THE NEW

EXPAT WORLD “the newsletter of international living”

FOR THE POST 911 WORLD

Bringing you the world in a way you’ve never seen before.
Volume 27. No III/IV www.expatworld.net and www.expatworld.org Nov/Dec 2014

IT'S TIME TO FIGHT BACK FOR YOUR FINANCIAL PRIVACY

this, especially the American those who want an offshore bank
bureaucrats, in making and in account and documentation to
many cases in collusion with the open other accounts with foreign
Banks themselves by instituting banks.
reporting requirements that make
it near impossible for Americans If you're interested in protecting
to get their money out of the your ass and assets read on! If
country before the country gets not, we apologize for trying to
their money out of them. help and you should move on to
the other information found in the
There is no need to go into all the October 2014 issue of the Expat
benefits of having much of your World newsletter.
Avoid Being Targeted by the
money and assets in an offshore
Bureau-Rats, Alphabet Agencies,
bank out of the grabbing hands With Christmas just around the
International Banks With
of the bureau-rats in the place corner, Santa's helpers have
Their New Intrusive Reporting
you reside. We have covered that offered up a special “Ghost”
Requirements to BIG BROTHER,
ground many times over the almost program that will successfully get
also lawyers, ex-spouses,
30 years we've been in business. your serious money out of your
disgruntled employees, etc.
All we will say here is that It is one country before your country gets
We're going to be presumptuous of the few options left especially your money out of you. It is one
and present an offer to you that since most overseas banks now of the few true options left. In
no one who wants to preserve are playing ball with the U.S. and the world of offshore banking for
their wealth would be without. We other tax police in identifying US, Americans and even Europeans
promise that you won't waste your EU and other citizens who have one of the few ways left today to
money in offshore banks. get, keep and operate an offshore
time reading this.
account is to become a ghost,
INTERNATIONAL BANKING We recommend our readers to which is done by using a banking
-- As most smart internationally trustworthy dependable firms passport in a ghost or pseudonym
thinking people know and those that can get you an offshore bank name.
who want to preserve their wealth account. But we must admit with
also know, the only real way to do the FICA reporting requirements With this banking passport it's just
this is to keep the above mention it is exceedingly harder and harder a matter of getting your ducks in
bureaucrats, Big Brother, etc from to get good accounts that will line and you can keep the money
following your money. They can accept and work with Americans – you earned, probably taxes paid
be extremely bothersome and really the people on this Earth that on money, out of the hands of
wealth depleting if you give them most need an offshore account to those who wish to seize your hard
the chance to follow your money, protect their ass and assets. BUT earnings. Join Marley's and his
even if it's honestly earned, post we are happy to report here that band of friendly Ghosts worldwide
taxed dollars. They have done we have found a new solution for while becoming a sovereign
individual. For as you know, sending or depositing drop accommodation address.)
ANY amount of funds abroad subjects you to much
scrutiny and possible investigation. Please include an email address on the bank transfer
request in the remarks section so we can communicate
Some say the ghosting techniques suggested are with you After receiving the payment we will send
for those doing naughty things. Santa's helpers say you a form for you to complete where you will: select
otherwise. The great majority of the ghosts are just three (3) names in order of preference for the creation
normal everyday people who have earned their money of your company. One of the three names should be
the hard, honest way and now want to keep it out of available for creation. Bear in mind that the suffix for
the hands of disgruntled employees, ex-spouses, your company's name needs to end in Limited, Inc.,
abusers and proctologist like bankers and lawyers. etc. We will also ask you for the personal name you
want use and the date of birth you want.
The rare options left for one to become a ghost is with
the use of a banking passport – a passport used for Due to contractual agreement, as well as the sensitive
identification and opening of bank accounts in a ghost nature of this package, we're unable to disclose the
or pseudonym name. Now Expat World is going to name of the passport country or jurisdiction of the
introduce you to the Ghost Package we discovered bank. Please understand so DO NOT e-mail us asking
through an associate of ours. HERE is what your for more details or the name of the countries. The full
ghost package contains package is described fully herein.

• A banking passport (for banking purposes To reiterate here's what you get for Euro 10.000 (or
only - not for travel) with any name and date the equivalent;)
of birth from an English speaking country.
1. Banking passport with any name and date
• Non annual reporting offshore company (in of birth (valid for 5years.)
your chosen name) with an
2. Non annual filing offshore company in your
• eBanking on-line bank account. chosen name with a physical walk into the
bank, eBanking bank account (in the name
• Easy to use Internet banking, i.e. send & of the company.)
receive swift wires on-line operated via an
internet bank token. 3. Easy to use Internet banking, i.e. send
& receive swift wires, on-line, deposit
• ATM card cheques, walk into the bank to deposit
• Highly confidential and private mail drop funds, etc.
service for one year, including 4. 4. ATM card
• $50 postage deposit. 5. Highly confidential and private mail drop
The above package normally sells for more than Euro service for one year, including $50 postage
12,000. BUT FOR EXPAT WORLD deposit.

READERS WHO ORDER AND REMIT PAYMENT 6. Drivers license

BEFORE DECEMBER 31, 2014, WE 7. International Drivers license
WILL INCLUDE ABSOLUTELY FREE THESE 8. Utility bill (in your chosen name.)
SPECIAL BONUSES:
This offer is for serious players only. So please don't
• A professional drivers license from the waste your time and ours asking more questions.
same country as the banking passport ... We're happy to answer all your questions once we
• An international drivers license receive your order and confirmation funds have been
sent and credited.
• A utility bill in your chosen name (same
as passport and dl and same as at the mail Once we receive your payment we'll send you the
passport application and full details and where and
www.expatworld.net Page 2 Nov/Dec 2014
how to send your pictures and details.

Bank set up time is fairly fast and you'll be a Ghost

and sovereign individual faster than you can say
"Happy New Year!"

Once again pardon our assumption that you must

have this product and service and are a real player in
the offshore world. In any event we trust you'll agree
that this “EW Ghost Special" is too good not to have
at least been given the chance to save your ass and
assets.

Cheers from the boys at Expat World HOLD THE PRESS – Christmas Special Wait,
That's not all! For the first THREE persons who order
and pay on or December 24th, 2014, Santa's helpers
are offering a whopping 20% discount off the special
price of Euro 10,000... Like Marley's Ghost, you too
can be a ghost for only Euro 8,000 or the equivalent if
you act now and order and pay before Christmas eve.
Do it Now!

Start by emailing us at
[email protected]

There are no burning internet regulation issues but there are some
on the back burner you might care about.

China’s upcoming World Internet Conference threatens internet

freedom. China is the biggest internet user in the world with
630-million users but is heavily “regulated”. There is fear that by
its size and determination in could impact on the WWW:

http://www.ntd.tv/en/programs/news-politics/china-forbidden-news/20141120/248950-chinas-world-
internet-conference-threatens-internet-freedom.html

In the USA proposed “net neutrality rules” face political manipulation. The unspoken real agenda is how to
tax the internet:

http://www.twincities.com/columnists/ci_26957181/michael-mandel-obamas-internet-rules-would-do-more

http://www.washingtonpost.com/opinions/ted-cruz-regulating-the-internet-threatens-entrepreneurial-
freedom/2014/11/13/a0a852e6-6aaf-11e4-a31c-77759fc1eacc_story.html

http://www.voanews.com/content/washington-squabbles-over-proposed-new-internet-rules/2518209.html

In the area of very interesting news Brazil/Brasil announced it would be laying direct fiber from Brazil to
Lisbon, Portugal for the sole purpose of avoiding any possibility of U.S. regulation/control. Boy, I bet there
are quite a few countries that would want to sign up for spurs into their systems. Definitely an FU to the U.S.

http://www.bloomberg.com/news/2014-10-30/brazil-to-portugal-cable-shapes-up-as-anti-nsa-case-study.
html

The future of broadband “uncertain” . . .

www.expatworld.net Page 3 Nov/Dec 2014

http://technical.ly/philly/2014/11/03/future-of-broadband-werbach-fcc-panel/

My personal observation is that desktop and laptop full computers are probably going to be relegated to
professionals or folk who need large screens to capture more data or so they can read them.

I’ve noticed that for a while cell phones were getting very small and now the smart phones are basically sub-
palm-size but they are used for most tasks that a few years ago were “computer” tasks. Instant searches in real
time while you’re in line at a restaurant or store, instant “facetime” as opposed to Skype. Instant ordering from
wherever you are.

Having multi-platform apps is probably a necessity for internet marketers. Many of the apps are “cute” or
novel (such as one that monitors your sleep/snoring) but I see a transition to handhelds doing seriously heavy
lifting in the foreseeable future.

One of my favorite bloggers, www.fredoneverything.net, had a near melt down a couple weeks ago when his
web-runner checked the wrong box and every reply to Fred went to everyone on the list. Angry people trying
to unsubscribe to stop the onslaught of mail just made the problem worse. It’s under control now. Fred’s a
decent writer and curmudgeon who tackles every politically incorrect idea imaginable. As always I ask you to
investigate www.cryptohippie.com as the most perfect secure communication that exists.

I take note that there’s a nice non-google, non-backdoor competitor to Skype:

Jitsi: https://apapadop.wordpress.com/2012/07/05/a-skype-alternative-worth-its-salt-jitsi/

Former columnist for Expat World, Paul Rosenberg now writes the Friday edition of Doug Casey’s Daily
Dispatch. It’s free. Worth the read. His latest offering “Why I Stopped Spending Time on Politics . . . And
Why I Think You should too.”

Sign up here: http://www.caseyresearch.com/free-publications/caseys-daily-dispatch

Until next time . . .

INTERNATIONAL DRIVERS LICENSE – This

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LEGAL PROTECTION – KEEP OUT OF TROUBLE and/or your imagination) besides being accepted in over
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180 countries around the world – the USA, Canada.
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NET. FOR ANYONE THAT HAS AN INTERNET BUSINESS Europe, Central and South America, India, Asia,
OR WEBSITE THIS IS A MUST READ: Only $49.97 Australia, and if there were public roads in Antarctica
, we believe it would be valid there also.
WWW.EXPATWORLD.NET/ILC
To get a 4-year validity IDL application with
explanation of the IDL or have any questions answered
email: [email protected] or better yet go to
www.expatworld.net/IDL
www.expatworld.net Page 4 Nov/Dec 2014
 Rodolph de Koninck, a professor of geography at
the University of Montreal and one of the authors
of – Singapore: “An Atlas of Perpetual Territorial
Transformation," which charts a half-century of
change.

As the decades passed, a tropical settlement reinvented

itself as a spic and span outpost of the developed
world.

Everything is up for redevelopment, even downtown

The Last Kampong things that were developed in the 1960s and 1970s
and are already being torn down.
in Singapore
A few days ago I meet an old timer a citizen of Under the city's master plan, at an unannounced
Singapore with Malay ancestry. He was a zen-like date Kampong Buangkok will be comprehensively
individual, mellow and full of wisdom and told me developed to provide future housing, schools, and
about growing up in Singapore and how he had lived other neighborhood facilities said the spokesperson
in the last Kampong (small native Malay village with of the Urban Redevelopment Authority.
rustic native architecture) allowed in Singapore before There is no question that Singapore needs the land.
the Singapore government decided that all must move Its population, which was 1.6 million in 1960, (now
into HBD (government high rise apartments). The 5.6 million in 2013), has grown to 4.8 million living
government virtually took their land, something like In an area' less than 300 square miles, one of the
eminent-domain, demolished the village and gave world's highest population densities. Planners project
them compensation via a HBD high-rise flat. He has a growth of nearly 40 percent by mid-century, to 6.5
been sad ever since he told me. Here is the story of his million.
home village, the last Kampong in Singapore:
In its most ambitious development project, Singapore
Wrecking Ball Targets Last Village in Singapore – has simply made itself bigger. In 1957 its land area
A modernization push has brought traditional rural was 224 square miles. Since then "vast amounts of
ways of life to the brink of extinction landfill, dumped into the sea, have expanded It by
It Is Singapore's secret Eden, a miniature Village one-third, to 299 square miles.
called Kampong Buangkok that is hidden In trees Few people in Singapore know that one village still
among the massed apartment blocks, where a fresh survives, hidden In trees 200 yards from a highway. -
breeze rustles the coconut palms and tropical birds Even if I want to show my children how I was brought
whoop and whistle. up, I can't show them," said Ho Why Hong, 50, a
With Just 28 houses in an area the size of three football taxi driver, as he searched for Kampong Buangkok.
fields, it is Singapore's last rural hamlet, a forgotten "Everything is torn down."
straggler in the rush to modernize this high-rise, high-
tech city-state. But apparently not for much longer.
Kampong Buangkok is designated by the government
for demolition and redevelopment, possibly In the
near future. (Editor's note: It is long gone now since
2009)

When it Is gone, one of the world's most extreme

national makeovers will be complete. "Kampong" Is a
local word for “village" and also defines a traditional
rural way of life that Singapore has left behind.

"The big overhaul began In the early 1960s," said

www.expatworld.net Page 5 Nov/Dec 2014

 WORLDWIDE Government's policy of zero tolerance for corruption
remains unchanged".
GRAFT INDEX China, Turkey and Angola were among the countries
Singapore Down Two Spots whose reputations for corruption worsened the most
in the past year, TI said. North Korea and Somalia
were at the bottom of the index,with a score of just
When you decide where you want to concentrate you eight each.
offshore business, it is good to know what countries
have the best no graft record and which are nothing CORRUPTION INDEX
but corruption, corruption, corruption.
TOP 10
Singapore has slipped two notches in a ranking
of countries seen as being the least corrupt in the Rank Country Score
world. It came in seventh in this year's Corruption
1. Denmark 92
Perceptions Index, which is compiled by graft
watchdog Transparency international (TI), after three 2. New Zealand 91
years of taking the No.5 spot. Unusual for Singapore 3. Finland 89
that nearly always improves on any international
4. Sweden 87
standards they are measured in.
5. Norway 86
But experts interviewed say the drop is no cause for
6. Switzerland 86
alarm and that Singapore still has zero tolerance for
corruption. 7. Singapore 84
8. The Netherlands 83
The index captures perceptions of the extent of
corruption in the public sector in 175 countries, as 9. Luxembourg 82
viewed by business people and country experts. 10. Canada 81

It aggregates 12 sources of data from graft-related

polls and surveys carried out this year and last year by BOTTOM 10
institutions such as the Economist Intelligence Unit
and the Political and Economic Risk Consultancy. Rank Country Score

The countries are scored on a scale of zero, for highly 174. North Korea 8
corrupt, to 100, for very clean. Singapore's score fell 174. Somalia 8
two points to 84 this year, from 86 last year, according 173. Sudan 11
o data released by TI recently.
172. Afghanistan 12
The top five countries in this year's index - Denmark, 171. South Sudan 15
New Zealand, Finland, Sweden and Norway - held
170. Iraq 16
the same position as they did last year.
169. Turkmenistan 17
Top scorer Denmark came in with 92 points, up from
166. Eritrea 18
91 last year. But Switzerland, which ranked seventh
last year, over· took, Singapore to be joint fifth with 166. Libya 18
Norway - the position Singapore held last year. 166. Uzbekistan 18
Experts have noted that Singapore is still the only
Asian country in the top 10, with Japan next in 15th
place.

Anti-corruption consultant Jon Quah argues that even

if Singapore's reputation might have taken a slight
beating, "there's no cause for concern because the
www.expatworld.net Page 6 Nov/Dec 2014
 FREE
BEACHFRONT LAND
EXCLUSIVE FROM EXPAT WORLD

The deal is very easy and perhaps one of the Help with permanent residency is available for those
best we've ever offered. A developer of a massive who qualify.
concession on the north shore (Caribbean) of
If you’ve got interest and enthusiasm for the
Panama needs to get things happening. He needs
ultimate adventure and have been wondering where,
to prime the pump. And so he is offering prime
it doesn’t get better than white sand beaches, azure
beachfront land, a few miles east of the Bocas
blue Caribe waters, nice tropical climate -- but
del Toro area, to persons who will build a house/
without the worry of hurricanes.
bar, a small business, a hacienda, whatever in your
imagination that you can convince the developer If interested, contact Captain dot Jack at ExpatWorld
is a good deal. How much land? As much as is dot net. Sketch your plan and we’ll forward it to the
reasonable to your business plan. You will need to developer.
deal with water, power, septic issues yourself. There
Ask Simon Black how much free land HE’S
is no infrastructure.
giving away.

www.expatworld.net Page 7 Nov/Dec 2014

 BYE BYE BIG BROTHER
This 3 volume set is the quintessential volumes on living a
life free of government interference, beating the bureaucracy
and finding out things that your lawyer won't tell you even
if he knew. This work is really a life guide to success,
prosperity and peace of mind.

We here at Expat World are the only seller of this 3 volume

set in CD or Digital Download.

The hard copy version has long been sold out and won't
reappear. Their costs were over $500 per set compared with
the $99 cost for the CD. And for all you that order before
Jan 31, 2015 we will give you our Christmas/Chinese New
Year's present with a special price of $50.

Such a deal! Order multiple copies for friends and ex-spouses! Go to our website www.expatworld.net and
place your order or you can put $50 cash in an envelope and mail it registered mail to Expat World, Box 1341
Raffles City, Singapore 911745.

BBBB stands for - Bye Bye Big Brother. It's an easy ANONYMOUS BANKING AND ASSET PROTEC-
reading reference manual to show you the path to the TION - "I want to protect my assets in such a way that
good life. It's hard copy version has sold out but it is now nobody knows if they even exist, never mind where they
available on CD in PDF format. came from or where they are now. Yet I want to have
complete control and instant access at all times. When
Grandpa, the author, hired the best people money can I die, I want my assets to go to people or good causes I
buy: International lawyers, consultants and experienced have chosen without being probated, published or taxed.
cruisers to answer these questions and 100's of other Tell me your secret ways Grandpa, to achieve this goal."
questions.
DIVORCE PENDING? - "My spouse has a new "friend"
HOW CAN I SPEND UP TO SIX MONTHS (OR and wants "out." Do you think that your P.T. & cruising
MORE) A YEAR CRUISING THE WORLD in a 5 star ideas will result in a new romance for me?! Would hate
hotel environment--in many cases for less money than it to be lonely. Tell me your secret techniques for linking up
would cost me to stay at home? . with new partners while traveling . .
STRESS FREE LUXURY TRAVEL?- "I want to leave GOVERNMENT PROBLEMS - "I think there will be
my troubles behind, travel the world, meet new people, unpleasant litigation if I stay where I am. If I am travel-
have new experiences. I don't want to worry about train ing, will things cool down, do you think? As a retired but
tickets, passports, hotel reservations, packing and unpack- experienced lawyer, Grandpa, tell me in your BBBB book
ing. Maybe I'd like to cruise on a luxury ship for a month how does my absence from "home" affect those who
or more at a time. How can I do it?" might want to sue me?
CHANGE LOCATION - "How can I operate my exist- LOVE LIFE - "Even if I am past my sell-by date, will
ing business 'while traveling? How can I avoid lawsuits; your book show me the best ways and places to find
excessive regulation, union problems, taxes? How about attractive new partners. How can I find love again- with-
government caused problems? Is there any way to do this out financial or health risks? Is that stuff I heard about the
while traveling or cruising like you do Grandpa? " joys of "Love Boats" really true.
PRIVACY & ANONYMOUS COMMUNICATION - "I Here we have just skimmed the surface of BBBB. Over
want to communicate with people in such a private way 800 pages of information. Get it now before we sell out
that nobody can prove (or even guess) where the message of CD's and you're left on shore holding an empty bag.
came from, so nobody can monitor or sue m~ for what I Order today!
say or write. Nor should anyone ever be able to find my
old communications messages, nor any stored records of
them. What's the How to do it in secret?" .

www.expatworld.net Page 8 Nov/Dec 2014

 Expat World's
Healthy World
Today the healthy world is taking you into the One of America's biggest billion-dollar drug makers
underworld of Big Pharma. His members are began a search for a cancer cure and their research
BEATING CANCER-killing today...while Big centered on Graviola, a legendary healing tree from
Pharma still scrambles to find a profit trail from this the Amazon Rainforest.
rainforest miracle. Various parts of the Graviola tree--including the
bark, leaves, roots, fruit and fruit-seeds--have been
How many people died in vain while this billion- used for centuries by medicine men and native
dollar drug maker concealed the secret of the Indians in South America to treat heart disease,
miraculous Graviola tree? asthma, liver problems and arthritis. Going on very
Deep within the Amazon Rainforest grows a tree little documented scientific evidence, the company
that could poured money and resources into testing the tree's
literally revolutionize what you, your doctor, and anti-cancerous properties--and were shocked by the
the rest of the world thinks about cancer treatment results. Graviola proved itself to be a cancer-killing
and chances of survival. The future has never looked dynamo.
more promising. The company had one huge problem with the
Research shows that with extracts from this Graviola tree--it's completely natural, and so, under
miraculous tree it now may be possible to: federal law, not patentable. There's no way to make
Attack cancer safely and effectively with an all- serious profits from it.
natural therapy that does not cause extreme nausea, It turns out the drug company invested nearly seven
weight loss and hair loss; protect your immune years trying to synthesize two of the Graviola tree's
system and avoid deadly infections; feel stronger most powerful anti-cancer ingredients. If they could
and healthier throughout the course of the treatment; isolate and produce man-made clones of what makes
boost your energy and improve your outlook on life. the Graviola so potent, they'd be able to patent it and
The source of this information is just as stunning: make their money back. Alas, they hit a brick wall.
It comes from one of America's largest drug The original simply could not be replicated. There
manufacturers, the fruit of over 20 laboratory tests was no way the company could protect its profits--or
conducted since the 1970's! What those tests revealed even make back the millions it poured into research.
was nothing short of mind numbing... Extracts from As the dream of huge profits evaporated, their
the tree were shown to: testing on Graviola came to a screeching halt. Even
Effectively target and kill malignant cells in 12 worse, the company shelved the entire project and
types of cancer, including colon, breast, prostate, lung chose not to publish the findings of its research!
and pancreatic cancer. Luckily, however, there was one scientist from the
The tree compounds proved to be up to 10,000 Graviola research team whose conscience wouldn't let
times stronger in slowing the growth of cancer cells him see such atrocity committed. Risking his career,
than Adriamycin, a commonly used chemotherapeutic he contacted a company that's dedicated to harvesting
drug! medical plants from the Amazon Rainforest and blew
What's more, unlike chemotherapy, the compound the whistle.
extracted from the Graviola tree selectively hunts When researchers at the Health Sciences Institute
down and kills only cancer cells. It does not harm were alerted to the news of Graviola, they began
healthy cells! tracking the research done on the cancer-killing tree.
The amazing anti-cancer properties of the Graviola Evidence of the astounding effectiveness of Graviola-
tree have been extensively researched--so why haven't -and its shocking cover-up--came in fast and furious...
you heard anything about it? If Graviola extract is as The National Cancer Institute performed the first
half as promising as it appears to be--why doesn't scientific research in 1976. The results showed that
every single oncologist at every major hospital insist Graviola's "leaves and stems were found effective
on using it on all his or her patients? in attacking and destroying malignant cells."
Graviola--the plant that worked too well. Inexplicably, the results were published in an internal
www.expatworld.net Page 9 Nov/Dec 2014
report and never released to the public.
Since 1976, Graviola has proven to be an immensely
potent cancer killer in 20 independent laboratory This month in Expat World
tests--yet no double-blind clinical trials, the typical we going to stick to one
benchmark mainstream doctors and journals use to area since it is what many
judge a treatment's value--were ever initiated... of our readers are looking
A study published in the Journal of Natural Products, for. We present:
following a recent study conducted at Catholic
University of South Korea stated that one chemical
in Graviola was found to selectively kill colon cancer
cells at "10,000 times the potency of (the commonly THE BEST KEPT SECRET IN LATIN AMERICA
used chemotherapy drug) Adriamycin..." FOR RETIREMENT
The most significant part of the Catholic University
of South Korea report is that Graviola was shown Perfect Weather, Excellent Health Care, Modern
to selectively target the cancer cells leaving healthy Amenities, Affordability, a Vibrant Culture, and
cells untouched. Unlike chemotherapy, which Much More
indiscriminately targets all actively reproducing cells
Many of EW readers are either living as expats,
(such as stomach and hair cells), causing the often
retired expats or people who want to move abroad for
devastating side effects of nausea and hair loss in
retirement. Choosing your perfect retirement spot is
cancer patients.
a big decision. If you're like most, you're looking for
A study at Purdue University recently found that
the place of your "dreams"… with gorgeous scenery
leaves from the Graviola tree killed cancer cells among
and perfect weather: not too hot and not too cold, but
six human cell lines and were especially effective
just right.
against prostate, pancreatic and lung cancers.
You're also looking for a place where you won't have to
FOR OUR READERS INFORMATION: sacrifice the things that make life comfortable, things
This info on Graviola is supplied from an excerpt that you are used to such as modern supermarkets
from the Health Sciences Institute). You can get the with familiar brands; access to English-language
Graviola Liquid Extract and Graviola Max from movies and television (and all your sports channels);
Rainforest Natural Products Inc. (305-235-9880) or reliable, safe and affordable public transportation; and
www.rainforestpharm.com. A 120-count bottle of top-quality health care tendered by English-speaking
Graviola Max cost U.S. $29.95 and a 2-oz bottle of doctors.
Graviola Liquid extract cost U.S. $23.00. If you join
HSI YOU as a member get an exclusive 10 percent And you would still like to be close enough to family
discount when purchasing two or more bottles by so you can visit without much hassle. Making it easy
phone. Or members can receive a 10 percent order for you to get back and forth. I'll bet though that you
on line with no minimum purchase. Simply use code are looking for a low cost destination that meets these
HSI92014 when ordering. HSI's website for your basic requirements – probably why your reading this.
information is www.HSIonline.com
It's a sad state of affairs, but few of us can afford to
retire at home these days with the standard of living
we are used to. But EW has found the place that fills
the bill but you probably never considered. We'd like
to introduce you to a retirement destination I doubt
you've ever considered.

It fits all the criteria, we believe you want. But not

only that, a recent Gallup study says those who live
here are the happiest people in the world. In fact,
they're almost twice as happy as the global average.

They're not only happy, but they're some of the

friendliest, kindest, most welcoming people on the
www.expatworld.net Page 10 Nov/Dec 2014
planet. They'll go out of their way to help you in any the season) as the U.S. A flight from Miami or Fort
way you need. Lauderdale to Colombia takes less than three hours
and the flight costs about the same as a U.S. domestic
So what about the political climate. This place is flight. (Less if you’re flying one of the budget airlines
home to the area's oldest democracy and very stable. that are now offering service to Colombia.
The economy is so strong that nobody really wants
for anything, and universities, public hospitals and Colombia is convenient. In its modern supermarkets
infrastructure and security projects are well funded. and shopping malls, you can get all the high-tech
products and all the familiar brands (especially food)
And added bonus in this secret Expat Haven is that you’re used to finding at home, and at about the same
they have some of the world's best coffee. They grow price as at home.
beautiful flowers along with the plumpest, healthiest
fruits and vegetables of all varieties. Plus they have Safety. I have to laugh when someone asks me about
delicious local seafood and the homegrown beef. It's a safety in Colombia. This is a country that understands
country that's not just known for its glorious food, but the importance of security, and it shows. Even in
for its world-famous artists, its rich literary culture, Medellin, which was once… a long time ago, more
and where joyous salsa dancing is the national than 25 years ago… a troubled area, I feel perfectly
pastime… along with fútbol, of course. safe. My wife and I can travel by taxi and enjoy
the nightlife with no worries. I wish I could say the
So you say, how much does it cost to live in this same for my hometown of Omaha, Nebraska, which
paradise? Far, far less than you might expect for a was recently named the “most dangerous place” in
place that offers so much. America Safety policies implemented in 2006 have
Most expat couples report that they live very “dramatically improved” the security situation in
comfortably on $1,500 to $2,000 a month. One single Colombia, says CNN, and “led to a rise in tourism,
woman tells us her monthly expenses are less than with bus trips (albeit on select routes) now considered
$1,000 a month… and that includes $300-a-month safe for foreigners.” Even the infamously troubled
rent for her gorgeous newly renovated apartment in city of the 1980s is now referred to as the “Medellín
the historic center of a beautiful UNESCO-protected Miracle” and called “a model of urban development”
city. by The Economist.

A critical issue when retiring abroad is HEALTH Colombia is home to the oldest and most stable
CARE! No need for concern, for here the health care democracy in Latin America. Presidential elections
is rated higher than in the U.S. or Canada. The World are held every four years. The current president, Juan
Health Organization (WHO) ranks this country's Manuel Santos, has placed economic growth and
health care system as better than that of the U.S. domestic security at the heart of his government.
During his watch, poverty and unemployment
In their overall ranking of health care systems all over have been reduced and diplomatic relations with
the world, the WHO ranks this country at number 22 neighboring countries have been improved.
out of 191 countries—the highest ranking of all Latin
American countries and well ahead of Canada (#30) Colombia is very affordable. EW’s already given
and the U.S. (#38) you a glimpse of what expats tell us about their cost
of living in Colombia. Amazingly, they say they can
So I gave you most of the sizzle now I will give you easily and comfortably live on as little as $1,000 to
the steak. Where is this "perfect" retirement hot spot? $2,000 a month, including rent.
As I said, It's a place I doubt you've considered before
now. Or if you have, it's probably been way down at Here’s where you’ll save the most on your daily
the bottom of your list. But now it's time move it way living expenses:
up on your list because Colombia's time has come. Rent costs 1/3 what it does at home. In small towns,
you can rent a two-bedroom apartment from $300 a
Take a Look at These Statistics and Just Some
month or a four-bedroom home for $400 a month. In
MORE of the Benefits Colombia Offers metropolitan areas, an upscale apartment in a modern
Colombia is close to home. It’s in the same time building with a swimming pool, fitness center, and a
zone(either Eastern or Central Time depending on doorman can be had for $1,000 a month.
www.expatworld.net Page 11 Nov/Dec 2014
Utilities are ridiculously inexpensive. In the perfect- Ruitoque Country Club, you can play a round of golf
climate of the Andes Mountains, you’ll need neither for just $13 on weekdays and $21 on weekends.
heat nor air conditioning. Some expats report electric
bills as low as $20 a month. Natural gas for cooking As for restaurant meals, you’ll typically spend $3 or
and hot water will likely cost just $5 to $10 a month. less for an “executive lunch” that usually includes
soup, meat, rice and salad, a juice, and even dessert.
Food is fresh, healthy and very affordable. Most For dinner, you might spend $5 or $10 for an entrée…
cities and towns have local farmers’ markets, which rarely more than $20 for a steak in even the best
offer fresh fruits and vegetables at a fraction of the restaurants.
cost of supermarkets. A head of lettuce, a pound of
tomatoes, a medium avocado… all can be had for NOW EXPAT WORLD HAS just given you the
little more than 50 cents. thumbnail sketch of what it’s like to expatriate to
Columbia for your retirement. Suzan Haskins, one
Transportation costs are very low, too. In major of International Living’s Latin America editors has
cities, you’ll pay less than $1 to take a local bus. Taxis Straightforward Blueprint to “Everything You
are downright cheap, too, especially in towns and mid-
sized cities. In small towns, you can go anywhere for Need to Know” About Colombia This new resource is
less than $2. Even in large cities, you’ll rarely spend the result of our ongoing “Project Colombia . She calls
more than $5 to $10, and that’s for a trip clear across it, “the Blueprint for Your New Life in Columbia.”
the city. For cross-country travel, you’ll spend about You can get all the information for obtaining this
$30 for an 11-hour bus trip or as little as $25 for your great resource by Googling: “the Blueprint for
airfare from Bogotá to Cali, for instance. Your New Life in Columbia.” Tell her Expat World
recommended her and the publication.
Best of All, Health Care is the BEST in ALL of the
Americas, Yet Costs are EXTREMELY LOW.

Colombia’s health care system ranks as the best in

all of the Americas… better than the U.S. or Canada.
Colombia values health, no other way to put it. In
2008 in fact, Colombia’s constitutional court ruled
that health is a fundamental human right. And costs REAL Offshore Banking and Citizenship
for both health care and health coverage plans are
Aspen Assurance Company Ltd. is a world leader in assist-
very low. A retiree, for example, will pay a flat rate ing clients to obtain Offshore Banking Licenses and Second
12% of your income, such as your pension or Social Citizenship by Investment (CBI).
Security benefits. And you can buy a supplemental
private health insurance plan for two people for The CBI is an investment of at least $250,000 USD into a
hotel villa real estate project in the Caribbean Islands. The
under $400 a year. Plans don’t limit use, have no
citizenship allows for a passport to be issued which is valid
age restrictions or pre-existing condition exclusions, for visa free travel to most countries of the world.
and you can use them when traveling to other Latin
American destinations. The hotel villa concept allows for a return on your invest-
ment from rentals and it may be sold at a time in the future.
Costs for dining out and cultural and leisure The application process is straightforward and streamlined.
activities are so low that you’ll be out and about The bank license allows you to own and operate an offshore
more than ever. Cinemas cost about $4 to $5 in the bank. Unlike other jurisdictions, which require multiple
evening or about $1 more if you choose a luxury regulatory licenses for various activities, the license is all
seat. And there are big savings on matinées. Concert encompassing covering the activities of the finance world.
As an additional bonus, the jurisdiction does not tax the bank
tickets to see a local or regional band typically cost
or its owners. The application process is straightforward and
$5 to $10, and many city orchestras regularly offer streamlined as well.
free concerts. Most major museums charge entry fees
between $1.60 and $5 and many offer free admission Please see www.aspenassurance.com for a complete list of
Products and Services.
on Sundays. Fitness centers are affordable, too, at
about $50 a month. Love to golf? You’re in luck. Contact: [email protected] or
At a Jack Nicklaus course such as Bucaramanga’s +44 203 627 2210

www.expatworld.net Page 12 Nov/Dec 2014

 BLUE WATER LAW
For you non-sailors, “blue water” means beyond landfall, where the big stuff lives, where all that saves
you are fateful winds, the rigging and your wits.
We are a loose collective of U.S.-trained and licensed lawyers who no longer reside in the U.S. and have
additional licenses and authority to practice in a number of advantageous jurisdictions around the world.

•U.S. tax filings, including late filings, for non-resident U.S. citizens •Comprehensive asset protection planning and internationalization of
•F-bar filings and amnesty requests (Do it NOW!) for U.S. citizens portfolios
with more than $10,000 total in foreign bank accounts •Movement of IRA funds to legal foreign uses
•IRS delinquent tax issues •Access to the best hand-holders for expatriation or inpatriation
•Criminal defense management and self-surrender from outside the •Implementations of all six flags of PT lifestyle
U.S.
•Helping persons with criminal records successfully emigrate.
•Structuring legal “L1” visa businesses for non-U.S. citizen Green
When you’re ready to set a sea-anchor or looking for a hurricane hole,
Card applicants
drop us a line.
•Structuring legal “EB” visa businesses for non-U.S. citizen Green
Inquiries to: [email protected]
Card applicants
•Structuring legal immigration to the EU via business/investment

Expat World's
Investor World
Every seasoned investor knows the value of holding by both client name and certificate number. The Perth
precious metals. I believe that gold is the best store of Mint also records a client number to ensure total
value available. Nothing else holds its worth or is as confidentiality and security.
easily converted as gold. In moments of need or crisis Your gold can be held in two ways. First in
it can aid and protect you and your family anywhere unallocated storage, which means that your gold is
in the world. held as part of" a bigger pool of precious metals. The
The problem is is usually associate with gold beauty of this method is that you hold your metal
ownership has a1ways been how to Store and secure under government guarantee, but your ownership is
your gold. How an you be sure that your nest egg is absolutely free of storage charges. This is clearly the
not only completely safe but that you can access it at most attractive option for most private investors.
a moment's notice. Second, you can also choose to hold your gold or
Now there is a way you can own all the gold precious metals in an allocated storage. This means
you want. Gold that holds its value better and is your gold is placed in a sealed box that is specifically
more easily realized than any other asset. Gold that assigned to you via the Perth Mint Certificate.
cannot be stolen by thieves or confiscated by greedy A Perth Mint Certificate is non-negotiable. However
governments. Now you can fold up and carry a ownership is transferable. You may sell or transfer
thousand ounces of gold, even a million ounces, your title to your precious metals. You may do this at
around in your pocket. any time and to anyone you choose.
Sound to good to be true??? Investing For Security .. . But How Secure Is Your
There is an ideal way to own gold and other precious Investment!
metals. It is called the Perth Mint Certificate The Perth Mint offers one of the most secure
Program (PMCP). It is incredibly simple. All you locations for hard asset Storage worldwide.
have to do is buy a Perth Mint Certificate. Australia is one of the most politically and
This document represents – and gives you title to economically stable countries. The Perth Mint itself
– whatever quantity of precious metals you choose is a division of Cold Corporation (GC). GC is wholly
to invest in (above a certain minimum) Your gold is owned by the Western Australia Government. The
stored at the Perth Mint in Perth, Western Australia. Perth Mint refines 8% of annual world gold mine
Your certificate is registered to you and and referenced production. The Perth Mint has been dealing in
www.expatworld.net Page 13 Nov/Dec 2014
precious metals since 1899. It the hallmark, purity, and weight of bullion bars are
is the: world's oldest mint continuously operating guaranteed. The gold you buy in certificate form will
from the same location.. come directly from Gold Corporation's own refinery.
The Perth Mint Certificate is the only government- The other precious metals all: all produced at the Mint
guaranteed precious metals certificate in the world. under an exclusive agreement with the Australian
The Western Australian Government has a Standard Commonwealth Government.
and Poor' AAA investment rating. The bullion bar The: fees to purchase a Perth Mint Certificate are
products of the Gold Corporation Group are accepted very low. Besides the purchase price of the precious
by all serious international institutions. The London metals, there is only a US $50 certificate fee. That
Bullion is what you pay regardless of how large the amount
Market Association (LBMA). The New York of the certificate. For allocated storage only, there is
Commodities Exchange (COMEX) and the Tokyo an additional prepaid storage fee. This works out to
Commodities Exchange (TOCOM) all welcome its be 1% for gold and platinum, 2% for silver and 2%
products. for palladium per annum. The only Other fee is the
Approved Dealer's commission. There is no fee for
Complete Security and Total Flexibility unallocated storage at all.
Not only is the PMCP simple, but it is economical as
So how much do you need to invest? The minimum well. There are also some excellent tax advantages for
requirement for the Perth Mint Certificate Program is non-residents of Australia holding precious metals in
US $10,000. Any further investments must be made australia. There are no Australian duties on he import,
in increments of no less than US $5,OOO. export, or domestic purchase and sale of high purity
A wide variety of precious metals are available precious metal bars or bullion coins. International
under the Perth Mint Certificate Program. The PMCP clients are only required to pay capital gains tax if
offers investors the option of holding all me major they are residents for tax purposes. Clients should
precious metals: gold, silver, platinum, and palladium. consult their taxation advisers for specific taxation
The Perth Mint Certificate is available to individual, advice.
private investors through an Approved Dealer
network maintained and certified by the Perth Mint. Gold You Can Hold -But Can't Lose
Your certificate may be purchased and liquidated very
simply. EW will show you how to purchase Earlier, I said that you could fold your gold up and
your certificate in just a moment. First let's take a carry it around with you. That's exactly what I meant.
look at how easy it is to sell your gold. If you wanted, you could go down to the supermarket
You can liquidate your certificate easily and free or go to your favorite restaurant with it.
up your cash quickly in two ways. The first and most What if you lose: your Perth Mint certificate or if
convenient is simply to sell the certificate back to it's stolen? You simply get a replacement. You just
an Approved Dealer. The second is to take physical file a lost certificate declaration form with the Perth
delivery or the precious metals represented on the Mint and pay a small certificate re-issuance fee. No
certificate either at the Perth Mint, or arrange for one can use your certificate without the specific ID
physical delivery at a variety of locations worldwide. and authorized signature that you gave when you
If you want, you can also surrender just a portion purchased it.
of the precious metal on the certificate. This aspect is EW believes that the PMCP is the only way to
another of the program's distinct advantages. You can make the most of the desirability of precious metals.
surrender any part of your certificate as long as you It combines the flexibility and accessibility that the
continue to meet the established minimum. A new smart investor requires from his assets – security and
certificate is issued for the remainder of your precious freedom in one package.
metas, for which you are charged a small additional You can find your own Approved Dealer for the
fee. PMCP via the internet or can email Michael Checkan
How do you know for sure how much gold you at [email protected] Tell him Expat
have! Or how pure it is? Well, The Perth Mint warrants World gave you his name. He can answer all your
the precise unit or interest held. It also warrants the unanswered questions.
quantity and authenticity of bullion coins. Likewise,

www.expatworld.net Page 14 Nov/Dec 2014

READER WARNING – While Expat World has endeavored to ensure, to its satisfaction, the legitimacy and accuracy of the adver-
tisements included in the Expat World Newsletter and it’s other publications at the time of publication, it cannot accept liability for
loss or damage that any of it’s readers may directly or indirectly suffer or incur as a result of relying on such advertisements or in
any dealings with any party placing such advertisments.

www.expatworld.net Page 15 Nov/Dec 2014

 FACIAL RECOGNITION It’s a defining data point for almost all software. Mix
it up.
ISSUES
Cotton balls in the cheeks may help.
Facial recognition software is widely available and
has even gone mainstream to stupid people who like A painted on mole may help.
their phones and toys to recognize them. The realm of
mandatory government issued ID is used practically And the biggest idea: practice turning your head 15
indiscriminately by law enforcement agencies who degrees every time an official photo is taken – or a
can match up names and faces on drivers licenses, let social one for that matter. Practice until you know
alone passports, with other government data banks the feel of 15 degrees. And also practice so it doesn’t
in almost all parts of the world. Obviously a place look like it. The software has a difficult time since it’s
with fewer CCTV cameras probably means less use designed for official face-forward photos.
of facial recognition software.
A wide smile can be used to distort to one side of your
If this seems invasive to you, you’re not alone. The face.
problem is that it’s relatively easy to disguise your
face from facial recognition – unless you’ve got As a general rule, facial recognition software avoids
to look normal such as interacting with banks or “hair issues.” But color or length changes may help.
governments. So the internet has you wearing hats But to be fair it won’t help with industrial strength
with LEDs that blind cameras or triangles painted on software.
your face to confuse the software. Nothing except the 15 degree turn has a chance to
For those of you who feel it’s your right to remain outwit professional software. But every little bit
unknown if you wish, here are some simple steps: helps.

Go to the internet and type in “facial recognition” It goes without saying that you keep your image off
along with various modifiers that reflect what you’re the internet and social networking.
looking to do. Imagine however that you need to submit a photo
While wearing glasses you don’t need is not a perfect for something official and you’d rather it didn’t look
disguise, the right glasses can slow things down. exactly like you. A photoshop remake might do the
The kind you need are ones that change the size of job, especially if it changed the usual data points but
your eyes as someone looks at you. The near-blind still looked remarkably like you.
professor look. The last item is be practical in the sense that you will
Next, you need glasses frames that are obscure the have to look sort of like your disguised persona photo
bridge of the nose area, where nose meets forehead. when you need to interact with banks or government
agencies.

www.expatworld.net Page 16 Nov/Dec 2014

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 Expat World's
World of Travel
This month World of Travel passes on some funny
stories of world travelers. Have a laugh!
Why It’s a Bad Idea to Pee off a Cliff – The When Insults Are a Sign of Affection – In a piece
World’s Unluckiest Traveler contest is sponsored by Travel for Worldhum.com, travel writer Katie Krueger describes
Guard, a company that insures travelers to cover the cost going to a village market in Senegal and attempting to buy
of trip-disrupting mishaps. The 2010 winner was Dr. Gary peanuts from an old woman who was selling them by the
Feldman, a semi-retired Ventura, Calif., physician. He bagful. Krueger greeted the woman in the indigenous Wolof
suffered a particularly bizarre accident while on a teaching language, and tried to bargain for the best price, Senegal-
trip to Ho Chi Minh City organized by the humanitarian style, by engaging the vendor in small talk. Krueger even
group Project Vietnam. told the woman her adopted Senegalese name, Kuuma
N’dour, which identified her as one of the Sereer, one of
As Feldman explains in a YouTube video, he went to the the dozens of ethnic groups in the African nation.
edge of a cliff in a terraced valley to take a picture, and
then, feeling nature’s call, moved a little closer to the edge “What a terrible name,” the woman responded. “You must
so that he could urinate. “The edge of the cliff just gave be very stupid.”
way,” Feldman said. “It wasn’t solid.”
Krueger asked the woman her name, and she responded,
He fell about 30 feet, landing on another ledge and identifying herself as a member of the Joola, a tribe whose
shattering his leg. As Feldman explains, that painful injury members are considered cousins of the Sereer.
was a lucky break, because it stopped him from going
over that ledge and falling another 400 feet. Getting the “Joola?” Krueger replied. “You are selfish and love to eat
injured doctor off the ledge was a perplexing problem for rice, you pig.”
his rescuers. “I’m big and [the Vietnamese] are small,” he
explains. “So they started stopping cars on the road until “I like rice? I don’t think so,” the vendor shot back. “You are
they got about 10 of them. They got 10 guys, and they put my slave, and I know you spend all day eating peanuts.”
me on a board and started dragging me along the ledge to At that point, the vendor and everyone in the crowd began
where it wasn’t so steep and they could bring me up. I was to laugh, as did a relieved Krueger. By local custom, she
hanging on for dear life and almost fell off the board.” explains, the Joola and the Seerer are “joking cousins,”
Fortunately, Feldman had taken out a travel insurance who greet each other by flinging insults. Ultimately, the
policy, which helped cover his medical expenses and woman not only sold her the peanuts for half price, but also
transportation home. But there’s a silver lining to the story. invited her to dinner at her home.
“When I got the check, there was a little flyer about the Airline Offers Disgruntled Passenger a Job – If
contest,” he recalls. “My daughter said, ‘You gotta enter you travel extensively, you should have a few essentials: a
it!’” Feldman ended up winning, and received a $10,000 carry-on bag that fits into the overhead bin, a valid passport,
travel voucher, which he said he would use to extend one all the required inoculations, a pair of comfortable walking
of his humanitarian medical trips. shoes, and perhaps most important of all, a sense of humor.
Now This Is Packing Light – Icenews, a Web site The ability to laugh at one’s predicament comes in handy
that covers “news from the Nordics,” recently reported when you’re confronted with the absurd situations every
that Swedish authorities had mounted a massive search, globetrotting adventurer faces sooner or later: lost luggage
including a helicopter and sniffer dogs, for three naked that keeps arriving at whatever destination you’ve just left,
female German tourists who’d become lost in the woods unpalatable menu items, bizarre local customs, and the
near Karlshamn. The women visitors, aged 40, 50 and occasional encounter with a fanatically officious, deeply
56, apparently decided to doff their clothes and take suspicious border guard in a country where you don’t
an afternoon hike in the woods “as nature intended,” in speak the language. But rest assured that it could be
Icenews’ words. When they failed to return to their holiday even worse -- or at least more amusing. Travelers long
cottage, fellow nudists contacted police. The search was have regaled their friends with tales of road weirdness.
called off six and a half hours later, when the “goose- Travel stories have provided comic fodder for writers from
pimpled trio,” who’d been forced to grope around in the Homer to Mark Twain.
dark, managed to make it back to civilization unaided, as
well as unclothed.

www.expatworld.net Page 18 Nov/Dec 2014

 dark alley only to find he has no cash in his
wallet: One word: kidneys.

• The problem with gambling Social Security

on the stock market: If you do that, there is
always the danger that some of it could wind
up in the hands of your children.

Reader question: I’m an accomplished businessman

who has run a few unsuccessful oil companies and

Dave Barry's gotten rich off a baseball franchise by cutting shady

deals with family friends. What’s my next move?

Investment Secrets Come on. Nobody with those “accomplishments” has

any chance of career advancement.
In the forthcoming Dave Barry’s Money
====================================
Secrets, the columnist doles out unconventional
wisdom regarding the green stuff. EW hit up the A FUNNY THING HAPPENED
self-styled money maven for some free advice.
When to start planning for retirement: Birth . “A lot of funny things happened. Like I’d be walking
Maybe sooner if your mom has a well-lit uterus. through an airport and I’d see someone with the issue
of PLAYBOY in their hands, and they’d see me, and
• Pros and cons of cattle futures: The danger their eyes would go right to my chest. Straight down-
with futures of any kind, but especially zap.” -two-time Olympic gold medalist Katarina Witt
cattle futures, is you’ll forget to get rid of on posing for PLAYBOY in 1998, in her new memoir,
them before they come due and you’ll wind Only With Passion.
up with a bunch of freaking cattle. If you
hear unexpected mooing coming from your •••••
driveway, sell the futures.
MOUTH OF BABES
• How to improve a lousy credit rating: Next
Answers supposedly given by a 16-year old British
time you fill out a credit application, write
student in the fifth form exams: GEOGRAPHY: Name
“pope” as your current job title.
the four seasons.
• How to get rich on penny stocks: You get
Answer: Salt, Pepper, Mustard and Vinegar
a bunch of penny stocks, roll them into a
cylinder and paint it red. Then you go to the •••••
bank and brandish your cylinder and say, “I
have a stick of dynamite here! Give me a lot I was telling my three boys the story of the Nativity
of money!” Note: This may not be totally and how the Wise Men brought gifts of gold,
legal in every state. frankincense and myrrh for the infant Jesus.

• What to do when interest rates are low: You Clearly giving it a lot of thought, my six-year-old
should either buy or not buy stocks. I can observed, ‘Mum, a Wise Woman would have brought
never remember which. But it’s definitely nappies.’
one of those two. I think. •••••
• How the war in Iraq will affect the U.S. and
global economies in the long run: There’s
a War in Iraq? Whoa . That doesn’t sound
good.

• How to make lemonade out of lemons if,

for example, you have killed a stranger in a
www.expatworld.net Page 19 Nov/Dec 2014
 It’s strange but true. The more you watch to be milked dry and brainwashed to follow Entrepreneurs
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