Interest. 22.03.18

BCS + Bank Math Percentage (kZKiv)
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02. The sum of tk. 800 amounts to tk. 920 in 3 years at
simple interest. If the interest rate is increased by
3%. it would amount to how much ?
Answer:
S.I = tk. (920  800) = tk. 120;

1
01. Find the simple interest on tk. 3000 at 6 4 % per
P = tk.800,
annum for the period from 4th Feb,2009 to 18th
T = 3 years
April, 2009.
100  120
Answer: R=( )% = 5%.
800  3
73 1
Time = (24 + 31 + 18) days = 73 days = 365 year = 5 New rate = (5 + 3)% = 8%
800  8  3
1 New S.I = tk. ( ) = tk. 192
P = tk. 3000 and R =6 4 % 100
 New amount = tk. (800 + 192) = tk. 992

25
p.a. = 4 %p.a.
25 1 1 03. At what rate of simple interest a certain sum will be

 S.I = tk. [3000  4  5  100 ) = tk. 37.50
doubled in 15 years ?
Remark: The day on which money is deposited is not
Answer:
counted while the day on which money is
withdrawn is counted. Let principal = P, Then, S.I = P and T = 15 yrs.
100  P 3
 Rate = ( )% = 62 %
P  15

04. On a certain sum, the simple interest at the end of Answer:
1 3 Let each sum = tk.x

122 years becomes 4 of the sum. What is the rate of
Let first sum be invested for T years and the second
interest p.c.p.a ?
1
Answer: sum for (T  2 ) years
Let principal = P. 1
Then, x + x  12  (T  2 )/100 = 3250
3 1
Then, S.I. = 4 P and T = 122 yrs.
 100x + + 12xT  6x = 3250000
3 25  94x + 12xT = 32500
Rate = (100  4 P/P 2 ) yrs
x  10  T
100  3  2 And, x + 100 = 3250
=( )% = 6%
4  25
 100x + 10xT= 325000
05. Ashish borrowed a sum of money from a From (i) and (ii), we get:
nationalised bank at 12% simple interest per
94x + 12xT = 100x + 10xT
annum and the same amount at 10% simple interest
 6x = 2xT
per annum both for the same period. He cleared the
 2T = 6
first loan 6months before the scheduled date of
repayment and repaid the second loan just at the T=3
end of the scheduled period. If in each case he had Putting T = 3 in (i), we get:
to pay tk. 3250 as amount then how much and for
94x + 36x = 325000
what time did he borrow ?
 x = 2500

06. A person lends out tk. 9000 on the condition that 07. Find the compound interest on Tk. 8000 at 15% per
the loan is payable in 10 months by 10 monthly annum for 2 years 4 months, compounded
equal instalments of tk 1000 each. Find the rate of annually.
simple interest charged ? Answer:
Answer: 4 1
Time = 2 years 4 months = 2 years = 2 years
12 3
We have
tk. 9000 + S.I on tk.9000 for 10 months 15 1

 Amount = tk. [8000 (1 + )2  (1 +  12/ 100)]
100 3
= tk. 1000 + S.I on tk. 1000 for (1 + 2 +---- + 9) months
23 23 21
 tk.9000 + S.I on tk. 1000 for 90 months = tk. (8000    )
20 20 20
= tk. 1000+ S.I on tk. 1000 for 45 months = tk.11109

 S.I on tk.1000 for 45 months = tk.1000
 CI = tk. (11109  8000) = tk.3109
100  100  12 80 2
 Rate = ( )% = 3 % = 263 %
100  45
08. Find the compound interest on tk.10,000 in 2 years
at 4% per annum, the interest being compounded
half- yearly .
Answer:
Principal = tk.10000;
Rate = 2% per half-year,
Time = 2 years = 4 half-years

2 10. At what rate percent per annum of compound
 Amount = tk. [10000  (1 + )4]
100
interest will tk. 1600 amount totk.1852.20 in 3 years?
51 51 51 51 Answer:
= tk. (10000     )
50 50 50 50
Let the rate be R% per annnum.
= 10824.32
Then,
 CI = tk. (10824.32  10000) = tk.824.32.
R
1600 (1 +100 )3 =1852.20
09. Rohit invested a certain amount at the rate of 6
p.c.p. a and obtained a simple interest of tk. 8730 at R 1852.20 18522

 (1 +100 )3 = 1600 = 1600
the end of 3 years. What amount of compound
interest would he obtain on the same amount at the R 9261 21

 (1 +100 )3 = 8000 = (20 )3
same rate of interest at the end of 2 years ?
R 21
Answer:  1 +100 = 20
Clearly, Rate = 6% p.a; Time = 3 years, S.I. = tk.8730 R 1

 100 = 20
100  8730
So, Principal = tk = tk. ( ) = 48500
36  R = 5.
6 Hence, rate = 5% p.a

Amount = tk. [48500  (1 + 100 )2 ]
53 53
= tk. (48500  50  50 )
= tk. 54494.60
 CI = tk. (54494  48500) = tk. 5994.60

2
11. If the compound interest on a certain sum at 163 %
for 3 years is tk.1270, find the simple interest on the

same sum at the same rate and for the same period.
Answer:
Let the sum be tk. x
Then,
50
C.I = [x  (1 + )3  x]
30  100
343x
= ( 216  x)
127x
= 216
127x
 216 = 1270
1270  216
x= 127 = 2160
Thus, the sum is tk.2160
50 1
S.I = tk.(2160  3  3  100 )
= tk. 1080

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BCS + Bank Math Percentage (kZKiv)

simple interest. If the interest rate is increased by

3%. it would amount to how much ?

S.I = tk. (920  800) = tk. 120;

 New amount = tk. (800 + 192) = tk. 992

25 1 1 03. At what rate of simple interest a certain sum will be

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1 3 Let each sum = tk.x

repayment and repaid the second loan just at the T=3

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equal instalments of tk 1000 each. Find the rate of annually.

simple interest charged ? Answer:

tk. 9000 + S.I on tk.9000 for 10 months 15 1

= tk. 1000+ S.I on tk. 1000 for 45 months = tk.11109

at 4% per annum, the interest being compounded

Rate = 2% per half-year,

Time = 2 years = 4 half-years

p.c.p. a and obtained a simple interest of tk. 8730 at R 1852.20 18522

interest would he obtain on the same amount at the R 9261 21

Clearly, Rate = 6% p.a; Time = 3 years, S.I. = tk.8730 R 1

6 Hence, rate = 5% p.a

 CI = tk. (54494  48500) = tk. 5994.60

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for 3 years is tk.1270, find the simple interest on the

Let the sum be tk. x

Thus, the sum is tk.2160

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