Equity Research On Banking Sector: Institute For Technology and Management
Equity Research On Banking Sector: Institute For Technology and Management
Equity Research On Banking Sector: Institute For Technology and Management
L
OBJECTIVES
Established in 1994
The investment manager of Birla Sun Life Mutual Fund
Joint venture between the Aditya Birla Group and the Sun Life
Financial Inc. of Canada.
Assure Fund
Income Advantage Fund
Protector Fund
Builder Fund
Balancer Fund
Enhancer Fund
Magnifier Fund
CLASSROOM TRAINING
BUSINESS DIVISION
A. Retail Banking
B. Wholesale Banking
C. Treasury Operation
D. Other Banking Businesses
IMPACT OF UNION BUDGET 2014-15
POSITIVE IMPACT
Allowed PSU banks to raise capital by selling Govt. stake
Allowed banks to raise long-term funds for lending to the
Infrastructure sector
Increase in Tax exemptions
NEGATIVE IMPACT
PSU Banks would need Rs. 2.4 lakh crore Govt. infusion by 2018
Hike in farm credit from 7 lakh crore to 8 lakh crore
RECENT DEVELOPMENT
OBJECTIVES :
- Universal access to banking facilities
- Providing Basic Banking Accounts with overdraft facility
and RuPay Debit card to all households
- An inbuilt Accident insurance
- Financial Literacy Programme
SWOT ANALYSIS
STRENTHS WEAKNESSES
- Valuable contributor to GDP - Increasing NPA
- Regulatory environment - Lack of product differentiation
- Government support - Low penetration
OPPORTUNITIES THREATS
- Modern technology - Customer dissatisfaction
- Untapped rural market - Rise of monopolistic structure
- Globalization
PEST ANALYSIS
Competition : Public sector, private sector and foreign banks along with
non non banking finance companies competing in similar
business business segments
TECHNICAL ANALYSIS
ROUNDING BOTTOM
GROWTH ENHANCER FUND
CONCUSION