Started by His Father, Prior Applicant Working With His in Same Business)
Started by His Father, Prior Applicant Working With His in Same Business)
Started by His Father, Prior Applicant Working With His in Same Business)
PD Details
App ID
Location
Name of the Applicant:
Name of Co-applicant
Loan Amount: Applicant is engaged in the business of Retail Trading of Gold Jewellery.
Type of Loan He deals in various types of jewelleries such as Necklace, Earrings,
(HL/LAP/CP): Bracelets, Bridal Sets, Chains, etc. As per him, he also deals in Silver made
HL - Self construction / jewelleries and Diamond Jewels. He majorly does gold made jewelleries
Builder Purchase/ Resale trading. As per applicant, he also provide gold loan to his clients. As per
Purchase / Land Purchase him, he also take order basis jewellery and he outsource the same and
only / Land purchase + pays them Rs. 100/- per gram basis for manufacturing and designing. As
Self Construction / Home per him, 10 to 12 customers daily visit his shop and daily counter is of Rs.
Renovation 50,000/- approx.
LAP - Construction of
property / for Business As per him, he has 1 fixed client in his business that he pays monthly
Use / for Personal Use / salary of Rs.15,000/- approx.
Others (detailed).
Date of PD: 12/01/2019
NA AN
Visiting Address
(Address where PD
Conducted): NA
GPS Co-ordinates NA
Address Type (Residence/
Office/ Shop/ Factory/
Others) Residential Premise
Customer Contact no: NA
Agency/Credit Manager
Name: NA
Profile:
ABOUT THE BORROWERS :
Mr. NA proprietor of MNAsince last 20 years approx. He has around 30 years of work experience in
the same line of business. He has studies 12th Standard from Mumbai. (This business is parental
started by his father, Prior applicant working with his in same business)
Family Background
GENERAL
LIFESTYLE/PERSONALITY Below Average/ Medium/ Above Average
(Below Average/ Medium/
Above Average)
OTHER REMARKS
Name of Business
Concern A
Constitution
(Proprietorship /
Partnership / Pvt Ltd Co. /
Ltd Co./ LLP) Proprietorship Concern (Registered in applicant’s father name.)
Name of Promoters /
Partners/ Shareholders &
their Share of Profit
(where Multiple
Promoters) NA
Purchase / Suppliers:
As per applicant, he purchases all his material and chemical from his
fixed suppliers. His payment transactions are 100% on cheque/NEFT
basis. He gets 30 days as credit facility from his suppliers.
Sr. Name of supplier Location Contact no.
No
1 NA NA NA
Financial Details:
Asset Details:
Assets Location of Property/ Asset Loan Expected
type Description Owned running if market
By any value
(Rs. in
lakhs)
He resides and operates
his business from owned
residential premise
located NA This premise
is in the name of
applicant. Operating
from this premise since
1975 by applicant’s
father and applicant take
over since last 20 years
approx. (Purchased Applica Rs. 2 Cr
Property details not shared) nt No approx.
He has owned
residential premise
located NA Rs. 60 Lakhs
approx. This premise is
in the name of applicant.
Currently this premise is
vacant. (Purchase details
Residenti not shared and this Rs. 60
al premise is secured Applica Lakhs
Premise against HL obligation. nt Yes approx.
Gold None
He has 1 car & 2 bikes Applica
Vehicles for personal use. nt
FD/NSC
/
KVP/PP
F None
Shares/
MF
Insurance None
Policies
Other None
Bank Name Type Account Branch Years
Banking Details (Details Since last
of & bank account of SBI Bank Current Account Kandivali 30 years
applicant / co-applicant) Saraswat Since last
Bank Current Account Borivali 30 years
Bank Name Type of Sanction EMI Paid Balance
Loan amt Tenor
Loan Details NA A NA Naq A
Anqs Snq Nd Nas NP
BUDGET ANALYSIS
TPC was done with Security Guard and neighbors got positive
response about applicant and his business.
PD Status
(Select from options
Positive (On the basis Business set up, activity, Documents and TPC)
provided & specify details
where required)
Remarks Business proprietorship is registered in the name of applicant’s father.