FINANCIAL CALCULATORS

SIP SWP - RETIREMENT

PLANNING
COMBINATION
SIP - WEALTH CREATION
FV of SIP

SWP - REGULAR INCOME

GENERATION
SIP - TARGET
ACHIEVEMENT

STP - BENEFITING FROM

VOLATILITY
SIP - COST OF
DELAYING
SIP - EARLY HOME LOAN
REPAYMENT CALCULATOR
ULATORS

FINANCIAL PLANNING

SENSEX NIFY DYNAMIC

PROJECTION TOOL

OTHER CALCULATOR
 STP- BENEFITING FROM VOLATALITY

Initial amount invested in Primary Scheme MIP

Transter to Secondary Scheme Equity
Initial Amount Invested Rs. ` 100,000
Fixed Amount to Transfer (Monthly) ` 1,000
Expected Returns (Annualised)
MIP 6%
Equity 20%
* Number of Years of Full Investment 11
Full Investment horizon - regardless of STP running period
Total Value of investments at the end of 11 - years is Rs. ` 425,288
Rate of Return 14.07%
Redemption in Primary scheme: Balance amount < Minimum Re-investment Amount

End Value of your Investment ` 458,675

Rate of Return* 14.26%

*Annualised
Your Investment has grown by (times) 4.59
Absolute % growth 358.67%
The Systematic Transfer Plan ran for 137 - months
or 11.42 - years
Minimum Re-investment Amount in Equity ` 1,000
TY

<< ENTER FUND NAME HERE

<< ENTER FUND NAME HERE
<< ENTER VALUE HERE
<< ENTER VALUE HERE

<< ENTER VALUE HERE

<< ENTER VALUE HERE
<< ENTER VALUE HERE
 RETIREMENT PLANNING THROUGH (SIP-SWP)

ASSUMPTIONS
SIP Amount (per month) ENTER AMOUNT >>> ` 10,000
SIP Period in Years ENTER YEARS >>> 20 Expected Returns on Investments (%)

% INCREASE IN SIP AMOUNT ANNUALLYENTER RETURN >>> 0% Equity (SIP) 18%

End Value of SIP ` 19,267,543 New Fund after End of SIP 12%

Monthly Withdrawals after end of SIP ENTER AMOUNT >>> ` 100,000 Growth in Withdrawals, if any (% yly) 5%

RESULTS
Total Amount Invested by you … ` 2,400,000

Value of investments after years …(after SIP end) 10 <<< ENTER YEARS

` 33,158,791 Monthly Withdrawal at that time … ` 155,133

Withdrawals would last for … Yrs. Over 50 Years Total Withdrawals made by you …. ` 251,217,595
 REGULAR INCOME THROUGH - SWP

Initial Investment ### The Value of the Investment

Monthly Redemptions thereafter ` 20,000 Becomes NIL in years
Expected Rate of Returns … 12%
Investment Value at the End of 20 years is

Parameter … takes only 50 years into working

Month Amount Monthly Value prior to

Monthly SWP Amount
Begining Invested Growth redemption
1 2,500,000 23,722 2,523,722 20,000
2 2,503,722 23,757 2,527,479 20,000
3 2,507,479 23,793 2,531,272 20,000
4 2,511,272 23,829 2,535,101 20,000
5 2,515,101 23,865 2,538,966 20,000
6 2,518,966 23,902 2,542,868 20,000
7 2,522,868 23,939 2,546,807 20,000
8 2,526,807 23,976 2,550,784 20,000
9 2,530,784 24,014 2,554,798 20,000
10 2,534,798 24,052 2,558,850 20,000
11 2,538,850 24,091 2,562,941 20,000
12 2,542,941 24,129 2,567,070 20,000
13 2,547,070 24,169 2,571,239 20,000
14 2,551,239 24,208 2,575,447 20,000
15 2,555,447 24,248 2,579,695 20,000
16 2,559,695 24,288 2,583,983 20,000
17 2,563,983 24,329 2,588,312 20,000
18 2,568,312 24,370 2,592,683 20,000
19 2,572,683 24,412 2,597,094 20,000
20 2,577,094 24,454 2,601,548 20,000
21 2,581,548 24,496 2,606,044 20,000
22 2,586,044 24,538 2,610,582 20,000
23 2,590,582 24,581 2,615,164 20,000
24 2,595,164 24,625 2,619,788 20,000
25 2,599,788 24,669 2,624,457 20,000
26 2,604,457 24,713 2,629,170 20,000
27 2,609,170 24,758 2,633,928 20,000
28 2,613,928 24,803 2,638,731 20,000
29 2,618,731 24,849 2,643,580 20,000
30 2,623,580 24,895 2,648,475 20,000
31 2,628,475 24,941 2,653,416 20,000
32 2,633,416 24,988 2,658,404 20,000
33 2,638,404 25,035 2,663,439 20,000
34 2,643,439 25,083 2,668,522 20,000
35 2,648,522 25,131 2,673,653 20,000
36 2,653,653 25,180 2,678,833 20,000
37 2,658,833 25,229 2,684,062 20,000
38 2,664,062 25,279 2,689,341 20,000
39 2,669,341 25,329 2,694,670 20,000
40 2,674,670 25,379 2,700,049 20,000
41 2,680,049 25,430 2,705,480 20,000
42 2,685,480 25,482 2,710,962 20,000
43 2,690,962 25,534 2,716,496 20,000
44 2,696,496 25,586 2,722,082 20,000
45 2,702,082 25,639 2,727,722 20,000
46 2,707,722 25,693 2,733,415 20,000
47 2,713,415 25,747 2,739,162 20,000
48 2,719,162 25,802 2,744,963 20,000
49 2,724,963 25,857 2,750,820 20,000
50 2,730,820 25,912 2,756,732 20,000
51 2,736,732 25,968 2,762,700 20,000
52 2,742,700 26,025 2,768,725 20,000
53 2,748,725 26,082 2,774,807 20,000
54 2,754,807 26,140 2,780,947 20,000
55 2,760,947 26,198 2,787,145 20,000
56 2,767,145 26,257 2,793,402 20,000
57 2,773,402 26,316 2,799,718 20,000
58 2,779,718 26,376 2,806,094 20,000
59 2,786,094 26,437 2,812,531 20,000
60 2,792,531 26,498 2,819,029 20,000
61 2,799,029 26,559 2,825,588 20,000
62 2,805,588 26,622 2,832,210 20,000
63 2,812,210 26,684 2,838,894 20,000
64 2,818,894 26,748 2,845,642 20,000
65 2,825,642 26,812 2,852,454 20,000
66 2,832,454 26,877 2,859,331 20,000
67 2,839,331 26,942 2,866,273 20,000
68 2,846,273 27,008 2,873,280 20,000
69 2,853,280 27,074 2,880,354 20,000
70 2,860,354 27,141 2,887,496 20,000
71 2,867,496 27,209 2,894,705 20,000
72 2,874,705 27,277 2,901,982 20,000
73 2,881,982 27,347 2,909,329 20,000
74 2,889,329 27,416 2,916,745 20,000
75 2,896,745 27,487 2,924,232 20,000
76 2,904,232 27,558 2,931,789 20,000
77 2,911,789 27,629 2,939,419 20,000
78 2,919,419 27,702 2,947,120 20,000
79 2,927,120 27,775 2,954,895 20,000
80 2,934,895 27,849 2,962,744 20,000
81 2,942,744 27,923 2,970,667 20,000
82 2,950,667 27,998 2,978,665 20,000
83 2,958,665 28,074 2,986,739 20,000
84 2,966,739 28,151 2,994,890 20,000
85 2,974,890 28,228 3,003,118 20,000
86 2,983,118 28,306 3,011,425 20,000
87 2,991,425 28,385 3,019,810 20,000
88 2,999,810 28,465 3,028,274 20,000
89 3,008,274 28,545 3,036,819 20,000
90 3,016,819 28,626 3,045,445 20,000
91 3,025,445 28,708 3,054,153 20,000
92 3,034,153 28,790 3,062,943 20,000
93 3,042,943 28,874 3,071,817 20,000
94 3,051,817 28,958 3,080,775 20,000
95 3,060,775 29,043 3,089,818 20,000
96 3,069,818 29,129 3,098,947 20,000
97 3,078,947 29,215 3,108,163 20,000
98 3,088,163 29,303 3,117,465 20,000
99 3,097,465 29,391 3,126,857 20,000
100 3,106,857 29,480 3,136,337 20,000
101 3,116,337 29,570 3,145,907 20,000
102 3,125,907 29,661 3,155,568 20,000
103 3,135,568 29,753 3,165,321 20,000
104 3,145,321 29,845 3,175,166 20,000
105 3,155,166 29,939 3,185,105 20,000
106 3,165,105 30,033 3,195,138 20,000
107 3,175,138 30,128 3,205,266 20,000
108 3,185,266 30,224 3,215,491 20,000
109 3,195,491 30,321 3,225,812 20,000
110 3,205,812 30,419 3,236,231 20,000
111 3,216,231 30,518 3,246,750 20,000
112 3,226,750 30,618 3,257,368 20,000
113 3,237,368 30,719 3,268,086 20,000
114 3,248,086 30,820 3,278,907 20,000
115 3,258,907 30,923 3,289,830 20,000
116 3,269,830 31,027 3,300,856 20,000
117 3,280,856 31,131 3,311,988 20,000
118 3,291,988 31,237 3,323,225 20,000
119 3,303,225 31,344 3,334,568 20,000
120 3,314,568 31,451 3,346,020 20,000
121 3,326,020 31,560 3,357,580 20,000
122 3,337,580 31,670 3,369,249 20,000
123 3,349,249 31,780 3,381,030 20,000
124 3,361,030 31,892 3,392,922 20,000
125 3,372,922 32,005 3,404,927 20,000
126 3,384,927 32,119 3,417,045 20,000
127 3,397,045 32,234 3,429,279 20,000
128 3,409,279 32,350 3,441,629 20,000
129 3,421,629 32,467 3,454,096 20,000
130 3,434,096 32,585 3,466,682 20,000
131 3,446,682 32,705 3,479,387 20,000
132 3,459,387 32,825 3,492,212 20,000
133 3,472,212 32,947 3,505,159 20,000
134 3,485,159 33,070 3,518,229 20,000
135 3,498,229 33,194 3,531,423 20,000
136 3,511,423 33,319 3,544,742 20,000
137 3,524,742 33,446 3,558,188 20,000
138 3,538,188 33,573 3,571,761 20,000
139 3,551,761 33,702 3,585,463 20,000
140 3,565,463 33,832 3,599,295 20,000
141 3,579,295 33,963 3,613,258 20,000
142 3,593,258 34,096 3,627,354 20,000
143 3,607,354 34,229 3,641,583 20,000
144 3,621,583 34,364 3,655,948 20,000
145 3,635,948 34,501 3,670,448 20,000
146 3,650,448 34,638 3,685,087 20,000
147 3,665,087 34,777 3,699,864 20,000
148 3,679,864 34,917 3,714,781 20,000
149 3,694,781 35,059 3,729,840 20,000
150 3,709,840 35,202 3,745,042 20,000
151 3,725,042 35,346 3,760,388 20,000
152 3,740,388 35,492 3,775,880 20,000
153 3,755,880 35,639 3,791,519 20,000
154 3,771,519 35,787 3,807,306 20,000
155 3,787,306 35,937 3,823,243 20,000
156 3,803,243 36,088 3,839,331 20,000
157 3,819,331 36,241 3,855,572 20,000
158 3,835,572 36,395 3,871,967 20,000
159 3,851,967 36,551 3,888,518 20,000
160 3,868,518 36,708 3,905,225 20,000
161 3,885,225 36,866 3,922,091 20,000
162 3,902,091 37,026 3,939,117 20,000
163 3,919,117 37,188 3,956,305 20,000
164 3,936,305 37,351 3,973,656 20,000
165 3,953,656 37,515 3,991,171 20,000
166 3,971,171 37,682 4,008,853 20,000
167 3,988,853 37,849 4,026,702 20,000
168 4,006,702 38,019 4,044,721 20,000
169 4,024,721 38,190 4,062,911 20,000
170 4,042,911 38,362 4,081,273 20,000
171 4,061,273 38,537 4,099,810 20,000
172 4,079,810 38,712 4,118,522 20,000
173 4,098,522 38,890 4,137,412 20,000
174 4,117,412 39,069 4,156,482 20,000
175 4,136,482 39,250 4,175,732 20,000
176 4,155,732 39,433 4,195,165 20,000
177 4,175,165 39,617 4,214,782 20,000
178 4,194,782 39,803 4,234,585 20,000
179 4,214,585 39,991 4,254,577 20,000
180 4,234,577 40,181 4,274,758 20,000
181 4,254,758 40,373 4,295,130 20,000
182 4,275,130 40,566 4,315,696 20,000
183 4,295,696 40,761 4,336,457 20,000
184 4,316,457 40,958 4,357,415 20,000
185 4,337,415 41,157 4,378,572 20,000
186 4,358,572 41,358 4,399,929 20,000
187 4,379,929 41,560 4,421,490 20,000
188 4,401,490 41,765 4,443,254 20,000
189 4,423,254 41,971 4,465,226 20,000
190 4,445,226 42,180 4,487,406 20,000
191 4,467,406 42,390 4,509,796 20,000
192 4,489,796 42,603 4,532,399 20,000
193 4,512,399 42,817 4,555,216 20,000
194 4,535,216 43,034 4,578,250 20,000
195 4,558,250 43,252 4,601,502 20,000
196 4,581,502 43,473 4,624,975 20,000
197 4,604,975 43,696 4,648,671 20,000
198 4,628,671 43,920 4,672,591 20,000
199 4,652,591 44,147 4,696,738 20,000
200 4,676,738 44,377 4,721,115 20,000
201 4,701,115 44,608 4,745,723 20,000
202 4,725,723 44,841 4,770,564 20,000
203 4,750,564 45,077 4,795,642 20,000
204 4,775,642 45,315 4,820,957 20,000
205 4,800,957 45,555 4,846,512 20,000
206 4,826,512 45,798 4,872,310 20,000
207 4,852,310 46,043 4,898,352 20,000
208 4,878,352 46,290 4,924,642 20,000
209 4,904,642 46,539 4,951,181 20,000
210 4,931,181 46,791 4,977,972 20,000
211 4,957,972 47,045 5,005,017 20,000
212 4,985,017 47,302 5,032,319 20,000
213 5,012,319 47,561 5,059,880 20,000
214 5,039,880 47,822 5,087,702 20,000
215 5,067,702 48,086 5,115,789 20,000
216 5,095,789 48,353 5,144,141 20,000
217 5,124,141 48,622 5,172,763 20,000
218 5,152,763 48,894 5,201,657 20,000
219 5,181,657 49,168 5,230,825 20,000
220 5,210,825 49,444 5,260,269 20,000
221 5,240,269 49,724 5,289,993 20,000
222 5,269,993 50,006 5,319,999 20,000
223 5,299,999 50,291 5,350,289 20,000
224 5,330,289 50,578 5,380,867 20,000
225 5,360,867 50,868 5,411,735 20,000
226 5,391,735 51,161 5,442,896 20,000
227 5,422,896 51,457 5,474,353 20,000
228 5,454,353 51,755 5,506,108 20,000
229 5,486,108 52,057 5,538,165 20,000
230 5,518,165 52,361 5,570,526 20,000
231 5,550,526 52,668 5,603,193 20,000
232 5,583,193 52,978 5,636,171 20,000
233 5,616,171 53,291 5,669,462 20,000
234 5,649,462 53,607 5,703,069 20,000
235 5,683,069 53,925 5,736,994 20,000
236 5,716,994 54,247 5,771,241 20,000
237 5,751,241 54,572 5,805,814 20,000
238 5,785,814 54,900 5,840,714 20,000
239 5,820,714 55,232 5,875,946 20,000
240 5,855,946 55,566 5,911,511 20,000
241 5,891,511 55,903 5,947,415 20,000
242 5,927,415 56,244 5,983,659 20,000
243 5,963,659 56,588 6,020,247 20,000
244 6,000,247 56,935 6,057,182 20,000
245 6,037,182 57,286 6,094,467 20,000
246 6,074,467 57,639 6,132,107 20,000
247 6,112,107 57,997 6,170,103 20,000
248 6,150,103 58,357 6,208,460 20,000
249 6,188,460 58,721 6,247,181 20,000
250 6,227,181 59,088 6,286,270 20,000
251 6,266,270 59,459 6,325,729 20,000
252 6,305,729 59,834 6,365,563 20,000
253 6,345,563 60,212 6,405,775 20,000
254 6,385,775 60,593 6,446,368 20,000
255 6,426,368 60,978 6,487,346 20,000
256 6,467,346 61,367 6,528,714 20,000
257 6,508,714 61,760 6,570,474 20,000
258 6,550,474 62,156 6,612,630 20,000
259 6,592,630 62,556 6,655,186 20,000
260 6,635,186 62,960 6,698,146 20,000
261 6,678,146 63,368 6,741,513 20,000
262 6,721,513 63,779 6,785,292 20,000
263 6,765,292 64,194 6,829,487 20,000
264 6,809,487 64,614 6,874,100 20,000
265 6,854,100 65,037 6,919,138 20,000
266 6,899,138 65,464 6,964,602 20,000
267 6,944,602 65,896 7,010,498 20,000
268 6,990,498 66,331 7,056,829 20,000
269 7,036,829 66,771 7,103,600 20,000
270 7,083,600 67,215 7,150,815 20,000
271 7,130,815 67,663 7,198,478 20,000
272 7,178,478 68,115 7,246,593 20,000
273 7,226,593 68,572 7,295,165 20,000
274 7,275,165 69,033 7,344,197 20,000
275 7,324,197 69,498 7,393,695 20,000
276 7,373,695 69,967 7,443,663 20,000
277 7,423,663 70,442 7,494,104 20,000
278 7,474,104 70,920 7,545,024 20,000
279 7,525,024 71,403 7,596,428 20,000
280 7,576,428 71,891 7,648,319 20,000
281 7,628,319 72,384 7,700,703 20,000
282 7,680,703 72,881 7,753,583 20,000
283 7,733,583 73,382 7,806,965 20,000
284 7,786,965 73,889 7,860,854 20,000
285 7,840,854 74,400 7,915,255 20,000
286 7,895,255 74,916 7,970,171 20,000
287 7,950,171 75,438 8,025,609 20,000
288 8,005,609 75,964 8,081,572 20,000
289 8,061,572 76,495 8,138,067 20,000
290 8,118,067 77,031 8,195,097 20,000
291 8,175,097 77,572 8,252,669 20,000
292 8,232,669 78,118 8,310,787 20,000
293 8,290,787 78,670 8,369,457 20,000
294 8,349,457 79,226 8,428,683 20,000
295 8,408,683 79,788 8,488,471 20,000
296 8,468,471 80,356 8,548,827 20,000
297 8,528,827 80,928 8,609,755 20,000
298 8,589,755 81,506 8,671,262 20,000
299 8,651,262 82,090 8,733,352 20,000
300 8,713,352 82,679 8,796,031 20,000
301 8,776,031 83,274 8,859,305 20,000
302 8,839,305 83,874 8,923,179 20,000
303 8,903,179 84,480 8,987,660 20,000
304 8,967,660 85,092 9,052,752 20,000
305 9,032,752 85,710 9,118,462 20,000
306 9,098,462 86,333 9,184,795 20,000
307 9,164,795 86,963 9,251,758 20,000
308 9,231,758 87,598 9,319,356 20,000
309 9,299,356 88,240 9,387,596 20,000
310 9,367,596 88,887 9,456,483 20,000
311 9,436,483 89,541 9,526,024 20,000
312 9,506,024 90,201 9,596,225 20,000
313 9,576,225 90,867 9,667,091 20,000
314 9,647,091 91,539 9,738,631 20,000
315 9,718,631 92,218 9,810,849 20,000
316 9,790,849 92,903 9,883,752 20,000
317 9,863,752 93,595 9,957,347 20,000
318 9,937,347 94,293 10,031,641 20,000
319 10,011,641 94,998 10,106,639 20,000
320 10,086,639 95,710 10,182,349 20,000
321 10,162,349 96,428 10,258,777 20,000
322 10,238,777 97,154 10,335,931 20,000
323 10,315,931 97,886 10,413,817 20,000
324 10,393,817 98,625 10,492,442 20,000
325 10,472,442 99,371 10,571,812 20,000
326 10,551,812 100,124 10,651,936 20,000
327 10,631,936 100,884 10,732,821 20,000
328 10,712,821 101,652 10,814,472 20,000
329 10,794,472 102,427 10,896,899 20,000
330 10,876,899 103,209 10,980,108 20,000
331 10,960,108 103,998 11,064,106 20,000
332 11,044,106 104,795 11,148,901 20,000
333 11,128,901 105,600 11,234,501 20,000
334 11,214,501 106,412 11,320,913 20,000
335 11,300,913 107,232 11,408,145 20,000
336 11,388,145 108,060 11,496,205 20,000
337 11,476,205 108,895 11,585,100 20,000
338 11,565,100 109,739 11,674,839 20,000
339 11,654,839 110,590 11,765,429 20,000
340 11,745,429 111,450 11,856,879 20,000
341 11,836,879 112,318 11,949,197 20,000
342 11,929,197 113,194 12,042,390 20,000
343 12,022,390 114,078 12,136,468 20,000
344 12,116,468 114,971 12,231,439 20,000
345 12,211,439 115,872 12,327,311 20,000
346 12,307,311 116,782 12,424,092 20,000
347 12,404,092 117,700 12,521,792 20,000
348 12,501,792 118,627 12,620,419 20,000
349 12,600,419 119,563 12,719,982 20,000
350 12,699,982 120,507 12,820,489 20,000
351 12,800,489 121,461 12,921,951 20,000
352 12,901,951 122,424 13,024,375 20,000
353 13,004,375 123,396 13,127,770 20,000
354 13,107,770 124,377 13,232,147 20,000
355 13,212,147 125,367 13,337,515 20,000
356 13,317,515 126,367 13,443,882 20,000
357 13,423,882 127,376 13,551,258 20,000
358 13,531,258 128,395 13,659,654 20,000
359 13,639,654 129,424 13,769,077 20,000
360 13,749,077 130,462 13,879,540 20,000
361 13,859,540 131,510 13,991,050 20,000
362 13,971,050 132,568 14,103,618 20,000
363 14,083,618 133,637 14,217,255 20,000
364 14,197,255 134,715 14,331,970 20,000
365 14,311,970 135,803 14,447,773 20,000
366 14,427,773 136,902 14,564,675 20,000
367 14,544,675 138,011 14,682,686 20,000
368 14,662,686 139,131 14,801,818 20,000
369 14,781,818 140,262 14,922,079 20,000
370 14,902,079 141,403 15,043,482 20,000
371 15,023,482 142,555 15,166,037 20,000
372 15,146,037 143,718 15,289,754 20,000
373 15,269,754 144,892 15,414,646 20,000
374 15,394,646 146,077 15,540,722 20,000
375 15,520,722 147,273 15,667,995 20,000
376 15,647,995 148,481 15,796,476 20,000
377 15,776,476 149,700 15,926,176 20,000
378 15,906,176 150,930 16,057,106 20,000
379 16,037,106 152,173 16,189,279 20,000
380 16,169,279 153,427 16,322,706 20,000
381 16,302,706 154,693 16,457,399 20,000
382 16,437,399 155,971 16,593,370 20,000
383 16,573,370 157,261 16,730,631 20,000
384 16,710,631 158,564 16,869,195 20,000
385 16,849,195 159,879 17,009,073 20,000
386 16,989,073 161,206 17,150,279 20,000
387 17,130,279 162,546 17,292,825 20,000
388 17,272,825 163,898 17,436,723 20,000
389 17,416,723 165,264 17,581,987 20,000
390 17,561,987 166,642 17,728,629 20,000
391 17,708,629 168,034 17,876,662 20,000
392 17,856,662 169,438 18,026,101 20,000
393 18,006,101 170,856 18,176,957 20,000
394 18,156,957 172,288 18,329,244 20,000
395 18,309,244 173,733 18,482,977 20,000
396 18,462,977 175,191 18,638,168 20,000
397 18,618,168 176,664 18,794,832 20,000
398 18,774,832 178,150 18,952,983 20,000
399 18,932,983 179,651 19,112,634 20,000
400 19,092,634 181,166 19,273,800 20,000
401 19,253,800 182,695 19,436,495 20,000
402 19,416,495 184,239 19,600,734 20,000
403 19,580,734 185,798 19,766,532 20,000
404 19,746,532 187,371 19,933,903 20,000
405 19,913,903 188,959 20,102,862 20,000
406 20,082,862 190,562 20,273,424 20,000
407 20,253,424 192,181 20,445,604 20,000
408 20,425,604 193,814 20,619,419 20,000
409 20,599,419 195,464 20,794,882 20,000
410 20,774,882 197,129 20,972,011 20,000
411 20,952,011 198,809 21,150,820 20,000
412 21,130,820 200,506 21,331,326 20,000
413 21,311,326 202,219 21,513,545 20,000
414 21,493,545 203,948 21,697,493 20,000
415 21,677,493 205,693 21,883,186 20,000
416 21,863,186 207,455 22,070,641 20,000
417 22,050,641 209,234 22,259,875 20,000
418 22,239,875 211,030 22,450,905 20,000
419 22,430,905 212,842 22,643,747 20,000
420 22,623,747 214,672 22,838,419 20,000
421 22,818,419 216,519 23,034,938 20,000
422 23,014,938 218,384 23,233,322 20,000
423 23,213,322 220,266 23,433,588 20,000
424 23,413,588 222,167 23,635,755 20,000
425 23,615,755 224,085 23,839,840 20,000
426 23,819,840 226,022 24,045,862 20,000
427 24,025,862 227,976 24,253,838 20,000
428 24,233,838 229,950 24,463,788 20,000
429 24,443,788 231,942 24,675,730 20,000
430 24,655,730 233,953 24,889,683 20,000
431 24,869,683 235,983 25,105,666 20,000
432 25,085,666 238,033 25,323,699 20,000
433 25,303,699 240,102 25,543,801 20,000
434 25,523,801 242,190 25,765,991 20,000
435 25,745,991 244,298 25,990,289 20,000
436 25,970,289 246,427 26,216,716 20,000
437 26,196,716 248,575 26,445,291 20,000
438 26,425,291 250,744 26,676,035 20,000
439 26,656,035 252,934 26,908,969 20,000
440 26,888,969 255,144 27,144,113 20,000
441 27,124,113 257,375 27,381,488 20,000
442 27,361,488 259,627 27,621,115 20,000
443 27,601,115 261,901 27,863,016 20,000
444 27,843,016 264,197 28,107,213 20,000
445 28,087,213 266,514 28,353,727 20,000
446 28,333,727 268,853 28,602,580 20,000
447 28,582,580 271,214 28,853,794 20,000
448 28,833,794 273,598 29,107,392 20,000
449 29,087,392 276,004 29,363,396 20,000
450 29,343,396 278,433 29,621,829 20,000
451 29,601,829 280,886 29,882,715 20,000
452 29,862,715 283,361 30,146,076 20,000
453 30,126,076 285,860 30,411,936 20,000
454 30,391,936 288,383 30,680,319 20,000
455 30,660,319 290,929 30,951,248 20,000
456 30,931,248 293,500 31,224,749 20,000
457 31,204,749 296,095 31,500,844 20,000
458 31,480,844 298,715 31,779,559 20,000
459 31,759,559 301,360 32,060,919 20,000
460 32,040,919 304,030 32,344,949 20,000
461 32,324,949 306,725 32,631,674 20,000
462 32,611,674 309,445 32,921,119 20,000
463 32,901,119 312,192 33,213,311 20,000
464 33,193,311 314,964 33,508,275 20,000
465 33,488,275 317,763 33,806,039 20,000
466 33,786,039 320,589 34,106,627 20,000
467 34,086,627 323,441 34,410,068 20,000
468 34,390,068 326,320 34,716,389 20,000
469 34,696,389 329,227 35,025,615 20,000
470 35,005,615 332,161 35,337,776 20,000
471 35,317,776 335,123 35,652,900 20,000
472 35,632,900 338,113 35,971,013 20,000
473 35,951,013 341,132 36,292,144 20,000
474 36,272,144 344,179 36,616,323 20,000
475 36,596,323 347,255 36,943,578 20,000
476 36,923,578 350,360 37,273,938 20,000
477 37,253,938 353,495 37,607,433 20,000
478 37,587,433 356,659 37,944,093 20,000
479 37,924,093 359,854 38,283,947 20,000
480 38,263,947 363,079 38,627,025 20,000
481 38,607,025 366,334 38,973,359 20,000
482 38,953,359 369,620 39,322,980 20,000
483 39,302,980 372,938 39,675,918 20,000
484 39,655,918 376,287 40,032,204 20,000
485 40,012,204 379,668 40,391,872 20,000
486 40,371,872 383,080 40,754,952 20,000
487 40,734,952 386,526 41,121,478 20,000
488 41,101,478 390,003 41,491,481 20,000
489 41,471,481 393,514 41,864,995 20,000
490 41,844,995 397,058 42,242,054 20,000
491 42,222,054 400,636 42,622,690 20,000
492 42,602,690 404,248 43,006,938 20,000
493 42,986,938 407,894 43,394,832 20,000
494 43,374,832 411,575 43,786,407 20,000
495 43,766,407 415,290 44,181,698 20,000
496 44,161,698 419,041 44,580,739 20,000
497 44,560,739 422,828 44,983,566 20,000
498 44,963,566 426,650 45,390,216 20,000
499 45,370,216 430,509 45,800,725 20,000
500 45,780,725 434,404 46,215,129 20,000
501 46,195,129 438,336 46,633,465 20,000
502 46,613,465 442,306 47,055,770 20,000
503 47,035,770 446,313 47,482,083 20,000
504 47,462,083 450,358 47,912,441 20,000
505 47,892,441 454,441 48,346,882 20,000
506 48,326,882 458,564 48,785,446 20,000
507 48,765,446 462,725 49,228,171 20,000
508 49,208,171 466,926 49,675,098 20,000
509 49,655,098 471,167 50,126,265 20,000
510 50,106,265 475,448 50,581,712 20,000
511 50,561,712 479,770 51,041,482 20,000
512 51,021,482 484,132 51,505,614 20,000
513 51,485,614 488,536 51,974,151 20,000
514 51,954,151 492,982 52,447,133 20,000
515 52,427,133 497,470 52,924,603 20,000
516 52,904,603 502,001 53,406,604 20,000
517 53,386,604 506,574 53,893,178 20,000
518 53,873,178 511,191 54,384,370 20,000
519 54,364,370 515,852 54,880,222 20,000
520 54,860,222 520,557 55,380,779 20,000
521 55,360,779 525,307 55,886,086 20,000
522 55,866,086 530,102 56,396,188 20,000
523 56,376,188 534,942 56,911,130 20,000
524 56,891,130 539,828 57,430,958 20,000
525 57,410,958 544,761 57,955,719 20,000
526 57,935,719 549,740 58,485,459 20,000
527 58,465,459 554,767 59,020,226 20,000
528 59,000,226 559,841 59,560,066 20,000
529 59,540,066 564,963 60,105,030 20,000
530 60,085,030 570,134 60,655,164 20,000
531 60,635,164 575,355 61,210,519 20,000
532 61,190,519 580,624 61,771,143 20,000
533 61,751,143 585,944 62,337,087 20,000
534 62,317,087 591,314 62,908,401 20,000
535 62,888,401 596,735 63,485,136 20,000
536 63,465,136 602,208 64,067,343 20,000
537 64,047,343 607,732 64,655,075 20,000
538 64,635,075 613,309 65,248,384 20,000
539 65,228,384 618,939 65,847,323 20,000
540 65,827,323 624,622 66,451,944 20,000
541 66,431,944 630,359 67,062,303 20,000
542 67,042,303 636,151 67,678,454 20,000
543 67,658,454 641,997 68,300,451 20,000
544 68,280,451 647,899 68,928,350 20,000
545 68,908,350 653,857 69,562,207 20,000
546 69,542,207 659,872 70,202,079 20,000
547 70,182,079 665,943 70,848,022 20,000
548 70,828,022 672,072 71,500,094 20,000
549 71,480,094 678,260 72,158,354 20,000
550 72,138,354 684,506 72,822,860 20,000
551 72,802,860 690,811 73,493,671 20,000
552 73,473,671 697,176 74,170,848 20,000
553 74,150,848 703,602 74,854,450 20,000
554 74,834,450 710,089 75,544,538 20,000
555 75,524,538 716,637 76,241,175 20,000
556 76,221,175 723,247 76,944,422 20,000
557 76,924,422 729,920 77,654,342 20,000
558 77,634,342 736,656 78,370,998 20,000
559 78,350,998 743,456 79,094,455 20,000
560 79,074,455 750,321 79,824,776 20,000
561 79,804,776 757,251 80,562,027 20,000
562 80,542,027 764,247 81,306,273 20,000
563 81,286,273 771,309 82,057,582 20,000
564 82,037,582 778,438 82,816,020 20,000
565 82,796,020 785,634 83,581,654 20,000
566 83,561,654 792,899 84,354,553 20,000
567 84,334,553 800,233 85,134,786 20,000
568 85,114,786 807,637 85,922,423 20,000
569 85,902,423 815,110 86,717,533 20,000
570 86,697,533 822,655 87,520,188 20,000
571 87,500,188 830,271 88,330,459 20,000
572 88,310,459 837,960 89,148,419 20,000
573 89,128,419 845,721 89,974,140 20,000
574 89,954,140 853,556 90,807,696 20,000
575 90,787,696 861,466 91,649,162 20,000
576 91,629,162 869,450 92,498,612 20,000
577 92,478,612 877,510 93,356,122 20,000
578 93,336,122 885,647 94,221,770 20,000
579 94,201,770 893,861 95,095,631 20,000
580 95,075,631 902,153 95,977,784 20,000
581 95,957,784 910,524 96,868,307 20,000
582 96,848,307 918,974 97,767,281 20,000
583 97,747,281 927,504 98,674,784 20,000
584 98,654,784 936,115 99,590,899 20,000
585 99,570,899 944,808 100,515,707 20,000
586 100,495,707 953,583 101,449,290 20,000
587 101,429,290 962,442 102,391,731 20,000
588 102,371,731 971,384 103,343,115 20,000
589 103,323,115 980,412 104,303,527 20,000
590 104,283,527 989,525 105,273,052 20,000
591 105,253,052 998,724 106,251,776 20,000
592 106,231,776 1,008,011 107,239,788 20,000
593 107,219,788 1,017,386 108,237,174 20,000
594 108,217,174 1,026,850 109,244,024 20,000
595 109,224,024 1,036,404 110,260,429 20,000
596 110,240,429 1,046,049 111,286,477 20,000
597 111,266,477 1,055,785 112,322,262 20,000
598 112,302,262 1,065,613 113,367,875 20,000
599 113,347,875 1,075,535 114,423,409 20,000
600 114,403,409 1,085,550 115,488,959 20,000
601 115,468,959 1,095,661 116,564,620 20,000
H - SWP

the Investment
Not in 50 yrs!

` 5,927,415

Balance at Month
End
2,503,722
2,507,479
2,511,272
2,515,101
2,518,966
2,522,868
2,526,807
2,530,784
2,534,798
2,538,850
2,542,941
2,547,070
2,551,239
2,555,447
2,559,695
2,563,983
2,568,312
2,572,683
2,577,094
2,581,548
2,586,044
2,590,582
2,595,164
2,599,788
2,604,457
2,609,170
2,613,928
2,618,731
2,623,580
2,628,475
2,633,416
2,638,404
2,643,439
2,648,522
2,653,653
2,658,833
2,664,062
2,669,341
2,674,670
2,680,049
2,685,480
2,690,962
2,696,496
2,702,082
2,707,722
2,713,415
2,719,162
2,724,963
2,730,820
2,736,732
2,742,700
2,748,725
2,754,807
2,760,947
2,767,145
2,773,402
2,779,718
2,786,094
2,792,531
2,799,029
2,805,588
2,812,210
2,818,894
2,825,642
2,832,454
2,839,331
2,846,273
2,853,280
2,860,354
2,867,496
2,874,705
2,881,982
2,889,329
2,896,745
2,904,232
2,911,789
2,919,419
2,927,120
2,934,895
2,942,744
2,950,667
2,958,665
2,966,739
2,974,890
2,983,118
2,991,425
2,999,810
3,008,274
3,016,819
3,025,445
3,034,153
3,042,943
3,051,817
3,060,775
3,069,818
3,078,947
3,088,163
3,097,465
3,106,857
3,116,337
3,125,907
3,135,568
3,145,321
3,155,166
3,165,105
3,175,138
3,185,266
3,195,491
3,205,812
3,216,231
3,226,750
3,237,368
3,248,086
3,258,907
3,269,830
3,280,856
3,291,988
3,303,225
3,314,568
3,326,020
3,337,580
3,349,249
3,361,030
3,372,922
3,384,927
3,397,045
3,409,279
3,421,629
3,434,096
3,446,682
3,459,387
3,472,212
3,485,159
3,498,229
3,511,423
3,524,742
3,538,188
3,551,761
3,565,463
3,579,295
3,593,258
3,607,354
3,621,583
3,635,948
3,650,448
3,665,087
3,679,864
3,694,781
3,709,840
3,725,042
3,740,388
3,755,880
3,771,519
3,787,306
3,803,243
3,819,331
3,835,572
3,851,967
3,868,518
3,885,225
3,902,091
3,919,117
3,936,305
3,953,656
3,971,171
3,988,853
4,006,702
4,024,721
4,042,911
4,061,273
4,079,810
4,098,522
4,117,412
4,136,482
4,155,732
4,175,165
4,194,782
4,214,585
4,234,577
4,254,758
4,275,130
4,295,696
4,316,457
4,337,415
4,358,572
4,379,929
4,401,490
4,423,254
4,445,226
4,467,406
4,489,796
4,512,399
4,535,216
4,558,250
4,581,502
4,604,975
4,628,671
4,652,591
4,676,738
4,701,115
4,725,723
4,750,564
4,775,642
4,800,957
4,826,512
4,852,310
4,878,352
4,904,642
4,931,181
4,957,972
4,985,017
5,012,319
5,039,880
5,067,702
5,095,789
5,124,141
5,152,763
5,181,657
5,210,825
5,240,269
5,269,993
5,299,999
5,330,289
5,360,867
5,391,735
5,422,896
5,454,353
5,486,108
5,518,165
5,550,526
5,583,193
5,616,171
5,649,462
5,683,069
5,716,994
5,751,241
5,785,814
5,820,714
5,855,946
5,891,511
5,927,415
5,963,659
6,000,247
6,037,182
6,074,467
6,112,107
6,150,103
6,188,460
6,227,181
6,266,270
6,305,729
6,345,563
6,385,775
6,426,368
6,467,346
6,508,714
6,550,474
6,592,630
6,635,186
6,678,146
6,721,513
6,765,292
6,809,487
6,854,100
6,899,138
6,944,602
6,990,498
7,036,829
7,083,600
7,130,815
7,178,478
7,226,593
7,275,165
7,324,197
7,373,695
7,423,663
7,474,104
7,525,024
7,576,428
7,628,319
7,680,703
7,733,583
7,786,965
7,840,854
7,895,255
7,950,171
8,005,609
8,061,572
8,118,067
8,175,097
8,232,669
8,290,787
8,349,457
8,408,683
8,468,471
8,528,827
8,589,755
8,651,262
8,713,352
8,776,031
8,839,305
8,903,179
8,967,660
9,032,752
9,098,462
9,164,795
9,231,758
9,299,356
9,367,596
9,436,483
9,506,024
9,576,225
9,647,091
9,718,631
9,790,849
9,863,752
9,937,347
10,011,641
10,086,639
10,162,349
10,238,777
10,315,931
10,393,817
10,472,442
10,551,812
10,631,936
10,712,821
10,794,472
10,876,899
10,960,108
11,044,106
11,128,901
11,214,501
11,300,913
11,388,145
11,476,205
11,565,100
11,654,839
11,745,429
11,836,879
11,929,197
12,022,390
12,116,468
12,211,439
12,307,311
12,404,092
12,501,792
12,600,419
12,699,982
12,800,489
12,901,951
13,004,375
13,107,770
13,212,147
13,317,515
13,423,882
13,531,258
13,639,654
13,749,077
13,859,540
13,971,050
14,083,618
14,197,255
14,311,970
14,427,773
14,544,675
14,662,686
14,781,818
14,902,079
15,023,482
15,146,037
15,269,754
15,394,646
15,520,722
15,647,995
15,776,476
15,906,176
16,037,106
16,169,279
16,302,706
16,437,399
16,573,370
16,710,631
16,849,195
16,989,073
17,130,279
17,272,825
17,416,723
17,561,987
17,708,629
17,856,662
18,006,101
18,156,957
18,309,244
18,462,977
18,618,168
18,774,832
18,932,983
19,092,634
19,253,800
19,416,495
19,580,734
19,746,532
19,913,903
20,082,862
20,253,424
20,425,604
20,599,419
20,774,882
20,952,011
21,130,820
21,311,326
21,493,545
21,677,493
21,863,186
22,050,641
22,239,875
22,430,905
22,623,747
22,818,419
23,014,938
23,213,322
23,413,588
23,615,755
23,819,840
24,025,862
24,233,838
24,443,788
24,655,730
24,869,683
25,085,666
25,303,699
25,523,801
25,745,991
25,970,289
26,196,716
26,425,291
26,656,035
26,888,969
27,124,113
27,361,488
27,601,115
27,843,016
28,087,213
28,333,727
28,582,580
28,833,794
29,087,392
29,343,396
29,601,829
29,862,715
30,126,076
30,391,936
30,660,319
30,931,248
31,204,749
31,480,844
31,759,559
32,040,919
32,324,949
32,611,674
32,901,119
33,193,311
33,488,275
33,786,039
34,086,627
34,390,068
34,696,389
35,005,615
35,317,776
35,632,900
35,951,013
36,272,144
36,596,323
36,923,578
37,253,938
37,587,433
37,924,093
38,263,947
38,607,025
38,953,359
39,302,980
39,655,918
40,012,204
40,371,872
40,734,952
41,101,478
41,471,481
41,844,995
42,222,054
42,602,690
42,986,938
43,374,832
43,766,407
44,161,698
44,560,739
44,963,566
45,370,216
45,780,725
46,195,129
46,613,465
47,035,770
47,462,083
47,892,441
48,326,882
48,765,446
49,208,171
49,655,098
50,106,265
50,561,712
51,021,482
51,485,614
51,954,151
52,427,133
52,904,603
53,386,604
53,873,178
54,364,370
54,860,222
55,360,779
55,866,086
56,376,188
56,891,130
57,410,958
57,935,719
58,465,459
59,000,226
59,540,066
60,085,030
60,635,164
61,190,519
61,751,143
62,317,087
62,888,401
63,465,136
64,047,343
64,635,075
65,228,384
65,827,323
66,431,944
67,042,303
67,658,454
68,280,451
68,908,350
69,542,207
70,182,079
70,828,022
71,480,094
72,138,354
72,802,860
73,473,671
74,150,848
74,834,450
75,524,538
76,221,175
76,924,422
77,634,342
78,350,998
79,074,455
79,804,776
80,542,027
81,286,273
82,037,582
82,796,020
83,561,654
84,334,553
85,114,786
85,902,423
86,697,533
87,500,188
88,310,459
89,128,419
89,954,140
90,787,696
91,629,162
92,478,612
93,336,122
94,201,770
95,075,631
95,957,784
96,848,307
97,747,281
98,654,784
99,570,899
100,495,707
101,429,290
102,371,731
103,323,115
104,283,527
105,253,052
106,231,776
107,219,788
108,217,174
109,224,024
110,240,429
111,266,477
112,302,262
113,347,875
114,403,409
115,468,959
116,544,620
 WEALTH CREATION THROUG

HOW MUCH CAN U SAVE ON MONTHLY BASIS…?????

TILL HOW MUCH TIME…??? (IN YEARS)
HOW MUCH RETURN YOU EXPECT…????

YOU WILL BUILD THE WEALTH OF

BY INVESTING

POWER OF COMPOUNDING GIVES U THE BEST R

NUMBER
1 5
EXPECTED RATE OF RETURN
IN
` 31,200 ` 156,000
8% ` 32,536 ` 190,876
12% ` 33,193 ` 210,869
15% ` 33,681 ` 227,089
18% ` 34,165 ` 244,424
ATION THROUGH SIP

` 2,600 <<< ENTER SIP AMOUNT

18.166666667 <<< ENTER NO OF YEARS
15% <<< ENTER RATE OF RETURN

` 2,619,724
` 566,800

S U THE BEST RESULT IN LONGER RUN

NUMBER OF YEARS OF INVESTMENT
10 15 20 30
INVESTMENT AMOUNT
` 312,000 ` 468,000 ` 624,000 ` 936,000
` 471,336 ` 883,424 ` 1,488,916 ` 3,685,794
` 582,493 ` 1,237,422 ` 2,391,629 ` 8,010,530
` 683,847 ` 1,602,551 ` 3,450,391 ` 14,642,603
` 803,608 ` 2,082,885 ` 5,009,561 ` 27,022,827
 SIP- Target Achievement

FUTURE REQUIREMENT ` 5,000,000

AFTER HOW MANY YEARS?? 15

EXPECTED RATE OF RETURN..???? 18%

YOU NEED TO INVEST PER MONTH ` 6,241

PER MONTH INVESTMENT REQUIRED AT DIFFERENT RATE OF RET

Monthly Amount For SIP Needed

Expected Returns
8.00% 12.00% 15.00% 20.00%
` 14,715 ` 10,506 ` 8,112 ` 5,233
Amount of Monthly SIP needed to achieve your goal in given ye
ent

IFFERENT RATE OF RETURN

P Needed
s
18.00% 20.00%
` 6,241 ` 5,233
e your goal in given years
 SIP - Cost of Delaying
AMOUNT U R PLANNING OT INVEST ON THE MONTHLY BASIS…???

YOU R PLANNING FOR HOW MANY YEARS…???

RATE OF RETURN U R EXPECTING…????
HOW MANY MONTHS U R PLANNING TO DELAY TO START THE INVESTMENT..???

BY STARTING NOW YOU WILL H

BY DELAYING YOUR INVESTMENT YOU W
LOSS ARISING B'COZ O

JUST BY NOT INVESTING NOW YOU HAV

PRESENT VALUE OF LOSS @ 8% RISK FREE RATE OF I
 SIP - Cost of Delaying
AMOUNT U R PLANNING OT INVEST ON THE MONTHLY BASIS…???

YOU R PLANNING FOR HOW MANY YEARS…???

RATE OF RETURN U R EXPECTING…????
HOW MANY MONTHS U R PLANNING TO DELAY TO START THE INVESTMENT..???

BY STARTING NOW YOU WILL HAVE GOT

BY DELAYING YOUR INVESTMENT YOU WILL GET
LOSS ARISING B'COZ OF DELAY

JUST BY NOT INVESTING NOW YOU HAVE SAVED

PRESENT VALUE OF LOSS @ 8% RISK FREE RATE OF INTEREST
 ` 5,000
20
18.00%
3

` 9,633,771
` 9,228,479
` 405,293
` 15,000
` 86,955
 FINANCIAL PLANNER
NAME Shayantanu
CURRENT AGE 42 RETIREMENT AGE 60
LIFE EXPECTANCY 80 RISK FREE RATE OF RETURN 8%
MONTHLY HOUSE HOLD EXPENSE 25000 INFLATION 9%
AGE FOR PRESENT COST
Sr. no. CHILD NAME AGE
HIGHER EDUCTION MARRIAGE HIGHER EDUCTION MARRIAGE

1 abc 10 18 25 1500000 650000

2
3

RETURN SOLUTION
One time
Existing
Lumpsum Return on Existing FV of Existing
Your Goals SIP Investment for REQUIRED AMT. AT YOUR AGE Saving Years
Investment Goals
20% goal
Amount
Marriage
20% abc ` 13,079 ` 665,636 5000 18% ` 18,794 ` 2,862,112 50 8
20% `0 `0 18% `0 0
20% `0 `0 `0 0
Education
20% abc ` 1,686 ` 104,572 50000 18% ` 598,687 ` 1,611,145 57 15
20% `0 `0 18% `0 0
20% `0 `0 `0 0
RETIREMENT PLANNING
20% Shayantanu ` 14,615 ` 932,847 600000 8% ` 2,397,612 ` 24,835,508 42 18

SUMARRAY

SIP REQIRED TO FULLFILL ALL THE GOALS ` 29,380

LUMPSUM INVESTMENT REQUIRED ` 1,703,055
 OTHER CALCULATOR

FUTURE VALUE OF LUMPSUM INVESTMENT LUMPSUM INVESTMENT REQUIRED FO

LUMPSUM INVESTMENT ` 500,000 MONEY REQUIRED FOR FUTURE GOAL
NO OF YEARS 10 NO OF YEARS
RETRUN 20% RETRUN

EXPECTED MATURITY AMOUNT ` 3,095,868 EXPECTED MATURITY AMOUNT

R

NVESTMENT REQUIRED FOR FUTURE GOAL

OR FUTURE GOAL ` 5,000,000
5
10%

ATURITY AMOUNT ` 3,104,607

 EARLY HOME LOAN REPAYMENT THROUGH SIP

LOAN AMOUNT ` 4,800,000

INTEREST OF LOAN 10.50%
TENURE OF LOAN 20
EMI ` 47,922

Outflow in 1st case

EMI ` 47,922
SIP 0
Total ` 47,922

Loan Can be repaid in 18 years 2 months

Effective Rate of interest 10.03%

N REPAYMENT THROUGH SIP

MAXIMUM TENURE OFFERED BY BANK 25

MODIFIED EMI ` 45,321
SAVING IN EMI ` 2,602
Expected retrun in SIP 15%

Outflow in 2nd case

EMI ` 45,321
SIP ` 2,602
Total 47923

Total No of EMI Saved 22

Total amount of EMI Saved 1054289

 DYNAMIC INDEX PRJECTION

Curent EPS 1389

Expected Growth of EPS 18% PE = SENSEX
No of Years 5 SENSEX

Expected EPS of INDEX $3,178

Expected PE of INDEX 22

FUTURE INDEX 69909 PE*EPS

* You can change the Current EPS, Growth in EPS No of Year, PE of S
* Calcualtor will give you the projected value of the Sensex in future
* This is just for the explanation purpose, this is not the prediction or vi
PRJECTION

PE = SENSEX/SENSEX EPS
SENSEX= PE*SENSEX EPS

No of Year, PE of Sensex
Sensex in future
the prediction or view of prudent.
 Disclamer
Mutual Fund Investments are subject to market risk. Please read the offer document carefully before inv

These dynamic calculator is produced through series a of mathematical formulas. Utmost care is taken in creating the formulas. Certain assumptions are mad
so generated only helps the investors in making investment decisions. It may not or may not be suited to your needs or according to your own assumptions. P
employees or Partners are not responsible for any losses arising by the usage of these plan, or for any investments taken on its basis.

The Calculator is developed by the Research Department of Prudent CAS Ltd.

cument carefully before investing.

ulas. Certain assumptions are made in making the Calculator. The plan
ording to your own assumptions. Prudent CAS Ltd or any of it
n its basis.