Appendix Table IV.1: Indian Banking Sector at A Glance: Report On Trend and Progress of Banking in India 2011-12
Appendix Table IV.1: Indian Banking Sector at A Glance: Report On Trend and Progress of Banking in India 2011-12
Appendix Table IV.1: Indian Banking Sector at A Glance: Report On Trend and Progress of Banking in India 2011-12
(Amount in ` billion)
Sr. No
Items
Percentage Variation
2011
2012
2010-11
2011-12
1 1.1 1.2 1.3 1.4 1.5 1.6 1.7 2 2.1 2.2 2.3 2.4 3 3.1 3.2 3.3 3.4 3.5 3.6 4 4.1 4.2 4.3 4.4
Balance Sheet Operations Total Liabilities/Assets Deposits Borrowings Loans and Advances Investments Off-balance Sheet Exposure (As percentage of On-balance Sheet Liabilities) Total Consolidated International Claims Profitability Net Profit Return on Asset (RoA) (Per cent) Return on Equity (RoE) (Per cent) Net Interest Margin (NIM) (Per cent) Capital Adequacy Capital to Risk Weighted Asset Ratio (CRAR) (under Basel I) (Per cent) Capital to Risk Weighted Asset Ratio (CRAR) (under Basel II) (Per cent) Tier I Capital (As percentage of Total Capital) CRAR (Tier I) (Basel I) (Per cent) CRAR (Tier I) (Basel II) (Per cent) Leverage Ratio (Per cent) Asset Quality Gross NPAs Net NPAs Total Provisions made Gross NPA Ratio (Gross NPAs as percentage of Gross Advances) 979 417 540 2.5 1,423 649 747 3.1 15.7 7.7 25.0 38.3 45.3 55.6 13.02 14.19 70.6 9.2 10.0 6.61 12.94 14.24 72.8 9.4 10.4 6.83 703 1.10 14.96 2.91 817 1.08 14.60 2.90 23.2 16.1 71,834 56,159 6,755 42,975 19,236 192.5 2,464 82,994 64,537 8,401 50,746 22,305 175.9 2,809 19.2 18.3 27.1 24.4 22.9 18.1 11.3 16.0 5.9 14.0 15.5 14.9
4.5 4.6 4.7 4.8 5 5.1 5.2 5.3 5.4 5.5 6 6.1 6.2 6.3 7 7.1 7.2 7.3 8 8.1 8.2 8.3
Net NPA Ratio (Net NPAs as percentage of Net Advances) Provisioning Coverage Ratio (Per cent) Slippage Ratio (Per cent) Written-off Ratio (Per cent) Sectoral Deployment of Bank Credit Total Non-food Gross Bank Credit Agriculture and Allied Activities Industry Services Personal Loans Technological Deployment Number of Credit Cards (in million) Number of Debit Cards (in million) Number of ATMs Customer Services* Number of Complaints Received Number of Complaints Addressed Percentage of Complaints Addressed Financial Inclusion Credit-Deposit (C-D) Ratio (Per cent) Number of New Bank Branches Opened Total Banking Outlets opened in Villages under Financial Inclusion Plan (FIP)
17.0 13.5
-2.2 22.1
0.9 -13.6
1.1 1.2
2.3 56.4
30.2
Also, number of complaints received and addressed are inclusive of RRBs and co-operatives.
Note: Percentage variation could be slightly different as absolute numbers have been rounded off to ` billion.