List Of Abbreviations

ABCI - Association of Business Communicators

of India
ABCP - Asset Backed Commercial Paper
ACU - Asian Clearing Union
ADB - Asian Development Bank
ADF - Augmented Dicky Fuller
ADR - Asset Development Reserve
ADRs - American Depository Receipts
ADs - Authorised Dealers
AERA - Airport Economic Regulatory Act
AFI - Annual Financial Inspection
AIFI - All India Financial Institution
AIMSCS - Advanced Institute of Mathematics,
Statistics and Computer Science
ALM - Asset Liability Management
AMA - Advanced Measurement Approach
AMFI - Association of Mutual Funds in India
AML - Anti-Money Laundering
AMU - Asian Monetary Unit
ANBC - Adjusted Net Bank Credit
APS - Annual Policy Statement
AS - Accounting Standard
ATM - Automated Teller Machine
BAFT - Bankers Association for Finance &
Trade
BC - Business Correspondent
BCBS - Basel Committee on Banking Supervision
BCP - Business Continuity Planning
BCSBI - Banking Codes and Standards Board of
India
BE - Budget Estimates
BF - Business Facilitator
BFS - Board for Financial Supervision
BFSI - Banking Financial Services and Insurance
BIS - Bank for International Settlements
BMP - Basic Management Programme
BoP - Balance of Payments
BPLR - Benchmark Prime Lending Rate

BPSS - Board for Regulation and Supervision of

Payment and Settlement Systems
BRBNMPL - Bharatiya Reserve Bank Note Mudran
Private Limited
BSA - Bilateral Swap Arrangements
BSE - Bombay Stock Exchange, Mumbai
BSR - Basic Statistical Returns
BTC - Bankers Training College
CA - Concurrent Audit
CAB - College of Agricultural Banking
CACP - Commission for Agricultural Costs and
Prices
CAD - Current Account Deficit
CAMELS - Capital Adquacy, Asset Quality,
Management, Earnings, Liquidity,
Systems and Control
CAS - Central Account Section
CBDT - Central Board of Direct Taxes
CBLO - Collateralised Borrowing and Lending
Obligation
CBS - Consolidated Banking Statistics
CBS - Core Banking Solutions
CC - Cubic Capacity
CCB - Central Co-operative Bank
CCC - Central Complaints Committee
CCIL - Clearing Corporation of India Limited
CCR - Counterfeit Currency Report
CCRS - Currency Chest Reporting System
CD - Certificate of Deposit
C-D - Currency-Deposit
CDBMS - Centralised Data Base Management
System
CDOs - Collateralised Debt Obligations
CDR - Corporate Debt Restructuring
xvi
CDS - Credit Default Swap
CENVAT - Central Value Added Tax
CFMS - Centralised Funds Management System

CFSA - Committee on Financial Sector Assessment

CFT - Combating Financing of Terrorism
CGFTMSE - Credit Guarantee Fund Trust for Micro and Small
Enterprises
CGRA - Currency & Gold Revaluation Account
CIC - Central Information Commission
CICs - Credit Information Companies
CIS - Commonwealth of Independent States
CMCPS - Compulsorily and Mandatorily Convertible Preference
Shares
CMIS - Currency Management Information System
CoBoSAC - Corporate Bonds and Securitisation Advisory
Committee
CODs - Central Office Departments
CoR - Certificate of Registration
CP - Commercial Paper
CPADS - Centralised Public Accounts Department System
CPC - Cheque Processing Centre
CPDO - Centralised Public Debt Office
CPFF - Commercial Paper Funding Facility
CPI - Consumer Price Index
CPI-AL - Consumer Price Index- Agricultural Labourers
CPI-RL - Consumer Price Index-Rural Labourers
CPI-IW - Consumer Price Index for Industrial Workers
CPIO - Central Public Information Officer
CPMG - Corporate Performance Monitoring
Group
CPPC - Central Pension Payment Cell
CPSEs - Central Public Sector Enterprises
CR - Contingency Reserve
CRAR - Capital to Risk-Weighted Assets Ratio
CRCS - Central Registar of Co-operative
Societies
CRR - Cash Reserve Ratio
CSAA - Control Self Assessment Audit
CSD - Customer Services Department
CSF - Consolidated Sinking Fund
CSGL - Constituant Subsidiary General Ledger

CSO - Central Statistical Organisation

CTR - Cash Transaction Receipt
CTS - Cheque Truncation System
CTS - Complaint Tracking System
CVD - Countervailing Duty
CVPS - Currency Verification and Processing
System
CWC - Central Water Commission
DAD - Deposit Accounts Department
DAP - District Agricultural Plan
DAPM - Department of Administration and
Personnel Management
DBOD - Department of Banking Operations and
Development
DBS - Department of Banking Supervision
DCC - District Consultative Committee
DCCB - District Central Cooperative Bank
DCM - Department of Currency Management
DEAP - Department of Economic Analysis and
Policy
DEBC - Department of Expenditure and
Budgetary Control
DEIO - Department of External Investments and
Operations
DEPB - Duty Entitlement Pass Book
DGBA - Department of Government and Bank
Accounts
LIST OF ABBREVIATIONS
xvii
DGCI & S - Directorate General of Commercial
Intelligence and Statistics
DIC - District Industries Centre
DICGC - Deposit Insurance and Credit Guarantee
Corporation
DIP - Disclosure and Investor Protection
DIT - Department of Information Technology
DMIS - Document Management Information
System
DNBS - Department of Non-Banking Supervision

DOC - Department of Communication

DoT - Department of Telecommunication
DRG - Development Research Group
DRI - Differential Rate of Interest
DRT - Debt Recovery Tribunal
DS - Difference Stationary
DSB - Designated Settlement Banks
DSIM - Department of Statistics and Information
Management
DvP - Delivery versus Payment
D.A- Dearness Allowance
D.C- Direct Current
D.D.T- Dichloro Diphenyl Trichloro-Ethane
D.I.R- Defence of India Rules Esq- Esquire
D.L.O- Dead Letter Office
D.P.I- Director of public Instruction
DA Full Form - - - Dearness Allowance; Daily Allowance
DAVP Full Form - - - Directorate of Advertising and Visual Publicity
DC Full Form - - - Deputy Commissioner; Direct Current in
Electricity
DDT Full Form - - - Dichloro-Diphenyl Trichloro-ethane
(disinfectant)
DIN Full Form - - - Director Information Number
DM Full Form - - - District Magistrate; Deputy Minister
DMIC Full Form - - - Delhi-Mumbai Industrial Corridor
DMK Full Form - - - Dravida Munnetra Kazhagam (a regional
political party of Tamil Nadu)
DNA- Deoxy-ribo Nucleic Acid
DO Full Form - - - Demi-official (letter)
Doctor)
DOD Full Form - - - Department of Ocean Development
DPEP Full Form - - - District Primary Education Programme
DPI Full Form - - - Director of Public Instruction
DRAM Full Form - - - Dynamic Random Access Memory
DRDO Full Form - - - Defence Research and Development
Organisation
DRES Full Form - - - Department of Renewable Energy Sources
DST Full Form - - - Daylight Saving Time
DTH Full Form - - - Direct to Home (broadcasting)

EACB - European Association of Co-operative

Banks
EBT - Electronic Benefit Transfer
ECB - European Central Bank
ECBs - External Commercial Borrowings
ECGC - Export Credit Guarantee Corporation
ECR - Export Credit Refinance
ECS - Electronic Clearing Services
EEA - Exchange Equalisation Account
EEFC - Exchange Earners Foreign Currency
EFT - Electronic Funds Transfer
EMEs - Emerging Market Economies
EOU - Export Oriented Unit
EPCG - Export Promotion Capital Goods
ESOS - Employees Stock Option Scheme
EU - European Union
EXIM Bank - Export Import Bank
FAO - Food & Agriculture Organisation
FAQs - Frequently Asked Questions
FATF - Financial Action Task Force
FBT - Fringe Benefit Tax
FC - Financial Conglomerate
FCAs - Foreign Currency Assets
FCCB - Foreign Currency Convertible Bond
FCI - Food Corporation of India
FCNR(B) - Foreign Currency Non-Resident (Banks)
FDI - Foreign Direct Investment
FED - Foreign Exchange Department
FEDAI - Foreign Exchange Dealers Association
of India
FI - Financial Institutions
FIEO - Federation of Indian Export
Organisation
FIIs - Foreign Institutional Investors
FIPB - Foreign Investment Promotion Board
FITL - Funded Interest Term Loan
FIU-IND - Financial Intelligence Unit-India
FLCCs - Financial Literacy and Credit Counseling
Centres

FMCG - Fast Moving Consumer Goods

FMD - Financial Markets Department
FOF - Flow of Funds
FPS - Focus Product Scheme
FRBM - Fiscal Responsibility and Budget
Management
FRBs - Floating Rate Bonds
FRL - Full Reservoir Level
FRLs - Fiscal Responsibility Legislations
FSB - Financial Stability Board
FSF - Financial Stability Forum
LIST OF ABBREVIATIONS
xviii
FST - Financial Sector Technology
FVCIs - Foreign Venture Capital Investors
GCC - Gulf Cooperation Council
GCCs - General-purpose Credit Cards
GDP - Gross Domestic Product
GDRs - Global Depository Receipts
GFCE - Government Financial Consumption
Expenditure
GFD - Gross Fiscal Deficit
GFSR - Global Financial Stability Report
GIPSA - General Insurers (Public Sector)
Association of India
GoI - Government of India
GRF - Guarantee Redemption Fund
GSDP - Gross State Domestic Product
GST - Goods and Services Tax
HFCs - Housing Finance Companies
HLAC - High Level Advisory Committee
HLCCFM - High Level Coordination Committee on
Financial Markets
HLG - High Level Group
HR - Human Resources
HRDD - Human Resources Development
Department
HRMS - Human Resources Management
System

HSUI - Housing Start Up Index

HTM - Held-to-Maturity
IAS - Integrated Accounting Systems
IASC - Inspection and Audit Sub-Committee
IBA - Indian Banks Association
ICAC - International Cotton Advisory
Committee
ICAI - Institute of Chartered Accountants of
India
ICAR - Indian Council for Agricultural Research
ICCOMS - Integrated Computerised Currency
Operations and Management System
ICT - Information and Communication
Technology
IDMD - Internal Debt Management Department
IDR - Indian Depository Receipt
IDRBT - Institute for Development & Research in
Banking Technology
IEM - Industrial Entrepreneurs Memoranda
IES - Integrated Establishment System
IGIDR - Indira Gandhi Institute of Development
Research
IIA - Institute of Internal Auditors
IIBM - Indian Institute of Bank Management
IIFCL - India Infrastructure Finance Company
Limited
IIFT - Indian Institute of Foreign Trade
IIP - Index of Industrial Production
ILO - International Labour Organisation
IMA - Internal Models Approach
IMD - India Millennium Deposits
IMD - India Meteorological Department
IMF - International Monetary Fund
IMFC - International Monetary and Financial
Committee
IODP - Integrated Officers Development
Programmes
IPAs - Issuing and Paying Agents
IPCC - Inter-Govermental Panel on Climate

Change
IPCs - Irrevocable Payment Commitments
IPDIs - Innovative Perpetual Debt Instruments
IPOs - Initial Public Offerings
IP-RR - Interest Payment - Revenue Receipt
IRB - Internal Ratings-Based
IRDA - Insurance Regulatory and Development
Authority
LIST OF ABBREVIATIONS
xix
IRFs - Interest Rate Futures
ISA - Information Systems Audit
ISACA - Information Systems Audit and Control
Assessment
ISMS - Information Security Management
System
ISO - International Organisation for
Standardisation
IT - Information Technology
IT-BPO - Information Technology - Business
Process Outsourcing
ITEs - Intra-Group Transactions and Exposures
IWMP - Integrated Watershed Management
Programme
JLG - Joint Liability Group
JNNURM - Jawaharlal Nehru National Urban
Renewal Mission
KCCs - Kisan Credit Cards
KVIBs - Khadi and Village Industries Boards
KVIC - Khadi and Village Industries
Commission
KYC - Know Your Customer
LAF - Liquidity Adjustment Facility
LB - Lowest daily outstanding Balance
LCD - Liquid Crystal Display
LIBOR - London Inter-Bank Offer Rate
LOI - Letter of Intent
LPA - Long Period Average
MASI - Management Audit Systems Inspection

MAT - Minimum Alternate Tax

MCA - Ministry of Corporate Affairs
MBS - Mortgage Backed Securities
MF - Mutual Funds
MFDEF - Micro Finance Development and Equity
Fund
MFDF - Micro Finance Development Fund
MFI - Micro Finance Institution
MICR - Magnetic Ink Character Recognition
MMA - Macro Management of Agriculture
MMBCS - Magnetic Media Based Clearing System
MMMFs - Money Market Mutual Funds
MMS - Multi Modal Settlements
MODVAT - Modified Value Added Tax
MoU - Memorandum of Understanding
MPD - Monetary Policy Department
MPI - Macro-Prudential Indicators
MPLS - Multi Protocol Label Switching
MSE-CDP - Micro and Small Enterprises Cluster
Development Programme
MSEs - Micro and Small Enterprises
MSMEs - Micro, Small and Medium Enterprises
MSOE - Minimum Standards of Operational
Efficiency
MSP - Minimum Support Price
MSS - Market Stabilisation Scheme
MTM - Mark-to-Market
NAB - New Arrangement to Borrow
NABARD - National Bank for Agriculture and Rural
Development
NASSCOM - National Association of Software and
Services Companies
NAV - Net Asset Value
NBFCs - Non-Banking Financial Companies
NBFC-D - Deposit taking NBFC
NBFC-ND - Non-deposit taking NBFC
NBFC-ND-SI - Systemically Important Non-deposit
taking NBFC
NCR - National Capital Region

NBO - National Building Organisation

NDA - Net Domestic Asset
NDS - Negotiated Dealing Systems
NDS - OM - Negotiated Dealing System - Order
Matching
NDTL - Net Demand and Time Liability
LIST OF ABBREVIATIONS
xx
NECS - National Electronic Clearing System
NEFT - National Electronic Funds Transfer
NFS - National Financial Switch
NFA - Net Foreign Assets
NFSM - National Food Security Mission
NGO - Non-Government Organisation
NHB - National Housing Bank
NIBM - National Institute of Bank Management
NIC - National Informatics Centre
NIF - National Investment Fund
NIMSME - National Institute for Micro, Small and
Medium Enterprises
NIPFP - National Institute of Public Finance and
Policy
NOC - No Objection Certificate
NOF - Net Owned Funds
NPAs - Non-Performing Assets
NPCI - National Payments Corporation of India
NPS - New Pension Scheme
NRAA - National Rain Fed Area Authority
NREGS - National Rural Employment Guarantee
Scheme
NR(E)RA - Non-Resident (External) Rupee Account
NRI - Non-Resident Indian
NRRDA - National Rural Road Development
Agency
NSE - National Stock Exchange
NSM - Note Sorting Machine
NSSF - National Small Saving Fund
NSSO - National Sample Survey Organisation
OBCs - Other Backward Classs

OBE - Off- Balance Sheet Exposures

OD - Overdraft
OECD - Organisation for Economic Co-operation
and Development
ODI - Offshore Derivative Instruments
OLTAS - Online Tax Accounting System
OMO - Open Market Operation
OMS - Open Market Sales
OPEC - Organisation for Petroleum Exporting
Countries
ORFS - Online Returns Filing System
OSMOS - Off-Site Monitoring and Surveillance
OTC - Over-the-Counter
OTS - One-Time Settlement
PACS - Primary Agricultural Credit Socity
PAD - Public Accounts Department
PAN - Permanent Account Number
PCA - Prompt Corrective Action
PCPS - Perpetual Cumulative Preference
Shares
PDs - Primary Dealers
PDI - Perpetual Debt Instruments
PDO - Public Debt Office
PDO-NDS - Public Debt Office - Negotiated Dealing
System
PDS - Public Distribution System
PE - Private Equity
PFCE - Private Final Consumption Expenditure
PFRDA - Pension Fund Regulatory and
Development Authority
PGPBF - Post Graduate Programme in Banking &
Finance
PIT - Personal Income Tax
PMEGP - Prime Minister Employment Generation
Programme
PMLA - Prevention of Money Laundering Act
PMRY - Prime Ministers Rojgar Yojana
PNCPs - Perpetual Non-Cumulative Preference
Shares

POL - Petroleum, Oil and Lubricants

PPP - Public Private Partnership
PSBs - Public Sector Banks
LIST OF ABBREVIATIONS
xxi
PSS Act - Payment & Settlement Systems Act
PSUs - Public Sector Undertakings
QCBS - Quality and Cost Based Selection
QIB - Qualified Institutional Buyer
QIP - Qualified Institutional Placement
QMS - Quality Management System
R&D - Research & Development
RBIA - Risk Based Internal Audit
RBSC - Reserve Bank Staff College
RCs - Reconstruction Companies
RCC - Regional Complaints Committee
RCS - Registar of Co-operative Societies
RE - Revised Estimates
REER - Real Effective Exchange Rate
REGP - Rural Employment Generation Programme
RIDF - Rural Infrastructure Development Fund
RKVY - Rashtriya Krishi Vikas Yojana
RNCPS - Redeemable Non-Cumulative
Preference Shares
RoA - Return on Assets
ROE - Return on Equity
ROSC - Report on Observance of Standards
and Codes
RPCD - Rural Planning and Credit Department
RRBs - Regional Rural Banks
RTGS - Real Time Gross Settlement
RTI - Right to Information
RTP - Reserve Tranche Position
SAARC - South Asian Association for Regional
Co-operation
SACPs - Special Agricultural Credit Plans
SAD - Single Administrative Document
SDDS - Special Data Dissemination Standards
SAMIS - Service Area Monitoring and Information

System
SAP - State Agricultural Plan
SARFAESI - Securitisation and Reconstruction of
Financial Assets and Enforcement of
Security Interest
SBI - State Bank of India
SC - Scheduled Caste
SCs - Securitisation Companies
SCB - Scheduled Commercial Bank
SDLs - State Development Loans
SDR - Special Drawing Rights
SEBI - Securities and Exchange Board of India
SEZs - Special Economic Zones
SFCs - State Finance Corporations
SFMS - Structured Financial Messaging System
SFURTI - Scheme for Fund for Regeneration of
Traditional Industries
SGL - Subsidiary General Ledger
SHGs - Self-Help Groups
SIDBI - Small Industries Development Bank of
India
SIFI - Systemically Important Financial
Intermediaries
SIPS - Systemically Important Payment System
SITP - Scheme for Integrated Textile Parks
SIVs - Structured Investment Vehicles
SLAF - Second Liquidity Adjustment Facility
SLA(IC) - Sundry Liabilities Account (Interest
Capitalisation)
SLB - Securities Lending and Borrowing
SLBC - State Level Bankers Committee
SLR - Statutory Liquidity Ratio
SMEs - Small and Medium Enterprises
SMO - Special Market Operations
SPMCIL - Security Printing and Minting
Corporation of India Ltd.
SPV - Special Purpose Vehicle
LIST OF ABBREVIATIONS
xxii

SREP - Supervisory Review and Evaluation

Process
SRMS - Self Employment Scheme for
Rehabilitation of Manual Scavangers
SSS - Securities Settlement System
ST - Scheduled Tribe
StCB - State Co-operative Bank
STCRC - Short-Term Co-operative Rural Credit
STOs - State Treasury Offices
STR - Suspicious Transaction Report
STRIPS - Separate Trading for Registered Interest
and Principal of Securities
TAC - Technical Advisory Committee
TAFCUBs - Task Force for Urban Co-operative
Banks
TAG - Technical Advisory Group
TALF - Term Asset-Backed Securities Loan
Facility
TFC - Twelfth Finance Commission
TFCI - Tourism Finance Corporation of India
TFP - Total Factor Productivity
TFTS - Trade for Trade Settlement
TIN - Tax Information Network
TMSM - Training Methods and Skills for
Managers
TMT - Thermo Mechanically Treated
ToRs - Terms of References
TS - Trend Stationary
TUFS - Technology Upgraded Fund Scheme
UBD - Urban Banks Department
UCBs - Urban Cooperative Banks
UCNs - Uniform Code Numbers
UNDP - United Nations Developement
Programme
UNICO - Umbrella Organisation for Large
Cooperative Banks in Europe
UNDP - United Nations Development
Programme
UNIDO - United Nations Industrial Development

Organisation
UNME - Urban Non-Manual Employees
UTs - Union Territories
VAR - Vector Autoregression
VaR - Value at Risk
VKGUY - Vishesh Krishi Gram Udyog Yojana
VPN - Virtual Private Network
WADR - Weighted Average Discount Rate
WEO - World Economic Outlook
WMA - Ways and Means Advances
WPI - Wholesale Price Index
WSS - Weekly Statistical Supplement
WTO - World Trade Organisation
XBRL - eXtensible Business Reporting
Language
XML - Extensible Markup Language
Y-o-Y - Year-on-Year
ZTC - Zonal Training Centre
ADB Full Form - - - Asian Development Bank
ADR Full Form - - - American Depositary Receipt
AGM Full Form - - Annual General Meeting
AIDWA Full Form - - - All India Democratic Womans Association
AITUC Full Form - - - All India Trade Union Congress
AMFI Full Form - - - Association of Mutual Funds in India
AO Full Form - - Additive Outliers
APEC Full Form - - - Asia-Pacific Economic Cooperation
APL Full Form - - - Above Poverty Line
APM Full Form - - - Administered Pricing Mechanism
ARC Full Form - - - Asset Reconstruction Company
ARDR Full Form - - - Agricultural and Rural Debt Relief
ASBA Full Form - - - Application Supported by Block Amount
ASEAN Full Form - - - Association of South-East Asian Nations
ASEM Full Form - - - Asia-Europe Meeting
ASSOCHAM Full Form - - Associated Chambers of Commerce and
Industry of India
ATM Full Form - - Asynchronous Transfer Mode
ATM Full Form - - Automated teller machine

BCBS Full Form - - - Basel committee for Banking Supervision

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BCSBI Full Form - - - Banking Codes and Standards Board of India
BIFR Full Form - - - Board of Industrial and Financial Reconstruction
BIS Full Form - - Bank for International Settlements
BIS Full Form - - - Bureau of Indian Standards
BOLT Full Form - - - BSE On-Line Trading (System)
BOP Full Form - - Balance of Payments
BOT Full Form - - - Build, Operate and Transfer
BPL Full Form - - - Below Poverty Line
BPO Full Form - - - Business Process Outsourcing
BSCS Full Form - - Basel Committee on Banking Supervision
BSE Full Form - - Bombay Stock Exchange
BSR Full Form - - Basic Statistical Returns
C & AG Full Form - - - Comptroller & Auditor General
CA Full Form - - - Chartered Accountant
CABE Full Form - - - Central Advisory Board of Education
CACP Full Form - - - Commission of Agriculture Cost and Price
CAD Full Form - - Capital Account Deficit
CAG Full Form - - Controller and Auditor General of India
CAMELS Full Form - - - C - Capital adequacy, A - Asset quality, M Management quality, E Earnings, L Liquidity, S - Sensitivity to
Market Risk
CAPART Full Form - - - Council for Peoples Action and
Advancement of Rural Technology
CAR Full Form - - - Capital adequacy ratio
CARE Full Form - - - Credit Analysis & Research Ltd.
CBS Full Form - - - Core banking solution
CC Full Form - - Cash Credit
CCI Full Form - - - Competition Commission of India
CCIL Full Form - - - Clearing Corporation of India limited
CD Full Form - - Certificate of Deposit

CDSL Full Form - - - Central Securities Depository Limited

CECA Full Form - - - Comprehensive Economic Cooperation
Agreement
CEPA Full Form - - - Comprehensive Economic Partnership
Agreement
CFRA Full Form - - Combined Finance and Revenue Accounts
CHOGM Full Form - - - Commonwealth Heads of Government
Meeting
CIBIL Full Form - - - Credit Information Bureau (India) Ltd
CII Full Form - - - Confederation of Indian Industry
CIS Full Form - - - Commonwealth of Independent States
CITES Full Form - - - Convention on International Trade in
Endangered Species
CITU Full Form - - - Centre Of Indian Trade Unions
CMP Full Form - - - Common Minimum Program
CO Full Form - - Capital Outlay
CP Full Form - - Commercial Paper
CPI Full Form - - Consumer Price Index
CPI (AL) Full Form - - - Consumer Price Index for Agricultural
Labors.
CPI (IW) Full Form - - - Consumer Price Index for Industrial Workers
CPI (RL) Full Form - - - Consumer Price Index for Rural Labourers
CPI (UNME) Full Form - - - The Consumer Price Index for Urban
Non-Manual Employees.
CR Full Form - - Capital Receipts
CRAR Full Form - - Capital to Risk Weighted Asset Ratio
CRISIL Full Form - - - Credit Rating Information Services of India
Limited
CRR Full Form - - - Cash Reserve Ratio
CSIR Full Form - - - Council of Scientific and Industrial Research
CST Full Form - - - Central Sales Tax
CTT Full Form - - - Commodities Transaction Tax
DA Full Form - - - Dearness Allowance; Daily Allowance
DAP Full Form - - Development Action Plan

DBOD Full Form - - Department of Banking Operations and

Development
DBS Bank Lt - The Development Bank of Singapore Limited.
DCA Full Form - - Department of Company Affairs- (Now known as
Ministry of Companies Affairs- MCA)
DCM Full Form - - Department of Currency Management
DD Full Form - - Demand Draft
DDS - Data Dissemination Standards
DICGC Full Form - - Deposit Insurance and Credit Guarantee
Corporation of India
DMA Full Form - - Departmentalized Ministries Account
DMIC Full Form - - - Delhi-Mumbai Industrial Corridor
DPEP Full Form - - - District Primary Education Program
ECA Full Form - - - Essential Commodity Act
ECB Full Form - - - External Commercial Borrowings
ECS Full Form - - Electronic Clearing Service
ECS Full Form - - - Electronic clearing system
EDUSAT Full Form - - - Education Satellite
EEE Full Form - - - Exempt Exempt Exempt
EEFC Accounts Full Form - - - Exchange Earners Foreign Currency
Account
EET Full Form - - - Exempt Exempt Taxation
EFA Full Form - - - Education for All
EFT Full Form - - - Electronic fund transfer
EGOM Full Form - - - Empowered Group of Ministers
EMI Full Form - - - Equated Monthly Installment
EMS Full Form - - - European Monetary System
EPF Full Form - - Employees Provident Fund
EPF Full Form - - - Employees Provident Fund
EPFO Full Form - - - Employees Provident Fund Organization
ERNET Full Form - - - Educational and Research Network
ESA Full Form - - - European Space Agency
ESCAP Full Form - - - Economic and Social Commission for Asia
and Pacify

ESMA Full Form - - - Essential Services Maintenance Act

ESOP Full Form - - - Employee Stock Option Program
EU Full Form - - - European Union
EXIM Full Form - - Export Import Bank of India
FAO Full Form - - - Food and Agriculture Organization
FCCB Full Form - - - Foreign Currency Convertible Bond
FCNR Full Form - - - Foreign Currency (Non-Resident) Accounts
Scheme
FCNR(B) Full Form - - Foreign Currency Currency NonRepatriable(Banks)
FCNR(B) Full Form - - Foreign Currency Non-resident (Banks)
FDI Full Form - - - Foreign Direct Investment
FEMA Full Form - - - Foreign Exchange Management Act
FERA Full Form - - - Foreign Exchange Regulations Act
FICCI Full Form - - Federation of Indian Chambers of Commerce
and Industry
FICCI Full Form - - - Federation of Indian Chambers Of Commerce
and Industry
FII Full Form - - - Foreign Institutional Investors
FIMMDA Full Form - - Fixed Income Money Market and Derivatives
Association of India
FIPB Full Form - - - Foreign Investment Promotion Board (Of India)
FMCG Full Form - - - Fast Moving Consumer Goods
FPO Full Form - - - Follow on Public Offer
FRBM Full Form - - - Fiscal Responsibility And Budget Management
FSSA Full Form - - - Food Safety And Standards Authority (Of India)
FTA Full Form - - - Free Trade Area
GATT Full Form - - - General Agreement On Tariffs And Trade
GCC Full Form - - - Gulf Cooperation Council
GDP Full Form - - Gross Domestic Product
GDR Full Form - - - Global Depositary Receipt
GEF Full Form - - - Global Environment Fund
GIC Full Form - - - General Insurance Corporation
GNP Full Form - - - Gross National Product

GOI Full Form - - Government of India

GST Full Form - - - Goods and Service Tax
HDFC Full Form - - - Housing Development Finance Corporation
Limited
HDI Full Form - - - Human Development Index
HSBC Full Form - - - Hong Kong and Shanghai Banking Corporation
Limited
HUDCO Full Form - - Housing & Urban Development Corporation
HUDCO Full Form - - - Housing And Urban Development
Corporation
IAAI Full Form - - - International Airport Authority Of India
IAAS Full Form - - - Indian Audit and Accounts Service
IADF Full Form - - - International Agricultural Development Fund
IAEA Full Form - - - International Atomic Energy Agency
IASB Full Form - - - The International Accounting Standards Board
IBRD Full Form - - International Bank for Reconstruction and
Development
ICAI Full Form - - - Institute of Chartered Accountants of India
ICAR Full Form - - - Indian Council of Agricultural Research
ICCW Full Form - - - Indian Council for Child Welfare
ICDS Full Form - - - Integrated Child Development Service
ICICI Full Form - - - Industrial Credit and Investment Corporation of
India
ICMR Full Form - - - Indian Council of Medical Research
ICOR Full Form - - - Incremental capital output ratio
ICRA Full Form - - - Investment information and Credit Rating
Agency
ICRC Full Form - - - International Committee of Red Cross
IDA Full Form - - - International Development Association
IDBI Full Form - - - Industrial Development Bank of India
IDR Full Form - - - Indian Depository Receipts
IES Full Form - - - Indian Economic Service
IEX Full Form - - - Indian Energy Exchange
IFAD Full Form - - International Fund for Agricultural Development

IFC Full Form - - International Finance Corporation

IFRS Full Form - - - International Financial Reporting Standard
IFSC Full Form - - Indian Financial System Code
IFSC Full Form - - - Indian financial system code
IFTU Full Form - - - International Federation of Trade Unions
IFWJ Full Form - - - Indian Federation of Working Journalists
IIP Full Form - - - The Index of Industrial Production
IIPA Full Form - - - Indian Institute of Public Administration
IISS Full Form - - - International Institute of Strategic Studies
ILO Full Form - - - International Labor Organization
IMF Full Form - - - International Monetary Fund
IMO Full Form - - - International Maritime Organization
IMRB Full Form - - - Indian Market Research Bureau
INMARSAT Full Form - - - International Maritime Satellite
Organization
INR Full Form - - Indian Rupee
INTERPOL Full Form - - - International Police Organization
INTUC Full Form - - - Indian National Trade Union Congress
IOC Full Form - - - International Olympic Committee
IP Full Form - - Interest Payment
IPCC Full Form - - - Intergovernmental Panel on Climate Change
IPEC Full Form - - - International Program on Elimination Of Child
Labor
IPO Full Form - - - Initial public offer
IPR Full Form - - - Intellectual Property Right
IRDA Full Form - - Insurance Regulatory Developement Authority
IRDA Full Form - - - Insurance Regulatory and Development
Authority
IREP Full Form - - - Integrated Rural Energy Planning
ISO Full Form - - - International Standardization Organization
ISS Full Form - - - International Space Station
ITDC Full Form - - - Indian Tourism Development Corporation
ITO Full Form - - - International Trade Organization; Income-Tax
Officer

ITU Full Form - - - International Tele-Communication Union

JNNURM Full Form - - - Jawaharlal Nehru National Urban Renewal
Mission
KPO Full Form - - - Knowledge Process Outsourcing
KVIC Full Form - - Khadi & Village Industries Corporation
KYC Full Form - - - Know your customer
LAMPS Full Form - - Large-sized Adivasi Multipurpose Societies
LDC Full Form - - - Least Developed Countries
LIBOR Full Form - - - London Inter Bank Offer Rate
LIC Full Form - - - Life Insurance Corporation (Of India)
LLP Full Form - - - Limited Liability Partnership
MA Full Form - - Moving Average
MAIT Full Form - - - Manufacturers Association for Information
Technology
MAT Full Form - - - Minimum Alternative Tax
MCA Full Form - - Ministry of Company Affairs
MCAP Full Form - - - Market capitalization / Mid cap
MDG Full Form - - - Millennium development goals
MEP Full Form - - - Minimum Export Pric
MFA Full Form - - - Multi-Fiber Agreement
MFI Full Form - - - Micro finance institution
MFIN Full Form - - - Micro finance institution network
MFN Full Form - - - Most Favored Nation
MGNREGA Full Form - - - National Rural Employment Guarantee
Act
MIBOR Full Form - - - Mumbai Interbank offer rate
MICR Full Form - - Magnetic ink character recognition
MIN Full Form - - - Mutual fund identification no.
MIS Full Form - - Marketing Intelligence System
MNC Full Form - - - Multi-National Corporation
MRP Full Form - - Maximum Retail Price
MRTPC Full Form - - - Monopolies and Restrictive Trade Practices
Commission
MRTS Full Form - - - Mass Rapid Transit System

MSME Full Form - - - Micro Small and Medium Enterprises

MSP Full Form - - - Minimum support price
MT Full Form - - Mail Transfer
MTO Full Form - - - Multilateral Trade Organization
NABARD Full Form - - National Bank for Agriculture and Rural
Development
NAEP Full Form - - - National Adult Education Program
NAFED Full Form - - - National Agricultural Cooperative Marketing
Federation of India Ltd
NAFTA Full Form - - - North America Free Trade Agreement
NAM Full Form - - - Non-Aligned Movement
NAMA Full Form - - - Non-Agriculture Market Access
NASDAQ Full Form - - - National Association of Securities Dealers
Automated Quotation
NASSCOM Full Form - - National Association of Software and
Services Companies
NATO Full Form - - - North Atlantic Treaty Organization
NAV Full Form - - - Net Asset Value
NBFC Full Form - - - Non Banking Finance Companies
NCAER Full Form - - - National Council Of Applied Economic
Research
NCERT Full Form - - - National Council Of Education Research And
Training
NCPCR Full Form - - - National Commission for Protection of Child
Rights
NDC Full Form - - - National Development Council
NEFT Full Form - - - National Electronic Fund Transfer
NEGP Full Form - - - National E-Governance Plan
NEP Full Form - - - National Education Policy
NFO Full Form - - - New Fund Offers
NGO Full Form - - Non-Governmental Organization
NHAI Full Form - - - National Highways Authority of India
NHDP Full Form - - - National Highways Development Project
NHRC Full Form - - - National Human Rights Commission

NIC Full Form - - National Industrial Classification

NIFT Full Form - - - National Institute of Fashion Technology
NIO Full Form - - - National Institute of Oceanography
NLMA Full Form - - - National Literacy Mission Authority
NMDC Full Form - - - National Mineral Development Corporation
NNP Full Form - - - Net National Production
NOHFC Full Form - - non-operative financial holding company
NPA Full Form - - - Non Performing Asset
NPR Full Form - - - National Population Register
NRI Full Form - - Non-Resident Indian
NSC Full Form - - National Statistical Commission
NSDL Full Form - - - National Securities Depository Limited
NSE Full Form - - National Stock Exchange
NSSO Full Form - - - National Sample Survey Organization
NTPC Full Form - - - National Thermal Power Corporation
OD Full Form - - Over Draft
ODA Full Form - - - Official Development Assistance
OECD Full Form - - - Organization of Economic Co-Operation and
Development
OGL Full Form - - - Open General License
OIC Full Form - - - Organization of Islamic Countries
OIL Full Form - - - Oil India Limited
OLTAS Full Form - - OnLine Tax Accounting System
OMCS Full Form - - - Oil Marketing Companies
ONGC Full Form - - - Oil And Natural Gas Commission
OPEC Full Form - - - Organization Of Petroleum Exporting
Countries
OSCE Full Form - - - Organization For Security And Cooperation In
Europe
PAC Full Form - - - Public Accounts Committee
PACS Full Form - - Primary Agriculture Credit Societies
PAN Full Form - - - Permanent Account Number (Of Income-Tax)
PATA Full Form - - - Pacific-Asia Travel Association
PCI Full Form - - - Per capita income

PD Full Form - - Primary Deficit

PDO Full Form - - Public Debt Office
PDS Full Form - - - Public Distribution System
PIL Full Form - - - Public Interest Litigation
PIO Full Form - - - Persons Of Indian Origin
PN Full Form - - - Participatory Note
PNB - Punjab National Bank.
PO Full Form - - Principal Office
POP Full Form - - - Point Of Purchase
PPF Full Form - - - Public Provident Fund
PPP Full Form - - - Public private partnership / Purchasing power
parity
PSE Full Form - - Public Sector Enterprises
PTA Full Form - - - Preferential Trade Area
PURA Full Form - - - Providing urban amenities in rural areas
QIB Full Form - - - Qualified Institutional Buyer
QIP Full Form - - - Qualified Institutional Placement
QR Full Form - - - Quantitative Restriction
RBI Full Form - - - Reserve Bank Of India
RDBMS Full Form - - Relational Database Management System
RE Full Form - - Revenue Expenditure
REC Full Form - - Rural Electrification Corporation
RIDF Full Form - - - Rural infrastructure development fund
RMB Full Form - - Renminbi (Chinese)
RR Full Form - - Revenue Receipts
RRB Full Form - - Regional Rural Bank
RRPI Full Form - - - Rural Retail Price Index
RSETI Full Form - - Rural Self Employment Training Institute
RTGS Full Form - - Real Time Gross Settlement
SAARC Full Form - - - South Asian Association for Regional CoOperation
SAFTA Full Form - - - South Asian Free Trade Area
SAIL Full Form - - - Steel Authority of India Limited
SAM Full Form - - Social Accounting Matrix

SAPTA Full Form - - - SAARC Preferential Trading Agreement

SARFAESI ACT Full Form - - - The Securitization and Reconstruction
of Financial Assets and Enforcement of Security Interest Act, 2002
SBI - State Bank of India.
SC Full Form - - Schedule Caste
SCO Full Form - - - Shanghai Cooperation Organization
SCOPE Full Form - - - Standing Conference On Public Enterprises
SDF Full Form - - shipping declaration form
SDR Full Form - - - Special Drawing Rights
SEBI Full Form - - Securities and Exchange Board of India
SEBI Full Form - - - Securities And Exchange Board Of India
SEWA Full Form - - - Self employed womans association
SEZ Full Form - - - Special Economic Zone
SFC Full Form - - State Financial Corporation
SGL Full Form - - Subsidiary General Ledger
SIDBI Full Form - - - Small Industries Development Bank of India
SLR Full Form - - - Statutory Liquidity Ratio
SSI Full Form - - Small-Scale Industries
ST Full Form - - Schedule Tribe
STDR Full Form - - Special Term Deposit Receipt
STT Full Form - - - Securities Transaction Tax
SWIFT Full Form - - - Society for Worldwide Financial
Telecommunications,
TC Full Form - - Temporary Change
TDS Full Form - - - Tax Deduction at Source
TIFR Full Form - - - Tata Institute Of Fundamental Research
TIN Full Form - - - Tax Information Network
TINXSYS Full Form - - - Tax Information Exchange System
TISCO Full Form - - - Tata Iron and Steel Company
TPDS Full Form - - - Targeted Public Distribution System
TRAI Full Form - - - Telecom Regulatory Authority Of India
TRIMS Full Form - - - Trade Related Investment Measures
TRIPS Full Form - - - Trade Related Intellectual Property Rights
TRYSEM Full Form - - - Training Of Rural Youth For Self Employment

TT Full Form - - Telegraphic Transfer

UCO - United Commercial Bank.
UN Full Form - - - United Nations
UNCTAD Full Form - - - United Nations Conference On Trade And
Development
UNDP Full Form - - - United Nations Development Program
UNEF Full Form - - - United Nations Emergency Force
UNEP Full Form - - - United Nations Environment Program
UNESCO Full Form - - - United Nations Educational, Scientific And
Cultural Organization
UNFCCC Full Form - - - United nation framework convention on
climate change
UNFPO Full Form - - - United Nations Fund For Population Activities
UNHCR Full Form - - - United Nations High Commissioner For
Refugees
UNHRC Full Form - - - United Nations Human Rights Commission
UNICEF Full Form - - - United Nations International Childrens
(Emergency) Fund
UNIDO Full Form - - - United Nations Industrial Development
Organization
UNRRA Full Form - - - United Nations Relief And Rehabilitation
Administration
US Full Form - - United States
USD Full Form - - US Dollars
USE Full Form - - United Stock Exchange
VAT Full Form - - - Value-Added Tax
VC Full Form - - Venture Capital
VDIS Full Form - - - Voluntary Disclosure Of Income Scheme
VRS Full Form - - - Voluntary Retirement Scheme
WEF Full Form - - - World Economic Forum
WFP Full Form - - - World Food Program
WHO Full Form - - - World Health Organization
WIPO Full Form - - - World Intellectual Property Organization

All full forms - Important for competitive exams including banking

AA.C- Alternating Current
A.D- Anno Domin
A.G- Accountant General
A.I.C.C- All India Congress Committee
A.I.R- All India Radio
A.I.T.U.C- All India Trade Union Congress
a.m- Ante meridien
A.R.P- Air Raid Precaution
ABM Full Form - - - Anti Ballistic Missiles
ABVP Full Form - - - Akhil Bharatiya Vidyarthi Parishad
AC Full Form - - - Alternating Current; Ashoka Chakra
ACU Full Form - - - Asian Currency Union
AD Full Form - - - anno Domini; in the year of Lord Christ
ADB Full Form - - - Asian Development Bank
ADC Full Form - - - Aide-de-Camp; Access Deficit Charge
ADF Full Form - - - Asian Development Fund
ADIDAS- All Day I Dream AboutSports
ADS Full Form - - - Air Defence Ship
AG Full Form - - - Accountant General; Adjutant General
AI Full Form - - - Air India
AIDS Full Form - - - Acquired Immune Deficiency Syndrome
AIIMS Full Form - - - All India Institute of Medical Sciences
AIR Full Form - - - All India Radio; Annual Information Report
AITUC Full Form - - - All India Trade Union Congress
AJT Full Form - - - Advanced Jet Trainer
ALH Full Form - - - Advanced Light Helicopter
AM Full Form - - - ante meridiem; before noon
AMC Full Form - - - Army Medical Corps; Asset Management

Companies
AME Full Form - - - Associate Member of the Institute of Engineers
AMW- Asian Motor Works
and Cultural Organisation
and Service Companies
APC Full Form - - - Agricultural Prices Commission
APEC Full Form - - - Asia-Pacific Economic Cooperation
APJ Abdul Kalam- Avul Pakir Jainulabdeen Abdul Kalam
APPLE Full Form - - - Ariane Passenger Payload Experiment
APPU Full Form - - - Asian Pacific Postal Union
ARC Full Form - - - Asset Reconstruction Company
ARDR Full Form - - - Agricultural and Rural Debt Relief
ASAT Full Form - - - Anti-Satellite weapon
ASC Full Form - - - Army Service Corps
ASCI Full Form - - - Advanced Strategic Computing Initiative
ASCII Full Form - - - American Standard Code for Information
ASEAN Full Form - - - Association of South-East Asian Nations
ASEM Full Form - - - Asia-Europe Meeting
ASIMO Full Form - - - Advanced Step in Innovative Mobility
ASLV Full Form - - - Augmented Satellite Launch Vehicle
ASMA Full Form - - - Antarctica Specially Managed Area
ASSOCHAM Full Form - - - Associated Chambers of Commerce and
Industry
AT&T- American telegraphic and Telephone Co. Ltd.
ATA Full Form - - - Air Time Authority; Allen Telescope Array
ATC Full Form - - - Air Traffic Controller
ATM Full Form - - - Automatic Teller Machine
ATR Full Form - - - Action Taken Report
ATV Full Form - - - Automatic Transfer Vehicle
AUDI-Auto Union Deutschland Ingolstadt
AUM Full Form - - - Assets Under Management
AVC Full Form - - - Army Veterinary Corps
AVM Full Form - - - Additional Volatility Margin
AWACS Full Form - - - Airborne Warning and Control System

B
B.A- Bachelor of Arts
B.B.C- British Broadcasting Corporation
B.C- Before Christ
B.C.G- Bacillus Calmette Guerin
B.Ed.- Bachelor of Education
B.S.F- Boarder Security Force
BARC Full Form - - - Bhabha Atomic Research Centre
BBC Full Form - - - British Broadcasting Corporation
BBC-British Broadcasting Corporation
BC Full Form - - - Before Christ; Board of Control; British Columbia;
Battery Commander
BCG Full Form - - - Bacillus Calmette GuerinAnti-Tuberculosis
Vaccine
BICP Full Form - - - Bureau of Industrial Costs and Prices
BIFR Full Form - - - Board of Industrial and Financial Reconstruction
BIOS Full Form - - - Basic Input Output System
BKU Full Form - - - Bharatiya Kisan Union
BMD Full Form - - - Ballistic Missile Defence System
BMW- Baverian Motor Works
BOLT Full Form - - - BSE On-Line Trading (System)
BOSS Full Form - - - Bharat Operating System Solutions
BPO Full Form - - - Business Process Outsourcing
BPR Full Form - - - Bottom Pressure Records
BRO Full Form - - - Border Road Organisation
BSE Full Form - - - Bombay Stock Exchange
BSF Full Form - - - Border Security Force
BSNL Full Form - - - Bharat Sanchar Nigam Ltd
C
C & AG Full Form - - - Comptroller & Auditor General
C.B.I- Central Bureau of Investigation
C.C.I- Cricket Club of India
C.I..D- Criminal Investigation Department
C.I.T.U- Centre of Indian Trade Union

C/o- Care of
CA Full Form - - - Chartered Accountant
CABE Full Form - - - Central Advisory Board of Education
CAIR Full Form - - - Centre for Artificial Intelligence and Robotics
CAPART Full Form - - - Council for Peoples Action and
Advancement of Rural Technology
CAPES Full Form - - - Computer-Aided Paperless Examination
System
CAS Full Form - - - Chief of Army Staff; Chief of Air Staff;
Conditional Access System
CAT- Common Admissiom Test
CB Full Form - - - Citizen Band (Radio)
CBFC Full Form - - - Central Board of Film Certification
CBI Full Form - - - Central Bureau of Investigation
CCPA Full Form - - - Cabinet Committee on Political Affairs
CD Full Form - - - Conference on Disarmament
C-DAC Full Form - - - The Centre for Development of Advanced
Computing
CDMA Full Form - - - Code Division Multiple Access
CECA Full Form - - - Comprehensive Economic Cooperation
Agreement
CERN Full Form - - - European Organisation for Nuclear Research
(Pronounced CERN in French)
CFC Full Form - - - Chlorofluro Carbon
CFS Full Form - - - Container Freight Station
Children's Fund')
CHOGM Full Form - - - Commonwealth Heads of Government
Meeting
CIA Full Form - - - Central Intelligence Agency (of U.S.A.)
CIBIL Full Form - - - Credit Information Bureau (India) Ltd
CIC Full Form - - - Chief Information Commissioner
CID Full Form - - - Criminal Investigation Department
cif Full Form - - - cost, insurance and freight
C-in-C Full Form - - - Commander-in-Chief

CIS Full Form - - - Commonwealth of Independent States

CISF Full Form - - - Central Industrial Security Force
CITES Full Form - - - Convention on International Trade in
Endangered Species
CITU Full Form - - - Centre of Indian Trade Unions
CLASS Full Form - - - Computer Literacy and Studies in Schools
CLAWS Full Form - - - Centre for Land Warfare Studies
CM Full Form - - - Command Module; Chief Minister
CMP Full Form - - - Common Minimum Programme
CMYK- Cyan Magenta Yellow Kinda(Black)
CNG Full Form - - - Compressed Natural Gas
CNN Full Form - - - Cable News Network
CNN-IBN- Cable News Network-Indian Broadcasting Network
CNS Full Form - - - Chief of the Naval Staff
CO Full Form - - - Commanding Officer
COD Full Form - - - Central Ordnance Depot; Cash on Delivery
CPCB Full Form - - - Central Pollution Control Board
CPI Full Form - - - Communist Party of India
CPI(M) Full Form - - - Communist Party of India (Marxists)
CPU Full Form - - - Central Processing Unit
CR Full Form - - - Central Railway
CRAC Full Form - - - Cyber Regulation Advisory Council
CRDi Full Form - - - Common Rail Direct injection
CRISIL Full Form - - - Credit Rating Information Services of India
Limited
CRM Full Form - - - Customer Relationship Management
CRPF Full Form - - - Central Reserve Police Force
CRR Full Form - - - Cash Reserve Ratio
CSIR Full Form - - - Council of Scientific and Industrial Research
CTBT Full Form - - - Comprehensive Test Ban Treaty
CTT Full Form - - - Commodities Transaction Tax
CVRDE Full Form - - - Combat Vehicles Research and Development
Establishment
D

D.A- Dearness Allowance

D.C- Direct Current
D.D.T- Dichloro Diphenyl Trichloro-Ethane
D.I.R- Defence of India Rules Esq- Esquire
D.L.O- Dead Letter Office
D.P.I- Director of public Instruction
DA Full Form - - - Dearness Allowance; Daily Allowance
DAVP Full Form - - - Directorate of Advertising and Visual Publicity
DC Full Form - - - Deputy Commissioner; Direct Current in
Electricity
DDT Full Form - - - Dichloro-Diphenyl Trichloro-ethane
(disinfectant)
DIN Full Form - - - Director Information Number
DM Full Form - - - District Magistrate; Deputy Minister
DMIC Full Form - - - Delhi-Mumbai Industrial Corridor
DMK Full Form - - - Dravida Munnetra Kazhagam (a regional
political party of Tamil Nadu)
DNA- Deoxy-ribo Nucleic Acid
DO Full Form - - - Demi-official (letter)
Doctor)
DOD Full Form - - - Department of Ocean Development
DPEP Full Form - - - District Primary Education Programme
DPI Full Form - - - Director of Public Instruction
DRAM Full Form - - - Dynamic Random Access Memory
DRDO Full Form - - - Defence Research and Development
Organisation
DRES Full Form - - - Department of Renewable Energy Sources
DST Full Form - - - Daylight Saving Time
DTH Full Form - - - Direct to Home (broadcasting)
E
E & O E- Errors And Omissions Excepted
E & OE Full Form - - - Errors and Omissions Excepted
E.G- Exempli Gratia
e.g. Full Form - - - exempli gratia; for example

ECG Full Form - - - Electro Cardio-gram

ECS Full Form - - - Electronic Clearing Service
ECT Full Form - - - Electro-convulsant Therapy (electric shock
treatment)
EDUSAT Full Form - - - Education Satellite
EEG Full Form - - - Electro-encephalography
EET Full Form - - - Exempt Exempt Taxation
EFA Full Form - - - Education for All
EFF Full Form - - - Extended Fund Facility
EHTP Full Form - - - Electronic Hardware Technology Parks
ELISA Full Form - - - Enzyme Linked Immuno Solvent Assay (used
for testing AIDS)
Emergency Fund (now, 'United Nations
EMI- Equated Monthly Instalments
EMI Full Form - - - Equated Monthly Instalment
EMS Full Form - - - European Monetary System
EMU Full Form - - - Electric-Multiple Unit; Extra-vehicular Mobility
Unit; (European) Economic and Monetary Union
EPROM Full Form - - - Erasable Programmable Read Only Memory
ER Full Form - - - Eastern Railway
ERM Full Form - - - Exchange Rate Mechanism
ERNET Full Form - - - Educational and Research Network
ESA Full Form - - - European Space Agency
ESCAP Full Form - - - Economic and Social Commission for Asia
and the Pacific
ESMA Full Form - - - Essential Services Maintenance Act
ESOP Full Form - - - Employee Stock Option Programme
Etc- Et Cetera
etc. Full Form - - - et cetera (and other things)
ethylin Trinitrate)
EU Full Form - - - European Union
EVM Full Form - - - Electronic Voting Machine
F
F.A.O- Food and Agriculture Organization

F.B.I- Federal Bureau of Investigation

F.O.R- Free On Rail
F.R.C.S-Fellow Of Royal Collage of Surgeons
FAO Full Form - - - Food and Agriculture Organisation
FBI Full Form - - - Federal Bureau of Investigation (of the U.S.A.)
FCNR Full Form - - - Foreign Currency (non-resident) Accounts
Scheme
FDR Full Form - - - Flight Data Recorder; Fixed Deposit Receipt
FEMA Full Form - - - Foreign Exchange Management Act
FERA Full Form - - - Foreign Exchange Regulations Act
FICCI Full Form - - - Federation of Indian Chambers of Commerce
and Industry
FII Full Form - - - Foreign Institutional Investors
FIPB Full Form - - - Foreign Investment Promotion Board (of India)
FLAG Full Form - - - Fibre Optic Link Around the Globe
FM Full Form - - - Field Marshal; Frequency Modulated
FPSB Full Form - - - Financial Planning Standards Boards (India)
FRBM Full Form - - - Fiscal Responsibility and Budget Management
FSSA Full Form - - - Food Safety and Standards Authority (of India)
FTA Full Form - - - Free Trade Area
FTP Full Form - - - File Transfer Protocol
G
G.K-General Knowledge
G.M.T-Greenwich Mean Time
G.P.F-General Post Office
GAGAN Full Form - - - GPS-aided Geo-augmented Navigation
GAIL Full Form - - - Gas Authority of India Limited
GAIN Full Form - - - Global Alliance for Improved Nutrition
GATS Full Form - - - General Agreement on Trade in Services
GATT Full Form - - - General Agreement on Tariffs and Trade
GCA Full Form - - - General Currency Area
GCC Full Form - - - Gulf Cooperation Council
GCM Full Form - - - Greatest Common Measure
GEF Full Form - - - Global Environment Fund

GHQ Full Form - - - General Headquarters

GIC Full Form - - - General Insurance Corporation
GIST Full Form - - - Graphics and Intelligence-based Script
Technology
GMPS Full Form - - - Global Mobile Personal Communications
System
GMRT Full Form - - - Giant Meterwave Radio Telescope
GMT Full Form - - - Greenwich Mean Time
GNP Full Form - - - Gross National Product
GNSS Full Form - - - Global Navigation Satellite System
GOC Full Form - - - General Officer Commanding
GOOGLE- Global Organization Of Oriented Group Language of
Earth
GPO Full Form - - - General Post Office
GPRS Full Form - - - General Packet Radio System
GPS Full Form - - - Global Positioning System
GSLV Full Form - - - Geosynchronous Satellite Launch Vehicle
GSP Full Form - - - Generalised Special Preferences
GST Full Form - - - Goods and Service Tax
GSTP Full Form - - - Global System of Trade Preferences
H
H.H-His Or Highness
H.M.T-Hindustan Machine Tools
H.P-Horse Power
HAWS Full Form - - - High Altitude Warfare School
HCF Full Form - - - Highest Common Factor
HDFC- Housing Development Finance Corporation
HDI Full Form - - - Human Development Index
HDTV Full Form - - - High Definition Television
HE Full Form - - - His (or Her) Excellency; His (or Her) Eminence;
High Explosive; Horizontal Equivalent
HITS Full Form - - - Headend In The Sky
HMMWV Full Form - - - High Mobility Multipurpose-Wheeled Vehicle
HMS Full Form - - - Hybrid Mail Service

HP Full Form - - - Himachal Pradesh; Horizontal Plane; Horse Power

HTML Full Form - - - Hyper Text Markup Language
HTTP Full Form - - - Hypetext Transfer Protocol
HUDCO Full Form - - - Housing and Urban Development
Corporation
HVDC Full Form - - - High Voltage Direct Current
I
I.A.F-Indian Air Force
I.A.S-Indian Administrative Association
I.A-Intermediate In Arts
i.e- id est (that is)
I.F.A-Indian Football Association
I.N.A-Indian National Army
I.N.T.U.C-Indian National Trade Union Congress
I.O.U-I Owe You I.e-Id est,That is
I.P.S-Indian Police Service
I.S.T-Indian Standard Time
IAAI Full Form - - - International Airport Authority of India
IAAS Full Form - - - Indian Audit and Accounts Service
IADF Full Form - - - International Agricultural Development Fund
IAEA Full Form - - - International Atomic Energy Agency
IAF Full Form - - - Indian Air Force
IAMC Full Form - - - Indian Army Medical Corps
IAS Full Form - - - Indian Administrative Service
IATA Full Form - - - International Air Transport Association
IATT Full Form - - - Inland Air Travel Tax
IBEX Full Form - - - Interstellar Boundary Explorer Mission
Ibid-Ibidem
IBRD Full Form - - - International Bank for Reconstruction and
Development
ICANN Full Form - - - Internet Corporation for Assigned Names and
Numbers
ICAO Full Form - - - International Civil Aviation Organisation
ICAR Full Form - - - Indian Council of Agricultural Research

ICCR Full Form - - - Indian Council of Cultural Relations

ICCW Full Form - - - Indian Council for Child Welfare
ICDS Full Form - - - Integrated Child Development Service
ICICI- Industrial Credit and Investment Corporation of India
ICJ Full Form - - - International Court of Justice (with Headquarters
at the Hague)
ICL Full Form - - - Indian Cricket League
ICMR Full Form - - - Indian Council of Medical Research
ICPA Full Form - - - Indian Cricket Players Association
ICRC Full Form - - - International Committee of the Red Cross
IDA Full Form - - - International Development Association
IDBI Full Form - - - Industrial Development Bank of India
IDSA Full Form - - - Institute of Defence Studies and Analysis
IEA Full Form - - - International Energy Agency
IES Full Form - - - Indian Economic Service
IEX Full Form - - - Indian Energy Exchange
IFRS Full Form - - - International Financial Reporting Standard
IFS Full Form - - - Indian Foreign Service; Indian Forest Service
IFTU Full Form - - - International Federation of Trade Unions
IFWJ Full Form - - - Indian Federation of Working Journalists
IGNOU Full Form - - - Indira Gandhi National Open University
IIPA Full Form - - - Indian Institute of Public Administration
IISS Full Form - - - International Institute of Strategic Studies
IIT Full Form - - - Indian Institutes of Technology
ILO Full Form - - - International Labour Organisation
IMA Full Form - - - Indian Military Academy
IMET Full Form - - - International Military Education Training
Programme
IMF Full Form - - - International Monetary Fund
IMO Full Form - - - International Maritime Organisation
IN Full Form - - - Indian Navy; Intelligent Network
INA Full Form - - - Indian National Army
INK Full Form - - - International Newspaper Kiosks
INMARSAT Full Form - - - International Maritime Satellite

Organisation
INMAS Full Form - - - Institute of Nuclear Medicines and Allied
Sciences
INS Full Form - - - Indian Naval Ship; Indian Newspaper Society
INSAS Full Form - - - Indian Small Arms System
INSAT Full Form - - - Indian National Satellite
INTEL- Integrated Electronics
INTERPOL Full Form - - - International Police Organisation
INTUC Full Form - - - Indian National Trade Union Congress
IOC Full Form - - - International Olympic Committee
IP Full Form - - - Indian Police
IPC Full Form - - - Indian Penal Code
IPCC Full Form - - - Intergovernmental Panel on Climate Change
IPEC Full Form - - - International Programme on Elimination of
Child Labour
IPI- International Press Institute
IPR Full Form - - - Intellectual Property Right
IPS Full Form - - - Indian Police Service; Indian Postal Service
IPTV Full Form - - - Internet Protocol Television
IPU Full Form - - - Inter-Parliamentary Union
IQ Full Form - - - Intelligence Quotient
IR Full Form - - - Infra-red
IRA Full Form - - - Insurance Regulatory Authority
IRBM Full Form - - - Intermediate Range Ballistic Missile
IREP Full Form - - - Integrated Rural Energy Planning
IRS Full Form - - - Indian Remote Sensing Satellite; Indian Revenue
Service
ISAF Full Form - - - International Stabilization and Assistance Force
(in Afghanistan)
ISC Full Form - - - Inter-State Council
ISCON- International Society for Krishna Consciousness
ISCS Full Form - - - Integrated Smart Card System
ISD Full Form - - - International Subscriber Dialled (telephone)
ISH Full Form - - - Information Super Highway

ISI- Indian Standard Institute

ISI- Indian Statistical Institute
ISKCON Full Form - - - International Society for Krishna
Consciousness
ISO Full Form - - - International Standardisation Organisation
ISP Full Form - - - Internet Service Provider
ISRO Full Form - - - Indian Space Research Organisation
ISS Full Form - - - International Space Station
IST Full Form - - - Indian Standard Time
ISTRAC Full Form - - - ISRO Telemetry, Tracking and Command
Network
ITDC Full Form - - - Indian Tourism Development Corporation
ITO Full Form - - - International Trade Organisation; Income-tax
Officer
ITU Full Form - - - International Tele-communication Union
IUC Full Form - - - Interconnect User Charge
J, K, L
JCO Full Form - - - Junior Commissioned Officer
JNNURM Full Form - - - Jawahar Lal Nehru National Urban Renewal
Mission
JPC Full Form - - - Joint Parliamentary Committee
JPEG Full Form - - - Joint Photographic Experts Group
JWG Full Form - - - Joint Working Group
Kg Full Form - - - Kilogramme
KG Full Form - - - Kindergarten
KPO Full Form - - - Knowledge Process Outsourcing
L.B.W-Leg Before Wicket Ltd-Limited
L.M.G-Light Machine Gun
L.M.P-Licentiate in the practice of Medicine
LAC Full Form - - - Line of Actual Control
LASER- Light Amplification by Stimulated Emission of Radiation
LCA Full Form - - - Light Combat Aircraft
LDC Full Form - - - Least Developed Countries
LHC Full Form - - - Large Hadron Collider

LIC Full Form - - - Life Insurance Corporation (of India)

LL.B-Bachelor Of law
LLP Full Form - - - Limited Liability Partnership
LML- Lohia Machines Limited
LOAC Full Form - - - Line of Actual Control
Lt,Lient-Lieutenant
LTA Full Form - - - Light Transport Aircraft
LTTE Full Form - - - Liberation Tigers of Tamil Eelam
M
M.A-Master of Arts
M.B.B.S-Bachelor of Medicine & Bachelor of Surgery
M.C.C- Marylebone Cricket Club
M.E.D-Master of Education
M.I.S.A-Maintenance of Internal Security Act
M.L.A-Member of Legislative Assembly
M.L.C-Member of Legislative
M.P.H-Mile Per Hour
M.P-Member of Parliament
MAT Full Form - - - Minimum Alternative Tax
MBBS Full Form - - - Bachelor of Medicine and Bachelor of Surgery
MCF Full Form - - - Master Control Facility
MDH(Massala)- Mahashian Di Hatti
MEP Full Form - - - Minimum Export Price
MER Full Form - - - Mars Exploration Rover
MES Full Form - - - Military Engineering Service
Messrs-Messieurs
METSAT Full Form - - - Meteorological Satellite
MFA Full Form - - - Multi-Fibre Agreement
MFN Full Form - - - Most Favoured Nation
ministration
MIP Full Form - - - Moon Impact Probe
MMS Full Form - - - Multimedia Messaging Service
MMTC Full Form - - - Minerals and Metals Trading Corporation of
India

MNC Full Form - - - Multi-national Corporation

MNIC Full Form - - - Multi-purpose National Identity Card
MODEM Full Form - - - Modulator-Demodulator
MPEG- Motion Picture Experts Groups
MRF- Madras Rubber Factory
MRI Full Form - - - Magnetic Resonance Imaging
MRTPC Full Form - - - Monopolies and Restrictive Trade Practices
Commission
MRTS Full Form - - - Mass Rapid Transit System
MSA Full Form - - - Maritime Safety Agency
MSCF Full Form - - - Maritime Security Cooperation Framework
Mss Full Form - - - Manuscript
MTCR Full Form - - - Missile Technology Control Regime
MTO Full Form - - - Multilateral Trade Organisation
MUNO Full Form - - - Maha Vir Chakra
MVC Full Form - - - Maha Vir Chakra
N
N.B-Note Bene ,Note Well
N.C.C-National Cadet Corps
N.D.F-National Defence Fund
N.E.F.A-North East Frontier Agency
N.S.S-National Service Scheme
NAA Full Form - - - National Airport Authority
NAAC- National Assessment and Accreditation Council
NABARD Full Form - - - National Bank for Agriculture and Rural
Development. (It helps rural development by providing re-finance
facility).
NABARD National Bank for Agriculture and
NACIL Full Form - - - National Aviation Company of India Ltd
NADA Full Form - - - National Anti-Doping Agency
NAEP Full Form - - - National Adult Education Programme
NAFTA Full Form - - - North America Free Trade Agreement
NAG Full Form - - - National Air Guard
NALCO National Aluminium Company Ltd.

NAM Full Form - - - Non-aligned Movement

NAMA Full Form - - - Non-Agriculture Market Access
NASA Full Form - - - National Aeronautics and Space
Administration (of the U.S.A.)
NASDAQ Full Form - - - National Association of Securities Dealers
Automated Quotation
NASSCOM National Association of Software
NATA Full Form - - - Natural Aptitude Test for Architecture
NATO Full Form - - - North Atlantic Treaty Organisation
NAV Full Form - - - Net Asset Value
NB Full Form - - - Nota bene; note well, or take notice
NCA Full Form - - - Nuclear Command Authority
NCC Full Form - - - National Cadet Corps
NCEP Full Form - - - National Committee on Environmental
Planning
NCERT Full Form - - - National Council of Education Research and
Training
NCR Full Form - - - National Capital Region
NDA Full Form - - - National Defence Academy; National
Democratic Alliance
NDA National Defence Academy
NDNC Full Form - - - National Do Not Call (Registry)
NDPS Full Form - - - Narcotic Drugs & Psychotropic Substances
NDRF Full Form - - - National Disaster Response Force
NDTL Full Form - - - National Dope Testing Laboratory
NEDB Full Form - - - North-Eastern Development Bank
NeGP Full Form - - - National e-governance Plan
NEP Full Form - - - National Education Policy
NEPA Full Form - - - National Environment Protection Authority
NFO Full Form - - - New Fund Offers
NHDP Full Form - - - National Highways Development Project
NHRC Full Form - - - National Human Rights Commission
NIC Full Form - - - National Integration Council
NIFT Full Form - - - National Institute of Fashion Technology

NIO Full Form - - - National Institute of Oceanography

NIS Full Form - - - National Institute of Sports
NIT Full Form - - - National Institute of Technology
NLMA Full Form - - - National Literacy Mission Authority
NMD Full Form - - - Nuclear Missile Defence
NMDC Full Form - - - National Mineral Development Corporation
NPL Full Form - - - National Physical Laboratory
NPR Full Form - - - National Population Register
NPT Full Form - - - (Nuclear) Non-Proliferation Treaty
NRBI Full Form - - - National Rural Bank of India
NREGA Full Form - - - National Rural Employment Guarantee Act
NREP Full Form - - - National Rural Employment Programme
NRF Full Form - - - National Renewal Fund
NRI Full Form - - - Non-Resident Indian
NRR Full Form - - - National Reproduction Rate
NRSA Full Form - - - National Remote Sensing Agency
NSA Full Form - - - National Security Act
NSC Full Form - - - National Service Corps; National Security
Council
NSDL Full Form - - - National Securities Depository Limited
NSE Full Form - - - National Stock Exchange
NSR Full Form - - - National Skills Registry
NTPC Full Form - - - National Thermal Power Corporation
NTPC National Thermal Power Corporation
NWDA Full Form - - - National Water Development Agency
NWRC Full Form - - - National Water Resources Council
O
O.K-All Correct
OAS Full Form - - - Organisation of American States
OAU Full Form - - - Organisation of African Unity
OBC - Other Backward Classes
OBU Full Form - - - Offshore Banking Unit
ODA Full Form - - - Official Development Assistance
ODF Full Form - - - Open Document Format

ODS Full Form - - - Ozone Depletion Substances

OECD Full Form - - - Organisation of Economic Co-operation and
Development
OGL Full Form - - - Open General Licence
OIC Full Form - - - Organisation of Islamic Countries
OIGS Full Form - - - On India Government Service
OIL Full Form - - - Oil India Limited
OM Full Form - - - Order of Merit
ONGC Full Form - - - Oil and Natural Gas Commission
OPEC Full Form - - - Organisation of Petroleum Exporting Countries
OSCE Full Form - - - Organisation for Security and Cooperation in
Europe
OSD Full Form - - - Officer on Special Duty
OXML Full Form - - - Open Extended Marking Language
P
P.M-Prime Minister
P.M.G-Post Master General
P.O.W-Prisoner of war
P.T.I-Physical Training
P.T.O-Please Turn Over
P.W.D-Public Works Deparment
PAC Full Form - - - Political Affairs Committee; Public Accounts
Committee
PACER Full Form - - - Programme for Acceleration of Commercial
Energy Research
PAN Full Form - - - Permanent Account Number (of Income-Tax)
PAN Permanent Account Number
PATA Full Form - - - Pacific-Asia Travel Association
PCS Full Form - - - Public Civil Service; Punjab Civil Service
Ph.D. Doctor of Philosophy
PIB Full Form - - - Press Information Bureau
Pin Code Full Form - - - Postal Index Number Code
PIN Postal Index Number
PIN Postal Index Number

PIO Full Form - - - Persons of Indian Origin

PLF Full Form - - - Plant Load Factor
PM Full Form - - - Post Meridiem; after-noon; also Postmaster;
Prime Minister; post-mortem (after death)
PMG Full Form - - - Postmaster General
PN Full Form - - - Participatory Note
PO Full Form - - - Post Office; Postal Order: Probationary Officer
POPs Full Form - - - Persistent Organic Pollutants; Point of Purchase
POTA Full Form - - - Prevention of Terrorism Act
POW Full Form - - - Prisoner of War
PP Full Form - - - Public Prosecutor; Particular Person
PRO Full Form - - - Public Relations Officer
PS Full Form - - - Post Scriptum; Post Script; written after
PSC Full Form - - - Public Service Commission
PSE Full Form - - - Public Sector Enterprises
PSLV Full Form - - - Polar Satellite Launch Vehicle
PTA Full Form - - - Preferential Trade Area
PTI Full Form - - - Press Trust of India
PTO Full Form - - - Please Turn Over; Privilege Ticket Order
PUFA Full Form - - - Poly Unsaturated Fatty Acids
PVC Full Form - - - Param Vir Chakra
PVSM Full Form - - - Param Vishisht Sewa Medal
PWD Full Form - - - Public Works Department
Q
QMG Full Form - - - Quarter Master General
QR Full Form - - - Quantitative Restriction
R
R&D Research and Development
R.S.S- Rashtriya Swayam Sevak Sangh
R.S.V.P-Repondez S,ll Vous Plait
RADAR Radio Detecting and Ranging
RAF Full Form - - - Rapid Action Force
RAM Full Form - - - Random Access Memory

RAW Research & Analysis Wing

RBI Full Form - - - Reserve Bank of India
RBI Reserve Bank of India
RCC Full Form - - - Reinforced Concrete Cement
RDF Full Form - - - Rapid Development Force
RDS Full Form - - - Radio Data Servicing
RDSS Full Form - - - Radio Determination Satellite Service
RDX Research Department Explosive (Cyclotrim-ethylin Trinitrate)
REACH Full Form - - - Rehabilitate, Educate and Support Street
Children
Research and Training
RISC - Reduced instruction-set computing
RLO Full Form - - - Returned Letter Office
RLV Full Form - - - Reusable Launch Vehicle
RNA Ribonucleic acid
RNA Ribonucleic acid
ROM Read Only Memory
ROM Read Only Memory
RPM Full Form - - - Revolution Per Minute
RPO Full Form - - - Recruitment Process Outsourcing; Regional
Passport Officer
RRB Full Form - - - Regional Rural Bank
RRPI Full Form - - - Rural Retail Price Index
RSS Full Form - - - Rashtriya Swyamsevak Sangh
RSVP Full Form - - - Repondez sil vous plait (Fr.) reply, if you
please
RTGS Full Form - - - Real Time Gross Settlement System
RTI -Right to Information
S
S.B.I-State Bank of India
S.C-Supreme Court ,Schedule Caste
S.D.I- Strategic Defence Initiative
S.E.A.T.O-South East Asia treaty Organization
S.T-Scheduled Tribe

SAARC Full Form - - - South Asian Association for Regional Cooperation

SAFTA Full Form - - - South Asian Free Trade Area
SAIL Full Form - - - Steel Authority of India Limited
SAPTA Full Form - - - SAARC Preferential Trading Agreement
SARS Full Form - - - Severe Acute Respiratory Syndrome
SARS- Severe Acute Respiratory Syndrome
SARS Severe Acute Respiratory Syndrome
SATNAV Full Form - - - Satellite Navigation (Initiative)
SAVE Full Form - - - SAARC Audio Visual Exchange
SC Full Form - - - Security Council; Supreme Court; Scheduled
Caste
SCI Full Form - - - Shipping Corporation of India
SCO Full Form - - - Shanghai Cooperation Organisation
SCOPE Full Form - - - Standing Conference on Public Enterprises
SCSI -Small Computer Systems Interface
SDO Full Form - - - Sub-Divisional Officer
SDR Full Form - - - Special Drawing Rights (created by the World
Bank)
SEBI Full Form - - - Securities and Exchange Board of India
SEBI- Securities and Exchange Board of India
SEBI Securities and Exchange Board of India
SENSEX- Sensitivity Index (of Share Price)
SEZ -Special Economic Zone
SEZ Special Economic Zone
SFC Full Form - - - Strategic Forces Command
SGPC Full Form - - - Shiromani Gurdwara Prabandhak Committee
SIDBI Full Form - - - Small Industries Development Bank of India
SIM -Subscriber Information Module
SIT Full Form - - - Special Investigation Team
SITE Full Form - - - Satellite Instructional Television Experiment
SLR Full Form - - - Statutory Liquidity Ratio
SLV -Satellite Launch Vehicle
SMS Full Form - - - Short Messaging Service; Subscriber

Management System
SMTP- Simple Mail Transfer Protocol
SOS Full Form - - - Save Our Soulsdistress signal
SPG Full Form - - - Special Protection Group
SPIN Full Form - - - Software Process Improvement Networks
SPV Full Form - - - Solar Photo Voltaic
SQUID Full Form - - - Super-conducting Quantum Interference
Device
SRE Full Form - - - Space Capsule Recovery Experiment
SRV Full Form - - - Submarine Rescue Vessel
SSN Full Form - - - Social Security Number
STARS Full Form - - - Satellite Tracking and Ranging Station
START Full Form - - - Strategic Arms Reduction Talks
STD Subscriber Trunk Dialling; Sexually Transmitted Diseases
STEP Full Form - - - Science and Technology Entrepreneurship Park
STT Full Form - - - Securities Transaction Tax
SWAN Full Form - - - State-wide Area Network
SWIFT Full Form - - - Society for Worldwide Financial
Telecommunications
T
T.A-Traveling Allowance
T.B-Tuberculosis
T.E.L.E.X-Tele Printer Exchange
T.M.O-Telegraphic Money
T.T.E-Traveling Ticket Examiner
T.V-Television
TA Full Form - - - Travelling Allowance; Territorial Army
TAAI Full Form - - - Travel Agents Association of India
TACDE Full Form - - - Tactics and Air Combat Development
Establishment
TADA Full Form - - - Terrorist and Disruptive Activities (Prevention)
Act
TAPS Full Form - - - Tarapur Atomic Power Station
TB Full Form - - - Tuberculosis

TCP -Transfer Call Protocol<br> Transmission

TCP Transfer Call Protocol
TDC Full Form - - - Transport Development Council
TDS Full Form - - - Tax Deduction at Source
TDSAT Full Form - - - Telecom Dispute Settlement Appellate
Tribunal
TELCO Tata Engineering and Locomotive Company
TERLS Full Form - - - Thumba Equatorial Rocket Launching Station
TFT -Thin-Film Transistor
TFT Thin-Film Transistor
TIFR Full Form - - - Tata Institute of Fundamental Research
TIN Full Form - - - Tax Information Network
TINXSYS Full Form - - - Tax Information Exchange System
TISCO Full Form - - - Tata Iron and Steel Company
TMC Full Form - - - Terrain Mapping Camera
TMO Full Form - - - Telegraphic Money Order
TNT Full Form - - - Tri-nitro-toluene (high explosive)
TOEFL- Test of English as a Foreign Language
TPP Full Form - - - 20-Point Programme
TRAI Full Form - - - Telecom Regulatory Authority of India
Transmission Control Protocol
Transmitted Diseases
TRIMs Full Form - - - Trade Related Investment Measures
TRIPS Full Form - - - Trade Related Intellectual Property Rights
TRP Full Form - - - Television Rating Points; Tax Return Preparer
TRYSEM Full Form - - - Training of Rural Youth for Self Employment
TTE Full Form - - - Travelling Ticket Examiner
TTF Full Form - - - Tourism Task Force
TVS- T.V Sundaram(Co-Founder)
U
U.G.C-University Grants Commission
U.N.D.P- United nations Development Programme
U.N.O-United Nations Organization
UAE Full Form - - - United Arab Emirates

UAV Full Form - - - Unmanned Aerial Vehicle

UF Full Form - - - United Front
UFO Full Form - - - Unidentified Flying Object
UGC Full Form - - - University Grants Commission
UK-United Kingdom
ULFA Full Form - - - United Liberation Front of Assam
UN Full Form - - - United Nations
UNCTAD Full Form - - - United Nations Conference on Trade and
Development
UNDP Full Form - - - United Nations Development Programme
UNEF Full Form - - - United Nations Emergency Force
UNEP Full Form - - - United Nations Environment Programme
UNESCO Full Form - - - United Nations Educational, Scientific and
Cultural Organisation
UNESCO United Nations Educational, Scientific and Cultural
Organi-sation
UNFPO Full Form - - - United Nations Fund for Population Activities
UNHCR Full Form - - - United Nations High Commissioner for
Refugees
UNHRC Full Form - - - United Nations Human Rights Commission
UNI Full Form - - - United News of India
UNICEF-United Nation International Childrens Emergency Fund
UNIDO Full Form - - - United Nations Industrial Development
Organisation
UNRRA Full Form - - - United Nations Relief and Rehabilitation
Administration
UNTAC Full Form - - - United Nations Transitional Authority for
Cambodia
UNU -United Nations University
UPA Full Form - - - United Progressive Alliance
UPSC Full Form - - - Union Public Service Commission
UPTN Full Form - - - Universal Personal Telephone Number
URL -Uniform Resource Locator
USA Full Form - - - United States of America

USIS Full Form - - - United States Information Service

USSR-Union of Soviet Socialist Republic
V
V.I.P-Very Important Person
V.P.P-Value Payable Post
VAT Full Form - - - Value-added Tax
VAT- Value Added Tax
VC Full Form - - - Vice-Chancellor; Vice Counsel; Victoria Cross; Vir
Chakra
VCR- Video Cassette Recorder
VDIS Full Form - - - Voluntary Disclosure of Income Scheme
VHRR Full Form - - - Very High Resolution Radiometer
VIP Full Form - - - Very Important Person
VIP- Very Important Person
VIP Very Important Person
VIRUS- Vital Information Resources Under Siege
VLSI Full Form - - - Very Large Scale Integration
VOIP Full Form - - - Voice Over Internet Protocol
Vol-Volume
VPN Full Form - - - Virtual Private Network
VPP Full Form - - - Value Payable Post
VRML -Virtual Reality Modelling Language
VRML Virtual Reality Modelling Language
VRS Full Form - - - Voluntary Retirement Scheme
VSAT Full Form - - - Very Small Aperture Terminals
VSSC -Vikram Sarabhai Space Centre
VVS Laxman- Vengipurapu Venkata Sai Laxman
W
W.H.O-World Health Organization
W.M.O-World Meteorological Organization
WADA Full Form - - - World Anti-Doping Agency
WAP Full Form - - - Wireless Application Protocol
WAVE Full Form - - - Wireless Access for Virtual Enterprise
WDF Full Form - - - Wasteland Development Force

WEF Full Form - - - World Economic Forum

WFP Full Form - - - World Food Programme
WFTU Full Form - - - World Federation of Trade Unions
WGIG Full Form - - - Working Group on Internet Governance
WHO- World Health Organisation
WIPO Full Form - - - World Intellectual Property Organisation
WIPRO- Western Indian Products
WLL Full Form - - - Wireless in Local Loop
WMD Full Form - - - Weapons of Mass Destruction
WMO -World Meteorological Organisation
WR Full Form - - - Western Railway
WTO Full Form - - - World Trade Organisation (previously called
GATT); also World Tourism Organisation
WTO -World Trade Organisation
WWF -World Wildlife Fund
WWW -World Wide Web
WYSIWYG -What you see is what you get
X, Y, Z
XML -Extensible Mark-up Language
Y.W.C.A-young women,s Christian Association
YMCA Full Form - - - Young Mens Christian Association
YWCA Full Form - - - Young Womens Christian Association
Z.A.P.U-Zimbabwe Africa Peoples Union
Z.P.Z-Zero Population Growth
Z.S-Zoological Society
ZIP Zone Improvement Plan
Read more: http://www.meriview.in/2014/09/full-forms-bankingand-others-all-types-important-for-gk-in-ssc-ibpssbi.html#ixzz3SigglMnM
MICR- Magnetic Ink Character Recognition
RTGS - Real Time Gross Settlement
NEFT :- National Electronic Fund Transfer
PIN-- Personal Identification Number

RBI- Reserve Bank of India

CRR - Cash Reserve Ratio

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SLR - Statutory Liquidity Ratio
FD- Fixed Deposit
SHG - Self Help Group
HUF - Hindu Undivided Family
MIS- Management Information System
SME- Small And Medium Enterprises
KYC - Know Your Customer
NSDL - National Securities Depositories Limited
ICICI - Industrial Credit And Investment Corporation
IDBI- Industrial Development Bank of India
GDP- Gross Domestic Product
GNP- Gross National Product
WPI- Whole Sale Price Index
KCC- Kisan Credit Card
NPA- Non Performing Assets
RD- Recurring Deposit
TDR- Term Deposit Rate
ATM- Automated Teller Machine
STR - Suspicious Transaction Report
CTR - Cash Transaction Report
VAt- Value Added Tax
SEBI- Securities and Exchange Board of India
NPS- New Pension Scheme
MBS- Mortgage Backed Securities
FBT- Fringe Benefit Tax

FDI - Foreign Direct Investment

VVR - Voucher Verification Report
CBS- Core Banking Solution
ALM- Assest Liability Management
PSB- Public Sector Bank
IPO- Initial Public Offering
CDS- Credit Default Stamp
PRAN- Permanent Retirement Account Number
POS- Point OF Sales
CRISIL - Credit Rating Information Services of India Limited
MCX- Multi Commodity Stock Exchange
IRDA- Insurance Regulatory and Development Authority of India
CASA- Current and Saving Account
EMI - Equated Monthly Installments
LIBOR - London Inter Bank Operation Rate
MIBOR- Mumbai Inter Bank Operation Rate
NABARD- National Bank For Agriculture And Rural Development
CIBIL - Credit Information Bureau of India Limited - See more at:
http://abhicareer.blogspot.in/2013/10/banking-terms-andabbreviation.html#sthash.Rcn7SIL0.dpuf
ADB Asian Development Bank
AIDBs All India Development Banks
AIFIs All India Financial Institutions
A LM Asset Liability Management
AMC Asset Management Company
ARCs Asset Reconstruction Companies
ATM Automated Teller Machine
ATS Automatic Transfer Service
BACS Bankers Automated Clearing System
BPL Below Poverty Line
BPLR Benchmark Prime Lending Rate
BPO Business Processes Outsourcing
BR Base Rate

CAAP Capital Adequacy Assessment Process

CACP Commission for Agricultural Cost and Prices
CEO Chief Executive Officer
CFO Chief Finance Officer
CFMS Centralised Funds Management System
CFS Committee on the Financial System
CFS Consolidated Financial Statements
CHAPS Clearing House Automated Payment System
CRR Cash Reserve Ratio
CSGLA Constituents Subsidiary General Ledger Account
CSIR Council of Scientific and Industrial Research
CSO Central Statistical Organisation
CWC Central Warehousing Corporation
Banking Awareness: DEBT RECOVERY TRIBUNAL (DRT)
DPN Derivative Usance Promissory Note
DPs Depository Participants
DRI Beneficiaries of Differential Interest rate
DRT Debt Recovery Tribunals
DSA Direct Selling Agent
DSCR Debt Service Coverage Ratio
DTA Domestic Tariff Area
ECB External Commercial Borrowing
ECS Electronic Clearing Service
EMI Equated Monthly Instalment
EPS Earnings Per Share
ERP Enterprise Resource Planning
ETFs Exchange Traded Funds
EU European Union
EXIM Bank Export-Import Bank of India
FCP Farmers Club Programme
FCRA Forward Contract Regulation Act
FD Fixed deposit
FDI Foreign Direct Investment
FDIC Federal Deposit Insurance Corporation
FEMA Foreign Exchange Management Act
FERA Foreign Exchange Regulation Act

FIP Financial Inclusion Plan

FIU-IND Financial Intelligence Unit-India
FOB Free-on-Board
FRNs Floating Rate Notes
FRO Foreigners Registration Officer
FRRO Foreigners Regional Registration Officer
FSS Financial Software Systems
FTT Foreign Travel Tax
GDCF Gross Domestic Capital Formation
GFD Gross Fiscal Deficit
GIC General Insurance Corporation of India
GIPSA General Insurance Public Sector Association
GNP Gross National Product
HRD Human Resources Development
HSBC The Hongkong and Shanghai Banking Corporation Ltd
HTM Held to Maturity
HUDCO Housing and Urban Development Corporation
HUF Hindu Undivided Family
HYVP High Yielding Variety Programme
ICAI Institute of Chartered Accountants of India
ICAO International Civil Aviation Organi-sation
ICC Integrated Circuit Card
ICDP Intensive Cattle Development Programme
ICICI Industrial Credit and Investment Corporation of India Limited
ICRA Investment Information and Credit Rating Agency
ICSID International Centre for Settlement of Investment
IDBI Industrial Development Bank of India
IDFC Infrastructure Development Finance Company Limited
IDR Indian Depository Receipt
IDRBT Institute for Development and Research in Banking
Technology
IFC International Finance Corporation
IFCI Industrial Finance Corporation of India Limited
IFSC Indian Financial System Code
IPG Internet Payment Gateway
IPO Initial Public Offering
ISO International Standard Organisation
IVP Indira Vikas Patra

KCC Kisan Credit Card

KVP Kisan Vikas Patra
KYC Know Your Customer
LAF Liquidity Adjustment Facility
LAN Local Area Network
LBS Lead Bank Scheme
LC Letter of Credit
L M M Liquidity Management Module
LOC Lines of Credit
NSSO National Sample Survey Organisation
LTF Long-Term Finance
Best Books for IBPS PO 2014
MBFC Mutual Benefit Financial Company
MODS Multi-Option Deposit Scheme
MPBF Maximum Permissible Bank Finance
MRD Market Regulation Department
MRTP Monopolies and Restrictive Trade Practices
MSME Micro, Small and Medium Enterprise
NDA Net Domestic Assets
NDC Non-Dues Certificate
NDS Negotiated Dealing System
NDTL Net Demand and Time Liabilities
NFA Net Foreign Assets
NGO Non-Governmental Organisation
NHB National Housing Bank
NIA Negotiable Instruments Act
NII Net Interest Income
NIM Net Interest Margin
NNP Net National Product
NSIC National Small Industries Corporation
Banking and Economic Abbreviations
NSS National Savings Scheme
NSSO National Sample Survey Organisation
OBE Off-balance Sheet Exposures
OBUs Offshore Banking Units
OCB Overseas Corporate Bodies

OPEC Organisation of Petroleum Exporting Countries

OTC Over-The-Counter
OTCEI Over-The-Counter Exchange of India Limited
OTS One-Time Settlement
PCA Prompt Corrective Action
PCDs Partly Convertible Debentures
PD Primary Dealer
PFIs Public Financial Institutions
PFS Price Stabilisation Fund
PIN Personal Identification Number
PIO People of Indian Origin
PKI Public Key Infrastructure
PLIs Prime Lending Institutions
PLP Potential Linked Plan
PLR Prime Lending Rate
PMO Primary Market Operations
PMEGP Prime Ministers Employment Generation Programme
PTCs Pass-Through Certificates
QIB Qualified Institutional Buyers
QIP Qualified Institutional Placement
QIS Quantitative Impact Study
RCI Refinance Corporation for Industry
RCTC Risk Capital and Technology Corporation
REPO Repurchase Agreement
REPOS Ready Forward Contracts
RFID Radio Frequency Identification
RLS Retail Loan Schemes
RMC Risk Management Committee
RMG Risk Management Group
RML Reverse Mortgage Loan
RNBCs Residuary Non-Banking Companies
ROA Return on Assets
ROC Registration of Companies
RTGS Real Time Gross Settlement
SARFAES Ses and Reconstruction of Fmancial and Enforcement of
Security Interest

SBI State Bank of India

SCB State Cooperative Apex Bank
SCC Selective Credit Control
SDRs Special Drawing Rights
SEBI Securities and Exchange Board of India
SHGs Self-Help Groups
SICA Sick Industrial Companies Act
SIDBI Small Industries Development Bank of India
SIDC State Industrial Development Corporation
SIM Subscriber Identity Module
SJSRY Swarna Jayanti Shahari Rojgar Yojana
SLBC State-level Bankers Committee
SLR Statutory Liquidity Ratio
Banking and Economic Abbreviations
SME Small and Medium Enterprises
SPNS Shared Payment Network Systems
SPOM Self-Programmable One-Chip Microcomputer
SPV Special Purpose Vehicle
SSIDC State Small Industries Development Corporation
SSls Small Scale Industries
STF Short-Term Finance
T-Bills Treasury Bills
TAN Transaction Number/Tax Deduction Account Number
TCS Tata Consultancy Services
TDF Technical Development Fund
TRIFED Tribal Co-operative Marketing Development Federation
TRIPS Trade Related Intellectual Property Rights
UCPDC Uniform Customs and Practice for Documentary Credits
UNCTAD United Nations Conference on Trade and Development
UTI Unit Trust of India
VDIS Voluntary Disclosure of Income Scheme
VRS Voluntary Retirement Scheme
VUB Vseobecna Uverova Banka
WA N Wide Area Network
WCDL Working Capital Demand Loan

WPI Wholesale Price Index

W W W World Wide Web