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    Fundamentals of Business Administration: Subject

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    akshar
    The document discusses the Mukhyamantri Amrutam "MA" Yojana, a health insurance scheme launched by the Gujarat government. It was initially for Below Poverty Line families but was later expanded to include lower income groups. The scheme provides cashless insurance coverage for up to 5 family members for certain medical procedures and treatments. Literature on the scheme was reviewed to understand the level of awareness among beneficiaries and impact of the program. Specific objectives of additional research included analyzing beneficiary demographics, measuring awareness and utilization in Ahmedabad city, and identifying challenges faced in obtaining MA cards.

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    Fundamentals of Business Administration: Subject

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    akshar
    17 views10 pages
    The document discusses the Mukhyamantri Amrutam "MA" Yojana, a health insurance scheme launched by the Gujarat government. It was initially for Below Poverty Line families but was later expanded to include lower income groups. The scheme provides cashless insurance coverage for up to 5 family members for certain medical procedures and treatments. Literature on the scheme was reviewed to understand the level of awareness among beneficiaries and impact of the program. Specific objectives of additional research included analyzing beneficiary demographics, measuring awareness and utilization in Ahmedabad city, and identifying challenges faced in obtaining MA cards.

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    The document discusses the Mukhyamantri Amrutam "MA" Yojana, a health insurance scheme launched by the Gujarat government. It was initially for Below Poverty Line families but was later expanded to include lower income groups. The scheme provides cashless insurance coverage for up to 5 family members for certain medical procedures and treatments. Literature on the scheme was reviewed to understand the level of awareness among beneficiaries and impact of the program. Specific objectives of additional research included analyzing beneficiary demographics, measuring awareness and utilization in Ahmedabad city, and identifying challenges faced in obtaining MA cards.

    Copyright:

    © All Rights Reserved
    Download as DOCX, PDF, TXT or read online from Scribd
    Download as docx, pdf, or txt
    17 views10 pages

    Fundamentals of Business Administration: Subject

    Uploaded by

    akshar
    The document discusses the Mukhyamantri Amrutam "MA" Yojana, a health insurance scheme launched by the Gujarat government. It was initially for Below Poverty Line families but was later expanded to include lower income groups. The scheme provides cashless insurance coverage for up to 5 family members for certain medical procedures and treatments. Literature on the scheme was reviewed to understand the level of awareness among beneficiaries and impact of the program. Specific objectives of additional research included analyzing beneficiary demographics, measuring awareness and utilization in Ahmedabad city, and identifying challenges faced in obtaining MA cards.

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    © All Rights Reserved
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    Download as docx, pdf, or txt
    of 10

    Fundamentals Of Business

    Administration
    Subject :-
    Grand project (ma. card yojna)

    Sonal mam
    Introduction of the Programme: -

    For people who are living below poverty line & lower income group, an illness notonly
    represents a permanent threat to their income and earning capacity, but in many cases it
    results in the family falling into a trap of debt. When need to get treatment arises for a poor
    family they often ignore it because of lack of resources, fearing loss of wages, or they wait till
    the last moment when it is too late. Health and poverty are interwoven. These families are
    pushed into a vicious debt poverty cycle due to excessive expenditures arising out of
    catastrophic health shocks.

    To address this key vulnerability faced by the BPL population in the Gujarat,
    Mukhyamantri Amrutam “MA” Yojana was launched on 4th September, 2012 by Government
    of Gujarat.When in the Lower middle class families, critical illness occur and when such families
    are not included in the definition of BPL so they cannot get free treatment, and they are not
    able to spend money for critical illness. So, Based on feedback from various stakeholders, the
    Scheme was extended to families of lower income group names as Mukhyamantri Amrutam
    Vatsalya Yojana in August 2014.On 18/10/2017, the limit of income is been increased from Rs.
    1.50 lakh to Rs. 2.50 lakh per annum for “MA Vatsalya” beneficiaries. On 01/04/2018, the limit
    of income is been again increased from Rs. 2.50 lakh to Rs. 3.00 lakh per annum for “MA
    Vatsalya” beneficiaries.
    LITERATURE REVIEW ( MA Yojana)

    Content:

    Our group is coverig areas such as psychographic, demographic, Problem & Challenges for
    measuing the level of awarness ad impact of MA card yojana. We have analyse 12 research
    paper and we have chosen the below papers as per references.

    Mr. Aniroodh Mukharjee and Dr. Gaurav Mishra taken this survey under U.N. Mehta Institute
    of Cardiology and Research Centre, Ahmedabad from 1st February 2014 to 31st March 2014.

    Jaimin P. Patel (2013) conducted a study to identify the problems experienced by the
    beneficiaries of RSBY, measure their satisfaction level and out-of-pocket expenditure of the
    beneficiaries. The study revealed that RSBY beneficiaries were highly satisfied with the service
    provided but there was a lag in their knowledge regarding benefits provided under RSBY.

    Lauren A. Mcormack (2003) carried out a study to measure beneficiary knowledge of Medicare
    program. The study suggested that higher level of knowledge about one’s own type of
    insurance may suggest that beneficiaries learn by experience.

    Staphen T. Parente (January 2005) studied to estimate the effect of customers’ knowledge and
    their benefits in their insurance services. The findings suggested that customers’ knowledge has
    been substantially positive towards their insurance services.Treatment under MA Yojana can be
    availed from the empanelled Government/Private hospitals based on the package rates fixed.
    Pre-existing conditions are covered from day one and there is no age limit. Coverage extends to
    five members of the family which includes the head of the households, spouse and up to three
    dependants. The Gujarat government has prepared a list of 544 surgical interventions and
    procedures to be included under the scheme.The success of any scheme/program depends on
    the utilization of the same and thesatisfaction of the beneficiaries. Government of Gujarat has
    also paid due emphasis on quality of services being provided to the patients. It has been
    observed that the majority of patients enrolled take treatment for cardiology-related diseases.

    Following questions arises as:


    Research question

    1. What is level of Awareness among public about MA Yojana?

    2. What is the impact of this yojana in Ahemdabad City ?


    Methodology
    Study design: The present study was a cross sectional analytical study.

    Study area and duration: The study was conducted from February, 2014 to April, 2014 in

    U.N. Mehta Institute of Cardiology and Research Centre, Ahmedabad.

    Target Groups: The level of awareness among people under MA Yojana and who have got
    treated in U.N.

    Mehta Institute of Cardiology and Research Centre, Ahmedabad from 1st February 2014 to 0

    31st March 2014.


    Specific Objectives

    (1) To analyze the socio-demographic profile of MA card Holders

    (2) To assess the level of awarness among Ahemdabad City

    (3) To measure the impact of MA card yojana.

    (4) To assess the level of active MA card holder in Ahemdabad city

    (5) To know the challenges and probems faced by public to get MA card
    Questionnaire:-

    1. You aware of MA Card Yojana Scheme?

     YES
     NO

    2. Where did you get to know about this scheme?

     Through friends / neighbors


     Through Radio / TV / newspaper
     Through leaflets/brochure
     Through Health Staff/ASHA
     Area Committee members/ Community Educators
     Panchayat
     NGO
     Others

    3. Do you know who is eligible for this scheme?

     Everyone
     Only BPL families
     Only Lower income group families
     Only NREGA card holders
     Others
     Don’t know
    4. How much does it cost to enroll in this scheme?

     Zero
     Rs 50
     Others
     Don’t know

    5. Is free treatment provided in the hospitals under this scheme?

     YES
     No
    6. Do you have to pay for the medical tests required during the treatment, if enrolled
    in this scheme?

     YES
     NO

    7. How many household members can be enrolled?

     At most 5 members
     All household members
     Others (specify)
     Don’t know

    8. Did you apply to obtain for the card?

     YES
     NO

    9. Why didn’t you apply?

     Booth too far away


     It’s of no use.
     Get similar facilities in government hospitals
     Didn’t find any hospital in the list which is closer to my place
     Distrust in scheme
     Did not have proper documents to support family’s identity
     Didn’t understand the scheme
     Not eligible for the scheme
     Others (specify)

    10. Do you have the validity of the card?

     YES
     NO
    11. Did hospitals provide you transportation allowances under this Scheme?

     YES
     NO

    12. Is your family eligible for the scheme?

     YES
     NO

    13. Do you have to pay for medicines and drugs if you enroll in this scheme?

     YES
     NO

    14. How much time did it take to issue MA card station?

     On Same day
     On Second day
     On 3 day
     >3 days
     Don’t know

    15. How did you get to know when and where enrolment was happening ?

     From Posters displayed in the village


     From Word of mouth
     From NGO personnel
     From Sarpanch
     From district/ block officials
     From Loudspeaker announcement
     From Wall writings
     Others
    16. Did you get smart card on the spot ?

     YES
     NO

    17. Which of the following pieces of information did you get along with the card?

     List of hospitals
     How to use the card
     Who to contact in case of any query
     Information about district kiosk
     Information about toll free call centre
     Other (specify)

    18. Are you satisfied with the enrolment process of the scheme?
     YES
     NO

    19. Did you make any payments to get hold of it?

     Zero
     Rupees 50
     Don’t Know

    20. Was there a separate MA Yojana help desk at the hospital or it was at the
    reception only?

     YES
     NO

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