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    Absa and KCB Ratios

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    Amos Mutende
    This document contains quarterly financial data for a bank from Q4 2020 to Q1 2016. It shows metrics such as net income, total assets, return on assets, non-performing loans, loan loss provisions, and the size of the bank increasing over time. Non-performing loans were highest in Q1 2020 but have since declined. Overall the bank has grown in size and profitability over the periods reported.

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    © All Rights Reserved
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    Absa and KCB Ratios

    Uploaded by

    Amos Mutende
    24 views8 pages
    This document contains quarterly financial data for a bank from Q4 2020 to Q1 2016. It shows metrics such as net income, total assets, return on assets, non-performing loans, loan loss provisions, and the size of the bank increasing over time. Non-performing loans were highest in Q1 2020 but have since declined. Overall the bank has grown in size and profitability over the periods reported.

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    ABSA AND KCB RATIOS

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    This document contains quarterly financial data for a bank from Q4 2020 to Q1 2016. It shows metrics such as net income, total assets, return on assets, non-performing loans, loan loss provisions, and the size of the bank increasing over time. Non-performing loans were highest in Q1 2020 but have since declined. Overall the bank has grown in size and profitability over the periods reported.

    Copyright:

    © All Rights Reserved
    Download as XLSX, PDF, TXT or read online from Scribd
    Download as xlsx, pdf, or txt
    24 views8 pages

    Absa and KCB Ratios

    Uploaded by

    Amos Mutende
    This document contains quarterly financial data for a bank from Q4 2020 to Q1 2016. It shows metrics such as net income, total assets, return on assets, non-performing loans, loan loss provisions, and the size of the bank increasing over time. Non-performing loans were highest in Q1 2020 but have since declined. Overall the bank has grown in size and profitability over the periods reported.

    Copyright:

    © All Rights Reserved
    Download as XLSX, PDF, TXT or read online from Scribd
    Download as xlsx, pdf, or txt
    of 8

    2020 2019

    Q4 Q3 Q2 Q1 Q4 Q3
    Net Income 1,519 1,334 (1,367) 1,956 1,897 1,681
    Total Assets 416,665 387,867 391,879 381,521 373,983 359,765
    ROA 0.36 0.34 -0.35 0.51 0.51 0.47
    Shareholders' Equity 46,140.52 44,622 42,991 42,286 45,189 44,818
    ROE 3.29 2.99 -3.18 4.63 4.20 3.75
    Non-Performing Loans 17,443 16,772 17,012 17,334 13,879 13,879
    Gross Loans 228837 220131 212766 214133 194895 194194
    Non-Performing Loans Ratio 7.62 7.62 8.00 8.09 7.12 7.15
    CAR 16.5 16.5 16.5 16.5 16.1 16.1
    Total Debt - - - - - -
    Debt Ratio
    Loan Loss Provision 7,901 7,597 5,385 1,116 3,079 3,079
    Loan Loss Provision Ratio 3.45 3.45 2.53 0.52 1.58 1.59
    Size of bank 12.94 12.87 12.88 12.85 12.83 12.79
    2019 2018 2017
    Q2 Q1 Q4 Q3 Q2 Q1 Q4 Q3
    1,979 1,899 1,981 1,673 1,880 1,882 1,596 1,788
    353,837 345,428 324,840 322,226 316,629 290,691 271,177 277,969
    0.56 0.55 0.61 0.52 0.59 0.65 0.59 0.64
    42,847 46,054 44,207.00 42,684 40,807 44,244 44,099 42,543
    4.62 4.12 4.48 3.92 4.61 4.25 3.62 4.20
    15,698 15,416 15,416 13,910 14,598 14,358 12,629 12,629 12,614 11,935
    186655 180499 177354 178434 176115 165541 168397 167249
    8.41 8.54 7.84 8.18 8.15 7.63 7.49 7.14
    16 16.5 16.4 16.7 16.7 17.2 18 18
    - - - - - - -

    1,641 637 3,871 2,829 1,217 575 3,115 2,333


    0.88 0.35 2.18 1.59 0.69 0.35 1.85 1.39
    12.78 12.75 12.69 12.68 12.67 12.58 12.51 12.54
    2017 2016
    Q2 Q1 Q4 Q3 Q2 Q1
    1,793 1,749 1,339 1,973 1,905 2,182
    268,186 260,788 259,692 264,003 256,142 241,634
    0.67 0.67 0.52 0.75 0.74 0.90
    40,786 44,047 42,388 41,465 39,103 42,315
    4.40 3.97 3.16 4.76 4.87 5.16
    11,999 11,713 11,713 11,472 10,413 8,765 7,891 7,891
    163782 168702 168509 158843 153304 152442
    7.33 6.94 6.81 6.56 5.72 5.18
    17.8 17.8 18.4 18.7 18 18.2
    - - - - - -

    1,353 775 3,927 3,136 2,009 798


    0.83 0.46 2.33 1.97 1.31 0.52
    12.50 12.47 12.47 12.48 12.45 12.40
    7,416 6,926 7,399
    324,840 271,177 259,692
    2.28 2.55 2.85
    44,207 44,099 42,388
    16.78 15.71 17.46
    13,910
    184937 168397 168509

    16.4 18 18.4
    - - -

    3,871 3,115 3,927


    2020 2
    Q4 Q3 Q2 Q1 Q4
    Net Income 5,030 3,314 1,315 6,262 6,002
    Total Assets 1,067,559 972,009 953,071 947,068 898,572
    ROA 0.004712 0.00341 0.00138 0.00661 0.00668
    Shareholders' Equity 140,975 135,945 132,138 135,546 129,741
    ROE 0.03568 0.02438 0.00995 0.04620 0.04626
    Non-Performing Loans 96,991 96,991 83,884 66,201 63,396
    Gross Loans 697152.24 634291 511752 594440 535370
    NPLR 0.1391 0.1529 0.1639 0.1114 0.1184
    CAR 19.6 19.6 19.5 19 19.5
    Total Debt 21,245 20,389 21,377 21,970 21,485
    Debt Ratio 0.01990 0.02098 0.02243 0.02320 0.02391
    Loan Loss Provision 21,813 20,012 11,027 2,898 8,889
    LLPR 0.0312887 0.0315502 0.0215475 0.0048752 0.0166035
    Size of bank 13.88 13.79 13.77 13.76 13.71
    2019 2018
    Q3 Q2 Q1 Q4 Q3 Q2 Q1
    6,440 6,949 5,774 5,951 5,933 6,928 5,183
    764,335 746,519 725,663 714,313 684,165 667,632 647,474
    0.00843 0.00931 0.00796 0.00833 0.00867 0.01038 0.00800
    121,232 117,524 119,463 113,661 105,461 98,984 99,633
    0.05312 0.05913 0.04833 0.05236 0.05626 0.06999 0.05202
    45,583 39,111 38,824 32,692 34,780 37,628 43,775
    486423 478731 464263 455880 435281 421508 418618
    0.0937 0.0817 0.0836 0.0717 0.0799 0.0893 0.1046
    19.5 19.4 19.5 19.5 17.8 17.2 15.3
    22,131 22,419 21,466 22,447 20,725 20,697 22,520
    0.02895 0.03003 0.02958 0.03142 0.03029 0.03100 0.03478
    5,843 3,031 1,163 2,944 1,799 828 600
    0.0120122 0.0063313 0.0025050 0.0064578 0.0041330 0.0019644 0.0014333
    13.55 13.52 13.49 13.48 13.44 13.41 13.38
    2017 2016
    Q4 Q3 Q2 Q1 Q4 Q3
    4,629 4,815 5,719 4,542 3,775 5,447
    646,669 643,833 630,608 605,754 595,239 570,101
    0.00716 0.00748 0.00907 0.00750 0.00634 0.00955
    105,966 103,193 98,331 101,215 96,565 91,966
    0.04368 0.04666 0.05816 0.04487 0.03909 0.05923
    37,496 34,731 33,249 32,151 31,812 31,097
    422685 419494 406976 395491 385746 364525
    0.0887 0.0828 0.0817 0.0813 0.0825 0.0853
    0 18.7 18.7 18.7 0 17.9
    14,895 14,423 16,732 23,595 498,673 15,968
    0.02303 0.02240 0.02653 0.03895 0.83777 0.02801
    5,914 3,137 2,013 958 3,823 3,422
    0.0139915 0.0074781 0.0049462 0.0024223 0.0099107 0.0093876
    13.38 13.38 13.35 13.31 13.30 13.25
    2016
    Q2 Q1
    5,870 4,630
    559,942 556,801
    0.01048 0.00832
    90,956 83,960
    0.06454 0.05515
    32,978 30,437
    347396 345943
    0.0949 0.0880
    17.7 17.6
    17,746 19,604
    0.03169 0.03521
    2,071 1,369
    0.0059615 0.0039573
    13.24 13.23

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