+50 Business Model Examples PDF
+50 Business Model Examples PDF
+50 Business Model Examples PDF
55 companies,
different industries.
Key info
Industry
Website
Extra Facts
Link with
Trends?
Why innovative?
www.boardofinnovation.com
Carglass is the Belgian subsidiary of Belron, a global window service provider. The core business is the repair and
replacement of original car windows. The clients are both B2B (Insurances and lease companies) and B2C. The
focus of this case is the extra services Carglass offers to lease companies when having contact with the driver of a
car owned by the lease company.
Key Info
http://www.carglass.be
HQ
Hasselt, BE
BE
Transport
Founded
1989
Facts
Carglass is the biggest original window purchaser word wide including car constructors.
Belron is active in 34 countries worldwide with a turnover of more than 2.8 billion Euros.
Why Innovative?
1. VAB Car Checks in 3 key offerings
2. On which trends does this company focus?
Relationship building
Service packs
Prevention is better than cure
Value customer contact
Glass Repair/replace
Car checks
Advise to drivers
concept mapping by
Evolution: Drivers of leasing cars have the mindset not to care about their car. They dont act when the first signal lights start
burning. Apparently a lot of engines are ruined due to not filling the oil in time, which is an expensive repair for the leasing company.
Reaction Carglass: Quick car checks keep the leasing companies up-to-date. Big interventions (eg. replacing the engine) by
mechanics are replaced by small preventive jobs (eg. filling the oil).
Inc
Money
Evolution
Company
Reaction Carglass
Less Money
Big
interventions
Small
interventions
Glass repair/replacement
HQ
Inc
Inc
Inc
Carglass
Driver
Leasing
Company
Advise from
a Garglass Technican
5
Payment
per repair
Payment
for carcheck
Invoice
Data carchecks
Business Model
1. How do they make money?
The leasing companies save big amounts of money by not
having to pay for big interventions. Carglass is paid for the
extra service offered to the leasing company.
Carglass is the Belgian subsidiary of Belron, a global window service provider. The core business is the repair and
replacement of original car windows. The clients are both B2B (Insurances and lease companies) and B2C. The
focus of this case is fleet managers of companies that have a lease contract of several 100 to thousands of cars at a
lease company.
Key Info
http://www.carglass.be
HQ
Hasselt, BE
Transport
BE
Founded
1989
Facts
Carglass is the biggest original window purchaser word wide including car constructors.
Belron is active in 34 countries worldwide with a turnover of more than 2.8 billion Euros.
Why Innovative?
1. Carglass Fleet services in 3 key offerings
2. On which trends does this company focus?
Relationship building
Service packs
Prevention is better than cure
Glass Repair/replace
Relationship fleet
managers
Company fleets from 100 to
several thousands cars are
managed by a fleet manager. He
has to arrange all services and
practicalities concerning his
fleet. Carglass puts tremendous
time and effort to help them.
Fleet checks
concept mapping by
Evolution: Leasing companies allocate the fleets they lease to a variety of service providers. Controlling the market in
this matter puts pressure on the service providers and lowers their prices (PULL).
Reaction Carglass: By offering custom services to each fleet manager, personal relationships are built. Fleet managers
want to keep this relationship. They push their preferred service provider to the leasing company (PUSH).
Evolution
Reaction Carglass
Lead to CarGlass
(PUSH)
Inc
Touring Glass
Invoice
Glass repair/replacement
HQ
Inc
Inc
Demand Carglass
(PULL)
Company X
Payment
per repair
Inc
Inc
Leasing
Company
Proxi Glass
Competition
Right to provide
service to Company X
Business Model
1. How do they make money?
Carglass has had a monopoly position for the last 2 decades.
The arrival of cheaper competition gives leasing companies the
chance to shift away from Carglass. By giving more custom
services to the fleet managers Carglass keeps them as clients.
Not loosing clients is in this case similar to making money.
Carglass is the Belgian subsidiary of Belron, a global window service provider. The core business is the repair and
replacement of original car windows. The clients are both B2B (Insurances and lease companies) and B2C. The
focus of this case are the services Carglass offers to the insurances.
Key Info
http://www.carglass.be
HQ
Hasselt, BE
Transport
BE
Founded
1989
Facts
Carglass is the biggest original window purchaser word wide including car constructors.
Belron is active in 34 countries worldwide with a turnover of more than 2.8 billion Euros.
Why Innovative?
1. Carglass insurance services in 3 key offerings
2. On which trends does this company focus?
Relationship building
Service packs
Instant pay
Maximising customer experience
Instant pay
When an insured driver needs a
repair/replacement, that person
doesnt have to pay. The invoice
is sent directly to the insurance.
Carglass makes the contact with
the driver as pleasant as
possible to stay the preferred
service provider.
Insurance services
Evolution: Insurances prefer to minimise the contact with individual clients. The more business partners can take out of
their hands, the happier they are.
Reaction Carglass: Carglass has a value-added selling strategy that focuses on minimising the average price per
customer for insurances and maximising the added value of extra services performed for insurances.
Evolution
5
Reaction Carglass
Repayment
Invoice
Data about
damage
Insured driver
5
Answer call
Answer call
to insurance
Repair/replacement
window
Payment
Inc
HQ
Inc
Instant pay
Insurances
Carglass
Invoice
Business Model
1. How do they make money?
Every extra service (claims mangagement, pictures, receiving
redirected calls, free phone number, etc.) has a value for
insurance companies and therefor justifies a higher price per
job.
Data about
damage
Insurance
services
All hybrid and electric cars are sold with a value-added B2B2C
Value-added selling
selling strategy (eg: Tesla, Toyota prius, etc.).
Any alternative energy solution (eg. solar panels).
EEx Charge drives cost reductions and visibility through automatic bill analysis and real-time analytics with smart meter installations in Chinese
manufacturing factories.
Key Info
www.efficiencyexchange.com
HQ
Founded 2010
Reston, US
US
Value Creations
Facts
Simplification
Energy cost optimisation
Before starting her company, founder Taryn Sullivan spent one week doing every job in a factory so she could really
learn what is going on by first-hand experience.
On average, EEx Change is able to save about 25% of costs per site.
Why Innovative?
1. Efficiency Exchange in 3 key offerings
2. On which trends does this company focus?
Energy management
Cost reductions
Big Data
Real-time analytics
Factory analysis
B2B
Engagement
User-friendly
concept mapping by
Efficiency exchange is the developer of EEx Charge, a cost management application for Chinese factories. Charge enables customers to control and
understand their costs, while growing their business, and building the foundation for a better, more efficient global supply chain.
Economical buyer
Finds billing
errors
User buyer
Inc
Accountant
Technical/Legal buyer
HQ
Inc
Cost-saving recommendations
based on billing data
Efficiency
exchange
Utilities supplier
Energy/utility
services
Energy supplier
Inc
Factory manager
Understandable breakdown
of costs
Less spending
on energy/utility
bills
Chinese
manufacturing
facility
Suppliers
Business Model
1. How do they make money?
First 30 days are free (as stated on their website). Afterwards, we
assume that they receive a % of the energy bill savings.
B2B
Right to
access data
% of
energy savings
concept mapping by
Enprove provides companies a smart monitoring system, that will not only track but also analyse their energy consumption. Their
Enalyzer software detects refringent leakages up to 6 times faster than conventional methods.
Key Info
www.enprove.com
HQ
Founded 2010
Gent, BE
BE
Value Creations
Energy reductions
Facts
The founder, An Baezar, was announced to be the most promising female entrepreneur in Gentbrugge, Belgium
Enprove helped Athena Graphics, a pre-press company, to save 13% of their yearly energy consumption.
Why Innovative?
1. Enprove in 3 key offerings
2. On which trends does this company focus?
Sustainable energy usage
Real-time insights
Cloud storage
Big data
Smart factory (Internet of Things)
Energy Analysis
B2B
Energy audits
concept mapping by
Enprove provides companies a smart monitoring system, that will not only track but also analyse their energy consumption. Their
Enalyzer software detects refringent leakages up to 6 times faster than conventional methods.
Economical buyer
Yearly energy savings
of 3 to 10%
User buyer
Inc
Upper
management
Technical/Legal buyer
5
HQ
Inc
Energy consumption
data
Less energy
costs
Enprove
Supplier
Energy
Implementation of energy
management systems
Inc
Facility manager
Temporary monitoring
of energy saving installations
Business Model
1. How do they make money?
Enprove has mainly two revenue streams: 1) energy consultancy/advice
for which they charge a certain amount per day and 2) Engrave
software that they licence out to customers for a fixed fee per year.
B2B
Energy audits
Energy advice
( per day)
Licensing cost
of software ( per year)
Production/
Retail/ Real
estate
concept mapping by
FLOOW2 World's Reset Button, the sharing marketplace for business equipment, services and personnel.
Key Info
www.floow2.com
HQ
Luxembourg, L
Founded
2012
Value Creations
Facts
Increased flexibility
Increased ROI
FLOOW2 was the first company in the world to identify the opportunities of B2B asset-sharing.
The recent commitment of the top 5 Dutch construction companies to join the platform, now triggers competition
in this rather traditional market for other companies to join as well.
Why Innovative?
1. Floow2 in 3 key offerings
2. On which trends does this company focus?
Sharing marketplace
B2B platform
Advertise or Request
B2B
Services
No overcapacity
concept mapping by
FLOOW2 World's Reset Button, the sharing marketplace for business equipment, services and personnel.
Economical buyer
User buyer
5
5
1/day
for advertisement
HQ
Inc
Floow2
Technical/Legal buyer
Free-to-use
Platform
Free-to-use
Platform
Inc
Inc
Head of
procurement
Inc
Head of
procurement
Requested service
Requested product
Inc
Employee
Employee
5
SME
(offering
product)
SME
(Requesting
product)
Entire amount
of deal
Business Model
1. How do they make money?
Floow2 provides an asset sharing platform, where subscribers pay
according to the amount of total products they would like to share. For
5 shares, they pay 30, for 25 they pay 150 and for unlimited it is
300. Companies can also publish advertisements for 3 months for
free, hereafter it is 1 per day.
B2B
concept mapping by
Geckoboard is an online dashboard product that lets businesses monitor company-related information in real time. All relevant data is
communicated through the use of widgets across their entire organization.
Key Info
www.geckoboard.com
HQ
Founded 2010
London, UK
UK
Value Creations
Facts
Understandable data
Efficient decision-making
The company received $1.5 Million from investors in the first round of funding.
In the first year after being launched, Geckboard got about 1400 customers including Atlassian, Groupon, Gdgt,
SecondMarket and Stack Exchange.
Why Innovative?
1. Geckoboard in 3 key offerings
2. On which trends does this company focus?
Real-time feedback
Big Data
Business Intelligence
Customization
B2B
Strong Visuals
Real-time Updates
concept mapping by
Geckoboard is an online dashboard product that lets businesses monitor company-related information in real time through the use of widgets
and communicate it instantly across their entire organization.
Economical buyer
User buyer
No need to
explain data
All data in
one place
Technical/Legal buyer
Inc
Efficient decision
making
Management/
project board
5
HQ
Inc
Motivation
(actions aligned with
business goals)
Understandable
visual data
Geckoboard
Inc
Spend less
to educate staff
Entire team
IP Restriction
for safety reasons
Integration of all
needed widgets
Customisable
metrics
Inc
IT Department
5
Subscription plans
for personal, startup, company
and enterprise
Company
Business Model
1. How do they make money?
Geckoboard employs a subscription model, where customers can opt
for a personal plan for $17, $53 for a startup plan, $359 for a company
plan and a customisable enterprise plan.
B2B
concept mapping by
This card is specifically based on the implementation of IBM services at Ottawa hospital.
IBM (Healthcare) provides business analytics solutions to help healthcare plans and providers address three challenges: build efficient and sustainable
systems, collaborate to improve patient care and treatment & increase healthcare access while providing greater value to payers.
Key Info
http://ibm.co/1y1vtPw
HQ
New York, US
Founded
2011
US
Value Creations
Facts
The incorporation of IBM solutions tools place in 2011 and was completed in 2012.
IBMs Watson, the cognitive thinking and learning computer platform handily beat two Jeopardy champions in
February 2011. If IBMs Watson is used in a different field then it could revolutionise the healthcare sector.
Why Innovative?
1. IBM Healthcare in 3 key offerings
2. On which trends does this company focus?
The internet of things
Predictive analytics
Big Data
Network creation
Paperless
Process standardisation
B2B
Social networking
Predictive analytics
concept mapping by
This card is specifically based on the implementation of IBM services at Ottawa hospital.
IBM (Healthcare) provides business analytics solutions to help healthcare plans and providers address three challenges: build efficient and sustainable
systems, collaborate to improve patient care and treatment & increase healthcare access while providing greater value to payers.
Economical buyer
5
User buyer
Predictive analytics
(no wasted inventory/capacity)
Process standardisation
(saves time)
Inc
Less spending
on patient
Technical/Legal buyer
Patient
Unit managers
HQ
Inc
Social network
with colleagues
regarding patients
Less paperwork
More productivity
IBM
Inc
Shorter stay
Hospital staff
Better focus
on patient
Private cloud
for all data
Consulting
and development fee
Inc
IT Head of
hospital
Ottawa
hospital
Business Model
1. How do they make money?
IBM provides different services to hospitals to ensure a mobile-driven
platform. They offer the following services: IBM Technology, IBM
Bluewards live and IBM Aruba network. The amount paid for these
services remains undisclosed.
B2B
concept mapping by
Parse.ly is an analytics solution for digital publishers and the entire organization. It provides them with clear audience insights to answer questions
about how readers are responding to content.
Key Info
www.parsely.com
HQ
New York, US
Founded 2009
US
Value Creations
Facts
Received $6.05 Million in funding from investors including Fundersclub and Blumberg Capital.
Industry leaders, like Mashable, Slate, News Corp, and Conde Nast use Parse.ly to bring clarity to content,
audience, and analytics.
Why Innovative?
1. Parse.ly in 3 key offerings
2. On which trends does this company focus?
Big data
Predictive analytics platform
Real-time insights
Natural Language Processing (NLP)
Customer voice
Real-time insights
Lifecycle analysis
Visual
B2B
concept mapping by
Parse.ly is an analytics solution for the entire organization. It provides digital publishers with clear audience insights to answer questions about how
readers are responding to content
Economical buyer
Inc
Referral Data
(engagement data,
search engine data, etc)
Ease of
understanding
User buyer
Technical/Legal buyer
Pageviews,
unique visitors, etc.
Editorial
Inc
Saves development
time of website
Content recommendations
for internal circulation
Product team
HQ
Inc
Parse.ly
Inc
Analyst platform
Analysts
5
Less spending
due to more focussed
advertising
Inc
Inc
Business and
sales team
Ad Company
More focussed/specific
services
Publishing
company
Business Model
1. How do they make money?
Parse.ly provides its platform licence for $1999 per month. Customers
can also choose to engage with custom plans where they are charged
according to the number of unique visitors of the website.
B2B
concept mapping by
Robin provides an online service that recognises the arrival of people in a certain room. The service automatically schedules in spontaneous meetings, or
indicated whether a room is being used or not.
Key Info
www.robinpowered.com
HQ
Boston, US
Founded 2014
US
Value Creations
Facts
Why Innovative?
1. Robin in 3 key offerings
2. On which trends does this company focus?
The internet of things
Geo-location
Total Transparency
iBeacons (to sense arrival of people or recognise empty rooms)
Easy search
Room analytics
B2B
concept mapping by
Robin provides an online service that recognises the arrival of people in a certain room. The service automatically schedules in spontaneous meetings, or
indicated whether a room is being used or not.
Economical buyer
User buyer
Inc
Tag placement
Technical/Legal buyer
User
Automatic
room booking
HQ
Inc
Inc
Estimote
(recommended)
Robin
Inc
iBeacons
Room analytics
Office manager
Business Model
Subscription plans
depending on room
($10 per room)
B2B
iBeacon
data
Company
3 beacons
for $99
concept mapping by
Showpad is a mobile sales acceleration platform that delivers contextual content to sales teams or channel partners on any device.
Key Info
www.showpad.com
HQ
San Francisco, US
Founded 2011
US
Value Creations
Facts
Pieterjan Bouten en Louis Jonckheere previously worked at Netlog, a social media website in Belgium. Then, continued
to build an app-studio called In the pocket.
Showpad received $60,5 Million in funding from three investors.
They have 500 customers in over 40 countries including Intel, BASF, Siemens, Schneider and Audi.
Why Innovative?
1. Showpad in 3 key offerings
Available Everywhere
B2B
Alignment
Reporting
concept mapping by
Showpad is a mobile sales acceleration platform that delivers contextual content to sales teams or channel partners on any device.
Economical buyer
User buyer
Inc
Technical/Legal buyer
Marketing
department
HQ
Inc
Increased productivity
before/during/after
sales talk
Save time on
content search
Tool including
most recent content
Showpad
Better services
due to more informed
sales team
Inc
Sales
department
Inc
Customer
More leads
Inc
Upper
management
Company
Business Model
1. How do they make money?
Showpad has three types of subscription plans: a professional plan for
19 per user per month, a premium plan for 25 per user per month
and an enterprise plan that is customisable.
B2B
concept mapping by
Slack is a platform for team communication: everything in one place, instantly searchable, available wherever you go. It also lets businesses plug in various
other apps and then aggregate progress feeds and previews together. On a mission to make working life simpler, more pleasant and productive.
Key Info
www.slack.com
HQ
San Francisco, US
Founded 2013
US
Value Creations
Facts
Increased productivity
Simplification
Slack was previously known as Tiny Speck. The company is founded by Stewart Butterfield, who happens to be the
founder of the photo-sharing platform Flickr.
A year after launching, the company raised $120 Million in funding and attracted high-profile users like Medium,
Soundcloud, Buzzfeed, etc with a valuation of $1.12 billion.
Why Innovative?
1. Slack in 3 key offerings
Open
Offering
Channels
1
B2B
Universal
Offering
Search
2
Integration
Offering 3
concept mapping by
Slack is a platform for team communication: everything in one place, instantly searchable, available wherever you go. It also lets businesses plug in various
other apps and then aggregate progress feeds and previews together. On a mission to make working life simpler, more pleasant and productive.
Economical buyer
Increased productivity gains
(saves time)
User buyer
Technical/Legal buyer
Inc
Team leader
HQ
Inc
Slack
Inc
Entire team
Real time communication
Inc
IT head
Team
Communication platform
Business Model
1. How do they make money?
Slack uses a freemium model to earn revenue. Users can choose
between a free plan or go with a subscription plan for $6.67 per month
per user, that includes unlimited integrations and other features.
B2B
concept mapping by
Viloc is a company automating tool management for the construction industry. By placing a handy little transmitter on all the equipment of a construction
company, the equipment is directly linked to a web application at their office.
Key Info
www.viloc.com
HQ
Zandhoven, Belgium
Founded 2010
BE
Value Creations
Facts
Usage maximization
Usage tracking
Why Innovative?
1. Viloc in 3 key offerings
2. On which trends does this company focus?
The internet of things
Geo-location
Total Transparency
B2B
24/7 access
Geo-location equipment
concept mapping by
Viloc is a company automating tool management for the construction industry. By placing a handy little transmitter on all the equipment of a construction
company, the equipment is directly linked to a web application at their office.
Economical buyer
Spend less
on equipment
Inc
User buyer
Accounting
department
Saves costs for stolen goods
(10% of goods stolen annually)
Technical/Legal buyer
HQ
Inc
Inc
Construction
equipment
Equipment
Inc
Geo-localisation
Construction site
manager
Viloc
Inventory
management
Tag placement
Viloc Tags
Inc
5
Viloc Hubs
Maintenance
Setup cost
of 15 per tag
5
Viloc Cloud
IT & Union
representative
Ability to track employees
for mileage compensation
(when travelling)
Construction
company
Business Model
1. How do they make money?
As a setup cost, construction companies pay 15 per tag.
The service provided by Viloc (cloud, data aggregation, integration on
Google Maps, WebApp) is prices at 0,5 per tag per month.
B2B
concept mapping by
Wijeya Newspapers has a Chemical Leasing contract with its ink supplier. Payment is based on printed copies of newspapers rather than on
the kilograms of ink used. The ink supplier remains the owner of the ink. Both parties will be motivated to consume less ink with financial,
environmental and, in this case, even internal health benefits as a result. Long-term contracts and the sharing of expertise are some of the
prerequisites of chemical leasing.
http://www.wijeyanewspapers.lk/
Key Info
HQ
Chemicals
LK
Founded
1979
Facts
Chemical leasing between Wijeya Newspapers and General Ink resulted in ink savings of around 15,000kg,
equivalent to approximately $50,000 per year.
Prints approx. 15 million newspapers/month.
Why Innovative?
1. Wijeya Newspapers (Chemical leasing) in 3 key offerings
2. On which trends does this company focus?
Product as a Service
Vertical Integration
More with less
Different Channel
Shared Expertise
concept mapping by
Traditionally, suppliers sell bulk quantities of chemicals to end-users, and sell as much as possible in the interest of profit. By using such a
model, the inefficient use of chemicals is being rewarded. Therefore Wijeya Newspapers ran a pilot project to lease ink of their supplier.
The supplier offered the service of newspapers to be printed sufficiently no matter how much ink was used. Both parties shared expertise
to reduce ink consumption, waste and to increase profit.
Waste ink
Inc
Recycled
ink
HQ
Inc
Print newspapers
Inc
Ink Supplier
Money
Newspaper
Wijeya Newsp.
Consumer
Less Money
Inc
Less
environmental
impact
Waste Processer
Less waste
to be processed
Society
reputation
Business Model
1. How do they make money?
The partnership has two revenue streams: 1. A reduction in cost by
lowering the ink consumption and 2. The supplier taking back waste
material makes it possible to sell unused ink again.
http://www.unido.org/
http://www.chemicalleasing.com/
http://leaseplan.com/
http://nl.mudjeans.eu/Lease-a-Jeans
Product as a service
Long Term Partnership
Shared profits
Shared expertise
Wranx provides employees quick, effective educational tools to become skilled in a number of areas.
Key Info
www.wranx.com
HQ
Founded 2014
London, UK
UK
Value Creations
Facts
E f f e c t i ve s a l e s e f f o r t s p e r
employee
Automation
One of the biggest competitors for Wranx is Loop that raised $2 million in seed funding.
Wranx has a strong set of partners that include big players like Google and Amazon.
Why Innovative?
1. Wranx in 3 key offerings
2. On which trends does this company focus?
Gamification
e-Learning platform
Employees shape their own carreer (intrapreneurship)
Learning technique
B2B
Gamification
concept mapping by
Wranx provides employees quick, effective educational tools to become skilled in a number of areas.
Economical buyer
5
Motivated workforce
(as they choose their own
development plan)
User buyer
Technical/Legal buyer
Upper
management
HQ
Inc
Learn
on-the-go
Gamified
learning
Employees
Learning
platform
HR/IT
Platform fee
Business Model
Learning
platform
Inc
Track employee
competencies
Inc
No knowledge
gaps
Wranx
B2B
Inc
Effective work
force
Organization
3. Business Model characteristics
Software-as-a-service (Wranx provides the
software and platform to an organization)
concept mapping by
Zubie is a connected-car app that provides location tracking, driver scoring, alert and location sharing services by connecting each car to the internet
with a Zubie key.
Key Info
www.zubie.co
HQ
Sullivan Islands, US
Founded
2012
US
Value Creations
Facts
Safer driving
Increased maintenance efficiency
Why Innovative?
1. Zubie in 3 key offerings
2. On which trends does this company focus?
The internet of things
Geo-location
Total Transparency
Gamification
B2B
GPS tracking
Gamified scoreboard
concept mapping by
Zubie is a connected-car app that provides location tracking, driver scoring, alert and location sharing services by connecting each car to the internet
with a Zubie key.
Economical buyer
5
User buyer
Easy tracking
for insurance
purposes
Accurate tracking
of mileage
Technical/Legal buyer
Inc
Less Maintenance
costs
Upper
management
HQ
Inc
Automatic alert
when leaving or
reaching location
Insight into
driving behaviour
Supplier
Maintenance
Inc
Gamified
scoreboard
Zubie
Employees
Zubie key
placement
Inc
Zubie cloud
Zubie keys
IT Department
Companies with
company cars
Business Model
1. How do they make money?
Zubie provides its services for an annual fee of $149.95 per vehicle,
which automatically gets renewed each year.
B2B
concept mapping by
VAB is a Belgian service provider helping anyone with mobility problems. In the last century VAB built the biggest
mobility club of Belgium offering several ways to make sure all their clients can enjoy driving even more.
In this case we focus on the VAB-Club and the extra benefits provided for members.
Key Info
http://www.vab.be
HQ
Antwerp, BE
Transport
BE
Founded
VAB: 1924
VAB-Club: 2014
Facts
Why Innovative?
1. VAB-Club in 3 key offerings
2. On which trends does this company focus?
One Stop Shop
Connect with an expert
Service packs
Price transparency
Great Deals
Community
All-in-one-price
concept mapping by
VAB provides support in case clients have an immobility emergency with their car or other way of transport (eg.
motorbike). The VAB-Club is a community with extra services VAB gives to its members. Partners use the
community of VAB-Club members as a platform to make their brand or service more visible.
HQ
Inc
VAB
Inc
Inc
Inc
Inc
Q8
(gasoline)
Luminus
(energy)
Hertz
(car rental)
Etc.
Referral fee
(% per conversion)
VAB services
5
Membership
VAB-Club
Subscription
VAB services
Buy from
partner with a reduction
on normal sales price
Club Member
Business Model
1. How do they make money?
VAB receives referral fees when Club members pay something
to partners. The club does also create value for its members so
it gives VAB a competitive advantage. In an indirect way the
partners pay back a part of the members subscription.
Online community
Subscription Service
B2B2C
Broker Model
business model mapping by
Uber is an on-demand ride service that connects passengers with drivers of cars through an app. Anyone with a
drivers license, a new car & no traffic ticket can become an Uber driver.
Key Info
www.uber.com
HQ
San Francisco, US
Transportation
SF
Founded
2009
Facts
Despite being banned in Brussels, Uber is still offering its service to local customers.
Uber has raised over 8 billion in funding from 70 investors.
Why Innovative?
1. Uber in 3 key offerings
2. On which trends does this company focus?
Shared Economy
Mobile internet
Big data (for pricing)
Cashless payments
Enriched information
Flexible pricing
Increase use
concept mapping by
Uber is an on-demand ride service that connects passengers with drivers of cars through an app. Anyone with a
drivers license, a new car & no traffic ticket can become a Uber driver.
1
Reputation
Driving App
Exposure
Trust
Insurance
Drivers
HQ
Inc
$ / trip
Uber
Passengers
Trips on demand
(via app)
Referral
Voucher
Voucher
Business Model
1. How do they make money?
Uber takes a 5-20% commission on all the rides made
through its service. Since all payments is done automatically
through the app, Uber ensures to capture a part of the
transaction.
Future
passengers
Future Purchase
The Humble Bundles are a series of collections ("bundles") of video games, music albums or eBooks that are sold
and distributed online at a price determined by the purchaser. The bundles are typically offered during a twoweek period; sales often include bonus games or media offered mid-week through the sale for those that have
already purchased the bundle or otherwise pay more than the average.
https://www.humblebundle.com
Key Info
HQ
San Francisco, US
Gaming
US
Founded
2010
Facts
Initially focussing only on indie games evolved to many shapes of digital content
Over $75 million being raised for charity (08/2016)
Minimum purchase price is $1, every 2 weeks a new bundle is offered.
Why Innovative?
1. Humble Bundle in 3 key offerings
concept mapping by
The Humble Bundles are a series of collections ("bundles") of video games, music albums or eBooks that are sold
and distributed online at a price determined by the purchaser. The bundles are typically offered on a semi-regular
basis during a two-week period; sales often include bonus games or media offered mid-week through the sale for
those that have already purchased the bundle or otherwise pay more than the average.
HQ
Inc
Humble Bundle
Gamer
Digital games
Set %
commission
Set % donation
5
Inc
Set % donation
Charity
Content Owners
Business Model
1. How do they make money?
Humble Bundle is fully dependent on the pay-what-you-want
concept. People can choose what goes to the author, charity
and Humble Bundle itself (what they call the Humble tip). On
average, 15% of the total funds.
Tesla Motors designs, develops, manufactures and sells premium electric vehicles (EVs) to consumers and advanced
electric vehicle power train components to manufacturers. This case focuses on Teslas Supercharger network.
http://www.teslamotors.com/supercharger
Key Info
HQ
Founded
2003
Facts
Co-Founder and CEO Elon Musk also founded Paypal, SpaceX and serves as president of SolarCity.
A Supercharger charges 10 times faster than your home plug would be able to.
Tesla Motors says a new version of the Model S electric car is the quickest production car in the
world from zero to 60 miles per hour.
Why Innovative?
1. Tesla Motors in 3 key offerings
Free Charge
or Battery swap
concept mapping by
Tesla Motors designs, develops, manufactures and sells premium electric vehicles (EVs) to consumers and advanced
electric vehicle power train components to manufacturers. This case focuses on Teslas Supercharger network.
Inc
Inc
Power Station
Power Station
Super fast
Charging
Battery Swap
Maintenance
Solar Panels
SuperCharger network
5
50/swap
Reputation
Building &
Maintenance
Chargers
1
Tesla car
HQ
Inc
Solar City
Tesla Motors
Money
5
reputation
60k (car)
1500
(powerplan)
Tesla Owner
Electric Vehicle
Inc
Other car
manufacturers
Business Model
Drivers pre-pay their energy for the next 10 years, Tesla on
its turn invests the money in the Supercharger network and
makes sure the energy provided becomes cheaper.
Tesla Owner
1500
(powerplan)
Free use
of patents
Free
Service
car
1500
(powerplan)
EV owner
Shiply is a UK-based company providing an internet marketplace where transport service requesters may list
items they need to move, and where providers of transport services can bid in a reverse auction format. Filling up
unused delivery spaces , CO2 emissions are reduced and customers get better prices.
Key Info
http://www.shiply.com
HQ
London, UK
UK
Transportation
Founded
2008
Facts
Currently over 57.000 transport providers listed on shiply.com and 2 million users.
As Shiply depends on reaching a critical mass of users, a partnership with eBay was developed.
Why Innovative?
1. Shiply in 3 key offerings
2. On which trends does this company focus?
e-Commerce (delivery)
Online matchmaking platform
Get the best deal
Valorize Overcapacity
concept mapping by
Shiply is a UK-based company providing an internet marketplace where transport service requesters may list
items they need to move, and where providers of transport services can bid in a reverse auction format. Filling up
unused delivery spaces , CO2 emissions are reduced and customers get better prices.
Transporting Service
Money
Bidding Acceptance
Auction fee
4 - 10 %
HQ
Inc
Requester
Inc
Transport
service provider
Shiply
Request
Transport Availabilty
Competition
Inc
Bidding
Transporter
Service Providers
Business Model
1. How do they make money?
Shiply works as a broker, taking a commission on transactions .
Transport service providers bids are subjected to a tiered fee
structure (4%-10%, depending on the amount of the
transaction) called the success fee. Additional, an Auction
Service Fee is requested which covers the online service.
Transport
service provider
San Francisco Municipal Transportation Area established SFpark, to use new technologies and policies to improve
parking in San Francisco. Parking spaces are provided with a sensor, detecting parking availability. By collecting
and distributing real-time information about where parking is available, drivers can quickly find open spaces. To
help achieve the right level of parking availability, SFpark periodically adjusts meter - and garage pricing up and
down to match demand.
http://www.sfpark.org
Key Info
HQ
San Francisco, US
Transportation
US
Founded
2010
Facts
The SFMTA will use the results of the SF park pilot evaluation to develop a proposal for
expanding the SFpark approach to the SFMTAs other meters, lots and garages in the city.
SFpark encourages independent developers and researchers to use its public API, open data and
open source code to create new apps and data visualizations that support the project.
Why Innovative?
1. SFpark in 3 key offerings
concept mapping by
San Francisco Municipal Transportation Area established SFpark, to use new technologies and policies to improve
parking in San Francisco. Parking spaces are provided with a sensor, detecting parking availability. By collecting
and distributing real-time information about where parking is available, drivers can quickly find open spaces. To
help achieve the right level of parking availability, SFpark periodically adjusts meter - and garage pricing up and
down to match demand.
Location
Inc
Partner
more
Parked car in
overused area
Parking space
Inc
Money
Partner
HQ
Inc
Application
Experience
SFpark
Car @ home
Development
Where to go
5
Inc
less
Location
Parked car in
underused area
Partner
Parking space
Pilot Partners
SF car owner
Business Model
1. How do they make money?
SFpark makes money with providing parking spaces in San
Francisco city-area. Parking prices are incrementally raised or
lowered in SFpark areas based on demand.
Open Data
Dynamic Pricing Model
Public Service
Match Demand/Supply
business model mapping by
Sealed is an energy company that guarantees savings from home efficiency improvements. After efficiency improvements are installed by local partners,
Sealed replaces existing energy bills with a single Sealed energy Bill guaranteed to be lower than normal.
Key Info
http://www.sealed.com/
HQ
Energy
US
Founded
2012
Facts
Sealed is the first energy company that guarantees energy bill savings from home efficiency.
Team description on their website: Team Sealed is a passionate group of nerds that want to make energy efficiency a
complete no-brainer for every single homeowner.
Why Innovative?
1.Sealed in 3 key offerings
2. On which trends does this company focus?
Big data
Energy savings
Global warming
Simplification
One-stop shop
Home improvements
One bill
concept mapping by
Sealed is an energy company that guarantees savings from home efficiency improvements. After efficiency improvements are installed by local partners,
Sealed replaces existing energy bills with a single Sealed energy Bill guaranteed to be lower than normal.
Utility and
energy bills
5
Sealed keeps
part of monthly savings
HQ
Inc
Sealed
1
Free energy
assessment
Energy
companies
Referral fee
Salary
Inc
Free energy
assessment
Inc
Single bill
Single
payment
Right to
direct debit
Energy
(gas, electricity)
Inc
Home owners
Optimises energy
consumption
Boiler, etc.
Engy assesment
partner
Business Model
Partners
Sanergy builds and franchises low-cost, high-quality sanitation facilities called Fresh Life Toilet (FLT) to make hygienic sanitation
affordable and accessible throughout Africa's informal settlements. They collect the waste on a daily basis and convert the waste at a
centralized facility into useful by-products.
Key Info
https://www.saner.gy
HQ
Nairobi, Kenya
Founded
KE
2010
Facts
Sanergy experienced tremendous growth in 2014. They started the year with 372 toilets run by 192 Fresh Life
Operators. By the end of 2014, they successfully launched 623 franchises to 295 FLOs.
Each toilet is sold to individuals for around $500 each. A 14-strong "Fresh Life frontline" team collects the waste
each day and takes it to a processing site, where it is turned into organic fertiliser.
Why Innovative?
1. Sanergy in 3 key offerings
Franchise Model
Collect Service
Convert Waste
concept mapping by
Sanergy builds and franchises low-cost, high-quality sanitation facilities called Fresh Life Toilet to make hygienic sanitation affordable and
accessible throughout Africa's informal settlements. They collect the waste on a daily basis and convert the waste at a centralized facility
into useful by-products.
Inc
Horticultural
company
Consumer
$0,06
Fertilizer
300-600
/ ton
HQ
Inc
Toilet
Service
Fresh Life
Toilet
5
Sanergy
Toilet paper,
Soap, ...
Right to use
brand
Fresh life
operator
Fresh life
operator
Inc
Company
500
Money
Business Model
1. How do they make money?
For Sanergy, it is the waste-to-fertilizer side of the business that is the
real driver of revenue. They collect this waste through their not-forprofit franchising brand Fresh Life Toilets, supporting entrepreneurs in
emerging markets.
Waste
http://fanmilk.com
http://visionspring.org
http://ruralspark.com
http://nuruenergy.com
Redfin provides real estate search and brokerage services through a combination of an online real estate platform and access to local real
estate agents
Key Info
http://www.redfin.com/
HQ
Real estate
US
Founded
2004
Facts
Redfin serves 23 markets in the USA and has cleared more than $13 billion in home sales
More than 10,000 customers buy or sell a home with Redfin each year.
Why Innovative?
1. Redfin in 3 key offerings
2. On which trends does this company focus?
Data transparency
Big data
End-to-end consumer experience
Transparency
3D Walkthrough
concept mapping by
Redfin provides real estate search and brokerage services through a combination of an online real estate platform and access to local real
estate agents
HQ
Inc
Redfin
Benefits + salary
+ cust. satisfaction
bonus
1.5% of the
purchase price
Inc
Data on
real-estate
Inc
Online Tools
Home-seller
Online Tools
Redfin agent
Advice and curation
services
1.5% of the
purchase price
Partner agent*
Buyer
Advice and curation
services
* A partner agent is selected when no
Redfin agent is available or when you
choose this option yourself.
Business Model
1. How do they make money?
Redfin acts as a brokerage and earns its revenue when customers buy or
sell homes through Redfins real estate agents. The customers refund is
calculated on a sliding scale and based on the list price of the home.
Recyclebank is an online platform that motivates individuals and communities with an incentive program to help
people live a sustainable life. With a mix of education, rewards and impact metrics Recyclebank changes consumer
behaviour. The points earned can be redeemed at partner retailers for deals and discounts.
Key Info
https://www.recyclebank.com/
HQ
US
Founded
2004
Facts
Recyclebank is the largest green social network of 4.8 million members, has increased recycling
rates in +300 communities and partnered to recycle nearly 3.8 billion pounds of waste in total.
In 2013, Recyclebank has been ranked as #37 in Fast Company's World's 50 Most Innovative
Companies for making eco-friendly behaviour a big game
Why Innovative?
1. Recyclebank in 3 key offerings
Points
Brand engagement
concept mapping by
Recyclebank is an online platform that motivates individuals and communities with an incentive program to help
people live a sustainable life. With a mix of education, rewards and impact metrics Recyclebank changes consumer
behaviour. The points earned can be redeemed at partner retailers for deals and discounts.
Government
Green community
HQ
Inc
Recyclebank
Points
or discounts
Consumer
% of savings on
landfill costs
5
Referral fee
Leads for
partners/ advertisements
5
Inc
Discounted price
Product
One Twine
Business Model
1. How do they make money?
Governments save money by generating income from recycling and
cutting down on their landfill costs. They share those savings with
Recyclebank. Second revenue stream comes from the brands that
pay for the opportunity to display their ads and sponsored content,
to induce people to sample their products.
Quirky brings new consumer products to the market by enabling interaction between the online global community and Quirkys product design staff. Then, the design staff
co-creates the products to bring them to life. The platform works as a social network for product development.
Key Info
www.quirky.com
HQ
New York, US
US
E-commerce,
Founded
2009
Facts
Quirky was founded in 2009 by Ben Kaufman, who is also the companys CEO. Quirky is Kaufmans third entrepreneurial
venture. He previously founded Mophie and Kluster.
The company received $175.3 Million in funding from a total of 10 investors.
Why Innovative?
1. Quirky in 3 key offerings
2. On which trends does this company focus?
Crowdsourcing
E-commerce
Co-creation
Submit ideas
Weekly voting
Co-design
concept mapping by
Quirky brings new consumer products to the market by enabling interaction between the online global community and Quirkys product design staff. Then, the design staff
co-creates the products to bring them to life. The platform works as a social network for product development.
HQ
Inc
$99
Idea
Product
Idea creator
Quirky
Product buyers
5
Exposure
Money
Platform
30% of profit
based on
contribution
Influencers
Product if minimum
threshold is reached
Designers
Supplier
Co-designing
product
Community
Money
Business Model
1. How do they make money?
Creators that wants to submit their idea, pay $99 to Quirky regardless of it
being produced or not. Furthermore, Quirky keeps a small percentage of the
revenue from products of the e-Shop.
PatientsLikeMe is an online platform that connects patients with similar conditions to share real-world health experiences. The
company monazites on aggregate data by selling it to medical organisations.
Key Info
www.patientslikeme.com
HQ
Cambridge, US
US
Founded
2004
Facts
Started as an online community for ALS patients, the company expanded its scope to any patients with any
condition, including pets.
Patients Like Me recently signed its first partnership with an academic health center (Dec 2014).
Why Innovative?
1. Patients Like Me in 3 key offerings
2. On which trends does this company focus?
Healthcare 2.0
Quantified Self (Trackers)
Big Data
Online Community
Health Tracking
Aggregate Data
concept mapping by
PatientsLikeMe is an online platform that connects patients with similar conditions to share real-world health experiences. The
company monetizes on aggregate data by selling it to medical organizations.
Inc
Pharma
companies
Patients
Inc
Personal
Data
HQ
Inc
Money
Health insurance
companies
Inc
PatientsLikeMe
Gathering Data
Patients Data
Medical service
companies
Inc
Patients
Medical device
companies
Patients with
similar diseases
Health Sector
Business Model
1. How do they make money?
Patients like me offers a free health community service to its users. They
make money by selling the data, generated by the community, to
pharmaceutical companies.
OpenDesk is a platform for designer and open source collection of furniture that customers can make themselves for free or order unassembled from a local
maker with a CNC machine. Basically, it does to Ikea what AirBnB did to hotel chains. All designer products without the designer price tag.
Key Info
https://www.opendesk.cc/
HQ
Furniture
UK
Founded
2013
Facts
Since OpenDesk started in 2013, they attained 400 professionals in 37 different countries.
Designs were featured in the London Design Museum, Wired UK, the CNAP in Paris and Domus magazine, and
have been downloaded >30,000 times for DIY
Why Innovative?
1. OpenDesk in 3 key offerings
2. On which trends does this company focus?
Digital fabrication
Peer-to-peer production
Open-source furniture
Designers
Make it yourself
Get it made
concept mapping by
OpenDesk is a platform for designer and open source collection of furniture that customers can make themselves for free or order unassembled from a local
maker with a CNC machine. Basically, it does to Ikea what AirBnB did to hotel chains. All designer products without the designer price tag.
Makers
price
Design
Templates
HQ
Inc
Reseller
Licence
Local Makers
Licence
OpenDesk
Designers
5
Service of making
furniture
Feedback
Makers price
+ 20%
Review,
Ratings
Platform
Free
Design template
Furniture
Consumer (gets
it made)
Consumer (DIY)
Business Model
1. How do they make money?
OpenDesk sells furniture upon which it receives a platform fee, the
designer receives a design royalty and the maker covers the
manufacturing costs by quoting the manufacturing price for the product
themselves. On top of the maker price OpenDesk charges 20%.
Freemium
Communities
Peer to peer
Royalty system
Pact is a check-in app that uses both negative and positive financial incentives to help you stay healthy.
Members receive cash rewards when they meet their pact, paid for by those who did not exercise.
http://www.wijeyanewspapers.lk/
Key Info
HQ
San Francisco, US
Founded
2010
Facts
The GymPact App has a success rate of 92%.
Pact - formerly known as GymPact - rebranded themselves on 1 Jan 2014 and added two new nutrition-based
goals, made possible by a partnership with MyFitnessPal.
Why Innovative?
1. Pact in 3 key offerings
2. On which trends does this company focus?
P2P (peer-to-peer)
Negative incentives to reach goals
Make Money app
Check-In Tracking
concept mapping by
Pact is a check-in app that uses both negative and positive financial incentives to help you stay healthy.
Members receive cash rewards when they meet their pact, paid for by those who did not exercise.
Data
Inc
UP
Sport Hero
5
HQ
Inc
Exposure
Inc
Commitment
Pact
PACT
RunKeeper
Veggie
Motivation
Data
Inc
Rewards*
MyFitnessPal
Diet tracker
PACT users
*Rewards for achieving a set goal range
between 30 cents to $5 per week.
Business Model
1. How do they make money?
With the motivational service for free, Pact takes a cut when they pay
out to members who successfully met their pact.
Check-in / logging
data
http://healthrally.com/
http://runkeeper.com
http://meetcarrot.com
http://studypact.com
Narrative, is a small wearable, automatic lifelogging camera which takes one picture every 30 seconds. The Narrative-app gives users a
searchable photographic memory, that can be shared through social media.
http://www.wijeyanewspapers.lk/
Key Info
HQ
San Fransisco, US
Consumer Goods
US
Founded
2012
Facts
Crowdfunded as Memoto on Kickstarter (Nov 2012) for $550K, with +2800 backers
Founded in Sweden, from day 1 launched worldwide
*Narrative Clip 2 launched in 2015. It will feature a wide-angle lens and HD sensor.
Why Innovative?
1. Narrative in 3 key offerings
2. On which trends does this company focus?
Quantified Self (Trackers)
Lifelogging
Momentification
Wearable Hardware
Wireless Access*
Automatic Organization
concept mapping by
Narrative, is a small wearable, automatic life logging camera which takes one picture every 30 seconds. The Narrative-app gives users a
searchable photographic memory, that can be shared through social media.
$9/month*
Consumer
Geolocation, etc.
Cloud Service
HQ
Inc
Moments
Narrative
Narrative Clip
Consumer
5
$149
Narrative Clip
owners
Business Model
1. How do they make money?
Selling camera devices ($149) + subscription* service on the data
storage system ($9/month).
*free plan will be added in spring 2015
Karma is a pay-as-you-go mobile hotspot. You purchase the device for $99 and refill data onto it at the rate of $14 per
1GB. The purchased data will not expire. The more you share your mobile hotspot the more free data you earn.
Key Info
https://yourkarma.com/
HQ
US
Founded
2012
Facts
The Dutch founders of Karma believe that social bandwidth will innovate the mobile
telecommunications experience.
Accepts Paypal and Bitcoin as payment method. Also customers can choose a pay-as-you-go
method.
Why Innovative?
1. Karma in 3 key offerings
Free of contracts
No monthly fees
Social bandwidth
concept mapping by
Karma is a pay-as-you-go mobile hotspot. You purchase the device for $99 and refill data onto it at the rate of $14 per
1GB. The purchased data will not expire. The more you share your mobile hotspot the more free data you earn.
Karma Users
Free 100 Mb
New user
without hotspot
Registration
Internet Providers
Free 100 Mb
Inc
Wireless
Internet
Clearwire
5
Inc
Access to 4G Network
Simplexity
Money
$99
HQ
Inc
Karma
Karma Hotspot
1Gb Free
User with
Karma Hotsport
Connectivity Credits
5
$14/GB
4G connection
Business Model
1. How do they make money?
Karma sells the Karma hotspot for $99 and additional
bandwidth for $14 per gigabyte. If you like to purchase a data
pack, Karma offers some discount: $50/5Gb & $180/20Gb
Kaggle is an online platform where companies can post data analysis challenges for predictive modeling and analysis. In addition, the
platform serves as a online community for statisticians and data miners from all over the world.
Key Info
www.kaggle.com
HQ
San Francisco, US
US
Founded
2010
Facts
+140.000 data scientists (+100 countries) compete against each other on the platform,
Price pools range from $0 to $1 million per challenge
Kaggle in Class hosts free projects for hundreds of universities around the globe.
Why Innovative?
1. Kaggle in 3 key offerings
Competitive Analytics
Consulting Platform
Ensemble Techniques
3. Does it bring people out of their comfort zone?
concept mapping by
Kaggle is an online platform where companies can post data analysis challenges for predictive modeling and analysis. In addition, the
platform serves as a online community for statisticians and data miners from all over the world.
Kaggle Fee*
Inc
Company
Community Access
Competition Platform
Data Models
Winning
model
Prize Money
Ownership
1
Connect with
other experts
HQ
Inc
Exposure
Kaggle
Data Scientist
Competition
Winning models
Data Scientist
Data Scientist
Kaggle Community
Business Model
1. How do they make money?
Kaggle receives a listening fee for each competition posted on the
platform plus a proportion of the prize money.
Jawbones UP is a wristband and app that helps people live better by providing personalized insight into how they sleep, move
and eat. Jawbone is a world-leader in consumer technology and wearable devices, building hardware products and software
platforms powered by data science.
Key Info
www.jawbone.com/up
HQ
San Francisco, US
Founded
2006
Facts
Jawbone owns over 230 patents related to UP and its wearable technology manufacturing processes.
Jawbone is also the creator of the best-selling JAMBOX family of wireless speakers, the award-winning Jawbone
ERA Bluetooth headsets, and NoiseAssassin technology.
Why Innovative?
1. Jawbone in 3 key offerings
2. On which trends does this company focus?
Quantified Self
Wearables
The Internet of Me
Big Data
Wearable
Activity Tracker
concept mapping by
Jawbones UP is a wristband and app that helps people live better by providing personalized insight into how they sleep, move
and eat. Jawbone is a world-leader in consumer technology and wearable devices, building hardware products and software
platforms powered by data science.
Inc
UP user
Withings
Service
Live Data
Inc
Community
RunKeeper
Live Data
HQ
Inc
Inc
Money*
Jawbone UP
UP user
MyFitnessPal
Jawbone UP
owners
UP wristband
User Data
Business Model
Exposure
HandUp is an online donation service that gives nonprofit agencies, homeless people and others in need a platform to connect with people
who donate. Through a secure SMS system, the transaction can be carried out on an iPhone or via the website. The donations are redeemed
for basic needs like food, clothing, and medical care through partner organisations of HandUp.
Key Info
https://handup.us/
HQ
Non-profit
US
Founded
2013
Facts
HandUp is a socially driven for-profit organisation; It collaborates with non-profit organisations to tackle a societal
problem.
Their project received $1.72 million in funding from various investors.
Why Innovative?
1. HandUp in 3 key offerings
2. On which trends does this company focus?
Crowd funding
Social entrepreneurship
Transparency
Personal
concept mapping by
HandUp is an online donation service that gives nonprofit agencies, homeless people and others in need a platform to connect with people
who donate. Through a secure SMS system, the transaction can be carried out on an iPhone or via the website. The donations are redeemed
for basic needs like food, clothing, and medical care through partner organisations of HandUp.
Online platform
Profile
HQ
Inc
Donation
for members in need
HandUp
Inc
Member
in need
Local partner
Service of providing
products and services to members
Redeem donations
for their goals
Updates on
members
Donation
for members in need
$5 opt-in donation
to finance platform
Donor
Business Model
1. How do they make money?
Founders Rose Broome and Zac Witte havent decided how the company
will generate a sustainable revenue stream yet. For now, donors could
directly support HandUp with a donation of $5.
https://www.kickstarter.com/
https://www.crowdrise.com/
http://www.kiva.org/
http://www.wikipedia.com
Glow is a data science company that provides digital apps that use data science to understand and predict when a woman is
most fertile, maximising the chance of becoming pregnant without any artificial or medical treatments. An additional Glow
First program (peer funding) helps to make infertility treatment affordable.
Key Info
https://www.glowing.com
HQ
San Francisco, US
Founded
2013
Facts
Co-Founded by PayPal cofounder Max Levchin. Mission statement: Womanhood demystified by data
Over 4 million women worldwide use Glow apps (Aug 2016).
Why Innovative?
1. Glow in 3 key offerings
2. On which trends does this company focus?
Big Data
Quantified Self
Cognitive Systems
Personalization
Pregnancy Insights
Additional Apps
Funding Program
concept mapping by
Glow is a data science company that provides digital apps that use data science to understand and predict when a woman is
most fertile, maximising the chance of becoming pregnant without any artificial or medical treatments. An additional Glow
First program (peer funding) helps to make infertility treatment affordable.
50/Month
Data
Data
Insurance &
Extra Guidance
conceiving
Pregnant*
Non-Paying user
Inc
HQ
Inc
support
Labo
Money
Less Money
Company
Company
% of Money Pool
Universities
Inc
Engaging User
Not Pregnant*
HQ
Inc
Inc
Glow
User Data
"Normal" User
Not Pregnant*
R&D
Paying Users
Business Model
1. How do they make money?
Glow sells data insights regarding conceiving to research Institutions
& gives exposure to trustworthy Infertility Treatment Clinics. The data
is generates by users who use one of their three pregnancy guidance
apps.
Money
Data
Exposure
giffgaff is a mobile network service that differs from conventional mobile phone operators by letting their users participate in the companys
operation (e.g. sales, customer service and marketing). In return for this activity, the users are rewarded credit.
Key Info
https://www.giffgaff.com
HQ
London, UK
UK
Telecom
Founded
2009
Facts
The word giffgaff is Scottish English, meaning mutual giving. Its a mobile telephone network that functions as a
mobile virtual network operator using the United Kingdom-based O2 network.
Since Nov 2013 giffgaff sells mobile phones to compete with EE, O2, Three and Vodafone.
Why Innovative?
1. giffgaff in 3 key offerings
2. On which trends does this company focus?
Crowdsourcing
Online community (online only)
Involve charity
Free SIM
Online Community
Reward Program
concept mapping by
giffgaff is a mobile network service that differs from conventional mobile phone operators by letting their users participate in the companys
operation (e.g. sales, customer service and marketing). In return for this activity, the users are rewarded credit.
New GiffGaff
Member
Money
HQ
Inc
Money
GiffGaff
O2
PhoneCredits
Network Access
PayBack Points
Community
Member
Help with
Giff Gaff problem
Business Model
1. How do they make money?
Giffgaff works as Mobile Virtual Network Operator. MVNOs have
business arrangements with traditional mobile operators (O2 in this
case) to buy minutes of use (MOU) which they then sell to their own
customers.
Community
Member
500
PayBack Points
Help with
Giff Gaff problem
Community
Member
Non-profit
GiffGaff Community
FundersClub is an online venture capital platform that lets investors put their money into a fund that backs one or more startups. The angel
investor becomes a limited partner in that fund, and gets a return if those startups get acquired or go public.
Key Info
https://fundersclub.com/
HQ
Finance
US
Founded
2012
Facts
FundersClub is the worlds first online venture capital firm with a network of 9,000+ accredited investors. In early
2014, it released its first prediction of ROI for funders on the platform: 41.2%.
FundersClub tops on a ranking list of venture firms with the most momentum (based on predictions) by the research
organization Mattermark.
Why Innovative?
1. FundersClub in 3 key offerings
Online evaluation
Small investments
concept mapping by
FundersClub is an online venture capital platform that lets investors put their money into a fund that backs one or more startups. The angel
investor becomes a limited partner in that fund, and gets a return if those startups get acquired or go public.
Inc
Venture
Capitalist
5
HQ
Inc
Investment
Investments
Inc
Fundersclub
5
Online platform
Venture
Capitalist
Inc
80% of payment
share
Visibility
Founders
Payment share
(when acquired IPO)
Members
(max 95 per
investment)
Business Model
1. How do they make money?
FundersClub only receives a compensation equal to a portion of the
increase in value of the investment determined by a liquidity event, such as
an acquisition or IPO. It is expected to be equal to 20 percent for most
funds.
Friendsurance is a peer-to-peer insurance concept that makes it possible to spread risk out between friends and family. As a result its
possible to enter into a liability, legal and household insurance at a very low rate.
Key Info
www.friendsurance.de
HQ
Berlin, Germany
DE
Founded
2010
Facts
The business has grown to over 90 staff members since launch in 2010 and is headquartered in Berlin, Germany.
(Aug 2016)
Friendsurance claims savings up to 40% of insurance costs by harnessing network effects.
Why Innovative?
1. Friendsurance in 3 key offerings
2. On which trends does this company focus?
P2P (peer-to-peer)
Sharing Economy
Less Money
Create communities
Less Money
concept mapping by
Friendsurance is a peer-to-peer insurance concept that makes it possible to spread risk out between friends and family. As a result its
possible to enter into a liability, legal and household insurance at a very low rate.
Contribution
to fund claims
Contribution
to fund claims
Contribution
to fund claims
Inc
Insurance
Partners
Partner Network
HQ
Inc
Contract
Friendsurance
Leads
Online platform
+ insurance service
Reduce
Operating costs
Connection
Policy Holder
Insurance Premium
+ monthly amount network
Contract
Connection
Policy Holder
Policy Holder
Business Model
1. How do they make money?
Friendsurance works as a broker between Policy Holders and existing
Insurance Partners. Theyre letting customers share risks with friends,
allowing them to lower prices due to reduced fraud & process costs, better
risk pools, ...
Premium cashback
(up to 50%)
P2P-model
broker model
refunds
common money pool
Fon provides a global crowd-sourced WiFi network, where users share their broadband connection via WiFi and in return get free access to
other hotspots around the world.
Key Info
www.fon.com
HQ
Madrid, Spain
Telecom
ES
Founded
2006
Facts
Largest WiFi network in the world with more than 13 million hotspots in 1,000 major cities.
CEO Martn Varsavsky expects to reach 35 million WiFi hotspots by 2017.
Why Innovative?
1. Fon in 3 key offerings
2. On which trends does this company focus?
Mobile devices and online mobile content
Crowd-sourcing
Free wifi routers from broadband providers
Free Access
Paid access
concept mapping by
Fon provides a global crowd-sourced WiFi network, where users share their broadband connection via WiFi and in return get free access to
other hotspots around the world.
HQ
Inc
Inc
Business
Access to Fon
WiFi worldwide
Fon
Fon member
One-time fee of 49
One-time fee of 39
Free WiFi
Inc
Access to worldwide
hotspots for all clients
Limited Access to
Fon WiFi
Telco partners
Non-member
Fon member
Access to all
hotspots in own network
Business Model
1. How do they make money?
Fon sells routers for 39 to Fon members and 49 to Fon businessmembers. Non-members can use Fon WiFi by paying for a limited
amount of minutes.
Foap is a microstock photography service that lets users upload their smartphone photos to its marketplace where brands and individuals
can crowdsource authentic pictures. The photos can be purchased from photographers and can be used for commercial or editorial
purposes.
Key Info
https://www.foap.com/
HQ
Malm, Sweden
SE
Photography
Founded
2011
Facts
In 2013, Foap launched Foap Missions where brands can set the Foap community a task such as photos of a family on
holiday. Brands can crowdsource for the best photos and reward the photographer.
Foap received $1.5 Million in funding to launch an office in New York. Altogether Foap has received $ 4.51 million
from 8 investors.
Why Innovative?
1. Foap in 3 key offerings
Authentic content
concept mapping by
Foap is a microstock photography service that lets users upload their smartphone photos to its marketplace where brands and individuals
can crowdsource authentic pictures. The photos can be purchased from photographers and can be used for commercial or editorial
purposes.
Inc
Business
Photographer
Photo licence of
tailor made pack of pictures
HQ
Inc
Online platform
Exposure
Photographer
Foap
Stock photos
Inc
Photo licence
for unlimited uses
Enterprise/
Brands
$5 per photo
Photographer
Community
Business Model
1. How do they make money?
Users upload their photos to the Foap Market and they go on sale for $10,
with a 50/50 split between Foap and the users if it sells.
Earnieland is a virtual customer card for online purchases at more than 300 webshops, It operates with a cashback system and
deposits the earned extra discounts into their customers bank account every month. Extra discounts can be earned by online
purchases through Earnieland at one of the partner webshops.
Key Info
http://www.earnieland.be/
HQ
Roeselare, Belgium
Retail
BE
Founded
2012
Facts
Founder and CEO, Steven Spillebeen, was the winner of the first Belgian version of Big Brother in 2000.
The first cash back system used in e-commerce on a large scale in Belgium.
Spillebeen invested 50,000 and got 200,000 from business angels.
Why Innovative?
1. Earnieland in 3 key offerings
2. On which trends does this company focus?
E-commerce
Get the best deal
Cash-back system
Cheapest prices
Earnie points
Direct discount
concept mapping by
Earnieland is a virtual customer card for online purchases at more than 300 webshops, It operates with a cashback system and
deposits the earned extra discounts into their customers bank account every month. Extra discounts can be earned by online
purchases through Earnieland at one of the partner webshops.
Purchased product
Inc
Money
Zalando
5
Inc
Up to 10% Commission
on generated sales
5
HQ
Inc
Discount coupon
Groupon
Earnieland.be
Discounts/coupons
Inc
Consumer
Accumulated
money from Earniepoints back to
customers bank account
(100 points is 10)
Other
Leads
Webshops
Business Model
1. How do they make money?
Earnieland makes money by receiving commission of its partner webshops for every
www.findgift.com
purchase made by their customers. Half of the commission earned is transferred to
the customers in the form of discounts, the other half is kept by Earnieland. Also,
when customers do not reach 100 points, then Earnieland keeps it.
Partnerships
Broker model
Affiliate-marketing model
Point system
Doorsteps is a free online tool for homebuyers. Guided through six phases and getting in direct contact with agents, lenders and
service providers, people can save time, money, and stress.
Key Info
www.doorsteps.com
HQ
New York, US
Real Estate
US
Founded
2012
Facts
Next to their online platform, Doorsteps introduced the Doorsteps Swipe app (Apr 2014). Doorsteps Swipe has
earned itself a reputation as a sort of Tinder for real estate.
The average buying timeline is about 2 years (18m thinking, 3m looking &1m buying). Only a small part of that
timeline is currently monetized by real estate companies.
Why Innovative?
1. Doorsteps in 3 key offerings
concept mapping by
Doorsteps is a free online tool for homebuyers. Guided through six phases and getting in direct contact with agents, lenders and
service providers, people can save time, money, and stress.
Convenience
House buyer
Service
Inc
Enterprise account
Inc
Online Platfrom
Loan Office
Agent
Customized
tarrif
5
HQ
Inc
Inc
Doorsteps
Lender
Community
advise
Exposure
Leads
5
Inc
Inc
$25/month
Inspector
Individual
Angents
Individual account
Home Service
Providers
Business Model
1. How do they make money?
Doorsteps sells its online service via a subscription fee to agents and loan
offices, but also takes a commission on services of other service providers,
whom receive leads through the platform.
Online community
Subscription Service
B2B2C
Broker Model
CUPS is a mobile app that connects coffee drinkers with independent cafes. They offer prepaid plans to get discounted drinks at coffee
shops.
Key Info
http://cupsapp.com/
HQ
NY
Founded
2012
Facts
Gilad Rotem and his four co-founders, all high school friends and coffee lovers, launched Cups in Tel Aviv in late
2012. None of them were from a coffee industry background.
After Israel, Cups is now active in New York City, wanting to have more than 200 coffee shops, competing with
Starbucks.
Why Innovative?
1. Cups in 3 key offerings
Independent cafes
Mobile payment
concept mapping by
CUPS is a mobile app that connects coffee drinkers with independent cafes. They offer prepaid plans to get discounted drinks at coffee
shops.
Data on consumer
behaviour
Inc
Exposure
Discounts
and deals
Independent
Coffee-shops
HQ
Inc
Prepaid service
App and
platform
CUPS
Consumers
5
Subscription fee
Coffee
Loyalty
Business Model
1. How do they make money?
They sell prepaid plans to customers and reimburse the coffee shops for
every coffee sold. The coffee shops provide a discounted price for their
coffee to CUPS, which is shared with their customers. All credits expire
after 3 months, giving the leftover amount of credits as direct profit for
CUPS.
Changers.com is the first marketplace for private CO2-savings. Changers has created a system which consists of a
portable solar panel and mobile battery, able to charge all of your gadgets, giving you independence from the grid
and eliminating battery anxiety. Saving CO2, users earn changers credits which they can redeem for products and
services in the changers marketplace. Within the Changers community, users can view their statistics and share
their CO2 savings with friends.
Key Info
https://changers.com/
HQ
Potsdam, Germany
Energy
DE
Founded
2010
Facts
Local production of solar chargers & batteries (Germany)
Also referred as a Social Energy Marketplace
Marketplace partners & products range from DHL GoGreen over local babysitting services to
BMWs DriveNow car sharing service.
Why Innovative?
1. Changers.com in 3 key offerings
Changers Community
concept mapping by
Changers.com is the first marketplace for private CO2-savings. Changers has created a system which consists of a
portable solar panel and mobile battery, able to charge all of your gadgets, giving you independence from the grid
and eliminating battery anxiety. Saving CO2, users earn changers credits which they can redeem for products and
services in the changers marketplace. Within the Changers community, users can view their statistics and share
their CO2 savings with friends.
+1 Credit
HQ
Inc
changers.com
Consumer
Consumer
149
Changers Community
5
5
Exposure
less money
Money
Service
coupon
(X credits)
Inc
Green Partner
Business Model
1. How do they make money?
Changers makes money with selling solar panels + batteries. In
the Changers shop, where community members can redeem
credits for products and services, they give exposure to green
brands, which pay a commission fee for the leads.
Blendle offers individual articles from around 70 newspapers and magazines from well-known Dutch and International publishers for a small
fee.
Key Info
http://www.blendle.nl
HQ
Publishing industry
NL
Founded
2014
Facts
When the project started, all Dutch publishers had and still have no idea how much a reasonable price would be for
a particular article.
The project was partly funded by a government initiative next to venture capitals.
Received $3.8 Million in funding from NY Times and Axel Springer to expand in Europe
Why Innovative?
1. Blendle in 3 key offerings
Refund policy
Diverse sources
concept mapping by
Blendle offers individual articles from around 70 newspapers and magazines from well-known Dutch and International publishers for a small
fee.
Refund policy
Unsatisfying article
Full refund
Inc
Right to provide
their articles
Publishers
Business Model
HQ
Inc
Article
Blendle
Consumer
Average of
0,2 per article
Birdback lets any retailer link rewards to existing debit or credit card of customers, replacing loyalty cards and vouchers for different shops.
It creates a card linking platform which connects online and offline offers via customers 16-digit card number.
Key Info
https://birdback.com/
HQ
Mobile industry
US
Founded
2014
Facts
The company was founded by three Danes that met in San Francisco.
Launched their company with a funding of $2.4 Million in February 2014
Partnership with Affiliate Window, the biggest affiliate network in Europe
Why Innovative?
1. Birdback in 3 key offerings
2. On which trends does this company focus?
Retail partnerships
Online and offline benefits
Ultimate convenience
No need to adapt
concept mapping by
Birdback lets any retailer link rewards to existing debit or credit card of customers, replacing loyalty cards and vouchers for different shops.
It creates a card linking platform which connects online and offline offers via customers 16-digit card number.
Exposure
Targeted offers
from partner shops
Data driven
services
Data on buying
behaviour
HQ
Inc
Inc
Fee for
customer data
Advertisers /
Retailers
Birdback
Consumer
Partnership share
per redeemed offer
Business Model
1. How do they make money?
Birdback uses two types of revenue models: 1) traditional revenue share
model with publishers and retailers, 2) pay-per-performance model where
they receive a percentage of the value when customers use the card-linked
offers.
Birchbox is an online monthly subscription beauty sample service for beauty for both men and women. For a monthly subscription fee,
Birchbox mailing boxes to subscribers with curated beauty samples that is based upon a personalised profile of individual customers.
Key Info
http://www.birchbox.com/
HQ
Retail
US
Founded
2010
Facts
The company was the first of modern subscription - based businesses to really take off.
In September 2015, Birchbox was valued at a reported $485 million, has over 1 million subscribers and is present in
the USA, UK, France and Spain.
In 2014 Birchbox opened their first physical store in Soho, NYC.
Why Innovative?
1. Birchbox in 3 key offerings
Monthly box
Online shop
Editorial content
concept mapping by
Birchbox is an online monthly subscription beauty sample service for beauty for both men and women. For a monthly subscription fee,
Birchbox mailing boxes to subscribers with curated beauty samples that is based upon a personalised profile of individual customers.
Inc
Exposure
Brand
Free Samples
Inc
HQ
Inc
Brand
Birchbox
Full priced
products
Consumers
Inc
Brand
Brands selling
beauty products
Curated box
of beauty samples
Full priced
beauty products
Business Model
1. How do they make money?
Birchbox sells for a monthly subscription fee boxes with beauty samples, to
promote products of their partner brands which supply them for free.
Through the webshop Birchbox sells full priced products whereon they
receive an affiliate fee.
Azuri Technologies is a commercial provider of Pay2Go solar systems to rural off-grid communities. With the widest reach of any provider in sub Saharan Africa,
the company is addressing the problem of energy access. Azuri brings a solution to 1.3 billion people around the world who lack access to an energy grid.
http://www.azuri-technologies.com/
Key Info
HQ
Cambridge, UK
UK
Energy
Founded
2012
Facts
In 2015, US President, Barack Obama, met Michael Wanyonyi, CEO and founder of Mibawa Suppliers, during his visit to the
Power Africa Innovation Fair.
Azuri secured a 1M working capital loan from Barclays to accelerate the deployment of its home solar systems.
Why Innovative?
1. Azuri in 3 key offerings
2. On which trends does this company focus?
Off-the-grid solution
Pay-as-you-go
Low cost energy supply
Pay-as-you-go
Real-time monitoring
Easy top-up
concept mapping by
Azuri Technologies is a commercial provider of Pay2Go solar systems to rural off-grid communities. With the widest reach of any provider in sub Saharan Africa,
the company is addressing the problem of energy access. Azuri brings a solution to 1.3 billion people around the world who lack access to an energy grid.
HQ
Inc
Azuri
5
% on sale
Acces to
1 week of energy
Customer data
Training
Inc
Installation
Consumer
Consumer
One-time
installation fee
Weekly scratch-cards
Business Model
1. How do they make money?
Azuri takes a one-time installation fee and then charges $1,50 per week per topup.
ASAP54 is the first app to combine a social fashion community with the latest visual recognition technology. This app is the so-called Shazam of
the fashion industry. By taking a picture of your desired items of clothing, the engine finds the same or similar pieces that consumers can buy
online.
Key Info
http://asap54.com/
HQ
London, UK
UK
Retail
Founded
2013
Facts
Retail partners include brands ranging from Barney's New York to H&M.
Raised $8.27 Million from investors that include e.Ventures & Ceyuan.
Founder is ex-COO (and wife of the owner) of hip fashion portal FarFetch
Why Innovative?
1. ASAP54 in 3 key offerings
2. On which trends does this company focus?
In-house Stylists
concept mapping by
ASAP54 is the first app to combine a social fashion community with the latest visual recognition technology. This app is the so-called Shazam of
the fashion industry. By taking a picture of your desired items of clothing, the engine finds the same or similar pieces that consumers can buy
online.
Money
Consumer
Inc
Clothes
1
Inc
H&M
Inc
Experience
HQ
Inc
Leads
reputation
ASAP54
Data from
likes/comments/picture posting
5% Commission
Etc
Application
Retailers
Celebrities/
Fashion Bloggers
Business Model
1. How do they make money?
ASAP54 makes money by selling items from partner retailers to consumers,
upon which ASAP54 earns an average commission of 5% per item sold.
User Community
Exposure
Online Community
Affiliate Model
Direct Sales Model
Concierge MVP
Appear Here, the AirBnB for retail spaces, is an online marketplace to list, find and book short-term retail spaces
http://www.appearhere.co.uk/
Key Info
HQ
Real estate
Founded
2013
Facts
Appear Here has become the largest online market space for short-term retail spaces in the UK with clients as
Microsoft, Sony and American Apparel
Received $ 9.4 Million in funding from a total of 12 investors
Why Innovative?
1.Appear Here in 3 key offerings
2. On which trends does this company focus?
Digitalisation of services
Mobile commerce platform
Curation of best locations
Hassle-free
Short-term leases
Choose style
concept mapping by
Appear Here, the AirBnB for retail spaces, is an online marketplace to list, find and book short-term retail spaces
HQ
Inc
Space owner
Leads
Appear Here
Tenant
Platform to
rent spaces
Exposure
Business Model
1. How do they make money?
After the landlord sets a day, week and monthly price, Appear Here takes
commission between 12% - 15% on a completed transaction The Space
owners pay no listing fee.
AliveCor lets you monitor your heart with a device & application that turns any smartphone into a clinical-quality electrocardiogram (ECG)
recorder. Data can be viewed via the free AliveECG app. Via AliveInsights - their paid analysis service - patients can get access to expert
insight on their ECG readings without waiting for a doctors appointment.
Key Info
www.alivecor.com
HQ
San Francisco, US
Founded
2011
Facts
AliveCor released a veterinary version of their app ahead of the one for humans.
In Aug 2014 AliveCor receives first FDA clearance to detect a serious heart condition in an ECG on a mobile device.
Why Innovative?
1. AliveCor in 3 key offerings
2. On which trends does this company focus?
Big-Data
Quantified Self
Product with a Service
The Internet of Me
Data Insights
concept mapping by
AliveCor has a device & application that turns any smartphone into a clinical-quality electrocardiogram (ECG) recorder. All data can be
viewed via the free AliveECG app and via AliveInsights, their paid analysis service, patients can get access to expert insight on their ECG
readings without waiting for a doctors appointment.
ECG data
$74,99
Money
Patients
Inc
Cardiac
Technician
ECG analysis
-% commission
Lead
Use
AliveCor
HQ
Inc
Inc
ECG data
AliveCor
Certified
Cardiologist
ECG
analysis
Patients
ECG Analysis
Partners for
AliveInsight
$74,99*
$15/month
Business Model
1. How do they make money?
Physicians
AliveCor Users
Airbnb is an online service that provides a platform for individuals to rent out their lodging for travellers to stay. People can rent anything
from a couch to a castle in 8000 cities around the world.
Key Info
http://www.airbnb.com
HQ
San Fransisco, US
US
Founded
2007
Facts
Brian Chesky, CEO and co-founder of Airbnb, believes in eating your own dog food; which is to promote his
company by using Airbnb himself. He has not owned a home since 2010!
Airbnb has a vast network of freelance photographers in all major cities of the world who go to a location and click
high-definition photographs of the property.
Why Innovative?
1. Airbnb in 3 key offerings
Marketplace Platform
Easy Booking
concept mapping by
Airbnb is an online service that provides a platform for individuals to rent out their lodging for travellers to stay. People can rent anything
from a couch to a castle in 8000 cities around the world.
Profile
Airbnb Platform
5
HQ
Inc
10% commision
from booking fee
Airbnb
Host
Convenient listing space
+ freelance photographers
Money
Free Space
Experience
Feedback
3% of booking amount
as transaction charges
Guest
Airbnb Community
Business Model
1. How do they make money?
Providing the platform for free, Airbnb takes a flat 10%
commission on the booking amount and charges 3%
transaction costs to guests for every booking they make.
http://getyourguide.com
http://etsy.com
http://opendesks.com
http://www.thestorefront.com/
Personal Reviews
P2P-model
Online community
Broker model
Alfa Activity, the fitness banking system of the Alfa Bank, is an online platform that monitors customers movements
using fitness trackers like Fitbit, Jawbone UP or RunKeeper. Depending on how much movement is made each day,
small amounts of money is transferred into the user's special savings account, the Alfa Activity account.
http://activity.alfabank.ru/
Key Info
HQ
Moscow, Russia
Banking
Sports & Fitness
RU
Founded
2014
Facts
The Alfa Bank is the largest private commercial bank in Russia.
Customers using the service are saving up to twice as much as the average and are walking 1.5
times as far
Why Innovative?
1. Activity by Alfa Bank in 3 key offerings
2. On which trends does this company focus?
Wearables
Big Data
Mobile Banking
High savings
Personalised finance
concept mapping by
Alfa Activity, the fitness banking system of the Alfa Bank, is an online platform that monitors customers movements
using fitness trackers like Fitbit, Jawbone UP or RunKeeper. Depending on how much movement is made each day,
small amounts of money is transferred into the user's special savings account, the Alfa Activity account.
Activity Data
Activity Data
5
HQ
Inc
Inc
Alfa Bank
$150
Activity
User
Fitness Tracker
(eg Jawbone)
Fitness Tracker
Money
Banking Service
Business Model
1. How do they make money?
Alfa bank requires their new sportive customers, who are
interested in the free Alfa Activity account, to sign up for a
regular bank account, which costs 59 Rubles (1,20) per month,
and a free internet account Alfa Click.
Normal
customer
56 Ruble/Month
23andMe is a privately held personal genomics and biotechnology company that provides uninterpreted raw genetic data to gain insights
into personal ancestry. The company is named for the 23 pairs of chromosomes in a normal human cell.
Key Info
http://www.23andme.com
HQ
Founded
2006
Facts
Founded by Anne Wojcicki, the wife of Google co-founder Sergey Brin. (the two are now separated)
Since it was founded in 2006, 23andMe has collected data from 800,000 customers (Jan 2015).
*23andMe (temporarily) no longer offers health genetic reports due to an FDA directive.
Why Innovative?
1. 23andMe in 3 key offerings
2. On which trends does this company focus?
Personal Genome Service
Self-Monitoring
Big Data
Research Surveys
Open API
concept mapping by
23andMe is a privately held personal genomics and biotechnology company that provides uninterpreted raw genetic data to gain insights
into personal ancestry. The company is named for the 23 pairs of chromosomes in a normal human cell.
$ 99
Inc
Labo
HQ
Inc
Money
Inc
DNA report
23 & Me
E-health
Company
Consumer
Service
Saliva
DNA service
Government
Answers
Survey
Experience
Business Model
1. How do they make money?
23andMe makes money with personal genetic tests. Customers are
purchasing ancestry-related information and uninterpreted raw genetic
data for $99.
Big Data
Online research community
B2B2C
Product-Service combination
3D Hubs is a collaborative production platform for 3D printer owners and 3D makers. This company is on a mission to make 3D printing
accessible to everyone by unlocking the worlds idle 3D printers, facilitating transactions between 3D printer owners (Hubs) and people
that want to make 3D prints (makers).
http://www.wijeyanewspapers.lk/
Key Info
HQ
Manufacturing
NL
Founded
2013
Facts
3D Hubs CEO B. de Zwart and CTO B. Garret are both former employees of 3D Systems.
Top hub cities are NY, Milan, London, LA, Amsterdam with each more then 140 printers.
3D Hubs partnered with Autodesk Spark in Oct 2014.
Why Innovative?
1. 3DHUBS in 3 key offerings
2. On which trends does this company focus?
Collaborative Consumption, P2P (peer-to-peer)
3D Printing
Network of prosumers
Share 3D Printer
Interactive Map
concept mapping by
3D Hubs is a collaborative production platform for 3D printer owners and 3D makers. This company is on a mission to make 3D printing
accessible to everyone by unlocking the worlds idle 3D printers, facilitating transactions between 3D printer owners (Hubs) and people
that want to make 3D prints (makers).
Money
Consumer
Printed Poduct
Platform
Community Meetups
3D Computer
Model
5
HQ
Inc
15 %
Experience
3DHubs
3D printer owner
Lead
Experience
Maker
3D HUB Mayor
3D Computer
Model
Platform
Business Model
1. How do they make money?
3D Hubs takes a 15% fee on each order for the service they provide by
connecting makers with people that want to print (excluding any
applicable VAT).