INTELLIGENT

ADVISORY
PORTFOLIOS
 Explore our diverse range of Intelligent Advisory Portfolios.

Small Cap Large Cap

FundTech SmarT

What are Intelligent Advisory Portfolios

A diverse range of pre-packaged equity por olios ideal for both traders and investors who want to
par cipate in the markets but do not have enough me to manage their por olios.

Why invest in Intelligent Advisory Portfolios

î Robo managed investment process

î Flexible investment modes of Lump Sum and SIP
î Customized por olio for every investor/trader Product Comparison
î Real me por olio re-balancing
î Power of discre on on every recommenda on
FundTech Small Cap Large Cap SmarT
î No lock-in period
î 24 x 7 tracking of por olio. Moderate Moderate
Risk Appe te Moderate High
to Low to High
What makes Intelligent Advisory Portfolios different from other investment products?
Investors & Posi onal
Suitable for Investors Investors
Criteria Intelligent Advisory Por olios MF PMS Posi onal Traders Traders

Ar ficial Intelligence to manage

Por olio management Manually managed Manually managed Ideal Horizon 3-5 years 3-5 years 3-5 years 1 year
products

Fund Manager Fund Manager

Approach Process driven approach
discre on discre on

Advisory Recommenda ons. Execu on without Execu on without

Execu on
Execu on only a er client confirma on client confirma on client confirma on

*Intelligent Advisory Por olios are non-PMS products and provide only advisory recommenda ons. Further, investor has the choice whether to execute or not the rendered
advice under these por olios
FundTech Rebalancing Criteria

î Con nuous re-evalua on of por olio incase of adverse change only in the stock selec on criteria
î Corporate governance issue in the company
î Underperformance against benchmark BSE 500 of over 20%
What is FundTech Portfolio?

An intelligent por olio with a combina on of fundamental and technical parameters which is suitable Who should invest in FundTech Portfolio?
for investors who want to invest in companies with posi ve financial trend subject to thresholds of
Quality and Valua on. Investors and posi onal traders with moderate risk appe te and investment horizon of minimum 3-5
years.

Why invest in FundTech Portfolio?

FundTech Portfolio back tested period (October 2012 to October 2018)

FundTech Portfolio
Portfolio is kept well diversified between Large, Mid and Small Cap stocks
Investment Year 1 Year 2 Years 3 Years 4 Years 5 Years 6 Years

Oct-12 25.9% 49.8% 50.5% 49.9% 46.7% 32.9%

Oct-13 78.2% 64.6% 58.9% 52.5% 34.3%

Shortlisting based on multiple technical and fundamental criteria such as
financial results and price movement Oct-14 52.0% 50.1% 44.7% 25.2%

Oct-15 48.2% 41.2% 17.3%

Oct-16 34.6% 4.4%

Oct-17 -19.0%
Continuous tracking to replace non-performing stocks

BSE 500 Performance

Investment Year 1 Year 2 Years 3 Years 4 Years 5 Years 6 Years

Oct-12 7.6% 22.0% 14.4% 13.7% 15.3% 11.5%

Stock Selection Criteria
Oct-13 38.4% 18.1% 15.8% 17.3% 12.3%
î Por olio comprising of 10 to 20 stocks depending on investment amount Oct-14 0.7% 5.9% 11.0% 6.5%
î Screening of stocks based on quality & valua on forecasts with an upward financial trend Oct-15 11.3% 16.5% 8.5%
î Maximum exposure of 40% in any sector & 10% in a single stock Oct-16 21.9% 7.2%
î Exclusion of stocks in bearish zone as per technical parameters like RSI, Bollinger band, etc. Oct-17 -5.8%

Performance in the above image is just an illustra on on the basis of back tested performance. Back tested performance is not a
guarantee to future LIVE performance. Please read the terms & condi ons before subscribing to the product
Small Cap
Rebalancing Criteria

î Quarterly rebalancing in-line with stock selec on criteria

î Corporate governance issues in the company

What is Small Cap Portfolio?

A systema c delivery based equity por olio that consists of small cap stocks which have poten al for
Who should invest in Small Cap Portfolio?
high earnings growth.
Investors with a high risk appe te and an investment horizon of minimum 3-5 years.

Why invest in Small Cap Portfolio?

Small Cap Portfolio back tested period (2014 to 2019)

Small Cap Portfolio

Highly liquid portfolio with optimistic earnings upgrade
Investment Year 1 Year 2 Years 3 Years 4 Years 5 Years

2014 87.89% 44.17% 33.86% 30.36% 24.29%

2015 15.72% 16.31% 17.83% 14.09%

Stocks selected by evaluating aspects like profitability, volatility & valuation 2016 16.91% 18.90% 13.55%

2017 20.94% 11.90%

2018 3.54%

Only dividend paying stocks are selected in the portfolio

Nifty Small Cap 100

Investment Year 1 Year 2 Years 3 Years 4 Years 5 Years

2014 77.84% 34.88% 22.28% 30.59% 15.09%

Stock Selection Criteria
2015 7.21% 4.70% 19.90% 5.16%

î Only stocks ranked between Top 251 to 700 companies by market capitaliza on listed on NSE with recent 2016 2.25% 26.78% 4.48%

earnings upgrade are selected 2017 57.30% 5.62%

î Highly pledged promoter holding stocks are filtered out 2018 -29.08%
î 360 degree selec on criteria to check profitability through return on equity, valua on through PE,
dividend yield and leverage by analysing debt to equity ra o Performance in the above image is just an illustra on on the basis of back tested performance. Back tested performance is not a
î Use of intelligent filters to select liquid stocks guarantee to future LIVE performance. Please read the terms & condi ons before subscribing to the product
Large Cap
Rebalancing Criteria

î Quarterly rebalancing in-line with stock selec on criteria.

î Corporate governance issues in the company
What is Large Cap Portfolio?

A long-term equity por olio that consists of large cap stocks with an objec ve to generate steady
returns over a period of me (minimum 3 years). Who should invest in Large Cap Portfolio?

Investors with a moderate-to-low risk appe te and an investment horizon of minimum 3-5 years.

Why invest in Large Cap Portfolio?

Large Cap Portfolio back tested period (2014 to 2019)

Stocks selected with unique filters to reduce risk

Large Cap Portfolio

Investment Year 1 Year 2 Years 3 Years 4 Years 5 Years

2014 46.09% 31.09% 18.74% 20.70% 18.24%

Liquid and stable stocks aligned with a consistent investment strategy 2015 17.62% 7.06% 13.26% 12.16%

2016 -2.53% 11.15% 10.39%

2017 26.79% 17.50%

Alloca on of your money among different stocks is done using a 2018 8.89%
`
quan ta ve model to provide maximum diversifica on.

Nifty 50

Investment Year 1 Year 2 Years 3 Years 4 Years 5 Years

Stock Selection Criteria
2014 31.39% 12.27% 9.09% 13.68% 11.49%

î Only liquid stocks from Top 150 companies by market capitaliza on listed on NSE are selected. 2015 -4.06% -0.59% 8.33% 7.01%
î Use of liquidity and vola lity filters to select stocks 2016 3.00% 15.10% 10.97%
î Exclusion of stocks with low liquidity and pledged promoter holdings 2017 28.65% 15.20%

2018 3.15%

Performance in the above image is just an illustra on on the basis of back tested performance. Back tested performance is not a
guarantee to future LIVE performance. Please read the terms & condi ons before subscribing to the product
SmarT Stock Exit Criteria

î Stop Loss: 2% to 3% stop loss with feature of trailing stop loss

î Target Achieved: Stock gains between 4% to 6% and minimum 3%
î Time Lapse: Holding period of 2 weeks or 10 trading days, whichever is earlier
What is SmarT Portfolio?

An equity por olio with the objec ve to generate returns from trading opportuni es in fundamentally
Who should invest in SmarT Portfolio
strong stocks through the support of technical trends.

Posi onal traders with investible surplus of ` 3 lakhs with moderate to high risk appe te & investment
horizon of 1 year.
Why invest in SmarT Portfolio?

Terms of the Product

Opportunity to generate returns from momentum based ideas

Minimum Investment ` 3 lakhs

Addi onal Investment Mul ple of ` 30,000

Disciplined trading approach with specified me horizon, stop loss &
target price Withdrawals Full / Par al – Mul ples of ` 30,000

Maximum 3 ideas open at any given point of me

Stock Selection Criteria

î Short term momentum based trades in good quality stocks

î Use of technical indicators to iden fy momentum based ideas
Terms of the Product
(FundTech | Small Cap | Large Cap) Profit Sharing Model (available for both Lump Sum and SIP mode)

Under Profit Sharing model, poten al investors will be charged 20% of their profit on higher watermarking^
only if their por olios earn over a hurdle rate of 10%. Profit sharing will be on quarterly basis. Below is a
scenario of this model:

To help you make your investment journey smoother, you can either opt for Lump Sum investment
Inv Q1 Q1 Hurdle Q2 Q2 Hurdle Q3 Q3 Hurdle Q4 Q4 Hurdle
mode or SIP investment mode. Inv Date
Amount AUM Amt AUM Amt AUM Amt AUM Amt
01-Jul-19 3,00,000 3,23,486 3,07,500 3,30,000 3,15,000 3,40,000 3,22,500 3,45,000 3,30,000
Profit 15,986 15,000 17,500 15,000
• Op on to start one me investment with minimum amount of ` 2,50,000
Profit Sharing Amount 3,197 3,000 3,500 3,000
• Op on to select Profit Sharing model or Subscrip on Fee model
Previous Bill Amount - 3,197 3,197 3,500
• 2% exit load on profit sharing model incase of full withdrawal within 6
Lump Sum mode Net Bill Amount 3,197 # 303 #
months of investment
• Par al or Full withdrawal op on available
Example: In case of 25% por olio returns, 20% profit sharing will be charged only on 15% returns amount.
• Top-up investment in mul ples of ` 50,000
Profit sharing will be done on quarterly basis. 1% standard brokerage will be charged.
^
• Op on to invest systema cally on monthly basis with min. amt of ` 10,000 Higher watermarking is the highest level in value that a por olio has reached.
#
• Under SIP mode you can only opt for Profit sharing model Profit sharing is not charged this quarter because the profit amount is not above the previous quarter's profit amount.
SIP mode
• Only full withdrawal op on available
• In case of Top-ups, investment will be done under Lump Sum mode

Subscription Fee Model (available for Lump Sum mode only)

Under Subscrip on Fee model, poten al investors will be charged 2% of their investment amount.
Below are a few scenarios of this model:

Minimum Investment Subscrip on Top-up Top - up Subscrip on fees

Scenarios post top-up
investment date fees investment date

1 2,00,000 1 Jan, 2018 4,000 - - -

st
2 2,00,000 1 Jan, 2018 4,000 2,00,000 1 Jul, 2018 2,000*
st
3 2,00,000 1 Jan, 2018 4,000 6,00,000 1 Jul, 2018 6,000*

*Subscrip on fees of ` 2,000 and ` 6,000 is charged on 6 months pro-rata basis. In case of top-up in the 1 year, subscrip on fees
will be charged on pro-rata basis. 0.5% standard brokerage will be charged.
How to Invest
MO Investor App
Through Lumpsum Available on

1 2 3
Login to MO Investor
Fill in the risk profiling Enter your desired MO Investor Web
App/Web & select your
ques onnaire and amount and click on
desired product under
Intelligent Advisory accept the terms and Generate Portfolio to Visit www.mo laloswal.com > Login to MO Investor > Select Intelligent Advisory Por olios from the menu
condi ons start your investment
Portfolios section

For more information, email us - [email protected]

Through SIP

1 2 3
Login to MO Investor Select Start SIP. Enter
App/Web & select your Fill in the risk profiling your desired monthly
desired product under ques onnaire and investment amt, date &
Intelligent Advisory accept the terms and click Proceed to start
Portfolios section condi ons. your investment.

Por olio will be generated and you will receive a no fica on for confirma on. Post confirma on the
investment is done.

Options to confirm orders section

No fica on on MO Investor App

Login to MO Investor Web

Email on registered email address

SMS on registered mobile number

Auto Call on your registered mobile number

Confirma on from Dealer/Advisor through OTP

*Not available for SmarT Por olio

 C

Mo lal Oswal Financial Services Limited (MOFSL)* Member of NSE, BSE, MCX, NCDEX CIN No.: L67190MH2005PLC153397

Registered Office Address: Mo lal Oswal Tower, Rahimtullah Sayani Road, Opposite Parel ST Depot, Prabhadevi, Mumbai-400025; Tel No.: 022-71934263;
Website www.mo laloswal.com. Correspondence Office Address: Palm Spring Centre, 2nd Floor, Palm Court Complex, New Link Road, Malad (West), Mumbai-
400 064. Tel No: 022 7188 1000. Registra on Nos.: Mo lal Oswal Financial Services Limited (MOFSL)*: INZ000158836. (BSE/NSE/MCX/NCDEX); CDSL and NSDL:
IN-DP-16-2015; Research Analyst: INH000000412. AMFI: ARN - 146822; Investment Adviser: INA000007100; Insurance Corporate Agent: CA0579. Mo lal
Oswal Asset Management Company Ltd. (MOAMC): PMS (Registra on No.: INP000000670); PMS and Mutual Funds are offered through MOAMC which is group
company of MOFSL. Mo lal Oswal Wealth Management Ltd. (MOWML): PMS (Registra on No.: INP000004409) is offered through MOWML, which is a group
company of MOFSL. • Mo lal Oswal Financial Services Limited is a distributor of Mutual Funds, PMS, Fixed Deposit, Bond, NCDs, Insurance Products and IPOs. •
Real Estate is offered through Mo lal Oswal Real Estate Investment Advisors II Pvt. Ltd. which is a group company of MOFSL. • Private Equity is offered through
Mo lal Oswal Private Equity Investment Advisors Pvt. Ltd which is a group company of MOFSL. • Research & Advisory services is backed by proper research.
Please read the Risk Disclosure Document prescribed by the Stock Exchanges carefully before inves ng. There is no assurance or guarantee of the returns. PMS is
not offered in Commodity Deriva ves segment. Details of Compliance Officer: Name: Neeraj Agarwal, Email ID: na@mo laloswal.com, Contact No.:022-
71881085. *MOSL has been amalgamated with Mo lal Oswal Financial Services Limited (MOFSL) w.e.f August 21, 2018 pursuant to order dated July 30, 2018
issued by Hon'ble Na onal Company Law Tribunal, Mumbai Bench. Customer having any query/feedback/ clarifica on may write to query@mo laloswal.com.
In case of grievances for Securi es Broking write to grievances@mo laloswal.com, for DP to dpgrievances@mo laloswal.com

Investment in securi es market are subject to market risks, read all the related documents carefully before inves ng.