THE VISHAKHAPATNAM CO-

OPERATIVE BANK LTD.

ON-LINE EXAMINATION - RECRUITMENT OF PROBATIONARY OFFICERS
(ASST. MANAGERS)
INFORMATION HANDOUT
This handout contains details pertaining to various aspects of the online main exam you are going to
undertake and important instructions about related matters. You are advised to study the handout
carefully as it will help you in preparing for the examination.
You may have to be at the venue for approximately 3 hours including the time required for logging in,
collection of the call letters, going through the instructions etc.
The on-line examination will comprise the following objective type multiple choice tests as stated
below :
Sr. Name of the Tests No of Maximum Version Time
No Questions Marks
1. General English 50 50 English 50 Minutes
2. Reasoning Ability, 50 50 English 50 Minutes
Computer Aptitude and
General Banking
3. Quantitative Aptitude 50 50 English 50 Minutes
Total 150 150 150 Minutes

All tests will be in English. You should attempt questions of each test within the time limit allotted to
each test. All the questions will have multiple choices. Out of the five answers to a question only one
will be the correct answer. You have to select the most appropriate answer and ‘mouse click’
that alternative which you feel is appropriate/correct. The alternative/ option that you have
clicked on will be treated as your answer to that question. There will be penalty for wrong
answers marked by you. For every wrong answer marked by you, 1/4 of the marks assigned to
that question will be deducted as penalty.
Please note that the types of questions in this handout are only illustrative and not exhaustive.
In the actual examination you will find questions of a higher difficulty level on some or all of
these types and also questions on the types not mentioned here.
Some sample questions are given below.
SAMPLE QUESTIONS
GENERAL ENGLISH
Q.1-2. Directions : Pick out the most appropriate word from amongst the words given below each
sentence to complete it meaningfully.
Q.1. He quickly glanced .............................. the book to find what it said about the Indian economy.
(1) at (2) through (3) in (4) to (5) over
Q.2. The counsel urged the court to ........................... down the obnoxious law.
(1) enact (2) enforce (3) cancel (4) strike (5) declare
Q.3-4. Directions : Read each sentence to find out whether there is any grammatical error in it. The
error, if any, will be in one part of the sentence. The number of that part of the sentence is
your answer. If there is no error, the answer is (5).
Q.3. I am twenty / two years old / when I first / joined the bank. No error
(1) (2) (3) (4) (5)

Q.4. To the Hindus / the Ganga is / holier than / any other river. No error
(1) (2) (3) (4) (5)

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 REASONING ABILITY, COMPUTER APTITUDE AND GENERAL BANKING
Q.1. Madhav ranks seventeenth in a class of thirty-one. What is his rank from the last ?
(1) 13 (2) 14 (3) 15 (4) 16 (5) 17
Q.2. In a row of girls, if Seeta who is 10th from the left and Lina who is 9th from the right
interchange their seats, Seeta becomes 15th from the left. How many girls are there in the
row ?
(1) 16 (2) 18 (3) 19 (4) 22 (5) Other than those given as options
Q.3. The town of Paranda is located on Green lake. The town of Akram is West of Paranda.
Tokhada is East of Akram but West of Paranda. Kakran is East of Bopri but West of Tokhada
and Akram. If they are all in the same district, which town is the farthest West ?
(1) Paranda (2) Kakran (3) Akram (4) Tokhada (5) Bopri
Q.4. If the first and the second letters in the word ‘DEPRESSION’ were interchanged, also the third
and the fourth letters, the fifth and sixth letters and so on, which of the following would be the
seventh letter from the right ?
(1) R (2) O (3) S (4) I (5) Other than those given as options
Q.5. Who can stop payment of a cheque ?
(1) Payee (2) Drawer (3) Endorser
(4) Collecting Bank (5) Holder - in due course
Q.6. Where a cheque bears across its face crossing with the name of a banker, such a
crossing will be called –––
(1) General Crossing (2) Special Crossing (3) Restrictive Crossing
(4) Double Crossing (5) Other than those given as options
Q.7. If the drawer (or any holder) mentions a date on the cheque. Which is subsequent to the date
on which it is presented for payment. It is called –––
(1) Stale cheque (2) Ante dated cheque (3) Incomplete cheque
(4) Post-dated cheque (5) Other than those given as options

QUANTITATIVE APTITUDE
Q.1. At 10 paise each, how many paise will 6 lemons cost ?
(1) 6 (2) 10 (3) 60 (4) 61 (5) 610

Q.2-4. Directions : Given below is a table showing percentages out of a total of 700 employees
ranking six attributes that help promotion. Rank I is the highest. Study the table carefully and
answer the questions that follow :

% of Employees Giving Different Ranks

Attribute I II III IV V VI
Seniority 32 17 22 19 5 5
Perseverance 14 19 17 9 27 14
Efficiency 15 19 21 14 14 17
Intelligence 10 14 10 14 17 35
Honesty 24 17 7 9 27 16
Sociability 5 14 23 35 10 13

Q.2. Which attribute for promotion has received the highest rank ?
(1) Perseverance (2) Seniority (3) Honesty (4) Sociability (5) Efficiency

Q.3. How many employees gave rank III to intelligence ?

(1) 119 (2) 98 (3) 77 (4) 70 (5) 10

Q.4. Which attribute is considered the least important for promotion ?

(1) Honesty (2) Intelligence (3) Perseverance (4) Efficiency (5) Sociability

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3. Details of the Online Examination
(1) The examination would be conducted on-line i.e. on a computer.
(2) All tests will be in English.
(3) All the questions will have multiple choices. Out of the five answers to a question only one will
be the correct answer. The candidate has to select the correct answer and ‘mouse click’
that alternative which he/ she feels is correct. The alternative/ option that is clicked on
will be treated as the answer to that question. Answer to any question will be considered
for final evaluation, only when candidates have submitted the answers by clicking on
“Save & Next” or “Mark for Review & Next”.
(4) The clock has been set at the server and the countdown timer at the top right corner of your
screen will display the time remaining for you to complete the exam. When the clock runs out
the exam ends by default - you are not required to end or submit your exam.
(5) The Question Palette displayed on the right side of screen will show the status of each question
using one of the following symbols:

The Marked for Review status for a question simply indicates that you would like to look at that
question again. If a question is answered and Marked for Review, your answer for that question
will be considered in the evaluation.
(6) To select a question to answer, you can do one of the following :
(a) Click on the question number on the question palette at the right of your screen to go to
that numbered question directly. Note that using this option does NOT save your
answer to the current question.
(b) Click on ‘Save & Next’ to save answer to current question and to go to the next question
in sequence.
(c) Click on ‘Mark for Review and Next’ to save answer to current question, mark it for
review, and to go to the next question in sequence.

(7) To select your answer, click on one of the option buttons.

(8) To change your answer, click another desired option button.

(9) To save your answer, you MUST click on Save & Next.

(10) To deselect a chosen answer, click on the chosen option again or click on the Clear Response
button.

(11) To mark a question for review click on Mark for Review & Next. If an answer is selected for a
question that is Marked for Review, the answer will be considered in the final evaluation.

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(12) To change an answer to a question, first select the question and then click on the new answer
option followed by a click on the Save & Next button.

(13) Questions that are saved or marked for review after answering will ONLY be considered
for evaluation.

(14) The candidates are requested to follow the instructions of the “Test Administrator” carefully. If
any candidate does not follow the instructions / rules, it would be treated as a case of
misconduct/ adoption of unfair means and such a candidate would be liable for debarment from
appearing for examinations for a period as decided by Bank.

(15) The candidates may ask the Test Administrator about their doubts or questions only before the
commencement of the test. No query shall be entertained after the commencement of the
examination.

(16) After the expiry of test duration, the candidates will not be able to attempt any question or check
their answers.

(17) Please note :

(a) Candidates will not be allowed to “finally submit” unless they have exhausted the
actual test time.
(b) Under no circumstances should a candidate click on any of the ‘keyboard keys’
once the exam starts as this will lock the exam.
B] General Instructions:
(1) Please note date, time and venue address of the examination given in the call letter.
(2) You may visit the venue one day before the Online Examination to confirm the location so
that you are able to report on time (as printed on the call letter) on the day of the
examination. Late comers will not be allowed.
(3) The call letter should be brought with you to the examination venue along with your recent
passport size photograph duly pasted on it. (Preferably the same photograph as was as
uploaded).
(4) You must scrupulously follow the instructions of the Test Administrator and Bank
Representative at the examination venue. If you violate the instructions you will be
disqualified and will be asked to leave the examination venue.
(5) No use of calculators (separate or with watch), books, note books or written notes, cell
phones (with or without camera facility), or any other electronic device will be allowed
during the examination.
(6) Please bring this call letter with your photograph affixed thereon, currently valid Photo
identity proof in original and a photocopy of the same ID proof which you bring in original -
THIS IS ESSENTIAL. Please hand over this call-letter alongwith photocopy of photo
identity proof duly stapled together to the invigilator. Currently valid photo identity proof
may be PAN Card/Passport/ Permanent Driving Licence/Voter’s Card/Bank Passbook with
photograph/Photo Identity proof issued by a Gazetted Officer on official letterhead /Photo
Identity proof issued by a People’s Representative on official letterhead/Valid recent
Identity Card issued by a recognised College/University/Aadhar Card/E-Aadhar Card with
a photograph/Employee ID/Bar Council Identity card with photograph. Please Note -
Ration Card and Learner’s Driving License will not be accepted as valid ID proof for
this purpose. Please note that your name as appearing on the call letter (provided by you
during the process of registration) should exactly match the name as appearing on the
photo identity proof. Female candidates who have changed first/last/middle name post
marriage must take special note of this. If there is any mismatch between the name
indicated in the Call Letter and Photo Identity Proof you will not be allowed to appear for
the exam. In case of candidates who have changed their name will be allowed only if they
produce Gazette notification/their marriage certificate/affidavit.

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 (7) Your responses (answers) will be analysed with other candidates to detect patterns of
similarity of right and wrong answers. If in the analytical procedure adopted in this regard,
it is inferred/concluded that the responses have been shared and scores obtained are not
genuine/valid, your candidature may be cancelled. Any candidate who is found copying or
receiving or giving assistance or engaging in any behaviour unbecoming of a candidate
will not be considered for assessment. The Bank may take further action against such
candidates as deemed fit by it.
(8) You should bring with you a ball-point pen. A sheet of paper will be provided which can be
used for rough work or taking down the question number you would like to review at the
end of the test before submitting your answers. After the test is over you MUST hand over
this sheet of paper to the Test Administrator before leaving the venue.

(9) The possibility for occurrences of some problem in the administration of the examination
cannot be ruled out completely which may impact test delivery and/or result from being
generated. In that event, every effort will be made to rectify such problem, which may
include the conduct of another examination if considered necessary. Decision of the test
conducting body in this regard shall be final. Candidates not willing to accept such change
shall lose his/her candidature for this exam.

(10) Anyone found to be disclosing, publishing, reproducing, transmitting, storing or facilitating

transmission and storage of test contents in any form or any information therein in whole
or part thereof or by any means verbal or written, electronic or mechanical or taking away
the papers supplied in the examination hall or found to be in unauthorised possession of
test content is likely to be prosecuted.

(11) Instances for providing incorrect information and/or process violation by a candidate
detected at any stage of the selection, process will lead to disqualification of the candidate
from the selection process and he/she will not be allowed to appear in any recruitment
process of the Bank in the future. If such instances go undetected during the current
selection process but are detected subsequently, such disqualification will take place with
retrospective effect.

(12) If the examination is held in more than one session, the scores across various sessions
will be equated to adjust for slight differences in difficulty level of different test batteries
used across sessions. More than one session are required if the nodes capacity is less or
some technical disruption takes place at any centre or for any candidate.

IMPORTANT POINTS TO REMEMBER

You are advised to bring with you the following:

(i) Call letter with photo affixed thereon and photo ID card in Original and photocopy as mentioned
in point 6.

(ii) One Ball point pen.

WISH YOU GOOD LUCK