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    Basic Credit Correction Request

    Uploaded by

    JeromeKmt
    Basic correction

    Copyright:

    © All Rights Reserved
    Download as DOC, PDF, TXT or read online from Scribd

    Basic Credit Correction Request

    Uploaded by

    JeromeKmt
    52 views5 pages
    Basic correction

    Copyright

    © © All Rights Reserved

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    DOC, PDF, TXT or read online from Scribd

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    Basic correction

    Copyright:

    © All Rights Reserved
    Download as DOC, PDF, TXT or read online from Scribd
    Download as doc, pdf, or txt
    52 views5 pages

    Basic Credit Correction Request

    Uploaded by

    JeromeKmt
    Basic correction

    Copyright:

    © All Rights Reserved
    Download as DOC, PDF, TXT or read online from Scribd
    Download as doc, pdf, or txt
    of 5

    [Sender]

    [Address]
    [City state zip]
    (credit file number, usually an SSN)
    (sender's date of birth)
    Merchants Association Credit Bureau, Inc.
    134 South Tampa Street
    P. O. Box 3307
    Tampa, Fla. 33601
    (813) 273-7855
    [Date]
    Via: U.S.P.S. Priority Mail, Delivery Confirmation No.____________________
    Re credit history correction request
    Greetings:
    Please correct the following items appearing on my credit report:
    (disputed item) is not my account.
    (disputed item) has been paid in full but the creditor has failed to provide you with this
    new information.
    (disputed item) is not valid because it's not my account. I requested a validation from
    this alleged creditor, but never receive it. This is a violation of the Fair Debt Collection
    Practices Act and reporting this false information is a violation of the Fair Credit Reporting Act.
    (disputed item) antedates the report by more than seven years.
    (disputed item) is incorrect. The corrected item should be "__________."
    (disputed item) was not an authorized inquiry. This inquiry was made by fraudulent
    means.
    Please correct your records and send me a copy of the amended report. If you fail or refuse to
    make these corrections within a reasonable time, I will promptly file a complaint against your
    organization with the Federal Trade Commission.
    Best regards,

    [Sender]
    [sender]
    [address]
    [city state zip]
    (credit file number, usually an SSN)
    (sender's date of birth)
    Trans Union Corporation
    Consumer Disclosure Center
    P. O. Box 390
    Springfield, PA 19064-0390
    800-916-8800
    [date].
    Via: U.S.P.S. Priority Mail, Delivery Confirmation No.____________________
    Re credit history correction request
    Greetings:
    Please correct the following items appearing on my credit report:
    (disputed item) is not my account.
    (disputed item) has been paid in full but the creditor has failed to provide you with this
    new information.
    (disputed item) is not valid because it's not my account. I requested a validation from
    this alleged creditor, but never receive it. This is a violation of the Fair Debt Collection
    Practices Act and reporting this false information is a violation of the Fair Credit Reporting Act.
    (disputed item) antedates the report by more than seven years.
    (disputed item) is incorrect. The corrected item should be "__________."
    Please correct your records and send me a copy of the amended report. If you fail or refuse to
    make these corrections within a reasonable time, I will promptly file a complaint against your
    organization with the Federal Trade Commission.
    Best regards,

    [sender]
    [sender]
    [address]
    [city state zip]
    (credit file number, usually an SSN)
    (sender's date of birth)
    Experian (formerly TRW)
    P. O. Box 949
    Allen, TX 75013-0949
    800-643-3334

    [date].
    Via: U.S.P.S. Priority Mail, Delivery Confirmation No.____________________
    Re credit history correction request
    Greetings:
    Please correct the following items appearing on my credit report:
    (disputed item) is not my account.
    (disputed item) has been paid in full but the creditor has failed to provide you with this
    new information.
    (disputed item) is not valid because it's not my account. I requested a validation from
    this alleged creditor, but never receive it. This is a violation of the Fair Debt Collection
    Practices Act and reporting this false information is a violation of the Fair Credit Reporting Act.
    (disputed item) antedates the report by more than seven years.
    (disputed item) is incorrect. The corrected item should be "__________."
    Please correct your records and send me a copy of the amended report. If you fail or refuse to
    make these corrections within a reasonable time, I will promptly file a complaint against your
    organization with the Federal Trade Commission.
    Best regards,

    [sender]
    [sender]
    [address]
    [city state zip]
    (credit file number, usually an SSN)
    (sender's date of birth)
    Equifax
    P. O. Box 740241
    Atlanta, GA 30374-0241
    800-685-1111
    [date].
    Via: U.S.P.S. Priority Mail, Delivery Confirmation No.____________________
    Re credit history correction request
    Greetings:
    Please correct the following items appearing on my credit report:
    (disputed item) is not my account.
    (disputed item) has been paid in full but the creditor has failed to provide you with this
    new information.
    (disputed item) is not valid because it's not my account. I requested a validation from
    this alleged creditor, but never receive it. This is a violation of the Fair Debt Collection
    Practices Act and reporting this false information is a violation of the Fair Credit Reporting Act.
    (disputed item) antedates the report by more than seven years.
    (disputed item) is incorrect. The corrected item should be "__________."
    Please correct your records and send me a copy of the amended report. If you fail or refuse to
    make these corrections within a reasonable time, I will promptly file a complaint against your
    organization with the Federal Trade Commission.
    Best regards,

    [sender]
    [sender]
    [address]
    [city state zip]
    (credit file number, usually an SSN)
    (sender's date of birth)
    Regional Credit Association
    11130 Sun Center Drive, Suite B
    Rancho Cordova, CA 95670
    916-638-2229
    [date].
    Re credit history correction request
    Greetings:
    Please correct the following items appearing on my credit report:
    (disputed item) is not my account.
    (disputed item) has been paid in full but the creditor has failed to provide you with this
    new information.
    (disputed item) is not valid because it's not my account. I requested a validation from
    this alleged creditor, but never receive it. This is a violation of the Fair Debt Collection
    Practices Act and reporting this false information is a violation of the Fair Credit Reporting Act.
    (disputed item) antedates the report by more than seven years.
    (disputed item) is incorrect. The corrected item should be "__________."
    Please correct your records and send me a copy of the amended report. If you fail or refuse to
    make these corrections within a reasonable time, I will promptly file a complaint against your
    organization with the Federal Trade Commission.
    Best regards,

    [sender]

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