Scribd Logo
Upload

Welcome to Scribd!

  • 63 views

    Credit Risk Management in State Bank of India

    Uploaded by

    Vikash Maurya
    Credit risk management is important for financial institutions like banks. This project examines credit risk management at State Bank of India. It analyzes SBI's credit risk scoring and rating methods as well as its credit policies. The objectives are to understand SBI's credit risk activities and management over time, the Reserve Bank of India's credit rating guidelines, and how SBI's policies compare to other public and private sector banks. Both primary data from employee interviews and secondary data from annual reports, magazines and online sources are used in the methodology.

    Copyright:

    © All Rights Reserved
    Download as DOCX, PDF, TXT or read online from Scribd

    Credit Risk Management in State Bank of India

    Uploaded by

    Vikash Maurya
    63 views2 pages
    Credit risk management is important for financial institutions like banks. This project examines credit risk management at State Bank of India. It analyzes SBI's credit risk scoring and rating methods as well as its credit policies. The objectives are to understand SBI's credit risk activities and management over time, the Reserve Bank of India's credit rating guidelines, and how SBI's policies compare to other public and private sector banks. Both primary data from employee interviews and secondary data from annual reports, magazines and online sources are used in the methodology.

    Original Description:

    sbi bank

    Copyright

    © © All Rights Reserved

    Available Formats

    DOCX, PDF, TXT or read online from Scribd

    Did you find this document useful?

    Is this content inappropriate?

    Credit risk management is important for financial institutions like banks. This project examines credit risk management at State Bank of India. It analyzes SBI's credit risk scoring and rating methods as well as its credit policies. The objectives are to understand SBI's credit risk activities and management over time, the Reserve Bank of India's credit rating guidelines, and how SBI's policies compare to other public and private sector banks. Both primary data from employee interviews and secondary data from annual reports, magazines and online sources are used in the methodology.

    Copyright:

    © All Rights Reserved
    Download as DOCX, PDF, TXT or read online from Scribd
    Download as docx, pdf, or txt
    63 views2 pages

    Credit Risk Management in State Bank of India

    Uploaded by

    Vikash Maurya
    Credit risk management is important for financial institutions like banks. This project examines credit risk management at State Bank of India. It analyzes SBI's credit risk scoring and rating methods as well as its credit policies. The objectives are to understand SBI's credit risk activities and management over time, the Reserve Bank of India's credit rating guidelines, and how SBI's policies compare to other public and private sector banks. Both primary data from employee interviews and secondary data from annual reports, magazines and online sources are used in the methodology.

    Copyright:

    © All Rights Reserved
    Download as DOCX, PDF, TXT or read online from Scribd
    Download as docx, pdf, or txt
    of 2

    CREDIT RISK MANAGEMENT IN STATE BANK OF INDIA

    EXECUTIVE SUMMARY

    TITLE OF THE PROJECT

    Credit Risk Management Of India

    BACKGROUND OF PROJECT TOPIC

    Credit risk is defined as a potential that a bank borrower or counterparty will fail to meet its
    obligation in accordance with agreed terms, or in other words its defined as the risks that firms
    customers and the parties to which it has lent money will fail to make promised payments is known
    as credit risk

    The exposure to the credit risk large in case of financial institutions,such commercial banks when
    firms borrow money they in turn expose lenders to credit risk, the risk that the firm will default on its
    promised payments. As a consequences, borrowings exposes the firm owners to the risk that firm
    will be unable to pay its debt and thus be forced risk scoring and ratinto bankruptey.

    Importance of the project:

    The project helps in understanding the clear meaning of credit risk management in state bank of
    india it explain abou thr credit risk scoring and ratingof the bank and also study the
    comparativestudy of the credit policy with that of its competitpor helps in understanding the fair of
    the credit policy of the bank and credit recovery management of the banks and also iys key
    competitiors.
    Objectives of the of the project

    1.to study the complete structure of the history of the state bank of India

    2.to know the different methods available fpr credit rating amd understanding the credit raising
    procedure used in state bank of india

    3.to gain the insights into the credit risk management activities of state bank of india the state bank
    of india

    4.to know the guide line of the rbi regarding credit rating and risk analysis

    5.studying the credit policy adopted comparative analysis of public sector and the private sector.

    METHODOLOGY

    DATA COLLECTION OF THE METHOD

    To fulfil the objective of my study I have taken both into consideration viz primary and secondary
    data.collectb

    PRIMARY DATA:primarydata has been collected through personal interview by direct contact method
    the mehod which was adopted to the information is personal interview method personal interview
    and discussion was made with the manager and other personnel in the organisation for this purpose.

    SECONDARY DATA: The data is collected from Magzines, Annual reports, Internet, TextBooks.

    The various sources that were used for collection of secondary data are

    ++

    You might also like