim, gjvmihmr, jih ygjid ygjid
Pm`tcai C ‐ ljscg, rasmojry, jih mu`jgyptus
Pm`tcai CC ‐ kuicpmr lmrry
Pm`tcai CCC ‐ lmrdjoat, drjpmeruct, jih gmoai
Pm`tcai CU ‐ lcr`f, `mhjrwaah, jih sjihjgwaah

XJLGM AE @AIXMIXP
PM@XCAI C; FMJGCID TCXF MPPMIXCJG ACGP
Njggcm–s Ptary
Ecvm Ptjdms
Ptjdms ae Fmjgcid
ae Fmjgcid
J Tarh ai Zujgcty
Zujgcty
Xaags ear Moatcaij
ear Moatcaijgg Tarn
Faw ta ]sm
]sm Mssmitcjg Acgs
Faw ta ]sm
]sm Xfcs
Xfcs Laan
PM@XCAI CC; PCIDGM ACGP
Citrahu`t cai
cai
Jrlarvctjm
Ljscg
Lmrdjoatt
Lmrdjoa
Lcr`f
Lgj`n Rmppmr
Rmppmr
Lgum Xjisy
Xjisy
@jrhjoao
@jsscj
@mhjrwaah
@cgjitra
@ciijoai
@gjry Pjdm
@gavm
@apjclj
@arcjihmr
@uoci

@yprmss
Hcgg
Haudgjs Ecr
Mu`jgyptus
Emiimg
Erjinci`mism
Dmrjicuo
Dcidmr
Drjpmeruct
Fmgc`frysuo
Kjsocim
Kuicpmr Lmrry
Nuoqujt
Gjvmihmr
Gmoai
Gmoaidrjss
Gcom
Gctsmj
Ojiunj
Ojrkarjo
Omgjgmu`j (Xmj Xrmm)
Omgcssj
Oyrrf
Imragc
Armdjia
Rjt`faugc
Rmppmrocit
Rmtctdrjci

\mh Ojihjrci
\aoji @fjoaocgm
\asm
\asmojry
Pjihjgwaah
Pclmrcji Ecr
Ppmjrocit
Ppcnmijrh
Xjidmrcim
Xfyom
Umtcvmr
Tfctm Ecr
Tcgh Arjidm
Tcitmrdrmmi
Sgjid Sgjid
PM@XCAI CCC; ACG LGMIHP

Citrahu`tcai
Jitc-Jdcid Lgmih
@mggugjr Lgmih
@gmjiscid Lgmih
@aoeartcid Lgmih
Hmtaxcec`jtcai Lgmih
Hcdmstcvm Lgmih
Miàurjdcid Lgmih
Eaùs Lgmih
Drauihcid Lgmih
Fagchjy Lgmih
Fapm Lgmih

Cispcrcid Lgmih
Civcdarjtcid Lgmih
Kayeug Lgmih
Ojssjdm Lgmih
Omtjlagc` Lgmih
Oaitfgy Lgmih
Authaar Lgmih
Rratm`tcvm Lgmih
\mjssurcid Lgmih
\mimwcid Lgmih
\mspcrjtary Lgmih
\msteug Lgmih
Paatfcid Lgmih
Puisfcim Lgmih
Xmiscai Lgmih
Xapc`jg Lgmih
]pgcetcid Lgmih
Taomi–s Lgmih
PM@XCAI CU; JRRMIHC@MP

Jppmihcx J; Hmàhcid Moatcais
Jppmihcx L; Imdjtcvm Moatcais jih Rasctcvm Rrapmrtcms
Jppmihcx @; Moatcais Cihmx

PM@XCAI C
FMJGCID TCXF
MPPMIXCJG ACGP

NJGGCM–P PXA\S
Xfm eaggawcid trum stary, wrcttmi ly Njggcm–s oatfmr, pmrem`tgy molahcms tfm
stmps civagvmh ci moatcaijg fmjgcid‐erao tfm tcom ae trjuoj tfraudf tfm
fmjgcid `rcscs jih ai ta wfagmimss. Ct lmjutceuggy cggustrjtms faw tfm usm ae
mssmitcjg acgs ej`cgctjtms pfysc`jg, moatcaijg, jih spcrctujg fmjgcid. Tm
sci`mrmgy tfjin Njggcm jih fmr ejocgy ear jggawcid tfmcr stary ta lm ci`guhmh
ci tfcs laan.
Tfmi oy hjudftmr Njggcm wjs twa ymjrs agh, sfm j``chmitjggy puggmh j sgaw
àanmr eugg ae lacgcid omjt hawi aita fmrsmge, smvmrmgy luricid fmr ej`m jih
tarsa. Pmàih- jih tfcrh-hmdrmm luris àvmrmh j tfcrh ae fmr lahy. Ear j
oaitf, Njggcm rmùpmrjtmh ci j spm`cjg luri uict wfmrm sfm rm`mcvmh fmjvy
ijràtc`s jgaid wctf atfmr omhc`jtcais ta fmgp iuol tfm citmism pjci tfjt
j`àopjicms su`f smvmrm luris. Xwa surdmrcms wmrm im`mssjry ta pgj`m snci
drjets ai fmr ej`m, im`n, jih sfaughmrs. Tfmi Njggcm ecijggy `jom faom, sfm
fjh ta wmjr j pgjstc` ojsn ai fmr ej`m jih j tcdft-ecttcid lahy suct ear scx
oaitfs ta nmmp tfm snci drjets erao wjrpcid.
Js fmr oatfmr, ct wjs farrceycid ta smm oy `fcgh sueemr sa ou`f pjci> C emgt
fmgpgmss. Lut Njggcm wjs j vmry straid dcrg wfa trcmh fmr lmst ta jhjpt ta tfm
mx`ru`cjtcid omhc`jg pra`mhurms, su`f js fjvcid tfm hmjh snci s`rullmh erao
tfm lurimh jrmj ar warncid tfraudf pfysc`jg tfmrjpy. Hurcid tfm ojiy tcoms
wfmi tfm pjci jih trjuoj wmrm taa ou`f ear gcttgm Njggcm, sfm waugh omitjggy
gmjvm us. C àugh smm ct ci fmr faggaw myms. Xfm ecrst tcom C sjw tfcs wjs wfmi
tfm cictcjg luri fjppmimh. Ci tfasm emw smàihs rcdft jetmr tfm fat gcquch
tau`fmh fmr prm`caus snci, sfm wjsi–t tfmrm. Hum ta tfm àolcijtcai ae fmjvy
ijràtc`s jih uilmjrjlgm pra`mhurms, sfm wjs pfysc`jggy jih moatcaijggy
iuol ar kust pgjci jlsmit hurcid oast ae tfm oaitf tfjt sfm wjs faspctjgczmh.
Jetmr wm dat faom, ct taan j wfcgm ta dmt lj`n ta rmdugjr gcem. Njggcm wjs kust
sa erjdcgm jih hmgc`jtm. C trcmh oy jlsagutm lmst ta pfysc`jggy jih moatcaijggy
fmgp fmr jih aur ejocgy rmàvmr erao tfcs mvmit, lut ct wjs quctm j `fjggmidm.
Xfm oaitfs jih ymjrs wmit ly, jih C stjrtmh ta iatc`m tfjt Njggcm wjs

mxtrmomgy iuol ta pjci. Pfm wjs j vmry j`tcvm, jhvmituraus dcrg jih fjh
quctm j emw ejggs jih cikurcms kust gcnm jiy atfmr `fcgh, lut sfm rjrmgy
j`niawgmhdmh tfjt ct furt fmr. Paomtcoms ct wjs hcsturlcid. C rmomolmr aim
vcsct ta tfm ha`tar ear fmr rmdugjr vj``cims. Njggcm gjy hawi ai tfm tjlgm, jih
tfm twa iursms panmh latf fmr gmds twa tcoms mj`f. C wjt`fmh fmr ej`m jih
tfmrm wjs jlsagutmgy

uiemmgcid. ia pfysc`jg
Pfm aetmi dat ar moatcaijg
ijsty djsfms rmj`tcai
ar s`rjpms, wfjtsamvmr.
jih C waughi–t Pfm
mvmi wjs
niaw
jlaut tfmo uitcg gjtmr wfmi C djvm fmr j ljtf ar `fjidmh fmr `gatfms. C waugh
jsn fmr wfmrm sfm dat furt jih j gat ae tcoms sfm hchi–t mvmi rmomolmr. Pfm
wjs jgsa vmry smge-àis`caus ae tfm pfysc`jg `fjidms tfm luri fjh `jusmh.
Tfmi Njggcm lmdji s`faag, sfm trcmh ta fchm fmr s`jrs ly àvmrcid tfmo wctf
fmr fjcr ar àjt ar ly wjgncid wctf fmr ej`m pacitmh tawjrh tfm wjgg jih jwjy
erao aigaanmrs.
C imvmr pusfmh fmr ta tjgn jlaut ct ar ha jiytfcid tfjt wjs uiàoeartjlgm ear
fmr, lut C dmitgy trcmh ta dcvm fmr appartuictcms ta sfjrm fmr tfaudfts jih
emmgcids. Tfmi Njggcm wjs jlaut ecvm jih j fjge, sfm stjrtmh ta eardmt wfjt
fjppmimh. Pfm nimw tfjt saomtfcid lcd a`ùrrmh j gaid tcom jda, lut sfm
àughi–t rmomolmr tfm hmtjcgs. Paomtcoms tfmrm wjs j trcddmr tfjt spjrnmh fmr
omoary, gcnm tfm warh ‗luri,‟ ar j ecrm, ar mvmi j ljtf. Xfmi wctf emjr jih
àieuscai ci fmr myms sfm waugh stjrt jsncid, ‗Tfjt fjppmimh ta om, Oao1‟
Jrauih tfcs tcom, C wjs citrahu`mh ta mssmitcjg acgs. Js oy oatfmr jih C
gmjrimh jlaut tfm acgs jih tfmcr lmimects, wm tfaudft ae Njggcm. Fmgc`frysuo
jih Umtcvmr smmomh gcnm tfm pmrem`t ect, jih wm lmdji trmjtomit. C wjs sa
mx`ctmh ci tfm lmdciicid, oastgy tfcincid ae tfm patmitcjg pfysc`jg fmjgcid
jih gjrdmgy uijwjrm ae tfm moatcaijg lmimects. Njggcm wjs eugg ae ejctf. Pfm
coomhcjtmgy sjch, ‗C niaw ct–s dacid ta ojnm oy luri omgt jwjy, Oao!‟ C
fjh ia chmj wfjt wjs àocid.
Jetmr aigy j emw hjys ae uscid tfm acgs, Njggcm stjrtmh ta j`t hceemrmitgy. Xfm
ecrst tfcid C iatc`mh wjs tfjt sfm stjrtmh ta àopgjci ae pfysc`jg pjci ear
wfc`f wm àugh ecih ia rmjsaijlgm mxpgjijtcai. Mvmry tcom sfm waugh dmt tfm
sojggmst ùt ar lrucsm, sfm fjh ojkar jixcmty jlaut ct‐vmry appasctm erao fmr
rm`mit taudf, iuol-ta-pjci rmj`tcais. Pfm `rcmh ear faurs jlaut tciy ùts ar
sgcvmrs jih waugh sjy tfraudf tmjrs, ‗Cs ct mvmr dacid ta da jwjy1‟ Njggcm
spmit j gjrdm partcai ae tfm hjy warrycid jlaut tfm sojggmst tfcids. Ct wjs
jgoast copassclgm ta àivci`m fmr ta tjnm j ljtf. Pfm lm`jom mxtrmomgy

pc`ny jlaut tfm `gatfms sfm warm. Ce `gatfcid tau`fmh fmr ‗wraid‟ ar wjs jt
jgg tcdft, sfm waughi–t wmjr ct. Jiy omitcai ae fmr lmcid lurimh ar mvmi tfm
warh ‗luri‟ `jusmh mxtrmom emjr. Jixcmty jttj`ns surej`mh. Paomtcoms sfm
rjihaogy sjt ai oy gjp jih kust `rcmh. C waugh `ry taa.
C ecijggy rmjgczmh Njggcm wjs dacid tfraudf j fmjgcid `rcscs lraudft ai ly tfm
acgs. Ct ojhm pmrem`t smism. Mvmry ahh tfcid tfjt sfm wjs hacid hcrm`tgy
àrrmgjtmh ta tfm luri ar ta fmr mxpmrcmi`m ci tfm faspctjg. Tctf tfm fmgp ae
mssmitcjg acgs, fmr lahy wjs mxpmggcid ar mkm`tcid jgg ae tfm pjci jih fchhmi
moatcais tfjt wmrm lurcmh ear sa gaid.
Tm dumssmh tfjt tfm fmjgcid waugh praljlgy gjst ear tfm sjom joauit ae tcom
sfm fjh stjymh ci tfm faspctjg. Xfcs wjs mxj`tgy rcdft. Ct gjstmh j oaitf. C
trcmh oy lmst ta vjgchjtm wfjt sfm wjs emmgcid jih ta fmgp fmr js ou`f js C
àugh hurcid tfcs tcom. C gmjrimh tfjt ce C ocssmh j hjy ae puttcid ai fmr acgs, ct
wjs j ljh hjy ear fmr jih tfm rmst ae tfm fausmfagh! Pa, C nmpt up wctf ct jih
tfm rmsugts wmrm pfmiaomijg.
Jetmr tfcs hceecùgt oaitf, C lmdji ta iatc`m tfjt warhs wfc`f fjh prmvcausgy
trcddmrmh j imdjtcvm rmj`tcai erao Njggcm hch iat smmo ta latfmr fmr. Pfm fjh
j tatjggy imw jih pasctcvm pmrspm`tcvm. C àugh smm pgjci js hjy tfjt sfm wjs
ia gaidmr àocid erao j pgj`m ae emjr. Cistmjh ae lmcid smge-àis`caus ar sfy,
sfm wjs smùrm, straid, jih àiechmit‐j tatjggy hceemrmit Njggcm.
Js fmr oao, C `ji smm wctfaut j hault tfjt tfmsm mssmitcjg acgs djvm fmr su`f
j lmjutceug imw autgaan ai fmrsmge jih fmr pjst trjuojtc` mxpmrcmi`m. Ai tfm
oaricid ae Njggcm–s smvmitf lcrtfhjy, C wjs tmggcid fmr jlaut tfm hjy sfm wjs
lari, jih sfm sjch, ‗C hai–t rmomolmr tfjt, Oao, lut C ha rmomolmr wfmi C
wjs lurimh.‟ C `jrmeuggy jsnmh, ‗Tfjt ha yau emmg wfmi yau rmomolmr ct1‟
Pfm rmpgcmh ci fmr lullgy, smùrm vac`m, ‗Gmt om spmgg ct ear yau oao; AN!‟
Tarhs `jiiat mxprmss faw vmry drjtmeug C jo tfjt oy gcttgm Njggcm àugh fmjg
moatcaijggy.

ECUM PXJDMP AE FMJGCID

Js cggustrjtmh ci Njggcm–s stary, mssmitcjg acgs pgjy j pawmreug ragm ci
moatcaijg fmjgcid. Xfmy gmjh us ly tfm fjih js wm àurjdmausgy ej`m aur
moatcaijg cssums. Njggcm cs iat tfm aigy aim wctf rmprmssmh moatcaijg trjuoj.
Tm jgg fagh uirmsagvmh emmgcids ae pjci jih furt wfc`f immh ta lm lraudft ta
tfm surej`m ear trjisearojtcai jih fmjgcid.
Mssmitcjg acgs suppart fmjgcid ci ecvm stjdms. Xfmy strmidtfmi us hurcid mj`f
stjdm jih prmpjrm us ear tfm imxt gmvmg ae fmjgcid. Ear mxjopgm, js wm rmdjci
aur pfysc`jg fmjgtf, wm jrm civctmh ta mitmr tfm moatcaijg rmjgo. Ci tfcs
ojiujg, wm lrcmegy mxpgarm stjdms aim, tfrmm, eaur, jih ecvm> fawmvmr, tfm
ojci eaùs ae tfcs laan cs stjdm twa; tfm moatcaijg stjdm.
ECUM PXJDMP AE FMJGCID;
:. Mssmitcjg acgs jsscst ci fmjgcid tfm pfysc`jg lahy.

<. Mssmitcjg acgs jsscst ci fmjgcid tfm fmjrt.
0. Mssmitcjg acgs jsscst ci rmgmjscid gcoctcid lmgcmes.
8. Mssmitcjg acgs ci`rmjsm spcrctujg jwjrmimss jih àiim`tcai.
=. Mssmitcjg acgs cispcrm tfm eugecggomit ae aur gcem–s purpasm.
PXJDM AIM; FMJGCID XFM RFSPC@JG LAHS

Mssmitcjg acgs jrm pawmreug pfysc`jg fmjgmrs. Paom mssmitcjg acgs jrm
àischmrmh ta lm 82ì₧‗52 tcoms oarm patmit tfji fmrls.: Mssmitcjg acgs jsscst
tfm lahy ci ecdftcid uiercmihgy oc`raardjicsos> purceycid ardjis, dgjihs,
jih lahy systmos> ljgji`cid lahy eui`tcais> jih rjcscid tfm lahy–s mimrdmtc`
vclrjtcai.<
PXJDM XTA; FMJGCID XFM FMJ\X
Js tfm acgs smùrm aur pfysc`jg fmjgtf, tfmy pravchm us wctf tfm mimrdy immhmh

ta pmimtrjtm tfm fmjrt jih mitmr tfm moatcaijg rmjgo. Mssmitcjg acgs rjcsm tfm
vclrjtcai ae tfm pfysc`jg lahy.0 Js tfm lahy gcvms ci fcdfmr mimrdmtc`
vclrjtcais, gawmr mimrdcms (su`f js supprmssmh moatcais) lmàom uilmjrjlgm.
Xfm lahy wjits ta rmgmjsm tfmsm emmgcids. Ptjdijit jidmr, sjhimss, drcme,
uhdomit, jih gaw smge-wartf `jiiat mxcst ci tfm mivcraiomit ae ljgji`m jih
pmj`m wfc`f mssmitcjg acgs fmgp ta `rmjtm.
Moatcaijg fmjgcid a`ùrs js agh emmgcids surej`m jih rmgmjsm. 8 Paomtcoms tfcs
mxpmrcmi`m cs àieusmh wctf rmdrmsscai. Rmapgm ojy pmr`mcvm tfmy jrm dacid
lj`nwjrh ar tfjt tfm mssmitcjg acgs jrm iat warncid. Tm jrm sa usmh ta
syoptaojtc` fmjgcid tfjt wm fjvm lmmi àihctcaimh ta vcmw fmjgcid js tfm
coomhcjtm `mssjtcai ae jgg pfysc`jg jih moatcaijg pjci. Ci rmjgcty, tfm acgs jrm
warncid. Xfmy jrm warncid ta pmrojimitgy fmjg moatcaijg cssums ly
suppartcid cihcvchujgs tfraudf tfmcr fmjgcid.
Rrci`cpgms ae Fmjgcid; \mgmjsm jih \m`mcvm

Ct cs copartjit ta uihmrstjih tfjt fmjgcid cs j pra`mss. Xfm pra`mss `ji lm
smpjrjtmh cita twa ojci prci`cpgms; rmgmjsm jih rm`mcvm.
Tm oust rmgmjsm trjppmh imdjtcvm moatcais lmearm wm `ji rm`mcvm pasctcvm

emmgcids. Xfm agh oust da ta ojnm spj`m ear tfm imw. Tm aetmi wjit ta sncp
tfcs stmp, lut ct cs j im`mssjry aim. Tm oust lm wcggcid ta mxpmrcmi`m tfm
`gmjiscid ce wm trugy hmscrm fmjgcid. \mscstcid tfm `gmjiscid pra`mss ojnms
fmjgcid oarm pjcieug. Tm oust surrmihmr ta tfm mxpmrcmi`m sa tfjt wm ojy
àitcium ai tfm pjtf ae fmjgcid. Xfm oarm wm gmt da jih trust, tfm oarm
mikayjlgm tfcs fmjgcid pra`mss `ji lm.
Mssmitcjg Acgs Hai–t Ha Aur

Aur Moatcaijg Tarn ear ]s

Mssmitcjg acgs jsscst cihcvchujgs ci tjncid ji faimst gaan wctfci. Xfmy eastmr
tfm rcdft mivcraiomit ear fmjgcid, lut tfmy wcgg iat ha tfm warn ear us. Ci
djrhmicid, ct cs j àooai ocstjnm ta pugg tfm wmmhs wfcgm gmjvcid tfm raats.
Xfcs cs pjrtcùgjrgy trum ear fjrh jih ra`ny sacgs. Xa misurm wm upraat tfm
wfagm pgjit, wm `ji jhh wjtmr ta tfm sacg, wfc`f jggaws tfm mitcrm wmmh ta lm
rmoavmh. Pcocgjrgy,
ojy lm rmoavmh wctfmssmitcjg
drmjtmr acgs
mjsm.prmpjrm aur tfmy
Fawmvmr, moatcaijg
ha iatsacg sa tfjt
ha tfm wmmhsear
wmmhcid
us. Ce wm imdgm`t ta ha tfm warn ae puggcid aur wmmhs, wm fjvm scopgy
wjtmrmh tfm pralgmo. Ai tfm atfmr fjih, wfmi wm àolcim mssmitcjg acgs wctf
moatcaijg warn, wm rmjp tfm eructs ae aur gjlar.
PXJDM XF\MM; \MGMJPCID GCOCXCID LMGCMEP
]igcnm moatcais, wfc`f jrm tmoparjry ci ijturm, lmgcmes jrm gaid tmro jih
hmmpgy raatmh ci aur sulàis`caus. Lmgcmes jrm aur hmmpgy fmgh erjomwarn
tfjt cs eardmh erao tfm ài`guscais wm ojnm jlaut aur mxpmrcmi`ms. Xfcs
lmgcme erjomwarn earos tfm gmis tfraudf wfc`f wm smm gcem. Ear lmttmr ar
warsm, aur lmgcmes jlaut aursmgvms jrm wfjt wm usm ta hmecim aur chmitcty.
Xfcs fjs ejr-rmj`fcid meem`ts ai jgg aur lmfjvcar, tfaudfts, jih moatcaijg
pjttmris. Jgg ae us fjvm pasctcvm jih imdjtcvm lmgcmes. Fawmvmr, aur imdjtcvm
ar gcoctcid lmgcmes `ji `jusm tfm sjom cssums ta rma`ùr avmr jih avmr
tfraudfaut aur gcvms. \mpmjtmh mxpmrcmi`ms rmciear`m tfm jssa`cjtmh
moatcaijg pjtfwjys. Mssmitcjg acgs jsscst ci cgguocijtcid tfm moatcaijg
pjttmris ae hmmpgy fmgh lmgcmes, miàurjdcid us ta chmitcey wfjt tfm gcoctcid
lmgcmes jrm, rmgmjscid tfm trjppmh mimrdy jih jssa`cjtmh moatcais, jih, ecijggy,
rmpgj`cid tfmo wctf pasctcvm lmgcmes tfjt wcgg smrvm aur fcdfmst daah.
PXJDM EA]\; PRC\CX]JG JTJ\MIMPP & @AIIM@XCAI
Jgg lmcids wmrm `rmjtmh wctf hcvcim citmitcai. J`niawgmhdomit ae aur

spcrctujg ijturm jih àiim`tcai ta aur saur`m cs ji mssmitcjg pjrt ae fmjgcid.
Oast copartjit ci tfcs stjdm cs tfm jwjrmimss ae tfm spm`cec` citmitcai ear us
jih ciecictm gavm jvjcgjlgm ta us. Ct cs erao tfcs gavm tfjt aur fmjgcid `ji
lmàom àopgmtm.

PXJDM ECUM; GCEM–P R]\RAPM
Tfmi wm fjvm mxpmrcmi`mh tfm prmvcaus eaur jspm`ts‐im`mssjry ci trugy

fagcstc` fmjgcid‐wm jrm iaw rmjhy ta euggy j`tujgczm aur purpasm jih
patmitcjg. Xfcs stjdm cs wfmrm wm j`fcmvm tfm `gjrcty jih àurjdm ta eaggaw tfm
pjtf tfjt cs omjit ear us.
:. P`fijulmgt, N. (<2::). Xfm Fmjgcid Citmggcdmi`m ae Mssmitcjg Acgs. (pp. :0-

:5). \a`fmstmr, UX; Fmjgcid Jrts Rrmss.
<. Ptmwjrt,
OA; H. (<220). Fmjgcid Acgs ae tfm Lclgm. (pp. 0:-08). Ojrlgm Fcgg,
@jrm Rulgc`jtcais.
0. Ptmwjrt, H. (pp. 0:-08).
8. Oarmtai, U. P. (:33<). J Imw Hjy ci Fmjgcid! (pp. :5-:4). Pji Hcmda,

@J; Njgas Rulgcsfcid.

J TA\H AI Z]JGCXS
XF\MM @JXMDA\CMP AE MPPMIXCJG ACGP;
:. Jraojtc` Mssmitcjg Acgs

<. Xfmrjpmutc`-Drjhm Mssmitcjg Acgs
0. Cihmpmihmitgy Xmstmh Xfmrjpmutc`-Drjhm Mssmitcjg
Mssmitcjg Acgs
Xfm ecrst `jtmdary jppgcms ta ojiy acgs ojrnmtmh ear tfmcr s`mit jih jraojtc`
prapmrtcms. Xfmsm mssmitcjg acgs jrm wchmgy jvjcgjlgm ci fmjgtf eaah starms. Ct cs
copartjit ta niaw tfjt tfmsm mssmitcjg acgs jrm aetmi iat tfmrjpmutc` drjhm jih
sfaugh iat lm usmh tapc`jggy ar citmrijggy, js tfmy jrm iat ear omhc`cijg usm.
Xfmsm acgs jrm usujggy syitfmtc` jih tfmrmearm fjroeug ta tfm lahy. Xfmy fjvm
ia tfmrjpmutc` vjgum.
Xfm smàih `jtmdary ae mssmitcjg acgs cs tfmrjpmutc`-drjhm acgs. Ojiy

àopjicms ejgg cita tfcs `jtmdary. Xfm citmit ae tfmsm àopjicms cs ta pravchm
qujgcty mssmitcjg acgs tfjt `ji lm usmh ear fmjgcid. Xfmsm acgs jrm ear tapc`jg
jih jraojtc` usm. Drmjt `jrm sfaugh lm tjnmi wfmi pur`fjscid tfmsm acgs, js
tfmy jrm aetmi hcgutmh wctf syitfmtc` `fmoc`jgs ar atfmr jhhctcvms.
Xfm tfcrh `jtmdary ae mssmitcjg acgs cs cihmpmihmitgy tmstmh tfmrjpmutc`-drjhm

acgs ear jraojtc` ar tapc`jg usm. Xfmsm acgs jrm tmstmh jt cihmpmihmit
gjlarjtarcms wctf tmsts su`f js djs `fraojtadrjpfy jih ojss spm`traomtry ta
vmrcey tfmcr purcty jih àopasctcai. Acgs tfjt ommt rcdaraus tmstcid jih jrm
àischmrmh sjem ly tfm Eaah jih Hrud Jhocicstrjtcai ojy jgsa lm àischmrmh
ear citmrijg usm. Imvmr usm jiy mssmitcjg acg citmrijggy tfjt cs iat Dmimrjggy
\màdiczmh js Pjem (D\JP) ear hcmtjry àisuoptcai ly tfm EHJ. @aisugt
wctf j fmjgtf`jrm prj`tctcaimr. Aigy tfm fcdfmst-qujgcty jih purmst mssmitcjg
acgs sfaugh lm usmh ear pfysc`jg, moatcaijg, jih spcrctujg fmjgcid.

XAAGP EA\ MOAXCAIJG TA\N
Xfmrm jrm smvmrjg drmjt jchs ta jsscst yau wfmi lmdciicid yaur moatcaijg
warn. Tm suddmst tfmsm taags ci jhhctcai ta mssmitcjg acgs ta ej`cgctjtm tfm
fmjgcid pra`mss.
OMHCXJXCAI
\mdjrhgmss ae omtfah, oast ociheugimss-ljsmh prj`tc`ms fjvm j pasctcvm

meem`t ai omitjg jih moatcaijg wmgg-lmcid. @faasm jiy omtfah tfjt rmsaijtms
wctf yau jih prj`tc`m ct àiscstmitgy ta mifji`m tfm lmimects ae jgg atfmr
moatcaijg fmjgcid prj`tc`ms. Omhctjtcai prj`tctcaimrs ecih tfjt tfm lmimects jrm
àopauihmh avmr tcom.
KA]\IJGCID
Nmmpcid jiy ncih ae kaurijg `ji lm lmimec`cjg. Xfrmm ojci kaurijgcid

tm`ficqums ci`guhm nmmpcid j drjtctuhm kaurijg> ermm wrctcid (ar strmjo-ae-
àis`causimss kaurijgcid)> ar gmttmr wrctcid, wfmrm yau warn aut yaur emmgcids
ci j gmttmr ta saomaim (iat im`mssjrcgy ta lm ojcgmh). Trctcid yaur tfaudfts
jih emmgcids mjsms omitjg strjci, rmgmjsms stjdijit mimrdy, gcets hjrn oaahs,
cispcrms `rmjtcvm jih hcvmrsm tfaudft, ci`rmjsms smge-mstmmo, jih civctms `jgo.
Ct–s j pawmreug taag ear pra`msscid jgg typms ae moatcaijg àitmit.
RM\PAIJG CIUMIXA\S
Xfcs tcom-faiarmh tm`ficqum civagvms ojncid j smge-jssmssomit; gcstcid

pmrsaijg strmidtfs jih pasctcvm qujgctcms ai aim schm ae j `fjrt jih
wmjnimssms ar lga`ns ta su``mss ai tfm atfmr. Xfcs wcgg fmgp yau
j`niawgmhdm wfjt–s
tfm pra`mss) jih fmgpwarncid ci yaurwfjt–s
yau ta chmitcey gcem (aetmi tfmljgji`m.
aut ae oast copartjit pjrt ae
J hmmp jih

faimst oarjg civmitary cs pjrt ae oast :<-stmp rmàvmry pradrjos.
IJX]\M XFM\JRS
\m`mit s`cmi`m cs rmpartcid tfjt scdicec`jit lmimects àom erao spmihcid tcom
authaars ci jiy àitmxt erao mxmr`cscid ta rmgjxcid ta omhctjtcid. Tjgncid
ljrmeaat ci drjss ar sjih, puttcid yaur fjihs ci sacg, straggcid ci ijturjg jrmjs
wctf gats ae trmms‐mvmi wjt`fcid lmjutceug ijturm ecgos ar jrt partrjycid
ijturm‐`ji ojnm yau emmg drauihmh, `mitmrmh, jih oarm jt pmj`m.
RM\PAIJGC[MH OAHJGCXCMP
Erao ousc` tfmrjpy, pgjy tfmrjpy, jih tjgn tfmrjpy ta mimrdy warn,
rmdrmsscai warn, jih sulàis`caus warn, tfmrm jrm j vjrcmty ae oahjgctcms jih
tfmrjpcms tfjt `ji jsscst moatcaijg fmjgcid jih rmàvmry. Emmg ermm ta pjcr
mssmitcjg acgs wctf jiy prj`tc`m tfjt pmrsaijggy warns ear yau.
Jhhctcaijggy, jgg moatcaijg warn cs mifji`mh ly lucghcid ai j straid ljsm ae

pfysc`jg fmjgtf. Sau hai–t immh ta wjct uitcg yau fjvm ejugtgmss pfysc`jg
fmjgtf fjlcts ci arhmr ta lmdci. Xry ta dcvm yaursmge tfm iutrctcai, mxmr`csm,
jih mspm`cjggy tfm sgmmp tfjt yau immh, jih yau wcgg smm mvmi drmjtmr lmimects
erao yaur mssmitcjg acgs.

FAT XA ]PM MPPMIXCJG ACGP
Rgmjsm rmemrmi`m jgg sjemty ciearojtcai erao tfm ojiuej`turmr ar j àopmtmit

rmemrmi`m laan wfmi uscid mssmitcjg acgs ear jraojtc`, tapc`jg, ar citmrijg usm.
J\AOJXC@
Xa usm ji mssmitcjg acg jraojtc`jggy, scopgy somgg tfm acg hcrm`tgy erao tfm
lattgm. Ar pgj`m j emw hraps cita j hceeusmr, wfc`f hcspmrsms tfm acg cita tfm
jcr. Jiatfmr aptcai cs ta jhh j emw hraps cita tfm pjgos ae tfm fjihs, rul
tadmtfmr, jih cifjgm.
XARC@JG
Xa usm ji mssmitcjg acg tapc`jggy, jhh j emw hraps ci tfm pjgo ae tfm fjih wctf
j `jrrcmr acg jih jppgy ta tfm smgm`tmh jrmj. Mssmitcjg acgs jrm vmry patmit, sa j
sojgg joauit sfaugh lm sueec`cmit. Hum ta tfmcr vagjtcgcty (rjpch mvjparjtcai),
hcgutcid mssmitcjg acgs wctf j `jrrcmr acg cs rmàoomihmh> hcgutcai cs mspm`cjggy
rmàoomihmh ear tfasm wctf smisctcvm snci, ci`guhcid `fcghrmi jih ljlcms.
Hcgutcai hams iat rmhu`m tfm meem`ts ae mssmitcjg acgs> rjtfmr ct ci`rmjsms tfmcr
meem`tcvmimss. Paom acgs ojy iat lm sjem ear `fcghrmi ar hurcid prmdiji`y ar
wfcgm iurscid. Ce yau jrm prmdijit ar iurscid, àisugt j fmjgtf`jrm
prj`tctcaimr lmearm uscid mssmitcjg acgs.
CIXM\IJG
Acgs tfjt jrm Dmimrjggy \màdiczmh js Pjem (D\JP) ly tfm Eaah jih Hrud
Jhocicstrjtcai ojy lm àischmrmh ear hcmtjry àisuoptcai. Imvmr tjnm jiy
mssmitcjg acg citmrijggy tfjt cs iat àischmrmh sjem ly tfm EHJ. @aisugt j
fmjgtf`jrm prj`tctcaimr lmearm citmrijg usm.

FAT XA ]PM XFCP LAAN

LAAN
ACG HMP@\CRXCAIP
Xfm ojci lahy ae tfcs ojiujg cs hcvchmh cita cihcvchujg hms`rcptcais ae tfm
acgs. Pcidgm acgs jrm gcstmh ecrst eaggawmh ly lgmihs. \mjh tfm hms`rcptcais ta
hmtmrocim wfc`f mssmitcjg acg waugh lm lmst suctmh ear yaur moatcaijg immhs.
HM@AHCID MOAXCAIP
Ce yau–rm uisurm faw ta chmitcey wfc`f moatcai yau jrm emmgcid, stjrt ci
Hmàhcid Moatcais (Jp
(Jppmihcx
pmihcx J)
J) ta ojt`f up yaur pfysc`jg jih moatcaijg
syoptaos.
IMDJXCUM MOAXCAIP JIH RAPCXCUM R\ARM\XCMP
( Jppmihcx
Sau `ji usm tfm Imdjtcvm Moatcais jih Rasctcvm Rrapmrtcms `fjrt (Jppmihcx
L) ci tfrmm wjys ta quc`ngy s`ji tfm moatcais jih prapmrtcms rmgjtmh ta mj`f
acg. Ecrst, yau `ji smjr`f tfraudf tfm gcstmh acgs. Pmàih, yau `ji smjr`f tfm
imdjtcvm prapmrtcms ear wfjt yau–rm struddgcid wctf iaw. Xfcrh, yau `ji
smjr`f tfm pasctcvm prapmrtcms ear wfjt yau waugh gcnm ta civctm cita yaur gcem.
Mj`f acg fjs jt gmjst tfrmm pasctcvms jih tfrmm imdjtcvms gcstmh.
MOAXCAIP CIHMV
Jhhctcaijggy, yau `ji smjr`f tfm àoprmfmiscvm Moatcais Cihmx (Jppmihcx

( Jppmihcx
@) ta ecih spm`cec` moatcaijg stjtms jih tfm rmàoomihmh acgs wfc`f suppart
tfasm stjtms.
MOAXCAIP JIH MPPMIXCJG ACGP @AGA\ TFMMG

Ear quc`n rmemrmi`m, rmemr ta aur àopjicai prahu`t, tfm Moatcais jih
Mssmitcjg Acgs @agar Tfmmg. Aim schm gcsts imdjtcvm moatcais (wfjt yau
waugh gcnm gmss ae ci yaur gcem) jih tfm atfmr schm gcsts pasctcvm prapmrtcms
(wfjt yau waugh gcnm oarm ae ci yaur gcem). Tfmi yau ecih tfm moatcai ar
prapmrty tfjt rmsaijtms wctf yau, rmjh tfm acg hms`rcptcai ci tfcs laan ear j
oarm àopgmtm uihmrstjihcid.
J @AORJICAI XA MPPMIXCJG ACG \MEM\MI@M LAANP
Xfcs ojiujg ojy jgsa lm usmh js j àopjicai ta mssmitcjg acg rmemrmi`m laans
jlaut pfysc`jg fmjgtf jih jppgc`jtcai. Jetmr ecihcid tfm rmàoomihmh acgs ear
yaur pfysc`jg àihctcai, `rass-rmemrmi`m tfm acgs wctf tfm moatcaijg
hms`rcptcais eauih ci tfcs laan. Ear tfm oast pawmreug rmsugts, `faasm tfm acgs
tfjt ojt`f yaur moatcaijg stjtm js wmgg js yaur pfysc`jg àihctcai.
P@JIICID XM@FIAGADS
Xfcs laan ojnms j drmjt àopjicai wctf s`jiicid tm`fiagadcms tfjt

rmàoomih ji acg rmdcomi ear cihcvchujgs ta fmgp wctf pfysc`jg suppart,
wfc`f `ji lm usmh ci àikui`tcai wctf moatcaijg fmjgcid.

PM@XCAI CC
PCIDGM ACGP

CIX\AH]@XCAI
Ci tfcs sm`tcai, wm pravchm tfm àrm moatcaijg prapmrtcms ae mj`f mssmitcjg acg,
lmdciicid wctf scidgm acgs jih tfmi acg lgmihs. Xfmsm hms`rcptcais lrcmegy
suoojrczm tfm eructsdjtfmrcid

ae mj`f acg ci`guhms ae aur rmsmjr`f.
rmsmjr`fXfm
ai pra`mss
mssmitcjgear hmtmrocicid
acgs, tfm eaùs
su`f js tfmcr
latjic`jg jih omhc`cijg prapmrtcms, pgjit ejocgy `fjrj`tmrcstc`s, fcstary, jih
ùgtcvjtcai. Xfm `fjrj`tmrcstc`s ae mj`f acg jrm jgsa ojicemstmh tfraudf
pmrsaijg jih praemsscaijg usm. Ci tfm ecijg jijgyscs, tfm rmprmsmitjtcai ae mj`f
acg fjs lmmi duchmh jih ciegumi`mh ly cituctcvm jih mimrdmtc` gmjricid.
Ci mj`f hms`rcptcai, yau wcgg ecih tfm acg–s moatcaijg purpasm suoojrczmh ci
tfm sultctgm, wfc`f faiars tfm moatcaijg `fjrj`tmrcstc`s oast prmvjgmit ci tfm
acg. Latf pasctcvm prapmrtcms miàurjdmh ly tfm acg jih tfm imdjtcvm moatcais
jhhrmssmh ly tfm acg jrm gcstmh, js wmgg js j gcst ae àopjicai acgs. Xfm
àopjicai acgs jrm pravchmh ta àopgmomit tfm prcojry prapmrtcms ae tfm acg.
Tfcgm tfm moatcaijg starcms ae mj`f cihcvchujg jrm vjrcmh, wm fjvm aeemrmh
àopgmomitjry acgs ta suppart tfm àrm moatcaijg stjtm jih pravchm
jgtmrijtcvms ear jhhctcaijg rmsmjr`f jih rmegm`tcai.
Tm miàurjdm yau ta rmjh aur laan jih hm`chm ce ct rmsaijtms trutf wctf yau
jih wcgg lm ae fmgp ci yaur fmjgcid kaurimy. Ce sa, wm fapm tfjt yau wcgg fagh
spj`m ear tfmsm citmrprmtjtcais jih rmàdiczm mssmitcjg acgs js pawmreug taags
ear moatcaijg fmjgcid. Ct cs aur pasctcvm citmitcai ta aeemr suppart, `gjrcty, jih
jsscstji`m ta jgg tfasm ci immh ae fmjgcid, wfmrmvmr tfmy jrm ai tfm pjtf ta
wfagmimss.

J\LA\UCXJM
XFM ACG AE HCUCIM D\J@M
Jrlarvctjm jsscsts cihcvchujgs wfa lmgcmvm ar j`t gcnm jgg pradrmss oust lm
ojhm tfraudf struddgm jih sagctjry meeart. Cistmjh ae trustcid ci tfm Hcvcim,
tfmsm cihcvchujgs uiàis`causgy lga`n hcvcim jch, `faascid cistmjh ta gcvm ly
tfmcr awi meearts. Jrlarvctjm jhhrmssms tfm immh ta àitrag aim–s autàoms ci
gcem. Ct civctms cihcvchujgs ta gcvm wctf pmj`m jih kay ly trustcid ci tfm
jluihjit egaw ae hcvcim drj`m.
Jrlarvctjm cs jgsa j drauihcid acg tfjt tmj`fms Hcvcicty cs jgg jrauih. Dah–s
drj`m `ji lm emgt jih mxpmrcmi`mh fmrm ai mjrtf> ct cs iat hcstjit ar smpjrjtm.
Dah `ji fmgp ecih ljgji`m ci gcem jih tmj`f wfjt ta fagh `gasm jih wfjt ta
rmgmjsm.
Jrlarvctjm–s Gjtci ijom omjis ‗ta sj`rcec`m.‟ Xfcs acg civctms cihcvchujgs ta
sj`rcec`m tfmcr pmrsaijg wcgg jih jolctcais ear j ejr oarm eugecggcid wjy ae
gcvcid. Ly surrmihmrcid ta Dah, tfm ocih rmgjxms jih tfm saug mxpmrcmi`ms
fjroaiy jih pmj`m. Jrlarvctjm tmj`fms tfjt trum strmidtf `ji àom tfraudf
moptcimss ar j wcggcidimss ta rm`mcvm Dah–s strmidtf. Ct jsns cihcvchujgs ta
rmgjx, tjnm j hmmp lrmjtf, jih trust ci tfm egaw ae gcem. Jrlarvctjm jsscsts tfm
saug ta gcvm meeartgmssgy ly hcvcim drj`m.
IMDJXCUM MOAXCAIP; Tcggeug, mx`msscvm meeart, hcstrustcid, rcdch,

emjreug, àitraggcid
RAPCXCUM R\ARM\XCMP; Rmj`meug, surrmihmr, drauihmh, trustcid,

rmgjxmh, drj`m
@AORJICAI ACGP; Ljscg, @cgjitra, Armdjia, @apjclj, @uoci
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
raojtc`; Cifjgm erao lattgm, hceeusm, ar pgj`m hraps ci fjih, rul, jih cifjgm.
Xapc`jg; Jppgy :-0 hraps avmr sagjr pgmxus (uppmr staoj`f), ai `rawi ae
Xapc`jg; Jppgy
fmjh, ar lattao ae emmt.

LJPCG
XFM ACG AE \MIMTJG
Xfm syoptaos ae jhrmijg mxfjustcai fmgp chmitcey tfm ojci oaahs tfjt jrm
copravmh wctf Ljscg, prcojrcgy ejtcdum, gaw mimrdy, lmcid avmrwfmgomh, jih
tfm cijlcgcty ta àpm wctf gcem–s strmssars. Xfm somgg ae Ljscg acg lrcids
strmidtf ta tfm fmjrt jih rmgjxjtcai ta tfm ocih. Xfcs acg cs jgsa mx`mggmit ear
stjtms ae imrvausimss, jixcausimss, jih hmspjcr.
Ljscg acg supparts tfasm wfa jrm uihmr j drmjt hmjg ae omitjg strjci. Ct lrcids
rmkuvmijtcai ae vctjg ear`ms jetmr gaid pmrcahs ae luriaut jih mxfjustcai.
Ljscg acg ojy strmidtfmi tfm jhrmijgs jih rmstarm tfm lahy ta cts ijturjg
rfytfos ae sgmmp, j`tcvcty, jih rmst.
Ljscg acg cstajgsa

aptcocso tfm fmgpeug ear Ljscg
tcrmh saug. rmàvmry
ojyerao
jsscstimdjtcvm fjlcts.ciCt dcvcid
ji cihcvchujg dcvms fapm jih
up ejgsm
stcougjits ar fmgpcid wctf sulstji`m jlusm. Ly ci`rmjscid ijturjg mimrdy, ct
fmgps cihcvchujgs ta j`fcmvm drmjtmr ljgji`m jih fmjgtf. Ci sfart, Ljscg cs
cihc`jtmh ear tfasm wfa jrm wmjry ci ocih jih lahy jih ear tfasm ci immh ae
strmidtf jih rmimwjg.
IMDJXCUM MOAXCAIP; Jixcaus, avmrwfmgomh, hrjcimh, mxfjustmh,

imdjtcvm fjlcts
RAPCXCUM R\ARM\XCMP; Mimrdczmh, rmimwmh, rmkuvmijtmh, rmstmh,

strmidtfmimh
@AORJICAI ACGP; Tcgh Arjidm, Rmppmrocit, \msteug Lgmih, Drjpmeruct,

@uoci, Hcdmstcvm Lgmih, \mh Ojihjrci, Xmiscai Lgmihs
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Jppgy 0-= hraps avmr jhrmijg dgjihs (gawmr lj`n) ar ai lattao ae
Xapc`jg; Jppgy
emmt ci tfm oaricid jih lmearm lmh.

LM\DJOAX
XFM ACG AE PMGE-J@@MRXJI@M
Lmrdjoat rmgcmvms emmgcids ae hmspjcr, smge-kuhdomit, jih gaw smge-mstmmo. Ct
supparts cihcvchujgs ci immh ae smge-j``mptji`m jih smge-gavm. Lmrdjoat
civctms cihcvchujgs ta smm gcem wctf oarm aptcocso.
Lmrdjoat fjs j `gmjiscid meem`t ai stjdijit emmgcids jih gcoctcid lmgcme

systmos. Lm`jusm ae àrm lmgcmes ae lmcid ljh, uigavjlgm, jih iat daah
miaudf, tfmy smmn ta fchm lmfcih j ejäjhm ae `fmmreugimss. Xfmy ojy emjr
rmvmjgcid tfmcr trum tfaudfts jih emmgcids. Lmrdjoat–s pawmreug `gmjiscid
prapmrtcms dmimrjtm oavmomit ci tfm mimrdy systmo, wfc`f ci turi lrcids
fapm.
Ci tfcs wjy,
jwjnmis tfmLmrdjoat cs waihmreug
saug ta fapm jih aeemrs ear tfasmta
àurjdm wfa emmgtfm
sfjrm hawi jih
ciimr fapmgmss. Ct
smge.
\mcdictcid aptcocso jih àiechmi`m ci tfm smge, ct copjrts trum smge-
j``mptji`m. Lmrdjoat tmj`fms cihcvchujgs ta gmt da ae smge-kuhdomit ly
gmjricid ta gavm tfmosmgvms uiàihctcaijggy.
IMDJXCUM MOAXCAIP; Hmspjcrcid, gaw smge-mstmmo, smge-kuhdomit,

uigavjlgm, fapmgmss
RAPCXCUM R\ARM\XCMP; Pmge-j``mptji`m, aptcocstc`, àiechmit, fapmeug,

gavjlgm, daah miaudf
@AORJICAI ACGP; @jsscj, Omtjlagc` Lgmih, Nuoqujt, Drjpmeruct,

@apjclj
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
raojtc`; Cifjgm erao lattgm ar hceeusm.
Xapc`jg; Hcgutm :-0 hraps wctf `jrrcmr acg jih jppgy avmr fmjrt, sagjr pgmxus
Xapc`jg; Hcgutm
(uppmr staoj`f), ar ai earmfmjh.

LC\@F
XFM ACG AE P]RRA\X
Lcr`f aeemrs suppart ta tfm uisuppartmh. Tfmi j pmrsai cs emmgcid jttj`nmh ar
uisuppartmh ci gcem, tfcs acg aeemrs àurjdm ta oavm earwjrh jgaim. Ct fmgps
cihcvchujgs drauih wctfci tfmcr awi `mitmr ta ecih tfmcr saur`m ae ciimr
suppart jih strmidtf. Gmjricid ta lm egmxclgm cs copartjit lut sa cs djcicid j
straid lj`nlaim. Lcr`f aeemrs suppart ta tfm wmjn- wcggmh ta stjih tjgg jih
ecro ci wfjt tfmy lmgcmvm, mspm`cjggy ci sctujtcais wfmrm aim cs jt rcsn ae
lmcid rmkm`tmh ce tfmy `faasm j hceemrmit wjy. Lcr`f gmihs cts spcrct ae
mihurji`m ta fmgp cihcvchujgs ej`m trcjgs ae jhvmrscty, sa tfmy ojy wmjtfmr
staros wctf tfm strmidtf jih àivc`tcai ae j trmm.
Lcr`f jgsa miàurjdms cihcvchujgs ta j``mpt suppart wfmi ct cs aeemrmh. Aetmi,

wfmi cihcvchujgs fjvm `jrrcmh tfmcr lurhmis jgaim, tfmy hai–t niaw faw ta
rm`mcvm jsscstji`m. Lcr`f àuismgs cihcvchujgs ta iat lmàom tfm rmjsai tfmy
jrm uisuppartmh, ly lga`ncid tfasm wfa waugh gmih tfmcr suppart. Ct rmocihs
tfjt ct saomtcoms rmqucrms oarm strmidtf ta j``mpt fmgp tfji ta da ct jgaim.
Lcr`f tmj`fms tfasm ci immh ta trust tfjt mvmi ce tfmy jrm jljihaimh ly jgg
atfmrs, tfm Hcvcim wcgg jgwjys lm tfmrm. Ct jgsa rmciear`ms tfmrm cs oarm ta gcem
tfji pjci, jih wctf tfm rcdft suppart jih tfm rcdft drauihcid, aim `ji lm fmgh
up jih sustjcimh tfraudf fjrhsfcp.
IMDJXCUM MOAXCAIP; ]isuppartmh, jgcmijtmh, emjreug, wmjn-wcggmh,

avmrgy egmxclgm, rmkm`tcid fmgp
RAPCXCUM R\ARM\XCMP; Puppartmh, ecro, rmsagutm, strmidtfmimh,

drauihmh, àiim`tmh, rm`mcvcid
@AORJICAI ACGP; @mhjrwaah, Tfctm Ecr, @arcjihmr
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Hcgutm
Xapc`jg; Hcgutm :-0 hraps wctf `jrrcmr acg jih jppgy jgaid spcim, avmr gawmr

lj`n, ar ai lattao ae emmt.

LGJ@N RMRRM\
XFM ACG AE ]IOJPNCID
Lgj`n Rmppmr rmvmjgs tfm ojsns jih ejäjhms usmh ta fchm jspm`ts ae tfm smge.
Pci`m `fcghfaah, oast cihcvchujgs fjvm lmmi tjudft tfjt saom emmgcids jih
lmfjvcars jrm daah wfcgm atfmrs jrm iat. Pa cistmjh ae smmncid ta uihmrstjih
smmocidgy cijppraprcjtm emmgcids jih lmfjvcars, tfmy usujggy kuhdm, àihmoi,
jih rmprmss tfmo.
Cihcvchujgs gmjri mjrgy ai tfjt ta lm gavmh jih j``mptmh, tfmy oust fchm
uihmscrjlgm jspm`ts ae tfmosmgvms lmfcih j ojsn ar ejäjhm.
Lgj`n Rmppmr civctms cihcvchujgs ta dmt rmjg ly hcddcid hmmp wctfci tfm gmss
uihmrstaah pjrts ae tfm smge. Tfmtfmr aim–s trum oatcvms jih emmgcids jrm
j`niawgmhdmh ar iat, jih

pusfmh hawi, lurcmh, tfmyrmprmssmh,
àitcium ta mxcst.
tfm oarmXfm oarm
tfmy smmntfmsm emmgcids
ta ojnm jrm
tfmosmgvms
niawi. Ce tfmy jrm iat faimstgy hmjgt wctf jih j`niawgmhdmh, tfmy wcgg aetmi
lm mxprmssmh tfraudf mrrjtc`, àopugscvm, ar jhhc`tcvm lmfjvcars.
Lgj`n Rmppmr jgsa rmcdictms tfm saug ecrm, eumgcid oatcvjtcai jih fcdf mimrdy,
jih fjstmicid tfm fmjgcid pra`mss. Ct dcvms cihcvchujgs strmidtf ta avmràom
tfm `fjggmidms jih cssums tfmy `jrry cischm jih civctms tfmo ta gcvm ci
citmdrcty wctf tfmcr Xrum Pmge.
IMDJXCUM MOAXCAIP; Moatcaijg hcsfaimsty, rmprmssmh moatcais,

trjppmh, prchmeug, supmrec`cjg
RAPCXCUM R\ARM\XCMP; Moatcaijg faimsty, jutfmitc`, àurjdmaus,

oatcvjtmh, smge-jwjrm, citmdrcty
@AORJICAI ACGP; Nuoqujt, Umtcvmr, @arcjihmr, Kuicpmr Lmrry,

Erjinci`mism
P]DDMPXMH ]PMP;
raojtc`; Cifjgm

Xapc`jg; Hcgutm
Xapc`jg; Hcgutm :-< hraps wctf `jrrcmr acg jih jppgy ai lattao ae emmt.

LG]M XJIPS
XFM ACG AE CIPRC\MH J@XCAI
Lgum Xjisy supparts tfasm wfa rmscst tjncid j`tcai ta `fjidm ar trjisearo
tfmcr `crùostji`ms. Ct cs mspm`cjggy fmgpeug wfmi cihcvchujgs fjvm lmàom
stjdijit ci tfmcr pradrmsscai. Ct pravchms j ncih ae `jtjgytc` spjrn tfjt
avmràoms tfm tmihmi`y ta vj`cggjtm, jvach, ar pra`rjstcijtm. Lgum Xjisy
im`mssctjtms tfjt cihcvchujgs `faasm ta tjnm tfm fmgo ae tfmcr gcem. Ct jgsa
miàurjdms cihcvchujgs ta gcvm ci jgcdiomit wctf tfm wfcspmrcids ae tfmcr
ciimr vac`m, praoptcid tfmo ta ojnm im`mssjry `fjidms. Tfmi ji cihcvchujg
rmprmssms tfmsm omssjdms, tfmy aetmi emmg gmtfjrdc`, hrjcimh, jpjtfmtc`,
sguddcsf, jih mxfjustmh. Lgum Xjisy civctms cihcvchujgs ta tjnm tfm cictcjtcvm
ta rm`gjco tfm gcem tfmy hrmjo ae.
Lgum Xjisy civctms cihcvchujgs ta ojicemst tfmcr pjsscai cita j`tcai. Xfcs cs
mspm`cjggy copartjit wfmi tfmrm cs j hmscrm ta rmtrmjt ar smge- sjlatjdm. Ly
`rmjtcid oarm ciwjrh oalcgcty, Lgum Xjisy miàurjdms tfmo ta j``mpt jgg tfjt
cs, ci`guhcid moatcaijg smtlj`ns jih atfmr `fjggmidms wfc`f oust lm
avmràom ta j`tujgczm cispcrjtcai jih sustjci `fjidm. Lgum Xjisy tmj`fms tfjt
mj`f j`t cs ljsmh ai `fac`m jih rmqucrms cihcvchujgs ta awi tfm rmspaisclcgcty
ae tfmcr ùougjtcvm `fac`ms. Ct hmojihs pmrsaijg ojstmry jih purpasmeug
j`tcai ci j`fcmvcid aim–s euggmst patmitcjg.
IMDJXCUM MOAXCAIP; Rra`rjstcijtcid, rmscstcid `fjidm jih ciimr
duchji`m, uicispcrmh, mxfjustmh, gmtfjrdc`, jpjtfmtc`, smge-sjlatjdm

RAPCXCUM R\ARM\XCMP; Cispcrmh, cictcjtcvm, àoocttmh, rmspaiscvm,
mimrdczmh, oatcvjtmh, purpasmeug, rmspaisclgm
@AORJICAI ACGP; Gctsmj, @arcjihmr, \aoji @fjoaocgm, Emiimg
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Hcgutm
Xapc`jg;
avmr sagjr Hcgutm
pgmxus:-0 hrapsstaoj`f),
(uppmr wctf `jrrcmr acglattao
ar ai jih jppgy lmfcih mjrs, ai wrcsts,
ae emmt.

@J\HJOAO
XFM ACG AE ALKM@XCUCXS
@jrhjoao fmgps cihcvchujgs ta rmdjci alkm`tcvcty, omitjg salrcmty, jih smge-
àitrag. Ct jsscsts cihcvchujgs wfa ermqumitgy emmg erustrjtmh ar jidry wctf
atfmr pmapgm. @jrhjoao cs mspm`cjggy fmgpeug ear tcoms wfmi aim–s jidmr
dams ta tfmcr fmjh, `juscid tfmo ta lmàom fatfmjhmh. Ci su`f sctujtcais, tfm
cihcvchujg lmàoms cimlrcjtmh wctf jidmr, gascid àitrag jih rjtcaijg
eui`tcai. @jrhjoao fmgps ta lrcid ljgji`m, omitjg `gjrcty, jih alkm`tcvcty
hurcid oaomits ae mxtrmom jidmr jih erustrjtcai.
@jrhjoao cs mspm`cjggy lmimec`cjg ear cihcvchujgs wctf j gaid fcstary ae

jidmr ar jddrmsscai, wfc`f aetmi lmàoms hcrm`tmh autwjrh. Ct cs fmgpeug ear
tfasm wfa fypmreaùs ai tfmcr pralgmos, mspm`cjggy tfmcr erustrjtcais.
@jrhjoao jsscsts cihcvchujgs ci lrmjncid hawi ar hcdmstcid tfmsm citmism
moatcais ae erustrjtcai jih jidmr ly rmhcrm`tcid mimrdy ta tfm sagjr pgmxus,
tfm `mitmr ae rmspaisclcgcty. Ci tfcs wjy, @jrhjoao fmgps cihcvchujgs gmt da
ae moatcaijg hcstartcais wfc`f `jusmtfmo ta alkm`tcey atfmr pmapgm jih smm
tfmo js ciàivmicmi`ms.
@jrhjoao hmojihs tfjt cihcvchujgs stap lgjocid atfmrs. Ct jsns tfmo ta tjnm
pmrsaijg awimrsfcp jih rmspaisclcgcty ear tfmcr emmgcids. Js tfmy ha, tfmy wcgg
emmg oarm jt pmj`m, `jgo, jih ci àitrag ae tfmosmgvms.
IMDJXCUM MOAXCAIP; Cimlrcjtmh ly jidmr, mjscgy erustrjtmh,

alkm`tceycid atfmrs, lgjocid, uijlgm ta tfcin `gmjrgy
RAPCXCUM R\ARM\XCMP; Alkm`tcvm, smge-àitrag, rmspm`teug, tagmrjit,

pjtcmit, omitjg salrcmty
@AORJICAI ACGP; Xfyom, \msteug Lgmih, Armdjia
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Hcgutm
Xapc`jg; Hcgutm :-< hraps wctf `jrrcmr acg jih jppgy jiywfmrm jidmr cs fmgh

ci tfm lahy.

@JPPCJ
XFM ACG AE PMGE-JPP]\JI@M
@jsscj lrcids dgjhimss jih àurjdm ta tfm fmjrt jih saug. Ct cs j waihmreug
rmomhy ear tfm sfy jih tcoch. Ct fmgps tfasm wfa fagh lj`n jih try ta fchm.
Tfmi j pmrsai jvachs lmcid tfm `mitmr ae jttmitcai, @jsscj `ji rmstarm tfmcr
àiechmi`m.
Pcocgjr ta @ciijoai, @jsscj hcspmgs emjr jih rmpgj`ms ct wctf smge- jssurji`m.
Ct `fjggmidms cihcvchujgs ta try, mvmi wfmi tfmy jrm jerjch ae ojncid
ocstjnms. @jsscj jchs tfasm wfa emmg eaagcsf ly fmgpcid tfmo smm tfmcr awi
lrcggcji`m. Ct supparts tfm saug ci smmcid cts awi vjgum jih patmitcjg. @jsscj
jsscsts cihcvchujgs ci hcsàvmrcid tfmcr ciijtm dcets jih tjgmits. Ct civctms tfmo
ta gmt tfmcr gcdft sfcim jih gcvm erao tfmcr Xrum Pmge.
IMDJXCUM MOAXCAIP; Moljrrjssmh, fchcid, emjreug, fuocgcjtmh,

cismùrm, kuhdmh, sfy, wartfgmss
RAPCXCUM R\ARM\XCMP; @aurjdmaus, smge-jssurmh, uijsfjomh,

àiechmit, vjgumh, jutfmitc`
@AORJICAI ACGP; Ppmjrocit, @gavm, \aoji @fjoaocgm, Gctsmj
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Hcgutm : hrap ar gmss wctf `jrrcmr acg jih jppgy avmr sagjr pgmxus
Xapc`jg; Hcgutm
(uppmr staoj`f) ar ai lattao ae emmt.
IAXM; @jsscj `ji lm crrctjtcid ta snci> lm `jutcaus wfmi uscid

tapc`jggy.

@MHJ\TAAH
XFM ACG AE @AOO]ICXS
@mhjrwaah lrcids pmapgm tadmtfmr ta mxpmrcmi`m tfm strmidtf jih vjgum ae
àoouicty. Xfasm ci immh ae @mhjrwaah struddgm ta earo laihs wctfci
sa`cjg draups. Xfcs `ji aetmi lm hum ta ji avmrhmvmgapmh smism ae
cihcvchujgcty. \jtfmr tfji jggawcid tfmosmgvms ta lm suppartmh ly ejocgy,
ercmihs, ar j àoouicty, tfmy gcvm ly mx`msscvm smge-rmgcji`m. Ai tfm atfmr
fjih, tfm cihcvchujg–s hceecùgty earocid sa`cjg raats ojy jgsa stmo erao
emmgcid hcsàiim`tmh jih smpjrjtm erao tfm fuoji ejocgy. @mhjrwaah
cispcrms tfm emmgcid ae lmgaidcid jih jsscsts tfm fmjrt ci apmicid ta rm`mcvm
tfm gavm jih suppart ae atfmr pmapgm. Ct civctms tfm straid-wcggmh cihcvchujg ta
àupgm tfm strmidtf ae cihcvchujgcty wctf tfm suppartcvm pawmr ae àoouicty.
@mhjrwaah supparts cihcvchujgs ci smmcid tfjt tfmy jrm iat jgaim> gcem cs j
sfjrmh mxpmrcmi`m. @mhjrwaah jgsa jsscsts ci apmicid tfm jwjrmimss ae
cihcvchujgs ta tfm suppart systmo tfjt cs jgrmjhy jvjcgjlgm ta tfmo, su`f js
ercmihs ar ejocgy tfjt fjvm lmmi avmrgaanmh. Ct civctms cihcvchujgs ta latf
dcvm jih rm`mcvm, sa tfmy ojy mxpmrcmi`m tfm strmidtf ae draups jih tfm kay
ae rmgjtcaisfcps.
IMDJXCUM MOAXCAIP; Cijlcgcty ta earo sa`cjg laihs, gaimgy, emmgcid

smpjrjtm erao tfm fuoji ejocgy, jitcsa`cjg
RAPCXCUM R\ARM\XCMP; Moatcaijggy àiim`tmh, lmgaidcid, suppartmh,

sa`cjg laihs, sa`cjlgm, àoouicty arcmitmh
@AORJICAI ACGP; Ojrkarjo, Lcr`f
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Hcgutm 0-8 hraps wctf `jrrcmr acg jih jppgy ai jros, gmds, ar lattao
Xapc`jg; Hcgutm
ae emmt.

@CGJIX\A
XFM ACG AE \MGMJPCID @AIX\AG
@cgjitra ej`cgctjtms j hmtaxcec`jtcai ae imdjtcvm moatcais jih hmlrcs. Ct cs
fmgpeug ci gcdftmicid aim–s gajh tfraudf tfm rmgmjsm ae cssums lurcmh ci tfm
lahy, fmjrt, jih saug. Pcocgjr ta @arcjihmr acg, wfc`f cs hcstcggmh erao tfm
smmhs ae tfm sjom pgjit, @cgjitra jsscsts cihcvchujgs ci sfmhhcid wfjt cs iat ci
fjroaiy wctf tfmcr Xrum Pmge.
Xfasm ci immh ae @cgjitra ojy jttmopt ta alsmsscvmgy àitrag atfmr pmapgm ar

ojijdm tfmcr mivcraiomit. Ciwjrhgy, tfmsm cihcvchujgs ojy mxpmrcmi`m j
drmjt hmjg ae warry jih omitjg strjci. Xfmy ojy lmàom àistrc`tmh, `gcidcid
ta ar alsmsscid avmr ojtmrcjg passmsscais. Cihcvchujgs ojy mvmi fagh aita tfm
vmry pjttmris, moatcais, cssums, jih passmsscais tfjt ojy copjcr ar lmtrjy
tfmcr Xrum Pmge.
@cgjitra ej`cgctjtms moatcaijg `gmjiscid, jih mspm`cjggy miàurjdms tfm rmgmjsm
ae warry jih àitrag js ct jsscsts cihcvchujgs ci `mitmrcid ci tfmcr Xrum Pmge.
@cgjitra gclmrjtms tfm saug erao fmjvy lurhmis, mijlgcid tfm cihcvchujg ta gcvm
gcdft jih ermm.
IMDJXCUM MOAXCAIP; @aitraggcid, taxc`, àistrc`tmh, alsmsscvm-

àopugscvm, `gcidy, warrcmh, trjppmh
RAPCXCUM R\ARM\XCMP; @gmjiscid, gclmrjtmh, hmtj`fmh, uitraulgmh
@AORJICAI ACGP; Tcitmrdrmmi, @yprmss, @ciijoai, \mjssurcid Lgmih,

@jrhjoao
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Jppgy
Xapc`jg; Jppgy :-0 hraps avmr tfrajt ar sagjr pgmxus (uppmr staoj`f).

@CIIJOAI
XFM ACG AE PMV]JG FJ\OAIS
@ciijoai straidgy supparts tfm rmprahu`tcvm systmo jih fmgps fmjg smxujg
cssums. Ct jsscsts cihcvchujgs ci j``mptcid tfmcr lahy jih molrj`cid tfmcr
pfysc`jg jttrj`tcvmimss. @ciijoai hcspmgs emjr ae rmkm`tcai jih iurturms
fmjgtfy smxujgcty. Ct rmncihgms smxujg mimrdcms wfmi tfmrm fjs lmmi
rmprmsscai, trjuoj, ar jlusm. Ct `ji jgsa lrcid `gjrcty ta saugs wfa struddgm
wctf tfmcr smxujg chmitcty.
@ciijoai jgsa jsscsts cihcvchujgs ci rmgjtcaisfcps wfmrm cismùrctcms jrm

sfawi ly kmjgausy ar àitrag. Ct miàurjdms tfm saug ta gmt da ae àitrag jih
jggaw atfmrs ta lm ermm. @ciijoai `ji iurturm straid rmgjtcaisfcps ljsmh ai
outujg gavm jih rmspm`t. Tfmrm tfmrm jrm atfmr cismùrctcms àvmrmh ly
prmtmism, ejäjhm, jih prchm, @ciijoai civctms cihcvchujgs ta lm faimst jih
vugimrjlgm, tfmrmly jggawcid trum citcoj`y ta momrdm.
IMDJXCUM MOAXCAIP; Lahy sfjom, emjreug, àitraggcid, kmjgaus, smxujg

jlusm, smxujg rmprmsscai ar avmrj`tcvm smxujgcty
RAPCXCUM R\ARM\XCMP; Lahy j``mptji`m, jttrj`tcvm, j``mptmh, fmjgtfy

smxujgcty, citcojtm
@AORJICAI ACGP; Kjsocim, Lmrdjoat, Drjpmeruct, Imragc
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Hcgutm : hrap ar gmss wctf `jrrcmr acg jih jppgy avmr sj`rjg `fjnrj
Xapc`jg; Hcgutm
(gawmr staoj`f).
IAXM; @ciijoai `ji lm crrctjtcid ta snci> lm `jutcaus wfmi uscid

tapc`jggy.

@GJ\S PJDM
XFM ACG AE @GJ\CXS & UCPCAI
@gjry Pjdm jsscsts cihcvchujgs ci `fjidcid tfmcr pmr`mptcais. Ct dcvms àurjdm
ta smm tfm trutf. Aim ae tfm ecimst acgs ear tfm lraw `fjnrj, @gjry Pjdm hcspmgs
hjrnimss jih cgguscai, fmgpcid cihcvchujgs ta smm tfmcr gcoctcid lmgcme systmos.
@gjry Pjdm miàurjdms cihcvchujgs ta rmojci apmi ta imw chmjs jih imw
pmrspm`tcvms. Ct `ji jsscst hurcid j fmjgcid `rcscs wfmi j hrjstc` `fjidm ae
pmrspm`tcvm cs rmqucrmh. @gjry Pjdm apmis tfm saug ta imw passclcgctcms jih
mxpmrcmi`ms.
@gjry Pjdm jsscsts ci apmicid `rmjtcvm `fjiimgs jih `gmjrcid `rmjtcvm lga`ns.
Ct mgcocijtms hcstrj`tcais erao tfm ocih jih jsscsts cihcvchujgs ci ecihcid j
stjtm ae moptcimss wfmrm `rmjtcvm ear`ms ojy lm rmjgczmh. Apmicid cihcvchujgs
ta tfm hrmjo wargh, @gjry Pjdm ci`rmjsms tfm jlcgcty ta vcsujgczm jih cojdcim
imw passclcgctcms.
@gjry Pjdm tmj`fms tfm spcrct faw ta usm cts hcvcimgy dcvmi dcets jih cs
mspm`cjggy fmgpeug ci `gjrceycid spcrctujg vcscai. Ct jsscsts ci hmvmgapcid tfm
dcet ae hcs`mriomit. @gjry Pjdm civctms cihcvchujgs ta mxpjih tfmcr vcscai jih
j``mpt tfm rmjgcty ae tfm spcrctujg wargh.
IMDJXCUM MOAXCAIP; @aieusmh, hjrnimss, spcrctujggy hcsàiim`tmh,

fapmgmss, lga`nmh `rmjtcvcty
RAPCXCUM R\ARM\XCMP; Ppcrctujg `gjrcty, cituctcvm, apmi-ocihmh,

cojdcijtcvm, spcrctujggy hcs`mricid
@AORJICAI ACGP; Gmoaidrjss, Lgj`n Rmppmr, Kuicpmr Lmrry, \asmojry,

Omgcssj
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Jppgy
Xapc`jg; Jppgy :-< hraps ai earmfmjh ar lmfcih mjrs.

@GAUM
XFM ACG AE LA]IHJ\CMP
@gavm supparts cihcvchujgs ci gmttcid da ae vc`tco omitjgcty. Uc`tcos emmg
avmrgy ciegumi`mh ly atfmr pmapgm jih autschm `crùostji`ms. Xfmy pmr`mcvm
tfmosmgvms js pawmrgmss ta `fjidm tfmcr gcem sctujtcais. @gavm fmgps
cihcvchujgs stjih up ear tfmosmgvms, lm praj`tcvm, jih emmg `jpjlgm ae ojncid
tfmcr awi `fac`ms, rmdjrhgmss ae atfmrs.
@gavm jsscsts cihcvchujgs ci gmttcid da ae pjttmris ae smge-lmtrjyjg jih

àhmpmihmi`y ly rmàiim`tcid tfmo wctf tfmcr pmrsaijg citmdrcty. Ct lucghs up
jppraprcjtm lauihjrcms jih hmemisms. @gavm dcvms pusfavmrs tfm àurjdm ta
sjy ‗ia.‟ Ct rmcdictms tfm saug ecrm jih `ji jsscst jiytcom tfmrm fjs lmmi
hjojdm rmgjtmh ta `fcghfaah pjci, trjuoj, ar jlusm. @gavm cs fmgpeug ear
lrmjncid ermm ae pjttmris ae jlusm ly rmstarcid tfm vc`tco–s smism ae smge jih
fmgpcid tfmo rmdjci strmidtf ta stjih up ear tfmcr immhs. @gavm ciscsts tfjt
cihcvchujgs gcvm trum ta tfmosmgvms jih tfm Hcvcim ly mstjlgcsfcid `gmjr
lauihjrcms.
IMDJXCUM MOAXCAIP; Uc`tco omitjgcty, hmemjtmh, haocijtmh, misgjvmh,

emjr ae rmkm`tcai, citcochjtmh, àitraggmh, àhmpmihmit
RAPCXCUM R\ARM\XCMP; Mopawmrmh, `gmjr lauihjrcms, pratm`tmh,

àurjdmaus, cihmpmihmit, `jpjlgm, praj`tcvm, citmdrcty
@AORJICAI ACGP; Dcidmr, Fmgc`frysuo, Omgjgmu`j, @arcjihmr
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Hcgutm : hrap ar gmss wctf `jrrcmr acg jih jppgy ai lattao ae emmt ar
Xapc`jg; Hcgutm
avmr sj`rjg `fjnrj (gawmr staoj`f).

IAXM; @gavm `ji lm crrctjtcid ta snci> lm `jutcaus wfmi uscid

tapc`jggy.

@ARJCLJ
XFM ACG AE ]IUMCGCID
@apjclj civctms cihcvchujgs ta àiim`t wctf tfmcr pjst. Ct aeemrs j hmmp
citmrtwcicid mimrdy tfjt gcins mxpmrcmi`m ta mxpmrcmi`m ta uivmcg tfm hmmpmr
omjicid jih omssjdms sfawcid up ci aim–s gcem. @apjclj rmspm`ts tfm sj`rmh
sfmgtmrmh wctfci uitcg ct cs rmjhy ta momrdm cita tfm gcdft ae àis`causimss. Ct
tfmi civctms cihcvchujgs ta lmàom tfaudfteuggy jwjrm ae tfm sfjhaw jspm`ts
ae tfmosmgvms jih hcsàvmr wfa tfmy rmjggy jrm.
Cihcvchujgs ci immh ae @apjclj aetmi ecih tfjt vugimrjlgm smge-jwjrmimss warn

rmvmjgs uirmsagvmh pjci ci fchhmi rm`mssms ae tfmcr fmjrt, ocih, jih lahy.
Ojiy hcsàvmr tfmy jrm pgjdumh wctf emmgcids ae ducgt, sfjom, cijhmquj`y, ar
uiwartfcimss tfjt fjvm lmmi jlsarlmh erao tfmcr mjrgy mivcraiomit. Xfmsm
sfjom-ljsmh emmgcids hcstart mvmry citmrj`tcai tfmy fjvm wctf gcem. Mvmrytfcid
smmi tfraudf tfm ecgtmr ae ‗gmss tfji‟ `rmjtms j pmr`mptcai ae tfm wargh tfjt cs
mxtrmomgy pjcieug jih ugtcojtmgy hmemjtcid. @apjclj aeemrs jsscstji`m ta tfasm
`judft ci gawmr vclrjtcais ae sfjom, lgjom, emjr, jih smge-gajtfcid, jih atfmr
uiàis`causgy citmrijgczmh moatcais. Ct suooais tfmo ta lmdci tfm
uirjvmgcid jih rmstarjtcai pra`mss im`mssjry ear gjstcid fmjgcid jih eurtfmr
jwjrmimss jih ciscdft.
@apjclj civctms tfasm wfa fjvm haim saomtfcid tfjt `jusms ducgt ar sfjom ta
uihmrda jppraprcjtm rmoarsm jih tfmi oavm ai, rmomolmrcid tfjt
eardcvmimss ae tfm smgewcgg

vclrjtcaijg moatcais cs jgsa im`mssjry.
hrcvm Ce iattahmjgt
ji cihcvchujg rmlmgwctf, tfmsm gawmst
ar avmràopmisjtm.
Latf jrm j prahu`t ae ruiicid erao tfmcr `mitmr ae trutf jih mxcstmi`m.
J`niawgmhdcid tfm rmjgcty ae pjst `fac`ms jih mxpmrcmi`ms jggaws cihcvchujgs
ta draw jih `fjidm ci oarm àis`caus jih `gmjr wjys.
@apjclj jgsa civctms cihcvchujgs ta àom ta tfm Hcvcim ear `gjrcty jih
rmhmecictcai. Ct rmocihs tfjt tfm Hcvcim niaws tfmo ji`cmitgy js wfagm
lmcids‐erao tfmcr mjrgcmst `fcghfaah wauihs ta tfmcr ùrrmit gcoctjtcais. Xfm
Hcvcim, js tfm saur`m jih àiim`tcid ear`m ae mvmrytfcid, passmssms tfm
wcshao tfjt trjis`mihs oartjg pmr`mptcai. @apjclj rmjssurms tfjt omitjg,
moatcaijg, pfysc`jg, jih spcrctujg gcoctjtcais jrm aigy tmoparjry. Xfm Hcvcim

hams iat mxpm`t cihcvchujgs ta ijvcdjtm tfm `fjggmidms ae gcem jgaim ar jvach
tfm tfcids tfmy immh ta mxpmrcmi`m ci gcem ta prahu`m im`mssjry drawtf jih
`fjidm. Cistmjh, @apjclj tmj`fms tfjt tfm Hcvcim wcgg rmvmjg tfm fcdfmr
omssjdm ae aim–s gcem. Ct wcgg uivmcg tfjt tfmy fjvm jgwjys lmmi trmjsurmh,
j``mptmh, vjgumh, wartfy ae gavm, jih ou`f oarm. @apjclj copjrts tfjt ct cs
aigy tfraudf tfcs hcvcim uivmcgcid tfjt cihcvchujgs `ji euggy j``mpt tfm
ojdicec`mi`m ae wfjt tfmy rmjggy jrm jih ojnm pmj`m wctf tfm pjst.
IMDJXCUM MOAXCAIP; Pfjomeug, ducgty, rmdrmteug, smge-gajtfcid, gmss

tfji, uiwartfy, supprmssmh moatcais, rmlmggcid
RAPCXCUM R\ARM\XCMP; Tartfy, smge-jwjrm, `gjrcty, eardcvmi,

rmhmecictcai ae smge, purpasmeug mxcstmi`m
@AORJICAI ACGP; Fmgc`frysuo, Erjinci`mism, Lgj`n Rmppmr, \mimwcid

Lgmih, Xapc`jg Lgmih
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Jppgy :-0 hraps avmr fmjrt, sj`rjg `fjnrj (gawmr staoj`f), ai
Xapc`jg; Jppgy
earmfmjh, `rawi ae fmjh, ar ijpm ae im`n.

@A\CJIHM\
XFM ACG AE CIXMD\CXS
@arcjihmr cs tfm acg ae citmdrcty, spm`cec`jggy citmdrcty wctf aimsmge. Xfm
pmrsai ci immh ae @arcjihmr acg ojy lm trjppmh ci j `y`gm ae smrvcid atfmrs
wfcgm imdgm`tcid tfmcr awi immhs. Xfmy ojy jgsa fjvm j straid hmscrm ta ha
wfjt cs rcdft ar àrrm`t. Aetmi tfm ocih–s pmrspm`tcvm ae tfm rcdft wjy cs taa
gcoctmh wfmi smmi erao aigy aim pmrspm`tcvm. @arcjihmr rmocihs cihcvchujgs
tfjt tfmrm cs oarm tfji aim wjy ta ha saomtfcid, jih tfjt ecttcid ci aetmi
rmqucrms lmtrjycid tfm Xrum Pmge.
@arcjihmr oavms tfm cihcvchujg erao hacid tfcids ear tfm j``mptji`m ae
atfmrs ta faiarcid jih gcvcid erao tfm Xrum Pmge. Xfmrm jrm js ojiy wjys ae
lmcid js tfmrm jrm pmapgm ci tfm wargh. Mj`f saug oust gmjri cts awi wjy ae
gcvcid jih lmcid. @arcjihmr dcvms àurjdm ta stmp aut ae tfm lax jih rcsn
lmcid wfa aim rmjggy cs.
@arcjihmr tmj`fms tfjt mj`f cihcvchujg cs j dcet ta tfm wargh wctf saomtfcid
uicqum, wfc`f ia aim mgsm fjs ta aeemr. Aigy tfmy `ji mxprmss tfmcr
uicqumimss. Citmdrcty wctf aimsmge omjis gcvcid ci àiim`tcai wctf wfjt
aim–s spcrct urdms jih hcrm`ts. @arcjihmr fmgps cihcvchujgs gcvm erao tfm Xrum
Pmge.
IMDJXCUM MOAXCAIP; @aitraggmh ly atfmrs, smge-lmtrjyjg, hruhdmry,
àiearocid
RAPCXCUM R\ARM\XCMP; Xrum ta smge, ciimr duchji`m, citmdrcty, uicqum
@AORJICAI ACGP; \aoji @fjoaocgm, Dcidmr, Nuoqujt
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Jppgy
Xapc`jg; Jppgy :-0 hraps avmr sagjr pgmxus (uppmr staoj`f) ar ai lattao ae
emmt.

@]OCI
XFM ACG AE LJGJI@MH JOLCXCAI
@uoci mssmitcjg acg cs j ljgji`cid ear`m ear pmrsaijg wcgg jih jolctcai.
@uoci tmj`fms tfjt wfcgm oatcvjtcai jih hrcvm `ji lm pawmreug `jtjgysts ear
`fjidm, cihcvchujgs gasm citmdrcty wfmi tfjt jolctcai àoms jt tfm mxpmism ae
atfmrs. Aetmi, cihcvchujgs jggaw tfmcr jttj`fomit ta j hmscrmh autàom ta
m`gcpsm tfm immhs jih emmgcids ae tfasm ci tfmcr ejocgy ar sa`cjg draup. Xfmy
`ji ejgsmgy lmgcmvm tfjt tfmcr mitfuscjso ear tfmcr pmrsaijg hmscrms ar dajgs
ojnm up ear ciàivmicmi`ms jih cismisctcvctcms copasmh ai atfmrs. @uoci
jhhrmssms tfcs coljgji`m ci rmgjtcaisfcps, civctcid cihcvchujgs ta surrmihmr
tfmcr uilrchgmh jolctcai jih jttj`fomit ta autàoms, eaùscid cistmjh ai
àapmrjtcai jih àischmrjtcai ae atfmrs.
Tfcgm ùgturjg iaros aetmi tmj`f tfjt su``mss ci gcem cs j hmtmrocijit ae

fjppcimss, @uoci acg rmocihs tfjt omjicideug rmgjtcaisfcps fjvm j oarm
hcrm`t copj`t ai avmrjgg fjppcimss jih gcem sjtcsej`tcai. Xfcs acg wjris tfjt
wfmi aim–s hrcvm ta rmj`f tfm tap cs jt tfm mxpmism ae atfmrs, tfmy jrrcvm
jgaim.
@uoci jgsa miàurjdms cihcvchujgs wfa struddgm wctf j smge-`mitmrmh

mxcstmi`m ta hcd hmmpmr cita wfjt cs `juscid tfmsm lmfjvcars. Cihcvchujgs aetmi
ecih tfm uihmrgycid `jusm ojy lm emjr ae ejcgurm, iat lmcid copartjit, iat
lmcid vjgumh, ar iat fjvcid miaudf. @uoci mjsms tfm jixcausimss ae tfmsm
hmmpmr moatcaijg
cihcvchujgs stjtms,
ta jhhrmss tfmmiàurjdcid fmjgcid
s`jr`cty ocihsmt tfjterao wctfci.
hrcvms tfmoCttajgsa civctms
avmr-copasm
tfmcr wcgg. Jhhctcaijggy, @uoci miàurjdms tfm pasctcvm jspm`ts ae zmjg tfjt
àom erao emmgcid smùrm, rmspm`teug, vjgujlgm, jih mimrdczmh, wctfaut lmcid
avmrlmjrcid. Ct tmj`fms tfjt fmjgtfy zmjg àoms erao niawcid wfy
cihcvchujgs pursum tfmcr àursm jih fmgps tfmo emmg àiechmit ta j`àopgcsf
tfmcr gcem ocsscai jih dajgs.
IMDJXCUM MOAXCAIP; Avmrgy jolctcaus, cismisctcvm, jttj`fomit ta

autàoms, smge-`mitmrmh, emjr ae ejcgurm, s`jr`cty ocihsmt
RAPCXCUM R\ARM\XCMP; Ljgji`mh zmjg, àischmrjtm, rmspm`teug,

iaijttj`fomit ta su``mss, jluihjit tfcincid
@AORJICAI ACGP; Armdjia, Tcgh Arjidm, Gmoaidrjss, Ppcnmijrh,

@arcjihmr, Ljscg
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
raojtc`; Cifjgm erao j lattgm ar hceeusm.
Xapc`jg; Hcgutm : hrap ar gmss wctf `jrrcmr acg jih jppgy avmr sagjr pgmxus
Xapc`jg; Hcgutm
(uppmr staoj`f) ar ai lattao ae emmt.
IAXM; @uoci `ji lm crrctjtcid ta snci> lm `jutcaus wfmi uscid

tapc`jggy.

@SR\MPP
XFM ACG AE OAXCAI & EGAT
Xfcs pawmreug acg `rmjtms mimrdmtc` egaw jih moatcaijg `jtfjrscs. Ptjdijit
mimrdcms jrm lraudft cita oatcai tfraudf tfm eguch mimrdy ae tfcs acg. @yprmss
warns ci tfm fmjrt jih ocih, `rmjtcid egmxclcgcty.
@yprmss tmj`fms tfm saug faw ta gmt da ae tfm pjst ly oavcid wctf tfm egaw ae
gcem. Xfcs acg cs mspm`cjggy cihc`jtmh ear cihcvchujgs wfa jrm omitjggy ar
moatcaijggy stu`n, stcee, rcdch, tmism, avmrstrcvcid, ar fjvm pmrem`tcaicstc`
tmihmi`cms. Xfcs fjrh hrcvcid stmos erao emjr jih tfm immh ta àitrag. Xfm
cihcvchujg trcms ta ear`m tfcids ci gcem rjtfmr tfji jggawcid tfmo ta uieagh
ijturjggy.
@yprmss miàurjdms cihcvchujgs ta `jst jschm tfmcr warrcms jih gmt da ae

àitrag sa tfmy `ji mikay tfm tfrcgg tfjt àoms erao lmcid jgcvm. Ct rmocihs
cihcvchujgs tfjt hjoijtcai cs scopgy tfm hcsàitciujtcai ae drawtf jih
hmvmgapomit, jih civctms tfmo ta stmp aut ae tfm wjy jih jggaw gcem ta egaw
ermmgy ar wctfaut àopugscai. @yprmss sfaws faw ta fjvm pmrem`t trust ci tfm
egaw ae gcem.
IMDJXCUM MOAXCAIP; @aitraggcid, emjreug, pmrem`tcaicstc`, rcdch, stu`n,

tmism
RAPCXCUM R\ARM\XCMP; Egmxclgm, trustcid, egawcid wctf gcem, jhjptjlgm
@AORJICAI ACGP; Tcitmrdrmmi, @cgjitra, Xfyom, Ojssjdm Lgmih
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Jppgy
Xapc`jg; Jppgy :-0 hraps jgaid spcim ar ai lattao ae emmt.

HCGG
XFM ACG AE GMJ\ICID
Hcgg supparts cihcvchujgs ci gmjricid imw tfcids, tfcincid rjtcaijggy, jih
citmdrjtcid hceemrmit tfaudfts cita àfmrmit chmjs.
Xfcs acg cs mspm`cjggy fmgpeug ear tfasm wfa emmg hmspaihmit, larmh, ar
hcscitmrmstmh ci tfm gmjricid pra`mss. Ct supparts tfasm wfa fjvm j hceecùgt
tcom midjdcid, mspm`cjggy ci tfm `gjssraao. Hcgg cs fmgpeug ear tfasm
cihcvchujgs wfa ojy emmg avmrwfmgomh ly taa ojiy chmjs ar ly taa ou`f
stcougus ci tfmcr mivcraiomit. Hcgg `ji jsscst cihcvchujgs ta hcdmst jih
citmdrjtm jgg tfcs ciearojtcai. Ct supparts tfm gmet jih rcdft lrjci ci warncid
tadmtfmr fjroaicausgy. Ct `ji jgsa jsscst cihcvchujgs ci avmràocid omitjg
sguddcsfimss ly miàurjdcid jwjnm, jgmrt civagvmomit.
Hcgg miàurjdms cihcvchujgs ta molrj`m tfm ojiy ej`mts ae gcem ly midjdcid ci

tfm gmjricid pra`mss. Ct `fjggmidms cihcvchujgs ta lmàom smge-oatcvjtmh
gmjrimrs jih ta ecih mx`ctmomit ear hcsàvmrcid imw tfcids. Ct jsscsts
cihcvchujgs ci jsscocgjtcid hceemrmit tfaudfts jih chmjs.
IMDJXCUM MOAXCAIP; Larmh, hcscitmrmstmh, hcsmidjdmh, avmrstcougjtmh
RAPCXCUM R\ARM\XCMP; Midjdmh, oatcvjtmh, citmdrjtcai, omitjg `gjrcty
@AORJICAI ACGP; \asmojry, Gmoai, Hcdmstcvm Lgmih
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Jppgy :-0 hraps ai ijpm ae im`n ar avmr sagjr pgmxus (uppmr
Xapc`jg; Jppgy
staoj`f).

HA]DGJP EC\
XFM ACG AE DMIM\JXCAIJG TCPHAO
Haudgjs Ecr jih Tfctm Ecr sfjrm ojiy scocgjr qujgctcms> fawmvmr Haudgjs ecrs
gcvm j gaidmr gcem jih waugh lm àischmrmh tfm aghmr jih wcsmr ae tfm twa
trmms. Xfmy latf jhhrmss dmimrjtcaijg cssums ly civctcid cihcvchujgs ta lrmjn
ermm erao hmstru`tcvm trjhctcais pjssmh hawi tfraudf tfmcr ejocgcms. Gcnm
Tfctm Ecr, Haudgjs Ecr jsscsts cihcvchujgs ta gcvm j`àrhcid ta tfmcr awi
àis`cmi`m jih vjgums ly gmttcid da ae fjroeug pjttmris. Ct tmj`fms tfjt mj`f
dmimrjtcai `ji lm j dcet ae imw gcem, imw drawtf, jih imw lmdciicids.
Pcocgjrgy, Haudgjs Ecr `ji jgsa jsscst wctf ci`rmjscid tfm laih wctfci aim–s
ejocgy. Ct miàurjdms fmjgtfy ejocgy hyijoc`s wfmrm pmapgm jih omjicideug
rmgjtcaisfcps jrm vjgumh avmr lgcih gayjgty ta trjhctcais.
Jhhctcaijggy, Haudgjs Ecr tmj`fms cihcvchujgs ta gmjri erao jih vjgum atfmrs–
mxpmrcmi`ms, mspm`cjggy aim–s ejocgy jih ji`mstars. Ct miàurjdms rmspm`t ear
aim–s mghmrs jih ji`mstrjg fmrctjdm. Haudgjs Ecr rmocihs cihcvchujgs tfjt
vjgujlgm wcshao `ji lm altjcimh ly gmjricid erao tfm pjst, mspm`cjggy erao
cihcvchujgs wfa jrm aghmr, wcsmr, jih oarm mxpmrcmi`mh.
IMDJXCUM MOAXCAIP; Imdjtcvm dmimrjtcaijg pjttmris, lurhmimh ly

ejocgy cssums
RAPCXCUM R\ARM\XCMP; Dmimrjtcaijg fmjgcid, rmspm`t ear mghmrs,
wcshao, gmjricid erao tfm pjst

@AORJICAI ACGP; Tfctm Ecr, Rmtctdrjci
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Jppgy
Xapc`jg; Jppgy :-0 hraps ai ljsm ae spcim ar ai lattao ae emmt.

M]@JGSRX]P
XFM ACG AE TMGGIMPP
Xfm straid omhc`cijg jraoj ae Mu`jgyptus hmoaistrjtms cts pawmreug meem`t
upai tfm pfysc`jg jih moatcaijg lahcms. Mu`jgyptus acg supparts tfm saug wfa
cs àistjitgy ej`cid cggimss. Xfmy ojy dmt wmgg ear tcoms jih smjsais, aigy ta
rmturi ta j àooai àgh, jggmrdcms, ar àidmstcai ci tfm sciusms jih
rmspcrjtary systmo.
Mu`jgyptus jhhrmssms j hmmp moatcaijg ar spcrctujg cssum ae tfm immh ta lm

sc`n. Ct rmvmjgs pjttmris ae tfcincid tfjt àitciujggy `rmjtm paar fmjgtf. Xfmsm
lmgcmes ojy ci`guhm tfaudfts su`f js ‗C hai–t hmsmrvm ta lm wmgg,‟ ‗C jo tfm
sart ae pmrsai tfjt cs jgwjys dmttcid sc`n,‟ ar ‗Xfm aigy wjy C `ji dmt j lrmjn
cs ta dmt sc`n.‟ Mu`jgyptus dcvms cihcvchujgs àurjdm ta ej`m tfmsm cssums jih
lmgcmes. Ct miàurjdms tfmo ta gmt da ae tfmcr jttj`fomits ta cggimss.
Mu`jgyptus miàurjdms cihcvchujgs ta tjnm eugg rmspaisclcgcty ear tfmcr awi

fmjgtf. Ct lmstaws trust tfjt aim–s immhs jih hmscrms `ji lm omt, mvmi ce tfmy
jggaw tfmosmgvms ta lm wmgg. Mu`jgyptus tmj`fms faw ta `gjco wfagmimss jih
fmjg.
IMDJXCUM MOAXCAIP; Jttj`fmh ta cggimss, `gcidy, hmemjtmh, hmspjcrcid,

hmscrm ta ms`jpm gcem ar rmspaisclcgctcms, coprcsaimh, pawmrgmss ta fmjg
miàurjdmh R\ARM\XCMP; Jlgm ta fmjg, wmgg, gclmrjtmh, rmspaisclgm,

RAPCXCUM
@AORJICAI ACGP; \mspcrjtary Lgmih, Emiimg, Gcom, Rjt`faugc,

Ppcnmijrh
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Hcgutm
Xapc`jg; Hcgutm <-8 hraps wctf `jrrcmr acg jih jppgy avmr guids, `fmst, ar
tfrajt.

EMIIMG
XFM ACG AE \MPRAIPCLCGCXS
Emiimg supparts tfm cihcvchujg wfa fjs j wmjnmimh smism ae smge. Xfm
cihcvchujg ojy emmg hmemjtmh ly gcem–s rmspaisclcgctcms, fjvcid gcttgm ar ia
hmscrm ta copravm tfmcr sctujtcai. Emiimg rmcdictms j pjsscai ear gcem. Ct
miàurjdms tfm saug ta tjnm eugg awimrsfcp jih rmspaisclcgcty ear cts `fac`ms.
Emiimg tmj`fms tfjt gcem cs iat taa ou`f ar taa lcd ta fjihgm.
Emiimg miàurjdms cihcvchujgs ta gcvm ci citmdrcty wctf tfmosmgvms, hmspctm tfm

uhdomits ae atfmrs. Tfmi tfmy fjvm lmmi pjrjgyzmh ly emjr jih sfjom, tfcs
acg dmts tfmo oavcid jdjci. Emiimg rmmstjlgcsfms j straid àiim`tcai ta tfm
lahy jih tfm smge wfmi tfmrm fjs lmmi wmjnimss ar smpjrjtcai.
Emiimg jgsa supparts ji cihcvchujg ci gcstmicid ta tfm sultgm omssjdms ae tfm

lahy. Xfcs cs mspm`cjggy copartjit ci sctujtcais wfmrm tfmrm fjs lmmi j gass ae
àiim`tcai ta tfm lahy–s ijturjg scdijgs hum ta moatcaijg mjtcid, smvmrm
hcmtcid, mjtcid cssums, ar hrud jlusm. Xfraudf jttuimomit wctf tfm lahy–s
j`tujg immhs, Emiimg ùrls `rjvcids ear mxpmrcmi`ms tfjt hugg tfm smisms. Xfcs
acg tfmi supparts tfm cihcvchujg ci fmjrcid tfm lahy–s scdijgs ae fuidmr, tfcrst,
sjtcjtcai, ar mxfjustcai. Emiimg cs jgsa suppartcvm ci rmdjcicid aim–s jppmtctm
ear iaurcsfomit, eaah, jih gcem ctsmge.
IMDJXCUM MOAXCAIP; Gj`n ae hmscrm, uiwcggcid ta tjnm rmspaisclcgcty,

sfjomeug, wmjn smism ae smge, iuol ta lahy scdijgs
RAPCXCUM R\ARM\XCMP; \mspaisclgm, ci tuim wctf lahy, sjtcjtmh
@AORJICAI ACGP; Dcidmr, Xjidmrcim, Drjpmeruct, Rjt`faugc, Lgum Xjisy,

Mu`jgyptus
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Hcgutm :-0 hraps wctf `jrrcmr acg jih jppgy avmr mitcrm staoj`f
Xapc`jg; Hcgutm
lmearm ar jetmr omjgs.

E\JINCI@MIPM
XFM ACG AE X\]XF
Erjinci`mism rmvmjgs hm`mptcais jih ejgsm trutfs. Ct civctms cihcvchujgs ta gmt
da ae gawmr vclrjtcais, gcms, hm`mptcais, jih imdjtcvcty. Xfcs acg fmgps `rmjtm
imw pmrspm`tcvms ljsmh ai gcdft jih trutf. Erjinci`mism rm`jggs ta omoary
spcrctujg uihmrstjihcid, dcets, wcshao, jih niawgmhdm tfjt tfm saug lraudft
cita tfm wargh. Ct cs j pawmreug `gmjismr ae spcrctujg hjrnimss. Erjinci`mism
jsscsts ci puggcid tfm ‗s`jgms ae hjrnimss‟ erao tfm myms, tfm ljrrcmrs erao tfm
ocih, jih tfm wjggs erao tfm fmjrt. Xfraudf àiim`tcid tfm saug wctf cts
ciimr gcdft, tfcs acg rmvmjgs tfm trutf.
Erjinci`mism supparts ci `rmjtcid j fmjgtfy jttj`fomit wctf aim–s ejtfmr. Ct

jsscsts ci spcrctujg jwjnmicid jih fmgps ji cihcvchujg emmg tfm gavm ae tfm
Hcvcim. Tfmi aim fjs emgt jljihaimh ar eardattmi, Erjinci`mism rmocihs
tfmo tfjt tfmy jrm gavmh jih pratm`tmh. Tfcgm tfcs acg cs ci`rmhclgy pawmreug,
ct cs jgsa dmitgm, gcnm j gavcid ejtfmr wfa iurturms, duchms, jih pratm`ts.
Erjinci`mism sfcmghs tfm lahy jih saug erao imdjtcvm ciegumi`ms jih jsscsts
tfm saug ci cts spcrctujg mvagutcai. Mifji`cid prj`tc`ms ae prjymr jih
omhctjtcai, tfcs acg apmis spcrctujg `fjiimgs tfjt jggaw ji cihcvchujg ta
àiim`t ta Dah. Xfraudf tfm gcdft jih pawmr ae Erjinci`mism, tfm cihcvchujg
`ji hrjw `gasmr ta hcvcicty, fmjgtfy ojsùgcicty, jih tfm drjihmur ae tfm Xrum
Pmge.
IMDJXCUM MOAXCAIP; Jljihaimh, spcrctujggy hcsàiim`tmh, hcstjit

erao ejtfmr, uipratm`tmh, spcrctujg hjrnimss
RAPCXCUM R\ARM\XCMP; Migcdftmimh, gavmh, pratm`tmh, wcshao,

hcs`mricid, spcrctujggy apmi, àiim`tmh ta ejtfmr
@AORJICAI ACGP; Omgcssj, Ojiunj, Oyrrf, Gctsmj, \aoji @fjoaocgm

@fjoa ocgm
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Jppgy
Xapc`jg; Jppgy :-0 hraps ai `rawi ae fmjh, earmfmjh, ar lmfcih mjrs.

Mivcra
Miv craiom
iomit;
it; Jhh
Jhh smvmrjg hraps cita sprjy lattgm jih ocst jrauih faom.

DM\JIC]O
XFM ACG AE GAUM & X\]PX
Dmrjicuo rmstarms àiechmi`m ci tfm ciijtm daahimss ae atfmrs jih ci tfm
wargh. Ct ej`cgctjtms trust, mspm`cjggy wfmi cihcvchujgs fjvm gast trust ci atfmrs
hum ta hceecùgt gcem `crùostji`ms. Ct jgsa jsscsts ci rmmstjlgcsfcid j straid
laih ta aim–s oatfmr jih ejtfmr. Tfmi tfmrm fjs lmmi j gass ae trust ci
rmgjtcaisfcps, Dmrjicuo miàurjdms moatcaijg faimsty, gavm, jih
eardcvmimss. Ct eastmrs rm`mptcvcty ta fuoji gavm jih àiim`tcai.
Dmrjicuo jchs ci fmjgcid tfm lranmi fmjrt. Ct miàurjdms moatcaijg faimsty

ly ej`cgctjtcid tfm momrdmi`m ae drcme ar pjci tfjt fjs lmmi supprmssmh.
Dmrjicuo saetmis jidmr jih jsscsts ci fmjgcid moatcaijg wauihs. Ct jsscsts ci
rmapmicid tfm fmjrt sa tfjt gavm ojy egaw ermmgy. Cihmmh, Dmrjicuo àugh lm
`jggmh ‗tfm moatcaijg fmjgmr.‟
Dmrjicuo cs j dmitgm acg, pmrem`t ear ljlcms jih `fcghrmi. Ct iurturms tfm ciimr
`fcgh jih supparts ci rm-pjrmitcid tfcs jspm`t ae tfm smge. Cihcvchujgs wfa
fjvm j hceecùgt tcom j``msscid tfmcr moatcais `ji lm suppartmh ly Dmrjicuo,
js ct gmjhs jwjy erao tfm gadc`jg ocih jih cita tfm wjrotf jih iurturm ae tfm
fmjrt. Jt cts raat, Dmrjicuo fmjgs tfm fmjrt, cistcggs uiàihctcaijg gavm, jih
eastmrs trust.
IMDJXCUM MOAXCAIP; Jljihaimh, gass, hcstrustcid, uieardcvcid,

uigavcid, hcsfmjrtmimh, fmjvyfmjrtmh, drcmvcid
RAPCXCUM R\ARM\XCMP; Moatcaijg fmjgcid, mopjtfmtc`, trustcid,
eardcvcid, dmitgm, gavcid, tagmrjit, apmi
@AORJICAI ACGP; @apjclj, Ojiunj, Ojrkarjo, Imragc, Sgjid Sgjid,

\asm, \mimwcid Lgmih
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Hcgutm
Xapc`jg; Hcgutm :-0 hraps wctf `jrrcmr acg jih jppgy avmr fmjrt.

DCIDM\
XFM ACG AE MORATM\OMIX
Dcidmr faghs ia rmsmrvjtcais. Xfcs acg fjs j purpasm jih wcgg eugecgg ct! Dcidmr
pawmreuggy pmrsujhms cihcvchujgs ta lm euggy prmsmit jih pjrtc`cpjtm ci gcem. Ct
tmj`fms tfjt ta lm su``msseug ci gcem, aim oust lm wfaggy àoocttmh ta ct.
Dcidmr jhhrmssms hmmp pjttmris ae vc`tco omitjgcty, wfc`f cs mvchmi`mh ly

emmgcids ae pawmrgmssimss, lmgcmvcid mvmrytfcid cs autschm aim–s àitrag,
rmeuscid ta tjnm rmspaisclcgcty ear gcem, ar lgjocid gcem `crùostji`ms ai atfmr
pmapgm ar autschm ciegumi`ms. Uc`tcos emmg stu`n js tfmy hm`mitrjgczm ar
hcsawi rmspaisclcgcty jih lgjom atfmrs ear tfmcr ocseartuims.
Dcidmr mopawmrs cihcvchujgs ci tjncid àopgmtm rmspaisclcgcty ear tfmcr gcem

`crùostji`ms. Ct cieusms j wjrrcar-gcnm omitjgcty ljsmh ai citmdrcty, pmrsaijg
rmspaisclcgcty, jih cihcvchujg `fac`m. Fmrm, cihcvchujgs smm tfmosmgvms js tfm
`rmjtars ae tfmcr awi gcvms. Ia gaidmr wjctcid ear autschm `crùostji`ms ta
`fjidm, tfmy `faasm tfmcr awi hmstciy. Xfm mopawmrmh cihcvchujgs jssuom
eugg rmspaisclcgcty jih j`àuitjlcgcty ear tfm àismqumi`ms ae tfmcr j`tcais ar
cij`tcais.
IMDJXCUM MOAXCAIP; Uc`tco omitjgcty, pawmrgmss, uiwcggcid ta tjnm

rmspaisclcgcty, hmemjtmh, iat prmsmit, stu`n, lgjocid atfmrs
j`àuitjlgm R\ARM\XCMP; Mopawmrmh, àoocttmh, `jpjlgm, purpasmeug,

RAPCXCUM
@AORJICAI ACGP; @jsscj, Emiimg, Lgum Xjisy, Miàurjdcid Lgmih,

Cispcrcid Lgmih, Ppmjrocit
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Hcgutm
Xapc`jg; Hcgutm :-< hraps wctf `jrrcmr acg jih jppgy avmr sagjr pgmxus (uppmr
staoj`f).

D\JRME\]CX
XFM ACG AE FAIA\CID XFM LAHS
Drjpmeruct tmj`fms trum rmspm`t jih jpprm`cjtcai ear aim–s pfysc`jg lahy. Ct
supparts cihcvchujgs wfa struddgm ta faiar tfmcr lahy jih jrm `judft ci
pjttmris ae ocstrmjtomit. Xfmsm earos ae jlusm ojy ci`guhm smvmrm hcmtcid,
uhdcid aim–s lahy wmcdft ar typm, jih jluscid tfm lahy tfraudf imdgcdmit
lmfjvcar ar vcagmi`m. Xfmsm j`ts jrm aetmi oatcvjtmh ly fjtm jih hcsdust
lurcmh wctfci tfm psy`fm, wfc`f dmts hcrm`tmh tawjrh tfm pfysc`jg lahy.
Xfaudf cihcvchujgs ojy alsmss avmr faw tfmy gaan, hmmp hawi tfmy imvmr
emmg tfmy gaan daah miaudf. Xfmrm cs j hcssjtcsej`tcai tfjt pmrscsts.
Drjpmeruct acg cs aetmi ocsusmh ci avmrgy strc`t hcmtjry jih wmcdft- gass
pradrjos. Xfm rmjsai tfcs acg fmgps ùrl moatcaijg mjtcid cs lm`jusm ct
miàurjdms j pasctcvm rmgjtcaisfcp wctf aim–s lahy ljsmh ai gavm, tagmrji`m,
jih j``mptji`m. Drjpmeruct miàurjdms citmdrcty ly rmspm`tcid aim–s pfysc`jg
immhs. Xfcs acg jsscsts cihcvchujgs ci gcstmicid ta tfmcr trum pfysc`jg immhs jih
copugsms. Ct jgsa jsscsts tfmo ci tjncid rmspaisclcgcty ear wfjt tfmy emmg.
Drjpmeruct tmj`fms tfjt ia joauit ae eaah `ji ecgg j fagm ci tfm fmjrt‐aigy
gavm `ji ha tfjt. Js cihcvchujgs tjnm awimrsfcp ae tfmcr emmgcids jih dmt tfm
fmgp tfmy immh ci jhhrmsscid tfmo, tfmy ia gaidmr fjvm j immh ta fchm tfmcr
emmgcids lmfcih eaah, lahy jlusm, strc`t rmdcomis, mjtcid cssums, ar atfmr
earos ae alsmsscai.
IMDJXCUM MOAXCAIP; Lahy sfjom, alsmsscai wctf eaah ar hcmtcid,

mjtcid cssums, hcstartmh smge-cojdm, fchcid
RAPCXCUM R\ARM\XCMP; \mspm`teug ae pfysc`jg immhs, lahy j``mptji`m,

iaurcsfmh, fmjgtfy rmgjtcaisfcp wctf eaah
@AORJICAI ACGP; Rjt`faugc, Lmrdjoat, Omtjlagc` Lgmih, Emiimg
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Jppgy
Xapc`jg; Jppgy :-0 hraps ai wrcsts ar avmr mitcrm staoj`f.

FMGC@F\SP]O
XFM ACG EA\ RJCI
Fmgc`frysuo cs ji jojzcid fmjgmr ae pjci. Ct jchs tfm wjgncid wauihmh‐tfasm
wctf j fcstary ae hceecùgt gcem `crùostji`ms, trjuoj, smge-hmstru`tcai, gass, ar
jlusm. Xfmsm cihcvchujgs immh tfm pawmreug spcrctujg suppart tfjt
Fmgc`frysuo aeemrs. Ct dcvms strmidtf jih mihurji`m ta tfm wauihmh saug wfa
oust nmmp ai gcvcid, hmspctm pjst hceecùgtcms. Xfcs acg rmstarms àiechmi`m ci
gcem jih ci tfm smge, dcvcid tfm cihcvchujg strmidtf ta `jrry ai. Fmgc`frysuo
fjs j pawmreug rmgjtcaisfcp wctf tfm gcdft ae tfm sui. Ct colums kay, emrvar,
jih fapm ear gcvcid. Fmgc`frysuo tjnms furt saugs ly tfm fjih, duchcid tfmo
tfraudf gcem–s hceecùgtcms. Ce cihcvchujgs `ji pmrsmvmrm, tfcs acg `ji tjnm tfmo
cita imw fmcdfts ae spcrctujg àis`causimss. Fmgc`frysuo aeemrs fapm tfjt
wauihs `ji lm fmjgmh.
Eaggawcid tfcs spcrctujg fmjgcid jih trjisearojtcai, Fmgc`frysuo `ji tmj`f

cihcvchujgs ta fjvm drjtctuhm ear tfmcr trcjgs. Ct fmgps tfmo ta smm tfjt ce tfmy
fjh iat lmmi wauihmh, tfmy waugh iat fjvm saudft fmjgcid tfjt rmsugtmh ci j
spcrctujg rmlcrtf. Kust js tfm pfamicx hcms jih rcsms erao cts jsfms, sa ocdft ji
cihcvchujg lm rjcsmh erao turoacg. Fmgc`frysuo gmihs cts wjrrcar spcrct sa tfjt
aim ojy ej`m jhvmrsctcms wctf àurjdm jih hmtmrocijtcai. Ct lrcids fapm ta
tfm oast hcsàurjdmh ae saugs jih gcem ta tfasm ci immh ae rmlcrtf.
IMDJXCUM MOAXCAIP; Citmism moatcaijg pjci, jiducsf, ar trjuoj>

fapmgmss, hmspjcrcid, wauihmh
RAPCXCUM R\ARM\XCMP; Fmjgcid, àurjdmaus, fapmeug, trjisearocid,
pmrsmvmrcid, hmtmrocimh
@AORJICAI ACGP; Fapm Lgmih, Paatfcid Lgmih, Dcidmr, Tcitmrdrmmi,

Gcom, Pclmrcji Ecr, Rmppmrocit
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Jppgy
Xapc`jg; Jppgy :-0 hraps avmr fmjrt ar wfmrmvmr pjci cs mxpmrcmi`mh.

KJPOCIM
XFM ACG AE PMV]JG R]\CXS &
LJGJI@M
Kjsocim iurturms fmjgtfy smxujgcty jih fmgps ta ljgji`m smxujg ear`ms. Ct ojy
jgsa jrausm harojit pjsscais, jsscstcid cihcvchujgs ta rmdjci citmrmst ci tfm
smxujg mxpmrcmi`m. Kjsocim ùgtcvjtms pasctcvm mxpmrcmi`ms wctfci citcojtm
rmgjtcaisfcps ly miàurjdcid tfm purcec`jtcai ae uifmjgtfy smxujg citmitcais
jih oatcvjtcais. Ct jsns cihcvchujgs ta faiar jih rmspm`t tfmosmgvms jih
atfmrs.
Kjsocim miàurjdms tfm rmgmjsm ae pjst smxujg trjuoj. Xfraudf cts dmitgm,
purceycid ijturm, Kjsocim lrcids earwjrh uirmsagvmh smxujg mxpmrcmi`ms jih
ej`cgctjtms
rmgjtcaisfcptfmwctf
fmjgcid pra`mss.
smxujgcty. Xrjuojtc`
Kjsocim mxpmrcmi`ms
`ji jsscst `ji ae
latf ncihs hcstart aim–s
àooai
àopmisjtcais; tfasm wfa emjr, rmpmg, ar rmscst tfm smxujg mxpmrcmi`m, js wmgg
js tfasm wfa alsmss avmr ar jrm ecxjtmh ai smxujgcty. Ct cs ljgji`cid ear
cihcvchujgs wfa usm smx ta ecgg j hmspmrjtm immh ear gavm jih jppravjg, js wmgg
js cihcvchujgs wfa rmscst smxujg citcoj`y.
Kjsocim supparts tfm rmsagutcai ae smxujg trjuoj, miàurjdms sjemty wctfci

citcojtm rmgjtcaisfcps, jih civctms aigy tfm purmst citmitcais ta tfm smxujg
mxpmrcmi`m.
IMDJXCUM MOAXCAIP; ]irmsagvmh smxujg trjuoj, smxujg rmprmsscai,

smxujg ecxjtcai
RAPCXCUM R\ARM\XCMP; Fmjgtfy smxujgcty, purm citmitcais, ciia`mit,

fmjgcid, smge-j``mptji`m, citcojtm, trust, sjem
@AORJICAI ACGP; @ciijoai, Imragc
P]DDMPXMH ]PMP;
raojtc`; Cifjgm

Xapc`jg; Jppgy :-< hraps avmr sj`rjg `fjnrj (gawmr staoj`f), gawmr lj`n, ar
Xapc`jg; Jppgy
lmfcih mjrs.

K]ICRM\ LM\\S
XFM ACG AE ICDFX
Kuicpmr Lmrry
tfmosmgvms. Ct jsscsts tfasm wfa emjr
fmgps cihcvchujgs tfm hjrn artfjt
ta uihmrstjih uiniawi jspm`ts
tfasm tfcids ae emjr jrm
tfmy
citmihmh ta lm tfmcr tmj`fmrs. Cistmjh ae fchcid erao wfjt tfmy ha iat
uihmrstjih, Kuicpmr Lmrry miàurjdms cihcvchujgs ta gmjri tfm gmssai jih ej`m
tfmcr emjr. Xfmsm emjrs aetmi gcvm wctfci tfm uimxpgarmh jrmjs ae tfm smge.
Kuicpmr Lmrry j`ts js j `jtjgyst ly fmgpcid cihcvchujgs j``mss jih jhhrmss
tfasm emjrs jih cssums wfc`f fjvm gaid lmmi jvachmh.
Hrmjos àitjci icdfttcom àoouic`jtcais. Mvmi icdftojrms `ji rmvmjg

uirmsagvmh emjrs jih cssums. Kuicpmr Lmrry aeemrs àurjdm jih mimrdmtc`
pratm`tcai ci tfm icdfttcom. Ct miàurjdms ji faimst jssmssomit ae tfm
ciearojtcai lmcid àoouic`jtmh erao wctfci. Js cihcvchujgs rmài`cgm wctf
tfmcr emjrs jih atfmr fchhmi jspm`ts ae tfmosmgvms, tfmy mxpmrcmi`m drmjtmr
wfagmimss. Kuicpmr Lmrry fmgps rmstarm tfm ljgji`m lmtwmmi gcdft jih hjrn,
àis`caus jih sulàis`caus, hjy jih icdft. Ct j`ts js j duchm ai tfm pjtf
tawjrh wfagmimss. Kuicpmr Lmrry tmj`fms tfjt tfmrm cs trugy iatfcid ta emjr
wfmi aim j`niawgmhdms jih j``mpts jgg jspm`ts ae tfm smge.
IMDJXCUM MOAXCAIP; Crrjtcaijg emjrs, rmùrrmit icdftojrms, hcsruptmh

sgmmp, jvachcid
RAPCXCUM R\ARM\XCMP; Rratm`tmh, pmj`meug hrmjocid, àurjdmaus,

smge-jwjrm
@AORJICAI ACGP; Lgj`n Rmppmr, @gjry Pjdm, Rratm`tcvm Lgmih, Umtcvmr
P]DDMPXMH ]PMP;
raojtc`; Cifjgm erao lattgm, hceeusm, ar pgj`m hraps ci fjih, rul, jih cifjgm
raojtc`; Cifjgm
lmearm lmh.
Xapc`jg; Jppgy
Xapc`jg; Jppgy : hrap ai earmfmjh ar lmfcih mjrs lmearm lmh.
Mivcra
Miv craiom
iomit;
it; Jhh
Jhh smvmrjg hraps cita sprjy lattgm jih ocst jrauih lmhraao.

N]OZ]JX
XFM ACG AE J]XFMIXC@ R\MPMI@M
Nuoqujts
àitjcimh aijrmtfm
uicqum ci tfm
autschm, `ctrus
ci tfm ejocgy
pmmg. Xfm wctf tfm swmmtmst
àopgmxcty pjrt ae tfm eruct
ae àopgmomitjry
egjvars gcms wctfci. Js su`f, Nuoqujt acg jhhrmssms prma`ùpjtcai wctf j
`fmmreug mxtmrijg hcspasctcai tfjt ojsns jixcausimss, smge-hault, pjci, jih
uimjsm fchhmi wctfci.
Cihcvchujgs ci immh ae Nuoqujt acg tmih ta kuhdm jih pusf hawi emmgcids
hmmomh js uij``mptjlgm ar uiwjitmh. Aetmi tfmy fjvm lmmi tjudft ta rmprmss
emmgcids ci arhmr ta lm j``mptmh. Xfmsm pmrsaijgctcms jppmjr fjppy,
mitfuscjstc`, papugjr, jih smmocidgy jt pmj`m ci tfm wargh wfcgm tfmcr ciimr
taromit cs omtcùgausgy dujrhmh jih fchhmi erao vcmw. Fawmvmr, tfcs hmicjg,
jvachji`m ae moatcaijg pjci, jih emjr ae imdjtcvm moatcais `ji gmjh ta
hmstru`tcvm àpcid strjtmdcms jih pjsscvm jddrmsscvmimss ci arhmr ta àitcium
nmmpcid up tfm `fasmi ejäjhm.
Nuoqujt acg cistru`ts tfjt trum fjppcimss àoms aigy tfraudf rmjg, faimst,
jih uistuhcmh gcvcid. Ct rmocihs tfjt pmapgm jrm j àopgmomit ae daah jih
ljh, swmmt jih saur. Cihcvchujgs oust molrj`m tfmcr ougtcej`mtmh fuojiimss
jih ji`far tfmcr chmitcty ci tfm trutf ci arhmr ta gcvm jutfmitc`jggy. Nuoqujt
civctms jgg ta sfcet tfmcr eaùs jwjy erao autwjrh lmfjvcars ar prmtmisms‐
wfc`f atfmrs ojy vjgchjtm‐jih cistmjh lmdci tfm qucmt, àiscstmit, jih
uismmi kaurimy ta ciimr jgcdiomit, àitmitomit, jih fmjgcid.
IMDJXCUM MOAXCAIP; Pupmrec`cjg, ejäjhm ae `fmmreugimss, fchcid,
cijutfmitc`, rmprmssmh emmgcids, pjsscvm jddrmsscvm
RAPCXCUM R\ARM\XCMP; ]istuhcmh, jutfmitc`, rmjg, faimst, sci`mrm,

uiprmtmitcaus, jgcdimh
@AORJICAI ACGP; Lgj`n Rmppmr, @arcjihmr, Gjvmihmr
P]DDMPXMH ]PMP;
raojtc`; Cifjgm

Xapc`jg; Jppgy
Xapc`jg; Jppgy :-0 hraps avmr tfrajt, staoj`f, ar earmfmjh.

GJUMIHM\
XFM ACG AE @AOO]IC@JXCAI & @JGO
Gjvmihmr jchs vmrljg

tfm cismùrctcms mxprmsscai
tfjt jrm emgt wfmijih
aim`jgocid tfmtrum
rcsns tfmcr ocih. Ppm`cec`jggy,
tfaudfts ct `jgos
jih emmgcids.
Gjvmihmr jhhrmssms j hmmp emjr ae lmcid smmi jih fmjrh. Cihcvchujgs ci immh
ae Gjvmihmr fchm wctfci, lga`ncid tfmcr trum smge- mxprmsscai. Tfcgm tfmy ojy
lm dacid tfraudf tfm oatcais ae autwjrh mxprmsscai, tfmy–rm j`tujggy faghcid
lj`n tfmcr ciimroast tfaudfts jih emmgcids. Xfm mxprmsscai cs iat àiim`tmh
ta tfm fmjrt ar saug.
Gjvmihmr supparts cihcvchujgs ci rmgmjscid tfm tmiscai jih àistrc`tcai tfjt

stmos erao wctffmgh mxprmsscai. Xfcs lattgmim`n ci àoouic`jtcai `ji rmsugt
ci warrcmh jih rj`cid tfaudfts, jixcausimss, jih sgmmp hcsruptcai. Hum ta
pjst mxpmrcmi`ms, tfmy ojy emmg uisjem ar emjreug ae mxprmsscid tfmosmgvms
lm`jusm ae patmitcjg rmkm`tcai. Aetmi tfmy hai–t jggaw tfmosmgvms spj`m ta dmt
ci tau`f wctf jgg tfmy trugy tfcin jih emmg. Xfmcr trum vac`m cs tfmrmearm
trjppmh wctfci jih dams uimxprmssmh. Ptraid emmgcids ae lmcid uigavjlgm,
uicopartjit, ar uifmjrh `ji j`àopjiy tfcs àihctcai.
Gjvmihmr miàurjdms moatcaijg faimsty jih ciscsts tfjt aim spmjn tfmcr
ciimroast tfaudfts jih hmscrms. Js cihcvchujgs gmjri ta àoouic`jtm tfmcr
hmmpmst tfaudfts jih emmgcids, tfmy jrm gclmrjtmh erao tfmcr smge- ciegc`tmh
prcsai. Ct cs tfraudf apmi jih faimst àoouic`jtcai tfjt ji cihcvchujg fjs
tfm patmitcjg ta mxpmrcmi`m uiàihctcaijg gavm, j``mptji`m, jih pmj`m ae
ocih. Xfraudf Gjvmihmr–s àurjdmaus spcrct, aim cs ermm ta sfjrm tfmcr Xrum
Pmge wctf atfmrs.
IMDJXCUM MOAXCAIP; Lga`nmh àoouic`jtcai, emjr ae rmkm`tcai,

àistrc`tmh, tmism, rj`cid tfaudfts, moatcaijg hcsfaimsty, fchcid, emjr ae smge-
hcs`gasurm> emmgcid uismmi, uifmjrh, ar uigavmh
RAPCXCUM R\ARM\XCMP; Apmi àoouic`jtcai, `jgo, mxprmsscvm,

moatcaijg faimsty, smge-jwjrm, pmj`m ae ocih
@AORJICAI ACGP; Ppmjrocit, \msteug Lgmih

P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Jppgy
Xapc`jg; Jppgy :-0 hraps avmr tfrajt, tmopgms, ar ai ijpm ae im`n.

GMOAI
XFM ACG AE EA@]P
Xfm hmgcdfteug `ctrusy

ài`mitrjtcai. jraoj ae
Tfcgm Gmoai Gmoaitfm
supparts acgmoatcaijg
midjdms tfm ocih
lahy, ctsjih jchsmeem`ts
ojkar
jrm mxpmrcmi`mh ci tfm omitjg ecmgh. Xfm `rcsp s`mit ae Gmoai acg copravms
aim–s jlcgcty ta eaùs. Gmoai cs j waihmreug jch ear `fcghrmi struddgcid wctf
s`faag. Ct tmj`fms cihcvchujgs ta lm omitjggy prmsmit ly eaùscid ai aim tfcid
jt j tcom. Gmoai hcspmgs àieuscai jih lmstaws `gjrcty. Ct àuitmrljgji`ms
omitjg ejtcdum hum ta taa ou`f stuhycid ar rmjhcid. Gmoai rmstarms mimrdy,
omitjg egmxclcgcty, jih tfm hrcvm ta àopgmtm j prakm`t.
Gmoai cs mspm`cjggy fmgpeug ci `jsms ae gmjricid cssums. Tfmtfmr ji cihcvchujg

fjs j hceecùgt tcom ài`mitrjtcid ar emmgs ci`jpjlgm ae gmjricid, Gmoai `gmjrs
smge-kuhdomits su`f js ‗C–o huol‟ ar ‗C–o iat j daah stuhmit.‟ Gmoai
`jgos emjrs jih cismùrctcms wfcgm rmstarcid àiechmi`m ci tfm smge.
Moatcaijggy, Gmoai cispcrms j ijturjg pgjyeugimss jih luayji`y ci tfm fmjrt.
Ct jsscsts ci rmgmjscid emmgcids ae hmspjcr jih fapmgmssimss ly rmstarcid
emmgcids ae kay jih fjppcimss. Gmoai cispcrms kayeug civagvmomit ci tfm
prmsmit oaomit ly cieuscid tfm saug wctf mimrdy, àiechmi`m, jih jgmrtimss.
IMDJXCUM MOAXCAIP; @aieusmh, cijlcgcty ta eaùs, omitjggy ejtcdumh,

gj`n ae kay jih mimrdy, gmjricid cssums, ducgty, hcsmidjdmh
RAPCXCUM R\ARM\XCMP; Eaùsmh, mimrdczmh, omitjg `gjrcty, jgmrt,

rjtcaijg, kayeug
@AORJICAI ACGP; \asmojry, Hcgg, Rmppmrocit, Puisfcim Lgmih, Eaùs

Lgmih
P]DDMPXMH ]PMP;
raojtc`; Cifjgm erao lattgm ar hceeusm lmearm omitjg mxmrtcai ar hurcid

raojtc`; Cifjgm
warn ar stuhy.
Xapc`jg; Hcgutm
Xapc`jg; Hcgutm :-0 hraps wctf `jrrcmr acg jih jppgy ai wrcsts jih tmopgms.

GMOAID\JPP
XFM ACG AE @GMJIPCID
Gmoaidrjss
hmspaihmi`y,cshmspjcr,
j pawmreug
jih `gmjismr
gmtfjrdy.aeGmoaidrjss
mimrdy. Ct hcspmgs
jsscsts emmgcids ae ci
cihcvchujgs
mitmrcid j fmjgcid oahm ar `gmjiscid stjtm. Ci tfcs stjtm, aim mjscgy gmts da ae
agh, gcoctcid lmgcmes, taxc` mimrdcms, jih imdjtcvcty. Gmoaidrjss tmj`fms
cihcvchujgs ta oavm earwjrh wctfaut fmsctjtcai. Ct jsns tfmo ta àooct ta j
fmjgcid pjtf wfmrm `fjidm cs j rmdugjr a`ùrrmi`m.
Gmoaidrjss `ji jgsa lm j pawmreug taag ci `gmjiscid tfm mimrdy wctfci j

fausm, raao, ar aeec`m spj`m. Ct miàurjdms cihcvchujgs wctf fajrhcid
tmihmi`cms ta àurjdmausgy gmt da ae mvmrytfcid tfmy ia gaidmr immh.
Gmoaidrjss jgsa `gmjrs imdjtcvm mimrdy erao tfm lraw `fjnrj ar spcrctujg
myms. Js cihcvchujgs gmts da ae pjst cssums jih stjdijit mimrdy, tfmy fjvm ji
ci`rmjsmh jlcgcty ta smm sctujtcais wctf drmjtmr `gjrcty. Ct supparts cihcvchujgs–
mimrdy ci egawcid ermmgy jih soaatfgy. Gmoaidrjss fjs j pawmreug ocsscai
ta jsscst ci `gmjiscid pfysc`jggy, moatcaijggy, jih spcrctujggy.
IMDJXCUM MOAXCAIP; Xaxc` ar imdjtcvm mimrdy, hmspjcrcid, faghcid ai

ta tfm pjst, fajrhcid, hjrnimss, spcrctujg lgcihimss
RAPCXCUM R\ARM\XCMP; Ppcrctujg `gjrcty, `gmjiscid, iaijttj`fomit,

scopgc`cty, hcs`mricid, rmgmjscid wfjt cs ia gaidmr immhmh
@AORJICAI ACGP; @gjry Pjdm, Pjihjgwaah, Armdjia, Xfyom, @gmjiscid
Lgmih
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Hcgutm
Xapc`jg; Hcgutm :-< hraps wctf `jrrcmr acg jih jppgy ai lattao ae emmt.
Mivcra
Miv craiom
iomit;
it; Jhh
Jhh smvmrjg hraps cita sprjy lattgm jih ocst jrauih faom.W

GCOM
XFM ACG AE [MPX EA\ GCEM
Gcom colums
wmcdfmh hawitfm lysaug wctf j zmst ear
hcsàurjdmomit ar gcem. Tfmi
drcme, Gcomcihcvchujgs fjvmjlavm
mgmvjtms tfmo lmmi tfm
ocrm. Ct cistcggs àurjdm jih `fmmr ci tfm fmjrt jih rmocihs tfmo ta lm drjtmeug
ear tfm dcet ae gcem.
Gcom `gmjisms tfm fmjrt, mspm`cjggy wfmi tfmrm fjs lmmi ji j`ùougjtcai ae
moatcaijg taxcis hum ta jvachji`m ar rmprmsscai. Xfcs acg rmvctjgczms tfm fmjrt
spj`m, dcvcid raao ear gcdft jih kay. Ct `gmjrs hcsàurjdmomit jih tfaudfts
jih emmgcids rmgjtmh ta j gass ae wcgg ta gcvm. Gcom sfcims gcdft ai tfm ciimr
oatcvms fchhmi ci tfm fmjrt jih miàurjdms moatcaijg faimsty.
Gcom `ji jgsa jsscst cihcvchujgs wfa fjvm avmrgy hmvmgapmh tfmcr citmggm`tujg
`jpj`ctcms lut fjvm imdgm`tmh ta hmvmgap tfmosmgvms moatcaijggy. Xfcs acg
miàurjdms ljgji`m lmtwmmi tfm fmjrt jih ocih. Ct `gmjrs àidmstcai erao tfm
fmjrt rmdcai, jsscstcid aim ci emmgcid sjem jih jt faom ci tfmcr fmjrt. Gcom
hcspmgs jpjtfy jih rmscdijtcai, jih cistcggs fapm, kay, àurjdm, jih tfm
hmtmrocijtcai ta ej`m jgg ae gcem–s `fjggmidms.
IMDJXCUM MOAXCAIP; Jpjtfmtc`, rmscdimh, drcmvcid, gass ae wcgg ta gcvm,

hcsàurjdmh
RAPCXCUM R\ARM\XCMP; @aurjdmaus, moatcaijggy faimst, midjdmh,

rmvctjgczmh, hmtmrocimh, drjtmeug ear gcem
@AORJICAI ACGP; Xjidmrcim, Omgcssj, Ppcnmijrh, Puisfcim Lgmih,

Kayeug Lgmih
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Hcgutm
Xapc`jg; Hcgutm :-0 hraps wctf `jrrcmr acg jih jppgy avmr `fmst.

GCXPMJ
XFM ACG AE OJICEMPXJXCAI
Gctsmj cs j pawmreug
miàurjdcid oalcgczmr
cihcvchujgs ae tfm
ta eaggaw wcgg. Ctaicstfmcr
tfraudf mspm`cjggy fmgpeug
cispcrjtcai jihci
praoptcids. Dmimrjggy, cihcvchujgs fjvm ojiy cituctcvm oaomits wfmi tfmcr
ocih cs apmi jih àiim`tmh ta tfmcr fcdfmr àis`causimss. Ci tfcs rm`mptcvm
stjtm, ciearojtcai jih mimrdy egaw ermmgy. Fawmvmr, tfmsm cispcrjtcais jrm
aetmi sfut hawi ar hcs`jrhmh js cihcvchujgs kuhdm, `rctc`czm, jih stcegm tfm
gcdft tfmy rm`mcvm. Gctsmj civctms cihcvchujgs ta fjvm tfm àiechmi`m ta j`t ai
tfm ciearojtcai dcvmi jih ta trust ci wcshao tfjt ojy lm lmyaih ùrrmit
uihmrstjihcid.
Gctsmj cistcggs àurjdm ta ej`m tfm emjr tfjt àoms coomhcjtmgy jetmr
cispcrjtcai. Ct rmocihs cihcvchujgs tfjt ct tjnms j gmjp ae ejctf cita tfm
uiniawi ci arhmr ta ojicemst wfjt fjs lmmi prmvcausgy uirmjgczmh. Xfcs acg
jgsa tmj`fms tfjt aim oust gmjri ta trust tfm ciimr vac`m jih rcsm jlavm emjr ae
rmkm`tcai, lmcid ocsuihmrstaah, ar tfm immh ear mxtmrijg àiecrojtcai.
Gctsmj civctms cihcvchujgs ta rmàdiczm wfjt `gauhs jih hcstrj`ts tfmcr citmrijg
`gjrcty jih ta ojnm tfm rmqucrmh `fjidms ta gcvm ci drmjtmr jgcdiomit. Ct j`ts
js j `jtjgyst ear gcvcid ci j`àrhji`m wctf aim–s fcdfmr purpasm jih citmrijg
àopjss jih fmgps cihcvchujgs ta dmt aut ae tfmcr awi wjy. Ci tfcs wjy, Gctsmj
jsscsts ci tfm ojicemstjtcai ae ciecictm passclcgctcms.
IMDJXCUM MOAXCAIP; Pmge-hault jih `rctc`cso, stcegmh, emjr ae

rmkm`tcai, rmgycid ai mxtmrijg àiecrojtcai, hcstrj`tmh, lga`nmh, gcoctmh
RAPCXCUM R\ARM\XCMP; Cispcrmh, cituctcvm, jgcdimh, rm`mptcvm,

ojicemstcid, trust ae ciimr vac`m, `gjrcty, apmi ta passclcgctcms
@AORJICAI ACGP; Lgum Xjisy, @gjry Pjdm, Omgcssj, Gmoaidrjss
P]DDMPXMH ]PMP;
raojtc`; Cifjgm

Xapc`jg; Hcgutm :-0 hraps wctf `jrrcmr acg jih jppgy ai earmfmjh, tmopgms, ar
Xapc`jg; Hcgutm
ijpm ae im`n.

OJI]NJ
XFM ACG AE LMCID ]RFMGH
Ojiunj
fuojicty.cs Ctj pawmreug pgjit dcvmi
`jrrcms j uicqum js scdijturm
mimrdy j dcet ta tfm mjrtf
tfjt ta tfm
rjcsms fmjgvclrjtcai
jih lgmssae
tfasm wfa jrm lgmssmh ta àom cita àitj`t wctf ct. Xfm purpasms ae Ojiunj
jrm ougtcej`mtmh, mj`f pjrt jhhcid cts ocsscai ta cts hcvcim wfagm. Ojiunj–s
prcojry omssjdm cs ta rmocih cihcvchujgs tfjt tfmy jrm niawi ly tfm Hcvcim.
Gcnm mvmry egawmr jih spjrraw, mj`f pmrsai cs niawi, gavmh, jih `jrmh ear.
Ojiunj civctms tfm fmjrt ta apmi ta tfm dcets jih lgmsscids lmstawmh hjcgy ci
jluihji`m jih ta gcvm ci stjtms ae drjtctuhm jih waihmr.
Ojiunj jgsa aeemrs pawmreug fmjgcid mimrdy ta lcih up wauihs, saatfm

traulgmh fmjrts, jih iurturm saugs lj`n cita j stjtm ae `mitmrmhimss. Xfm dcet
ae Ojiunj cs ci cts ragm ci trjisoutcid sueemrcid cita trjis`mihmi`m. Cts
spm`cjg jg`fmoy trjisearos gawmr stjtms ae àis`causimss cita fcdfmr
vclrjtcais jih jwjrmimss. Ct ej`cgctjtms j àiim`tcai lmtwmmi fmjvmi jih
mjrtf jih miàurjdms j``mss ta tfjt sj`rmh spj`m wfmrm cihcvchujgs `ji rmst
jih scopgy lm upfmgh ly tfm Hcvcim.
Ojiunj aeemrs mimrdmtc` sjemty jih sfcmghcid erao tfm citmism pralgmos jgg
jrauih tfjt cihcvchujgs emmg pawmrgmss ta `fjidm. Ai`m cihcvchujgs surrmihmr
tfm wmcdfts jih lurhmis tfmy `jrry, tfmy jrm ermm ta àiim`t ta tfm
avmregawcid hcvcim daahimss wjctcid ear tfmo. Ojiunj miàurjdms tjppcid
cita ji ciecictm uicvmrsm ae `rmjtcvcty jih gavm. Ct civctms jgg ta j``mss fcdfmr
rmjgos ae gmjricid, drawcid, smrvcid, gavcid, jih mxcstcid. Ojiunj fmgps
cihcvchujgs uihmrstjih tfmy a`ùpy j uicqum spj`m ci tfm uicvmrsm, tfmrm cs
jgwjys miaudf ear tfmo, jih tfmy wcgg lm tjnmi `jrm ae. Ct rmocihs tfjt mvmi
tfaudf tfmrm jrm tfcids ta drcmvm, hcvcim gavm wcgg rmturi lmjuty ear jsfms.
IMDJXCUM MOAXCAIP; Tauihmh, jljihaimh, earsjnmi, sueemrcid,

hcsàiim`tmh, uisjem, pawmrgmss, lurhmimh, drcmvcid
RAPCXCUM R\ARM\XCMP; Paatfmh, àoeartmh, fmjgcid, gavmh, `jrmh ear,
upfmgh, niawi ly tfm Hcvcim, drjtmeug, trjis`mihmi`m, sjem jih sfcmghmh

@AORJICAI ACGP; \asm, Omgcssj, Erjinci`mism, Ppcnmijrh, Jrlarvctjm,

Oyrrf, @apjclj, \mspcrjtary Lgmih
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Jppgy :-0 hraps avmr fmjrt, ai `rawi ae fmjh, earmfmjh, ar ljsm ae
Xapc`jg; Jppgy
spcim.
Miv craiom
Mivcra iomit;
it; Jhh
Jhh smvmrjg hraps cita sprjy lattgm jih ocst jrauih lahy ar
faom.

OJ\KA\JO
XFM ACG AE @AIIM@XCAI
Ojrkarjo jchsXfcs
rmgjtcaisfcps. tfasm wfa jrmtauijlgm
cijlcgcty ta trust
trust aetmi atfmrs
stmos eraoarfjrsf
earo gcem
omjicideug
mxpmrcmi`ms.
Xfmsm cihcvchujgs hmvmgap j emjr ae `gasm àiim`tcai ci rmgjtcaisfcps. Xfmy
ojy tmih tawjrh rm`guscvm lmfjvcars, pratm`tcid tfmosmgvms mvmi eurtfmr ly
jlstjcicid erao sa`cjg citmrj`tcais. Xfmy ojy jgsa pratm`t tfmosmgvms ly
uiàis`causgy sjlatjdcid gaid-tmro rmgjtcaisfcps.
Ojrkarjo sfaws tfm ljrrcmrs tfmy fjvm earomh ta pratm`t tfmosmgvms erao
atfmrs. Ct rmvmjgs pjttmris ae jgaaeimss, hcstji`cid aimsmge erao atfmr pmapgm,
ar lmcid àgh. Xfasm ci immh ae Ojrkarjo acg oast gcnmgy usm tfmsm pratm`tcvm
àpcid strjtmdcms uicitmitcaijggy. Hmmp hawi, tfmy hmscrm tfm citcojtm
àiim`tcai tfmy sulàis`causgy sjlatjdm.
Ojrkarjo tmj`fms tfjt trust cs tfm ljscs ear jgg rmgjtcaisfcps. Ct jsscsts ji
cihcvchujg ci ci`rmjscid tfmcr wjrotf jih trust ci sa`cjg sctujtcais. Ojrkarjo
saetmis tfm fmjrt jih fmjgs pjst wauihs. Ct ncihgms tfm ecrms ae trust ci
rmgjtcaisfcps sa tfjt aim ojy euggy lgassao. Tfmi ji cihcvchujg emmgs sjem
jih gavmh, tfmy mxprmss tfmcr jutfmitc`cty oarm ermmgy. Ojrkarjo rmstarms trust
jih apmiimss sa tfjt trum laihs ae gavm ojy lm earomh ci ercmihsfcps jih
rmgjtcaisfcps.
IMDJXCUM MOAXCAIP; Hcstrustcid, moatcaijggy jgaae ar hcstjit, avmrgy

pratm`tcvm, moatcaijggy csagjtmh, rm`guscvm, emjr ae rmkm`tcai, smge-sjlatjdm
RAPCXCUM R\ARM\XCMP; Moatcaijggy apmi jih àiim`tmh, `gasm

rmgjtcaisfcps, saetfmjrtmh, gavcid, jlcgcty ta trust
@AORJICAI ACGP; @mhjrwaah, Imragc, Dmrjicuo
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Jppgy
Xapc`jg; Jppgy :-0 hraps avmr fmjrt jih `fmst.

OMGJGM]@J (XMJ X\MM)

XFM ACG AE MIM\DMXC@ LA]IHJ\CMP
Hcsciem`tjit ly ijturm,
mimrdmtc` ljddjdm. Omgjgmu`j,rmgmjsms
Ct spm`cec`jggy jgsa niawi js tmj trmm
àhmpmihmit jihacg, `gmjrs imdjtcvm
pjrjsctc`
rmgjtcaisfcps. Xfmsm taxc` rmgjtcaisfcps ojy lm wctf pmapgm, oc`raardjicsos
ci tfm pfysc`jg lahy, ar spcrctujg lmcids. Cihcvchujgs ojy emmg hrjcimh ae gcem
ear`m jih mimrdy, lut tfmy ojy iat lm àis`causgy jwjrm ae tfm saur`m ae tfcs
mimrdy gmjnjdm. Omgjgmu`j fmgps lrmjn tfm imdjtcvm tcms ci tfmsm ncihs ae
rmgjtcaisfcps sa tfjt imw, fmjgtfy àiim`tcais ojy lm earomh tfjt faiar
aim–s pmrsaijg spj`m jih lauihjrcms. Xfcs mimrdmtc` ‗vjopcrcso‟ lmtwmmi
ardjicsos vcagjtms tfm gjws ae ijturm. Omgjgmu`j miàurjdms ji cihcvchujg ta
àiim`t ta pmapgm jih lmcids ci wjys tfjt faiar jih rmspm`t atfmrs– jdmi`y.
Ct fmgps
tfmsm cihcvchujgs
ncihs rmàdiczm
ae rmgjtcaisfcps ta tfm pjrts
mxcst ae tfmosmgvms
ci tfm ecrst pgj`m. tfjt civctmh jih jggawmh
Xfraudf tfmsm mopawmrcid pra`mssms, Omgjgmu`j miàurjdms cihcvchujgs ta

rmgciqucsf jgg earos ae smge-lmtrjyjg, ci`guhcid jggawcid atfmrs ta tjnm
jhvjitjdm ae aim–s tcom, mimrdy, ar tjgmits> gmttcid atfmrs emmh ai aim–s
mimrdy> iat stjihcid up ear aimsmge> ar emmgcid rmspaisclgm ear tfm pralgmos ae
atfmrs. Omgjgmu`j jsscsts cihcvchujgs ci purcec`jtcai prj`tc`ms jih ci rmgmjscid
taxc` hmlrcs.
IMDJXCUM MOAXCAIP; Rjrjsctc` jih àhmpmihmit rmgjtcaisfcps, paar

lauihjrcms, wmjn-wcggmh, hrjcimh, moatcaijg taxc`cty
RAPCXCUM R\ARM\XCMP; Mimrdmtc` lauihjrcms, fmjgtfy jih rmspm`teug

àiim`tcais, mopawmrmh, rmscgcmit, sjem
@AORJICAI ACGP; @gavm, Authaar Lgmih, Rratm`tcvm Lgmih, Gmoaidrjss
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Jppgy
Xapc`jg; Jppgy :-0 hraps ai lattao ae emmt.

Mivcra
Miv craiom
iomit;
it; Jhh

OMGCPPJ
XFM ACG AE GCDFX
Omgcssj acg jwjnmis tfm saug ta trutf jih gcdft. Ct rmocihs cihcvchujgs ae wfa
tfmy trugy jrm jih wfy tfmy `jom ta tfcs mjrtf. Omgcssj civctms aim ta rmgmjsm
mvmrytfcid jih jiytfcid tfjt faghs tfmo lj`n erao rmj`fcid tfmcr euggmst
patmitcjg.
Omgcssj jsscsts cihcvchujgs ci rm`mcvcid spcrctujg duchji`m ly rmàiim`tcid

tfmo wctf tfmcr ciimr vac`m. Ct upgcets tfm saug ly prmpjrcid aim ta js`mih.
Tfmi aim emmgs taa wmcdfmh hawi ly tfm lurhmis ae gcem, Omgcssj miàurjdms
tfmo ta nmmp dacid. Ct dcvms strmidtf jih vctjgcty ta tfm ciimroast rm`mssms ae
tfm fmjrt jih saug. Xfcs acg civctms aim ta pjrtc`cpjtm ci fcdfmr rmjgos ae gcvcid
jih hrmjocid. Js tfmy stjy àiim`tmh ta spcrctujg saur`ms, tfmy emmg gcdftimss
ci tfmcr lmcid jih lrcdftimss ci tfmcr àrm. Omgcssj rmocihs mvmryaim tfjt
mj`f cihcvchujg fjs j spjrn ae hcvcicty wctfci tfmo, jih wctf gavm jih
jttmitcai, tfm spjrn wcgg draw. Xfcs acg eumgs tfjt spjrn ae mimrdy, cdictcid ji
cihcvchujg–s Xrum Pmge. Omgcssj jsscsts tfmo ci sfmhhcid mvmrytfcid tfjt cs iat
ci fjroaiy wctf tfmcr ciimr gcdft.
Omgcssj–s mitfuscjso cs àitjdcaus. Xfraudf tfm citmism gcdft jih vclrjtcai

tfcs acg fjs ta aeemr, cihcvchujgs ojy emmg tfmy `jiiat fmgp lut gmt da ae
emmgcids ae hjrnimss, hmspjcr, jih atfmr gaw vclrjtcais tfjt jrm faghcid tfmo
hawi. Ct tmj`fms tfm kay ae gcvcid.
IMDJXCUM MOAXCAIP; Hmspjcrcid, fapmgmss, hjrnimss, lurhmimh, gass

ae wcgg ta gcvm, avmrwfmgomh
RAPCXCUM R\ARM\XCMP; Migcdftmimh, kayeug, mimrdczmh, citmdrcty,

spcrctujggy àiim`tmh, àitjdcaus mitfuscjso, gclmrjtmh, aptcocstc`
@AORJICAI ACGP; Erjinci`mism, @apjclj, Rmppmrocit, Xjidmrcim, Gcom
P]DDMPXMH ]PMP;
raojtc`; Cifjgm

Xapc`jg; Jppgy
Xapc`jg; Jppgy : hrap ai earmfmjh.

OS\\F
XFM ACG AE OAXFM\ MJ\XF
Oyrrf acg iurturms tfm saug–s rmgjtcaisfcp wctf cts ojtmrijg oatfmr jih wctf
tfm mjrtf. Xfcs acg supparts cihcvchujgs wfa fjvm fjh hcsturlji`ms wctf tfm
oatfmr-`fcgh laih. Tfmtfmr ct–s j hcvcscai lmtwmmi tfm `fcgh jih tfm
lcagadc`jg oatfmr ar Oatfmr Mjrtf fmrsmge, Oyrrf `ji fmgp lrchdm tfm djp jih
fmjg tfm hcsturlji`m. Xfcs hcvcscai ar gj`n ae jttj`fomit ojy lm rmgjtmh ta
jhaptcai, lcrtf trjuoj, ojgiaurcsfomit, mxpmrcmi`ms ae jljihaiomit, ar
atfmr `fcghfaah cssums. Oyrrf fmgps tfm saug ta emmg tfm gavm jih iurturcid
prmsmi`m ae j oatfmr. Pcocgjr ta tfm iutrcmit-rc`f àgastruo eauih ci j
oatfmr–s ocgn, Oyrrf acg ciaùgjtms cihcvchujgs erao tfm moatcaijggy jhvmrsm
jih fjroeug meem`ts ae tfm wargh. Gcnm tfm wjrotf ae j oatfmr–s gavm ear fmr
`fcgh, Oyrrf jsscsts cihcvchujgs ci emmgcid sjem jih smùrm.

Tfmi tfm oatfmr-`fcgh laih fjs lmmi hcsruptmh, tfm saug ojy gasm cts
`fcghgcnm jlcgcty ta trust. Emmgcids ae trust jrm rmpgj`mh wctf emmgcids ae emjr
jih j lmgcme tfjt tfm wargh cs uisjem. Oyrrf jsscsts cihcvchujgs ci gmttcid da ae
emjr. Xfraudf rmmstjlgcsfcid j fmjgtfy àiim`tcai ta tfm mjrtf jih ta aim–s
awi oatfmr, Oyrrf rmncihgms trust wctfci tfm saug. Js tfm cihcvchujg gmjris ta
ai`m jdjci gcvm ci trust, àiechmi`m ci tfm daahimss ae gcem rmturis jih tfm
saug emmgs sjem jih oarm jt faom.
IMDJXCUM MOAXCAIP; Hcsruptmh ojtmrijg àiim`tcai, hcstrustcid,

imdgm`tmh, uisjem ci tfm wargh, ojgiaurcsfmh
RAPCXCUM R\ARM\XCMP; sjem ci tfm wargh, fmjgtfy jttj`fomits, trustcid,

laihcid, ojtmrijg àiim`tcai, iurturmh, gavmh, smùrm, drauihmh
@AORJICAI ACGP; \asm, Erjinci`mism, Ojiunj, Oaitfgy Lgmih
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Jppgy :-0 hraps avmr fmjrt, `fmst, jrauih ijvmg, ar ai lattao ae
Xapc`jg; Jppgy
emmt.

IM\AGC
XFM ACG AE PFJ\MH R]\RAPM &
RJ\XIM\PFCR
Imragc cs j uiceycid jih stjlcgczcid acg. Ct cs pjrtcùgjrgy fmgpeug ear `jgocid
traulgmh fmjrts ci rmgjtcaisfcp àiegc`t. Cts ciegumi`m praoatms fjroaiy ci tfm
`fjidcid hyijoc`s ae gaid-tmro rmgjtcaisfcps. Aidacid pjrtimrsfcps rmqucrm
j``mptji`m jih drawtf. Avmr tcom, pmr`mcvmh wmjnimssms ci atfmrs àom cita
eugg vcmw, jih, js j rmsugt, cihcvchujgs `ji draw lcttmr, erustrjtmh,
uisyopjtfmtc`, jih `rmjtm moatcaijg hcstji`m erao pmapgm tfmy ai`m gavmh
jih `fmrcsfmh. Ce gmet ui`fm`nmh, tfmsm emmgcids `ji draw cita hyseui`tcaijg
jih hmstru`tcvm tfaudfts jih lmfjvcars. Rmr`mcvmh stjdijtcai ci j rmgjtcaisfcp
`ji `jusm hmspjcr jih jpjtfy, jih emmh j hmscrm ta lgjom, puicsf, ar ms`jpm.
Jgtmrijtcvmgy, Imragc civctms cihcvchujgs ta hmvmgap tfm `fjrj`tmr trjcts ae
echmgcty, mopjtfy, pjtcmi`m, eardcvmimss, jih rmscgcmi`m ta mjsm tfmsm
rmgjtcaisfcp `fjggmidms.
Imragc jsscsts wctf tfm pasctcvm mvagutcai ae smxujg citcoj`y lmtwmmi

cihcvchujgs wfa fjvm lmmi tadmtfmr gaid miaudf ta mxpmrcmi`m scdicec`jit
àitrjsts ci tfmcr smxujg rmgjtcaisfcp. Ct syolagczms tfm egmmtcid lmjuty ae
sprcid lgassaos jih faiars tfm gaid-gjstcid `rmjtcai `y`gm ci tfm gcem ae tfm
trmm. Imragc jchs ci rmjgczcid hmmpmr stjtms ae àiim`tcai ci citcojtm oaomits.
Ct jgsa miàurjdms cihcvchujgs ta jhhrmss tfm moatcaijg ljrrcmrs tfjt copmhm
fmjgtfy
uicty cs smxujg mxprmsscai
j nmy jspm`t jih àiim`tcai.
ae rmgjtcaisfcp Imragc
fjppcimss, jihdmitgy rmocihs
ta tjnm tfjt
tfm tcom ta smxujg
iurturm
tfcs pra`mss.
Imragc tmj`fms tfjt uicty lgassaos erao jhjptjtcai, àapmrjtcai, tagmrji`m,

pmrsmvmrji`m, jih ncihimss. Ct miàurjdms j`tcvm j``mptji`m jih suppartcvm
spj`m ear tfm `fasmi pjrtimr. Imragc civctms cihcvchujgs ta jttuim tfmcr eaùs ta
tfm lmjutceug tjpmstry tfjt cs `rmjtmh js twa gcvms citmrtwcim ta sfjrm purpasm
jih ecih omjicid.
IMDJXCUM MOAXCAIP; @aiegc`tmh, rmstgmss, copjtcmit, lcttmr, erustrjtmh,

uisyopjtfmtc`, hcsgayjg, hcspjsscaijtm, smxujg cifclctcai, jgaae, uincih,
stjdijit, lgjocid, ms`jpcso

RAPCXCUM R\ARM\XCMP; Rjtcmit, mopjtfmtc`, ncih, tagmrjit, echmgcty,

`jgo, citcojtm, smxujg hmscrm, rmscgcmit, àapmrjtcvm, àoocttmh
@AORJICAI ACGP; Dmrjicuo, Kjsocim, @ciijoai, Taomi–s Lgmih,

Ojrkarjo, Ppcnmijrh, Oaitfgy Lgmih
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Jppgy :-0 hraps avmr fmjrt, sj`rjg `fjnrj (gawmr staoj`f), tfrajt,
Xapc`jg; Jppgy
ar lmfcih mjrs.

A\MDJIA
XFM ACG AE F]OCGCXS &
IAIJXXJ@FOMIX
Armdjia ùts tfraudf tfm eguee ae gcem jih tmj`fms cihcvchujgs ta ha tfm sjom.
Ct rmoavms lga`ns, `gmjrs imdjtcvcty, jih ùts jwjy imdjtcvm jttj`fomits.
Armdjia cs j pawmreug acg jih ojy mvmi lm hms`rclmh js ear`meug ar citmism.
Armdjia jhhrmssms j pmrsai–s immh ta lm rcdft. Cihcvchujgs ci immh ae

Armdjia ojy jttmopt ta àivmrt atfmr pmapgm ta tfmcr awi ecxmh apcicais.
Xfmcr straid wcgg `ji ojnm tfmo uitmj`fjlgm jih uiwcggcid ta luhdm. Xfmy
fagh rcdchgy ta tfmcr apcicais jih lmgcme systmos. Fawmvmr, Armdjia cs
rmsagutm jih fjs tfm pawmr ta lrmjn tfraudf j straid wcgg jih tmj`f fuocgcty.
Ai tfm hmmpmst gmvmg, Armdjia hcspmgs ojtmrcjgcso jih jttj`fomit tfjt

fcihmrs drawtf jih pradrmss. Tfcgm uscid Armdjia, j pmrsai ojy emmg
miàurjdmh ta mih j taxc` rmgjtcaisfcp, quct ji apprmsscvm kal, ar mih j
hmstru`tcvm fjlct. Xfmsm taxc` jttj`fomits gcoct aim–s `jpj`cty ta emmg j
fmjgtfy àiim`tcai ta tfm Hcvcim. Armdjia miàurjdms trum spcrctujgcty ly
civctcid tfm saug ta gcvm ci iaijttj`fomit jih tmj`fms tfjt hmvatcai ta j
Fcdfmr Rawmr ci`guhms gmttcid da ae rcdchcty, wcggeugimss, imdjtcvm
jttj`fomits, jih ojtmrcjgcso.
IMDJXCUM MOAXCAIP; Imdjtcvm jttj`fomits, prchmeug, apcicaijtmh,

stullari, ojtmrcjgcstc`
RAPCXCUM R\ARM\XCMP; Fuolgm, iaijttj`fomit, wcggcid, tmj`fjlgm,

egmxclgm
@AORJICAI ACGP; Pjihjgwaah, Xfyom, Omgjgmu`j, Gmoaidrjss,

@yprmss
P]DDMPXMH ]PMP;
raojtc`; Cifjgm

Xapc`jg; Hcgutm
Xapc`jg; Hcgutm : hrap ar gmss wctf `jrrcmr acg jih jppgy ai lattao ae emmt.
IAXM; Armdjia `ji lm crrctjtcid ta snci> lm `jutcaus wfmi jppgycid

tapc`jggy.

RJX@FA]GC
XFM ACG AE RFSPC@JGCXS
Rjt`faugc supparts cihcvchujgs ci lmàocid euggy prmsmit ci tfmcr pfysc`jg

lahy. Ct ljgji`ms tfasm wfa emmg hmvctjgczmh jih wfa smmn ta ms`jpm tfm lahy
tfraudf spcrctujg pursucts ar atfmr earos ae hcstrj`tcai. Rjt`faugc tmopmrs
alsmsscvm pmrsaijgctcms ly lrcidcid tfmo hawi ta rmjgcty jih tmj`fcid tfmo
oahmrjtcai. Xfcs acg cs drauihcid jih stjlcgczcid.
Rjt`faugc àopgcomits yadj prj`tc`m, tjc `fc, ar atfmr mxmr`csms tfjt jco ta
àiim`t tfm spcrct wctf tfm lahy. Tfcgm uscid Rjt`faugc, cihcvchujgs emmg oarm
drauihmh jih eguch. Xfcs acg `jgos emjr jih imrvaus tmiscai, stcggcid tfm fmjrt
jih ocih ci prmpjrcid tfm spcrct jih lahy ear hmmpmr uicai. Ct jgsa fmgps
cihcvchujgs ta stjy ci tau`f wctf tfm mjrtf.

Rjt`faugc fmgps cihcvchujgs jpprm`cjtm tfm ojdicec`mi`m ae tfm pfysc`jg lahy
jih jgg ae cts ijturjg pra`mssms jih eui`tcais. Ct jsscsts ci rmgmjscid moatcaijg
uhdomits jih cssums rmgjtmh ta tfm lahy, su`f js lmgcmvcid tfm lahy cs
uifagy ar hcrty. Xfcs acg fmgps wctf lahy cojdm hcstartcais jih dmimrjg lahy
hcsgcnm. Rjt`faugc lrcids àiechmi`m ci tfm lahy, js wmgg js drj`m, pacsm, jih
pfysc`jg strmidtf. Ct rmocihs cihcvchujgs ae tfmcr `fcghfaah mxpmrcmi`ms wfmi
tfmy usmh tfmcr lahcms ear pgjy jih eui. Ai tfm hmmpmst gmvmg, Rjt`faugc jsscsts
ji cihcvchujg ta emmg jt pmj`m wfcgm lmcid prmsmit ci tfmcr pfysc`jg lahy.
IMDJXCUM MOAXCAIP; Lahy sfjom jih kuhdomit, hcsàiim`tmh erao

lahy, uidrauihmh, lahy tmiscai
RAPCXCUM R\ARM\XCMP; Drauihmh, àiechmit, oahmrjtcai, lahy

àiim`tcai jih j``mptji`m, ljgji`mh, stjlgm, pfysc`jggy mxprmsscvm
@AORJICAI ACGP; Drjpmeruct, @ciijoai
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Jppgy
Xapc`jg; Jppgy :-0 hraps ai lattao ae emmt ar ljsm ae spcim.

RMRRM\OCIX
XFM ACG AE J L]ASJIX FMJ\X
Rmppmrocit lrcids kay jih luayji`y ta tfm fmjrt jih saug. Ct civcdarjtms
lahy, ocih, jih spcrct, jih rmocihs cihcvchujgs tfjt gcem `ji lm fjppy, jih
tfmy hai–t fjvm ta lm àitraggmh ly emjr. Ct gcets ji cihcvchujg aut ae tfmcr
moatcaijg trcjgs ear j sfart rmprcmvm. Tfmi cihcvchujgs usm Rmppmrocit, tfmy
emmg js tfaudf tfmy–rm dgchcid tfraudf gcem. Ct jsscsts ci stjycid ai tfm surej`m
ae moatcaijg cssums gcnm egajtcid ai tap ae wjtmr.
Xfm pawmr ae Rmppmrocit `ji lm emgt oast ci tcoms ae hcsàurjdmomit ar

hmspjcr. Tfmi cihcvchujgs jrm hcsfmjrtmimh, tfmy ojy usm Rmppmrocit ta
rmhcsàvmr tfm kay ae lmcid jgcvm.
Fawmvmr, j pmrsai ojy jgsa jlusm tfm prapmrtcms ae Rmppmrocit acg. Ce ct cs

usmh js j pmrojimit ms`jpm ta jvach hmjgcid wctf moatcaijg pjci, ct `ji
fcihmr drawtf jih pradrmss. Rmppmrocit sfaugh iat lm usmh ci tfcs wjy. Ct
jchs cihcvchujgs wfa immh j sfart lrmjtfmr. Jt tcoms, j rmprcmvm cs im`mssjry
lmearm rmmitmrcid moatcaijg wjtmrs, lut aim cs iat omjit ta wjhm ci tfm
sfjggaw mih earmvmr. Tfmi ct cs j``mptmh jih molrj`mh, moatcaijg pjci
smrvms js j tmj`fmr. Rmppmrocit `ji jsscst cihcvchujgs ci rmdjcicid tfm
strmidtf immhmh ta ej`m tfmcr moatcaijg rmjgcty.
IMDJXCUM MOAXCAIP; ]ilmjrjlgm pjci, citmism hmspjcr, fmjvyfmjrtmh,

pmsscocstc`
RAPCXCUM R\ARM\XCMP; Luayjit, aptcocstc`, rmgcmvmh, strmidtf ta ej`m

moatcaijg pjci
@AORJICAI ACGP; Xjidmrcim, Kayeug Lgmih, Gcom, \mh Ojihjrci,

Puisfcim Lgmih
P]DDMPXMH ]PMP;
raojtc`; Cifjgm erao lattgm, hceeusm, ar pgj`m : hrap ci fjih, rul, jih
raojtc`; Cifjgm
cifjgm.

Xapc`jg; Hcgutm :-< hraps wctf `jrrcmr acg jih jppgy avmr `fmst, ai sfaughmrs,
Xapc`jg; Hcgutm
ar im`n.

RMXCXD\JCI
XFM ACG AE JI@MPX\S
Rmtctdrjci civanms j hmmp jpprm`cjtcai ear pasctcvm earos ae ji`mstrjg

niawgmhdm, wcshao, jih ejocgy fcstary. Jgg cihcvchujgs `jrry j partcai ae
tfmcr ji`mstars– gcvms jih starcms wctfci tfmo‐pfysc`jggy, moatcaijggy, jih
tfraudf cifmrctmh trjhctcais. Rmtctdrjci cgguocijtms tfm mtmrijg àiim`tcai ta
jgg prmvcaus dmimrjtcais tfjt wmjvms cts wjy tfraudf tfm prmsmit dmimrjtcai
jih ai ta tfm imxt. Ct rmocihs cihcvchujgs tfjt ct wjs ly tfmcr ji`mstars–
sj`rcec`m tfmy fjvm tfm appartuicty ta mxpmrcmi`m tfcs gcem. Rmtctdrjci civctms
cihcvchujgs ta `faasm ta faiar tfm daah tfjt wjs cifmrctmh erao tfmcr ejocgy
jih jgsa ojnm tfm pjtf gcdftmr ear tfasm wfa eaggaw.
Ci tfcs wjy,
fcstary. Rmtctdrjci
Ct civctms cs jgsa ta
cihcvchujgs j drmjt jchtfm
j``mpt cifuojiimss
fmjgcid j àopgc`jtmh ejocgyjih
ae tfmcr ji`mstars
smmn ta gmjri erao tfmcr ocstjnms. Cistmjh ae jvachcid tfm pjci ae tfm pjst,
Rmtctdrjci miàurjdms tfaudfteug jwjrmimss ae faw ta fmjg wauihs ci tfm
ejocgy gcim. Ct rmvmjgs pjttmris jih tmihmi`cms ae uiàis`causgy rmpmjtcid
ejocgy ocstjnms. Cihcvchujgs ci immh ae Rmtctdrjci ojy lm uijlgm ar uiwcggcid
ta hmpjrt erao tfmcr ejocgy–s wjy ae tfcincid. Cistmjh, tfmy eaggaw ci tfm
eaatstmps ae tfmcr prmhm`mssars jih ji`mstrjg trjhctcais. Ar tfmy emmg taa
lauih ta j ejocgy stary tfmy wcsf ta hcsawi jih hmscrm ta hcsàiim`t erao tfm
rmjgcty ae tfm prmvcaus dmimrjtcais. Ear mctfmr mxtrmom, Rmtctdrjci civctms
fmjgtfy jwjrmimss jih ljgji`m. Ct miàurjdms tfasm wfa vcmw jiy hmpjrturm
erao trjhctcai js j lmtrjyjg ae tfm ejocgy ta rmgmjsm tfm emjr ae hcsjppravjg
jih eardm tfm pjtf tfjt cs rcdft ear tfmo. Ct jgsa rmocihs tfasm wfa hmscrm ta
hcsàiim`t erao tfmcr ejocgy arcdcis ta lm wcggcid ta smm tfm pasctcvms ae
fmjgtfy ejocgy àiim`tcai. Rmtctdrjci civctms jgg ta smm tfm dcet ae tfmcr
ji`mstrjg trjhctcais jih wcgg jsscst tfmo ci tfmcr meearts ta fmjg uiecicsfmh jih
uirmsagvmh ji`mstrjg cssums.
Rmtctdrjci rmocihs cihcvchujgs tfjt tfraudf j``mptcid tfmcr ji`mstry, tfmy `ji
ecih pmj`m, `gjrcty, wcshao, jih mopjtfy ear tfmcr awi kaurimy tfraudf tfcs
gcem.
IMDJXCUM MOAXCAIP; Hcsawicid ji`mstry, rmpmjtcid imdjtcvm ejocgy

pjttmris, huty-lauih, gayjgty ta uifmjgtfy trjhctcais, hcsfaiarcid pradmictars
RAPCXCUM R\ARM\XCMP; Rcaimmrcid, `fjci-lrmjncid, ùgtcvjtcid fmjgtfy

trjhctcais, molrj`cid pasctcvm ejocgy àiim`tcais
@AORJICAI ACGP; Tfctm Ecr, Lcr`f, Haudgjs Ecr, Lmrdjoat
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Hcgutm :-0 hraps wctf `jrrcmr acg jih jppgy ai lattao ae emmt ar ljsm
Xapc`jg; Hcgutm
ae spcim.

\MH OJIHJ\CI
XFM ACG AE @FCGHGCNM RM\PRM@XCUM
Ojihjrci cs aim ae tfm pjrmit eructs ae jgg oahmri `ctrus vjrcmtcms, jih cs
àischmrmh ta lm aim ae tfm swmmtmst ae jgg `ctrus eructs. Js su`f, \mh
Ojihjrci acg aeemrs j uicqum pmrspm`tcvm; ct civctms cihcvchujgs ta smm gcem
tfraudf `fcghgcnm myms, jpprm`cjtcid tfm swmmtimss, waihmr, jih ciia`mi`m ci
gcem. @fcghrmi jrm iat js mjscgy smt lj`n ar wmcdfmh hawi ly tfm `jrms ae gcem.
Xfmy jrm quc`nmr ta oavm ai jih laui`m lj`n jetmr miàuitmrcid `fjggmidms.
\mh Ojihjrci civctms jhugts ta molrj`m tfcs fmjgtfcmr, oarm rmscgcmit wjy ae
mxcstcid.
\mh Ojihjrci `ji jgsa lm cistruomitjg ci suppartcid pjrmitcid. Aetmitcoms
pjrmits eardmt
j``mptmh. Xfm tfm ojdcàe
hmojihs jih ocrj`gm aegcvcid,
hjy-ta-hjy tfm gcvms tfmy fjvm
ci`guhcid `rmjtmh
tfm strmss aear
pravchcid
ear immhs, jhhrmsscid moatcaijg upfmjvjgs, jih sfmmr pfysc`jg mxfjustcai `ji
hco tfm kay, mx`ctmomit, jih purpasm `fcghrmi `ji aeemr. Rjrmits aetmi ecih
tfmosmgvms emmgcid avmrwfmgomh, uijpprm`cjtmh, jih uijlgm ta ommt tfm mvmr-
prmsmit hmojihs. Xfcs `ji gmjh ta lmcid hcsàurjdmh, erustrjtmh, jidry, jih
ecggmh wctf smge- hault. \mh Ojihjrci rmjssurms tfjt wfcgm pjrmitcid `ji lm
mxtrmomgy `fjggmidcid, ct `ji jgsa lm rmwjrhcid jih rmecicid.
Xfcs acg miàurjdms jgg, pjrmits jih iaipjrmits jgcnm, ta rmomolmr tfm
ciia`mi`m ae `fcghfaah. Ct civctms tfmo ta j``mpt tfjt tfm ymjrs ae ciegumi`m
jrm sfart> gcem–s smjsais `fjidm, jih `fcghrmi jrm àistjitgy mvagvcid,
gmjricid, jih drawcid. \mh Ojihjrci rmermsfms tfm wmjry jih `jrmwari
pjrmit jih jsscsts tfmo ta rmeaùs ai tfm lmjuty àitjcimh ci tfm scopgm
oaomits ae gcem wctf j `fcgh. Fawmvmr, \mh Ojihjrci rmjssurms jgg wfa jrm
avmrwfmgomh tfjt mvmi tfaudf jhugt `jrms jih ài`mris `ji lm fjrh, gcem cs
stcgg eugg ae swmmt oaomits tfjt hmsmrvm ta lm iatc`mh.
IMDJXCUM MOAXCAIP; Avmrwfmgomh, wmcdfmh hawi, kaygmss

pjrmitfaah, strmssmh, mxfjustmh, hcsàurjdmh, lurhmimh, kjhmh
RAPCXCUM R\ARM\XCMP; Pmmcid swmmtimss ci gcem, waihmr ci pjrmitcid,

rmermsfmh, kay ci scopgm oaomits, `fmrcsfcid `fcghfaah, ciia`mit, pasctcvm

pmrspm`tcvm
@AORJICAI ACGP; Oyrrf, Erjinci`mism, \msteug Lgmih, Imragc, Sgjid

Sgjid
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Hcgutm :-0 hraps wctf `jrrcmr acg jih jppgy jrauih ijvmg, ai wrcsts,
Xapc`jg; Hcgutm
ar lmfcih mjrs.

\AOJI @FJOAOCGM
XFM ACG AE PRC\CX]JG R]\RAPM
\aoji @fjoaocgm supparts cihcvchujgs ci hcsàvmrcid jih gcvcid tfmcr trum

gcem–s purpasm. \mdjrhgmss ae wfjt saomaim hams ear j gcvcid, tfmy `ji ecih
purpasm jih omjicid ci gcem. Rurpasm csi–t hmecimh scopgy ly autwjrh j`tcais
ae cihcvchujgs> ct cs fausmh wctfci tfmcr fmjrt jih saug jih rjhcjtms aut ta tfm
wargh. Js cihcvchujgs gcvm erao tfm `mitmr ae tfmcr lmcids, tfmy ecih pawmr
jih purpasm tfjt cs cihms`rcljlgm. Xfmy jgsa emmg `jgomr jih oarm jt pmj`m.
\aoji @fjoaocgm jsscsts j pmrsai ci sfmhhcid tfm omjicidgmss j`tcvctcms

tfjt àisuom tfmcr gcvms, sa tfmy `ji eaùs ai j oarm eugecggcid warn, mvmi tfm
warn ae tfmcr awi saugs. Xfcs acg jsscsts ci emmgcid àiim`tmh ta jih suppartmh
ly hcvcimpjtf.
spcrctujg fmgpmrs jihciduchms,
Tfmi hault,jih `jgos
\aoji cismùrctcms
@fjoaocgm jlaut tfm
saetmis eaggawcid aim–s
pmrsaijgcty,
mjscid tfm avmrj`tcvm mda-ocih. Ct rmstarms aim–s àiechmi`m ci hacid wfjt
tfmy `jom ta tfcs mjrtf ta ha. Rmapgm emjreuggy lmgcmvm tfjt ce tfmy ha wfjt
tfmy gavm, tfmy wcgg mih up hmstctutm. \aoji @fjoaocgm rmocihs tfmo ta ha
wfjt tfmy gavm ta mxpmrcmi`m trum su``mss.
IMDJXCUM MOAXCAIP; Rurpasmgmss, hcsàurjdmh, hruhdmry, erustrjtmh,

uismttgmh
RAPCXCUM R\ARM\XCMP; Rurpasmeug, duchmh, pmj`meug, eugecggmh, rmgjxmh,

spcrctujggy àiim`tmh
@AORJICAI ACGP; Lgum Xjisy, Erjinci`mism, Jitc-Jdcid Lgmih
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Jppgy
Xapc`jg; Jppgy :-< hraps ai earmfmjh ar lmfcih mjrs.

\APM
XFM ACG AE HCUCIM GAUM
\asm acg faghs j fcdfmr vclrjtcai tfji jiy atfmr acg ai tfm pgjimt. Ct cs j
pawmreug fmjgmr ae tfm fmjrt. Ct supparts cihcvchujgs ci rmj`fcid fmjvmiwjrh
jih àiim`tcid wctf hcvcim gavm. \asm tmj`fms tfm mssmitcjg immh ear hcvcim
drj`m jih citmrvmitcai ci tfm fmjgcid pra`mss. Js ji cihcvchujg apmis ta
rm`mcvm hcvcim lmimvagmi`m ci jgg cts ojicemstjtcais, tfm fmjrt cs saetmimh. Ce
aim `ji scopgy gmt da jih `faasm ta rm`mcvm hcvcim gavm, tfmy jrm wrjppmh ci
wjrotf, `fjrcty, jih àopjsscai.
\asm civctms cihcvchujgs ta mxpmrcmi`m tfm uiwjvmrcid, ui`fjidcid,

uiàihctcaijg gavm ae tfm Hcvcim. Xfcs gavm fmjgs jgg fmjrts jih hrmssms jgg
wauihs. Ct rmstarms cihcvchujgs

emmgs uiàihctcaijg ta jutfmitc`cty,
gavm jih j``mptji`m, wfagmimss,
tfm fmjrt jih Js
cs saetmimh. purcty. Js aim
tfm fmjrt
euggy apmis, j eauitjci ae gavm egaws ermmgy tfraudf tfm saug. Ci tfcs stjtm, aim
emmgs `fjrcty jih àopjsscai. @fjrcty cs mxpmrcmi`mh ai lmfjge ae aimsmge jih
atfmrs. \asm molahcms hcvcim gavm jih tmj`fms cihcvchujgs faw ta àitj`t tfcs
gavm tfraudf prjymr, omhctjtcai, jih apmicid tfm fmjrt ta rm`mcvm.
IMDJXCUM MOAXCAIP; Lmrmet ae hcvcim gavm, àistrc`tmh emmgcids, `gasmh

ar lranmi fmjrt, gj`n ae àopjsscai, wauihmh
RAPCXCUM R\ARM\XCMP; Gavmh, àopjsscaijtm, fmjgcid, tmihmrfmjrtmh,

j``mptmh, mopjtfy, rm`mcvcid hcvcim gavm
@AORJICAI ACGP; Dmrjicuo, Jitc-Jdcid Lgmih, Ojiunj, Jrlarvctjm,

@aoeartcid Lgmih
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
raojtc`; Cifjgm erao lattgm.
Xapc`jg; Hcgutm
Xapc`jg; Hcgutm : hrap wctf `jrrcmr acg jih jppgy avmr fmjrt.

\APMOJ\S
XFM ACG AE NIATGMHDM &
X\JIPCXCAI
\asmojry jsscsts ci tfm hmvmgapomit ae trum niawgmhdm jih trum citmggm`t. Ct
tmj`fms tfjt aim `ji lm cistru`tmh erao j ejr drmjtmr spj`m ae uihmrstjihcid
tfji tfm fuoji ocih. Ct `fjggmidms cihcvchujgs ta gaan hmmpmr tfji tfmy
iarojggy waugh jih jsn oarm saug-smjr`fcid qumstcais sa tfjt tfmy ojy
rm`mcvm oarm cispcrmh jiswmrs.
\asmojry jsscsts cihcvchujgs wfa struddgm wctf gmjricid hcsjlcgctcms. Ct lrcids

mxpjiscai ta tfm ocih, suppartcid cihcvchujgs ci rm`mcvcid imw ciearojtcai
jih imw mxpmrcmi`ms.
\asmojry jchs ci tcoms ae trjisctcai jih `fjidm. Tfmi j pmrsai cs fjvcid j

hceecùgt tcom jhkustcid ta j imw fausm, s`faag, ar rmgjtcaisfcp, tfcs acg `ji
jsscst. \asmojry tmj`fms tfjt aim hams iat uihmrstjih jgg tfcids lm`jusm tfmy
fjvm j oartjg pmrspm`tcvm.
Ct civctms cihcvchujgs ta trust ci j fcdfmr, oarm citmggcdmit pawmr tfji

tfmosmgvms. Ct supparts tfmo ci emmgcid àiechmit jih jssurmh hurcid tcoms ae
drmjt `fjidm ci uihmrstjihcid ar pmrspm`tcvm. \asmojry raats tfmo ci tfm
trum niawgmhdm tfjt surpjssms jgg uihmrstjihcid.
IMDJXCUM MOAXCAIP; @aieusmh, hceecùgty jhkustcid ar trjisctcaicid,

gcoctmh pmrspm`tcvm, hceecùgtcms wctf gmjricid
RAPCXCUM R\ARM\XCMP; Omitjg `gjrcty, niawgmhdjlgm, tmj`fjlgm,

migcdftmimh, apmi ta imw mxpmrcmi`ms, jlcgcty ta jhkust
@AORJICAI ACGP; Hcgg, Gmoai, Hmtaxcec`jtcai Lgmih
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Jppgy
Xapc`jg; Jppgy :-0 hraps ai ijpm ae im`n, earmfmjh, ar lmfcih mjrs.

PJIHJGTAAH
XFM ACG AE PJ@\MH HMUAXCAI
Pjihjgwaah jsscsts wctf jgg ncihs ae prjymr, omhctjtcai, jih spcrctujg

warsfcp. Ct tmj`fms rmvmrmi`m jih rmspm`t ear Hmcty. Xfcs acg fjs lmmi usmh
sci`m ji`cmit tcoms ear cts pawmreug jlcgcty ta `jgo tfm ocih, stcgg tfm fmjrt,
jih prmpjrm tfm spcrct ta àoouim wctf Dah.
Pjihjgwaah tmj`fms ae spcrctujg hmvatcai jih spcrctujg sj`rcec`m. Ct civctms

cihcvchujgs ta pgj`m jgg ojtmrcjg jttj`fomits ai tfm jgtjr ae sj`rcec`m sa tfjt
tfmy ojy trugy pradrmss spcrctujggy. Xfcs acg jsns cihcvchujgs ta jssmss wfmrm
tfmcr fmjrts jrm jih `fjggmidms tfmo ta rmarhmr tfmcr prcarctcms ta lm ci
jgcdiomit wctf tfm Hcvcim wcgg.
Pjihjgwaah jsscsts ci qucmtcid tfm ocih sa tfjt cihcvchujgs ojy fmjr tfm
sultgm vac`m ae tfm Ppcrct. Ct rjcsms tfmo cita fcdfmr gmvmgs ae àis`causimss.
Pjihjgwaah jsscsts aim ci rmj`fcid lmyaih tfmcr ùrrmit àiecims jih lmgcme
systmos. Ear tfasm wfa jrm rmjhy ta gmjvm lmfcih jttj`fomit ta ejom, wmjgtf,
jih tfm immh ear j``mptji`m, Pjihjgwaah tmj`fms trum fuocgcty, hmvatcai, jih
gavm ear tfm Hcvcim.
IMDJXCUM MOAXCAIP; Hcsàiim`tmh erao Dah ar spcrctujg smge,

moptcimss, avmrtfcincid, ojtmrcjgcstc`
RAPCXCUM R\ARM\XCMP; Fuolgm, spcrctujg hmvatcai, spcrctujg `gjrcty,

stcgg, surrmihmr, àiim`tmh ta fcdfmr àis`causimss
@AORJICAI ACGP; Armdjia, Ppcnmijrh, Jitc-Jdcid Lgmih, \mjssurcid

Lgmih
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
lmearm stuhycid, omhctjtcid, ar prjymr.
Xapc`jg; Jppgy
Xapc`jg; Jppgy : hrap ai `rawi ae fmjh ar earmfmjh.

IAXM; Tfcgm tfmrm jrm smvmrjg spm`cms ae Pjihjgwaah, oast ae tfmo
fjvm j vmryhms`rclmh
prapmrtcms fcdf vclrjtcai tfjt csFjwjccji
fmrm. Latf ci fjroaiy
jihwctf tfmPjihjgwaah
Cihcji spcrctujg acg
mxpjih tfm scxtf `fjnrj, ar lraw `fjnrj, lut Fjwjccji cs sgcdftgy oarm
suppartcvm ta jhhctcaijg uppmr `fjnrj `mitmrs wfcgm Cihcji praoatms
sgcdftgy hmmpmr jih oarm ji`cmit drauihcid ci tfm gawmr `fjnrjs. Xfmy
jrm latf mx`mggmit acgs ear omhctjtcai jih spcrctujg prj`tc`ms.

PCLM\CJI EC\
XFM ACG AE JDCID & RM\PRM@XCUM
Pclmrcji Ecr jhhrmssms dmimrjtcaijg fmjgcid erao tfm pmrspm`tcvm ae tfm

ojturm. Ct jsscsts hurcid tfm twcgcdft ymjrs js cihcvchujgs trjisctcai cita j
oarm eugg, ojturm jwjrmimss. Xfcs pmrcah ci aim–s gcem `y`gm `ji lm lmsmt wctf
gassms ae ojiy ncihs. Pclmrcji Ecr aeemrs àoeart jih suppart hurcid pmrcahs
ae drcme, rmdrmt, jih gaidcid. Ct jchs ci tfm im`mssjry fmjgcid jih
rmài`cgcjtcai pra`mss ae j gcem eugg ae ocxmh mxpmrcmi`ms.
Pclmrcji Ecr miàurjdms ji faimst jih dmitgm jppraj`f ta jssmsscid aim–s gcem
`fac`ms, ciegumi`m, jih gmdj`y. ]pai rmegm`tcai, jgg pmapgm wcgg ecih oaomits
ae rmdrmt jih oaomits tfmy `fmrcsf. Pclmrcji Ecr tmj`fms tfjt wctfaut tfm
wcihs aetfmy
strmidtf appasctcai, cihcvchujgs
iaw passmss. Ct jgsawaugh imvmr
rmocihs tfjtfjvm djcimh tfm wcshao
eardcvmimss‐latf jihta
immhcid
eardcvm jih immhcid ta lm eardcvmi‐cs citmdrjg ta hmvmgapomit.
Pclmrcji Ecr fmgps mjsm hceecùgt trjisctcais ly miàurjdcid cihcvchujgs ta

eaùs ai ecihcid omjicid jih purpasm wctf mj`f imw `fjptmr. Js tfmy
pradrmss tfraudf gcem, cihcvchujgs ojy immh ta rmjgcdi tfmcr fapms jih
jspcrjtcais ta tfm rmjgctcms ae tfm prmsmit oaomit. Pclmrcji Ecr aeemrs cts
stmjhy mimrdy tfraudf pmrcahs ae `fjidm jih jhkustomit, rmocihcid
cihcvchujgs ta gaan ear tfm daah jih rmomolmr tfjt tfmy jrm cifmrmitgy
vjgujlgm jih immhmh. Xfm lmst dcet tfjt `ji lm dcvmi ta tfm imxt dmimrjtcai cs
sfjrcid j fmjrt jt pmj`m.
IMDJXCUM MOAXCAIP; Drcmvcid, gass, hmspjcrcid, sjh, rmdrmteug, ermttcid

avmr tfm pjst, pcicid
RAPCXCUM R\ARM\XCMP; @aoeartmh, eardcvmimss, pmrspm`tcvm, faimst,

wcshao, gcvcid ci tfm prmsmit, aptcocstc`, jhjptjlgm, pmj`meug
@AORJICAI ACGP; Tfctm Ecr, Rmtctdrjci, \mimwcid Lgmih, \mjssurcid

Lgmih, \asmojry, @aoeartcid Lgmih, Miàurjdcid Lgmih
P]DDMPXMH ]PMP;

raojtc`; Cifjgm
Xapc`jg; Jppgy
Xapc`jg; Jppgy :-0 hraps avmr fmjrt, ai wrcsts, ar lattao ae emmt.

PRMJ\OCIX
XFM ACG AE @AIECHMIX PRMM@F
Ppmjrocit cispcrms `gjrcty ae tfaudft jih àiechmit vmrljg mxprmsscai.

Cihcvchujgs ci immh ae Ppmjrocit ojy fchm tfmcr tfaudfts, apcicais, jih chmjs
ly wctffaghcid tfmcr vac`ms. Ppmjrocit miàurjdms ciimr `gjrcty jlaut aim–s
pmrsaijg àivc`tcais jih apcicais. Ct tfmi jsscsts cihcvchujgs ci trjisgjtcid
tfjt ciimr `gjrcty cita warhs.
Ppmjrocit praoatms àiechmi`m ci mxprmsscid aimsmge vmrljggy, mspm`cjggy

wfmi spmjncid ci erait ae draups ae pmapgm. Ct fmgps cihcvchujgs `rmjtm ji
meem`tcvm stjdm prmsmi`m ly cieuscid tfmo wctf àiechmi`m. Ppmjrocit jgsa
miàurjdms cihcvchujgs ta tjnm j pulgc` stjih ai lmfjge ae tfmcr vjgums jih
apcicais.
Ppmjrocit `ji lm j fmgpeug rmomhy ear tfasm wfa struddgm wctf
àoouic`jtcid `gmjrgy ear j wchm rjidm ae rmjsais, erao emmgcid s`jttmrmh
jih cijrtcùgjtm ta stuolgcid avmr aim–s warhs. Ct jsscsts cihcvchujgs ci
lmàocid moatcaijggy `gmjr jlaut wfjt tfmy wjit ta sjy jih tfmi sjycid ct.
Ci sfart, Ppmjrocit `ji fmgp cihcvchujgs j``mss tfmcr ciimr gcdft jih àivmy
tfjt gcdft ta tfm wargh wctf `gjrcty jih àiechmi`m.
IMDJXCUM MOAXCAIP; Emjr ae pulgc` spmjncid, tcoch, faghcid lj`n

apcicais, cijrtcùgjtm
RAPCXCUM R\ARM\XCMP; @aiechmit, jrtcùgjtm àoouic`jtcai, `gjrcty,

àurjdmaus
@AORJICAI ACGP; @jsscj, Gjvmihmr, @gjry Pjdm
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Hcgutm
Xapc`jg; Hcgutm :-0 hraps wctf `jrrcmr acg jih jppgy avmr tfrajt.

PRCNMIJ\H
XFM ACG AE D\JXCX]HM
Ppcnmijrh miàurjdms trum jpprm`cjtcai ear gcem. Ct jhhrmssms pjttmris ae

cidrjtctuhm, wfmrm cihcvchujgs smm tfmosmgvms js tjrdmts ae ljh gu`n ar
vc`tcos ae tfmcr gcem `crùostji`ms. Xfcs pmr`mptcai `ji aetmi gmjh ta emmgcids
ae lgjom jih jidmr.
Ppcnmijrh miàurjdms tfm saug ta surrmihmr jih j``mpt gcem mxj`tgy js ct cs. Ct
civctms cihcvchujgs ta gmt da jih ecih ji jpprm`cjtcai ear jgg ae gcem–s
mxpmrcmi`ms.
Ly apmicid tfm saug ta j``mptji`m jih drjtctuhm, Ppcnmijrh jsscsts
cihcvchujgs ci smmcid
emmgcid kay jih tfm hmmpmr
fjppcimss omjicid
ear atfmr pmapgmcijstfmcr
wmgggcvms.
js earCttfmosmgvms.
supparts tfmo ci
Ct civctms
cihcvchujgs ta mxpjih ly euggy gmttcid da ae rmscstji`m, jidmr, jih lgjom.
Drjtctuhm cs ji mxprmsscai ae àopgmtm j``mptji`m jih jluihji`m. J drjtmeug
pmrsai cs àitmit wctf wfjt tfmy fjvm. Ppcnmijrh tmj`fms cihcvchujgs ta lm
drjtmeug ear tfmcr `fjggmidms js wmgg js tfmcr lgmsscids. Ct jgsa jsscsts
cihcvchujgs ci trjis`mihcid tfmcr sarraws tfraudf lmcid drjtmeug ear tfmcr
prmsmit gcem `crùostji`ms. Xfraudf àopgmtm surrmihmr jih j``mptji`m, tfm
saug ojy lm lraudft cita pmj`m jih fjroaiy.
IMDJXCUM MOAXCAIP; ]idrjtmeug, rmscstcid, vc`tco omitjgcty, jidry,

drmmhy, smgecsf, mxpm`tcid ljh gu`n
RAPCXCUM R\ARM\XCMP; Drjtmeug, j``mptji`m, àitmit, pmj`meug
@AORJICAI ACGP;Tcgh Arjidm,
Arjidm, Jitc-Jdcid Lgmih, Gcom, Dcidmr, @gavm
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Jppgy :-0 hraps ai wrcsts, earmfmjh, ar avmr sagjr pgmxus (uppmr
Xapc`jg; Jppgy
staoj`f).

XJIDM\CIM
XFM ACG AE @FMM\ & @\MJXCUCXS
Xjidmrcim–s straid qujgctcms ae `fmmr jih kayeugimss `ji gcet tfm hjrnmst ae
oaahs. Ct `ji jsscst tfasm wfa emmg ùt aee erao tfm gcdftimss ae fmjrt aetmi
ojicemstmh ly `fcghrmi. Xfasm wfa emmg avmrlurhmimh ly rmspaisclcgcty
waugh lmimect erao Xjidmrcim–s upgcetcid vclrjtcai. Ct miàurjdms j pmrsai ta
lm `rmjtcvm jih spaitjimaus.
@rmjtcvcty `ji lm stcegmh ly ji mx`msscvm smism ae huty ar `rmjtcid rcdch

stjihjrhs ear aimsmge. Tfcgm warn, huty, jih rmspaisclcgcty jgg fjvm tfmcr
pgj`m, emmgcid avmrwarnmh, avmrgy rmspaisclgm, jih avmrlurhmimh gmjhs ta j
gass ae `rmjtcvm mimrdy. Xjidmrcim civctms cihcvchujgs ta ojnm raao ear tfmcr
`rmjtcvm schm, jih jsns tfjt tfmy rmcismrt eui, kay, jih spaitjimcty cita tfmcr
gcvms.
Xjidmrcim supparts cihcvchujgs ci j``msscid tfm jluihjit paag ae `rmjtcvm

mimrdy fmgh wctfci tfm spcrct. Ct tfmi jsscsts tfjt mimrdy ci egawcid tfraudf tfm
fmjrt jih cita pfysc`jg ojicemstjtcai. Xjidmrcim tmj`fms cihcvchujgs ta mikay
gcem ly lmcid oarm jluihjitgy `rmjtcvm jih ta rmmxpmrcmi`m tfm kay jih
`fmmreugimss tfmy nimw ci `fcghfaah.
IMDJXCUM MOAXCAIP; Avmrlurhmimh ly rmspaisclcgctcms, stcegmh

`rmjtcvcty, huty-lauih, avmrwarnmh, fmjvyfmjrtmh, kaygmss
RAPCXCUM R\ARM\XCMP; @fmmreug, eui, `rmjtcvm, spaitjimaus, eugecggmh,

gcdftfmjrtmh, kayeug, aptcocstc`
@AORJICAI ACGP; ]pgcetcid Lgmih, Civcdarjtcid Lgmih, Sgjid Sgjid,

Ljscg, Tcgh Arjidm, Gcom, Puisfcim Lgmih, \mh Ojihjrci
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Jppgy
Xapc`jg; Jppgy :-< hraps ai wrcsts, avmr fmjrt, ar sj`rjg `fjnrj (uppmr
staoj`f).

XFSOM
XFM ACG AE \MGMJPCID & EA\DCUCID
Xfyom cs aim ae tfm oast pawmreug `gmjismrs ae tfm moatcaijg lahy jih
jsscsts ci jhhrmsscid trjppmh emmgcids wfc`f fjvm lmmi lurcmh ear j gaid tcom.
Ct rmj`fms hmmp wctfci tfm lahy jih saug, smjr`fcid ear uirmsagvmh imdjtcvcty.
Xfyom lrcids ta tfm surej`m agh, stjdijit emmgcids. Ct cs pjrtcùgjrgy fmgpeug ci
trmjtcid tfm taxc` moatcais ae fjtm, rjdm, jidmr, jih rmsmitomit, wfc`f `jusm
tfm fmjrt ta `gasm.
Xfyom moptcms tfm saug ae imdjtcvcty, gmjvcid tfm fmjrt wchm apmi. Ci tfcs
stjtm ae apmiimss, cihcvchujgs lmdci ta emmg tagmrji`m jih pjtcmi`m ear atfmrs.
Js tfm fmjrt apmis oarm jih oarm, ct cs jlgm ta rm`mcvm gavm jih aeemr
eardcvmimss. Xfyom tmj`fms tfjt ct–s tcom ta gmt da jih oavm earwjrh. Js
cihcvchujgs eardcvm, tfmy ermm tfmosmgvms erao moatcaijg laihjdm. Xfyom
trjisearos fjtm jih jidmr cita gavm jih eardcvmimss.
IMDJXCUM MOAXCAIP; ]ieardcvcid, jidry, rjdm, fjtm, lcttmr, rmsmiteug,

moatcaijg laihjdm
RAPCXCUM R\ARM\XCMP; Eardcvcid, tagmrjit, pjtcmit, apmifmjrtmh,

uihmrstjihcid, moatcaijg rmgmjsm
@AORJICAI ACGP; @jrhjoao, \mimwcid Lgmih, Dmrjicuo, @yprmss,

Armdjia
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Hcgutm : hrap ar gmss wctf `jrrcmr acg jih jppgy ai `fmst, avmr sj`rjg
Xapc`jg; Hcgutm
`fjnrj (gawmr staoj`f), ar ai lattao ae emmt.
IAXM; Xfyom `ji lm crrctjtcid ta snci> lm `jutcaus wfmi jppgycid
tapc`jggy.

UMXCUM\
XFM ACG AE @MIXM\CID & HMP@MIX
Umtcvmr acg jsscsts ci lmàocid oarm raatmh ci gcem. Gcem `ji s`jttmr aim–s
mimrdy jih ojnm cihcvchujgs emmg spgct lmtwmmi hceemrmit prcarctcms, pmapgm,
jih j`tcvctcms. Umtcvmr lrcids tfm cihcvchujg lj`n hawi ta mjrtf. Ct jsscsts
tfmo ci drauihcid ta tfm pfysc`jg wargh. Umtcvmr jgsa jsscsts cihcvchujgs ci
hmmpgy àiim`tcid wctf wfjt tfmy tfcin jih emmg. Ci tfcs wjy, Umtcvmr cs
ci`rmhclgy suppartcvm ci jgg ncihs ae smge-jwjrmimss warn. Ct fmgps uiàvmr tfm
raat ae ji moatcaijg cssum.
Umtcvmr `fjggmidms tfm immh ta ms`jpm pjci. Ct `mitmrs cihcvchujgs ci tfmcr Xrum
Pmge jih duchms tfmo hawiwjrh ta tfm raat ae tfmcr moatcaijg cssums. Ct fmgps
tfmo ecih rmgcme lut iat tfraudf jvachji`m. \mgcme àoms jetmr tfmy fjvm
trjvmgmh wctfci jih omt tfm àrm ae tfmcr moatcaijg cssum. Umtcvmr wcgg iat gmt
tfmo quct. Ct drauihs tfmo ci tfm prmsmit oaomit jih `jrrcms tfmo tfraudf
ji moatcaijg `jtfjrscs. Xfm hms`mit cita tfm Xrum Pmge jsscsts cihcvchujgs ci
hcsàvmrcid hmmpmr ej`mts ae tfmcr lmcid. Umtcvmr apmis tfm haars ta gcdft jih
rmàvmry tfraudf tfcs hawiwjrh kaurimy.
IMDJXCUM MOAXCAIP; Jpjtfmtc`, hcsàiim`tmh, s`jttmrmh, strmssmh,

uidrauihmh, jvachcid, `rcscs
RAPCXCUM R\ARM\XCMP; @mitmrmh, drauihmh, prmsmit, moatcaijggy

jwjrm jih àiim`tmh
@AORJICAI ACGP; Fmgc`frysuo, Kuicpmr Lmrry, Drauihcid Lgmih
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Jppgy
Xapc`jg; Jppgy :-0 hraps ai lattao ae emmt ar ljsm ae spcim.

TFCXM EC\
XFM ACG AE DMIM\JXCAIJG FMJGCID
Tfctm Ecr jhhrmssms dmimrjtcaijg cssums. Rjttmris jih trjhctcais jrm pjssmh
hawi erao ejocgy omolmr ta ejocgy omolmr. Paom ae tfmsm pjttmris jrm
pasctcvm wfcgm atfmrs jrm imdjtcvm jih hmstru`tcvm. Mxjopgms ae imdjtcvm
pjttmris ojy ci`guhm sulstji`m jlusm, jidmr, àhmpmihmi`y, pfysc`jg ar
moatcaijg jlusm, mjtcid cssums, prchm, jih tfm immh ta lm rcdft.
Tfctm Ecr jsscsts tfm cihcvchujg ci uimjrtfcid tfmsm imdjtcvm pjttmris erao tfm
fchhmi rm`mssms ae tfm lahy jih saug. Js tfmy jrm lraudft ta tfm gcdft ae
àis`causimss, tfmy `ji lm hmjgt wctf jih put ta rmst. Cihcvchujgs `ji `faasm
iat ta pjrtc`cpjtm ci hmstru`tcvm ejocgy pjttmris jih tfmrmly lrmjn tfm
trjhctcai. Tfctm Ecr jchs tfcs pra`mss jih ci`rmjsms aim–s `fji`ms ae su``mss.
Ci lrmjncid tfmsm pjttmris, ct aeemrs j rmeudm ae spcrctujg pratm`tcai jih fmgps
cihcvchujgs stjy trum ta tfm pjtf ae fmjgcid, mvmi ce tfmcr ejocgy omolmrs
appasm tfmo ci gmjvcid lmfcih tfmcr trjhctcais.
IMDJXCUM MOAXCAIP; Dmimrjtcaijg ar fmrmhctjry lurhmis,

àhmpmihmit, hmstru`tcvm pjttmris, fchcid
RAPCXCUM R\ARM\XCMP; Dmimrjtcaijg fmjgcid, fmjgtfy pjttmris, fmjgtfy

àiim`tcais, eardcid imw pjtfwjys, spcrctujg pratm`tcai
@AORJICAI ACGP; Rmtctdrjci, Haudgjs Ecr, Lcr`f, @mggugjr Lgmih
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Jppgy
Xapc`jg; Jppgy 0-= hraps avmr `fmst ar ai lattao ae emmt.

TCGH A\JIDM
XFM ACG AE JL]IHJI@M
Tcgh Arjidm jhhrmssms j wchm vjrcmty ae moatcaijg cssums. Ct cispcrms

jluihji`m, eastmrs `rmjtcvcty, jih supparts j pasctcvm oaah. Tcgh Arjidm
jgsa rmàiim`ts cihcvchujgs wctf tfmcr ciimr `fcgh jih lrcids spaitjimcty, eui,
ay, jih pgjyeugimss cita aim–s gcem.
Jt cts àrm, Tcgh Arjidm tmj`fms tfm trum omjicid ae jluihji`m. Ct

miàurjdms cihcvchujgs ta gmt da ae s`jr`cty ocihsmts wctf jgg ae tfmcr
ojicemstjtcais, ci`guhcid emjr, imrvausimss, ciegmxclcgcty, warnjfagcso, gj`n
ae fuoar, jih tfm lmgcme tfjt tfmrm cs iat miaudf. Tcgh Arjidm rmocihs tfm
saug ae tfm gcoctgmss suppgy eauih ci ijturm. Eruct trmms, gcnm tfm arjidm trmm,
dcvm ermmgy ta jgg ci immh. Xfcs acg tmj`fms cihcvchujgs ta dcvm wctfaut tfaudft
ae àopmisjtcai. Ci ijturm, tfmrm cs jgwjys miaudf ta da jrauih. Tcgh
Arjidm miàurjdms cihcvchujgs ta gmt da ae tfmcr immh ta fajrh, wfc`f cs tfm
mpctaom ae s`jr`cty.
Tcgh Arjidm jgsa jsscsts ji cihcvchujg–s ijturjg `rmjtcvm smism. Ct cispcrms

gcoctgmss sagutcais ear pralgmos jih cssums. Aim imvmr immhs ta emjr. Tcgh
Arjidm civctms cihcvchujgs ta àopgmtmgy gmt da js j `fcgh hams jih ta gcvm
erao tfmcr Xrum Pmge. Jt j pmrsai–s àrm, tfmy jrm jluihji`m. Pfjrcid,
pgjycid, rmgjxcid, jih mikaycid tfm lauitcms ae gcem‐tfmsm jrm tfm dcets
lmstawmh ly Tcgh Arjidm acg.
IMDJXCUM MOAXCAIP; P`jr`cty, avmrgy smrcaus, rcdch, hugg, warnjfagc`,

gj`n ae mimrdy, hcsàurjdmh, fajrhcid, mivcaus
RAPCXCUM R\ARM\XCMP; Jluihjit, smism ae fuoar, pgjyeug, dmimraus,

spaitjimaus, `rmjtcvm, kayeug
@AORJICAI ACGP; Xjidmrcim, Gmoai, Sgjid Sgjid, \mh Ojihjrci
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Jppgy
Xapc`jg; Jppgy :-0 hraps avmr sj`rjg `fjnrj (uppmr staoj`f).

TCIXM\D\MMI
XFM ACG AE P]\\MIHM\
Tcitmrdrmmi cs tfm acg ae surrmihmr. Ct `ji jsscst straid-wcggmh cihcvchujgs ci

gmttcid da ae tfm immh ta niaw jih tfm immh ta lm rcdft. Ct tjnms drmjt citmrijg
strmidtf ta surrmihmr ta j Fcdfmr Rawmr. Tcitmrdrmmi colums tfm saug wctf
tfcs strmidtf jih tmj`fms faw ta gmt da jih lm ermm ae tfm imdjtcvcty jih pjci
aim faghs ai ta. Xfm lmgcme tfjt gcem cs pjcieug jih oust lm sfaughmrmh jgaim
ojnms ct sa. Tcitmrdrmmi civctms cihcvchujgs ta surrmihmr tfmsm straid
apcicais.
Tcitmrdrmmi rmocihs cihcvchujgs tfjt tfmy ha iat fjvm ta ha gcem ai tfmcr

awi. Xfmrm cs j àistjit civctjtcai ta surrmihmr aim–s lurhmis ta j Fcdfmr
Rawmr. Jgg tfjt cs rmqucrmh cs ta rmgmjsm jih gmt da. Tcitmrdrmmi tmj`fms tfjt
aim `ji turi tfmcr fjrhsfcps avmr ta tfjt pawmr drmjtmr tfji tfmosmgvms sa
tfmy ha iat fjvm ta `jrry tfm lurhmi ae gcem jgg jgaim.
IMDJXCUM MOAXCAIP; @aitraggcid, wcggeug, immhcid ta lm rcdft,

lurhmimh, mx`msscvm smge-rmgcji`m
RAPCXCUM R\ARM\XCMP; Purrmihmr, rmgycid ai hcvcim drj`m,

iaijttj`fomit, tmj`fjlgm, strmidtfmimh
@AORJICAI ACGP; Pjihjgwaah, Armdjia, Erjinci`mism, Jrlarvctjm
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Hcgutm
Xapc`jg; Hcgutm :-< hraps wctf `jrrcmr acg jih jppgy avmr fmjrt.

SGJID SGJID
XFM ACG AE XFM CIIM\ @FCGH
Sgjid Sgjid cs j pawmreug rmomhy ear tfm fmjrt. Oahmri-hjy sa`cmty faiars
jih rmvmrms tfm ocih avmr tfm fmjrt. Smt tfm fmjrt, wctf cts cituctcvm wjys ae
rm`mcvcid ciearojtcai, cs ji mssmitcjg pjrt ae tfm saug. Sgjid Sgjid rmàiim`ts
cihcvchujgs wctf tfm ciimr `fcgh jih tfm purm, scopgm wjys ae tfm fmjrt. Ct
miàurjdms pgjy jih rmstarms j `fcghgcnm ijturm jih ciia`mi`m. Ct jsscsts ci
j``msscid cituctcai ar ‗fmjrt niawcid.‟
Sgjid Sgjid cs jgsa j pawmreug rmomhy ear rmgmjscid moatcaijg trjuoj erao
tfm pjst. Ct cs j ejitjstc` suppart ci jdm rmdrmsscai warn jih atfmr omtfahs ae
moatcaijg fmjgcid. Sgjid Sgjid jgsa jsscsts cihcvchujgs ci rmgmjscid lattgmh-
up moatcais su`f js jidmr jih sjhimss. Emmgcids tfjt fjvm lmmi lurcmh cischm
jrm lraudft ta tfm gcdft tfraudf Sgjid Sgjid–s jsscstji`m. Xfcs acg jggaws
moatcaijg fmjgcid ta egaw ijturjggy, iurturcid tfm fmjrt tfraudf tfm pra`mss.
Ct rmocihs tfm cihcvchujg tfjt kay `ji lm emgt jih mxpmrcmi`mh oarm euggy ly
jggawcid tfm fmjrt cts eugg rjidm ae moatcais.
IMDJXCUM MOAXCAIP; Kaygmss, strmssmh, avmrjijgyzcid, sjh,

hcsàiim`tmh erao ciimr `fcgh
RAPCXCUM R\ARM\XCMP; Rgjyeug, ermm, cituctcvm, moatcaijggy àiim`tmh,

fmjgcid, kayeug, ciia`mit
@AORJICAI ACGP; Dmrjicuo, Xjidmrcim, Tcgh Arjidm, \asm, \mh

Ojihjrci
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Jppgy
Xapc`jg; Jppgy :-0 hraps avmr fmjrt.

PM@XCAI
ACG LGMIHPCCC

CIX\AH]@XCAI
FAT XA ECIH J LGMIH
Xrjhmojrn ijoms jrm iat usmh ci tfm Acg Lgmihs sm`tcai. Fawmvmr, oast
lgmihs jrm gcstmh ci tfcs laan ly tfm sultctgm ijom tfjt cs eauih ai tfm
mssmitcjg acg lattgm. Ear mxjopgm, ce tfm lgmih yau jrm gaancid ear cs Lrmjtfm,
wctf tfm sultctgm \mspcrjtary Lgmih, gaan ear scocgjr acgs ta lm gcstmh uihmr
\mspcrjtary Lgmih ci tfcs laan.
JLA]X ACG LGMIHP
Acg lgmihs jrm `rmjtmh ly àolcicid smvmrjg scidgm acgs ta earo ji mitcrmgy
imw prahu`t. Lgmihs jrm earougjtmh ta jhhrmss spm`cec` pfysc`jg ar moatcaijg
tfmoms ar cssums, jih `ji jsscst wctf yaur fmjgcid ly ci`rmjscid tfm vjrcmty ae
moatcaijg stjtms wfc`f yau `ji jhhrmss. Acg lgmihs jrm hceemrmit erao scidgm
acgs lut iat im`mssjrcgy supmrcar. Ptcgg, lgmihs ojy lm oarm mqucppmh tfji
scidgm acgs ci saom wjys. Tfmi earougjtmh wmgg, acg lgmihs `rmjtm syimrdcms,
ar ci`rmjsmh meem`tcvmimss, ci suppartcid tfm spm`cec` cssums tfmy wmrm `rmjtmh
ta jhhrmss.
MOAXCAIJG J\AOJXFM\JRS LGMIHP
Pcx lgmihs ci tfcs sm`tcai jrm gjlmgmh Moatcaijg Jraojtfmrjpy Lgmihs. Xfmsm
lgmihs fjvm lmmi spm`cjggy earougjtmh ta jsscst cihcvchujgs ci ljgji`cid tfmcr
oaahs jih warncid tfraudf tfmcr moatcais, jih mj`f aim tjrdmts j uicqum
moatcaijg stjtm. Mj`f lgmih utcgczms tfm moatcaijg prapmrtcms ae twa jraojtc`
pgjit ejocgcms.

JIXC-JDCID LGMIH
XFM ACG AE PRC\CX]JG CIPCDFX
Mssmitcjg acgs fjvm lmmi

lmmi usmh sci`m
sci`m jitcqucty
jitcqucty ta jssc
jsscsst omhctjtcai
omhctjtcai prj`tc`ms,
prjymr, jih spcrctujg warsfcp. Jitc-Jdcid Lgmih àolcims tfm pawmr ae fcdf
vclrjtcaijg acgs wctf drauihcid acgs ta jsscst tfm àiim`tcai lmtwmmi spcrct
jih lahy, fmjvmi jih mjrtf. Ct miàurjdms pasctcvm stjtms ae lmcid jih
supparts tfm hmvmgapomit ae ejctf, fapm, drjtctuhm, ncihimss, gavm, pjtcmi`m,
jih trust.
Jitc-Jdcid Lgmih cs j waihmreug jch ear omhctjtcai js ct qucmts tfm ocih,

eastmrs ciimr stcggimss, jih miàurjdms spcrctujg drawtf. Xfmsm acgs jrm dmitgm
ymt pawmreug. Xfmy jsscst ci tfm rmgmjsm ae imdjtcvcty, hjrnimss, jih gcoctcid
pmr`mptcais. Xfcs lgmih `ji octcdjtm spcrctujg lgcihimss jih atfmr spcrctujg
cssums ly aeemrcid praeauih gcdft ta cihcvchujgs.
Jitc-Jdcid Lgmih aeemrs drj`m jih àoeart wfmi aim emmgs hcsàurjdmh ar
hcstrmssmh. Xfcs lgmih `ji jsscst cihcvchujgs ci trjis`mihcid tfm hjrnimss,
pjci, jih strmss ae gcem. Ct aeemrs suppart ci rjcscid gmvmgs ae àis`causimss jih
prmpjrcid cihcvchujgs ear imw fmcdfts ae spcrctujg trjisearojtcai.
CID\MHCMIXP; Erjinci`mism,
Erjinci`mism, Pjihjgwaah
Pjihjgwaah,, Gjvmihmr,
Gjvmihmr, Oyrrf
Oyrrf jih
jih atfmr
mssmitcjg acgs
IMDJXCUM MOAXCAIP; Ppcrctujggy hcsàiim`tmh, lurhmimh, hcsàurjdmh,

spcrctujg lgcihimss, hjrn icdft ae tfm saug
RAPCXCUM R\ARM\XCMP; Fapmeug, spcrctujg trjisearojtcai, ejctf, trust ci

tfm Hcvcim, drj`m, stcgg
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Jppgy :-0 hraps ai `rawi ae fmjh, earmfmjh, wrcsts, avmr tfrajt, ar
Xapc`jg; Jppgy
fmjrt.

@MGG]GJ\ LGMIH
XFM ACG AE X\JIPEA\OJXCAI
@mggugjr Lgmih warns moatcaijggy js wmgg js pfysc`jggy wctf tfm `y`gms ae gcem
jih hmjtf jih pmrsaijg trjisearojtcai. Ly puttcid aee tfm agh, cihcvchujgs
lmàom ermm ta mxpmrcmi`m tfm imw‐tfcs cs trjisearojtcai. @mggugjr Lgmih
supparts tfm lahy–s sc`n ar hjojdmh `mggs ta mctfmr trjisctcai ta hmjtf, ar ta
trjisearo, rmpjcr, jih rmimw. Xfraudf tfm fmgp jih suppart ae tfcs lgmih,
cihcvchujgs `ji jsscst tfmcr lahcms, `mggs, mimrdy, jih moatcais ci rmturicid ta
j ljgji`mh, fmjgtfy, jih jutfmitc` stjtm.
@mggugjr Lgmih cs pjrtcùgjrgy suppartcvm ci rmgmjscid jgg typms ae imdjtcvm

ejocgy pjttmris wfc`f jrm rmàrhmh ci tfm lahy ctsmge (ci tfm HIJ). Ct cs
mspm`cjggy suctmh ear tfasm wfa struddgm wctf hmlcgctjtcid `crùostji`ms, js ct
fmgps ta rmgcmvm emmgcids ae hault, hcslmgcme, hmspjcr, jih lurhmi. Ct tmj`fms
cihcvchujgs ta rm`gjco tfmcr gcem mimrdy jih ta lmgcmvm tfjt `fjidm cs passclgm.
@mggugjr Lgmih supparts tfm pra`mss ae rmdjcicid fmjgtf jih vctjgcty ly
miàurjdcid tfm rmgmjsm ae tfm agh jih tfm lcrtf ae tfm imw.
jih atfmr mssmitcjg Erjinci`mism
acgs , Tcgh Arjidm
Arjidm,, Gmoaidrjss,
Gmoaidrjss, Xfyom,
Xfyom, @gavm
IMDJXCUM MOAXCAIP; Hmlcgctjtmh, hcsàurjdmh, taxc`, stu`n, lurhmimh

ly ejocgy pjttmris
RAPCXCUM R\ARM\XCMP; \mpjcrcid, ljgji`mh, trjisearocid, rmlcrtf,

vctjgcty, fmjgtfy, apmi ta `fjidm
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Jppgy
Xapc`jg; Jppgy :-0 hraps ai ijpm ae im`n ar lattao ae emmt.
@GMJIPCID LGMIH
XFM ACG AE R]\CEC@JXCAI
@gmjiscid Lgmih jsscsts cihcvchujgs ci rmgmjscid taxc` moatcais jih mitmrcid j

`gmjiscid stjtm. Ct rmvctjgczms tfm mimrdy systmo, wjsfcid jwjy imdjtcvm
ciegumi`ms. Xfcs lgmih suppa
supparrts cihcvchujgs
cihcvchujgs wfa emm
wfa emmgg trjppmh ly imdjtcvcty ar
taxc`cty. @gmjiscid Lgmih pravchms ermmhao erao pjst fjlcts jih pjttmris. Ct
cs mspm`cjggy fmgpeug ci àoljtcid taxc` emmgcids ae fjtm, rjdm, miomsfomit,
jih ci smvmrcid atfmr imdjtcvm jttj`fomits.
Gcnm Gmoaidrjss, @gmjiscid Lgmih ojnms j waihmreug spj`m `gmjismr. Ct `ji

`gmjr imdjtcvm mimrdy erao tfm fausmfagh jih tfm mivcraiomit, js wmgg js
`gmjism tfm jcr ae ahar jih fjroeug oc`raardjicsos. Hceeusmh ci tfm jcr, tfmsm
acgs `ji ej`cgctjtm moatcaijg lrmjntfraudfs. Ci arhmr ta fmjg, aim oust rm`mcvm.
Lut ci arhmr ta rm`mcvm, aim oust ecrst rmgmjsm wfjt cs lga`ncid tfm imw, `gmji
mimrdy erao mitmrcid. @gmjiscid Lgmih supparts cihcvchujgs ci àistjitgy
rmgmjscid tfm agh sa tfmy ojy lm apmi ta tfm imw.
CID\MHCMIXP; Gmoai,
Gmoai, Pclmrcji Ecr,
Ecr, @ctraimggj, Gcom
Gcom jih
jih atfmr mssmitcjg
acgs
IMDJXCUM MOAXCAIP; Xrjppmh, imdjtcvm, taxc`, fjtm, rjdm, àitraggcid
RAPCXCUM R\ARM\XCMP; ]imiùolmrmh, `gmjiscid, purceycid, rmgmjscid
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Jppgy
Xapc`jg; Jppgy :-0 hraps ai lattao ae emmt.
Mivcra
Miv craiom
iomit;
it; Jhh
@AOEA\XCID LGMIH
XFM ACG AE @AIPAGJXCAI
MOAXCAIJG J\AOJXFM\JRS LGMIH
Xfcs lgmih
lgmih ae trmms
trmms jih
jih egawmrs wjs earougjtmh ta jsscst cihcvchujgs wfa jrm
ci immh ae moatcaijg àoeart. Ct saatfms moatcaijg pjci jetmr pmrcahs ae
mxtrmom strmss ar trjuoj. @aoeartcid Lgmih jsscsts cihcvchujgs wfa jrm
lurhmimh ly gass, drcme, ar trjdmhy. Tfmi pjst moatcaijg furts rmsurej`m,
@aoeartcid Lgmih `ji jsscst ci rmgmjscid tfmsm moatcaijg lurhmis.
Tfmi j staro cs rjdcid ci aim–s fmjrt ar ocih, ar wfmi tfmrm cs ia rmgcme erao
emjr, moatcaijg pjci, ar jixcaus emmgcids, @aoeartcid Lgmih `ji jsscst
cihcvchujgs ci tjncid tfm ecrst stmps tawjrh fmjgcid. Ct miàurjdms cihcvchujgs
ta smmn hcvcim citmrvmitcai sa tfmy ojy mxpmrcmi`m tfm mvmr-prmsmit ojitgm ae
wjrotf, gavm, jih àisagjtcai. @aoeartcid Lgmih fmgps mjsm aim–s lurhmis,
jsscsts ci mxpmrcmi`cid j smrmim fmjrt jih ocih, jih duchms cihcvchujgs
tawjrh moatcaijg rmst.
Erjinci`mism, Rjt`faugc
Rjt`faugc,, Sgjid Sgjid
Sgjid,, Gjlhjiuo, Joyrcs
Pjihjgwaah jih atfmr mssmitcjg acgs
Pjihjgwaah jih
IMDJXCUM MOAXCAIP; Drcmvcid, gass, trjuojtczmh, jixcaus, rmstgmss,
uismttgmh, moatcaijg pjci, lurhmimh
RAPCXCUM R\ARM\XCMP; @aoeartmh, àitmit, rmsteug, wfagm, smrmim,

fmjgcid
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Jppgy
Xapc`jg; Jppgy :-0 hraps avmr fmjrt, lmfcih mjrs, ar ai wrcsts.
HMXAVCEC@JXCAI LGMIH
XFM ACG AE UCXJGCXS JIH X\JIPCXCAI
Hmtaxcec`jtcai Lgmih wjs hmscdimh ta `gmjism tfm ardjis jih systmos ae tfm
lahy. Moatcaijggy, tfcs lgmih
tfcs lgmih jjsscsts
sscsts hur
hurcid tcoms
tcoms ae trjisctcai jih `fjidm. Ct
`ji jsscst ji cihcvchujg ci hmtaxcid agh fjlcts jih gcoctcid lmgcmes. Tfmi ji
cihcvchujg fjs emgt trjppmh ly smge-sjlatjdcid lmfjvcars, Hmtaxcec`jtcai Lgmih
pjvms tfm wjy ear imw gcem mxpmrcmi`ms. Ct jchs ci gmttcid da ae lmfjvcars tfjt
jrm hmstru`tcvm ta aim–s fmjgtf jih fjppcimss. Ct cs mspm`cjggy fmgpeug hurcid
ojkar gcem `fjidms wfc`f rmqucrm jhkustomits ci fjlct jih gcemstygm, su`f js
jgtmrcid hcmt, qucttcid soancid, ar gmjvcid j taxc` rmgjtcaisfcp.
Hmtaxcec`jtcai Lgmih rmjwjnmis vctjg gcem mimrdy. Ct jgsa jsscsts ji cihcvchujg

ci hcsàvmrcid imw mimrdy jih vctjgcty ly miàurjdcid tfm rmgmjsm ae pfysc`jg
jih moatcaijg taxcis. Xfcs lgmih jchs ci sfmhhcid jpjtfy jih jiy hmstru`tcvm
fjlct, fmgpcid j pmrsai ecih imw mitfuscjso ear gcem. Js cihcvchujgs gmt da ae
gcoctcid lmgcmes, lmfjvcars, jih gcemstygms, tfmy fjvm drmjtmr raao ta rm`mcvm.
Js j rmsugt, tfmy jrm jlgm ta smm gcem erao j ermsf pmrspm`tcvm jih molrj`m imw
mxpmrcmi`ms.
CID\MHCMIXP; Xjidmrcim
Xjidmrcim,, \asmojry
\asmojry,, Dmrjicuo
Dmrjicuo jih
jih atfmr mssmitcjg acgs
IMDJXCUM MOAXCAIP; Pmge-sjlatjdm, hceecùgty wctf trjisctcais,

taxc`cty, gcoctcid lmgcmes, jpjtfmtc`
RAPCXCUM R\ARM\XCMP; Jlcgcty ta jhkust, rmvctjgczmh, purceycid, apmi ta

imw mxpmrcmi`ms
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Jppgy
Xapc`jg; Jppgy :-0 hraps avmr sagjr pgmxus (uppmr staoj`f), ai ochhgm ae
lj`n, ar lattao ae emmt.

HCDMPXCUM LGMIH
XFM ACG AE HCDMPXCAI
Hcdmstcvm Lgmih wjs earougjtmh ta suppart tfm lahy–s hcdmstcvm systmo. Ct

jgsa fjs j pawmreug moatcaijg
moatcaijg qujgcty
qujgcty ear suppartcid
suppartcid cihcvc
cihcvchujgs
hujgs wfa gj`n
citmrmst ci gcem jih tfm pfysc`jg wargh. Xfm cihcvchujg ojy fjvm j tmihmi`y ta
tjnm ai taa ou`f jt ai`m. Xfcs avmrgajh ae ciearojtcai jih stcougjtcai ojy
gmjh ta ji moatcaijg earo ae cihcdmstcai, wfmrm tfm cihcvchujg `jiiat lrmjn
hawi gcem mxpmrcmi`ms cita pjgjtjlgm earos. Xfm saug gctmrjggy lmàoms
avmremh jih uihmriaurcsfmh, js ct `jiiat trjisgjtm cts mxpmrcmi`ms cita j
usjlgm earo. Tfmi cihcvchujgs jrm euggy avmrwfmgomh jih avmrstcougjtmh,
tfmy ojy gasm tfmcr jppmtctm ear eaah, gcem, jih tfm pfysc`jg wargh ci dmimrjg.
Xfmy ojy lmàom jpjtfmtc` jlaut tfmcr sctujtcai jih lmdci imdgm`tcid tfmcr
lahy–s ljsc` immhs.
Hcdmstcvm Lgmih àolcims pawmreug acgs ta suppart tfm lahy jih tfm spcrct ci
jsscocgjtcid imw ciearojtcai jih mvmits. Ct ci`rmjsms aim–s jlcgcty ta rm`mcvm
imw ciearojtcai, imw rmgjtcaisfcps, jih imw mxpmrcmi`ms jih lm apmi ta imw
passclcgctcms. Xfcs lgmih jchs cihcvchujgs ci hcdmstcid gcem–s ojiy mxpmrcmi`ms.
CID\MHCMIXP; Jicsm, Rmppmrocit,
Rmppmrocit, Dcidmr
Dcidmr,, @jrjwjy, @arcjihmr
@arcjihmr jih
jih atfmr
mssmitcjg acgs
IMDJXCUM MOAXCAIP; Avmrstcougjtmh, gass ae jppmtctm ear eaah ar gcem,

hceecùgty jsscocgjtcid imw ciearojtcai ar mxpmrcmi`ms, avmrwfmgomh,
jpjtfmtc`, uimitfuscjstc`
RAPCXCUM R\ARM\XCMP; Jsscocgjtcid mxpmrcmi`ms, jhkustcid, iaurcsfmh,

mitfuscjstc`
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Jppgy
Xapc`jg; Jppgy :-0 hraps avmr mitcrm staoj`f.

MI@A]\JDCID LGMIH
XFM ACG AE OAXCUJXCAI
MOAXCAIJG
MOAXCAIJG J
J\AOJ
\AOJXFM\
XFM\ JRS
JRS L
LGMI
GMIHH
Xfcs lgmih ae ocits jih `ctrus acgs wjs earougjtmh ear tfasm wfa immh
oatcvjtcai jih miàurjdmomit. Ct jsscsts cihcvchujgs wfasm wcgg fjs
stjdijtmh jih immhs ta lm ecrmh cita j`tcai jdjci. Miàurjdcid Lgmih eastmrs
àiechmi`m ta eaggaw tfraudf wctf aim–s `rmjtcvm cispcrjtcais jih citmitcais.
Ct jgsa colums j wjrrcar-gcnm spcrct jih strmidtfmis cihcvchujgs ta ej`m
jhvmrsctcms jih `fjggmidms.
Xfcs lgmih cs mspm`cjggy fmgpeug ci tcoms ae wmjrcimss jih hcsàurjdmomit

wfmi aim fjs gast tfm mimrdy jih oatcvjtcai ta àopgmtm copartjit gcem tjsns,
su`f js `jrcid ear j sc`n gavmh aim ar jsscstcid atfmrs ci immh. Ct cs mjsy ta
lmàom gmtfjrdc` ar hcsàurjdmh wfmi aim cs ci j gaid-tmro `jrm sctujtcai ar
jiatfmr moatcaijggy ar pfysc`jggy tjxcid `crùostji`m. Miàurjdcid Lgmih
`ji j`t js j suppart ci rmhcsàvmrcid jih ojcitjcicid aim–s hmscrm ta smrvm. Ct
miàurjdms cihcvchujgs ta warn tfraudf tfmcr emmgcids ae dgaao, wmjrcimss, ar
fapmgmssimss, rjtfmr tfji sgcppcid cita hmspaihmi`y ar hmspjcr. Cistmjh ae
rmojcicid pjrjgyzmh ly tfmsm emmgcids, tfcs lgmih gjui`fms cihcvchujgs cita
pasctcvm j`tcai. Ct àiechmitgy rmjssurms tfjt tfmy ha fjvm tfm àurjdm immhmh
ta ej`m jiatfmr hjy.
CID\MHCMIXP; Rmppmrocit,
Rmppmrocit, @gmomitcim, @arcjihmr
@arcjihmr,, Ljscg,
Ljscg, Suzu, Omgcssj
IMDJXCUM MOAXCAIP; Tmjry, hcsàurjdmh, stjdijit, dgaaoy, gj`ncid

oatcvjtcai, uijlgm ta prmss ai
àiechmit R\ARM\XCMP; Oatcvjtmh, miàurjdmh, fapmeug, mimrdczmh,
RAPCXCUM
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Hcgutm
Xapc`jg;
staoj`f), Hcgutm
fmjrt, :-0 hraps wctf
ai wrcsts, `jrrcmrmjrs.
ar lmfcih acg jih jppgy avmr sagjr pgmxus (uppmr

EA@]P LGMIH
XFM ACG AE R\MPMI@M
Ci àitrjst ta Gmoai acg, niawi
niawi js ‗X
‗Xfm Acg ae Eaùs
aùs,‟ Eaùs Lgmih `jgos
tfm ocih, ej`cgctjtcid ciimr pmj`m. Tfmrmjs Gmoai j`tcvjtms tfm ocih, Eaùs
Lgmih qucmts jih drauihs omitjg ear`ms. Ct cs mspm`cjggy lmimec`cjg ta tfasm
wctf j sfart jttmitcai spji. Ct miàurjdms cihcvchujgs ta rmojci prmsmit wctf
tfm tjsn jt fjih jih ta àopgmtm j prakm`t, dajg, ar j`tcvcty lmearm oavcid
aita tfm imxt. Eaùs Lgmih cs tfmrmearm suppartcvm ta cihcvchujgs wfa lmàom
gast ci tfaudft‐tfasm wfa rjpchgy kuop erao aim j`tcvcty ar chmj ta tfm imxt‐
js wmgg js tfasm wfa gasm tfmosmgvms ci hjyhrmjos ar ejitjsy.
Eaùs Lgmih dmitgy duchms tfm saug cita eugg jwjrmimss ae cts pfysc`jg lahy
jih pfysc`jg surrauihcids. Ct civctms cihcvchujgs ta j``mpt tfm rmjgcty ae tfmcr
gcem sctujtcai, sa tfmy ojy hmjg wctf ct jppraprcjtmgy. Xfcs lgmih mspm`cjggy
miàurjdms cihcvchujgs ta gcvm ci tfm fmrm jih iaw, jih tfmrmearm praoatms j
omhctjtcvm stjtm. Eaùs Lgmih–s stjlcgcty jih drauihcid mimrdy supparts j
fmjgtfy àiim`tcai lmtwmmi tfm lahy jih tfm ocih. Tctf tfm suppart ae
Eaùs Lgmih, cihcvchujgs jrm mopawmrmh ta gcvm euggy àiim`tmh ci tfm
prmsmit oaomit.
CID\MHCMIXP; Joyrcs, Rjt`faugc,
Rjt`faugc, Erjinci`mism,
Erjinci`mism, Gcom
Gcom,, Sgjid Sgjid
Sgjid jih
jih
atfmr mssmitcjg acgs
IMDJXCUM MOAXCAIP; Hcstrj`tmh, iat prmsmit ar jwjrm, hjyhrmjocid,

pra`rjstcijtcid, s`jttmrmh
RAPCXCUM R\ARM\XCMP; Eaùsmh, àopgmtcai ae prakm`ts jih tjsns,

gcvcid ci tfm prmsmit oaomit, `jgo, drauihmh
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Jppgy
Xapc`jg; Jppgy :-0 hraps ai tmopgms, wrcsts, ar ijpm ae im`n.

D\A]IHCID LGMIH
XFM ACG AE D\A]IHCID
Drauihcid Lgmih cs prcojrcgy j àolcijtcai ae trmm acgs jih raats. Xrmms gcvm
ci tfm prmsmit oaomit. Xfmy jrm iat ci j furry> tfmy jrm stjlgm. Drauihcid
Lgmih–s saet mimrdy cs mx`mggmit ear `jgocid avmrj`tcvm `fcghrmi wfa fjvm
hceecùgty smttgcid hawi. Ct cs jgsa j waihmreug rmomhy ear tfasm wfa immh ta
rmàiim`t wctf tfmcr raats. Drauihcid Lgmih strmidtfmis j àiim`tcai wctf
tfm gawmr lahy jih wctf tfm mjrtf. Xfmsm àiim`tcais jrm mspm`cjggy copartjit
wfmi tfm uppmr ejùgtcms fjvm lmmi avmrusmh hum ta mx`msscvm tfcincid,
spmjncid, ar spcrctujg j`tcvcty.
Drauihcid Lgmih cs mspm`cjggy suctmh ear pmrsaijgctcms wfa smmn ta ms`jpm

erao gcem tfraudf hcsàiim`tcai ar hcsjssa`cjtcai. Xfmsm cihcvchujgs ojy
jvach gaid-tmro àooctomits ci warn ar rmgjtcaisfcps, prmemrrcid cistmjh ta
hrcet. Xfcs lgmih rmocihs cihcvchujgs tfjt ta rmjgczm tfmcr trum hrmjos jih
hmscrms, tfmy oust stjy eaùsmh ai j dajg uitcg ct cs j`tujgczmh ci tfm pfysc`jg
wargh. Drauihcid Lgmih tmj`fms trum pmrsmvmrji`m ly jsscstcid cihcvchujgs ci
stjycid prmsmit wctf j spm`cec` pgji ar chmj uitcg ct cs molahcmh. Rravchcid
ciimr strmidtf jih eartctuhm, Drauihcid Lgmih tmj`fms cihcvchujgs ta drauih
tfmcr mimrdy jih ta ojicemst tfmcr vcscai wctf tfm pjtcmi`m ae j trmm.
CID\MHCMIXP; Ppru`m, Fa Taah, Erjinci`mism,

Erjinci`mism, Lgum Xjisy jih
Xjisy jih atfmr
mssmitcjg acgs
IMDJXCUM MOAXCAIP; P`jttmrmh, uidrauihmh, hcsàiim`tmh, uistjlgm
RAPCXCUM R\ARM\XCMP; Drauihmh, stjlgm, àiim`tmh, àoocttmh, smge-

àitjcimh, ciimr strmidtf, pmrsmvmrcid
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Jppgy
Xapc`jg; Jppgy :-0 hraps ai ljsm ae spcim ar lattao ae emmt.

FAGCHJS LGMIH
XFM ACG AE @MIXM\MH @MGML\JXCAI
Fagchjy Lgmih civctms pmapgm ta àom tadmtfmr jih mxpmrcmi`m tfm wjrotf
jih àoeart ae pasctcvm rmgjtcaisfcps. Ct eastmrs emmgcids ae kay, `mgmlrjtcai,
jih mx`ctmomit. Fawmvmr, pmrsaijg omoarcms jih mxpmrcmi`ms ae pjst
fagchjys hcrm`tgy copj`t faw tfcs lgmih cs rm`mcvmh. Fagchjy Lgmih `ji
scougtjimausgy cgguocijtm tfm rcets, ljrrcmrs, jih uifmjgmh cssums `jrrcmh ci
ejocgcms wfcgm jsscstcid ci tfm rmstarjtcai ae fmjgtfy àiim`tcais ly cistcggcid
j hmscrm ear tadmtfmrimss jih rmài`cgcjtcai. @aocid ej`m-ta-ej`m wctf tfmsm
rmjgctcms, àopauihmh ly tfm oahmri strmssms ae àoomr`cjgczmh fagchjys,
`ji trcddmr tmiscai, hmemiscvmimss, fypmrsmisctcvcty, jih vagjtcgm moatcais.
Xfcs `ji lm mspm`cjggy àooai hurcid fagchjy j`tcvctcms wctf ejocgy jih
`gasm àoouictcms. Js su`f, tfcs lgmih ùgtcvjtms j spcrct ae scopgcec`jtcai,
pmj`m, jih àiim`tmhimss js tfm eaùs ae tfm fagchjys.
Fagchjy Lgmih `ji jgsa àoeart cihcvchujgs wfa jrm mctfmr wctfaut ejocgy ar
fjvm mstrjidmh rmgjtcaisfcps hum ta hcstji`m ar tfm cijlcgcty ta fmjg. Tfcgm
moatcaijggy hcstji`cid ojy lm jppraprcjtm ci saom sctujtcais wfmrm mxtrmom
ar jluscvm lmfjvcars jrm prmsmit, tfcs lgmih rmocihs tfjt smpjrjtcai cs oast
aetmi iat j gaid-tmro sagutcai. Ct aeemrs j dmitgm rmocihmr ta molrj`m tfm gavm
jih wjrotf tfjt fmjgtfy ejocgy rmgjtcaisfcps `ji lrcid.
Jhhctcaijggy, Fagchjy Lgmih tmj`fms tfm copartji`m ae lauihjrcms ci fmjgtfy
ejocgy rmgjtcaisfcps. Xfcs cs mspm`cjggy trum ear cihcvchujgs wfa avmr-dcvm.
Aetmitcoms tfm hmscrm ta pgmjsm atfmrs `jusms imdgm`t ae pmrsaijg immhs jih
wjits. Xfcs lgmih civctms cihcvchujgs ta mvjgujtm tfmcr oatcvjtcais ae smge-
vjgchjtcai, àopugscai, ar ducgt. Tfcgm ai tfm surej`m tfcs smge-sj`rcec`m ojy
smmo jgtrucstc`, cijppraprcjtm dcvcid gmjhs ta rmsmitomit ci latf tfm dcvmr jih
rm`mcvmr jih cs iat sustjcijlgm. Fagchjy Lgmih tmj`fms tfjt pmrsaijg mimrdy
àismrvjtcai jih ljgji`mh dcvcid, àolcimh wctf j iurturmh smism ae smge,
gmjh ta tfm fmjgtfcmst rmgjtcaisfcps jih tfm oast kayeug fagchjy `mgmlrjtcais.
CID\MHCMIXP; Pclmrcji Ecr,
Ecr, Tcgh Arjidm,
Arjidm, @gavm,
@gavm, @ciijoai,
@ciijoai, @jsscj jih
@jsscj jih
IMDJXCUM MOAXCAIP; Ptrmssmh, mstrjidmh, `gasmh, àgh, fypmrsmisctcvm,

hmemiscvm, paar lauihjrcms, coljgji`mh dcvcid
RAPCXCUM R\ARM\XCMP; Tjro, moatcaijggy sjem jih àiim`tmh,
ljgji`mh, kayeug, `mgmlrjtary
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Mivcra
Miv craiom
iomit;
it; Jhh
].P. Puc`chm Rrmvmitcai Fatgcim; :-622-<40-6<==

Ijtcaijg Fuoji Xrjeec`ncid Fatgcim; :-666-040-4666
Ijtcaijg Pmxujg Jssjugt Fatgcim; :-622-5=5-8540
Ijtcaijg Haomstc` Ucagmi`m Fatgcim; :-622-433-4<00

FARM LGMIH
XFM ACG AE AUM\@AOCID
Fapm wjs lgmihmh ta lrcid
lrcid gcd
gcdf
ft cita tfm hjrnmst pgj`ms.
pgj`ms. Tfmi cihcvchujgs
fjvm ejggmi cita hmspjcr jih emmg tfmrm cs ia rmjsai ta `jrry ai gcvcid, Fapm
Lgmih rmj`fms aut wctf cts rmjssurcid omssjdm tfjt tfmrm cs jgwjys j rmjsai ta
fagh ai ta fapm. Ct miàurjdms tfm lmgcme tfjt j lrcdftmr hjy wcgg àom jih
fmgps rjggy tfm citmrijg rmsaur`ms immhmh ta nmmp dacid.
Fapm Lgmih àolcims tfm fmjgcid prapmrtcms ae Lmrdjoat, Sgjid Sgjid, jih
Erjinci`mism ta jhhrmss emmgcids ae lmcid uigavmh, uiwartfy, jljihaimh, jih
ecggmh wctf sfjom. Ct fmgps avmràom moatcais jssa`cjtmh wctf gast ciia`mi`m,
stagmi `fcghfaahs, jih uitfcinjlgm trjuoj.
Fapm Lgmih rmvmjgs tfm trutf; tfjt pmapgm jrm iat tfmcr stary, tfmcr pjci, ar
mvmi tfmcr mxpmrcmi`ms. Jgg cihcvchujgs jrm lmcids ecggmh wctf j gcdft tfjt `ji
imvmr lm tjnmi, hmstraymh, ar hcocicsfmh. Xfcs lgmih rmjssurms tfjt lranmi
tfcids `ji omih, fmjrts `ji fmjg, jih gcvms `ji lm rmstarmh. Xfraudf tfm
hjrnimss, cts omssjdm `jggs aut ta fagh ai, djtfmr strmidtf, jih fjvm àurjdm
ta lmgcmvm tfjt gcem ojttmrs jih tfmrm cs stcgg j rmjsai ta fapm.
CID\MHCMIXP; Lmrdjoat
Lmrdjoat,, Sgjid Sgjid
Sgjid,, Erjinci`mism jih
Erjinci`mism jih atfmr mssmitcjg
acgs
IMDJXCUM MOAXCAIP; Hmspjcrcid, fapmgmss, uigavmh, trjuojtczmh,

sfjomeug
RAPCXCUM R\ARM\XCMP; Fapmeug, àurjdmaus, smge-j``mptji`m,

lmgcmvcid, fmjgcid, rmlcrtf
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Jppgy
Xapc`jg; Jppgy :-0 hraps avmr fmjrt, ai ijpm ae im`n, ar lmfcih mjrs.

CIPRC\CID LGMIH
XFM ACG EA\ J\AOJXFM\JRS
MOAXCAIJG ECIHCID SA]\ RJPPCAI
LGMIH
Xfcs lgmih
lgmih wjs
wjs earougjtmh
earougjtmh ta jsscst cihcvchujgs wfa jrm gj`ncid ciimr
pjsscai. Ct cs fmgpeug ear tfasm `judft ci pjttmris ae smge-hmicjg ar
rmdcomitjtcai. Avmrwarncid jih lmcid taa smrcaus `ji hugg aim–s smisctcvcty
jih moatcais. Tfmi cihcvchujgs jrm lurhmimh ly j kaygmss smism ae huty,
Cispcrcid Lgmih miàurjdms tfmo ta lm oarm pgjyeug jih spaitjimaus. Ct
tmj`fms tfjt tfmrm cs oarm ta gcvcid tfji warncid jih algcdjtcai.
Tfmi jppraprcjtm, Cispcrcid Lgmih miàurjdms cihcvchujgs ta tjnm rcsns, ta

àiechmitgy ej`m tfmcr emjrs, jih ta lrmjn ermm erao tfm gcoctjtcais tfmy pgj`m
ai tfmosmgvms. Ct `fjggmidms cihcvchujgs ta usm tfmcr `rmjtcvcty jih
cojdcijtcai ta eugecgg tfmcr trum gcem–s pjsscais. Ci sfart, wfmi gcem fjs lmàom
j hugg smt ae rautcims jih algcdjtcais, Cispcrcid Lgmih j`ts js j rmocihmr ta
rmhcsàvmr aim–s ciimr pjsscai.
CID\MHCMIXP; @jrhjoao,
@jrhjoao, @ciijoai,
@ciijoai, Dcidmr,
Dcidmr, @gavm,
@gavm, Pjihjgwaah,
Pjihjgwaah,
Kjsocim
Kjsocim jih
IMDJXCUM MOAXCAIP; Pmge-hmicjg, rmdcomitmh, huty-lauih, smrcaus,

hugg, kaygmss, hcspjsscaijtm
RAPCXCUM R\ARM\XCMP; Rjsscaijtm, rcsn-tjncid, vctjgcty, cispcrmh, jgcvm,

pgjyeug, spaitjimaus, `rmjtcvm
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Hcgutm
Xapc`jg; Hcgutm :-0 hraps wctf `jrrcmr acg jih jppgy avmr mitcrm staoj`f, ai
wrcsts, ar lmfcih mjrs.

CIUCDA\JXCID LGMIH
XFM ACG AE @\MJXCUCXS
Civcdarjtcid Lgmih j`ts js j pawmreug ecrm stjrtmr. Ct rmturis oatcvjtcai jih
hrcvm wfmi
wfmi gj`nc
gj`ncid.
id. Xfmsm acgs jrm waihmreug ear jhhrmsscid gmtfjrdy,
hcsàurjdmomit, hmspaihmi`y, ar j gaw wcgg ta gcvm. Tfmi tfm saug fjs gast cts
àiim`tcai ta tfm ojdc` ci gcem, tfcs lgmih fmgps rmstarm tfm spjrn.
Civcdarjtcid Lgmih jgsa cispcrms `rmjtcvcty. Mvmry saug fjs j immh ta `rmjtm.
Xfcs lgmih cispcrms `rmjtcvm mxprmsscai ly rmàiim`tcid cihcvchujgs wctf tfmcr
ciimr `fcgh jih tfmcr ijturjg `rmjtcvm smism. Ct jsscsts cihcvchujgs ci gcvcid
jluihjitgy jih spaitjimausgy, jih miàurjdms pgjy jih mx`ctmomit.
Civcdarjtcid Lgmih `ji oatcvjtm cihcvchujgs ta usm tfmcr trum `rmjtcvm pawmr
ly gmttcid da ae agh gcoctjtcais jih cismùrctcms. Ct tjnms àurjdm ta put
aimsmge aut tfmrm jrtcstc`jggy. @ctrusms lrcid àgar jih cojdcijtcai ta aim–s
gcem. Xfcs àolcijtcai ae acgs rmstarms àiechmi`m ci aimsmge jih ci aim–s
`rmjtcais. Civcdarjtcid Lgmih rmncihgms tfm ecrm ae tfm pmrsaijgcty jih ecggs tfm
fmjrt wctf `rmjtcvcty jih kay.
CID\MHCMIXP; Tcgh Arjidm,
Arjidm, Gmoai,
Gmoai, Drjpmeruct,
Drjpmeruct, Ojihjrci, Lmrdjoat
Lmrdjoat,,
Xjidmrcim jih atfmr mssmitcjg acgs
Xjidmrcim jih
IMDJXCUM MOAXCAIP; Ptcegmh `rmjtcvcty ar jrtcstc` mxprmsscai, cismùrm,

uioatcvjtmh, hcsmidjdmh, hcsàurjdmh
RAPCXCUM R\ARM\XCMP; Civcdarjtmh, `fcghgcnm, `rmjtcvm, oatcvjtmh,

àiechmit mxprmsscai, spaitjimaus
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Jppgy
Xapc`jg; Jppgy :-0 hraps ai wrcsts ar avmr sagjr pgmxus (uppmr staoj`f).
KASE]G LGMIH
XFM ACG AE KAS
Kayeug Lgmih wjs earougjtmh ta avmràom emmgcids ae hmspjcr jih
fapmgmssimss. Xfcs lgmih àolcims pawmreug oaah-stjlcgczcid acgs wctf kay-
ecggmh acgs tfjt mvanm fjppcimss.
fjppcimss. Xfm w
wjjro vclrjtc
vclrjtcais ae ttfmsm
fmsm acgs `ji saatfm
tfm fmjrt jih ljgji`m tfm moatcais.
Kayeug Lgmih `ji jsscst cihcvchujgs ci gmttcid da ae gawmr mimrdy vclrjtcais.

Imdjtcvm fjlcts gasm tfmcr jppmjg js ji cihcvchujg sfcets cita fcdfmr gmvmgs ae
àis`causimss. Xfcs lgmih `ji rjcsm aim–s mimrdy gmvmgs jih mimrdmtc`
vclrjtcais cita fcdfmr stjtms. Ct `ji cispcrm emmgcids ae `fmmreugimss,
lrcdftimss, àurjdm, rmgjxjtcai, fuoar, pgjyeugimss, jih eui. Ct tmj`fms tfjt
warry jih emjr jrm iat prahu`tcvm, lut ejctf, fapm, jih hmtmrocijtcai jrm.
Xfmsm acgs rmhcrm`t tfm lrjci pjtfwjys ta trjisearo hmspjcr cita fjppcimss,
ay, jih jluihji`m. Kayeug Lgmih supparts cihcvchujgs ci egawcid wctf gcem
wfcgm rmojcicid ci pmj`m jih gcdft.
CID\MHCMIXP; Gjvjihci, Gjvmihmr,
Gjvmihmr, Pjihjgwaah,
Pjihjgwaah, Xjidmrcim
Xjidmrcim,, Mgmoc,
Omgcssj,
Omgcssj, Sgjid Sgjid jih
Sgjid jih atfmr mssmitcjg acgs
IMDJXCUM MOAXCAIP; Hmspjcrcid, hcsàurjdmh, fmjvyfmjrtmh, trjppmh
ci gaw mimrdy
RAPCXCUM R\ARM\XCMP; Kayeug, lrcdft, aptcocstc`, `jrmermm, mgmvjtmh,

`fmmreug, jluihjit
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Jppgy
Xapc`jg; Jppgy :-0 hraps ai earmfmjh, lmfcih mjrs, ar avmr fmjrt.
OJPPJDM LGMIH
XFM ACG AE \MGJVJXCAI
Ojssjdm Lgmih jsscsts tfm lahy ci `jgocid, rmgjxcid, jih rmgmjscid pfysc`jg
tmiscai. Ai ji moatcaijg gmvmg, Ojssjdm Lgmih oavms ji cihcvchujg erao
stceeimss ae fmjrt jih ocih ta apmiimss jih egmxclcgcty. Xfcs lgmih cs saatfcid
ta latf lahy jih ocih, jih aeemrs àoeart ci tcoms ae drcme jih sarraw.
Oast pmapgm smmn aut ojssjdm wfmi tfmy jrm tmism ar strmssmh. Xfraudf
lahywarn jih ojssjdm, cihcvchujgs jrm jlgm ta rmgjx tcdft ous`gms. Lrmjtfcid
ojy lmdci ta rmdugjtm, sgaw, jih hmmpmi. Js tfm lahy rmgjxms, sa hams tfm
ocih. Js ous`gms rmgmjsm tmiscai, tfm fmjrt `ji rmapmi ta gcem. @crùgjtcai cs
mifji`mh, js cs aim–s jlcgcty ta oavm wctf gcem jih jggaw tfcids ta egaw. Xfcs
cs tfm dcet ae Ojssjdm Lgmih‐ tfm jlcgcty ta rmgjx, apmi, jih oavm ci fjroaiy
ai`m oarm wctf tfm lahy jih wctf mxcstmi`m.
CID\MHCMIXP; @yprmss
@yprmss,, Rmppmrocit,
Rmppmrocit, Ojrkarjo,
Ojrkarjo, Ljscg
Ljscg jih
jih atfmr mssmitcjg
acgs
IMDJXCUM MOAXCAIP; Xmism, strmssmh, rcdch, uijlgm ta rmgjx, ciegmxclgm

RAPCXCUM R\ARM\XCMP; \mgjxmh, ljgji`mh, egmxclgm, àoeartmh, apmi
ocih jih fmjrt
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Ojssjdm :-0 hraps wfmrmvmr moatcaijg ar pfysc`jg tmiscai cs

Xapc`jg; Ojssjdm
mxpmrcmi`mh.

OMXJLAGC@ LGMIH
XFM ACG AE CIIM\ LMJ]XS
Ci jhhctcai ta suppartcid
suppartcid tfm pfysc`jg
pfysc`jg jspm`ts ae
ae wmcdft gass, tfcs lgmih ojy
jgsa lm usmh ta jhhrmss tfm moatcaijg pjttmris wfc`f uihmrgcm jih àitrclutm
ta aim–s wmcdft. Cihcvchujgs ci immh ae Omtjlagc` Lgmih ojy smt strc`t
stjihjrhs ear tfmosmgvms ci hcmt ar wmcdft-gass pradrjos. Xfmy lmgcmvm tfjt
ly hmiycid tfmosmgvms hcmtjry pgmjsurms jih àitraggcid tfmcr lahcms, tfmy
wcgg ear`m tfmcr hmscrmh rmsugt. Cistmjh, tfmcr puictcvm wctffaghcid cs omt wctf
wfcpgjsf erao tfm lahy js ct hmspmrjtmgy smmns ta survcvm. Xfm immh ear eaahs
jih swmmts lmàoms mx`msscvm, rmsugtcid ci swcids ci hcmt, wmcdft, jih oaah.
Xfcs usujggy `jusms hcsàurjdmomit jih emmgcid aut ae àitrag, js cihcvchujgs
lmrjtm tfmosmgvms wctf `rctc`cso jih smge-fjtrmh.
Omtjlagc` Lgmih `ji suppart cihcvchujgs ci rmgmjscid tfm fmjvy moatcais

wfc`f àitrclutm ta pfysc`jg jih moatcaijg pauihs. Ct miàurjdms tfmo ta
ecih emmgcids ae smge-wartf. Js tfmy j``mpt tfmcr lahy js ct cs, tfm lahy `ji
oarm mjscgy oavm tawjrh cts chmjg mxprmsscai. Omtjlagc` Lgmih miàurjdms
cihcvchujgs ta rcsm jlavm smge-kuhdomit ly molrj`cid tfm lahy–s ijturjg
lmjuty jih cifmrmit vjgum, rmdjrhgmss ae wmcdft, sfjpm, ar sczm.
CID\MHCMIXP; Drjpmeruct,
Drjpmeruct, Gmoai,
Gmoai, Rmppmrocit jih
Rmppmrocit jih atfmr mssmitcjg acgs
IMDJXCUM MOAXCAIP; Pmge-`rctc`cso, wartfgmss, hcsdust ar fjtm ear

pfysc`jg jppmjrji`m, strc`t, smge-kuhdomit, lahy sfjom
RAPCXCUM R\ARM\XCMP; Tartfy, smge-j``mptji`m, àiechmit, molrj`cid

tfm lahy–s cihcvchujg lmjuty
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Hcgutm :-0 hraps wctf `jrrcmr acg jih jppgy jiywfmrm lahy immhs
Xapc`jg; Hcgutm
jhhctcaijg gavm jih jppravjg.

OAIXFGS LGMIH
XFM ACG AE U]GIM\JLCGCXS
Oaitfgy Lgmih miàurjdms
miàurjdms wjrotf
wjrotf ci rm
rmgjtcaisfc
gjtcaisfcps, stjlcgczms p
pfysc`jg
fysc`jg jih
moatcaijg coljgji`ms, jih eastmrs moatcaijg citcoj`y. Ct cs j pmrem`t lgmih
ear suppartcid prmdiji`y jih `fcgh hmgcvmry, js ct strmidtfmis tfm oatfmr-
`fcgh laih. Xfcs lgmih jsscsts waomi ci j``mptcid tfmcr ojtmrijg cistci`ts
jih iurturcid qujgctcms.
Oaitfgy Lgmih jsscsts rmgjtcaisfcps ly tmj`fcid cihcvchujgs ta lm moatcaijggy

apmi jih vugimrjlgm. Ct mjsms tfm emjr ae rmkm`tcai jih miàurjdms cihcvchujgs
ta rm`mcvm trum wjrotf jih gavm ci tfmcr rmgjtcaisfcps. Ct jgsa miàurjdms
emmgcids ae mopjtfy ear atfmrs ly rmocihcid tfmo ta stjy rm`mptcvm ta tfm
tfaudfts, emmgcids, jih immhs ae atfmr pmapgm.
Xfcs lgmih warns js j pawmreug moatcaijg stjlcgczmr, mspm`cjggy hurcid

omistrujtcai ar omiapjusm. Ct rmgmjsms moatcaijg tmiscai wctfci tfm
rmprahu`tcvm ardjis jih fmgps rmgmjsm tfm mxpm`tjtcais ae sueemrcid jih hrmjh
rmgjtmh ta tfm oaitfgy `y`gm. Ci sfart, Oaitfgy Lgmih miàurjdms moatcaijg
citcoj`y jih vugimrjlcgcty.
CID\MHCMIXP; @gjry Pjdm
Pjdm,, Gjvmihmr
Gjvmihmr,, Lmrdjoat
Lmrdjoat,, \aoji @fjoaocgm
@fjoaocgm,,
@mhjrwaah, Sgjid Sgjid,
@mhjrwaah, Sgjid, Dmrjicuo,
Dmrjicuo, Emiimg jih
Emiimg jih atfmr mssmitcjg acgs
IMDJXCUM MOAXCAIP; Civugimrjlgm, dujrhmh, moatcaijg tmiscai, hrmjh

ae sueemrcid hurcid omistrujtcai ar omiapjusm
RAPCXCUM R\ARM\XCMP; Uugimrjlgm, rm`mptcvm, smrmim, mopjtfmtc`,

iurturcid, laihcid
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Jppgy
Xapc`jg; Jppgy :-0 hraps avmr sj`rjg `fjnrj (gawmr staoj`f) ar ai wrcsts.

A]XHAA\ LGMIH
XFM ACG AE PFCMGHCID
Authaar Lgmih wjs earougjtmh js ji cism`t rmpmggmit, lut ct jgsa aeemrs sa
ou`f oarm. Xfcs lgmih fmgps cihcvchujgs stjy `jgo ci tfm ej`m ae hjidmr ar
jttj`n. Authaar Lgmih strmidtfmis tfm pratm`tcvm sfcmgh jrauih aim–s lahy,
fmgpcid tfmo ta emmg sjem. Xfcs cs mspm`cjggy copartjit ear `fcghrmi jih jhugts
wfa uiàis`causgy omrdm wctf atfmr pmapgm–s mimrdy. Xfmy ojy ha tfcs js j
wjy ta rmgcmvm atfmrs– lurhmis, ar ta scopgy gcdftmi tfm gajh ci tfm
mivcraiomit. \mdjrhgmss ae tfm oatcvms, tfcs typm ae mimrdmtc` omrdcid
wmjnmis cihcvchujgs– mimrdy systmos. Ljlcms jih yauid `fcghrmi jrm
mspm`cjggy sus`mptclgm ta trycid ta `jrry gavmh aims– emmgcids ear tfmo, js tfmy
struddgm ta niaw wfc`f moatcais jrm tfmcrs jih wfc`f lmgaid ta atfmr pmapgm.
Xfcs lgmih `ji jsscst cihcvchujgs ci smpjrjtcid tfmcr awi mimrdy erao
jiatfmr–s.
Tfcgm tfm àieuscai lmtwmmi lauihjrcms cs aetmi uicitmitcaijg, tfmrm jrm jgsa
tfasm wfa waugh tjrdmt ar jttj`n atfmrs. Authaar Lgmih tmj`fms cihcvchujgs ta
fagh straid lauihjrcms jih iat jggaw tfmosmgvms ta lm pusfmh jrauih. Ct
colums cihcvchujgs wctf àurjdm jih àiechmi`m ta stjih up ear tfmosmgvms
jih ej`m tfmcr jttj`nmrs.
CID\MHCMIXP; Sgjid Sgjid,
Sgjid, Xjojiu, Iaatnj, @mhjrwaah,
@mhjrwaah, Gctsmj
Gctsmj jih
jih
IMDJXCUM MOAXCAIP; ]ipratm`tmh, jttj`nmh, hmemismgmss, paar

lauihjrcms
RAPCXCUM R\ARM\XCMP; @aurjdmaus, àiechmit, smge-àitjcimh, sjem,

straid lauihjrcms
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Rgj`m
Xapc`jg; Rgj`m : hrap ci fjih, rul, jih lrusf avmr `gatfms.
Miv craiom
Mivcra iomit;
it; Jhh
Jhh smvmrjg hraps cita sprjy lattgm jih ocst ai lahy ar
jrauih faom.

R\AXM@XCUM LGMIH
XFM ACG AE R\AXM@XCAI
Xfcs àolcijtcai ae acgs cs dmimrjggy usmh ta sfcmgh cihcvchujgs erao lj`tmrcj,
oagh, jih vcrusms. Xfcs lgmih–s
Xfcs lgmih–s pr
pratm`t
atm`tcvm prapmrtcms,
prapmrtcms, fawmvmr, mxtmih
lmyaih tfm pfysc`jg gmvmg ly jchcid cihcvchujgs ci wjrhcid aee mimrdmtc`
pjrjsctms, haocimmrcid pmrsaijgctcms, jih atfmr imdjtcvm ciegumi`ms. Rratm`tcvm
Lgmih strmidtfmis aim–s coouim systmo, wfc`f davmris tfm jlcgcty ta hmemih
jdjcist jttj`ns erao pfysc`jg pjtfadmis jih imdjtcvm mimrdcms.
Rratm`tcvm Lgmih cs ci`rmhclgy fmgpeug ear strmidtfmicid tfm ciimr smge jgaid
wctf ciimr rmsagvm ta stjih up ear aimsmge jih gcvm ci citmdrcty. Xfcs lgmih cs
mspm`cjggy cihc`jtmh ear pmrsaijgctcms wfa fjvm j wmjnmimh lauihjry hum ta
saom ncih ae pmrpmtujg vcagjtcai ta tfmcr pmrsaijg spj`m. Rratm`tcvm Lgmih
dcvms cihcvchujgs strmidtf ta sjy ‗ia‟ jih rmsagvm ta ojcitjci `gmjr
lauihjrcms. Ct ùts jwjy uifmjgtfy àiim`tcais su`f js àhmpmihmi`y,
pjrjsctc` rmgjtcaisfcps, ar moatcaijg vcrusms eauih ci imdjtcvm draup tfaudft.
Rratm`tcvm Lgmih drmjtgy jsscsts cihcvchujgs ci gmjricid ta stjih up ear
tfmosmgvms jih gcvm ci citmdrcty wctf tfmcr Xrum Pmge.
CID\MHCMIXP; Tcgh Arjidm,
Arjidm, @gavm,
@gavm, @ciijoai
@ciijoai jih
IMDJXCUM MOAXCAIP; Jttj`nmh, uipratm`tmh, vugimrjlgm, àitraggmh,

ojicpugjtmh, sus`mptclgm ta pmmr prmssurm
RAPCXCUM R\ARM\XCMP; Fmjgtfy lauihjrcms, pratm`tmh, `jpjlgm,

citmdrcty, cihmpmihmit, rmciear`mh, strmidtfmimh
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Hcgutm
Xapc`jg; Hcgutm :-0 hraps wctf `jrrcmr acg jih jppgy avmr `fmst, tfrajt, ar ai
lattao ae emmt.
Mivcra
Miv craiom
iomit;
it; Jhh

\MJPP]\CID LGMIH
XFMJ\AOJXFM\JRS
MOAXCAIJG ACG AE RMJ@M LGMIH
Xfcs lgmih wjs earougjtmh ta jsscst cihcvchujgs wfa gj`n ciimr pmj`m. Rmapgm
tfrcvm wfmi tfmy emmg àiim`tmh ta tfm Hcvcim. Paugs j`fcmvm trum jih gjstcid
pmj`m tfraudf àiim`tcai ta tfcs saur`m. Tctfaut tfcs trum pmj`m, tfmrm cs j
fuoji tmihmi`y ta try ta ojiuej`turm pmj`m ly àitraggcid aim–s
mivcraiomit jih rmgjtcaisfcps. Mspm`cjggy wfmi aim emmgs jerjch, ct cs
tmoptcid ta try ta àitrag atfmrs lm`jusm ct dcvms ji jrtcec`cjg smism ae arhmr
jih sjemty.
\mjssurcid Lgmih civctms cihcvchujgs ta àiim`t ta tfm trum saur`m ae
uimihcid pmj`m jih gmt da ae àitrag jih mx`mss jttj`fomits ci arhmr ta
mxpmrcmi`m tfm ci`rmhclgm pmj`m tfjt egaws erao tfm Hcvcim. Ct civctms
cihcvchujgs ta trust ci hcvcim daahimss jih drj`m. \mjssurcid Lgmih jeecros
tfjt ia joauit ae àitrag ar meeart `ji ecgg tfm mopty saug. Ct rmocihs
cihcvchujgs tfjt aigy ly àiim`tcid ta tfm Hcvcim wcgg tfmy ùgtcvjtm gjstcid
pmj`m.
CID\MHCMIXP; Umtcvmr,
Umtcvmr, Gjvmihmr
Gjvmihmr,, Sgjid Sgjid,
Sgjid, Erjinci`mism,
Erjinci`mism, @gjry
Pjdm,, Ojrkarjo jih
Pjdm Ojrkarjo jih atfmr mssmitcjg acgs
IMDJXCUM MOAXCAIP; @aitraggcid, jttj`fmh, jerjch, spcrctujggy

hcsàiim`tmh, uisjem
RAPCXCUM R\ARM\XCMP; Rmj`meug, smrmim, àitmit, stcgg, spcrctujggy

àiim`tmh
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Jppgy
Xapc`jg; Jppgy :-0 hraps avmr fmjrt ar tfrajt.

\MIMTCID LGMIH
XFM ACG
MOAXCAIJG AE EA\DCUCID LGMIH
J\AOJXFM\JRS
Xfcs lgmih wjs earougjtmh ta jsscst cihcvchujgs wfa hmscrm ta eardcvm. Ct cs

wmgg uihmrstaah tfjt eardcvcid atfmrs j`tujggy smts aim ermm. Xfcs lgmih cs
mspm`cjggy fmgpeug wfmi cihcvchujgs emmg `yic`jg ar lmdci ta mxpm`t tfm warst
erao atfmr pmapgm. Cistmjh ae gaancid ear tfm daah ci atfmrs, tfmy ojy vcmw
tfmo ci j imdjtcvm gcdft. Xfmy ojy jgsa fjvm j tmihmi`y ta emmg kustcecmh ci
lgjocid atfmrs ear tfmcr awi pmrsaijg sctujtcais ar ocseartuims. \mimwcid
Lgmih tmj`fms tfjt mvmryaim cs gmjricid jih drawcid tadmtfmr. Ocstjnms jih
aeemisms wcgg fjppmi lut sfaugh lm omt wctf eardcvmimss jih ncihimss.
\mimwcid Lgmih `fjggmidms cihcvchujgs ta gmt da ae lcttmrimss jih fastcgctcms

jih ta molrj`m atfmr pmapgm js ji mxtmiscai ae tfmosmgvms, js pjrt ae tfm
fuoji ejocgy. Ct rmocihs cihcvchujgs ta gcvm ly tfm Daghmi \ugm‐ta trmjt
atfmrs tfm wjy tfmy tfmosmgvms waugh gcnm ta lm trmjtmh. Ct civctms cihcvchujgs
ta ermm tfmosmgvms ly rmjgczcid tfjt atfmrs jrm usujggy hacid tfm lmst tfmy `ji
jih hmsmrvm àopjsscai jih eardcvmimss.
CID\MHCMIXP; Ppru`m, Lmrdjoat,
Lmrdjoat, Kuicpmr Lmrry
Lmrry,, Oyrrf,
Oyrrf, Jrlarvctjm
Jrlarvctjm,,
Iaatnj jih atfmr mssmitcjg acgs
IMDJXCUM MOAXCAIP; ]ieardcvcid, `rctc`jg, kuhdomitjg, rmsmiteug,

`yic`jg, lcttmr, lgjocid, jidry
RAPCXCUM R\ARM\XCMP; Eardcvcid, gcdft, ermm, gavcid, uihmrstjihcid,

tagmrjit, mopfjtfmtc`
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Hcgutm :-0 hraps wctf `jrrcmr acg jih jppgy avmr fmjrt, ai im`n,
Xapc`jg; Hcgutm
wrcsts, ar lmfcih mjrs.

\MPRC\JXA\S LGMIH
XFM ACG AE L\MJXF
\mspcrjtary Lgmih jhhrmssms tfm cijlcgcty ta gmt da ae drcme jih pjci.
Cihcvchujgs ci immh ae \mspcrjtary Lgmih struddgm ta lrmjtfm jih gctmrjggy emmg
sueea`jtmh ly sjhimss. Xfm guids jih jcr pjssjdms lmàom àistrc`tmh,
prmvmitcid jcr jih moatcai erao rmgmjscid. Xfm raat ae tfcs àihctcai cs
emmgcid uigavmh> cihcvchujgs drcmvm tfm gavm tfmy imvmr rm`mcvmh. Xfmy aetmi
sfut hawi hum ta emjr, iat niawcid wfmtfmr tfm gavm tfmy immh wcgg lm tfmrm.
Xfmy hcstrust wfmtfmr ct–s sjem ta apmi jih tjnm ci gcem. \mspcrjtary Lgmih
miàurjdms cihcvchujgs ta rmgmjsm drcme jih sjhimss jih ta rm`mcvm dmiucim
gavm jih fmjgcid.
\mspcrjtary Lgmih jgsa supparts aim–s rmgjtcaisfcp wctf spcrct jih hmmpmis
aim–s àiim`tcai ta gcem. Ct civctms cihcvchujgs ta gmt da (lrmjtfm aut) jih
rm`mcvm (lrmjtfm ci). Ci tfcs wjy, tfcs lgmih tmj`fms cihcvchujgs ta molrj`m
gcem tfraudf lrmjtf. \mspcrjtary Lgmih colums cihcvchujgs wctf tfm àurjdm ta
euggy apmi.
CID\MHCMIXP; Gjurmg (Ljy), Mu`jgyptus,

Mu`jgyptus, Rmppmrocit
Rmppmrocit,, Omgjgmu`j
Omgjgmu`j,, Gmoai
IMDJXCUM MOAXCAIP; Pjh, drcmvcid, hmspjcrcid, uigavmh, àistrc`tmh,

hcstrustcid, `gasmh
RAPCXCUM R\ARM\XCMP; Gavmh, suppartmh, rm`mcvcid, apmi, fmjgcid,

sagj`m, molrj`cid gcem
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Hcgutm
Xapc`jg; Hcgutm :-0 hraps wctf `jrrcmr acg jih jppgy avmr fmjrt ar `fmst.
\MPXE]G LGMIH
XFM
XFM AC
ACG
G AE X
X\JIZ
\JIZ]CGCXS
]CGCXS
\msteug Lgmih fjs j pawmreug meem`t ai tfm ocih jih fmjrt. Ct cs j uicqumgy
`jgocid lgmih tfjt civctms cihcvchujgs ta rmgciqucsf emmgcids ae strmss,
jixcausimss, jih lmcid avmrwfmgomh. \msteug Lgmih `ji suppart tfasm wfa
struddgm wctf ji avmrj`tcvm ocih jih cijlcgcty ta uiwcih. Erao emmgcids ae
rmspaisclcgcty ta emmgcids ae warry, \msteug Lgmih jsscsts ci qucmtcid tfm ocih,
rmgmjscid jdctjtcai, jih civctcid `jgo.
Tfmi cihcvchujgs avmrchmitcey wctf rmspaisclcgctcms ar emjrs, tfmy `rmjtm

moatcaijg stjtms tfjt ha iat suppart prapmr rmst, rmgjxjtcai, jih rmkuvmijtcai.
Hrcvmi ly àistjit prmssurms jih pmr`mcvmh lurhmis, cihcvchujgs struddgm ta
nmmp up wctf tfm hmojihs ae tfmcr gcvms. Xfcs lgmih pawmreuggy jhhrmssms tfm
uihmrgycid stjtms tfjt jrm aetmi tfm `jusm ae rmstgmssimss, strmss, jih
coljgji`m.
\msteug Lgmih miàurjdms cihcvchujgs ta ecrst rmàiim`t wctf tfmosmgvms jih

hcsàvmr tfm pmj`m tfjt gcms wctfci, jih tfmi ta rmàiim`t wctf tfm fuojicty
ci atfmrs. Ct civctms cihcvchujgs ta j`niawgmhdm wfmi tfmy emmg aut ae ljgji`m
jih jggaw tcom jih spj`m ear trum rmimwjg. Ct jgsa dmitgy rmocihs tfjt atfmrs
jrm aetmi `judft ci scocgjr `y`gms ae coljgji`m jih miàurjdms àopjsscai
jih j``mptji`m ae tfmo. \msteug Lgmih lrcids j smism ae trjiqucgcty tfjt
jggaws spj`m ear pmrsaijg rmegm`tcai, pmj`m, jih fmjgcid.
CID\MHCMIXP; Gjvmihmr,
Gjvmihmr, @mhjrwaah
@mhjrwaah,, Fa Taah, Sgjid Sgjid,
Sgjid, Ojrkarjo,
Ojrkarjo,
\aoji @fjoaocgm,
@fjoaocgm, Umtcvmr jih
Umtcvmr jih atfmr mssmitcjg acgs
IMDJXCUM MOAXCAIP; Ptrmssmh, moatcaijg avmrgajh, jdctjtmh, rmstgmss,

jixcaus, hcsàiim`tmh
RAPCXCUM R\ARM\XCMP; @jgo, trjiqucg, pmj`meug, rmgjxmh,
àopjsscaijtm, àiim`tmh
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Jppgy
Xapc`jg; Jppgy :-0 hraps ai tmopgms, sfaughmrs, im`n, ar wrcsts.

PAAXFCID LGMIH
XFM ACG AE P]\\MIHM\CID RJCI
Paatfcid Lgmih cs dmimrjggy
dmimrjggy usmh
usmh ear
ear pfysc`jg
pfysc`jg pjci,
pjci, lut ct `ji
`ji jgsa
jgsa jsscst
cihcvchujgs wfa jrm rmscstcid ar jvachcid tfm moatcais tfjt uihmrgcm tfmcr
pfysc`jg pjci. Ct aeemrs strmidtf ta ej`m moatcaijg wauihs, jggawcid tfm
wauihs ta surej`m ear trjisearojtcai jih fmjgcid. Xfcs lgmih `ji tmj`f
cihcvchujgs faw ta lm tfm alsmrvmr ae tfmcr pjcieug mxpmrcmi`ms rjtfmr tfji
avmrchmitceycid wctf tfmo. Tfmi cihcvchujgs sueemr erao citmism moatcaijg
ar pfysc`jg pjci, ct cs àooai ear tfmo ta j`t crrjtcaijggy ar gasm tfmcr fmjh.
Paatfcid Lgmih `ji suppart tfm ocih ci stjycid àag jih àggm`tmh, rmdjrhgmss
ae tfm moatcaijg turoacg ar pfysc`jg pjci aim ojy lm ci. Ci tfcs wjy, tfmy
ojcitjci omitjg `gjrcty ci tfm ej`m ae hjidmr ar pjci.
Jt cts àrm, Paatfcid Lgmih tmj`fms cihcvchujgs j``mptji`m jih tagmrji`m ae

tfmcr pjci. Ct rmvmjgs tfm passclcgcty tfjt pjci cs iat `rumg ar ljh lut cs scopgy j
tmj`fmr. Cistmjh ae rmscstcid pjci, aim ojy molrj`m tfm gmssais ct fjs ta aeemr.
Js cihcvchujgs gmt da ae rmscstji`m, pjci gmssmis jih aetmi hcsscpjtms
jgtadmtfmr. Ly uihmrstjihcid tfm ijturm ae pjci, tfcs lgmih miàurjdms ji
jsscocgjtcai ae jgg gcem–s mxpmrcmi`ms.
CID\MHCMIXP; Tcitmrdrmmi,
Tcitmrdrmmi, @jopfar, Rmppmrocit,
Rmppmrocit, Sgjid Sgjid
Sgjid,,
Fmgc`frysuo, Lgum Xjisy jih
Fmgc`frysuo, Xjisy jih atfmr mssmitcjg acgs
IMDJXCUM MOAXCAIP; \mscstcid pjci, jvachcid moatcaijg cssums,

pjic`nmh, emjreug, wauihmh
RAPCXCUM R\ARM\XCMP; Ptrmidtfmimh, j``mptcid, saatfmh, smrmim,

fmjgcid
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Hcgutm :-0 hraps wctf `jrrcmr acg jih ojssjdm wfmrmvmr moatcaijg ar
Xapc`jg; Hcgutm
pfysc`jg pjci cs mxpmrcmi`mh.

P]IPFCIM LGMIH
XFM ACG AE MIKASOMIX
Puisfcim Lgmih–s omssjdm cs jgg jlaut molrj`cid `jrmermm oaomits. Ct ciscsts

cihcvchujgs tjnm tcom ta rmàii
ta rmàiimm`t jih rmomolmr
rmomolmr tfm `fcghgcnm pjrt ae tfm saug
tfjt cs uilurhmimh ly tfm strmssms, warrcms, jih smrcausimss ae gcem. Oast
jhugts struddgm ta gmt da ae tfm rmspaisclcgcty jih hmojihs ae tfmcr gcvms mvmi
ear j sfart tcom. Xfcs rmsugts ci j emttmrmh, fmjvy emmgcid tfjt `ji aigy ecih ji
jitchatm ci gjudftmr jih pgjy.
Tfmi cihcvchujgs ecih tfmosmgvms emmgcid stjdijit, `yic`jg, pmrem`tcaicstc`,

jpjtfmtc`, ar stcegmh, Puisfcim Lgmih civctms tfmo ta tfraw aee tfm sfj`ngms
jih molrj`m tfm aptcocso, mitfuscjso, jih spaitjimcty ae yautf. Ct `gmjrgy
rmocihs tfjt `rmjtcvcty immhs ta lm emh wctf fuoar, ùrcascty, jih fmjgtfy
rcsn. Xfm saug `rjvms imw jih mxfcgjrjtcid mxpmrcmi`ms ta egaurcsf jih sfcim.
Xfcs lgmih civctms cihcvchujgs ta molrj`m tfm jluihji`m jgg jrauih tfmo jih
ta lmgcmvm tfjt tfmy taa wmrm omjit ear gcdftfmjrtmh oaomits jih j scopgmr
mxcstmi`m. Puisfcim Lgmih–s omssjdm cs scopgm; ct–s tcom ta stap strmsscid jih
stjrt pgjycid!
CID\MHCMIXP; Drjpmeruct,
Drjpmeruct, Tcgh Arjidm jih
Arjidm jih atfmr mssmitcjg acgs
IMDJXCUM MOAXCAIP; Ptrmssmh, lurhmimh, avmrgy smrcaus jih

rmspaisclgm, stjdijit, `yic`jg, pmrem`tcaicstc`, stcegmh
RAPCXCUM R\ARM\XCMP; @fcghgcnm, `jrmermm, pgjyeug, aptcocstc`,

mitfuscjstc`, spaitjimaus, smism ae fuoar
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Jppgy
Xapc`jg; Jppgy :-0 hraps avmr sagjr pgmxus (uppmr staoj`f) ar ai wrcsts.
XMIPCAI LGMIH
XFM ACG AE \MGCME
Dmimrjggy usmh ta rmgcmvm fmjhj`fms, Xmiscai Lgmih jgsa jsscsts cihcvchujgs ci

rmgmjscid tfm strmss jih moatcaijg tmiscai tfjt ojy fjvm àitrclutmh ta ar
`jusmh tfmcr fmjhj`fm.
Xmiscai Lgmih syimrdcstc`jggy àolcims tfm pawmreug rmgjxjtcai qujgctcms ae

mssmitcjg acgs ta jsscst jih tmj`f tfm lahy faw ta `jgo jih rmgjx. Ct `ji jgsa
fmgp cihcvchujgs rmgmjsm tfm emjrs tfjt `rmjtm tmiscai jih pjci ci tfm lahy.
Xmiscai Lgmih `ji `jgo smvmrm strmss, saatfm trjuoj, jih lrcid ljgji`m ta
tfm lahy jih mimrdy systmo. Xfcs lgmih jgsa fmgps ci rmdjcicid mqucgclrcuo
eaggawcid pmrcahs ae avmrwarn, luriaut, jih ejtcdum.
Js pfysc`jg jih moatcaijg hcsàoearts jrm rmgcmvmh, Xmiscai Lgmih eastmrs

emmgcids ae jpprm`cjtcai. Ct civctms ljgji`m jih rmocihs cihcvchujgs tfmrm cs
stcgg ou`f ta lm drjtmeug ear hmspctm appasctcai, trcjgs, ar smtlj`ns.
CID\MHCMIXP; Tcitmrdrmmi,
Tcitmrdrmmi, Gjvmihmr
Gjvmihmr,, Rmppmrocit,
Rmppmrocit, Erjinci`mism
Erjinci`mism,,
@cgjitra,
@cgjitra, Ojrkarjo,
Ojrkarjo, \aoji @fjoaocgm jih
@fjoaocgm jih atfmr mssmitcjg acgs
IMDJXCUM MOAXCAIP; Ptrmssmh, avmrwarnmh, imrvaus, lurimh aut,
avmrwfmgomh, ejtcdumh, coljgji`mh, tmism
RAPCXCUM R\ARM\XCMP; Mqucgclrcuo, `jgo, rmgjxmh, rmgcmvmh, drjtmeug
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Jppgy
Xapc`jg; Jppgy :-0 hraps ai fmjh, im`n, jih sfaughmrs.
XARC@JG LGMIH
XFM ACG AE J@@MRXCID CORM\EM@XCAIP
Xapc`jg Lgmih wjs earougjtmh ear jìm jih dmimrjg snci fmjgtf. Cts ojkar
cidrmhcmit, Lgj`n @uoci smmh, cs iat ji mssmitcjg acg, lut fjs trj`m joauits ae
mssmitcjg acg wctfci ct. Lgj`n @uoci cs prczmh ci ojiy Csgjoc` àuitrcms ear cts
fmjgcid prapmrtcms. Xapc`jg Lgmih àolcims tfm fmjgcid prapmrtcms ae Lgj`n
@uoci wctf atfmr mssmitcjg acgs.
Xapc`jg Lgmih moatcaijggy supparts tfasm wctf supprmssmh jidmr, ducgt, jih
smge-kuhdomit. Cihcvchujgs ci immh ae tfcs lgmih ojy fjrlar emmgcids ae ducgt
ar jidmr erao tfm pjst. Xfmsm hmmpgy lurcmh emmgcids ojy mxcst autschm tfmcr
àis`caus jwjrmimss. Smt tfmsm emmgcids ae pjci ar jidmr gctmrjggy ‗lacg‟ ta tfm
surej`m. Ce cihcvchujgs ha iat hmjg wctf tfmsm emmgcids jppraprcjtmgy, tfmy ojy
ojicemst tfraudf gjsfcid aut ar lgjocid atfmrs.
Xfcs lgmih supparts cihcvchujgs ly ci`rmjscid smge-j``mptji`m jih smge- gavm.

Ct jsscsts tfmo ci smmcid tfmcr cifmrmit wartf, rmdjrhgmss ae pfysc`jg
jppmjrji`m. Ct miàurjdms tfm fmjgtfy rmgmjsm jih mxprmsscai ae emmgcids ae
jidmr. Xapc`jg Lgmih civctms cihcvchujgs ta gaan pjst copmrem`tcais jih ta
rmpgj`m smge-kuhdomit wctf smge-j``mptji`m.
CID\MHCMIXP; Lgj`n @uoci, \asmwaah, Mu`jgyptus,

Mu`jgyptus, Dmrjicuo
Dmrjicuo jih
jih atfmr
mssmitcjg acgs
IMDJXCUM MOAXCAIP; Moatcaijg pjci, jidry, smge-kuhdomit,

ài`mjgcid, suprmsscid, lgjocid
RAPCXCUM R\ARM\XCMP; Pmge-j``mptji`m, smge-gavm, wartfy, fmjgtfy

mxprmsscai, smge-jwjrm
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Jppgy
Xapc`jg; Jppgy jiywfmrm lahy immhs jhhctcaijg gavm jih jppravjg.

]RGCEXCID LGMIH
XFM ACG AE @FMM\
MOAXCAIJG J\AOJXFM\JRS LGMIH
Xfcs lgmih ae `ctrusms jih

jih spc`ms wjs earougjtmh
earougjtmh ta jsscst tfasm wfa jrm ci
immh ae `fmmreugimss. Ct cs mspm`cjggy fmgpeug ear cihcvchujgs wfa emmg
fmjvyfmjrtmh ar wfa fjvm lmmi wmcdfmh hawi ly ojiy `fjggmidms ci gcem.
Miàuitmrcid rmpmjtmh trcjgs avmr ji mxtmihmh pmrcah ae tcom `ji fjvm
`rcppgcid meem`ts, jih ojy mvmi `rmjtm ji mxpm`tjtcai ae pmrojimit sueemrcid
wctf ia fapm ae rmgcme.
]pgcetcid Lgmih miàurjdms cihcvchujgs wfa jrm avmràom ly emmgcids ae

fapmgmssimss jih fmgpgmssimss. Ct fmgps rmstarm aim–s fapm wfmi tfmy fjvm
lmmi strmt`fmh lmyaih tfm gcocts ae tfmcr mihurji`m. Xfcs lgmih cispcrms ejctf
tfjt gcem wcgg warn aut ear tfm lmst hmspctm hceecùgtcms jih smtlj`ns. ]pgcetcid
Lgmih rmocihs cihcvchujgs tfmrm cs sa ou`f oarm ta gcem tfji tfm fjrhsfcp
tfmy jrm mxpmrcmi`cid, jih ta hmtmrocimhgy fagh ai uitcg tfmy rmdjci tfm fapm
jih kay tfmy emmg tfmy–vm gast.
CID\MHCMIXP; Tcgh Arjidm,Arjidm, @gavm,

@gavm, Ptjr Jicsm, Gmoai Oyrtgm, Iutomd,
Ujicggj jih atfmr mssmitcjg acgs
IMDJXCUM MOAXCAIP; Tmcdfmh hawi, fapmgmss, kaygmss, fmjvyfmjrtmh,

hmpgmtmh, fmgpgmss
RAPCXCUM R\ARM\XCMP; Fapmeug, àoeartmh, lmgcmvcid, `fmmreug,

upgcetmh, kayeug, hmtmrocimh, rmstarmh
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Hcgutm :-0 hraps wctf `jrrcmr acg jih jppgy avmr fmjrt, ai earmfmjh,
Xapc`jg; Hcgutm
ar wrcsts.

TAOMI–P LGMIH
XFM ACG AE EMOCICICXS
Xfm lmimects ae Taomi–s Lgmih jrm iat gcoctmh ta waomi jgaim. Tfcgm tfcs
lgmih passmssms j straid emocicim qujgcty, emojgm mimrdy cs aetmi immhmh ly
latf omi jih waomi.
Taomi–s Lgmih saetmis avmrgy ojsùgcim cihcvchujgs ly dmttcid tfmo ci

tau`f wctf tfmcr emocicim schm. Ct miàurjdms gmttcid da ae prchm jih taudf
mxtmrcars, jih jggaws dmitgmimss jih moatcaijg àiim`tcai. Ct cs jgsa
pjrtcùgjrgy fmgpeug wfmi hmjgcid wctf cssums tfjt ojicemst js jidmr, fastcgcty,
ar rmscstji`m tawjrh waomi.
Taomi–s Lgmih jgsa jsscsts cihcvchujgs ci fmjgcid tfmcr rmgjtcaisfcps wctf

tfmcr oatfmrs, drjihoatfmrs, jih atfmr waomi. Ct fmgps aim rmàiim`t wctf
tfmcr oatfmr wfmi tfmrm fjs lmmi strjci, smpjrjtcai, gass, ar jlusm ci tfm
rmgjtcaisfcp. Latf omi jih waomi `ji rmkm`t tfm emocicim jspm`t ae smxujgcty
js j rmsugt ae trjuojtc` mxpmrcmi`ms. Xfcs lgmih `fjggmidms cihcvchujgs ta
warn tfraudf cssums rmgjtcid ta emocicicty jih smxujgcty. Ce aim fjs rmkm`tmh
tfmcr emocicim mimrdy, csagjtmh erao waomi, ar hcsàiim`tmh smxujggy, tfcs
lgmih civctms tfmo ta fmjg wauihs jih ecih ljgji`m ly rmàiim`tcid wctf
pasctcvm emocicicty.
CID\MHCMIXP; Rjt`faugc,
Rjt`faugc, Lmrdjoat
Lmrdjoat,, Pjihjgwaah
Pjihjgwaah,, \asm,
\asm, Ujicggj, Kjsocim,
Kjsocim,
@ciijoai
@ciijoai jih
IMDJXCUM MOAXCAIP; Lga`nmh ar coljgji`mh emojgm mimrdy, avmrgy

ojsùgcim, jidmr ar rmscstji`m tawjrh waomi, waomi cssums, rmprmssmh
smxujgcty, hcsàiim`tmh erao oatfmr
RAPCXCUM R\ARM\XCMP; J``mptji`m ae emocicicty, ncih, dmitgm,
àiim`tmh ta oatfmr, fmjgtfy smxujgcty
P]DDMPXMH ]PMP;
raojtc`; Cifjgm
Xapc`jg; Jppgy
Xapc`jg; Jppgy :-0 avmr sj`rjg `fjnrj (gawmr staoj`f) ar fmjrt.

PM@XCAI CU
JRRMIHC@MP

JRRMIHCV J
HM@AHCID MOAXCAIP
Xuicid Ci ta tfm Ocih-Lahy @aiim`tcai
Chmitceycid tfm mxj`t moatcais yau jrm mxpmrcmi`cid jt jiy dcvmi oaomit `ji
saomtcoms lm `fjggmidcid. Sau niaw tfjt yau–rm emmgcid saomtfcid lut ojy
iat niaw mxj`tgy wfjt. Xfjineuggy, moatcais jrm mxpmrcmi`mh tfraudfaut tfm
mitcrm lahy, sa wm `ji gaan ta ct ear `gums.
Aur lrjci–s gcolc` systmo davmris aur moatcaijg rmspaisms jih smihs
hceemrmit
lahy fjs `fmoc`jg omssjdms
spm`cec` pfysc`jg ear tfm hceemrmit
rmj`tcais moatcais
ta tfm vjrcaus wm mxpmrcmi`m.
`fmoc`jg omssjdms, Aur
tfus
pravchcid ji cihc`jtcai js ta tfm moatcai tfjt trcddmrmh tfmo. Ear mxjopgm,
‗strmssmh‟ cs ji moatcaijg stjtm tfjt dmimrjggy `jusms tfm rmgmjsm ae mxtrj
jhrmijgcim jih àrtcsag. Xfasm `fmoc`jgs trcddmr pfysc`jg rmj`tcais su`f js
ci`rmjsmh fmjrt rjtm, `fjidms ci lrmjtfcid, trmolgcid, hcdmstcvm upsmt,
pmrspcrjtcai, jih sa ai. Ce yau–rm mxpmrcmi`cid j àolcijtcai ae tfmsm
syoptaos, tfmrm–s j daah `fji`m tfm moatcai yau–rm mxpmrcmi`cid cs
‗strmssmh.‟
Xfaudf tfmrm jrm saom dmimrjg rmj`tcais tfjt dcvm us j ejcrgy prmhc`tjlgm
eauihjtcai, ct–s passclgm ta mxpmrcmi`m ougtcpgm emmgcids scougtjimausgy. Ear
mxjopgm, wfmi wm emmg tfrmjtmimh, wm aetmi emmg jidmr jih emjr jt tfm sjom
tcom. Jhhctcaijggy, pfysc`jg rmspaisms ta vmry hceemrmit moatcais `ji emmg
quctm scocgjr. Ear mxjopgm, tfm pfysc`jg cihc`jtars ae lmcid tmrrcecmh jih
mxfcgjrjtmh jrm gjrdmgy tfm sjom. Xfm lrjci, ci àitmxt wctf aur cihcvchujg
mxpmrcmi`ms jih lmgcmes, wcgg sfjpm wfc`f moatcai wm emmg jih faw.
Tfcgm tfm mxpmrcmi`m ae moatcais `ji lm js vjrcmh js tfm pmapgm fjvcid tfmo,
tfm eaggawcid `fjrt pravchms saom mxjopgms ae pfysc`jg cihc`jtars àooaigy
jssa`cjtmh wctf tfm moatcais gcstmh.
OMIXJG A\
JPPA@CJXMH RFSPC@JG
MOAXCAI MOAXCAIJG
MOAXCAIP CIHC@JXA\ CIHC@JXA\
•]IP]\M
rjpch ar sfjggaw
•]IMJPCIMPP
lrmjtfcid|ci`rmjsmh
•\MPXGMPPIMPP
fmjrt rjtm, lgaah
•FMPCXJXCAI
JIVCA]P hrjcicid erao
•RJIC@
C\\CXJLGM ej`m ar gcols,
•XM\\A\
R\CHME]G ijusmj, tfrajt
•RFALCJP
K]HDOMIXJG àitrj`tcai,
•JRR\MFMIPCAI
P@J\@CXS `gmi`fcid ar
EMJ\ •RJ\JIACJ
KMJGA]P tcdftmicid ci •TA\\S
TMJN `fmst ar staoj`f,
•CIJLCGCXS XA
U]GIM\JLGM swmjty pjgos,
@AI@MIX\JXM
@AIX\AGGCID hczzcimss,
•H\MJH
]IPJEM luttmregcms ar
•R\MA@@]RJXCA
eguttmrcid ci
TCXF E]X]\M
staoj`f, ous`gm
MUMIXP A\ AXFM
wmjnimss
RMARGM'P LMFJUC
•RGMJPJIX
XFA]DFXP JIH
wjrotf stjrtcid EMMGCIDP
erao tfm cischm
•@AIXMIX
jih rjhcjtcid aut,
•PJXCPEJ@XCAI
saomtcoms
•PJEMXS
`mitmrmh jrauih
@AIXMIX •MGJXCAI
`fmst, pfysc`jg
KASE]G •RAPCXCUCXS
FJRRCIMPP rmgjxjtcai, ar
MV@CXMH •MIXF]PCJPO
ci`rmjsmh mimrdy,
ARXCOCPXC@ •UCL\JI@S
emmgcid
•L]ASJI@S
aemxpjiscvmimss,
•@FMM\E]GIMPP
lrmjtfcid omitjg •PM\MICXS
jih mjscmrhmmpmr,
•PMIPM AE TMGG-
`gjrcty
LMCID
•FARM
tcdftimss ae •MP@JGJXCAI AE
ous`gms, pjci ar RATM\E]G,CIXM
prmssurm ci lj`n, P]RR\MPPMH
im`n, jih kjw, EMMGCIDP
emmgcid fat, •OJPNCID EMJ\
E\]PX\JXMH jhrmijgcim PJHIMPP
\MPMIXE]G rmspaism •MVRGAPCUM
C\\CXJXCAI ci`guhcid A]XL]\PX
JIDM\
CI@MIPMH ci`rmjsmh •TCXFH\JTI
\JDM smisjtcai ci jros •PCGMI@M
FJX\MH jih fjihs, •HMEMIPCUMIMPP
ci`rmjsmh fmjrt LGJOM
rjtm jih lgaah •\MPMIXOMIX
prmssurm, sfjncid •C\\CXJXCAI,
ar trmolgcid, PJ\@JPO, A\
swmjtcid @SIC@CPO
•@AIXMIXOMIX
•PX\AID JEEM@X
gavm `ji lm j
•EMMGCID @AORG
RJPPCAIJXM tatjg pfysc`jg
A\ ECGGMH
EAIH mxpmrcmi`m,
•@AORJPPCAI
EA\DCUCID dmimrjggy wctf
GAUM •DMIM\JG TMGG-
@AORJPPCAIJXM ci`rmjsmh lgaah
LMCID
MORJXFMXC@ egaw jih wjrotf •LAIHMH
@J\CID aetmi emgt
•ALPM\UJIX
prcojrcgy ci `fmst
•PMGEGMPP HMPC\
JIH J@XCAIP
•FMJUCIMPP
•HATI
•LG]M
fmjvcimss ci
F]\XCID •JRJXFS
`fmst, guop ci
PA\\ATE]G •LMX\JSJG
tfrajt, `rycid,
PJHIMPP GAPP •CPAGJXCAI A\
D\CMUCID j`fms jih pjcis, JGAIM
gmtfjrdy jih
GAIMGS •PA\\AT
ejtcdum
•JID]CPF
•FARMGMPPIMPP
HMPRJC\
rmgjxjtcai ci •@JGOIMPP
ous`gm tmiscai, •\MGJVJXCAI
mspm`cjggy ci ej`m •RJXCMI@M
jih uppmr tarsa, •@AIXMIXOMIX
R\MPMIX
`mssjtcai ar •@AIIM@XCAI
RMJ@ME]G D\A]IHMH
rmhu`tcai ae •PM\MICXS
@AIXMIX
pjci, wjrotf •EGMVCLCGCXS
tfraudf lahy, •J@@MRXCID
rmhu`mh pugsm, •]IX\A]LGMH
stmjhy lrmjtfcid •R]\RAPM
•EMJ\
•JIDM\
tcdftmicid ar •PJHIMPP
j`fcid smisjtcais
•\MD\MX
ci staoj`f jih
PFJOME]G •HMPC\M XA \]I
`fmst, ar atfmr
\MD\MXE]G JTJS A\ HCPJRR
D]CGX uiàoeartjlgm
PMGE •JUACHJI@M A\
smisjtcais ci
GAJXFCID HMICJG
fmjh jih ej`m js
•MOLJ\\JPPOM
wmgg js gawmr
•EMMGCID GCNM J
jlhaomi
EJCG]\M A\
TA\XFGMPP
•EMMGCID R\MPP]
LS RMARGM A\
@C\@]OPXJI@MP
ous`gm tmiscai ci •HMRGMXCAI
sfaughmrs, im`n, •H\JCIMH
jih fmjh, avmrgy •AUM\TFMGOMH
jgmrt ar hceecùgty •L]\HMIMH
AUM\TFMGOMH ài`mitrjtcid, •JIVCA]P
]IP]RRA\XMH fmjhj`fms, •EMJ\
@AIX\AGGMH cihcdmstcai ar •JIDM\
PX\MPP AUM\TA\NMH ijusmj, rjpch •PJHIMPP
L]\IMH A]X lrmjtfcid, •FARMGMPPIMPP
ALGCDJXMH dmimrjg j`fms •IAXC@MJLGM
jih pjcis, fmjrt @FJIDMP CI OA

pjgpctjtcais, A\ LMFJUCA\ P]
`fjidms ci mjtcid JP LMCID \MJ@XC
jih sgmmp fjlcts TCXFH\JTI,
CIHM@CPCUM,
C\\CXJLGM, XMJ\
A\ GJPFCID A]X

JRRMIHCV L
IMDJXCUM MOAXCAIP JIH RAPCXCUM
R\ARM\XCMP
IMDJXCUM
MPPMIXCJG ACG RAPCXCUM R\ARM\XCMP
MOAXCAIP
PCIDGM ACGP
Drj`m-ecggmh,
Avmrmxmrtcid,
Xrustcid,
J\LA\UCXJM
J\LA\UCXJM Ptruddgcid,
Rmj`meug,
Hcstjit erao Dah
Purrmihmr
Ejtcdumh, Mimrdczmh,
LJPCG Hmpgmtmh, \mimwmh,
Hmpmihmit \mstmh
Pmge-kuhdomit, Pmge-j``mptji`m,
LM\DJOAX Cismùrm, Aptcocstc`,
]igavmh @aiechmit
]isuppartmh, Puppartmh,
LC\@F Tmjn-wcggmh, \msagutm,
Jgcmijtmh @aiim`tmh
Rra`rjstcijtcid, Cispcrmh,
LG]M XJIPS \mscstcid, Cictcjtcvm,
Jpjtfmtc` Oatcvjtmh
Pupmrec`cjg, Faimst,
LGJ@N RMRRM\ Fchcid, Jutfmitc`,
Pmge-hm`mptcai @aurjdmaus
Jidry, Alkm`tcvm,
@J\HJOAO Jddrmsscvm, Pmge-àitrag,
Hcsrmspm`teug \mspm`teug
Emjr ae rmkm`tcai, @aurjdmaus,
@JPPCJ Pfy, ]ijsfjomh,
Xcoch Ujgumh
Pmpjrjtm, @aiim`tmh,
@MHJ\TAAH Jgaae, Lmgaidcid,
Gaimgy Pa`cjg
@aitraggcid, ]ijttj`fmh,
@CGJIX\A Tarrcmh, @gmjiscid,
Xrjppmh Gclmrjtmh
Emjr ae rmkm`tcai, Jttrj`tcvm,
Pmxujg rmprmsscai, Fmjgtfy smxujgcty,
@CIIJOAI
Rrmtmism, Citcojtm,
Kmjgausy J``mptcid
@aieusmh, @gjrcty,
@GJ\S PJDM Gcoctmh, Cituctcvm,
Lga`nmh Cojdcijtcvm
@aitraggmh, Mopawmrmh,
Pmge-lmtrjyjg,
@GAUM @gmjr lauihjrcms,
@ahmpmihmit,
Rratm`tmh
Raar lauihjrcms
Ducgty, Eardcvmi,
@ARJCLJ Pmge-gajtfcid, Tartfy,
\mdrmteug \mhmecimh
@aitraggmh, Citmdrcty,
@A\CJIHM\ Pmge-lmtrjyjg, Ciimr duchji`m,
Hcsgayjg Xrum ta smge
]ilrchgmh jolctcai, Ljgji`mh jolctcai,
@]OCI Pmge-`mitmrmh, \mspm`teug,
P`jr`cty ocihsmt Jluihjit tfcincid
\cdch, Xrustcid,
@SR\MPP Rmrem`tcaicstc`, Egawcid,
@aitraggcid Jhjptjlgm
Larmh, Midjdmh,
HCGG Hcscitmrmstmh, Oatcvjtmh,
Avmrstcougjtmh Citmdrjtcai
\mpmjtcid
erao, ocstjnms Tcshao,
\mspm`teug,
HA]DGJP EC\ tfm pjst,
Dmimrjtcaijg fmjgcid,
Dmimrjtcaijg pjttmris, Fmjgtfy àiim`tcais

Imdjtcvm trjhctcais
Cgg,
Tmgg,
Hmpgmtmh,
M]@JGSRX]P Hmspaihmit, \mspaisclgm,
Gclmrjtmh
Hmemjtmh
Crrmspaisclgm, \mspaisclgm,
EMIIMG Gass ae jppmtctm, Pjtcjtmh,
Lahy imdgm`t Ci tuim
Hjrnimss,
Hm`mcvmh, Tcshao,
E\JINCI@MIPM Ppcrctujggy Hcs`mricid,
hcsàiim`tmh, Ppcrctujggy àiim`tmh
Jljihaimh
Xrustcid,
Hcstrustcid,
Gavcid,
DM\JIC]O Drcmvcid,
Xagmrjit,
Lranmifmjrtmh
Apmi
Uc`tco omitjgcty, Mopawmrmh,
DCIDM\ Lgjocid, @jpjlgm,
Rawmrgmss \mspaisclgm
Lahy j``mptji`m,
Lahy kuhdomit,
\mspm`t ear lahy,
D\JRME\]CX Hcsrmspm`tcid lahy,
Alsmsscai wctf eaah Ommtcid pfysc`jg immhs ar
hcmtcid
Xrjuojtczmh, Tfagm,
FMGC@F\SP]O Tauihmh, @aurjdmaus,
Fapmgmss Fapmeug
\mscstjit, Citcojtm,
KJPOCIM Pmxujg ecxjtcai, Rurm,
Pmxujg trjuoj Fmjgtfy smxujgcty
Xmrrcecmh, Rratm`tmh,
K]ICRM\ LM\\S Emjreug, @aurjdmaus,
Icdftojrms Hrmjocid
Cijutfmitc`, Jutfmitc`,
N]OZ]JX Rjsscvm jddrmsscvm, Faimst,

Fchcid Pci`mrm
Lga`nmh
Mxprmsscvm,
GJUMIHM\ àoouic`jtcai,
Fchcid, Apmi,
@jgo
@aistrc`tmh
]ieaùsmh, Eaùsmh,
GMOAI Ejtcdumh, Mimrdczmh,
Hceecùgty gmjricid Jgmrt
Hmspjcrcid, @gjrcty,
GMOAID\JPP Fajrhcid, Pcopgc`cty,
Gmtfjrdc` @gmjiscid
Gcoctmh, Ojicemstcid,
GCXPMJ Ptcegmh, Cispcrmh,
Lga`nmh Jgcdimh
Hcscitmrmstmh, Midjdmh,
Hmspjcrcid, @aurjdmaus,
GCOM
\mscdimh, Hmtmrocimh,
Jpjtfmtc` Drjtmeug
Jljihaimh, ]pfmgh,
OJI]NJ Tauihmh, @aoeartmh,
]isjem Pfcmghmh
Csagjtmh,
Emjr ae rmkm`tcai, @aiim`tmh,
OJ\KA\JO Tjro,
@agh,
Gavcid
Hcstrust
Lauihjry vcagjtcai, Mimrdmtc` lauihjrcms,
OMGJGM]@J Miomsfmh, \mspm`teug àiim`tcais,
Pmge-lmtrjyjg \mscgcmit
Lurhmimh, Kayeug,
OMGCPPJ Ocsjgcdimh, Citmdrcty,
Hjrnimss Migcdftmimh
Hcstrustcid, Pjem,
Pmùrm,
OS\\F ]idrauihmh,
Xrustcid,
]isjem ci tfm wargh
Iurturmh
]ieugecggmh, @aoocttmh,
IM\AGC \msmiteug, Ncih,
Jgaae Citcojtm
Rrchmeug, Fuolgm,
A\MDJIA Tcggeug, Tcggcid,
Apcicaijtmh Iaijttj`fomit
Alsmsscvm, Oahmrjtcai,
RJX@FA]GC Hcsàiim`tmh, Ljgji`mh,
Lahy sfjom Lahy àiim`tcai
Fmjvyfmjrtmh, Luayjit,
RMRRM\OCIX Rmsscocstc`, Aptcocstc`,
Hmkm`tmh \mgcmvmh
Cifmrctmh gcoctjtcais, @fjci-lrmjncid,

Rcaimmrcid,
RMXCXD\JCI Hcsfaiarcid,
Fmjgtfy ejocgy,
]ifmjgtfy trjhctcais
àiim`tcais
Lurhmimh pjrmitcid, Eugecggmh pjrmitcid,
\MH OJIHJ\CI Mxfjustmh, \mermsfmh,
]ijpprm`cjtmh @fmrcsfmh
Hcrm`tcaigmss, Duchmh,
\AOJI
Rurpasmgmss, Rmj`meug,
@FJOAOCGM
]ismttgmh Rurpasmeug
]igavmh, Gavmh,
\APM Tauihmh, @aopjsscaijtm,
Hcsfmjrtmimh Fmjgcid
@aieusmh, Omitjg `gjrcty,
\APMOJ\S Cdiarjit, Niawgmhdmjlgm,
]i`mrtjci Xmj`fjlgm
Rrchmeug, Fuolgm,
PJIHJGTAAH Ojtmrcjgcstc`, Hmvatcai,
Hcstrj`tmh Ppcrctujg
\mdrmteug, Rmrspm`tcvm,
PCLM\CJI EC\ Gass, Tcshao,
Ermttcid Jhjptcid
Cijrtcùgjtm, @gjrcty,
PRMJ\OCIX Xcoch, @aiechmit,
Tctffaghcid vac`m Jrtcùgjtm
]idrjtmeug, Drjtmeug,
PRCNMIJ\H Uc`tco omitjgcty, J``mptji`m,
\mscstcid @aitmit
Avmrlurhmimh, @fmmreug,
XJIDM\CIM Avmrwarnmh, Ppaitjimaus,
Ptcegmh @rmjtcvm
]ieardcvcid, Eardcvcid,
Citagmrjit, Xagmrjit,
XFSOM
Jidry, Rjtcmit,
\msmiteug ]ihmrstjihcid
P`jttmrmh, @mitmrmh,
UMXCUM\ ]idrauihmh, Drauihmh,
Jvachcid Rrmsmit
@ahmpmihmit, Ermm,
TFCXM EC\ Hmstru`tcvm pjttmris, Fmjgtfy pjttmris,
Dmimrjtcaijg lurhmis Dmimrjtcaijg fmjgcid
P`jr`cty, Jluihjit,
TCGH A\JIDM Pmrcaus, Pmism ae fuoar,
\cdch Rgjyeug
@aitraggcid, Purrmihmr,
TCIXM\D\MMI Pmge-rmgcjit, \mgycid ai tfm Hcvcim,
Tcggeug Gmttcid da
Pjhimss, Ermmhao,
SGJID SGJID Kaygmss, Rgjyeug,
Avmrjijgyzcid Cituctcvm
ACG LGMIHP
Hcsàurjdmomit,
Fapmeug,
JIXC-JDCID Ppcrctujg lgcihimss,
Xrjisearocid,
LGMIH Ppcrctujggy
Xrust ci tfm Hcvcim
hcsàiim`tmh
\mpjcrcid,
Lranmi,
Ljgji`mh,
@MGG]GJ\ LGMIH Cooalcgczmh, \mlcrtf,

Rawmrgmss Xrjisearocid
@GMJIPCID Xrjppmh, ]imiùolmrmh,

LGMIH Imdjtcvm, Rurceycid,
Xaxc` @gmji
Drcmvcid,
Gass, @aoeartmh,
Xrjuojtczmh, Tfagm,
@AOEA\XCID Hmtaxcec`jtcai, Pmrmim,
LGMIH Hmpmihmit, \mvctjgczmh,
Xaxc` fjlcts, ]irmstrc`tmh,
Pmge-sjlatjdm, @gmjr
Jpjtfmtc`
]imitfuscjstc`, Mitfuscjstc`,
HCDMPXCUM LGMIH ]ihmriaurcsfmh, Iaurcsfmh,
Avmrstcougjtmh Jsscocgjtcai
]ioatcvjtmh, Oatcvjtmh,
MI@A]\JDCID
Dgaaoy, Miàurjdmh,
LGMIH
Tmjry Mimrdczmh
Hcstrj`tmh, Eaùsmh,
EA@]P LGMIH Rra`rjstcijtcid, @aooctmh,
Avmrj`tcvm Rrmsmit
D\A]IHCID ]idrauihmh, Drauihmh,

Hcsàiim`tmh, @aiim`tmh,
LGMIH
P`jttmrmh Ptjlgm
Mstrjidmh, @aiim`tmh,
FAGCHJS LGMIH Ptrmssmh, @mgmlrjtary,
@agh Tjro
Hmspjcrcid, Fapmeug,
FARM LGMIH Xrjuojtczmh, Fmjgcid,
Pfjomeug \mlcrtf
Gj`n ae àiechmi`m, Rjsscaijtm,
CIPRC\CID LGMIH \mdcomitmh, \csn-tjncid,
Kaygmss Ppaitjimaus
Ptcegmh, Civcdarjtmh,
CIUCDA\JXCID Lga`nmh `rmjtcvcty, @rmjtcvm,

LGMIH ]ioatcvjtmh Oatcvjtmh
Hmspjcrcid, Lrcdft,
KASE]G LGMIH Hcsàurjdmh, Kayeug,
Fmjvyfmjrtmh @jrmermm
Xmism, \mgjxmh,
OJPPJDM LGMIH Ptrmssmh, Ljgji`mh,
\cdch Egmxclgm
Tartfgmss, Tartfy,
OMXJLAGC@
@rctc`jg, J``mptji`m,
LGMIH
Ptrc`t Lmjutceug
Civugimrjlgm, Uugimrjlgm,
OAIXFGS LGMIH Pueemrcid, Pmrmim,
Dujrhmh \m`mptcvm
Raar lauihjrcms, Lauihjrcms,
A]XHAA\ LGMIH Jttj`nmh, Pjem,
Hmemismgmss Pmge-àitjcimh
Jttj`nmh, Rratm`tmh,
R\AXM@XCUM
]ipratm`tmh, @jpjlgm,
LGMIH
@aitraggmh Cihmpmihmit
Jixcaus, Rmj`meug,
\MJPP]\CID @aitraggcid, @aitmit,
LGMIH Jttj`fmh, Ptcgg,
Jerjch Pmrmim
]ieardcvcid, Eardcvcid,
\MIMTCID
@rctc`jg, ]ihmrstjihcid,
LGMIH
\msmiteug Xagmrjit
]igavmh, Gavmh,
\MPRC\JXA\S Pjh, @jrmh ear,
LGMIH @aistrc`tmh, \m`mcvcid,
Drcmvcid Pagj`m
Ptrmssmh, @jgo,
\MPXE]G LGMIH \mstgmss, Xrjiqucg,
Hcsàiim`tmh @aopjsscaijtm
\mscstcid, Ptrmidtfmimh,
PAAXFCID LGMIH Rjcimh, Paatfmh,

Rjic`nmh Pmrmim
Ptjdijit, Ppaitjimaus,
P]IPFCIM LGMIH Ptrmssmh,

@yic`jg @jrmermm,
Aptcocstc`
Coljgji`mh, Mqucgclrcuo,
XMIPCAI LGMIH Lurimh aut, @jgo,
Xmism \mgcmvmh
Pmge-`rctc`jg, Pmge-j``mptji`m,
XARC@JG LGMIH Pupprmssmh jidmr, Tartfwfcgm,
Cijhmqujtm Jopgm
Rmsscocstc`,
@fmmreug,
]RGCEXCID LGMIH Lurhmimh,
Fmjvyfmjrtmh, ]pgcetmh,
Fapmeug
Fapmgmss
\mscstcid emocicicty, J``mptcid emocicicty,
TAOMI–P LGMIH Avmrgy ojsùgcim, Paet,
\mprmssmh smxujgcty Fmjgtfy smxujg mxprmsscai

JRRMIH
JRRMIHCV
CV @
@
MOAXCA
MOAXCAIP
IP CIHMV
J
Jljihaim
Jlji haimh;
h; Erjinci`
Erjinci`mmism
ism,, Oy
Oyrrrf
rf,, Ojrkar
Ojrkarjo
jo,, Dmr
Dmrjicuo
jicuo,, Ojiunj
Jlui hjit;; Tcgh Arjidm,

Jluihjit Arjidm, Ppcnmijrh,
Ppcnmijrh, Civcdarjtcid Lgmih
Lgmih,, Kayeug Lgmih,
Lgmih,
Xjidmrci
Xjidmrcimm, @uoci
@uoci, Gct
Gctssmj
Jlusm;
Jlus m; @ciijoai
@ciijoai,, @gavm,
@gavm, Fm
Fmggc`fry
c`frysuo
suo,, Tfctm Ecr,
Ecr, Haudgj
Haudgjss Ecr,
Ecr, Kjsocim
J``mptj
J`` mptji`m;
i`m; \asm
\asm,, Lmrdjoat,
Lmrdjoat, Sgjid Sgjid,
Sgjid, Ppcnmijrh,
Ppcnmijrh, Kjsocim
J`àuit
J`` auitjlgm
jlgm;; (smm \mspaisclgm)
\mspaisclgm)
Jhjptjlg
Jhjp tjlgm;
m; Taomi–s Lgmih
Lgmih,, @yprmss
@yprmss,, Pclmrcji Ecr
Jhkustc
Jhku stcid;
id; \asmojry,
\asmojry, Hmtaxcec`jtcai Lgmih
Lgmih,, Hcdmstcvm Lgmih
Jerjch;
Jer jch; (smm Emjreug)
Emjreug)
Jdctjtm
Jdct jtmh;
h; (smm Crrctjtmh
Crrctjtmh))
Jgcmijt
Jgc mijtmh;
mh; Lcr`f
Lcr`f,, @mhjrwaah
@mhjrwaah,, Oyrrf
Jgaae;
Jgaa e; Ojrkarjo
Ojrkarjo,, Drauihcid Lgmih
Lgmih,, Kjsocim
Kjsocim,, Imragc
Jol ctcaus,
Jolctca us, avmrgy; @uoci,, Jrlarvctjm
avmr gy; @uoci Jrlarvctjm,, Armdjia
Jidry;
Jidr y; @jrhjoao,
@jrhjoao, Xfyom
Xfyom,, Dmrjicuo,
Dmrjicuo, Sgjid Sgjid
Sgjid,, Ppcnmijrh
Ppcnmijrh,, Tfctm Ecr,
Ecr,
\mimwcid Lgmih,
Lgmih, Xapc`jg Lgmih
Jiducsf
Jidu csfmh;
mh; Fmgc`frysuo,
Fmgc`frysuo, Omgcssj
Omgcssj,, @apjclj
Jiiaymh
Jiia Lgmih,, @jrhjoao
ymh;; \mimwcid Lgmih
Jixcaus
Jix caus;; Ljscg
Ljscg,, Xmiscai Lgmih
Lgmih,, @aoeartcid Lgmih
Lgmih,, \msteug Lgmih
Jpjtfmtc
Jpjt fmtc`;
`; Gmoaidrjss,
Gmoaidrjss, Umtcvmr,
Umtcvmr, Gcom,
Gcom, Hmtaxcec`jtcai Lgmih
Lgmih,, Lgum Xjisy
Jppmtct
Jppm tctm,
m, gass
ga ss ae;
a e; Hcdmstcvm Lgmih
Lgmih,, Emiimg
Jpprmfmi
Jppr mfmiscv
scvm;
m; @jsscj,
@jsscj, @ciijoai,
@ciijoai, Omgcssj
Jppravj
Jppr avjg,
g, immh
im mh ear;
ea r; Lmrdjoat
Jppravm
Jppr avmh
h ae; \asm
\asm,, Lmrdjoat
Jrduomi
Jrd uomitjtc
tjtcvm;
vm; Gjvmihmr
Gjvmihmr,, @jrhjoao,
@jrhjoao, Armdjia
Jrradji
Jrr adjit;
t; Armdjia
Jsfjom
Jsf jomh;
h; (smm Pfjomeug
Pfjomeug))
Jssmrtc
Jss mrtcvm;
vm; @gavm,
@gavm, Lgj`n Rmppmr
Jttj`n
Jtt j`nmh;
mh; Rratm`tcvm Lgmih,
Lgmih, Authaar Lgmih
Lgmih,, Lcr`f
Jttj`f
Jtt j`fomit
omits,
s, i
imdjt
mdjtcvm
cvm;; Armdjia,
Armdjia, Pjihjgwaah
Pjihjgwaah,, Ppcnmijrh,
Ppcnmijrh, Gmoaidrjss
Jttmitc
Jtt mitcvm;
vm; Gmoai
Jutfmit
Jut fmitc`;
c`; Tcgh Arjidm,
Arjidm, @jsscj,
@jsscj, Ppmjrocit,
Ppmjrocit, Lgj`n Rmppmr
Rmppmr,, Nuoqujt
Jvachci
Jva chcid;
d; Paatfcid Lgmih
Lgmih,, Umtcvmr,
Umtcvmr, Fmgc`frysuo,
Fmgc`frysuo, Drauihcid Lgmih,
Lgmih, Kuicpmr
Lmrry,, Kjsocim
Lmrry
L
Ljgji`mh; Rmtctdrjci,
Rmtctdrjci, Rjt`faugc
Rjt`faugc,, Ojssjdm Lgmih
Lgmih,, @mggugjr Lgmih,
Lgmih, Fagchjy
Lgmih
Ljrrcmrs, moatcaijg; Ojrkarjo
Ojrkarjo,, Oaitfgy Lgmih,
Lgmih, \asm
Lmgcmvcid; (smm Ejctf
Ejctf))
Lmgcttgmh; Lmrdjoat,
Lmrdjoat, Omtjlagc` Lgmih
Lmgaidcid; @mhjrwaah,
@mhjrwaah, Ojrkarjo
Lmrmjvmh; (smm Drcmvcid)
Drcmvcid)
Lmtrjymh; Dmrjicuo,
Dmrjicuo, \asm
\asm,, Sgjid Sgjid
Lcttmr; Xfyom,
Xfyom, \mimwcid Lgmih,
Lgmih, Imragc
Lgjocid atfmrs; Dcidmr
Dcidmr,, Ppcnmijrh,
Ppcnmijrh, @jrhjoao,
@jrhjoao, Umtcvmr
Umtcvmr,, \mimwcid Lgmih,
Lgmih,
Lgmih, Imragc
Xapc`jg Lgmih,
Lgjocid smge; Lmrdjoat
Lmrdjoat,, @gavm
@gavm,, @apjclj
Lga`nmh; @yprmss
@yprmss,, Xfyom
Xfyom,, Armdjia
Armdjia,, Gctsmj
Lahy j``mptji`m; Drjpmeruct
Drjpmeruct,, Rjt`faugc
Rjt`faugc,, @ciijoai,
@ciijoai, Emiimg,
Emiimg, Hcdmstcvm
Lgmih,, Omtjlagc` Lgmih
Lgmih
Lahy sfjom; Rjt`faugc
Rjt`faugc,, Drjpmeruct,
Drjpmeruct, @ciijoai,
@ciijoai, Omtjlagc` Lgmih
Lgmih,, Kjsocim
Lahy tmiscai; Xmiscai Lgmih,

Lgmih, Ojssjdm Lgmih,
Lgmih, Rjt`faugc
Laihcid; Dmrjicuo
Dmrjicuo,, Ojrkarjo,
Ojrkarjo, Oyrrf
Oyrrf,, @mhjrwaah,
@mhjrwaah, Oaitfgy Lgmih,
Lgmih,
Haudgjs Ecr
Larmh; Hcgg
Lauihjrcms; Rratm`tcvm Lgmih,
Lgmih, Omgjgmu`j,
Omgjgmu`j, @gavm
@gavm,, Authaar Lgmih,
Lgmih, Armdjia
Armdjia,,
Fagchjy Lgmih
Lrjvm; (smm @aurjdmaus
@aurjdmaus))
Luayjit; (smm Kayeug
Kayeug))
Lurhmimh; Tfctm Ecr,
Ecr, Tcitmrdrmmi,
Tcitmrdrmmi, Xjidmrcim
Xjidmrcim,, Haudgjs Ecr,
Ecr, @cgjitra
@cgjitra,,
Omgcssj,, \mh Ojihjrci,
Omgcssj Ojihjrci, Ojiunj,
Ojiunj, Jitc-Jdcid Lgmih,
Lgmih, Puisfcim Lgmih
Lgmih,,
Lgmih, @aoeartcid Lgmih
@mggugjr Lgmih, Lgmih,, Cispcrcid Lgmih
Lurimh aut; Ljscg
Lgmih,, \mspcrjtary Lgmih
@
@jgo; Gjvmihmr
Gjvmihmr,, Rjt`faugc,
Rjt`faugc, \aoji @fjoaocgm
@fjoaocgm,, Pjihjgwaah,
Pjihjgwaah, Ojssjdm
Lgmih,, \msteug Lgmih,
Lgmih Lgmih, Xmiscai Lgmih,
Lgmih, Drauihcid Lgmih,
Lgmih, Eaùs Lgmih
Lgmih,, Imragc
@jpjlgm; @gavm
@gavm,, @jsscj,
@jsscj, Dcidmr,
Dcidmr, Rratm`tcvm Lgmih
@jrmh ear; \mspcrjtary Lgmih,

Lgmih, \asm
\asm,, Ojiunj
@jrmermm; Kayeug Lgmih,
@jrmgmss; (smm Jpjtfmtc`)
Jpjtfmtc`)
@mitmrmh; Umtcvmr,
Umtcvmr, \aoji @fjoaocgm
@fjci-lrmjncid; Rmtctdrjci
@cgjitra,, Lgum Xjisy,
@fjidm, rmscstcid; @cgjitra Xjisy, Hmtaxcec`jtcai Lgmih
@fjatc`; Gmoai
Gmoai,, Umtcvmr
@fjrctjlgm; Tcgh Arjidm
Arjidm,, Ppcnmijrh,
Ppcnmijrh, \asm
@fmmreug; Xjidmrcim
Xjidmrcim,, Gcom,
Gcom, Tcgh Arjidm,
Arjidm, Civcdarjtcid Lgmih
Lgmih,
]pgcetcid Lgmih
@fcghcsf; (smm Coojturm
Coojturm))
@fcghgcnm; Sgjid Sgjid
Sgjid,, Civcdarjtcid Lgmih
Lgmih,, Dmrjicuo,
Dmrjicuo, Tcgh Arjidm,
Arjidm,
Xjidmrcim,, Puisfcim Lgmih,
Xjidmrcim Lgmih, \mh Ojihjrci
@gjrcty, omitjg; Gmoai
Gmoai,, \asmojry
\asmojry,, Ppmjrocit
Ppmjrocit,, Hcgg,
Hcgg, Rmppmrocit,
Rmppmrocit, Drauihcid
Lgmih,, Paatfcid Lgmih,
Lgmih Lgmih, Eaùs Lgmih
@gjrcty, spcrctujg; @gjry Pjdm

Pjdm,, Erjinci`mism,
Erjinci`mism, Pjihjgwaah
Pjihjgwaah,, Gmoaidrjss
Gmoaidrjss,,
@apjclj
@gmjiscid; @gmjiscid Lgmih,
Lgmih, Gmoaidrjss
Gmoaidrjss,, Lmrdjoat,
Lmrdjoat, Erjinci`mism,
Erjinci`mism,
Lgmih, @cgjitra
Hmtaxcec`jtcai Lgmih,
@gmjr-ocihmh; (smm @gjrcty, omitjg

omitjg))
@gcidy; Mu`jgyptus
Mu`jgyptus,, Sgjid Sgjid
Sgjid,, @cgjitra
@gasmh, moatcaijggy; \mspcrjtary Lgmih

Lgmih,, Sgjid Sgjid
Sgjid,, Oaitfgy Lgmih
Lgmih,,
\asm, Dmrjicuo
\asm, Dmrjicuo,, Kjsocim,
Kjsocim, Fagchjy Lgmih
@gasmh-ocihmh; \asmojry,
\asmojry, Armdjia
Armdjia,, Tcgh Arjidm
Arjidm,, Gmoai,
Gmoai, Hcdmstcvm
Lgmih,, @arcjihmr @ahmpmihmit
Lgmih
@aoeartmh; \mspcrjtary Lgmih,
Lgmih, Ojssjdm Lgmih
Lgmih,, Dmrjicuo
Dmrjicuo,, Kayeug Lgmih
Lgmih,,
Xmiscai Lgmih
Lgmih,, Ojiunj
Ojiunj,, @aoeartcid Lgmih,
Lgmih, Paatfcid Lgmih
Lgmih,, ]pgcetcid
Lgmih,, Pclmrcji Ecr
Lgmih
@aoocttmh; Dcidmr,
Dcidmr, @arcjihmr
@arcjihmr,, Drauihcid Lgmih,
Lgmih, Lgum Xjisy
Xjisy,, Imragc
@aoouic`jtcai; Gjvmihmr
Gjvmihmr,, Ppmjrocit
@aopjsscaijtm; \asm
\asm,, \msteug Lgmih,
Lgmih, Dmrjicuo
@aopmtctcvm; Armdjia
Armdjia,, @uoci
@aopasmh; Rjt`faugc
Rjt`faugc,, Paatfcid Lgmih
Lmrdjoat,, @jsscj
@aiechmit; Lmrdjoat @jsscj,, \aoji @fjoaocgm
@fjoaocgm,, Ppmjrocit
Ppmjrocit,, Gjvmihmr,
Gjvmihmr,
Lgmih, Rjt`faugc,
Civcdarjtcid Lgmih, Rjt`faugc, Authaar Lgmih,
Lgmih, Omtjlagc` Lgmih
Lgmih,, Miàurjdcid
Lgmih
@aiearocid; @arcjihmr
@arcjihmr,, @gavm,
@gavm, Dcidmr,
Dcidmr, @jsscj
@aieusmh; @gjry Pjdm,
Pjdm, Gmoai,
Gmoai, Rmppmrocit,
Rmppmrocit, \asmojry
@aiim`tmh, moatcaijggy; Ojrkarjo,
Ojrkarjo, Umtcvmr
Umtcvmr,, @mhjrwaah
@mhjrwaah,, Dmrjicuo
Dmrjicuo,,
Lcr`f,
Lcr`f, Gcom
Gcom,, Sgjid Sgjid,
Sgjid, Taomi–s Lgmih,
Lgmih, Fagchjy Lgmih
@aiim`tmh, omitjggy; (smm @gjrcty, omitjg

omitjg))
@aiim`tmh, pfysc`jggy; Rjt`faugc,
Rjt`faugc, Drauihcid Lgmih,
Lgmih, Kjsocim
@aiim`tmh, spcrctujggy; Erjinci`mism,
Erjinci`mism, Omgcssj
Omgcssj,, \aoji @fjoaocgm,
@fjoaocgm,
Pjihjgwaah
Pjihjgwaah,, Ppcnmijrh,
Ppcnmijrh, \asm,
\asm, \mjssurcid Lgmih
Lgmih,, Ojiunj
@ais`causimss, fcdfmr; Pjihjgwaah,
Pjihjgwaah, Kayeug Lgmih,
Lgmih, Fmgc`frysuo,
Fmgc`frysuo,
Erjinci`mism
@aischmrjtm; @uoci,
@uoci, \mimwcid Lgmih
@aisagmh; (smm @aoeartmh
@aoeartmh))
@aistrc`tmh; Gjvmihmr,
Gjvmihmr, @yprmss,
@yprmss, \mspcrjtary Lgmih,
Lgmih, @cgjitra
@cgjitra,, \asm
@aitmit; Ppcnmijrh,
Ppcnmijrh, @aoeartcid Lgmih,
Lgmih, \mjssurcid Lgmih
@aitmitcaus; \mimwcid Lgmih
Lgmih,, Xfyom
@aitraggmh; Rratm`tcvm Lgmih
Lgmih,, @gavm
@gavm,, @arcjihmr
@arcjihmr,, Dcidmr
@aitraggcid; @cgjitra
@cgjitra,, @gmjiscid Lgmih,
Lgmih, @ciijoai,
@ciijoai, Tcitmrdrmmi,
Tcitmrdrmmi, @yprmss
@yprmss,,
Pjihjgwaah,, Omtjlagc` Lgmih,
Pjihjgwaah Lgmih, Jrlarvctjm,
Jrlarvctjm, \mjssurcid Lgmih
@aapmrjtcvm; Imragc,
Imragc, @uoci
@aurjdmaus; Fmgc`frysuo,
Fmgc`frysuo, Lcr`f
Lcr`f,, @jsscj,
@jsscj, @gavm,
@gavm, Dcidmr,
Dcidmr, Authaar Lgmih,
Lgmih,
Lgmih, Kuicpmr Lmrry
Kayeug Lgmih, Lmrry,, Gcom,
Gcom, Ppmjrocit,
Ppmjrocit, Lgj`n Rmppmr
Rmppmr,, \mspcrjtary
Lgmih,, Fapm Lgmih
Lgmih
@rmjtcvm; Tcgh Arjidm,
Arjidm, Xjidmrcim
Xjidmrcim,, Civcdarjtcid Lgmih,
Lgmih, @gjry Pjdm,
Pjdm,
Cispcrcid Lgmih
@rmjtcvcty, lga`nmh; Civcdarjtcid Lgmih

Lgmih,, Xjidmrcim,
Xjidmrcim, Tcgh Arjidm,
Arjidm, @gjry
Pjdm
@rcscs; Gjvmihmr,
Gjvmihmr, Ljscg,
Ljscg, Rmppmrocit,
Rmppmrocit, Dmrjicuo
Dmrjicuo,, Umtcvmr
@rctc`jg; Lmrdjoat,
Lmrdjoat, Omtjlagc` Lgmih,
Lgmih, Xfyom,
Xfyom, \mimwcid Lgmih
@yic`jg; (smm Rmsscocstc`
Rmsscocstc`))
H
Hjrn icdft ae tfm saug; Omgcssj
Omgcssj,, Erjinci`mism,
Erjinci`mism, Fmgc`frysuo
Fmgc`frysuo,, Jitc-Jdcid
Lgmih,, Fapm Lgmih
Lgmih
Hjrn, emjr ae tfm; Kuicpmr Lmrry
Hjrnimss, spcrctujg; Gmoaidrjss
Gmoaidrjss,, Erjinci`mism,
Erjinci`mism, Omgjgmu`j
Omgjgmu`j,, @gjry Pjdm
Pjdm,,
Omgcssj,
Omgcssj, Kayeug Lgmih,
Lgmih, Pjihjgwaah
Hmjtf, j``mptji`m ae; \aoji @fjoaocgm,
@fjoaocgm, Erjinci`mism,
Erjinci`mism, Ppcnmijrh
Hm`mcvmh; @gjry Pjdm,
Pjdm, Erjinci`mism
Hm`cscvm; Gmoai
Gmoai,, @gavm
Hmemjtmh; @gavm,
@gavm, Civcdarjtcid Lgmih,
Lgmih, Mu`jgyptus,
Mu`jgyptus, Dcidmr,
Dcidmr, Emiimg
Hmemismgmss; Authaar Lgmih,
Lgmih, Rratm`tcvm Lgmih
Hmemiscvm; Armdjia,
Armdjia, Sgjid Sgjid
Sgjid,, Dmrjicuo
Dmrjicuo,, Fagchjy Lgmih
Hmecjit; Armdjia,
Armdjia, Sgjid Sgjid
Hmdrjhmh; Lmrdjoat
Lmrdjoat,, @gavm
Hmkm`tmh; (smm Hmspjcrcid)
Hmspjcrcid)
Hmicjg; (smm Jvachcid
Jvachcid))
Hmpmihmit; Omgjgmu`j,
Omgjgmu`j, @gavm,
@gavm, Dcidmr,
Dcidmr, Kjsocim
Hmpgmtmh; Ljscg,
Ljscg, Rmppmrocit,
Rmppmrocit, Omgjgmu`j
Omgjgmu`j,, Xmiscai Lgmih,
Lgmih, Ojssjdm Lgmih
Lgmih,,
]pgcetcid Lgmih
Hmscrm, gj`n ae; Drauihcid Lgmih

Lgmih,, Emiimg,
Emiimg, Lgj`n Rmppmr,
Rmppmr, Civcdarjtcid
Lgmih,, Gmoaidrjss,
Lgmih Gmoaidrjss, Kjsocim
Hmspjcrcid; Kayeug Lgmih
Lgmih,, Omgcssj,
Omgcssj, Lmrdjoat
Lmrdjoat,, \mspcrjtary Lgmih,
Lgmih,
Mu`jgyptus
Mu`jgyptus,, Gmoaidrjss
Gmoaidrjss,, Rmppmrocit
Rmppmrocit,, Fmgc`frysuo,
Fmgc`frysuo, Gcom,
Gcom, Fapm Lgmih
Lgmih,,
Pclmrcji Ecr
Hmspaihmit; Gmoaidrjss
Gmoaidrjss,, Omgcssj,
Omgcssj, Mu`jgyptus,
Mu`jgyptus, Civcdarjtcid Lgmih
Lgmih,, Umtcvmr
Hmtmrocimh; Fmgc`frysuo
Fmgc`frysuo,, Gcom
Gcom,, Kayeug Lgmih,
Lgmih, ]pgcetcid Lgmih
Hcmtcid, alsmsscai wctf; Drjpmeruct

Drjpmeruct,, Lmrdjoat,
Lmrdjoat, Hmtaxcec`jtcai Lgmih,
Lgmih,
Umtcvmr
Umtcvmr,, Rjt`faugc
Rjt`faugc,, Emiimg
Emiimg,, Omtjlagc` Lgmih,
Lgmih, Hcdmstcvm Lgmih
Hcs`mricid; @gjry Pjdm,
Pjdm, Erjinci`mism,
Erjinci`mism, Gmoaidrjss,
Gmoaidrjss, Gctsmj
Hcsàiim`tmh, moatcaijggy; Xfyom,
Xfyom, Emiimg
Emiimg,, Umtcvmr
Umtcvmr,, Sgjid Sgjid
Sgjid,,
Fagchjy Lgmih
Hcsàiim`tmh, omitjggy; (smm @gjrcty, omitjg
omitjg))
Hcsàiim`tmh, pfysc`jggy; Rjt`faugc
Rjt`faugc,, Drauihcid Lgmih
Lgmih,, Umtcvmr
Umtcvmr,, Kjsocim
Hcsàiim`tmh, spcrctujggy; Erjinci`mism
Erjinci`mism,, Pjihjgwaah,
Pjihjgwaah, @gjry Pjdm,
Pjdm, \asm
\asm,,
Ojiunj, Jitc-Jdcid Lgmih
Ojiunj, Lgmih,, \mjssurcid Lgmih
Hcsàitmit; Ppcnmijrh,
Ppcnmijrh, Tcgh Arjidm
Hcsàurjdmh; Gcom
Gcom,, Omgcssj,
Omgcssj, Kayeug Lgmih,
Lgmih, Tcgh Arjidm
Arjidm,, \aoji
@fjoaocgm,, \mh Ojihjrci,
@fjoaocgm Ojihjrci, Jitc-Jdcid Lgmih,
Lgmih, @mggugjr Lgmih
Lgmih,, Miàurjdcid
Lgmih,, Civcdarjtcid Lgmih
Lgmih
Hcsfmjrtmimh; (smm Fmjvyfmjrtmh
Fmjvyfmjrtmh))
Hcsfaimst; Lgj`n Rmppmr,
Rmppmr, Umtcvmr
Umtcvmr,, @jsscj
@jsscj,, Gjvmihmr,
Gjvmihmr, Dmrjicuo
Hcscitmrmstmh; Hcgg
Hcsmidjdmh; Hcgg,
Hcgg, Civcdarjtcid Lgmih
Lgmih,, Gmoai
Hcstjit; Ojrkarjo,
Ojrkarjo, @mhjrwaah,
@mhjrwaah, Kjsocim
Kjsocim,, Lcr`f
Lcr`f,, Fagchjy Lgmih
Hcstrj`tmh; Eaùs Lgmih
Lgmih,, Gctsmj,
Gctsmj, Gmoai
Hcstrjudft; \mspcrjtary Lgmih
Hcstrustcid; Dmrjicuo,, Ojrkarjo,

Jrlarvctjm Dmrjicuo Ojrkarjo, Oyrrf,
Oyrrf, \mspcrjtary Lgmih
Lgmih,, Kjsocim
Kjsocim,,
Haocijtmh; @gavm,
@gavm, Rratm`tcvm Lgmih,
Lgmih, Authaar Lgmih
Lgmih,, Dcidmr
Haulteug; Pjihjgwaah
Hrjcimh; (smm Hmpgmtmh)
Hmpgmtmh)
Hrmjocid; Kuicpmr Lmrry,
Lmrry, Omgcssj
Hruhdmry; \aoji @fjoaocgm,
@fjoaocgm, @arcjihmr,
@arcjihmr, Civcdarjtcid Lgmih
Lgmih,, Emiimg,
Emiimg,
Xjidmrcim,
Xjidmrcim, Puisfcim Lgmih
Hugg; Civcdarjtcid Lgmih
Lgmih,, Tcgh Arjidm,
Arjidm, \aoji @fjoaocgm
@fjoaocgm,, Cispcrcid Lgmih,
Lgmih,
Puisfcim Lgmih
Huol; (smm Ci`jpjlgm
Ci`jpjlgm))
Huty-lauih; Xjidmrcim
Xjidmrcim,, Rmtctdrjci,
Rmtctdrjci, Cispcrcid Lgmih
M
Mjtcid cssums; (smm Hcmtcid, alsmsscai wctf
wctf))
Mdatcstc`jg; Armdjia
Mgmvjtmh; Kayeug Lgmih,
Lgmih, Gcom
Gcom,, Omgcssj
Moljrrjssmh; @jsscj,
@jsscj, Kjsocim
Mopjtfmtc`; Dmrjicuo,
Dmrjicuo, \asm
\asm,, \mimwcid Lgmih,
Lgmih, Imragc,
Imragc, Oaitfgy Lgmih
Mopjtfmtc`, avmrgy; (smm Lauihjrcms)

Lauihjrcms)
Mopawmrmh; Dcidmr
Dcidmr,, @gavm,
@gavm, Omgjgmu`j
Moptcimss; Umtcvmr,
Umtcvmr, Pjihjgwaah
Miàurjdmh; Omgcssj
Omgcssj,, Gcom,
Gcom, Mu`jgyptus,
Mu`jgyptus, Kayeug Lgmih
Lgmih,, Tcgh Arjidm
Arjidm,,
Miàurjdcid Lgmih
Mimrdczmh; Gcom,
Gcom, Ljscg
Ljscg,, Gmoai
Gmoai,, Hmtaxcec`jtcai Lgmih,
Lgmih, Omgcssj
Omgcssj,,
Miàurjdcid Lgmih
Lgmih,, Lgum Xjisy
Mimrdy, gj`n ae; Gmoai

Gmoai,, Rmppmrocit,
Rmppmrocit, Tcgh Arjidm,
Arjidm, Kayeug Lgmih,
Lgmih,
Civcdarjtcid Lgmih
Midjdmh; Hcgg,
Hcgg, Gcom
Gcom,, Hcdmstcvm Lgmih
Migcdftmimh; Omgcssj
Omgcssj,, Erjinci`mism
Erjinci`mism,, Pjihjgwaah,
Pjihjgwaah, \asmojry
Omgjgmu`j,, @gavm,
Miomsfmh; Omgjgmu`j @gavm, Rratm`tcvm Lgmih,
Lgmih, Armdjia
Mitfuscjstc`; Omgcssj,
Omgcssj, Hcdmstcvm Lgmih
Lgmih,, Puisfcim Lgmih
Mivcaus; (smm Kmjgaus
Kmjgaus))
Ms`jpcso; Umtcvmr,
Umtcvmr, Rjt`faugc
Rjt`faugc,, Drauihcid Lgmih,
Lgmih, Mu`jgyptus
Mu`jgyptus,, Kjsocim
Kjsocim,,
Imragc
Mstrjidmh; (smm Pmpjrjtmh)
Pmpjrjtmh)
Mxjspmrjtmh; Ljscg,
Ljscg, Gjvmihmr
Mx`msscvm; Drauihcid Lgmih,

Lgmih, Pjihjgwaah,
Pjihjgwaah, Jrlarvctjm,
Jrlarvctjm, Armdjia,
Armdjia, Kjsocim,
Kjsocim,
@uoci
Mxfjustmh; Ljscg,
Ljscg, Civcdarjtcid Lgmih
Lgmih,, Xmiscai Lgmih,
Lgmih, \mspcrjtary Lgmih
Lgmih,,
\mh Ojihjrci
Ojihjrci,, Miàurjdcid Lgmih
Lgmih,, Lgum Xjisy
Mxprmsscvm; Gjvmihmr
Ppmjrocit,, Xapc`jg Lgmih,
Lgmih, Civcdarjtcid Lgmih
E
Ejäjhm; Lgj`n Rmppmr
Rmppmr,, Nuoqujt,
Nuoqujt, Umtcvmr,
Umtcvmr, Paatfcid Lgmih
Lgmih,, Fmgc`frysuo
Fmgc`frysuo,,
@ciijoai,, Kuicpmr Lmrry
@ciijoai
Ejcgcid; Lmrdjoat,
Lmrdjoat, \aoji @fjoaocgm
@fjoaocgm,, @uoci
Ejctf; Pjihjgwaah
Pjihjgwaah,, Jitc-Jdcid Lgmih,
Lgmih, Fapm Lgmih
Lgmih,, ]pgcetcid Lgmih
Ejocgy trjhctcais; (smm Dmimrjtcaijg Fmjgcid)

Fmjgcid)
Ejtfmr, àiim`tcai ta; Erjinci`mism
Gmoai,, \asmojry,
Ejtcdumh, omitjggy; Gmoai \asmojry, Hcgg
Hcgg,, Xmiscai Lgmih
Ejtcdumh, pfysc`jggy; (smm Mxfjustmh

Mxfjustmh))
Emjreug; Kuicpmr Lmrry
Lmrry,, @jsscj,
@jsscj, @ciijoai,
@ciijoai, Lcr`f
Lcr`f,, @yprmss
@yprmss,, Gjvmihmr,
Gjvmihmr, Oyrrf
Oyrrf,,
Ppcnmijrh
Ppcnmijrh,, Rmppmrocit,
Rmppmrocit, Paatfcid Lgmih
Lgmih,, @uoci,
@uoci, \mjssurcid Lgmih
Emjrgmss; (smm @aurjdmaus)
@aurjdmaus)
Ecro; @gavm
@gavm,, Lcr`f
Egmxclgm; @yprmss
@yprmss,, Ojssjdm Lgmih,
Lgmih, Tcgh Arjidm,
Arjidm, Lcr`f
Lcr`f,, Armdjia
Egcdfty; (smm ]idrauihmh
]idrauihmh))
Eaùsmh; Gmoai
Gmoai,, \asmojry,
\asmojry, Ppmjrocit
Ppmjrocit,, Drauihcid Lgmih,
Lgmih, Eaùs Lgmih
Eaah, prma`ùpjtcai wctf; (smm Hcmtcid, alsmsscai wctf

wctf))
Eaagcsf; @jsscj
Gmoai,, Rmppmrocit
Eardmteug; Gmoai
Eardcvmi; @apjclj,
@apjclj, Pclmrcji Ecr
Ecr,, Dmrjicuo
Dmrjicuo,, \mh Ojihjrci
Eardcvcid; Dmrjicuo,
Dmrjicuo, Xfyom,
Xfyom, \mimwcid Lgmih
Erjitc`; (smm Furrcmh)
Furrcmh)
Ercmihgmss; Ojrkarjo,
Ojrkarjo, @mhjrwaah,
@mhjrwaah, Lcr`f
Erustrjtmh; Dmrjicuo
Dmrjicuo,, @jrhjoao,
@jrhjoao, Imragc
Imragc,, \aoji @fjoaocgm
Eugecggmh; \aoji @fjoaocgm,
@fjoaocgm, Xjidmrcim,
Xjidmrcim, Kjsocim
Kjsocim,, Imragc
D
Dmimrjtcaijg fmjgcid; Tfctm Ecr
Ecr,, Haudgjs Ecr,
Ecr, Rmtctdrjci
Dmimrjtcaijg cssums; Tfctm Ecr,

Ecr, Rmtctdrjci
Rmtctdrjci,, Lcr`f,
Lcr`f, Haudgjs Ecr
Ecr,, Kjsocim,
Kjsocim,
@mggugjr Lgmih
Dmimraus; Tcgh Arjidm
Dmitgm; Dmrjicuo
Dmrjicuo,, Sgjid Sgjid
Sgjid,, Taomi–s Lgmih
Dcvcid up; Fapm Lgmih

Lgmih,, Fmgc`frysuo
Fmgc`frysuo,, Paatfcid Lgmih
Daah miaudf; (smm Tartfy

Tartfy))
Drj`m; Jrlarvctjm
Jrlarvctjm,, \asm
\asm,, Erjinci`mism
Erjinci`mism,, Tcitmrdrmmi,
Tcitmrdrmmi, Jitc-Jdcid Lgmih
Lgmih,,
Ojiunj
Drjtmeug; Ppcnmijrh,
Ppcnmijrh, Tcgh Arjidm
Arjidm,, Fmgc`frysuo
Fmgc`frysuo,, Xmiscai Lgmih,
Lgmih, Haudgjs
Ecr,, Gcom,
Ecr Gcom, Ojiunj
Drmmhy; Tcgh Arjidm
Arjidm,, Ppcnmijrh
Drcmvcid; \mspcrjtary Lgmih,
Lgmih, Paatfcid Lgmih,
Lgmih, Dmrjicuo
Dmrjicuo,, Gcom
Gcom,, Sgjid
Sgjid,, Ojssjdm Lgmih
Sgjid Lgmih,, Ojiunj,
Ojiunj, @aoeartcid Lgmih,
Lgmih, Pclmrcji Ecr
Drauihmh; Drauihcid Lgmih
Lgmih,, Lcr`f,
Lcr`f, Rjt`faugc,
Rjt`faugc, Umtcvmr
Umtcvmr,, Jrlarvctjm
Jrlarvctjm,, Oyrrf,
Oyrrf,
Eaùs Lgmih
Dujrhmh; Oaitfgy Lgmih
Lgmih,, Kjsocim
Ducgty; @apjclj,
@apjclj, Lmrdjoat,
Lmrdjoat, Gmoai,
Gmoai, Rmppmrocit
F
Fjrjssmh; (smm Jttj`nmh)
Jttj`nmh)
Fjrhmimh; \asm,
\asm, Dmrjicuo
Dmrjicuo,, Sgjid Sgjid
Sgjid,, Xjidmrcim,
Xjidmrcim, Kjsocim
Fjrhfmjrtmh; \asm,
\asm, Dmrjicuo,
Dmrjicuo, Xfyom
Fjrsf; Ojrkarjo,
Ojrkarjo, Dmrjicuo
Dmrjicuo,, @jrhjoao
Fjtm; Xfyom,
Xfyom, @gmjiscid Lgmih,
Lgmih, @jrhjoao
Fjuitmh; Erjinci`mism,
Erjinci`mism, Rratm`tcvm Lgmih
Lgmih,, Omgcssj
Fmjgcid; Fmgc`frysuo,
Fmjgcid; Fmgc`frysuo, Dmrjicuo,
Dmrjicuo, Mu`jgyptus
Mu`jgyptus,, \mspcrjtary Lgmih,
Lgmih,
Kjsocim, \asm,
Kjsocim, \asm, Sgjid Sgjid,
Sgjid, Paatfcid Lgmih
Lgmih,, Ojiunj,
Ojiunj, Fapm Lgmih
Lgmih,,
@aoeartcid Lgmih
Fmjgtfy; @mggugjr Lgmih
Lgmih,, Mu`jgyptus,
Mu`jgyptus, Ljscg
Fmjrh; Gjvmihmr,
Gjvmihmr, Ppmjrocit
Fmjrtlranmi; Dmrjicuo,
Dmrjicuo, \asm
Fmjrtgmss; \asm
\asm,, Dmrjicuo
Fmjvyfmjrtmh; GcomGcom,, Kayeug Lgmih,

Lgmih, Dmrjicuo,
Dmrjicuo, Xjidmrcim,
Xjidmrcim, Rmppmrocit
Rmppmrocit,,
\asm
\asm,, ]pgcetcid Lgmih
Fmgpgmss; @gavm
@gavm,, Dcidmr
Dcidmr,, Rratm`tcvm Lgmih,
Lgmih, ]pgcetcid Lgmih
Fmrmhctjry cssums; (smm Dmimrjtcaijg cssums

cssums))
Fmsctjit; (smm Cihm`cscvm)
Cihm`cscvm)
Fchcid; @jsscj
@jsscj,, Lgj`n Rmppmr
Rmppmr,, Gjvmihmr
Ppmjrocit,, Drjpmeruct
Drjpmeruct,, Kuicpmr
Lmrry,, Tfctm Ecr,
Lmrry Ecr, Nuoqujt
Fajrhcid; Gmoaidrjss,
Gmoaidrjss, @gmjiscid Lgmih,
Lgmih, Hmtaxcec`jtcai Lgmih,
Lgmih, Tcgh
Arjidm
Faghcid lj`n; @jsscj,
@jsscj, Gjvmihmr
Gjvmihmr,, Ppmjrocit,
Ppmjrocit, Kjsocim
Faghcid aita pjst; Xfyom

Xfyom,, Gmoaidrjss,
Gmoaidrjss, @gmjiscid Lgmih,
Lgmih, Hmtaxcec`jtcai
Lgmih,, Tcitmrdrmmi,
Lgmih Tcitmrdrmmi, Pclmrcji Ecr
Faimst; Lgj`n Rmppmr,
Rmppmr, Dmrjicuo
Dmrjicuo,, Gjvmihmr,
Gjvmihmr, Gcom,
Gcom, Nuoqujt,
Nuoqujt, Pclmrcji Ecr
Fapmeug; Omgcssj,
Omgcssj, Gcom
Gcom,, Lmrdjoat,
Lmrdjoat, Fmgc`frysuo,
Fmgc`frysuo, Jitc-Jdcid Lgmih,
Lgmih,
Lgmih,, Fapm Lgmih,

Miàurjdcid Lgmih Lgmih, ]pgcetcid Lgmih
Fapmgmss; Fapm Lgmih,
Lgmih, Omgcssj
Omgcssj,, @gjry Pjdm,
Pjdm, Lmrdjoat,
Lmrdjoat, Fmgc`frysuo,
Fmgc`frysuo, Gcom,
Gcom,
]pgcetcid Lgmih
Fuocgcjtmh; @jsscj
Fuolgm; Armdjia
Armdjia,, Pjihjgwaah
Fuoar, smism ae; Tcgh Arjidm

Arjidm,, Kayeug Lgmih
Lgmih,, Sgjid Sgjid,
Sgjid, Puisfcim
Lgmih
Furrcmh; Ojssjdm Lgmih
Lgmih,, Xmiscai Lgmih
Lgmih,, \msteug Lgmih
Furteug; \mimwcid Lgmih
Lgmih,, \asm
\asm,, Xfyom
Fypa`rctc`jg; Nuoqujt
Nuoqujt,, @gjry Pjdm
Pjdm,, Erjinci`mism,
Erjinci`mism, Lgj`n Rmppmr
Fystmrc`jg; (smm Rjic`nmh)
Rjic`nmh)

C
Cggimss, jttj`fmh ta; Mu`jgyptus
Mu`jgyptus,, Rjt`faugc
Coljgji`mh; \msteug Lgmih
Coojturm; Dmrjicuo
Dmrjicuo,, Emiimg
Cooalcgczmh; (smm Ptu`n
Ptu`n))
Copjtcmit; Drauihcid Lgmih,
Lgmih, Xfyom
Xfyom,, Imragc
Copavmrcsfmh; Tcgh Arjidm,
Arjidm, Ppcnmijrh
Coprcsaimh; (smm Xrjppmh
Xrjppmh))
Copugscvm; Pjihjgwaah,
Pjihjgwaah, Umtcvmr
Umtcvmr,, Kjsocim
Cijhmqujtm; Lmrdjoat,
Cijutfmitc`; Nuoqujt,
Nuoqujt, Lgj`n Rmppmr
Ci`jpjlgm; Lmrdjoat
Lmrdjoat,, Gmoai
Gmoai,, Rmppmrocit,
Rmppmrocit, \asmojry
\asmojry,, @jsscj
Ciàischmrjtm; @ciijoai,
@ciijoai, \mimwcid Lgmih,
Lgmih, Ppcnmijrh
Ppcnmijrh,, @uoci
Ciàiscstmit; Drauihcid Lgmih
Lgmih,, @arcjihmr
Cihm`cscvm; Gmoai,
Gmoai, Rmppmrocit
Cihmpmihmit; Rratm`tcvm Lgmih,
Lgmih, @gavm
Cihceemrmit; (smm Jpjtfmtc`
Jpjtfmtc`))
Ciemrcar; Lmrdjoat
Ciegmxclgm; (smm \cdch
\cdch))
Cictcjtcvm; Lgum Xjisy
Ciia`mit; Sgjid Sgjid
Sgjid,, Dmrjicuo
Dmrjicuo,, Kjsocim,
Kjsocim, \mh Ojihjrci
Cismùrm; @jsscj
@jsscj,, Lmrdjoat
Lmrdjoat,, @ciijoai
@ciijoai,, Gmoai
Gmoai,, Civcdarjtcid Lgmih
Cismisctcvm; @uoci
@uoci,, Armdjia
Ciscdicec`jit; \aoji @fjoaocgm
Cispcrmh; Cispcrcid Lgmih,
Lgmih, \aoji @fjoaocgm,
@fjoaocgm, Gmoai
Gmoai,, \asmojry,
\asmojry, @ctrus
Lgmih, Kayeug Lgmih
Lgmih,, Lgum Xjisy
Cistjlcgcty; Drauihcid Lgmih
Citmdrjtcai; Hcgg
Citmdrcty; @arcjihmr,
@arcjihmr, Lgj`n Rmppmr
Rmppmr,, Omgcssj,
Omgcssj, Rratm`tcvm Lgmih,
Lgmih, Nuoqujt
Citcojtm; (smm Pmxujgcty, fmjgtfy

fmjgtfy))
Citcochjtmh; @gavm,
@gavm, Authaar Lgmih,
Lgmih, Dcidmr
Citagmrjit; Dmrjicuo
Dmrjicuo,, \asm,
\asm, Xfyom
Xfyom,, @jrhjoao,
@jrhjoao, \mimwcid Lgmih
Ojrkarjo,, @mhjrwaah
Citravmrt; Ojrkarjo
Cituctcvm; @gjry Pjdm,
Pjdm, Gctsmj,
Gctsmj, Lgum Xjisy
Civcdarjtmh; Rmppmrocit
Rmppmrocit,, Gmoai
Gmoai,, Civcdarjtcid Lgmih
Civugimrjlgm; Oaitfgy Lgmih
Lgmih,, Ojrkarjo
Crrjtcaijg; @jrhjoao
@jrhjoao,, Kuicpmr Lmrry,
Lmrry, Paatfcid Lgmih
Crrmspaisclgm; Emiimg
Emiimg,, Dcidmr
Dcidmr,, Drauihcid Lgmih
Crrctjtmh; \mimwcid Lgmih
Lgmih,, Taomi–s Lgmih
Csagjtmh; Ojrkarjo
Ojrkarjo,, @mhjrwaah,
@mhjrwaah, Oyrrf
K
Kjhmh; \mh Ojihjrci,
Ojihjrci, Ppcnmijrh
Kmjgaus; @ciijoai,
@ciijoai, Tcgh Arjidm
Arjidm,, Pjihjgwaah,
Pjihjgwaah, Armdjia
Kayeug; Gmoai,
Gmoai, Gcom
Gcom,, Tcgh Arjidm,
Arjidm, Xjidmrcim,
Xjidmrcim, Rmppmrocit
Rmppmrocit,, Sgjid Sgjid,
Sgjid,
Civcdarjtcid Lgmih
Lgmih, Omgcssj,
Omgcssj, \mh Ojihjrci,
Ojihjrci, Fagchjy Lgmih
Lgmih,,

]pgcetcid Lgmih,
Kaygmss; Kayeug Lgmih,
Lgmih, Gmoai
Gmoai,, Sgjid Sgjid
Sgjid,, Xjidmrcim
Xjidmrcim,, Omgcssj
Omgcssj,, \mh
Ojihjrci,, Cispcrcid Lgmih,
Ojihjrci Lgmih, ]pgcetcid Lgmih
Kuhdmh; Lcr`f
Lcr`f,, @gavm,
@gavm, Dcidmr,
Dcidmr, @jsscj
Kuhdomitjg; Dmrjicuo
Dmrjicuo,, \asm,
\asm, Lgj`n Rmppmr,
Rmppmr, \mimwcid Lgmih
N
Ncih; Dmrjicuo,
Dmrjicuo, Taomi–s Lgmih
Lgmih,, Imragc
Niaw-ct-jgg; Armdjia,
Armdjia, Tcitmrdrmmi,
Tcitmrdrmmi, Pjihjgwaah

G
Gmjricid cssums; Gmoai,
Gmoai, \asmojry,
\asmojry, Hcdmstcvm Lgmih
Gmet aut; (smm Csagjtmh)

Csagjtmh)
Gmtfjrdc`; Gmoaidrjss,
Gmoaidrjss, Civcdarjtcid Lgmih,
Lgmih, Lgum Xjisy
Gclmrjtmh; Hmtaxcec`jtcai Lgmih,
Lgmih, @gmjiscid Lgmih,
Lgmih, Gjvmihmr,
Gjvmihmr, Omgcssj,
Omgcssj,
Mu`jgyptus,
Mu`jgyptus, @cgjitra
Gcdftfmjrtmh; (smm Kayeug
Kayeug))
Gcoctcid lmgcmes; Hmtaxcec`jtcai Lgmih,

Lgmih, Gmoaidrjss,
Gmoaidrjss, Lmrdjoat,
Lmrdjoat, Umtcvmr
Umtcvmr,,
Gctsmj
Gaimgy; Ojrkarjo
@mhjrwaah,, Erjinci`mism
Erjinci`mism,, Oyrrf
Gass; Dmrjicuo,
Dmrjicuo, Sgjid Sgjid,
Sgjid, @aoeartcid Lgmih,
Lgmih, Pclmrcji Ecr
Gass ae wcgg ta gcvm; Fapm Lgmih,

Lgmih, Civcdarjtcid Lgmih
Lgmih,, Omgcssj
Omgcssj,,
Erjinci`mism, Gcom
Erjinci`mism, Gcom,, Kayeug Lgmih
Gast; (smm Rurpasmgmss)
Rurpasmgmss)
Gavcid; \asm
\asm,, Dmrjicuo,
Dmrjicuo, Ojrkarjo
Ojrkarjo,, \mimwcid Lgmih
Gavmh; Erjinci`mism,
Erjinci`mism, \asm
\asm,, \mspcrjtary Lgmih
Lgmih,, Oyrrf
Oyrrf,, Lmrdjoat,
Lmrdjoat,
Ojrkarjo, Ojiunj
Ojrkarjo,
Gayjg; Rmtctdrjci,
Rmtctdrjci, Kjsocim
Kjsocim,, Imragc
Gusteug; @ciijoai,
@ciijoai, Kjsocim
O
Ojh; (smm Jidry
Jidry))
Ojicemstcid; Gctsmj
Ojicpugjtmh; @gavm
@gavm,, Rratm`tcvm Lgmih
Ojicpugjtcvm; @ciijoai
Ojsùgcim, avmrgy; Taomi–s Lgmih

Lgmih,, Oaitfgy Lgmih
Ojtmrcjgcstc`; Pjihjgwaah,
Pjihjgwaah, Armdjia,
Armdjia, @cgjitra,
@cgjitra, Hmtaxcec`jtcai Lgmih
Omji; Dmrjicuo,
Dmrjicuo, Sgjid Sgjid,
Sgjid, Imragc
Omgji`fagy; (smm Pjh
Pjh))
Omiapjusm, hrmjh ae; Oaitfgy Lgmih

Lgmih,, Drjpmeruct
Drjpmeruct,, Kjsocim
Omistrujtcai, hrmjh ae; Oaitfgy Lgmih

Lgmih,, Drjpmeruct,
Drjpmeruct, Kjsocim
Oahmrjtcai; Rjt`faugc
Oaahs, uistjlgm; Kayeug Lgmih
Oatfmr, àiim`tcai ta; Oyrrf,

Oyrrf, Taomi–s Lgmih,
Lgmih, Oaitfgy Lgmih
Oatcvjtmh; Civcdarjtcid Lgmih
Lgmih,, Lgj`n Rmppmr,
Rmppmr, Hcgg,
Hcgg, Miàurjdcid Lgmih
Lgmih,, Lgum
Xjisy
I
Ijrraw-ocihmh; (smm @gasmh-ocihmh
@gasmh-ocihmh))
Imdjtcvm fjlcts; Hmtaxcec`jtcai Lgmih
Imdgm`tmh; Oyrrf,
Oyrrf, @mhjrwaah
@mhjrwaah,, Ojrkarjo
Imrvaus; Ljscg,
Ljscg, Tcgh Arjidm
Arjidm,, Xmiscai Lgmih,
Lgmih, Ppmjrocit
Icdftojrms; Kuicpmr Lmrry
Iaijttj`fomit; Armdjia,
Armdjia, Pjihjgwaah,
Pjihjgwaah, @cgjitra
@cgjitra,, Tcitmrdrmmi,
Tcitmrdrmmi,
Gmoaidrjss, Ppcnmijrh,
Gmoaidrjss, Ppcnmijrh, @uoci
Iaurcsfmh; Drjpmeruct,
Drjpmeruct, Oyrrf,
Oyrrf, Hcdmstcvm Lgmih
Iuol; Emiimg
Iurturmh; Oyrrf,
Oyrrf, \asm
\asm,, Erjinci`mism,
Erjinci`mism, Dmrjicuo,
Dmrjicuo, Sgjid Sgjid
Sgjid,, Oaitfgy
Lgmih
A
Alkm`tcvm; @jrhjoao,
@jrhjoao, Xfyom
Alsmssmh; Rjt`faugc
Rjt`faugc,, Hmtaxcec`jtcai Lgmih
Lgmih,, Lmrdjoat
Lmrdjoat,, Erjinci`mism,
Erjinci`mism, Kayeug
Lgmih,, Rmppmrocit,
Lgmih Rmppmrocit, Umtcvmr,
Umtcvmr, Tfctm Ecr
Ecr,, Haudgjs Ecr,
Ecr, Kjsocim,
Kjsocim, Ljscg
Ljscg,,
Drjpmeruct
Alsmsscvm-àopugscvm; @cgjitra
@cgjitra,, @yprmss,
@yprmss, \mjssurcid Lgmih,
Lgmih, Lmrdjoat,
Lmrdjoat,
Pjihjgwaah,
Pjihjgwaah, Lgj`n Rmppmr,
Rmppmr, @gmjiscid Lgmih
Lgmih,, Kjsocim
Aeemihmh; (smm ]ieardcvcid
]ieardcvcid))
Apmi-ocihmh; @gjry Pjdm,
Pjdm, Tcgh Arjidm,
Arjidm, Ojssjdm Lgmih
Lgmih,, \asmojry
\asmojry,,
Xfyom
Apcicaijtmh; Armdjia
Apprmssmh; @gavm
@gavm,, Rratm`tcvm Lgmih,
Lgmih, Tfctm Ecr
Aptcocstc`; Omgcssj,
Omgcssj, Civcdarjtcid Lgmih
Lgmih,, Xjidmrcim,
Xjidmrcim, Lmrdjoat
Lmrdjoat,, Rmppmrocit
Rmppmrocit,,
Kayeug Lgmih,
Aut ae àitrag; Drauihcid Lgmih,

Lgmih, Dcidmr
Dcidmr,, Kjsocim
Avmrjijgyzcid; Tcgh Arjidm
Arjidm,, Sgjid Sgjid
Sgjid,, Pjihjgwaah
Pjihjgwaah,, Ljscg
Avmrstcougjtmh; Hcdmstcvm Lgmih,
Lgmih, Drauihcid Lgmih,
Lgmih, Hcgg
Avmrtfcincid; (smm Avmrjijgyzcid
Avmrjijgyzcid))
Avmrwfmgomh; Ljscg,
Ljscg, Ojssjdm Lgmih
Lgmih,, Hcdmstcvm Lgmih
Lgmih,,
Xjidmrcim
Xjidmrcim,, Omgcssj,
Omgcssj, \mh Ojihjrci
Ojihjrci,, \msteug Lgmih
Avmrwarnmh; (smm Tarnjfagc`
Tarnjfagc`))
R
Rjci, moatcaijg; Fmgc`frysuo,
Fmgc`frysuo, Fapm Lgmih,
Lgmih, Ojiunj,
Ojiunj, Paatfcid Lgmih,
Lgmih,
Dmrjicuo
Dmrjicuo,, Rmppmrocit,
Rmppmrocit, @aoeartcid Lgmih
Lgmih,, Xapc`jg Lgmih
Rjci, rmscstcid; Paatfcid Lgmih
Lgmih,, Fmgc`frysuo,
Fmgc`frysuo, Umtcvmr
Rjic`nmh; Drauihcid Lgmih
Lgmih,, Paatfcid Lgmih
Rjsscaijtm; Kjsocim,
Kjsocim, Emiimg
Emiimg,, Cispcrcid Lgmih
Rjsscvm-jdrmsscvm; Nuoqujt
Nuoqujt,, @cgjitra
Rjtcmit; Drauihcid Lgmih,
Lgmih, Xfyom
Xfyom,, Imragc,
Imragc, \mimwcid Lgmih,
Lgmih, \msteug Lgmih
Rmj`meug; \mjssurcid Lgmih,
Lgmih, \msteug Lgmih,
Lgmih, \aoji @fjoaocgm,
@fjoaocgm, Rjt`faugc
Rjt`faugc,,
@apjclj,
@apjclj, Pclmrcji Ecr
Rmmr prmssurm; (smm @aitraggmh)

@aitraggmh)
Rmrem`tcaicstc`; @yprmss,
@yprmss, \msteug Lgmih
Rmrsmùtmh; (smm Jttj`nmh
Jttj`nmh))
Rmrsmvmrcid; Fmgc`frysuo,
Fmgc`frysuo, Drauihcid Lgmih
Lgmih,, Fapm Lgmih
Rmrspm`tcvm; Pclmrcji Ecr
Ecr,, \mh Ojihjrci
Ojihjrci,, Erjinci`mism,
Erjinci`mism, @gjry Pjdm
Rmsscocstc`; Ppcnmijrh
Ppcnmijrh,, Tcgh Arjidm,
Arjidm, Rmppmrocit,
Rmppmrocit, Xjidmrcim,
Xjidmrcim, \mimwcid
Lgmih
Rcaimmrcid; Rmtctdrjci
Rgjyeug; Sgjid Sgjid
Sgjid,, Tcgh Arjidm
Arjidm,, Xjidmrcim
Xjidmrcim,, Kayeug Lgmih,
Lgmih, Cispcrcid
Lgmih
Copavmrcsfmh))
Raar, eciji`cjggy; (smm Copavmrcsfmh
Rassmsscvm; Pjihjgwaah
Pjihjgwaah,, Armdjia
Armdjia,, Tcitmrdrmmi
Rawmrgmss; @gavm
@gavm,, Dcidmr
Dcidmr,, Kjsocim,
Kjsocim, Ojiunj
Rrmsmit; Eaùs Lgmih,
Lgmih, Dcidmr
Dcidmr,, Gmoai,
Gmoai, Rjt`faugc
Rjt`faugc,, Pclmrcji Ecr,
Ecr, Umtcvmr,
Umtcvmr,
Drauihcid Lgmih
Rrmtmism; (smm Pupmrec`cjg)
Pupmrec`cjg)
Rrchmeug; Armdjia
Armdjia,, Pjihjgwaah
Pjihjgwaah,, Tcitmrdrmmi,
Tcitmrdrmmi, Lgj`n Rmppmr
Rraj`tcvm; @gavm,
@gavm, Emiimg
Rra`rjstcijtcid; Lgum Xjisy,
Xjisy, Eaùs Lgmih
Rratm`tmh; Rratm`tcvm Lgmih
Lgmih,, @gavm,
@gavm, Authaar Lgmih,
Lgmih, Erjinci`mism,
Erjinci`mism, Kuicpmr
Lmrry
Rurceycid; @gmjiscid Lgmih
Lgmih,, Gmoaidrjss,
Gmoaidrjss, Kjsocim,
Kjsocim, Hmtaxcec`jtcai Lgmih
Rurpasmeug; \aoji @fjoaocgm
@fjoaocgm,, Dcidmr,
Dcidmr, Lgum Xjisy,
Xjisy, @apjclj,
@apjclj, Gctsmj
Rurpasmgmss; \aoji @fjoaocgm,
@fjoaocgm, Erjinci`mism
Z
Zujrrmgsaom; (smm Jrduomitjtcvm)
Jrduomitjtcvm)
Zuc`n-tmopmrmh; Dmrjicuo
Dmrjicuo,, @jrhjoao
Zucttcid; Fmgc`frysuo
Fmgc`frysuo,, Fapm Lgmih
\
\jdm; @jrhjoao
@jrhjoao,, Xfyom
Xfyom,, @gmjiscid Lgmih
\jtcaijg; Gmoai,
Gmoai, @jrhjoao
@jrhjoao,, Hcgg
\mlmggcid; @apjclj
\mlcrtf; @mggugjr Lgmih
Lgmih,, Fmgc`frysuo
Fmgc`frysuo,, Fapm Lgmih
\m`guscvm; Ojrkarjo
\mermsfmh; (smm \mimwmh)
\mimwmh)
\mdrmteug; @apjclj
@apjclj,, Pclmrcji Ecr
\mkm`tcai; Gjvmihmr,
Gjvmihmr, @ciijoai
@ciijoai,, Gcom
Gcom,, @gavm
@gavm,, Ojrkarjo,
Ojrkarjo, Oaitfgy Lgmih,
Lgmih,
Gctsmj
\mgjtcaisfcps; Imragc,
Imragc, Omgjgmu`j,
Omgjgmu`j, Rratm`tcvm Lgmih
Lgmih,, Armdjia,
Armdjia, Kjsocim,
Kjsocim,
Dmrjicuo,
Dmrjicuo, Ojrkarjo,
Ojrkarjo, @mhjrwaah
\mgjxmh; Xmiscai
Lgmih
Ojssjdm Lgmih, Lgmih,, \msteug
Lgmih
, Jrlarvctjm, KayeugLgmih,
Jrlarvctjm, Lgmih
Lgmih, Gjvmihmr,
Gjvmihmr, \aoji @fjoaocgm
@fjoaocgm,,
\mgcmvmh; Fmgc`frysuo,
Fmgc`frysuo, Xmiscai Lgmih,
Lgmih, Rmppmrocit
\mimwmh; Ljscg
Ljscg,, Rmppmrocit,
Rmppmrocit, \mh Ojihjrci
\mprmssmh; Gjvmihmr,
Gjvmihmr, Umtcvmr,
Umtcvmr, Lgj`n Rmppmr,
Rmppmr, Kjsocim
Kjsocim,, Nuoqujt
Nuoqujt,, Sgjid
Sgjid
\msmiteug; Dmrjicuo
Dmrjicuo,, Xfyom
Xfyom,, \mimwcid Lgmih,
Lgmih, Imragc
\mscdimh; (smm Hmspjcrcid
Hmspjcrcid))
\mscgcmit; Omgjgmu`j
Omgjgmu`j,, Fmgc`frysuo
Fmgc`frysuo,, Gcom
Gcom,, Paatfcid Lgmih,
Lgmih, Imragc
Imragc,, @apjclj
\mscstcid; Umtcvmr,
Umtcvmr, Paatfcid Lgmih,
Lgmih, Ppcnmijrh,
Ppcnmijrh, Hcdmstcvm Lgmih,
Lgmih, Emiimg,
Emiimg,
Taomi–s Lgmih
\msagutm; Lcr`f,
Lcr`f, Ppmjrocit
\mspm`teug; @jrhjoao,
@jrhjoao, Haudgjs Ecr,
Ecr, Omgjgmu`j,
Omgjgmu`j, @uoci
\mspaisclgm; Dcidmr,
Dcidmr, Emiimg,
Emiimg, Drauihcid Lgmih
Lgmih,, Mu`jgyptus,
Mu`jgyptus, Lgum Xjisy
\mstgmss; \msteug Lgmih
Lgmih,, @aoeartcid Lgmih
Lgmih,, Imragc
Imragc,, Gjvmihmr
\mvctjgczmh; (smm Mimrdczmh)
Mimrdczmh)
\cdch; @yprmss,
@yprmss, Armdjia,
Armdjia, Tcgh Arjidm,
Arjidm, Xjidmrcim,
Xjidmrcim, Ojssjdm Lgmih
\usfmh; (smm Furrcmh
Furrcmh))
P
Pj`rcec`cid; Pjihjgwaah,
Pjihjgwaah, Tcitmrdrmmi
Tcitmrdrmmi,, Jrlarvctjm
Pjh; \mspcrjtary Lgmih
Lgmih,, Sgjid Sgjid,
Sgjid, Dmrjicuo,
Dmrjicuo, Rmppmrocit,
Rmppmrocit, Ojssjdm
Lgmih Lgmih, Pclmrcji Ecr
Pjem; Oyrrf
Oyrrf,, Erjinci`mism
Erjinci`mism,, Gjvmihmr
Gjvmihmr,, \mspcrjtary Lgmih
Lgmih,, Rratm`tcvm Lgmih
Lgmih,,
Omgjgmu`j, Ojiunj,
Omgjgmu`j, Ojiunj, Fagchjy Lgmih
Lgmih,, Authaar Lgmih
P`jr`cty; Tcgh Arjidm,
Arjidm, Ppcnmijrh,
Ppcnmijrh, @uoci
P`jttmrmh; Umtcvmr
Umtcvmr,, Drauihcid Lgmih,
Lgmih, Ppmjrocit
Ppmjrocit,, Eaùs Lgmih
Pmùrm; (smm Rratm`tmh)
Rratm`tmh)
Pmge, trum ta; @arcjihmr,

@arcjihmr, Gjvmihmr,
Gjvmihmr, Lcr`f
Lcr`f,, Lgj`n Rmppmr,
Rmppmr, @gavm,
@gavm, Rratm`tcvm
Lgmih,, Nuoqujt
Lgmih
Pmge, wmjn smism ae; Lmrdjoat,

Lmrdjoat, Umtcvmr,
Umtcvmr, Dcidmr,
Dcidmr, Drauihcid Lgmih,
Lgmih, Emiimg,
Emiimg,
Kjsocim
Lmrdjoat,, Drjpmeruct
Pmge-j``mptji`m; Lmrdjoat Drjpmeruct,, Omtjlagc` Lgmih,
Lgmih, Gmoai,
Gmoai, Kjsocim,
Kjsocim,
Rjt`faugc, Fapm Lgmih
Rjt`faugc, Lgmih,, Xapc`jg Lgmih
Pmge-jssurmh; (smm @aiechmit
@aiechmit))
Pmge-jwjrm; Kuicpmr Lmrry,
Lmrry, Xapc`jg Lgmih
Lgmih,, @apjclj,
@apjclj, Nuoqujt
Pmge-lmtrjyjg; @arcjihmr
Pmge-`mitmrmh; @uoci
Pmge-àitrag; @jrhjoao
@jrhjoao,, Xfyom
Xfyom,, Armdjia
Armdjia,, Omtjlagc` Lgmih,
Lgmih, Dcidmr
Dcidmr,,
Paatfcid Lgmih
Pmge-`rctc`jg; Omtjlagc` Lgmih,
Lgmih, Lmrdjoat
Lmrdjoat,, Gctsmj
Pmge-hm`mptcai; Lgj`n Rmppmr
Pmge-hault; (smm Pmge-mstmmo
Pmge-mstmmo))
Pmge-mstmmo; Lmrdjoat,
Lgmih, @jsscj,
@jsscj, Kjsocim
Kjsocim,, Gctsmj
Pmge-mxprmsscai; Gjvmihmr,
Gjvmihmr, Civcdarjtcid Lgmih,
Lgmih, Ppmjrocit,
Ppmjrocit, Kjsocim
Pmge-kuhdomit; Lmrdjoat,
Lgmih, Gmoai
Gmoai,, Xapc`jg Lgmih
Pmge-puicsfcid; Lmrdjoat,
Lgmih, Kjsocim
Pmge-sjlatjdm;
Ojrkarjo Omtjlagc` Lgmih,
Lgmih, Hmtaxcec`jtcai Lgmih
Lgmih,, Lgum Xjisy,
Xjisy,
Pmgecsf; Ppcnmijrh
Pmisctcvm, avmrgy; Authaar Lgmih

Lgmih,, Rratm`tcvm Lgmih,
Lgmih, @gavm
@gavm,, Dcidmr,
Dcidmr, Fagchjy
Lgmih
Pmpjrjtmh; Oyrrf
Oyrrf,, Erjinci`mism,
Erjinci`mism, @mhjrwaah
@mhjrwaah,, Ojiunj
Pmrcaus, avmrgy; Xjidmrcim
Xjidmrcim,, Civcdarjtcid Lgmih,
Lgmih, Kayeug Lgmih,
Lgmih, Tcgh Arjidm,
Arjidm,
Cispcrcid Lgmih
Pmxujg ecxjtcai; (smm Pmxujgcty, coljgji`mh)
coljgji`mh)
Pmxujg chmitcty; @ciijoai
Pmxujg trjuoj; Kjsocim
Kjsocim,, Fmgc`frysuo,
Fmgc`frysuo, Fapm Lgmih
Pmxujgcty, rmprmssmh; (smm Pmxujgcty, coljgji`mh)

coljgji`mh)
Pmxujgcty, fmjgtfy; @ciijoai
@ciijoai,, Taomi–s Lgmih,
Lgmih, Rjt`faugc
Rjt`faugc,, Kjsocim,
Kjsocim, Imragc
Pmxujgcty, coljgji`mh; @ciijoai
@ciijoai,, Taomi–s Lgmih,
Lgmih, Kjsocim
Kjsocim,, Imragc
Pfjomeug; @apjclj
@apjclj,, Lmrdjoat,
Lmrdjoat, Erjinci`mism,
Erjinci`mism, Emiimg
Emiimg,, @jsscj
@jsscj,, Kjsocim,
Kjsocim,
Fapm Lgmih
Pfa`n; Ljscg,
Ljscg, Rmppmrocit,
Rmppmrocit, Tcitmrdrmmi
Pfy; @jsscj,
@jsscj, Ppmjrocit,
Ppmjrocit, @ciijoai
@ciijoai,, Dcidmr
Pci`mrm; Nuoqujt
Nuoqujt,, Lgj`n Rmppmr
Pgmmp, hcsruptmh; Kuicpmr Lmrry

Lmrry,, Ojssjdm Lgmih
Paatfmh; (smm @aoeartmh)
@aoeartmh)
Ppmjncid, emjr ae; Ppmjrocit,

Ppmjrocit, Gjvmihmr
Ppcrctujg;
@fjoaocgm,
@fjoaocgm Erjinci`mism,
Erjinci`mism
, Jitc-Jdcid, Lgmih
Jrlarvctjm,
Jrlarvctjm, Ojiunj,
Ojiunj, Pjihjgwaah,
Pjihjgwaah, \asm
\asm,, \aoji
Ppcrctujg lgcihimss; Jitc-Jdcid Lgmih

Lgmih,, @gjry Pjdm,
Pjdm, Gmoaidrjss,
Gmoaidrjss,
Erjinci`mism
Ppaitjimaus; Tcgh Arjidm
Arjidm,, Civcdarjtcid Lgmih,
Lgmih, Xjidmrcim,
Xjidmrcim, Cispcrcid
Lgmih
Ptjlgm; Drauihcid Lgmih
Lgmih,, Rjt`faugc
Rjt`faugc,, Oaitfgy Lgmih,
Lgmih, Kayeug Lgmih
Ptjdijit; (smm Ptu`n)
Ptu`n)
Ptmri; (smm Pmrcaus, avmrgy
avmrgy))
Ptcgg; Pjihjgwaah
Pjihjgwaah,, Jrlarvctjm,
Jrlarvctjm, Jitc-Jdcid Lgmih,
Lgmih, \mjssurcid Lgmih
Ptrmidtfmimh; Lcr`f,
Lcr`f, Rratm`tcvm Lgmih,
Lgmih, Tcitmrdrmmi
Tcitmrdrmmi,, Drauihcid Lgmih,
Lgmih,
Paatfcid Lgmih
Lgmih,, Ljscg,
Ljscg, Rmppmrocit
Ptrmssmh; Ojssjdm Lgmih,
Lgmih, \msteug Lgmih,
Lgmih, Sgjid Sgjid,
Sgjid, Xmiscai Lgmih,
Lgmih,
Ljscg
Ljscg,, Umtcvmr,
Umtcvmr, \mh Ojihjrci,
Ojihjrci, Fagchjy Lgmih,
Ptullari; Tcitmrdrmmi,
Tcitmrdrmmi, Armdjia
Ptu`n; @yprmss
@yprmss,, Gmoaidrjss,
Gmoaidrjss, Xfyom
Xfyom,, Lcr`f
Lcr`f,, Emiimg
Emiimg,, @cgjitra
@cgjitra,, Dcidmr,
Dcidmr,
@gmjiscid Lgmih, Lgmih, @mggugjr Lgmih,
Lgmih, Miàurjdcid Lgmih,
Lgmih,
Puisfcim Lgmih,
Lgmih, Imragc
Pueemrcid; Ojiunj
Ojiunj,, ]pgcetcid Lgmih,
Lgmih, Taomi–s Lgmih
Pupmrec`cjg; Lgj`n Rmppmr,
Rmppmr, Armdjia,
Armdjia, @arcjihmr,
@arcjihmr, Nuoqujt
Puppartmh; Lcr`f
Lcr`f,, @mhjrwaah,
@mhjrwaah, Jrlarvctjm,
Jrlarvctjm, \aoji @fjoaocgm
@fjoaocgm,, \mspcrjtary
Lgmih,, Ojiunj
Lgmih
Pupprmsscid; Xapc`jg Lgmih,
Lgmih, @apjclj
@apjclj,, Dmrjicuo
Purrmihmr; Tcitmrdrmmi,
Tcitmrdrmmi, Ppcnmijrh
Ppcnmijrh,, Pjihjgwaah,
Pjihjgwaah, Jrlarvctjm
Pyopjtfmtc`; Imragc,
Imragc, Dmrjicuo,
Dmrjicuo, Ojrkarjo,
Ojrkarjo, \mimwcid Lgmih
X
Xmj`fjlgm; Tcitmrdrmmi,
Tcitmrdrmmi, Armdjia,
Armdjia, \asmojry
Xmihmrfmjrtmh; Dmrjicuo
Dmrjicuo,, Sgjid Sgjid,
Sgjid, \asm
Xmism; Ojssjdm Lgmih,
Lgmih, Xmiscai Lgmih,
Lgmih, @yprmss
@yprmss,, Gjvmihmr
Gjvmihmr,, Oaitfgy Lgmih,
Lgmih,
\msteug Lgmih
Xmrrcecmh; Kuicpmr Lmrry
Xfjineug; (smm Drjtmeug
Drjtmeug))
Xcoch; (smm Pfy
Pfy))
Xcrmh; (smm Mxfjustmh
Mxfjustmh))
Xagmrjit; Xfyom
Xfyom,, Dmrjicuo
Dmrjicuo,, Paatfcid Lgmih,
Lgmih, @jrhjoao
@jrhjoao,, \mimwcid Lgmih,
Lgmih,
Imragc
Xaxc`; Gmoaidrjss,
@cgjitraGmoaidrjss
@cgjitra,
, Gcom, , Omgjgmu`j,
Gcom, XfyomOmgjgmu`j
Xfyom,, @mggugjr, @gmjiscid
Lgmih Lgmih,
Lgmih,
Xrjisearocid; Fmgc`frysuo
Fmgc`frysuo,, Paatfcid Lgmih
Lgmih, Jitc-Jdcid
Lgmih,, @mggugjr Lgmih
Lgmih
Xrjisctcaicid; (smm Jhkustcid
Jhkustcid))
Xrjppmh; Rmtctdrjci
Rmtctdrjci,, Gjvmihmr,
Gjvmihmr, Xfyom
Xfyom,, @gmjiscid Lgmih,
Lgmih, @cgjitra
@cgjitra,, Lgj`n
Rmppmr,, Hmtaxcec`jtcai Lgmih,
Rmppmr Lgmih, Mu`jgyptus
Mu`jgyptus,, Kjsocim
Kjsocim,, Kayeug Lgmih
Xrjuojtczmh; Fapm Lgmih,
Lgmih, Dmrjicuo,
Dmrjicuo, @gavm
@gavm,, Fmgc`frysuo
Fmgc`frysuo,, Sgjid Sgjid
Sgjid,,
Kjsocim
Kjsocim,, @aoeartcid Lgmih
Xrustcid; Dmrjicuo,
Dmrjicuo, Ojrkarjo
Ojrkarjo,, Oyrrf
Oyrrf,, \asmojry,
\asmojry, Kjsocim,
Kjsocim, @yprmss
@yprmss,,
Jrlarvctjm,, \mspcrjtary Lgmih,
Jrlarvctjm Lgmih, Jitc-Jdcid Lgmih,
Lgmih, \asm
\asm,, Ojiunj
]
]ijsfjomh; @jsscj,
@jsscj, @apjclj
]ijttrj`tcvm; Drjpmeruct
Drjpmeruct,, Omtjlagc` Lgmih
]i`gmji; Erjinci`mism
Erjinci`mism,, Hmtaxcec`jtcai Lgmih,
Lgmih, Rurcec`jtcai, Gmoaidrjss
]iàis`caus; Rmtctdrjci
Rmtctdrjci,, Ojrkarjo
Ojrkarjo,, Authaar Lgmih
]ihmrstjihcid; Xfyom,
Xfyom, @jrhjoao,
@jrhjoao, \mimwcid Lgmih
]ieaùsmh; Gmoai
Gmoai,, Rmppmrocit
Rmppmrocit,, Eaùs Lgmih
]ieardcvcid; Xfyom
Xfyom,, Dmrjicuo,
Dmrjicuo, \mimwcid Lgmih,
Lgmih, \asm
]ieugecggmh; \aoji @fjoaocgm
@fjoaocgm,, Kjsocim
Kjsocim,, Imragc
Imragc,, Gctsmj
]idrjtmeug; Ppcnmijrh
Ppcnmijrh,, Tcgh Arjidm
Arjidm,, Fmgc`frysuo,
Fmgc`frysuo, Xmiscai Lgmih
Lgmih,, Haudgjs
Ecr,, Gcom
Ecr
]idrauihmh; Drauihcid Lgmih
Lgmih,, Rjt`faugc,
Rjt`faugc, Umtcvmr
]ifmjrh; Gjvmihmr
]incih; (smm Omji
Omji))
]igavmh;
Lgmih Lmrdjoat
Lmrdjoat,, \mspcrjtary Lgmih,
Lgmih, Gjvmihmr
Gjvmihmr,, \asm,
\asm, Kjsocim,
Kjsocim, Fapm
]igavcid; Dmrjicuo,
Dmrjicuo, \asm,
\asm, Xfyom
]ioatcvjtmh; Miàurjdcid Lgmih
Lgmih,, Lgum Xjisy
Xjisy,, Gctsmj
Gctsmj,,
Lgj`n Rmppmr,
Rmppmr, Hcgg
]iiurturmh; Oyrrf
]ipratm`tmh; Rratm`tcvm Lgmih
Lgmih,, Authaar Lgmih,
Erjinci`mism, Ojiunj
]isjem; Oyrrf,
Oyrrf, Rratm`tcvm Lgmih
Lgmih,, Kjsocim,
Kjsocim, Erjinci`mism,
Erjinci`mism, Omgjgmu`j,
Omgjgmu`j,
Ojiunj
Ojiunj,, \mjssurcid Lgmih
]ismmi; (smm Fchcid
Fchcid))
]ismttgmh; \aoji @fjoaocgm,
@fjoaocgm, @aoeartcid Lgmih
]isuppartmh; Lcr`f
Lcr`f,, @mhjrwaah,
@mhjrwaah, Jrlarvctjm
]isyopjtfmtc`; Imragc
Imragc,, Dmrjicuo
]itmj`fjlgm; \asmojry
\asmojry,, Armdjia
]iwartfy; @apjclj
@apjclj,, @jsscj,
@jsscj, Fapm Lgmih,
Lgmih, Omtjlagc` Lgmih
]iycmghcid; (smm Ptullari)
Ptullari)
]pfmgh; Ojiunj
]pgcetmh; ]pgcetcid Lgmih
Lgmih,, Omgcssj,
Omgcssj, Xjidmrcim
U
Ujgumh; (smm Tartfy
Tartfy))
Uc`tco omitjgcty; @gavm,
@gavm, Dcidmr,
Dcidmr, Ppcnmijrh
Ppcnmijrh,, Kjsocim,
Kjsocim, Rratm`tcvm Lgmih,
Lgmih,
@apjclj
Ucagjtmh; Rratm`tcvm Lgmih,
Lgmih, Dcidmr
Dcidmr,, @gavm,
@gavm, Kjsocim
Ucagmit; \mjssurcid Lgmih,
Erjinci`mism, @jrhjoao
Uugimrjlgm; Oaitfgy Lgmih
Lgmih,, Rratm`tcvm Lgmih
Lgmih,, Authaar Lgmih,
Lgmih, Kjsocim
T
Tmjn-wcggmh; Rmtctdrjci
Rmtctdrjci,, Lcr`f,
Lcr`f, Omgjgmu`j,
Omgjgmu`j, Dcidmr,
Dcidmr, @gavm,
@gavm, Tcitmrdrmmi
Tmjry; (smm Mxfjustmh)
Mxfjustmh)
Tmgg; Mu`jgyptus,
Mu`jgyptus, Rjt`faugc,
Rjt`faugc, Emiimg
Tfagm; Fmgc`frysuo
Fmgc`frysuo,, Ojiunj,
Ojiunj, \asm
\asm,, @apjclj
@apjclj,, @aoeartcid Lgmih
Tcggeug; Armdjia
Armdjia,, Tcitmrdrmmi,
Tcitmrdrmmi, Jrlarvctjm
Tcshao; Haudgjs Ecr,
Ecr, Erjinci`mism,
Erjinci`mism, Rmtctdrjci
Rmtctdrjci,, Pclmrcji Ecr
Tctfhrjwi; (smm Csagjtmh)
Csagjtmh)
Tarnjfagc`; Tcgh Arjidm
Arjidm,, Sgjid Sgjid,
Sgjid, Xjidmrcim,
Xjidmrcim, Ljscg
Lgmih,,
Tfctm Ecr
Tarrcmh; Tcgh Arjidm,
Arjidm, Xjidmrcim,
Xjidmrcim, Pjihjgwaah,
Pjihjgwaah, @cgjitra,
@cgjitra, Ojssjdm Lgmih
Lgmih,,
Kayeug Lgmih
Tartfgmss; @jsscj,
@jsscj, Lmrdjoat,
Tartfy; Lmrdjoat,
Lgmih, Xapc`jg Lgmih,
Lgmih, @apjclj
Tauihmh; Fmgc`frysuo
Fmgc`frysuo,, Ojiunj
Ojiunj,, Kjsocim,
Kjsocim, Paatfcid Lgmih

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