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    Wa Wa Jackson Wong
    This document contains information about a home loan calculator for a property priced at RM500,000 with a down payment of RM50,000 and a 35-year loan at 4.25% interest. The monthly repayment is calculated to be RM2,060.52. Charts are provided breaking down the repayment into principal and interest amounts over the loan period, and a table shows the yearly breakdown of principal, interest, and remaining balance over the 35 years.

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    Wa Wa Jackson Wong
    33 views7 pages
    This document contains information about a home loan calculator for a property priced at RM500,000 with a down payment of RM50,000 and a 35-year loan at 4.25% interest. The monthly repayment is calculated to be RM2,060.52. Charts are provided breaking down the repayment into principal and interest amounts over the loan period, and a table shows the yearly breakdown of principal, interest, and remaining balance over the 35 years.

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    This document contains information about a home loan calculator for a property priced at RM500,000 with a down payment of RM50,000 and a 35-year loan at 4.25% interest. The monthly repayment is calculated to be RM2,060.52. Charts are provided breaking down the repayment into principal and interest amounts over the loan period, and a table shows the yearly breakdown of principal, interest, and remaining balance over the 35 years.

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    © All Rights Reserved
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    Download as docx, pdf, or txt
    33 views7 pages

    Skip To Content

    Uploaded by

    Wa Wa Jackson Wong
    This document contains information about a home loan calculator for a property priced at RM500,000 with a down payment of RM50,000 and a 35-year loan at 4.25% interest. The monthly repayment is calculated to be RM2,060.52. Charts are provided breaking down the repayment into principal and interest amounts over the loan period, and a table shows the yearly breakdown of principal, interest, and remaining balance over the 35 years.

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    HOME LOAN CALCULATOR

    58.3K

    Property Price (RM):


    500,000.00
    Down Payment (RM):
    50,000.00

    Loan Period (Years):


    35
    Interest Rate (%):
    4.25

    CALCULATE
    PAYMENT BREAKDOWN

    Interest
    Principa
    l

    48%
    52%
    Result:
    Monthly Repayment

    RM 2,060.52
    REPORT AN ISSUE

    PAYMENT SCHEDULE

    1yr
    5yr
    9yr
    13yr
    17yr
    21yr
    25yr
    29yr
    33yr
    37yr
    RM 0
    RM 112,500
    RM 225,000
    RM 337,500
    RM 450,000
    Principal

    Interest

    Balance

    YEARS PRINCIPAL INTERE


    1st 5,711.68 19,014
    2nd 11,670.90 37,781
    3rd 17,888.37 56,290
    4th 24,375.29 74,529
    5th 31,143.34 92,488
    6th 38,204.71 110,15
    7th 45,572.09 127,51
    8th 53,258.77 144,55
    9th 61,278.56 161,25
    10th 69,645.92 177,61
    11th 78,375.90 193,61
    12th 87,484.21 209,23
    13th 96,987.26 224,45
    14th 106,902.15 239,26
    15th 117,246.72 253,64
    16th 128,039.61 267,58
    17th 139,300.24 281,04
    18th 151,048.88 294,02
    19th 163,306.67 306,49
    20th 176,095.69 318,42
    21st 189,438.96 329,81
    22nd 203,360.49 340,61
    23rd 217,885.35 350,81
    24th 233,039.69 360,39
    25th 248,850.78 369,30
    26th 265,347.09 377,53
    27th 282,558.31 385,05
    28th 300,515.42 391,82
    29th 319,250.76 397,81
    30th 338,798.04 402,99
    31st 359,192.45 407,32
    32th 380,470.72 410,77
    33th 402,671.13 413,29
    34th 425,833.66 414,85
    35th 450,000.00 415,41

    Malaysia Home Loan


    Calculator

    Features:
    ▪ Estimate monthly home loan
    repayment amount.
    ▪ Generate pie chart of housing loan
    principal versus interest
    amounts.
    ▪ Generate principal, interest and
    balance loan repayment chart,
    over loan period.
    ▪ Generate principal, interest and
    balance loan repayment table,
    by year.
    How to Use:
    1 Enter property price in Malaysian
    Ringgit.
    2 Enter down payment amount in
    Malaysian Ringgit.
    3 Enter housing loan period in Years.
    4 Enter loan interest rate in
    Percentage.
    Malaysia Housing Loan Interest
    Rates:
    Base Lending Rate (BLR) = 6.6%
    Maximum Loan Amount = 90% of
    property price.
    Bank Fixed-Rate Home Loan
    Interest Rates:
    BANK NAME HOME LOAN INTEREST R
    CIMB Home Loan 4.65% (BR - 3.9%)
    Citibank FlexiHome Loan 4.4% (BR - 3.65%)
    Hong Leong Housing Loan 4.4% (BR - 3.69%)
    HSBC Ideal Home Plan 4.35% (BR - 3.5%)
    Maybank Maxi Home 4.30% (BR - 3.0%)
    OCBC Standard Housing Loan 4.35% (BR - 3.72%)
    RHB My1 Home Loan 4.45% (BR - 3.65%)
    AFFIN Home Invest-i 4.34% (BR - 3.74%)
    (Updated May 2017)

    Recommended
    Reading
    Housing Loan 101 : What You Need to Cons
    READ MORE

    5 Expensive Housing Loan Blunders You Wa


    READ MORE
    Qualifying For a Home Loan
    READ MORE

    58.3K

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