NIACL Previous Paper 2014 BankersAdda
NIACL Previous Paper 2014 BankersAdda
NIACL Previous Paper 2014 BankersAdda
in
2.
3.
4.
5.
6.
Which of the following countries has decided to purchase 126 Rafale fighter aircrafts from France?
1) Iraq
2) China
3) Bangladesh
4) Afghanistan
5) India
Which of the following diseases is considered as completely eradicated from
India, as no case of the same has been reported in last one year?
1) Polio
2) Tuberculosis
3) Cancer
4) Swine flu
5) Asthma
Which of the following countries in India's neighbourhood is facing charges of
violation of human rights of Tamilians living there?
1) Sri Lanka
2) Myanmar
3) Afghanistan
4) Pakistan
5) Nepal
Which of the following is NOT an important function of Reserve Bank of India?
1) Management of Foreign Exchange Reserves
2) Foreign Exchange related current and capital account management
3) Devising Foreign Trade policy of India
4) Debt and Cash Management for State Govts
5) Regulation of Govt. Securities
Ms. Kamla Persad Bissessar who was on a visit to India recently is the
1) President of Trinidad & Tobago
2) Prime Minister of Trinidad & Tobago
3) President of Fiji
4) Prime Minister of Fiji 5) None of these
Which of the following statements pertaining to present economic situation of
the world is/are true?
1) China and India are making very good progress on the economic front,
thought India is a little slower than China
2) UK and almost all European nations are now out of economic crisis
3) US has decided to give 3 lakh thousand US dollars to Iraq as a compensation
for its unnecessary attack on it
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4) As WTO is abolished, countries are free to make their own economic cooperation treaties
5) All are true
7. India recently signed a Multilateral Convention on Mutual Administrative
Assistance in Tax Matters. This will help India in having a strict check on which
of the following issues?
1) Nuclear safety of its plants
2) Illegal supply of narcotics and drugs
3) Balance of trade
4) Black money stashed abroad
5) Border trade among SAARC nations
8. Which of the following organisations of countries, at one of its crucial meetings
in Belgium, in December 2011, had agreed to sign an Inter-governmental Fiscal
Treaty?
1) OPEC
2) SAARC
3) European Union
4) BRICS
5) NATO
9. Business Correspondent Framework launched by the Reserve Bank of India is a
step in achieving which of the following?
1) Financial inclusion
2) Transparency in banking transactions
3) Better control over cooperative/small banks
4) Providing direct subsidy to consumers of Publc Distribution System (PDS)
5) None of these
10. Immediately prior to Sri Mukul roy who among the following was the Railway
Minister of India?
1) Dr. Manmohan Singh
2) Sri Kamal Nath
3) Ms. Mamta Banerjee
4) Sri Rajiv Shukla
5) Sri Dinesh Trivedi
11. Nuclear Threat Initiative, the organisation which has compiled first ever index of
security materials globally, is an agency based in
1) India
2) USA
3) Japan
4) Germany
5) China
12. Who among the following was the Chief Guest at India's 63rd Republic Day
(2012) function?
1) Kamla Persad Bissessar 2) Yingluck Shinawatra
3) David Cameron
4) Hamid Karzai
5) Sheikh Hasina
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The kingdom of Vijaynagar had not been enjoying good relations with its neighbouring state, Mahanagar, for a very long time. Jealous opponents of Rama, the king's
favourite minister, found the perfect opportunity to damage his reputation. So they
went about poisoning the king's mind against him. One day, when the king was in his
chamber pondering over the affairs of the state, one of his courtiers came in and said,
"Your Majesty, have you heard the latest?" The king was surprised and exclaimed,
"No, I have not! What's going on?" In his gravest voice, the courtier answered, "Your
Majesty, I will tell you only after you promise not to harm me." "Don't be silly,"
laughed the king, "Say whatever you want to; you need not be afraid of me." "Your
majesty, Rama is on the payroll of the king of Mahanagar. He has been spying on us
for them". "What are you talking about?" asked the king angrily". This has been going
on for a long time. But you would not believe a word against Rama. He has cast such
a spell on you that you refuse to even think that he might betray you." "Rama is faithful to the kingdom. He cannot do this. You have been misinformed", the king replied
with confidence. But the courtier convinced the king to regard the statement with
some gravity and not dismiss it outright. "Your majesty, I am fully confident about the
truth of my information. Do you think I would have spoken to you without verifying
the information?" said the courtier. The king promised to get the matter investigated
and said that if Rama was found guilty, he would be punished. The king sent for Rama
the following day and without wasting time on preliminaries, he asked him whether
he was in league with Mahanagar. The question shocked Rama so much that he could
not say anything. Rama's silence angered the king and he thundered, "Your silence say
that you accept the charge!" Deeply hurt that the king could doubt his loyalty, Rama
refused to answer to such a preposterous charge. This angered the king even more.
He ordered Rama to leave his kingdom.
Rama did not say a single word in his defence and went away with his head
bowed. When his enemies heard that Rama had been expelled from the kingdom their
joy knew no bounds. Meanwhile, Rama went to Mahanagar and met the king there. He
pleased the king with his wit. The king asked Rama who he was and when he revealed
his name, the king welcomed him warmly. He had heard much about Rama's sagacity.
But the king was surprised to see Rama in his court. "Your king considers me his
enemy. So what are you doing here?" Rama replied, "Your Majesty, you are a learned
man. You have great strength. You are a good administrator and wish your people well.
Our king also possesses all these virtues. He regards you as a friend and he has sent me
to resolve the existing misunderstanding between us. "The king was surprised, "Your
king considers me a friend? But our spies warned us that your king was thinking of
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attacking us," said the king. Rama said, "Our spies have fed our king the same pack of
lies. That is why he has sent me to you. Has war ever benefitted anybody?" The king
was impressed by this statement. He said, "I do not want war, either. But how can I
believe that your king really wants peace?" Rama suggested that the king send a messenger with gifts and a message of peace to Vijaynagar. And if the king accepts the
gifts, it would mean that he, too, wants to be friends. But if he returns the gifts, then
obviously, he wants war. The king had one doubt. "Won't it be an insult to me if I send
the message first?" Rama had a ready answer. "I have come with the message of peace
and so it is us who have made the first move". The king liked the sound of that and sent
his special messenger to Vijaynagar the next day. Meanwhile, the king of Vijaynagar
had come to know that Rama was innocent and that the courtiers had conspired against
him. As soon as the messenger from Mahanagar reached him with the gifts, he was
delighted. He was full of praise for Rama's wisdom and sent his own minister with gifts
to Mahanagar, with a request that the king send Rama back. When Rama returned to
Vijaynagar, the King warmly welcomed him. He also promised to punish the clique of
courtiers who had poisoned his mind against his favourite minister.
41. The opponents of Rama used which of the following as an opportunity to poison
the king's mind against him?
1) The fact that Rama had visited mahanagar
2) The fact that Vijaynagar was not on good terms with Mahanagar
3) The fact that the king of Mahanagar had sent a messenger to Vijaynagar
4) The fact that Rama was the king's favourite minister
5) The fact that Rama did not defend himself when he was accused of spying
42. Why were Rama's opponents happy?
1) The king had appointed someone else in place of Rama as the minister
2) The king had forgiven them for poisoning his mind
3) The king had banished Rama from Vijaynagar as a punishment
4) Rama had taken a job in Mahanagar
5) The messenger had brought costly gifts from the king of Mahanagar
43. What did the king do the when he heard that his favourite minister, Rama, was a
spy?
1) He ordered his soldiers to behead Rama
2) He banished Rama from Vijayanagar without asking for an explanation
3) He punished the minster who came to him with the information
4) He declared a war on Mahanagar
5) He sent for Rama and asked him to tell the truth
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44. How did the king of Vijaynagar find out that Rama was innocent?
1) The king of Mahanagar told him
2) The opponents of Rama confessed
3) The messenger from Mahanagar told him
4) The spies informed him
5) Not mentioned in the passage
45. What was Rama's reaction when he was accused of spying?
1) He was so shocked and hurt that he remained silent and refused to defend himself
2) He accepted the charge against him and left Vijaynagar
3) He simply resigned from his post and approached the king of Mahanagar for
a job
4) He made sure that his opponents were punished before he left Vijaynagar
5) He was so embarrassed that he refused to meet anyone
46. Arrange the follwoing incidents in a chronological order as they occurred in the
passage
A) The king of Vijaynagar welcomed Rama
B) The king was pondering over the affairs of his state
C) The king of Viyaynagar shouted at Rama
D) The king of Mahanagar was doubtful about sending his messenger to
Vijaynagar
1) BDCA
2) BCAD
3) BCDA
4) CBDA
5) BADC
47. Which of the following qualities can be attributed to Rama as inferred from the
passage?
1) Punctual
2) Disloyal
3) Rude
4) Intelligent
5) Arrogant
48. Why was the king of Mahanagar skeptical about Rama's presence in his court?
1) He had heard that Rama was a spy from Vijaynagar
2) He belived that the king of Vijayanagar considered him as an enemy
3) He did not like the way Rama went on praising him
4) He knew that Rama had been banished from Vijaynagar for spying
5) His spies had already poisoned his mind against Rama
49. Why did Rama ask the king Mahanagar to send a messenger with gifts to
Vijaynagar?
1) In order to ensure that the king of Vijaynagar did not want war
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57. Most of the committee members --- in favour of the --- of a new dam in that village.
1) was, building
2) are, proposing
3) Were, construction
4) not, assembly
5) still, breaking
58. She --- to learn basic German as she will be --- for Germany next month.
1) likes, reaching
2) wants, leaving
3) intends, visiting
4) tries, touring
5) knows, going
59. They ..... a sound infrastructure in order to ..... with the new challenges.
1) want, handle
2) got, meets
3) have, give
4) need, cope
5) had, reach
60. As soon as she ..... the branch office, she was asked to ..... to the head-office
immediately
1) came, go
2) went, attend
3) reached, report
4) found, look
5) saw, remind
Directions (Q 61 - 65): Read each sentence to find out whether there is any grammatical error or idiomatic error in it. The error, if any, will be in one part of the
sentence. The number of that part is the answer. If there is 'No Error' the answer
is (5). (Igone errors of punctuation if any)
61. The temple is at located / such a high altitude that it is /
(1)
(2)
Impossible to go there / during the winter season / No Error
(3)
(4)
(5)
62. On reaching the / lake, the leader realised / that two elephant from /
(1)
(2)
(3)
his herd were missing / No Error
(4)
(5)
63. The buiders have / promised a customers / that the construction willl be /
(1)
(2)
(3)
completed as soon as possible / No Error
(4)
(5)
64. Pratik was extremely/ happy when he / saw his favourite /
(1)
(2)
(3)
actor at near the mall / No Error
(4)
(5)
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"I am homeless, brothers. I too will pay the rent. Please give me (75)." the bird
pleaded. "How will you pay the rent? , You do not have golden feathers," said the
swans, laughing. They further added, "Stop dreaming and leave at once". The humble
bird pleaded many times. But the arrogant swans (76) her away. "I will teach them a
lesson!" decided the humiliated bird. She went to the King and said, "O King! The
swans in your lake are impolite and unkind. I begged for shelter but they said they had
rented the lake."
The King was angry with the arrogant swans for (77) insulted the homeless bird.
He ordered his soldiers to bring the arrogant swans to his court. In no time, all the
golden swans were brought to the King's court. "Do you think the royal treasury
depends upon your golden feathers? You cannot decide who lives by the lake. Leave
the lake at once or you all will be beheaded!" shouted the King. The swans shivered
with (78) on hearing the King. They flew away and never (79). The bird built her
home near the lake and lived there happily forever. The bird gave shelter to all other
birds who (80) to stay near the lake.
71. 1) local
2) helping
3) liked
4) home
5) water
72. 1) treasure
2) interest
3) fee
4) charging
5) money
73. 1) sees
2) acts
3) look
4) seems
5) finds
74. 1) keeps
2) draw
3) make
4) find
5) built
75. 1) rent
2) feathers
3) nest
4) lake
5) shelter
76. 1) took
2) send
3) walked
4) drove
5) flew
77. 1) having
2) showing
3) giving
4) saying
5) doing
78. 1) happiness
2) delight
3) nervous
4) amusement
5) fear
79. 1) lived
2) returned
3) flew
4) insulted
5) stayed
80. 1) paid
2) wished
3) demand
4) likes
5) hope
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17
98 2
85. = ?
119
14
1) 5
4) 9
86. 3.2 2.1 1.6 = ?
1) 12.732
4) 15.270
7
2
8
87. of of of 567 = ?
4
28
9
1) 76
4) 82
2) 7
5) None of these
3) 3
2) 10.752
5) None of these
3) 17.520
2) 91
3) 63
5) None of these
88. 65 15 ? = 195
1) 5
2) 2
4) 6
5) None of these
3) 1
2) 784
4) 906
5) None of these
3) 321
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2) 14524
4) 14254
5) None of these
3) 14452
17 68 380
91. = (?)2
24 24 95
1) 4
4) 9
92.
2) 8
3) 6
5) None of these
324 + 1296 = ?
1) 52
2 44
4) 42
5) None of these
3) 54
93. 23 + 636 12 - 14 = ?
1) 41
2) 53
4) 78
5) None of these
3) 62
9
265
94. of of ? = 159
5
513
1) 171
2) 198
4) 143
5) None of these
3) 215
2) 19
4) 27
5) None of these
3) 22
96. At what rate of simple interest will ` 4800 amount of ` 6480 in a span of 7 years?
1) 5
2) 6
4) 4
5) None of these
3) 3
97. How much will a sum of `6,300 amount to in a span of 2 years, at 5 pcpa rate of
compound interest (rounded off to the nearest integer)?
1) ` 6946
2) ` 6876
4) ` 6790
5) ` 6492
3) ` 6521
98. In how many different ways can the letters of the word BAKERY be arranged?
1) 2400
2) 2005
4) 5040
5) None of these
3) 720
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99. What will be the average of the following set of scores (rounded off to the nearest integer)?
62, 76, 42, 84, 21, 47, 28
1) 57
2) 54
4) 62
5) 66
3) 51
100. The product of three consecutive numbers is 3360. What is the least number?
1) 17
2) 14
4) 16
5) None of these
3) 13
101. The area of circle is 2464 square meters. What will its circumference be?
1) 132 meters
2) 176 meters
4) 272 meters
5) 109 meters
3) 232 meters
102. The cost of 24 pens and 13 pencils is ` 175. What is the cost of 48 pens and 26
pencils?
1) ` 435
2) ` 705
4) ` 350
4) None of these
3) ` 290
Directions (Q. 103-105): Study the following information and answer the questions that follow:
A sum of ` 10,980 is to be divided amongst A, B and C in the ratio 7 : 3 : 5
103. What is C's share?
1) ` 3,600
2) ` 3,006
4) ` 3,660
4) ` 3,124
3) ` 3,060
2) ` 5,865
4) ` 5,873
5) ` 5,856
3) ` 5,897
2) ` 2,928
4) ` 2,289
5) ` 2,982
3) ` 2,961
106. If the perimeter of a rectangle is 138 metres and the difference between the length
and the breadth is 7 metres, what is the area of the rectangle?
1) 1216 square meters
5) None of these
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Directins (q. 107-111): What should come in place of question mark(?) in the following number series?
107. 7, 17, 54, ?, 1098, 6591
1) 204
2) 212
3) 223
4) 219
5 None of these
2) 372
3) 217
4) 318
5) None of these
2) 114
3) 121
4) 98
5) None of these
2) 122
3) 139
4) 140
5) None of these
2) 0
3) 4
4) 11
5) None of these
112. 10 years ago, the ages of A and B were in the ratio of 13 : 17. 17 years from now
the ratio of their ages will be 10 : 11. What is the age of B at present?
1) 23 years
2) 40 years
3) 27 years
4) 44 years
5) None of these
Directions (Q. 113-117): Study the following table and answer the questions that
follow:
The table represents the total sales value (in lakhs) of five books, P, Q, R, S and
T across eight book stores, A, B, C, D, E, F, G and H.
Books
Book stores
A
560
590
210
670
550
560
890
230
450
290
540
530
230
240
560
400
230
400
410
240
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113. What is the ratio the total sales values of Book P across all the bookstores and
Book S across all the bookstores?
1) 83 : 55
2) 85 : 53
4) 89 : 55
5) None of these
3) 83 :53
114. The sale of the book R from Bookstore H is what per cent of the total sale of
Book R across all the bookstores (rounded off to two places after the decimal)?
1) 21.12
2) 17.19
4) 3.04
5) 10.79
3) 7.43
2) 504
4) 540
5) None of these
3) 512
116. Book Q constituted approximately what per cent of the total sales of Bookstore
C?
1) 34
2) 39
4) 23
5) 28
3) 32
2) 2670
4) 2070
5) None of these
3) 2900
118. The cost price of an article is `480. If it is to be sold at a profit of 6.25 per cent,
what would its selling price be?
1) `510
2) `530
4) `519
5) None of these
3) `503
119. 13 articles were bought for `5,980 and sold for `6,656. What was the approximate profit percentage per article?
1) 15%
2) 11%
4) 19%
5) 13%
3) 9%
120. A and B together can complete a particular task in 4 days. If A alone can complete the same task in 6 days, how many days will B take to complete the task if
he works alone?
1) 8
2) 7
4) 12
5) None of these
3) 14
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Directions (Q. 126-130): Study the following information to answer the given
questions:
In a certain code 'answer it right' is written as 'baja nu',
'where is it' is written as 'fi ba to',.
'right from here' is written as 'sa vi ja'; and
'here she is' is written as 'fi sa ho'.
126. Which of the following may represent 'absolutely right answer'?
1) ja nu vi
2) ko zi nu
4) nu ja fi
5) zi ba nu
3) nu ko ja
2) vi
4) ba
3) ja
2) to
4) ho
3) fi
2) sa
4) ja
5) Cannot be determined
3) ho
2) from
4) right
3) she
Directions (Q. 131-135): Study the following information carefully and answer
the given questions
A, B, C, D, E, F, G and H are sitting around a circular table facing the centre but
not necessarily in the same order.
2) Immediate left
4) Immediate right
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132. Four of the following five are alike in a certain way and thus form a group.
Which is the one that does not belong to that group?
1) CH
2) FE
4) GF
5) DC
3) AB
2) B
4) H
5) Cannot be determined
3) D
2) C
4) A
5) H
3) D
135. B is related to E in a certain way based on the given seating arrangement. In the
same way A is related to H. To whom amongst the following is D related to, following the same pattern?
1) B
2) C
4) G
5) F
3) A
II. O S
II. T < S
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2) Q
4) S
5) None of these
3) V
2) Two
4) Four
3) Three
5) Immediate left
144. Which of the following pairs represents persons sitting at two extreme ends of
the line?
1) S, V
2) P, S
4) P, Q
5) P, T
3)T, V
145. Which of the following is true with respect to the given arrangement?
1) Two people sit to the left of R.
2) S sits to the immediate left of Q.
3) W and V sit between T and P.
4) Only one person sits to the right of S.
5) None is true
Disrections (Q.146-148): Four of the following five are alike in a certain way
based on the English alphabetical series and so form a group. Which is the one
that does not belong to that group?
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146. 1) OPKL
2) TUXY
4) MNIJ
5) FGBC
147. 1) GHJE
2) TUWR
4) DEGC
5) WXZU
148. 1) TVQ
2) DFB
4) LNI
3) YZUV
3) MNPK
3) HJE
5) PRM
Directions (Q.149-150): Four of th following five are alike in a certain way and so
form a group. Which is the one that does not belong to that group?
149. 1) Heavy
2) High
4) Low
5) Tall
150. 1) Outstanding
4) Good
3) Short
2) Nice
3) Excellent
5) Kind
Directions (Q.151-160): In each of the questions given below which one of the five
answer figures on the right should come after the problem figures on the left, if
the sequence were continued?
Problem Figures
151.
152.
153.
154.
155.
Answer Figures
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156.
157.
158.
159.
160.
3) to call on a prospect
2) buying a company
3) selling a company
5) mergers
163. Service Marketing is the same as
1) relationship marketing
2) transaction marketing
3) passive marketing
4) internal marketing
5) instant marketing
164. 'Conversion' means
1) to convert losses in to profits
2) to convert profits into losses
3) to change a product suitably to suit each customer
4) to convert a prospect into a buyer
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2) service marketing
3) commodity marketing
4) ruthless marketing
5) indifferent marketing
166. Market space means
1) place where goods are sold
3) road shows
5) competition
167. A 'lead' means
1) a leash
2) a leader
4) ADSA
5) a cold call
3) an interested buyer
3) to do market survey
4) to distribute profits
5) to earn incentives
169. Transaction marketing involves selling of
1) mere goods
2) mere services
4) repair work
2) a team leader
4) ATM usage
5) internet transaction
4) walking skills
2) only services
4) various commodities
3) web servers
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2) channel finacing
4) home delivery
5) courier service
174. Market share means
1) share capital of the company
2) staff strength of the company
3) employees stock option
4) share price quoted in the market
5) percentage share of business of the company, as compared to peers
175. The target group for tractor loans is
1) cold storge plants
3) farm labourers
4) agriculture Colleges
5) vegetable vendors
176. "Cross-selling" means
1) selling to enemies
3) reversal of a sale
5) public relations
177. The target group for an ATM-cum-Debit Card is
1) all primary school children
2) all prisoners
3) firms
4) all existing and prospective customers
5) other bank's customers
178. The target group for a car loan is
1) all high income individuals
3) all students
5) blind persons
3) a non-fund facility
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2) car dealers
3) car owners
4) car mechanics
181. Which type of memory gets lost when your switch off?
1) ROM
2) RAM
4) Dynamic
5) Static
3) Cache
182. What is the name of the program that controls the computer?
1) The Operating System
2) An Application Program
3) A Browser
5) The Compiler
183. Which type of network would use phone lines?
1) WAN
2) LAN
4) Wireless
5) None of these
3) WWAN
2) Input/Output
4) Storage
5) Output
3) Software
185. Which type of memory holds the program to start up the computer?
1) ROM
2) RAM
4) Static
5) None of these
3) Cache
2) Spreadsheet
4) A browser
5) Database
3) Protocol
187. The term used to describe the intangible instructions that tell the computer what
to do is
1) hardware
2) software
4) input/output
5) None of these
3) storage
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2) Hardware
4) a peripheral
5) None of these
189. A computer cannot perform which of the following functions?
1) Addition
2) Subtraction
4) Division
5) None of these
3) Bake a cake
2) hard disk
4) data cartridge
5) CD
3) floppy disk
2) Output
4) Storage
5) Input/Output
3) Software
2) Assembly language
3) Low-level language
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2) Ad-on
4) FAR
5) Patch
3) Tutorial
2) DVD-ROM
4) CD-R
5) None of these
3) DVD-RW
2) Machine language
5) None of these
199. The speed of clock frequency of a micro processor is measured in
1) Hertz
2) Baud rate
4) Bits
5) Bytes
3) CPS
2) Notebook computer
3) Personal computer
4) Laptop computer
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