Sample Policy Copy: IRDAN158RP0009V02201819
Sample Policy Copy: IRDAN158RP0009V02201819
Sample Policy Copy: IRDAN158RP0009V02201819
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097
From 25-Nov-2021 20:39:10 25-Nov-2021 20:39:10 25-Nov-2021 20:39:10
095
To 24-Nov-2022 23:59:59 24-Nov-2026 23:59:59 24-Nov-2022 23:59:59
Compulsory 100 NCB % (Current Policy) 0%
Deductible (`)
Voluntary 0 Additional Excess
Deductible
(`) --
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(`)
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Engine No. GDG1B551237 Chassis No. MB12T2SRHG4B105687 Type)
G0
Year of
Regn/Year of
1
IU
Body Type Motor Cycle Fuel Type
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Petrol Mfg.
Odometer
--/2021
Own Damage Premium (`) 584.14 Basic Third-Party Liability (`) 3285.00
G01 Add-Ons Premium (`) 0.00 PA cover for Owner-Driver (`) 330.00
NCB Discount Amount 0.00 Legal Liability to Employees (`) --
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(`)
0 Legal Liability to Paid Driver (`) --
584.14 PA cover for 2 unnamed passengers each (`) --
342 PA cover for Paid Driver (`) --
IG Total OD Premium 584.14 Total Act Premium 3615.00
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(`) (`)
0
0
OTHER DETAILS
Previous Insurer -- Previous Policy No. 155938555
Previous Policy 25-Nov-2021
IMT - Endorsements IMT-22 Expiry Date
GSTIN/UIN No. Unregistered State Code 29
Receipt No. RA001981759 Receipt Date --
Financier Details -- Nominee Details --
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Other Details
Follow these rules like you follow the rules of the road.
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Geographical Area: Any accidental loss, damage and/or liability caused, sustained or incurred within India shall be covered subject to Policy Terms and Conditions, unless specifically
agreed and endorsed. Limitation as to use The policy covers use of the vehicle for any purpose other than hire or reward, racing, pace making, reliability trial, speed testing and use
for any purpose in connection with the Motor Trade. Person or Class of persons entitled to drive: Any person including the insured 1) Provided that a person driving holds a valid &
effective driving license at the time of the accident and is not disqualified from holding or obtaining such a license. 2) Provided also that the person holding a valid & effective
Learner's License may also drive the vehicle and that such a person satisfies the requirements of Rule 3 of the Central Motor Vehicles Rules, 1989 and any subsequent amendment as
applicable. Limits of Liability: 1) Under Section I of the policy_ IDV as shown in the schedule. 2) Under Section II - 1 (i)of the policy: Death of or bodily injury _ Such amount as is
necessary to meet the requirements of the Motor Vehicles Act, 1988 and any subsequent amendment as applicable. 3) Under Section II _ 1 (ii)of the policy: Damage to Third Party
Property(` 100000) 4) P.A. Cover for Owner Driver under Section III (CSI) (per annum) - (` 1500000)
NCB Declaration: The premium has been charged and policy has been issued subject to NCB declared by you as an insured. In the event of NCB found wrongly declared at any point
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of time during policy period, all benefits and coverages under the Policy in respect of section I of the Policy will stand forfeited. If there is any disagreement, write to us within 7 days
from the date of issuance of policy or before the start date of period of insurance whichever is earlier. PUC Declaration: The Policy has been issued subject to valid Pollution Under
Control (PUC) Certificate disclosed by you as an insured on or before the date of commencement of the Policy . If the PUC Certificate is not found valid at any point of time during the
policy period, the Company reserve the right to cancel the policy. Cheque dishonor / Non-receipt of payment: If premium paid through Cheque, the policy is void ab-initio in case of
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dishonor of Cheque or non-receipt of payment. This policy is subject to the standard policy wordings, warranties and conditions applicable for this product in addition to coverages
and exclusions specified in the motor vehicle tariff published by IRDAI. The insured is not indemnified if the vehicle is used or driven otherwise than in accordance with this Schedule.
Any payment made by the Company by reason of wider terms appearing in Certificate in order to comply with the Motor Vehicle Act, 1988 is recoverable from the insured. See the
Clause headed “AVOIDANCE OF CERTAIN TERMS AND RIGHT OF RECOVERY”. Pre-existing Damages: All types of pre-existing damages or cost of repair of such damage will be
excluded at the time of claim settlement.Violation of Motor Vehicle Act: This policy is issued in accordance with the provision of Chapter X and Chapter XI of MV act, 1988 and any
subsequent amendment as applicable. Any violation will forfeit all benefits and coverages under the Policy. Important Notice: The company may cancel the policy by sending 7 days
notice in case of fraud, misrepresentation, non disclosure of material fact or non co-operation of the insured. This policy is subject to the standard policy wordings, warranties and
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conditions applicable for this product in addition to Indian Motor Tariff. Break in Insurance: The policy is issued subject to acceptance of risk after evaluation of the Vehicle Inspection
report. Own Damage cover (Section - I) would not commence unless the satisfactory Vehicle Inspection report has been received by us. If the Company does not receive the Vehicle
Inspection report or the report is adverse, the Company, at its discretion, will cancel Policy as per the Motor Tariff
Note: The terms and conditions detailed in this policy schedule as well as the policy document sent by Digit shall prevail in case of any dispute
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Praveen Bhat
Vice President - Customer Experience
[email protected]
In case of claim or any other query, please contact our 24-hour Call Authorized Signatory
Centre at 1800-258-5956 or email us at [email protected] Printed, Signed, and Executed at Bengaluru
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