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 CONTENTS
VOL-15
ISSUE -07

Editor
N.K. Jain
Chandrayaan-2 Mission Women Empowerment
Advisors
Neeraj Chabra
K.C.Gupta
Registered Office
Mahendra Publication Pvt. Ltd.
103, Pragatideep Building,
Plot No. 08, Laxminagar,
District Centre, New Delhi - 110092
China–United States trade war Cyclone Fani
TIN-09350038898
w.e.f. 12-06-2014
Branch Office
Mahendra Publication Pvt. Ltd.
E-42,43,44, Sector-7, Noida (U.P.)

For queries regarding

promotion, distribution & Interview 5
advertisement, contact:- Current Affairs - One Liner 6-9
[email protected]
Spotlight 10
Ph.: 09208037962
The People 11-17

Owned, printed & published by News Bites 18-54

N.K. Jain Word of English - Etymology 55

103, Pragatideep Building, Designation : Who's Who 56
Plot No. 08, Laxminagar, Chandrayaan-2 Mission 57
District Centre, New Delhi - 110092 Women Empowerment 61-62
Please send your suggestions and China–United States trade war 63-64
grievances to:-
Cyclone Fani 65
Mahendra Publication Pvt. Ltd.
Quiz Time - General Awareness 66-76
CP-9, Vijayant Khand,
SBI PO Mains - Model Paper 2019 77-113
Gomti Nagar Lucknow - 226010
E-mail:[email protected]
© Copyright Reserved Subscription form is on Pg 60
## No part of this issue can be printed in
whole or in part without the written
permission of the publishers.
## All the disputes are subject to Delhi
jurisdiction only.

Mahendra Publication Pvt. Ltd.

Editorial
In every day, there are 1,440 minutes. That means we have
1,440 daily opportunities to make a positive impact, so
"Be Optimist"
Dear Aspirants,
We feel sheer delight in publishing "July 2019" edition of "Master In Current Affairs" a magazine which is an extensive
source of authentic information and significant knowledge.
The scope of this edition includes highly admired sections NEWS MAKER, NEWS DIARY, ONE LINER WORLD OF
ENGLISH which are undeviatingly related to the examinations. Chalte-Chalte is one of the most steering elements of this
which is mentioned at the bottom of every page.
This edition creates a forum where all candidates and guidance personnel can meet the important issues of this month
which may play a vital role in forthcoming examination. The important 4 topics covered in this edition are :
One among them is “Women Empowerment”- an important landmark in the history of Indian Army as it inducted its first
batch of Short Service Commission women officers into the officer cadre for the first time. The details are given inside
MICA.
Then there is another topic “US-China Trade war” Heightened trade tensions between the United States and China have
raised the risk of a recession if the dispute between the world’s two largest economies is prolonged and escalates further.
And all the reasons and repercussions are given inside.
And the new topic is “Cyclone Fani”- The Cyclone Fani, the worst cyclone in twenty years, struck east coast
of India and Bangladesh in the beginning of this May. More than a million people in the expected cyclone
path areas both in and around the state of Odisha evacuated before the cyclone made a land fall. The deatils
given inside the July edition of this Magazine.
And this edition features a very interesting topic which is “Chandrayan-2 Mission”- After being deferred
several times in last one year, India's second mission to the moon - Chandrayaan 2 is now all set to be
launched in July and its relevant details are given inside.
In this edition we are providing the “Model paper of SBI MAINS -2019” for your self-assessment.
There is a separate section named Quiz Time for your self-evaluation, which includes all the
possible MCQ's from this month's current affairs. This will be highly beneficial for all the
upcoming examinations.
In order to serve you better we will diligently serving you our level best with various new
topics and news that is important from examination point of view.
Best of Luck for your exams.
Your suggestions will be highly appreciated and welcomed.

With Best Wishes
Editor : N.K. Jain “Your Success is Our Success”
 LOGESH INTERVIEW
MICA : What is the role of “Time
PERSONAL DETAILS Management” in one’s
Logesh. S success?
Father’s Name : Mr. Salladwai. P Logesh : Time management is the
main key to one’s success.
Mother’s Name : Mrs. Kalaiselvi. S MICA : How did you prepare for
Hobbies : Listening to Music the Interview?
Logesh : I watched class from
Prior Selection : Pallavan Grama Bank
Mahendras Chennai with
Name of the Exam : Bank of India - PO the help of the YouTube
channel ‘Mahendra Guru’.
Roll No. of Qualified Exam : 2631019292
MICA : Tell us about the Interview
Roll No. of Mahendra Institute : CNI0431712046 Board and the questions
asked?
Logesh : Logesh : Interview board members
English Language were friendly and they
maintain me in relaxed
Class notes, MCA, ST test review and
manner and asked the
Quiz from Mahendra guru.
questions from basics.
Reasoning Ability The questions asked were:
Class notes, MCA, ST test review and I. About my home town
Quiz from Mahendra guru. II. Why didn't you choose Pg
Numerical Ability instead banking
Class notes, MCA, ST test review and III. Refinancing ? What is crossed
Quiz from Mahendra guru. cheque and cancelled cheque?
MICA : Mahendra's family expresses
its heartfelt congratulations IV. Current Affairs question
on your success.
General Awareness V. National Instrument, different
Logesh : Thank You so much. Class notes, MCA, ST test review, h/w cheques & DD
Current Affairs and Quiz from MICA : By whom did you get
MICA : To whom do you want Mahendra guru.
to give the credit of your information of your
selection? MICA : What would you say about selection and what was
“Master in Current Affairs” your reaction?
Logesh : I would like to give the
credit to my parents, Magazine (MICA) and Logesh : From website
relatives, friends and Mahendra Guru Website?
MICA : What message do you
Mahendra Chennai Staff. Logesh : I get it either from class want to convey to other
MICA : After how many attempts or from ST portal as a aspirants?
did you succeed in this soft copy. It is full of Logesh : Attend Class daily and
examination? information and very follow the class notes
Logesh : IBPS PO & Clerk second useful. regularly, give ST from the
attempt. MICA : What is the best thing about Mahendras’ students ST
MICA : What is the role of our coaching institute, portal daily and review it
Mahendra's institute in according to you? and prepare current affairs,
your selection? Logesh : Since the teachers are give MCA, CWS (class
Logesh : They helped to understand very encouraging and worksheets) and quizzes.
the basic concepts and the supportive, everyone can MICA : Congratulations once again
method of preparation. easily reach them for on your success. Your
MICA : How did you prepare for getting apt solutions to our success is our success
the examination? doubts. Logesh : Thank You
Reserve Bank of India (RBI) extended the "ombudsman scheme" for non-banking financial
companies (NBFCs) to non-deposit-taking NBFCs with asset size of at least Rs 100 crore.
JULY 2019 MICA 5
CURRENT AFFAIRS One Liner

ONE Liner
PERSONS IN NEWS
## Who took over as the new national president of the
Confederation of Real Estate Developers' Associations
## Who is appointed as the MD and CEO of Indian
Overseas Bank (IOB)? - Karnam Sekar
## Sydney Brenner, has passed away recently. He was a
of India (CREDAI), the apex body of private real Nobel laureate in ___. - Physiology
estate developers in India? - Satish Magar ## Who has been appointed as the next Ambassador of
## Justice Vikram Nath has been appointed Chief Justice of India to Morocco? - Shambhu S. Kumaran
which state’s High Court? - Andhra Pradesh
AWARDS
## Which longest serving legislator in Kerala’s history,
died recently? - K. M. Mani ## Which prominent scientist and businessman is among
a host of Indian-origin experts honoured in the 2019
## Justice Pradeep Nandrajog sworn in as Chief Justice of
list of new fellows of the UK's 'Royal Society'?
which High Court? - Bombay High Court
- Yusuf Hamied
## Which first American woman to pass astronaut testing
## How many Indian peacekeepers serving with the UN
has passed away recently? - Jerrie Cobb
Mission in South Sudan (UNMISS) have received
## Sunil Kumar Gautam has been awarded "Pandit medals of honour for their dedicated service and
Govind Ballabh Pant Award" for which book? sacrifice? - 150
- Samvidhan Kavya
## Who shall be awarded with the country's highest
## A parliamentary panel has endorsed the former civilian honour "Presidential Medal of Freedom" after
secretary Dinesh Kumar Thapaliya for the post of his Masters victory? - Tiger Woods
Chief Election Commissioner for which country?
- Nepal ## Who was conferred with Lifetime Achievement
Award during fourth APJ Abdul Kalam Innovation
## Who has been appointed as the Chairman of the Export
Conclave? - Dr A. K. Singh
Promotion Council for Handicrafts (EPCH)?
- Ravinder Kumar Passi ## Who has been conferred with "Order of Saint Andrew
the Apostle" the highest civilian award of Russia for
## Renowned space scientist and former Indian Space
his contribution on bilateral ties?
Research Organisation Satellite Center (ISAC) director
- Narendra Modi
___ passed away. - Dr SK Shivakumar
## Royal Institution of Chartered Surveyors (RICS) has ## Which India’s education technology startup has won a
appointed __ as chairman of its South Asia board? Next Billion Edtech Prize 2019?
- Sanjay Dutt - Dost Education

## Paripooranand Painuli passed away. He was related to ## Which company has been named as the 'Global
which political party? - INC Slag Company of the Year' at the 14th Global
Slag Conference and Exhibition 2019 in Aachen,
## Former Additional Chief Secretary of which state, D
Germany? - Tata Steel
Babu Paul passed away? - Kerala
## Who has been conferred with the Pravasi Bhartiya
## Renowned __ poet Pradeep Choubey died at 70. He
Samman Award? - Dr Rajendra Joshi
was known for his humorous poetry.
- Hindi ## Who has been conferred with Croatia's highest civilian
## Where was 21st ASEAN-India Senior Officials' award the 'Grand Order of the King of Tomislav'?
Meeting (SOM) held? - New Delhi - Ram Nath Kovind

6 MICA JULY 2019 Former Indian footballer Pungam Kannan has passed away. He was 80.
 One Liner
SCHEMES AND LAUNCHES ## According to a Salesforce study, what is the rank of
India in the Asia Pacific region on artificial intelligence
## Which bank has launched 'NRI-Insta-Online' account readiness? - Third
facility for NRI? - IDBI Bank
## Which institute has topped the HRD Ministry's national
## What is the interest rate for General Provident Fund, ranking of higher education institutes?
GPF, Contributory Provident Fund and other related - IIT Madras
schemes for the first quarter of current financial year?
## ___, the first indigenous long-range artillery gun has
- 8%
been inducted into the Indian Army.
## BSE has signed a MoU with which bank to strengthen the - Dhanush
BSE Startups platform? - SBI ## The Infrastructure finance company PFS has joined
## Who will develop an agri-digital platform called hands with the US-India Clean Energy Finance to
'Baroda Kisan' in order to provide solutions for all leverage funds for which projects in India?
major agricultural requirements? - Solar projects
- Bank of Baroda ## Which two Indian naval ships would take part in the
## Which bank has signed Memorandum of understanding Chinese Navy's 70th anniversary of celebrations?
with Bank of China to enhance business synergies? - INS Kolkata and Shakti
- State Bank of India ## Where will the National Thermal Power Corporation
## Where was the 8th edition of HOME EXPO INDIA (NTPC) set up a 25 MW floating solar power plant?
2019 held? - Greater Noida - Visakhapatnam
## Navy has inducted the sixth indigenously designed and
## Which app aimed at aiding women in event of
built transport ship, LCU L56. What is the full form of
distress or an emergency situation was launched by
LCU? - Landing Craft Utility
Telecom operator Bharti Airtel and the FICCI Ladies
Organisation (FLO)? - My Circle App ## India has signed three MoUs in the fields of mining,
culture and disability with which country?
## National Mission for Clean Ganga (NMCG) was - Chile
awarded the distinction of “Public Water Agency of
the Year” by Global Water Intelligence at the Global ## Third edition of bilateral maritime exercise
Water Summit. Where was Global Water Summit 2019 "AUSINDEX” between Australian and Indian Navies
held? - London has been started at___. - Visakhapatnam

## India has signed an MOU on strengthening cooperation ## Where was the fourth meeting of India-Ukraine
in healthcare sector? - African Union working group on trade and economic cooperation
(IU-WGTEC) held? - New Delhi
NATIONAL & STATE ## According to a report by property consultant JLL India,
Stable prices and lower interest rates on home loans
## Where was the Fourth Resilient Cities Asia-Pacific have made housing market affordable in all major
2019 Congress held? - New Delhi cities of the country except which of the following
## Where has the Second Edition of Indian Navy-Vietnam city? - Mumbai
Peoples’ Navy Bilateral Exercise (IN – VPN BILAT ## DRDO successfully conducted an Anti-Satellite
EX) Concluded? - Cam Ranh Bay (ASAT) missile test from Dr A P J Abdul Kalam Island
## The Union Cabinet has given ex post facto approval to in Odisha. What was the code name of the mission?
an agreement signed between India and Denmark for - Mission Shakti
cooperation in which field? - Renewable energy ## With which country India has signed four MoUs in the
## What is the name of India's first nocturnal zoo and fields of culture, tourism and sports?
where is it located? - Kankaria, Ahmedabad - Croatia
## Former badminton player Ramesh Nabar died recently.
## Veteran leader and former parliamentarian Drupad
He was from which state? - Maharashtra
Borgohain died recently. He belongs to which party?
- Communist Party of ## Where will the 6th edition of joint Military Exercise "Mitra
India Shakti" be conducted? - Sri Lanka
According to a report by Fitch Solutions Macro Research, India is likely to install 54.7 GW of wind
capacity by 2022 against the 60-GW target set by the government.
JULY 2019 MICA 7
CURRENT AFFAIRS One Liner
INTERNATIONAL FINANCIAL AWARENESS
## What is the rank of India in the global press freedom ## ADB has committed to provide USD __ in sovereign
index in the annual, 'Reporters without Borders' loans to India in 2018. - 3 billion
report? - 140th ## PayU has acquired which US-based technology
## Which country will host the G20 summit in November company that operates in digital payment security for
2020 in Riyadh? - Saudi Arabia $70 million? - Wibmo
## Where has Google opened its first African Artificial ## Who has been awarded the 2019 Freedom of the City
Intelligence (AI) centre? - Ghana, Accra of London in recognition of her work to promote
## Which country will host the world’s foremost Artificial insurance ties between India and the UK?
Intelligence, AI Summit? - UAE - Alice G. Vaidyan

## Which country has banned online game PUBG over ## Which company has collaborated with tech giant
concerns about impact on children? Google to build industry-specific cloud solutions?
- Nepal - TCS
## According to IMF's World Economic Outlook (WEO),
## Which country will be the Guest of Honour country at
India's Gross Domestic Product (GDP) growth rate is
the Abu Dhabi International Book Fair, ADIBF 2019?
expected to grow at ___ in fiscal year 2019-20.
- India
- 7.3 per cent
## According to World Health Organisation (WHO) what
## What the World Bank’s projection for India’s GDP
was the Global cigarette sales in 2017?
growth rate in fiscal year 2019-20?
- $700 billion
- 7.50%
## Exim Bank has granted a loan of $30million for the
## According to the PhD Chamber of Commerce and
rehabilitation of Yendi Water Systems. Where is
Industry, bilateral trade between India and EU is likely
Yendi? - Ghana
to reach __. - $ 200 billion by 2022
## Which country have agreed to increase cooperation
## Which is the largest state-owned lender after State
in security and defence spheres including regional
Bank of India? - Bank of Baroda
security, curbing drug smuggling and human trafficking
with India? - Sri Lanka ## Which company has signed an agreement with Bharat
Heavy Electricals Ltd (BHEL) for cooperation in the
## Where was the meeting of World Economic Forum on
development of solar power projects?
the Middle East and North Africa held?
- GAIL India Ltd
- Jordan
## The Reserve Bank of India will inject long-term
## Which country has announced granting long-term visas
liquidity worth __ US Dollars into the banking system
for the top 100 start-ups shaping the fourth industrial
through a dollar-rupee buy-sell swap for a tenure of
revolution? - UAE
three years. - 5 billion
## Recently, the sale of which military equipment has
## Bank of India will sell ______ per cent stake in its
been approved by USA to India at an estimated cost of
insurance JV Star Union Dai-ichi Life Insurance Co
USD 2.4 billion? - MH-60R
for at least _______. - 10.05, Rs 16 crore
## Which American city has created history by electing
## Reliance Jio Digital Services Ltd. has acquired
an African-American woman Lori Lightfoot as its
artificial intelligence firm Haptik for ___ crore.
mayor for the first time? - Chicago
- Rs 700
## Where has the World's largest e-waste recycling
## Which company is the most preferred workplace in
facility opened? - Dubai
India according to LinkedIn's fourth edition of the
## Where will Nepal Investment Summit 2019 be held? '2019 Top Companies' list for India?
- Kathmandu - Flipkart
## The Indian Air Force inducted the first unit of four ## Which company has received license from the Department
'Chinook' heavy-lift helicopters. Which country produces of Telecommunications to provide Internet and mobile
the Chinook helicopter? - USA services on flights? - BSNL

Akane Yamaguchi has become the first Japanese to win the women single' title of Asian Badminton
8 MICA JULY 2019
championships in Wuhan.
 One Liner
## India has signed a MoU with __for setting up India- SCIENCE AND TECHNOLOGY
Africa Institute of Agriculture and Rural Development
in Malawi. - NABCONS ## Nepal has successfully launched its first satellite
NepaliSat-1 into space from which country?
## As per SEBI guidelines what is the deadline for transfer
- America
of shares of listed companies in physical form?
- 31-Mar-19 ## ___ is going to have her mission on the International
Space Station (ISS) extended to 328 days, which
## Which Cab-service provider will buy Dubai-based
would set a record for the longest single spaceflight by
rival Careem Networks FZ for over $3 billion?
a woman. - Christina Koch
- Uber
## Which indigenously designed & developed Long
SPORTS Range Sub-Sonic Cruise Missile was successfully test
fired from the Integrated Test Range (ITR), Chandipur
## Who has become the world's eighth and third Indian Odisha by DRDO recently (16 April)?
cricketer to complete 8000 runs in T20 cricket? - Nirbhay
- Rohit Sharma
## SRO's (Indian Space Research Organisation) PSLV
## Who has regained the world number one spot in the C45 lifted off from the Satish Dhawan Space Centre,
men’s 65kg freestyle category in the rankings issued by carrying India's EMISAT satellite along with 28 nano
United World Wrestling? - Bajrang Punia satellites of global customers. What is the speciality of
## Who has been named the goodwill ambassador of EMISAT satellite? - Surveillance Satellite
Team India at the Street Child Cricket World Cup
(SCCWC)? - Mithali Raj MISCELLANEOUS
## Which country has won the men's singles title of Dutch
## Whose 128th birth anniversary was celebrated on 14
International badminton tournament 2019?
April 2019? - BR Ambedkar
- India
## Who released a booklet of the 'Selected speeches of Dr
## Who won the Men's titles of the Otters Club Vedanta
Bhimrao Ambedkar in the Constituent Assembly’?
Squash Open? - Abhishek Agarwal
- A. Surya Prakash
## Who won the Women's titles of the Otters Club Vedanta
Squash Open? - Sanya Vats ## Where will the Army Commanders’ Conference be
held? - New Delhi
## Who became the first Indian to be appointed Chair
of International Hockey Federation (FIH) Health and ## When is World Health Day observed every year?
Safety Committee? - Bibhu Kalyan Nayak - 7-Apr

## What is the rank of Prajnesh Gunneswaran in the latest ## Where is Asia's largest tulip garden situated?
ATP (Association of Tennis Professionals) rankings - Srinagar
(April 2019)? - 80 ## Which is a new feature launched by WhatsApp to
## Who has won the 2019 Chinese Grand Prix? tackle fake news? - Checkpoint Tipline
- Lewis Hamilton ## According to a study conducted by the Health Effects
## Gelete Burka and Abrha Milaw won the 43rd edition of Institute, over how many death has India faced from
the Paris Marathon. They belongs to which country? air pollution in 2017? - 1.2 million
- Ethiopia ## Neha Upadhyaya is among 16 persons selected by ___
## Inzamam-ul-Haq and Mark Boucher were inducted University as the 2019 World Fellows, the signature
as the Honorary Life Members of the Marylebone global leadership development initiative at the
Cricket Club (MCC). Mark Boucher belongs top prestigious institution. - Yale
which country? - South Africa ## Where is The Indian Navy's Nuclear, Biological and
## Who has been named Wisden's 'Leading Cricketer' for Chemical Training Facility located?
third straight year? - Virat Kohli - Lonavala
## Who has been appointment as chief coach of the India ## Which state has celebrated its 107th foundation day on
men’s hockey team? - Graham Reid 22nd March? - Bihar

Japan's Kento Momota has won the men single' title of Asian Badminton championships in Wuhan. JULY 2019 MICA 9
SPOTLIGHT ALL THAT MATTERS
ABBREVIATIONS IMPORTANT DAYS AND DATES
CRISIL : Credit Rating Information Services of India
July 1 National Doctors day
Ltd.
July 11 World Population Day 2018
FIPC : Foreign Investment Promotion Council
July 18 Nelson Mandela International Day
INTUC : Indian National Trade Union Congress
July 26 Kargil Vijay Diwas
NAFED : National Agricultural Cooperative Marketing
Federation July 28 World Nature Conservation Day
SCI : Shipping Corporation of India July 28 World Hepatitis Day
SHCIL : Stock Holding Corporation of India Ltd. July 29 International Tiger Day

ECONOMIC GLOSSARY BOOKS & AUTHORS

Tulip Mania
Tulip mania was a period when tulips
were recently introduced and bought in
large quantities by many people. This
01 MACHINES LIKE ME

caused tulip prices to shoot up. They

were sold at prices higher than skilled :- Ian McEwan
workers' income. After reaching a peak,
tulip prices crashed, leaving tulip holders

02
bankrupt. It was the first major economic
bubble. BEAST
Tulip mania is used as a metaphor to
describe an economic bubble. People start :- Krishna Udyashankar
investing in a particular asset in large
quantities because of positive sentiments
about it. This pushes the prices of that

03 Indian Fiscal
asset to very high levels. After reaching a
peak, prices suffer a sharp fall due to an
Federalism
extensive sell off, leaving the asset holders
bankrupt. These assets are metaphorically
called tulips. :- Y. V. Reddy

Embargo
An embargo is a government order that
restricts commerce or exchange with
a specified country or the exchange of
Politics of Jugaad
The Coalition Handbook 04
specific goods. An embargo is usually
created as a result of unfavorable :- Saba Naqvi
political or economic circumstances
between nations. An embargo is
designed to isolate a country and create
difficulties for its governing body,
forcing it to act on the issue that led to 05 Undaunted
Saving the Idea of India

the embargo.
:- P.Chidambaram
Actor Jessie Lawrence Ferguson, best known for his performance in "Boyz n the Hood" has died. He
10 MICA JULY 2019
was 76.
 APPOINTMENTS THE PEOPLE
Dalbir Singh Suhag Rajendra Kumar Nayak

F ormer Indian Army chief

Dalbir Singh Suhag was
appointed as India's High
R ajendra Kumar Nayak took
over as the 52nd Controller
General of Defence Accounts.
Commissioner to Seychelles. The He is from the Indian Defence
country, an archipelago off East Accounts Service of 1983 batch.
Africa, is of strategic importance During the career span of more
to India. Suhag's appointment to than 35 years, Shri Nayak has
the post in Seychelles comes amid held important assignments
deepening military ties between in the Defence Accounts
India and the island nation. Department and on deputation
Suhag served as the army chief in the Government of India. He
between July 2014 and December 2016, and was also has vast and varied experience in handling
in-charge when India conducted the surgical strikes across Finance, Personnel, Pay & Budget matters
the Line of Control (LoC) into Pakistan-occupied Kashmir of Ministry of Defence. He was Additional
(PoK) in September 2016. Controller General of Defence Accounts,
Defence Accounts Department, Ministry of
Singh is a third generation soldier who was born on 28 Defence before taking over as the CGDA.
December 1954 to Ishari Devi and Ch Ramphal Singh, a
subedar-major in the 18th Cavalry Regiment of the Indian Manish Maheshwari

T
Army. His family is based in Bishan village of Jhajjar witter India appointed
district, Haryana, India. Singh completed his Manish Maheshwari, former
primary education in his native village and CEO of Network18 Digital,
then moved to Sainik School, Chittorgarh, as Managing Director for the
Rajasthan for his secondary education in country operations. Prior to
1965 before joining the National Defence Network18, Maheshwari has
Academy in 1970. worked with Flipkart, txtWeb,
Rakesh K S Bhadauria Intuit, McKinsey and P&G.

O n May 1, Air Marshal Rakesh Manish will be responsible for

Kumar Singh Bhadauria has driving an integrated business
taken charge as Vice Chief of Indian strategy to accelerate Twitter’s
Air Force, after superannuation audience and revenue growth in the country, overseeing
of incumbent Air Marshal Anil Twitter India’s teams in Delhi, Mumbai and Bengaluru. He
Khosla. Post induction he will will be based in Delhi. Manish will report to Maya Hari,
be looking after all air operations Twitter’s vice president and managing
being carried out by force. director of Asia Pacific. The appointment
comes amid growing concerns over
RKS Bhadauria was spread of misinformation on social media
commissioned into India Air platforms across the world, including India.
Force fighter stream on 15 June
1980 with the Sword of Honour. He has held important Kumar Sangakkara

F
designations like Commandant of National Defence ormer Sri Lanka captain
Academy, Senior Air Staff Officer at Central Air Command Kumar Sangakkara appointed
and Deputy Chief of Air Staff from January 2016 to February as the first non-British president
28, 2017. As Deputy Chief, he was chairman of Indian of the Marylebone Cricket
negotiating team for 36 Rafale combat aircraft deal with Club. Sangakkara will be the
France. From March 2017 till august 2018, first overseas MCC president
he served as Air Officer Commanding-in- in the organization's 233-year
Chief (AOC-in-C), Southern Air Command. history. The wicketkeeper-
He currently heads IAF’s Bengaluru-based batsman, whose nomination was
Training Command. announced by current president

Indian naval ships Kolkata and Shakti have arrived at South Korea's Busan to participate in the
ADMM-Plus Maritime Security Field Training Exercise (FTX).
JULY 2019 MICA 11
THE PEOPLE APPOINTMENTS
Anthony Wreford will begin his one-year to the INCB in 2014 for her first five-year term. She was
tenure in October. the First Vice-President of the Board in 2016 and Chair of
He is an honorary life member of MCC. He the Standing Committee on Estimates in 2015 and 2017.
owns Lord's and acts as the guardian of the The Vienna-headquartered INCB has
laws of the game, was founded in 1787 and quasi-judicial powers to monitor the
lists 168 president. implementation of the UN's international
drug control conventions.
Jayshree Vyas
Dilip Kumar
B SE, formerly known as the
Bombay Stock Exchange,
has finally appointed its first S enior IAS officer Dilip Kumar
was appointed as the Officer on
independent woman director Special Duty (OSD) in the office
Jayshree Vyas. The appointment of Lokpal. It is perhaps the first
was still late by at least a few official appointment of a bureaucrat
weeks from the deadline of April in Lokpal. Kumar, a 1995-batch
1 given to all top 500 listed IAS officer of Punjab cadre, is at
companies based on their market present joint secretary, National
capitalisation for appointing an Human Rights Commission. He
independent woman director on has been appointed for a period of
their board. six months on additional charge
Vyas is a professionally-qualified chartered accountant, basis or till a new incumbent joins the post.
working as the managing director of Shree Mahila Sewa President Ram Nath Kovind had on March 23 administered
Sahakari Bank, Ahmedabad, since 1986. She helped in the oath of office to Justice Pinaki Chandra
launching the first financial literacy programme in Sewa Ghose as the chairperson of Lokpal. Justice
Bank in 2001. Ghose retired from Supreme Court in May
The delay happened as the country’s largest stock exchange 2017. He then served as member of the
was awaiting market regulator Securities and Exchange NHRC before taking over as the Lokpal
Board of India's (SEBI) approval on the chief.
appointment. Because of the appointment, Justice A K Sikri
BSE is now compliant with the regulations.
BSE already has two non-executive women
directors namely Usha Sangwan and F ormer Supreme Court judge,
Justice A K Sikri is appointed
as the chairperson of News
Rajeshree Sabnavis on its Board.
Broadcasting Standards Authority
Jagjit Pavadia (NBSA) by the News Broadcasters

J
Association (NBA). He will
agjit Pavadia has been re-
succeed current Chairperson
elected with the highest
Justice(Retd.) R.V. Raveendran
number of votes by the UN
(also a former Judge of Supreme
Economic and Social Council to
Court) who completes his term on
a five-year term on International
25 May. He will assume office of
Narcotics Control Board (INCB),
Chairperson of NBSA from 26 May 2019.
while China's candidate lost.
Ms Pavadia polled 44 votes on In 1977 he enrolled as an Advocate and commenced his
Tuesday in the first round of practise in Delhi. In 199 he was elevated as Judge to Delhi
voting in the 54-member Council High Court (HC). In 2011 for a very short time, he was
facing a field of 15 candidates appointed as acting Chief Justice of the Delhi HC. Later in
for the five seats up for election this year ensuring her 2012 he was appointed as Chief Justice of
continuance on the board. Punjab and Haryana High Court. In April
2013, he was elevated as judges to Supreme
A member of the Indian Revenue Service, Ms Pavadia is a Court of India. He served as SC judge for
former Narcotics Commissioner of India. She was elected about six years and retired in March 2019.
Defence Minister Nirmala Sitharaman reached Kyrgyzstan for a meeting of the Defence Ministers of
12 MICA JULY 2019
the Shanghai Cooperation Organisation (SCO) countries.
 AWARDS
Deenanath Mangeshkar Award awarded to Taiwan President Tsai Ing-wen as "a beacon of
democracy”.
2019

T
The Tagore Award is an award given
he prestigious
in commemoration of the 150th birth
Master Deenanath
anniversary of the Nobel laureates
Mangeshkar Award
-Rabindranath Tagore for cultural
2019 was awarded
harmony.
to National Award-
winning filmmaker International Press Institute
Madhur Bhandarkar,
popular scriptwriter
World Press Freedom Hero Award
Salim Khan
dancing diva Helen.
and
P
known
akistani journalist
Cyril Almeida,
for his
The event was organized by Master Deenanath Mangeshkar
courageous and hard-
Smruti Pratishthan charitable trust, Pune. It aims to
hitting coverage of
encourage legends from the fields of music, drama, art and
civil-military tensions
social work.
in the South Asian
Complete list of Awardees: country, has been named
Lifetime Award – Salim Khan as the International
Press Institute's 2019
Special Award for the contribution to Indian cinema –
World Press Freedom Hero. Almeida was awarded for "his
Madhur Bhandarkar
tenacious coverage of the Pakistani state's patronage of
Special Award – Helen militant groups.
Vagvilasini Award – VasantAbaji Dahake The journalist had been in headlines for reporting about a
Mohan Wagh Award (Best Drama of the Year 2019) – meeting between ousted premier Nawaz Sharif and army
SoyareSakal leaders in which the former reportedly demanded action
against militants. The Pakistan Army was angry at the
Anandmayee Puraskar – Pandit Suresh
news leak, known as Dawnleaks, which was termed as
Talwalkar
security breach and demanded action against officials and
Award for music and art – Classical the journalist.
dancer Sucheta Bhide-Chapekar.
In 2016, Almeida was briefly placed on the
Tagore Literary Prize 2019 Exit Control List (ECL) after publishing a

T he second edition story regarding a top-level meeting of civil-

of Rabindranath military leaders.
Tagore Literary Prize UK Royal Society honour
was awarded to author
Rana Dasgupta for his
2010 novel "Solo", a
tale of estrangement
P rominent scientist
and businessman
Yusuf Hamied is among
and the ultimate failure a host of Indian-origin
of material existence. experts honoured in the
An amount of $10,000, 2019 list of new fellows
a Tagore statue and a certificate for contribution to literature of the UK's Royal
was given to Dasgupta. Society. He is known
for his effort to produce
The Rabindranath Tagore Literary Prize for social
low-cost drugs to treat
achievement was awarded to Yohei Sasakawa, the World
diabetes, cancer and other diseases.
Health Organization Goodwill Ambassador for Leprosy
Elimination, for "his incredible efforts to uproot leprosy The Royal Society is an independent scientific academy of
and great contribution to world peace". The Prize was also the UK and the Commonwealth, dedicated to promoting

IRDAI has set up a committee to review the regulatory framework on Micro Insurance under the
Chairmanship of Suresh Mathur.
JULY 2019 MICA 13
THE PEOPLE AWARDS
excellence in science. His honorary Bayarjargal Agvaantseren of Mongolia, who led the
fellowship of the world's oldest scientific fight to create 1.8 million-acre Tost Tosonbumba Nature
academy came alongside 51 new fellows Reserve (in South Gobi Desert) which is a critical habitat
and 10 new foreign members as part of the for vulnerable snow leopard. She persuaded Mongolian
2019 cohort. government to prohibit all mining within reserve.

National Intellectual Property Alfred Brownell of Liberia, an environmental activist and

human rights lawyer who stopped destruction of Liberia’s
Award tropical forests by palm oil plantation developers.

B enny
Joint
Antony,
Managing
Director, the Kochi-
Jacqueline Evans of the Cook Islands, led five year
campaign to protect Islands’ stunning marine biodiversity
and for conservation and sustainable management of all
based Arjuna Natural of Cook Islands’ ocean territory and creation of 15 marine
Ltd, has been conferred protected areas.
with the National
Intellectual Property Alberto Curamil of Chile, a jailed
Award for 2019 in indigenous activist who organized his
the category of Top Mapuche community to protest construction
Individual for Patents of hydroelectric projects on sacred Cautín
and Commercialization. River in Chile.

He is the inventor of BCM-95, the world’s leading patented Chevalier de l'Ordre national de
turmeric extract formulation, with over 80 international la Lgion d'Honneur
patents to his credit.
Antony was also conferred with the ‘WIPO
Medal for Inventors’ jointly by Intellectual
F ormer
chairman
Kiran Kumar
A
ISRO
S
has
Property Office India and the World been conferred with
Intellectual Property Organisation (WIPO). France's highest civilian
Goldman Environmental Prize award - Chevalier de
l'Ordre national de
2019 la Lgion d'Honneur

S ix grassroots
environmental
activists from around
- for his contribution
to India-France
space cooperation. On behalf of the President of France,
the world received Ambassador of France to India, Alexandre Ziegler conferred
prestigious Goldman Kumar with the highest civilian honour of France.
Environmental Prize
Throughout his career at the Indian Space Research
2019. They were
Organisation (ISRO), including as its chairman from
honored at award
2015 to 2018, Kumar fostered the historic and ambitious
ceremony held at San
space cooperation between India and France. He directly
Francisco Opera House
contributed to making it cooperation of peoples as well
in California, US where Al Gore former US Vice President
as one of the cornerstones of Indo-French strategic
and environmental activist presented keynote address.
partnership.
Goldman Environmental Prize 2019 winners
Created in 1802 by Napoleon Bonaparte, the Ordre national
Linda Garcia of US, rallied local communities to de la Lgion d'Honneur (National Order of the Legion of
successfully prevent construction of North America’s Honour) is the highest civilian award given
largest oil export terminal in Vancouver, Washington. by the French for outstanding service to
Ana Colovic Lesoska of North Macedonia, led seven-year France, regardless of the nationality of
campaign to cut off international funding for two large the recipient. The President of the French
hydropower plants project from being built in Mavrovo Republic is the Grand Master of the Ordre
National Park (country’s largest national park). national de la Lgion d'Honneur.

Ministry of Environment, Forests and Climate Change (MOEFCC) has formed a panel for effective
14 MICA JULY 2019
implementation of National Clean Air Programme (NCAP).
 AWARDS
US’s Presidential Medal of Freedom V K Krishna Menon award 2019

T he United States
President Donald
Trump awarded
G D
Govender,
Robert
an
Indian–origin journalist
Presidential Medal of in South Africa was
Freedom, country’s honoured with V K
highest civilian honour Krishna Menon Award
to golfer Tiger Woods. 2019 in United Kingdom
The 43-year-old for his contribution as
Tiger Woods became pioneer of decolonised
fourth and youngest, journalism. He became
professional golfer to receive prestigious highest civilian first person to be honoured with this award posthumously.
honor (after other golfers Arnold Palmer (74 years), Jack The award was given by ‘V K Krishna Menon Institute’ on
Nicklaus (65years) and Charlie Sifford(92 years)). 123rd birth anniversary of renowned Indian diplomat and
It was first established by President Truman to honour politician V K Krishna Menon.
extraordinary civilian accomplishments related to World War He was born in South Africa in August 1930. During
II. Later, in 1963 the medal was re-established by President his career in journalism spanning nearly 60 years, he had
Kennedy by an executive order. It is awarded by U.S. developed international repute as campaigning journalist and
President to any person, living or dead (i.e. posthumously). author and was also first journalist to call for international
It is awarded every year to people who have boycott of whites-only sports teams of South
made “especially meritorious contribution” Africa. His books include ‘The Martyrdom
(outstanding) contributions to security or of Patrice Lumumba’ which had exposed
national interests of U.S., and to world role of Western intelligence agencies in
peace, or other significant cultural or public murder of Congolese independence leader.
or private endeavours. He died in London, UK in 2016.
Imagine Cup World Championship World Press Freedom Prize 2019

T he ‘Team Caeli’
from
comprising of three
India T he World Press
Freedom Prize also
known as UNESCO/
Indian students namely Guillermo Cano World
Bharat Sundal, Aakash Press Freedom Prize
Bhadana and Vasu 2019 is formally
Kaushik emerged as conferred every year
First Runner-up (second by Director-General of
position) in Microsoft’s UNESCO, on occasion
Imagine Cup World of World Press Freedom
Championship final held in Seattle, US. The trio won for Day observed on 3 May. In 2019 award would be shared
developing “Caeli”, which is world’s first smart automated by two jailed Myanmar journalists Wa Lone and Kyaw
anti-pollution and drug delivery mask. It is precisely Soe Oo who reported on alleged human rights violations in
designed for asthmatic and chronic respiratory patients. It the state of Rakhine, Myanmar. The Reuters reporters are
is a sleek, portable, easy to fit/carry inside pocket nebulizer serving a seven-year prison sentence in Myanmar. They are
and customized mask. Its drug doses can be scheduled charged with breaking the country's secrets law for their
through app. In case of breathing difficulties, app allows journalistic investigation on the military's brutal crackdown
user to switch on intelligent mode which provides instant and killings of Rohingya Muslims in Rakhine state.
relief drugs. App also monitors real-time The award recognises their exceptional courage in reporting
air quality and helps people to choose least on alleged human rights violations in the
polluted travel route. Myanmar's state of Rakhine. Both Wa Lone
For this innovation team has earlier won and Kyaw Soe Oo's documentary on the taboo
first position in Asia Regional Final contest topic regarding crimes committed against
held in Sydney in February 2019. Rohingyas landed them behind the bars.
Ishaque Eqbal of Kolkata outplayed Prithvi Sekhar of Chennai in straight sets to win the first USD
3000 RBLBankATT Asian Ranking men’s tennis championship.
JULY 2019 MICA 15
THE PEOPLE OBITUARY
Hanumant Dolas Terry Rawlings

M aharashtra NCP MLA

Hanumant Dolas died.
He was 57. Dolas represented
T erry Rawlings, a British film
and sound editor has passed
away. He was an Oscar nominee
Malshiras Assembly constituency for his work on Best Picture
in Solapur district, in the state winner “Chariots of Fire”. He
Legislative Assembly. Dolas was born in 1933. The 5-time
won his first election in 2004 on BAFTA nominee also received a
an NCP ticket from Malshiras career achievement award from
constituency, which he continued the American Cinema Editors
to represent until now. society in 2006.

Earlier, he had worked as Pungam Kannan

F
chairman of state-run Sant Rohidas Leather Industries ormer India footballer
and Charmakar Development Corporation Ltd, and later Pungam Kannan, who was
as director of state housing agency, MHADA for some facing acute financial crisis, died
time. following prolonged illness. He
B Subhashan Reddy was 80.

F ormer Chief Justice of Madras Kannan is survived by his wife

and Kerala High Courts B Antoinette and two daughters.
Subhashan Reddy passed away. A forward, Kannan played 14
He was 76. matches for India and suffered a
cardiac arrest earlier this month.
Reddy had held several important There was a campaign on various
positions, including judge of the social media platforms to raise funds for the family.
Andhra Pradesh High Court,
Chief Justice of Madras and Master Hirannaiah

N
Kerala High Courts, chairman of oted Kannada theatre and
State Human Rights Commission film personality Master
and Lok Ayukta. Hirannaiah died. He was 84
years. Hirannaiah was admitted
Peter Mayhew in hospital, for treatment of liver

A ctor Peter Mayhew, who

won over fans worldwide as
the Wookiee warrior Chewbacca
disease. He is survived by wife
and five children.
Hirannaiah was born in Mysuru
in the blockbuster Star Wars
in 1935 as Narasimha Murthy.
movies, has died. He was 74.
Known for his wit, Hirannaiah
The towering British-born actor,
used his stage performances
the son of a policeman who
to sharply attack the political class and bureaucracy on
measured seven feet three inches
issues like corruption. 'Lanchavathara' was one of his most
(2.21 meters), was working as
popular plays, and it is said to have crossed 11,000 shows.
a hospital attendant in London
'Makmal Topi', 'Anaachara', 'Bhrashtachara' and 'Devadasi'
when he was discovered by film
are among Hirannaiah's other popular plays. Hirannaiah
producer Charles Schneer.
has acted in several Kannada movies too.
He was first cast in the film Sinbad and the Eye of the Tiger,
in an uncredited role. But he then was cast in the role that Reginald Mengi
would define his career—as the co-pilot and best friend of
Han Solo (Harrison Ford) in the original Star Wars film
released in 1977.
T anzanian business tycoon and philanthropist Reginald
Mengi, who headed one of Africa's largest media
groups, has died aged 75 in Dubai.

Manuel Lujn Jr, who spent 20 years as a Republican congressman and later as a US Interior Secre-
16 MICA JULY 2019
tary, died. He was 90.
 OBITUARY
Mengi was born in 1944 to a of Rajya Sabha from 1974 to 1980. He was elected to
poor family in the Kilimanjaro Kerala Legislative Assembly in 1987 from Thrippunithura
region, later setting up the IPP constituency as a CPI(M) candidate.
media empire which served
Tanzania and parts of East Africa, Baidyanath Misra
owning 11 newspapers, radio,
and television stations, according
to Forbes magazine.He also had
R enowned economist Prof
Baidyanath Misra died at
his residence. He was 99. Misra
companies producing soap, the is survived by his wife Basanti
largest brand of bottled water in Misra, daughter Bijaylaxmi and
the country, and was involved in sons Basant Misra (neurosurgeon),
mining gold, uranium, copper, chrome and coal. Jayant Misra (Director of IMFA)
In 2014 he was listed among Africa's 50th richest people and Sukant Misra (economist).
by Forbes, although he later dropped off the list, and his Misra died due to old-age
fortune is estimated at $560 million (500 million euros). related problems. A well-known
economist Prof Misra, the former
V Viswanatha Menon Vice-Chanellor of OUAT and Deputy Chairman of Planning

F ormer Kerala finance minister Board, was also the founding director of NKC Centre for
V Viswanatha Menon passed Development and Research. Misra had also served as the
away. He was 92. Menon, a president of Odisha Economic Association.
former Communist leader, served Dr N. R. Madhava Menon
as the Finance Minister in the
CPI(M)-led LDF government
headed by E K Nayanar in 1987. D r.NR Madhava Menon an
educationist, scholar and
pioneer of Indian legal education,
He had also served as Member of
Parliament twice. dies in Thiruvananthapuram at
84 years of age. He is considered
Menon entered politics during his as ‘Father of Modern Legal
student life at the age of 13. As Education’, for changing the face
a student, he fought against the British rule. Earning the of Indian legal education.
wrath of the authorities, he was suspended from Sri Rama
Varma High School. Later in 1947, he was expelled from He is pioneer in establishment of
Maharajas College, Ernakulam, for protesting against the National Law Schools in India.
call to hoist Kochi royal's flag along with the Indian flag. He also conceptualized of five
year integrated LLB (or Bachelor of Legislative Law)
Menon also served a three-year jail term for various political course, in place of earlier 3-year course. He was founder
reasons including the Edapally police station attack case in director of National Law School of India University
1950. He went underground for more than two years after (NLSIU), founded in 1987 in Bangalore. He also headed it
the police station attack which hadleft two policemen dead, for 12 years. In 1998 he established West Bengal National
sparking off brutal police action across central Kerala. University of Juridical Sciences (NUJS). Later, he presided
Popularly known as "Ambadi Viswam," Menon was as founder director of National Judicial Academy (NJA),
elected to the Lok Sabha in 1967 and was also a member Bhopal, till his retirement in 2006.

The Ambassador of Japan to India Kenji Hiramatsu inaugurated the Japan-India Institute for
Manufacturing (JIM), a residential skill training centre, at Sri City in Chittoor district of Andhra Pradesh.
JULY 2019 MICA 17
NEWS BITES NATIONAL
Burning Topics of the Month

Dentists to be allowed
Indian Army to induct India re-elected as an
to practice as General
women as Jawans Observer to Arctic Council
Physicians

& Many More...

Delhi for cooperation

US to End Sanctions Waivers to India in research and
22 Apr' 19 education in areas of

R
traditional systems
eports suggest
of medicine and
that the
its integration with
US could
modern science. The
terminate the sanctions
MoU was signed
waivers it granted to
by Vaidya Rajesh
some importers of
Kotecha, Secretary, Ministry of AYUSH and Dr. Shekhar
Iranian oil after it re-
C. Mande, Director General, CSIR and Secretary, DSIR in
imposed sanctions on
the presence of senior officials from both the organizations.
Iran last year.
DG, CSIR appreciated the ongoing projects and programmes
Reports indicate that the US has already communicated
between the two organizations. He stated that enhancing
to seven countries viz. Japan, South Korea, Turkey, Italy,
the collaboration through joint R&D efforts ranging from
Greece, China and India- that they will no longer be exempt
fundamental science to validation and thereafter product
from US sanctions if they continue to import oil from Iran
development, will significantly help in the growth of the
after their waivers end on May 2. The ending of sanction
Indian contributions to this important sector, not only
waiver is part of the US strategy to exert maximum pressure
nationally but internationally as well. Futuristic efforts
and isolate Iran. The US has stated it wants to deprive the
of this inter-ministerial cooperation shall include pursuit
outlaw regime of the funds that it has used to destabilise the
of Data mining & analytics and Artificial Intelligence
Middle East for decades and incentivise Iran to behave like
to enable and facilitate concepts such as “Traditional
a normal country.
knowledge inspired drug discovery and development” and
The news of the ending of sanctions waiver “Food as Medicine”.
exerted upward pressure on global prices
Previously, CSIR jointly with Department of AYUSH
of crude. Further. US has stated that the
(now Ministry) developed the Traditional Knowledge
US along with Saudi Arabia and UAE have
agreed to take timely action to assure that Digital Library (TKDL), a globally recognized proprietary
global demand is met as all Iranian oil is database on Indian systems of medicine for preventing bio-
removed from the market. piracy and misappropriation of our traditional knowledge.
The constituent laboratories of CSIR and councils of the
MOU signed between Ministry of Ministry of AYUSH have also supported each other in the
development of improved varieties and
AYUSH and Council of Scientific and
captive cultivation of the medicinal plants
Industrial Research 23 Apr' 19 including rare, engendered and threatened

A
Memorandum of Understanding (MOU) was signed (RET) species, Botanical Reference
between the Ministry of AYUSH and Council of Standards and Pharmacopoeial standards,
Scientific and Industrial Research (CSIR), New and Ayurgenomics, among many others.
India's Pardeep Singh won a bronze medal in clean and jerk in the 102kg category competition at the
18 MICA JULY 2019
Asian Weightlifting Championships.
 NATIONAL
FAME II scheme has made Dentists to be allowed to practice as
compulsory for electric vehicles to General Physicians 25 Apr' 19

G
feature 50% localisation for receiving overnment’s Think tank Niti Ayog has agreed
subsidies 23 Apr' 19 to the proposal of the Dental Council of India

T
which had sought to allow dentists to practice
he govt.
as general physicians after a bridge course. The proposal
notified the
was in the backdrop of the call by the Prime Minister’s
second phase
office to explore unconventional methods to address the
of the FAME India
shortage of doctors in the country, particularly in rural
scheme with a Rs
areas.
10,000-crore outlay
to encourage adoption Proposal of Dental Council of India
of electric and hybrid
The Dental Council of India had sent a similar proposal
vehicles. Under the
to the Medical Council of India last year. The proposal
second phase of the Faster Adoption and Manufacturing
sought:
of Electric Vehicles in India (FAME-II) scheme, 10 lakh
registered electric two-wheelers with a maximum ex- A bridge course of 3 years post Bachelor of Dental Science
factory price will be eligible to avail incentive of Rs 20,000 (BDS). The admission would be either through a common
each. It will also support 5 lakh e-rickshaws having ex- entrance exam or through cumulative marks secured
factory price of up to Rs 5 lakh with an incentive of Rs in the BDS course, or even a combination. The syllabus
50,000 each. curriculum, scheme of examination, method of evaluation,
FAME-II will offer an incentive of Rs 1.5 lakh each to degrees and registration all these criteria will be the same
35,000 electric four-wheelers with an ex-factory price of up as recommended for MBBS.
to Rs 15 lakh, and incentive of Rs 13,000 IMA opposes the Proposal
each to 20,000 strong hybrid four-wheelers
with ex-factory price of up to Rs 15 lakh. Indian Medical Association has vehemently opposed the
It will support 7,090 e-buses with an proposal. Stating the figures, 63,250 MBBS graduates
incentive of up to Rs 50 lakh each having come out of 494 medical colleges
an ex-factory price of up to Rs 2 crore. every year and India has only 23,729
post-graduate seats. Unemployment
Interceptor vessel joins Coast Guard among medical graduates is a cause for
concern. The IMA has called the policy
service 24 Apr' 19 has flawed.

T
he Indian Coast Guard commissioned its latest
acquisition, an interceptor vessel named C-441, 'MERA India' to eliminate malaria
at a ceremony held at the Vizhinjam harbour. from India by 2030 26 Apr' 19

T
Chief Secretary Tom Jose commissioned the vessel into
service. he Indian
Council of
ICGS C-441 is the seventh interceptor vessel amongst the M e d i c a l
series designed and built indigenously by L & T Ltd., Surat. Research (ICMR)
The vessel is commanded by Assistant Commandant Amit has come up with a
K. Choudhary, with a crew of 13 personnel. programme to bring
The 27.8-metre-long vessel displaces 106 tonnes and has various stakeholders
a maximum speed of 45 knots (83 km/hr). It is equipped on a single platform
with twin diesel engines and water jet to identify and
propulsion. It also has the capability to prioritize research work needed to meet the target to
undertake multifarious tasks such as close eliminate the disease by 2030. The programme, ‘Malaria
coast surveillance, interdiction, search and Elimination Research Alliance India’ (MERA India) kicked
rescue and rendering assistance to boats off on April 24. The Secretary, Union Ministry of Health
and crafts in distress at sea. and Family Welfare, Preeti Sudan called for a need for
Former Himachal Pradesh minister and senior BJP leader Chaudhary Vidyasagar passed away. He
was 84.
JULY 2019 MICA 19
NEWS BITES NATIONAL
more operational research. She urged the It is being implemented by Ministry of Home Affairs
participants to prepare and disseminate (MHA) in consultation with Ministry of Women and
short audio and video clips on how people Child Development (MoW&CD), Ministry of Housing
can protect themselves from the disease and Urban Affairs, Ministry of Information Technology
and help block its transmission. (MeitY), respective Municipal & Police Commissioners of
cities and civil society organizations.
Indian Army to induct women as Initially it was launched in 8 cities, which include Mumbai,
Jawans 26 Apr' 19 Delhi, Kolkata, Lucknow, Chennai, Bengaluru, Hyderabad

T
and Ahmedabad. Lucknow was first city in country to clear
he Indian the project in In November 2018.
Army has
started the It was approved with total cost of Rs.194.44 crore under
process of inducting Nirbhaya Fund Scheme (by empowered Committee of
women as jawans officers for Nirbhaya funds). It is implemented as Centrally
by starting their Sponsored Scheme (CSS) with Centre and State sharing
online registration fund in 60:40 ratio.
for recruitment in It includes identifying crime hotspots
the corps of military and placing them under CCTV coverage,
police. Until now women were being inducted only as drone-based surveillance, deployment of
officers and this is the first time they would be taken automated number plate reading (ANPR)
in as soldiers. Women will be inducted in a graded equipment through an integrated smart
manner to eventually comprise 20% of the total Corps control room.
of Military Police and their role will range from probing
crime cases to assisting the army in field operations Issue of Rs 200, Rs 500 banknotes
wherever required. bearing signature of Governor
Accordingly, the Army chalked out Shaktikanta Das 27 Apr' 19

N
induction of approximately 800 women in
military police with a yearly intake of 52 ew notes for Rs 200 and Rs 500 will be soon issued
personnel per year. Currently, women were by the Reserve Bank of India in Mahatma Gandhi
allowed in selected areas such as medical, (New) series. With the signature of the current RBI
legal, educational, signals and engineering Governor Shaktikanta Das, the new notes will be similar to
wings of the Army. previous Rs. 200 and Rs. 500 notes. The past notes of these
denominations issued by the central bank will continue to
Tracking Progress of ‘Safe City be legal tender.
Programme’ 27 Apr' 19 The Reserve Bank of India will shortly

A
issue Rs. 200 denomination Banknotes in
ccording to Mahatma Gandhi (New) Series bearing the
recent media signature of Shri Shaktikanta Das, Governor.
reports, not
much progress has Indian Army Signs MoU with NHPC
been made in making
cities safer for to Build Underground Tunnels
women even one year 28 Apr' 19

I
after launch of Safe
City programme. ndian Army has signed a Memorandum of
It highlights poor Understanding (MoU) with National Hydroelectric
guidelines and improper utilization of funds and focus on Power Corporation (NHPC) Limited to build four
general elections as main reasons for it. underground tunnels.

About Safe City programme Details:

It was launched with objective of strengthening safety and The agreement is to build four underground tunnels along
security of women in public places. China and Pakistan borders for storage of ammunition and

India's Divya Kakran and Manju Kumari bagged bronze medals for the country in the women's com-
20 MICA JULY 2019
petition of the Asian Wrestling Championships.
 NATIONAL
other war-related equipment. Three tunnels will be built write those languages. Similarly in a diverse nation like
along the Chinese border and one tunnel will be built along ours a common script for entire country can be hoped to
the Pakistan border. The tunnel can store 175-200 metric bring down many communication barriers existing in India.
tonnes of ammunition and the cost of this pilot project is Optical Character Recognition (OCR) Schemes
around Rs 15 crore.
First it involves separating/segmenting document into
NHPC is an Indian Hydropower generation text and non-text. The text is then further divided into
company. It has an objective to plan, paragraphs, sentences words and letters. Each letter is
promote and organise an integrated and recognized as character in some recognisable format like
efficient development of hydroelectric ASCII or Unicode. Each letter has different components
power in all aspects. like basic consonant, consonant modifiers, vowels etc.
CPWD sets up a committee to In Bharati Script characters these different components are
separable by design, therefore, OCR works quite accurately,
formulate design policy for giving almost 100% accuracy even with mild noise added.
construction 29 Apr' 19
Other Undergoing Projects at IIT Madras

T
he Central Works Public Department (CPWD) In collaboration with TCS Mumbai, they created a universal
has constituted an expert committee to formulate finger-spelling language for nine Indian
a design policy for building construction and language and using this finger-spelling
infrastructure development. The committee has been set technique persons with hearing disability
up under the chairmanship of CPWD’s Additional Director can generate signatures or a sign language.
General M K Sharma. Other plans include developing new Braille
The move is aimed at reviving building construction and system with Bharati script.
infrastructure development at all levels in
the CPWD which comes under the Housing Seminar on ‘Use of Technical Textiles
and Urban Affairs Ministry. The committee in Water Resources Works’ held
has been asked to submit its report to 29 Apr' 19
Director General Prabhakar Singh within

O
30 days. ne day
Te c h n i c a l
IIT Madras researcher develops easy Seminar
OCR system for Bharati Script was organized by
Ministry of Water
29 Apr' 19
Resources, River

A
team of researcher at IIT-Madras headed by Development and
Professor V. Srinivasa Chakravarthy, developed a Ganga Rejuvenation
method for reading documents in Bharati Script by on “Use of Technical
using a multi-lingual optical character recognition (OCR) Textiles in Water Resources Works” in New Delhi. Technical
scheme. Textiles are being used globally for last several decades.
These materials have provided innovative engineering
About Bharati
solutions for several applications in civil and geotechnical
It is a unified script for nine Indian languages which is being engineering, for infrastructure water resources projects.
proposed as a common script for India. The integrated Even while Technical Textiles have been extensively
script includes Devnagari, Bengali, Gurmukhi, Gujarati, used in developed as well as many developing countries,
Oriya, Telugu, Kannada, Malayalam and Tamil. Urdu and India has yet to capitalise the technical, economical and
English were not integrated so far because of their very environmental benefits on large scale. Various parts of India
different phonetic organisation. are subjected to floods and environmental degradation. In
some of the terrains, the flood management and control
Why was it needed?
can rely on Technical Textiles tubes, containers and bags.
Many European languages (English, French, German, Technical Textiles have been found to perform better
Italian etc.) use Roman script as a common script, which than concrete as water protection component because of
eases communication across all nations that speak and permeability, flexibility and ease of underwater placement.

UNICEF and NITI AAYOG have tied up for children empowerment. JULY 2019 MICA 21
NEWS BITES NATIONAL
The Seminar highlighted various application areas, best Warfare Corvettes to Fleet Tankers, Fast Attack Crafts,
practices and mechanisms for encouraging etc.
larger usage of Technical Textile in Water This new project will further solidify
Resources Sector and created a platform GRSE’s position as a unique shipyard with
for all the concerned stakeholders for brain- all round capability to design and build
storming and creating a roadmap to take the ASWSWC warships with state-of-the-art
Technical Textiles uses to the next level. technology.
Government gives GRSE contract India Ratings lower GDP growth
to build 8 Anti-Submarine Warfare projection for FY20 to 7.3%
Shallow Water Crafts 01 May' 19 01 May' 19

M I
inistry of ndia Ratings and Research marginally lowered
Defence country's GDP growth projection for 2019-20 fiscal
awarded
to 7.3 per cent mainly due to below normal monsoon
Defence PSU Garden
prediction and loss of momentum in industrial output. The
Reach Shipbuilders
Fitch group company had earlier projected India's gross
and Engineers
domestic product (GDP) growth at 7.5 per cent. Investment
(GRSE) a Rs.6311
crore worth contract expenditure growth, as measured by gross fixed capital
to build 8 Anti- formation (GFCF), has, therefore, been downwardly
Submarine Warfare Shallow Water Crafts (ASWSWCs) for revised to 9.2 per cent for 2019-20 from the earlier forecast
Indian Navy. of 10.3 per cent, it added.
Key Facts Following the monsoon forecast, India Ratings and
Research estimates agricultural gross value added
The Indian Navy issued the RFP (Request for Proposal)
growth at 2.5 per cent (earlier forecast was 3 per cent)
to DPSU (Defence Public Sector Undertaking) Shipyards
for 2019-20 compared with the 2.7 per cent recorded
and Indian Private Shipyards in April 2014, with GRSE
eventually winning the bid for design, construction and for 2018-19. The key support to the gross value added
supply of eight ASWSWCs. growth in 2019-20 is likely to come from services,
followed by industry.
The design and construction of these ships at GRSE is yet
another milestone in ‘Make in India’ Initiative. According to IMD, the seasonal rainfall is likely to be 96
per cent of the Long Period Average (LPA)
Project Timeline: The first ship is to be delivered within
with a model error of plus or minus five
42 months (3.5 years) from signing date of contract and
per cent. On the prices front, India Ratings
remaining ships delivery is scheduled as two ships per year.
and Research expects wholesale and retail
The completion time awarded to project is 84 months (7
inflation to remain benign at 3.4 per cent
years) from 29 April 2019.
and 4 per cent in 2019-20, respectively.
GRSE
It is India’s pioneer warship builder since its inception as a Israel honors 1971 war hero Lt. Gen.
DPSU in 1960. It has delivered highest number of warships (retd) JFR Jacob 02 May' 19

I
till date.
srael honors
Major projects being handled by it includes three Stealth
1971 war
Frigates for Indian Navy under P17A Project, ASW
( B a n g l a d e s h ’s
Corvettes for Indian Navy, The Landing Craft Utility
Liberation War) hero
(LCUs) for Indian Navy, four Survey Vessels (Large) for
Lt. Gen. (retd) Jack
Indian Navy, Fast Petrol Vessels (FPVs) for Indian Coast
Farj Rafael (JFR)
Guard, etc.
Jacob with a plaque
With shipyard having many firsts to its credit in terms on Wall of Honour at
of Innovation and Design, it has also built 100 warships the Ammunition Hill,
which ranges from Advanced Frigates to Anti-Submarine Israel.
India's ace cueist Pankaj Advani defeated Ehsan Heydari Nezhad of Iran 6-4 to claim the inaugural
22 MICA JULY 2019
Asian Snooker Tour title.
 NATIONAL
He was one of the most prominent members of India’s e-mobility and implement solutions for electric & trolley
relatively small Jewish community, who served as a bus, EV (Electric Vehicles) chargers, battery and charger
Lieutenant General in Indian Army and as the chief of testing. The MoU was signed by Rashmi Urdhwareshe,
staff of Indian Army’s Eastern Command. He also fought Director, ARAI and Renuka Gera, BHEL.
in World War II and the Indo-Pakistani War of 1965. He The term electro mobility refers to full and
negotiated the historic surrender of Pakistani troops in hybrid electric vehicles as well as those
Dhaka after the 1971 war. He later became Governor of using hydrogen fuel cell technology. These
two Indian states Goa and Punjab. He died in 2016 at the vehicles represent electronically driven
age of 92. vehicles in the future.
The Wall of Honour
It pays tributes to heroism and courage of Jewish soldiers 14th Edition of Annual Sino-Indian
who fought in defence of the countries they lived in. It also Border Trade opens at Nathu La
honors their embodied virtues like values of bravery, loyalty, 03 May' 19

T
commitment and dedication to a mission, leadership,
creativity, camaraderie and sanctity of life. he 14th
edition of the
The Wall has plaques honoring more than
annual Sino-
340 people namely privates, high ranking
Indian border trade
army officers, women, front line fighters
opened at Nathu La,
and humble members of supporting units
the frontier post at
who implemented these virtues.
Sino-Indian border in
DCIL signed MoU with WAPCOS to Sikkim. To mark the
commencement of
jointly identify future projects border trade, officials
02 May' 19 and traders of both countries (India and China) were

D
present at the border.
redging Corp.
of India Key Highlights
Ltd. (DCIL) Every year bilateral border trade between two countries
signed a memorandum is organised four days a week for period of six months,
of understanding between May 1 and November 30.
(MoU) with WAPCOS
After a gap of 44 years, cross border trade was resumed on
Limited, a mini-ratna
6th, July 2006. Its reopening not only enhanced benefits
PSU under Ministry
of trade, but has also increased tourism in Sikkim and
of Water Resources,
provided a means of livelihood for people of this region.
River Development and Ganga Rejuvenation.
India’s trade list comprised of two sections. Export list
The main objective is to jointly recognize
suitable future projects and carry out comprised of 36 items from dairy products to utensils and
geotechnical investigation and engineering Import list includes a total of 20 items, namely carpets,
consultancy in the fields like water quilts and jackets among others from the
resources, power and infrastructure, port Tibet Autonomous Region (TAR).
and harbour dredging. In 2018 the goods export from India stood
at Rs 45.03 crore, while items imported
BHEL and ARAI together signed from the TAR were worth Rs 3.23 crore.
MoU on different projects related to
e-mobility 02 May' 19
Government and IIT-Delhi to set up a
Centre of Excellence

B
03 May' 19

T
harat Heavy Electricals Limited (BHEL) and
Automotive Research Association of India (ARAI) o commemorate the 150th birth anniversary of
signed an MoU (Memorandum of Understanding) Mahatma Gandhi, the Office of the Principal
for effective cooperation on different projects related to Scientific Adviser (PSA) to the Government of India

Indian Food and Film Festival was organised in Jeddah, Saudi Arabia. JULY 2019 MICA 23
NEWS BITES NATIONAL
and Indian Institute of Technology Delhi (IIT Delhi) have
Centre mandated all Electric Vehicles
come together to bring the best of science and technology
to implement waste management in India. (EVs) to use the green number plates
The waste to wealth mission project has been approved 03 May' 19

T
under the recently constituted Prime Minister’s Science he Central government has asked the state transport
Technology and Innovation Advisory Council (PM- departments to make it mandatory for all Electric
STIAC), which is an overarching body for assessment, Vehicles (EVs) to use the green number plates,
creation and implementation of major scientific, technology irrespective of the year in which they were bought.
and innovation interventions for India. The partnership
will provide an effective platform for stakeholders to bring According to the announcement, all EVs should use green
together integrated approaches for effective recycle, reuse number plates wherein the private electric vehicles will get
and resource recovery of waste. white lettering on a green background and commercial EVs
will get yellow lettering. The aim is to help
The immediate objective is to implement technologies distinguish green vehicles to provide easy
that are available with various national and international identification for preferential treatment
academias, industries, research laboratories and other in parking, free entry in congested zones
agencies by way of setting up pilot projects on-site besides other proposed benefits like
effectively and successfully, and demonstrating the proof concessional toll.
of concept of the technology under Indian
condition. This will be carried out by INS Vishal: India and UK
creating a strong collaborating network
between IIT Delhi, and other national and 08 May' 19

A
international stakeholders through the aegis ccording to
of the office of the PSA. reports, India
is in talks with
Defence ministry approves Navy's the United Kingdom
deal for 10 Kamov-31 helicopters (UK) for building a
03 May' 19 new state-of-the-art

D
aircraft carrier that
efence ministry has approved the procurement would be replicate
of 10 Kamov Ka-31 Airborne Early Warning (copycat version) of
and Control helicopters for the Indian Navy. The Britain’s HMS Queen Elizabeth aircraft carrier as part of
cost of the deal would be around Rs 3,600 crore and the ongoing ‘Make in India’ negotiations. It will be named
10 helicopters would be deployed on the aircraft carriers ‘INS Vishal’ in 2022 and will become Indian Navy’s largest
and warships of the Navy including the INS Vikrant and warship.
Grigorovich-class frigates.
Key Highlights
The aim of the choppers is to sanitise the air space around the
As talks are underway for Indian Navy to buy detailed plans
battle groups led by the aircraft carriers while carrying out
for British Warship, an Indian deputation have already paid
operations in the sea or anti-submarine warfare operations.
a visit to Rosyth dockyard (in Scotland) where HMS Queen
The Navy has a fleet of Russian Kamov-28 choppers Elizabeth was assembled. Currently second supercarrier,
along with the seaking choppers which were procured in HMS Prince of Wales, is being built there.
1980s and need to be upgraded for future operations. The
The design for UK aircraft carriers is owned by British and
Narendra Modi-led government has not let the election
French aerospace giants BAE and Thales. They have begun
season affect the military modernisation plans as Defence
discussion with India and proposed that carrier’s design
Acquisition Council and cabinet committee on security
can be modified to meet Indian Navy and local industry
meetings are being held regularly to clear
requirements.
important acquisitions for the forces. The
Kamov-31 deal would now be processed by Once agreed upon deal, the new warship
the Navy and after negotiations, it would be would be built in India (under Make in
presented before the cabinet committee on India initiative) but UK companies could
security for final approval. supply many of its parts.

According to RBI Report, Customer complaints against banks has been increased 24.9% in Financial
24 MICA JULY 2019
Year 2017-18.
 NATIONAL
research station, ‘Himadri’, in Svalbard
India re-elected as an Observer to
(Norway). It studies and works on mass
Arctic Council 09 May' 19 balance of glaciers, effect of climate

A
warming on marine system, clouds
t 11th Arctic
formation and precipitation, and also effect
Council
on biodiversity.
ministerial
meeting held at
Rovaniemi in
Central government extends ban on
Finland, India was re- LTTE for five years 15 May' 19

T
elected as an observer
he Central
to intergovernmental
Government
forum Arctic Council.
has extended
India promised its
the ban on the
commitment towards contributing more to Arctic Council.
Liberation Tigers of
Major issues discussed at the Council meeting: Tamil Eelam (LTTE)
With growing tensions worldwide, how to deal with global for another five years
warming and jurisdiction of Arctic’s wealth of minerals. under sub-sections
Concerns over renewed climate policies of US President (1) and (3) of section
Donald Trump. 3 of the Unlawful Activities (Prevention) Act, 1967 (37 of
1967) with immediate effect. The notification in this regard
China’s (an observing nation in Arctic Council) “Polar Silk
was issued here today.
Road” plan (as melting ice has opened up new northern
shipping routes), which it outlined in 2018. The notification states that the LTTE’s
continued violent and disruptive activities
Russia’s Northern Fleet modernization and reopened Cold
are prejudicial to the integrity and
War military bases.
sovereignty of India; and it continues to
About Arctic Council adopt a strong anti-India posture as also
It was established in 1996 by Ottawa Declaration. continues to pose a grave threat to the
security of Indian nationals.
Headquarter: Tromso, in Norway.
Members (8): Russia, Sweden, Finland, Iceland, Norway, Indian Navy’s Service Selection Board
Denmark (representing Greenland and Faroe Islands), Inaugurated at Kolkata 18 May' 19

A
Canada and United States.
Iceland currently holds council’s rotating chair. dmiral Sunil
Lanba, the
Representation: by Indigenous groups and council also Chief of Naval
has 13 observer states (are non-Arctic countries invited to Staff inaugurated
council meetings but have no voting rights). Indian Navy’s first
Function: It is a high level intergovernmental forum which full-fledged Service
addresses issues faced by Arctic states, its indigenous Selection Board (SSB)
people and its other inhabitants. It seeks to promote at Diamond Harbour,
coordination, cooperation and interaction among them on near Kolkata. The Flag
common issues but mainly on environmental protection Officer Commanding-in-Chief, Eastern Naval Command, Vice
and sustainable development in Arctic. Admiral Karambir Singh, was also present at the venue.
India and Arctic Region SSB (Kolkata) is located approximately 55 km away from
central Kolkata, on land that was previously occupied by
Indian researchers have been studying whether there is
a Naval Coastal Battery. This is the fifth Service Selection
a co-relation between Indian monsoon and the Arctic
Board of the Indian Navy and caters for selection of both
region.
Permanent and Short Service Commission officers. The other
National Centre for Polar and Ocean Research, an Indian Boards are located in Bhopal, Bengaluru, Visakhapatnam
institute under Ministry of Earth Sciences, has set up and Coimbatore. Spread over an area of 27 acres on the

All India Radio, Publication Division and Children’s Film Society of India were given Swacchta
Pakhwada Awards-2019 in New Delhi.
JULY 2019 MICA 25
NEWS BITES NATIONAL
banks of the river Hooghly, SSB (Kolkata) has the capacity
Artificial Intelligence in the India
to screen approximately 5000 officer-candidates annually.
The Board can accommodate approximately 160 candidates 20 May' 19

T
at a time and has separate facilities and accommodation
he NITI
for men and women candidates. Facilities available at the
Aayog has
Board are GTO ground, Testing Hall, Conference Room,
made a
accommodation for staff and a Medical Inspection Room.
plan for creating
These are not only custom-built to meet the stringent
an institutional
testing requirements, but also to cater for the comfort and
framework for
convenience of candidates.
Artificial Intelligence
The SSB at Diamond Harbour, Kolkata in the country. A Rs
will boost the induction of officers, both 7,500 crore funding
men and women, into the Indian Navy. Its shall be provided for the creation of cloud computing
location will reduce the travel time and platform called AIRAWAT and a research institutes. Rs
effort for candidates from Northern and 7,500 crore shall be pumped over a three-year period and
North Eastern parts of the country. set up a high-level taskforce to look on the implementation
of AI. The proposal entails investing in funding five
Indian Navy successfully test-fires institutes or centres of research excellence (CORE), 20
MRSAM missile 18 May' 19 international centres for transformational AI (ICTAI) and

T
setting up a cloud computing platform called AIRAWAT
he Indian that can be accessed by anyone.
Navy has
Selection of institutes and partners will be done based
successfully
on guidelines that are being developed while the funding
test-fired a Medium
for all of this will be staggered based on the milestones
Range Surface to Air
achieved.
Missile (MRSAM),
achieving a The entire AI mission task force will be headed by
significant milestone a member of NITI Aayog with representation from
to enhance its anti-air all ministries and states besides experts. The NITI
warfare capability, the defence ministry said. The test-firing Aayog's CEO Amitabh Kant has already written to all
of the missile was undertaken on the western seaboard by states and ministries requesting them to identify key
Indian naval ships Kochi and Chennai. projects across the five identified sectors where AI can
be adopted.
"The Indian Navy achieved a significant milestone in
enhancing its anti-air warfare capability with the maiden The government is confident that the technology can
cooperative engagement firing of the MRSAM," the be helpful in addressing some of the key challenges
defence ministry said. in social sectors such as education, health, agriculture,
urbanisation and mobility. It is estimated that AI has the
The test-firing of the missile was carried out jointly by
potential to add $957 billion to India's GDP by 2035.
the Indian Navy, Defence Research and Development
It will boost India's annual growth by 1.3 percentage
Organisation (DRDO) and Israel Aerospace Industries.
points by 2035. In the Union budget for
The DRDO has jointly developed the 2018-19, the government had entrusted
missile in collaboration with Israel NITI Aayog with developing the national
Aerospace Industries. The MRSAM has programme on AI. The Aayog had
been manufactured by Bharat Dynamics released the national strategy for AI last
Limited. year.

Abu Dhabi International Book Fair and the India Pavilion was inaugurated by UAE’s Deputy Prime
26 MICA JULY 2019
Minister Saif bin Zayed Al Nahyan.
 STATE NEWS BITES
Burning Topics of the Month

Ban On TikTok Video App Karnataka limits weight of Purple Frog to be named as
Lifted By Madras High schoolbags Kerala’s state amphibian
Court

& Many More...

order, TikTok was

Medicine Labels in Regional blocked on the App
Language 23 Apr' 19 Store and Google

A
Play Store.
ccording to the Ministry of Health and Family
Welfare, that in order to curb fake, sub-standard TikTok allows users
and expired drugs drug names and expiry date to create and share
during tendering will be in Hindi/regional language short videos with
along with English. In the beginning, the proposal will special effects and
be implemented for Iron tablets and polio drops as they is one of the world's
are the drugs most commonly administered to children at most popular apps. It has been downloaded
government centres. The Health Ministry has stated that if by nearly 300 million users so far in India,
the rollout is successful and the feedback encouraging, then out of more than 1 billion downloads
the proposal could be extended to other medicines. globally.
The government has taken the step to ensure that those
seeking drugs under government schemes have access
Rajasthan, Chhattisgarh and
to all the requisite information about them. The decision Karnataka HCs get new CJs
to incorporate regional languages was taken as per 01 May' 19

C
the advisory of the Drugs Technical Advisory Board
(DTAB). hief justices
w e r e
Drugs Technical Advisory Board (DTAB) is the highest
appointed
statutory decision-making body on technical matters related
to the high courts
to drugs in the country. It is constituted as
of Karnataka,
per the Drugs and Cosmetics Act, 1940. It is
Chhattisgarh and
part of the Central Drugs Standard Control
Rajasthan.
Organization (CDSCO) in the Ministry of
Health and Family Welfare. Justice Shripathi
Ravindra, a judge of
Ban On TikTok Video App Lifted By the Delhi High Court was elevated as Chief Justice of the
Madras High Court 26 Apr' 19 Rajasthan High Court.

T
Justice P Ramachandran Menon of the Kerala High Court
he interim ban on Chinese-owned TikTok video has been elevated as chief justice of the Chhattisgarh High
app has been lifted by the Madras High Court, Court.
subject to certain conditions. The video app
claims to have more than 54 million active users in India. Justice Abhay S Oka, a judge of the
the Madras High Court had directed the centre to ban Bombay High Court has been appointed as
the download of the TikTok app in India over concerns chief justice of the Karnataka High Court,
over "pornographic" content. Following the government the ministry said in separate notifications.
West Bengal government's 'Utkarsh Bangla' scheme has been awarded with the prestigious 'World
Summit on the Information Society' (WSIS) award of the United Nations.
JULY 2019 MICA 27
NEWS BITES STATE
minimum speed of 2 megabit-per-second
Mawmluh cave, Therriaghat in
(Mbps). The ‘Bharat Fibre’ service
Meghalaya 02 May' 19 launched on a revenue sharing basis in a

T
business collaborative model with the local
he Geological
channel partner of Pulwama area.
Survey of
India (GSI)
North Eastern Region
Gujarat farmers seek compensation
(NER) installed two from PepsiCo for harassment
geological display 04 May' 19

T
boards at two
important geological hree of the
sites in Meghalaya. Gujarat potato
The boards are unveiled at Meghalaya’s two important farmers sued
geological sites namely Mawmluh cave and Therriaghat, by PepsiCo the
Sobhar in East Khasi Hill District. company must pay
compensation for
These geological display boards with geo-scientific
the harassment they
information will help in creating awareness among visiting
were subjected to
tourists, students and general public. They will help
even though the law
preserve site and also help future generation will be aware
is very clear on the subject. The three of the potato farmers
of such geological developments.
sued by PepsiCo along with farmer union leaders and
Their importance was highlighted recently when high farmers’ rights activists asserted that Indian farmers' seed
resolution stable isotopic studies of stalagmites from freedoms were non-negotiable.
cave showed that there was a major climatic event about
The company has to pay us compensation for all the
4200 years ago. The stalagmite in Mawmluh cave has
harassment we were put through even though the law is
been tagged as Global Stratotype Section and Point
clear on the subject, The company had sued nine potato
(GSSP). It makes it first formally ratified
farmers in Gujarat, including five last year and four this
marker of a geological time period in
year for allegedly buying seeds and selling potato of the FL
India. The Meghalayan Age period began
2027 variety registered by PepsiCo.
about 4200 years ago experienced an
abrupt mega-drought and cooling around The sued potato farmers also called for increased
the world. awareness of the legislation around plant
varieties among farmers across the country.
BSNL launches Bharat fibre in The potato growers and farmer activists
also sought support from the government
Pulwama 03 May' 19
for pressuring PepsiCo to agree to their

B
harat Fibre, the state-owned telecom firm, BSNL demands for compensation.
(Bharat Sanchar Nigam Limited) became the 1st
operator to start optical fibre-based high-speed Karnataka limits weight of
broadband service in Pulwama. The Bharat Fibre services schoolbags 07 May' 19

T
with reliable and high-speed internet are provided on the
optical fibre by FTTH (fibre-to-the-home) service up to the he Karnataka
customer premises. government
issued an
The service was launched by BSNL Chief General Manager
order directing all
of Jammu and Kashmir Circle, Rana Ashok Kumar Singh,
schools in the State,
in the presence of Srinagar General Manager Telecom
including govt.,
District Zafar Iqbal and BSNL’s channel partner, Mir Nazir.
aided and unaided
The Internet services generally remain unaffected even
institutions, to ensure
during the vagaries of weather.
that the weight of a
BSNL provides the FTTH service with a monthly charge schoolbag is not more
of Rs 777-16,999 in around 160 telecom districts with a than 10% of the child’s weight.
National Company Law Tribunal (NCLT) has approved IndusInd Bank and Bharat Financial
28 MICA JULY 2019
Inclusion Ltd merger.
 STATE
As per the order, a bag of a student in Class 1 or 2 should office and secrecy was
weigh no more than 2 kg. It can weigh anywhere between administered by state
2 and 3 kg for students from Class 3 to 5. The prescribed Governor Anandiben
weight increases progressively, with students in Class 9 Patel at Raj Bhawan,
and 10 allowed to carry bags in the 4-5 kg range. Raipur.
The order also states that students in Classes 1 and 2 should The Chhattisgarh
not be given any homework. Schools must set a timetable High Court is located
in advance, which will limit the number of books that have at Bodri District in
to be brought to class every day. All classwork should be Bilaspur, Chattisgarh.
kept in the school itself, either in files or books. The Chhattisgarh Chief Justice office had fallen
Managements have been directed to create awareness vacant after resignation of Chief Justice Ajay Kumar
about the health hazards of lugging heavy school bags. The Tripathi after his appointment as judicial member of
order also says that schools must provide Lokpal.
some space in classrooms where students Supreme Court three judge collegium headed by Chief
can store their notebooks and textbooks. Justice of India (CJI) Ranjan Gogoi and other two Justice
Another measure to ease the daily load S A Bobde and Justice N V Ramana recommended
is to make provisions for drinking water appointment of Justice Menon. Justice
facilities so students don’t have to carry Menon has earlier served as Additional
water bottles. Judge of Kerala High Court from January
2009 and was later appointed as permanent
Purple Frog to be named as Kerala’s Judge of Kerala High Court on December
state amphibian 07 May' 19 2010.

P
urple Frog is Arunachal has 35% of India’s
to be named Graphite Deposits: GSI Report
as Kerala’s
state amphibian. The 19 May' 19

T
species is endemic to he Geological
the Western Ghats. Survey of
The title would help India (GSI)
in protecting species in its report revealed
fragile habitat. The that about 35 % of
proposal for was mooted by Kerala's leading Herpetologists, India’s total Graphite
a specialist in the study of reptiles and amphibians. reserves is found in
It is believed that the species should be rightly called a Arunachal Pradesh.
living fossil as it’s evolutionary roots suggest it could have This is the highest
shared space with dinosaurs going back almost 70 million found in country.
years ago. The GSI presented the said data during its annual
The purple frog is a frog species belonging interactive meeting with the Department of Geology and
to the family Sooglossidae. Its scientific Mining & Industries, Government of Arunachal Pradesh
name is Nasikabatrachus sahyadrensis. It in Itanagar (Arunachal Pradesh Capital). With 35 %
can be found in the Western Ghats in India. of India’s Graphite deposits being found in Arunachal
Pradesh, the State could now be developed as leading
Justice PR Ramachandra Menon producer of graphite in country thus helping in meeting
sworn in as Chief Justice of its future needs. The Arunachal Pradesh’s
Chhattisgarh 08 May' 19 secretary of Department of Geology

J
and Mining suggested that the survey
ustice PR Ramachandra Menon was sworn in as Chief and drilling activities of GSI should be
Justice of Chhattisgarh High Court. He now becomes moved towards India-China international
13th Chief Justice of Chhattisgarh HC. His oath of Border.

Bajrang Punia has won the gold medal at Asian Wrestling Championship in China's Xian. JULY 2019 MICA 29
NEWS BITES INTERNATIONAL
Burning Topics of the Month

Indonesia releases
US places India on A 3,000kg of solid waste
special postage stamp
‘Priority Watch List’ collected from Mt. Everest
on Ramayana

& Many More...

Hassan Rouhani
Volodymyr Zelenskiy wins Ukraine
announced after talks
presidential election 22 Apr' 19 with visiting Pakistani

W
Prime Minister Imran
ith nearly
Khan.
all the votes
counted The border skirts the
in Ukraine, TV star volatile southeastern
Volodymyr Zelenskiy Iranian province of
is projected to win the Sistan-Baluchistan
country's presidential which has been the scene of frequent attacks
runoff vote in a on Iran’s security forces. Khan’s visit to
landslide. The Central Iran, the first since he took office last year,
Election Commission says Monday that Zelenskiy has comes after gunmen who Islamabad says
won 73% of the vote while the incumbent President Petro were based in Iran killed 14 members of
Poroshenko got just 24% support with more than 96% of Pakistan’s security forces last week in its
the ballots counted. own Balochistan province.
Volodymyr Oleksandrovych Zelensky (born 25 January
1978) is a Ukrainian politician, screenwriter, actor,
Indonesia releases special postage
comedian, and director who is President-elect of Ukraine, stamp on Ramayana 24 Apr' 19

I
following the 2019 Ukrainian presidential election. Prior
ndonesia has
to his political career, he obtained a degree in law and
released a special
created a production company, Kvartal 95, which produces
commemorative
films, cartoons and TV comedy shows. Kvartal created the
postage stamp on the
television series Servant of the People, in
theme of Ramayana,
which Zelensky played the role of President
to commemorate 70
of Ukraine. The series aired from 2015 to
years of its diplomatic
2019. A political party of the same name
relations with India.
was created in March 2018 by employees
During these 70 years
of Kvartal 95.
there have been strong strategic relationships between India
and Indonesia. This stamp has been designed by Indonesian
Iran, Pakistan to set up joint border
renowned sculptor Bukkum Nyoman Nuarta. Ramayana's
force 23 Apr' 19 incident is on the postal stamp, in which Jatayu is seen

I
bravely fighting to save Sita.
ran and Pakistan have agreed to set up a joint border
“reaction force” following a number of deadly attacks India's Ambassador Pradeep Kumar Rawat and
by militant groups on their frontier, Iranian President Indonesia's Deputy Foreign Minister Abdurrahman

30 MICA JULY 2019 Italy's Fabio Fognini defeated Dusan Lajovic by 6-3, 6-4 to win the Monte Carlo Masters title.
 INTERNATIONAL
Mohammad Fakir participated in the event of completion
US places India on ‘Priority Watch
of 70 years of diplomatic relations of Indo-Indonesia.
This program was jointly organized by both the List’ 26 Apr' 19

T
countries. On this occasion, these limited-edition special
he United
memorials were distributed to the people present in the
States yet again
postal stamp program.
placed India
During the visit of Prime Minister Narendra Modi on its ‘Priority Watch
to Indonesia in 2018, it was decided that both List’, alleging lack of
the countries would celebrate their sufficient measurable
diplomatic relations with 70 years of improvements to its
full. In this program, a special picture Intellectual Property
was shown from 1949 to 2019, showing (IP) framework on
some special moments of Indo- long-standing and new
Indonesia relations. challenges, which has negatively affected American right
holders over the past year.
StartupBlink Ranking of Countries for The office of the US Trade Representative identified 11
Startup Environment 25 Apr' 19 countries, including India, in its ‘Priority Watch List’. The

S
list topped by China also includes Indonesia, Russia, Saudi
tartupBlink
Arabia and Venezuela. Besides this, the US Trade body has
has ranked 100
placed 25 countries, including Pakistan, Turkey and the
countries for
UAE, on the watchlist.
startup environment of
countries globally. The In its report of USA, these countries will be the subject of
rankings were based increased bilateral engagement with the USTR to address
on the data from over Intellectual Property (IP) concerns. Over the coming
61,000 startups, more weeks, the USTR would be reviewing the developments
than 500 accelerators, against the benchmarks established in the Special 301
and over 1,400 coworking spaces registered on its platform action plans for countries that have been on the ‘Priority
along with data gathered from its global partners including Watch List’ for multiple years. For countries that fail to
Crunchbase, SimilarWeb etc. address US’ concerns, the USTR will take appropriate
actions, such as enforcement actions under Section 301 of
The rankings were based on the impact startups have
the Trade Act or pursuant to World Trade
been able to make in the country, how many startups
Organisation or other trade agreement
and support organisations are there such as accelerators, dispute settlement procedures, necessary to
coworking spaces, startup events along with technology combat unfair trade practices and to ensure
infrastructure, red tape, bureaucracy, etc. The US, the UK, that trading partners follow through with
Canada, Israel, and Australia have been ranked in top5 in their international commitments.
the rankings.
India was ranked 17th in the rankings and has climbed UN adopted resolution condemning
20 spots (rank 37) from the previous ranking. China rape as a weapon of war 26 Apr' 19

T
was ranked 27th. Estonia (13), Ireland (14), and
Germany (9) were ranked ahead of India for their he United
startup ecosystems. Nations Security
Council (UNSC)
The challenge before India is to improve the overall has adopted a resolution
quality of startups and increase the number on sexual violence in
of unicorns than currently exist. In the conflicts that condemns
ranking of cities, Bengaluru stood at 11, the use of rape as a
New Delhi at 18 and Mumbai at 29. San weapon of war. UNSC
Francisco Bay, New York, London, Los urged UN member states
Angeles, and Boston topped the ranking to continue to implement national programs protecting
among the cities. women and girls and to adopt legal measures that punish

Noted Bengali folk singer Amar Pal has passed away. He was 96. JULY 2019 MICA 31
NEWS BITES INTERNATIONAL
perpetrators. Thirteen of 15 members of the Security Building Resilient
Council voted for the resolution, with China and Russia Communities”.
abstaining on a measure that was drafted by Germany and The basic aim of
hotly debated in recent weeks. the summit is to
Amal Clooney, a prominent international human rights address the issue
lawyer and the wife of the Oscar-winning actor George of fully utilizing
Clooney, gave remarks to the Council. Ms Clooney was media’s potential of
joined by two 2018 Nobel Peace Prize accelerating climate
winners, both anti-rape activists: Congolese action and disaster preparedness and connect stakeholders
gynaecologist Denis Mukwege and Nadia to media professionals for collaboration and joint practical
Murad, an Iraqi Yazidi who was tortured projects.
and raped by Islamic State militants. It was attended by more than 200 participants including
political leaders, UN agencies representatives, NGOs,
Qatar to abolish Exit Visa system by Experts of climate change and disaster
2019 27 Apr' 19 managements, scientists and media

U
persons. Kathmandu Media Action Plan
N’s International Labour Organization (ILO) for Media Integration in Climate Action
announced that Qatar will officially abolish its Exit and Disaster Risk Reduction (DRR) was
Visa system for all foreign workers by the end of adopted at summit.
2019. Amnesty International (human rights group) report
accused that Qatar, which will be hosting 2022 World Cup Sri Lanka imposes burqa ban
was failing to implement reforms and stop widespread labour
abuse. As a result Qatar revived its pledge to reform labour 28 Apr' 19

T
section, and introduced a minimum monthly minimum of
he Sri Lankan
750 riyals ($206) and also agreed to work closely with ILO.
government
Background took necessary
In September 2018, Qatar approved legislation to scrap measures to impose a
“kafala”, and by October 2018 it went into force for all but 5% complete ban on all
of a company’s workforce (mostly senior positions). By end of types of burqas and
2018 it was eliminated for majority of workers, and in 2019 it face covers in the
will be extended to all remaining categories of worker. wake of the horrific
About Kafala system terror bombings that
rattled the entire country on Easter Sunday, claiming lives
It is a Sponsorship system which regulates status of
migrant workers. It is used to monitor migrant labourers, of more than 250 people and injuring hundreds. Prime
by requiring all unskilled labourers to have an in-country Minister Wickremesinghe has stated that since the All
sponsor mostly their employer who is responsible for their Ceylon Jamiyyathul Ulama (ACJU), the organisation of
visa and legal status. This tying of migrant Muslim clerics in Sri Lanka has proposed to ban the burqa,
workers’ visas with employers leads to the Minister of Justice will discuss with the council and
requiring prior consent of their employer draft the necessary legislation.
before changing jobs or leaving, which
The decision to ban burqas across the country came
further leads to their exploitation.
just days after a Sri Lankan parliamentarian MP Ashu
5th ABU Media Summit on Climate Marasinghe had submitted a Private Member's Motion
to ban the burqa on security grounds post the Easter
Action and Disaster Preparedness Sunday blasts. Marasinghe, in his motion
Held in Nepal 27 Apr' 19 submitted to parliament, said the burka

5
th Asia Pacific Broadcasting Union (ABU) Media is not a part of traditional Muslim attire
Summit on Climate Action and Disaster Preparedness and is used to around the world by men
held in Kathmandu. The theme of the two-day summit to hide behind and carry out acts of
was “Media Solutions for Sustainable Future: Saving Lives, terrorism, Colombo Page reported.

32 MICA JULY 2019 Saudi Arabia has increased India's Haj Quota to two lakh from one lakh seventy five thousand.
 INTERNATIONAL
China-Pak sign host of deals under A 3,000kg of solid waste collected
CPEC 29 Apr' 19 from Mt. Everest 01 May' 19

C A
hina and total of 3,000
Pakistan kg of solid
firmed up waste has
their cooperation been collected from
under the USD 60 the world’s highest
billion China-Pakistan peak, Mt. Everest,
Economic Corridor since April 14 when
(CPEC) by signing Nepal launched an
various agreements, ambitious clean-
including upgradation of a Karachi-Peshawar railway line, up campaign aimed at bringing back tonnes of trash left
launching of second phase of the Free Trade Agreement and behind by climbers. The campaign seeks to bring back and
establishment of a dry port. The agreements were stated to safely dispose of a total of 10,000 kg of waste.
be part of the next phase of the China-Pakistan Economic The 45-day 'Everest Cleaning Campaign', led by
Corridor (CPEC). Solukhumbu district's Khumbu Pasanglhamu Rural
Pakistan Prime Minister Imran Khan who came here to Municipality began on April 14 with the Nepali new year.
attend China's second Belt and Road Forum (BRF) met The campaign aims to collect nearly 10,000 kilogrammes
Chinese Premier Li Keqiang on Sunday during which they of garbage from Mt Everest.
signed an agreement to build a double railway track from The month-and-a-half clean-up campaign is supported by a
Karachi and Peshawar, Pakistan's state-run Radio Pakistan number of governmental and non-governmental agencies.
reported. The campaign concluded on May 29, the day marked
The railway agreement is titled "Declaration every year to commemorate the first summit of Everest by
for Completion of Preliminary Design of Edmund Hillary and Tenzing Norgay in 1953.
Phase-I for Upgradation of ML-1". India The collected waste will then be showcased
protested to China over the CPEC as it in Namche town, before being ferried down
is being laid through Pakistan-occupied to Kathmandu, where it will once again be
Kashmir (PoK). showcased on World Environment Day on
June 5. After that, it will finally be sent out
Indonesia plans to relocate its capital for recycling.
from Jakarta 29 Apr' 19

I
Naruhito becomes Japan’s New
ndonesia announced its plans to move its capital away
from Jakarta. President Joko Widodo’s government Emperor marking beginning of Reiwa
plans to establish a new Capital out of the crowded Java Era 02 May' 19

N
Island to ensure more equitable development of the country
amid environmental concerns and overcrowding issues. aruhito became
Japan’s new
The new location is yet unknown. President Widodo-led Emperor after
government looks forward to form the Capital similar to historic abdication of his
Washington D.C. and letting Jakarta sustain as the business, father Akihito. Emperor
trade and financial hub, similar to New York in the United Naruhito’s ascending
States. of Chrysanthemum
The announcement regarding the same was made by Throne marked
Planning Minister Bambang Brodjonegoro after the beginning of “Reiwa”
Indonesia’s National Development era in Japan which takes effect from May 1, 2019. Naruhito
Planning Agency (Bappenas) presented its (59-year old) became Japan’s new Emperor after historic
initial study on the capital relocation plan abdication (first in more than 200 years) of his father
during a Cabinet meeting led by President Akihito. He is nation’s 126th emperor in world’s oldest
Widodo. hereditary monarchy (from 5th century).

Twenty states and Union territories have so far joined a pan-India network of single emergency
helpline number '112'.
JULY 2019 MICA 33
NEWS BITES INTERNATIONAL
Akihito (now 85 years old), took throne in 1989. He personnel. Among those honoured by global organisation
devoted his career correcting for a war fought in his were two Indians named Jitender Kumar and Shikha Garg.
father’s name. He even brought the aloof monarchy closer They lost their lives in paece keeping services between
to people. He is first emperor in Japan’s January 2018 and March 2019.
modern history whose era did not have a Jitender Kumar: was an Indian police officer deployed
war. With population in continuous decline, to UN Organisation Stabilisation Mission in Democratic
Japan will soon become world’s first “ultra- Republic of the Congo (MONUSCO).
aged” society, with 28% of people over 65
years of age. Shikha Garg: was a consultant with UN
Development Programme (UNDP), attached
India and Bangladesh to co-produce with India’s Ministry of Environment,
Forest and Climate Change. She was killed
movie on Sheikh Mujibur Rahman in Ethiopian Airlines (ET 302) plane crash.
04 May' 19

I
India chosen co-chair of consultative
ndia and Bangladesh will jointly produce a feature
movie on life and works of Bangabandhu Sheikh group of global forum on disaster
Mujibur Rahman (founding father of People’s Republic reduction 15 May' 19

I
of Bangladesh) and also a documentary on Bangladesh
Liberation War (1971). India’s state broadcaster Prasar ndia has been unanimously chosen as co-chair of the
Bharati will co-produce the film. consultative group for Global Facility for Disaster
Reduction and Recovery for the 2020 fiscal, the Home
delegation led by Dr. Gowher Rizvi (adviser to Prime Minister Ministry said in a statement issued.
of Bangladesh) recently met secretary and other officials
of Information & Broadcasting Ministry and focussed on The decision was taken during the group's meeting in
various aspects of making of feature film. The announcement Geneva, Switzerland, on the margins of the 6th session
is a culmination of three-year dialogue between India and of the Global Platform for Disaster Risk Reduction
Bangladesh on the issue. Earlier, decision of co-production (GFDRR)-2019, it said.
was announced by Prime Ministers of India Narendra Modi The consultative group's meeting was co-chaired by the
and of Bangladesh Prime Ministers Sheikh Hasina. Africa Caribbean and Pacific (ACP) group of states, the
Movie on Sheikh Mujibur Rahman will be directed by European Union (EU) and the World Bank.
renowned filmmaker Shyam Benegal and script will be GFDRR is a global partnership that helps developing
written by Atul Tiwari. Bangladeshi Delegation assured countries better understand and reduce their vulnerability
full cooperation in ensuring smooth to natural hazards and climate change.
logistics for shooting movie in Bangladesh.
It is a grant-funding mechanism, managed by the World
For documentary on Bangladesh Liberation
Bank, which supports disaster risk management projects
War (1971) it was mutually agreed that
globally. It is presently working on the ground with over 400
director would be from Bangladesh and he
local, national, regional, and international
will be assisted by a co-director from India.
partners and provides knowledge, funding,
and technical assistance. India became
Two Indians honoured by UN for a member of the GFDRR's consultative
their sacrifice 08 May' 19 group in 2015 and had expressed its interest

A
to co-chair its meeting in October 2018.
bout 115
peacekeepers
Israel proposes India to be the focus
from 43
different nations, who country in Jerusalem Film Festival,
sacrificed their lives 2020 18 May' 19

T
in line of duty were
paid tribute by UN he Indian Delegation led by I&B Secretary Amit
Secretary General, Khare met Film Commissioners of participating
Antonio Guterres countries at Cannes Film Festival. During the
along with other top UN officials and Peacekeeping meeting, India was positioned as an attractive filming

34 MICA JULY 2019 First edition of Naval Commanders’ Conference of 2019 will be held at New Delhi.
 INTERNATIONAL
destination by highlighting the steps taken to easy the The Delegation further met Ms.Eti Cohen, Director of
process of obtaining permissions for filming in India Film Department and Council, Ministry of Culture and
through the Film Facilitation Office which facilitates Sports,Israel. During the meeting, Israel proposed India to
Single Window Clearance for film-makers. The steps taken be the focus country inJerusalem Film Festival, 2020. The
by the India Government to combat film piracy were also buzz created by the Hindi movie Newton in Israel was also
discussed. highlighted by the Israeli Delegation. Israel also proposed
The Indian Delegation highlighted the opportunity of the idea of making concept based films in India, with a
utilizing the abundant talent pool of skilled professionals focus on regional and small budget films.
and technicians and projected the possibility of India In order to further enhance the appeal of India
emerging as a major post production hub. The focus of the as the go-to destination for filming, India has
discussion was exploration of co-production opportunities been positioned prominently on the Pocket
with the participating countries and forage opportunities Guide of Marche Du Film, Cannes Film
of collaborations for films with international production Market, which celebrates Indian cinema as
houses. The rebates and incentives being explored by the the world’s largest film industry.
government to incentivize foreign filmmakers further to
shoot in India were also highlighted. Nepali sherpa scales Mt. Everest
During the discussions, Shri Amit Khare talked about the for 23rd time; creates world record
possibility of filmmakers of different countries coming 18 May' 19

N
together under bilateral co-production agreements which
would also forge new markets and wider audiences by epal's Kami
making India a hub for shooting world class international Rita Sherpa
movies. He also talked about the opportunity of creative has scaled
collaborations in terms of content exchange and explored Mount Everest for the
the idea of cultural exchange through co-creation of 23rd time, breaking
content. The key principles involved in the meeting were his own record in
Cine Tirol Film Commission, Austria, Ms, Angelika reaching atop the
Pagitz, Film Commissioner; Costa Rica Film Commission, world's highest peak.
Costa Rica, Mr, Castro, Costa Rica Film Commissioner; Kami Rita Sherpa,
Film Commission Norway, Norway, Mr, TrulsKontny, who summited Everest 22nd time last year to set record
Head of Film Commission Norway; Film Development of most summits on Mt. Everest, stood on top of the
Council Of The Philippines, Philippines, Ms, Mary Liza 8,850-metres peak together with other Sherpas on
Dino, Chairperson / CEO; Italian Film Commissions, Italy, Wednesday morning, the Himalayan Times reported.
Ms, StefaniaIppoliti, President IFC; Location Austria - The "Kami Rita Sherpa from Thame village of Solukhumbu
National Film Commission, Austria, Mr, ArieBohrer, Film district successfully climbed Mt Everest at around 7:50 am
Commissioner; Netherlands Film Fund / Netherlands Film from Nepal side breaking his own record for most summits
Commission, Netherlands, Ms, Doreen Boonekamp, CEO; on the roof of the world," Mingma Sherpa, Company
Swedish Film Commissions, Sweden, Mr, Marketing, Chairman at Seven Summit Treks, was quoted as saying
Mikael Svensson, Certified Film Commissioner; Swedish by the paper. Rita has been climbing Mt. Everest since
Film Commissions, Sweden, Ms, Mia Uddgren, Film 1994. He couldn't climb the Everest in 1995 after his client
Commissioner; Taipei Culture Foundation - Taipei got sick on the way to summit, My Republica, another
Film Commission, Taiwan, Ms, Jennifer JAO, Director; prominent daily in the Himalayan nation, reported.
Telefilm Canada, Canada, Ms, MariellePoupelin, Director,
International Promotion. In 1995, he abandoned the summit bid after the deadliest
avalanche killed expedition teams.
The Indian Delegation also met Mr. Marc Tessier, President,
Film France. The Delegates talked about amendments in In 2017, Kami became the 3rd person to climb Mt. Everest
the already existing co-production treaty between India for 21 times, equalising the achievement of
and France to include animation, gaming and visual Apa Sherpa and Phurba Tashi Sherpa, both
effects. The idea of conducting workshops to further the of whom have since retired.
deep cultural connection between the two countries was Kami broke record for set record of most
also discussed. summits on Mt. Everest in 2018.

The foundation of the first Hindu temple was laid in Abu Dhabi, United Arab Emirates (UAE). JULY 2019 MICA 35
NEWS BITES ECONOMY
Burning Topics of the Month

Deposits in Jan Dhan bank Govt extends ban on import RBI to Divest its Entire
accounts set to cross Rs 1 of milk products from Stake in NABARD and
lakh crore China NHB

& Many More...

came amid fevered

Deposits in Jan Dhan bank accounts
anticipation of Uber’s
set to cross Rs 1 lakh crore public share offering
21 Apr' 19 which is expected to

T
be the largest in the
he total tech sector for years.
deposits in
bank accounts Toyota has already
opened under the invested $500
Jan Dhan scheme million in Uber as
are set to cross Rs the firm races Google-owned Waymo
1 lakh crore soon. and a host of other companies, including
Government data major automakers, to develop self-driving
claimed that the vehicles.
cumulative balance in 35.29 crore accounts under the
flagship programme of the Modi government reached Rs
Amazon to shutdown online
97,665.66 crore. operations in China 21 Apr' 19

A
The total deposits in Jan Dhan accounts stood at Rs mazon plans
96,107.35 crore on March 27 and Rs 95,382.14 crore in the to close
week before, government data showed. Rupay debit cards down online
have been issued to a total of 27.89 crore Jan Dhan account retail operations in
holders, as per government records. China, admitting
The Modi government launched the Pradhan Mantri Jan defeat to local
Dhan Yojana (PMJDY) on August 28, e-commerce rivals
2014, with universal banking access in such as Alibaba and
focus. More than half of the Jan Dhan JD.com. They will
account holders are women, while nearly continue other operations in China such as Amazon
59 per cent accounts are from rural and Web Services (AWS). Kindle e-books and teams that
semi-urban areas. help ship goods from Chinese merchants to customers
abroad.
Uber won $1bn investment from Amazon entered China in 2004, when
Toyota, SoftBank fund 21 Apr' 19 it acquired a local online book seller for

U
USD 75 million. They launched its Prime
BER unveiled an investment of $1 billion in U.S. membership programme in China in 2016
company Uber to drive forward the development with aim to lure customers with high-
of driverless ridesharing services. The latest cash quality Western goods and perks like free
injection, expected to close in the third quarter this year, international deliveries.

36 MICA JULY 2019 Civil services day is celebrated on April 21 2019.

 ECONOMY
ETMONEY becomes Indias first Govt extends ban on import of milk
comprehensive financial services app products from China 23 Apr' 19

T
to integrate UPI 22 Apr' 19 he government extended the ban on import of milk

I
ndia’s largest app for and its products, including chocolates, from China
financial services, till laboratories at ports for testing presence of toxic
ETMONEY has chemical melamine are upgraded. Food regulator FSSAI
integrated Unified had recommended extending the ban until all labs at ports
Payment Interface (UPI) are modernised to test the chemical.
as a payment method on The ban was first imposed in September 2008 and extended
its platform as it looks to subsequently from time to time. However, it has not
double its monthly user mentioned any timeline for upgradation of
base by the end of the that capacity of all laboratories. The ban
year. The integration of UPI will simplify the mutual fund was imposed on apprehensions of presence
payment experience for millions of ETMONEY users as of melamine in some milk consignments
the company continues its journey to simplify the financial from China. Melamine is a toxic chemical
lives of new age Indians. In addition to this new payment used for making plastics and fertilisers.
feature, the platform will continue to support payments
through Netbanking and Debit Card. SBI General Insurance launched
ETMONEY recently crossed the landmark of Rs.2,000 cyber defence insurance 24 Apr' 19

S
crores of money invested in Mutual Funds through its
platform. It is also adding more than Rs.150 Crores in new BI General
investment transaction value every month from investors Insurance
across 1,200 cities. The company is aiming to grow to launched its
Rs.5,000 Crores in mutual fund transactions new product – cyber
in the next 12-18 months, reaffirming defence insurance to
its position as India’s largest digital-first protect businesses
financial services platform. ETMONEY is from financial and
owned by Times Internet which is a part of reputational losses
the Times Group. due to cyber attacks.
The main focus on SMEs and mid-market businesses to
Asian Tea Alliance 22 Apr' 19 larger businesses.

A
This offers protection against the growing
sian Tea Alliance, a union of five tea-growing and threat of cyber breaches like hacking
consuming countries was launched in Guizhou in attacks, identity theft, disclosure of sensitive
China. information and business interruption. It
The members of the alliance are the Indian Tea Association, provides IT forensic investigations, legal
China Tea Marketing Association, Indonesian Tea advice, reputational and PR management.
Marketing Association, Sri Lanka Tea Board and Japan Tea
Association. Govt. increased the authorised
To work towards enhancing tea trade, cultural exchanges, capital of Allahabad Bank
technology exchanges as well as globally promoting tea. 24 Apr' 19

T
To work towards enhancing global consumption of tea,
while creating a sustainability agenda for the future of he government has increased the authorized capital for
Asian tea. Earlier, Indian Tea Association the State-owned Allahabad Bank stated by Rs 5,000
and China Tea Marketing Association had crore to Rs 8,000 crore. The central government after
signed an MoU to promote green and black consultation with the Reserve Bank of India (RBI) increased
tea consumption in major tea markets of the authorized capital of the bank. The increase in authorized
Europe, the US, Russia and West Asia, capital will help enable the bank to raise further fund up to a
besides India and China. maximum ceiling of Rs 8,000 crore.

Saudi Arabia and the United Arab Emirates announced financial support of three billion dollars for
Sudan following the overthrow of longtime leader Omar al-Bashir.
JULY 2019 MICA 37
NEWS BITES ECONOMY
What is an Authorized Capital? National Housing Bank (NHB) for Rs 20 crore and Rs
It is the maximum amount of share that a company is 1,450 crore respectively.
authorized to have by its constitutional documents to Disinvestment by RBI
issue to the shareholders. It is not necessary to issue the The decision to divest its entire stake was taken based
whole amount of the authorized capital, part of it can on the recommendations of the second Narasimham
remain unissued. The amount of share that is issued to Committee. The committee had stated that RBI could
the shareholder is called the issued share capital of the not own those entities which are regulated by it. The
company. To put in other words, authorized capital is the government now holds a 100 per cent stake in both NHB
one which is the maximum amount of value of securities and NABARD. Earlier in June 2018, the government had
that a company can legally issue to the shareholders. The bought out the entire 59.7 per cent stake in SBI from the
Authorized capital needs to be specified in the Memorandum Reserve Bank.
of Association(MOA).
The RBI in 2010 divested 71.5% of 72.5%
Authorized capital is broadly divided of its shares in NABARD and the remaining
into the: of were divested in February similarly RBI
Issued capital which held 100% in NHB, which was
Paid up capital divested on 19 March 2019.

Uncalled capital RBI became the first Asia-Pacific

Money Loji launches App that offers central bank to begin interest rate
loans for salaried professionals easing cycle 25 Apr' 19

A
24 Apr' 19 ccording to

A
Fitch Ratings
modern money lending platform named Money - APAC (Asia-
Loji launched an application which offers loan to Pacific) sovereign
salaried professionals within 5 minutes with flexible credit overview report,
repayment options starting from 7 days to a maximum of 90 the Reserve Bank of
days. It follows a three-step process which are an application, India (RBI) is the first
approval, and disbursement and the app requires the users to central bank in the
upload an identity proof, an address proof, last 3 months bank Asia Pacific region to
statement alongside the salary slips. begin an explicit interest rate easing cycle buoyed by benign
The eligibility criteria to avail this benefit are the minimum food inflation and easier global financial condition.
in-hand salary of Rs 20,000 per month The Monetary Policy Committee (MPC), headed by RBI
and a minimum age of 23 years. It not Governor Shaktikanta Das, cut rates in February and April
only ensures security but also reduces the citing prospects of benign inflation. In the four months of 2019,
chances of data misuse backed by world- the RBI has cut policy interest rates twice by 0.25 per cent each
class security protocols to encrypt all the to one-year low of 6 per cent. This is the first back-to-back rate
data. cut since the MPC was formed in late 2016.
RBI to Divest its Entire Stake in Fitch has a 'BBB-', the lowest investment
grade, rating on India, with a stable outlook.
NABARD and NHB 25 Apr' 19 Fitch estimates India to grow at 6.8 per cent in

T
he Reserve current fiscal 2019 and 7.1 per cent in 2020.
Bank of India
(RBI) has Suresh Mathur Committee to review
sold its entire stakes MicroInsurance Framework
in the National Bank 27 Apr' 19

T
for Agriculture &
Rural Development he Insurance Regulatory and Development Authority
(NABARD) and of India (IRDAI) set up Suresh Mathur Committee
to review regulatory framework on micro insurance,
The Chhyoiphel Kundeling Monastery, re-constructed with Indian grant, was inaugurated in Nepal's
38 MICA JULY 2019
Sindhupalchok district.
 ECONOMY
and to recommend
SBI launches Green Car Loan
measures to increase
demand for such 28 Apr' 19

S
products. It was
tate Bank
formed because of less
of India
than desired offtake
announced the
of micro insurance
country’s first ‘Green
products despite of
Car Loan’ (Electric
their inherent benefits
Vehicle) to encourage
in the country. India was seen to be an exciting market and
customers to buy
a pioneer in micro insurance sector in world, but its market
electric vehicles. The
penetration remains low.
new scheme will
Suresh Mathur Committee offer loan at 20 basis points lesser than the interest rate on
Composition: It is a 13-member panel chaired by IRDAI’s the existing car loan schemes. The EMI per `1 lakh will
Executive Director Suresh Mathur, and comprises of be lower at `1,468 for 96 months against `1,622 for 84
representatives from IRDAI, life, general and health months, based on the maximum tenor, in line with the
insurance companies in public and private sectors and existing scheme. SBI Green Car Loan (Electric Vehicle)
NGOs. scheme, which comes with the longest repayment period of
up to eight years, is a strategic inclusion to the bank’s auto
Its task is to suggest product designs with customer-friendly loan segment offered with zero processing fee for the first
underwriting, such as easy premium payment methods and six months of the launch.
simple claims settlement procedures.
The State Bank of India is an Indian multinational,
It will suggest about if there is any change in distribution public sector banking and financial
structure, including mobile-based and services statutory body. It is a government
technology driven solutions and on creating corporation statutory body headquartered
effective awareness programmes. in Mumbai, Maharashtra. SBI is ranked as
Their recommendations are to submitted 216th in the Fortune Global 500 list of the
within three month time frame. world's biggest corporations of 2018.

Microsoft reaches $1 trillion market SC gave deadline to RBI to share

value for the first time 27 Apr' 19 banks NPA information 28 Apr' 19

M T
icrosoft became the third U.S. company to hit he Supreme
$1 trillion in market value, joining rivals Apple Court on 26th
and Amazon. The tech company's Azure cloud April gave
software helped deliver third-quarter results that topped the Reserve Bank
analyst estimates, boosting its stock price and pushing its of India (RBI) the
value past the trillion-dollar mark. last opportunity to
Microsoft Corporation (MS) is an American multinational withdraw a November
technology company with headquarters in Redmond, 2016 Disclosure
Washington. It develops, manufactures, licenses, supports Policy to the extent
and sells computer software, consumer electronics, to which it stonewalls revelation of every other kind of
personal computers, and related services. Its best known information under the Right to Information Act, including
software products are the Microsoft Windows line of the list of wilful defaulters and annual inspection reports.
operating systems, the Microsoft Office A Bench of Justices L. Nageswara Rao and M.R. Shah
suite, and the Internet Explorer and Edge found the policy of the central bank to be directly contrary
web browsers. Microsoft was founded by to the court’s judgment of December 2015 that the Reserve
Bill Gates and Paul Allen on April 4, 1975, Bank could not withhold information sought under the RTI
to develop and sell BASIC interpreters for Act. The hearing of the contempt is after the petitions filed
the Altair 8800. against the RBI for not complying with the 2015 judgment.

Former Judo Federation of India chief Mukesh Kumar has been re-elected as the general secretary of
the Judo Union of Asia.
JULY 2019 MICA 39
NEWS BITES ECONOMY
The 2015 judgment had rejected the Key Highlights
RBI’s argument that it could refuse India’s wheat production for 2018-19 crop year (which
information sought under the RTI on the runs from July to June) is 2% higher than 2018, at a recored
grounds of economic interest, commercial production of 99.12 million tonnes.
confidence, fiduciary relationship or
public interest. Food Corporation of India (FCI) which holds government’s
wheat stocks already had 16.99 million tonnes in April and
IEPF claimed the unclaimed deposit after next purchase by government its stock could reach 57
million tonnes by May end.
from Peerless General Finance
Reason for bumper production: In a bid to improve farm
28 Apr' 19
income government raised minimum support price (MSP)

T
he Investor Education and Protection Fund (IEPF) of wheat (rate at which FCI buys from farmers) by 6%
Authority recovered deposits worth Rs 1,514 crore from (Rs.1,840 per 100 kg for 2019), which acted as a benchmark
Kolkata-based Peerless General Finance and Investment for open market in wheat.
Company. This money of depositors was pending with the For similar bumper crop in 2018, government increased
company for the last 15 years. As per the law, a company needs import duty on wheat from 20% to 30% which resulted in
to transfer the amount to IEPF if it remains unclaimed for a sharp drop in wheat import.
period of seven years. As per the data provided by the company,
In past India has imported wheat from Australia, Ukraine
50.77% of the total amount was taken in the form of deposit
and Russia, but with global prices in addition to 40% duty
certificates of the value of Rs.2,000 or less from investors across
would make import virtually impossible.
30 States and Union Territories.
Earlier, in concern of its farm duty rates as well as on
Investor Education and Protection Fund Authority:
subsidies it gives to farmers,
IEPF is for promotion of investors’ awareness and
In past Australia has taken India to WTO’s
protection of the interests of investors. Investor Education
arbitration panel on its farm duty rates and
and Protection Fund (IEPF) was established by the
subsidies given to farmers, but it hardly
central government under Section 125 of
affects because India by right can raise
Companies Act 2013.
duties on wheat up to 80% under a bound
It is a statutory body established under rate agreement it has signed at WTO.
the Ministry of Corporate Affairs. The
Secretary in the Ministry of Corporate Huawei Jumps Ahead of Apple in
Affairs is the Chairperson of IEPF. Tough Smartphone Market: IDC
Centre increases Wheat Import Duty 01 May' 19

C
by 40% 29 Apr' 19 hina-based

W
H u a w e i
ith wheat
o u t s o l d
production
Apple's iPhones in
at record
the first quarter of
high, government
this year, seizing the
has raised import California company's
duty on wheat from second place spot
existing 30% to in a tightening
40% to support local smartphone market dominated by Samsung. A total of
farmers interest. The 310.8 million smartphones were shipped globally during
higher duty will help offtake of domestically produced the first three months of this year in a 6.6 percent decline
grain by discouraging milers to import wheat but to from the same period in 2018. South Korean consumer
buy local produce and help protect farm prices. The electronics behemoth Samsung saw smartphone shipments
oversupply in domestic market due to back to back drop 8.1 percent to 71.9 million in the first quarter.
bumper production of food grains has put wheat prices
Huawei, meanwhile, weighed in with 50.3 percent growth
under pressure.
to ship 59.1 million smartphones and put it within "striking
Tata Technologies has inked a pact with China's FutureMove Automotive to develop connected
40 MICA JULY 2019
mobility solutions for automotive manufacturers in China and other markets.
 ECONOMY
distance" of Samsung, according to IDC. Apple had a SEBI has further found NSE's ex-
challenging first quarter, with iPhone Managing Directors, Ravi Narain and
shipments dropping by a "staggering" Chitra Ramkrishna, guilty in the case. The
30.2 percent from a year earlier to 36.4 two former chief executive officers have
million units. Price cuts in China along been asked to disgorge 25% of respective
with favourable trade-in deals were not salaries drawn during a certain period.
enough to coax people into upgrading to
new iPhones. RBI imposed penalty on 5 pre paid
payment instrument issuers and Yes
Wipro acquired Philippines-based
Bank 04 May' 19
personal care company Splash

T
01 May' 19 he Reserve

W
Bank of India
i p r o imposed a
Consumer monetary penalty
Care and on five pre-paid
Lighting (WCCL), payment instrument
the consumer care issuers including
business of software Vodafone m-pesa and
provider Wipro Ltd, Phonepe, for violating
has acquired the regulatory guidelines.
Philippines-based A penalty of Rs.3.05 crore has been imposed on Vodafone
personal care maker Splash Corporation for an undisclosed m-pesa and Rs. 1 crore each on Mobile Payments, PhonePe
amount to enter the country which has and G.I. Technology Private Ltd. Also, a penalty of Rs. 5
a consumer base of around 100 million. lakh has been imposed on Y-Cash Software Solutions.
Splash Corporation is among the top five RBI imposed a penalty of Rs. 29.67 lakh on Western Union
local companies in the Philippines, where Financial Services Inc., USA., and Rs. 10.12 lakh on
it gets 85% of its annual revenue of around MoneyGram Payment Systems Inc, USA, for non-compliance
$80 million. of regulatory guidelines. The penalties on Western Union and
MoneyGram had been imposed by the central bank under the
SEBI fined NSE in the case of misuse provisions of the Payment and Settlement Systems Act, 2007,
of its co location facility 02 May' 19 for compounding of the contravention.

M
a r k e t s RBI also imposed a penalty of Rs.11.25 lakh on Yes Bank,
regulator a private sector lender, for violation of norms pertaining to
issuance and operations of Prepaid Payment Instruments
Securities
(PPIs).
and Exchange Board
of India (SEBI) RBI has identified certain violations of RBI circular on
directed National issuance and operation of Prepaid Payment Instruments
(PPIs) in connection with certain product features of an
Stock Exchange
open-loop prepaid card previously issued
(NSE) to disgorge
by the bank. Yes bank had launched this
more than `625 crore product as a pilot program from September
in the case of misuse of its co-location facility. SEBI has 13, 2017, and had later discontinued this
been probing alleged lapses in high-frequency trading product with effect from March 14, 2018.
offered through NSE's co-location facility.
National Stock Exchange (NSE) to pay more than Mastercard to invest $1 billion in
`625 crore along with interest calculated at the rate India 06 May' 19

P
of 12% per annum from April 1, 2014 onwards to the
ayments company Mastercard has said it will invest
Investor Protection and Education Fund (IPEF) created
an additional $1 billion in India, nearly a third of
by SEBI. which will go towards building a payments processing

Paytm Payments Bank Ltd (PPB) has appointed entrepreneur Sairee Chahal to its board of directors. JULY 2019 MICA 41
NEWS BITES ECONOMY
node that goes beyond its commitment to the Reserve Bank directly with government leaders, market experts, and pre-
of India (RBI) on storing data in the country. This is in vetted potential business partners.
addition to the $1 billion the US giant has The U.S. Department of Commerce is to use
already pumped into India in the last five every available resource to ensure fair and
years, a large part of which is for providing reciprocal trade for U.S. businesses selling
technology and back office support to global their products and services all over the world.
operations. Mastercard is already doing
high-end technology development locally. Reliance Brands signs to buy out
LIC HFL initiated UDYAM-a skill Hamleys for 68 million euros
development centre for marginalized 13 may

R
youth in Bangalore 06 May' 19 eliance Brands, a subsidiary of Reliance Industries

A
Ltd. (RIL), has signed a definitive agreement
s a part of with C Banner International, a Hong Kong-listed
Corporate company. The aim is to acquire 100% shares of centuries-
S o c i a l old British toy retailer Hamleys for £68 million.
Responsibility (CSR),
LIC Housing Finance Reliance Brands said that the 250-year old English toy
Ltd (LIC HFL) in retailer pioneered the concept of experiential
association with Lok retailing, decades before the concept of
Bharti Education creating a unique experience in brick and
Society unveiled a skilling centre named “UDYAM” in motor retailing become the new global
Bangalore, which will provide skill development training norm. The worldwide acquisition places
to marginalized youth in the sectors of BFSI, Retail and Reliance on the frontline of global retail.
IT/ITES. Currently it has been launched in Delhi and
Bangalore and later on be expanded to other cities. Paytm collaborated with Citibank
With an objective to empower youths of to launch its 1st credit card called
this country, LIC Housing Finance Ltd (LIC ‘Paytm First Card’ 18 may

T
HFL) launched ‘UDYAM’, a skilling centre
in Bangalore for marginalized youth. It has he digital payments
been launched in association with Lok Bharti company Paytm
Education Society, the implementing partner. has collaborated
with Citibank and
U.S. Commercial Service to bring launched its 1st credit
card called ‘Paytm First
more than 100 U.S. companies to Card‘. This is the first
India 07 May' 19 card of its kind launched

T
in India by the American
he U.S. card company, which has similar exclusive partnerships
Commercial across sectors in the US.
Service is to
bring more than 100 It is also the first cash-back driven white-label credit card
U.S. companies to claimed to be internationally accepted and would offer
India as a part of the 1% ‘unlimited cash back universally’ to the customers. In
U.S. Department of this policy, Paytm notified that its unlimited 1% cash back
Commerce’s largest would be automatically credited each month bereft of any
annual trade mission restrictions. The card comes with an annual
program, Trade Winds. Trade Winds Indo-Pacific is to fee of Rs 500 and this fee will be fully
feature a three-day business forum in New Delhi, with waived off on expenses above Rs 50,000
additional trade mission stops in Ahmedabad, Chennai, per year. The card will provide Paytm
Kolkata, Mumbai, Bengaluru, Hyderabad, and Bangladesh. promo codes of Rs. 10,000 on expenses of
At each mission stop, the attending companies will meet minimum Rs. 10,000.

42 MICA JULY 2019 Deutsche Bank has appointed Kaushik Shaparia as the chief executive officer for India.
 SPORTS

Burning Topics of the Month

Bajrang Punia Wins India's Jaipur to host Asian Amul company to sponsor
1st Gold Medal at Asian youth Women Handball Afghanistan in Cricket
Wrestling Championships Championship World Cup 2019

& Many More...

institutions under the

Paris Saint-Germain win sixth Ligue 1
All India Football
title 22 Apr' 19 Federation (AIFF)

P
which the Football
aris Saint-
governing body in
Germain won
India. Santosh Trophy
the French
tournament is held
Ligue 1 title for a
every year with 31
sixth time in seven
teams divided into
seasons after second-
groups t qualified for the tournament proper through
placed Lille could
the preliminary round. The tournament started in 1941
only draw 0-0 at
and is named after the president of the Indian Football
Toulouse. Qatar-
Association (West Bengal’s football association) at the
backed PSG are now
time, Sir Manmatha Nath Roy Chowdhary of Santosh. The
16 points ahead of Lille who have five games to play after a
runner-up trophy was donated by an ex-IFA
campaign which saw them only lose on three occasions in
president, S.K. Gupta. The trophy is known
another dominant league campaign.
as the Kamla Gupta Trophy. The third-place
However, in a disappointing European run, Thomas Tuchel’s trophy, the Sampangi Cup, was donated by
men failed to reach the later stages of the Champions League the Karnataka State Football Association.
losing to Manchester United in the last 16.
PSG now have eight French championships Bajrang Punia Wins India's 1st
since their maiden victory in 1986 although Gold Medal at Asian Wrestling
they squandered three earlier chances to Championships 23 Apr' 19
secure this season’s trophy by failing to

W
beat Strasbourg, rivals Lille and Nantes in orld No.1
the space of 10 days. Bajrang
Punia won
Services lift Santosh Trophy Football India's first gold medal
22 Apr' 19 at the Asian Wrestling

T
Championships 2019
he Services have lifted the Santosh Trophy, beating in Xi'an, China with
Punjab 1-nil in the final at Ludhiana. On their way a resounding win in
to finals, Punjab had defeated Goa 2-1 and Services the final. Bajrang was
had defeated Karnataka 4-3 in the semi's via a penalty fighting in the 65kg category and beat Sayatbek Okassov of
shootout. Kazakhstan 12-7 to bag the top honours.
The Santosh Trophy is a football knock-out competition Punia was born in Khudan village of Jhajjar district in the
contested by the regional state associations and government state of Haryana, India. He began wrestling at the age of

Airtel Payments Bank has tied up with Bharti AXA General Insurance to offer two-wheeler insurance
to its customers across India.
JULY 2019 MICA 43
NEWS BITES SPORTS
seven and was encouraged to pursue the India’s Greco-Roman wrestlers performed better than last
sport by his father. In 2015, his family edition where they clinched only a couple of bronze medals
moved to Sonepat so that he can attend a by Rajender Kumar (55kg) and Harpreet Singh (82kg).
regional centre of Sports Authority of India. Harpreet Singh won silver in 82kg after defeating Iran’s
Currently, he works in Indian Railways Saeid Morad Abdvali. while Gyanender won bronze
on the post of TTE (Travelling Ticket in 60kg after beating Jui Chi Huang of
Examiner). Taipeion final day.
USA secured ODI status for first time Only Bajrang Punia won gold medal after
defeating Kazakhstan’s Sayatbek Okassov
25 Apr' 19
by 12-7 in 65kg men’s free style.

T
he United
States Cricket Barcelona defeat Levante to secure
Team sealed La Liga title 28 Apr' 19

B
one-day international
status for the first arcelona knew
time with a third that a win over
straight victory at the Levante would
World Cricket League secure the La Liga
Division 2 event in title ahead of their
Namibia. There will be 20 ODI nations after the end of the Champions League
tournament, with the top four sides to join Scotland, the semi-final legs against
United Arab Emirates, Nepal and the Netherlands in having Liverpool, and they
temporary status. were able to achieve
this with a 1-0 win thanks to Lionel Messi, although a
United States Cricket Team beat Hong nervy finish nearly saw them concede. This La Liga title is
Kong by 84 runs in the WCL Division 2 to the 8th in 11 years and 10th in 15 years for Barca and with
attain one-day International (ODI) status a victory over Valencia in the Copa del Rey on May 25th, it
Apart from USA, Oman has secured ODI would be Barca’s 4th domestic double in five years.
status.
Barcelona won its second straight league title since Ernesto
India finishes Asian Wrestling Valverde took over at the start of last season. The title was the
club's eighth in 11 seasons. Overall, Barcelona has 26 league
Championships 2019 with 16 medals titles, second only to Real Madrid's 33.
27 Apr' 19
Futbol Club Barcelona, commonly referred

I
ndia finished Asian Wrestling Championships tournament to as Barcelona and colloquially known as
held in Xian, China with a total of 16 medals which Barça, is a Spanish professional football
included eight (one gold, three silver and four bronze) won club based in Barcelona, Catalonia, Spain.
by men’s freestyle wrestlers, four bronze by women and three
silver and one bronze by Greco-Roman wrestlers. Ishaque Eqbal clinches ATT ranking
Key Highlights title 29 Apr' 19

I
India bagged two silver medals in Asian Wrestling shaque Eqbal of Kolkata outplayed Prithvi Sekhar
Championships in Xian, China in men’s Greco-Roman of Chennai in straight sets to win the first USD
category. 3000 RBLBankATT Asian Ranking men’s tennis
Wrestler Gurpreet Singh finished with second spot and won championship. In a one-sided final Eqbal, who had
India a silver medal in Greco-Roman 77kg category after secured three upsets in the event, whipped sixth-seeded
facing a 0-8 defeat by Hyeonwoo Kim of Korea in the finale. Sekhar 6-1, 6-2 in a match lasting just
over an hour. The winner got 50 points
Sunil Kumar in men’s 87kg category, registered victory in and Rs 31,000 while the runner up got
semi finale bout against Azamat Kustubayev of Kazakhstan 30 points and Rs 20,000. The tournament
with 6-6 but defeated by Hossein Ahmad Nouri of Iran in was organised and held at the Maharashtra
final clash. State Lawn Tennis Association’s courts.
A book containing English translation of the 100-year-old classic Punjabi poem about Jallianwala
44 MICA JULY 2019
Bagh massacre, 'Khooni Vaisakhi' has been released in Abu Dhabi.
 SPORTS
topped the chart for
Japan double golden delight at
second consecutive
badminton Asia Championships ISSF World Cup,
29 Apr' 19 third time in last two

J
years. In last edition
apan's world of Shooting World
number one Kento Cup held in New
Momota roared Delhi, India jointly
back from a game topped standings with
down to defeat Shi Hungary. With its four medals (3 gold and 1 silver medals)
Yuqi of China and
India topped medals tally ahead of hosts China (2 gold, 2
retain his Badminton
silver, 1 bronze), who won five medals in total.
Asia Championships
title. On a red-letter day With this win India has now secured a total of five 2020
for Japan in the Chinese Tokyo Olympic quotas places. Teenage pair of Saurabh
city of Wuhan, Akane Yamaguchi became the first Japanese Chaudhary and Manu Bhaker won gold in 10m Air Pistol
to win the women's crown with an emphatic Mixed Team Pistol event.
victory over home player He Bingjiao.
Anjum Moudgil and young Divyansh Singh Panwar won
In a repeat match of last year's World gold in 10m Air Rifle Mixed Team competition.
Championships final, second-ranked Shi
Divyansh Singh Panwar won India’s first
powered into a 6-0 lead in the first game.
individual medal by winning silver in
men’s 10m Air Rifle. India’s third gold was
Bajrang Punia becomes First Indian
won by Abhishek Verma in men’s 10m Air
Wrestler to fight at Madison Square Pistol event.
Garden 29 Apr' 19

I
Raheem Sterling named 2019 FWA
ndia’s Bajrang Punia is first Indian wrestler to be invited
by American wrestling body for a special fight at iconic
footballer of the year 01 May' 19

R
Madison Square Garden in New York, US. He was among aheem Sterling
other top wrestlers selected by American governing body for n a m e d
6 May 2019 tournament. He took on two-time US national the 2019
champion Yianni Diakomahlis in “Grapple at the Garden” footballer of the year
Beat the Streets fight night event, which has become a major by the Football Writers'
showcase for international wrestling since 2010. Association (FWA).
Achievements The Manchester City
and England forward
The 25-year-old, currently holds World No.1 title in 65-kg
topped the poll of the
weight category freestyle wrestling.
400-strong FWA membership as a clear winner, with 62
He has won eight gold medals from his earlier nine international per cent of the votes. It was more than 100
tournaments including 2018’s Commonwealth votes ahead of Liverpool defender Virgil
and Asian Games. He also registered only gold Van Dijk. Sterling lost out to Van Dijk in
medal won by India in recently concluded the race for the Professional Footballers'
Asian Wrestling Championships, in 65kg Association (PFA) award, but was
men’s freestyle category. announced PFA young player of the year.

India tops Medals Tally at ISSF World Apurvi Chandela attains world
Cup Rifle/ Pistol 2019 held in China number one spot in women's 10 m
29 Apr' 19 air rifle event 02 May' 19

I I
ndia finished top of medal tally at ISSF World Cup ndian shooting ace Apurvi Chandela attained the
Rifle/ Pistol 2019 edition held in Beijing, China. world number one position in the women's 10 metres
Even after drawing a blank on final day India still air rifle event while compatriot Anjum Moudgil

Suhel Ajaz Khan has been appointed as the next Ambassador of India to Lebanon. JULY 2019 MICA 45
NEWS BITES SPORTS
rose to number two
G Sathiyan becomes 1st Indian to
after consistent
performances in break into top 25 of World Rankings
recent years. The in Table Tennis 02 May' 19

G
rifle ace from Jaipur
Sathiyan
is among the five becoming the
Indian shooters to first Indian
have already secured to break into the top-
2020 Olympics 25 of the latest world
quotas for the country. Meanwhile, Moudgil attained the ranking list released
world number two rank in 10 metres Air Rifle after her by International Table
mixed team gold at the ISSF World Cup in Beijing. Manu Tennis Federation.
Bhaker is the world number 10 in 25 metres pistol women Sathiyan rose four
category. spots to be 24th in the ITTF rankings, following his
impressive sixth place finish in the Asia Cup in Yokohama
Chandela was born in Jaipur. In 2012, Chandela won the earlier this month to secure a place in the World Cup in
gold medal in the 10 metres air rifle event at the National Chengdu from October 25 to 27.
shooting championships in New Delhi,
India's number one female player, Manika
her first year in the senior circuit. In 2014, Batra, slipped three spots to be 59th,
she won four medals at the Intershoot following her round of 64 loss in the World
Championships at The Hague, that included Championships. Veteran Sharath Kamal,
two individual and two team medals. who lost in the round of 64 in Hungary,
dropped nine places to be in 46th position.
Virgil van Dijk wins PFA Player of the
Year award 02 May' 19 Jaipur to host Asian youth Women

L
Handball Championship 03 May' 19

J
iverpool centre-
back Virgil van aipur will host the 8th Asian Youth Women Handball
Dijk was named Championship in which 10 teams, including defending
2019 PFA Player of the champions South Korea, will be participating. The
Year in recognition general secretary of the Handball Federation of India,
of his phenomenal Anandeshwar Pandey, said that it is the first time that the
prestigious tournament would be played in the city from
contribution to
August 21 to 30.
Liverpool's title
challenge this season. The tournament has been dominated by South Korea who
has emerged champion in the all the seven
The Dutchman beat the likes of beat Raheem Sterling, editions of the tournament held so far. The
Bernardo Silva, Sergio Aguero, Sadio Mane and Eden previous edition in 2017 was held at Jakarta
Hazard to the award that is voted for by fellow players in in Indonesia where South Korea was the
the English top flight. champion while Japan and China were
placed second and third respectively.
This win marks the first time a defender has won the
accolade since Chelsea legend John Terry in the 2004-05
Bajrang Punia bags gold in Ali Aliyev
season. Since moving from Southampton last January, van
Dijk has established himself as a worthy commander at the
wrestling tournament 03 May' 19

W
heart of the Liverpool defence. He made 45 orld No. 1 Bajrang Punia bagged gold medal by
appearances in all competitions for the club defeating Viktor Rassadin in the finals of men's 65kg
this season, helping Liverpool to keep 23 freestyle in the Ali Aliyev wrestling tournament in
clean sheets and scoring five goals in the Kaspiisk, Russia. Bajrang got the better of the local favourite
process. 13-8 in his final bout after being down 0-5 at one stage.

According to India Ratings and Research, India's GDP growth is expected to be at 7.3 per cent for
46 MICA JULY 2019
2019-20 fiscal due to below normal monsoon prediction and loss of momentum in industrial output.
 SPORTS
The 25-year-old Indian grappler had won
Shooters Heena Sidhu, Ankur Mittal
a yellow metal last week at the Asian
Championships in Xi’an, China. The two recommended for Rajiv Gandhi Khel
wrestled last in 2017 at the Dan Kolov Ratna Award 03 May' 19

T
where Punia won and finished as runner-up
to Boris Novachkov of Bulgaria. he National
Shooting
India slip to 5th spot in expanded ICC Federation
recommended pistol
T20 rankings; Pak retains top spot ace Heena Sidhu and
03 May' 19 trap shooter Ankur

I
Mittal for the 2019
ndia have
Rajiv Gandhi Khel
dropped three
Ratna Award, the
places to fifth country's highest sporting honour.
in the expanded
men's Twenty20 Heena Sidhu is the first Indian pistol shooter to reach
International team number one in the International Shooting Sport Federation
rankings while (ISSF) world rankings. She has won multiple gold medals
at the World Cup, Commonwealth Games, Commonwealth
Pakistan have
and Asian Championships. She also held the world record
consolidated their top
in the 10-metre air pistol event with a final score of 203.8.
position, according to the latest list issued by the ICC. The
ICC unveiled an expanded T20I team rankings table with Ankur Mittal has been one of the most consistent Indian
80 teams who will now be able to gauge their progress in shooters in shotgun. He has won silver and gold medals at
a format, recognised by the world body as the vehicle for the World Cups in 2017; bagged gold medals at the Asian
the growth of the game. Championships 2017 and Commonwealth Championships
in 2018. He claimed silver at the ISSF World Shotgun
Pakistan, ICC T20 World Cup champions in 2009, are now Championship and became the world No 1 in double trap.
on 286 points while the next four teams are within two
The Rajiv Gandhi Khel Ratna is the highest
points of each other -- South Africa (262), England (261),
sporting honour of India. The award is
Australia (261) and India (260).
named after Rajiv Gandhi, former Prime
South Africa and India have swapped positions two and Minister of India who served the office
five in the expanded table, whose launch coincides with the from 1984 to 1989.
annual rankings update in which series results from 2015-
16 are removed and outcomes from 2016-17 and 2017-18 Saurav & Joshna Win Asian
are weighted at 50 per cent. Individual Squash Championship
In other significant changes, Afghanistan and Sri Lanka 07 May' 19

A
have moved up one place each to seventh and eighth
positions, respectively, with the West Indies going down ce Indian
to ninth position. s q u a s h
p l a y e r s
As with the ICC Women's T20I team rankings, which were Saurav Ghosal and
launched in October 2018, teams will need to play six Joshna Chinappa won
matches against other teams in the previous three to four their respective Asian
years to remain in the rankings table. Individual Squash
The qualification process for the ICC Championship titles
men's T20 World Cup, which is underway, in Kuala Lumpur,
includes 58 T20I matches across five Malaysia. Saurav Ghosal defeated Leo
regional finals is likely to mean significant Au Chun Ming of Hong Kong. Joshna
movements on the rankings over the Chinappa, on the other hand retained her
coming months. title as she beat top seed Annie Au of Hong
Kong in the women’s final event.
According to International Data Corporation (IDC), China-based Huawei outsold Apple's iPhones in the
first quarter of this year, seizing the California Company’s second place spot in the smartphone market.
JULY 2019 MICA 47
NEWS BITES SPORTS
International Bowler
Dragan Mihailovic Appointed As
of the Year -
Coach Of Indian Volleyball Team Jasprit Bumrah
07 May' 19 International Test

T
he Volleyball Cricketer of the Year
Federation - Cheteshwar Pujara
of India International ODI
appointed Serbian Cricketer of the Year
Dragan Mihailovic - Rohit Sharma
as head coach of the International T20 Player of the Year
men’s national team
in a move linked to - Aaron Finch
the long term goal of Outstanding Performance of the Year
Olympic Games qualification. Mihailovic has more than - Kuldeep Yadav
25 years of experience as a coach.
International T20 Bowler of the Year
The VFI also announced the appointment
of Przemyslaw Soszynski and Vladimir - Rashid Khan
Radosevic as the team’s physio trainer and Lifetime Achievement Award
physiotherapist respectively.
- Mohinder Amarnath
Amul company to sponsor Domestic Player of the Year
Afghanistan in Cricket World Cup - Ashutosh Aman
2019 12 May' 19 International Woman Cricketer of the Year

A
m u l - Smriti Mandhana
announced Junior Cricketer of the Year
to sponsor - Yashasvi Jaiswal
Afghanistan team in
upcoming World Cup China to host AFC Asian Cup 2023
2019 which held in
England and Wales 19 May' 19

A
from May 30, 2019. fter South
Amul’s logo will be K o r e a ’s
visible on the leading arm of jerseys of the Afghanistan withdrawal
players in an international match and also from their bid to stage
in training kit throughout the world cup. Asian Cup Football
Earlier in only two instances, Amul tournament bid China
sponsored any cricket team in World Cup will now be hosting
tournament. These two countries are New 2023 AFC Asian Cup.
Zealand and Holland. China was the sole
other bidder and now has a free run to become hosts.
CEAT Cricket Rating Awards 2019: South korea’s withdrawal from Asian Cup means that on
Complete list of winners 18 May' 19 4 June 2019 China should be confirmed by

H
Asian Football Confederation as new host
ere is the complete list of winners of CEAT Cricket of the Asian nations championship finals.
Rating Awards 2019: Previously, Indonesia and Thailand had
International Cricketer and Batsman of the Year expressed interest in hosting AFC 2023
- Virat Kohli event, but then dropped their bids.

48 MICA JULY 2019 Bombay Stock Exchange has appointed M Jayshree Vyas as first independent woman Director.
 SCIENCE

Burning Topics of the Month

Jeff Bezos has unveiled

World's first malaria Japanese First Private a a new lunar lander
vaccine launched in Africa Rocket MOMO Launched spacecraft

& Many More...

Genome Sequencing to Map Akademik Lomonosov 24 Apr' 19

T
Population Diversity 21 Apr' 19 he tests of

T
he Council the world's
of Scientific first floating
and Industrial nuclear power plant
Research (CSIR) (NPP), Akademik
has undertaken an Lomonosov, have
indigenous genetic been successfully
mapping effort to finished in Russia.
educate a generation "Successful tests are a
of students on the great achievement of a large team of Rosatom. In recent
“usefulness” of months, all necessary inspections of the NPP's systems and
genomics. equipment have been carried out with a gradual increase in
its capacity in accordance with the plan.
About the Project
The Akademik Lomonosov floating nuclear power plant
Under the Project, nearly 1,000 rural youth from the length was built by the Baltic Shipyard. The energy units will
and breadth of India will have their genomes sequenced undergo tests to end of March, 2019, and
by the CSIR. The project is an adjunct to a much larger before July, 2019, the plant will be given to
government-led programme which is still in the works to the client - Rosatom. The plant’s capacity is
sequence at least 10,000 Indian genomes. 70 MW, it will produce 50 GCal/H, which
Those recruited as part of genome-sample collections will be sufficient for a city, where more
are representative of the country’s population diversity than 200,000 live.
and the bulk of them will be college students, both men
and women, and pursuing degrees in the life sciences or World's first malaria vaccine
biology. Genomes will be sequenced based on a blood launched in Africa 24 Apr' 19

T
sample.
Every participant would be given a report and would be he world's first
informed whether they carry gene variants that make them and only malaria
less responsive to certain classes of medicines. vaccine was
launched in the African
Genome refers to an organism’s complete country of Malawi,
set of DNA, including all of its genes. Each as part of a landmark
genome contains all of the information pilot program hoping
required to build and maintain that organism. to protect, in particular,
Genome sequencing refers to figuring out hundreds of thousands
the order of the DNA nucleotides, or bases, of children under five against one of the world's leading killers,
in a genome. according to the World Health Organization (WHO).

Benjamin Netanyahu sworn-in as Prime Minister of Israel. JULY 2019 MICA 49

NEWS BITES SCIENCE
Thirty years in the making, RTS,S is the first and to date humid and mostly
the only vaccine that has demonstrated it can significantly clear in night. Should
reduce malaria in children, according to the WHO. In the spacecraft travel as
clinical trials, the vaccine was found to prevent about four planned in the hours
in ten malaria cases, including three in ten cases of life- and days to come, it
threatening severe malaria, Malawi is the first of three in will set off on a course
Africa where RTS,S is to be made available to children up that makes it only the
to two years of age. Ghana and Kenya will introduce the third spacecraft to
vaccine in the coming weeks. visit the solar system’s
It's a complementary malaria control innermost planet.
tool added to the core package of WHO- The mission actually contains two spacecraft that will share
recommended measures for malaria a ride to Mercury, but then separate to different orbits to
prevention, including the routine use make different observations. It will be a long wait for the
of insecticide-treated bed nets, indoor main phase of the mission — the spacecraft do not begin
spraying with insecticides, and the timely to orbit Mercury, the solar system’s innermost and smallest
use of malaria testing and treatment. planet, until December 2025. The first spacecraft to go to
Mercury, NASA’s Mariner 10 in 1974, made
NASA’s InSight lander on Mars has the trip in less than five months. But that
felt its first marsquakes 25 Apr' 19 was only a short flyby, passing within 450

M
miles of the surface. It made two additional
ars is flybys but never entered orbit.
shaking.
N A S A’s Indian based healthtech startup
InSight lander has earns gold wings at Japan's Hack
detected its first
marsquake, a rumbling
Osaka 01 May' 19

S
from the planet’s etting a mark
interior, and it may for elevating
have felt three more. the start-
These quakes could help us learn how much water is hiding ups in India with
deep within the planet. an innovative idea,
InSight landed on Mars in November 2018, and in product and solution,
December it placed a seismometer on the surface to India moved to bag the
monitor for quakes. It felt the ground shake for the first gold laurel at Japan’s
time. Marsquakes could eventually teach us about the Red event, designed to
Planet’s deep interior, including what its mantle, crust, attract innovative technologies from all over the globe.
and core are made of and the thickness of each layer. The Niramai, the Bengaluru-based health tech startup that is
seismometer is as sensitive as the best instruments we use
developing an AI-based solution for early detection of
on Earth and can detect shifts in the ground of less than the
breast cancer, nailed gold prize at the Hack Osaka event,
thickness of an atom.
imprinting India’s technology at the global level. The
InSight also detected three even smaller concern is the brainchild of Geetha Manjunath and Nidhi
seismic signals in March and April, so Mathur, marking their inception in 2016. The 10 selected
weak that even the best detector on Earth startups from Japan and other countries participated in the
would never have been able to spot them. pitch event at Hack Osaka held in the month of March.
BepiColombo Launches on Long The city of Osaka is being promoted as an open innovation
Journey to Mercury 25 Apr' 19 city and is also known as a life sciences
cluster of Japan having the presence

B
epiColombo, a joint mission of the European and of pharmaceutical companies, food
Japanese space agencies, set off from a launchpad manufacturers, and universities engaged in
in French Guiana aboard an Ariane 5 rocket on a biomedicine.
Engineering firm KPTL arm Kalpataru Power Transmission Sweden AB has completed acquisition of
50 MICA JULY 2019
85 per cent stake in Linjemontage i Grastorp AB for USD 24 million (around Rs 167 crore).
 SCIENCE
emissions that cause
Giant asteroid 99942 Apophis
global warming. The
05 May' 19 technology mimics, in

T
an accelerated format,
he 340m wide
a natural process that
asteroid named
can take thousands of
99942 Apophis
years, injecting CO2
will fly past Earth like a
into porous basalt rock
‘moving star- like point
where it mineralizes,
of light’ on April 13,
capturing it forever. In Iceland, at least half of the energy
2029. It will fly above
produced comes from geothermal sources. The plant,
the earth’s surface at
located on the Hengill volcano in southwestern Iceland, sits
30,500 km and first
on a layer of basalt rock formed from cooled lava and has
become visible with a naked eye in the night sky over the
access to virtually unlimited amounts of water.
Southern Hemisphere from the east coast to the west coast
of Australia. In 2004, astronomers at the Kitt Peak National The CO2 from the plant is meanwhile captured from
Observatory based in Arizona discovered Apophis and claims the steam, liquified into condensate, then dissolved in
about the chance of 2.7% that asteroid may impact Earth in large amounts of water. The fizzy water is piped several
2029. However, further observation ruled out that chance but kilometres to an area where grey, igloo-shaped domes dot a
Apophis still has a small chance of impacting Earth which is lunar-like landscape. Here the fizzy water is injected under
less than 1 in 100,00- many decades from now. high pressure into the rock 1,000 metres under the ground.
In the session International Academy of Astronautics The solution fills the rock’s cavities and begins the
(IAA) Planetary Defense Conference solidification process, a chemical reaction
2019 held in College Park, Maryland on that occurs when the gas comes in contact
April 30, the asteroid was the main topic with the calcium, magnesium and iron in
of discussion among scientists who talked the basalt. Almost all of the injected CO2
about observation strategies, exploration was mineralised within two years in the
missions and encounter preparation. pilot injection.

Japanese First Private Rocket MOMO Jeff Bezos has unveiled a new lunar
Launched 07 May' 19 lander spacecraft 14 May' 19

J A
apanese space company Interstellar Technologies mazon entrepreneur Jeff Bezos has unveiled a
successfully launched the country's first private rocket mock-up of a new lunar lander spacecraft that aims
dubbed MOMO-3. The previous two launches, in July to take equipment and humans to the Moon by
2017 and in June 2018, failed. The rocket safely reached an 2024. The aim is for Blue Moon to land on the south pole
altitude of 100 kilometers (62 miles), which was the aim of of the Moon, where ice deposits have been found in craters.
the launch. The length of MOMO is 10 meters (32.8 feet), The water derived from that ice can be broken down to
diameter is 50 centimeters (19.7 inches). It produce hydrogen, which could then fuel up the spacecraft
can carry surveillance devices weighing up to for further missions across the solar system.
20 kilograms (4 pounds). However, MOMO The unmanned, reusable Blue Moon vehicle will carry
cannot put satellites into orbit, but the company scientific instruments, satellites and rovers. It will feature
plans to create a rocket capable of launching a new rocket engine called BE-7 that can blast 10,000lb
satellites and conduct the first launch by 2023. (4,535kg) of thrust. Blue Moon will weigh 33,000lb when
loaded with fuel on lift-off from Earth, which will decrease
Iceland researchers found methods to about 7,000lb when it is about to land
to turn CO2 to rock for cleaner air on the Moon. The Blue Moon lunar lander
11 May' 19 comes loaded with enough fuel to get from

T
Earth to the Moon. It can deliver payloads
he 21st-century alchemists are transforming carbon to the lunar surface, deploy up to four self-
dioxide into the rock for eternity in Iceland’s driving rovers, and launch satellites to orbit
volcano country, cleaning the air of harmful the Moon.

Maharashtra NCP MLA Hanumant Dolas died. He was 57. JULY 2019 MICA 51
NEWS BITES MISCELLANEOUS
Burning Topics of the Month
Scientists carry out first
UNSC listed Masood Etihad Airways became 1st
ever Genetic Study on
Azhar as a designated major airline to operate
Lakshadweep Island’s
terrorist plastic-free flight
Natives

& Many More...

associated in later life, for this physical activity, reduce

India ranks 19th in Index of Cancer
sedentary time, quality sleep in young children is required.
Preparedness 23 Apr' 19
Key Facts

T
he Economist Intelligence Unit (EIU) has released These WHO guidelines will be presented at ‘European
the 2019 Index of Cancer Preparedness (ICP) in Congress on Obesity’. This is for the first time. WHO
which India's overall rank is 19th out of 28 countries, has given guidelines about behavioural patterns, physical
with a score of 64.9. activity and sleep for children under 5 years of age.
Index of Cancer Preparedness (ICP) 2019: It focuses on passive viewing, with aim to deal with rising
inactivity in children leading to obesity-related ill health
Australia tops the ICP, followed by the Netherlands and
and global mortality.
Germany. Saudi Arabia, Romania, and Egypt are at the
bottom in Index. It recommends that sedentary time should be turned into
quality time. Example- reading book with child, can help
India ranks 17th in cancer policy and planning, but it has a them develop language skills.
relatively high score of 80.8. India ranked first for research
and third for tobacco control in ICP. In its delivery of cancer Sedentary screen time (including computer games) should
care, India ranks 20th with a score of 61.3. be allowed before child turns two, and limit for 2-4 year
olds is 1 hour a day and less is better.
With a score of 40.3, India’s healthcare system ranks 25th in the
Key Features of WHO guidelines
index, above only Saudi Arabia, Kenya, Egypt.
For Infants (less than 1 year old): They should get no screen
Cancer is the second leading cause of death time and must not be kept in prams or seats for long. Parents
globally and is estimated to account for 9.6 must ensure they engage more in interactive floor-based
million death in 2018. World Cancer Day is active play, 30 minutes of tummy time and get better quality
observed on 4th February every year. of sleep. Babies up to 3 months should sleep for at least 14-
17 hours and those up to 11 months for 12-16 hours.
No sedentary screen time for children:
Children between 1-2 years old: They should spend at
WHO Guidelines 24 Apr' 19 least 180 minutes (3 Hours) in different kinds of physical

A
s per new World Health Organisation (WHO) activities, and should be allowed minimum screen time and
guidelines, children should not engage in more must get at least 11-14 hours of good quality sleep.
active play than sedentary screen time. It says Children between 3-4 years old: Maximum 1 hour of
babies and toddlers must not be left to watch television or screen time should be allowed. Parents must engage them
other screens passively before turning two. in storytelling, in physical activities for at least 180 minutes
Every year more than 5 million deaths across all age groups (3 hours) and good quality sleep for 10-13
are due to lack of physical activity. Therefore, to prevent hours.
childhood obesity and other associated diseases in later Children below 5 years of age: Their screen
life, it is important to improve their physical, mental health, time should not be more than 1 hour rather
well-being, to prevent childhood obesity and other diseases should spend more time playing.

52 MICA JULY 2019 China and Pakistan have signed an agreement on space exploration.
 MISCELLANEOUS
Etihad Airways became 1st major Studies says that global warming can
airline to operate plastic-free flight impact marine ecosystem most
26 Apr' 19 29 Apr' 19

T R
he UAE's flag esearchers from Rutgers University, the US found
carrier Etihad that the marine ecosystem and sea creatures are
Airways has most affected by global warming. The first research
become the first airline compared the cold-blooded marine and land species
in the Gulf region to sensitivity to global warming and their ability to find refuge
operate a flight EY484 from heat even while staying in their normal habitats. It
without any single-use studied worldwide research on nearly 400 species from
plastics on board, in a lizards and fish to spiders. Researchers calculated safe
bid to raise awareness conditions for 88 marine and 294 land species and coolest
about pollution on Earth Day (April 22). Etihad identified temperatures are needed to each species during hottest
that over 95 single-use plastic products are used across its parts of the year.
aircraft cabins. According to the study, global warming can wipe out two
As a result of planning the Earth Day flight EY484, Etihad times more ocean-dwelling species than land and dwelling
additionally committed to remove up to species from their habitats. Vulnerability faced by sea
20% of the single-use plastic items on creatures might impact human communities relying on
board by June 1. The airline also announced fish and shellfish for food and economic
that by the end of this year, Etihad will have activity. Loss of marine population can
removed 100 tonnes of single-use plastics deplete species genetic diversity, cascade
from its inflight service. impacts on their predators and prey and can
alter ecosystems that benefit human society.
Facebook announces ban on
Personality Quiz Apps on its platform UNSC listed Masood Azhar as a
27 Apr' 19 designated terrorist 02 May' 19

F J
acebook announced ban on personality quiz aish-e-Mohammad
apps on its platform. The decision is taken after chief Masood
last years Cambridge Analytica Scandal, which Azhar was
helped researcher’s to access personal information of listed as a designated
about 87 million facebooks users by using quiz app terrorist by the UN
“thisisyourdigitallife”. Such move is part of broader Security Council 1267
crackdown by Facebook on dubious developers. Committee on 1st May
2019. The reasons for
Facebook is updating its platform policies to include listing did not mention
provisions that apps with minimal utility, such as personality the Pulwama attack of February 14, for which the JeM had
quizzes, may not be permitted on the platform. The apps
claimed responsibility. But the listing is a victory for India
may not ask for data that doesn’t enrich the in-app, user
in a decade-old diplomatic battle waged primarily by it and
experience on the social media platform.
supported by its friends at the UNSC, as it would mean a
It includes removing access to number of application travel ban, arms embargo and asset freeze on Azhar.
programming interfaces (APIs), updating platform policies,
regularly evaluating app’s access to user permissions. It will The terror list prepared by the 1267 Sanctions Committee
also lock down older (APIs) from accessing user data. If user of the United Nations, includes 262
has previously approved permissions which individuals and 83 entities. The proposal
app has not used or accessed in past 90 days was moved by France, the UK, and the
may be considered expired and access to such US. France also welcomed the UN move
expired permissions will be revoked. It will to designate Azhar as a global terrorist as
also periodically review, audit and remove it had adopted national sanctions against
permissions that older apps have not used. Azhar on March 15.

Finland's Mercedes driver Valtteri Bottas has won the 2019 Azerbaijan Grand Prix title. JULY 2019 MICA 53
NEWS BITES MISCELLANEOUS
A fleet of Pakistani fighter jets had unsuccessfully targeted
Scientists carry out first ever Genetic various military installations in Jammu and Kashmir on
Study on Lakshadweep Island’s February 27, a day after India carried out air strikes on a
Natives 09 May' 19 terrorist training camp deep inside Pakistan's Balakot.

F
The IAF foiled the Pakistani retaliation, and in the dogfight,
or the very first
Varthaman downed a F-16 fighter jet of the Pakistan Air
time scientists
Force, showing grit, determination and bravery.
carried out
genetic study on people Soon after he brought down the F-16, Varthaman was
of Lakshadweep captured by the Pakistani Army as his MiG-21 Bison jet
Islands. It was was hit. Varthaman was released on the night of March 1 by
conducted by a team of Pakistan. The IAF had said the Pakistani F-16 fighters fired
researchers at CSIR’s AMRAAM beyond visual range air-to-air missile during
(Council of Scientific the aerial combat.
& Industrial Research) Centre for Cellular and Molecular After he was captured, Varthaman showed courage and
Biology (CCMB). The authors studied major islands of grace in handling the most difficult circumstances for which
Kadmat, Andorth, Chetlat, Agatti, Kalpeni, Bitra, Kiltan and he was praised by politicians, strategic affairs experts, ex-
Minicoy of Lakshadweep. servicemen, celebrities and people in general.
They studied major islands of Kadmat, Andorth, Chetlat, Varthaman had became the face of the military confrontation
Agatti, Kalpeni, Bitra, Kiltan and Minicoy of Lakshadweep. between the two countries. Last month, he
They analyzed DNA samples of 557 individuals from eight was shifted out of Srinagar and posted to a
major islands for mitochondrial DNA and 166 individuals frontline air base in the western sector.
for Y chromosome markers.
The IAF is recommending wartime
Unlike earlier when it was presumed that people of gallantry medal Vir Chakra to Varthaman.
Lakshadweep Islands might have presence of genetic
signatures of ancient people, like Hi-Tech Pipes Ltd receives ‘Top
Andamanese and Australian aboriginals. It
shows that majority of human ancestry in
Performer Award’ 18 May' 19

H
Island of Lakshadweep is largely derived i-Tech Pipes Limited incorporated in 1985 has
from South Asia with minor influences received “Top Performer Award” for being one
from East and West Eurasia. among the largest customer for Hot Rolled Coils
on PAN India basis in financial year 2018-19.
Wing Commander Abhinandan's unit
The award was received by Ajay Kumar Bansal, Chairman
gets 'Falcon Slayers' patches and Managing Director, Hi-Tech Pipes Limited from Anil
18 May' 19 Kumar Chaudhary, Chairman, Steel Authority of India

T
Limited (SAIL)–the largest steel-making company in India
he Indian Air and one of the Maharatna’s of the country’s Central Public
Force has Sector Undertakings.
given new
shoulder patches with In this event, Chaudhary has emphasized that SAIL is
titles 'Falcon Slayers' proud of its association with Hi-Tech and reaffirm that
and 'AMRAAM relationship of both the organization has been built over
Dodgers' to Wing mutual trust, transparency and prosperity.
Commander Abhinandan Varthaman's MiG-21 Bison Commenting on this achievement, Ajay Kumar Bansal,
squadron in a tribute to his bravery in shooting down a F-16 Managing Director, Hi-Tech Pipes Limited said, “The
jet of Pakistan during the aerial combat on February 27, company is delighted to be facilitated by
officials said. SAIL, the largest steel making company
The new patches given to the 51 Squadron of IAF depict in India & we will continue our journey
a MiG21 in the foreground along with a red-coloured of success by adopting latest technology,
F-16 with 'Falcon Slayers' written on top and 'AMRAAM doing continuous product innovation and
Dodgers' written at the bottom of it. having customer centric approach”.

India’s G Sathiyan scaled new heights in his rapidly rising career by becoming the first Indian to break
54 MICA JULY 2019
into the top-25 of world rankings. Sathiyan rose four spots to be 24th in the latest ITTF rankings.
 ETYMOLOGY WORD OF ENGLISH
ERRAND (N) / er.ənd/ US / er.ənd/
I I Some related words
A short journey either to take a message or to take or collect charge, duty, job, mission, task or assignment etc
something: Contemporary Examples
For example: ## He demonstrated that he had the makings of a future
I'll meet you at six, I've got some errands to do first. Marine after his mother sent him on a last minute
PRONUNCIATION of ERRAND errand to a nearby deli.

Now we have to deal with its pronunciation….so …it is Source: Why Was My Son Killed in Fallujah—and His
like a piece of cake…..how?...lets see… Murderer Set Free? Michael Daly January
Err you have to pronounce it like “err”…from the sound At the start of the game he is been sent to the fantastic city of
of the word error and …come-on for heaven sake … Columbia on an errand, to find a girl and have his debt cleaned.
everybody is so familiar with the pronunciation of this Source: Nerdiness from Noah: BioShock Infinite Noah
conjunction “and” ………….hence it becomes errand err Kristula-Green
+ and=errand. Exercise:
NEW AND TRICKY In the following questions find out the correct usage or
SUFFIX DESCRIPTION incorrect usage of the2 word errand.
e- Out or away or from Q.1. With the zeal of new converts they set forth on
their new errand very much in the spirit of their
Recent Examples heathen forefathers. (correct usage of errand/
incorrect usage of errand)
## An actor and dad-of-three, Matt Bomer, ran errands
this week in sweats and with unbrushed hair. Q.2. He worked as a farm-hand until he was 15, when
he became an errand boy in a grocery conducted
## Predicting the result of an NFL regular-season game is by his brother, Henry R. (correct usage of errand/
a fool’s errand, but predicting the results of five NFL incorrect usage of errand)
games is so much fun.
Q.3. The changes must not be allowed to errand new
Idiom medical treatments. (correct usage of errand/
Errand of mercy incorrect usage of errand)

LITERARY Q.4. At length the intrigues of the Hawaiian embassy

gave errand to the German government. (correct
An act of providing or bringing help. usage of errand/ incorrect usage of errand)
First Known Use: Q.5. We called his position Regional Marketing
before 12th century Manager, but in reality he was a glorified errand
boy—a paper pusher. (correct usage of errand/
Word Origin and word history of errand incorrect usage of errand)
Old English ærende "message, mission; answer, Answers:
news, tidings," fromProto-Germanic *ærundjam (cf.
(1) Correct usage of errand
Old Saxon arundi, Old Norse erendi, Danish ærende,
Swedish ärende, Old Frisian erende, Old High (2) Correct usage of errand
Germanarunti "message"). Originally of important (3) Incorrect usage of errand, stymie (v) - (prevent the
missions; meaning "short,simple journey and task" is progress) should replace errand.
attested by 1640s.
(4) Incorrect usage of errand, umbrage (n) -
Example: (annoyance) should replace errand.
He finished his errands. (5) Correct usage of errand

Senior tennis player Rameez Samad, won both the 'Singles and Jumbled doubles title' at the inaugural
Investec Elite Legends Championship.
JULY 2019 MICA 55
WHO'S WHO DESIGNATION
WHO’S WHO
S.No. DESIGNATION NAME
1. Chairman, Rajya Sabha Venkaiah Naidu
2. Lok Sabha Speaker Sumitra Mahajan
3. Chairman of Niti Ayog Narendra D Modi
4. Leader of Opposition in Rajya Sabha Gulam Nabi Azad
5. Leader of House in Lok Sabha Narendra D Modi
6. Leader of Opposition in Lok Sabha Mallikarjun Kharge
7. Chief Election Commissioner Sunil Arora
8. Election Commissioner Ashok Lavasa, Sushil Chandra
9. Director General, ITBP S S Deshwal
10. Chief Vigilance Commissioner K V Chaudhary
11. Foreign Secretary Vijay Keshav Gokhale
12. Comptroller & Auditor General of India Rajiv Mehrishi
13. Director, Vikram Sarabhai Space Centre S. Somanath
14. Chairman, Telecom Regulatory Authority of India R. S Sharma
15. CBI Director M. Nageshwar Rao
16. Chairman, National Commission for Scheduled Tribes Nand Kumar Sai
17. Chairperson, National Commission for Minorities Syed Ghayorul Hasan Rizvi
18. Chairman, UPSC Arvind Saxena
19. Director General, National Investigation Agency Y. C. Modi
20. Chairman, UGC D. P. Singh
21. Chairman, Space Commission and ISRO K. Sivan
22. Chairman, Atomic Energy Commission and Sec. Deptt. of Atomic Energy K. N. Vyas
23. Chairman, SSC Ashim Khurana
24. Chairman,National Human Rights Commission Justice H.L. Dattu
25. Registrar General of India and Census Commissioner Sailesh
26. Chairman, Central Board of Direct Taxes Pramod Chandra Mody
27. Chairman, Insurance Regulatory Development Authority of India Subash Chandra Khuntia
28. Chairman, Securities & Exchange Board of India Ajay Tyagi
29. Chairperson, State Bank of India Rajnish Kumar
30. Chairman, LIC M. R. Kumar
31. India’s permanent representative in UNO Syed Akbaruddin
32. Home Secretary Rajiv Gauba
33. Chairperson of National Commission for Women Rekha Sharma
34. Chairman, 15th Finance Commission N. K. Singh
35. Chairman, Competition Commission of India Ashok Kumar Gupta
36. Chairperson,Central Board of Film Certification Prasoon Joshi
37. President, ASSOCHAM Balkrishan Goenka
38. Chairman, NASSCOM Rishad Premji
39. New Chief of Army Staff Bipin Rawat
40. Director General, RAW Anil Dhasmana
41. Children Film Society of India, Chairperson Mukesh Khanna
42. Director, Bhabha Atomic Research Centre Kamlesh Nilkanth Vyas
43. President, CII Rakesh Bharti Mittal
44. President, FICCI Sandip Somany
45. Chairman of 21st Law Commission Dr. Justice BS Chauhan
46. National Security Advisor Ajit Doval
47. Chairperson, Prasar Bharati Dr. A. Surya Prakash
48. DG of National Testing Agency Vineet Joshi
49. Finance Secretary Subhash Chandra Garg
50. Chairman, Indian Banks Association Sunil Mehta
Data as on 23rd May, 2019
Asian Games 2018 gold medal-winning Indian boxer Amit Panghal has been nominated for Arjuna
56 MICA JULY 2019
awards by the Boxing Federation of India.
 Chandrayaan-2
Mission

Chandrayaan 2 is an Indian Space Research Organization ## Deploy a Lunar Lander-Rover capable of soft landing
(ISRO) mission comprising an orbiter and a soft lander on a specified lunar site and deploy a Rover to carry
carrying a rover, scheduled to launch to the Moon in July 2019. out in-situ analysis of chemicals.
The primary objective of Chandrayaan-2 is to demonstrate the ## Carry payloads in the Orbiter craft to enhance the scientific
ability to soft-land on the lunar surface and operate a robotic objectives of Chandrayaan-1 with improved resolution.
rover on the surface. Scientific goals include studies of lunar
topography, mineralogy, elemental abundance, the lunar
Chandrayaan-2 will carry 14
exosphere, and signatures of hydroxyl and water ice. Indian payloads
Chandrayaan-2, India’s second lunar mission, has three Chandrayaan-2, the lunar lander mission planned to be
modules namely Orbiter, Lander (Vikram) & Rover launched during July 9-16, will have 14 Indian payloads
(Pragyan). The Orbiter and Lander modules will be or study devices, a mission update of the Indian Space
interfaced mechanically and stacked together as an Research Organisation (ISRO) has said.
integrated module and accommodated inside the GSLV The 3,800-kg spacecraft includes an orbiter which will
MK-III launch vehicle. The Rover is housed inside the circle the moon at 100 km; a five-legged lander called
Lander. After launch into earth bound orbit by GSLV MK- Vikram that will descend on the moon on or around
III, the integrated module will reach Moon orbit using September 6; and a robotic rover, Pragyan, that will probe
Orbiter propulsion module. Subsequently, Lander will the lunar terrain around it.
separate from the Orbiter and soft land at the predetermined ISRO said all three modules will carry payloads but did not
site close to lunar South Pole. Further, the Rover will roll specify them or their objective. The orbiter alone will have
out for carrying out scientific experiments on the lunar eight payloads or instruments. The lander will carry four
surface. Instruments are also mounted on Lander and while the rover will be equipped with two instruments. “All
Orbiter for carrying out scientific experiments. the modules are getting ready for the Chandrayaan-2 launch,”
Mission Profile a recent update had said, mentioning only 13 payloads.
Chandrayaan 2 is scheduled to launch between July 9 and ISRO has chosen a landing area at the hitherto unexplored
16, 2019 from Satish Dhawan Space Center on Sriharikota lunar south pole, making it the first agency to touch down
Island on an ISRO Geosynchronous Satellite Launch Vehicle at the south pole if it succeeds in its first landing attempt.
(GSLV) Mark III. The lander-orbiter pair will go into an initial Chandrayaan-2 will be India’s second outing to the moon.
elliptical (180 x 24000 km altitude) Earth orbit, followed by ISRO will send the mission on its heavy lift booster,
a trans-lunar injection. Both craft go into an initial elliptical the MkIII, from Sriharikota. In October 2008, the space
lunar orbit. After orbit insertion, the lander and orbiter separate. organisation had launched its orbiter mission Chandrayaan-1
The orbiter evolves into a 100 km circular polar orbit and the on its PSLV booster. The spacecraft had 11 payloads. One
lander brakes from orbit and lands on the surface in the high of the U.S. payloads shares credit with Chandrayaan-1 for
latitude areas near the south pole. The orbiter portion of the confirming the presence of water ice on the moon. Before
mission is planned to last 1 year. The rover will be deployed that, the Moon Impacter Probe carrying the Indian tricolour
using a ramp shortly after landing and is planned for 14-15 image was made to hard-land on the lunar south pole.
days, one period of lunar daylight. Chandrayaan-2 will be India's second mission to the moon,
and the first to attempt a soft landing. It is a follow-up
Chandrayaan–2 objectives: mission to Chandrayaan-1, which launched in October
## Expand technologies from Chandrayaan-1 and demonstrate 2008 and helped provide the first confirmation of water (in
newer technologies for future planetary missions. the form of hydroxyl ions) on the moon in 2009.
The Indian Institute of Science (IISc) has been ranked 29th in the ‘Times Higher Education’ annual
rankings. A total of 49 Indian institutions have it to the list this year which is higher than the last year (42).
JULY 2019 MICA 57
OUR PRESENCE BRANCH MOBILE NO.
Branch Name Phone Number Delhi Munirka 9210092245
Agra 9235253430/ 9236455136 Delhi Rohini 9250239671/9250239674
Ahmedabad 9227575027 Deoria 9208248122
Ajmer 9261503888 Dhanbad 9204979723/24
Aligarh 7706008037 Durgapur 7076856390
Prayagraj (Allahabad) 9235253403 Ernakulam 9645415987
Alwar 9521177944 Etah 9208237386
Ambala 9253058711 /7206424816 Ayodhya (Faizabad) 9235253421
Ambikapur 8823868882 Faridabad 9643396140
Amritsar 9646606160 Farrukhabad 7706008029
Asansol 7076880723 Fatehpur 9554330811
Azamgarh 9208242842 Firozabad 9208235736
Budaun 9627671787 Gaya 9204311416
Bahraich 9208249852 Ghaziabad 9212229752/24
Balasore 9583185223 Ghazipur 9208244539
Ballia 9208243152 Gonda 9208250778
Banda 9554334847 Gorakhpur 9235253400/ 9208205892
Bengaluru 9538712808 Gurugram 9643396139
Bareilly 9235253431 Guwahati 8134935078
Basti 7706008031 Gwalior 9229174910
Berhampur 9078907945 Haldwani 9208256021
Bhagalpur 9204363221 Hardoi 9208248208
Bhilai-Durg 8878783345 Haridwar 7706008034
Bhopal-MP Nagar 9229174901 Hisar 9253678050
Bhubaneshwar 9237026745/ 9237081352 Hoshangabad 8358831338
Bijnor 7706008027 Hyderabad-Ameerpet 9247749865 /8790034792
Bilaspur 8878817515 Hyderbad- Dilsukh
7032410704
Bulandshahr 7706008030 Nagar
Chandigarh 9256002024 Indore 7581800952
Chennai 8939777224 Jabalpur 9229174905
Coimbatore 8110967668 Jaipur 9261601713/ 9261518894
Cuttack 7894013095 Jammu 9419305561
Darbhanga 9204303818/ 9204300620 Jamshedpur 8877187640
Dehradun 9236510116 Jaunpur 9208244355
Delhi Janakpuri 9212069515 Jhalandhar 8557088164
Delhi Kingsway 9268561517 Jhansi 9235253424
Delhi Laxmi Nagar 9268209355 /9268693952 Jodhpur 9636512855

Property consultant CBRE has tied up with IT industry body NASSCOM to identify and support
58 MICA JULY 2019
startups that seek to transform Indian real estate sector with technological innovations.
 BRANCH MOBILE NO. OUR PRESENCE
Kanpur Kakadev 9235253484 Patna Boaring Road 9204855301/02
Kanpur Kidwainagar 9235253482 Patna Fraizer Road 9204855305/06/09/11
Kanpur Mall Road 9236757143/ 9236720133 Pilibhit 9837186684
Karnal 8930175568 Pratapgarh 9208245660
Kolkata 9230141497/8017652045 Pune 9225231629
Kurukshetra 9253678053 Raebareilly 9235253412
Lakhimpur 9208251562 Raipur 9229174912/ 9200193438
Lucknow Alambagh Rajkot 9979316870
9235253521
PO Rampur 9208255388
Lucknow Bhootnath 9235253528 Ranchi 9204855313
Lucknow Gomti Rewa 7415690904
9235253548
Nagar Rohtak 8930403886
Lucknow Mahanagar Roorkee 7706008033
9235253443
PO
Sagar 7509219781
Lucknow
9235253425 Saharanpur 9235253445
Rajajipuram
Sambalpur 8594958962/ 8594959148
Ludhiana 9256002028
Shahjahanpur 9208256201
Mainpuri 9208241450
Shimla 8894100342
Mathura 9208235067
Siliguri 7602742939
Meerut 9235253448
Sitapur 7706008028/ 9235253514
Mirzapur 9208243884
Sultanpur 9208252915
Moradabad 9235253442
Surat 9537360459
Mumbai 9221944071
Tirupati 9581933099
Munger 8881667750
Thiruvananthapuram 9645415029
Muzaffarnagar 7706008032
Vadodara 9537589477
Muzaffarpur 9204303515/ 9204355614
Varanasi 9235253419
Nagpur-Buldi 9168558073
Vijaywada 8886309897
Nasik 9168512624/ 9168511626
Vishakapatnam 9966593419
Noida 9953948834
Warangal 8142230661
Orai 9208237457
Patiala 9780859721

16th Ministerial Meeting of Asia Cooperation Dialogue (ACD) was held in Doha, Qatar. JULY 2019 MICA 59
 ONLINE
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 Women
Empowerment

Women's empowerment is the process in which women of World War II renowned for her service in the Special
elaborate and recreate what it is that they can be, do, and Operations Executive. Kalyani Sen, a second officer and
accomplish in a circumstance that they previously were first Indian service woman who visited the UK, served in
denied. Empowerment can be defined in many ways, however, the Women's Royal Indian Naval Service of The Royal
when talking about women's empowerment, empowerment Indian Navy during World War II.
means accepting and allowing people (women) who are on the
outside of the decision-making process into it. Empowerment Latest entry
is the process that creates power in individuals over their While Indian women are already making strides in the Air
own lives, society, and in their communities. People are Force, flying fighter jets and as officers in the Navy, the
empowered when they are able to access the opportunities Indian army has started an online registration for recruiting
available to them without limitations and restrictions such women in military police as soldiers, aiming to fill
as in education, profession and lifestyle. Feeling entitled to nearly100 vacancies. Soon after General Bipin Rawat took
make your own decisions creates a sense of empowerment. over the charge as the Army Chief, he raised the matter for
Empowerment includes the action of raising the status of approval from the Defence Ministry.
women through education, raising awareness, literacy, and
The recent announcement by Defence Minister Nirmala
training. Women's empowerment is all about equipping and
Sitharaman to recruit 20 per cent women in the corpse of
allowing women to make life-determining decisions through
military police comes as a positive step towards women
the different problems in society.
empowerment and will be a morale booster to women
Women in Indian Armed Forces wanting to join armed forces.As of now, the Indian Army
has 3.80 % of its work force as women, the Air Force has
All wings of the Indian Armed Forces allow women in 13.09% and the Navy 6 per cent. The women are recruited
combat roles (junior ranks) and combat supervisory roles in defence only in the officer's rank. They are not allowed
(officers), except Indian Army (support roles only) and as combatants in the specialist forces, such as “Ghatak”,
Special Forces of India (trainer role only) (c. 2017). Indian “Garud”, MARCOS, para-commandos, etc.
Air Force had 13.09% and 8.5%, Indian Navy 6% and 2.8%
women, and Indian Army 3.80% and 3% in December 2018 The Indian Experience
and december 2014 respectively.
Earlier, entry of women was limited to the Army Medical
History Corps, the Army Dental Corps and the Military Nursing
Service. It was in 1990 that a decision was taken to induct
In 1888, the role of women in the Indian army began when them into the non-combat wings of the armed forces as
the "Indian Military Nursing Service" was formed during short-service commissioned service officers. They are
the British Raj. During 1914-45, British Indian Army inducted into Engineers, Signals, Army Service Corps,
nurses fought in World War I (1914–18) and World War Ordnance, Education, Intelligence, Legal Branch and EME
II (1939-45), where 350 British Indian Army nurses either (Corps of Electrical and Mechanical Engineers).
died or were taken prisoner of war or declared missing in
action. This includes nurses who died when SS Kuala was Importance of Women
sunk by the Japanese bombers in 1942. Women's Auxiliary empowerment
Corps (India) was formed in May 1942. Noor Inayat Khan,
George Cross (2 January 1914 – 13 September 1944), Women empowerment in its actuality is synonymous with
of Indian and American descent, was a British heroine complete development of the society. An educated woman,

India-Central Asia Summit will be held in Kyrgyzstan in June. JULY 2019 MICA 61
with knowledge about health, hygiene, cleanliness is ## Awardees of Stree Shakti Puruskar, 2014 & Awardees
capable of creating a better disease-free environment for her of Nari Shakti Puruskar
family. A self-employed woman is capable of contributing ## Awardees of Rajya Mahila Samman & Zila Mahila
not only to her family’s finances, but also contributes Samman
towards increment of the country’s overall GDP. A shared
source of income is much more likely to uplift the quality ## Mahila Shakti Kendras (MSK)
of life than a single income household and more often than ## NIRBHAYA
not helps the family come out of poverty trap. Women
## Mahila police Volunteers
aware of their legal rights are less likely to be victims of
domestic violence or other forms of exploitations. Their ## Mahila E-Haat
inherent aptitude towards organization and well-rounded ## General Grant-in-Aid Scheme in the field of Women
maintenance of home makes them uniquely suited for and Child Development
political and civil leadership roles. The 73rd & 74th
## General Grant-in-aid (GIA) Scheme for Assistance
Amendments (1993) to the constitution of India have
to Voluntary Organisations in the field of Women and
provided some special powers to women – reservation of
Child Development
seats(33%) and the ‘New Panchayati Raj’ – to empower
women at least at the village level, is a prime example of ## Rashtriya Bal Kosh (National Childrens Fund)
the point in discussion. Participation of women in political ## Dhanalakshmi
and social positions of power has seen marked reduction
in corruption in those specific areas which adds another ## Grant-in-Aid for Research, Publication and Monitoring
advantageous point in favor of women empowerment. ## Gender Budgeting Scheme
Women empowerment is currently a burning issue on the ## Nutrition Education and Training though Community
minds of nation’s policymakers as it commands a lot of Food & Nutrition Extension Units(CFNEUS)
media attention and international focus lately. It is a fact ## General Grant-in-Aid Scheme for innovative
that women are built different than men by nature yet this projects
difference cannot be translated to mean inferiority. In the
few last decades, India has witnessed some changes in the ## Family Counselling Centre Scheme
status and role of women in our society. ## Kishori Shakti Yojana
Other Government schemes for The Way Ahead
women In view of the above, the following are suggested:
## Beti Bachao Beti Padhao Scheme Women must continue to play a dominant role in the
## One Stop Centre Scheme Armed Forces Medical Services and the Military Nursing
Service. They have done India proud by rising to three-star
## Women Helpline Scheme ranks. Their contribution in providing medical support to
## UJJAWALA : A Comprehensive Scheme for the soldiers has been invaluable.
Prevention of trafficking and Rescue, Rehabilitation Their expertise, talent and dedication should be profitably
and Re-integration of Victims of Trafficking and utilised in areas which are totally non-combat in nature and
Commercial Sexual Exploitation where their competence can be fully harnessed. As is being
## Working Women Hostel done at present, they should continue to serve in Legal and
## Ministry approves new projects under Ujjawala Education Branches of the services. They could even be
Scheme and continues existing projects considered for the grant of permanent commission at a later
date.
## SWADHAR Greh (A Scheme for Women in Difficult
Circumstances) A majority of uniformed officers in the Survey of India,
Military Engineering Service Militarised Cadre, Director
## Support to Training and Employment Programme for General Quality Assurance and such organisations should
Women (STEP) be women. The current provision for 14 years service
## NARI SHAKTI PURASKAR should remain in force.

ADB has given in-principle approval for financing four metro rail projects and a Rs 30,000 crore
62 MICA JULY 2019
rapid rail corridor between Delhi and Meerut.
 China–United States trade war

Since January 22, 2018, China and the United States have The dispute escalated after Washington demanded that
been engaged in a trade war involving the mutual placement China reduce its $375 billion trade deficit with the US,
of tariffs. US President Donald Trump had declared in his and introduce “verifiable measures” for protection of
campaign to fix China's "longtime abuse of the broken Intellectual Property Rights, technology transfer, and more
international system and unfair practices". The economic access to American goods in Chinese markets.
disputes occurred before China's entry to the World Trade
Organization but former Presidents George H. W. Bush, What is Trade War?
Bill Clinton, George W. Bush, and Barack Obama all failed A trade war is an economic conflict resulting from extreme
to solve the problems. In April 2018, the United States filed protectionism in which states raise or create tariffs or
a request for consultation to the World Trade Organization other trade barriers against each other in response to trade
in regard to concerns that China was violating intellectual barriers created by the other party. Increased protection
property rights. causes both nations' output compositions to move towards
In adding various tariffs, the U.S. administration is relying their autarky position.
partly on Section 301 of the Trade Act of 1974 to prevent
what it calls unfair trade practices and theft of intellectual Trump tariffs
property. This gives the president the authority to unilaterally The Trump tariffs are a series of tariffs imposed during
impose fines or other penalties on a trading partner if it is the presidency of Donald Trump as part of his economic
deemed to be unfairly harming U.S. business interests, policy. In January 2018, Trump imposed tariffs on
especially if it violated international trade agreements. solar panels and washing machines of 30 to 50 percent.
The result is that the U.S. claims Chinese laws undermine In March 2018 he imposed tariffs on steel (25%) and
intellectual property rights by forcing foreign companies aluminum (10%) from most countries. On June 1, 2018,
to engage in joint ventures with Chinese companies, which this was extended on the European Union, Canada, and
then gives the Chinese companies access and permission to Mexico. The only countries which remain exempted from
use, improve, copy or steal their technologies. Trump also the steel and aluminum tariffs are Australia and Argentina.
sees the technical industrial plan of Made in China 2025 as Separately, on July 6, the Trump administration set a tariff
a threat to U.S. economy and national security, therefore of 25% on 818 categories of goods imported from China
urged China to stop the whole plan. However, China argues worth $50 billion.
it has strengthened IPR protections and that the U.S. has
After extensive trade talks with China ended without an
ignored the effort; that the U.S. has ignored WTO rules
agreement on May 10, 2019, Trump raised the tariffs on
and ignored the calls of its own industries to reduce tariffs.
another $200 billion in Chinese imports from 10% to 25%.
China firmly opposes these U.S. trade practices, believing
China retaliated three days later, announcing new tariffs on
they represent "unilateralism" and "protectionism".
$60 billion of American exports.
Origin of the US-China dispute
Response of China
The US and China have been slugging it out since Trump
slapped heavy tariffs on imported steel and aluminium China said that it will retaliate for the tariffs imposed
items from China in March last year, and China responded on $50 billion of Chinese goods that came into effect
by imposing tit-for-tat tariffs on billions of dollars worth of on July 6. China threatened to curb imports of U.S.
American imports. soybeans.

LIC Housing Finance has launched ‘Udyam’, a skilling centre in Bengaluru. JULY 2019 MICA 63
Latest News will also go along well with the storyline of China slowing
down in terms of growth and the Yuan weakening. This, in
The United States decision to raise tariffs to 25% on $200
turn, will have ramifications for other countries as China
billion worth of Chinese goods took effect — a move
has enough power to move the currencies. A strong dollar
that potentially impacted goods trade in more than 5,700
and weak Yuan may not be good news for all countries.
product categories, and sparked another round of tariff
wars between the world’s two largest economies. The two economies are likely to be affected in a disparate
manner. The US is already on the path of tax cuts to
Washington slapped a new round of tariffs on almost all of
revive its economy and hence may not get impacted in
China’s remaining imports. These tariffs applied to an even
the trade war. China could have more to lose but appears
broader range of traded goods — estimated at about $300
to be prepared with easy domestic policies being pursued
billion.
to keep investment moving which can counter the 0.5
US Trade Representative Robert Lighthizer said in a per cent decline in output conjectured by analysts. The
statement that President Donald Trump had “ordered us overall impact on global growth may hence not be too
to begin the process of raising tariffs on essentially all significant even as there could be volatility in prices – both
remaining imports from China”. Trump had said that the commodities and currencies in the extreme case.
two sides were close to reaching a deal, but China had
attempted to renegotiate. How India is impacted by US-
China trade war
What are the implications for the
There could be a short-term impact on the stock markets.
world? The benchmark Sensex at the Bombay Stock Exchange
First China can retaliate but the US may not be affected and has been falling in line with global markets that have been
could look at other countries to fulfil its needs. The main spooked by the escalating trade war between the US and
imports from US are aircrafts, machinery and vehicles. China.
Second, with Chinese goods being taxed at a higher rate in In the longer run, while a slowdown in the US economy
the US, other countries can pitch in and fill the gap. This does not augur well for emerging markets, the trade war
opens up opportunities for other exporters, including India. could have a silver lining for some countries. India is
The cost advantage, however, will be important as well as among a handful of economies that stand to benefit from
the strength of currency or rather weakness to capture this the trade tensions between the world’s top two economies,
market. the United Nations has said in a report.
Third, from the point of view of domestic industry in the Of the $300 billion in Chinese exports that are subject to
US that was being outcompeted by cheaper Chinese goods, US tariffs, only about 6% will be picked up by firms in
this would be a good move though the user industries would the US, according to a report released in February by the
be at a disadvantage in terms of higher cost. UN Conference on Trade and Development (UNCTAD).
Fourth, China is likely to get more aggressive with exports EU members are expected to benefit the most, as exports
and the world should watch out for dumping of goods as it in the bloc are likely to grow by $70 billion; and Japan and
seeks to regain markets. China has intrinsic strength when Canada will see exports increase by more than $20 billion
dealing with countries in Africa and Latin America and can each, it said.
explore deeper here. Other countries set to benefit from the trade tensions
Fifth, there is the possibility of China depreciating the include Vietnam, with 5% export gains, Australia (4.6%),
currency so as to get the competitive edge which cannot be Brazil (3.8%), India (3.5%), and Philippines (3.2%), the
ruled out. This happened in 2015 as well. The move now UNCTAD study said.

64 MICA JULY 2019 Noted Tamil novelist and Sahitya Akademi awardee Thoppil Mohamed Meeran died. He was 74.
 Cyclone Fani

Extremely Severe Cyclonic Storm Fani was the strongest signals to people. It must be noted that Bangladesh also
tropical cyclone to strike the Indian state of Odisha since named Cyclone Ockhi that caused severe damages in Kerala.
Phailin in 2013. The second named storm and the first
severe cyclonic storm of the 2019 North Indian Ocean Preparations
cyclone season, Fani originated from a tropical depression The India Meteorological Department tracked the storm and
that formed west of Sumatra in the Indian Ocean on 26 issued numerous yellow warnings for much of the south-
April. Vertical wind shear at first hindered the storm's eastern portion of India when the cyclone started to intensify.
development, but conditions became more favorable on In preparation for the storm's impact, the state government of
30 April. Fani rapidly intensified into an extremely severe Odisha evacuated over 1.2 million residents from vulnerable
cyclonic storm and reached its peak intensity on 2 May, coastal areas and moved them to higher ground and into
as a high-end extremely severe cyclonic storm, and the cyclone shelters built a few miles inland. The authorities
equivalent of a high-end Category 4 major hurricane. deployed around a thousand emergency workers and 43,000
Fani weakened before making landfall, and its convective volunteers in these effort. About 7,000 kitchens were
structure rapidly degraded thereafter, degenerating into a operated to feed evacuees in 9,000 storm shelters.
remnant low on 4 May, and dissipating on the next day. The Indian Navy readied naval ships and aircraft at
Arakkonam and Visakhapatnam air-bases to prepare for
What is Cyclone?
the storm's aftermath and aid in reconnaissance, rescue
Cyclonic storm is a storm system in which the air rotates and relief operations. The Odisha government staged "300
cyclonically. It is caused by atmospheric disturbances power boats, two helicopters and many chain saws, to cut
around a low-pressure area and is usually accompanied by downed trees" for the purpose.
violent storms and severe weather conditions.
Cyclone word is derived from Greek word cyclos which Impact and aftermath
means coiling of snake. Basically, tropical cyclone is a At least 72 people have been killed by Fani in India;
deep low pressure area. From around the centre the strong 64 in Odisha, and 8 in two districts of Uttar Pradesh.
winds spirals and pick up the speeds of 62 Kmph or more. The cyclone adversely affected electricity supply and
telecommunication in several coastal areas of Odisha, and
How Are Cyclones Named to a lesser extent, of West Bengal. Puri and Khordha district
Several nations of the world including India, Sri Lanka, in Odisha were the worst hit. The Jagannath Temple in Puri
Bangladesh, Maldives, Myanmar, Oman, Pakistan and suffered minor damage, the repairing cost were estimated
Thailand send names of tropical cyclones developing in the to be `5.1 crore (US$738,000).
North Indian Ocean to the regional committee. At present, The Indian state of Andhra Pradesh reported no loss of life
each country suggests eight names for cyclones that are or injury, but estimated an economic damage of `58.62 crore
likely to occur in future. The name of the Cyclone ‘Fani’, (US$8.5 million). The South Central Railway also suffered
pronounced as ‘Foni’ was suggested by Bangladesh. It a damage of about `2.98 crore (US$432,000). Insurance
means ‘Snake’ or ‘hood of snake’. The name ‘Fani’ was loss across India may reach `3500 crore (US$507 million).
decided from a list containing 64 names.
After the cyclone, Odisha required `17,000 crore (US$2.46
The World Meteorological Organisation (WMO) has a well- billion) for rebuilding the infrastructure. Indian Prime
defined process to select the name of each cyclone. The Minister Narendra Modi announced that the government
process of naming the cyclones began after the authorities had released over `1000 crore (US$145 million) for the
found it difficult to use technical names to send warning states affected by Fani.
Reliance Brands Ltd, a subsidiary of Reliance Industries Ltd, will acquire iconic British toy-maker
Hamleys for 67.96 million pounds (around Rs 620 crore) in an all-cash deal.
JULY 2019 MICA 65
QUIZ TIME GENERAL AWARENESS
Q.1. Which of the following statement is true? (1) 100m race (2) 400m race
(1) Volodymyr Zelensky has won the presidential (3) 1000m race (4) 2000m race
election of the Ukraine. (5) 5000m race
(2) Volodymyr Zelensky have defeated incumbent Q.7. Noted __ folk singer Amar Pal has passed away.
Petro Poroshenko by taking 73.2 percent of the
vote. (1) Marathi (2) Bengali (3) Bhojpuri
(3) Volodymyr Zelensky is a comedian by (4) Manipuri (5) Assamese
profession. Q.8. What is the name of the recently launched guided
(4) All of these missile destroyer ship of the In Indian Navy?
(5) None of these (1) Imphal (2) Kaveri
Q.2. Comedian Volodymyr Zelensky has won the (3) Sindhurakshak (4) Prithvi
presidential election of Ukraine. Who is the (5) Maruti
incumbent president of Ukraine?
Q.9. Who has been appointed as the Managing Director
(1) Leonid Kravchuk (2) Leonid Kuchma of its India operations by Social Networking Site
(3) Viktor Yushchenko (4) Oleksandr Turchynov Twitter?
(5) Petro Poroshenko (1) Sanjit Mohapatra (2) Manish Maheshwari
Q.3. Fabio Fognini defeated Dusan Lajovic to win the (3) Sumit Malhotra (4) Sanskar Singh
Monte Carlo Masters title. He belongs to which (5) Haroon Rashid
country?
Q.10. India ranked .................... in latest men's Twent-20
(1) Italy (2) France (3) China International team rankings.
(4) Germany (5) Poland (1) 6th (2) 12th (3) 17th
Q.4. Which of the following statement is true? (4) 44th (5) 5th
(1) The Ministry of AYUSH and Council of Q.11. What was the rank of India in 2017 in the Startup
Scientific and Industrial Research (CSIR), Ecosystem Ranking for 2019 as per the data
New Delhi has signed a Memorandum of released by StartupBlink?
Understanding (MOU).
(1) 7th (2) 17th (3) 37th
(2) The MOU is for cooperation in research and
(4) 47th (5) 57th
education in areas of traditional systems of
medicine and its integration with modern Q.12. Saudi Arabia has increased India's Haj Quota to
science. two lakh. How much was the quota earlier?
(3) The Prime Minister of India is the president of (1) 1.70 Lakh (2) 1.75 Lakh (3) 1.80 Lakh
CSIR. (4) 1.85 Lakh (5) 1.90 Lakh
(4) ll of these Q.13. Twenty states and Union territories have so far
(5) None of these joined a pan-India network of single emergency
helpline number. Which among the given is the
Q.5. Annu Rani won a silver for India on the opening
single emergency helpline number?
day of the Asian Athletics Championships. She is
related to which games? (1) 911 (2) 112 (3) 1090
(1) Javelin throw (2) Gymnastics (4) 108 (5) 101
(3) Pole Vault (4) High Jump Q.14. Where the First edition of Naval Commanders’
Conference of 2019 be held?
(5) Long Jump
(1) New Delhi (2) Kolkata
Q.6. Parul Choudhary won a bronze for India on the
opening day of the Asian Athletics Championships (3) Pune (4) Visakhapatnam
2019. She is related to which games? (5) Kochi

66 MICA JULY 2019 The Bill & Melinda Gates Foundation has named M Hari Menon as the Country Director in India.
 GENERAL AWARENESS
Q.15. Where in United Arab Emirates (UAE) the (3) Shri Shyamlal Tyagi
foundation of the first Hindu temple was laid? (4) Ram Uday Singh
(1) Dubai (2) Abu Dhabi (3) Salalah
(5) Dipak Mallick
(4) Aden (5) Manama
Q.23. Which company has inked a pact with China's
Q.16. Who has won the Santosh Trophy by defeating FutureMove Automotive to develop connected
Punjab in the final at Ludhiana? mobility solutions for automotive manufacturers
(1) Services (2) Goa (3) Delhi in China and other markets?

(4) Meghalaya (5) Odisha (1) Wipro Solutions (2) Infosys

Q.17. Where is the Asian Athletics Championships been (3) Tata Technologies (4) HCL technologies
organised? (5) Satma Technologies
(1) Dubai (2) Abu Dhabi (3) Riyadh Q.24. Paytm Payments Bank Ltd (PPB) has appointed
(4) Doha (5) Jeddah which entrepreneur to its board of directors?
Q.18. When is Civil services day celebrated? (1) Vaibhav Goel
(1) 21-May (2) 21-Apr (3) 21-Mar (2) Sairee Chahal
(4) 21-Feb (5) 21-Jan (3) Vijay Shekhar Sharma
Q.19. Saudi Arabia and the United Arab Emirates (4) Ashit Ranjit Lilani
announced financial support of three billion dollars (5) G S Sundararajan
for which country after the overthrow of long-time
leader Omar al-Bashir? Q.25. Kaushik Shaparia has been appointed as the
chief executive officer for India by which of the
(1) Egypt (2) Chad (3) Ethiopia following firm?
(4) Sudan (5) Libya (1) Citi Group (2) HSBC Bank
Q.20. Which of the following statement is true?
(3) DBS Bank (4) Deutsche Bank
(1) Sree Sreenath is an Indian-American scientist
(5) ANZ Group
and social activist.
Q.26. Which bank has tied up with Bharti AXA General
(2) He has been inducted into the prestigious
Insurance to offer two-wheeler insurance to its
Cleveland International Hall of fame.
customers across India?
(3) He has been inducted for his contribution in
(1) Punjab national bank
applications in systems biology, global issues
and sustainable development. (2) State Bank of India
(4) All of the above (3) Paytm Payments Bank Ltd
(5) None of the above (4) Standard Chartered Bank
Q.21. The Chhyoiphel Kundeling Monastery was re- (5) Airtel Payments Bank
constructed with financial assistance from Indian.
Q.27. Which book containing the English translation
Where is the Chhyoiphel Kundeling Monastery
of the 100-year-old classic Punjabi poem about
located?
Jallianwala Bagh massacre, was release in Abu
(1) Vietnam (2) Taiwan (3) Nepal Dhabi?
(4) China (5) Mongolia (1) Khooni Vaisakhi
Q.22. Which former Judo Federation of India chief has (2) Khooni Bagh
been re-elected as the general secretary of the Judo
(3) Khooni Jallianwala
Union of Asia?
(4) Jallianwala Bagh Hatya
(1) Mukesh Kumar
(2) Man Mohan Jaiswal (5) Jallianwala Bagh massacre

India and China signed a protocol for export of Indian chilli meal. JULY 2019 MICA 67
QUIZ TIME GENERAL AWARENESS
Q.28. Who has been appointed as the Ambassador of (1) Writer (2) Producer
India to Lebanon? (3) Acting guru (4) Director
(1) Gautam Bambawale (5) None of these
(2) Prabhat Kumar Q.36. Kiki Bertens has won the women's singles title of
(3) Suhel Ajaz Khan 2019 Madrid Open tennis tournament. She belongs
to which country?
(4) Navdeep Singh Suri
(1) Serbia (2) Argentina (3) Russia
(5) Manjeev Singh Puri
(4) Netherland (5) None of these
Q.29. Varuna is the name of naval exercise between
which two countries? Q.37. Which company has appointed its Managing
Director Sanjiv Puri as Chairman and Managing
(1) India and UK (2) India and USA
Director of the company?
(3) India and Italy (4) India and France (1) TCS (2) HUL (3) ITC
(5) India and China (4) P&G (5) None of these
Q.30. Hinduja brothers have been named as the Q.38. Mumbai Indians beat Chennai Super Kings in the
wealthiest people in the UK for ………, according final of the Indian Premier League (IPL) at the
to the Sunday Times Rich List. Rajiv Gandhi International Stadium in ………….
(1) First time (2) Second time (3) Third time (1) Chennai (2) Hyderabad (3) Mumbai
(4) Fourth time (5) None of these (4) Kanpur (5) None of these
Q.31. Novak Djokovic has won the men's singles title of Q.39. Australian warship "HMAS Toowoomba" on visit
2019 Madrid Open tennis tournament. He belongs to which city of India to boost ties?
to which country?
(1) Chennai (2) Hyderabad (3) Mumbai
(1) Serbia (2) Argentina (3) Russia
(4) Kanpur (5) None of these
(4) Netherland (5) None of these
Q.40. Which country will get $6 billion from the IMF
Q.32. Padma Shri awardee folk singer Hiralal Yadav has over the next three years to meet its foreign debt
passed away at the age of 93. He was folk singer of obligations?
which language?
(1) Afghanistan (2) India (3) Pakistan
(1) Marathi (2) Tamil (3) Bhojpuri
(4) China (5) None of these
(4) Hindi (5) None of these
Q.41. David Warner got Orange Cap for scoring the
Q.33. Gujarat Chief Minister ……….. will inaugurate highest runs in the IPL in 2019. He belongs to
the Saurashtra Premier League (SPL), a T20 which of the following team?
tournament in Rajkot, Gujarat.
(1) Chennai Superkings
(1) Chandra babu Naidu (2) Mumbai Indians
(2) Chandrashekhar rao (3) Rajasthan Royals
(3) Mamta Banerjii (4) Sunrisers Hyderabd
(4) Vijay rupani (5) None of these
(5) None of these Q.42. ISRO will launch the latest radar imaging satellite
Q.34. The inaugural Session of World Trade Organisation ……….. on 22nd May.
(WTO) Ministerial Meeting began in which city? (1) RISAT-2B (2) RISAT-3B (3) RISAT-5B
(1) Mumbai (2) New Delhi (3) Chennai (4) RISAT-5G (5) None of these
(4) Kolkata (5) None of these Q.43. Which country has started testing its fastest-ever
Q.35. Roshan Taneja passed away at the age of 87. Who bullet train, capable of reaching 400 kilometers per
was he? hour?

Hyderabad’s Rajiv Gandhi International Airport has been ranked as the world’s eighth best in a
68 MICA JULY 2019
survey conducted by AirHelp.
 GENERAL AWARENESS
(1) China (2) Japan (3) Malaysia (1) M. Hari Menon (2) Rakesh Sharma
(4) USA (5) None of these (3) Jagjit Pavadia (4) Sujatha V Kumar
Q.44. International Nurses Day is observed every year (5) None of these
on ……...
Q.51. India and China signed a protocol for export of
(1) 12th May (2) 14th May (3) 16th May Indian ……..
(4) 18th May (5) None of these (1) Oil (2) Chilli (3) Fruits
Q.45. Mahendra Singh Dhoni became the most successful (4) Sea food (5) None of these
wicket-keeper in the history of the Indian Premier
Q.52. Rajiv Gandhi International Airport has been ranked
League (IPL). He belongs to which team in IPL?
as the world’s eighth best in a survey conducted by
(1) Chennai Superkings AirHelp. It is situated in which city?
(2) Mumbai Indians (1) Chennai (2) Bangalore (3) Kanpur
(3) Rajasthan Royals (4) Hyderabad (5) None of these
(4) Sunrisers Hyderabd Q.53. Sanjib Chattopadhyay, Sonal Mansingh and Pt.
(5) None of these Swapan Chowdhury were conferred with honorary
D.Litt degrees by the …………..
Q.46. Which of the following company, reclaimed the
status of the country's most valued firm by market (1) Rabindra Bharati University (RBU)
valuation, surpassing Reliance Industries Ltd (2) Delhi University
(RIL)?
(3) Subharti University
(1) TATA (2) TCS (3) IDEA
(4) Lovely Professional University
(4) VODAFONE (5) None of these
(5) None of these
Q.47. Sahitya Akademi awardee Thoppil Mohamed
Meeran died at the age of 74. He was the write of Q.54. Which two countries have signed an agreement on
which language? space exploration?
(1) Hindi (2) Sanskrit (3) English (1) China and Pakistan
(4) Tamil (5) None of these (2) China and South Korea
Q.48. Reliance Brands Ltd, a subsidiary of Reliance (3) Pakistan and North Korea
Industries Ltd, will acquire Hamleys for 67.96 (4) Russia and China
million pounds (around Rs 620 crore) in an all-
cash deal. Hamleys belongs to which country? (5) USA and UAE
(1) America (2) Britain Q.55. Mercedes driver Valtteri Bottas has won the 2019
Azerbaijan Grand Prix title. He belongs to which
(3) South Korea (4) Russia country?
(5) None of these
(1) Japan (2) Mexico (3) Finland
Q.49. P S Reddy took charge as the managing director
(4) Bulgaria (5) Armenia
and CEO of the …………..
Q.56. India increased its defence spending by ………..
(1) Multi Commodity Exchange of India
to USD 66.5 billion in 2018.
(2) Bombay Stock Exchange
(1) 3.1 per cent (2) 4.1 per cent
(3) Securities Exchange Board of India
(3) 5.1 per cent (4) 6.1 per cent
(4) National Housing Bank
(5) 7.1 per cent
(5) None of these
Q.57. Who won both the 'Singles and Jumbled doubles
Q.50. Who is appointed as country director in India by title' at the inaugural Investec Elite Legends
The Bill & Melinda Gates Foundation? Championship?

Sanjib Chattopadhyay, Sonal Mansingh and Pt. Swapan Chowdhury were conferred with honorary
D.Litt degrees by the Rabindra Bharati University (RBU).
JULY 2019 MICA 69
QUIZ TIME GENERAL AWARENESS
(1) Rahul Sharma (2) Sajnay Chandwani Q.65. According to a report by Fitch Solutions Macro
(3) Riyaz Ahmad (4) Rameej Samad Research, India is likely to install ………… of
wind capacity by 2022 against the 60-GW target
(5) Jimit Kakkad set by the government.
Q.58. Beirut has set a Guinness World Record for the (1) 53.7 GW (2) 55.7 GW (3) 56.7 GW
number of national flags raised in a city for 24
hours. It is the capital of ……………. (4) 54.7 GW (5) 59.7 GW

(1) Armenia (2) Georgia (3) Cyprus Q.66. India’s Bajrang Punia is first Indian wrestler to
be invited by …………… wrestling body for a
(4) Lebanon (5) Bahrain special fight at iconic Madison Square Garden.
Q.59. Government has increased the import duty on (1) Australian (2) Indian (3) Agrentina
wheat to 40% from ………..
(4) Afghanistan (5) American
(1) 30% (2) 20% (3) 25%
Q.67. Akane Yamaguchi has become the first
(4) 35% (5) 31% ………………. to win the women single' title of
Q.60. Ministry of Defence has given a contract to Garden Asian Badminton championships in Wuhan.
Reach Shipbuilders & Engineers Limited (GRSE) (1) Japanese (2) Chinese (3) American
to build how many Anti-Submarine Warfare
Shallow Water Crafts for Indian Navy? (4) Indian (5) Saudi Arabian

(1) Five (2) Eight (3) Nine Q.68. Kento Momota has won the men single' title of
Asian Badminton championships in Wuhan. He
(4) Ten (5) Three belongs to which country?
Q.61. …………… has entered into a pact with the (1) China (2) Taiwan (3) Japan
Indian Army to construct underground bunkers
and caverns across India. (4) America (5) Malaysia

(1) NHPC Q.69. Jessie Lawrence Ferguson has died in the age of
76. Why he was famous?
(2) THDC
(1) Writer (2) Producer (3) Actor
(3) NTPC
(4) Politician (5) Teacher
(4) Toshiba Hydroelectric Power
Q.70. Indian naval ships Kolkata and Shakti have arrived
(5) Vindhyachal Hydro Power at which country to participate in the ADMM-Plus
Q.62. Asian Games 2018 gold medal-winning Indian Maritime Security Field Training Exercise (FTX)?
boxer …………. has been nominated for Arjuna (1) North Korea (2) South Korea
awards by the Boxing Federation of India.
(3) South Africa (4) Maldives
(1) Bajrang Punia (2) Amit Panghal
(5) USA
(3) Vijendra Singh (4) Sushil Singh
Q.71. Defence Minister Nirmala Sitharaman reached
(5) None of the above ……. for a meeting of the Defence Ministers of the
Q.63. Reserve Bank of India (RBI) extended the Shanghai Cooperation Organisation (SCO) countries.
"ombudsman scheme" for non-banking financial (1) Kyrgyztan (2) Tajikistan
companies (NBFCs) to non-deposit-taking NBFCs
with asset size of at least Rs………... (3) Kazakhstan (4) Afghanistan

(1) 100 crore (2) 200 crore (3) 300 crore (5) China

(4) 400 crore (5) 500 crore Q.72. Who will be the chairman of a committee to review
the regulatory framework on Micro Insurance?
Q.64. Pungam Kannan has passed away. Who was he?
(1) B. sriram (2) Karnam shekher
(1) Cricketer (2) Footballer (3) Writer
(3) PV Bhartahi (4) Suresh Mathur
(4) Actor (5) Athlete
(5) Sunil Mehta
A meeting of the Regional Heads of Customs Administration of Asia Pacific Region of the World
70 MICA JULY 2019
Customs Organisation (WCO) started in Kochi.
 GENERAL AWARENESS
Q.73. Ministry of Environment, Forests and Climate (1) Children (2) Women
Change (MOEFCC) has formed a panel for (3) Handicapped (4) Transgender
effective implementation of NCAP. NCAP stands
for – (5) Farmers
(1) National Climate Air Programme Q.81. Who has defeated Ehsan Heydari Nezhad of Iran
6-4 to claim the inaugural Asian Snooker Tour
(2) National Clean Air Programme title?
(3) National Clean Air Project (1) Pankaj Advani (2) Aditya Mehta
(4) New Clean Air Programme (3) Geet Sethi (4) Yasin Merchant
(5) National Climate Air Project (5) Lucky Vatnani
Q.74. How many medals India won at ISSF World Cup Q.82. Who has won the 2019 Tagore Literary Prize?
in Beijing?
(1) Arundhati Roy (2) Kiran Desai
(1) 5 Medals (2) 3 medals (3) 4 medals
(3) Amitav Ghosh (4) Vikram Seth
(4) 6 medals (5) 9 medals
(5) Rana Dasgupta
Q.75. How many medals India has won at the Asian
Boxing Championships in Bangkok? Q.83. Indian Food and Film Festival was organised in
Jeddah, …………..
(1) 12 medals (2) 13 medals (3) 14 medals
(1) Iran (2) Israel
(4) 15 medals (5) 16 medals
(3) Saudi Arabia (4) UAE
Q.76. Claire Polosak has become the first woman to
umpire a men’s one-day international. She belongs (5) Kazakhstan
to which country? Q.84. According to RBI Report, Customer complaints
(1) USA (2) Sweden (3) Mexico against banks has been increased to which percent
in Financial Year 2017-18?
(4) Australia (5) Bulgaria
(1) 24.9% (2) 25.9% (3) 26.9%
Q.77. Ishaque Eqbal of win the first USD 3000
RBLBankATT Asian Ranking men’s tennis (4) 27.9% (5) 28.9%
championship. He belongs to which city? Q.85. Which country has decided to name Golan Heights
after US President Donald Trump?
(1) Chennai (2) Kolkata (3) Mumbai
(1) Pakistan (2) China
(4) New Delhi (5) Lucknow
(3) Afghanistan (4) Israel
Q.78. Former Army chief Dalbir Singh Suhag has been
appointed as India's next high commissioner to (5) India
which country? Q.86. Who defended her 1500m title to give India its
(1) Netherland (2) Switzerland (3) Seychelles third gold medal on the fourth and final day of the
Asian Athletics Championships?
(4) Poland (5) Brazil
(1) PU Chitra (2) Dutee Chand
Q.79. Siddhartha Mohanty took over as the chief operating
officer of which housing finance company? (3) Hima Das (4) Gomathi
(1) NHB (5) Deepa Karmakar
(2) LIC housing Finance Q.87. Indian Coast Guard Ship ………… has been
commissioned at Vizhinjam harbour.
(3) Housing Development Finance Corporation
(1) C-551 (2) C-441 (3) C-661
(4) Indiabulls Housing Finance Ltd.
(4) C-841 (5) C-741
(5) ICICI Housing Loan
Q.88. Karnam Sekar, Dena Bank’s former MD and CEO,
Q.80. UNICEF and NITI AAYOG have tied up for has been appointed as the MD and CEO of which
…………… empowerment. public sector bank?

Renowned Sikh historian Kirpal Singh has passed away. He was 95. JULY 2019 MICA 71
QUIZ TIME GENERAL AWARENESS
(1) Punjab National Bank on the Information Society' (WSIS). It is given by
(2) Bank Of Baroda which of the following countries?
(1) USA (2) Mexico (3) Netherland
(3) Indian Overseas Bank
(4) Poland (5) Argentina
(4) SBI
Q.96. Which of the following bank announced the
(5) Allahabad Bank
country’s first ‘Green Car Loan’ (Electric Vehicle)
Q.89. Cyril Almeida has won the World Press Freedom to encourage customers to buy electric vehicles?
Hero award of The International Press Institute
(1) ICICI (2) State Bank of India
(IPI). He belongs to which country?
(3) HDFC (4) Punjab National Bank
(1) Afghanistan (2) Belarus (3) Syria
(5) Bank of Baroda
(4) Netherland (5) Pakistan
Q.97. Huawei Cloud, and ……………….., signed a
Q.90. All India Radio, Publication Division and memorandum on strategic cooperation to jointly
Children’s Film Society of India were given develop solutions around cloud computing
Swacchta Pakhwada Awards-2019 in ……………. services for business organisations?
(1) New Delhi (2) Mumbai (3) Lucknow (1) TCS (2) Wipro (3) Accenture
(4) Bhopal (5) Chennai (4) Infosys (5) Tech Mahindra
Q.91. ………… International Book Fair and the India Q.98. National Company Law Tribunal (NCLT) has
Pavilion was inaugurated by UAE’s Deputy Prime approved the merger of Bharat Financial Inclusion
Minister Saif bin Zayed Al Nahyan. Ltd with which of the following bank?
(1) Dubai (2) Abu Dhabi (3) Kalba (1) HDFC (2) Indusind Bank
(4) Al Ain (5) Ajman City (3) Axis Bank (4) ICICI
Q.92. Which country has launched the world’s first (5) Federal Bank
malaria vaccine RTS-S?
Q.99. Government has increased authorised capital of
(1) Sudan (2) India Allahabad Bank to ………………
(3) South Africa (4) Nigeria (1) Rs 4,000 crore (2) Rs 5,000 crore
(5) Bulgaria (3) Rs 6,000 crore (4) Rs 7,000 crore
Q.93. Indian tennis player Vijay Amritraj, former Test (5) Rs 8,000 crore
cricketer V V Kumar and Asian Games gold
Q.100. Who took over as the 52nd Controller General of
medalist R Gnanasekaran would be honoured
Defence Accounts?
with lifetime achievement awards by the Sports
Journalists' Association of which state? (1) Rajendra Kumar Nayak
(1) Andhra Pradesh (2) Goa (2) Suraj Berry
(3) Kerala (4) Tamilnadu (3) Jaideep Sahni
(5) Telangana (4) Vikram Pael
Q.94. Which country has released a special (5) Rajendra Mishra
commemorative stamp to mark the 70th Q.101. Who has won the gold medal at Asian Wrestling
anniversary of establishment of its diplomatic ties Championship in China's Xian?
with India?
(1) Sushil Kumar (2) Shiva Thapa
(1) Sri Lanka (2) Bhutan (3) Bajrang Punia (4) Yogeshwar Dutt
(3) Indonesia (4) Israel (5) Vijendar Singh
(5) USA Q.102. India ranked at which place in Index of Cancer
Q.95. West Bengal government's 'Utkarsh Bangla' Preparedness (ICP) released by the Economist
scheme has been awarded with 'World Summit Intelligence Unit (EIU)?
Bajaj Auto Executive Director Rakesh Sharma has been elected as Vice-President of Geneva-based
72 MICA JULY 2019
International Motorcycle Manufacturers Association (IMMA).
 GENERAL AWARENESS
(1) 15 (2) 17 (3) 19 Q.109. Flipkart has set up a data centre in which of the
(4) 22 (5) 25 following cities?

Q.103. Which educational institute has signed an Mou (1) Hyderabad (2) Bengaluru (3) Kochhi
with The Energy and Resources Institute (TERI) to (4) Kanpur (5) Pune
overcome the challenges of energy and sustainable
Q.110. India held a joint submarine-hunting exercise
development?
in the Indian Ocean with which of the following
(1) IIT Roorkee (2) IIT Kanpur (3) BITS countries?
(4) IIM (5) IIT Bombay (1) Saudi Arabia (2) USA (3) China
Q.104. Which of the following athletics has won the first (4) Maldives (5) Sri Lanka
gold medal for India in the women's 800m race in
the 23rd Asian athletics championships in Doha? Q.111. According to report released by digital marketing
platform SEMrush, Prime Minister of which
(1) Manika Batra country is the second most followed politician in
(2) Dipa Karmakar the world on social media?
(3) Gomathi Marimuthu (1) India (2) Japan (3) Russia
(4) Hima Das (4) China (5) None of these
(5) Mira Erda Q.112. A meeting of the Regional Heads of Customs
Q.105. S Muthiah passed away the age of 89. Who was Administration of Asia Pacific Region of the World
he? Customs Organisation (WCO) held in which of the
following cities?
(1) Painter (2) Graphic designer
(1) Chennai (2) Bengaluru (3) Kochi
(3) Photographer (4) Writer Journalist
(4) Trivendram (5) None of these
(5) Actor
Q.113. Bajaj Auto Executive Director Rakesh Sharma
Q.106. Which of the following foreign company has
has been elected as Vice-President of International
acquired a majority stake in Bengaluru-based
Motorcycle Manufacturers Association (IMMA).
Neuroglia Health Private Limited (NHPL)?
It is based on which country?
(1) M3 Inc
(1) Manila (2) Singapore City (3) Geneva
(2) CVS Health
(4) New Delhi (5) None of these
(3) UnitedHealth Group
Q.114. India’s first global, Mega-Science Exhibition
(4) Cardinal Health ‘Vigyan Samagam’ held at ………..
(5) AmerisourceBergen (1) Chennai (2) Mumbai (3) Lucknow
Q.107. Which of the following will be awarded with the
(4) New Delhi (5) None of these
Sportsperson of the Year award at the Calcutta
Sports Journalists' Club annual awards? Q.115. ……….. Finance Commission held a detailed
meeting with the Governor and Deputy Governors
(1) Mithali Raj (2) Smriti Mandhna
of RBI in Mumbai.
(3) Jhulan Goswami (4) Diana Edulji
(1) 15th (2) 16th (3) 19th
(5) Shubhangi Kulkarni
(4) 20th (5) None of these
Q.108. Who became the first Indian boxer to be assured
of a fourth successive medal at the Asian Q.116. Renowned …………. Baidyanath Mishra died at
Championships by advancing to the semifinals? the age of 99.

(1) Amit Phangal (2) Vijendar Singh (1) Scientist (2) Economist
(3) Shiva Thapa (4) Akhil Kumar (3) Environmentalist (4) Teacher
(5) Satish Kumar (5) None of these

India’s first global, Mega-Science Exhibition ‘Vigyan Samagam’ started at Mumbai. JULY 2019 MICA 73
QUIZ TIME GENERAL AWARENESS
Q.117. Mrinal Mukherjee died at the age of 74. Who was (1) New Zealand (2) USA
he? (3) Australia (4) West Indies
(1) Journalist (2) Economist (5) None of these
(3) Film and TV actor (4) Scientist Q.124. US President Donald Trump bestowed …………..
(5) None of these with the Presidential Medal of Freedom.
Q.118. Who has been re-elected to the International (1) Tiger Woods (2) Serana Williams
Narcotics Control Board (INCB) for another term? (3) Venus Williams (4) Bo Jackson
(1) Jagjit Pavadia (5) None of these
(2) Arvind Saxena Q.125. Bandana Nepal has danced continuously for how
(3) SK Ghotia many hours to set a Guinness World Records on
"Longest Dancing Marathon by an Individual"?
(4) Krishnamurthy Subramaniam
(1) 132 hours (2) 126 hours (3) 160 hours
(5) None of these
(4) 150 hours (5) None of these
Q.119. Which country has been re-elected as an observer
to inter-governmental forum Arctic Council? Q.126. G D 'Robert' Govender has been honoured in the UK
with 2019 V K Krishna Menon award. Who is he?
(1) USA (2) INDIA (3) UAE
(1) An indian artist (2) An indian journalist
(4) CHINA (5) None of these
(3) An indian actor (4) An indian athlete
Q.120. N R Madhava Menon, passed away recently at the
age of 84. Who was he? (5) An indian writer
Q.127. Glenmark Pharmaceuticals appointed ………. as
(1) Father of modern finance education in India
the Chief Executive Officer (CEO) of Glenmark
(2) Father of modern children education in India Life Sciences.
(3) Father of modern legal education in India (1) Yasir Rawjee (2) Keshav Murugesh
(4) Father of modern management education in (3) Vipin Anand (4) Karnam Shekhar
India
(5) Graham Reid
(5) None of these
Q.128. Reza Baqir has been appointed as the governor of
Q.121. Which company has appointed Shikha Sharma and which of the following banks?
Pidilite Industries MD Bharat Puri as additional
(1) State bank of Sri lanka
and independent directors?
(2) State bank of Maldives
(1) Tata Global Beverages
(3) State bank of Pakistan
(2) Tata Motors
(4) State bank of Bangladesh
(3) Tata Consultancy Services
(5) State bank of India
(4) Tata Steel Ltd
Q.129. A fourth Scorpene class submarine being
(5) None of these constructed by Mazagon Dock Shipbuilders
Q.122. India and ………….. will co-produce a film on Limited for the Indian Navy was launched. What
Bangabandhu Sheikh Mujibur Rahman. is the name of this submarine?
(1) Bhutan (2) Bangladesh (1) Surabhi (2) Apsara (3) Mejan
(3) Afghanistan (4) China (4) Vela (5) Pari
(5) None of these Q.130. Caster Semenya has won the ……… race at the
Doha Diamond League.
Q.123. Seymour Nurse has passed away at the age of 85.
He was a batsman from which of the following (1) 800 metres (2) 500 metres (3) 900 metres
countries? (4) 700 metres (5) 600 metres

74 MICA JULY 2019 Renowned economist Baidyanath Mishra died. He was 99.
 GENERAL AWARENESS
Q.131. Saurav Ghosal and Joshna Chinappa have won the (1) Kazakhstan (2) Kyrgyzstan (3) Tajikistan
Asian Squash Championship titles in which of the (4) Pakistan (5) Turkmenistan
following countries?
Q.138. According to data sourced from the Directorate
(1) Thailand (2) Malaysia General of Commercial Intelligence and Statistics,
(3) Singapore (4) Maldives which country has become India’s top crude oil
supplier?
(5) USA
(1) Iraq (2) Iran (3) UAE
Q.132. Which of the following the Indian Navy’s frontline
missile destroyer, decommissioned at the naval (4) Oman (5) Poland
dockyard in Visakhapatnam after having served Q.139. Which city will host the 8th Asian Youth Women
for 36 years? Handball Championship?
(1) INS Arihant (2) INS Ranjit (1) Mumbai (2) Indore (3) Jaipur
(3) INS Vikrant (4) INS Viraat (4) Lucknow (5) Chennai
(5) INS Kalvari Q.140. 16th Ministerial Meeting of Asia Cooperation
Q.133. Veteran CPI leader and former Lok Sabha member Dialogue (ACD) was held in ……….
……….. has passed away recently. (1) Doha, Qater (2) Dukhan, Qatar
(1) Pandit Arun Bhaduri (3) Lasail, Qatar (4) Al khor, Qatar
(2) Duti Krushna Pandey (5) Al Ghamin, Qatar
(3) Somnath Chatterjee Q.141. Kumar Sangakkara has been appointed as the first
(4) John Dingell non-British president of Marylebone Cricket Club
(MCC). He belongs to which country?
(5) Naga Jhansi
(1) India (2) Bangladesh (3) Bhutan
Q.134. United Nations designated Pakistan-based Jaish-e-
(4) England (5) Sri Lanka
Mohammed Chief Masood Azhar as a ……
Q.142. B Subhashan Reddy passed away in the age of 76.
(1) Global terrorist (2) Global thief
Who was he?
(3) Global bankrupt (4) All of these
(1) Former Lawyer
(5) None of these
(2) Former Chief Justice
Q.135. LIC Housing Finance has launched a skilling
(3) Former Politician
centre in Bengaluru. What is the name of this
centre? (4) Former CAG
(1) Udaan (2) Udyog (3) Udyam (5) None of these
(4) Vyapar (5) Viniyog Q.143. How many Indian institutions have it to the list this
year in ‘Times Higher Education’ annual rankings?
Q.136. ADB has given in-principle approval for financing
four metro rail projects and a Rs 30,000 crore (1) 50 (2) 49 (3) 54
rapid rail corridor between Which of the following (4) 60 (5) 65
stations?
Q.144. A S Kiran Kumar has been conferred with France's
(1) Delhi and Lucknow highest civilian award - Chevalier de l'Ordre
(2) Lucknow and Meerut national de la Lgion d'Honneur. He belongs to
which organization?
(3) Meerut and Ghaziabad
(1) ISRO (2) DRDO (3) NASA
(4) Delhi and Meerut
(4) FCI (5) RBI
(5) Lucknow and Ghaziabad
Q.145. Actor Peter Mayhew, who won over fans
Q.137. India-Central Asia Summit will be held in ……… worldwide has died. He was famous for his role in
in June. ………..

15th Finance Commission held a detailed meeting with the Governor and Deputy Governors of RBI
in Mumbai.
JULY 2019 MICA 75
QUIZ TIME GENERAL AWARENESS
(1) Quantico Q.148. Standard Life (Mauritius Holdings) announced
to sell its how much percent stake in HDFC Life
(2) Friends
Insurance Co for Rs 1,404 crore?
(3) Games of Throne
(1) 1.78% (2) 2.27% (3) 4.58%
(4) Star wars
(4) 1.67% (5) 2.65%
(5) None of these
Q.149. Hirannaiah Narasimha Murthy has passed away.
Q.146. Who won gold medal in the finals of men's 65kg Who was he?
freestyle in the Ali Aliyev wrestling tournament in
(1) Noted tamil theatre artist and film actor
Kaspiisk, Russia?
(2) Noted english theatre artist and film actor
(1) Sushil Kumar (2) Bajrang Punia
(3) Noted Kannada theatre artist and film actor
(3) Yogeshwar Dutt (4) Jeet ram
(4) Noted marathi theatre artist and film actor
(5) Jinder Mahal
(5) Noted urdu theatre artist and film actor
Q.147. Former ……… finance minister V Viswanatha
Menon passed away. Q.150. Central government has made mandatory All
Electric Vehicles to use the ………… number
(1) Andhra Pradesh (2) Karnataka plates.
(3) Kerala (4) Sikkim (1) Yellow (2) Gold (3) Red
(5) Tamil Nadu (4) Green (5) Grey

ANSWER KEY
Q.1.(4) Q.2.(5) Q.3.(1) Q.4.(4) Q.5.(1) Q.6.(5) Q.7.(2) Q.8.(1) Q.9.(2) Q.10.(5)

Q.11.(3) Q.12.(4) Q.13.(2) Q.14.(1) Q.15.(2) Q.16.(1) Q.17.(4) Q.18.(2) Q.19.(4) Q.20.(4)

Q.21.(3) Q.22.(1) Q.23.(3) Q.24.(2) Q.25.(4) Q.26.(5) Q.27.(1) Q.28.(3) Q.29.(4) Q.30.(3)

Q.31.(1) Q.32.(3) Q.33.(4) Q.34.(2) Q.35.(3) Q.36.(4) Q.37.(3) Q.38.(2) Q.39.(1) Q.40.(3)

Q.41.(4) Q.42.(1) Q.43.(2) Q.44.(1) Q.45.(1) Q.46.(2) Q.47.(4) Q.48.(2) Q.49.(1) Q.50.(1)

Q.51.(2) Q.52.(4) Q.53.(1) Q.54.(1) Q.55.(3) Q.56.(1) Q.57.(4) Q.58.(4) Q.59.(1) Q.60.(2)

Q.61.(1) Q.62.(2) Q.63.(1) Q.64.(2) Q.65.(4) Q.66.(5) Q.67.(1) Q.68.(3) Q.69.(7) Q.70.(2)

Q.71.(1) Q.72.(4) Q.73.(2) Q.74.(3) Q.75.(2) Q.76.(4) Q.77.(2) Q.78.(3) Q.79.(2) Q.80.(3)

Q.81.(1) Q.82.(5) Q.83.(3) Q.84.(1) Q.85.(4) Q.86.(1) Q.87.(2) Q.88.(3) Q.89.(5) Q.90.(1)

Q.91.(2) Q.92.(3) Q.93.(4) Q.94.(3) Q.95.(1) Q.96.(2) Q.97.(4) Q.98.(2) Q.99.(5) Q.100.(1)

Q.101.(3) Q.102.(3) Q.103.(1) Q.104.(3) Q.105.(4) Q.106.(1) Q.107.(3) Q.108.(3) Q.109.(1) Q.110.(2)

Q.111.(1) Q.112.(3) Q.113.(3) Q.114.(2) Q.115.(1) Q.116.(2) Q.117.(3) Q.118.(1) Q.119.(2) Q.120.(3)

Q.121.(1) Q.122.(2) Q.123.(4) Q.124.(1) Q.125.(2) Q.126.(2) Q.127.(1) Q.128.(3) Q.129.(4) Q.130.(1)

Q.131.(2) Q.132.(2) Q.133.(2) Q.134.(1) Q.135.(3) Q.136.(4) Q.137.(2) Q.138.(1) Q.139.(3) Q.140.(1)

Q.141.(5) Q.142.(2) Q.143.(2) Q.144.(1) Q.145.(4) Q.146.(2) Q.147.(3) Q.148.(1) Q.149.(3) Q.150.(4)

76 MICA JULY 2019 India has been re-elected as an observer to inter-governmental forum Arctic Council.
 MODEL PAPER 2019
SBI PO MAINS / GENERAL AWARENESS
Q.1. Recently, RBI revised PCA framework for banks. (1) Greece (2) France (3) Belgium
Here PCA stands for- (4) Sri Lanka (5) None of these
(1) Prompt Clear Action Q.9. Which of the following country has topped in the
(2) Primary Corrective Action World Economic Freedom (WEF) Index 2016?
(3) Primary Corporate action (1) Belgium (2) Algeria (3) Hong Kong
(4) Prompt Corrective Action (4) Switzerland (5) None of these
(5) None of the above Q.10. Reserve Bank of India (RBI) tightened the rules
Q.2. Which bank has launched ‘Mingle’? around making the JLF more effective, directing
banks not to break any rules and to meet all
(1) SBI (2) ICICI (3) PNB
deadlines. Here JLF stands for-
(4) Axis (5) BOB
(1) Joint Lending Firms (2) Joint Lending Forum
Q.3. RBI has said in a notification that all existing
(3) Joint Lender’s Forum (4) Joint liability Forum
asset reconstructions companies (ARC) must have
minimum net owned corpus of how much amount (5) Joint litigation Forum
by March 2019? Q.11. US-based think tank GFI in its report titled
(1) Rs. 500 crores (2) Rs. 100 crores ‘Illicit Financial Flows to and from Developing
Countries: 2005-2014’, has estimated that $770
(3) Rs. 200 crores (4) Rs. 400 crores
billion worth of black money entered India during
(5) None of these 2005-2014. Here GFI stands for-
Q.4. In the year 2017, the Indian government has (1) Global Financial Institution
revised base year of which of the following
(2) Global Financial Investigator
indices?
(3) General Financial Institution
(1) CPI (2) WPI (3) IIP
(4) Global Financial Integrity
(4) 2 and 3 only (5) All the above
(5) Global Fair Institution
Q.5. How much fiscal deficit target in terms of GDP
percent, fixed by government for financial year Q.12. Working capital means-
2018? (1) Current assets – current liabilities
(1) 4.2 Percent (2) 3.7 percent (3) 3.2 Percent (2) Fixed assets – current assets
(4) 2.9 Percent (5) 2.7 percent (3) Fixed assets – fixed liabilities
Q.6. Insolvency and Bankruptcy Board of India (4) Fixed liabilities – current liabilities
(IBBI) constituted Technical Committee Under (5) None of these
_______ to give recommendations for laying
Q.13. What do we call the risk of collapse of an entire
down Technical Standards for performance of
financial system or entire market?
core services and other services under IBBI
(Information Utilities) Regulations 2017. (1) Seismic Risk (2) Systemic Risk
(1) Dinesh Sharma (2) Asim Dasgupta (3) Systematic Risk (4) Market Risk
(3) R B Barman (4) Sushil Mitra (5) Economic Risk
(5) None of the above Q.14. The Union Budget 2017-18 has allocated Rs.
______crore to the flagship MGNREGA program?
Q.7. Recently IMF revised India’s GDP growth rate
forecast from earlier estimated 7.2 Percent to (1) 48,000 (2) 44,000 (3) 55,000
______. (4) 42,000 (5) 58,000
(1) 7 Percent (2) 6.9 Percent (3) 6.8 Percent Q.15. Reverse Repo Rate is a tool used by RBI to------
(4) 6.7 Percent (5) 6.5 Percent (1) Inject Liquidity
Q.8. Which of the following country hosted the 14th (2) Absorb Liquidity
Edition of United Nations International Day of (3) Increase the liquidity with banking system
Vesak 2017?
Tata Global Beverages Wednesday said former MD & CEO of Axis Bank, Shikha Sharma and
Pidilite Industries MD Bharat Puri have been appointed as additional and independent directors.
JULY 2019 MICA 77
SBI PO MAINS
(4) To keep the liquidity at one level Q.22. Non-Banking Financial Company (NBFC) are
(5) None of the above allowed to accept/renew public deposits for a
maximum period of ___.
Q.16. What is a ante-dated cheque?
(1) 12 months (2) 24 months (3) 48 months
(1) A cheque issued without drawer's signature
(4) 60 months (5) None of these
(2) A cheque with only signature of the drawer
Q.23. Consider the following statements regarding
(3) A cheque which has completed three months
Payment Banks:
from its date of issue
(A) Payment Banks can't advance loans or issue
(4) A cheque which has completed six months
credit cards.
from its date of issue
(B) Payment Banks can accept demand deposits
(5) Cheque is written by drawer and dated at some
up to Rs 5 lakh.
date in past but not expired
(C) Payment Banks offer remittance services,
Q.17. Which bank has launched 'Aadhaar Payment mobile payments/transfers/purchases.
Bridge System' (APBS) for small ticket
microfinance loan disbursements? (D) Payment Banks offer banking services like
ATM/debit cards, net banking and third party
(1) SBI (2) ICICI Bank fund transfers.
(3) HDFC (4) Federal Bank Which of the above options are correct:
(5) RBL Bank (1) A, C and D only (2) B, C and D only
Q.18. _______ is the rate at which banks borrow funds (3) A and D only (4) All of the above
overnight from the Reserve Bank of India (RBI)
against approved government securities. (5) Only A & B
(1) CRR (2) SLR (3) Call Money Q.24. Recently NITI Aayog has constituted an ‘Expert
Task Force’ to provide a major thrust to job
(4) MSF (5) Repo Rate creation by enhancing India’s exports.
Q.19. The National Financial Switch (NFS) Who will head the task force?
facilitates routing of ATM transactions through
(1) Dr. Rajesh Kumar (2) Rahul Ranjan Sinha
interconnectivity between the Bank’s Switches,
thereby enabling the citizens of the country to (3) Dr. Rajiv Kumar (4) R. B. Barman
utilize any ATM of a connected bank. The National (5) None of these
Financial Switch (NFS) is run by ___. Q.25. Unified Payments Interface (UPI) launched by the
(1) National Payments Corporation of India (NPCI) National Payments Corporation of India (NPCI)
(2) Industrial Finance Corporation of India (IFCI) would do the following function-
(3) Institute for Development and Research in (A) It would eliminate the need to exchange
Banking Technology (IDRBT) sensitive information about bank account
numbers during a financial transaction.
(4) Reserve Bank of India (RBI)
(B) It allows sharing of a bill among peers.
(5) None of these
(C) It allows individual to even request the money
Q.20. Name the world’s highest wicket-taker in women
from its debtors.
ODI cricket?
Select the correct answer-
(1) Jhualan Goswami (2) Mithila Raj
(1) Only A and B (2) Only B and C
(3) Poonam Raut (4) Anjum Chopra
(3) Only A (4) A, B and C
(5) Veda Krishnamoorthy
(5) Only C
Q.21. Who among the following has been elected as the
chairman of ‘FIFA governance committee’ at the Q.26. Kavinder Singh is related to which game?
world football governing body's? (1) Boxing (2) Archery (3) Hockey
(1) Altamas Kabir (2) R C Lahoti (4) Shooting (5) Wrestling
(3) Mukul Mudgal (4) P Sathasivam Q.27. The base year for calculating key economic
(5) None of these growth from 2004-05 changed to?

78 MICA JULY 2019 Former West Indies batsman Seymour Nurse has passed away. He was 85.
 MODEL PAPER 2019
(1) 2010-11 (2) 2011-12 (3) 2008-09 of a truncated cheque and a cheque in electronic
(4) 2007-08 (5) 2005-06 form.
Q.28. After the merger of five associates Banks in State (1) 7 (2) 8 (3) 2 (4) 5 (5) 6
Bank of India (SBI), now the total number of Q.35. The target for agricultural credit in 2017-18 has
ATMs reached across the country is _____. been fixed at a record level of _____.
(1) 60,000 ATMs (2) 69,000 ATMs (1) Rs. 5 lakh crores (2) Rs. 10 lakh crores
(3) 59,000 ATMs (4) 72,000 ATMs (3) Rs. 20 lakh crores (4) Rs. 25 lakh crores
(5) Rs. 15 lakh crores
(5) 45,000 ATMs
Q.36. A class of derivative whose value is at least
Q.29. The target of digital transactions through UPI,
partly derived from one or more underlying stock
USSD, Aadhar, IMPS for 2017-18 is ____. exchange securities? (Trade, Commodity, Credit,
(1) 22,00 crore (2) 1600 crore (3) 2000 crore Interest Rate, Equity)
(4) 2,500 crore (5) 19,00 crore (1) Derivative (2) Stock Derivative
Q.30. Finland has become the first country in Europe (3) Future Derivative (4) Equity Derivative
to pay its unemployed citizens a basic monthly (5) Other than the given options
income, amounting to______. Q.37. The government has decided to make tax evasion
(1) 226 euros (2) 324 euros (3) 560 euros of over ____________ under the proposed Goods
(4) 421 euros (5) 611 euros and Services Tax (GST) the regime as a non-
bailable offence.
Q.31. Government has approved Rs 681 crore as seed
(1) Rs 6 crore (2) Rs 3 crore (3) Rs 5 crore
capital for building a total corpus of ____ under
the electronic development fund meant to support (4) Rs 8 crore (5) Rs 10 crore
entrepreneurship and innovation in electronics and Q.38. As per report of Stockholm International Peace
IT. Research Institute (SIPRI) India’s military
expenditure in 2016 grew by-
(1) Rs 5,125 crores (2) Rs 6,355 crores
(1) 7 per cent (2) 8.5 per cent (3) 8 per cent
(3) Rs 5,732 crores (4) Rs 6,831 crores
(4) 7.5 per cent (5) 6.5 per cent
(5) Rs 7,233 crores
Q.39. India Licensing Expo (ILE), India's first and most
Q.32. Government of India has changed Cost Inflation influential brand licensing show will take place on
Index (CII) base year from 1981 to ___. 20 August 2017 in ___.
(1) 2000 (2) 2002 (3) 2001 (1) Hyderabad (2) Bengaluru (3) Chennai
(4) 2005 (5) 2004 (4) Mumbai (5) New Delhi
Q.33. Institute for Development & Research in Banking Q.40. Foreign direct investment (FDI) in India grew 18
Technology (IDRBT) is in? per cent during 2016 to touch __________ data
released by the Department of Industrial Policy
(1) Hyderabad (2) Bengaluru (3) Chennai
and Promotion (DIPP).
(4) Mumbai (5) New Delhi
(1) $42 billion (2) $46 billion (3) $50 billion
Q.34. Amendment to Section _______ of Negotiable (4) $39 billion (5) $49 billion
Instruments Acts to include the electronic image

SBI PO MAINS / ENGLISH LANGUAGE

Q.41-45. Read the following passage carefully and answer the higher level, those at the panchayat level, the
the questions that follow. Panchayati raj institutions (PRIs), are written into
At first sight, it looks as though Panchayati raj, and protected by the Constitution. All the essential
the lower layer of federalism in our polity, is as features, which distinguish a unitary system from
firmly entrenched in our system as is the older and a federal one, are as much enshrined at the lower
higher layer comprising the Union Government as at the upper level of our federal system. But
and the States. Like the democratic institutions at look closely and you will discover a fatal flaw. The
letter of the Constitution as well as the spirit of the
Bandana Nepal has danced continuously for 126 hours to set a Guinness World Records on "Longest
Dancing Marathon by an Individual".
JULY 2019 MICA 79
SBI PO MAINS
present polity have exposed the intra-State level the States had wrested some from the Centre. But
of our federal system to a dilemma of which the having at last managed to checkmate the Centre's
inter-State and Union-State layers are free. The encroachments on their rights, the States were not
flaw has many causes. But all of them are rooted about to allow the PRIs to do some encroaching of
in an historical anomaly, that while the dynamics their own.
of federalism and democracy have given added By the 1980s and early 1990s, the only national
strength to the rights given to the States in the party left, the Congress, had gone deeper into a
Constitution, they have worked against the rights siege mentality. Finding itself surrounded by State-
of panchayats. level parties, it had built walls against them instead
At both levels of our federal system there is the of winning them over. Next, the States retaliated
same tussle between those who have certain rights by blocking Congress proposals for Panchayati raj
and those who try to encroach upon them if they in Parliament, suspecting that the Centre would try
believe they can. Thus, the Union Government to use panchayats to bypass State Governments.
was able to encroach upon certain rights given to The suspicion fed on the fact that the powers
the States by the Constitution. It got away with proposed by the Congress for panchayats were
that because the single dominant party system, very similar to many of the more lucrative powers
which characterised Centre-State relations for of State Governments. State-level leaders also
close upon two decades, gave the party in power at feared, perhaps, that if panchayat-level leaders
the Union level many extra-constitutional political captured some of the larger PRIs, such as district-
levers. Second, the Supreme Court had not yet level panchayats, they would exert pressure on
begun to extend the limits of its power. But all that State-level leaders through intra-State multiparty
has changed in recent times. The spurt given to a federalism.
multi-party democracy by the overthrow of the It soon became obvious to Congress leaders that
Emergency in 1977 became a long-term trend there was no way the Panchayati raj amendments
later on because of the ways in which a vigorously they wanted to write into the Constitution would
democratic multi-party system works in a political pass muster unless Statelevel parties were given
society which is as assertively pluralistic as Indian their pound of flesh. The amendments were
society is. It gives political clout to all the various allowed only after it was agreed that the powers
segments which constitute that society. Secondly, of panchayats could be listed in the Constitution.
because of the linguistic reorganisation of States Illustratively, they would be defined and endowed
in the 1950s, many of the most assertive segments on PRIs by the State Legislature acting at its
have found their most assertive expression as discretion.
States. Thirdly, with single-party dominance This left the door wide open for the States to exert
becoming a thing of the past at the Union level, the power of the new political fact that while
governments can be formed at that level only by the Union and State Governments could afford
multi-party coalitions in which State-level parties to ignore panchayats as long as the MLAs were
are major players. This has made it impossible for happy, the Union Government had to be sensitive
the Union Government to do much about anything to the demands of State-level parties. This has
unless it also carries a sufficient number of State- given State-level actors strong beachheads on
level parties with it. Indian federalism is now the shores of both inter-State and intra-State
more real than it used to be, but an unfortunate federalism. By using various administrative
side-effect is that India's Panchayati raj system, devices and nonelected parallel structures, State
inaugurated with such fanfare in the early 1980s, Governments have subordinated their PRIs to the
has become less real. State administration and given the upper hand to
By the time the PRIs came on the scene, most State Government officials against the elected
of the political space in our federal system had heads of PRIs. Panchayats have become local
been occupied by the Centre in the first 30 years agencies for implementing schemes drawn up
of Independence, and most of what was still left in distant State capitals. And their own volition
after that was occupied by the States in the next has been further circumscribed by a plethora of
20. PRIs might have hoped to wrest some space "Centrally sponsored schemes". These are drawn
from their immediate neighbour, the States, just as up by even more distant Central authorities but

Glenmark Pharmaceuticals announced the appointed of Yasir Rawjee as the Chief Executive Officer
80 MICA JULY 2019
(CEO) of Glenmark Life Sciences.
 MODEL PAPER 2019
at the same time tie up local staff and resources Q.44. Which of the following most closely describes the
on pain of the schemes being switched off in 'fatal flaw' that the passage refers to?
the absence of matching local contribution. The (1) The ways in which the democratic multi-party
"foreign aid" syndrome can be clearly seen at work system works in an assertively pluralistic
behind this kind of "grass roots development". society like India's are flawed.
Q.41. The central theme of the passage can be best (2) The mechanisms that our federal system uses
summarized as (2 Marks) at the Union government level to deal with
(1) Our grassroots development at the panchayat States are imperfect.
level is now driven by the "foreign aid" (3) The instruments that have ensured federalism
syndrome. at one level, have been used to achieve the
(2) Panchayati raj is firmly entrenched at the lower opposite at another.
level of our federal system of governance. (4) The Indian Constitution and the spirit of the
(3) A truly federal polity has not developed since Indian polity are fatally flawed.
PRIs have not been allowed the necessary (5) None of these
political space.
Q.45. Which of the following best captures the current
(4) The Union government and State-level parties state of Indian federalism as described in the
are engaged in a struggle for the protection of passage?
their respective rights.
(1) The Supreme Court has not begun to extend
(5) None of these the limits of its power.
Q.42. The sentence in the last paragraph, "And their own (2) The multi-party system has replaced the single
volition has been further circumscribed...", refers party system.
to:
(3) The Union, state and Panchayati raj levels
(1) The weakening of the local institutions' ability have become real.
to plan according to their needs.
(4) There is real distribution of power between the
(2) The increasing demands made on elected Union and State level parties.
local leaders to match central grants with local
(5) None of these
contributions.
Q.46-50. Read the given passage carefully and answer the
(3) The empowering of the panchayat system as
questions that follow.
implementers of schemes from State capitals.
The world is leaning on its biggest economy
(4) The process by which the prescribed Central
to sustain the global recovery, according to the
schemes are reformulated by local elected
International Monetary Fund. The fund left its
leaders.
forecast for global growth unchanged in the latest
(5) None of these quarterly update to its World Economic Outlook,
Q.43. What is the "dilemma" at the intra-State level released Monday in Kuala Lumpur. The world
mentioned in the first paragraph of the passage? economy will expand 3.4 percent this year, up
(1) Should the state governments wrest more from 3.2 percent in 2016, and by 3.6 percent next
space from the Union, before considering the year, the IMF said. The forecasts for this year and
Panchayati system? next are unchanged from the fund’s projections
(2) Should rights similar to those that the States in April. Beneath the headline figures, though,
managed to get be extended to panchayats as the drivers of the recovery are shifting, with the
well? world relying less than xpected on the US and the
UK and more on China, Japan, the euro zone and
(3) Should the single party system which has
Canada, according to the Washington-based IMF.
withered away be brought back at the level of
the States? The dollar fell to its lowest in 14 months last week
as investors discounted the ability of President
(4) Should the States get "their pound of flesh"
Donald Trump’s administration to deliver on its
before allowing the Union government to pass
economic agenda after efforts by the Republican
any more laws?
Senate to overhaul healthcare collapsed. The
(5) None of these IMF estimated US growth at 2.1 percent this year

Reza Baqir has been appointed as the governor of the State Bank of Pakistan (SBP). JULY 2019 MICA 81
SBI PO MAINS
and again in 2018, consistent with what the fund Q.46. Which of the following statements can definitely
said June 27 in its annual assessment of the US be concluded from the given passage?
2.3 percent and 2.5 percent, respectively, in 2017 (i) IMF does not perceive any considerable long
and 2018. The economy expanded by 1.6 percent term risk to global market in the short term.
in 2016. "US growth projections are lower than
in April, primarily reflecting the assumption that (ii) IMF views China’s credit and growth policy
fiscal policy will be less expansionary going as a risk to global outlook.
forward than previously anticipated," the IMF said (iii)The US can perform well in global outlook by
in the latest report. abandoning its protectionist policies.
In June, the IMF said it had dropped assumptions (1) Both (i) and (ii) (2) Both (i) and (iii)
of a boost to growth from Trump’s plans to cut (3) Only (i) (4) Only (ii)
taxes and increase infrastructure spending.
(5) Only (iii)
Trump’s budget director, Mick Mulvaney, wrote
in July that the administration’s goal is "sustained Q.47. Which of the following is TRUE in the context
3 percent economic growth," and he named the of IMF’s growth forecast of China?
program "MAGAnomies" after Trump’s campaign (2 Marks)
slogan, "Make America Great Again". (i) An annual average growth of 6.4 percent
Meanwhile, as the UK works through its Brexit during 2018 through 2020.
negotiations, the IMF also chopped its forecast for (ii) No change in its forecast for 2017 from its
UK growth this year by 0.3 percentage point to 1.7 Annual Staff report of June 14th.
percent on weaker than expected activity in the first
(iii)The forecast for 2018 has grown a meager 0.2
quarter. "This forecast underscores exactly why our
percent from previous quarter.
plans to increase productivity and ensure we get the
very best deal with the EU, are vitally important," (1) Only (ii) and (iii) (2) Only (i) and (ii)
the UK Treasury said in an emailed statement. "The (3) Only (i) and (iii) (4) None of these
fundamentals of our economy are strong."
(5) All of the above
Other countries are picking up the slack. The IMF’s
Q.48. IMF has cut growth forecast of UK by 0.3 percent.
projection for growth in China is 6.7 percent for
What does it imply for the UK?
2017 – the same as its estimate made June 14 in an
annual staff report, and up 0.1 point from April’s (1) It should increase infrastructure spending and
world economic outlook. For 2018 the fund sees cut taxes.
Chinese growth at 6.4 percent, an increase of (2) It made a mistake to withdraw itself from
0.2 points from three months ago. In the report, Europe.
the IMF looked for average annual growth of (3) It should work on its fundamental for faster
6.4 percent in China during 2018 through 2020. economic recovery.
"Rich market valuations and very low volatility
in an environment of high policy uncertainty (4) It should ensure best deal out of Brexit
raise the likelihood of a market correction, which negotiations.
could dampen growth and confidence, said the (5) None of these
fund, which also cited China’s credit growth and Q.49. According to the IMF, the advanced countries
protectionist policies as threats. with weak demand and low inflation should-
While risks to the global outlook are "broadly (i) discard their protectionist policies.
balanced" in the near term, medium term risks are
titled to the downside, the IMF said. IMF urged (ii) support growth through monetary and fiscal
advanced countries with weak demand and low policy.
inflation to continue supporting growth through (iii) keep a check on rapid increase in rate of
monetary and fiscal policy while cautioning central interest by central banks.
banks against raising borrowing costs too quickly. (1) Both (i) and (ii) (2) Both (ii) and (iii)
The fund said widespread protectionism or a (3) Both (i) and (iii) (4) Only (i)
"race to the bottom" on financial and regulatory
oversight would leave all countries worse off. (5) Only (ii)

Saurav Ghosal and Joshna Chinappa have won the Asian Squash Championship titles in Kuala Lum-
82 MICA JULY 2019
pur, Malaysia.
 MODEL PAPER 2019
Q.50. Which of the following factors can be attributed Q.54. I. The Black Student _______ is holding a
to the fall of dollar to its lowest in the 14 weeks cultural _____ workshop in the media centre
period? on Saturday.
(1) The US’ diminishing role in global recovery II. We realized that it was a _____ of people who
(2) The emergence of Japan, China and Euro were against religious ____ in the society.
Zone as the driver of global recovery (1) Jocular, Adept (2) Convulsion, Niggle
(3) The protectionist policies of Trump (3) Huff, Chasm (4) Caucus, diversity
(4) The inability of Trump to keep his economic (5) None of these
promises Q.55-58. A sentence is divided into three parts I, II and
(5) Less expansionary fiscal policy of the US than III. For each part a correction statement is given.
expected Determine the part which requires correction and
mark it as your answer.
Q.51-54. In the given questions, two sentences with two
blanks each, are followed by five options with two Q.55. Rapid economic ascendance has brought many
words in each. Select that option as your answer challenges, / including high inequality; rapid
which can fill both the blanks of both the sentences urbanization; challenges of, / environmental
I and II. sustainability; and external imbalances.
Q.51. I. When deciding the term of the loan, base your I. Rapid economic ascendance has brought on
_____ on the loan’s total cost and not _____ many challenges
payments. II. including high inequality; rapid urbanization;
challenges of
II. The ______ to pay the workers on a monthly
basis is very beneficial for small firms to keep III. environmental sustainability; and external
a check on their ______ profit. (2 Marks) imbalance
(1) Monthly, advance (2) Decision, monthly (1) Only III (2) Both I and II
(3) Determine, yearly (4) Mention, pay (3) Both I and III (4) Only II
(5) None of these (5) Only I
Q.56. The academic literature provides mixed findings, /
Q.52. I. Cyber-crime is at ______ proportions and the
for the relationship among immigration and crime
chance that your website, your name and your
worldwide, / but finds for the United States that
business can be _______ affected are more of
immigration has no impact on the crime rate.
a reality than ever before.
I. The academic literature provided mixed
II. An/a _______ of smallpox resulted in the
findings
death of a substantial portion of the native
population of this country and has _______ II. for the relationship among immigration and
affected the population of the nation. crime worldwide,
(1) Epidemic, severely (2) Severely, destroyed III. but finds for the United States that immigration
is in no impact on the crime rate.
(3) Splutter, severely (4) Sagacious, Juxtaposed
(1) Only II (2) Only III
(5) None of these
(3) Both I and II (4) Both II and III
Q.53. I. Wood windows will require maintenance and
(5) Both I and III
re-painting to ______ appearance and ______
of the wood against rot and insects. Q.57. Fascism has many faces, but the most constant is
that the supremacist delusion that the West is the
II. Even though they were tired mentally and carrier of "universal values"/and that, as exclusive
physically, the soldiers continued to ______ interpreter and custodian of these values; /the West
their duty to serve their country with _______ is obligated to act upon watchdog of democracy
and honour. and human rights throughout the globe.
(1) Lurk, germane (2) Maintain, Integrity I. Fascism has many faces, but the most constant
(3) Garnish, Integrity (4) Profess, Heft is that of the supremacist delusion that the
(5) None of these West is the carrier of "universal values"

Caster Semenya has won the 800 metres race at the Doha Diamond League. JULY 2019 MICA 83
SBI PO MAINS
II. and that, as an exclusive interpreter and Q.61. The best way to end violence against women and
custodian of these values; girls is to prevent it from happening in the first
III. the West is obligated to act upon a watchdog place by ______. (2 Marks)
of democracy and human rights throughout i. addressing its root and structural causes.
the globe ii. redressing the wounds caused by it.
(1) Both I and II (2) Both II and III
iii. Curbing it wherever visible.
(3) All I, II and III (4) Only I
(1) Only i (2) Only ii
(5) Both I and III
(3) Only iii (4) Both i and ii
Q.58. Several times we sat with the new people and tried to
put together agreements / that would accommodate (5) Both ii and iii
the needs of both of our peoples, / each time it was Q.62-64. In the given question, four statements are given
us who gave privileges to the new people. which are connected in different ways in the
I. Several times we sat with the new people and options given below. Determine the option in
tried to put together agreements which the four statements have been the most
appropriately expressed.
II. That would accommodate the needs of both of
our peoples, Q.62. The weather was stormy. The fishermen had been
warned the previous night. The fishermen were in
III. each time it was us who gave privileges to the
danger. Anyone could have got drowned in such
new people.
weather.
(1) Only II (2) Only III
(1) The weather was so stormy that anyone could
(3) Both II and III (4) Both I and II have got drowned and the fishermen were in
(5) None of these. danger, so they had been warned the previous
Q.59-61. In the given question, a statement with one blank, night.
followed by three alternatives, is given. Out of the (2) The weather was stormy enough to have the
given three alternatives, more than one can fill the fishermen in danger as they had been warned
given blank. Choose the set of words from the the previous night and anyone could have got
given options which can be used to fill the blank. drowned in such weather.
Q.59. Despite having a border dispute India and China (3) The fishermen had been warned the previous
have ______ thereby creating a ‘managed night as they were in danger in the weather was
relationship’. stormy and anyone could have got drowned in
i. Never exchanged a bullet on the border in the such weather.
last 40 years (4) The fishermen were in danger as the weather
ii. Preserved accord was stormy as they had been waned the
iii. Not been belligerent towards each other previous night and anyone could have got
drowned in such weather.
(1) Only i (2) Only ii
(5) None of these
(3) Both i and iii (4) Both ii and iii
(5) All the above Q.63. Timothy was with Philip since he was a child.
Timothy was a playful dog. Philip considered
Q.60. The need for rural communities to approach Timothy to be a special dog. Philip thought
development from a wider perspective has Timothy could always protect him.
______ rather than merely creating incentive for
agricultural or resource-based businesses. (1) Timothy was with Philip since he was a child
and was considered to be special by him who
i. Made things difficult and more complex
was a playful dog and could always protect
ii. Been a burdensome and strenuous task him.
iii. created more focus on a broad range of (2) Timothy was with Philip who considered him
development goals to be a special dog and could always protect
(1) Only i (2) Only ii (3) Only iii him as he was with him since he was a child
(4) Both i and ii (5) All the above and was a playful dog.

84 MICA JULY 2019 Bi-annual conference of the National Cadet Corps (NCC) was held at New Delhi.
 MODEL PAPER 2019
(3) Timothy was a playful dog who was with 6) Significantly, however, the RBI cut its
Philip since he was a child and was considered projection for consumer inflation to 2-3.5%
a special dog who could always protect him. in the April to September period, down from
(4) Timothy was with Philip who was a playful 4.5%, and to 3.5-4.5% in October to March,
child and considered him to be a special dog down from 5%.
and could always protect him. (1) CDAB (2) DABC (3) DBAC
(5) None of these (4) CBDA (5) BACD
Q.64. The situation was difficult. The girl was only Q.66. In the given question, there are four statements
seven years old. The girl had no relative to look A, B, C and D that have to be arranged in a
after her. The financial condition too was grave. logical order to make a paragraph between 1
and 6.
(1) The situation was difficult and grave as the
financial condition was bad and the girl was 1) Quaint is not an obvious word to use about
only seven years old had no relative to look America: a country built on revolution,
after her. restless expansion and unabashed pursuit of
profits.
(2) The situation was difficult as the girl who was
only seven years old had no relative to look (A) Often physical settings added to this sense of
after her and the financial condition was grave quaintness.
as well. (B) From Boston to Philadelphia, or to the
(3) The girl was only seven years old and the lovingly-restored Georgian streets of colonial
financial condition was too grave as she had Williamsburg in Virginia many New World
no relative to look after because the situation candles of liberty looked strikingly like the
was difficult. Old all red-brick mansions cobbled lanes and
candle-lit inns, haunted by the host in tricorne
(4) The situation was grave and difficult however hats.
the girl was only seven years old and had no
(C) Museums and historic sites depicted the
relative to look after her and the financial
birth of the United States as a morality tale
condition was grave.
and an Anglo-Saxon family dispute, pitting
(5) None of these tyrannical King George and his redcoats
Q.65. In the given question, there are four statements A, against freedom-loving colonial subjects.
B, C and D that have to be arranged in a logical (D) Yet for years a cloud of quaintness hung about
order to make a paragraph between 1 and 6. many of the country's founding places.
1) In a move that will encourage banks to lend 6) This can also be found in several other regions
more for housing and possibly make high- of the great America.
value home loans cheaper, the Reserve Bank (1) DACB (2) DCAB (3) BACD
of India (RBI) on Wednesday reduced the (4) ABCD (5) DBAC
capital requirement for home loans.
Q.67-70.In the following questions, a part of the sentence
(A) The repo rate is the rate at which it lends to is underlined. Below the sentence alternatives to
banks, while the reverse repo is the facility the underlined part are given at (1), (2), (3), (4)
through which it borrows from banks. and (5) which may help improve the sentence.
(B) It also retained the cash reserve requirement Choose the correct alternative.
(CRR) at 4%. Q.67. The Sanskrit language is of a wonderful structure;
(C) The RBI has also improved the lendable more perfect then the Greek, more copious than
resources of banks by Rs 50,000 crore by the Latin, and more exquisitely refined than either,
reducing the proportion of deposits that banks yet bearing to both of them a stronger affinity.
have to invest in government bonds. (1) is of a wonderful structure; more perfect than
(D) In its monetary policy review, the RBI retained the Greek, most copious than the
the repo rate at 6.25% and the reverse repo (2) is of a wonderful structure; more perfect then
rate at 6%. the Greek, more copious then the

Volleyball Federation of India (VFI) named Serbian Dragan Mihailovic as the head coach the Indian
men's volleyball team.
JULY 2019 MICA 85
SBI PO MAINS
(3) is of a wonderful structure; more perfect than (3) India has some of the most biodiverse regions
the Greek, more copious than the of the world and
(4) is of a wonderful structure; more perfect than (4) India has some of the most biodiverse region
the Greek, more copious than a of the world and
(5) are of a wonderful structure; more perfect than (5) India has some of the most biodiverse regions
the Greek, more copious than the of the world or
Q.68. Field hockey was considered to be the national Q.71. In the following question, a part of the sentence
game of India, but this had been recently denied is printed in bold. Below the sentence alternatives
by the Government of India, clarifying on a Right to the bold part are given at (1), (2), (3) and (4)
to Information Act (RTI) filed that India has not which may help improve the sentence. Choose
declared any sport as the national game. the correct alternative. In case the given sentence
(1) is considered to be the national game of India, is correct, your answer is (5) i.e. No correction
but this has been recently denied required.
(2) was considered to be the national game of The need for conservation of wildlife in India
India, but this has been recently deny is often questioned because of the apparently
incorrect priority on the face of direct poverty of
(3) was considerable to be the national game of
the people.
India, but this has been recently denied
(1) incorrect priority of the fact of direct poverty
(4) was considered to be a national game of India,
of the people
but this has been recently denied
(2) incorrect priority in the face in direct poverty
(5) was considered to be the national game of
of the people
India, but this has been recently denied
(3) incorrect priority in the mouth of direct
Q.69. Indian small screen programming started off in
poverty of the people
the mid-1970s where at that time there was only
one national channel Doordarshan, which was (4) incorrect priority in the face of direct poverty
government owned but 1982 saw a revolution in of the people
TV programming in India, with the New Delhi (5) No correction required
Asian games, India saw the colored version of TV, Q.72-75. In the given question, a theme followed by three
that year. passages is given. Determine which passage is
(1) and at that time their was only one national based on the given theme and mark it as your
channel option. More than one passage can be based on the
(2) and at that time there was only one national given theme.
channel Q.72. Women empowerment (2 Marks)
(3) and at that time there was alone one national A) With the slogan of women empowerment,
channel the question arises that "are women become
(4) and of that time there was only one national really strong" and "is long-term struggle
channel has ended". Many programmes have been
implemented and run by the government such
(5) and at there time there was only one national
as International Women’s day, mother’s day,
channel
etc in order to bring awareness in the society
Q.70. India has some of the most biodiverse regions about the true rights and value of the women
in the world and hosts four of the world’s 35 in the development of the nation. Women need
biodiversity hotspots – or treasure-houses – that is to be progressed in the number of spheres.
the Western Ghats, the Eastern Himalayas, Indo-
B) There is a high level of gender inequality in
Burma and Nicobar Islands.
India where women are ill-treated by their
(1) India had some of the most biodiverse regions family members and outsiders. Women in
of the world and India are always subjected to the honour
(2) India has some of a most biodiverse regions of killings and they never given their basic rights
the world and for the proper education and freedom. They

India and Australia held the 11th Meeting of the Joint Working Group on Counter-Terrorism at
86 MICA JULY 2019
Canberra.
 MODEL PAPER 2019
are the victims who have faced violence and and life in today’s world. It is true that 40%
abuse in the male-dominated country. of our happiness depends on our actions. Out
C) Giving priority to the gender equality of the remaining 60%, 50% is via the genes
facilitates women empowerment all over the and 10% via uncontrollable factors. You can’t
country. To get the high-level goal of women lose the important 40% determiner of your
empowerment, it should be promoted from the happiness for something called money, can
childhood in each and every family. It needs you?
women to be strong physically, mentally and C) Today, everyone is running: some are running
socially. after money, some are running after the
(1) Only C (2) Both A and B people they love, some are running after the
situations they desire. No one is at a stable
(3) Both A and C (4) All A, B, C
position i.e. no one is at peace. Inner peace
(5) None of the above reflects the peace of mind. In today’s era,
Q.73. Competition in the e-commerce sector everyone is extremely busy in making their
A) All of us want to come out on top. We want to lives perfect.
see others subordinated to our superiority. Our (1) Only B (2) Only C
goal is to dominate. If you do not secretly, or (3) Only A (4) Both B and C
overtly, harbor this desire, then you should not
(5) All A, B, C
be in e-commerce. If you see some good ideas,
note them, and implement them on your own Q.75. Impact of Artificial Intelligence
site. A) Artificial intelligence today is properly
B) If you want to beat your competition, you known as narrow AI (or weak AI), in that it is
are going to have to establish the best supply designed to perform a narrow task (e.g. only
chain and maintain the best wholesaler facial recognition or only internet searches
relationships. This does not always mean the or only driving a car). However, the long-
cheapest source. If you choose the cheapest term goal of many researchers is to create
wholesaler or distributor, you may end up general AI (AGI or strong AI). While narrow
compromising on quality or reliability. AI may outperform humans at whatever its
specific task is, like playing chess or solving
C) The market for e-commerce solutions is
equations, AGI would outperform humans at
extremely competitive and we may find
nearly every cognitive task.
ourselves unable to compete effectively.
Because there are relatively low barriers to B) Autonomous weapons are artificial
entry in the e-commerce market, we expect intelligence systems that are programmed
continued intense competition as current to kill. In the hands of the wrong person,
competitors expand their product offerings these weapons could easily cause mass
and new competitors enter the market. casualties. Moreover, an AI arms race could
inadvertently lead to an AI war that also
(1) Only B (2) Only C
results in mass casualties.
(3) Both A and B (4) All A, B, C
C) One of AI’s greatest impacts could be in
(5) None of the above food production — an industry challenged
Q.74. Money versus peace of mind by a rapidly growing world population,
A) Peace of mind is the most important thing in competition for natural resources and
life, nothing can replace it not even heaps of plateauing agricultural productivity. The Food
money. Money is just a commodity, it can be and Agriculture Organization of the United
earned as well as spent in exchange of worldly Nations (FAO) estimates that the earth’s
pleasures, but peace of mind is a state. population will balloon to 9.7 billion people
on by 2050
B) Since we have done away with the barter
system, we’ve developed various forms of (1) Only A (2) Only B
currency and coins. Money is one of the most (3) Both A and B (4) Both A, B, C
important factors determining one’s success (5) All A, B, C

Reserve Bank of India (RBI) has increased the eligibility cap on home loans extended by regional
rural banks and small finance banks.
JULY 2019 MICA 87
SBI PO MAINS
SBI PO MAINS / QUANTITATIVE APTITUDE
Q.76-80. Study the data given below and answer the Q.77. If the time taken by boat to travel upstream on
following questions. The pie charts shown below
Monday is 22 14 hrs more than the time taken
shows the distance covered by a boat moving 25
upstream and downstream in different days of a by it to travel downstream on the same day, then
week. And the table shows the speed of stream in
find the speed of boat in still stream on Monday if
km/hr. in different days of a week.
Total distance covered in upstream = 1500 speed of boat in still water is 10 kmph (2 Marks)
(1) 2.2 kmph (2) 1.8 kmph
(3) 2.0 kmph (4) 2.5 kmph
Friday Saturday
14% 10% (5) Can’t be determined
Sunday
Q.78. If the speed of boat in still water on Friday was
Thursday 15% 22 km/hr and the speed of boat in still water on
12% Tuesday was 10/11 times of Friday and time taken
Wednesday to travel downstream on Friday is 20/11 hrs more
16% Monday than the time taken by it to travel downstream on
18%
Tuesday, then find the speed of stream (in kmph)
Tuesday on Wednesday? (2 Marks)
15%
(1) 1.5 (2) 2
Total distance covered in downstream = 1200 (3) 4 (4) None of the above
(5) Can’t be determined
Friday
16%
Saturday Q.79. The speed of boat in still water on Saturday
15%
was 20 km/hr. if the time taken by boat to travel
downstream on Saturday is 125/192 times taken
Thursday Sunday
12% 15% to travel upstream on Sunday, then find the time
taken by the boat to cover a distance of 21.25 km
Wednesday
18% Monday
upstream when the speed of stream is same as that
14% of Sunday. (2 Marks)
(1) 3 hrs. (2) 2.5 hrs.
Tuesday
10% (3) 4 hrs. (4) None of these
(5) Can’t be determined
Day Speed of stream
Monday - Q.80. If the time taken by boat to travel upstream on
Sunday is 6 hours more than the time taken by it to
Tuesday 2 travel downstream on Thursday and the speed of boat
Wednesday - in still water on Thursday is 13 kmph, then find the
Thursday 3 upstream speed of boat on Sunday? (2 Marks)
Friday - (1) 17 kmph (2) 20 kmph (3) 12 kmph
Saturday 4 (4) 15 kmph (5) Can’t be determined
Sunday 2
Q.81-84. There are three bags A, B and C. In each bag
Q.76. If the time taken by boat to travel upstream on Sunday
there are three types of coloured balls Yellow,
is equal to the time taken by it to travel downstream
on Thursday and the speed of boat in still water on Green and Black. In bag A, no. of yellow coloured
Thursday is 13 kmph then find the speed of boat in balls are y and no. of green coloured balls are g.
still water on Thursday? (2 Marks)
Number of green coloured balls are 4 more than
(1) 27 kmph (2) 25 kmph (3) 26 kmph
the number of yellow coloured balls. When one
(4) 28 kmph (5) Can’t be determined
Indian boxers have won the six medal at the 36th Feliks Stamm International Boxing Tournament in
88 MICA JULY 2019
Warsaw, Poland.
 MODEL PAPER 2019
ball is picked at random then the probability of 2
5 do it for 22 days then he is replaced by B and
getting black colour ball is , The value of y 9
2 13 B completed remaining work in same time as C
is 18 % less then g. In bag B, number of yellow
11 and D together can complete the whole work. The
coloured balls is 22 2 % more than that of bag A.
9 ratio of the efficiency of C and D is 4 : 5.
If two balls are picked at random from bag B then
Q.85. If C and D work for alternative days starting from
the probability of getting both green colour ball is 1
4 C then they can do the total work in 44 days.
.. Total number of balls in bag B is 75. In bag 2
37 Then find x value?
C, the ratio of number of green coloured balls
and number of black coloured balls is 7 : 5. Total (1) 33.33 (2) 66.66 (3) 30

number of green and black coloured balls is 36. If (4) 70 (5) 80

one ball is picked at random then the probability Q.86. If E and F together work for 24 days then they are
7 replaced by A and B respectively then they can do
of getting one yellow ball is .
13 the remaining work in 20 days. If the efficiency of
Q.81. If x number of yellow balls from bag B are taken E and F is 5 : 4, If E and F together complete the
and placed into bag A and 20% of black balls from whole work then find the difference between the
bag A are taken and placed into bag B. If we pick work done by E alone and the total work done by
one ball from bag B then the probability that the F alone ?
11 (1) 1/7 (2) 1/9 (3) 1/6
ball is of black colour is . Then find the value
of x? 26 (2 Marks) (4) 3/7 (5) 1/3
(1) 2 (2) 4 (3) 1 Q.87. ABCD is a trapezoid. PQRS and MLKJ are two
(4) 1/2 (5) 3/2 rhombus. Diagonals of PQRS are 6 cm and 8 cm.
One of the angle of MLKJ is 120 degree and the
Q.82. If one ball is picked at random from each of the
diagonal bisecting that angle measures 15 cm.
bag A and bag B then find the probability that both
Side of PQRS = AB, side of MLKJ = CD. Find
of the balls are of the same colour?
MN (median of trapezoid)
1646 13
(1) (2)
65 × 75 75
166
(3) (4) None of the above
65 × 7
(5) Can’t be determined
Q.83. Difference between the number of green balls in
(1) 15 (2) 20 (3) 10
bag A and bag C is how much percent more/less
than the sum of the number of black balls in bag A (4) 12 (5) Can’t determine
and bag C together? (2 Marks) Q.88. A vessel contains 2.5 litres of water and 10 litres
(1) 97.5% (2) 91% (3) 75% of milk. 20% of the contents of the vessel are
removed. To the remaining contents, x litres of
(4) 79.5% (5) None of the above
water is added to reverse the ratio of water and
Q.84. Ram counted balls in Bag C and Bag A but milk. Then y litre of milk is added again to reverse
mistakenly he counted green balls in bag B instead the ratio of water and milk. Find y.
of C. What is error percentage (approx.)?
(1) 128 (2) 120 (3) 60
(1) 3% (2) 2% (3) 5%
(4) 30 (5) 130
(4) 4% (5) 1%
Q.89-92. A,B,C,D and E are five persons to complete jobs
Q.85-86. Each of A, B, C and D need a unique time to do X and Y. Line graph shows the data regarding the
a certain work. A can do the work in x days and B number of days taken by these persons to complete
the job X and Y.
can do the work in 2x days. A started the work and
Justice (retired) Madan B Lokur has been appointed to the Supreme Court of Fiji as a judge of its
non-resident panel.
JULY 2019 MICA 89
SBI PO MAINS
Time taken to complete the job X and Y P
A+40
Q
X work Y work
25 S

20 A
R S
15
(1) Quantity 1 < Quantity 2
10 (2) Quantity 2 < Quantity 1
5
(3) Quantity 1 = Quantity 2
(4) Can’t establish a relation
0
A B C D E (5) None of the above

Q.94. There are 63 cards in a box numbered from 01 to
Q.89. A and B working on job Y alternatively for 10 63. Every card is numbered with only 1 number.
days. C and D worked alternatively for n days. If
1/15 of the job is remained then how many days Quantity 1: Probability of picking up a card whose
C alone can finish the job? digits, if interchanged, result in a number which is
36 more than the number picked up.
(2 Marks)
Quantity 2: Probability of picking up a card, the
(1) 14 (2) 12
number printed on which is a multiple of 8 but not
(3) 13 (4) None of the above that of 16.
(5) Can’t be determined (1) Quantity 1 < Quantity 2
Q.90. If A worked on job X for 5 days and C worked for (2) Quantity 2 < Quantity 1
3 days. the remaining job was done by E and D (3) Quantity 1 = Quantity 2
separately. If the ratio of the number of days for which
(4) Can’t establish a relation
D and E worked is in ratio 1:1, then find the number of
days for which C,D and E worked? (2 Marks) (5) None of the above
(1) 6 (2) 3 (3) 9 Q.95. Quantity 1: Number of hours in which A, B and
C can complete the work if A, B and C alone can
(4) 5 (5) Can’t be determined finish it in 25, 20 and 15 hours respectively.
Q.91. If the ratio of the number of days for which D and Quantity 2: Number of hours in which B can finish
C worked on job Y is 12:5 and completed the work the work if A working alone finishes it in 20 hours
then find the difference between number of days while working together they finish it in 5 hours.
for which C and D worked. (2 Marks) (1) Quantity 1 > Quantity 2
(1) 7 (2) 14 (2) Quantity 1 > Quantity 2
(3) 21 (4) Can’t be determined (3) Quantity 1 < Quantity 2
(5) All of above (4) Quantity 1 < Quantity 2
Q.92. If B worked on job Y with 4/9 times his work (5) Quantity 1 = Quantity 2
efficiency and assisted by D every 3rd day then find Q.96. Quantity 1: In an examination, Ankita scored 35
the number of days for which B and D worked to marks less than Puneeta. Puneeta scored 65 more
complete the job. (2 Marks) marks than Meenakshi. Rakhi scored 115 marks,
(1) 18 (2) 13 (3) 16 which is 20 marks more than Meenakshi's. Simpy
scored 108 marks less than the maximum marks
(4) 12 (5) None of the above of the test. What approximate percentage of marks
Q.93-96.Find the correct relationship between the given did Simpy score in the examination, if she got 67
quantities: marks more than Ankita? (2 Marks)
Q.93. Quantity 1: Find the value of A where S is an acute Quantity 2: The length of a rectangle is increased
angle and PQ||RS (2 Marks) by 60%. By what percent would the width have to
be decreased to maintain the same area?
Quantity 2: A=25
(1) Quantity1 < Quantity2

The Maharashtra government has appointed senior IPS officer Deven Bharti as the chief of the Anti-
90 MICA JULY 2019
Terrorism Squad (ATS) of the state.
 MODEL PAPER 2019
(2) Quantity1 < Quantity2 II. Difference between the compound interest and
(3) Quantity1 > Quantity2 the simple interest earned on a certain amount
in two years is Rs. 400.
(4) Quantity1 > Quantity2
III. Simple interest earned per annum is Rs. 2000
(5) None of these
(1) Only I
Q.97. Direction: The question given below is followed
(2) II and III
by two statements. You have to determine whether
the data given in the statements are sufficient for (3) Any two of three
answering the question. You should use the data (4) Either I alone or II and III together
and your knowledge of Mathematics to choose
(5) Either I and II or I and III
between the possible answers. (2 Marks)
Q.100. Direction: The question given below is followed
How many students from institute 'A' got the placement? by some statements. Read the question carefully
I. Number of students studying in institutes A and determine which of the given statements is/
and B are in the ratio of 3:4 respectively. are necessary/required to answer the question.
II. Number of students who got placement from (2 Marks)
institute B is 120% of the number of students Find the two-digit number?
who got placement from institute A I. The difference between the number and the
III. 80% of the students studying in institute B got number formed by interchanging the digit is
placement. 27
(1) I and II both (2) Only I II. The difference between two digits is 3.
(3) Only II (4) Any one of the three III. The digit at unit's place is less than that at ten's
(5) Question cannot be answered even with the place by 3
information in all three statements (1) I and III (2) I and either II or III
Q.98. Direction: The question given below is followed (3) II and III (4) All of these
by some statements. Read the question carefully (5) None of these
and determine which of the given statements is/are
necessary/required to answer the question. Q.101. Direction: The following question is followed by
few statements. You have to study the question
What is the cost of flooring the rectangular hall? and all the statements given and decide whether
(2 Marks) the information provided in the statement(s) is
I. Length and the breadth of the hall are in the sufficient/required to answer the question or not:
ratio of 3:2 If k is an integer and x(x – k) = k + 1, what is the
II. Length of the hall is 48 m and cost of flooring value of x? (2 Marks)
is Rs. 850 Per sq.m. I. x < k II. x = k + 1 III. x = 3 – k
III. Perimeter of the hall is 160 m and cost of (1) Only statement I is sufficient.
flooring is Rs. 850 per sq m
(2) Only statement II is sufficient
(1) I and II (2) I and III
(3) Any of the two statements out of I, II and III
(3) Only III (4) I and either II or III are sufficient
(5) Any two of the three (4) All three are together sufficient
Q.99. Direction: The question given below is followed (5) None of these
by two statements. You have to determine whether
the data given in the statements are sufficient for Q.102-106. Study the given table carefully and answer the
answering the question. You should use the data questions that follow.
and your knowledge of Mathematics to choose Given below is a table which tells us about
between the possible answers. (2 Marks) the profit or loss% made on 4 items sold by 6
companies, A, B, C, D, E, and F.
What is the rate of interest Percent per annum?
Some of the data is missing in the table which one
I. An amount doubles itself in 5 years on simple
has to calculate using the given data.
interest.

Admiral Sunil Lanba, the Chief of Naval Staff inaugurated Indian Navy’s first full-fledged Service
Selection Board (SSB) at Diamond Harbour, near Kolkata.
JULY 2019 MICA 91
SBI PO MAINS
Company Item I Item II Item III Item IV Q.106. The average selling price of item I sold by company
C and company A is Rs. 3493. The cost price of the
A 10% - 20% - item I for company A and company C is in the ratio
B - 15% - 20% of 5 : 4. Find the % by which the selling price of this
item sold by Company C is greater or less than the
C 12% - 20% 25% selling price of this item sold by company A. Both
companies made profit on the item. (2 Marks)
D 200 - - 15%
% (1) 17.2% (2) 18.54% (3) 19.25%
9
(4) 20.6% (5) 21.36%
E 20% 25% - 16% Q.107-108. The following information should be used to
F 15% solve the following 2 questions. The information
given in a question or the answer may be used in
Q.102. The ratio of the selling price of item I and II for company
the other question as the 2 questions are linked.
A is 4 : 3. Find the profit or loss% made on item II if
Please solve carefully before proceeding:
the ratio of their cost price was 8 : 9. It is known that
company A made profit on item I. (2 Marks) 3 partners – A, B, and C – invested in a business
through different means – cash capital, land assets
(1) 12.25% profit (2) 12.25% loss and equity certificates. Cash invested by the 3 were
1 1 in the proportion 2:3:7 respectively; land assets
(3) 16 % profit (4) 16 % loss
3 3 were invested in the ratio 4:3:5 respectively; and
(5) None of these equity certificates were invested in proportion 1:5:4
respectively.
Q.103. The marked price of items are same for each
Q.107. If total cash invested was Rs. 42 lakhs, total land
company. The marked price of items are: Item I – Rs.
worth invested was Rs. 93 lakhs, total value
2500, item II – Rs. 1750, item III – Rs. 2400, item
of equity certificates was Rs. 65 lakhs, and all
IV – Rs. 3200. For company C, a discount% of 10%
invested for the same time, then what will be profit
is given on item III while two successive discounts
share of ‘A’ if the total profit at the end of 1st cycle
of equal % was given on item I by company D. Find
is Rs. 1.5 crores? (2 Marks)
the successive discount% given by company D if
the cost price paid by company C for item III was (1) Rs. 45.65 lakhs (2) Rs. 37.755 lakhs
equal to the cost price paid by company D for item I. (3) Rs. 33.375 lakhs (4) Rs. 29.895 lakhs
Company C made profit on item III while company (5) None of the above
D suffered loss on item I. (2 Marks)
Q.108. In the next cycle the investments made were
(1) 15% (2) 12% (3) 20% doubled but in the same proportion as in the
(4) 16% (5) 25% previous cycle. However, the period they were
invested changed for this cycle. A invested for 10
Q.104. Company F marked item IV at 25% higher than
months, B invested for 2.5 years and C invested
its cost price. Selling price of this item is Rs.
for 20 months. What is C’s approximate profit
4140. Find the marked price of item IV, if ‘d’ is
share if the total profit this time was Rs.3 crores?
discount% and profit% made by selling the item is
(3d – 9)%. (2 Marks) (1) Rs. 2.25 crores (2) Rs. 2.50 crores
(1) Rs. 4400 (2) Rs. 4500 (3) Rs. 4680 (3) Rs. 1.63 crores (4) Rs. 1.27 crores
(5) Rs. 2.22 crores
(4) Rs. 5140 (5) None of these
Q.109-110. Study the following information carefully and
Q.105. The selling price of the items sold by Company E was answer the questions given below:
Rs. 2400, Rs. 2100, Rs. 1870 and Rs. 2030 in the order
from I to IV. They made a profit on items I and IV Two trains A & B are travelling in the same
while they lost money on item II. Find the profit or direction at a certain speed. Length of the train A
loss made on item III if the company made an overall is 300 metres and the speed of the train B is 30
profit of 5% by selling all the items. (2 Marks) km/hr. The train A passes a man who is walking
at a speed of 4 km/hr along the line in the same
(1) Rs. 200 (2) Rs. 400 (3) Rs. 500 direction as ‘A’ in 30 seconds.
(4) Rs. 420 (5) Rs. 560
Ride-hailing platform, Ola has launched Ola Money Credit Card in partnership with SBI Card. Ola is
92 MICA JULY 2019
targeting 10 million Ola Money-SBI Credit Cards to be issued by 2022.
 MODEL PAPER 2019
Q.109. If the train A reached the station in 15 minutes Q.110. If the train A passes the train B completely in 5.4
after it had passed the man. In what time the man minutes find the length of the train B in metres?
reached the station? (2 Marks)
(1) 500 m (2) 750 m (3) 822 m
(1) 1 hour (2) 1.5 hours (3) 2 hours
(4) 2.5 hours (5) Data insufficient (4) 850 m (5) 600 m

SBI PO MAINS / REASONING ABILITY

Q.111-112. Study the following diagram and convert it into
(II) If box contain odd number
other diagrams by implementing the instructions
which is given in each step to get next step. (a) If one letter is consonant and other one is vowel
then vowel decrease by 4 values and opposite it
and consonant letter first opposite then decreases
JP4 LT3 KQ5
by 5 values and interchange both positions.
(b) If both letters are vowel then decreases both
DW5 RO7 letters position by 5 values and interchange their
positions and opposite both letters.
G9 E6 R8 (c) If both letters are consonant then increases
both letters positions by 6 values and interchange
Step 1- Diagonally interchange second letter, if their positions and opposite both letters.
box contain only one letter then consider it as a (d) If there is only one letter either vowel or
first letter and no interchange process takes place. consonant, if letter is vowel then vowel letter
increases by 7 values and opposite this vowel
JP4 LT3 KQ5 letter and then decreases by 6 values. If this letter
is consonant then decrease letter value by 7 and
opposite this consonant letter and then increase by
DO5 RW7 6 values.

G9 E6 R8 QW4 AI3 DJ5

Step 2-
(I) if box contain even number PR5 XC7
(a) If one letter is consonant and other one is vowel
then vowel increase by 4 values and opposite it G9 I6 V8
and consonant letter first opposite then increases
by 5 values and interchange both positions.
Step 3- is coded in some special pattern
(b) If both letters are vowel then increases both
letters position by 5 values and interchange their
positions and opposite both letters. VW4 AI3 GJ5
(c) If both letters are consonant then decreases both
letters positions by 6 values and interchange their XR5 PC7
positions and opposite both letters.
(d) If there is only one letter either vowel or
consonant, if letter is vowel then vowel letter D9 I6 Q8
decreases by 7 values and opposite this vowel
letter and then increases by 6 values. If this letter
As per the rules followed in the above step, find
is consonant then increase letter value by 7 and
out the appropriate steps for the given input and
opposite this consonant letter and then decrease by
answer the following questions.
6 values.

Hi-Tech Pipes Limited incorporated in 1985 has received "Top Performer Award" for being one
among the largest customer for Hot Rolled Coils on PAN India basis in financial year 2018-19.
JULY 2019 MICA 93
SBI PO MAINS
(5) If the inference is definitely false i.e., it cannot
DX4 RM9 Z4 possibly be drawn from the facts given or it
contradicts the given facts.

CN5 Q.114. The fiscal position of railways in the earlier plan

NY8
period was better than the current plan period.
(2 Marks)
EG2 K7 BM6 (1) If the inference is definitely true, i.e., it properly

follows from the statement of facts given.
Q.111. Which element comes in step-3 in the second
(2) In the inference is probably true though not
column of third row? (2 Marks)
definitely true in the light of the facts given.
(1) SS8 (2) TE6 (3) NR2
(3) If the data are inadequate i.e., from the facts
(4) H7 (5) None of these given you cannot say whether the inference is
Q.112. Which element replaces IE6 in step-3? (2 Marks) likely to be true or false.
(1) NR2 (2) H7 (3) TE6 (4) If the inference is probably false though not
definitely false in the light of the facts given.
(4) SS8 (5) None of these
(5) If the inference is definitely false i.e., it cannot
Q.113-114. In the form of inference/conclusions are based
possibly be drawn from the facts given or it
on the passages given below. Each passage is
contradicts the given facts.
followed by five inferences. You are required to
examine each inference separately in the context Q.115-117. Study the information given below and answer
of the passage and decide upon its degree of the questions based on it.
truth or falsity. Give answer More than a decade Eight persons A, B, C, D, E, F, G and H are
of abrasion in budgetary assistance and support sitting in a straight line and facing north. No two
from the Union government, has seriously successive persons are sitting together according
affected Indian Railways’ capacity to finance to the alphabetical order. (I.e. A cannot sit with B,
its plan expenditures. The situation has come Similarly B cannot sit with either A or C). They
to a pass where the railways must now think of like different colours i.e. Red, Blue, Black, Yellow,
novel and radical ways to get longer mileage Brown, Pink, Silver and White, not necessarily in
from its investments. Significantly the resource the same order. B is 3rd to the left of C who likes
crunch has had grievous impact on the railways. Blue. One person sits between B and the one who
As a result, it will not be in a position to acquire likes Black. E is 2nd to the right of C. The one who
necessary equipment and this will seriously affect likes Brown is immediate left of E. One person sits
the railways’ capacity to serve the needs of the between the one who likes Brown and the one who
economy in future. likes Pink. D likes Red and sits 2nd to the right of
Q.113. Railways had so far believed in conventional F. G is not neighbour of C. A doesn’t like Brown.
ways in inducing income. The one who likes Silver is immediate left of the
(2 Marks) one who likes White.
Q.115. Who among the following likes Yellow?
(1) If the inference is definitely true, i.e., it
properly follows from the statement of facts (1) B (2) A (3) E
given. (4) H (5) G
(2) In the inference is probably true though not Q.116. Who among the following is 3rd to the right of the
definitely true in the light of the facts given. one who likes Blue?
(3) If the data are inadequate i.e., from the facts (1) No one (2) G (3) E
given you cannot say whether the inference is (4) H (5) A
likely to be true or false.
Q.117. How many persons sit between B and the one who
(4) If the inference is probably false though Red?
not definitely false in the light of the facts (1) 0 (2) 1 (3) 2
given.
(4) 3 (5) 4
HDFC has partnered with India Mortgage Guarantee Corporation (IMGC) for a mortgage guarantee-
94 MICA JULY 2019
backed home loan.
 MODEL PAPER 2019
Q.118-120. Study the following information carefully and moves 50m then again takes a left turn and moves
answer the questions given below: for 10m and stops at point Z. Car A is 16m to the
‘#’ – Either the hour or minute hand of clock on 3 west of point Z. Car A moves 66m towards west
and stops at point Y.
‘$’ – Either the hour or minute hand of clock on 12
Q.121. In which of the following direction is point Z with
‘%’ – Either the hour or minute hand of clock on 4 respect to car N?
'@' – Either the hour or minute hand of clock on 8 (1) South-east (2) North-east (3) North-west
‘+’ – Either the hour or minute hand of clock on 5 (4) South-west (5) North
Example: Time ‘#%’ represents 3:20PM All the Q.122. What is the distance between car P and car R?
times are in PM. (1) 132m (2) 112m (3) 126m
The first symbol represents hours and second (4) 144m (5) 99m
symbol represents minutes
Q.123. Point Y is in which of the following direction and
Q.118. A trains reaches station at time '% @' If it gets late distance with respect to car M?
by 3 hours 35 minutes, then at what time it reaches
the station? (2 Marks) (1) 10m, South (2) 10m, North
(1) @+ (2) @@ (3) @# (3) 20m, South (4) 20m, North

(4) #+ (5) %# (5) 10m, North west

Q.119. A person has to catch a train that is scheduled Q.124. What is the distance between point Z and Point Y?
at ‘@+’. It takes the person 5 hours to reach the (1) 82m (2) 88m (3) 84m
railway station from his home. At what time (4) 76m (5) 66m
should he leave from his home for the railway
Q.125. What is the maximum distance between two cars?
station to arrive at the station to reach exactly 5
minutes before the departure of the train? (1) 171 m (2) 175 m (3) 165 m
(1) #@ (2) @# (3) ## (4) 163 m (5) 172 m
(4) #% (5) %% Q.126-127. Each passage is followed by a set of five
statements. Answer seriously weaken the
Q.120. A train is scheduled to leave the station at ‘@@’. conclusion above? according to the directions
A person has reached the station 20 minutes before given for each
the train’s scheduled time. At what time the person
has reached the station? Whenever ISIS carries out a new atrocity, whether
it's beheading a group of Egyptian Christians
(1) @# (2) @% (3) %@ or enslaving Yazidi women in Iraq or burning
(4) %# (5) $+ its victims alive, the big question most people
Q.121-125. Study the information given below and answer have is: Why on Earth is ISIS doing this? What
the questions based on it. could possibly be the point? Adding to your list
of enemies is never a sound strategy, yet ISIS'
6 cars- M, N, O, P, Q and R are parked in a straight ferocious campaign against the Shia, Kurds,
line not necessarily in the same order. Distance Yazidis, Christians, and Muslims who don't
between each car is successive multiple of 3 but precisely share its views has united every ethnic
not necessarily in the order. The distance between and religious group in Syria and Iraq against them.
car N and car O is 36m and no car is parked ISIS is even at war with its most natural ally, al
between them. The distance between car M and Qaeda in Syria. The Nazis and the Khmer Rouge
car O is 102m. Car R is 99m to the right of car N. went to great lengths to hide their crimes against
Only one car is parked between car O and car R. humanity. Instead, ISIS posts its many crimes on
Car M is parked to the immediate left to car P. The social media for global distribution with seemingly
distance between car M and car P is 12m more no thoughts for the consequences.
than the distance between car P and car N. The
distance between R and M is more than 60m. The Q.126. Which if the above can be safely inferred from step
distance between car P and car Q is 93m. If car Q 1 and same can be used with addition in the above
moves 20m to the north then takes a left turn and passage? (2 Marks)

Nepal's Kami Rita Sherpa has scaled Mount Everest for the 23rd time, breaking his own record in
reaching atop the world's highest peak.
JULY 2019 MICA 95
SBI PO MAINS
(1) The ISIS is not motivated as much by political Input : 8 9 7 4 2 7 3 2 8 5 6 4
gains and perceptions as by the coverage its
activities attract.
(2) The Nazis and Khymer Rouge were large
Step 1 6 4 5 9 5 9
scale terrorist organisations like the ISIS.
(3) The Nazis and Khymer Rouge had very little Step 2 6 0 7 2
access to media that pervaded boundaries
since they lived in a world that was much less Step 3 8 5 0 4
connected as it is now.
(4) The ISIS is at loggerheads with its natural ally, Step 4 4 5
the Al Qaeda so that it may establish natural
As per the rules followed in the steps given above,
superiority in the region of the Levant.
find out in each of the following questions the
(5) The ISIS is a fundamentalist group that appropriate step for the given input
believes that we all live in a post apocalyptic
Input :
world where concepts of right and wrong do
not matter.
Q.127. Before the arrival of new trainer, the sales questions Q.128. What is the result of addition of numbers obtained
the appropriate step for the given output in AMS in step 3?
learning system Ltd. had been input rising by 20% (1) 96 (2) 97 (3) 98
per year on the average over the past ten years.
(4) 108 (5) None of these
However, after new training innovations by the
trainer (which included computerization of training Q.129. What is the result of multiplication of individual
processes and reduction in the need for additional numbers in block obtained in last step?
work force) annual sales output has only risen (1) 14 (2) 16 (3) 18
by 10% this year. It appears that Joe’s innovation (4) 20 (5) None of these
has caused the reduction in the annual growth
rate. Which of the following, if true, would most Q.130. What is the result of division of 2nd block and 1st
seriously weaken the conclusion above? (2 Marks) block values in step 2?
(1) The investment in computerization has a (1) 03 (2) 04 (3) 02
provision for depreciation of the cost of the (4) 06 (5) None of these
computers Q.131. In the given question, a statement is given with
(2) Increases in selling price did not follow some assumptions as options. An assumption is
increases in the cost of the inputs. something supposed or taken for granted. You
(3) The innovation brought in by the new trainer have to consider the statement and the following
were intended as long term investments and assumptions and decide which of the assumptions
not made for short term profit growth. is implicit in the statement.
(4) General demand for the training provided by Statement:
the company has declined. The school, which used to provide free breakfast
(5) None of these to ensure that the students receive at least one
proper meal a day, stopped the facility from
Q.128-130. Study the given information carefully and
January as the Charity Society which used to fund
answer the given questions.
the breakfast withdrew the support due to drop in
An input-output is given in different steps. Some donations.
mathematical operations are done in each step. No
Which of the following is an assumption implicit
mathematical operation is repeated in next step but
it can be repeated with some other mathematical in the above statement?
operation (as multiplication can be used with (1) The students may not receive any proper meal
subtraction in step 1 and same can be used with in a day from January
addition in step 2)

India's G S Lakshmi has become the ICC's first woman Match Referees to be appointed to
96 MICA JULY 2019
International Panel.
 MODEL PAPER 2019
(2) In future the donation to the Charity Society I. Two boxes are between D and E. D is above E.
may further decrease. Three boxes are between E and B.
(3) The donations received by the Charity Society II. Box B is just above D. Two boxes are between
are used for social welfare. D and E. Box F is just below box E.
(4) The families either do not have the ability III. Two boxes are between E and G. Box C is
to provide proper meal to their children or above box F.
ignorant of what a proper meal is. (1) I and II
(5) None of these. (2) II and III
Q.132. Each of the following question given below (3) Either I and III or II and III
consists of a question and three statements. (4) Any of two
You have to decide whether the data provided
in the statements are sufficient to answer the (5) All of them
question. Q.134. Read the paragraph and answer the questions
given below:
There are eight persons sitting in the two rows
facing each other. In one row, person I, J, K, M The building owners wants the rent control by
are sitting and in other row, persons Q, S, T, U are government to be removed. They say that the rent
sitting. Who faces the person U? (2 Marks) will increase but it will be for a short time. The
increased rent will lead to more investment in
Statement 1: Q is sitting second to the left of the
real estate and lead to more number of residential
person U. K and J are immediate neighbours of
buildings. Thus, the increased supply will lower
each other. M is at one of the extreme ends.
the rent rapidly.
Statement 2: U is sitting opposite to the person So, removing the rent control will lower the rent.
who is second to the left of the person K. I is
sitting second to the right of the person J. Q and T Which of the assumption if true will seriously
are immediate neighbours. damage the argument? (2 Marks)

Statement 3: K faces Q. T is second to the left of (1) The increase in rent is necessary due to
inflation and economic crisis.
the person S. M is second to the left of person T. S
is sitting immediate right of Q (2) The probability that income from rent will
be fully invested in more real estate and
(1) Statement I alone is sufficient to answer the
constructions.
question.
(3) Government introduced rent control to prevent
(2) Statement II alone is sufficient to answer the
exploitation due to lack of proper housing
question.
especially to people migrating to cities.
(3) All the statements I, II and III taken together
(4) The demand will remain the same but the
are sufficient to answer the question. supply will increase.
(4) Neither of the I, II, III statements are sufficient (5) None of the above
to answer the question.
Q.135-136. Study the following information carefully and
(5) Any of the two statements taken together are answer the questions given below:
sufficient to answer the question.
Twelve persons A, C, F, H, I, J, K, L, Q, S, T
Q.133. In each of the following questions, a question is and W are sitting in two squares, such that the
followed by information given in three statements. larger square have middle and corners seats.
You have to study the question alone with the The smaller square has only middle seats. The
statements and decide the information given in persons sitting on larger square are facing
which statement is/are sufficient to answer the towards the centre and person sitting on smaller
question. square are facing outside the centre. The smaller
Eight boxes A, B, C, D, E, F, G and H are kept one square is embedded in the larger one. A, who
above another. Which of the following box is at is sitting at one of corners, is sitting second to
the bottom position? the right of F. L and S have only one member

Senior Congress leader and two-time MP from Chayal seat, Ram Nihor Rakesh died. He was 82. JULY 2019 MICA 97
SBI PO MAINS
between them. The one, who is sitting opposite to falls, American news outlets are trying to explain
T, is second to right of J. C and K are immediate the news out of Libya within the frame of prices at
neighbors, such that one of them is sitting at one the pump. Heck, it was the first idea that came to
of the middle seat. I is sitting third to the left of my mind as I thumbed through the morning news.
Q, who is sitting at one of the middle seat. J is Adding insult to injury is the amount of fuel
not immediate member of either of K or A. W being used to conduct these fuel-based military
faces K. H has same members between him and operations in the Middle East. A CNN.com
J as between person A and I. W is sitting second article pointed out recently that, "One out of
to the right of T, who is immediate left of S, who eight U.S. Army casualties in Iraq was the result
is sitting in smaller square. (Note: The person of protecting fuel convoys. A post on Scaling
sitting on Middle seat means that the person is in Green contained a video of FTI Consulting’s
between two corner seats). Adam Siegel recalling a chat with Gen. Richard
Q.135. Four of the following five are alike in a certain Zilmer. In that conversation, the former
way based on the given seating arrangement and commander of troops in the Anbar province
thus form a group. Which one of the following of Iraq told Seigel, "I need renewable energy
does not belong to group? because getting fuel to my base is putting
(1) L (2) S (3) I people's lives at risk."
(4) J (5) None of them Which of the above statements can be a just
explanation for the way American news agencies
Q.136. Who faces opposite to the person who is sitting are portraying the Libyan news? (2 Marks)
second to the left of Q in smaller square?
(1) The general American public has several
(1) T (2) L (3) S issues closer home related to everyday politics
(4) H (5) J to worry about and does not want to spend
Q.137-138. Study the following information carefully and precious time worrying about the fall of an
answer the given questions. African country far away.
There are equal number of males and females in (2) American news media, as is the tendency
a family. Family members are A, B, C, D, E, F, of the rest of the Western media indulges in
G & H. There are also three married couples in a misguided portrayal of Middle Eastern
the family and two of them are children. F is the monarchies and dictatorships.
sister-in-law of G. G is the daughter of B. A is the (3) Renewable energy will not require convoys to
son of H and brother of G. F is the mother of C. C transport it and hence save American lives.
is the niece of G. D is the brother-in-law of A. A is (4) With the dearth of oil in the United States, it
the father of E. H is the grandfather of E. is but natural that the USA should look out for
Q.137. What is the relation of D with respect to B? its interests and use the prospect of felling a
(1) Son of B (2) Grandson of B dictatorial regime for gains in oil.
(3) Son-in-Law of B (4) Brother-in-law of B (5) American news outlets are pandering to the
general public and putting the Libyan crisis
(5) None of these
in a context that the average American can
Q.138. Who is granddaughter of H? understand.
(1) G (2) C (3) E Q.140. Study the following paragraph and answer the
(4) F (5) None of these given question.
Q.139. Each passage is followed by a set of five statements. BSNL has launched its Customer Acquisition
Answer according to the directions given for each and Customer Communication Management
question. (CACMS) project that digitalizes mission
The average American voter does not care about critical, customer-centric business process to
Libya. That may sound harsh, but it’s generally provide customer experience across all channels
true. The average American does however care throughout the customer lifecycle.
a great deal about gas prices. So perhaps it is no Which of the following will be an impact of the
surprise that as the regime of Moammar Gadhafi CACMS launched by BSNL? (2 Marks)
India has extended 1 billion dollar Line of Credit to Mongolia to set up its first refinery at Sainshand
98 MICA JULY 2019
in Dornogobi Province.
 MODEL PAPER 2019
(1) To centralize the business processes to ensure (1) Physics and Biology
faster service, accurate customer responses (2) Chemistry and History
and customer delight.
(3) Geography and Accounts
(2) Customer onboarding is now being increased
from hours to days (4) History and Home Science
(3) Customer onboarding is now being decreased (5) Math and English
from days to hours Q.142. Find the odd one out?
(4) Both 1 and 2 (1) Math (2) Physics (3) Chemistry
(5) Both 1 and 3 (4) English (5) History
Q.141-145. Study the following information carefully and Q.143. Which of the following is an incorrect statement?
answer the following questions: (1) Math is of 100 marks exam
There are ten exams to be conducted from 9 to (2) Chemistry is scheduled on 11th of the month
13 of a month. There are two time slots for every
day, morning slot and evening slot. The maximum (3) History is of 4 hrs
marks of these exams are from 70 to 160. The (4) Accounts is of 140 marks
maximum marks of every subject are unique. The (5) Biology is of 5 hrs
time durations of the exams is from the range of
Q.144. Which statement is correct for Economics exam?
1hr to 5hr. The time duration is also unique for
each subject. The subjects are Math, English, (1) Economics is of 90 marks
Physics, Bio, Chemistry, Economics, History, (2) Economics exam is on the same day on the
Home Science, Geography and Accounts. exam of chemistry
The first exam is of math and of 2hrs. The time (3) Economics exam is of 1 hr
duration of last exam is 15 minutes more than first
(4) The exam of economics is on 11th of the month
exam. The exam of English is of 80 marks and on
the same day of the exam of math. Total marks of (5) All are correct
the exams of first day are 180 marks. There are Q.145. Which is the correct combination of the Exam,
two exams between history and accounts. The last time, day and Maximum marks?
exam is of accounts and of 110 marks. There are (1) Math – 3hr – 9th – 130 marks
three exams between English and the exam which
is of 90 marks. The exam of physics is in morning (2) Math – 2hr – 9th – 100 marks
and it is on an even date. The exam of 3hr and 5hr (3) Physics – 3hr – 11th – 120 marks
are on the same day. The sum of timings of math (4) Geography – 4.5 hr – 12th – 140 marks
and physics is 5hr. The exam of 130 marks and 90
marks are on the same day. The exam of chemistry (5) All are correct
is not of 90 marks. The exam of geography is of Q.146-147. Study the information given below and answer
41/2 hrs. and on the last day. The exam of home the questions based on it.
science is on an even date and of least marks. The First 10 numbers starting from 1 is written from
exam of chemistry is before exam of economics. top to bottom. The word "COVER" is written in
The exam of 150 marks is of maximum time alphabetical order against each even number from
duration. The exam of economics is of economics top to bottom. Two letters are between C and B.
is of least time duration. The sum of time duration The number of letter is written between M and E
of economics and history is of 5hrs.The exam of is same as O and G. M is written above E. Two
Chemistry is of 31/2 hrs. duration. The maximum letters are written between V and S. (No letter is
marks of physics is 30 marks less than that of repeated against any number)
biology. The maximum marks of 41/2 hrs. exam is
Q.146. If there are 2 alphabets in English alphabetical
30 marks more than marks of accounts. History
series between alphabets written against numbers
is of maximum marks. The maximum marks of
2 and 4. Then how many alphabets in English
home-science are least of all.
alphabetical series are there between the alphabets
Q.141. Which two exams are scheduled for 10th of the written against number 2 and 1?
month?
India is unanimously chosen as co-chair of the Consultative Group (CG) of Global Facility for
Disaster Reduction and Recovery (GFDRR) for the fiscal year 2020.
JULY 2019 MICA 99
SBI PO MAINS
(1) Four (2) Five (3) Six Q.149. Ms. Madhuri was offered a substantial raise to stay
(4) Seven (5) Eight with punji and Takka.
Q.147. "G" is written against which of the following Q.150. The Financial Wizard went out of business because
number? of bankruptey.
(1) Number 7 (2) Number 9 (3) Number 10 Q.151. Ms. Madhuri fell in love with the president of
Punji and Takka.
(4) Number 5 (5) Number 1
Q.152. The staff of The Financial Wizard was sued for
Q.148-153. For each set of questions, a fact-situation and a
libel for a series of articles exposing unethical
result are presented. Numbered statements follow
practices by brokerage firms.
the result. Each statement is to be separately
evaluated in relation to the fact-situation and result. Q.153. Ms. Madhuri was functionally illiterate.
Evaluate these statements with the following Q.154-155. In making decisions about important questions,
sequence of decisions in the order 1,2,3,4 and 5. it is desirable to be able to distinguish between
The first of these that you cannot eliminate is the Strong’ arguments and Weak arguments so far as
correct answer. they are related to the question. Strong arguments
1. First, ask if the statement is inconsistent with, must be both important and directly related to the
or contradicts, the fact-situation, the result, or question, ‘Weak’ arguments may not be directly
both together. If so, choose 1. If not, proceed. related to the question and may be of minor
2. Does the statement present a possible adequate importance. Each question below is followed by
explanation of the result? If so, the choose if two arguments. You have to decide which of the
not, proceed. arguments is a strong argument and which is a
Weak argument.
3. Ask whether the statement must be true if the
fact-situation and result are as stated. Thus if Give answer -
the statement is deducible from something in (1) If only argument I is strong.
the fact-situation, the result, or both together
(2) If only argument II is strong.
your answer should be 3. If it is not deducible,
proceed. (3) If either I or II is strong.
4. If the statement either supports or weakens a (4) If neither I nor II is strong.
possible explanation of the result; that is, if it is (5) If both I and II are strong.
relevant to an explanation you should choose 4.
If not, proceed. Q.154. Statement :

5. If the statement is irrelevant to an explanation Should the minimum appointment age of officers in
of the result, choose 5. ; govt. offices be increased ? (2 Marks)
Situation:- Ms. Madhuri, despite her successful Arguments :
career as a Dalal street broker for the firm of Punji I. Yes, with the increase in age, people in these
and Takka, was dissatisfied with her work. She offices look old at the time of retirement.
got her B.A. in English literature and had always
II. No, it will add to the already exsisting problem
wanted to be an editor or a writer. As a broker she
of unemployment in our country.
made a great deal of money but never had time
for serious reading let alone writing. When 'The Q.155. Statement :
financial Wizard' offered Ms. Madhuri bright a Should underground transportation system be
full time job as financial editor of their monthly introduced in Mumbai ? (2 Marks)
magazine, she immediately wrote them a letter
Arguments :
accepting their offer.
Result:- That June, Ms. Madhuri celebrated her I. Yes, difficulties faced by commuters &
15th aniversary as a employee of Punji and Takka. pollution will be reduced.

Q.148. Ms. Madhuri wrote her college thesis on metaphor II. No, it will cause a high burden on the national
and allegory in Moby Dick. exchequer.

Reserve Bank of India has appointed its former Deputy Governor R. Gandhi as an additional director
100 MICA JULY 2019
on the board of Yes Bank.
 MODEL PAPER 2019
Explanation/GENERAL AWARENESS
Q.1.(4) Recently RBI Revised Prompt Corrective Note: The theme of this edition is ‘Buddhist
Action (PCA) Framework for Banks. The PCA teachings for social justice and sustainable world
framework does not preclude the Reserve Bank peace’.
of India from taking any other action as it deems Q.9.(3) Hong Kong has topped in the World Economic
fit in addition to the corrective actions prescribed Freedom (WEF) Index 2016.
in the framework. Note: Singapore and New Zealand at second and
Q.2.(1) India’s largest lender State Bank of India (SBI) third position respectively.
recently had launched SBI Mingle, a social Q.10.(3) The JLF (Joint Lender’s Forum) framework was
media banking platform for Facebook and introduced in 2014 to resolve stressed assets
Twitter users. It was launched by SBI Chairman quickly. The large composition of the committees
Arundhati Bhattacharya, on the occasion of 61st acted as an impediment because lenders found it
State Bank Day (observed on 1st July). difficult to arrive at a consensus.
Q.3.(2) RBI has declared in a notification has that all
Q.11.(4) US-based think tank Global Financial Integrity
existing asset reconstructions companies(ARC)
(GFI) in its report titled ‘Illicit Financial Flows
must have a minimum corpus of Rs. 100 crores
to and from Developing Countries: 2005-2014’,
by March 2019.
estimated that $770 billion worth of black money
Note: ARC are the companies which buy bad entered India during 2005-2014.
loans (NPA) from banks and sell them. The main
Q.12.(1) Working capital refers to that part of business
purpose of ARC is to turn bad loans or NPA in
capital which is used for meeting day to day
to profitable assets.
expenses of the business. It is expressed as:
Q.4.(4) The government revised the base year for
Current assets – current liabilities
wholesale price index (WPI) -based inflation
and the Index of Industrial Production (IIP) Q.13.(2) Systemic risk implies that the failure of the
to 2011-12 from 2004- (5) IIP- The Index of financial system affects other systems such as
Industrial Production (IIP) is an index for insurance market or forex market.
India which details out the growth of various Q.14.(1) MGNREGA: 48,000 crores has been allocated.
sectors in an economy such as mineral mining, Participation of women now at 55%. Space
electricity and manufacturing. It is compiled technology to be used in a big way to ensure
and published monthly by the Central Statistical MGNREGA works. 5 lakh farm ponds will be
Organisation (CSO) six weeks after the taken up under MGNREGA.
reference month ends. Q.15.(2) Reverse Repo Rate is a tool used by RBI to
Q.5.(3) Government pegged fiscal deficit at 3.2% of GDP Absorb
for 2017-18 (financial year 2018). Liquidity. Reverse repo rate is the rate at which
Q.6.(3) Insolvency and Bankruptcy Board of India (IBBI) Reserve
constituted Technical Committee Under Dr. R. Bank of India (RBI) borrows money from
B. Barman to give recommendations for laying commercial banks.
down Technical Standards for performance of Q.16.(5) Cheque written by drawer and dated at some
core services and other services under IBBI point in past is called as the ante-dated cheque.
(Information Utilities) Regulations 2017. Example- if drawer writes a cheque on 1st
Q.7.(4) The International Monetary Fund (IMF) has February but he put the date 1st January. This
raised its projection for economic growth of type of cheque is called antedated cheque.
major economies, but it drastically scaled down Q.17.(5) Private sector RBL Bank has launched ‘Aadhaar
the one for India by 0.5 percentage points to a Payment Bridge System’ (APBS) for small ticket
four-year low of 6.7 per cent for 2017-18 due to micro-finance loan disbursements. RBL is the
demonetisation and the goods and services tax first bank to launch the APBS on its platform and
(GST). the intent is to meet the government’s target on
Q.8.(4) The United Nations International Day of Vesak digital banking.
-2017 was hosted by Sri Lanka from 12th to 14th “This was achieved by doing the first successful
May 2017. cashless disbursement to various beneficiaries in
the rural segment across the country,”

Dinesh Pangtey has been appointed as Chief Executive Officer of LIC Mutual Fund. JULY 2019 MICA 101
SBI PO MAINS
Q.18.(4) Marginal Standing Facility (MSF) scheme was 1, 2016 each Indian resident can have a global
announced by Reserve Bank of India (RBI) in its bank account.
Monetary Policy (2011-12). It refers to the penal Q.24.(3) NITI Aayog has constituted an ‘Expert Task
rate at which banks can borrow money from the Force’ headed by Vice Chairman Dr. Rajiv
central bank over and above what is available to Kumar to provide a major thrust to job creation
them through the LAF window. by enhancing India’s exports.
Q.19.(1) It was designed, developed and deployed by Note: The panel will give recommendations
the Institute for Development and Research in on sectorspecific policy interventions in key
Banking Technology (IDRBT) in 2004, with the employment sectors and measures to enhance
goal of interconnecting the ATMs in the country trade in services with high employment potential.
and facilitating convenience banking. It is run Q.25.(4) UPI is a flagship product of NPCI that will help
by the National Payments Corporation of India India to move towards a cashless economy. It
(NPCI). involves ‘virtual addresses as a single payment
Note: With a view to inter-connect the ATMs in identifier for sending and collecting money and
the country and facilitate easy banking for the works on single click 2 factor authentication.
common man, the Institute for Development It enables money to be sent using smartphones
and Research in Banking Technology (IDRBT), using the virtual address without entering the
Hyderabad conceptualized, developed and bank account details. Moreover, it provides an
implemented the National Financial Switch. option for scheduling push and pull transactions
Q.20.(1) Jhulan Nishit Goswami, Indian women’s team for various purposes like sharing bills among
fast bowler, has become the highest wicket-taker peers.
in the history of women ODI cricket and broke Q.26.(1) Indian boxer Kavinder Singh Bisht (52kg)
the record of the Australia Cathryn Fitzpatrick qualified for the World Championships in the
of 180 wickets from 109 matches. 52-kilogram category after getting a walkover
Q.21.(3) Justice (Retd) Mukul Mudgal has been elected against Malaysia’s Salam Abdul Kasim at the
as the chairman of ‘FIFA governance committee’ Asian Championships in Tashkent, Uzbekistan
at the world football governing body’s 67th on May 7, 2017.
Congress in Bahrain’s capital city of Manama. Q.27.(2) The base year for calculating key economic
Note: Earlier, Justice Mudgal was appointed growth from 2004-05 changed to 2011-12.
deputy chairman of the governance committee Q.28.(3) Five associates and the Bharatiya Mahila Bank
in May last year during the FIFA Congress in
(BMB) became part of the SBI catapulting the
Mexico.
country’s largest lender to among the top 50
Q.22.(4) As per the RBI guidelines, the NBFCs are banks in the world The total customer base of
allowed to accept/renew public deposits for a
the bank will reach 37 crores with a branch
minimum period of 12 months and maximum
network of around 24,000 and nearly 59,000
period of 60 months. They cannot accept
ATMs across the country. The merged entity
deposits repayable on demand.
will have a deposit base of more than Rs26 lakh
Q.23.(1) Payment Banks can accept demand deposits up
crore and advances level of Rs18.50 lakh crore.
to Rs 1 lakh. In September 2013, the Reserve
Q.29.(4) Union finance minister Arun Jaitley in his budget
Bank of India constituted a committee to study
speech this year said, “A mission will be set up
‘Comprehensive financial services for small
businesses and low-income households’. The with a target of 2,500 crore digital transactions
objective of the committee was to propose for 2017-18 through UPI, USSD, Aadhar Pay,
measures for achieving financial inclusion IMPS and debit cards.
and increased access to financial services. Q.30.(3) inland has become the first country in Europe
The committee submitted its report to RBI in to pay its unemployed citizens a basic monthly
January 2014. One of the key suggestions of the income, amounting to 560 euros ($587) in a
committee was to introduce specialised banks social experiment aimed at cutting government
or ‘payments bank’ to cater to the lower income red tape, reducing poverty and boosting
groups and small businesses so that by January employment.

DRDO has conducted successful flight test of ‘ABHYAS’ - High-speed Expendable Aerial Target
102 MICA JULY 2019
(HEAT) from Interim Test Range, Chandipur in Odisha.
 MODEL PAPER 2019
Q.31.(4) Government has approved Rs 681 crore as seed the government’s efforts to double farm incomes
capital for building a total corpus of Rs over Rs in the next five years.
6,800 crore under the electronic development Q.36.(4) An equity derivative is a class of derivatives
fund meant to support entrepreneurship and whose value is at least partly derived from one
innovation in electronics and IT. or more underlying equity securities. Options
Q.32.(3) The Finance Minister has changed the Cost and futures are by far the most common equity
Inflation Index base year from 1981 to 2001. derivatives, however there are many other types
Q.33.(1) The Institute for Development & Research in of equity derivatives that are actively traded.
Banking Q.37.(3) Doubling the threshold for cognizable offences,
the government has decided to make tax evasion
Technology (IDRBT) is a unique institution
of over Rs 5 crore under the proposed Goods
exclusively focused on Banking Technology.
and Services Tax (GST) regime as a non-bailable
Established by the Reserve Bank of India (RBI)
offence.
in 1996, the Institution works at the intersection
Q.38.(2) As per report of Stockholm International Peace
of Banking and Technology. It is located in
Research Institute (SIPRI) India’s military
Hyderabad, India.
expenditure in 2016 grew by 8.5 percent.
Q.34.(5) Amendment to Section 6 of Negotiable Q.39.(4) India Licensing Expo (ILE), India’s first and most
Instruments Acts to include the electronic image influential brand licensing show will take place
of a truncated cheque and a cheque in electronic on August 20-21 in Mumbai.
form. Q.40.(2) Foreign direct investment (FDI) in India grew 18
Q.35.(2) Finance Minister Arun Jaitley announced a per cent during 2016 to $46 billion touch data
whopping Rs 1 lakh crore hike in the credit target released by the Department of Industrial Policy
for the next fiscal to Rs 10 lakh crore as part of and Promotion (DIPP).

Explanation/ENGLISH LANGUAGE
Q.41.(3) Option 1 could be a contender for the answer. Option 2 is inappropriate as there is nothing
Option 2 cannot be substantiated from what has about ‘increasing demands’ to match local
been said in the passage. PRIs are not really contributions. Schemes don’t work due to lack
firmly entrenched (paragraph 1). of local contribution. Hence, the correct answer
is option 1.
Option 3 sums up the idea that lack of political
space has interfered in the development of PRIs. Q.43.(2) According to the first paragraph the inter-state
The passage is about Panchayati Raj and without and union-state layers are free of this dilemma.
that the idea would be incomplete. Therefore, Therefore options 3 and 4 do not apply here.
option 4 can be eliminated right away. The dilemma is about how much autonomy
should the Panchayat get. It is not about
Between options 1 and 3, option 3 is stronger
wresting power from Union (option 1) or taking
and a better summary. Option 1 is more of a
it away and giving it to union. The dilemma is
conclusion than a summary.
about power given to Panchayats to manage the
Hence, the correct answer is option 3. ‘local’ affairs. That has been correctly pointed
Q.42.(1) Volition is ‘free will’ or ‘conscious choice or out in option 2.
decision’. Circumscribe means ‘restrict’. The final Hence, the correct answer is option 2.
paragraph of the passage talks about the volition
Q.44.(3) In the first paragraph, the author states – “The
of PRIs being further restricted by a plethora of
flaw has many causes. But all of them are rooted
centrally sponsored schemes (in addition to state-
in a historical anomaly, that while the dynamics
level decisions put on them). Because of this, local
of federalism and democracy have given added
institutions have less power to plan according to
strength to the rights given to the States in the
their needs. This ‘weakening’ has been highlighted
Constitution, they have worked against the rights
in option 1. Option 4 is not correct as there is
of panchayats.” Federalism has been ensured at
no reformulation. According to the passage,
the state level but not at the level of Panchayat.
empowerment of Panchayat system has not been
happening, therefore option 3 can be eliminated. Option 3 states this idea.

Merchant service and UPI payments app BharatPe has roped in Bollywood actor Salman Khan as its
brand ambassador.
JULY 2019 MICA 103
SBI PO MAINS
Options 2 and 4 do not deal with the Panchayats Q.49.(2) Statement (i) is not stated in the passage.
and are therefore eliminated. Statement (ii) and (iii) can be interpreted from
Even option 2 does not speak about the flaw at these lines of the passage, “IMF urged advanced
the intrastate level and should be eliminated as countries with weak demand and low inflation
well. Hence, the correct answer is option 3. to continue supporting growth through monetary
Q.45.(4) In the second paragraph, the author states, “Indian and fiscal policy while cautioning central banks
federalism is now more real than it used to be…” against raising borrowing costs too quickly.”
The same paragraph speaks about “spurt given to Q.50.(4) This can be interpreted from these lines of the
a multiparty democracy” and “with single-party passage, “The dollar fell to its lowest in 14 months
dominance becoming a thing of the past at the last week as investors discounted the ability of
Union level, governments can be formed at that President Donald Trump’s administration to
level only by multiparty coalitions in which deliver on its economic agenda after efforts by
State-level parties are major players”. All these the Republican Senate to overhaul healthcare
signify that there is real distribution of power collapsed.”
between Union and State level parties (option 4). Q.51.(2) The first word in the blank must be a noun thus
Options 1 and 2 are too specific. option 2 fits here. The second blank must have
Option 3 is inappropriate because Panchayati an adjective to make the sentence correct. Thus
Raj level has not become real as yet. Hence, the the rest of the options are incorrect.
correct answer is option 4. Q.52.(1) The meanings of the words are:
Q.46.(1) Statement (i) can be interpreted from these lines Epidemic= a widespread occurrence of an infectious
of the passage, “While risks to the global outlook disease in a community at a particular time.
are “broadly balanced” in the near term, medium Splutter= make a series of short explosive spitting
term risks are titled to the downside, the IMF or choking sounds.
said.”
Sagacious= having or showing keen mental
Statement (ii) can be interpreted from the last discernment and good judgement
line of the fourth paragraph, “…which also cited
Juxtaposed= place or deal with close together for
China’s credit growth and protectionist policies
contrasting effect
as threats.”
The first sentence speaks about the increase of
Statement (iii) cannot be concluded as it is not
cyber crime recently and its consequences. The
stated in the passage.
next sentence says about outbreak of the disease
Q.47.(5) Statement (i) can be interpreted from these lines smallpox and its effect on the population of
of the passage, “In the report, the IMF looked for the nation. The word ‘epidemic’ and ‘severely’
average annual growth of 6.4 percent in China fits perfectly in both the sentences and forms a
during 2018 through 2020”. meaningful sentence.
Statement (ii) can be interpreted from these lines Q.53.(2) The meanings of the words are:
of the passage, “The IMF’s projection for growth
Lurk= hide
in China is 6.7 percent for 2017 – the same as its
estimate made June 14 in an annual staff report”. Germane= relevant
Statement (iii) can be interpreted from these lines Integrity= honesty; durability
of the passage, “For 2018 the fund sees Chinese Garnish= decorate
growth at 6.4 percent, an increase of 0.2 points Profess= claim, often falsely, that one has (a
from three months ago.” quality or feeling)
Hence, option 5 is the correct answer. Heft= lift or carry (something heavy)
Q.48.(4) This can be interpreted from these lines, “This The second blank of both the statements is joined
forecast underscores exactly why our plans to by and which means that it has to be on the same
increase productivity and ensure we get the very lines as the word it is joined with.
best deal with the EU, are vitally important,”
The first sentence talks about the characteristic
the UK Treasury said in an emailed statement.”
of wood to be maintained, hence integrity as
Hence, the correct answer is option 4.
durability fits. The second sentence talks about
The National Bank for Agriculture and Rural Development (NABARD) announced a Rs 700-crore
104 MICA JULY 2019
venture capital fund for equity investments in agriculture and rural-focused startups.
 MODEL PAPER 2019
the characteristics of the soldiers, hence integrity many different things. “Put forward” is a phrasal
as honesty fits. verb of put which means to offer an idea, opinion,
Q.54.(4) The meanings of the words are: reason etc., especially so that people can discuss
it and make a decision. If it was “argument”,
Jocular= giving to joking
instead of “agreement” then “put forward” will
Adept= skillful be used.
Huff= fit of anger II: Preposition “of” is used for belonging to,
Chasm= a profound difference between people, relating to, or connected with. It is used to
viewpoints, feelings, etc. indicate reference and indicate an amount or
Caucus= a gathering of individuals who come number. Preposition “for” is used to indicate
together to work for a shared objective the use of something, mean because of and
indicate time or duration. Therefore, “of” is the
Diversity= a range of different things
apt preposition.
The first word in the blank must be a noun. Thus
III: It’s basically a question of using the proper
option
tense; you can refer to past perfect. So the correct
4 conveys the correct meaning here. statement would be us/we who gave privileges
Q.55.(2) The error in I is that the preposition ‘on’ must to the new people.
be present after the verb ‘brought’. The phrase Now, we have to pick between pronouns “we”
‘brought on’ means ‘led to the development of.’ and “us.” “We” is used when this pronoun is
The correct preposition to be used after the acting as the subject of the sentence, whereas
word ‘challenges’ is ‘to’ and not ‘of’. The point “us” works as the direct object, indirect object
mentioned is something positive so ‘to’ is the correct and the object of the preposition. We can see
preposition. Had it been a problem mentioned here that in the given statement, “we” is the subject.
the preposition ‘of’ would have been correct. Therefore, “we” is the apt word.
Q.56.(1) The error in II of the sentence is that the Only part III requires changes; therefore, option
preposition ‘among’ has been used. When 2 is the apt answer.
something is spoken about more than two people Q.59.(5) The word ‘despite’ in the sentence makes it clear
or subjects the word ‘among’ fits. that India and China have not been involved in
Here the word ‘between’ is correct as two subjects any hostile action.
are being talked about. Thus 1 is the correct All the given options make sense when put in the
answer. blank field.
Q.57.(5) I: “That of” is mostly used to compare two things Option ii: preserved accord means maintained
and only “that” is used for referring. Therefore, peace
here “That of” is correct.
Option iii: belligerent means aggressive or
II: “Custodian” is a person who has responsibility argumentative
for taking care of or protecting something.
Thus option 5 is the correct answer.
“Curator” is a keeper or custodian of a museum
or other collection. Q.60.(3) The development in the rural sectors cannot
be considered burdensome, hence option ii is
Therefore, “custodian” is the apt word.
incorrect.
III: “Act as someone/something” means to do
Option iii correctly states a consequence.
the job of a particular kind of person or thing.
Moreover, the structure of the sentence is such
“Act upon” means “to act in accordance with
that it suggests that the filler should cover a wider
or follow.” It also means to have an effect on
context as the part following it states ‘rather than
something/someone, therefore, “Act as” fits with
merely’.
the context of the sentence.
Option i doesn’t convey an apt meaning.
Part I and III require changes; therefore, option
5 is the apt answer. Thus option 3 is the correct answer.
Q.58.(5) I: “Put together” is a phrasal verb of put which Q.61.(1) The primary step to remove any evil from the
means to produce or organize something using society is to remove the cause of it. Moreover,
the sentence also states ‘preventing it in the first
Executive secretary of the Comprehensive Nuclear-Test-Ban Treaty Organization (CTBTO), Lassina
Zerbo, has invited India to be an observer in the CTBT.
JULY 2019 MICA 105
SBI PO MAINS
place’. ii and iii cannot help remove it in the first Q.69.(2) 1 – ‘Their’ is a determiner used for indicating to
place. Thus option 1 is the correct answer. people, which is not the case here.
Q.62.(4) Only option 1 makes sense here that the weather 2 – ‘Alone’ does not go with the sentence. ‘Only’
being stormy the fishermen were in danger is a more appropriate word to be used.
and they were warned the previous night. The
3 – ‘Of’ is an incorrect preposition; ‘at’ would
weather was dangerous that anyone could have
be the correct choice of preposition.
got drowned. The rest of the options fail to
convey the correct meaning. 4 – ‘There’ as an adverb is used to point out
Q.63.(3) Only 3 conveys the correct meaning. Timothy to a specific location or position, which is not
was a playful dog who was with Philip since he required here. It needs to be replaced with ‘that’.
was a child and Philip considered his dog to be Q.70.(3) 1 – The context is of the present, hence had can’t
special and could always protect him. The other be used.
options do not convey the correct meaning. 2 – ‘A’ is an incorrect determiner to be used before
Q.64.(2) Only option 2 conveys the meaning that the ‘most biodiverse regions’.
situation was difficult as the girl was only seven
3 – There is not only one biodiverse region but
years old with no relative to take care of her and
many; hence instead of ‘region’, ‘regions’ should
there were financial issues as well. The other
be used.
options fail to convey the correct meaning.
4 – There is no scope of option/choice in the
Q.65.(1) The topic discussed in the first statement spills
sentence so instead of ‘or’ ‘and’ should be used.
over to sentence C. D reveals the other details
about the topic followed by A and B accordingly. Q.71.(4) 1 – ‘of the fact of direct’ is incorrect.
Thus the correct answer is A. 2 – Instead of ‘in’ after face, of should be used.
Q.66.(2) Statement (4) which contrasts with what is stated 3 – ‘Mouth’ is an absolutely inappropriate
in (1) by saying that a cloud of quaintness hung word as it doesn’t form any phrase or semantic
about many places in America is a continuation meaning when used.
of (1). Statements (C), (A) and (B) respectively
corroborate what is stated in (D) by sustaining Q.72.(3) Passage A does talk about women empowerment
it with examples. and the steps taken by the Government to help
women progress in all fields. Passage B is about
Q.67.(3) 1 – 1 comparison has been made in the sentence
the torture inflicted on women and how they
hence, instead of the superlative degree,
are left behind. Passage C is also about women
comparative degree i.e. ‘more’ should come.
empowerment how women should be brought
B – ‘Then’ is used in the reference of time 2nd up and what should be imbibed in them. Thus C
here time is not been referred so instead of ‘then’ is the correct answer.
‘than’ will be used.
Q.73.(2) Passage A and B state what to do to face the
4 – ‘The’ is the correct determiner instead of ‘a’ competition and how to stay ahead of others.
for the following part. Only C states to what extent the competition is
5 – Sanskrit is a singular language; hence instead present in the e-commerce industry. Thus B is
of ‘are’ ‘is’ should be used. the correct answer.
Q.68.(5) 1 – It talks about a past consideration; hence Q.74.(3) Only passage A sticks to the theme and talks
instead of ‘is’, ‘was’ should be used. about how money cannot surpass the peace of
2 – ‘Denied’ would have been the correct verb mind. Passage B states the importance of money
form instead of ‘deny’. and passage C states the importance of inner
3 – ‘Considerable’ is an adjective, while we peace. Thus A is the correct answer.
need a past participle form of verb ‘consider’, Q.75.(5) All the passages are on the impact of AI. Passage
i.e. ‘considered’. A and B state negative impacts of AI whereas C
4 – ‘The’ is the correct determiner instead of ‘a’ states a positive one. Thus Option 5 is the correct
since a specific thing i.e. ‘national game’ is being answer.
talked about.

106 MICA JULY 2019 Famous Actor and Singer Doris Day passed away. She was 97.
 MODEL PAPER 2019
EXPLANATION / QUANTITATIVE APTITUDE
Q.76-80. Q.81.(1) In bag A: given yellow=y, green=g
Upstream Downstream Stream g-y=4
distance distance speed  2
18
Sunday 15*15 15*12 2   11 11y
g ×  1 − 11 = y ⇒ g = ×y⇒ y+4= ⇒ y = 18
100 9 9
Monday 18*15 14*12 - 



Tuesday 15*15 10*12 2
Wednesday 16*15 18*12 - g=22
Thursday 12*15 12*12 3 Given P(Black)=5/13
Friday 14*15 16*12 - Hence Total balls=13k=18+22+5k => k=5
Saturday 10*15 15*12 4 Black balls=25
In bag B:
Q.76.(1) 15 × 15 12 × 12 15 × 15 12 × 12
= ⇒ = Given
b−s b+s b−2 13 + 3
 2
⇒ b = 27 kmph 22
 9  18) = 22
 1+ (
18 × 15 14 × 12 14 yellow = 100 
− = 22  
 
Q.77.(4) 10 − s 10 + s 25
Go by option verification it is easier by place Total balls=75
s=2.5 Let green=x
Q.78.(4) Speed of boat on Friday =22kmph P(2 green balls)=4/37=xc2/75c2
Speed of boat on Tuesday=22×10/11 x ( x − 1) 4
=20 kmph = ⇒ x ( x − 1) = 600 = 25 * 24
75 × 74 37
16 × 12 10 × 12 20 Hence green=25
− =
22 + S 2 + 20 11 Black=75-25-18=28
16 × 12 20 60 80 In bag C: green: black=7:5
⇒ = + =
22 + S 11 11 11 Green+ black =36
⇒ S = 4.4 kmph ⇒Green=21, Black= 15
P(yellow)=7/13
Q.79.(2) Speed of boat on Saturday =20 kmph Total balls are13k=7k+21+15⇒k=6
Speed of boat on Sunday= Yellow=42 balls
15 × 10 125 15 × 12 Hence 5 black balls are placed and x balls are
= ×
20 − 4 192 b + 2 removed from bag B= 75+5-x=80-x
b=10.5 kmph Given P(black)=11/26
Hence time taken to cover 21.25 km 33 11
21.25 =
t= = 2.5 hrs 80 − x 26
10.5 − 2
26×3 = 80-x
Q.80.(1) 15 × 15 12 × 12 x = 80 -78 = 2
− =6
b−2 13 + 3 Q.82.(1) P(same colour)
By solving you get b=17 kmph 18 22 22 25 25 28 1646
Q.81-84. = × + × + × =
65 75 65 75 65 75 65 × 75
Bag A Bag B Bag C Q.83.(1) Percentage
Yellow 18 22 42
Green 22 25 21 40 − ( 22 − 21)
= × 100 = 97.5%
40
Black 25 28 15

Lewis Hamilton has won the Spanish Grand Prix title. JULY 2019 MICA 107
SBI PO MAINS
Q.84.(2) Actual number of balls= 143 Q.88.(2) Initially Water: Milk=2.5:10=1:4
Mistaken value =140 20% of (total content)=12.5/5=2.5
Error% = (3/140) ×100=2.14% Then remaining content=10L
= 2% (approximately) in this it had water =2L,
Q.85.(1) Work done by C and D= 4:5 ratio Milk=8L
⇒ 4k,5k days x liters of water is added to reverse ratio
2 day work done by C, D= 9k 2+ x 4
⇒ = ⇒ x = 30
So for 44 days= 22×9k=198k 8 1
1/2 day work is done by C and amount of work= In new mixture water=32 L, Milk=8L
2k y liters of milk to reverse the ratio
Total work=200k
32 1
So work done by C and D together = 200/9 days ⇒ = ⇒ y = 120
A,B efficiency = 1/x,1/2x 8+y 4
As given Q.89-92.
200 1 1  200  A 20 10
× +   =1 B 18 12
9 x 2x  9 
C 12 15
x=100/3=33.33 D 15 18
Q.86.(2) Let E, F worked for 5x,4x E 10 20
24 24 20 20 Q.89.(4) No need work on any information directly given
+ + + =1
5x 4x 100 100 in graph
2×
3 3 C can finish Job Y in 15 day
x = 108 Q.90.(3) Total work done by A & C = (5/20) + (3/12)
Hence E and F together = 1/2
Let D and E worked for k days
1 1 9 1
work= 108 × 5 + 108 × 4 = 108 × 20 = 240 Hence,
Work done by D and E= (k/15) + (k/10)
Hence 240 days together can complete = k/6
240 240 1 D and E completed the remaining work which is 1/2
Difference= − = Hence,
4 × 108 5 × 108 9
1/2=k/6
Q.87.(3) As per the given information I draw two rhombus
k=3
PQRS, JKLM
So C,D and E worked for =3+3+3 = 9 days
Then side of PQRS=AB=5 (right angle is formed)
Q.91.(1) Let C worked for 5k days & D worked for 12k
Then side of MLKJ=CD=15 (MLJ is an
days.
equilateral triangle)
Then,
hence median MN
Work done By C and D:
= (AB+CD)/2=(15+5)/2=10
P M (5k/15) + (12k/18) = 1
⇒ (k/3) + (2k/3) = 1
⇒ k=1
M 60
Difference is = 12k - 5k =12 - 5 = 7 days
4 60
Q.92.(1) B can complete job Y in 12 days.
Q S L J Hence, part of work done by B in a day
3 3 15
60 = (1/12)
4 If he works at 4/9th of his efficiency then he will
be able to do only (4/9)×(1/12)th = 1/27th part
R of the work in a day.
K

Indian Space Research Organisation (ISRO) Chairman Dr K Sivan inaugurated the "Young Scientist
108 MICA JULY 2019
Programme".
 MODEL PAPER 2019
Hence work done in 3 days = Work done by B In 1 day, they finish part of work
in 3 days = 1/25 + 1/20 + 1/15 = 47/300
+ Work done by D on 3rd day = [3×(1/27)] + Thus, they finish the work in 300/47 days.
(1/18) = (1/9)+(1/18) = 1/6 Quantity II : Number of hours in which B can
Hence number of days needed to complete the finish the work if A working alone finishes it in
job = 3×6 20 hours while working together they finish it in
= 18 days 5 hours.
Q.93.(1) From figure by extending lines OK to point L on Let the number of hours in which B can finish
RS the work be ‘a’.
P M K Q In 1 day,
A
A+40
A finishes 1/20th of the work
S B finishes 1/a part of the work
O
In 1 day, they finish part of work = 1/5
I A Thus, 1/20 + 1/a = 1/5
R N S ⇒ 1/a = 3/20
Also NO to point M on PQ line hence angle ⇒ a = 20/3 days
A=angle KMO Thus, quantity II > quantity I
Hence from triangle MOK Q.96.(4) Quantity1-
And A+40+A+180-S=180 Rakhi’s marks= 115
S = 2A+40 Meenakshi’s marks= 115 - 20 = 95
In quantity 1 Puneeta’s marks= 95 + 65= 160
Given S<90 Ankita’s marks=160 - 35= 125
2A+40<90 Simpy’s marks= 125+ 67= 192
A<25 Total maximum marks= 192 + 108= 300
Q.94.(2) Quantity 1: Required percentage marks of Simpy
Let the number be (10X+Y), interchanged
192
number is = 300 × 100 = 64%
(10Y+X)
Hence Quantity2-
(10Y+X) = (10X+Y)+36 percentage reduction in breath
9(Y-X) = 36 = 100×60/160 = 37.5
Y-X=4 Hence, Quantity1 > Quantity2
Y = X +4 Q.97.(5) From I:
Hence set of numbers={04,15,26,37,48,59} No. of students studying in A and B are 3x and
4x respectively.
Probability = 6/63
From III:
Quantity 2:
No. of students studying in B who got placement
Multiple of 8 but not 16={8,24,40,56}
= (4x × 80) ÷ 100 = 16x/5
Probability = 4/63
From II:
Hence Quantity 1 > Quantity 2
No. of students studying in B who got placement
Q.95.(4) Quantity I : Number of hours in which A, B and = 120% of No. of students studying in A who got
C can complete the work if A, B and C alone can placement
finish it in 25, 20 and 15 hours respectively. Hence,
In 1 day, 16x/5 = 120% of y
A finishes 1/25th of the work. y = 8x/3
B finishes 1/20th of the work. Hence Question cannot be answered even with
C finishes 1/15th of the work. the information in all the three statements.

Pakistan off-spinner Sana Mir has become the most successful women’s ODI spinner in history after
she took her 147th wicket.
JULY 2019 MICA 109
SBI PO MAINS
Q.98.(5) From I and II, Q.101.(1) x(x – k) = k + 1
Length = 3x = 48 m x2 – kx – k – 1 = 0
∴ x = 16 k ± k 2 − 4 ( −k − 1)
Breath = 2x = 32 m x=
2
Hence, Area of floor = 48 × 32
Cost of flooring = 48 × 32 × 850 = Rs. 1305600 k± (k + 2)2
From I and III, 2(l +b) = 160 ⇒x=
2
2(3x + 2x) = 160
k ± (k + 2 )
10x = 160 ⇒x=
∴ x = 16 2
∴ Length = 3 × 16 = 48 m ⇒ x = k + 1 or – 1
Breadth = 2x = 32m From statement I,
Cost of flooring=(48 × 32) × 850 = Rs.1305600 x<k
Similarly, from II and III, we can find x can’t be equal to k + 1
l = 48 m Thus, x = -1
b = 32 m Thus, statement I alone is sufficient
and Total cost of flooring = Rs. 1305600 From statement II,
Q.99.(4) From I, x=k+1
If P = 100 This is one of the solution but we can’t find
anything from it,
A = 200
Insufficient.
SI = 200 – 100 = 100
From statement III,
SI × 100 100 × 100
Rate = P × T = 100 × 5 x=3–k
k=3–x
400 x=3–x+1
From II and III, Rate = × 100
2000 ⇒x=2
Hence, either I alone or II and III will be Not sufficient.
sufficient. 8.8a 4
Q.102.(5) ⇒ =
Q.100.(5) Let two digit number be = 10x + y 9a (100 + P) 3
Reversed number = 10y + x 100
From I:
⇒2.2 = 3(100 + P)/100
Difference = 27
⇒220 = 300 + 3P
Hence,
−80 2
9x - 9y = 27 ⇒ P= % = −26 %
3 3
or
9y - 9x = 27 2
Thus, a loss% of −26 % occurred.
x-y=3 3
None of the options match, answer is E.
or y – x = 3
Q.103.(3) Selling price of item III for company C
From II: = 2400 – 10% of
x – y = 3 or 2400 = Rs. 2160
y–x=3 Let the successive discount% be ‘d’
From III: Selling price of item I for company D after 1st
y=x-3 discount = 2500 – d% of 2500
Hence, = 25(100 – d)
Selling price of item I for company D after 2nd
x-y=3 discount = 25(100 – d) - d% of (2500 – 25d)
Hence, Even by using (I) + (II) + (III) together, Now, Company C made profit on item III while
we cannot obtain the number. company D suffered loss on item I.

Hinduja brothers have been named as the wealthiest people in the UK for a third time, according to
110 MICA JULY 2019
the Sunday Times Rich List.
 MODEL PAPER 2019
From the table, profit% on item III for company ⇒Cost price of item IV × 1.16 = 2030
C =20% ⇒Cost price of item IV = Rs. 1750
Loss% on item I for company D = 200/9 % Given, company made an overall profit of 5% on
Given, cost price paid by company C for item selling all the items.
III was equal to the cost price paid by company Let the cost price of item III be ‘a’.
D for item I Total cost price = 2000 + 2800 + a + 1750
Let the cost price be ‘a’. = 6550 + a
Selling price of item III for company C Total selling price = 2400 + 2100 + 1870 + 2030 = 8400
= a + 20% of a ⇒1.2a = 2160 Thus, 6550 + a + 5% of (6550 + a) = 8400
⇒a = Rs. 1800 ⇒1.05(6550 + a) = 8400
Now, 1800 – (200/9)% of 1800 = 25(100 – d) - ⇒6550 + a = 8000
d% of (2500 – 25d)
⇒a = Rs. 1450
⇒1400 = 2500 – 25d - 25d – 25d2/100
Profit made on item III = Rs. 1870 – Rs. 1450 =
⇒1100 = 50d + 25d2/100 Rs. 420
⇒d2 + 200d – 4400 = 0 Q.106.(2) Given, average selling price of item I sold by
⇒d2 + 220d – 20d – 4400 = 0 company C and company A is Rs. 3493.
⇒d(d + 220) – 20(d + 220) = 0 Let the selling price of item I of company A be ‘a’.
⇒(d – 20)(d + 220) = 0 Thus (a + selling price for company C)/2 = 3493
⇒d = 20% as d can’t be negative. ⇒a + selling price for company C = 6986
Q.104.(2) Company F marked item IV at 25% higher than Selling price for company C = 6986 – a
its cost price. From the table,
Let the cost price be ‘c’ Profit% made by company A = 10%
Marked price = c + 25% of c = 1.25c Profit% made by company C = 12%
Given, selling price of this item is Rs. 4140. Cost price for company A + 10% of cost price
Now, ‘d’ is discount% and profit% made by for company A = a
selling the item is (3d – 9)%. ⇒Cost price for company A = a/1.1
Selling price according to marked price Cost price for company C + 12% of cost price
= 1.25c – d% of 1.25c for company C = 6986 – a
Selling price according to cost price ⇒Cost price for company C
= c + (3d – 9)% of c = (6986 – a)/1.12
d 3d − 9 Now,
⇒ 1.25c − × 1.25c = c + ×c
100 100 a
⇒25 = 4.25d – 9 1.1 5
⇒ =
⇒34/4.25 = d 6986 − a 4
⇒d = 8% 1.12
Now, marked price – d% of marked price 4a 5 ( 6986 − a )
4a
= selling price ⇒marked price (1 – 8/100) ⇒ =
11
1.1 1.12
= 4140
⇒Marked price = Rs. 4500 ⇒ 4.48a = 5.5 × 6986 – 5.5a
Q.105.(4) Cost price of item I + 20% of cost price of item ⇒ 9.98a = 38423
I = 2400 ⇒ a = Rs. 3850
⇒Cost price of item I × 1.2 = 2400 Thus, selling price for company C
⇒Cost price of item I = Rs. 2000 = 6986 – 3850 = Rs.3136
Cost price of item II – 25% of cost price of item Thus, selling price for company C is less than
II = 2100 the selling price for company A by= 714
⇒Cost price of item II × 0.75 = 2100 % by which selling price for company C is less
⇒cost price of item II = Rs. 2800 than the selling price for company A
Cost price of item IV + 16% of cost price of item = 714×100/3850= 18.45
IV = 2030 Q.107.(3) Total cash Invested by A = (2/12) × 42
= 7 lakhs

Novak Djokovic has won the men's singles title of 2019 Madrid Open tennis tournament. JULY 2019 MICA 111
SBI PO MAINS
Total land invested by A = (4/12) × 93 = 3 × 3570/(890+3975+3570)
= 31 lakhs = 3 × 3570/8435
Total equity certificates invested by A = 1.269 crores = Rs. 1.27 crores (approx)
= (1/10) × 65 = 6.5 lakhs Q.109.(4) Let the speed of train ‘A’ be x km/hr
Total investment by A = 7 + 31 + 6.5 = Rs. 44.5 It passes the man in 30 s
lakhs T = d/s
Similarly, investment by B = 10.5 + 23.25 +32.5 Distance, d = length of train ‘A’ = 300m
= Rs. 66.25 lakhs = 0.3 km
Similarly, investment by C = 24.5 + 38.75 + 26 Time, t = 30s = (30/3600) hr
= Rs. 89.25 lakhs Speed, s = relative speed = (x-4) km/hr
Total investment by A, B and C = 42 + 93 + 65 30/3600 = 0.3/(x-4)
= 200 lakhs x = 40km/hr
Profit share of A = (44.5/200) × 1.5 crore It reaches the station in 15 minutes
= 0.33375 crores = Rs.33.375 lakhs = 15/60 hrs =1/4 hrs
Q.108.(4) Investments by A = 44.5 × 2 = Rs. 89 lakhs Distance travelled by train A in 1/4 hrs
Investments by B = 66.25 × 2 = Rs. 132.5 lakhs = 40×(1/4) = 10km
Investments by C = 89.25 × 2 = Rs. 178.5 lakhs To cover 10km man will take 10/4 hrs
Time A invested for = 10 months = 2.5 h
Time B invested for = 30 months Q.110.(5) From the above solution we got the speed of train
Time C invested for = 20 months A as 40km/hr
Total (timed) investments by A = 89 × 10 = 890 A passes B completely in 5.4 minutes
Total (timed) investments by B = 132.5 × 30 = 5.4/60 hr
= 3975 Relative speed s = 40-30 = 10km/hr
Total (timed) investments by C = 178.5 × 20 Distance = length of (A+B) = 300+b
= 3570 (300+b)18/10×5 = (54/10) × 60
Share of C’s profit b= 600
EXPLANATION / REASONING ABILITY
Q.111.(4) Q.112.(3) Q.113.(1)
DX4 RM9 Z4
Q.114.(1) The fact that railways have now fallen in need
of bigger returns from their investments, implies
the given fact.
CN5 NY8
Q.115-117.
F B D A C H E G
EG2 K7 BM6 silver white red black blue brown yellow pink
Step 1
Q.115.(3) Q.116.(2) Q.117.(1)
DM4 RM9 Z4 Q.118.(3) Q.119.(4) Q.120.(2)
CY5 NN8 Q.121-125.
EG2 K7 BX6 50m
(A's last)
Step 2 Y 66m A 16m
10m
20m
TC4 HC9 N4 Z(Q's last)

VR5 SS8 99m

M 39m P 27m N 36m 0 30m Q 33m R
YR2 C7 IE6 102 m 63m
Step 3
Q.121.(2) Q.122.(3)
IC4 CC9 Y4 Q.123.(2) Q.124.(1)
VR5 SS8 Q.125.(3) Q.126.(2)
NR2 H7 TE6 Q.127.(D) Option 4 is weakening the satement.

112 MICA JULY 2019 Padma Shri awardee Bhojpuri folk singer Hiralal Yadav has passed away recently. He was 93.
 MODEL PAPER 2019
Q.128-130. Q.140.(5) Customer Management (CACMS) project will
9 8 4 7 8 2 3 2 9 6 7 2 provide convenience of aadhar based fast and
efficient onboarding to the customers.
Q.141-145.
Step 1 4 6 2 4 7 8
Date of Exam Morning Shift Evening Shift
9 Math-2hrs-100 marks English-2.5 hrs-80 marks
10 Physics-3hr-120 marks Biology-5 hr-150 marks.
Step 2 8 6 7 2 11 Chemistry-3.5 hrs-130 Economics-1 hr-90 marks
marks
12 History - 4 hr-160 marks. Home Science- 1.5 hr-70 marks.
Step 3 5 8 4 0
13 Geography - 4.5 hrs-140 Accounts- 2.5 hrs-110 marks
marks

Step 4 5 4 Q.141.(1) On 10th of the month the exams scheduled are

Q.128.(3) 58 + 40 = 98 Physics and Biology.
Q.129.(4) 5*4 = 20 Q.142.(4) Except English other exams are scheduled in
Q.130.(3) 72/36 = 02 morning.
Q.131.(4) Q.143.(4) Accounts is of 110 marks not of 140 marks.
Q.132.(5) as none of the statement alone is sufficient to Q.144.(5) All statements are correct for the exam of Eco-
answer the question, but if any of the two state- nomics.
ments are taken together is sufficient to answer Q.145.(2) The exam of Math is on 9th of the month, of 2hrs
the question. and of 100 marks.
I K J M South
Using above statements the final arrangement is
as follows.
T Q S U North Q.146-147.

Q.133.(5) 1 M
Q.134.(2) A, C and D justify the land owners claim on 2 C
increasing the rent. Only B, if true will damage 3
their claim that there will be an increase in sup-
4 E
ply. They might not be investing the amount in
construction but in other profitable business. 5 B
Q.135-136. 6 O
C H A 7 S
8 R
L H 9 G
K W S T
10 V
Q.146.(1) Q.147.(2)
I F Q.148.(5)
A J A Q.149.(4)
Q.135.(3) Q.136.(3) Q.150.(2)
Q.137-138. + means - male Q.151.(4)
-B H
+
Q.152.(4)
- means - female
D G A F Q.153.(1)
+ - + -
Q.154.(2) First argument is week because it's contradicting
the statement.
C
- E+ Q.155.(1) Metropolitan like Mumbai commuters are
faced less problem by traveling underground
Q.137.(3) Q.138.(2) transportation and effect of polloution are less
Q.139.(5) This is an explanation that may be drawn easily in compare of above surface with underground
from the facts mentioned in the passage.) transportation.So Argument I is strong.

Kiki Bertens has won the women's singles title of 2019 Madrid Open tennis tournament. JULY 2019 MICA 113
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