Star Super Surplus Floater Brochure
Star Super Surplus Floater Brochure
Star Super Surplus Floater Brochure
00 mm
32. Medical and / or surgical treatment of Sleep apnea, treatment for endocrine disorders -
Code Excl 33
v Free Look Period: The Free Look Period shall be applicable on new individual health
insurance policies and not on renewals or at the time of porting/migrating the policy.
Cancellation table applicable for Policy Term 2 Years without instalment option v Claim Illustration STAR SUPER SURPLUS (FLOATER)
Deductible Limit
Insured available
Family Member
Hospitalization
Claim made by
Period on risk Rate of premium to be retained
Payable (Rs.)
Amount (Rs.)
The insured person shall be allowed free look period of fifteen days from date of receipt of the
Sum Insured
Balance Sum
INSURANCE POLICY
Policy (Rs.)
Policy (Rs.)
Claim (Rs.)
33. Hospital registration charges, admission charges, record charges, telephone charges
applied for
Claim No.
under the
under the
Scenario
policy document to review the terms and conditions of the policy, and to return the same if not Up to one month 17.5% of the policy premium
Claim
and such other charges - Code Excl 34
acceptable. Exceeding one month up to 3 months 25% of the policy premium
34. Cochlear implants and procedure related hospitalization expenses, Cost of spectacles lf the insured has not made any claim during the Free Look Period, the insured shall be Exceeding 3 months up to 6 months 37.5% of the policy premium
and contact lens(in excess of what is specifically provided), hearing aids, Cochlear entitled to
implants and procedures, walkers and crutches, wheel chairs, CPAP, BIPAP, Exceeding 6 months up to 9 months 47.5% of the policy premium
a. a refund of the premium paid less any expenses incurred by the Company on medical
Continuous Ambulatory Peritoneal Dialysis, infusion pump and such other similar aids - examination of the insured person and the stamp duty charges or Exceeding 9 months up to 12 months 57.5% of the policy premium Silver Plan - Illustration (Family Size: 2 Adults + 3 Children)
Code Excl 35 b. where the risk has already commenced and the option of return of the policy is exercised Exceeding 12 months up to 15 months 67.5% of the policy premium 1 1 3,00,000 3,00,000 0 10,00,000
35. Expenses incurred for treatment of diseases/illness/accidental injuries which does not by the insured person, a deduction towards the proportionate risk premium for period of Exceeding 15 months up to 18 months 80% of the policy premium 1 2 3 10,00,000 3,00,000 6,00,000 3,00,000 3,00,000 7,00,000
cover or Exceeding 18 months up to 21 months 90% of the policy premium 3 4 9,00,000 3,00,000 6,00,000 1,00,000
warrant hospitalization - Code Excl 36
c. Where only a part of the insurance coverage has commenced, such proportionate
Insured available
Family Member
Hospitalization
Claim made by
36. Other Excluded Expenses as detailed in our website www.starhealth.in - Code Excl 37 premium commensurate with the insurance coverage during such period;
Defined Limit
Defined Limit
Payable (Rs.)
Amount (Rs.)
Sum Insured
Balance Sum
Policy (Rs.)
Policy (Rs.)
Claim (Rs.)
applied for
Claim No.
under the
under the
Cancellation table applicable for Policy Term 2 Years with instalment option of
Scenario
Claim
37. Existing disease/s, disclosed by the insured and mentioned in the policy schedule v Withdrawal of the policy Half-yearly premium payment frequency
(based on insured's consent), for specified ICD codes - Code Excl 38 1. In the likelihood of this product being withdrawn in future, the Company will intimate the
insured person about the same 90 days prior to expiry of the policy. Period on risk Rate of premium to be retained
38. Expenses incurred for treatment of diseases/illness/accidental injuries by systems of
2. lnsured Person will have the option to migrate to similar health insurance product Up to one month 45% of the total premium received
medicine other than allopathy - Code Excl 39
available with the Company at the time of renewal with all the accrued continuity Exceeding one month up to 4 months 87.5% of the total premium received Gold Plan - Illustration (Family Size: 2 Adults + 3 Children)
39. Any medical expenses incurred towards treatment of New Born Baby - Code Excl 44 benefits such as cumulative bonus, waiver of waiting period as per IRDAI guidelines, Exceeding 4 months up to 6 months 100% of the total premium received
provided the policy has been maintained without a break. 1 1 3,00,000 3,00,000 0 10,00,000
v Moratorium Period (Applicable for both Silver and Gold Plan): After completion of eight Exceeding 6 months up to 7 months 65% of the total premium received 1 2 3 10,00,000 3,00,000 6,00,000 0 6,00,000 4,00,000
continuous years under the policy no look back to be applied. This period of eight years is v Automatic Expiry: The insurance under this policy with respect to each relevant Insured Exceeding 7 months up to 10 months 85% of the total premium received 3 4 6,00,000 0 4,00,000 0
called as moratorium period. The moratorium would be applicable for the sums insured of the Person shall expire immediately on the earlier of the following events;
Exceeding 10 months up to 12 months 100% of the total premium received 1 1 6,00,000 3,00,000 3,00,000 7,00,000
first policy and subsequently completion of 8 continuous years would be applicable from date ü Upon the death of the Insured Person. This also means that, the cover for the surviving
members of the family will continue, subject to other terms of the policy Exceeding 12 months up to 15 months 90% of the total premium received 2 2 4 10,00,000 3,00,000 5,00,000 0 5,00,000 2,00,000
of enhancement of sums insured only on the enhanced limits. After the expiry of Moratorium
Period no health insurance claim shall be contestable except for proven fraud and permanent ü Upon exhaustion of the sum insured under the policy Exceeding 15 months up to 18 months 100% of the total premium received 3 2 3,00,000 0 2,00,000 0
exclusions specified in the policy contract. The policies would however be subject to all limits, Exceeding 18 months up to 21 months 90% of the total premium received v Tax Benefit: Payment of premium by any mode other than cash of this insurance is eligible for
sub limits, co-payments, deductibles as per the policy contract v Disclosure to information norms: The policy shall become void and all premium paid
thereon shall be forfeited to the Company, in the event of mis-representation, mis description Exceeding 21 months 100% of the total premium received relief under Section 80D of the Income Tax Act 1961
v Renewal: The policy shall ordinarily be renewable except on grounds of fraud, misrepresentation or non-disclosure of any material fact by the policy holder. Cancellation table applicable for Policy Term 2 Years with instalment option of v Star Advantages
by the Insured Person. Quarterly premium payment frequency · No Third Party Administrator, direct in-house claims settlement.
v Cancellation
210.00 mm
1. The Company shall endeavor to give notice for renewal. However, the Company is not Period on risk Rate of premium to be retained Faster and hassle – free claim settlement.
i. The policyholder may cancel this policy by giving 15 days written notice and in such an ·
under obligation to give any notice for renewal. event, the Company shall refund premium for the unexpired policy period as detailed Up to one month 87.5% of the total premium received · Cashless hospitalization
2. Renewal shall not be denied on the ground that the insured person had made a claim or below; Exceeding one month up to 3 months 100% of the total premium received v The Company: Star Health and Allied Insurance Co. Ltd., commenced its operation in 2006 as
claims in the preceding policy years.
Cancellation table applicable for Policy Term 1 Year without instalment option Exceeding 3 months up to 4 months 87.5% of the total premium received India's first Standalone Health Insurance provider. As an exclusive Health Insurer, the company is
3. Request for renewal along with requisite premium shall be received by the Company
Period on risk Rate of premium to be retained Exceeding 4 months up to 6 months 100% of the total premium received providing sterling services in Health, Personal Accident & Overseas Travel Insurance and is
before the end of the policy period. committed to setting international benchmarks in service and personal caring.
4. At the end of the policy period, the policy shall terminate and can be renewed within the Exceeding 6 months up to 7 months 85% of the total premium received
Up to one month 22.5% of the policy premium
Grace Period of 30 days to maintain continuity of benefits without break in policy. Exceeding 7 months up to 9 months 100% of the total premium received v Prohibition of Rebates: Section 41 of Insurance Act 1938 (Prohibition of rebates): No person
Exceeding one month up to 3 months 37.5% of the policy premium shall allow or offer to allow, either directly or indirectly, as an inducement to any person to take out
5. Coverage is not available during the grace period. Exceeding 9 months up to 10 months 85% of the total premium received
Exceeding 3 months up to 6 months 57.5% of the policy premium or renew or continue an insurance in respect of any kind of risk relating to lives or property in India,
6. No loading shall apply on renewals based on individual claims experience Exceeding 10 months up to 12 months 100% of the total premium received any rebate of the whole or part of the commission payable or any rebate of the premium shown on
Exceeding 6 months up to 9 months 80% of the policy premium Exceeding 12 months up to 13 months 97.5% of the total premium received the policy, nor shall any person taking out or renewing or continuing a policy accept any rebate,
v Migration: The insured person will have the option to migrate the policy to other health Exceeding 9 months Full of the policy premium except such rebate as may be allowed in accordance with the published prospectuses or tables of
Exceeding 13 months up to 15 months 100% of the total premium received
insurance products/plans offered by the company by applying for migration of the Policy the insurer. Any person making default in complying with the provisions of this section shall be
Cancellation table applicable for Policy Term 1 Year with instalment option of Exceeding 15 months up to 16 months 95% of the total premium received
atleast 30 days before the policy renewal date as per IRDAI guidelines on Migration. lf such liable for a penalty which may extend to ten lakhs rupees.
Half-yearly premium payment frequency Exceeding 16 months up to 18 months 100% of the total premium received
person is presently covered and has been continuously covered without any lapses under
any health insurance product/plan offered by the company, the insured person will get the Period on risk Rate of premium to be retained Exceeding 18 months up to 19 months 95% of the total premium received
accrued continuity benefits in waiting periods as per IRDAI guidelines on migration. Up to one month 45% of the total premium received Exceeding 19 months up to 21 months 100% of the total premium received Star Super Surplus(Floater) Insurance Policy
For Detailed Guidelines on migration, kindly refer the link Exceeding 21 months up to 22 months 92.5% of the total premium received Unique Identification No.: SHAHLIP21579V052021
Exceeding one month up to 4 months 87.5% of the total premium received
https://www.irdai.gov.in/ADMINCMS/cms/frmGuidelines_Layout.aspx?page=PageNo3987 Exceeding 4 months up to 6 months 100% of the total premium received Exceeding 22 months 100% of the total premium received IRDAI IS NOT INVOLVED IN ACTIVITIES LIKE SELLING INSURANCE POLICIES,
v Portability: The insured person will have the option to port the policy to other insurers by Exceeding 6 months up to 7 months 65% of the total premium received Note: If the premium is paid Monthly, cancellation of policy will be on “No Refund Basis” ANNOUNCING BONUS OR INVESTMENT OF PREMIUMS. PUBLIC RECEIVING
applying to such insurer to port the entire policy along with all the members of the family, if any, Exceeding 7 months up to 10 months 85% of the total premium received Notwithstanding anything contained herein or otherwise, no refunds of premium shall be SUCH PHONE CALLS ARE REQUESTED TO LODGE A POLICE COMPLAINT
at least 45 days before, but not earlier than 60 days from the policy renewal date as per IRDAI made in respect of Cancellation where, any claim has been admitted or has been lodged or
guidelines related to portability. lf such person is presently covered and has been continuously Exceeding 10 months 100% of the total premium received The information provided in this brochure is
any benefit has been availed by the insured person under the policy.
covered without any lapses under any health insurance policy with an lndian General/Health Cancellation table applicable for Policy Term 1 Year with instalment option of ii. The Company may cancel the policy at any time on grounds of misrepresentation, only indicative. For more details on the risk
insurer, the proposed insured person will get the accrued continuity benefits in waiting periods Quarterly premium payment frequency
488.00 mm
100.00 mm 100.00 mm 96.00 mm 96.00 mm 96.00 mm
available is 5% Facility of obtaining second medical opinion the time of application and accepted by Insurer. a. Medical treatment expenses traceable to childbirth (including complicated
includes: deliveries and caesarean sections incurred during hospitalization) except ectopic
Note (Applicable for both silver and Gold Plan): Note: Hospitalisation expenses which vary Applicable for Gold Plan: Coverage under the policy after the expiry of 1. Custodial care either at home or in a nursing facility for personal care such as help
v Instalment Facility available: Premium can be paid Monthly, Quarterly, Half yearly. Premium can pregnancy
based on the room rent occupied by the insured person will be considered in proportion to the room 12 months for any pre-existing disease is subject to the same being declared at with activities of daily living such as bathing, dressing, moving around either by
also be paid Annual and Biennial (Once in 2 years). For instalment mode of payment there will be the time of application and accepted by Insurer. b. Expenses towards miscarriage (unless due to an accident) and lawful medical
category stated in the policy or actuals whichever is less. Proportionate deductions are not applied in skilled nurses or assistant or non-skilled persons.
loading as given below; respect of the hospitals which do not follow differential billing or for those expenses in respect of termination of pregnancy during the policy period
Monthly - 4% | Quarterly - 3% | Half-year - 2% 2. Specified disease / procedure waiting period - Code Excl 02 2. Any services for people who are terminally ill to address physical, social,
which differential billing is not adopted based on the room category. A. Applicable for Silver Plan: Expenses related to the treatment of the following emotional and spiritual needs. 19. Circumcision(unless necessary for treatment of a disease not excluded under this
Note: If premium is paid on instalment basis, long term discount of 5% is not available
listed Conditions, surgeries/treatments shall be excluded until the expiry of policy or necessitated due to an accident), Preputioplasty, Frenuloplasty, Preputial
v Special Features for Gold Plan 6. Obesity/ Weight Control - Code Excl 06: Expenses related to the surgical treatment of
v Plans Offered: Silver and Gold Plan 24 months of continuous coverage after the date of inception of the first policy with Dilatation and Removal of SMEGMA - Code Excl 19
► Delivery Expenses for a Delivery including Delivery by Caesarean section (including pre- obesity that does not fulfill all the below conditions:
us. This exclusion shall not be applicable for claims arising due to an accident.
natal, post-natal expenses and lawful medical termination of pregnancy) up-to Rs.50,000/- A. Surgery to be conducted is upon the advice of the Doctor 20. Congenital External Condition / Defects / Anomalies - Code Excl 20
Sum Insured and Deductible Options for Silver Plan Applicable for Gold Plan: Expenses related to the treatment of the following
per policy period, subject to a maximum of 2 deliveries in the entire life time of the insured B. The surgery/Procedure conducted should be supported by clinical protocols
listed Conditions, surgeries/treatments shall be excluded until the expiry of 21. Convalescence, general debility, run-down condition, Nutritional deficiency states -
person are payable while the policy is in force. 12 months of continuous coverage after the date of inception of the first policy with C. The member has to be 18 years of age or older and
Sum Insured Rs. Deductible Rs. Code Excl 21
Special Conditions us. This exclusion shall not be applicable for claims arising due to an accident. D. Body Mass Index (BMI);
1. This Benefit is subject to a waiting period of 12 months from the date of commencement B. In case of enhancement of sum insured the exclusion shall apply afresh to the 22. Intentional self injury - Code Excl 22
10,00,000/- 3,00,000/- and 5,00,000/- 1. greater than or equal to 40 or
of first Star Super Surplus (Floater) Insurance Policy and continuous renewal thereof extent of sum insured increase. 2. greater than or equal to 35 in conjunction with any of the following severe 23. Injury/disease directly or indirectly caused by or arising from or attributable to war,
Under this plan an admissible claim gets paid only when it exceeds the deductible. Amount payable with the company.
C. If any of the specified disease/procedure falls under the waiting period specified co-morbidities following failure of less invasive methods of weight loss: invasion, act of foreign enemy, warlike operations (whether war be declared or not) -
is only in excess of the deductible opted for each and every hospitalization. 2. Pre-hospitalization and Post Hospitalization expenses are not applicable for this benefit. for pre-Existing diseases, then the longer of the two waiting periods shall apply. a. Obesity-related cardiomyopathy Code Excl 24
3. This cover is available only when both Self and Spouse are covered under this policy D. The waiting period for listed conditions shall apply even if contracted after the b. Coronary heart disease
Deductible means the amount upto which the company will not be liable for each and every 24. Injury or disease directly or indirectly caused by or contributed to by nuclear
hospitalization. 4. The policy covering the self and spouse are in force when this benefit becomes payable. policy or declared and accepted without a specific exclusion. c. Severe Sleep Apnea weapons/materials - Code Excl 25
5. Claims under this section will not reduce the Sum Insured E. If the Insured Person is continuously covered without any break as defined under d. Uncontrolled Type2 Diabetes
Note: Deductible opted cannot be changed even at the time of renewal. ► Organ Donor Expenses for organ transplantation where the insured person is the recipient the applicable norms on portability stipulated by IRDAI, then waiting period for the 25. Expenses incurred on Enhanced External Counter Pulsation Therapy and related
same would be reduced to the extent of prior coverage. 7. Change-of-Gender treatments - Code Excl 07: Expenses related to any treatment, therapies, Chelation therapy, Hyperbaric Oxygen Therapy, Rotational Field Quantum
are payable provided the claim for transplantation is payable and subject to the availability of including surgical management, to change characteristics of the body to those of the
Sum Insured and Defined Limit Options for Gold Plan the sum insured. Donor screening expenses and post-donation complications of the donor F. List of specific diseases/procedures Magnetic Resonance Therapy, VAX-D, Low level laser therapy, Photodynamic therapy
opposite sex. and such other similar therapies - Code Excl 26
are not payable. 1. Treatment of Cataract and diseases of the anterior and posterior chamber of
Sum Insured Rs. Defined Limit Rs. the Eye, Diseases of ENT, Diseases related to Thyroid, Benign diseases of 8. Cosmetic or plastic Surgery - Code Excl 08: Expenses for cosmetic or plastic surgery
► Recharge Benefit: If the sum insured under the policy is exhausted/ exceeded during the 26. Unconventional, Untested, Experimental therapies - Code Excl 27
policy period, additional indemnity up to the limits stated in the table given below would be the breast. or any treatment to change appearance unless for reconstruction following an Accident,
5,00,000/-, 10,00,000/-, 15,00,000/-, 27. Autologous derived Stromal vascular Fraction, Chondrocyte Implantation, Procedures
3,00,000/-, 5,00,000/-, 10,00,000/-, provided once for the remaining policy period. Such additional indemnity can be utilized 2. Subcutaneous Benign Lumps, Sebaceous cyst, Dermoid cyst, Mucous cyst Burn(s) or Cancer or as part of medically necessary treatment to remove a direct and
20,00,000/-, 25,00,000/-, 50,00,000/-, using Platelet Rich plasma and Intra articular injection therapy - Code Excl 28
15,00,00/-, 20,00,000/-, 25,00,000/- even for the same hospitalization or for the treatment of diseases / illness / injury / for which lip / cheek, Carpal Tunnel Syndrome, Trigger Finger, Lipoma, Neurofibroma, immediate health risk to the insured. For this to be considered a medical necessity, it
75,00,000/-, 1,00,00,000/- must be certified by the attending Medical Practitioner.
claim was paid / payable under the policy. The unutilized Recharge amount cannot be Fibroadenoma, Ganglion and similar pathology 28. Biologicals, except when administered as an in-patient, when clinically indicated and
Under this plan an admissible claim gets paid only when the aggregate of expenses under carried forward. This benefit is not available for Modern Treatments 3. All treatments (Conservative, Operative treatment) and all types of 9. Hazardous or Adventure sports - Code Excl 09: Expenses related to any treatment hospitalization warranted - Code Excl 29
hospitalization (single or more than one) exceeds the Defined limit opted. Amount payable is only in intervention for Diseases related to Tendon, Ligament, Fascia, Bones and necessitated due to participation as a professional in hazardous or adventure sports,
Defined Limit Rs. Recharge Limit Rs. Joint Including Arthroscopy and Arthroplasty / Joint Replacement [other 29. All treatment for Priapism and erectile dysfunctions, Change of Sex - Code Excl 30
excess of the Defined limit*. including but not limited to, para-jumping, rock climbing, mountaineering, rafting, motor
3,00,000/- 50,000/- than caused by accident]. racing, horse racing or scuba diving, hand gliding, sky diving, deep-sea diving. 30. Inoculation or Vaccination (except for post–bite treatment and for medical treatment for
Defined limit means the amount upto which the company will not be liable during the policy period. 4. All types of treatment for Degenerative disc and Vertebral diseases
5,00,000/- 75,000/- therapeutic reasons) - Code Excl 31
including Replacement of bones and joints and Degenerative diseases of 10. Breach of law - Code Excl 10: Expenses for treatment directly arising from or consequent
Note: Defined Limit once opted cannot be changed either during the currency of the policy or at the 10,00,000/- 1,00,000/- upon any Insured Person committing or attempting to commit a breach of law with criminal 31. Dental treatment or surgery unless necessitated due to accidental injuries and requiring
the Musculo-skeletal system, Prolapse of Intervertebral Disc (other than
time of renewal 15,00,000/- and above 2,50,000/- caused by accident), intent. hospitalization (Dental implants are not payable) - Code Excl 32
1 2 3 4 5
488.00 mm
100.00 mm 100.00 mm 96.00 mm 96.00 mm 96.00 mm
available is 5% Facility of obtaining second medical opinion the time of application and accepted by Insurer. a. Medical treatment expenses traceable to childbirth (including complicated
includes: deliveries and caesarean sections incurred during hospitalization) except ectopic
Note (Applicable for both silver and Gold Plan): Note: Hospitalisation expenses which vary Applicable for Gold Plan: Coverage under the policy after the expiry of 1. Custodial care either at home or in a nursing facility for personal care such as help
v Instalment Facility available: Premium can be paid Monthly, Quarterly, Half yearly. Premium can pregnancy
based on the room rent occupied by the insured person will be considered in proportion to the room 12 months for any pre-existing disease is subject to the same being declared at with activities of daily living such as bathing, dressing, moving around either by
also be paid Annual and Biennial (Once in 2 years). For instalment mode of payment there will be the time of application and accepted by Insurer. b. Expenses towards miscarriage (unless due to an accident) and lawful medical
category stated in the policy or actuals whichever is less. Proportionate deductions are not applied in skilled nurses or assistant or non-skilled persons.
loading as given below; respect of the hospitals which do not follow differential billing or for those expenses in respect of termination of pregnancy during the policy period
Monthly - 4% | Quarterly - 3% | Half-year - 2% 2. Specified disease / procedure waiting period - Code Excl 02 2. Any services for people who are terminally ill to address physical, social,
which differential billing is not adopted based on the room category. A. Applicable for Silver Plan: Expenses related to the treatment of the following emotional and spiritual needs. 19. Circumcision(unless necessary for treatment of a disease not excluded under this
Note: If premium is paid on instalment basis, long term discount of 5% is not available
listed Conditions, surgeries/treatments shall be excluded until the expiry of policy or necessitated due to an accident), Preputioplasty, Frenuloplasty, Preputial
v Special Features for Gold Plan 6. Obesity/ Weight Control - Code Excl 06: Expenses related to the surgical treatment of
v Plans Offered: Silver and Gold Plan 24 months of continuous coverage after the date of inception of the first policy with Dilatation and Removal of SMEGMA - Code Excl 19
► Delivery Expenses for a Delivery including Delivery by Caesarean section (including pre- obesity that does not fulfill all the below conditions:
us. This exclusion shall not be applicable for claims arising due to an accident.
natal, post-natal expenses and lawful medical termination of pregnancy) up-to Rs.50,000/- A. Surgery to be conducted is upon the advice of the Doctor 20. Congenital External Condition / Defects / Anomalies - Code Excl 20
Sum Insured and Deductible Options for Silver Plan Applicable for Gold Plan: Expenses related to the treatment of the following
per policy period, subject to a maximum of 2 deliveries in the entire life time of the insured B. The surgery/Procedure conducted should be supported by clinical protocols
listed Conditions, surgeries/treatments shall be excluded until the expiry of 21. Convalescence, general debility, run-down condition, Nutritional deficiency states -
person are payable while the policy is in force. 12 months of continuous coverage after the date of inception of the first policy with C. The member has to be 18 years of age or older and
Sum Insured Rs. Deductible Rs. Code Excl 21
Special Conditions us. This exclusion shall not be applicable for claims arising due to an accident. D. Body Mass Index (BMI);
1. This Benefit is subject to a waiting period of 12 months from the date of commencement B. In case of enhancement of sum insured the exclusion shall apply afresh to the 22. Intentional self injury - Code Excl 22
10,00,000/- 3,00,000/- and 5,00,000/- 1. greater than or equal to 40 or
of first Star Super Surplus (Floater) Insurance Policy and continuous renewal thereof extent of sum insured increase. 2. greater than or equal to 35 in conjunction with any of the following severe 23. Injury/disease directly or indirectly caused by or arising from or attributable to war,
Under this plan an admissible claim gets paid only when it exceeds the deductible. Amount payable with the company.
C. If any of the specified disease/procedure falls under the waiting period specified co-morbidities following failure of less invasive methods of weight loss: invasion, act of foreign enemy, warlike operations (whether war be declared or not) -
is only in excess of the deductible opted for each and every hospitalization. 2. Pre-hospitalization and Post Hospitalization expenses are not applicable for this benefit. for pre-Existing diseases, then the longer of the two waiting periods shall apply. a. Obesity-related cardiomyopathy Code Excl 24
3. This cover is available only when both Self and Spouse are covered under this policy D. The waiting period for listed conditions shall apply even if contracted after the b. Coronary heart disease
Deductible means the amount upto which the company will not be liable for each and every 24. Injury or disease directly or indirectly caused by or contributed to by nuclear
hospitalization. 4. The policy covering the self and spouse are in force when this benefit becomes payable. policy or declared and accepted without a specific exclusion. c. Severe Sleep Apnea weapons/materials - Code Excl 25
5. Claims under this section will not reduce the Sum Insured E. If the Insured Person is continuously covered without any break as defined under d. Uncontrolled Type2 Diabetes
Note: Deductible opted cannot be changed even at the time of renewal. ► Organ Donor Expenses for organ transplantation where the insured person is the recipient the applicable norms on portability stipulated by IRDAI, then waiting period for the 25. Expenses incurred on Enhanced External Counter Pulsation Therapy and related
same would be reduced to the extent of prior coverage. 7. Change-of-Gender treatments - Code Excl 07: Expenses related to any treatment, therapies, Chelation therapy, Hyperbaric Oxygen Therapy, Rotational Field Quantum
are payable provided the claim for transplantation is payable and subject to the availability of including surgical management, to change characteristics of the body to those of the
Sum Insured and Defined Limit Options for Gold Plan the sum insured. Donor screening expenses and post-donation complications of the donor F. List of specific diseases/procedures Magnetic Resonance Therapy, VAX-D, Low level laser therapy, Photodynamic therapy
opposite sex. and such other similar therapies - Code Excl 26
are not payable. 1. Treatment of Cataract and diseases of the anterior and posterior chamber of
Sum Insured Rs. Defined Limit Rs. the Eye, Diseases of ENT, Diseases related to Thyroid, Benign diseases of 8. Cosmetic or plastic Surgery - Code Excl 08: Expenses for cosmetic or plastic surgery
► Recharge Benefit: If the sum insured under the policy is exhausted/ exceeded during the 26. Unconventional, Untested, Experimental therapies - Code Excl 27
policy period, additional indemnity up to the limits stated in the table given below would be the breast. or any treatment to change appearance unless for reconstruction following an Accident,
5,00,000/-, 10,00,000/-, 15,00,000/-, 27. Autologous derived Stromal vascular Fraction, Chondrocyte Implantation, Procedures
3,00,000/-, 5,00,000/-, 10,00,000/-, provided once for the remaining policy period. Such additional indemnity can be utilized 2. Subcutaneous Benign Lumps, Sebaceous cyst, Dermoid cyst, Mucous cyst Burn(s) or Cancer or as part of medically necessary treatment to remove a direct and
20,00,000/-, 25,00,000/-, 50,00,000/-, using Platelet Rich plasma and Intra articular injection therapy - Code Excl 28
15,00,00/-, 20,00,000/-, 25,00,000/- even for the same hospitalization or for the treatment of diseases / illness / injury / for which lip / cheek, Carpal Tunnel Syndrome, Trigger Finger, Lipoma, Neurofibroma, immediate health risk to the insured. For this to be considered a medical necessity, it
75,00,000/-, 1,00,00,000/- must be certified by the attending Medical Practitioner.
claim was paid / payable under the policy. The unutilized Recharge amount cannot be Fibroadenoma, Ganglion and similar pathology 28. Biologicals, except when administered as an in-patient, when clinically indicated and
Under this plan an admissible claim gets paid only when the aggregate of expenses under carried forward. This benefit is not available for Modern Treatments 3. All treatments (Conservative, Operative treatment) and all types of 9. Hazardous or Adventure sports - Code Excl 09: Expenses related to any treatment hospitalization warranted - Code Excl 29
hospitalization (single or more than one) exceeds the Defined limit opted. Amount payable is only in intervention for Diseases related to Tendon, Ligament, Fascia, Bones and necessitated due to participation as a professional in hazardous or adventure sports,
Defined Limit Rs. Recharge Limit Rs. Joint Including Arthroscopy and Arthroplasty / Joint Replacement [other 29. All treatment for Priapism and erectile dysfunctions, Change of Sex - Code Excl 30
excess of the Defined limit*. including but not limited to, para-jumping, rock climbing, mountaineering, rafting, motor
3,00,000/- 50,000/- than caused by accident]. racing, horse racing or scuba diving, hand gliding, sky diving, deep-sea diving. 30. Inoculation or Vaccination (except for post–bite treatment and for medical treatment for
Defined limit means the amount upto which the company will not be liable during the policy period. 4. All types of treatment for Degenerative disc and Vertebral diseases
5,00,000/- 75,000/- therapeutic reasons) - Code Excl 31
including Replacement of bones and joints and Degenerative diseases of 10. Breach of law - Code Excl 10: Expenses for treatment directly arising from or consequent
Note: Defined Limit once opted cannot be changed either during the currency of the policy or at the 10,00,000/- 1,00,000/- upon any Insured Person committing or attempting to commit a breach of law with criminal 31. Dental treatment or surgery unless necessitated due to accidental injuries and requiring
the Musculo-skeletal system, Prolapse of Intervertebral Disc (other than
time of renewal 15,00,000/- and above 2,50,000/- caused by accident), intent. hospitalization (Dental implants are not payable) - Code Excl 32
1 2 3 4 5
488.00 mm
11. Excluded Providers - Code Excl 11: Expenses incurred towards treatment in any hospital 32. Medical and / or surgical treatment of Sleep apnea, treatment for endocrine disorders -
or by any Medical Practitioner or any other provider specifically excluded by the Insurer and Code Excl 33
disclosed in its website / notified to the policyholders are not admissible. However, in case of
life threatening situations or following an accident, expenses up to the stage of stabilization 33. Hospital registration charges, admission charges, record charges, telephone charges
are payable but not the complete claim. and such other charges - Code Excl 34
12. Treatment for Alcoholism, drug or substance abuse or any addictive condition and 34. Cochlear implants and procedure related hospitalization expenses, Cost of spectacles
consequences thereof - Code Excl 12 and contact lens(in excess of what is specifically provided), hearing aids, Cochlear
implants and procedures, walkers and crutches, wheel chairs, CPAP, BIPAP,
13. Treatments received in health hydros, nature cure clinics, spas or similar establishments Continuous Ambulatory Peritoneal Dialysis, infusion pump and such other similar aids -
or private beds registered as a nursing home attached to such establishments or where Code Excl 35
admission is arranged wholly or partly for domestic reasons - Code Excl 13
35. Expenses incurred for treatment of diseases/illness/accidental injuries which does not
14. Dietary supplements and substances that can be purchased without prescription, warrant hospitalization - Code Excl 36
including but not limited to Vitamins, minerals and organic substances unless
prescribed by a medical practitioner as part of hospitalization claim or day care 36. Other Excluded Expenses as detailed in our website www.starhealth.in - Code Excl 37
procedure - Code Excl 14 37. Existing disease/s, disclosed by the insured and mentioned in the policy schedule
15. Refractive Error - Code Excl 15: Expenses related to the treatment for correction of (based on insured's consent), for specified ICD codes - Code Excl 38
eye sight due to refractive error less than 7. 5 dioptres. 38. Expenses incurred for treatment of diseases/illness/accidental injuries by systems of
16. Unproven Treatments - Code Excl 16: Expenses related to any unproven treatment, medicine other than allopathy - Code Excl 39
services and supplies for or in connection with any treatment. Unproven treatments are 39. Any medical expenses incurred towards treatment of New Born Baby - Code Excl 44
treatments, procedures or supplies that lack significant medical documentation to
support their effectiveness. v Moratorium Period (Applicable for both Silver and Gold Plan): After completion of eight
continuous years under the policy no look back to be applied. This period of eight years is
17. Sterility and Infertility -Code Excl 17: Expenses related to sterility and infertility. This called as moratorium period. The moratorium would be applicable for the sums insured of the
includes; first policy and subsequently completion of 8 continuous years would be applicable from date
a. Any type of contraception, sterilization of enhancement of sums insured only on the enhanced limits. After the expiry of Moratorium
b. Assisted Reproduction services including artificial insemination and advanced Period no health insurance claim shall be contestable except for proven fraud and permanent
reproductive technologies such as IVF, ZIFT, GIFT, ICSI exclusions specified in the policy contract. The policies would however be subject to all limits,
c. Gestational Surrogacy sub limits, co-payments, deductibles as per the policy contract
d. Reversal of sterilization v Renewal: The policy shall ordinarily be renewable except on grounds of fraud, misrepresentation
18. Maternity:-Code Excl 18 (Except to the extent under Delivery expenses) by the Insured Person.
210.00 mm
a. Medical treatment expenses traceable to childbirth (including complicated 1. The Company shall endeavor to give notice for renewal. However, the Company is not
deliveries and caesarean sections incurred during hospitalization) except ectopic under obligation to give any notice for renewal.
pregnancy 2. Renewal shall not be denied on the ground that the insured person had made a claim or
b. Expenses towards miscarriage (unless due to an accident) and lawful medical claims in the preceding policy years.
termination of pregnancy during the policy period 3. Request for renewal along with requisite premium shall be received by the Company
19. Circumcision(unless necessary for treatment of a disease not excluded under this before the end of the policy period.
policy or necessitated due to an accident), Preputioplasty, Frenuloplasty, Preputial 4. At the end of the policy period, the policy shall terminate and can be renewed within the
Dilatation and Removal of SMEGMA - Code Excl 19 Grace Period of 30 days to maintain continuity of benefits without break in policy.
20. Congenital External Condition / Defects / Anomalies - Code Excl 20 5. Coverage is not available during the grace period.
6. No loading shall apply on renewals based on individual claims experience
21. Convalescence, general debility, run-down condition, Nutritional deficiency states -
Code Excl 21 v Migration: The insured person will have the option to migrate the policy to other health
insurance products/plans offered by the company by applying for migration of the Policy
22. Intentional self injury - Code Excl 22 atleast 30 days before the policy renewal date as per IRDAI guidelines on Migration. lf such
23. Injury/disease directly or indirectly caused by or arising from or attributable to war, person is presently covered and has been continuously covered without any lapses under
invasion, act of foreign enemy, warlike operations (whether war be declared or not) - any health insurance product/plan offered by the company, the insured person will get the
Code Excl 24 accrued continuity benefits in waiting periods as per IRDAI guidelines on migration.
For Detailed Guidelines on migration, kindly refer the link
24. Injury or disease directly or indirectly caused by or contributed to by nuclear
https://www.irdai.gov.in/ADMINCMS/cms/frmGuidelines_Layout.aspx?page=PageNo3987
weapons/materials - Code Excl 25
v Portability: The insured person will have the option to port the policy to other insurers by
25. Expenses incurred on Enhanced External Counter Pulsation Therapy and related
applying to such insurer to port the entire policy along with all the members of the family, if any,
therapies, Chelation therapy, Hyperbaric Oxygen Therapy, Rotational Field Quantum
Magnetic Resonance Therapy, VAX-D, Low level laser therapy, Photodynamic therapy at least 45 days before, but not earlier than 60 days from the policy renewal date as per IRDAI
and such other similar therapies - Code Excl 26 guidelines related to portability. lf such person is presently covered and has been continuously
covered without any lapses under any health insurance policy with an lndian General/Health
26. Unconventional, Untested, Experimental therapies - Code Excl 27 insurer, the proposed insured person will get the accrued continuity benefits in waiting periods
27. Autologous derived Stromal vascular Fraction, Chondrocyte Implantation, Procedures as per IRDAI guidelines on portability. For details contact “[email protected]” or call
using Platelet Rich plasma and Intra articular injection therapy - Code Excl 28 Telephone No +91-044-28288869
For Detailed Guidelines on portability, kindly refer the link
28. Biologicals, except when administered as an in-patient, when clinically indicated and https://www.irdai.gov.in/ADMINCMS/cms/frmGuidelines_Layout.aspx?page=PageNo3987
hospitalization warranted - Code Excl 29
v Possibility of Revision of Terms of the Policy lncluding the Premium Rates: The Company,
29. All treatment for Priapism and erectile dysfunctions, Change of Sex - Code Excl 30
with prior approval of lRDAl, may revise or modify the terms of the policy including the premium
30. Inoculation or Vaccination (except for post–bite treatment and for medical treatment for rates. The insured person shall be notified three months before the changes are effected.
therapeutic reasons) - Code Excl 31
v Revision in sum insured: Any Revision in sum insured is permissible only at the time of
31. Dental treatment or surgery unless necessitated due to accidental injuries and requiring Renewal. The insured person can propose such revision and may be allowed subject to
hospitalization (Dental implants are not payable) - Code Excl 32 company's approval and payment of appropriate premium.
5 6
96.00 mm 96.00 mm 96.00 mm 100.00 mm 100.00 mm
32. Medical and / or surgical treatment of Sleep apnea, treatment for endocrine disorders -
Code Excl 33
v Free Look Period: The Free Look Period shall be applicable on new individual health
insurance policies and not on renewals or at the time of porting/migrating the policy.
Cancellation table applicable for Policy Term 2 Years without instalment option v Claim Illustration STAR SUPER SURPLUS (FLOATER)
Deductible Limit
Insured available
Family Member
Hospitalization
Claim made by
Period on risk Rate of premium to be retained
Payable (Rs.)
Amount (Rs.)
The insured person shall be allowed free look period of fifteen days from date of receipt of the
Sum Insured
Balance Sum
INSURANCE POLICY
Policy (Rs.)
Policy (Rs.)
Claim (Rs.)
33. Hospital registration charges, admission charges, record charges, telephone charges
applied for
Claim No.
under the
under the
Scenario
policy document to review the terms and conditions of the policy, and to return the same if not Up to one month 17.5% of the policy premium
Claim
and such other charges - Code Excl 34
acceptable. Exceeding one month up to 3 months 25% of the policy premium
34. Cochlear implants and procedure related hospitalization expenses, Cost of spectacles lf the insured has not made any claim during the Free Look Period, the insured shall be Exceeding 3 months up to 6 months 37.5% of the policy premium
and contact lens(in excess of what is specifically provided), hearing aids, Cochlear entitled to
implants and procedures, walkers and crutches, wheel chairs, CPAP, BIPAP, Exceeding 6 months up to 9 months 47.5% of the policy premium
a. a refund of the premium paid less any expenses incurred by the Company on medical
Continuous Ambulatory Peritoneal Dialysis, infusion pump and such other similar aids - examination of the insured person and the stamp duty charges or Exceeding 9 months up to 12 months 57.5% of the policy premium Silver Plan - Illustration (Family Size: 2 Adults + 3 Children)
Code Excl 35 b. where the risk has already commenced and the option of return of the policy is exercised Exceeding 12 months up to 15 months 67.5% of the policy premium 1 1 3,00,000 3,00,000 0 10,00,000
35. Expenses incurred for treatment of diseases/illness/accidental injuries which does not by the insured person, a deduction towards the proportionate risk premium for period of Exceeding 15 months up to 18 months 80% of the policy premium 1 2 3 10,00,000 3,00,000 6,00,000 3,00,000 3,00,000 7,00,000
cover or Exceeding 18 months up to 21 months 90% of the policy premium 3 4 9,00,000 3,00,000 6,00,000 1,00,000
warrant hospitalization - Code Excl 36
c. Where only a part of the insurance coverage has commenced, such proportionate
Insured available
Family Member
Hospitalization
Claim made by
36. Other Excluded Expenses as detailed in our website www.starhealth.in - Code Excl 37 premium commensurate with the insurance coverage during such period;
Defined Limit
Defined Limit
Payable (Rs.)
Amount (Rs.)
Sum Insured
Balance Sum
Policy (Rs.)
Policy (Rs.)
Claim (Rs.)
applied for
Claim No.
under the
under the
Cancellation table applicable for Policy Term 2 Years with instalment option of
Scenario
Claim
37. Existing disease/s, disclosed by the insured and mentioned in the policy schedule v Withdrawal of the policy Half-yearly premium payment frequency
(based on insured's consent), for specified ICD codes - Code Excl 38 1. In the likelihood of this product being withdrawn in future, the Company will intimate the
insured person about the same 90 days prior to expiry of the policy. Period on risk Rate of premium to be retained
38. Expenses incurred for treatment of diseases/illness/accidental injuries by systems of
2. lnsured Person will have the option to migrate to similar health insurance product Up to one month 45% of the total premium received
medicine other than allopathy - Code Excl 39
available with the Company at the time of renewal with all the accrued continuity Exceeding one month up to 4 months 87.5% of the total premium received Gold Plan - Illustration (Family Size: 2 Adults + 3 Children)
39. Any medical expenses incurred towards treatment of New Born Baby - Code Excl 44 benefits such as cumulative bonus, waiver of waiting period as per IRDAI guidelines, Exceeding 4 months up to 6 months 100% of the total premium received
provided the policy has been maintained without a break. 1 1 3,00,000 3,00,000 0 10,00,000
v Moratorium Period (Applicable for both Silver and Gold Plan): After completion of eight Exceeding 6 months up to 7 months 65% of the total premium received 1 2 3 10,00,000 3,00,000 6,00,000 0 6,00,000 4,00,000
continuous years under the policy no look back to be applied. This period of eight years is v Automatic Expiry: The insurance under this policy with respect to each relevant Insured Exceeding 7 months up to 10 months 85% of the total premium received 3 4 6,00,000 0 4,00,000 0
called as moratorium period. The moratorium would be applicable for the sums insured of the Person shall expire immediately on the earlier of the following events;
Exceeding 10 months up to 12 months 100% of the total premium received 1 1 6,00,000 3,00,000 3,00,000 7,00,000
first policy and subsequently completion of 8 continuous years would be applicable from date ü Upon the death of the Insured Person. This also means that, the cover for the surviving
members of the family will continue, subject to other terms of the policy Exceeding 12 months up to 15 months 90% of the total premium received 2 2 4 10,00,000 3,00,000 5,00,000 0 5,00,000 2,00,000
of enhancement of sums insured only on the enhanced limits. After the expiry of Moratorium
Period no health insurance claim shall be contestable except for proven fraud and permanent ü Upon exhaustion of the sum insured under the policy Exceeding 15 months up to 18 months 100% of the total premium received 3 2 3,00,000 0 2,00,000 0
exclusions specified in the policy contract. The policies would however be subject to all limits, Exceeding 18 months up to 21 months 90% of the total premium received v Tax Benefit: Payment of premium by any mode other than cash of this insurance is eligible for
sub limits, co-payments, deductibles as per the policy contract v Disclosure to information norms: The policy shall become void and all premium paid
thereon shall be forfeited to the Company, in the event of mis-representation, mis description Exceeding 21 months 100% of the total premium received relief under Section 80D of the Income Tax Act 1961
v Renewal: The policy shall ordinarily be renewable except on grounds of fraud, misrepresentation or non-disclosure of any material fact by the policy holder. Cancellation table applicable for Policy Term 2 Years with instalment option of v Star Advantages
by the Insured Person. Quarterly premium payment frequency · No Third Party Administrator, direct in-house claims settlement.
v Cancellation
210.00 mm
1. The Company shall endeavor to give notice for renewal. However, the Company is not Period on risk Rate of premium to be retained Faster and hassle – free claim settlement.
i. The policyholder may cancel this policy by giving 15 days written notice and in such an ·
under obligation to give any notice for renewal. event, the Company shall refund premium for the unexpired policy period as detailed Up to one month 87.5% of the total premium received · Cashless hospitalization
2. Renewal shall not be denied on the ground that the insured person had made a claim or below; Exceeding one month up to 3 months 100% of the total premium received v The Company: Star Health and Allied Insurance Co. Ltd., commenced its operation in 2006 as
claims in the preceding policy years.
Cancellation table applicable for Policy Term 1 Year without instalment option Exceeding 3 months up to 4 months 87.5% of the total premium received India's first Standalone Health Insurance provider. As an exclusive Health Insurer, the company is
3. Request for renewal along with requisite premium shall be received by the Company
Period on risk Rate of premium to be retained Exceeding 4 months up to 6 months 100% of the total premium received providing sterling services in Health, Personal Accident & Overseas Travel Insurance and is
before the end of the policy period. committed to setting international benchmarks in service and personal caring.
4. At the end of the policy period, the policy shall terminate and can be renewed within the Exceeding 6 months up to 7 months 85% of the total premium received
Up to one month 22.5% of the policy premium
Grace Period of 30 days to maintain continuity of benefits without break in policy. Exceeding 7 months up to 9 months 100% of the total premium received v Prohibition of Rebates: Section 41 of Insurance Act 1938 (Prohibition of rebates): No person
Exceeding one month up to 3 months 37.5% of the policy premium shall allow or offer to allow, either directly or indirectly, as an inducement to any person to take out
5. Coverage is not available during the grace period. Exceeding 9 months up to 10 months 85% of the total premium received
Exceeding 3 months up to 6 months 57.5% of the policy premium or renew or continue an insurance in respect of any kind of risk relating to lives or property in India,
6. No loading shall apply on renewals based on individual claims experience Exceeding 10 months up to 12 months 100% of the total premium received any rebate of the whole or part of the commission payable or any rebate of the premium shown on
Exceeding 6 months up to 9 months 80% of the policy premium Exceeding 12 months up to 13 months 97.5% of the total premium received the policy, nor shall any person taking out or renewing or continuing a policy accept any rebate,
v Migration: The insured person will have the option to migrate the policy to other health Exceeding 9 months Full of the policy premium except such rebate as may be allowed in accordance with the published prospectuses or tables of
Exceeding 13 months up to 15 months 100% of the total premium received
insurance products/plans offered by the company by applying for migration of the Policy the insurer. Any person making default in complying with the provisions of this section shall be
Cancellation table applicable for Policy Term 1 Year with instalment option of Exceeding 15 months up to 16 months 95% of the total premium received
atleast 30 days before the policy renewal date as per IRDAI guidelines on Migration. lf such liable for a penalty which may extend to ten lakhs rupees.
Half-yearly premium payment frequency Exceeding 16 months up to 18 months 100% of the total premium received
person is presently covered and has been continuously covered without any lapses under
any health insurance product/plan offered by the company, the insured person will get the Period on risk Rate of premium to be retained Exceeding 18 months up to 19 months 95% of the total premium received
accrued continuity benefits in waiting periods as per IRDAI guidelines on migration. Up to one month 45% of the total premium received Exceeding 19 months up to 21 months 100% of the total premium received Star Super Surplus(Floater) Insurance Policy
For Detailed Guidelines on migration, kindly refer the link Exceeding 21 months up to 22 months 92.5% of the total premium received Unique Identification No.: SHAHLIP21579V052021
Exceeding one month up to 4 months 87.5% of the total premium received
https://www.irdai.gov.in/ADMINCMS/cms/frmGuidelines_Layout.aspx?page=PageNo3987 Exceeding 4 months up to 6 months 100% of the total premium received Exceeding 22 months 100% of the total premium received IRDAI IS NOT INVOLVED IN ACTIVITIES LIKE SELLING INSURANCE POLICIES,
v Portability: The insured person will have the option to port the policy to other insurers by Exceeding 6 months up to 7 months 65% of the total premium received Note: If the premium is paid Monthly, cancellation of policy will be on “No Refund Basis” ANNOUNCING BONUS OR INVESTMENT OF PREMIUMS. PUBLIC RECEIVING
applying to such insurer to port the entire policy along with all the members of the family, if any, Exceeding 7 months up to 10 months 85% of the total premium received Notwithstanding anything contained herein or otherwise, no refunds of premium shall be SUCH PHONE CALLS ARE REQUESTED TO LODGE A POLICE COMPLAINT
at least 45 days before, but not earlier than 60 days from the policy renewal date as per IRDAI made in respect of Cancellation where, any claim has been admitted or has been lodged or
guidelines related to portability. lf such person is presently covered and has been continuously Exceeding 10 months 100% of the total premium received The information provided in this brochure is
any benefit has been availed by the insured person under the policy.
covered without any lapses under any health insurance policy with an lndian General/Health Cancellation table applicable for Policy Term 1 Year with instalment option of ii. The Company may cancel the policy at any time on grounds of misrepresentation, only indicative. For more details on the risk
insurer, the proposed insured person will get the accrued continuity benefits in waiting periods Quarterly premium payment frequency
488.00 mm
96.00 mm 96.00 mm 96.00 mm 100.00 mm 100.00 mm
32. Medical and / or surgical treatment of Sleep apnea, treatment for endocrine disorders -
Code Excl 33
v Free Look Period: The Free Look Period shall be applicable on new individual health
insurance policies and not on renewals or at the time of porting/migrating the policy.
Cancellation table applicable for Policy Term 2 Years without instalment option v Claim Illustration STAR SUPER SURPLUS (FLOATER)
Deductible Limit
Insured available
Family Member
Hospitalization
Claim made by
Period on risk Rate of premium to be retained
Payable (Rs.)
Amount (Rs.)
The insured person shall be allowed free look period of fifteen days from date of receipt of the
Sum Insured
Balance Sum
INSURANCE POLICY
Policy (Rs.)
Policy (Rs.)
Claim (Rs.)
33. Hospital registration charges, admission charges, record charges, telephone charges
applied for
Claim No.
under the
under the
Scenario
policy document to review the terms and conditions of the policy, and to return the same if not Up to one month 17.5% of the policy premium
Claim
and such other charges - Code Excl 34
acceptable. Exceeding one month up to 3 months 25% of the policy premium
34. Cochlear implants and procedure related hospitalization expenses, Cost of spectacles lf the insured has not made any claim during the Free Look Period, the insured shall be Exceeding 3 months up to 6 months 37.5% of the policy premium
and contact lens(in excess of what is specifically provided), hearing aids, Cochlear entitled to
implants and procedures, walkers and crutches, wheel chairs, CPAP, BIPAP, Exceeding 6 months up to 9 months 47.5% of the policy premium
a. a refund of the premium paid less any expenses incurred by the Company on medical
Continuous Ambulatory Peritoneal Dialysis, infusion pump and such other similar aids - examination of the insured person and the stamp duty charges or Exceeding 9 months up to 12 months 57.5% of the policy premium Silver Plan - Illustration (Family Size: 2 Adults + 3 Children)
Code Excl 35 b. where the risk has already commenced and the option of return of the policy is exercised Exceeding 12 months up to 15 months 67.5% of the policy premium 1 1 3,00,000 3,00,000 0 10,00,000
35. Expenses incurred for treatment of diseases/illness/accidental injuries which does not by the insured person, a deduction towards the proportionate risk premium for period of Exceeding 15 months up to 18 months 80% of the policy premium 1 2 3 10,00,000 3,00,000 6,00,000 3,00,000 3,00,000 7,00,000
cover or Exceeding 18 months up to 21 months 90% of the policy premium 3 4 9,00,000 3,00,000 6,00,000 1,00,000
warrant hospitalization - Code Excl 36
c. Where only a part of the insurance coverage has commenced, such proportionate
Insured available
Family Member
Hospitalization
Claim made by
36. Other Excluded Expenses as detailed in our website www.starhealth.in - Code Excl 37 premium commensurate with the insurance coverage during such period;
Defined Limit
Defined Limit
Payable (Rs.)
Amount (Rs.)
Sum Insured
Balance Sum
Policy (Rs.)
Policy (Rs.)
Claim (Rs.)
applied for
Claim No.
under the
under the
Cancellation table applicable for Policy Term 2 Years with instalment option of
Scenario
Claim
37. Existing disease/s, disclosed by the insured and mentioned in the policy schedule v Withdrawal of the policy Half-yearly premium payment frequency
(based on insured's consent), for specified ICD codes - Code Excl 38 1. In the likelihood of this product being withdrawn in future, the Company will intimate the
insured person about the same 90 days prior to expiry of the policy. Period on risk Rate of premium to be retained
38. Expenses incurred for treatment of diseases/illness/accidental injuries by systems of
2. lnsured Person will have the option to migrate to similar health insurance product Up to one month 45% of the total premium received
medicine other than allopathy - Code Excl 39
available with the Company at the time of renewal with all the accrued continuity Exceeding one month up to 4 months 87.5% of the total premium received Gold Plan - Illustration (Family Size: 2 Adults + 3 Children)
39. Any medical expenses incurred towards treatment of New Born Baby - Code Excl 44 benefits such as cumulative bonus, waiver of waiting period as per IRDAI guidelines, Exceeding 4 months up to 6 months 100% of the total premium received
provided the policy has been maintained without a break. 1 1 3,00,000 3,00,000 0 10,00,000
v Moratorium Period (Applicable for both Silver and Gold Plan): After completion of eight Exceeding 6 months up to 7 months 65% of the total premium received 1 2 3 10,00,000 3,00,000 6,00,000 0 6,00,000 4,00,000
continuous years under the policy no look back to be applied. This period of eight years is v Automatic Expiry: The insurance under this policy with respect to each relevant Insured Exceeding 7 months up to 10 months 85% of the total premium received 3 4 6,00,000 0 4,00,000 0
called as moratorium period. The moratorium would be applicable for the sums insured of the Person shall expire immediately on the earlier of the following events;
Exceeding 10 months up to 12 months 100% of the total premium received 1 1 6,00,000 3,00,000 3,00,000 7,00,000
first policy and subsequently completion of 8 continuous years would be applicable from date ü Upon the death of the Insured Person. This also means that, the cover for the surviving
members of the family will continue, subject to other terms of the policy Exceeding 12 months up to 15 months 90% of the total premium received 2 2 4 10,00,000 3,00,000 5,00,000 0 5,00,000 2,00,000
of enhancement of sums insured only on the enhanced limits. After the expiry of Moratorium
Period no health insurance claim shall be contestable except for proven fraud and permanent ü Upon exhaustion of the sum insured under the policy Exceeding 15 months up to 18 months 100% of the total premium received 3 2 3,00,000 0 2,00,000 0
exclusions specified in the policy contract. The policies would however be subject to all limits, Exceeding 18 months up to 21 months 90% of the total premium received v Tax Benefit: Payment of premium by any mode other than cash of this insurance is eligible for
sub limits, co-payments, deductibles as per the policy contract v Disclosure to information norms: The policy shall become void and all premium paid
thereon shall be forfeited to the Company, in the event of mis-representation, mis description Exceeding 21 months 100% of the total premium received relief under Section 80D of the Income Tax Act 1961
v Renewal: The policy shall ordinarily be renewable except on grounds of fraud, misrepresentation or non-disclosure of any material fact by the policy holder. Cancellation table applicable for Policy Term 2 Years with instalment option of v Star Advantages
by the Insured Person. Quarterly premium payment frequency · No Third Party Administrator, direct in-house claims settlement.
v Cancellation
210.00 mm
1. The Company shall endeavor to give notice for renewal. However, the Company is not Period on risk Rate of premium to be retained Faster and hassle – free claim settlement.
i. The policyholder may cancel this policy by giving 15 days written notice and in such an ·
under obligation to give any notice for renewal. event, the Company shall refund premium for the unexpired policy period as detailed Up to one month 87.5% of the total premium received · Cashless hospitalization
2. Renewal shall not be denied on the ground that the insured person had made a claim or below; Exceeding one month up to 3 months 100% of the total premium received v The Company: Star Health and Allied Insurance Co. Ltd., commenced its operation in 2006 as
claims in the preceding policy years.
Cancellation table applicable for Policy Term 1 Year without instalment option Exceeding 3 months up to 4 months 87.5% of the total premium received India's first Standalone Health Insurance provider. As an exclusive Health Insurer, the company is
3. Request for renewal along with requisite premium shall be received by the Company
Period on risk Rate of premium to be retained Exceeding 4 months up to 6 months 100% of the total premium received providing sterling services in Health, Personal Accident & Overseas Travel Insurance and is
before the end of the policy period. committed to setting international benchmarks in service and personal caring.
4. At the end of the policy period, the policy shall terminate and can be renewed within the Exceeding 6 months up to 7 months 85% of the total premium received
Up to one month 22.5% of the policy premium
Grace Period of 30 days to maintain continuity of benefits without break in policy. Exceeding 7 months up to 9 months 100% of the total premium received v Prohibition of Rebates: Section 41 of Insurance Act 1938 (Prohibition of rebates): No person
Exceeding one month up to 3 months 37.5% of the policy premium shall allow or offer to allow, either directly or indirectly, as an inducement to any person to take out
5. Coverage is not available during the grace period. Exceeding 9 months up to 10 months 85% of the total premium received
Exceeding 3 months up to 6 months 57.5% of the policy premium or renew or continue an insurance in respect of any kind of risk relating to lives or property in India,
6. No loading shall apply on renewals based on individual claims experience Exceeding 10 months up to 12 months 100% of the total premium received any rebate of the whole or part of the commission payable or any rebate of the premium shown on
Exceeding 6 months up to 9 months 80% of the policy premium Exceeding 12 months up to 13 months 97.5% of the total premium received the policy, nor shall any person taking out or renewing or continuing a policy accept any rebate,
v Migration: The insured person will have the option to migrate the policy to other health Exceeding 9 months Full of the policy premium except such rebate as may be allowed in accordance with the published prospectuses or tables of
Exceeding 13 months up to 15 months 100% of the total premium received
insurance products/plans offered by the company by applying for migration of the Policy the insurer. Any person making default in complying with the provisions of this section shall be
Cancellation table applicable for Policy Term 1 Year with instalment option of Exceeding 15 months up to 16 months 95% of the total premium received
atleast 30 days before the policy renewal date as per IRDAI guidelines on Migration. lf such liable for a penalty which may extend to ten lakhs rupees.
Half-yearly premium payment frequency Exceeding 16 months up to 18 months 100% of the total premium received
person is presently covered and has been continuously covered without any lapses under
any health insurance product/plan offered by the company, the insured person will get the Period on risk Rate of premium to be retained Exceeding 18 months up to 19 months 95% of the total premium received
accrued continuity benefits in waiting periods as per IRDAI guidelines on migration. Up to one month 45% of the total premium received Exceeding 19 months up to 21 months 100% of the total premium received Star Super Surplus(Floater) Insurance Policy
For Detailed Guidelines on migration, kindly refer the link Exceeding 21 months up to 22 months 92.5% of the total premium received Unique Identification No.: SHAHLIP21579V052021
Exceeding one month up to 4 months 87.5% of the total premium received
https://www.irdai.gov.in/ADMINCMS/cms/frmGuidelines_Layout.aspx?page=PageNo3987 Exceeding 4 months up to 6 months 100% of the total premium received Exceeding 22 months 100% of the total premium received IRDAI IS NOT INVOLVED IN ACTIVITIES LIKE SELLING INSURANCE POLICIES,
v Portability: The insured person will have the option to port the policy to other insurers by Exceeding 6 months up to 7 months 65% of the total premium received Note: If the premium is paid Monthly, cancellation of policy will be on “No Refund Basis” ANNOUNCING BONUS OR INVESTMENT OF PREMIUMS. PUBLIC RECEIVING
applying to such insurer to port the entire policy along with all the members of the family, if any, Exceeding 7 months up to 10 months 85% of the total premium received Notwithstanding anything contained herein or otherwise, no refunds of premium shall be SUCH PHONE CALLS ARE REQUESTED TO LODGE A POLICE COMPLAINT
at least 45 days before, but not earlier than 60 days from the policy renewal date as per IRDAI made in respect of Cancellation where, any claim has been admitted or has been lodged or
guidelines related to portability. lf such person is presently covered and has been continuously Exceeding 10 months 100% of the total premium received The information provided in this brochure is
any benefit has been availed by the insured person under the policy.
covered without any lapses under any health insurance policy with an lndian General/Health Cancellation table applicable for Policy Term 1 Year with instalment option of ii. The Company may cancel the policy at any time on grounds of misrepresentation, only indicative. For more details on the risk
insurer, the proposed insured person will get the accrued continuity benefits in waiting periods Quarterly premium payment frequency
488.00 mm
Defined Limit : Rs. 25,00,000
Family size Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000
1 Year Premium Chart – Star Super Surplus (Floater) Insurance Policy – UIN No.: SHAHLIP21579V052021
91days-35 580 810 1,010 1,215 1,395 1,640 1,800 1,890
SIVER PLAN
36-45 680 950 1,190 1,425 1,640 1,925 2,120 2,225
46-50 885 1,235 1,545 1,855 2,130 2,505 2,755 2,895 Sum Insured Rs.10,00,000/-
51-55 1,060 1,485 1,855 2,225 2,560 3,005 3,305 3,470
Family size Age in yrs Deductible Rs.3,00,000/- Deductible Rs.5,00,000/-
56-60 1,220 1,705 2,130 2,560 2,940 3,455 3,800 3,990
1A+1C
61-65 1,465 2,045 2,560 3,070 3,530 4,145 4,560 4,790 91days-35 1,870 1,310
66-70 1,680 2,355 2,940 3,530 4,060 4,770 5,245 5,505
71-75 1,935 2,705 3,380 4,060 4,665 5,485 6,030 6,330 36-45 2,200 1,540
Family size Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000
51-55 3,165 2,215
91days-35 680 950 1,190 1,425 1,640 1,925 2,120 2,225
36-45 800 1,120 1,400 1,680 1,930 2,265 2,495 2,620
56-60 3,545 2,480
46-50 1,040 1,455 1,820 2,180 2,510 2,945 3,240 3,405
Up to 2A + 3C
51-55 1,245 1,745 2,180 2,615 3,010 3,535 3,890 4,085 61-65 3,970 2,780
56-60 1,435 2,005 2,510 3,010 3,460 4,065 4,470 4,695
1A+2C
61-65 1,720 2,410 3,010 3,610 4,150 4,880 5,365 5,635 66-70 4,445 3,115
66-70 1,980 2,770 3,460 4,150 4,775 5,610 6,170 6,480
71-75 2,275 3,185 3,980 4,775 5,490 6,450 7,095 7,450 71-75 4,980 3,485
Family size Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000
Above 80 6,025 4,215
91days-35 815 1,140 1,425 1,710 1,970 2,310 2,545 2,670
A - Adult | C - Child
36-45 960 1,345 1,680 2,015 2,315 2,720 2,990 3,140
46-50 1,245 1,745 2,180 2,615 3,010 3,535 3,890 4,085
51-55 1,495 2,095 2,615 3,140 3,610 4,240 4,665 4,900
GOLD PLAN
56-60 1,720 2,410 3,010 3,610 4,150 4,880 5,365 5,635
1A+3C Defined Limit : Rs. 3,00,000
61-65 2,065 2,890 3,610 4,330 4,980 5,855 6,440 6,760
Family size Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000
66-70 2,375 3,320 4,150 4,980 5,730 6,730 7,405 7,775
91days-35 1,885 2,640 3,300 3,960 4,555 5,350 5,885 6,180
71-75 2,730 3,820 4,775 5,730 6,585 7,740 8,515 8,940
36-45 2,220 3,105 3,880 4,660 5,355 6,295 6,920 7,270
76-80 3,140 4,390 5,490 6,585 7,575 8,900 9,790 10,280
46-50 2,885 4,035 5,045 6,055 6,960 8,180 9,000 9,450
Above 80 3,610 5,050 6,315 7,575 8,710 10,235 11,260 11,820
51-55 3,460 4,845 6,055 7,265 8,355 9,815 10,795 11,335
Family size Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000
56-60 3,980 5,570 6,960 8,355 9,605 11,290 12,415 13,035
91days-35 710 995 1,245 1,495 1,715 2,015 2,220 2,330 1A+1C
61-65 4,775 6,685 8,355 10,025 11,530 13,545 14,900 15,645
36-45 835 1,170 1,465 1,755 2,020 2,370 2,610 2,740
66-70 5,490 7,685 9,605 11,530 13,255 15,575 17,135 17,990
46-50 1,090 1,520 1,900 2,280 2,625 3,080 3,390 3,560
71-75 6,315 8,840 11,050 13,255 15,245 17,910 19,705 20,690
51-55 1,305 1,825 2,280 2,740 3,150 3,700 4,070 4,270
76-80 7,260 10,165 12,705 15,245 17,530 20,600 22,660 23,790
56-60 1,500 2,100 2,625 3,150 3,620 4,255 4,680 4,910
2A Above 80 8,350 11,690 14,610 17,530 20,160 23,690 26,055 27,360
61-65 1,800 2,520 3,150 3,775 4,345 5,105 5,615 5,895
Family size Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000
66-70 2,070 2,895 3,620 4,345 4,995 5,870 6,455 6,775
91days-35 2,220 3,105 3,880 4,660 5,355 6,295 6,920 7,270
71-75 2,380 3,330 4,160 4,995 5,745 6,750 7,420 7,795
36-45 2,610 3,655 4,565 5,480 6,300 7,405 8,145 8,550
76-80 2,735 3,830 4,785 5,745 6,605 7,760 8,535 8,960 46-50 3,395 4,750 5,935 7,120 8,190 9,625 10,585 11,115
Above 80 3,145 4,405 5,505 6,605 7,595 8,925 9,815 10,305 51-55 4,070 5,700 7,120 8,545 9,830 11,545 12,700 13,335
Family size Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000 56-60 4,680 6,555 8,190 9,830 11,300 13,280 14,605 15,335
1A+2C
91days-35 890 1,245 1,555 1,865 2,145 2,520 2,770 2,910 61-65 5,615 7,865 9,830 11,795 13,560 15,935 17,530 18,405
36-45 1,045 1,465 1,830 2,195 2,525 2,965 3,260 3,425 66-70 6,460 9,040 11,300 13,560 15,595 18,325 20,155 21,165
46-50 1,360 1,900 2,375 2,850 3,280 3,850 4,235 4,450 71-75 7,430 10,400 12,995 15,595 17,935 21,075 23,180 24,340
51-55 1,630 2,280 2,850 3,420 3,935 4,620 5,085 5,340 76-80 8,540 11,955 14,945 17,935 20,625 24,235 26,655 27,990
56-60 1,875 2,625 3,280 3,935 4,525 5,315 5,845 6,140 Above 80 9,820 13,750 17,185 20,625 23,720 27,870 30,655 32,185
2A+1C
61-65 2,250 3,150 3,935 4,720 5,430 6,380 7,015 7,365 Family size Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000
66-70 2,585 3,620 4,525 5,430 6,240 7,335 8,065 8,470 91days-35 2,665 3,725 4,660 5,590 6,425 7,550 8,305 8,720
71-75 2,975 4,160 5,200 6,240 7,180 8,435 9,275 9,740 36-45 3,130 4,385 5,480 6,575 7,560 8,885 9,770 10,260
76-80 3,420 4,785 5,980 7,180 8,255 9,700 10,670 11,200 46-50 4,070 5,700 7,120 8,545 9,830 11,545 12,700 13,335
Above 80 3,930 5,505 6,880 8,255 9,490 11,155 12,270 12,880 51-55 4,885 6,840 8,545 10,255 11,795 13,855 15,240 16,005
Family size Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000 56-60 5,615 7,865 9,830 11,795 13,560 15,935 17,530 18,405
1A+3C
91days-35 1,045 1,465 1,830 2,195 2,525 2,965 3,260 3,425 61-65 6,740 9,435 11,795 14,150 16,275 19,120 21,035 22,085
36-45 1,230 1,720 2,150 2,580 2,970 3,485 3,835 4,025 66-70 7,750 10,850 13,560 16,275 18,715 21,990 24,185 25,395
46-50 1,600 2,235 2,795 3,355 3,855 4,530 4,985 5,235 71-75 8,915 12,475 15,595 18,715 21,520 25,285 27,815 29,205
76-80 10,250 14,350 17,935 21,520 24,750 29,080 31,985 33,585
51-55 1,920 2,685 3,355 4,025 4,630 5,440 5,980 6,280
Above 80 11,785 16,500 20,625 24,750 28,460 33,440 36,785 38,625
56-60 2,205 3,085 3,855 4,630 5,320 6,255 6,880 7,220
2A+2C Family size Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000
61-65 2,645 3,705 4,630 5,555 6,385 7,505 8,255 8,665
91days-35 2,320 3,250 4,060 4,875 5,605 6,585 7,240 7,605
66-70 3,040 4,260 5,320 6,385 7,345 8,630 9,490 9,965
36-45 2,730 3,820 4,775 5,730 6,590 7,745 8,520 8,945
71-75 3,500 4,895 6,120 7,345 8,445 9,920 10,915 11,460
46-50 3,550 4,970 6,210 7,450 8,570 10,065 11,075 11,625
76-80 4,020 5,630 7,035 8,445 9,710 11,410 12,550 13,180
51-55 4,260 5,960 7,450 8,940 10,280 12,080 13,290 13,950
Above 80 4,625 6,475 8,095 9,710 11,165 13,120 14,430 15,155
56-60 4,895 6,855 8,570 10,280 11,825 13,890 15,280 16,045
Family size Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000 2A
61-65 5,875 8,225 10,280 12,335 14,190 16,670 18,335 19,255
91days-35 1,255 1,755 2,195 2,630 3,025 3,555 3,910 4,105
66-70 6,755 9,460 11,825 14,190 16,315 19,170 21,085 22,140
36-45 1,475 2,065 2,580 3,095 3,560 4,185 4,600 4,830
71-75 7,770 10,880 13,595 16,315 18,760 22,045 24,250 25,460
46-50 1,920 2,685 3,355 4,025 4,630 5,440 5,980 6,280
76-80 8,935 12,510 15,635 18,760 21,575 25,350 27,885 29,280
51-55 2,300 3,220 4,025 4,830 5,555 6,525 7,175 7,535
Above 80 10,275 14,385 17,980 21,575 24,810 29,155 32,070 33,670
56-60 2,645 3,705 4,630 5,555 6,385 7,505 8,255 8,665
2A+3C Family size Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000
61-65 3,175 4,445 5,555 6,665 7,660 9,005 9,905 10,400 91days-35 2,900 4,060 5,075 6,090 7,005 8,230 9,050 9,505
66-70 3,650 5,110 6,385 7,660 8,810 10,355 11,390 11,955 36-45 3,415 4,775 5,970 7,165 8,240 9,680 10,650 11,180
71-75 4,195 5,875 7,345 8,810 10,135 11,905 13,095 13,750 46-50 4,435 6,210 7,760 9,315 10,710 12,585 13,840 14,535
76-80 4,825 6,755 8,445 10,135 11,650 13,690 15,060 15,815 51-55 5,325 7,450 9,315 11,175 12,850 15,100 16,610 17,440
Above 80 5,550 7,770 9,710 11,650 13,400 15,745 17,320 18,185 56-60 6,120 8,570 10,710 12,850 14,780 17,365 19,100 20,055
2A+1C
A - Adult | C - Child 61-65 7,345 10,280 12,850 15,420 17,735 20,835 22,920 24,065
66-70 8,445 11,825 14,780 17,735 20,395 23,960 26,360 27,675
71-75 9,710 13,595 16,995 20,395 23,450 27,555 30,310 31,825
76-80 11,170 15,635 19,545 23,450 26,970 31,690 34,855 36,600
Above 80 12,845 17,980 22,475 26,970 31,015 36,440 40,085 42,090
Family size Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000
91days-35 3,415 4,775 5,970 7,165 8,240 9,680 10,650 11,180
36-45 4,015 5,620 7,025 8,430 9,690 11,390 12,525 13,155
46-50 5,220 7,305 9,130 10,955 12,600 14,805 16,285 17,100
51-55 6,260 8,765 10,955 13,145 15,120 17,765 19,540 20,515
56-60 7,200 10,080 12,600 15,120 17,385 20,430 22,470 23,595
2A+2C
61-65 8,640 12,095 15,120 18,140 20,865 24,515 26,965 28,315
66-70 9,935 13,910 17,385 20,865 23,990 28,190 31,010 32,560
71-75 11,425 15,995 19,995 23,990 27,590 32,420 35,660 37,445
76-80 13,140 18,395 22,990 27,590 31,730 37,280 41,010 43,060
Above 80 15,110 21,155 26,440 31,730 36,485 42,870 47,160 49,515
Family size Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000
91days-35 4,095 5,730 7,165 8,595 9,885 11,615 12,775 13,415
36-45 4,815 6,745 8,430 10,115 11,630 13,665 15,030 15,785
46-50 6,260 8,765 10,955 13,145 15,120 17,765 19,540 20,515
51-55 7,515 10,520 13,145 15,775 18,140 21,315 23,450 24,620
56-60 8,640 12,095 15,120 18,140 20,865 24,515 26,965 28,315
2A+3C
61-65 10,370 14,515 18,140 21,770 25,035 29,415 32,355 33,975
66-70 11,925 16,690 20,865 25,035 28,790 33,825 37,210 39,070
71-75 13,710 19,195 23,990 28,790 33,110 38,900 42,790 44,930
76-80 15,765 22,075 27,590 33,110 38,075 44,735 49,210 51,670
Above 80 18,130 25,385 31,730 38,075 43,785 51,445 56,590 59,420
4 A - Adult | C - Child 1
Defined Limit : Rs. 5,00,000 Defined Limit : Rs. 15,00,000
Family size Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000 Family size Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000
91days-35 1,510 2,115 2,640 3,170 3,645 4,280 4,710 4,945 91days-35 850 1,190 1,485 1,785 2,050 2,410 2,650 2,780
36-45 1,775 2,485 3,105 3,725 4,285 5,035 5,540 5,815 36-45 1,000 1,400 1,750 2,095 2,410 2,835 3,115 3,270
46-50 2,310 3,230 4,035 4,845 5,570 6,545 7,200 7,560 46-50 1,300 1,820 2,270 2,725 3,135 3,680 4,050 4,255
51-55 2,770 3,875 4,845 5,810 6,685 7,855 8,640 9,070 51-55 1,560 2,180 2,725 3,270 3,760 4,420 4,860 5,105
56-60 3,185 4,455 5,570 6,685 7,685 9,030 9,935 10,430 56-60 1,790 2,510 3,135 3,760 4,325 5,080 5,590 5,870
1A+1C 1A+1C
61-65 3,820 5,350 6,685 8,020 9,225 10,835 11,920 12,515 61-65 2,150 3,010 3,760 4,510 5,190 6,095 6,705 7,040
66-70 4,395 6,150 7,685 9,225 10,605 12,460 13,705 14,390 66-70 2,470 3,460 4,325 5,190 5,965 7,010 7,710 8,095
71-75 5,050 7,070 8,840 10,605 12,195 14,330 15,765 16,550 71-75 2,845 3,980 4,975 5,965 6,860 8,060 8,870 9,310
76-80 5,810 8,130 10,165 12,195 14,025 16,480 18,125 19,035 76-80 3,270 4,575 5,720 6,860 7,890 9,270 10,200 10,705
Above 80 6,680 9,350 11,690 14,025 16,130 18,950 20,845 21,890 Above 80 3,760 5,260 6,575 7,890 9,075 10,660 11,725 12,315
Family size Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000 Family size Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000
91days-35 1,775 2,485 3,105 3,725 4,285 5,035 5,540 5,815 91days-35 1,000 1,400 1,750 2,095 2,410 2,835 3,115 3,270
36-45 2,090 2,925 3,655 4,385 5,040 5,925 6,515 6,840 36-45 1,175 1,645 2,055 2,465 2,835 3,335 3,665 3,850
46-50 2,715 3,800 4,750 5,700 6,555 7,700 8,470 8,890 46-50 1,530 2,140 2,670 3,205 3,685 4,330 4,765 5,005
51-55 3,255 4,560 5,700 6,840 7,865 9,240 10,160 10,670 51-55 1,835 2,565 3,205 3,845 4,425 5,200 5,715 6,005
56-60 3,745 5,245 6,555 7,865 9,040 10,625 11,685 12,270 56-60 2,110 2,950 3,685 4,425 5,085 5,975 6,575 6,905
1A+2C 1A+2C
61-65 4,495 6,290 7,865 9,435 10,850 12,750 14,025 14,725 61-65 2,530 3,540 4,425 5,310 6,105 7,170 7,890 8,285
66-70 5,170 7,235 9,040 10,850 12,475 14,660 16,125 16,930 66-70 2,910 4,070 5,085 6,105 7,020 8,245 9,070 9,525
71-75 5,945 8,320 10,400 12,475 14,350 16,860 18,545 19,470 71-75 3,345 4,680 5,850 7,020 8,070 9,485 10,430 10,955
76-80 6,835 9,565 11,955 14,350 16,500 19,385 21,325 22,390 76-80 3,845 5,380 6,725 8,070 9,280 10,905 11,995 12,595
Above 80 7,860 11,000 13,750 16,500 18,975 22,295 24,525 25,750 Above 80 4,420 6,190 7,735 9,280 10,675 12,540 13,795 14,485
Family size Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000 Family size Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000
91days-35 2,130 2,980 3,725 4,470 5,140 6,040 6,645 6,975 91days-35 1,200 1,680 2,095 2,515 2,895 3,400 3,740 3,925
36-45 2,505 3,510 4,385 5,260 6,050 7,105 7,820 8,210 36-45 1,410 1,975 2,465 2,960 3,405 4,000 4,400 4,620
46-50 3,255 4,560 5,700 6,840 7,865 9,240 10,160 10,670 46-50 1,835 2,565 3,205 3,845 4,425 5,200 5,715 6,005
51-55 3,910 5,470 6,840 8,205 9,435 11,085 12,195 12,805 51-55 2,200 3,080 3,845 4,615 5,310 6,235 6,860 7,205
56-60 4,495 6,290 7,865 9,435 10,850 12,750 14,025 14,725 56-60 2,530 3,540 4,425 5,310 6,105 7,170 7,890 8,285
1A+3C 1A+3C
61-65 5,390 7,550 9,435 11,320 13,020 15,295 16,825 17,670 61-65 3,035 4,245 5,310 6,370 7,325 8,605 9,465 9,940
66-70 6,200 8,680 10,850 13,020 14,970 17,590 19,350 20,320 66-70 3,490 4,885 6,105 7,325 8,425 9,895 10,885 11,430
71-75 7,130 9,980 12,475 14,970 17,215 20,230 22,255 23,365 71-75 4,010 5,615 7,020 8,425 9,685 11,380 12,520 13,145
76-80 8,200 11,480 14,350 17,215 19,800 23,265 25,590 26,870 76-80 4,615 6,460 8,070 9,685 11,140 13,085 14,395 15,115
Above 80 9,430 13,200 16,500 19,800 22,770 26,755 29,430 30,900 Above 80 5,305 7,425 9,280 11,140 12,810 15,050 16,555 17,380
Family size Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000 Family size Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000
91days-35 1,860 2,600 3,250 3,900 4,485 5,265 5,795 6,085 91days-35 1,045 1,465 1,830 2,195 2,525 2,965 3,260 3,425
36-45 2,185 3,060 3,820 4,585 5,275 6,195 6,815 7,155 36-45 1,230 1,720 2,150 2,580 2,970 3,485 3,835 4,025
46-50 2,840 3,975 4,970 5,960 6,855 8,055 8,860 9,300 46-50 1,600 2,235 2,795 3,355 3,855 4,530 4,985 5,235
51-55 3,410 4,770 5,960 7,155 8,225 9,665 10,630 11,160 51-55 1,920 2,685 3,355 4,025 4,630 5,440 5,980 6,280
56-60 3,920 5,485 6,855 8,225 9,460 11,115 12,225 12,835 56-60 2,205 3,085 3,855 4,630 5,320 6,255 6,880 7,220
2A 2A
61-65 4,700 6,580 8,225 9,870 11,350 13,335 14,670 15,405 61-65 2,645 3,705 4,630 5,555 6,385 7,505 8,255 8,665
66-70 5,405 7,570 9,460 11,350 13,055 15,335 16,870 17,715 66-70 3,040 4,260 5,320 6,385 7,345 8,630 9,490 9,965
71-75 6,215 8,705 10,880 13,055 15,010 17,635 19,400 20,370 71-75 3,500 4,895 6,120 7,345 8,445 9,920 10,915 11,460
76-80 7,150 10,010 12,510 15,010 17,260 20,280 22,310 23,425 76-80 4,020 5,630 7,035 8,445 9,710 11,410 12,550 13,180
Above 80 8,220 11,510 14,385 17,260 19,850 23,325 25,655 26,940 Above 80 4,625 6,475 8,095 9,710 11,165 13,120 14,430 15,155
Family size Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000 Family size Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000
91days-35 2,320 3,250 4,060 4,875 5,605 6,585 7,240 7,605 91days-35 1,305 1,830 2,285 2,740 3,155 3,705 4,075 4,280
36-45 2,730 3,820 4,775 5,730 6,590 7,745 8,520 8,945 36-45 1,535 2,150 2,690 3,225 3,710 4,355 4,795 5,035
46-50 3,550 4,970 6,210 7,450 8,570 10,065 11,075 11,625 46-50 2,000 2,795 3,495 4,190 4,820 5,665 6,230 6,540
51-55 4,260 5,960 7,450 8,940 10,280 12,080 13,290 13,950 51-55 2,395 3,355 4,190 5,030 5,785 6,795 7,475 7,850
56-60 4,895 6,855 8,570 10,280 11,825 13,890 15,280 16,045 56-60 2,755 3,855 4,820 5,785 6,650 7,815 8,595 9,025
2A+1C 2A+1C
61-65 5,875 8,225 10,280 12,335 14,190 16,670 18,335 19,255 61-65 3,305 4,630 5,785 6,940 7,980 9,380 10,315 10,830
66-70 6,755 9,460 11,825 14,190 16,315 19,170 21,085 22,140 66-70 3,800 5,320 6,650 7,980 9,180 10,785 11,860 12,455
71-75 7,770 10,880 13,595 16,315 18,760 22,045 24,250 25,460 71-75 4,370 6,120 7,650 9,180 10,555 12,400 13,640 14,325
76-80 8,935 12,510 15,635 18,760 21,575 25,350 27,885 29,280 76-80 5,025 7,035 8,795 10,555 12,140 14,260 15,685 16,470
Above 80 10,275 14,385 17,980 21,575 24,810 29,155 32,070 33,670 Above 80 5,780 8,095 10,115 12,140 13,960 16,400 18,040 18,940
Family size Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000 Family size Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000
91days-35 2,730 3,820 4,775 5,730 6,590 7,745 8,520 8,945 91days-35 1,535 2,150 2,690 3,225 3,710 4,355 4,795 5,035
36-45 3,210 4,495 5,620 6,745 7,755 9,110 10,020 10,525 36-45 1,810 2,530 3,160 3,795 4,365 5,125 5,640 5,920
46-50 4,175 5,845 7,305 8,765 10,080 11,845 13,030 13,680 46-50 2,350 3,290 4,110 4,930 5,670 6,665 7,330 7,695
51-55 5,010 7,015 8,765 10,520 12,095 14,210 15,635 16,415 51-55 2,820 3,945 4,930 5,920 6,805 7,995 8,795 9,235
56-60 5,760 8,065 10,080 12,095 13,910 16,345 17,975 18,875 56-60 3,240 4,535 5,670 6,805 7,825 9,195 10,115 10,620
2A+2C 2A+2C
61-65 6,915 9,675 12,095 14,515 16,690 19,610 21,570 22,650 61-65 3,890 5,445 6,805 8,165 9,390 11,030 12,135 12,740
66-70 7,950 11,130 13,910 16,690 19,195 22,550 24,805 26,050 66-70 4,475 6,260 7,825 9,390 10,800 12,685 13,955 14,655
71-75 9,140 12,795 15,995 19,195 22,075 25,935 28,530 29,955 71-75 5,145 7,200 9,000 10,800 12,415 14,590 16,050 16,850
76-80 10,510 14,715 18,395 22,075 25,385 29,825 32,805 34,445 76-80 5,915 8,280 10,350 12,415 14,280 16,780 18,455 19,380
Above 80 12,090 16,925 21,155 25,385 29,190 34,300 37,730 39,615 Above 80 6,800 9,520 11,900 14,280 16,420 19,295 21,225 22,285
Family size Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000 Family size Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000
91days-35 3,275 4,585 5,730 6,880 7,910 9,295 10,220 10,735 91days-35 1,845 2,580 3,225 3,870 4,450 5,230 5,750 6,040
36-45 3,855 5,395 6,745 8,090 9,305 10,935 12,025 12,625 36-45 2,170 3,035 3,795 4,555 5,235 6,150 6,765 7,105
46-50 5,010 7,015 8,765 10,520 12,095 14,210 15,635 16,415 46-50 2,820 3,945 4,930 5,920 6,805 7,995 8,795 9,235
51-55 6,010 8,415 10,520 12,620 14,515 17,055 18,760 19,695 51-55 3,385 4,735 5,920 7,100 8,165 9,595 10,555 11,080
56-60 6,915 9,675 12,095 14,515 16,690 19,610 21,570 22,650 56-60 3,890 5,445 6,805 8,165 9,390 11,030 12,135 12,740
2A+3C 2A+3C
61-65 8,295 11,610 14,515 17,415 20,030 23,535 25,885 27,180 61-65 4,665 6,535 8,165 9,800 11,265 13,240 14,560 15,290
66-70 9,540 13,355 16,690 20,030 23,030 27,060 29,770 31,255 66-70 5,365 7,510 9,390 11,265 12,955 15,225 16,745 17,585
71-75 10,970 15,355 19,195 23,030 26,485 31,120 34,235 35,945 71-75 6,170 8,640 10,800 12,955 14,900 17,505 19,255 20,220
76-80 12,615 17,660 22,075 26,485 30,460 35,790 39,370 41,335 76-80 7,095 9,935 12,415 14,900 17,135 20,135 22,145 23,255
Above 80 14,505 20,305 25,385 30,460 35,030 41,155 45,275 47,535 Above 80 8,160 11,425 14,280 17,135 19,705 23,150 25,465 26,740
A - Adult | C - Child A - Adult | C - Child
Family size Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000
51-55 3,165 2,215
91days-35 680 950 1,190 1,425 1,640 1,925 2,120 2,225
36-45 800 1,120 1,400 1,680 1,930 2,265 2,495 2,620
56-60 3,545 2,480
46-50 1,040 1,455 1,820 2,180 2,510 2,945 3,240 3,405
Up to 2A + 3C
51-55 1,245 1,745 2,180 2,615 3,010 3,535 3,890 4,085 61-65 3,970 2,780
56-60 1,435 2,005 2,510 3,010 3,460 4,065 4,470 4,695
1A+2C
61-65 1,720 2,410 3,010 3,610 4,150 4,880 5,365 5,635 66-70 4,445 3,115
66-70 1,980 2,770 3,460 4,150 4,775 5,610 6,170 6,480
71-75 2,275 3,185 3,980 4,775 5,490 6,450 7,095 7,450 71-75 4,980 3,485
Family size Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000
Above 80 6,025 4,215
91days-35 815 1,140 1,425 1,710 1,970 2,310 2,545 2,670
A - Adult | C - Child
36-45 960 1,345 1,680 2,015 2,315 2,720 2,990 3,140
46-50 1,245 1,745 2,180 2,615 3,010 3,535 3,890 4,085
51-55 1,495 2,095 2,615 3,140 3,610 4,240 4,665 4,900
GOLD PLAN
56-60 1,720 2,410 3,010 3,610 4,150 4,880 5,365 5,635
1A+3C Defined Limit : Rs. 3,00,000
61-65 2,065 2,890 3,610 4,330 4,980 5,855 6,440 6,760
Family size Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000
66-70 2,375 3,320 4,150 4,980 5,730 6,730 7,405 7,775
91days-35 1,885 2,640 3,300 3,960 4,555 5,350 5,885 6,180
71-75 2,730 3,820 4,775 5,730 6,585 7,740 8,515 8,940
36-45 2,220 3,105 3,880 4,660 5,355 6,295 6,920 7,270
76-80 3,140 4,390 5,490 6,585 7,575 8,900 9,790 10,280
46-50 2,885 4,035 5,045 6,055 6,960 8,180 9,000 9,450
Above 80 3,610 5,050 6,315 7,575 8,710 10,235 11,260 11,820
51-55 3,460 4,845 6,055 7,265 8,355 9,815 10,795 11,335
Family size Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000
56-60 3,980 5,570 6,960 8,355 9,605 11,290 12,415 13,035
91days-35 710 995 1,245 1,495 1,715 2,015 2,220 2,330 1A+1C
61-65 4,775 6,685 8,355 10,025 11,530 13,545 14,900 15,645
36-45 835 1,170 1,465 1,755 2,020 2,370 2,610 2,740
66-70 5,490 7,685 9,605 11,530 13,255 15,575 17,135 17,990
46-50 1,090 1,520 1,900 2,280 2,625 3,080 3,390 3,560
71-75 6,315 8,840 11,050 13,255 15,245 17,910 19,705 20,690
51-55 1,305 1,825 2,280 2,740 3,150 3,700 4,070 4,270
76-80 7,260 10,165 12,705 15,245 17,530 20,600 22,660 23,790
56-60 1,500 2,100 2,625 3,150 3,620 4,255 4,680 4,910
2A Above 80 8,350 11,690 14,610 17,530 20,160 23,690 26,055 27,360
61-65 1,800 2,520 3,150 3,775 4,345 5,105 5,615 5,895
Family size Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000
66-70 2,070 2,895 3,620 4,345 4,995 5,870 6,455 6,775
91days-35 2,220 3,105 3,880 4,660 5,355 6,295 6,920 7,270
71-75 2,380 3,330 4,160 4,995 5,745 6,750 7,420 7,795
36-45 2,610 3,655 4,565 5,480 6,300 7,405 8,145 8,550
76-80 2,735 3,830 4,785 5,745 6,605 7,760 8,535 8,960 46-50 3,395 4,750 5,935 7,120 8,190 9,625 10,585 11,115
Above 80 3,145 4,405 5,505 6,605 7,595 8,925 9,815 10,305 51-55 4,070 5,700 7,120 8,545 9,830 11,545 12,700 13,335
Family size Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000 56-60 4,680 6,555 8,190 9,830 11,300 13,280 14,605 15,335
1A+2C
91days-35 890 1,245 1,555 1,865 2,145 2,520 2,770 2,910 61-65 5,615 7,865 9,830 11,795 13,560 15,935 17,530 18,405
36-45 1,045 1,465 1,830 2,195 2,525 2,965 3,260 3,425 66-70 6,460 9,040 11,300 13,560 15,595 18,325 20,155 21,165
46-50 1,360 1,900 2,375 2,850 3,280 3,850 4,235 4,450 71-75 7,430 10,400 12,995 15,595 17,935 21,075 23,180 24,340
51-55 1,630 2,280 2,850 3,420 3,935 4,620 5,085 5,340 76-80 8,540 11,955 14,945 17,935 20,625 24,235 26,655 27,990
56-60 1,875 2,625 3,280 3,935 4,525 5,315 5,845 6,140 Above 80 9,820 13,750 17,185 20,625 23,720 27,870 30,655 32,185
2A+1C
61-65 2,250 3,150 3,935 4,720 5,430 6,380 7,015 7,365 Family size Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000
66-70 2,585 3,620 4,525 5,430 6,240 7,335 8,065 8,470 91days-35 2,665 3,725 4,660 5,590 6,425 7,550 8,305 8,720
71-75 2,975 4,160 5,200 6,240 7,180 8,435 9,275 9,740 36-45 3,130 4,385 5,480 6,575 7,560 8,885 9,770 10,260
76-80 3,420 4,785 5,980 7,180 8,255 9,700 10,670 11,200 46-50 4,070 5,700 7,120 8,545 9,830 11,545 12,700 13,335
Above 80 3,930 5,505 6,880 8,255 9,490 11,155 12,270 12,880 51-55 4,885 6,840 8,545 10,255 11,795 13,855 15,240 16,005
Family size Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000 56-60 5,615 7,865 9,830 11,795 13,560 15,935 17,530 18,405
1A+3C
91days-35 1,045 1,465 1,830 2,195 2,525 2,965 3,260 3,425 61-65 6,740 9,435 11,795 14,150 16,275 19,120 21,035 22,085
36-45 1,230 1,720 2,150 2,580 2,970 3,485 3,835 4,025 66-70 7,750 10,850 13,560 16,275 18,715 21,990 24,185 25,395
46-50 1,600 2,235 2,795 3,355 3,855 4,530 4,985 5,235 71-75 8,915 12,475 15,595 18,715 21,520 25,285 27,815 29,205
76-80 10,250 14,350 17,935 21,520 24,750 29,080 31,985 33,585
51-55 1,920 2,685 3,355 4,025 4,630 5,440 5,980 6,280
Above 80 11,785 16,500 20,625 24,750 28,460 33,440 36,785 38,625
56-60 2,205 3,085 3,855 4,630 5,320 6,255 6,880 7,220
2A+2C Family size Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000
61-65 2,645 3,705 4,630 5,555 6,385 7,505 8,255 8,665
91days-35 2,320 3,250 4,060 4,875 5,605 6,585 7,240 7,605
66-70 3,040 4,260 5,320 6,385 7,345 8,630 9,490 9,965
36-45 2,730 3,820 4,775 5,730 6,590 7,745 8,520 8,945
71-75 3,500 4,895 6,120 7,345 8,445 9,920 10,915 11,460
46-50 3,550 4,970 6,210 7,450 8,570 10,065 11,075 11,625
76-80 4,020 5,630 7,035 8,445 9,710 11,410 12,550 13,180
51-55 4,260 5,960 7,450 8,940 10,280 12,080 13,290 13,950
Above 80 4,625 6,475 8,095 9,710 11,165 13,120 14,430 15,155
56-60 4,895 6,855 8,570 10,280 11,825 13,890 15,280 16,045
Family size Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000 2A
61-65 5,875 8,225 10,280 12,335 14,190 16,670 18,335 19,255
91days-35 1,255 1,755 2,195 2,630 3,025 3,555 3,910 4,105
66-70 6,755 9,460 11,825 14,190 16,315 19,170 21,085 22,140
36-45 1,475 2,065 2,580 3,095 3,560 4,185 4,600 4,830
71-75 7,770 10,880 13,595 16,315 18,760 22,045 24,250 25,460
46-50 1,920 2,685 3,355 4,025 4,630 5,440 5,980 6,280
76-80 8,935 12,510 15,635 18,760 21,575 25,350 27,885 29,280
51-55 2,300 3,220 4,025 4,830 5,555 6,525 7,175 7,535
Above 80 10,275 14,385 17,980 21,575 24,810 29,155 32,070 33,670
56-60 2,645 3,705 4,630 5,555 6,385 7,505 8,255 8,665
2A+3C Family size Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000
61-65 3,175 4,445 5,555 6,665 7,660 9,005 9,905 10,400 91days-35 2,900 4,060 5,075 6,090 7,005 8,230 9,050 9,505
66-70 3,650 5,110 6,385 7,660 8,810 10,355 11,390 11,955 36-45 3,415 4,775 5,970 7,165 8,240 9,680 10,650 11,180
71-75 4,195 5,875 7,345 8,810 10,135 11,905 13,095 13,750 46-50 4,435 6,210 7,760 9,315 10,710 12,585 13,840 14,535
76-80 4,825 6,755 8,445 10,135 11,650 13,690 15,060 15,815 51-55 5,325 7,450 9,315 11,175 12,850 15,100 16,610 17,440
Above 80 5,550 7,770 9,710 11,650 13,400 15,745 17,320 18,185 56-60 6,120 8,570 10,710 12,850 14,780 17,365 19,100 20,055
2A+1C
A - Adult | C - Child 61-65 7,345 10,280 12,850 15,420 17,735 20,835 22,920 24,065
66-70 8,445 11,825 14,780 17,735 20,395 23,960 26,360 27,675
71-75 9,710 13,595 16,995 20,395 23,450 27,555 30,310 31,825
76-80 11,170 15,635 19,545 23,450 26,970 31,690 34,855 36,600
Above 80 12,845 17,980 22,475 26,970 31,015 36,440 40,085 42,090
Family size Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000
91days-35 3,415 4,775 5,970 7,165 8,240 9,680 10,650 11,180
36-45 4,015 5,620 7,025 8,430 9,690 11,390 12,525 13,155
46-50 5,220 7,305 9,130 10,955 12,600 14,805 16,285 17,100
51-55 6,260 8,765 10,955 13,145 15,120 17,765 19,540 20,515
56-60 7,200 10,080 12,600 15,120 17,385 20,430 22,470 23,595
2A+2C
61-65 8,640 12,095 15,120 18,140 20,865 24,515 26,965 28,315
66-70 9,935 13,910 17,385 20,865 23,990 28,190 31,010 32,560
71-75 11,425 15,995 19,995 23,990 27,590 32,420 35,660 37,445
76-80 13,140 18,395 22,990 27,590 31,730 37,280 41,010 43,060
Above 80 15,110 21,155 26,440 31,730 36,485 42,870 47,160 49,515
Family size Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000
91days-35 4,095 5,730 7,165 8,595 9,885 11,615 12,775 13,415
36-45 4,815 6,745 8,430 10,115 11,630 13,665 15,030 15,785
46-50 6,260 8,765 10,955 13,145 15,120 17,765 19,540 20,515
51-55 7,515 10,520 13,145 15,775 18,140 21,315 23,450 24,620
56-60 8,640 12,095 15,120 18,140 20,865 24,515 26,965 28,315
2A+3C
61-65 10,370 14,515 18,140 21,770 25,035 29,415 32,355 33,975
66-70 11,925 16,690 20,865 25,035 28,790 33,825 37,210 39,070
71-75 13,710 19,195 23,990 28,790 33,110 38,900 42,790 44,930
76-80 15,765 22,075 27,590 33,110 38,075 44,735 49,210 51,670
Above 80 18,130 25,385 31,730 38,075 43,785 51,445 56,590 59,420
4 A - Adult | C - Child 1
Defined Limit : Rs. 25,00,000
Family size Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000
2 Year Premium Chart – Star Super Surplus (Floater) Insurance Policy – UIN No.: SHAHLIP21579V052021
91days-34 1,100 1,535 1,920 2,305 2,650 3,110 3,420 3,595
35 1,195 1,670 2,090 2,505 2,880 3,385 3,725 3,910
SIVER PLAN
36-44 1,290 1,805 2,260 2,710 3,115 3,660 4,025 4,225 Sum Insured Rs. 10,00,000/-
45 1,485 2,080 2,595 3,115 3,580 4,210 4,630 4,860
Family size Age in yrs Deductible Rs.3,00,000/- Deductible Rs.5,00,000/-
46-49 1,680 2,350 2,935 3,520 4,050 4,755 5,230 5,495
50 1,845 2,585 3,230 3,875 4,455 5,230 5,755 6,045 91days-34 3,553 2,489
51-54 2,015 2,815 3,520 4,225 4,860 5,710 6,280 6,590 35 3,867 2,708
55 2,165 3,030 3,785 4,540 5,220 6,135 6,750 7,085 36-44 4,180 2,926
56-59 2,315 3,240 4,050 4,860 5,585 6,565 7,220 7,580
45 4,703 3,292
1A+1C 60 2,545 3,565 4,455 5,345 6,145 7,220 7,940 8,340
61-64 2,775 3,885 4,860 5,830 6,705 7,875 8,665 9,095 46-49 5,225 3,658
65 2,985 4,180 5,220 6,265 7,205 8,465 9,315 9,780 50 5,619 3,933
66-69 3,195 4,470 5,585 6,705 7,710 9,055 9,960 10,460
51-54 6,014 4,209
70 3,435 4,805 6,005 7,205 8,285 9,735 10,710 11,245
71-74 3,670 5,140 6,425 7,710 8,865 10,415 11,455 12,030 55 6,375 4,460
75 3,945 5,525 6,905 8,285 9,530 11,195 12,315 12,930 56-59 6,736 4,712
76-79 4,220 5,910 7,385 8,865 10,195 11,975 13,175 13,835 Upto
60 7,139 4,997
80 4,540 6,355 7,940 9,530 10,960 12,875 14,160 14,870 2A+3C
61-64 7,543 5,282
Above 80 4,855 6,795 8,495 10,195 11,720 13,775 15,150 15,910
Defined Limit: Rs. 25,00,000 65 7,994 5,600
50 2,170 3,040 3,795 4,555 5,240 6,155 6,770 7,110 50 2,605 3,645 4,555 5,465 6,285 7,385 8,125 8,530 Above 80 11,448 8,009
51-54 2,370 3,315 4,140 4,970 5,715 6,715 7,385 7,755 51-54 2,840 3,975 4,970 5,965 6,860 8,055 8,865 9,305 A - Adult | C - Child
55 2,545 3,560 4,450 5,340 6,145 7,220 7,940 8,335 55 3,055 4,275 5,340 6,410 7,370 8,660 9,525 10,005
56-59 2,725 3,810 4,765 5,715 6,570 7,720 8,495 8,920 56-59 3,265 4,575 5,715 6,860 7,885 9,265 10,190 10,700
GOLD PLAN
60 2,995 4,190 5,240 6,285 7,230 8,495 9,345 9,810 60 3,595 5,030 6,285 7,545 8,675 10,190 11,210 11,770
1A+2C 1A+3C
61-64 3,265 4,575 5,715 6,860 7,885 9,265 10,190 10,700 61-64 3,920 5,485 6,860 8,230 9,460 11,120 12,230 12,840 Defined Limit : Rs. 3,00,000
65 3,510 4,915 6,145 7,370 8,475 9,960 10,955 11,505 65 4,215 5,900 7,370 8,845 10,170 11,950 13,145 13,805 Family size Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000
91days-34 3,585 5,015 6,270 7,520 8,650 10,160 11,180 11,735
66-69 3,755 5,260 6,570 7,885 9,070 10,655 11,720 12,305 66-69 4,505 6,310 7,885 9,460 10,880 12,785 14,065 14,765
35 3,900 5,455 6,820 8,185 9,410 11,060 12,165 12,770
70 4,040 5,650 7,065 8,475 9,750 11,455 12,600 13,230 70 4,845 6,780 8,475 10,170 11,695 13,745 15,120 15,875 36-44 4,215 5,900 7,375 8,850 10,175 11,955 13,150 13,805
45 4,845 6,785 8,480 10,175 11,700 13,745 15,120 15,880
71-74 4,320 6,045 7,555 9,070 10,430 12,255 13,480 14,150 71-74 5,185 7,255 9,070 10,880 12,515 14,705 16,175 16,980
46-49 5,480 7,670 9,585 11,500 13,225 15,540 17,095 17,950
75 4,645 6,500 8,125 9,750 11,210 13,170 14,490 15,215 75 5,570 7,800 9,750 11,695 13,450 15,805 17,385 18,255 50 6,025 8,435 10,545 12,650 14,550 17,095 18,805 19,745
51-54 6,575 9,200 11,500 13,800 15,870 18,650 20,510 21,540
76-79 4,965 6,955 8,690 10,430 11,990 14,090 15,500 16,275 76-79 5,960 8,345 10,430 12,515 14,390 16,910 18,600 19,530
55 7,065 9,890 12,365 14,835 17,060 20,045 22,050 23,155
80 5,340 7,475 9,340 11,210 12,890 15,145 16,660 17,495 80 6,405 8,970 11,210 13,450 15,470 18,175 19,995 20,990 56-59 7,560 10,580 13,225 15,870 18,250 21,445 23,590 24,770
Above 80 5,710 7,995 9,995 11,990 13,790 16,205 17,825 18,715 Above 80 6,855 9,595 11,990 14,390 16,550 19,445 21,390 22,455 1A+1C 60 8,315 11,640 14,550 17,460 20,075 23,590 25,945 27,245
61-64 9,070 12,695 15,870 19,045 21,900 25,735 28,305 29,720
Family Family 65 9,750 13,650 17,060 20,470 23,545 27,665 30,430 31,950
Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000 Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000
size size
66-69 10,430 14,600 18,250 21,900 25,185 29,590 32,550 34,180
91days-34 1,350 1,890 2,360 2,835 3,260 3,830 4,210 4,420 91days-34 1,690 2,360 2,950 3,540 4,075 4,785 5,265 5,525 70 11,210 15,695 19,620 23,545 27,075 31,810 34,990 36,740
35 1,470 2,055 2,570 3,085 3,545 4,165 4,585 4,810 35 1,835 2,570 3,210 3,855 4,430 5,205 5,730 6,015 71-74 11,995 16,790 20,990 25,185 28,965 34,030 37,435 39,305
75 12,895 18,050 22,560 27,075 31,135 36,585 40,240 42,255
36-44 1,590 2,225 2,780 3,335 3,835 4,505 4,955 5,200 36-44 1,985 2,780 3,475 4,165 4,790 5,630 6,190 6,500
76-79 13,795 19,310 24,135 28,965 33,305 39,135 43,050 45,200
45 1,825 2,555 3,195 3,835 4,410 5,180 5,695 5,980 45 2,285 3,195 3,995 4,790 5,510 6,475 7,120 7,475 80 14,825 20,755 25,945 31,135 35,805 42,070 46,275 48,590
46-49 2,065 2,890 3,610 4,335 4,985 5,855 6,440 6,760 46-49 2,580 3,610 4,515 5,415 6,230 7,315 8,050 8,450 Above 80 15,860 22,205 27,755 33,305 38,300 45,005 49,505 51,980
50 2,270 3,180 3,970 4,765 5,480 6,440 7,085 7,435 50 2,840 3,970 4,965 5,955 6,850 8,050 8,855 9,295 Defined Limit: Rs. 3,00,000
51-54 2,475 3,465 4,335 5,200 5,980 7,025 7,725 8,115 51-54 3,095 4,335 5,415 6,500 7,475 8,780 9,660 10,140 Family Family
Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000 Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000
size size
55 2,665 3,725 4,660 5,590 6,425 7,550 8,305 8,720 55 3,330 4,660 5,820 6,985 8,035 9,440 10,380 10,900 91days-34 4,215 5,900 7,375 8,850 10,175 11,955 13,150 13,805 91days-34 5,055 7,080 8,850 10,615 12,210 14,345 15,780 16,570
56-59 2,850 3,985 4,985 5,980 6,875 8,080 8,885 9,330 56-59 3,560 4,985 6,230 7,475 8,595 10,095 11,105 11,660 35 4,585 6,420 8,025 9,630 11,070 13,010 14,310 15,025 35 5,505 7,705 9,630 11,555 13,285 15,610 17,170 18,030
2A 60 3,135 4,385 5,480 6,575 7,560 8,885 9,775 10,260 2A+1C 60 3,915 5,480 6,850 8,220 9,450 11,105 12,215 12,825 36-44 4,960 6,940 8,675 10,410 11,970 14,065 15,470 16,245 36-44 5,950 8,325 10,410 12,490 14,365 16,875 18,565 19,490
61-64 3,415 4,785 5,980 7,175 8,250 9,695 10,660 11,195 61-64 4,270 5,980 7,475 8,965 10,310 12,115 13,325 13,995 45 5,700 7,980 9,975 11,970 13,765 16,175 17,790 18,680 45 6,840 9,575 11,970 14,365 16,515 19,405 21,345 22,415
65 3,675 5,140 6,425 7,710 8,870 10,420 11,460 12,035 65 4,590 6,425 8,035 9,640 11,085 13,025 14,325 15,040 46-49 6,445 9,020 11,275 13,530 15,560 18,280 20,110 21,115 46-49 7,735 10,825 13,530 16,235 18,670 21,940 24,130 25,340
66-69 3,930 5,500 6,875 8,250 9,485 11,145 12,260 12,875 66-69 4,910 6,875 8,595 10,310 11,860 13,930 15,325 16,090 50 7,090 9,925 12,405 14,885 17,115 20,110 22,120 23,225 50 8,505 11,905 14,885 17,860 20,540 24,130 26,545 27,870
70 4,225 5,915 7,390 8,870 10,200 11,980 13,180 13,840 70 5,280 7,390 9,240 11,085 12,745 14,975 16,475 17,300 51-54 7,735 10,825 13,530 16,235 18,670 21,940 24,130 25,340 51-54 9,280 12,990 16,235 19,485 22,405 26,325 28,955 30,405
71-74 4,520 6,325 7,905 9,485 10,910 12,820 14,100 14,805 71-74 5,650 7,905 9,880 11,860 13,635 16,020 17,625 18,505 55 8,310 11,635 14,545 17,455 20,070 23,585 25,940 27,240 55 9,975 13,965 17,455 20,945 24,085 28,300 31,130 32,685
75 4,860 6,800 8,500 10,200 11,725 13,780 15,155 15,915 75 6,070 8,500 10,625 12,745 14,660 17,225 18,945 19,895 56-59 8,890 12,450 15,560 18,670 21,470 25,230 27,750 29,140 56-59 10,670 14,935 18,670 22,405 25,765 30,275 33,300 34,965
76-79 5,195 7,275 9,090 10,910 12,545 14,740 16,215 17,025 76-79 6,495 9,090 11,365 13,635 15,680 18,425 20,265 21,280 60 9,780 13,695 17,115 20,540 23,620 27,750 30,525 32,050 60 11,735 16,430 20,540 24,645 28,340 33,300 36,630 38,460
1A+2C 1A+3C
80 5,585 7,820 9,775 11,725 13,485 15,845 17,430 18,300 80 6,980 9,775 12,215 14,660 16,855 19,805 21,785 22,875 61-64 10,670 14,935 18,670 22,405 25,765 30,275 33,300 34,965 61-64 12,805 17,925 22,405 26,885 30,915 36,330 39,960 41,960
Above 80 5,975 8,365 10,455 12,545 14,425 16,950 18,645 19,580 Above 80 7,470 10,455 13,070 15,680 18,035 21,190 23,305 24,470 65 11,470 16,055 20,070 24,085 27,695 32,545 35,800 37,590 65 13,765 19,270 24,085 28,900 33,235 39,050 42,955 45,105
Family Family 66-69 12,270 17,175 21,470 25,765 29,630 34,815 38,295 40,210 66-69 14,725 20,610 25,765 30,915 35,555 41,775 45,955 48,250
Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000 Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000
size size
70 13,190 18,465 23,080 27,695 31,850 37,425 41,165 43,225 70 15,830 22,160 27,695 33,235 38,220 44,910 49,400 51,870
91days-34 1,985 2,780 3,475 4,165 4,790 5,630 6,190 6,500 91days-34 2,380 3,335 4,165 5,000 5,750 6,755 7,430 7,800
71-74 14,110 19,755 24,690 29,630 34,075 40,035 44,040 46,240 71-74 16,930 23,705 29,630 35,555 40,890 48,040 52,845 55,490
35 2,160 3,025 3,780 4,535 5,215 6,125 6,740 7,075 35 2,590 3,630 4,535 5,440 6,255 7,350 8,085 8,490
75 15,170 21,235 26,545 31,850 36,630 43,040 47,340 49,710 75 18,200 25,480 31,850 38,220 43,955 51,645 56,810 59,650
36-44 2,335 3,270 4,085 4,900 5,635 6,620 7,285 7,650 36-44 2,800 3,920 4,900 5,880 6,765 7,945 8,740 9,175
76-79 16,225 22,715 28,395 34,075 39,185 46,040 50,645 53,175 76-79 19,470 27,260 34,075 40,890 47,020 55,250 60,775 63,810
45 2,685 3,760 4,695 5,635 6,480 7,615 8,375 8,795 45 3,220 4,510 5,635 6,765 7,775 9,140 10,050 10,555
80 17,445 24,420 30,525 36,630 42,125 49,495 54,445 57,165 80 20,930 29,305 36,630 43,955 50,545 59,390 65,330 68,595
46-49 3,035 4,250 5,310 6,370 7,325 8,610 9,470 9,940 46-49 3,640 5,095 6,370 7,645 8,790 10,330 11,360 11,930
Above 80 18,660 26,125 32,655 39,185 45,060 52,945 58,240 61,155 Above 80 22,390 31,350 39,185 47,020 54,075 63,535 69,890 73,385
50 3,340 4,675 5,840 7,010 8,060 9,470 10,415 10,935 50 4,005 5,605 7,010 8,410 9,670 11,360 12,500 13,120
Family Family
51-54 3,640 5,095 6,370 7,645 8,790 10,330 11,360 11,930 51-54 4,370 6,115 7,645 9,175 10,550 12,395 13,635 14,315 Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000 Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000
size size
55 3,915 5,480 6,850 8,220 9,450 11,105 12,215 12,825 55 4,695 6,575 8,220 9,860 11,340 13,325 14,655 15,390 91days-34 4,410 6,170 7,715 9,255 10,645 12,505 13,755 14,445 91days-34 5,510 7,715 9,640 11,570 13,305 15,630 17,195 18,055
56-59 4,190 5,860 7,325 8,790 10,110 11,880 13,065 13,720 56-59 5,025 7,035 8,790 10,550 12,130 14,255 15,680 16,460 35 4,800 6,715 8,395 10,070 11,585 13,610 14,970 15,720 35 5,995 8,395 10,490 12,590 14,480 17,010 18,710 19,645
2A+2C 60 4,605 6,445 8,060 9,670 11,120 13,065 14,370 15,090 2A+3C 60 5,525 7,735 9,670 11,605 13,345 15,680 17,245 18,110 36-44 5,185 7,260 9,075 10,890 12,520 14,715 16,185 16,995 36-44 6,480 9,075 11,340 13,610 15,650 18,390 20,230 21,240
61-64 5,025 7,035 8,790 10,550 12,130 14,255 15,680 16,460 61-64 6,030 8,440 10,550 12,660 14,555 17,105 18,815 19,755 45 5,965 8,350 10,435 12,520 14,400 16,920 18,610 19,540 45 7,455 10,435 13,045 15,650 18,000 21,150 23,265 24,425
65 5,400 7,560 9,450 11,340 13,040 15,320 16,855 17,695 65 6,480 9,070 11,340 13,605 15,650 18,385 20,225 21,235 46-49 6,740 9,435 11,795 14,155 16,280 19,125 21,040 22,090 46-49 8,425 11,795 14,745 17,695 20,345 23,905 26,295 27,610
66-69 5,780 8,090 10,110 12,130 13,950 16,390 18,030 18,930 66-69 6,935 9,705 12,130 14,555 16,740 19,670 21,635 22,715 50 7,415 10,380 12,975 15,570 17,905 21,040 23,140 24,300 50 9,270 12,975 16,220 19,460 22,380 26,295 28,925 30,375
70 6,210 8,695 10,865 13,040 14,995 17,620 19,380 20,350 70 7,455 10,435 13,040 15,650 17,995 21,145 23,255 24,420 51-54 8,090 11,325 14,155 16,985 19,535 22,950 25,245 26,505 51-54 10,110 14,155 17,695 21,230 24,415 28,685 31,555 33,135
71-74 6,645 9,300 11,625 13,950 16,040 18,850 20,735 21,770 71-74 7,970 11,160 13,950 16,740 19,250 22,620 24,880 26,125 55 8,695 12,175 15,215 18,260 20,995 24,670 27,140 28,495 55 10,870 15,215 19,020 22,825 26,245 30,840 33,920 35,620
75 7,140 10,000 12,495 14,995 17,245 20,260 22,290 23,405 75 8,570 11,995 14,995 17,995 20,695 24,315 26,745 28,085 56-59 9,305 13,025 16,280 19,535 22,460 26,395 29,030 30,485 56-59 11,630 16,280 20,345 24,415 28,075 32,990 36,290 38,105
76-79 7,640 10,695 13,370 16,040 18,450 21,675 23,845 25,035 76-79 9,170 12,835 16,040 19,250 22,135 26,010 28,610 30,040 2A 60 10,235 14,325 17,905 21,485 24,710 29,030 31,935 33,530 2A+1C 60 12,790 17,905 22,380 26,855 30,885 36,290 39,915 41,915
80 8,215 11,495 14,370 17,245 19,830 23,300 25,630 26,915 80 9,855 13,795 17,245 20,695 23,795 27,960 30,755 32,295 61-64 11,165 15,625 19,535 23,440 26,955 31,670 34,835 36,580 61-64 13,955 19,535 24,415 29,300 33,690 39,590 43,545 45,725
Above 80 8,785 12,300 15,375 18,450 21,215 24,925 27,420 28,790 Above 80 10,545 14,760 18,450 22,135 25,455 29,910 32,905 34,550 65 12,000 16,800 20,995 25,195 28,975 34,045 37,450 39,320 65 15,000 20,995 26,245 31,495 36,220 42,555 46,810 49,150
A - Adult | C - Child 66-69 12,835 17,974 22,468 26,961 30,999 36,423 40,062 42,066 66-69 16,045 22,460 28,075 33,690 38,745 45,525 50,080 52,580
70 13,799 19,323 24,149 28,980 33,321 39,154 43,068 45,220 70 17,250 24,145 30,185 36,220 41,650 48,940 53,835 56,525
71-74 14,763 20,672 25,831 30,999 35,644 41,886 46,075 48,374 71-74 18,450 25,830 32,290 38,745 44,555 52,355 57,590 60,470
75 15,870 22,221 27,769 33,321 38,318 45,025 49,528 52,003 75 19,835 27,770 34,710 41,650 47,900 56,280 61,910 65,005
76-79 16,977 23,769 29,707 35,644 40,993 48,165 52,982 55,632 76-79 21,220 29,705 37,130 44,555 51,240 60,205 66,225 69,540
80 18,250 25,550 31,934 38,318 44,066 51,780 56,957 59,803 80 22,810 31,935 39,915 47,900 55,085 64,720 71,195 74,755
Above 80 19,523 27,332 34,162 40,993 47,139 55,395 60,933 63,973 Above 80 24,400 34,160 42,700 51,240 58,925 69,235 76,160 79,970
Family Family
Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000 Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000
size size
91days-34 6,480 9,075 11,340 13,610 15,650 18,390 20,230 21,240 91days-34 7,780 10,890 13,610 16,330 18,780 22,070 24,275 25,490
35 7,055 9,875 12,345 14,810 17,030 20,015 22,015 23,115 35 8,465 11,850 14,810 17,775 20,440 24,015 26,415 27,735
36-44 7,625 10,675 13,345 16,010 18,415 21,635 23,800 24,990 36-44 9,150 12,810 16,010 19,215 22,095 25,960 28,560 29,985
45 8,770 12,275 15,345 18,415 21,175 24,880 27,370 28,735 45 10,525 14,730 18,415 22,095 25,410 29,855 32,840 34,485
46-49 9,915 13,875 17,345 20,815 23,935 28,125 30,935 32,485 46-49 11,895 16,650 20,815 24,975 28,725 33,750 37,125 38,980
50 10,905 15,265 19,080 22,895 26,330 30,935 34,030 35,730 50 13,085 18,315 22,895 27,475 31,595 37,125 40,835 42,880
51-54 11,895 16,650 20,815 24,975 28,725 33,750 37,125 38,980 51-54 14,275 19,980 24,975 29,970 34,465 40,500 44,550 46,775
55 12,785 17,900 22,375 26,850 30,875 36,280 39,910 41,905 55 15,345 21,480 26,850 32,220 37,050 43,535 47,890 50,285
56-59 13,680 19,150 23,935 28,725 33,030 38,810 42,690 44,825 56-59 16,415 22,980 28,725 34,465 39,635 46,575 51,230 53,790
2A+2C 60 15,045 21,065 26,330 31,595 36,335 42,690 46,960 49,310 2A+3C 60 18,055 25,275 31,595 37,915 43,600 51,230 56,355 59,170
61-64 16,415 22,980 28,725 34,465 39,635 46,575 51,230 53,790 61-64 19,695 27,575 34,465 41,360 47,565 55,885 61,475 64,550
65 17,645 24,700 30,875 37,050 42,610 50,065 55,070 57,825 65 21,175 29,640 37,050 44,460 51,130 60,080 66,085 69,390
66-69 18,875 26,425 33,030 39,635 45,580 53,560 58,915 61,860 66-69 22,650 31,710 39,635 47,565 54,700 64,270 70,695 74,230
70 20,290 28,405 35,510 42,610 49,000 57,575 63,335 66,500 70 24,350 34,090 42,610 51,130 58,800 69,090 76,000 79,800
71-74 21,705 30,390 37,985 45,580 52,420 61,590 67,750 71,140 71-74 26,050 36,465 45,580 54,700 62,905 73,910 81,300 85,365
75 23,335 32,670 40,835 49,000 56,350 66,210 72,830 76,475 75 28,000 39,200 49,000 58,800 67,620 79,455 87,400 91,770
76-79 24,965 34,945 43,685 52,420 60,280 70,830 77,915 81,810 76-79 29,955 41,935 52,420 62,905 72,340 84,995 93,495 98,170
80 26,835 37,570 46,960 56,350 64,805 76,145 83,755 87,945 80 32,200 45,080 56,350 67,620 77,765 91,370 1,00,510 1,05,535
Above 80 28,705 40,190 50,235 60,280 69,325 81,455 89,600 94,080 Above 80 34,450 48,225 60,280 72,340 83,190 97,745 1,07,520 1,12,895
4 A - Adult | C - Child 1
Defined Limit: Rs. 5,00,000 Defined Limit: Rs. 15,00,000
Family size Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000 Family size Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000
91days-34 2,865 4,010 5,015 6,015 6,920 8,130 8,945 9,390 91days-34 1,615 2,260 2,820 3,385 3,895 4,575 5,030 5,285
35 3,120 4,365 5,455 6,550 7,530 8,845 9,730 10,220 35 1,755 2,455 3,070 3,685 4,235 4,980 5,475 5,750
36-44 3,370 4,720 5,900 7,080 8,140 9,565 10,520 11,045 36-44 1,900 2,655 3,320 3,985 4,580 5,380 5,920 6,215
45 3,880 5,430 6,785 8,140 9,360 11,000 12,100 12,705 45 2,180 3,055 3,815 4,580 5,265 6,190 6,805 7,145
46-49 4,385 6,135 7,670 9,200 10,580 12,435 13,675 14,360 46-49 2,465 3,450 4,315 5,175 5,955 6,995 7,695 8,080
50 4,820 6,750 8,435 10,120 11,640 13,675 15,045 15,795 50 2,715 3,795 4,745 5,695 6,550 7,695 8,465 8,885
51-54 5,260 7,360 9,200 11,040 12,695 14,920 16,410 17,230 51-54 2,960 4,140 5,175 6,210 7,145 8,395 9,230 9,695
55 5,655 7,915 9,890 11,870 13,650 16,035 17,640 18,525 55 3,180 4,450 5,565 6,675 7,680 9,020 9,925 10,420
56-59 6,050 8,465 10,580 12,695 14,600 17,155 18,870 19,815 56-59 3,405 4,765 5,955 7,145 8,215 9,650 10,615 11,145
1A+1C 60 6,650 9,310 11,640 13,965 16,060 18,870 20,760 21,795 1A+1C 60 3,745 5,240 6,550 7,855 9,035 10,615 11,680 12,260
61-64 7,255 10,160 12,695 15,235 17,520 20,585 22,645 23,775 61-64 4,085 5,715 7,145 8,570 9,855 11,580 12,740 13,375
65 7,800 10,920 13,650 16,380 18,835 22,130 24,345 25,560 65 4,390 6,145 7,680 9,215 10,595 12,450 13,695 14,380
66-69 8,345 11,680 14,600 17,520 20,150 23,675 26,040 27,345 66-69 4,695 6,570 8,215 9,855 11,335 13,320 14,650 15,380
70 8,970 12,555 15,695 18,835 21,660 25,450 27,995 29,395 70 5,045 7,065 8,830 10,595 12,185 14,315 15,750 16,535
71-74 9,595 13,435 16,790 20,150 23,170 27,225 29,945 31,445 71-74 5,400 7,555 9,445 11,335 13,035 15,315 16,845 17,690
75 10,315 14,440 18,050 21,660 24,910 29,265 32,195 33,805 75 5,805 8,125 10,155 12,185 14,010 16,465 18,110 19,015
76-79 11,035 15,450 19,310 23,170 26,645 31,310 34,440 36,160 76-79 6,210 8,690 10,865 13,035 14,990 17,610 19,375 20,340
80 11,860 16,605 20,755 24,910 28,645 33,655 37,020 38,875 80 6,675 9,340 11,675 14,010 16,115 18,935 20,825 21,865
Above 80 12,690 17,765 22,205 26,645 30,640 36,005 39,605 41,585 Above 80 7,140 9,995 12,490 14,990 17,235 20,255 22,280 23,395
Defined Limit: Rs. 5,00,000 Defined Limit: Rs. 15,00,000
Family Family Family Family
Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000 Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000 Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000 Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000
size size size size
91days-34 3,370 4,720 5,900 7,080 8,140 9,565 10,520 11,045 91days-34 4,045 5,665 7,080 8,495 9,770 11,475 12,625 13,255 91days-34 1,900 2,655 3,320 3,985 4,580 5,380 5,920 6,215 91days-34 2,275 3,185 3,985 4,780 5,495 6,455 7,100 7,455
35 3,670 5,135 6,420 7,705 8,860 10,410 11,450 12,020 35 4,405 6,165 7,705 9,245 10,630 12,490 13,735 14,425 35 2,065 2,890 3,610 4,335 4,985 5,855 6,440 6,765 35 2,480 3,470 4,335 5,200 5,980 7,025 7,730 8,115
36-44 3,965 5,550 6,940 8,325 9,575 11,250 12,375 12,995 36-44 4,760 6,660 8,325 9,990 11,490 13,500 14,850 15,595 36-44 2,230 3,125 3,905 4,685 5,390 6,330 6,965 7,310 36-44 2,680 3,750 4,685 5,620 6,465 7,595 8,355 8,770
45 4,560 6,385 7,980 9,575 11,010 12,940 14,230 14,945 45 5,475 7,660 9,575 11,490 13,215 15,525 17,080 17,930 45 2,565 3,595 4,490 5,390 6,195 7,280 8,005 8,405 45 3,080 4,310 5,390 6,465 7,435 8,735 9,610 10,090
46-49 5,155 7,215 9,020 10,825 12,450 14,625 16,090 16,895 46-49 6,185 8,660 10,825 12,990 14,935 17,550 19,305 20,270 46-49 2,900 4,060 5,075 6,090 7,005 8,230 9,050 9,505 46-49 3,480 4,875 6,090 7,310 8,405 9,875 10,860 11,405
50 5,670 7,940 9,925 11,905 13,695 16,090 17,695 18,580 50 6,805 9,525 11,905 14,290 16,430 19,305 21,235 22,300 50 3,190 4,465 5,585 6,700 7,705 9,050 9,955 10,455 50 3,830 5,360 6,700 8,040 9,245 10,860 11,945 12,545
51-54 6,185 8,660 10,825 12,990 14,935 17,550 19,305 20,270 51-54 7,425 10,390 12,990 15,585 17,925 21,060 23,165 24,325 51-54 3,480 4,875 6,090 7,310 8,405 9,875 10,860 11,405 51-54 4,175 5,845 7,310 8,770 10,085 11,850 13,030 13,685
55 6,650 9,310 11,635 13,965 16,055 18,865 20,755 21,790 55 7,980 11,170 13,965 16,755 19,270 22,640 24,905 26,150 55 3,740 5,240 6,545 7,855 9,035 10,615 11,675 12,260 55 4,490 6,285 7,855 9,425 10,840 12,735 14,010 14,710
56-59 7,115 9,960 12,450 14,935 17,175 20,185 22,200 23,310 56-59 8,535 11,950 14,935 17,925 20,610 24,220 26,640 27,975 56-59 4,005 5,605 7,005 8,405 9,665 11,355 12,490 13,115 56-59 4,805 6,725 8,405 10,085 11,595 13,625 14,985 15,735
1A+2C 60 7,825 10,955 13,695 16,430 18,895 22,200 24,420 25,640 1A+3C 60 9,390 13,145 16,430 19,715 22,675 26,640 29,305 30,770 1A+2C 60 4,405 6,165 7,705 9,245 10,630 12,490 13,740 14,425 1A+3C 60 5,285 7,395 9,245 11,090 12,755 14,985 16,485 17,310
61-64 8,535 11,950 14,935 17,925 20,610 24,220 26,640 27,975 61-64 10,245 14,340 17,925 21,510 24,735 29,065 31,970 33,565 61-64 4,805 6,725 8,405 10,085 11,595 13,625 14,985 15,735 61-64 5,765 8,065 10,085 12,100 13,915 16,350 17,985 18,880
65 9,175 12,845 16,055 19,270 22,160 26,035 28,640 30,070 65 11,010 15,415 19,270 23,120 26,590 31,240 34,365 36,085 65 5,165 7,225 9,035 10,840 12,465 14,645 16,110 16,915 65 6,195 8,670 10,840 13,005 14,960 17,575 19,330 20,300
66-69 9,815 13,740 17,175 20,610 23,705 27,850 30,635 32,170 66-69 11,780 16,490 20,610 24,735 28,445 33,420 36,765 38,600 66-69 5,525 7,730 9,665 11,595 13,335 15,670 17,235 18,095 66-69 6,625 9,275 11,595 13,915 16,000 18,800 20,680 21,715
70 10,555 14,775 18,465 22,160 25,480 29,940 32,935 34,580 70 12,665 17,725 22,160 26,590 30,575 35,930 39,520 41,495 70 5,935 8,310 10,390 12,465 14,335 16,845 18,525 19,455 70 7,125 9,975 12,465 14,960 17,200 20,210 22,230 23,345
71-74 11,290 15,805 19,755 23,705 27,260 32,030 35,230 36,995 71-74 13,545 18,965 23,705 28,445 32,710 38,435 42,280 44,390 71-74 6,350 8,890 11,115 13,335 15,335 18,015 19,820 20,810 71-74 7,620 10,670 13,335 16,000 18,400 21,620 23,780 24,970
75 12,135 16,990 21,235 25,480 29,305 34,430 37,875 39,770 75 14,560 20,385 25,480 30,575 35,165 41,315 45,450 47,720 75 6,825 9,555 11,945 14,335 16,485 19,370 21,305 22,370 75 8,190 11,470 14,335 17,200 19,780 23,240 25,565 26,845
76-79 12,980 18,175 22,715 27,260 31,350 36,835 40,515 42,540 76-79 15,580 21,810 27,260 32,710 37,615 44,200 48,620 51,050 76-79 7,305 10,225 12,780 15,335 17,635 20,720 22,790 23,930 76-79 8,765 12,270 15,335 18,400 21,160 24,865 27,350 28,715
80 13,955 19,535 24,420 29,305 33,700 39,595 43,555 45,730 80 16,745 23,445 29,305 35,165 40,440 47,515 52,265 54,880 80 7,850 10,990 13,735 16,485 18,955 22,275 24,500 25,725 80 9,420 13,190 16,485 19,780 22,745 26,730 29,400 30,870
Above 80 14,930 20,900 26,125 31,350 36,050 42,360 46,595 48,925 Above 80 17,915 25,080 31,350 37,615 43,260 50,830 55,910 58,705 Above 80 8,400 11,755 14,695 17,635 20,280 23,825 26,210 27,520 Above 80 10,080 14,110 17,635 21,160 24,335 28,590 31,450 33,025
Family Family Family Family
Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000 Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000 Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000 Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000
size size size size
91days-34 3,530 4,940 6,170 7,405 8,515 10,005 11,005 11,555 91days-34 4,410 6,170 7,715 9,255 10,645 12,505 13,755 14,445 91days-34 1,985 2,780 3,475 4,165 4,790 5,630 6,190 6,500 91days-34 2,480 3,475 4,340 5,210 5,990 7,035 7,740 8,125
35 3,840 5,375 6,715 8,060 9,265 10,890 11,975 12,575 35 4,800 6,715 8,395 10,070 11,585 13,610 14,970 15,720 35 2,160 3,025 3,780 4,535 5,215 6,125 6,740 7,075 35 2,700 3,780 4,725 5,665 6,515 7,655 8,420 8,845
36-44 4,150 5,810 7,260 8,710 10,020 11,770 12,945 13,595 36-44 5,185 7,260 9,075 10,890 12,520 14,715 16,185 16,995 36-44 2,335 3,270 4,085 4,900 5,635 6,620 7,285 7,650 36-44 2,920 4,085 5,105 6,125 7,045 8,275 9,105 9,560
45 4,770 6,680 8,350 10,020 11,520 13,535 14,890 15,635 45 5,965 8,350 10,435 12,520 14,400 16,920 18,610 19,540 45 2,685 3,760 4,695 5,635 6,480 7,615 8,375 8,795 45 3,355 4,695 5,870 7,045 8,100 9,520 10,470 10,995
46-49 5,395 7,550 9,435 11,325 13,025 15,300 16,830 17,670 46-49 6,740 9,435 11,795 14,155 16,280 19,125 21,040 22,090 46-49 3,035 4,250 5,310 6,370 7,325 8,610 9,470 9,940 46-49 3,795 5,310 6,635 7,965 9,155 10,760 11,835 12,425
50 5,935 8,305 10,380 12,455 14,325 16,830 18,515 19,440 50 7,415 10,380 12,975 15,570 17,905 21,040 23,140 24,300 50 3,340 4,675 5,840 7,010 8,060 9,470 10,415 10,935 50 4,170 5,840 7,300 8,760 10,075 11,835 13,020 13,670
51-54 6,470 9,060 11,325 13,590 15,625 18,360 20,195 21,205 51-54 8,090 11,325 14,155 16,985 19,535 22,950 25,245 26,505 51-54 3,640 5,095 6,370 7,645 8,790 10,330 11,360 11,930 51-54 4,550 6,370 7,965 9,555 10,990 12,910 14,200 14,910
55 6,955 9,740 12,175 14,610 16,800 19,740 21,710 22,795 55 8,695 12,175 15,215 18,260 20,995 24,670 27,140 28,495 55 3,915 5,480 6,850 8,220 9,450 11,105 12,215 12,825 55 4,895 6,850 8,560 10,270 11,810 13,880 15,265 16,030
56-59 7,445 10,420 13,025 15,625 17,970 21,115 23,225 24,385 56-59 9,305 13,025 16,280 19,535 22,460 26,395 29,030 30,485 56-59 4,190 5,860 7,325 8,790 10,110 11,880 13,065 13,720 56-59 5,235 7,325 9,155 10,990 12,635 14,845 16,330 17,150
2A 60 8,185 11,460 14,325 17,190 19,765 23,225 25,550 26,825 2A+1C 60 10,235 14,325 17,905 21,485 24,710 29,030 31,935 33,530 2A 60 4,605 6,445 8,060 9,670 11,120 13,065 14,370 15,090 2A+1C 60 5,755 8,060 10,075 12,085 13,900 16,330 17,965 18,860
61-64 8,930 12,500 15,625 18,750 21,565 25,335 27,870 29,265 61-64 11,165 15,625 19,535 23,440 26,955 31,670 34,835 36,580 61-64 5,025 7,035 8,790 10,550 12,130 14,255 15,680 16,460 61-64 6,280 8,790 10,990 13,185 15,165 17,815 19,595 20,575
65 9,600 13,440 16,800 20,160 23,180 27,235 29,960 31,460 65 12,000 16,800 20,995 25,195 28,975 34,045 37,450 39,320 65 5,400 7,560 9,450 11,340 13,040 15,320 16,855 17,695 65 6,750 9,450 11,810 14,175 16,300 19,150 21,065 22,120
66-69 10,270 14,375 17,970 21,565 24,800 29,135 32,050 33,655 66-69 12,835 17,970 22,460 26,955 30,995 36,420 40,065 42,065 66-69 5,780 8,090 10,110 12,130 13,950 16,390 18,030 18,930 66-69 7,220 10,110 12,635 15,165 17,435 20,490 22,535 23,665
70 11,040 15,455 19,320 23,180 26,660 31,320 34,455 36,175 70 13,800 19,320 24,145 28,975 33,320 39,150 43,065 45,220 70 6,210 8,695 10,865 13,040 14,995 17,620 19,380 20,350 70 7,765 10,865 13,585 16,300 18,745 22,025 24,225 25,440
71-74 11,810 16,535 20,665 24,800 28,515 33,505 36,860 38,700 71-74 14,760 20,665 25,830 30,995 35,645 41,885 46,070 48,375 71-74 6,645 9,300 11,625 13,950 16,040 18,850 20,735 21,770 71-74 8,305 11,625 14,530 17,435 20,050 23,560 25,915 27,210
75 12,695 17,775 22,215 26,660 30,655 36,020 39,620 41,605 75 15,870 22,215 27,770 33,320 38,320 45,025 49,525 52,005 75 7,140 10,000 12,495 14,995 17,245 20,260 22,290 23,405 75 8,925 12,495 15,620 18,745 21,555 25,325 27,860 29,255
76-79 13,580 19,010 23,765 28,515 32,795 38,535 42,385 44,505 76-79 16,975 23,765 29,705 35,645 40,990 48,165 52,980 55,630 76-79 7,640 10,695 13,370 16,040 18,450 21,675 23,845 25,035 76-79 9,550 13,370 16,710 20,050 23,060 27,095 29,805 31,295
80 14,600 20,440 25,545 30,655 35,255 41,425 45,565 47,845 80 18,250 25,545 31,935 38,320 44,065 51,780 56,955 59,805 80 8,215 11,495 14,370 17,245 19,830 23,300 25,630 26,915 80 10,265 14,370 17,965 21,555 24,790 29,125 32,040 33,640
Above 80 15,620 21,865 27,330 32,795 37,715 44,315 48,745 51,180 Above 80 19,520 27,330 34,160 40,990 47,140 55,390 60,930 63,975 Above 80 8,785 12,300 15,375 18,450 21,215 24,925 27,420 28,790 Above 80 10,980 15,375 19,215 23,060 26,520 31,160 34,275 35,985
Family Family Family Family
Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000 Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000 Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000 Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000
size size size size
91days-34 5,185 7,260 9,075 10,890 12,520 14,715 16,185 16,995 91days-34 6,225 8,710 10,890 13,065 15,025 17,655 19,420 20,390 91days-34 2,920 4,085 5,105 6,125 7,045 8,275 9,105 9,560 91days-34 3,500 4,900 6,125 7,350 8,455 9,930 10,925 11,470
35 5,645 7,900 9,875 11,850 13,625 16,010 17,610 18,490 35 6,770 9,480 11,850 14,220 16,350 19,210 21,135 22,190 35 3,175 4,445 5,555 6,665 7,665 9,005 9,910 10,405 35 3,810 5,335 6,665 8,000 9,200 10,810 11,890 12,485
36-44 6,100 8,540 10,675 12,810 14,730 17,310 19,040 19,990 36-44 7,320 10,250 12,810 15,370 17,675 20,770 22,845 23,990 36-44 3,435 4,805 6,005 7,205 8,285 9,735 10,710 11,245 36-44 4,120 5,765 7,205 8,650 9,945 11,685 12,850 13,495
45 7,015 9,820 12,275 14,730 16,940 19,905 21,895 22,990 45 8,420 11,785 14,730 17,675 20,330 23,885 26,275 27,585 45 3,950 5,525 6,905 8,285 9,530 11,195 12,315 12,935 45 4,735 6,630 8,285 9,945 11,435 13,435 14,780 15,520
46-49 7,930 11,100 13,875 16,650 19,150 22,500 24,750 25,990 46-49 9,515 13,320 16,650 19,980 22,980 27,000 29,700 31,185 46-49 4,460 6,245 7,805 9,370 10,775 12,660 13,925 14,620 46-49 5,355 7,495 9,370 11,240 12,925 15,190 16,705 17,540
50 8,725 12,210 15,265 18,315 21,065 24,750 27,225 28,585 50 10,470 14,655 18,315 21,980 25,275 29,700 32,670 34,305 50 4,910 6,870 8,585 10,305 11,850 13,925 15,315 16,080 50 5,890 8,245 10,305 12,365 14,220 16,705 18,380 19,295
51-54 9,515 13,320 16,650 19,980 22,980 27,000 29,700 31,185 51-54 11,420 15,985 19,980 23,980 27,575 32,400 35,640 37,420 51-54 5,355 7,495 9,370 11,240 12,925 15,190 16,705 17,540 51-54 6,425 8,995 11,240 13,490 15,510 18,225 20,050 21,050
55 10,230 14,320 17,900 21,480 24,700 29,025 31,925 33,525 55 12,275 17,185 21,480 25,775 29,640 34,830 38,310 40,225 55 5,755 8,055 10,070 12,085 13,895 16,330 17,960 18,860 55 6,905 9,670 12,085 14,500 16,675 19,595 21,550 22,630
56-59 10,945 15,320 19,150 22,980 26,425 31,050 34,155 35,860 56-59 13,130 18,385 22,980 27,575 31,710 37,260 40,985 43,035 56-59 6,155 8,620 10,775 12,925 14,865 17,465 19,215 20,175 56-59 7,390 10,340 12,925 15,510 17,840 20,960 23,055 24,210
2A+2C 60 12,040 16,850 21,065 25,275 29,070 34,155 37,570 39,450 2A+3C 60 14,445 20,220 25,275 30,330 34,880 40,985 45,085 47,335 2A+2C 60 6,770 9,480 11,850 14,220 16,350 19,215 21,135 22,190 2A+3C 60 8,125 11,375 14,220 17,065 19,620 23,055 25,360 26,630
61-64 13,130 18,385 22,980 27,575 31,710 37,260 40,985 43,035 61-64 15,760 22,060 27,575 33,090 38,050 44,710 49,180 51,640 61-64 7,390 10,340 12,925 15,510 17,840 20,960 23,055 24,210 61-64 8,865 12,410 15,510 18,615 21,405 25,150 27,665 29,050
65 14,115 19,760 24,700 29,640 34,090 40,055 44,060 46,260 65 16,940 23,715 29,640 35,570 40,905 48,065 52,870 55,515 65 7,940 11,115 13,895 16,675 19,175 22,530 24,785 26,025 65 9,530 13,340 16,675 20,010 23,010 27,035 29,740 31,225
66-69 15,100 21,140 26,425 31,710 36,465 42,845 47,130 49,490 66-69 18,120 25,370 31,710 38,050 43,760 51,415 56,560 59,385 66-69 8,495 11,895 14,865 17,840 20,515 24,105 26,515 27,840 66-69 10,195 14,270 17,840 21,405 24,615 28,925 31,815 33,405
70 16,235 22,725 28,405 34,090 39,200 46,060 50,665 53,200 70 19,480 27,270 34,090 40,905 47,040 55,275 60,800 63,840 70 9,135 12,785 15,980 19,175 22,050 25,910 28,500 29,925 70 10,960 15,340 19,175 23,010 26,460 31,090 34,200 35,910
71-74 17,365 24,310 30,390 36,465 41,935 49,275 54,200 56,910 71-74 20,840 29,175 36,465 43,760 50,325 59,130 65,040 68,295 71-74 9,770 13,675 17,095 20,515 23,590 27,720 30,490 32,015 71-74 11,725 16,410 20,515 24,615 28,310 33,260 36,585 38,415
75 18,670 26,135 32,670 39,200 45,080 52,970 58,265 61,180 75 22,400 31,360 39,200 47,040 54,095 63,565 69,920 73,415 75 10,500 14,700 18,375 22,050 25,360 29,795 32,775 34,415 75 12,600 17,640 22,050 26,460 30,430 35,755 39,330 41,295
76-79 19,970 27,960 34,945 41,935 48,225 56,665 62,330 65,450 76-79 23,965 33,550 41,935 50,325 57,870 67,995 74,795 78,535 76-79 11,235 15,730 19,660 23,590 27,130 31,875 35,060 36,815 76-79 13,480 18,875 23,590 28,310 32,555 38,250 42,075 44,180
80 21,470 30,055 37,570 45,080 51,845 60,915 67,005 70,355 80 25,760 36,065 45,080 54,095 62,210 73,095 80,405 84,425 80 12,075 16,905 21,135 25,360 29,165 34,265 37,690 39,575 80 14,490 20,290 25,360 30,430 34,995 41,120 45,230 47,490
Above 80 22,965 32,150 40,190 48,225 55,460 65,165 71,680 75,265 Above 80 27,560 38,580 48,225 57,870 66,550 78,195 86,015 90,315 Above 80 12,920 18,085 22,605 27,130 31,195 36,655 40,320 42,335 Above 80 15,505 21,705 27,130 32,555 37,435 43,985 48,385 50,805
A - Adult | C - Child A - Adult | C - Child
50 2,170 3,040 3,795 4,555 5,240 6,155 6,770 7,110 50 2,605 3,645 4,555 5,465 6,285 7,385 8,125 8,530 Above 80 11,448 8,009
51-54 2,370 3,315 4,140 4,970 5,715 6,715 7,385 7,755 51-54 2,840 3,975 4,970 5,965 6,860 8,055 8,865 9,305 A - Adult | C - Child
55 2,545 3,560 4,450 5,340 6,145 7,220 7,940 8,335 55 3,055 4,275 5,340 6,410 7,370 8,660 9,525 10,005
56-59 2,725 3,810 4,765 5,715 6,570 7,720 8,495 8,920 56-59 3,265 4,575 5,715 6,860 7,885 9,265 10,190 10,700
GOLD PLAN
60 2,995 4,190 5,240 6,285 7,230 8,495 9,345 9,810 60 3,595 5,030 6,285 7,545 8,675 10,190 11,210 11,770
1A+2C 1A+3C
61-64 3,265 4,575 5,715 6,860 7,885 9,265 10,190 10,700 61-64 3,920 5,485 6,860 8,230 9,460 11,120 12,230 12,840 Defined Limit : Rs. 3,00,000
65 3,510 4,915 6,145 7,370 8,475 9,960 10,955 11,505 65 4,215 5,900 7,370 8,845 10,170 11,950 13,145 13,805 Family size Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000
91days-34 3,585 5,015 6,270 7,520 8,650 10,160 11,180 11,735
66-69 3,755 5,260 6,570 7,885 9,070 10,655 11,720 12,305 66-69 4,505 6,310 7,885 9,460 10,880 12,785 14,065 14,765
35 3,900 5,455 6,820 8,185 9,410 11,060 12,165 12,770
70 4,040 5,650 7,065 8,475 9,750 11,455 12,600 13,230 70 4,845 6,780 8,475 10,170 11,695 13,745 15,120 15,875 36-44 4,215 5,900 7,375 8,850 10,175 11,955 13,150 13,805
45 4,845 6,785 8,480 10,175 11,700 13,745 15,120 15,880
71-74 4,320 6,045 7,555 9,070 10,430 12,255 13,480 14,150 71-74 5,185 7,255 9,070 10,880 12,515 14,705 16,175 16,980
46-49 5,480 7,670 9,585 11,500 13,225 15,540 17,095 17,950
75 4,645 6,500 8,125 9,750 11,210 13,170 14,490 15,215 75 5,570 7,800 9,750 11,695 13,450 15,805 17,385 18,255 50 6,025 8,435 10,545 12,650 14,550 17,095 18,805 19,745
51-54 6,575 9,200 11,500 13,800 15,870 18,650 20,510 21,540
76-79 4,965 6,955 8,690 10,430 11,990 14,090 15,500 16,275 76-79 5,960 8,345 10,430 12,515 14,390 16,910 18,600 19,530
55 7,065 9,890 12,365 14,835 17,060 20,045 22,050 23,155
80 5,340 7,475 9,340 11,210 12,890 15,145 16,660 17,495 80 6,405 8,970 11,210 13,450 15,470 18,175 19,995 20,990 56-59 7,560 10,580 13,225 15,870 18,250 21,445 23,590 24,770
Above 80 5,710 7,995 9,995 11,990 13,790 16,205 17,825 18,715 Above 80 6,855 9,595 11,990 14,390 16,550 19,445 21,390 22,455 1A+1C 60 8,315 11,640 14,550 17,460 20,075 23,590 25,945 27,245
61-64 9,070 12,695 15,870 19,045 21,900 25,735 28,305 29,720
Family Family 65 9,750 13,650 17,060 20,470 23,545 27,665 30,430 31,950
Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000 Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000
size size
66-69 10,430 14,600 18,250 21,900 25,185 29,590 32,550 34,180
91days-34 1,350 1,890 2,360 2,835 3,260 3,830 4,210 4,420 91days-34 1,690 2,360 2,950 3,540 4,075 4,785 5,265 5,525 70 11,210 15,695 19,620 23,545 27,075 31,810 34,990 36,740
35 1,470 2,055 2,570 3,085 3,545 4,165 4,585 4,810 35 1,835 2,570 3,210 3,855 4,430 5,205 5,730 6,015 71-74 11,995 16,790 20,990 25,185 28,965 34,030 37,435 39,305
75 12,895 18,050 22,560 27,075 31,135 36,585 40,240 42,255
36-44 1,590 2,225 2,780 3,335 3,835 4,505 4,955 5,200 36-44 1,985 2,780 3,475 4,165 4,790 5,630 6,190 6,500
76-79 13,795 19,310 24,135 28,965 33,305 39,135 43,050 45,200
45 1,825 2,555 3,195 3,835 4,410 5,180 5,695 5,980 45 2,285 3,195 3,995 4,790 5,510 6,475 7,120 7,475 80 14,825 20,755 25,945 31,135 35,805 42,070 46,275 48,590
46-49 2,065 2,890 3,610 4,335 4,985 5,855 6,440 6,760 46-49 2,580 3,610 4,515 5,415 6,230 7,315 8,050 8,450 Above 80 15,860 22,205 27,755 33,305 38,300 45,005 49,505 51,980
50 2,270 3,180 3,970 4,765 5,480 6,440 7,085 7,435 50 2,840 3,970 4,965 5,955 6,850 8,050 8,855 9,295 Defined Limit: Rs. 3,00,000
51-54 2,475 3,465 4,335 5,200 5,980 7,025 7,725 8,115 51-54 3,095 4,335 5,415 6,500 7,475 8,780 9,660 10,140 Family Family
Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000 Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000
size size
55 2,665 3,725 4,660 5,590 6,425 7,550 8,305 8,720 55 3,330 4,660 5,820 6,985 8,035 9,440 10,380 10,900 91days-34 4,215 5,900 7,375 8,850 10,175 11,955 13,150 13,805 91days-34 5,055 7,080 8,850 10,615 12,210 14,345 15,780 16,570
56-59 2,850 3,985 4,985 5,980 6,875 8,080 8,885 9,330 56-59 3,560 4,985 6,230 7,475 8,595 10,095 11,105 11,660 35 4,585 6,420 8,025 9,630 11,070 13,010 14,310 15,025 35 5,505 7,705 9,630 11,555 13,285 15,610 17,170 18,030
2A 60 3,135 4,385 5,480 6,575 7,560 8,885 9,775 10,260 2A+1C 60 3,915 5,480 6,850 8,220 9,450 11,105 12,215 12,825 36-44 4,960 6,940 8,675 10,410 11,970 14,065 15,470 16,245 36-44 5,950 8,325 10,410 12,490 14,365 16,875 18,565 19,490
61-64 3,415 4,785 5,980 7,175 8,250 9,695 10,660 11,195 61-64 4,270 5,980 7,475 8,965 10,310 12,115 13,325 13,995 45 5,700 7,980 9,975 11,970 13,765 16,175 17,790 18,680 45 6,840 9,575 11,970 14,365 16,515 19,405 21,345 22,415
65 3,675 5,140 6,425 7,710 8,870 10,420 11,460 12,035 65 4,590 6,425 8,035 9,640 11,085 13,025 14,325 15,040 46-49 6,445 9,020 11,275 13,530 15,560 18,280 20,110 21,115 46-49 7,735 10,825 13,530 16,235 18,670 21,940 24,130 25,340
66-69 3,930 5,500 6,875 8,250 9,485 11,145 12,260 12,875 66-69 4,910 6,875 8,595 10,310 11,860 13,930 15,325 16,090 50 7,090 9,925 12,405 14,885 17,115 20,110 22,120 23,225 50 8,505 11,905 14,885 17,860 20,540 24,130 26,545 27,870
70 4,225 5,915 7,390 8,870 10,200 11,980 13,180 13,840 70 5,280 7,390 9,240 11,085 12,745 14,975 16,475 17,300 51-54 7,735 10,825 13,530 16,235 18,670 21,940 24,130 25,340 51-54 9,280 12,990 16,235 19,485 22,405 26,325 28,955 30,405
71-74 4,520 6,325 7,905 9,485 10,910 12,820 14,100 14,805 71-74 5,650 7,905 9,880 11,860 13,635 16,020 17,625 18,505 55 8,310 11,635 14,545 17,455 20,070 23,585 25,940 27,240 55 9,975 13,965 17,455 20,945 24,085 28,300 31,130 32,685
75 4,860 6,800 8,500 10,200 11,725 13,780 15,155 15,915 75 6,070 8,500 10,625 12,745 14,660 17,225 18,945 19,895 56-59 8,890 12,450 15,560 18,670 21,470 25,230 27,750 29,140 56-59 10,670 14,935 18,670 22,405 25,765 30,275 33,300 34,965
76-79 5,195 7,275 9,090 10,910 12,545 14,740 16,215 17,025 76-79 6,495 9,090 11,365 13,635 15,680 18,425 20,265 21,280 60 9,780 13,695 17,115 20,540 23,620 27,750 30,525 32,050 60 11,735 16,430 20,540 24,645 28,340 33,300 36,630 38,460
1A+2C 1A+3C
80 5,585 7,820 9,775 11,725 13,485 15,845 17,430 18,300 80 6,980 9,775 12,215 14,660 16,855 19,805 21,785 22,875 61-64 10,670 14,935 18,670 22,405 25,765 30,275 33,300 34,965 61-64 12,805 17,925 22,405 26,885 30,915 36,330 39,960 41,960
Above 80 5,975 8,365 10,455 12,545 14,425 16,950 18,645 19,580 Above 80 7,470 10,455 13,070 15,680 18,035 21,190 23,305 24,470 65 11,470 16,055 20,070 24,085 27,695 32,545 35,800 37,590 65 13,765 19,270 24,085 28,900 33,235 39,050 42,955 45,105
Family Family 66-69 12,270 17,175 21,470 25,765 29,630 34,815 38,295 40,210 66-69 14,725 20,610 25,765 30,915 35,555 41,775 45,955 48,250
Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000 Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000
size size
70 13,190 18,465 23,080 27,695 31,850 37,425 41,165 43,225 70 15,830 22,160 27,695 33,235 38,220 44,910 49,400 51,870
91days-34 1,985 2,780 3,475 4,165 4,790 5,630 6,190 6,500 91days-34 2,380 3,335 4,165 5,000 5,750 6,755 7,430 7,800
71-74 14,110 19,755 24,690 29,630 34,075 40,035 44,040 46,240 71-74 16,930 23,705 29,630 35,555 40,890 48,040 52,845 55,490
35 2,160 3,025 3,780 4,535 5,215 6,125 6,740 7,075 35 2,590 3,630 4,535 5,440 6,255 7,350 8,085 8,490
75 15,170 21,235 26,545 31,850 36,630 43,040 47,340 49,710 75 18,200 25,480 31,850 38,220 43,955 51,645 56,810 59,650
36-44 2,335 3,270 4,085 4,900 5,635 6,620 7,285 7,650 36-44 2,800 3,920 4,900 5,880 6,765 7,945 8,740 9,175
76-79 16,225 22,715 28,395 34,075 39,185 46,040 50,645 53,175 76-79 19,470 27,260 34,075 40,890 47,020 55,250 60,775 63,810
45 2,685 3,760 4,695 5,635 6,480 7,615 8,375 8,795 45 3,220 4,510 5,635 6,765 7,775 9,140 10,050 10,555
80 17,445 24,420 30,525 36,630 42,125 49,495 54,445 57,165 80 20,930 29,305 36,630 43,955 50,545 59,390 65,330 68,595
46-49 3,035 4,250 5,310 6,370 7,325 8,610 9,470 9,940 46-49 3,640 5,095 6,370 7,645 8,790 10,330 11,360 11,930
Above 80 18,660 26,125 32,655 39,185 45,060 52,945 58,240 61,155 Above 80 22,390 31,350 39,185 47,020 54,075 63,535 69,890 73,385
50 3,340 4,675 5,840 7,010 8,060 9,470 10,415 10,935 50 4,005 5,605 7,010 8,410 9,670 11,360 12,500 13,120
Family Family
51-54 3,640 5,095 6,370 7,645 8,790 10,330 11,360 11,930 51-54 4,370 6,115 7,645 9,175 10,550 12,395 13,635 14,315 Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000 Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000
size size
55 3,915 5,480 6,850 8,220 9,450 11,105 12,215 12,825 55 4,695 6,575 8,220 9,860 11,340 13,325 14,655 15,390 91days-34 4,410 6,170 7,715 9,255 10,645 12,505 13,755 14,445 91days-34 5,510 7,715 9,640 11,570 13,305 15,630 17,195 18,055
56-59 4,190 5,860 7,325 8,790 10,110 11,880 13,065 13,720 56-59 5,025 7,035 8,790 10,550 12,130 14,255 15,680 16,460 35 4,800 6,715 8,395 10,070 11,585 13,610 14,970 15,720 35 5,995 8,395 10,490 12,590 14,480 17,010 18,710 19,645
2A+2C 60 4,605 6,445 8,060 9,670 11,120 13,065 14,370 15,090 2A+3C 60 5,525 7,735 9,670 11,605 13,345 15,680 17,245 18,110 36-44 5,185 7,260 9,075 10,890 12,520 14,715 16,185 16,995 36-44 6,480 9,075 11,340 13,610 15,650 18,390 20,230 21,240
61-64 5,025 7,035 8,790 10,550 12,130 14,255 15,680 16,460 61-64 6,030 8,440 10,550 12,660 14,555 17,105 18,815 19,755 45 5,965 8,350 10,435 12,520 14,400 16,920 18,610 19,540 45 7,455 10,435 13,045 15,650 18,000 21,150 23,265 24,425
65 5,400 7,560 9,450 11,340 13,040 15,320 16,855 17,695 65 6,480 9,070 11,340 13,605 15,650 18,385 20,225 21,235 46-49 6,740 9,435 11,795 14,155 16,280 19,125 21,040 22,090 46-49 8,425 11,795 14,745 17,695 20,345 23,905 26,295 27,610
66-69 5,780 8,090 10,110 12,130 13,950 16,390 18,030 18,930 66-69 6,935 9,705 12,130 14,555 16,740 19,670 21,635 22,715 50 7,415 10,380 12,975 15,570 17,905 21,040 23,140 24,300 50 9,270 12,975 16,220 19,460 22,380 26,295 28,925 30,375
70 6,210 8,695 10,865 13,040 14,995 17,620 19,380 20,350 70 7,455 10,435 13,040 15,650 17,995 21,145 23,255 24,420 51-54 8,090 11,325 14,155 16,985 19,535 22,950 25,245 26,505 51-54 10,110 14,155 17,695 21,230 24,415 28,685 31,555 33,135
71-74 6,645 9,300 11,625 13,950 16,040 18,850 20,735 21,770 71-74 7,970 11,160 13,950 16,740 19,250 22,620 24,880 26,125 55 8,695 12,175 15,215 18,260 20,995 24,670 27,140 28,495 55 10,870 15,215 19,020 22,825 26,245 30,840 33,920 35,620
75 7,140 10,000 12,495 14,995 17,245 20,260 22,290 23,405 75 8,570 11,995 14,995 17,995 20,695 24,315 26,745 28,085 56-59 9,305 13,025 16,280 19,535 22,460 26,395 29,030 30,485 56-59 11,630 16,280 20,345 24,415 28,075 32,990 36,290 38,105
76-79 7,640 10,695 13,370 16,040 18,450 21,675 23,845 25,035 76-79 9,170 12,835 16,040 19,250 22,135 26,010 28,610 30,040 2A 60 10,235 14,325 17,905 21,485 24,710 29,030 31,935 33,530 2A+1C 60 12,790 17,905 22,380 26,855 30,885 36,290 39,915 41,915
80 8,215 11,495 14,370 17,245 19,830 23,300 25,630 26,915 80 9,855 13,795 17,245 20,695 23,795 27,960 30,755 32,295 61-64 11,165 15,625 19,535 23,440 26,955 31,670 34,835 36,580 61-64 13,955 19,535 24,415 29,300 33,690 39,590 43,545 45,725
Above 80 8,785 12,300 15,375 18,450 21,215 24,925 27,420 28,790 Above 80 10,545 14,760 18,450 22,135 25,455 29,910 32,905 34,550 65 12,000 16,800 20,995 25,195 28,975 34,045 37,450 39,320 65 15,000 20,995 26,245 31,495 36,220 42,555 46,810 49,150
A - Adult | C - Child 66-69 12,835 17,974 22,468 26,961 30,999 36,423 40,062 42,066 66-69 16,045 22,460 28,075 33,690 38,745 45,525 50,080 52,580
70 13,799 19,323 24,149 28,980 33,321 39,154 43,068 45,220 70 17,250 24,145 30,185 36,220 41,650 48,940 53,835 56,525
71-74 14,763 20,672 25,831 30,999 35,644 41,886 46,075 48,374 71-74 18,450 25,830 32,290 38,745 44,555 52,355 57,590 60,470
75 15,870 22,221 27,769 33,321 38,318 45,025 49,528 52,003 75 19,835 27,770 34,710 41,650 47,900 56,280 61,910 65,005
76-79 16,977 23,769 29,707 35,644 40,993 48,165 52,982 55,632 76-79 21,220 29,705 37,130 44,555 51,240 60,205 66,225 69,540
80 18,250 25,550 31,934 38,318 44,066 51,780 56,957 59,803 80 22,810 31,935 39,915 47,900 55,085 64,720 71,195 74,755
Above 80 19,523 27,332 34,162 40,993 47,139 55,395 60,933 63,973 Above 80 24,400 34,160 42,700 51,240 58,925 69,235 76,160 79,970
Family Family
Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000 Age-band 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000 50,00,000 75,00,000 1,00,00,000
size size
91days-34 6,480 9,075 11,340 13,610 15,650 18,390 20,230 21,240 91days-34 7,780 10,890 13,610 16,330 18,780 22,070 24,275 25,490
35 7,055 9,875 12,345 14,810 17,030 20,015 22,015 23,115 35 8,465 11,850 14,810 17,775 20,440 24,015 26,415 27,735
36-44 7,625 10,675 13,345 16,010 18,415 21,635 23,800 24,990 36-44 9,150 12,810 16,010 19,215 22,095 25,960 28,560 29,985
45 8,770 12,275 15,345 18,415 21,175 24,880 27,370 28,735 45 10,525 14,730 18,415 22,095 25,410 29,855 32,840 34,485
46-49 9,915 13,875 17,345 20,815 23,935 28,125 30,935 32,485 46-49 11,895 16,650 20,815 24,975 28,725 33,750 37,125 38,980
50 10,905 15,265 19,080 22,895 26,330 30,935 34,030 35,730 50 13,085 18,315 22,895 27,475 31,595 37,125 40,835 42,880
51-54 11,895 16,650 20,815 24,975 28,725 33,750 37,125 38,980 51-54 14,275 19,980 24,975 29,970 34,465 40,500 44,550 46,775
55 12,785 17,900 22,375 26,850 30,875 36,280 39,910 41,905 55 15,345 21,480 26,850 32,220 37,050 43,535 47,890 50,285
56-59 13,680 19,150 23,935 28,725 33,030 38,810 42,690 44,825 56-59 16,415 22,980 28,725 34,465 39,635 46,575 51,230 53,790
2A+2C 60 15,045 21,065 26,330 31,595 36,335 42,690 46,960 49,310 2A+3C 60 18,055 25,275 31,595 37,915 43,600 51,230 56,355 59,170
61-64 16,415 22,980 28,725 34,465 39,635 46,575 51,230 53,790 61-64 19,695 27,575 34,465 41,360 47,565 55,885 61,475 64,550
65 17,645 24,700 30,875 37,050 42,610 50,065 55,070 57,825 65 21,175 29,640 37,050 44,460 51,130 60,080 66,085 69,390
66-69 18,875 26,425 33,030 39,635 45,580 53,560 58,915 61,860 66-69 22,650 31,710 39,635 47,565 54,700 64,270 70,695 74,230
70 20,290 28,405 35,510 42,610 49,000 57,575 63,335 66,500 70 24,350 34,090 42,610 51,130 58,800 69,090 76,000 79,800
71-74 21,705 30,390 37,985 45,580 52,420 61,590 67,750 71,140 71-74 26,050 36,465 45,580 54,700 62,905 73,910 81,300 85,365
75 23,335 32,670 40,835 49,000 56,350 66,210 72,830 76,475 75 28,000 39,200 49,000 58,800 67,620 79,455 87,400 91,770
76-79 24,965 34,945 43,685 52,420 60,280 70,830 77,915 81,810 76-79 29,955 41,935 52,420 62,905 72,340 84,995 93,495 98,170
80 26,835 37,570 46,960 56,350 64,805 76,145 83,755 87,945 80 32,200 45,080 56,350 67,620 77,765 91,370 1,00,510 1,05,535
Above 80 28,705 40,190 50,235 60,280 69,325 81,455 89,600 94,080 Above 80 34,450 48,225 60,280 72,340 83,190 97,745 1,07,520 1,12,895
4 A - Adult | C - Child 1