PRUValue Med

The Yearly Cost of Insurance (COI) charges for PRUValue Med with Hospital Daily Room & Board (R&B) 100 to 600 shown in
the tables below are only applicable to Occupational Class 1 & 2.
The COI of Occupational Class 3 & 4 are respectively 1.25 & 1.5 times the COI for Occupation Class 1 & 2.

Med Value Point RM1 million

Med Saver RM300 - Male Med Saver RM300 - Female
ANB R&B 100 R&B 200 R&B 300 R&B 400 R&B 500 R&B 600 R&B 100 R&B 200 R&B 300 R&B 400 R&B 500 R&B 600
1 890.43 1,011.85 1,204.35 1,528.60 1,806.53 2,038.13 657.27 746.90 888.99 1,128.34 1,333.49 1,504.45
2 1,090.29 1,238.96 1,474.66 1,871.69 2,212.00 2,495.59 890.43 1,011.85 1,204.35 1,528.60 1,806.53 2,038.13
3 734.26 834.37 993.10 1,260.48 1,489.66 1,680.64 592.14 672.89 800.90 1,016.53 1,201.35 1,355.37
4 688.85 782.78 931.70 1,182.55 1,397.56 1,576.73 586.22 666.16 792.89 1,006.36 1,189.33 1,341.81
5 665.17 755.88 899.68 1,141.90 1,349.52 1,522.54 580.30 659.42 784.87 996.19 1,177.31 1,328.25
6 to 10 431.78 490.65 637.85 809.58 956.78 1,079.44 419.67 476.91 619.97 786.89 929.96 1,049.19
11 to 15 431.77 490.64 637.84 809.57 956.76 1,079.42 417.95 474.95 617.43 783.67 926.15 1,044.89
16 to 20 557.85 633.92 824.09 1,045.97 1,236.14 1,394.62 530.21 602.51 783.26 994.14 1,174.89 1,325.52
21 to 25 594.11 675.13 877.67 1,113.97 1,316.51 1,485.29 582.03 661.40 859.81 1,091.31 1,289.73 1,455.07
26 to 30 620.03 704.57 915.95 1,162.55 1,373.91 1,550.06 607.93 690.83 898.08 1,139.87 1,347.12 1,519.82
31 to 35 673.07 764.85 949.11 1,204.63 1,423.66 1,606.19 665.82 756.61 938.89 1,191.67 1,408.33 1,588.89
36 to 40 781.62 888.20 1,057.18 1,341.80 1,585.77 1,789.07 813.20 924.10 1,099.90 1,396.02 1,649.85 1,861.37
41 to 45 935.59 1,063.16 1,265.42 1,606.11 1,898.14 2,141.49 1,016.51 1,155.12 1,374.87 1,745.03 2,062.31 2,326.71
46 to 50 1,188.23 1,350.26 1,607.14 2,039.83 2,410.72 2,719.78 1,211.92 1,377.18 1,639.18 2,080.49 2,458.77 2,774.00
51 to 55 1,523.93 1,731.74 2,061.18 2,616.12 3,091.79 3,488.17 1,526.76 1,734.96 2,065.02 2,620.99 3,097.55 3,494.67
56 to 60 2,086.21 2,370.70 2,821.70 3,581.40 4,232.57 4,775.21 1,823.36 2,072.00 2,466.18 3,130.15 3,699.28 4,173.55
61 to 65 2,818.33 3,202.65 3,974.20 5,044.18 5,961.30 6,725.57 2,297.64 2,610.95 3,239.95 4,112.24 4,859.93 5,483.00
66 to 70 3,928.12 4,463.78 5,539.14 7,030.44 8,308.70 9,373.93 3,285.16 3,733.15 4,632.50 5,879.70 6,948.73 7,839.60
71 to 75 5,967.70 6,781.47 8,815.92 11,189.43 13,223.87 14,919.23 5,235.79 5,949.76 7,734.69 9,817.11 11,602.04 13,089.48
76 to 80 8,961.34 10,183.34 13,238.34 16,802.51 19,857.52 22,403.35 7,860.22 8,932.07 11,611.68 14,737.91 17,417.53 19,650.54
81 to 85 12,545.69 14,256.47 18,533.40 23,523.16 27,800.10 31,364.22 12,060.84 13,705.50 17,817.15 22,614.06 26,725.72 30,152.09
86 to 90 15,997.73 18,179.24 23,633.02 29,995.75 35,449.52 39,994.33 14,911.84 16,945.27 22,028.85 27,959.69 33,043.28 37,279.59
91 to 95 19,293.24 21,924.14 28,501.39 36,174.84 42,752.08 48,233.11 17,231.11 19,580.80 25,455.04 32,308.32 38,182.56 43,077.76
96 to 100 22,732.30 25,832.15 33,581.80 42,623.05 50,372.70 56,830.73 19,979.12 22,703.55 29,514.61 37,460.85 44,271.91 49,947.80
PRUValue Med

The Yearly Cost of Insurance (COI) charges for PRUValue Med with Hospital Daily Room & Board (R&B) 100 to 600 shown in
the tables below are only applicable to Occupational Class 1 & 2.
The COI of Occupational Class 3 & 4 are respectively 1.25 & 1.5 times the COI for Occupation Class 1 & 2.

Med Value Point RM1.5 million

Med Saver RM300 - Male Med Saver RM300 - Female
ANB R&B 100 R&B 200 R&B 300 R&B 400 R&B 500 R&B 600 R&B 100 R&B 200 R&B 300 R&B 400 R&B 500 R&B 600
1 1,017.43 1,138.85 1,331.35 1,655.60 1,933.53 2,165.13 765.27 854.90 996.99 1,236.34 1,441.49 1,612.45
2 1,217.29 1,365.96 1,601.66 1,998.69 2,339.00 2,622.59 998.43 1,119.85 1,312.35 1,636.60 1,914.53 2,146.13
3 861.26 961.37 1,120.10 1,387.48 1,616.66 1,807.64 700.14 780.89 908.90 1,124.53 1,309.35 1,463.37
4 815.85 909.78 1,058.70 1,309.55 1,524.56 1,703.73 694.22 774.16 900.89 1,114.36 1,297.33 1,449.81
5 792.17 882.88 1,026.68 1,268.90 1,476.52 1,649.54 688.30 767.42 892.87 1,104.19 1,285.31 1,436.25
6 to 10 558.78 617.65 764.85 936.58 1,083.78 1,206.44 527.67 584.91 727.97 894.89 1,037.96 1,157.19
11 to 15 558.77 617.64 764.84 936.57 1,083.76 1,206.42 525.95 582.95 725.43 891.67 1,034.15 1,152.89
16 to 20 684.85 760.92 951.09 1,172.97 1,363.14 1,521.62 638.21 710.51 891.26 1,102.14 1,282.89 1,433.52
21 to 25 727.11 808.13 1,010.67 1,246.97 1,449.51 1,618.29 712.03 791.40 989.81 1,221.31 1,419.73 1,585.07
26 to 30 755.03 839.57 1,050.95 1,297.55 1,508.91 1,685.06 738.93 821.83 1,029.08 1,270.87 1,478.12 1,650.82
31 to 35 811.07 902.85 1,087.11 1,342.63 1,561.66 1,744.19 800.82 891.61 1,073.89 1,326.67 1,543.33 1,723.89
36 to 40 925.62 1,032.20 1,201.18 1,485.80 1,729.77 1,933.07 968.20 1,079.10 1,254.90 1,551.02 1,804.85 2,016.37
41 to 45 1,102.59 1,230.16 1,432.42 1,773.11 2,065.14 2,308.49 1,209.51 1,348.12 1,567.87 1,938.03 2,255.31 2,519.71
46 to 50 1,399.23 1,561.26 1,818.14 2,250.83 2,621.72 2,930.78 1,455.92 1,621.18 1,883.18 2,324.49 2,702.77 3,018.00
51 to 55 1,845.93 2,053.74 2,383.18 2,938.12 3,413.79 3,810.17 1,792.76 2,000.96 2,331.02 2,886.99 3,363.55 3,760.67
56 to 60 2,490.21 2,774.70 3,225.70 3,985.40 4,636.57 5,179.21 2,145.36 2,394.00 2,788.18 3,452.15 4,021.28 4,495.55
61 to 65 3,474.33 3,858.65 4,630.20 5,700.18 6,617.30 7,381.57 2,908.64 3,221.95 3,850.95 4,723.24 5,470.93 6,094.00
66 to 70 5,013.12 5,548.78 6,624.14 8,115.44 9,393.70 10,458.93 4,335.16 4,783.15 5,682.50 6,929.70 7,998.73 8,889.60
71 to 75 7,326.70 8,140.47 10,174.92 12,548.43 14,582.87 16,278.23 6,551.79 7,265.76 9,050.69 11,133.11 12,918.04 14,405.48
76 to 80 10,687.34 11,909.34 14,964.34 18,528.51 21,583.52 24,129.35 9,542.22 10,614.07 13,293.68 16,419.91 19,099.53 21,332.54
81 to 85 14,789.69 16,500.47 20,777.40 25,767.16 30,044.10 33,608.22 14,216.84 15,861.50 19,973.15 24,770.06 28,881.72 32,308.09
86 to 90 18,858.73 21,040.24 26,494.02 32,856.75 38,310.52 42,855.33 17,581.84 19,615.27 24,698.85 30,629.69 35,713.28 39,949.59
91 to 95 22,744.24 25,375.14 31,952.39 39,625.84 46,203.08 51,684.11 20,304.11 22,653.80 28,528.04 35,381.32 41,255.56 46,150.76
96 to 100 26,798.30 29,898.15 37,647.80 46,689.05 54,438.70 60,896.73 23,550.12 26,274.55 33,085.61 41,031.85 47,842.91 53,518.80
PRUValue Med

The Yearly Cost of Insurance (COI) charges for PRUValue Med with Hospital Daily Room & Board (R&B) 100 to 600 shown in
the tables below are only applicable to Occupational Class 1 & 2.
The COI of Occupational Class 3 & 4 are respectively 1.25 & 1.5 times the COI for Occupation Class 1 & 2.

Med Value Point RM2 million

Med Saver RM300 - Male Med Saver RM300 - Female
ANB R&B 100 R&B 200 R&B 300 R&B 400 R&B 500 R&B 600 R&B 100 R&B 200 R&B 300 R&B 400 R&B 500 R&B 600
1 1,071.43 1,192.85 1,385.35 1,709.60 1,987.53 2,219.13 811.27 900.90 1,042.99 1,282.34 1,487.49 1,658.45
2 1,271.29 1,419.96 1,655.66 2,052.69 2,393.00 2,676.59 1,044.43 1,165.85 1,358.35 1,682.60 1,960.53 2,192.13
3 915.26 1,015.37 1,174.10 1,441.48 1,670.66 1,861.64 746.14 826.89 954.90 1,170.53 1,355.35 1,509.37
4 869.85 963.78 1,112.70 1,363.55 1,578.56 1,757.73 740.22 820.16 946.89 1,160.36 1,343.33 1,495.81
5 846.17 936.88 1,080.68 1,322.90 1,530.52 1,703.54 734.30 813.42 938.87 1,150.19 1,331.31 1,482.25
6 to 10 612.78 671.65 818.85 990.58 1,137.78 1,260.44 573.67 630.91 773.97 940.89 1,083.96 1,203.19
11 to 15 612.77 671.64 818.84 990.57 1,137.76 1,260.42 571.95 628.95 771.43 937.67 1,080.15 1,198.89
16 to 20 738.85 814.92 1,005.09 1,226.97 1,417.14 1,575.62 684.21 756.51 937.26 1,148.14 1,328.89 1,479.52
21 to 25 784.11 865.13 1,067.67 1,303.97 1,506.51 1,675.29 767.03 846.40 1,044.81 1,276.31 1,474.73 1,640.07
26 to 30 813.03 897.57 1,108.95 1,355.55 1,566.91 1,743.06 795.93 878.83 1,086.08 1,327.87 1,535.12 1,707.82
31 to 35 871.07 962.85 1,147.11 1,402.63 1,621.66 1,804.19 857.82 948.61 1,130.89 1,383.67 1,600.33 1,780.89
36 to 40 986.62 1,093.20 1,262.18 1,546.80 1,790.77 1,994.07 1,034.20 1,145.10 1,320.90 1,617.02 1,870.85 2,082.37
41 to 45 1,173.59 1,301.16 1,503.42 1,844.11 2,136.14 2,379.49 1,292.51 1,431.12 1,650.87 2,021.03 2,338.31 2,602.71
46 to 50 1,489.23 1,651.26 1,908.14 2,340.83 2,711.72 3,020.78 1,560.92 1,726.18 1,988.18 2,429.49 2,807.77 3,123.00
51 to 55 1,983.93 2,191.74 2,521.18 3,076.12 3,551.79 3,948.17 1,906.76 2,114.96 2,445.02 3,000.99 3,477.55 3,874.67
56 to 60 2,664.21 2,948.70 3,399.70 4,159.40 4,810.57 5,353.21 2,283.36 2,532.00 2,926.18 3,590.15 4,159.28 4,633.55
61 to 65 3,755.33 4,139.65 4,911.20 5,981.18 6,898.30 7,662.57 3,170.64 3,483.95 4,112.95 4,985.24 5,732.93 6,356.00
66 to 70 5,478.12 6,013.78 7,089.14 8,580.44 9,858.70 10,923.93 4,784.16 5,232.15 6,131.50 7,378.70 8,447.73 9,338.60
71 to 75 7,909.70 8,723.47 10,757.92 13,131.43 15,165.87 16,861.23 7,116.79 7,830.76 9,615.69 11,698.11 13,483.04 14,970.48
76 to 80 11,426.34 12,648.34 15,703.34 19,267.51 22,322.52 24,868.35 10,263.22 11,335.07 14,014.68 17,140.91 19,820.53 22,053.54
81 to 85 15,750.69 17,461.47 21,738.40 26,728.16 31,005.10 34,569.22 15,141.84 16,786.50 20,898.15 25,695.06 29,806.72 33,233.09
86 to 90 20,084.73 22,266.24 27,720.02 34,082.75 39,536.52 44,081.33 18,726.84 20,760.27 25,843.85 31,774.69 36,858.28 41,094.59
91 to 95 24,222.24 26,853.14 33,430.39 41,103.84 47,681.08 53,162.11 21,621.11 23,970.80 29,845.04 36,698.32 42,572.56 47,467.76
96 to 100 28,540.30 31,640.15 39,389.80 48,431.05 56,180.70 62,638.73 25,080.12 27,804.55 34,615.61 42,561.85 49,372.91 55,048.80
PRUValue Med

The Yearly Cost of Insurance (COI) charges for PRUValue Med with Hospital Daily Room & Board (R&B) 100 to 600 shown in
the tables below are only applicable to Occupational Class 1 & 2.
The COI of Occupational Class 3 & 4 are respectively 1.25 & 1.5 times the COI for Occupation Class 1 & 2.

Med Value Point RM1 million

Without Med Saver/Deductible - Male Without Med Saver/Deductible - Female
ANB R&B 100 R&B 200 R&B 300 R&B 400 R&B 500 R&B 600 R&B 100 R&B 200 R&B 300 R&B 400 R&B 500 R&B 600
1 1,466.33 1,666.28 1,922.87 2,440.57 2,884.32 3,254.10 1,189.53 1,351.73 1,559.88 1,979.85 2,339.83 2,639.81
2 1,692.71 1,923.53 2,219.74 2,817.37 3,329.63 3,756.50 1,553.47 1,765.31 2,037.16 2,585.63 3,055.75 3,447.51
3 1,252.34 1,423.11 1,642.26 2,084.41 2,463.40 2,779.22 1,087.85 1,236.19 1,426.55 1,810.62 2,139.83 2,414.17
4 1,168.86 1,328.26 1,532.80 1,945.48 2,299.22 2,593.99 986.54 1,121.06 1,293.70 1,642.00 1,940.55 2,189.34
5 890.09 1,011.46 1,167.22 1,481.47 1,750.84 1,975.30 774.55 880.18 1,015.71 1,289.18 1,523.58 1,718.91
6 to 10 686.03 779.57 967.38 1,227.83 1,451.07 1,637.10 655.03 744.35 923.67 1,172.36 1,385.51 1,563.14
11 to 15 635.58 722.26 896.25 1,137.55 1,344.38 1,516.74 578.11 656.93 815.20 1,034.67 1,222.79 1,379.56
16 to 20 796.91 905.56 1,123.73 1,426.27 1,685.60 1,901.70 676.80 769.09 954.38 1,211.32 1,431.56 1,615.09
21 to 25 837.47 951.68 1,180.95 1,498.90 1,771.42 1,998.53 815.87 927.12 1,150.49 1,460.22 1,725.73 1,946.97
26 to 30 847.02 962.52 1,194.41 1,515.97 1,791.60 2,021.29 825.91 938.54 1,164.64 1,478.20 1,746.96 1,970.92
31 to 35 909.63 1,033.67 1,226.93 1,557.24 1,840.38 2,076.32 885.49 1,006.24 1,194.36 1,515.93 1,791.54 2,021.23
36 to 40 1,067.86 1,213.47 1,400.34 1,777.35 2,100.51 2,369.81 1,147.82 1,304.34 1,505.20 1,910.45 2,257.81 2,547.27
41 to 45 1,237.21 1,405.92 1,622.42 2,059.23 2,433.65 2,745.65 1,435.84 1,631.63 1,882.89 2,389.82 2,824.34 3,186.44
46 to 50 1,565.25 1,778.70 2,052.60 2,605.23 3,078.92 3,473.65 1,815.98 2,063.62 2,381.40 3,022.55 3,572.12 4,030.08
51 to 55 2,390.82 2,716.83 3,135.20 3,979.30 4,702.82 5,305.74 1,977.87 2,247.58 2,593.69 3,292.00 3,890.55 4,389.34
56 to 60 2,888.51 3,282.40 3,787.86 4,807.68 5,681.82 6,410.25 2,302.15 2,616.08 3,018.93 3,831.72 4,528.41 5,108.98
61 to 65 4,312.16 4,900.17 5,816.30 7,382.22 8,724.44 9,842.96 4,015.51 4,563.09 5,416.18 6,874.39 8,124.28 9,165.86
66 to 70 7,131.55 8,104.04 9,619.14 12,208.92 14,428.72 16,278.56 6,896.91 7,837.40 9,302.65 11,807.21 13,953.98 15,742.94
71 to 75 8,156.35 9,268.57 12,049.15 15,293.15 18,073.72 20,390.86 7,898.97 8,976.10 11,668.93 14,810.58 17,503.41 19,747.43
76 to 80 10,354.75 11,766.76 15,296.80 19,415.16 22,945.19 25,886.88 10,093.15 11,469.48 14,910.33 18,924.64 22,365.48 25,232.85
81 to 85 13,205.99 15,006.81 19,508.86 24,761.24 29,263.29 33,014.99 12,691.77 14,422.46 18,749.20 23,797.07 28,123.81 31,729.42
86 to 90 16,839.71 19,136.03 24,876.85 31,574.45 37,315.26 42,099.27 15,715.87 17,858.94 23,216.63 29,467.26 34,824.94 39,289.68
91 to 95 20,308.69 23,078.05 30,001.46 38,078.78 45,002.19 50,771.70 18,088.28 20,554.87 26,721.33 33,915.53 40,082.00 45,220.71
96 to 100 23,928.73 27,191.74 35,349.27 44,866.38 53,023.91 59,821.84 21,017.33 23,883.33 31,048.33 39,407.49 46,572.49 52,543.32
PRUValue Med

The Yearly Cost of Insurance (COI) charges for PRUValue Med with Hospital Daily Room & Board (R&B) 100 to 600 shown in
the tables below are only applicable to Occupational Class 1 & 2.
The COI of Occupational Class 3 & 4 are respectively 1.25 & 1.5 times the COI for Occupation Class 1 & 2.

Med Value Point RM1.5 million

Without Med Saver/Deductible - Male Without Med Saver/Deductible - Female
ANB R&B 100 R&B 200 R&B 300 R&B 400 R&B 500 R&B 600 R&B 100 R&B 200 R&B 300 R&B 400 R&B 500 R&B 600
1 1,593.33 1,793.28 2,049.87 2,567.57 3,011.32 3,381.10 1,297.53 1,459.73 1,667.88 2,087.85 2,447.83 2,747.81
2 1,819.71 2,050.53 2,346.74 2,944.37 3,456.63 3,883.50 1,661.47 1,873.31 2,145.16 2,693.63 3,163.75 3,555.51
3 1,379.34 1,550.11 1,769.26 2,211.41 2,590.40 2,906.22 1,195.85 1,344.19 1,534.55 1,918.62 2,247.83 2,522.17
4 1,295.86 1,455.26 1,659.80 2,072.48 2,426.22 2,720.99 1,094.54 1,229.06 1,401.70 1,750.00 2,048.55 2,297.34
5 1,017.09 1,138.46 1,294.22 1,608.47 1,877.84 2,102.30 882.55 988.18 1,123.71 1,397.18 1,631.58 1,826.91
6 to 10 813.03 906.57 1,094.38 1,354.83 1,578.07 1,764.10 763.03 852.35 1,031.67 1,280.36 1,493.51 1,671.14
11 to 15 762.58 849.26 1,023.25 1,264.55 1,471.38 1,643.74 686.11 764.93 923.20 1,142.67 1,330.79 1,487.56
16 to 20 923.91 1,032.56 1,250.73 1,553.27 1,812.60 2,028.70 784.80 877.09 1,062.38 1,319.32 1,539.56 1,723.09
21 to 25 970.47 1,084.68 1,313.95 1,631.90 1,904.42 2,131.53 945.87 1,057.12 1,280.49 1,590.22 1,855.73 2,076.97
26 to 30 982.02 1,097.52 1,329.41 1,650.97 1,926.60 2,156.29 956.91 1,069.54 1,295.64 1,609.20 1,877.96 2,101.92
31 to 35 1,047.63 1,171.67 1,364.93 1,695.24 1,978.38 2,214.32 1,020.49 1,141.24 1,329.36 1,650.93 1,926.54 2,156.23
36 to 40 1,211.86 1,357.47 1,544.34 1,921.35 2,244.51 2,513.81 1,302.82 1,459.34 1,660.20 2,065.45 2,412.81 2,702.27
41 to 45 1,404.21 1,572.92 1,789.42 2,226.23 2,600.65 2,912.65 1,628.84 1,824.63 2,075.89 2,582.82 3,017.34 3,379.44
46 to 50 1,776.25 1,989.70 2,263.60 2,816.23 3,289.92 3,684.65 2,059.98 2,307.62 2,625.40 3,266.55 3,816.12 4,274.08
51 to 55 2,712.82 3,038.83 3,457.20 4,301.30 5,024.82 5,627.74 2,243.87 2,513.58 2,859.69 3,558.00 4,156.55 4,655.34
56 to 60 3,292.51 3,686.40 4,191.86 5,211.68 6,085.82 6,814.25 2,624.15 2,938.08 3,340.93 4,153.72 4,850.41 5,430.98
61 to 65 4,968.16 5,556.17 6,472.30 8,038.22 9,380.44 10,498.96 4,626.51 5,174.09 6,027.18 7,485.39 8,735.28 9,776.86
66 to 70 8,216.55 9,189.04 10,704.14 13,293.92 15,513.72 17,363.56 7,946.91 8,887.40 10,352.65 12,857.21 15,003.98 16,792.94
71 to 75 9,515.35 10,627.57 13,408.15 16,652.15 19,432.72 21,749.86 9,214.97 10,292.10 12,984.93 16,126.58 18,819.41 21,063.43
76 to 80 12,080.75 13,492.76 17,022.80 21,141.16 24,671.19 27,612.88 11,775.15 13,151.48 16,592.33 20,606.64 24,047.48 26,914.85
81 to 85 15,449.99 17,250.81 21,752.86 27,005.24 31,507.29 35,258.99 14,847.77 16,578.46 20,905.20 25,953.07 30,279.81 33,885.42
86 to 90 19,700.71 21,997.03 27,737.85 34,435.45 40,176.26 44,960.27 18,385.87 20,528.94 25,886.63 32,137.26 37,494.94 41,959.68
91 to 95 23,759.69 26,529.05 33,452.46 41,529.78 48,453.19 54,222.70 21,161.28 23,627.87 29,794.33 36,988.53 43,155.00 48,293.71
96 to 100 27,994.73 31,257.74 39,415.27 48,932.38 57,089.91 63,887.84 24,588.33 27,454.33 34,619.33 42,978.49 50,143.49 56,114.32
PRUValue Med

The Yearly Cost of Insurance (COI) charges for PRUValue Med with Hospital Daily Room & Board (R&B) 100 to 600 shown in
the tables below are only applicable to Occupational Class 1 & 2.
The COI of Occupational Class 3 & 4 are respectively 1.25 & 1.5 times the COI for Occupation Class 1 & 2.

Med Value Point RM2 million

Without Med Saver/Deductible - Male Without Med Saver/Deductible - Female
ANB R&B 100 R&B 200 R&B 300 R&B 400 R&B 500 R&B 600 R&B 100 R&B 200 R&B 300 R&B 400 R&B 500 R&B 600
1 1,647.33 1,847.28 2,103.87 2,621.57 3,065.32 3,435.10 1,343.53 1,505.73 1,713.88 2,133.85 2,493.83 2,793.81
2 1,873.71 2,104.53 2,400.74 2,998.37 3,510.63 3,937.50 1,707.47 1,919.31 2,191.16 2,739.63 3,209.75 3,601.51
3 1,433.34 1,604.11 1,823.26 2,265.41 2,644.40 2,960.22 1,241.85 1,390.19 1,580.55 1,964.62 2,293.83 2,568.17
4 1,349.86 1,509.26 1,713.80 2,126.48 2,480.22 2,774.99 1,140.54 1,275.06 1,447.70 1,796.00 2,094.55 2,343.34
5 1,071.09 1,192.46 1,348.22 1,662.47 1,931.84 2,156.30 928.55 1,034.18 1,169.71 1,443.18 1,677.58 1,872.91
6 to 10 867.03 960.57 1,148.38 1,408.83 1,632.07 1,818.10 809.03 898.35 1,077.67 1,326.36 1,539.51 1,717.14
11 to 15 816.58 903.26 1,077.25 1,318.55 1,525.38 1,697.74 732.11 810.93 969.20 1,188.67 1,376.79 1,533.56
16 to 20 977.91 1,086.56 1,304.73 1,607.27 1,866.60 2,082.70 830.80 923.09 1,108.38 1,365.32 1,585.56 1,769.09
21 to 25 1,027.47 1,141.68 1,370.95 1,688.90 1,961.42 2,188.53 1,000.87 1,112.12 1,335.49 1,645.22 1,910.73 2,131.97
26 to 30 1,040.02 1,155.52 1,387.41 1,708.97 1,984.60 2,214.29 1,013.91 1,126.54 1,352.64 1,666.20 1,934.96 2,158.92
31 to 35 1,107.63 1,231.67 1,424.93 1,755.24 2,038.38 2,274.32 1,077.49 1,198.24 1,386.36 1,707.93 1,983.54 2,213.23
36 to 40 1,272.86 1,418.47 1,605.34 1,982.35 2,305.51 2,574.81 1,368.82 1,525.34 1,726.20 2,131.45 2,478.81 2,768.27
41 to 45 1,475.21 1,643.92 1,860.42 2,297.23 2,671.65 2,983.65 1,711.84 1,907.63 2,158.89 2,665.82 3,100.34 3,462.44
46 to 50 1,866.25 2,079.70 2,353.60 2,906.23 3,379.92 3,774.65 2,164.98 2,412.62 2,730.40 3,371.55 3,921.12 4,379.08
51 to 55 2,850.82 3,176.83 3,595.20 4,439.30 5,162.82 5,765.74 2,357.87 2,627.58 2,973.69 3,672.00 4,270.55 4,769.34
56 to 60 3,466.51 3,860.40 4,365.86 5,385.68 6,259.82 6,988.25 2,762.15 3,076.08 3,478.93 4,291.72 4,988.41 5,568.98
61 to 65 5,249.16 5,837.17 6,753.30 8,319.22 9,661.44 10,779.96 4,888.51 5,436.09 6,289.18 7,747.39 8,997.28 10,038.86
66 to 70 8,681.55 9,654.04 11,169.14 13,758.92 15,978.72 17,828.56 8,395.91 9,336.40 10,801.65 13,306.21 15,452.98 17,241.94
71 to 75 10,098.35 11,210.57 13,991.15 17,235.15 20,015.72 22,332.86 9,779.97 10,857.10 13,549.93 16,691.58 19,384.41 21,628.43
76 to 80 12,819.75 14,231.76 17,761.80 21,880.16 25,410.19 28,351.88 12,496.15 13,872.48 17,313.33 21,327.64 24,768.48 27,635.85
81 to 85 16,410.99 18,211.81 22,713.86 27,966.24 32,468.29 36,219.99 15,772.77 17,503.46 21,830.20 26,878.07 31,204.81 34,810.42
86 to 90 20,926.71 23,223.03 28,963.85 35,661.45 41,402.26 46,186.27 19,530.87 21,673.94 27,031.63 33,282.26 38,639.94 43,104.68
91 to 95 25,237.69 28,007.05 34,930.46 43,007.78 49,931.19 55,700.70 22,478.28 24,944.87 31,111.33 38,305.53 44,472.00 49,610.71
96 to 100 29,736.73 32,999.74 41,157.27 50,674.38 58,831.91 65,629.84 26,118.33 28,984.33 36,149.33 44,508.49 51,673.49 57,644.32
PRUValue Med

The Yearly Cost of Insurance (COI) charges for PRUValue Med with Hospital Daily Room & Board (R&B) 100 to 600 shown in
the tables below are only applicable to Occupational Class 1 & 2.
The COI of Occupational Class 3 & 4 are respectively 1.25 & 1.5 times the COI for Occupation Class 1 & 2.

Med Value Point RM1 million

Deductible 20,000 - Male Deductible 20,000 - Female
ANB R&B 100 R&B 200 R&B 300 R&B 400 R&B 500 R&B 600 R&B 100 R&B 200 R&B 300 R&B 400 R&B 500 R&B 600
1 130.28 148.04 192.45 244.27 288.68 325.69 118.76 134.95 175.44 222.67 263.15 296.89
2 130.28 148.04 192.45 244.27 288.68 325.69 118.76 134.95 175.44 222.67 263.15 296.89
3 130.28 148.04 192.45 244.27 288.68 325.69 118.76 134.95 175.44 222.67 263.15 296.89
4 130.28 148.04 192.45 244.27 288.68 325.69 118.76 134.95 175.44 222.67 263.15 296.89
5 130.28 148.04 192.45 244.27 288.68 325.69 118.76 134.95 175.44 222.67 263.15 296.89
6 to 10 100.14 113.80 147.94 187.77 221.91 250.36 91.28 103.73 134.85 171.15 202.27 228.21
11 to 15 88.04 100.04 130.05 165.07 195.08 220.09 86.86 98.71 128.32 162.87 192.48 217.16
16 to 20 128.52 146.04 189.85 240.97 284.78 321.29 122.80 139.54 181.40 230.24 272.10 306.99
21 to 25 144.96 164.73 214.15 271.80 321.22 362.41 132.68 150.77 196.00 248.77 294.00 331.69
26 to 30 155.65 176.88 229.94 291.85 344.92 389.14 144.28 163.95 213.14 270.52 319.70 360.69
31 to 35 172.30 195.79 254.53 323.05 381.79 430.74 159.61 181.38 235.79 299.28 353.69 399.04
36 to 40 184.59 209.76 272.69 346.10 409.03 461.47 166.88 189.64 246.53 312.91 369.80 417.21
41 to 45 206.89 235.10 305.63 387.92 458.45 517.22 176.43 200.49 260.64 330.81 390.96 441.08
46 to 50 270.45 307.33 399.53 507.09 599.29 676.13 211.90 240.79 313.03 397.30 469.54 529.74
51 to 55 408.96 464.73 604.15 766.80 906.22 1,022.41 288.66 328.02 426.43 541.23 639.64 721.64
56 to 60 509.43 578.90 752.57 955.19 1,128.86 1,273.58 377.50 428.98 557.67 707.82 836.51 943.76
61 to 65 834.13 947.87 1,232.23 1,563.99 1,848.35 2,085.31 709.11 805.81 1,047.55 1,329.59 1,571.33 1,772.78
66 to 70 1,305.47 1,483.49 1,928.54 2,447.76 2,892.81 3,263.68 1,110.47 1,261.90 1,640.47 2,082.14 2,460.71 2,776.18
71 to 75 1,794.41 2,039.10 2,650.83 3,364.52 3,976.25 4,486.02 1,524.75 1,732.67 2,252.47 2,858.91 3,378.71 3,811.87
76 to 80 2,163.32 2,458.32 3,195.82 4,056.23 4,793.72 5,408.30 1,799.62 2,045.02 2,658.53 3,374.28 3,987.79 4,499.04
81 to 85 2,682.01 3,047.74 3,962.06 5,028.77 5,943.09 6,705.03 2,217.01 2,519.33 3,275.13 4,156.89 4,912.69 5,542.53
86 to 90 3,470.98 3,944.30 5,127.59 6,508.10 7,691.39 8,677.46 2,780.19 3,159.31 4,107.10 5,212.86 6,160.65 6,950.48
91 to 95 4,621.10 5,251.25 6,826.63 8,664.56 10,239.94 11,552.75 3,586.86 4,075.98 5,298.77 6,725.37 7,948.16 8,967.16
96 to 100 5,446.60 6,189.32 8,046.12 10,212.38 12,069.17 13,616.50 4,012.63 4,559.81 5,927.75 7,523.69 8,891.63 10,031.58
PRUValue Med

The Yearly Cost of Insurance (COI) charges for PRUValue Med with Hospital Daily Room & Board (R&B) 100 to 600 shown in
the tables below are only applicable to Occupational Class 1 & 2.
The COI of Occupational Class 3 & 4 are respectively 1.25 & 1.5 times the COI for Occupation Class 1 & 2.

Med Value Point RM1.5 million

Deductible 20,000 - Male Deductible 20,000 - Female
ANB R&B 100 R&B 200 R&B 300 R&B 400 R&B 500 R&B 600 R&B 100 R&B 200 R&B 300 R&B 400 R&B 500 R&B 600
1 257.28 275.04 319.45 371.27 415.68 452.69 226.76 242.95 283.44 330.67 371.15 404.89
2 257.28 275.04 319.45 371.27 415.68 452.69 226.76 242.95 283.44 330.67 371.15 404.89
3 257.28 275.04 319.45 371.27 415.68 452.69 226.76 242.95 283.44 330.67 371.15 404.89
4 257.28 275.04 319.45 371.27 415.68 452.69 226.76 242.95 283.44 330.67 371.15 404.89
5 257.28 275.04 319.45 371.27 415.68 452.69 226.76 242.95 283.44 330.67 371.15 404.89
6 to 10 227.14 240.80 274.94 314.77 348.91 377.36 199.28 211.73 242.85 279.15 310.27 336.21
11 to 15 215.04 227.04 257.05 292.07 322.08 347.09 194.86 206.71 236.32 270.87 300.48 325.16
16 to 20 255.52 273.04 316.85 367.97 411.78 448.29 230.80 247.54 289.40 338.24 380.10 414.99
21 to 25 277.96 297.73 347.15 404.80 454.22 495.41 262.68 280.77 326.00 378.77 424.00 461.69
26 to 30 290.65 311.88 364.94 426.85 479.92 524.14 275.28 294.95 344.14 401.52 450.70 491.69
31 to 35 310.30 333.79 392.53 461.05 519.79 568.74 294.61 316.38 370.79 434.28 488.69 534.04
36 to 40 328.59 353.76 416.69 490.10 553.03 605.47 321.88 344.64 401.53 467.91 524.80 572.21
41 to 45 373.89 402.10 472.63 554.92 625.45 684.22 369.43 393.49 453.64 523.81 583.96 634.08
46 to 50 481.45 518.33 610.53 718.09 810.29 887.13 455.90 484.79 557.03 641.30 713.54 773.74
51 to 55 730.96 786.73 926.15 1,088.80 1,228.22 1,344.41 554.66 594.02 692.43 807.23 905.64 987.64
56 to 60 913.43 982.90 1,156.57 1,359.19 1,532.86 1,677.58 699.50 750.98 879.67 1,029.82 1,158.51 1,265.76
61 to 65 1,490.13 1,603.87 1,888.23 2,219.99 2,504.35 2,741.31 1,320.11 1,416.81 1,658.55 1,940.59 2,182.33 2,383.78
66 to 70 2,390.47 2,568.49 3,013.54 3,532.76 3,977.81 4,348.68 2,160.47 2,311.90 2,690.47 3,132.14 3,510.71 3,826.18
71 to 75 3,153.41 3,398.10 4,009.83 4,723.52 5,335.25 5,845.02 2,840.75 3,048.67 3,568.47 4,174.91 4,694.71 5,127.87
76 to 80 3,889.32 4,184.32 4,921.82 5,782.23 6,519.72 7,134.30 3,481.62 3,727.02 4,340.53 5,056.28 5,669.79 6,181.04
81 to 85 4,926.01 5,291.74 6,206.06 7,272.77 8,187.09 8,949.03 4,373.01 4,675.33 5,431.13 6,312.89 7,068.69 7,698.53
86 to 90 6,331.98 6,805.30 7,988.59 9,369.10 10,552.39 11,538.46 5,450.19 5,829.31 6,777.10 7,882.86 8,830.65 9,620.48
91 to 95 8,072.10 8,702.25 10,277.63 12,115.56 13,690.94 15,003.75 6,659.86 7,148.98 8,371.77 9,798.37 11,021.16 12,040.16
96 to 100 9,512.60 10,255.32 12,112.12 14,278.38 16,135.17 17,682.50 7,583.63 8,130.81 9,498.75 11,094.69 12,462.63 13,602.58
PRUValue Med

The Yearly Cost of Insurance (COI) charges for PRUValue Med with Hospital Daily Room & Board (R&B) 100 to 600 shown in
the tables below are only applicable to Occupational Class 1 & 2.
The COI of Occupational Class 3 & 4 are respectively 1.25 & 1.5 times the COI for Occupation Class 1 & 2.

Med Value Point RM2 million

Deductible 20,000 - Male Deductible 20,000 - Female
ANB R&B 100 R&B 200 R&B 300 R&B 400 R&B 500 R&B 600 R&B 100 R&B 200 R&B 300 R&B 400 R&B 500 R&B 600
1 311.28 329.04 373.45 425.27 469.68 506.69 272.76 288.95 329.44 376.67 417.15 450.89
2 311.28 329.04 373.45 425.27 469.68 506.69 272.76 288.95 329.44 376.67 417.15 450.89
3 311.28 329.04 373.45 425.27 469.68 506.69 272.76 288.95 329.44 376.67 417.15 450.89
4 311.28 329.04 373.45 425.27 469.68 506.69 272.76 288.95 329.44 376.67 417.15 450.89
5 311.28 329.04 373.45 425.27 469.68 506.69 272.76 288.95 329.44 376.67 417.15 450.89
6 to 10 281.14 294.80 328.94 368.77 402.91 431.36 245.28 257.73 288.85 325.15 356.27 382.21
11 to 15 269.04 281.04 311.05 346.07 376.08 401.09 240.86 252.71 282.32 316.87 346.48 371.16
16 to 20 309.52 327.04 370.85 421.97 465.78 502.29 276.80 293.54 335.40 384.24 426.10 460.99
21 to 25 334.96 354.73 404.15 461.80 511.22 552.41 317.68 335.77 381.00 433.77 479.00 516.69
26 to 30 348.65 369.88 422.94 484.85 537.92 582.14 332.28 351.95 401.14 458.52 507.70 548.69
31 to 35 370.30 393.79 452.53 521.05 579.79 628.74 351.61 373.38 427.79 491.28 545.69 591.04
36 to 40 389.59 414.76 477.69 551.10 614.03 666.47 387.88 410.64 467.53 533.91 590.80 638.21
41 to 45 444.89 473.10 543.63 625.92 696.45 755.22 452.43 476.49 536.64 606.81 666.96 717.08
46 to 50 571.45 608.33 700.53 808.09 900.29 977.13 560.90 589.79 662.03 746.30 818.54 878.74
51 to 55 868.96 924.73 1,064.15 1,226.80 1,366.22 1,482.41 668.66 708.02 806.43 921.23 1,019.64 1,101.64
56 to 60 1,087.43 1,156.90 1,330.57 1,533.19 1,706.86 1,851.58 837.50 888.98 1,017.67 1,167.82 1,296.51 1,403.76
61 to 65 1,771.13 1,884.87 2,169.23 2,500.99 2,785.35 3,022.31 1,582.11 1,678.81 1,920.55 2,202.59 2,444.33 2,645.78
66 to 70 2,855.47 3,033.49 3,478.54 3,997.76 4,442.81 4,813.68 2,609.47 2,760.90 3,139.47 3,581.14 3,959.71 4,275.18
71 to 75 3,736.41 3,981.10 4,592.83 5,306.52 5,918.25 6,428.02 3,405.75 3,613.67 4,133.47 4,739.91 5,259.71 5,692.87
76 to 80 4,628.32 4,923.32 5,660.82 6,521.23 7,258.72 7,873.30 4,202.62 4,448.02 5,061.53 5,777.28 6,390.79 6,902.04
81 to 85 5,887.01 6,252.74 7,167.06 8,233.77 9,148.09 9,910.03 5,298.01 5,600.33 6,356.13 7,237.89 7,993.69 8,623.53
86 to 90 7,557.98 8,031.30 9,214.59 10,595.10 11,778.39 12,764.46 6,595.19 6,974.31 7,922.10 9,027.86 9,975.65 10,765.48
91 to 95 9,550.10 10,180.25 11,755.63 13,593.56 15,168.94 16,481.75 7,976.86 8,465.98 9,688.77 11,115.37 12,338.16 13,357.16
96 to 100 11,254.60 11,997.32 13,854.12 16,020.38 17,877.17 19,424.50 9,113.63 9,660.81 11,028.75 12,624.69 13,992.63 15,132.58
PRUValue Med

The Yearly Cost of Insurance (COI) charges for PRUValue Med with Hospital Daily Room & Board (R&B) 100 to 600 shown in
the tables below are only applicable to Occupational Class 1 & 2.
The COI of Occupational Class 3 & 4 are respectively 1.25 & 1.5 times the COI for Occupation Class 1 & 2.

Med Value Point RM1 million

Deductible 50,000 - Male Deductible 50,000 - Female
ANB R&B 100 R&B 200 R&B 300 R&B 400 R&B 500 R&B 600 R&B 100 R&B 200 R&B 300 R&B 400 R&B 500 R&B 600
1 101.91 115.81 150.55 191.09 225.83 254.78 93.05 105.74 137.46 174.47 206.19 232.63
2 101.91 115.81 150.55 191.09 225.83 254.78 93.05 105.74 137.46 174.47 206.19 232.63
3 101.91 115.81 150.55 191.09 225.83 254.78 93.05 105.74 137.46 174.47 206.19 232.63
4 101.91 115.81 150.55 191.09 225.83 254.78 93.05 105.74 137.46 174.47 206.19 232.63
5 101.91 115.81 150.55 191.09 225.83 254.78 93.05 105.74 137.46 174.47 206.19 232.63
6 to 10 77.99 88.62 115.21 146.22 172.81 194.96 71.78 81.57 106.04 134.59 159.06 179.45
11 to 15 76.21 86.60 112.58 142.89 168.87 190.52 70.89 80.56 104.73 132.92 157.09 177.23
16 to 20 116.09 131.92 171.50 217.67 257.24 290.22 87.73 99.69 129.60 164.49 194.40 219.32
21 to 25 124.06 140.98 183.27 232.62 274.91 310.16 109.00 123.86 161.02 204.37 241.53 272.49
26 to 30 125.83 142.99 185.89 235.93 278.83 314.58 109.89 124.87 162.33 206.04 243.50 274.71
31 to 35 128.50 146.02 189.83 240.93 284.74 321.24 118.75 134.94 175.42 222.65 263.13 296.87
36 to 40 137.36 156.09 202.92 257.55 304.38 343.40 133.81 152.06 197.68 250.90 296.52 334.53
41 to 45 159.51 181.26 235.64 299.08 353.46 398.77 163.94 186.30 242.19 307.40 363.29 409.86
46 to 50 194.07 220.53 286.69 363.87 430.03 485.17 195.84 222.55 289.32 367.21 433.97 489.61
51 to 55 321.68 365.54 475.20 603.14 712.80 804.19 246.36 279.95 363.94 461.92 545.90 615.89
56 to 60 391.68 445.09 578.62 734.40 867.93 979.20 289.78 329.29 428.08 543.33 642.12 724.44
61 to 65 550.31 625.35 812.96 1,031.83 1,219.43 1,375.77 420.04 477.32 620.52 787.58 930.77 1,050.10
66 to 70 779.82 886.16 1,152.01 1,462.16 1,728.01 1,949.55 605.25 687.78 894.11 1,134.84 1,341.17 1,513.12
71 to 75 1,184.80 1,346.36 1,750.27 2,221.49 2,625.40 2,961.99 921.61 1,047.28 1,361.46 1,728.01 2,042.20 2,304.02
76 to 80 1,791.81 2,036.15 2,647.00 3,359.65 3,970.49 4,479.53 1,399.24 1,590.05 2,067.07 2,623.58 3,100.60 3,498.11
81 to 85 2,403.70 2,731.48 3,550.92 4,506.94 5,326.39 6,009.26 1,933.49 2,197.15 2,856.30 3,625.30 4,284.44 4,833.73
86 to 90 2,856.46 3,245.98 4,219.77 5,355.87 6,329.66 7,141.16 2,262.86 2,571.43 3,342.86 4,242.86 5,014.29 5,657.15
91 to 95 3,425.58 3,892.71 5,060.52 6,422.97 7,590.78 8,563.96 2,740.64 3,114.36 4,048.67 5,138.69 6,073.00 6,851.59
96 to 100 4,033.66 4,583.70 5,958.81 7,563.11 8,938.22 10,084.14 3,246.43 3,689.12 4,795.86 6,087.05 7,193.78 8,116.06
PRUValue Med

The Yearly Cost of Insurance (COI) charges for PRUValue Med with Hospital Daily Room & Board (R&B) 100 to 600 shown in
the tables below are only applicable to Occupational Class 1 & 2.
The COI of Occupational Class 3 & 4 are respectively 1.25 & 1.5 times the COI for Occupation Class 1 & 2.

Med Value Point RM1.5 million

Deductible 50,000 - Male Deductible 50,000 - Female
ANB R&B 100 R&B 200 R&B 300 R&B 400 R&B 500 R&B 600 R&B 100 R&B 200 R&B 300 R&B 400 R&B 500 R&B 600
1 228.91 242.81 277.55 318.09 352.83 381.78 201.05 213.74 245.46 282.47 314.19 340.63
2 228.91 242.81 277.55 318.09 352.83 381.78 201.05 213.74 245.46 282.47 314.19 340.63
3 228.91 242.81 277.55 318.09 352.83 381.78 201.05 213.74 245.46 282.47 314.19 340.63
4 228.91 242.81 277.55 318.09 352.83 381.78 201.05 213.74 245.46 282.47 314.19 340.63
5 228.91 242.81 277.55 318.09 352.83 381.78 201.05 213.74 245.46 282.47 314.19 340.63
6 to 10 204.99 215.62 242.21 273.22 299.81 321.96 179.78 189.57 214.04 242.59 267.06 287.45
11 to 15 203.21 213.60 239.58 269.89 295.87 317.52 178.89 188.56 212.73 240.92 265.09 285.23
16 to 20 243.09 258.92 298.50 344.67 384.24 417.22 195.73 207.69 237.60 272.49 302.40 327.32
21 to 25 257.06 273.98 316.27 365.62 407.91 443.16 239.00 253.86 291.02 334.37 371.53 402.49
26 to 30 260.83 277.99 320.89 370.93 413.83 449.58 240.89 255.87 293.33 337.04 374.50 405.71
31 to 35 266.50 284.02 327.83 378.93 422.74 459.24 253.75 269.94 310.42 357.65 398.13 431.87
36 to 40 281.36 300.09 346.92 401.55 448.38 487.40 288.81 307.06 352.68 405.90 451.52 489.53
41 to 45 326.51 348.26 402.64 466.08 520.46 565.77 356.94 379.30 435.19 500.40 556.29 602.86
46 to 50 405.07 431.53 497.69 574.87 641.03 696.17 439.84 466.55 533.32 611.21 677.97 733.61
51 to 55 643.68 687.54 797.20 925.14 1,034.80 1,126.19 512.36 545.95 629.94 727.92 811.90 881.89
56 to 60 795.68 849.09 982.62 1,138.40 1,271.93 1,383.20 611.78 651.29 750.08 865.33 964.12 1,046.44
61 to 65 1,206.31 1,281.35 1,468.96 1,687.83 1,875.43 2,031.77 1,031.04 1,088.32 1,231.52 1,398.58 1,541.77 1,661.10
66 to 70 1,864.82 1,971.16 2,237.01 2,547.16 2,813.01 3,034.55 1,655.25 1,737.78 1,944.11 2,184.84 2,391.17 2,563.12
71 to 75 2,543.80 2,705.36 3,109.27 3,580.49 3,984.40 4,320.99 2,237.61 2,363.28 2,677.46 3,044.01 3,358.20 3,620.02
76 to 80 3,517.81 3,762.15 4,373.00 5,085.65 5,696.49 6,205.53 3,081.24 3,272.05 3,749.07 4,305.58 4,782.60 5,180.11
81 to 85 4,647.70 4,975.48 5,794.92 6,750.94 7,570.39 8,253.26 4,089.49 4,353.15 5,012.30 5,781.30 6,440.44 6,989.73
86 to 90 5,717.46 6,106.98 7,080.77 8,216.87 9,190.66 10,002.16 4,932.86 5,241.43 6,012.86 6,912.86 7,684.29 8,327.15
91 to 95 6,876.58 7,343.71 8,511.52 9,873.97 11,041.78 12,014.96 5,813.64 6,187.36 7,121.67 8,211.69 9,146.00 9,924.59
96 to 100 8,099.66 8,649.70 10,024.81 11,629.11 13,004.22 14,150.14 6,817.43 7,260.12 8,366.86 9,658.05 10,764.78 11,687.06
PRUValue Med

The Yearly Cost of Insurance (COI) charges for PRUValue Med with Hospital Daily Room & Board (R&B) 100 to 600 shown in
the tables below are only applicable to Occupational Class 1 & 2.
The COI of Occupational Class 3 & 4 are respectively 1.25 & 1.5 times the COI for Occupation Class 1 & 2.

Med Value Point RM2 million

Deductible 50,000 - Male Deductible 50,000 - Female
ANB R&B 100 R&B 200 R&B 300 R&B 400 R&B 500 R&B 600 R&B 100 R&B 200 R&B 300 R&B 400 R&B 500 R&B 600
1 282.91 296.81 331.55 372.09 406.83 435.78 247.05 259.74 291.46 328.47 360.19 386.63
2 282.91 296.81 331.55 372.09 406.83 435.78 247.05 259.74 291.46 328.47 360.19 386.63
3 282.91 296.81 331.55 372.09 406.83 435.78 247.05 259.74 291.46 328.47 360.19 386.63
4 282.91 296.81 331.55 372.09 406.83 435.78 247.05 259.74 291.46 328.47 360.19 386.63
5 282.91 296.81 331.55 372.09 406.83 435.78 247.05 259.74 291.46 328.47 360.19 386.63
6 to 10 258.99 269.62 296.21 327.22 353.81 375.96 225.78 235.57 260.04 288.59 313.06 333.45
11 to 15 257.21 267.60 293.58 323.89 349.87 371.52 224.89 234.56 258.73 286.92 311.09 331.23
16 to 20 297.09 312.92 352.50 398.67 438.24 471.22 241.73 253.69 283.60 318.49 348.40 373.32
21 to 25 314.06 330.98 373.27 422.62 464.91 500.16 294.00 308.86 346.02 389.37 426.53 457.49
26 to 30 318.83 335.99 378.89 428.93 471.83 507.58 297.89 312.87 350.33 394.04 431.50 462.71
31 to 35 326.50 344.02 387.83 438.93 482.74 519.24 310.75 326.94 367.42 414.65 455.13 488.87
36 to 40 342.36 361.09 407.92 462.55 509.38 548.40 354.81 373.06 418.68 471.90 517.52 555.53
41 to 45 397.51 419.26 473.64 537.08 591.46 636.77 439.94 462.30 518.19 583.40 639.29 685.86
46 to 50 495.07 521.53 587.69 664.87 731.03 786.17 544.84 571.55 638.32 716.21 782.97 838.61
51 to 55 781.68 825.54 935.20 1,063.14 1,172.80 1,264.19 626.36 659.95 743.94 841.92 925.90 995.89
56 to 60 969.68 1,023.09 1,156.62 1,312.40 1,445.93 1,557.20 749.78 789.29 888.08 1,003.33 1,102.12 1,184.44
61 to 65 1,487.31 1,562.35 1,749.96 1,968.83 2,156.43 2,312.77 1,293.04 1,350.32 1,493.52 1,660.58 1,803.77 1,923.10
66 to 70 2,329.82 2,436.16 2,702.01 3,012.16 3,278.01 3,499.55 2,104.25 2,186.78 2,393.11 2,633.84 2,840.17 3,012.12
71 to 75 3,126.80 3,288.36 3,692.27 4,163.49 4,567.40 4,903.99 2,802.61 2,928.28 3,242.46 3,609.01 3,923.20 4,185.02
76 to 80 4,256.81 4,501.15 5,112.00 5,824.65 6,435.49 6,944.53 3,802.24 3,993.05 4,470.07 5,026.58 5,503.60 5,901.11
81 to 85 5,608.70 5,936.48 6,755.92 7,711.94 8,531.39 9,214.26 5,014.49 5,278.15 5,937.30 6,706.30 7,365.44 7,914.73
86 to 90 6,943.46 7,332.98 8,306.77 9,442.87 10,416.66 11,228.16 6,077.86 6,386.43 7,157.86 8,057.86 8,829.29 9,472.15
91 to 95 8,354.58 8,821.71 9,989.52 11,351.97 12,519.78 13,492.96 7,130.64 7,504.36 8,438.67 9,528.69 10,463.00 11,241.59
96 to 100 9,841.66 10,391.70 11,766.81 13,371.11 14,746.22 15,892.14 8,347.43 8,790.12 9,896.86 11,188.05 12,294.78 13,217.06
PRUValue Med

The Yearly Cost of Insurance (COI) charges for PRUValue Med with Hospital Daily Room & Board (R&B) 100 to 600 shown in
the tables below are only applicable to Occupational Class 1 & 2.
The COI of Occupational Class 3 & 4 are respectively 1.25 & 1.5 times the COI for Occupation Class 1 & 2.

Med Value Point RM1 million

Deductible 75,000 - Male Deductible 75,000 - Female
ANB R&B 100 R&B 200 R&B 300 R&B 400 R&B 500 R&B 600 R&B 100 R&B 200 R&B 300 R&B 400 R&B 500 R&B 600
1 87.74 99.70 129.61 164.51 194.42 219.34 80.20 91.14 118.48 150.38 177.72 200.51
2 87.74 99.70 129.61 164.51 194.42 219.34 80.20 91.14 118.48 150.38 177.72 200.51
3 87.74 99.70 129.61 164.51 194.42 219.34 80.20 91.14 118.48 150.38 177.72 200.51
4 87.74 99.70 129.61 164.51 194.42 219.34 80.20 91.14 118.48 150.38 177.72 200.51
5 87.74 99.70 129.61 164.51 194.42 219.34 80.20 91.14 118.48 150.38 177.72 200.51
6 to 10 66.91 76.03 98.84 125.45 148.26 167.27 62.03 70.49 91.64 116.31 137.46 155.08
11 to 15 65.58 74.52 96.88 122.96 145.31 163.94 61.15 69.49 90.34 114.66 135.51 152.88
16 to 20 99.70 113.29 147.28 186.93 220.92 249.24 75.77 86.10 111.93 142.07 167.90 189.42
21 to 25 106.79 121.35 157.76 200.23 236.63 266.97 93.93 106.74 138.76 176.12 208.14 234.83
26 to 30 108.11 122.85 159.71 202.70 239.56 270.27 94.82 107.75 140.08 177.79 210.11 237.05
31 to 35 110.33 125.38 162.99 206.88 244.49 275.84 102.35 116.31 151.20 191.91 226.80 255.88
36 to 40 117.87 133.94 174.12 221.00 261.18 294.67 115.20 130.91 170.18 216.00 255.27 288.00
41 to 45 137.36 156.09 202.92 257.55 304.38 343.40 141.35 160.62 208.81 265.02 313.21 353.36
46 to 50 166.60 189.32 246.12 312.38 369.17 416.50 168.82 191.84 249.39 316.54 374.09 422.05
51 to 55 276.49 314.19 408.45 518.41 612.67 691.22 212.24 241.18 313.53 397.95 470.30 530.60
56 to 60 336.30 382.16 496.81 630.56 745.21 840.75 249.90 283.98 369.17 468.57 553.76 624.76
61 to 65 472.77 537.24 698.41 886.45 1,047.62 1,181.93 362.00 411.36 534.77 678.74 802.15 904.99
66 to 70 669.94 761.29 989.68 1,256.13 1,484.52 1,674.84 521.51 592.62 770.41 977.82 1,155.61 1,303.76
71 to 75 1,018.20 1,157.05 1,504.17 1,909.13 2,256.25 2,545.51 794.45 902.78 1,173.61 1,489.59 1,760.42 1,986.12
76 to 80 1,539.26 1,749.16 2,273.91 2,886.11 3,410.86 3,848.15 1,206.07 1,370.53 1,781.69 2,261.37 2,672.53 3,015.17
81 to 85 2,066.61 2,348.42 3,052.95 3,874.89 4,579.42 5,166.52 1,666.24 1,893.45 2,461.49 3,124.19 3,692.23 4,165.59
86 to 90 2,455.49 2,790.33 3,627.43 4,604.04 5,441.14 6,138.73 1,950.69 2,216.69 2,881.70 3,657.54 4,322.55 4,876.72
91 to 95 2,945.31 3,346.94 4,351.02 5,522.45 6,526.53 7,363.27 2,363.46 2,685.75 3,491.48 4,431.49 5,237.21 5,908.65
96 to 100 3,468.38 3,941.34 5,123.74 6,503.21 7,685.61 8,670.95 2,799.84 3,181.64 4,136.13 5,249.71 6,204.20 6,999.61
PRUValue Med

The Yearly Cost of Insurance (COI) charges for PRUValue Med with Hospital Daily Room & Board (R&B) 100 to 600 shown in
the tables below are only applicable to Occupational Class 1 & 2.
The COI of Occupational Class 3 & 4 are respectively 1.25 & 1.5 times the COI for Occupation Class 1 & 2.

Med Value Point RM1.5 million

Deductible 75,000 - Male Deductible 75,000 - Female
ANB R&B 100 R&B 200 R&B 300 R&B 400 R&B 500 R&B 600 R&B 100 R&B 200 R&B 300 R&B 400 R&B 500 R&B 600
1 214.74 226.70 256.61 291.51 321.42 346.34 188.20 199.14 226.48 258.38 285.72 308.51
2 214.74 226.70 256.61 291.51 321.42 346.34 188.20 199.14 226.48 258.38 285.72 308.51
3 214.74 226.70 256.61 291.51 321.42 346.34 188.20 199.14 226.48 258.38 285.72 308.51
4 214.74 226.70 256.61 291.51 321.42 346.34 188.20 199.14 226.48 258.38 285.72 308.51
5 214.74 226.70 256.61 291.51 321.42 346.34 188.20 199.14 226.48 258.38 285.72 308.51
6 to 10 193.91 203.03 225.84 252.45 275.26 294.27 170.03 178.49 199.64 224.31 245.46 263.08
11 to 15 192.58 201.52 223.88 249.96 272.31 290.94 169.15 177.49 198.34 222.66 243.51 260.88
16 to 20 226.70 240.29 274.28 313.93 347.92 376.24 183.77 194.10 219.93 250.07 275.90 297.42
21 to 25 239.79 254.35 290.76 333.23 369.63 399.97 223.93 236.74 268.76 306.12 338.14 364.83
26 to 30 243.11 257.85 294.71 337.70 374.56 405.27 225.82 238.75 271.08 308.79 341.11 368.05
31 to 35 248.33 263.38 300.99 344.88 382.49 413.84 237.35 251.31 286.20 326.91 361.80 390.88
36 to 40 261.87 277.94 318.12 365.00 405.18 438.67 270.20 285.91 325.18 371.00 410.27 443.00
41 to 45 304.36 323.09 369.92 424.55 471.38 510.40 334.35 353.62 401.81 458.02 506.21 546.36
46 to 50 377.60 400.32 457.12 523.38 580.17 627.50 412.82 435.84 493.39 560.54 618.09 666.05
51 to 55 598.49 636.19 730.45 840.41 934.67 1,013.22 478.24 507.18 579.53 663.95 736.30 796.60
56 to 60 740.30 786.16 900.81 1,034.56 1,149.21 1,244.75 571.90 605.98 691.17 790.57 875.76 946.76
61 to 65 1,128.77 1,193.24 1,354.41 1,542.45 1,703.62 1,837.93 973.00 1,022.36 1,145.77 1,289.74 1,413.15 1,515.99
66 to 70 1,754.94 1,846.29 2,074.68 2,341.13 2,569.52 2,759.84 1,571.51 1,642.62 1,820.41 2,027.82 2,205.61 2,353.76
71 to 75 2,377.20 2,516.05 2,863.17 3,268.13 3,615.25 3,904.51 2,110.45 2,218.78 2,489.61 2,805.59 3,076.42 3,302.12
76 to 80 3,265.26 3,475.16 3,999.91 4,612.11 5,136.86 5,574.15 2,888.07 3,052.53 3,463.69 3,943.37 4,354.53 4,697.17
81 to 85 4,310.61 4,592.42 5,296.95 6,118.89 6,823.42 7,410.52 3,822.24 4,049.45 4,617.49 5,280.19 5,848.23 6,321.59
86 to 90 5,316.49 5,651.33 6,488.43 7,465.04 8,302.14 8,999.73 4,620.69 4,886.69 5,551.70 6,327.54 6,992.55 7,546.72
91 to 95 6,396.31 6,797.94 7,802.02 8,973.45 9,977.53 10,814.27 5,436.46 5,758.75 6,564.48 7,504.49 8,310.21 8,981.65
96 to 100 7,534.38 8,007.34 9,189.74 10,569.21 11,751.61 12,736.95 6,370.84 6,752.64 7,707.13 8,820.71 9,775.20 10,570.61
PRUValue Med

The Yearly Cost of Insurance (COI) charges for PRUValue Med with Hospital Daily Room & Board (R&B) 100 to 600 shown in
the tables below are only applicable to Occupational Class 1 & 2.
The COI of Occupational Class 3 & 4 are respectively 1.25 & 1.5 times the COI for Occupation Class 1 & 2.

Med Value Point RM2 million

Deductible 75,000 - Male Deductible 75,000 - Female
ANB R&B 100 R&B 200 R&B 300 R&B 400 R&B 500 R&B 600 R&B 100 R&B 200 R&B 300 R&B 400 R&B 500 R&B 600
1 268.74 280.70 310.61 345.51 375.42 400.34 234.20 245.14 272.48 304.38 331.72 354.51
2 268.74 280.70 310.61 345.51 375.42 400.34 234.20 245.14 272.48 304.38 331.72 354.51
3 268.74 280.70 310.61 345.51 375.42 400.34 234.20 245.14 272.48 304.38 331.72 354.51
4 268.74 280.70 310.61 345.51 375.42 400.34 234.20 245.14 272.48 304.38 331.72 354.51
5 268.74 280.70 310.61 345.51 375.42 400.34 234.20 245.14 272.48 304.38 331.72 354.51
6 to 10 247.91 257.03 279.84 306.45 329.26 348.27 216.03 224.49 245.64 270.31 291.46 309.08
11 to 15 246.58 255.52 277.88 303.96 326.31 344.94 215.15 223.49 244.34 268.66 289.51 306.88
16 to 20 280.70 294.29 328.28 367.93 401.92 430.24 229.77 240.10 265.93 296.07 321.90 343.42
21 to 25 296.79 311.35 347.76 390.23 426.63 456.97 278.93 291.74 323.76 361.12 393.14 419.83
26 to 30 301.11 315.85 352.71 395.70 432.56 463.27 282.82 295.75 328.08 365.79 398.11 425.05
31 to 35 308.33 323.38 360.99 404.88 442.49 473.84 294.35 308.31 343.20 383.91 418.80 447.88
36 to 40 322.87 338.94 379.12 426.00 466.18 499.67 336.20 351.91 391.18 437.00 476.27 509.00
41 to 45 375.36 394.09 440.92 495.55 542.38 581.40 417.35 436.62 484.81 541.02 589.21 629.36
46 to 50 467.60 490.32 547.12 613.38 670.17 717.50 517.82 540.84 598.39 665.54 723.09 771.05
51 to 55 736.49 774.19 868.45 978.41 1,072.67 1,151.22 592.24 621.18 693.53 777.95 850.30 910.60
56 to 60 914.30 960.16 1,074.81 1,208.56 1,323.21 1,418.75 709.90 743.98 829.17 928.57 1,013.76 1,084.76
61 to 65 1,409.77 1,474.24 1,635.41 1,823.45 1,984.62 2,118.93 1,235.00 1,284.36 1,407.77 1,551.74 1,675.15 1,777.99
66 to 70 2,219.94 2,311.29 2,539.68 2,806.13 3,034.52 3,224.84 2,020.51 2,091.62 2,269.41 2,476.82 2,654.61 2,802.76
71 to 75 2,960.20 3,099.05 3,446.17 3,851.13 4,198.25 4,487.51 2,675.45 2,783.78 3,054.61 3,370.59 3,641.42 3,867.12
76 to 80 4,004.26 4,214.16 4,738.91 5,351.11 5,875.86 6,313.15 3,609.07 3,773.53 4,184.69 4,664.37 5,075.53 5,418.17
81 to 85 5,271.61 5,553.42 6,257.95 7,079.89 7,784.42 8,371.52 4,747.24 4,974.45 5,542.49 6,205.19 6,773.23 7,246.59
86 to 90 6,542.49 6,877.33 7,714.43 8,691.04 9,528.14 10,225.73 5,765.69 6,031.69 6,696.70 7,472.54 8,137.55 8,691.72
91 to 95 7,874.31 8,275.94 9,280.02 10,451.45 11,455.53 12,292.27 6,753.46 7,075.75 7,881.48 8,821.49 9,627.21 10,298.65
96 to 100 9,276.38 9,749.34 10,931.74 12,311.21 13,493.61 14,478.95 7,900.84 8,282.64 9,237.13 10,350.71 11,305.20 12,100.61
PRUValue Med

The Yearly Cost of Insurance (COI) charges for PRUValue Med with Hospital Daily Room & Board (R&B) 100 to 600 shown in
the tables below are only applicable to Occupational Class 1 & 2.
The COI of Occupational Class 3 & 4 are respectively 1.25 & 1.5 times the COI for Occupation Class 1 & 2.

Med Value Point RM1 million

Deductible 100,000 - Male Deductible 100,000 - Female
ANB R&B 100 R&B 200 R&B 300 R&B 400 R&B 500 R&B 600 R&B 100 R&B 200 R&B 300 R&B 400 R&B 500 R&B 600
1 73.55 83.58 108.65 137.91 162.98 183.88 67.35 76.53 99.49 126.27 149.23 168.37
2 73.55 83.58 108.65 137.91 162.98 183.88 67.35 76.53 99.49 126.27 149.23 168.37
3 73.55 83.58 108.65 137.91 162.98 183.88 67.35 76.53 99.49 126.27 149.23 168.37
4 73.55 83.58 108.65 137.91 162.98 183.88 67.35 76.53 99.49 126.27 149.23 168.37
5 73.55 83.58 108.65 137.91 162.98 183.88 67.35 76.53 99.49 126.27 149.23 168.37
6 to 10 55.83 63.44 82.47 104.68 123.71 139.57 52.28 59.41 77.23 98.03 115.85 130.70
11 to 15 54.94 62.43 81.16 103.01 121.74 137.35 51.40 58.41 75.93 96.38 113.90 128.50
16 to 20 83.30 94.66 123.06 156.19 184.59 208.25 63.80 72.50 94.25 119.63 141.38 159.50
21 to 25 89.50 101.71 132.22 167.82 198.33 223.76 78.87 89.62 116.51 147.87 174.76 197.16
26 to 30 90.38 102.71 133.52 169.47 200.28 225.96 79.75 90.63 117.82 149.54 176.73 199.39
31 to 35 92.16 104.73 136.15 172.80 204.22 230.41 85.96 97.68 126.98 161.17 190.48 214.90
36 to 40 98.37 111.78 145.31 184.44 217.97 245.92 96.59 109.76 142.69 181.10 214.03 241.47
41 to 45 115.20 130.91 170.18 216.00 255.27 288.00 118.75 134.94 175.42 222.65 263.13 296.87
46 to 50 139.13 158.10 205.53 260.87 308.30 347.82 141.79 161.12 209.46 265.85 314.18 354.46
51 to 55 231.29 262.83 341.68 433.67 512.52 578.23 178.12 202.41 263.13 333.98 394.70 445.30
56 to 60 280.91 319.22 414.99 526.71 622.48 702.28 210.02 238.66 310.26 393.79 465.39 525.05
61 to 65 395.23 449.12 583.86 741.05 875.78 988.06 303.95 345.40 449.02 569.91 673.53 759.88
66 to 70 560.05 636.42 827.35 1,050.09 1,241.02 1,400.12 437.76 497.46 646.70 820.81 970.05 1,094.41
71 to 75 851.60 967.73 1,258.05 1,596.75 1,887.07 2,129.01 667.28 758.27 985.75 1,251.15 1,478.63 1,668.19
76 to 80 1,286.70 1,462.16 1,900.81 2,412.56 2,851.21 3,216.75 1,012.88 1,151.00 1,496.30 1,899.15 2,244.45 2,532.20
81 to 85 1,729.52 1,965.36 2,554.97 3,242.84 3,832.45 4,323.79 1,398.98 1,589.75 2,066.68 2,623.09 3,100.01 3,497.45
86 to 90 2,054.52 2,334.68 3,035.08 3,852.22 4,552.63 5,136.30 1,638.52 1,861.95 2,420.54 3,072.22 3,630.80 4,096.29
91 to 95 2,465.03 2,801.17 3,641.52 4,621.93 5,462.28 6,162.57 1,986.27 2,257.13 2,934.27 3,724.26 4,401.40 4,965.69
96 to 100 2,903.09 3,298.97 4,288.66 5,443.30 6,432.99 7,257.73 2,353.25 2,674.15 3,476.40 4,412.35 5,214.59 5,883.13
PRUValue Med

The Yearly Cost of Insurance (COI) charges for PRUValue Med with Hospital Daily Room & Board (R&B) 100 to 600 shown in
the tables below are only applicable to Occupational Class 1 & 2.
The COI of Occupational Class 3 & 4 are respectively 1.25 & 1.5 times the COI for Occupation Class 1 & 2.

Med Value Point RM1.5 million

Deductible 100,000 - Male Deductible 100,000 - Female
ANB R&B 100 R&B 200 R&B 300 R&B 400 R&B 500 R&B 600 R&B 100 R&B 200 R&B 300 R&B 400 R&B 500 R&B 600
1 200.55 210.58 235.65 264.91 289.98 310.88 175.35 184.53 207.49 234.27 257.23 276.37
2 200.55 210.58 235.65 264.91 289.98 310.88 175.35 184.53 207.49 234.27 257.23 276.37
3 200.55 210.58 235.65 264.91 289.98 310.88 175.35 184.53 207.49 234.27 257.23 276.37
4 200.55 210.58 235.65 264.91 289.98 310.88 175.35 184.53 207.49 234.27 257.23 276.37
5 200.55 210.58 235.65 264.91 289.98 310.88 175.35 184.53 207.49 234.27 257.23 276.37
6 to 10 182.83 190.44 209.47 231.68 250.71 266.57 160.28 167.41 185.23 206.03 223.85 238.70
11 to 15 181.94 189.43 208.16 230.01 248.74 264.35 159.40 166.41 183.93 204.38 221.90 236.50
16 to 20 210.30 221.66 250.06 283.19 311.59 335.25 171.80 180.50 202.25 227.63 249.38 267.50
21 to 25 222.50 234.71 265.22 300.82 331.33 356.76 208.87 219.62 246.51 277.87 304.76 327.16
26 to 30 225.38 237.71 268.52 304.47 335.28 360.96 210.75 221.63 248.82 280.54 307.73 330.39
31 to 35 230.16 242.73 274.15 310.80 342.22 368.41 220.96 232.68 261.98 296.17 325.48 349.90
36 to 40 242.37 255.78 289.31 328.44 361.97 389.92 251.59 264.76 297.69 336.10 369.03 396.47
41 to 45 282.20 297.91 337.18 383.00 422.27 455.00 311.75 327.94 368.42 415.65 456.13 489.87
46 to 50 350.13 369.10 416.53 471.87 519.30 558.82 385.79 405.12 453.46 509.85 558.18 598.46
51 to 55 553.29 584.83 663.68 755.67 834.52 900.23 444.12 468.41 529.13 599.98 660.70 711.30
56 to 60 684.91 723.22 818.99 930.71 1,026.48 1,106.28 532.02 560.66 632.26 715.79 787.39 847.05
61 to 65 1,051.23 1,105.12 1,239.86 1,397.05 1,531.78 1,644.06 914.95 956.40 1,060.02 1,180.91 1,284.53 1,370.88
66 to 70 1,645.05 1,721.42 1,912.35 2,135.09 2,326.02 2,485.12 1,487.76 1,547.46 1,696.70 1,870.81 2,020.05 2,144.41
71 to 75 2,210.60 2,326.73 2,617.05 2,955.75 3,246.07 3,488.01 1,983.28 2,074.27 2,301.75 2,567.15 2,794.63 2,984.19
76 to 80 3,012.70 3,188.16 3,626.81 4,138.56 4,577.21 4,942.75 2,694.88 2,833.00 3,178.30 3,581.15 3,926.45 4,214.20
81 to 85 3,973.52 4,209.36 4,798.97 5,486.84 6,076.45 6,567.79 3,554.98 3,745.75 4,222.68 4,779.09 5,256.01 5,653.45
86 to 90 4,915.52 5,195.68 5,896.08 6,713.22 7,413.63 7,997.30 4,308.52 4,531.95 5,090.54 5,742.22 6,300.80 6,766.29
91 to 95 5,916.03 6,252.17 7,092.52 8,072.93 8,913.28 9,613.57 5,059.27 5,330.13 6,007.27 6,797.26 7,474.40 8,038.69
96 to 100 6,969.09 7,364.97 8,354.66 9,509.30 10,498.99 11,323.73 5,924.25 6,245.15 7,047.40 7,983.35 8,785.59 9,454.13
PRUValue Med

The Yearly Cost of Insurance (COI) charges for PRUValue Med with Hospital Daily Room & Board (R&B) 100 to 600 shown in
the tables below are only applicable to Occupational Class 1 & 2.
The COI of Occupational Class 3 & 4 are respectively 1.25 & 1.5 times the COI for Occupation Class 1 & 2.

Med Value Point RM2 million

Deductible 100,000 - Male Deductible 100,000 - Female
ANB R&B 100 R&B 200 R&B 300 R&B 400 R&B 500 R&B 600 R&B 100 R&B 200 R&B 300 R&B 400 R&B 500 R&B 600
1 254.55 264.58 289.65 318.91 343.98 364.88 221.35 230.53 253.49 280.27 303.23 322.37
2 254.55 264.58 289.65 318.91 343.98 364.88 221.35 230.53 253.49 280.27 303.23 322.37
3 254.55 264.58 289.65 318.91 343.98 364.88 221.35 230.53 253.49 280.27 303.23 322.37
4 254.55 264.58 289.65 318.91 343.98 364.88 221.35 230.53 253.49 280.27 303.23 322.37
5 254.55 264.58 289.65 318.91 343.98 364.88 221.35 230.53 253.49 280.27 303.23 322.37
6 to 10 236.83 244.44 263.47 285.68 304.71 320.57 206.28 213.41 231.23 252.03 269.85 284.70
11 to 15 235.94 243.43 262.16 284.01 302.74 318.35 205.40 212.41 229.93 250.38 267.90 282.50
16 to 20 264.30 275.66 304.06 337.19 365.59 389.25 217.80 226.50 248.25 273.63 295.38 313.50
21 to 25 279.50 291.71 322.22 357.82 388.33 413.76 263.87 274.62 301.51 332.87 359.76 382.16
26 to 30 283.38 295.71 326.52 362.47 393.28 418.96 267.75 278.63 305.82 337.54 364.73 387.39
31 to 35 290.16 302.73 334.15 370.80 402.22 428.41 277.96 289.68 318.98 353.17 382.48 406.90
36 to 40 303.37 316.78 350.31 389.44 422.97 450.92 317.59 330.76 363.69 402.10 435.03 462.47
41 to 45 353.20 368.91 408.18 454.00 493.27 526.00 394.75 410.94 451.42 498.65 539.13 572.87
46 to 50 440.13 459.10 506.53 561.87 609.30 648.82 490.79 510.12 558.46 614.85 663.18 703.46
51 to 55 691.29 722.83 801.68 893.67 972.52 1,038.23 558.12 582.41 643.13 713.98 774.70 825.30
56 to 60 858.91 897.22 992.99 1,104.71 1,200.48 1,280.28 670.02 698.66 770.26 853.79 925.39 985.05
61 to 65 1,332.23 1,386.12 1,520.86 1,678.05 1,812.78 1,925.06 1,176.95 1,218.40 1,322.02 1,442.91 1,546.53 1,632.88
66 to 70 2,110.05 2,186.42 2,377.35 2,600.09 2,791.02 2,950.12 1,936.76 1,996.46 2,145.70 2,319.81 2,469.05 2,593.41
71 to 75 2,793.60 2,909.73 3,200.05 3,538.75 3,829.07 4,071.01 2,548.28 2,639.27 2,866.75 3,132.15 3,359.63 3,549.19
76 to 80 3,751.70 3,927.16 4,365.81 4,877.56 5,316.21 5,681.75 3,415.88 3,554.00 3,899.30 4,302.15 4,647.45 4,935.20
81 to 85 4,934.52 5,170.36 5,759.97 6,447.84 7,037.45 7,528.79 4,479.98 4,670.75 5,147.68 5,704.09 6,181.01 6,578.45
86 to 90 6,141.52 6,421.68 7,122.08 7,939.22 8,639.63 9,223.30 5,453.52 5,676.95 6,235.54 6,887.22 7,445.80 7,911.29
91 to 95 7,394.03 7,730.17 8,570.52 9,550.93 10,391.28 11,091.57 6,376.27 6,647.13 7,324.27 8,114.26 8,791.40 9,355.69
96 to 100 8,711.09 9,106.97 10,096.66 11,251.30 12,240.99 13,065.73 7,454.25 7,775.15 8,577.40 9,513.35 10,315.59 10,984.13