ADJUTANT GENERALs BRANCH

BROCHURE ON TERMINAL BENEFITS FOR RETIRING OFFICERS AND NOK

(Revised Edition Dec 2012)

PREFACE
1. This Brochure on Terminal Benefits for Officers on Retirement and entitlements of NOK of the Officers in the unfortunate event of their demise, seeks to include the latest entitlements, orders and policies as applicable upto the date of its publishing. The Brochure is also available on the Internet at Website http://indianarmy.nic.in/arwelf.htm, updated from time to time. 2. I am hopeful that the Brochure will serve its purpose of informing our Retiring Officers and NOK of their entitlements and the various Rehabilitation and welfare schemes available to them. I wish them the very best in their future endeavours.

Place : Date :

New Delhi Dec 2012

(Jai Prakash Nehra) Lt Gen Adjutant General

BROCHURE ON TERMINAL BENEFITS

PART I TERMINAL BENEFITS FOR OFFICERS ON RETIREMENT General 1. Entitlements. An officer on retirement from service and NOK of the officer on his death after retirement is entitled to one or more of the following terminal benefits: (a) (b) (c) (d) (e) (f) (g) (h) (j) (k) (l) (m) (n) (o) (p) (q) (r) Retiring Pension. Commutation of Pension. Retirement Gratuity. Invalid Pension/Gratuity. Disability Pension. War Injury Pension. Family Pension to NOK. Final Settlement of DSOP Fund. Leave Encashment. Medical Facilities. Retention of Accommodation. Welfare Funds/Grants. Travel concessions Allowance. Canteen Facilities. Allotment of surplus vehicles. Army Group Insurance (AGI). Assistance from AWWA.

Note : Part-II Order notifying the date of SOS in respect of the officer will be published immediately on occurrence and dispatched to MS Retirement (MS-7)/MS-X and all other concerned agencies so as to reach the addressees NOT later than 30 days from the date of occurrence. Non receipt of Part II Orders notifying the date of SOS within the stipulated period may result in communication being sent to CDA(O)/PCDA(P) for withholding the finalization of the terminal benefits in respect of the officer. Problems faced by an officer due to non-compliance of instructions by the unit/formation concerned will be brought to the notice of this Headquarters for remedial action. 2. Retiring Pension-Qualifying Service. Retiring Pension is granted on completing a minimum qualifying service of 20 years (15 years in case of late entrant). The linkage of full

pension with 33 years of qualifying service is dispensed with effect from 01 Jan 2006. The retiring pension of Commissioned Officers retiring/invalided out on or after 01 Jan 2006 will be calculated at 50% of emoluments last drawn or average of reckonable emoluments drawn during last 10 months, whichever is more beneficial. Post acceptance of VI CPC recommendations, weightages has been withdrawn. 3. Formula for calculation of Retiring pension. It is calculated @ 50% of the emoluments last drawn or average of last 10 months emoluments drawn, whichever is more beneficial, i.e. Last reckonable emoluments drawn = (Basic Pay + Grade Pay + MSP + NPA (if any) 2 2 4. Commutation of Pension. A maximum of 50% of pension can be commuted (See Annexure 1 to Appendix A). The commuted value of pension is calculated on the basis of an officers age on next birthday, which falls after the date of retirement. Formula for calculation : Service Pension x 12 x Commutation Value. 5. Application. The specimen for application for retiring pension and commutation is as at Appendix A. It is to be sent by the Officer to CDA (O), Archives Section, Pune, at least 4 months in advance of his retirement. CDA (O), Pune, transmit the same to PCDA (P), Allahabad, for issuing Pension Payment Order to the banker with a copy to the Officer. 6. Retiring Gratuity. Permanent Commissioned Offrs who have put in a minimum period of qualifying service of 10 years (without weightage) are entitled to Retiring Gratuity. Admissible at the rate of months Reckonable emoluments for each completed six monthly period of qualifying service. Formula Reckonable Emoluments x Qualifying Service.

7. Invalid Pension/Gratuity. An officer invalidated out of service for cause which is neither attributable to nor aggravated by service is granted invalid pension/gratuity. If the service is less than 10 years at the time of invalidment, only invalidment gratuity is paid @ half a months reckonable emoluments for each six monthly period of qualifying service. In case the service actually rendered is 10 years or more, an individual is entitled to invalid pension which is equal to the service element of the disability pension and is calculated in the same manner as Retiring Pension. 8. Retirement Gratuity. Officers who have put in a minimum of 5 years qualifying service and are eligible for Retiring pension/invalid gratuity or pension of any type are entitled for Retirement Gratuity. It is paid at the rate of one fourth of the emoluments last drawn for every six months of completed service, subject to a maximum of sixteen and half months of pay last drawn or Rs 10 lakhs, whichever is less. Formula - Reckonable Emoluments x Qualifying Service/2. Note :- Reckonable emoluments for Gratuity incls Pay in the Pay Band + Grade Pay + MSP + NPA (if any) + Dearness Allowance. 9. Disability Pension. The officer who retires/is invalided out, for a disability which is accepted as attributable to or aggravated by military service, is entitled to disability pension

consisting of service element and disability element. Disability pension consists of disability and service element as defined below :(a) Disability Element. For post 01 Jan 2006 retirees, the rate of disability element is 30% of Basic pay for 100% disability subject to a minimum of Rs.3510/-. Disability element is proportionately reduced depending upon the percentage of disability. In case of Officers retained in service, the entitlement of disability pension on invalidment / retirement at a subsequent date shall be subject to percentage of disability being 20% or more at the time of release. However, the service element shall continue to remain admissible in case the degree of disability reduces to below 20% after retirement. There is no minimum qualifying service required to earn disability pension on invalidment. (b) Service Element. It consists of pension for service actually rendered i.e. 50% of last pay drawn subject to a minimum of Rs 3500/- pm. (c) Entitlement of Disability Element on Pre-Mature Retirement. Officers who are retained in service despite the disability of 20% or more held attributable to/aggravated by mil service and forego lump-sum compensation shall be entitled to disability/war injury element on premature retirement subsequently on or after 01-01-2006. The admissibility of service element however shall depend on the length of service rendered i.e. 20 years of qualifying service is mandatory on Pre-mature Retirement. (d) Entire disability pension i.e. disability element and service element of a disabled officer is exempted from Income Tax. 10. Compensation in Lieu of Disability Element. An officer with disability, attributable to or aggravated by service, and assessed at 20% or more for life but retained in service is paid compensation in lump sum (in lieu of the disability element) equal to the capitalized value of disability element. For this purpose the rank for disability element is the rank held at the time of onset of the disability and age on next birthday is reckoned with reference to the date of onset of disability with loading to age, if any, recommended by the Medical Board. Once compensation is paid in lieu of the disability element, there is no further entitlement to the disability element for the same disability. Such disability is not counted for grant of pensionary benefit or relief. 11. Disability Element on Invalidment. Where an Armed Forces Personnel is invalided out, the extent of disability of functional incapacity shall be determined in the following manner for the purpose of computing the disability element : Percentage of disability as assessed by invaliding medical board Less than 50 Between 50 and 75 Between 76 and 100 12. Lump-Sum Compensation in Lieu of War Injury Pension. Percentage to be reckoned for computing of disability element 50 75 100

(a) Armed Forces personnel who are retained in service despite disability due to war injury for life and retire subsequently can opt for compensation in lump sum in lieu of War Injury Element or for drawal of War Injury element of War injury pension on final retirement. This provision is applicable to cases occurring on or after 01 Jan 86. (b) For disability due to war injury of less than 100% the rates shall be proportionately reduced. The one time compensation in lump sum in lieu of war injury element for the actual percentage of the disability at the appropriate rate mentioned above. For this purpose, the rank shall be the rank held at the time of injury sustained by the individual due to war. Age on next birth day will be reckoned with reference to the date of onset of disability with loading age, if any, recommended by the competent Medical Board. (c) Compensation in lieu of war injury element will be payable provided the degree of disablement is equal to or more than 20%. Once the compensation in lieu of War injury element due to disability for life has been availed, there shall be no further entitlement on account of such a disability at the time of retirement/discharge from the Armed Forces. Since this is one time payment on account of compensation, no restoration will be permitted. (d) Officers who have sustained disability 20% or above held attributable to/aggravated by military service and have been retained in service and have forgone lump-sum compensation in lieu of disability are entitled to disability element/war injury element at the time of their retirement/discharge whether voluntary or otherwise in addition to Retiring service pension or Retiring/Service Gratuity. War Injury Pension 13. Admissible when injury has taken place during action against extremists, terrorists, and anti-social elements, in war or war like operations. In cases of Invalidment on account of war injury, he/she shall be entitled to War Injury Pension consisting of service element and War Injury element as follows: (a) Service Element. Equal to 50% of emoluments last drawn subject to a minimum of Rs. 3500/- per month. There shall be no condition of minimum qualifying service for earning this element. (b) War Injury Element. On Invalidment equal to reckonable emolument last drawn for 100% disablement. However, in no case the aggregate of Service element and War Injury element should exceed last pay drawn. For lower percentage of disablement, War Injury element shall be proportionately reduced. The cap on war injury pension has been removed wef 01 Jul 09. (c) War Injury Element on Retirement. Admissible when the personnel is retained in service and proceeds on superannuation/retirement/discharge on completion of terms of engagement and computed at 60% of last reckonable emoluments for 100% disability subject to a minimum of Rs.7020/- for 100% disability. The cap on war injury pension on retirement has also been removed wef 01 Jul 2009.

14. Constant Attendance Allowance. A Constant Attendance Allowance at the rate of Rs. 3000/- pm may be granted to an officer who is awarded a disability pension for 100% disablement, if in the opinion of the IMB/RMB/RSMB, the officer needs the services of a Constant Attendant for at least a period of three months, and the necessity arises solely from the conditions of accepted disability/disabilities. Further this rate be increased by 25% every time the dearness allowance payable on revised Pay goes up by 50%. 15. Consideration of claims for Disability Pension/War Injury Pension. No formal application is required for grant of Disability Pension/War Injury Pension. On receipt of Invalidment/Release Medical Board proceedings, the AG in respect of Officers above Col and ADG PS for Officers upto the rank of Col determines whether the disability is attributable to or aggravated by service. The Govt. decision regarding attributability is conveyed to the PCDA (P), Allahabad, (under advice to the individual) to sanction payment of Disability Pension/War Injury Pension, if admissible. 16. Revised Pensionary rates of pre 1996 EC/SSC pensioners w.e.f. 01.01.1996. Pension of pre 01.01.1996 EC/SSC pensioners has been revised vide Govt letter No. 1(1)/2007-D(Pen/Policy) dated 20 May 2009 with reference to fixed pension of Rs. 10,500/taking into account pre commissioned service at full rates and uniform weightage of 5 years for qualifying service between 12 to less than 20 years. Rank-wise weightage will be granted where service is 20 years or more. 17. Liberalised Disability Pension. Offrs sustaining disability due to acts of violence/attack by terrorists, anti-social elements etc, shall be entitled to same pensionary benefits as admissible to war injury cases on invalidment/discharge including lump-sum compensation in lieu of disability as mentioned in Para 12 and 13 above. However, on invalidment they will be entitled to disability element instead of war injury element in addition to service element. The service element will be equal to retiring/service pension to which he/she would have been entitled on the basis of his/her pay on the date of invalidment. There shall be no condition of minimum qualifying service for earning this element. The disability element would be admissible as laid down in Para 9(a) above. For lower percentage of disablement, this amount shall be proportionately reduced. However, in no case aggregate of service element and disability element shall be less than 80% of reckonable emoluments last drawn. Note: Offrs sustaining disability due to acts of violence/attack by terrorists, anti-social elements etc, shall not be treated as War Disabled. Hence, they will not be entitled to any special concession/dispensation otherwise available to war disabled. 18. Ex-gratia on Invalidment. Armed Forces Personnel who are Invalided out of service on or after 01 Apr 11 on account of Disability Attributable to or Aggravated by military service with minimum 20% disability are entitled to ex-gratia lumpsum compensation of Rs. 9 lakh for 100% disability. For lesser percentage of disability, the Ex-gratia lumpsum compensation shall be determined pro-rata. The benefit of broad banding of disability shall not be admissible for determination of pro-rata Ex-gratia amount. 19. Grant of Family Pension for life to Differently-Abled Children. An unmarried son or daughter of a Offr suffering from any disorder or disability of mind or physically crippled or disabled which renders him or her, unable to earn a living even after attaining the age of 25

years is eligible for grant of family pension for life or till marriage, after the death of widow of the Offr and where there are no other eligible children on production of a certificate from the Medical Board that the handicap is such as to render him/her ineligible to earn his/her livelihood. 20. Additional Pension to Old Pensioners. The quantum of pension available to the old pensioners has been increased as under wef 01 Jan 06:Age of pensioner From 80- less than 85 yrs From 85- less than 90 yrs From 90- less than 95 yrs From 95- less than 100 yrs For 100 yrs or More Additional Quantum of Pension 20% of Basic Pension 30% of Basic Pension 40% of Basic Pension 50% of Basic Pension 100% of Basic Pension.

Note :- In case neither the exact date of birth nor the age is available either in the PPO or in the Office Records, the Pension Disbursing Authority will send an intimation to the pensioner/family pensioner about the non availability of the information regarding his/her date of birth/age and request him/her to submit four copies of any of the following documents duly attested by a Gazetted Officer/MLA to the Pension Disbursing Authority :(a) (b) (c) (d) (e) (f) PAN Card. Matriculation Certificate (containing the information regarding date of birth). Passport. CGHS Card. Driving license (if contains date of birth). Election ID Card.

21. Ex-Gratia by Central Government. Ex-Gratia payment is made to the widow/NOK of an offrs who dies while performing his duties in an encounter or as a result of action against hostiles/terrorists/extremists and also those killed in enemy action and border skirmishers at the following rates wef 01 Sep 2008. (a) Death occurring due to accident in course of performance of duties. (b) Death occurring in the course of performance of duties attributable to acts of violence by terrorists, anti-social elements, etc (c) Death occurring in (i) (ii) Border skirmishes and Action against militants, terrorists, extremists etc - Rs 15 Lakhs - Rs 15 Lakhs - Rs 10 Lakhs - Rs 10 Lakhs

(iii) Death occurring while on duty in the specified high altitude, inaccessible border posts, etc on account of natural disasters, extreme weather conditions.

(d) Death occurring in enemy action in international war or such war like engagements which are specifically notified by Ministry of Defence. Actions to be taken by the Retiring Officer

- Rs 20 Lakhs

22. Final Settlement of DSOP Fund. One year before retirement, the officer should intimate to CDA (O), Pune through proper channel for updating the DSOP Fund account. Specimen application is at Appendix B. Three months before retirement, the officer can stop subscription to DSOP Fund and apply to CDA (O) (Application form is at Appendix C) through proper channel for refund of DSOP Fund balance. Thereafter, he should send a contingent bill duly countersigned by the unit to CDA (O) for issue of cheque. 23. IT Liability, Rent Bill, Advance Pay Book and Medical Examination. On receipt of retirement orders, action is to be taken as follows: (a) Approach the Income Tax Officer, Pune for final assessment of income tax in terms of AO 79/76 for getting the assessment of income tax liabilities finalized for all the preceding years. (b) Settle the rent bill and other allied charges expeditiously so that No Demand Certificate may be issued by the UA, BSO. (c) Return the advance pay book (IATF) 1034, if in possession to CDA (O), Pune.

(d) Forward Nomination for Life Time Arrears of Pension in triplicate to CDA (O), Archives Section, Pune, through Army Headquarters AG/MP-6 in case of non-medical Officer and to AG/MPRS (O) in case of medical Officers (Application form is at Appendix D). (e) Ensure that before release, he is medically examined/brought before Release Medical board. In the absence of this, commuted value of pension/disability pension cannot be sanctioned. (f) Fwd Nomination for lifetime pension in triplicate to CDA (O) archives at least four month in advance. (g) Get the ICR/ACR initiated as on last day of service, as per SAO 3/S/89 Para 68 (f). (h) Send following documents/information to CDA (O), Archives Section, Pune :(i) Two copies of joint photographs with spouse duly attested.

(ii) Information regarding particulars of pension disbursing officer viz name of the Bank and account number from where the officer wishes to draw his pension. (iii) (iv) (v) Details of pre-commissioned service, if any. Permanent address after retirement. Address for correspondence, if any.

(vi) Duly attested signatures or thumb impression of spouse (in duplicate) along with additional marks of identification in the form of a Descriptive Roll (Specimen form is at Appendix E). 24. Service Particulars. Retiring and Released officers are issued with Service Particulars Booklets by concerned section of MP6/MPRS(O). The retiring offrs are requested to fwd two copies of joint photographs (in uniform without headgear other than SIKH officers) with their spouse to the concerned section of MP 6 or to MPRS (O) for issue of Service Particulars Booklet. If an officer (other than AMC/ADC/MNS) is not issued with Service Particulars Booklets by the concerned section of MP 6 at the time of retirement/release, the officer may approach MP 5(B) for the same at any time after retirement. Widows of deceased officers are also issued with Service Particulars Booklets by MP 5(B). The officer/widow of deceased officer should write to concerned section of MP 6/MPRS (O)/MP 5(B) as applicable, enclosing two joint photographs in uniform in the last rank held by the officer. If a widow of the officer applies for Service Particulars Booklet may fwd two copies of her single photograph. This is issued after the date of SOS and on receipt of RMP/RME. Officers may apply on plain paper since no form is prescribed for this. 25. Identity Cards to Retired Officers (IAFZ 2015A). Service Officers Identity card (IAFZ 2015) will be withdrawn by the unit 60 days before retirement/discharge to facilitate timely preparation and issue of a Retired Officers Identity Card as also to investigate and dispose of the case should loss of Serving Officers Identity Card come to notice. During this period, the officer will be issued with a Temporary Certificate of Identity by the unit; as at Appendix G to SAO 19/2002/MI valid only from the date of issue to the date of retirement. Retired Officers Identity Card will be issued only through the unit of the officer and only to those who possess a Temporary Certificate of Identity. It implies that without surrendering the Service Officers Identity Card, a Retired Officers Identity Card will not be issued. This procedure will also be applicable to officers serving independently/in a nonmilitary station/serving under civil organisations on deputation. Retired Officers Identity Card is issued on request by HQ Command/Division/Area/Indep Bde/Sub Area. HQ Delhi Area will issue Retired Officers Identity Card to all Army officers retiring from New Delhi. The aspects to be strictly adhered to, by the unit/Formation HQ prior to issue of a Retired Officers Identity Card are as follows :(a) The officers released/retired and in receipt of Pensionary benefits are only entitled to Retired Officers Identity Card. (b) The officers whose service has been terminated under the provisions of Army Act Section 18 and 19 and who have been released/compulsorily retired or removed/dismissed/services terminated on grounds of security/moral turpitude or in any manner of penalty, will not be issued Retired Officers Identity Card, even if subsequently they are allowed terminal/pensionary benefits. These cases will require specific sanction of the Government and if in doubt refer to MI-11/Directorate General of Military Intelligence, Army Headquarters for advice.

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PART II Leave, Medical Entitlement, Accommodation, Grants/Reliefs, Travel/Telephone Concession, Education Scholarship & Wearing of Uniform 1. Leave Encashment. Govt sanction has been accorded wef 01 Jan 2006 that accumulation and encashment of leave will be limited to the number of days of annual leave at the credit of the Defence Forces Personnel on the day of their proceeding on superannuation/release/discharged on own request/invalided out of service/death while in service, irrespective of the number of years of service rendered, subject to a limit of 300 days and maximum of 30 days to be accumulated in a calendar year. Benefits of encashment of leave to SSC Officers will be admissible either at the end of tenure of SSC as also after the second tenure, where this occurs after a break, such that the overall limit of 300 days during the entire service is not exceeded. With the introduction of encashment of accumulated leave without linkage to service period, the existing benefits of terminal leave will remain unaffected and SSC officer on release will continue to be granted in kind the terminal leave as follows :(a) (b) Full or balance annual leave of the year. 28 days terminal leave.

2. Procedure. The unit publishes Part II order showing leave accumulated for encashment at the time of retirement, with a copy to CDA(O), Pune, who would release the amount for leave encashment on the basis of Part II order after verification from their records. Part II Order for leave encashment may be published six months in advance wherein officer has already accumulated 300 days or more leave before retirement otherwise it should be published on or after the date of SOS. Medical Entitlement ECHS 3. Ex-servicemen Contributory Health Scheme (ECHS) was launched with effect from 01 April 2003. The Scheme aims to provide quality medicare to Ex-servicemen and their dependents for all known diseases through a network of ECHS Polyclinics, Service medical facilities and Civil empanelled/Govt hospitals spread across the country. The Scheme has been structured on the lines of CGHS to ensure cashless transactions, as far as possible, for the patients. Treatment provided under ECHS is as per the allopathic medical system. The Scheme is financed by the Govt of India. 4. The ECHS Central Organisation is located at Delhi and functions under the Chiefs of Staff Committee through the Adjutant General in the Integrated Headquarters of Ministry of Defence (Army). The Central Organisation is headed by a Managing Director, a serving Major General. 5. ECHS Polyclinics are designed to provide Out Patient Care that includes consultation, essential investigation and provision of medicines. Specialized consultations, investigations and In Patient Care (Hospitalization) is provided through spare capacity available in Service hospitals and through Civil hospitals empanelled with ECHS.

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6. Polyclinics are categorized as Type A to E based on the number of Ex-servicemen residing in that area. They are:(i) (ii) (iii) (iv) (v) Type A Type B Type C Type D Type E (Mobile) Above 20,000 Above 10,000 Above 5,000 Above 1,500 Above 800 (for remote areas)

7. In view of the compulsory membership of ECHS, Army Group Insurance (Medical Benefit Scheme) is no longer available to future pensioners. 8. To avail of the benefits of ECHS, Officers should fill up and dispatch the ECHS Application form attached as Appendix F to this brochure, as per instructions contained therein. Members will be issued an ECHS membership card for availing the benefits. Verification Certificates of retired officers/widows for ECHS will be issued by AG/MP-5(B) (for non medical officers) and MPRS(O) (for AMC officers). 9. Contribution for ECHS Membership. All ESM pensioners are required to make a one time contribution based on their corresponding scale of Grade Pay at the time of retirement :Uncommutted Corresponding Scale of Grade Basic Pension + Pay at the time of Retirement DP 3001 -6000 1800, 1900, 2000, 2400 & 2800 6001- 10000 10001- 15000 4200 4600, 4800, 5400 & 6600 Old Rates New Rates 15000 27000 39000 60000

4800(x3.125) 8400(x3.2) 12000(x3.25) 18000(x3.33)

15001 and above 7600

ECHS Membership to Nepal Domiciled Gorkha Ex-Servicemen (NDG) 10. The Govt in Sep 2010 had extended ECHS facilities to Nepal Domiciled Gorkha ExServicemen in India only. Thereafter, in Feb 2012, the Govt extended ECHS facilities to NDGs in Nepal and sanctioned three ECHS Polyclinics at Kathmandu, Pokhra and Dharan. The staff required to man ECHS in Nepal have since been selected, trained and dispatched to Kathmandu. Priority for Treatment of Disabled Beneficiaries 11. In order to facilitate treatment on priority for the disabled ECHS beneficiaries, a special 32 KB ECHS White Card has been introduced. This card will allow disabled veterans to earn due recognition in the ECHS environment. The word PRIORITY is printed on the card and all polyclinics ensure faster treatment and dispensing of medicines to such card holders.

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Helpline 12. A 24x7 helpline has been set up to address grievances/queries of ECHS beneficiaries. Queries on issues related to membership, empanelled hospitals, facilities in empanelled hospitals are addressed through the helpline. For assistance members can dial 080-4300 4300 and 1800-103-8666 or they can send query via SMS on +919714794300. 13. Electronic Complaint Resolution Management System (E-CRMS). Installation of hardware and software for automation in 37 high pressure Polyclinics under Phase 1 has been completed. In the next phase, 63 high pressure Polyclinics will be taken up for automation. Next step in automation is the launch of IT based Complaint Handling System in ECHS ie eCRMS, which will handle all complaints and provide time bound resolution to complaints. 14. Electronic Emergency Reporting System (e-ERS) and Bed Availability Information System (BAIS) Installation of ECHS MIS in high pressure Polyclinic is under progress. The next step in automation is the online flow of emergency admission information from Empanelled hospitals and individuals admitted in emergency in Non-Empanelled Hospitals and steps are being initiated to achieve the same. An endeavour is being made to also have time information to Polyclinic on bed status from empanelled hospitals. 15. 32 KB Smart Card. The old 16 KB smart card has been upgraded to 32 KB ECHS Smart Card with good quality photographs and additional memory to meet the needs of beneficiaries. The new card facilitates recording of complete medical history of the individual in the card. 16. Essential Treatment of Serving Soldiers & Dependents at Non-Military Polyclinics. Based on the decision taken during the Army Commanders Conference in Oct 2010, instructions have been issued to provide essential treatment to serving soldiers and their dependents at Non-Mil polyclinics located more than 50 km away from Service medicare facilities. Medical Entitlement for SSC Officers 17. Medical Entitlement cards will be issued only to Short Service Commissioned Officers who have been granted pension of some kind for limited medical facilities in nearest MH. Medical treatment to released Short Service Commissioned Officers who are employed in some other organisation subsequent to their release from service will continue to be governed by medical attendance rules applicable/prevailing in that organisation. Medical Entitlement cards will be issued to Short Service Commissioned Officers on their release from service only after receipt of Non Employment Certificate as per AO 10/97 and an attested Photostat copy of terminal gratuity letter, issued by CDA (O) Pune. Medical Entitlement Cards are issued by AG/MP5(B). Case regarding Medical Treatment Entitlement Cards to non pensioners is subjudice in the Honble Supreme Court. 18. Financial Assistance from Armed Forces Flag Day Fund for Medical Treatment. All ex-servicemen who are not members of any medical scheme including AGI, AFGI and ECHS and suffering from serious diseases are given financial assistance by the Kendriya

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Sainik Board for treatment in Civil hospitals in case they cannot be treated in MHs and have not availed similar assistance from any other sources. These are: (a) Health Care: For serious ailments, financial assistance of up to 75% of maximum Rs. 1,25,000/- for Officers, is being provided by KSB to the non pensioners only. Rs.75,000/- per year is provided for dialysis and cancer. Details are as follows:(aa) Bypass surgery, angiography, angioplasty, open heart surgery, valve replacement, pace maker implant, kidney/renal transplant. (ab) Stroke, arterial surgery, prostate surgery and total joint replacement. 75% of Medical Bills in r/o Officers upto a maximum of Rs 1,25,0000/-.

-do-

(ac) Cancer/spastic paraplegic, dialysis 75% of Medical bills in r/o Officers upto a maximum of Rs 75,000/- per financial year. Accommodation 19. Retention of Accommodation. Officers on superannuation/retirement/invalidation are entitled to retain the Govt married accommodation including accommodation hired by the officer on rent-reimbursement basis (but not his own house) for a maximum period of three months at last duty station or at any other station where the family of the officer is residing in separated family accommodation when posted in field area. Grants/Reliefs 20. Part-I - AOCEF Benefits (a) Officers who have contributed subscription towards AOCEF for 26 years before proceeding on retirement are eligible for AOCEF benefits in accordance with SAO 3/S/2003. Officers who die in service or invalided out on medical grounds are eligible for AOCEF benefits without payment of any further subscription. (b) Officers proceeding on retirement/release or relinquish their commission before completion of 26 years of subscription would only be eligible for AOCEF benefits, if they submit the following before proceeding on retirement :(i) Option certificate for continued membership as per specimen given at Appendix G along with photocopy of retirement order. (ii) Payment of balance subscription to complete 26 years in one lumpsum at the rate applicable at the time of proceeding on retirement by bank draft drawn in favour of Director AOCEF payable at New Delhi.

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(c) Officers proceeding on retirement/release before 26 years of subscription without exercising the option for continued membership and payment of balance subscription to complete 26 years will not be eligible to avail the benefits under the above scheme. The option certificate and balance subscription will not be accepted after retirement. Army Officers Contributory Education Fund benefits to the wards of officers, who die in operations or due to other reasons during service are paid on attaining 18 years of age by their wards without payment of any further subscription from the date of demise of the officers. Part-II - Grants from Army Officers Benevolent Fund (AOBF). (a) Subscription towards AOBF is mandatory for all Army officers including those on deputation. The existing rate of subscription is Rs. 120/- per month. (b) All subscribers to the AOBF are entitled to receive either the Platinum Grant or the Demise Grant whichever becomes applicable earlier. (c) All retired officers are eligible to receive the Platinum Grant on attaining the age of 75 years. However, in case the retired officer passes away before attaining the age of 75 years, his NOK is entitled to receive the Demise Grant. Payments will be made on the following sliding scale based on number of years of Commissioned Service : Commissioned Service as an Officer (i) (ii) (iii) (iv) (v) Below 5 years 5 to 10 years 10 to 15 years 15 to 20 years 20 years and more Amount in Rupees Nil 12,500 25,000 38,000 50,000

(d) Officers who have been invalided out during service is entitled to a one time lump sum grant of Rs 50,000/- on attaining the age of 75 years as Platinum Grant or Demise Grant to his NOK in case the invalided out officer died before attaining the age of 75 years irrespective of length of commissioned service. (e) It is incumbent on all officers to file their nomination as per Appendix H, with the Director, Army Officers Benevolent Fund (AOBF),CW Dte, AGs Branch, Army Headquarters, Room No 76, West Block III RK Puram, New Delhi 110066 (Telephone No. 26196217). Changes, if any, will also be intimated as and when they occur. (f) Army Central Welfare Fund (ACWF) (i) Rs. 30,000/- will be paid by R&W Section from ACWF to all fatal casualties (BC and PC). The existing grant of Rs. 30,000/- from ACWF has been enhanced to Rs. One lakh for Fatal Physical Casualties (Not Attributable to Military Service cases only), which occurs on or after 15 Jan 2009. (Auth: B/45401/SOP/AG R&W-3 dated 15 Jan 2009)

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(ii) Disabled soldiers (Battle Casualties) who have been invalided out by Medical board/release medical board due to injuries sustained in various military operations after 15 Aug 1947 will be given a one time grant of Rs. one lakh from ACWF. (Auth : B/45401/AG/R&W-2 dated 24 Jan 2001) (iii) Disabled soldiers (BC) injured in various operation after 01 May 1999 and retained in service are entitled to One Time Grant from ACWF based on their percentage of disability as under :Ser No (i) (ii) (iii) Percentage of Disability Below 50% 50% to 74 % 75% and above Existing rate Revised rate wef 15 Jan 2009 Rs 10,000/Rs 20,000/Rs 20,000/Rs 40,000/Rs 30,000/Rs 60,000/-

(iv) All personnel who are disabled in service and are amputees, can apply for a Modified Auto Scooter/Wheel Chair/Modification of Car to CW/R&W Section. (g) Assured Decent Last Rite Schemes (ADLRS). ADLR is a voluntary scheme wherein individuals are required to register themselves with the ADLR office and who will be assured of an honourable funeral. The ADLR staff will assist in organizing decent last rites. An expenditure of upto Rs.5000/- can be made by the canteen staff, besides laying a wreath on behalf of the COAS. (Auth: B/45322/174-2005/VIP REF/AG R&W Coord dated 29 Nov2010) Travel Concessions 21. Travel and Baggage Allowance. The officer proceeding on retirement/release, besides Composite Transfer Grant is entitled to free Conveyance including free conveyance of baggage for self and members of the family, personal conveyance from the last duty station to their permanent home address as recorded in official documents or to the place where they and their families are to settle down permanently, even if it is other than their declared home town in India. Similar facilities are available to the widow/family in case of death while in service. However, no warrant or cash advance will be admissible. The service personnel will have to expend and then claim. This claim is for mov on retirement and not after re-employment and will need to be done within one year of initial retirement. 22. Air Travel Concession. Indian Airlines have extended 75% concession in fare for travel in domestic flights to the following categories: (a) Recipients of Level-I (PVC & AC) and Level-II (MVC & KC) Gallantry Awards. (b) War disabled officers and War widows of 1962, 1965, 1971 conflicts and OP Vijay are issued with Air Travel Concession Cards by MP5(B). (c) War Widows of Indian Armed forces personnel killed in action. Identity Cards to the war widows are issued by respective ZSB/KSB.

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23.

Rail Travel Concession. First Class/AC-2 Tier Complimentary Card Pass facility is (a) Concession. available to the following along with one companion in all Express/Mail trains:(i) (ii) The Chakra Series Gallantry Awardees Widows of the Chakra Series Gallantry Awardees (Posthumous)

(b) 75% concession for travel in 2nd class Mail/Express trains is available to the war widows & widows of Defence personnel killed in action against Terrorists and Extremists. (c) Complimentary Cards are issued by Divisional Railway Manager and Headquarters Officer of Indian Railways and identity Cards to the War Widows are issued by respective ZSBs/KSB. 24. The pass will be issued by the Office of the Divisional Railway Manager and Headquarters Office of the Railways on receipt of application on plain paper from the recipient of the Gallantry Award or the Widow of the posthumous winner of Gallantry Award giving the following details: (a) (b) Name of the recipient of Gallantry Award (in block letters). Residential Address.

(c) Attested photocopy of the citation/Gazetted/Notification of the Gallantry Award. 25. In case of widow of posthumous winner of Gallantry Award, attested copy of Pension Payment Order (PPO) would also be enclosed along with photocopy of the identity card issued by the Zila Sainik Board/Rajya Sainik Board. Two copies of recent passport size photographs of the recipient of such awards or the Widows of the posthumous Awardees as the case may be (attested by a Gazetted Officer) would also be enclosed with the application. All War Widows are entitled to 75% Rail Travel Concession in second class. 26. Telephone Concession. (a) Entitlement :(i) (ii) (iii) (b) Chakra Series Gallantry Award Winners. War Widows. Disabled Soldiers.

Concessions :(i) Full concession in installation charges.

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(ii) Full concession in rental charges to Chakra Series Gallantry Award Winner. (iii) 50% concession in normal rental charges to war widows and disabled soldiers. (iv) (v) Exempted from paying registration charges. Priority under Non-OYT Special category for release of tele connection.

Education Scholarship War Casualties 27. Education Concessions (a) The educational concessions were earlier admissible to the children of Armed Forces personnel killed/missing or permanently disabled in 1962, 1965, 1971 wars, OP PAWAN and MEGHDOOT only. These were later extended wef 06 Aug 2003 to the children of the Armed Forces personnel who were killed/declared missing or permanently disabled during all post MEHDOOT operations in India and abroad, including Counter Insurgency Operations, studying in Govt/Govt aided schools/educational institutes, Military/Sainik Schools and other schools or colleges recognized by the Central or State Govts including the autonomous organizations financed entirely by Central/State Govts. The concessions mainly consist of reimbursement of full school and boarding fees, uniform, books and stationery. These concessions have also been extended to the entitled children of Gorkha soldiers studying in Nepal. Revised rates of educational concession are given in succeeding paragraph on the basis of recommendation of VI Central Pay Commission:(i) Complete exemption from tuition fee (full amount) and other fees (Capitation fee and Caution money not included). (ii) (iii) (iv) (v) Books Uniform Clothing Rs. 1000/- per annum. Rs. 1700/- per annum (for 1st year) Rs. 700/- per annum (for subsequent years) Rs. 500/- per annum (for 1st year) Rs. 300/- per annum (for subsequent years)

Cost of Books and Stationery Rs. 1000/- per annum per student.

(b) Claims for reimbursement of above concessions in case of eligible children studying in Govt. recognized public/private institutes were being admitted by AGs Branch, IHQ of MoD (Army), whereas claims for children studying in Central/State Govt. institutes were being admitted by respective institutes out of the grants received from States. Consequent to issue of revised policy letter cited above, all claims will now be submitted to Ceremonial & Welfare Dte/CW-3, AGs Branch, Army HQ, South Block, New Delhi - 110011 for reimbursement.

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Wearing of Uniform 28. Wearing of Uniform on Special Occasions. These are as follows: -

(a) All regular officers who have retired from service (including Regular Reserve of officers permitted to retain or granted higher rank on retirement from Regular Reserve of Officers) may wear uniform with badges of appropriate rank on special occasions, such as ceremonial parades, entertainment of military nature and other occasions when wearing of uniform would appear appropriate. (b) All officers/civilian gentlemen granted honorary commissions (including honorary commission in the Territorial Army and late State Forces), regular officers of the erstwhile State Forces, Junior Commissioned Officers including those granted honorary ranks and other ranks are permitted to wear uniform on all occasions mentioned below: (i) Official parties at Rashtrapati Bhawan/Raj Bhawans.

(ii) Invited to official function by Embassy, Delegation or High Commission. (iii) (iv) (v) (vi) Army functions including ex-servicemens rallies or re-unions. Attending durbar or other function in honour of the National Day. While called upon in aid of civil power. While visiting any Military Headquarters on duty.

(vii) While calling on or meeting senior service officers and local heads of the civil administration of and above the rank of Collector/Deputy Commissioner. (viii) While going to draw pension. (ix) While serving on the personal staff of a Governor.

(x) When serving on the personal staff of a former ruler (Applies to honorary ex-State Forces Commissioned officers only). (xi) When attending State or military funerals.

Note : Non-regular officers may wear their full medals or miniatures on civilian dress on occasions specified above. (c) Officers granted commissions from JCOs rank, irrespective of the type of that commission, are permitted to wear officers uniform on the occasions given in Para 28 (b) above, after retirement/release from service. (d) None of the personnel mentioned above will wear uniform at meetings of a political nature. Personnel dismissed from service/discharged on disciplinary grounds are not entitled to wear uniform under any circumstances.

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(e) Retired JCOs holding honorary ranks will be permitted to continue the badges of their higher ranks during the period of their re-employment. The higher honorary ranks will, however, have no effect on the actual seniority, powers of command, pay and allowances and so on, which will continue to be governed under the rules as may be applicable in each case. (f) Officers holding honorary commissions and released officers who held other types of commissions while serving may be allowed to wear uniform on specific occasions under orders issued by Army Headquarters from time to time. (g) Orders, decorations and medals will be worn on uniform when appropriate and in the manner as authorized for service personnel from time to time. Silver war badges, wound stripes and chevrons denoting Great War Service will not be worn. (h) Military identity papers/discharge certificates will always be carried when in uniform. 29. Wearing of Medals on Civil Uniform by Ex-Servicemen. The various occasions on which wearing of medals/miniature medals by Ex-Servicemen is permitted are as under :(i) Wearing of Full Medals. (aa) (ab) (ac) (ad) (ae) (af) (ag) (ah) (aj) (ak) Republic Day Parade. Independence Day Function. Service Day. Vijay Diwas. Wreath Laying. Reception at Rashtrapati Bhawan and Governors House. Standard/Colour Presentation Parade/Functions. Passing Out Parades. Anniversary/Re-union Functions. State or Military Funerals.

(al) When invited to any official function by any Embassy of High Commission. (am) At all Armed Forces functions including ex-servicemens rallies or re-unions. (an) When visiting any Military Headquarters on duty.

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(ii)

Wearing of Miniature Medals. (aa) While attending official and private functions such as Dinner, Cocktails, lunches, tea parties and receptions etc. (ab) Functions held in the messes, Regimental institutions in connection with Service Day, Unit Anniversary and Re-Union. (ac) When invited to any official function by any Embassy or High Commission. (ad) Functions pertaining to Services including ex-servicemens rallies or re-unions.

(iii) However medals will not be worn at meetings of political nature. Personnel dismissed from service or discharged on disciplinary ground will also not wear medals on any occasion. 30. Types of Dress to be Worn. Officers will normally wear the Service Dress of the Regiment/Corps to which they belonged before retirement. Mess Dress may also be worn on appropriate occasion. 31. Wearing of Badges of Rank. Badges of rank, to be worn by those entitled to use military ranks, will be those of the last substantive rank, except where the higher acting rank has been held for a minimum period of 2 years at the time of retirement or where the use of the honorary/military rank is specifically authorized.

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PART III

Employment
1. Employment of Retired Army Officers. Regular Army Officers retiring in the substantive ranks of Brigadier and below (less AMC, ADC and MNS), may be re-employed in the Regular Army provided they are in acceptable medical category, i.e. SHAPEI or in permanent low medical category of P2 or A2 or H2 or E2 or A2E2 or P2H2 or P2E2, with the following conditions, as laid down vide Special Army Instruction (SAI) 1/S/80 :(a) Officer retiring in the rank of Brigadier should not be over 57 years of age at the time of re-employment and they will not be retained beyond 58 years of age. (b) Officers retiring in the rank of Colonel & below may be re-employed for two years in first instance provided they are not 55 years of age at the time of reemployment and they will not be retained beyond 58 years of age. (c) Re-employed officers do not earn any pension or gratuity for re-employed service. 2. Grant of Re-employment - Revised Procedure (a) As per Para 1 of SAI 1/S/80 (as amended), regular Army Officers retiring in the substantive rank of Brigadier and below may be re-employed by Army Headquarters for service in the Regular Army. Regimental/Special/Select List Commissioned officers are NOT eligible for re-employment. (b) Application. Officers are required to apply for re-employment as under:(i) Officers retiring in the rank of Brigadier. Officers are required to apply to MS-Brigs, Ms Branch, IHQ of MoD (Army), South Block, New Delhi 110011 as per the format specified vide MS Policy letter No 04480/MS Policy dated 06 May 2010. Application from desirous officers, duly recommended by IO, RO and SRO should reach MS (Brigs) (MS Branch) at least four months prior to the officers attaining 56 years of age. (ii) Officers retiring in the rank of Colonel & below. Officers are required to apply to MS-3A, MS Branch, IHQ of MoD (Army), South Block, New Delhi 110011 as per the format specified vide MS Policy letter No 04580/MS Policy dt 30 May 2000. Application from desirous officers, duly recommended by IO, RO and SRO should reach MS-3A (MS Branch) atleast four months prior to the officer attaining 55 years of age. (c) Criteria for grant of re-employment, for officers retiring in the rank of Brigadier, is as laid down in IHQ of MoD (Army) letter No. 04480/MS Policy dated 06 May 2010 (as amended), and that for officers retiring in the rank of Colonel & below, is laid down in 04580/MS Policy dated 30 May 2000 (as amended). Aspects meriting amplification are as under:(i) Officers granted premature release or those promoted to next higher rank and thereby not superannuating shall become ineligible for grant of reemployment.

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(ii) Officers will be considered for final selection only on receipt of correct and complete applications which should reach concerned section of Army HQ (MS-Brigs or MS-3A) not earlier than six month prior to date of superannuation. (iii) All officers retiring in the rank of Colonel & below can serve upto 57 years of age, with provisions to serve till 58 years as laid down in AG/PS-2 letter No B/32228/PC/AG/PS-2(a) dated 20 Apr 2007 and MS Branch letter No 04580/MS Policy 18 Jul 07 (as amended vide letter of even No dated 01 Mar 2011). (iv) Criteria for grant of extension of re-employment for retired regular Colonels & below are clearly spelt out in IHQ of MoD (Army) letter No 04580/MS Policy dated 30 May 2000. (d) Posting Norms. (i) Officers retiring in the rank of Brigadier. Officers retiring in the rank of Brigadier are eligible to apply on re-employment for one posting/tenure only till the officer attains 58 years of age. (ii) Officers retiring in the rank of Colonel & below. Posting norms for officers re-employed after retirement in the ranks of Colonel & below are as follows:(aa) Initial re-employment to be in organizational interest.

(ab) Second tenure will be at choice station of the officer subject to wait listing. (ac) Officer has to serve at minimum two stations during the reemployment. 3. Resettlement in Civil Life. Retiring Army Officers may apply for civil employment. However, para 341 of Regulations for the Army 1987 enjoins that an officer who is granted any pension, gratuity or other benefit in respect of his/her Army service or who is likely to receive any pension, gratuity or other benefit, shall obtain the permission of the President before accepting any employment under a Government outside India at any time after his/her Army Service has ceased. An officer of the rank of Colonel or above, whether the rank is held in substantive capacity or otherwise who is granted a pension, gratuity or other benefit, in respect of his/her Army Service or who is likely to receive any pension, gratuity or other benefit shall also obtain such permission prior to accepting employment before the expiry of one year from the date his/her Army Service ceases in the following cases :(a) Commercial employment in private undertakings.

(b) Employment in a civil post under the Central or State Government or a Union Territory Administration/Government, or in a post under a Body Corporate owned or

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controlled by Government if the other officer had been allowed to retire prematurely at his/her own request. Such permission will not, however, be required if the officer had retired from Army Service in the normal course on completion of the standard service prescribed for his/her rank or if he/she had been invalided from Army Service on grounds of ill health or physical disability. Such permission will also not be necessary in cases where due to personal reasons the officers proceeding on normal retirement are allowed to retire a few days earlier (not exceeding one month) than the due date. 4. Commercial Employment in Private Sector. As per the provisions of SAI 2/S/74 as amended, retired service officers of the rank of Col and above are required to seek prior permission of the Govt before taking up commercial employment in the private sector within one year of their date of retirement. Army Headquarters letter No. 35072/MS-Retirement dated 19 May 1989 spells out the procedure for securing the prior Govt permission. The retired officers are required to apply in the prescribed proforma (as per Appendix J) to the MS Branch/MS(X) for officers of the rank of Brig & above and to MS Branch/MS-7 for officers of the rank of Col. ARMY WELFARE PLACEMENT ORGANISATION 5. Retired/retiring soldiers have a young age profile and keeping in view their domestic compulsions as well as long residual productive years, post retirement resettlement is a necessity. We construe this as National Social Responsibility. Besides the efforts of Director General Resettlement (DGR), a strong necessity of having an in-house facility was appreciated way back in 1995. After due deliberations over a period of time Army Placement Agency (APA) was raised in May 1999 to help our veterans in finding suitable jobs in private and public sectors. Its scope was enhanced to include Veer naaris and their wards. 6. Since Apr 2010, AWPO has been registered as a nonprofit organisation (NGO) under the Registration of Society Act 1860 with enhanced scope of including dependents of serving/retired Army pers. In addition, the Organisation has now enhanced its scope to counsel the registrants/beneficiaries in career guidance and accordingly procedures for placements have been modified to make them all inclusive. 7. AWPO has a large data bank of registrants/beneficiaries i.e. Officers, JCOs, OR , Widows, Wards of Widow and Dependents which is being managed through an exclusive job portal www.exarmynaukri.com. The website provides host of facilities to both the registrants and employers. It facilitates on-line registration by applicants, job postings by prospective employers, search facility to applicants for jobs available and to the employers to select suitable candidates from existing data bank. Candidates registering on the website are provided an exclusive Web Page where he/she can upload /modify registration form, pay registration fee online, and upload his resume/ photograph etc. 8. The website is upgraded on regular basis in order to include advance and user friendly features. One such recently introduced facility is Common Registration Form cum Resume. An automatic resume based on the registration form is build up and attached with registrant profile. This feature especially useful for the JCOs, OR and Widows categories, as they are lacking the resume, which is an essential requirement for sponsoring the name to civil

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employer. Facility for online payment of registration fee is also incorporated on the site. Candidates can now pay registration fee using debit/ credit card on the directly website, for detailed info, please visit the website. 9. AWPO has a Pan-India presence through its Network of 15 Placement Nodes at major industrial hubs and communication centres and 50 Placement Cells at the Training Centres and selected Formation Headquarters. Contact details of AWPO Placement Node and Placement Cell are attached at Appendix K & L respectively. 10. Registration Procedure. All those desirous of registering with AWPO can do so by filling a Registration Application Form and submitting the same along with appropriate registration fee and documents as specified in subsequent paragraphs directly to HQ AWPO or any of the PNs/ PCs. Blank AWPO Registration Form can be downloaded from AWPO Website or can be obtained from HQ AWPO or any of the nearest PNs/PCs. For Regn Form refer Appendix M. 11. Eligibility Criteria. Following personnel are eligible for registering with AWPO:(a) Retired Army personnel, who have retired from the Indian Army after completing the age of superannuation. (b) Retiring Indian Army personnel, up to one year prior to their date of retirement. (c) Personnel granted premature retirement. (d) Permanent low medical category persons being boarded out. (e) Short Service commissioned officers and women officers released from the army including those who are due to be released (up to one year prior to their date of release). (f) Widows of Army Personnel and one ward (g) Personnel retiring from Territorial Army. (h) Spouse and children of serving / retired Army personnel. (i) Spouse and children of serving/ retired Territorial Army/ DSC personnel.

(k) Retired personnel from Assam Rifles and their dependents. 12. Registration Fee. All candidates less widows and their wards registering with AWPO are required to pay the following registration fees. The payment can be made online directly on the site using Credit/ Debit card or in the form of a Bank Draft drawn in favour of Army Welfare Placement Organisation payable at New Delhi for the amount specified for each category :(a) (b) (c) (d) (e) Officers JCOs OR Dependents Widows/ Widows Ward Rs 750/Rs 500/Rs 300/Rs 500/Free

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13. Documentation. Following Documents are to be submitted to the AWPO or any of the concerned PNs / PCs :(a) Officers. (i) AWPO Registration form duly affixed with a photograph in civil dress Two copies. (ii) Photocopy of PPO/Retirement Order/Release Order attested). - One copy (duly

(iii) A soft copy of latest resumes in a CD or sent to AWPO on either of the e-mail IDs [email protected] / [email protected]. (iv) The soft copy should be in MS Word Format. It should be kept short and not exceeding a max of three A4 size pages in black & white color without photograph. (v) Mention your Personal No. with suffix or Temporary Number in the subject line of your forwarding e-mail. (iv) Bank draft of Rs 750/- in favour of ARMY WELFARE PLACEMENT ORGANISATION payable at New Delhi unless paid online. (b) Widows/ Widow Wards. (i) AWPO Registration form duly affixed with photograph - Two copies.

(ii) Photocopy of Family Pension Order/ Discharge Documents - One copy. (duly attested) (iii) For Officers Widows only - A soft copy of latest resume in a CD or sent to AWPO on either of the e-mail IDs [email protected] /[email protected] .The soft copy should be in MS Word Format. It should be kept short and not exceeding a max of three A4 size pages in black & white color without photograph. (Mention the Temporary Number in the subject line of your forwarding e-mail) (c) Dependents (i) AWPO Registration form duly affixed with photograph - Two copies

(ii) Photocopy of Dependent Card/ Discharge book/ Family Pension Order (duly attested - One copy. (iii) A soft copy of latest resumes in a CD or sent to AWPO on either of the e-mail IDs [email protected] / [email protected] or submit the same at your concerned PNs. The soft copy should be in MS Word Format. It

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should be kept short and not exceeding a max of three A4 size pages in black & white color without photograph. (iv) Bank Draft of Rs. 500/- in favour of ARMY WELFARE PLACEMENT ORGANISATION payable at New Delhi unless paid on line. Candidates may register 14. Guidelines for Online registration by candidates. themselves online on AWPO website. However authentication will be done on receipt of hard copies of the documents as mentioned in Para 12 above. Steps for online registration are as follows :(a) Log on to AWPO website with URL www.exarmynaukri.com on civil internet. Home Page of AWPO web site is displayed. (b) Click the relevant category hyperlink under JOBSEEKER SECTION given on top-left of Home page. PROCEDURE FOR REGISTRATION page is opened. Follow registration procedure. 15. Candidates may approach AWPO for any queries or assistance on the details given under: Army Welfare Placement Organisation AGs Branch/ CW Directorate Integrated HQ of MOD (Army) West Block III, R K Puram New Delhi 110066 Tele : 011-26100241, 26186075 Telefax : 011-26100241, Toll Free : 1800-11-9922 E-mail ID : [email protected] / [email protected] Website : www.exarmynaukri.com

DIRECTORATE GENERAL RESETTLEMENT Role and Duties/Functions of DGR 16. The role of DGR is to empower retiring/retired service personnel with additional skills through training courses and assist them in choosing second career through employment/self employment. The duties/functions of DGR are as follows:(a) Organize resettlement training in Govt/Semi Govt/Private institutes for retiring/retired service personnel (b) Implement policies/schemes employment as second career. of the department for employment/self-

(c) Liaise with corporate/private sector to seek greater employment opportunities for ESM.

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(d) Act as the interface between retired service personnel, dependents and the outside environment for resettlement/second career. Training 17. DGR is embarked with focus on preparing both ex-servicemen and retiring service personnel for a second career. Training, for their resettlement in civil life is one of the major functions entrusted to the Directorate General of Resettlement. 18. Officers Training. The Directorate General of Resettlement organizes the Resettlement Training Programmes range from short courses of one-three months duration as well as courses upto six months as follows :(a) Management courses of six months duration being conducted at IIMs and Other B-Schools. (b) (c) Corporate and Industrial security, Safety & Intelligence Management Modular programmes in :(i) (ii) (iii) (iv) (v) Retail/Entrepreneurship/Export/Import/Supply Chain Management. Seafaring. Management of Academic Institutions. Independent Directors Course. Clinical Research.

19. Re-employment through DGR. Directorate General Resettlement (DGR) sponsors ESM to various Government organizations, Public Sector Undertakings, Corporate Houses, Private Sector, Central Para Military Forces etc based on their requisition for re-employment of ESM. The DGR sponsored ESM are re-employed by the requisitioning agencies after due process of selection by them. 20. DGR Sponsored Security Scheme. The DGR empanels / sponsors ESM run Private Security Agencies, Companies and Corporations for providing security guards to various CPSUs, Corporate Houses, Private sector Undertakings etc. 21. Registration for Officers The registration is free of cost and offers a great opportunity to ESM (O) of all ranks to get themselves sponsored for employment in Government, Semi-Government, Public Sector Undertaking, Corporate and Private Sector. Eligibility Criteria for Registration are as under :(a) (b) (c) The officers should be covered under the definition of Ex-Servicemen as laid down by the Government of India, (Department of Personnel and Training). Should be an unemployed commissioned officer if retired/released. Should register within five years of retirement/release.

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(d)

Upper age limit:(i) (ii) Officers upto Maj Gen and equivalent- Up to 59 years of age. Lt Gen & equivalent Up to 61 years of age.

(e)

Serving officers may register their name on receipt of their retirement/ release order from Services HQs. However, their Registration No. will be Provisional till they submit their Pension Pay Order (PPO). Till the time the registration is Provisional officers cannot avail any of the Self Employment Schemes of DGR. However they will be considered for Employment Assistance and their names will be forwarded to potential employer, if they meet the QR. All officers invalidated out due to medical reasons may register only if eligible for disability pension and certified fit for civil employment. SSCOs may register on completion of specified terms of engagement with gratuity, otherwise than at his own request or by way of dismissal or discharge on account of misconduct or inefficiency.

(f) (g)

22. Self Employment. The Self Employment Directorate manages avenues/schemes, salient features and details of which are as appended in the succeeding paragraphs. These Schemes are promulgated from time to time and are effective for certain duration of time as would be notified. The presently notified Schemes are Management of the CNG Stations under the IGL, Coal Loading and Transportation Scheme under the CIL. This Scheme is 23. Management of CNG Station by ESM (Officers) in NCR. presently operative as a Company Owned Company Operated (COCO) under the aegis of Indraprastha Gas Limited and available in NCR Area only to include Noida, Faridabad and Gurgaon. Retired Defence Services Officers (ESM-O) empanelled with DGR are sponsored to IGL which in turn selects one of the retired officers through a Board of Officers. 24. Mother Dairy Fruit & Vegetable (Safal) Shops. Mother Dairy India Pvt Ltd. is providing ready built and fully equipped Fruit and Vegetable (Safal) Shops for the ESM and their dependent sons from 1989. The Scheme is available in NCR viz Gurgaon, Noida, Greater Noida and Faridabad and is also under consideration of expansion in Bangalore and State of Rajasthan. 25. Allotment of Oil Product Agencies Under 8% Defence Quota. Under this Scheme 8% of Oil Product Agencies are reserved under Defence Quota in LPG Distributorship, Petrol/Diesel retail outlet including Kisan Seva Kendra (KSK) and SKO/LDO Dealership (Kerosene Oil Agency). The location for developing retail outlets/SKO-LDO dealership and LPG distributors are identified by the oil industry after carrying out requisite feasibility study. After publication in the newspaper, application forms can be obtained in person or by making a written request through registered post, from the Divisional/Regional/Area Office of the concerned oil company on payment of an application fee of Rs. 1000/- by the eligible applicants.

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26.

Defence Category. Priority I Priority II Priority III Priority IV Priority V

The following personnel are covered under Defence Category :-

: Widows/dependents of posthumous gallantry award winners. : War widows/dependents of those who died in war. : War disabled. : Widows/dependents of those who died in harness due to attributable causes. : Disabled in peace due to attributable causes.

27. Allotment of LPG Agency Under Rajiv Gandhi Gramin LPG Vitrak Yojna. As per the marketing plan of the concerned oil corporation, locations for LPG for Rajiv Gandhi Gramin Vitrak (RGGLV) Scheme are advertised by oil companies in two newspapers, (one English Daily and one Regional Vernacular Daily) having maximum circulation in the Districts in which the dealership/distributorship is to be located. Application form for RGGLV Scheme is a part of the advertisement published in the newspapers. The application format can also be downloaded from the websites www.iocl. com, www.ebhratgas.com, www.bharatpetroleum.in and www.hindustanpetroleum .in. 28. Allotment of Regular LPG Distributorship Under 18% Quota. As per the marketing plan of the concerned oil corporation, locations for Regular LPG Distributorship are advertised by oil companies in two newspapers, (one English Daily and one Regional Vernacular Daily) having maximum circulation in the Districts in which the distributorship is to be located. Application form for the Scheme is a part of the advertisement published in the newspapers. The individuals who fulfill the eligibility criteria, can submit application for LPG Distributorship on a prescribed application format. The application format can also be downloaded free of cost from websites www.iocl.com, www.ebharatgas.com, www.bharatpetroleum.in and www.hindustanpetroleum.com. 29. Sponsorship of ESM (O) of COCO Operatorship. Under the Scheme ESM (O) registered with Employment Directorate of DGR are sponsored as service provider for operating Retail Outlets of IOCL AND BPCL under Company Owned Company Operated (COCO) scheme. On receipt of the requisition from the Concerned Oil Company, names of eligible ESM (O) are sponsored. Short listing, selection and Interview are done by Oil Company. Period of contract range from one to three years. Fixed remuneration range from Rs. 23,000/- to Rs. 25,000/- per month. Additional incentive are kept for sale beyond 250 Kl of Oil products. 30. Allotment of Army Surplus Vehicles. Ex-Servicemen and widows of defence personnel who died while in service and Ex-Servicemen Co-operative societies are eligible to apply for allotment of Army Surplus Class V-B Vehicles. Applicant has to apply as per the laid down norms through the ZSWO/DSW(S)/Unit Serving to DGR along with security deposit as stated for each type of vehicle. Post registration of the applicant at DGR subsequent release of the vehicle is done through the MGOs Branch. Option for release of one of the 42 types of vehicles from 12 CODs/CVDs can be opted for on payment of nominal sum as notified by the Government from time to time (see page 43). Application for allotment of Army Surplus class VB Vehicle to ex-servicemen is attached as Appendix N.

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Loan Related Welfare Schemes Entrepreneur Schemes 31. Government has formulated several schemes for encouraging entrepreneurship for resettlement of ex-Servicemen. The current entrepreneurial schemes are SEMFEX-II and SEMFEX-III comprising of ventures in rural and urban areas in agriculture, industry and service sectors. The lending institutions are Nationalised Banks, Cooperative Banks, Regional/Rural Banks etc. Subsidy / soft loan up to 25% - 30% is available for these schemes. Application for loan is submitted by ex-servicemen directly to Bank through concerned Zila Sainik Board. Assistance and Contact Info 32. The details of DGR schemes, training courses and forms are available on DGR website dgrindia.com. DGR publications can be obtained from Publicity Dte of DGR also. Contact Nos are as given below :DIRECTORATE GENERAL RESETTLEMENT DEPARTMENT OF EX-SERVICEMEN WELFARE MINISTRY OF DEFENCE WEST BLOCK-4, RK PURAM, NEW DELHI 110 066 WEBSITE : www.dgrindia.com Contact Details Director General Resettlement SO to DG(R) Adm & Coord Officer Principal Director Jt Director Jt Director Jt Director Jt Director (Emp - II & III) Director Jt Director Jt Director Director Jt Director Director 011-26192351 011-26171456 (Fax) 011-26192350 011-26192350 [email protected] [email protected] [email protected]

Directorate of Employment 011-26192352 [email protected] 011-26192354 [email protected] 011-26191630 [email protected] 011-26192349 [email protected] 011-26174616 [email protected] Directorate of Self Employment 011-26192356 [email protected] 011-26174531 011-26192355 Directorate of Training 011-26192358 [email protected] 011-26192366 [email protected] Directorate of E&L 011-26192353 [email protected]

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Director Jt Director Director

Directorate of Publicity 011-26192365 [email protected] Directorate of IT 011-26174616 [email protected] Directorate of Statistics & Records 011-26192364

Security Agency Empanelment & Requisition Cell For empanelment of Security Agencies & [email protected] Sponsorship of Security Agencies 33. For further details please contact :Director (As applicable) Concerned Directorate Directorate General Resettlement Deptt of Ex-Servicemen Welfare Ministry of Defence West Block-IV, RK Puram, New Delhi-110 066 KENDRIYA SAINIK BOARD 34. Kendriya Sainik Board is the Apex Body of Govt of India, which formulates policies for Resettlement and Welfare of Ex-Servicemen and their families. The Board has Honble Raksha Mantri as its President and other members in the Board include Chief Ministers of States/UTs, Ministers in other Central/State Govt Departments besides the three Services Chiefs, Senior Govt Officials, retired officers, ladies, and retired JCOs. 35. The Board functions under Department of Ex-Servicemen Welfare, Ministry of Defence at the State level. There are 32 RSBs and 371 ZSBs in the Country which though function under their respective State Govts but the expenditure on establishment of these Boards is shared within the Centre and States/UTs on 75% - 25% (Arunachal Pradesh, Assam, Manipur, Mehalaya, Mizoram, Nagaland, Tripura, J&K, Himachal Pradesh, Uttarakhand & Sikkim) and 60% - 40% basis for rest of the States / UTs. 36. Kendriya Sainik Board (KSB) deals with various financial related and personal grievances/issues as applicable to the ESM/wards/widows of ESM. The Rajya Saninik Boards and Zila Sainik Boards functioning at State level function under the KSB. It also deals with the allocation of reserved seats for the wards of ESM for admission to professional colleges (MBBS and Engg) and PM Scholarship scheme. 37. Supply of Honda Activa (Self Starter) Scooters to ESM Paraplegics. The KSB provides Honda Activa (Self Starter) Scooter to the disabled ESM with 50% or more disability allowed after retirement. All requests for the above to be forwarded to the KSB for consideration. 38. Various grants are provided to by the Board to the following organizations :-

33

(a) Paraplegic Rehabilitation Centres (PRC) at Kirkee and Mohali. A lump sum annual grant of Rs 9,60,750/- for PPH Kirkee and Rs 4,34,375/- for PPH Mohali is being granted for upkeep of the establishment by KSB and also provides Rs 14,600/p.a per inmate is provided. (b) St Dunstans After Care Organization,Deharadun. Rs 14 lac is provided as annual budget from AFFD Fund. (c) Cheshire Homes. The grants are as follows :(i) Cheshire Home, Delhi -

(ii) Raphael Ryder International Cheshire Home, Dehradun (iii) Chesire Home, Lucknow -

Rs 9,000/- p.a. per inmate

(d) All India Gorkha Ex-Servicemen Welfare Organization, Dehradun The Association is being provided an annual grant of Rs. 8 lakh per year from Armed Forces Flag Day Fund. (e) Grant from Kendriya Sainik Board for children studying in War Memorial Hostels. Recurring grants are provided to the WMH for wards of Defence personnel @ Rs.1350/- p.m. and Rs.675/- p.m. for attributable and non-attributable cases respectively. Claim. This grant is being claimed by respective hostel authorities yearly from the Kendriya Sainik Board, New Delhi. 39. Prime Ministers Scholarship Scheme under National Defence Fund. (a) To encourage higher technical and professional education for the wards of widows and Ex-Servicemen of Armed Forces, Prime Ministers Scholarship Scheme has been introduced from the Academic Year 2006-07. (b) Number of candidates to be Awarded Scholarship. A total number of 4000 scholarships will be allotted each year under the scheme. (c) Amount of Scholarship. The amount of scholarship is as follows : (i) (ii) Rs. 1250/- per month for boys. (Paid Annually) Rs 1500/- per month for girls. (Paid Annually)

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PART IV Terminal Benefits on Retirement from AGIF 1. Maturity Benefits. A lump sum maturity benefit is paid at the time of retirement/release/discharge based on total contribution made during the service along with interest paid on the saving element which is compounded yearly. Annual bonus is also paid in addition to interest on total contributed amount. The sum comprising accumulated saving element of the monthly contribution to AGIF, Annual Bonus as and when applicable and interest earned at the rates approved from time to time are payable at the time of retirement. The detail of amount due at the time of retirement is given in Maturity Tables published every year by AGIF for the retirees of that year. The Maturity Tables are issued down to unit level and also available on Army Intranet. The subscription payable on account of membership of Extended Insurance (EI) Scheme, where applicable is deducted from this sum. Maturity claims are to be submitted, four months prior to the date of retirement to the PCDA (O), Pune in duplicate with a copy to AGIF along with two passport size photographs of first nominee only, in accordance with AGIF letter No A/56271/03/AG/Ins (Coord) dt 16 May 99. The format for preferring maturity claim amended from time to time and is placed at Appendix O of this Brochure. With the introduction of electronic banking system, National Electronic Funds Transfer (NEFT) facility for payment of AGIF maturity benefits has been implemented. A cancelled cheque is required to be forwarded along with AGI claim form. 2. Benefits under Main Insurance Scheme. In case of death during service irrespective of any cause, the following benefits are provided to the NOK of Officers under Insurance Scheme wef 01 Apr 2011:Type of Benefit Regular Army (a) Insurance (b) Maturity APS (Deputationists from P & T) (a) (b) Insurance Maturity Rs. 40 lakh wef 01 Apr 2011 Depends on contribution made Amount

Rs. 40 lakh wef 01 Apr 2011 Depends on contribution made

Territorial Army (a) Insurance Rs. 30 lakh wef 01 Apr 2012 Maturity Depends on contribution made Cadets of IMA, OTAs and 10 + 2 (TES) When in receipt of stipend (a) (b) (a) (b) Insurance Maturity Insurance Maturity Rs. 40 lakh wef 01 Apr 2012 Depends on contribution made Rs. 15 lakh wef 01 Jul 2005 Nil

10 + 2 (TES) Entry (When not in receipt of stipend)

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NDA Cadets (a) Insurance (b) Maturity AFMC Cadets (a) (b) Insurance Maturity Rs. 8 lakh wef 01 Jan 2003 Nil Rs. 8 lakh wef 01 Aug 2008 Nil

3. Additional Insurance Cover to Aviation Corps Officers. It was started in Oct 1981 by the Army Group Insurance Fund. The scheme presently provides an additional insurance cover of Rs. 3.5 lac without any increase in monthly subscription with effect from 01 Nov 2009. Maturity amount is also paid at the time of retirement/discharge/ release. Monthly subscription being paid by the Officers is as under :(a) (b) (c) Upto Lt Col Col and Brig Rs. 325/Rs. 283/Rs. 250/-

Maj Gen and above -

4. Disability Benefits. With effect from 01 Apr 2011, the disability cover to individuals who are invalided out on or after 01 Apr 2011 varies from for Rs. 4 lakh to Rs. 20 lakh for Officers for 20 percent disability to 100 percent disability. The disability benefit is admissible only if the service of individual is cut short before the individual completes contractual period/ terms of engagement in the rank held. Officers invalided out of service due to alcoholism, drug addiction and proceeding on premature retirement at their own request are not eligible. It is applicable to both physical and battle casualty cases. Disability benefits paid by Army Group Insurance Fund is entirely different from Disability Pension paid by Union of India through Principal Controller of Defence Accounts (PCDA) (Pension) Allahabad. The criteria for both the benefits are different and not comparable and should not be linked in any way. The mere admissibility of disability pension does not entitle a person to be eligible for grant of disability benefits under Army Group Insurance Fund disability scheme. 5. Ex-Gratia Disability Allowance for Severely Handicapped Category of Disabled Personnel at the Time of Invalidment. With effect from 13 Oct 2006, a corpus fund equal to 50 percent of the insurance amount has been sanctioned for special category of handicapped officers suffering from Paraplegia, tetraplegia, total blindness, irreversible comatose conditions, loss of both limbs (Upper & Lower) and invalided out with 100 percent disability and provided with Constant Attendant Allowance (CAA) permanently. This amount is in addition to the normal disability benefit. The corpus is invested by AGIF in a fixed deposit in a Nationalised Bank and the interest earnings on this amount is paid to the beneficiary during his lifetime only. It is applicable to both physical and battle casualty cases. The corpus amount has been increased to Rs. 20 lac for Officers who have been invalided out on or after 01 Apr 2011. 6. Benefits under House Building Advance (HBA) and Conveyance Advance (CA) Linked Group Life Insurance Schemes. The AGIF has introduced a compulsory Group Insurance Scheme to insure all loanees under the AGI HBA and CA Linked Group Life Insurance Schemes for an amount equivalent to the scheduled outstanding loan due to the

36

AGIF. Under these schemes, all loanees are compulsorily insured by charging a one time non-refundable premium calculated on reducing balance of loan amount. In the event of death of a loanee, the NOK will not be required to pay the scheduled outstanding balance of AGI House Building/Conveyance loan. However, there is no saving component/survival benefit payable under this scheme. 7. Sustenance Allowance to Differently Abled Children of Army Personnel Who Die in Harness. With effect from 27 Oct 2007, a fund had been established to give a sustenance allowance of Rs. 2000/- per month to a differently abled child for life whose serving parent dies while in service. As per the scheme, the eligible child should be suffering from autistic spectrum disorders, cerebral palsy, mental retardation or a combination of any two or more disabilities like blindness, low vision, leprosy-cured, hearing impairment, locomotor disability or mental illness and having 40 percent or more disability. The existing sustenance allowance scheme as implemented with effect from 27 Oct 2007 has been revised by Board of Governors, with the monthly payment to beneficiary increased from Rs. 2000/(Rupees two thousand only) to Rs. 4000/- (Rupees four thousand only) per month per child of AGIF members who died in harness (during service). The scheme has now been extended from one child to two children of AGIF member who have died in harness on or after 27 Oct 2007. The revised sustenance allowance scheme is effective from 01 Apr 2012 and will be applicable to the existing beneficiaries also. 8. Social Security Deposit (SSD) Scheme for Widows and Minor Children of the Deceased Members. SSD Scheme was introduced in Nov 1978 with the aim to safeguard the interest of the widows and minor children and ensure security of their deposits. Under the scheme, AGI Insurance benefits of widows or minor children of deceased personnel are invested by the AGIF in Nationalised Banks in cumulative or non-cumulative account to the extent of amount and period stipulated by the member in his nomination. An additional interest of 1.28 percent per annum is provided over and above the Bank rate on SSD Scheme provided the investment is done by AGIF for more than two years. 9. AGIF Scholarship Scheme. A corpus has been approved from AGIF Benevolent Reserve Fund to provide Scholarship to children of Serving/ Retired Army Personnel studying in higher technical education in Army Welfare Education Society (AWES) run professional Institutes. 12 per cent of the total strength of following nine AWES run Institutions will be awarded Scholarship at the rate of Rs. 40,000/- per student per annum :Institute (Course Duration in years) Annual Intake No of Students Eligible (12%) 1st Yr ACMS, Delhi Cantt (5 yrs) ACDS,Secunderabad (5 yrs) AIT, Pune (4 yrs) ACN, Jalandhar (4 yrs) AIN, Guwahati (4 yrs) 100 40 300 50 40 12 5 36 6 5 2nd Yr 12 5 36 6 5 3rd Yr 12 5 36 6 5 4th Yr 12 5 36 6 5 5th Yr 12 5 60 25 144 24 20 Total

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AIL, Mohali (5 yrs) AIMK, Kolkota (2 yrs) AIMT, Greater Noida (2 yrs) AIHM&CT, Blore (4 yrs) Total

75 120 120 60 905

9 15 15 8 111

9 15 15 8 111

9 8 81

9 8 81

9 26

45 30 30 32 410

10. Post Retirement Extended Insurance (EI) Scheme. Wef 30 Jun 2009 Extended Insurance Cover for Officers is Rs. 6 lakh. However, the scheme has been revised wef 31 Jul 2010 in which one time subscription will be refunded without interest to surviving members after the validity period of 26 years after retirement or 75 years of age whichever is earlier. The one time refundable premium being charged under revised scheme is as under :Age of Retirement (a) (b) (c) (d) (e) (f) (g) (h) (j) (k) (l) 52 yrs & below 53 years 54 years 55 years 56 years 57 years 58 years 59 years 60 years 61 years 62 years One Time Premium Payable Officers JCOs/OR Rs. Rs. Rs. Rs. Rs. Rs. Rs. Rs. Rs. Rs. Rs. 51,900/51,670/51,440/51,200/50,950/50,690/50,420/50,140/49,850/49,560/49,250/Rs. 25,900/Rs. 25,680/Rs. 25,460/Rs. 25,230/Rs. 24,990/Rs. 24,740/Rs. 24,480/Rs. 24,220/Rs. 23,950/Rs. 23,685/-

11. The members who have retired prior to 31 Jul 2010 will continue to be covered under the Scheme as mentioned in the EI certificate of members issued at the time of their retirement/ discharge/ release and refund of one time premium paid is not applicable to them. Benefit to NOK in Case of Death of Officers after Retirement 12. Extended Insurance Scheme. Extended Insurance (EI) scheme was implemented with effect from 01 Jan 81. It is a term insurance which provides only risk cover during the period of policy and there is NO saving or survival benefit. The insurance cover and period of cover vary from Rs. 65,000/- to Rs. 6,00,000/- and 15 yrs to 26 yrs years depending on the date of retirement. The Extended Insurance cover for those members who have retired with effect from 30 Jun 2009 is Rs. 6 lakh for officers which is upto 26 yrs after retirement or 75 years of age, whichever is earlier.

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PART V Army Wives Welfare Association (AWWA) 1. Army Wives Welfare Association is one of the largest registered NGOs of India. It has charted a course of fulfilling societal obligation, social empowerment and skill building since its inception in 1966. The organization has been doing yeomans service in its assigned and chosen areas of interest. 2. AWWA has worked towards socioeconomic empowerment of veer naris, ex servicemen and its member population in order to ameliorate the lives. AWWA is actively collaborating to gain from the experience and mechanisms of government schemes and NGOs and develop suitable models for attaining its aims. 3. To care for the widows of the Army is a core focus of AWWA. It has instituted Brave Hearts Empowerment Project for this purpose. AWWA help lines at Delhi, Kolkata, Udhampur, Nagrota and Srinagar have come up. More Help lines are in the process of being set up at various Regional AWWA. Grievances can be directly submitted to AWWA using the form available at the website, with the assistance of Helpline. 4. AWWA runs 26 ASHA schools for the differently abled children which are registered with MOISJE. AWWA has been selected and nominated as major partner by Ministry of Social Justice and Empowerment to undertake assistive devices camp which includes ready to use and tailor made appliances/equipment in the far flung areas of J&K and North Eastern region of India. Towards this purpose more than 20 assessment camps have been conducted till now and aids and appliances over Rupees two crore have been distributed. 5. Central ASHA organization is focused on inclusive education and a welfare environment for the child and the family. Every year the ASHA school children make paintings on various themes; these are then selected and printed as greeting cards. The proceeds from the sale of these cards are utilized for the education and better management of ASHA schools. 6. AWWA is empathetic in its concern for the welfare and empowerment of its members. This translates individual skill building through various courses run at the vocational training centers ranging from computer education, stitching, cooking and baking, language classes and knowledge training in health care, first aid, child up bringing, health care , inoculation and so forth. Patient welfare and motivation is carried out by ladies and an important initiative with this respect is PRERNA. Prerna is a cancer support group at Research & Referral Hospital Delhi which is giving a valuable emotional support and guidance to cancer patients. 7. Another core focus for AWWA is Early Childhood Education. A number of Nursery KG Schools have been created to provide best of quality education to our children in various military stations. AWWA has with support from NCERT and expert team of consultants developed a new curriculum so that pre-school education is standardized, and teachers are updated about best teaching practices. This new pattern of pre school education has been introduced from the April 2007 session. The responsibility of pre school education has since been handed over to AWES.

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8. AWWA website www.awwa.in was launched in Apr 2005 and is regularly updated with news of happenings in AWWA throughout the country. Financial Grants A one time grant of Rs 10,000/- is being given as a token of 9. Ex-Gratia Grant. immediate financial relief from AWWA to the NOK of all ranks of the Army who die in harness. This amount is supposed to be given by the unit/formation/institution/est immediately on demise of a soldier. The concerned unit can claim the amount by submitting the details to respective Command AWWA directly. The Command AWWA submit a consolidated details of all such cases to Central AWWA. Central AWWA prepares the required cheque for the concerned unit and sends it through the Command AWWA channel. 10. Disaster Relief Fund. AWWA also supports Nation Building efforts during disaster relief. Funds through corpus and by synergizing with various NGOs and Govt bodies are provided for relief and rehabilitation of affected areas. Meritorious cases are also considered for individual relief, at the discretion of Management Committee and the approval of President AWWA. Such cases must submit an application, along with supporting documents, report from the panchayat/zila authorities, extent of damage, relief provided by various agencies. The application should be routed through duly verified by Zila Sainik Board /Unit. 11. Education Grant. Education grant to children of veer naris widowed after retirement, children of disabled/invalided soldiers not drawing pension and differently abled children of such categories pursuing secondary/higher secondary/technical/professional education are also considered for educational grant by AWWA. 12. Ex-Service Men and Widows. The following categories of students are supported by AWWA. Refer Appendix P for the scholarship form. (i) All ladies widowed after the retirement of their husbands are eligible for educational scholarship grant at the rate of Rs 4000/- for the first child and Rs 3000/- for the second child. (ii) The above rates of scholarship will also apply to differently abled children of ladies widowed after retirement of their husbands, who are pursuing secondary/higher secondary/technical/professional education. (iii) Scholarship for children of disabled soldiers invalided out of service on medical grounds without pension at the rate of Rs 4000/- for first child and Rs 3000/- for second child per year. (iv) Any other deserving cases at the discretion of President AWWA.

13. Reservation of Allotment of Flats by Army Welfare Housing Organisation. Widows/NOKs of fatal battle casualties are eligible for 3% reservation by Army Welfare Housing Organization for allotment of residential flats. The flat has to be applied for within 02 years of occurrence of death.

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AWWA Hostels 14. General. The Army is committed towards education of children of all personnel and has set up a number of AWWA Hostels in various cantonments around the country to this end. The list of such AWWA Hostels are at Appendix Q. 15. Eligibility. These Hostels cater to the wards of all Army serving/retired personnel. However, priority is given to serving Army personnel. AWWA Publications 16. AWWA publishes an annual magazine every year to communicate with its members and also to give an outlet to the creative expressions of its members. The AWWA publication are as under :(a) (b) (c) (d) (e) AWWA Journal. AWWA Brochure. Baatcheet (Interface). Empowerment Through Awareness. AWWA Asha Cards. AWWA CONTACTS Sl.No. (a) (b) (c) (d) (e) (f) (g) (h) (j) Command AWWA Secretariat Eastern Command Western Command Central Command E-Mail ID [email protected] [email protected] [email protected] [email protected] Tele No. Off. ASCON Civil 35150/52 011-23018183 2041 2509 2764 2258 2988 2727 2941 020-26359222 033-22489142 0172-2862764 0522-2483394 01922-242443 0177-2651431 0141-2232025 03192-286440

Southern Command [email protected]

Northern Command [email protected] Army Training [email protected] comd South-Western [email protected] Comd Andaman & Nicobar Comd, C/O 108 Mtn Bde

Head Office Dir (Welfare) Welfare Complex 210,South Block, Integrated HQ of MoD (Army) New Delhi 110011 35150, 35152 (Army) 011-23012897 (Contact No & Fax)

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Web Site www.awwa.in Resource Centre

E Mail [email protected] [email protected]

Central AWWA Information Highway & Resource Centre, 011-26143136 AWWA Complex, Rao Tula Ram Marg, New Delhi 110010 AWWA Help Lines 1. AWWA Helpline New Delhi [email protected] 011-25684684 2. AWWA Help Line Kolkata 3. AWWA helpline Udhampur [email protected] [email protected] 033-22310206 01992-242443

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PART VI Miscellaneous 1. Canteen Facilities (a) Service pensioners of all ranks including family pensioners are authorised to avail of indigenous canteen stores less specially allocated/short supply items. For this purpose the entitled individual are attached to the nearest Station/Unit run canteen, as convenient by Station HQ. Similar action is to be taken for drawal of ration, upto permissible scale, on payment from nearest sub-depot. (b) NOK of all deceased soldiers are authorized to draw three bottles of liquor quota per month. (Auth : QMG Br./CS Dte letter No. 96129/Q/DDGCS dated 07 Oct 2008) 2. Allotment of surplus vehicles from Army Disposal stock. (a) All retired/released ESM, their widows and ESM co-operative societies with the exceptions noted below will be entitled to allotment of vehicles. The following criteria will be applied in assessing the eligibility of the applicants: (i) ESM/Widows can apply within 5 years after retirements or death of an individual. (ii) ESM employed in Govt/Semi Govt/Public Sector undertaking will be entitled to allotment of vehicles only after termination of such employment. Such personnel may however, apply for allotment of vehicle four months prior to termination of their engagement from service through their Departmental heads. (iii) An individual can be allotted only one vehicle under this scheme and as such this option can be exercised by the ESM or his widow only once. (iv) Personnel in service may apply for allotment of such vehicles through their respective departments heads "six months prior" to their date of retirement. Such applications will be forwarded by the departments concerned to the DGR. These applications will be registered by the DGR but the allotment of vehicles will be made only after "actual retirement" on production of satisfactory proof of eligibility to Army HQ (MGO's Branch/OS-4H). (v) Vehicles can also be allotted to ESM's Co-operative Societies under the scheme subject to the condition that the membership of such societies is not less than twenty. The number of vehicles to be allotted to such societies will be decided by MGO depending upon the recommendations made by Dte Gen Resettlement.

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(vi) Applicants who are found to be willfully concealing the facts or tender incorrect information at the time of making their applications or those who subsequently fail to intimate changes affecting their eligibility shall forfeit their right to allotment of such vehicles and refund of security. (vii) In exceptional cases the ESM (other ranks) will be permitted to apply upto 45 years of age and widows upto 10 years of death with prior approval of DGR. 3. Allotment of Army Surplus Class V B Vehicles to Ex-Servicemen : General Information. (a) Eligibility (i) Ex-Servicemen/their widows who are not re-employed or gainfully resettled. (ii) Service personnel who are due to retire within next six months with pension. (b) How to Apply (i) Ex-Servicemen/their widows should submit the application through their Zila Sainik Board/Rajya Sainik Board to Dte Gen Resettlement, West BlockIV, R. K. Puram, New Delhi-110066. (ii) Serving personnel due to retire within next six months with pension should submit the application through their OC Unit/Service HQrs to Dte Gen Resettlement, West Block-IV, R. K. Puram, New Delhi-110066. (c) Documents to be Attached with the Application (i) Application form as per Performa attached at Appendix O in duplicate duly filled in block letters and pasted with passport size photographs on both the copies on the top duly attested by Secretary, Zila/Rajya Sainik Board/OC Unit. (ii) Affidavit as per proforma attached in duplicate duly attested by Oath Commission/Class1Magistrate/Notary Public on non-judicial Rs. 10/- Stamp Paper. (iii) Certified true copy/Photostat (in duplicate) of discharge certificate/retirement order duly attested by Secretary, Zila/Rajya Sainik Board/OC Unit. Officers are required to submit two CTC of retirement order issued by MS Branch, Army HQ/Air HQ/Naval HQ or two CTC of CDA (P) Pension Certificate/letter/Order.

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(iv) Bank draft of Security Deposit in favour of DGR Security Deposit Fund (A/C No-19417) will be pledged along with two photocopies of the same to DGR. (v) Bank draft will be retained by DGR. However, two photocopies of the same, duly attested will be sent along with the application to MGO branch. (d) Security Deposit. A Security deposit as stated against each type of vehicle is to be deposited in DGR Security Deposit Fund (A/C No-19417) and pledged in favour of Director General Resettlement, Ministry of Defence, New Delhi on behalf of President of India: (i) (ii) (iii) Motor Cycle Jeep/Jonga/TK 1 Ton/Mini Bus 3 Ton and above Rs. 1000/Rs. 3000/Rs. 8000/-

(e) Feeding Depots. Any of the following Ordnance Depots where the applicant wishes to take delivery of the vehicle is to be mentioned in the application form:(i) (ii) (iii) (iv) (v) (vi) (vii) (viii) (ix) (x) (xi) (xii) (xiii) (xiv) CVD Delhi Cantt COD Chheoki (Allahabad) COD Mumbai 223 ABOD OD Avadi 11 FOD, C/o 56 APO Veh Depot Panagarh (WB) 5 FOD, C/o 99 APO NCVD,C/o 56 APO VSD Pathankot 41 Veh Coy, C/o 99 APO CAFVD Kirkee (Pune). VSD Meerut Cantt. 224 ABOD, C/O 56 APO.

45 FIXATION OF PRICE IN RESPECT OF THE DEFENCE SURPLUS CLASS V B VEHICLES FOR RELEASE TO MPS/MLAS/MLCS/EX-SERVICEMEN/CHARITABLE/ EDUCATIONAL ORGANISATIONS FOR THE YEAR 2012-2013 SL.No. 01. 02. 03. 04. 05. 06. 07. 08. 09. 10. 11. 12. 13. 14. 15. 16. 17. 18. 19. 20. 21. 22. 23. 24. 25. 26. 27. 28. 29. 30. 31. 32. 33. 34. 35. 36. 37. 38. 39. 40. 41. 42. Type of Vehicle Motor Cycle SOLO 350 CC R/E Car 250 Kg 4 x 4 GS M&M CJ3B Car 250 Kg 4 x 4 106 RCL Gun M&M Car 250 Kg 4 x 4 GS NSN 60 Car 5 CWT (250 Kg) 4 x 4 Amb NSN Car 250 Kg 106 RCL Gun NSN Truck 1 Ton 4 x 4 GS NSN Truck 1 Ton 4 x 4 Amb NSN Truck 1 Ton 4 x 4 Radio Relay NSN Truck 1 Ton 4 x 4 Water 1000 Ltrs NSN Truck 1 Ton 4 x 4 NSN FAT Truck 1 Ton 4 x 4 NSN FAT (Amb) Truck 1 Ton 4 x 4 TATA LPT 610/32 Tractor 1 Ton 4 x 4 NSN FAT Tractor Kraz Ly 3 Ton 4 x 4 GS S/Man Ly 3 Ton 4 x 4 Water 3000 Ltrs S/Man Ly 3 Ton 4 x 2 GS TMB Ly 3 Ton 4 x 2 Bus Body TMB 312 Ly 3 Ton 4 x 2 Tipping TMB 312 Ly 3 Ton 4 x 2 Water 3000 Ltrs TMB 312 Ly 3 Ton 4 x 4 GS TMB 312 Ly 3 Ton 4 x 4 S/Man 3000 Ltrs BPL Ly 3 Ton 4 x 4 S/Man 4000 Ltrs BPL Ly 3 Ton 4 x 4 S/Man Water Bowser Ly 3 Ton 4 x 4 Petrol S/Man BPL Ly 3 Ton 4 x 4 TMB Breakdown-I LA 312/32 Ly 3 Ton 4 x 4 TMB Breakdown-II LA 312/42 (med) Ly 3 Ton 4 x 4 TMB Breakdown-III Ly 3 Ton 4 x 4 Lt Recovery-I LA 312/32 Ly 3 Ton 4 x 4 Lt Recovery-II LA/312/42 Ly 5 Ton Ashok Layland Comet Ly 3 Ton S/Man Breakdown Ly 6.5 Ton 4 x 2 TATA LPT 1210 E/42 and 1210 D/42 Ly 6.5 Ton 4 x 2 TATA LPT 1210 E Bus Body Ly 10 Ton 6 x 4 ALH BPL 1000 Ltrs Ly 10 Ton 6 x 4 GS ALH Tractor 3 Ton (Ly 3Ton 4X4 S/Man FAT) Tractor 5 Ton Arty Ashok Leyland Comet Mini Bus B-20 STD Ly 4 Ton 4 x 4 TATA 1210 SD-36/SD-42 Ly 3 Ton 4 x 4 S/Man Less Engine Price Approved by MoD 19,373/51,840/72,001/27650/46814/42232/96876/107624/62,854/95608/43394/74101/170303/31,501/348208/214245/195546/177500/1,27,000/90025/1,18,501/133500/169050/228657/131800/1,72,669/284284/258625/227100/312106/248832/151567/297202/147757/211891/2,35,473/366751/233901/1,06,810/115100/304425/141501/-

Note : Auction of vehicles will be done invariably through e-auction. Auth : MoD Letter No. E/14453/Ex-ser/04/OS-4H/712/D(O-II)/2012 dated 04 May 2012.

46

4. Correspondence on Personal Matters. On personal matters, officers/their families should correspond with the authorities mentioned against each subject: Sl No. (a) Dealing Sections/Dtes/ Offices Issue of Service Particulars and recording of personal occurrences Retired/ Released Officers and other connected details :(i) Education Concession Card, Air Travel Concession Card, Certification of Military Service, Endorsement of Family Pension, Restoration of Pension, Family pension to handicapped child and divorcee/widow daughter, Post Retrial Marriage and birth of children etc. AG/MP5(B), IHQ MOD (Army) West Block-III, RK Puram, New Delhi-110066 (For Non-medical Offrs) DGMS (Army)/MPRS(O) AGs Branch, IHQ MOD (Army) L Block, DHQ PO New Dekhi-110011 (For Med, Dental & MNS officers) Subjects

(ii)

Issue of Service Particulars Respective record section of Booklets (To Retired/Released MP-6/MP5(B) officers and widow of deceased (for Non-med offrs) officers) MPRS(O) (for AMC, ADC & MNS) Issue of Medals, Registration of MP-5(C) Voters for Electoral rolls (for Non-med offrs) MPRS(O) (for AMC, ADC & MNS)

(iii)

(iv)

Non-Medical Officers

MP-5 (C)/MPDte AGs Br IHQ MOD (Army), RK Puram, New Delhi 110066 MPRS(O)/Med Dte, AGs Br., IHQ MOD (Army), L Block, Room No. 118A, DHQ PO New Delhi 110011 (i) PS-3/PS Dte, AGs Branch, IHQ MOD (Army), Sena Bhawan, DHQ PO, New Delhi 110011 (ii) CDA (O), Pune

(v)

Medical Officers

(b)

Pay and Allowances and DSOP Fund

47

(c)

Pension/Gratuity (for interpretation of rules only)

(i) PCDA Allahabad

(Pension),

(d) (e)

Commutation of pension Employment after release/retirement (i) Civil employment

(ii) PS-4/PS Dte, AGs Branch, IHQ MOD (Army), Sena Bhawan, DHQ PO, New Delhi 110011 PCDA (Pension) Allahabad.

DG Resettlement, Min of Def, West Block IV, RK Puram, New Delhi-110066.

(f)

(g)

Managing Director, Army Placement Agency, CW Dte, AGs Branch, Kashmir House New Delhi - 110011 Tele : 3010389, 3375078 Tele Fax : 011-3792670 (ii) Re-employment in the Army MS-3, MS Branch, IHQ MOD (Army), South Block, New Delhi -110011 Matters concerning purchase of rations, OC Station Ordnance Officers Shop, Canteen Stores (AI 16/75 and AO 109/72) Welfare aspects & Welfare Funds DDG (Welfare), CW Directorate, AGs Branch, IHQ of MOD (Army), South Block, DHQ PO, New Delhi 110011 Army officers Benevolent Fund CW-8, CW Dte, Army Officers Benevolent Fund, AGs Branch, IHQ of MOD (Army), West Block III, RK Puram, New Delhi-110066 (i) HQ Command/Division/ Area/Independent Area/ Independent Bde (for Officers retiring from other than Delhi). (ii) HQ Delhi Area, Delhi Cantt. (for officers retiring from New Delhi)

(h)

(j)

Identity Card

48

(k)

Allotment of Surplus vehicles from OS-4H/SD Dte, Army Disposal Stock MGOs Branch, IHQ MOD (Army), DHQ PO, New Delhi

5. Tabulated Summary. The tabulated summary of actions required to be taken by a retiree/his unit/Army HQ/CDA (O)/PCDA (P) to enable the officers to submit their various retirement related claims is listed in Appendix R.

49

PART VII TERMINAL BENEFITS TO NOK ON DEATH OF OFFICER AFTER RETIREMENT Family Pension 1. Ordinary Family Pension. Ordinary Family pension is entitled to the widow and after her death to eligible children, in case of death of the officer who was in receipt of pension. Son is entitled for Family Pension upto 25 years of age/marriage or earning more than Rs. 3500/- per month. Unmarried/Widowed/divorced daughters are entitled to family pension for life till their re-marriage/earning more than Rs. 3500/- per month. The PPO issued to officer on retirement also includes family pension admissible to the widow of officer in case of his death. In such cases, the widow is only required to intimate the death of her husband to the Pension Disbursing Authority (PDA). She has to open a separate Single Bank Account. The pension will be deposited in her account. However, where such an endorsement does not exist, the widow has to submit application for Family Pension as per Appendix S to CDA (P), Allahabad, in duplicate to enable them to sanction Family Pension. 2. Entitlement. The widow is entitled to draw Ordinary Family Pension after death of her husband at the rate of 30% of last pay drawn by the officer. 3. Ordinary Family Pension at Enhanced Rate. In case the officer dies within 7 years of retirement or before completing the age of 67 years, the widow is paid Family Pension at enhanced rate which is 50% of the last pay drawn, for a maximum period of 7 years or till the officer would have attained the age of 67 years, whichever is earlier. W.e.f. 01.01.2006 in case of death in harness, enhanced pension will be granted for 10 years. (a) Ordinary Family Pension on Re-marriage. W.e.f. 01.01.2006 Ordinary Family Pension in case of childless widow will continue after remarriage. Admissible in case of death of an officer on account of 4. Special Family Pension. causes attributable to or aggravated by Military service. The widow is entitled to special Family Pension at the uniform rate of 60% of reckonable emoluments last drawn by the deceased officer, subject to a minimum of Rs. 7,000/-. (a) Authorisation of Special Family Pension to pre 01.01.1996 re-married widows. Special Family Pension has been authorized to pre 01.01.1996 re-married widows vide Government of India letter No. 1(1)/2001/D (Pen/Policy) dated 20 January 2009 whose Special Family Pension was stopped on re-marriage. (The provisions of GOI letter of 31 January 2001 did not cover pre 01.01.1996 re-married widows and their Special Family Pension remained discontinued till now). 5. Grant of Family Pension for life to handicapped children. A son or daughter of an officer suffering from any disorder or disability of mind or physically crippled or disabled which renders him or her, unable to earn a livelihood even after attaining the age of 25 years

50

is eligible for grant of family pension for life, after the death of widow of the officer and where there are no other eligible children. (a) Action by Parents. Following documents are required to be fwd to MP 5 (b)/ MRRS(O), AGs Branch for onward submission to PCDA (P) Allahabad :(i) A certificate from competent medical authority (a Medical Board comprising of Medical Superintendent or a Principal or Head of Institution as Chairman) specifying the nature of physical or mental disability and degree of disorder. (ii) A certificate from the medical auth to the effect that the handicapped child is not in position to earn his livelihood. (iii) In case of mentally retarded son or daughter, the family pension shall be payable to a person nominated by the Armed Forces personnel/pensioner and in case no such nomination has been furnished by the Armed Forces personnel/pensioner during his life time, the person nominated by the spouse of the deceased personnel/pensioner. The requirement of appointment of guardian by a Court of Law has been dispensed with, for pension. (b) Action by MP 5(b) AGs Branch/PCDA (P), Allahabad. MP 5(b)/MPRS (O) AGs Branch after Verification of details will forward it to PCDA (P) Allahabad indicating that the details of handicapped child has been taken on records. The acknowledgement should be preserved by parent/guardian for production at the time of consideration of family pension to handicapped child, when contingency arises. 6. Additional Family Pension to old Family Pensioners. The quantum of family pension available to the old family pensioners shall be increased as follows : Age of Family Pensioner From 80 years to less than 85 years From 80 years to less than 90 years From 90 years to less than 95 years From 95 years to less than 100 years 100 years or more Additional Quantum of Family Pension 20% of basic family pension 30% of basic family pension 40% of basic family pension 50% of basic family pension 100% of basic family pension

7. Simplification of procedure for drawal of pension/family pension in r/o NRIs. The procedure of drawal of pension/family pension in respect of NRIs has been further streamlined. The family pension as notified jointly in the PPO in respect of retired pensioners commences on production of death certificate. Till now the family pensioners had to be identified in person by the PDO before authorizing release of family pension. Instructions issued in Mar 2006 vide PC/PN/7994/431/B/D(Pen/Sers/06 dated 08 Mar 2006 exempt the NRI pensioners/family pensioners settled abroad from personnel appearance at the time of first drawal of pension/family pension provided the Indian Embassy/Mission abroad issues an identification certificate to that effect.

51

8. Liberalized Family Pension. Admissible when death takes place during action in war, war like situations, CI Ops, terrorist actions and battle inoculation exercises and is equal to last pay drawn for all ranks for life. Liberalized Family Pension is admissible to the nominated heir until death or disqualification. In case the Officer is not survived by widow but is survived by child/children only, the senior most eligible child shall be eligible for Liberalized Family Pension at 60% of Reckonable Emoluments of the deceased officer till his/her death/disqualification, where after it will pass on to the next eligible child. 9. Authorization of private banks for withdrawal of pension. Besides all public sector Banks the following private sector Banks have also been authorized for withdrawal of pension/family pension :(i) (ii) (iii) (iv) AXIS Bank ICICI Bank HDFC Bank IDBI Bank

10. Crediting of pension in joint account. With effect from 09 Jun 2005 crediting of pension in the joint account has been authorized. The pensioners shall now have the option to get their pension credited to their saving accounts operated jointly with their spouses. Those who do not have joint account can do so now.
Medical Entitlement 11. Paras 3 to 18 of Part II refers.

Grants/Relief from Army Officers Contributory Education Fund (AOCEF) Army Officers Benevolent Fund (AOBF) 12. Para 20 of Part II refers.

Travel Concessions 13. Paras 21 to 25 of Part II refers.

Telephone Concessions 14. Para 26 of Part II refers.

Educational Scholarships 15. Para 27 of Part II refers.

Employment 16. Paras 1 to 42 of Part III refers.

AGIF Benefits 17. Paras 1 to 12 of Part IV refers.

52

Assistance from Army Wives Welfare Association (AWWA) 18. Paras 1 to 16 of Part V refers.

Canteen Facilities 19. Para 1 of Part VI refers.

Allotment of Surplus Vehicles from Army Disposal Stock. 20. Paras 2 to 3 of Part VI refers.

Correspondence on Personal Matters 21. Misc 22. Guidelines on the following are enclosed at Appendices T and U respectively: (a) (b) Execution of Will. Action to be taken on demise of Life Partner. Para 4 of Part VI refers.

53 Appendix A (Refers to Para 5 of Part-I) APPLICATION FOR RETIRING PENSION/RETIRING GRATUITY AND RETIREMENT GRATUITY Number ____________________________________ Rank_______________________________________ Name_______________________________________ Corps/Regt___________________________________ C/o__________________________________________ To CDA(O) Archives Section Pune Sir, 1. Vide MS Branch, Army Headquarters, New Delhi letter No. __________________________ dated____________I am due to retire on _______________________________________________ 2. I am forwarding the following particulars :(a) Rank ______________________________________________________________ (b) Name______________________________________________________________ (c) Personal No_________________________________________________________ (d) Date of Retirement___________________________________________________ (e) MS Branch letter no. date under which retirement order was issued (f) Name of Pension Disbursing Office (g) Name and address of the bank (through which I would like to draw my pension)___________________________________________________________________ SB Account (h) Joint/Single No_________________________________________________ (j) Name of wife________________________________________________________ (k) Date of birth of wife_____________________________________________ ____ (l) Nationality of wife___________________________________________________ (m) Date of marriage_____________________________________________________ (n) Details of children with date of birth _____________________________________ ___________________________________ (o) Address after retirement_______________________________________________ (p) Details of Pre-Commissioned Service, if any_______________________________

3. I am also forwarding two copies of joint passport size photograph of myself and my wife, duly attested. 4. I have also enclosed the following forms: (a) (b) 5. Place : Date : Application form for commutation of pension Annexure 1 Form of declaration of commutation of anticipatory/provisional pension- Annexure II

It is requested that my pension be sanctioned at the earliest. Yours faithfully, ( )

54

INSTRUCTIONS FOR FILLING APPLICATION FOR RETIRING PENSION/GRATUITY 1. Serial 2 (a) to (e) Self explanatory. MS Branch issues the letter atleast 10 months prior to due date of retirement. 2. Serial 2 (f). In case you wish to draw your pension through a Public Sector Bank, the word NA should be written against the serial. Personnel who do not wish to draw pension through Banks, can draw their pension through Defence Pension Disbursing Office (DPDO List attached as Annexure III), or through Treasury Office of the town/Distt in which residing/on which dependent. They should write the name of DPDO/Treasury Office in this serial. However, for the sake of convenience, all ranks are advised to draw pension through Banks. 3. Serial 2(g). List of Banks through which pensions can be drawn is attached as Annexure IV. Officers are advised not to change their Bank unless it is absolutely unavoidable. 4. Serial 2(j). The widowers to prefix the word Late with the name of wife. For example Late Mrs SWARUP SUNDRI, Bachelors to write NA 5. Serial 2(k) to (n). Self explanatory, Bachelor Officer to write NA

6. Serial 2(o). To ensure that all correspondence reaches the officer in time, change of address should be intimated to PCDA (P), Allahabad, MP-5&6/AGs Branch, RK Puram, New Delhi, MPRSO(O) Medical Dte, CDA (O), Pune and your Banker/DPDO/Treasury Office. 7. Serial 3. The photographs should be a joint photograph of the husband and wife together except in the case of widowers and bachelors. Joining two separate photographs together is not acceptable. 8. Serial 4. The Officer is also required to furnish the information as per Annexure V to the OC Unit 8 months prior to the date of retirement.

55 Annexure-I to Appendix A

APPLICATION FOR COMMUTATION OF PENSION When this form has been duly filed up and signed, it should be sent to CDA (O), Archives Section, Pune. S.No 1. 2. 3. 4. 5. Questions Answers

6. 7.

The Personal Number, Rank and Name of Applicant____________________________________________________ Place of Birth________________________________________________________ Date of Birth-Age on next Birthday (Years)________________________________ Married or single_____________________________________________________ Have you on any previous occasion applied for permission to commute a portion of your pension, and if so, with what result______________________________________________________ What percentage of your pension do you now wish to commute___________________________________________ How do you desire the capital sum to be paid to your agent or by draft for negotiation through a Bank ?___________________________________________ Signature______________________

Place_________________ Date_________________

Name_________________________ Address_______________________ ______________________________

Note. In case of anticipatory or provisional pension, the pensioner may if he so desires, indicate his intention to commute the maximum amount in the event of his final pension being more than the anticipatory or provisional pension. In such cases, the amount proposed to be commuted may alternatively be expressed in terms of a percentage or fraction or full pension within the maximum permissible limit. INSTRUCTIONS FOR FILLING OF ANNEXURE-1 1. Serial 1 to 5 Self explanatory.

2. Serial 6. You are allowed to commute upto a maximum of 43% of basic pension, exclusive of dearness relief and stagnation increments, if any. 3. Serial 7. It is advisable to indicate the name of the bank from where you intend to draw the pension. 4. Annexure-I is required to be sent in duplicate.

56 Annexure-II to Appendix A

Number _______________Rank__________________ Name________________________ FORM OF DECLARATION FOR COMMUTATION OF ANTICIPATORY/PROVISIONAL PENSION Whereas the @_____________________________________________________________ Has consented provisionally to advance to me the sum of * Rs _______________________ Being the commuted value of a part of the anticipatory pension in anticipation of the completion of the enquiries necessary to enable to Government to fix the amount of my pension and consequently the part of pension that may be commuted, I hereby acknowledge that in accepting the advance, I fully understand that the commuted value now paid to me is subject to revision on completion of necessary formal enquiries and I promise to have no objection to such revision on the ground that the provisional amount now to be paid to me as the commuted value of the part of anticipatory pension exceeds the amount to which I may be eventually found entitled. I further promise to repay either in cash or by deduction from subsequent payments of pension any amount advanced to me in excess of the amount to which I may eventually be found entitled.

Place : Date :

Signature________________________ Address_________________________ _______________________________

Note : @ Here state the designation of the officer sanctioning the commutation. * Please leave it blank. It will be filled by office of PCDA (P), Allahabad.

57 Annexure-III to Appendix A

List of Stations where Defence Pension Disbursing Officers (DPDOs) are located

(a) (1) (2) (3) (4) (5) (6) (b) (1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (13) (14) (15) (16) (17) (18) (19) (20) (21) (22) (23) (24) (25)

CDA CHENNAI Chennai Bangalore Ernakulam Hyderabad Secunderabad Trichur CDA (PD) MEERUT Amritsar Ambala Bhatala Bhatinda Allahabad Bhiwani Chandigarh Delhi Cantt Delhi Dharamshala Ferozepur Gorakhpur Gurdaspur Gurgaon Hoshiarpur Dasuya Patiala Hissar Hamirpur Jalandhar Jagraon Jhajjar Jaipur Jammu Karnal (26) (27) (28) (29) (30) (31) (32) (33) (34) (35) (36) (37) (38) (39) (40) (41) (42) (43) (44) (45) (46) (47) (48) (49) Kanpur Kapurtala Ludhiana Meerut Mandi Moga Leh Narnaul Pathankot Palampur Ropar Rohtak Rajouri Rewari Sonepat Srinagar Shimla Sangrur Una Udhampur Yol Pathankot Jhunjhunu Calcutta (7) (8) (9) (10) (11) Pathanamthitta Vellore Kottayam Trivandrum Quilon

58

Annexure-IV to Appendix A Allocation of Public Sector Banks to Different States in connection with scheme for payment of Defence pension PART - I
SL. Name of State/Union No. Territory 1. Andhra Pradesh Name of the Public Sector Banks

State Bank of India, State Bank of Hyderabad, Syndicate Bank, Indian Bank, Andhra Bank, Union Bank of India, Central Bank of India, Corporation Bank, Canara Bank, Vijaya Bank. State Bank of India, Syndicate Bank. State Bank of India. State Bank of India, United Bank of India, United Commercial Bank, Punjab National Bank, Central Bank of India, Allahabad Bank. State Bank of India, Central Bank of India, Punjab National Bank, Bank of India, United Commercial Bank, Allahabad Bank, Bank of Baroda, Union Bank Of India, United Bank of India. State Bank of India, Punjab National Bank, Central Bank of India , United Bank of India, State Bank of Patiala, Bank of India.

2. 3. 4.

Andaman & Nicobar Arunachal Pradesh Assam

5.

Bihar & Jharkhand

6.

Chandigarh

7. 8.

Dadar & Nagar Haveli Dena Bank Goa, Daman & Diu State Bank of India, Bank of India, Bank of Baroda, Central Bank of India, Canara Bank , Syndicate Bank . State Bank of India, Union Bank of India, United, Commercial Bank, Central Bank of India, Bank of Baroda, Bank of India, Dena Bank, State Bank of Saurastra. State Bank of India, Punjab National Bank, Central Bank of India, Syndicate Bank, Bank of India, Union Bank of India, State Bank of Patiala, Oriental Bank of Commerce. State Bank of India, Punjab National Bank, United Commercial Bank, State Bank of Patiala, Central Bank of India, Union Bank of India. State Bank of India, Punjab National Bank, Central Bank of India, United Commercial Bank.

9.

Gujrat

10.

Haryana

11.

Himachal Pradesh

12.

Jammu & Kashmir

59 13. Karnataka State Bank of India, State Bank of Mysore, Canara Bank, Vijaya Bank, Syndicate Bank, Union Bank of India, Indian Bank, Corporation Bank, State Bank of Hyderabad. State Bank of India, State Bank of travancore, Canara Bank, Syndicate Bank, Union Bank of India, Central Bank of India, Indian Overseas Bank, Vijaya Bank, Indian Bank. Syndicate Bank. State Bank of India, State Bank of Indore, Central Bank of India, Punjab National Bank, Allahabad Bank, Bank of Maharashtra, Union Bank of India, United Commercial Bank, Dena Bank.

14.

Kerala

15. 16.

Lakshadweep Madhya Pradesh & Chhattisgarh

17.

Maharashtra

State Bank of India, State Bank of Hyderabad, Canara Bank, Bank of India, Syndicate Bank, Central Bank of India, Union Bank of India, Dena Bank, Indian Bank, Bank of Maharashtra, Bank of Baroda, United Commercial Bank, Canara Bank. State Bank of India, United Bank of India, United Commercial Bank. State Bank of India, United Bank of India, United Commercial Bank, Bank of Baroda. State Bank of India. State Bank of India, United Bank of India, United Commercial Bank. State Bank of India, United Commercial Bank, Bank of India, Andhra Bank, United Bank of India, Indian Overseas Bank, Indian Bank, Central Bank of India. State Bank of India, Indian Bank, Commercial Bank, Indian Overseas Bank. United

18.

Manipur

19.

Meghalaya

20. 21.

Mizoram Nagaland

22.

Orissa

23.

Pondicherry

24.

Punjab

State Bank of India, Punjab National Bank, Central Bank of India, United Commercial Bank, Bank of India, Indian Overseas Bank, State Bank of Patiala, Oriental Bank of Commerce, Punjab & Sind Bank. State Bank of India, United Commercial Bank, State Bank of Bikaner & Jaipur, Punjab National Bank, Bank of Baroda, Central Bank of India, Union Bank of India. State Bank of India.

25.

Rajasthan

26.

Sikkim

60 27. Tamil Nadu State Bank of India, Indian Bank, Bank of Baroda, Indian Overseas Bank, Canara Bank, Bank of India, Union Bank of India, Syndicate Bank, Corporation Bank, Central Bank of India. State Bank of India, United Bank of India, United Commercial Bank. State Bank of India, Punjab National Bank, Allahabad Bank, Central Bank of India, Union Bank of India, Canara Bank, Bank of Baroda, Punjab & Sind Bank, Union Bank of India, Oriental Bank of Commerce, Syndicate Bank. State Bank of India, United Bank of India, United Commercial Bank, Central Bank of India, Allahabad Bank, Bank of India, Bank of Baroda, Punjab National Bank, Union Bank of India.

28.

Tripura

29.

Uttar Pradesh & Uttrakhand

30.

West Bengal

Note:1. For metropolitan cities of Delhi/New Delhi, Mumbai, Kolkata, Bangalore, Lucknow, Chennai and Hyderabad where the scheme was introduced with effect from 1st April 1987, all Public Sector Banks have been authorised to disburse pension under this scheme.

PART II Private Sector Banks disbursing Defence Pension are HDFC Bank Ltd, AXIS Bank Ltd, IDBI Bank Ltd & ICICI Bank Ltd.

NAME & ADDRESS OF NODAL (LINK) BRANCHES HDFC Bank Ltd Central Processing Unit (Pensions), SCO-15, Commercial Centre, Sector-14, Old Delhi Gurgaon Road, Gurgaon, Haryana-122001 AXIS Bank Ltd. Mumbai Main Branch, Universal Insurance Building, Sir P M Road, Fort, Mumbai-400001 AXIS Bank Ltd. New Delhi Main Branch, Statesman House, 148, Barakhamba Road, New Delhi-110001 IDBI Bank Ltd. Surya Kiran Building, Ground Floor, 19 KG Marg, New Delhi-110001 ICICI Bank Ltd. 1st Floor, Empire Complex, 414, Senapati Bapat Marg, Lower Parel (W), Mumbai-400013

NODAL BRANCH FOR For three Services

For Naval Pensioners

For Army & Air Force Pensioners For three Services

For three Services

61

Annexure-V to Appendix A

INFORMATION TO BE FURNISHED BY THE OFFICER TO OC UNIT 8 MONTHS PRIOR TO HIS RETIREMENT 1. Particulars (a) Number_______________________________________________________ (b) Rank and Name_________________________________________________ (c) Date of Commission_____________________________________________ (d) Date of Retirement______________________________________________ (e) Authority for Retirement_________________________________________

2. Details of Recovery :__________________________________________________________________________ Motor Cycle/ House Building Any other Car Advance Advance Public Dues

(a) (b)

Amount Date When sanctioned

____________

_____________

_____________

___________

_____________ _____________

_____________ _____________

(c)

Instalment ____________ (Number & Amount) Balance as on date Balance as on date of Retirement

(d)

______________

_____________

_____________

(e)

_____________

____________

_____________

3. I certify that the above information is correct. In case of wrong information, I am open to disciplinary action. Date : Signature of Officer

Forwarded

Date :

OC Unit

62

Appendix B (Refers to Para 22 of Part I) FORM FOR UPDATING DSOP FUND

To

The Account Officer _________________________________________________________________________ (Through the Head of Office) Sir, I am to retire/have retired/have proceeded on leave preparatory to retirement for __________months/have been discharged/dismissed/have permanently been transferred to _____________________/have resigned finally from government service/have resigned service under ______ ______________Government to take up appointment with ________________________ forenoon/resignation has been accepted with effect from ______________________forenoon/afternoon. I joined service with _______________on ____________forenoon/afternoon. 2. My DSOP/AFPP Fund Account No is_______________________________________

3. I desire to receive payment through my office. Particulars of my personal marks of identification, left hand thumb and finger impressions (in the case of illiterate subscribers) and specimen signature (in case of literate subscriber) in duplicate, duly attested by gazetted/commissioned officer of the Government, are enclosed. PART I (To be filled when the application for final payment is submitted upto one year prior to retirement) 4. An amount of Rs. ______________ stood to the credit in my DSOP/AFPP Fund Account as indicated in the Accounts Statement issued to me for the year ___________as appearing in my ledger account being maintained by you. I request that my DSOP/AFPP Fund Account may be reviewed and brought up-to-date. 5. The undermentioned Life Insurance Policies were being financed by me from DSOP/AFPP Fund Account. (a) (b) Policy Number ____________ ____________ Name of the Company __________________ __________________ Sum Assured ______________ ______________

6. I will make another application immediately after last fund deduction has been made from my salary, in Part II of the form. Yours faithfully, Signature___________________________ Number____________________________ Rank______________________________ Name______________________________ Address____________________________ Tele No____________________________

63

(FOR USE BY HEAD OF OFFICE)

1.

Forwarded to Accounts Officer__________________________for necessary action.

2. The DSOP/AFPP Fund Account No _________________of No_________________ Rank________________and Name_____________________________________________ (as verified from the statements issued to him/her from year to year) is _________________ 3. He/She is due to retire from Govt. Service on _______________________________

4. Certified that he/she had taken the following advances in respect of which __________________installments of Rs.______________are yet to be recovered and credited to the Fund Account. The details of the final withdrawals granted to him/her after the period covered by aforesaid Accounts Statement are indicated below: Temporary Advance (a) (b) (c) __________________ _________________ _________________ Final withdrawals ______________________ ______________________ _____________________

Place :

Date :

Signature of the Head of Office

64

Appendix C (Refers to Para 22 of Part I) APPLICATION FOR FINAL SETTLEMENT OF DSOP FUND

(To be submitted by the subscriber immediately after the last fund deduction has been made from his salary. This Part is also applicable in the case of subscribers who apply for final payment for the first time after the date of superannuation, discharge, resignation etc.) In continuation of my earlier application, dated for the final payment of DSOP/AFPP Fund balances, 1, request that entire balance at my credit with interest due under the rules be paid to me. OR 1 request that the entire amount at my credit with interest due under the rules may be paid to me/transferred to

Place: Date:

Signature Number_________________________ Rank___________________________ Name___________________________ Address_________________________ ________________________________ (FOR USE BY HEAD OF OFFICE)

1. Forwarded to Accounts Officer ____________________________ for necessary action in continuation of endorsement No 2. He/She is due to retire from service on ____________________ has proceeded on leave preparatory to retirement for________________month from _________________________ has been discharged/dismissed permanently transferred to________________________ has resigned finally from Government service/has resigned service under__________________ Government to take up appointment with ______________________and his/her resignation Has been accepted with effect from _____________________ forenoon/afternoon. He/She Joined service with ________________on_________________forenoon/afternoon. 3. The last fund deduction was made from his/her pay in this office. Bill No ______________ dated ______________ for Rs (figures) ____________________ (Rupees, in words) _________________________ Cash Voucher No. _________________ of _________________ Treasury, the amount of deduction being Rs. _________________ and recovery on account of refund of advances Rs. ____________________.

65

4. Certified that he/she was neither sanctioned any temporary advance nor any final withdrawals from his/her DSOP/AFPP Fund Account during the 9 months immediately preceding the date of which the last fund deduction has been mode from his/her salary or thereafter. Certified that the following temporary advances/final withdrawals wore sanctioned to him/her and drawn from his/her DSOP/AFPP Fund Account during the 9 months immediately preceding the date on which the last fund deduction has been made from his/her salary or thereafter. Amount of Advance/Withdrawals (a) (b) (c) Date Voucher No. ______________ ______________ ______________

___________________________ ______________ ___________________________ ______________ ___________________________ ______________

5. Certified that no amount was withdrawn/the following amounts were withdrawn from his/her DSOP/AFPP Fund Account during the nine months immediately preceding the date n which the last fund deduction was made from his/her salary preceding on leave preparatory to retirement or thereafter for payment of Insurance premia purchase. Amount (a) (b) (c) _________________ _________________ _________________ Date ______________ ______________ ______________ Voucher No. ______________ ______________ ______________

6. Certified that he/she has not resigned from Government service with prior permission of the Central Government to take up an appointment in another Department of the Central Government or under a State Government or under a Body Corporate Owned or controlled by the State.

Place: (Signature of Head of Office) Date:

66

Appendix D (Refers to Para 23 (d) of Part-I) Form A Pension Disbursing Authority/Head of Office (Name of Bank/ Treasury/Post Office/Accounts Officer etc) (NOMINATION OF LIFE TIME ARREARS OF PENSION (IN TRIPLICATE) Date of SOS : :

Auth for Retirement CDA(O) A/C No. :

I, IC/MR/NR No.__________Rank________Name__________________________ (in CAPITAL LETTERS) Bankers Name____________________hereby nominate the person named below :Name and address of the Nominee Relationship with Pensioner Date of Birth (If the nominee is minor) Name & address of person who may receive the said pension during the nominees minority 4 Name & address of other nominee in case the nominee under column (1) above predeceases the pensioner 5

Relationship with Pensioner

Date of Birth if the other nominee is minor 7

Name and address of Person who Contingency on may receive the pension during the happening of other nominees minority which nomination shall become invalid 8 9

Place : Date :

Signature and name of the Pensioner Address

Witness : Signature, ___________________________________________

Name

and

Address

67

Verified

Place : New Delhi Date : AG/MP 6 or DGMS/MPRS(O)

Certified that application/nomination Has been received from______________________________________________________ Whose address is____________________________________________________________ __________________________________________________________________________ (Acknowledgement to be sent by the Pension Disbursing Authority/Head of Office)

Signature of Pension Disbursing Authority/Bank/Treasury/PO/Accounts Officer/Head of Office

Place :

Full Address

Date :

68

Appendix E (Refers to Para 23(h)(vi) of Part I)

DESCRIPTIVE ROLL

Personal No Rank Name Corps Date of SOS CDA (O) A/c No 1. 2. Name of wife

_____________________ ______________________ ______________________

Three specimen signatures or left hand thumb impression of wife

3.

Additional marks of identification of wife

______________________

Joint Photograph Paste Here

(Latest passport size photograph of officer with wife in civil dress duly attested) 4. Three specimen signatures of officer ________________________________ ________________________________ ________________________________ Countersigned by Gazetted Officer With Date

________________________________

(Name & Designation of Gazetted Officer)

69

70

71

72

73

74

75

76

77

78

79

80

81

82

83

Appendix G (Refers to Para 20(b)(i) of Part-II)

I,__________________________________________________,

hereby

opt

to

continue my membership of Army Officers Contributory Education Fund after __________________ the date on which I retired/was released or relinquished my commission and agree to pay subscription to the fund at the rate or such other rate that may be prescribed from time to time. Subscription upto the year ending _________________ amounting to Rs. _____________ is remitted to the Director AOCEF Fund.

Date :

Signature & Permanent Address

84 Appendix H (Refers to Para 20 II (e) of Part II) ARMY OFFICERS BENEVOLENT FUND :NOMINATION FOR RECEIVING AOBF GRANTS I, hereby nominate the person/persons mentioned below to receive financial grant from Army Officers Benevolent Fund: Nominee Relationship with Contingencies due to Name, date of birth, postal address and relationship Nomination of guardian Subscriber which the nominations of of subsequent nominees to whom the right of the with relationship and the person named in nominee vide column 1 shall pass in the event of address in case the column 1 become invalid contingencies mentioned in column 3 occurring subsequent nominee under Percentage of grant to be indicated against each. column 5 a minor 1 2 3 4 5 Name Date of Birth Address (a) (b) (c) In the event of death of the nominee Insanity If spouse in the event of desertion of the nominee or legal separation or divorce.

Signature in the presence of following witness: Witness I Signature_________________ No.______________Rank______________ Name______________________________ Address____________________________ Witness II Signature__________________________ No.______________Rank______________ Name______________________________ Address____________________________

______________________________ Signature of the subscriber Personal No.__________________________________Rank_________________________________ Name ________________________________________Regt/Corps_________________________ (a) Date of Birth_______________________________________________________________ (b) Date of Commission_________________________________________________________ (c) Date of Retirement___________________________________________________________ (d) Reasons for Retirement_______________________________________________________ (e) Present postal address ________________________________________________________ (f) Permanent postal address after retirement @_______________________________________

Note. 1 .@ Please intimate changes in address if any to Joint Secretary, AOBF immediately. 2 Nomination in respect of persons other than authorized nominee is liable to be rejected. 3 Total % of column 4 should be 100%.

85

Appendix J (Refers to Para 4 of Part-III) APPLICATION FOR PERMISSION TO ACCEPT COMMERCIAL EMPLOYMENT WITHIN A PERIOD OF ONE YEAR AFTER RETIREMENT

1.

Personal Number, Rank, Name and Regt/Corps of the officer

___________________________________ ___________________________________ ___________________________________

2. 3.

Date of retirement

(a) Particulars of the officers postings during the last five years preceding retirement (with duration) APPOINTMENT UNIT DURATION FROM TO

(b) If the officer had been on deputation to the Civil Departments during the last five years preceding retirement give details:Name of the Ministry/ Department/Office/ Public Sector Undertaking Post Held DURATION FROM TO

4.

(a)

Posts held at the time of retirement and period from which held In case of premature retirement, state the reasons (viz. Medical, Supersession or compassionate) with a copy of the Govt letter granting premature retirement

________________________ ________________________ ________________________ ________________________ ________________________ ________________________ ________________________ ________________________ ________________________

(b)

5.

Pay scale of the post and the pay drawn by the officer at the time of retirement

86

6.

Pensionary benefits:(a) Pension expected/sanctioned, (Commutation, if any, should be mentioned) Gratuity, if any ________________________ ________________________ ________________________ ________________________

(b)

7.

How has the offer of employment been made to the officer Details regarding employment proposed to be taken up (Letter of appointment/offer of employment be attached in original) :(a) Name and particulars of the employer

________________________ ________________________ ________________________

8.

________________________ ________________________ ________________________

(b)

If commercial employment whether the officer, had, during his official career any dealings with the firm. If so, duration and nature official dealings with the firm..

________________________ ________________________ ________________________ ________________________

Note:- If the officer had no dealings with firm, company etc., in which the employment is offered, it may also be indicated whether the official had dealings with any other firm, company etc., under the control of the proposed employer, if so, details may be given (c) below. (c) Duration and nature of official dealings with the firm Details regarding status and the dealings of employer. (i) ________________________ ________________________ ________________________ ________________________

(d)

(ii)

What is status of the employer, whether it is a registered Indian or Foreign Company or any subsidiary of any Foreign or Indian Company, Co-operative Society, Firm or individual engaged in trading, commercial, industrial, financial or professional business ________________________ Give a complete list of equipment/ ________________________ items manufactured by the firm ________________________ Give a complete list of items which the firm is dealing with including on agency basis ________________________ ________________________ ________________________

(iii)

87

(iv)

Is the firm an agent of any foreign supplier, if so, give full details of the items in respect of which such agency exists. If the answer to (iv) above is in the affirmative, what are the principal products of the foreign supplier.

________________________ ________________________ ________________________ ________________________ ________________________ ________________________ ________________________ ________________________

(v)

(vi)

Does the firm have any subsisting contract with any of the departments of the Central Government or any subordinate office/organization of the Central Government including the Army, the Navy and the Air Force and their Lower Formations. ________________________ If there is no subsisting contract as per (vi) above, has the firm tendered for or applied for any contract with any of these Govt agencies mentioned (vi) above ________________________ ________________________ ________________________ ________________________ ________________________ ________________________ ________________________ ________________________

(vii)

(e) (f)

Name of the job/post offered Whether the post was advertised? If not, how was offer made?

9.

Please clarify :(a) Whether the commercial duties involves consultancy services on behalf of or with any company/firm etc. If so, complete list of all companies, firms etc, be attached. Whether the commercial duties involve in discharging judicial/quasi-judicial functions, if so give details. ________________________ ________________________ ________________________ ________________________

(b)

________________________ ________________________ ________________________

10.

General :(i) Does the job involve the participation, in the marketing of the product of the firm. Specify whether post offered would involve work in place of manufacture/ testing/R&D or elsewhere Is the post a technical one? ________________________ ________________________ ________________________ ________________________ ________________________ ________________________

(ii)

(iii)

88

(iv)

Does it involve liaison/contract work with Govt Department? Remuneration offered for the post & other perquisites offered Any information which the applicant desires to furnish in support of his request.

________________________ ________________________ ________________________

(v)

(vi)

________________________ ________________________ ________________________

(Signature of the officer) Station : ___________________ Date : ___________________

89

TABULAR STATEMENT

01. Name and address of the firm/ employer indicating whether it is a registered establishment. 02. The nature of business/dealings of the firm

:. :

03. The nature of employment proposed to be taken up and the antecedents of the employer. 04. Qualifications of the officer.

: :

05. Are the duties in the employment which the pensioner proposed to take up such as might bring him into conflict with Govt? 06. Details of posts held by the officer during last 10 years before the date of retirement. 07. Did the pensioner, while in service had any dealings with the employer under whom he proposes to seek employment as might afford reasonable basis for suspicion that the pensioner had shown favours to such employer? 08. Will his commercial duties be such that his previous official position or knowledge or experience under Govt could be used to give the proposed employer advantage. 09. Whether the firm/company has/have any subsisting contracts with the Ministry of Defence or its attached and subordinate organisations. 10. Whether the duties of the commercial employment proposed involve liaison or contract work with Govt Deptts. 11. Whether his commercial duties involve consultancy service on behalf of or with any company/firm etc. If so complete list of all companies, firms etc to be attached. 12. Whether the commercial duties involve in discharging judicial/quasi-judicial functions. If so give details. 13. Any other relevant fact (pay etc)

90

CERTIFICATE

1.

This is to certify that M/s _________________________________________________ (a) Does not have any subsisting contracts with the Ministry of Defence or its attached and subordinate organisations. OR (b) Has a subsisting contract with ______________________________________

2.

It is also certified that the appointment offered to ______________________ ___________________________________ does not involve any liaison with the Government/involves liaison with Government*.

Signature

Appointment : OFFICE SEAL Date :

Strike out portion not applicable.

91

92

93

94

95

96

97

98

99

100

Appendix N (Refer to Para 30 of Part III) APPLICATION FOR ALLOTMENT OF ARMY SURPLUS CLASS VB VEHICLES TO EX-SERVICEMEN AND WIDOWS To IHQ MoD (Army) MGOs Branch (OS-4H) New Delhi -110 011
Passport size Pass photograph of applicant to be affixed and to be attested by Secy RSB/ZSB/OC UNIT

Application No.-----------MGOs Br Regn No.--------DGR Regn No. ---------------

Sir, Please release in my favour one ______________________________________________ (Indicate nomenclature of vehicle) Class VB from Ordnance/Vehicle Depot __________ __________________(Indicate name of Depot) My service particulars are as under : Service No ________________________________ Rank _______________________________Name_______________________________ Fathers Name _______________________House No. ___________________________ Village _____________________________ Distt _______________________________ State ________________Pin code __________ Last Unit served____________________ Tele No. (Landline)____________ Mob No. _________________E-mail ID__________ Record Office ________________________ Date of Birth ________________ Date of enrolment _____________________Date of discharge ____________ ______ Character at the time of discharge ______________________________________ Ground of discharge _______________________________________________________ Name of Widow __________________________________________________________ Date of death of Husband ________________________ Age of applicant ____________ Disability percentage if any _________________________________________________ Identification marks _______________________________________________________ DGR/ZSB Employment registration No. _______________________________________ Employed at ______________________________________________ Sources of Income If any i.e. Business Rs _______________Farming Rs. _____________ Re-employed salary Rs ____________________Pension Rs ________________________ Total Rs. _______________________________ Purpose for which required _________________________________________________ How the cost of the vehicle will be financed _____________________________ Details of security deposit Viz : Name of Bank________ ______________ Bank Draft No. and Date ______________________________ Amount Rs _____________ Declaration of affidavit on non judicial stamp paper is enclosed in triplicate, as desired

Yours faithfully, Place : ___________ Date : ___________

101

RECOMMENDATION AND ENDORSEMENT OF SECRETARY RAJYA/ZILA SAINIK BAORD/OC UNIT

Certified that the particulars given above have been verified and are correct, Endorsement of vehicle recommended has been/will be made in his discharge/retirement certificate. The applicants affidavit and CTC of discharge certificate/retirement orders in triplicate are enclosed. The applicant is eligible for allotment of surplus vehicles and has necessary financial resources to buy the vehicle and the vehicle will be used by him personally. In case of those who apply for second time, the original allotment release order is also enclosed. Bank Draft for Rs _____________ vide Bank draft No.and Date ______________________ issued by (Bank Name) ______________________________ is enclosed.

Place : ___________________ Date : ___________________

Secretary, Rajya/Zila Sainik Board/OCUnit Service Headquarters

MINISTRY OF DEFENCE (Dte Gen Resettlement) 1. Certified that the applicant is eligible for allotment of surplus vehicle out of disposal stocks and the facts mentioned in the application are correct on the basis of certificate rendered by the Secretary, Rajya/Zila Sainik Board/OC Unit.______________ 2. The applicant has deposited, Security of Rs 8000/-, Rs 3000/-, Rs 1000/- properly pledged to Director General Resettlement.

Registration No. _____________________

Jt Director (SE) for Dir Gen Resettlement

102

AFFIDAVIT (SPECIMEN) I, Service No. ____________ Rank ___________ Name ________________ son of ______________ resident of __________________________ do hereby solemnly affirm and declare as under:1. That I am a bonafide ex-serviceman having served with the Army/Navy/Air Force from _________ to __________which forms a part of the defence forces of the country. Now I have physically retired from defence forces of the country w.e.f _________. A CTC of retirement order/discharge certificate is attached. 2. That I am eligible for allotment of a surplus vehicle for my personal use and for the betterment of my economic condition. 3. That I have neither applied nor already been allotted a vehicle from the Defence surplus stock (An allotment order issued earlier but vehicle not collected on that release order is attached herewith in original). 4. That I am not a member of any Ex-Servicemen Co-operative Society and that necessary financial resources are available with me to purchase the vehicle on allotment. 5. That I am neither re-employed in Armed Forces/BSF/NCC, nor serving in a civilian capacity under any State/Central Govt. or Public Sector Undertaking. I further depose that I have not availed of any such scheme by any other State/Central Govt/Public Sector Undertaking. 6. That the vehicle will be registered in my name within six months of allotment and that vehicle will NOT be mortgaged/resold within one year from the date of its purchase. In case it is decided to resell the vehicle after one year, it will not be sold without verifying the antecedents of the person to whom it is sold. In case the vehicle is sold without due diligence/verification of the buyer, I shall be held personally responsible for any consequences which may happen, like misuse of the vehicle for anti-national activities by terrorists or by anti social elements. 7. In the event of non-registration of the allotted vehicle with the local/concerned RTO within six months from the date of issue, the amount of security deposit, deposited by me will be forfeited to the Government of India. 8. That I will immediately get the vehicle re-painted with other than Defence services colour and remove all military markings/tactical numbers before registration. 9. That in the event of any of above facts given in this affidavit being proved false, and for violation of any of these provisions I hold myself responsible for all the consequences, besides being debarred for allotment of a vehicle out of Army Surplus Quota. (ASQ). I also understand that I may also be liable for action under Regulations 4 and 5 of the Pension Regulations for the Army, 1961 (Part I) relating to withholding, suspension or discontinuation of the pension. 10. FOR WIDOWS ONLY (Death certificate & affidavit for her spouse be attached). That my late husband (here indicate number, rank and name of unit of Armed Forces) has not been allotted any vehicle from Defence surplus stock in the past. Deponent

103

VERIFICATION

Verified at ___________ this _____________ day of ____________year _________20___ that the above affidavit given by me is true to the best of my knowledge and belief, and nothing has been concealed therein. Three Specimen signatures 1.______________ 2._______________ 3.________________

Deponent

Certified that the above was declared on Oath before me, by the Deponent and who is personally known to me/identified by Sh/Smt ____________s/d of ______________, resident of ____________ OATH COMMISIONER/FIRST CLASS MAGISTRATE (FULL NAME & ADDRESS WITH SEAL)

COURT SEAL

104 Appendix O (Refers to Para 1 of Part-IV) AGI Claim -3710 (TO BE INITIATED 4 MONTHS PRIOR TO RETIREMENT) APPLICABLE FOR OFFICERS (Form should be typed on both sides) Combined Appendix G(REVISED AGI CLAIM-MATURITY AND EXTENDED INSURANCE BENEFITS SCHEME FOR AGI USE ONLY 1. Personnel No : ... Mail ID ____________________ (SL&RC Offrs will indiated Army No JC No also) Claim ID ___________________ 2. Gentleman Cadet No: ... Entered On _________________ (where applicable) Verified on _________________ 3. Rank & Name: .. Approved on ________________ 4. Regt/Corps : ... PAL No ____________________ 5. Unit Last served with address: ... PAL Amount ________________ 6. PCDA (O) A/C No : ............................................................... Addl Interest ________________ 7. Dates of :Cheque No and Date _________ (a) Birth : . or (b) Joining IMA/OTA : . Unique Code for Elec Tfr ______ (c) Enrolment/Commission .. EIC No and Date ____________ (d) Retirement/Release/Medical: .................................MBS No ___________________ Ground/Discipline ........................DID No ____________________ (e) SOS : . (f) Re-emp, from........... to... 8. (a) Medical Category..........................(b) Percentage of disability if any............................. 9. AGI Membership period : From To Years & Months (a) As OR (b) As JCO (c) As Gentlemen Cadet (d) Officer (e) On Deputation and Amount paid (f) As AOP Note : Date of Inception of AGI - 01 Jan 1976. 10. Bankers (a) For Payment by Cheque :(i) Name of Bank (ii) Branch. (iii) Bank Code (iv) Acct No .. (v) Address/Location of Bank .. DisttState. Pin .. Tele No (To avoid delay, please do not change this bank account until you have received amount) OR (b) For Electronic Payment. (Please note that drawee branch should be on Core banking) (i) Name of Bank ... (ii) Branch ... (iii) Bank Code ............... (iv) Location ........... (v) CBS Credit Account No (11 to 16 Digits) . (vi) Account Type ........

105 (vii) IFSC Number ........ (viii) MICR Number ........ (ix) Cancelled cheque ................................................................................ Treasury/Bank through which individual will drawn his pension .... Address after retirement for correspondence. (Change to be intimated) S/O (FathersName)....................... Address ..........StatePIN Code..Tele/ Mob No............... Permanent Address................................ StatePIN Code.Tele No and Nearest contact of Tele No. Loans Date of Loan Amount Amount Taken Refunded Amount Balance Remarks

11. 12.

13.

14.

(a) HDFC (b) HBA (AGI/Govt) (c) Conveyance (d) Advance (AGI) (e) Any other loans Present Address..................................... ....... State (PIN..)Tele No.................. Present Address................................ ...... State PIN Tele No and Nearest contact of Tele no.. Age Family Details : Name Father Mother Wife/Husband Children (i) ................................... Age ..................... Sex.......................... (ii) ................................... Age ..................... Sex.......................... (iii) ................................... Age ..................... Sex.......................... Contingent Nominee (s) Name Relationship and Address First Nominee (a) (b) (c) (d)

15.

16.

Name ............................................................................................................ Relationship .................................................................................................. Adress .......................................................................................................... 17. In case any discharge/retirement order are cancelled. I undertake to refund the maturity benefits paid to me within 45 days, falling which I hereby undertake to pay penal interest on the said amount at the rate of 15 percent per annum till the amount is received back by AGIF. 18. Certified that the particulars given are correct and the claim for these benefits has not been submitted previously. Signature Rank Name ______________________ (Signature of the individual )

106 Received Payment Signature .............................................. No ............................. Rank ................. Name ...................................................

Date

Rs 1/- Revenue Stamp

Note : On completion, the forms will be forwarded to PCDA (O) Golibar Maindan Pune-1 and two copies along with two copies of single photographs of first nominee duly attested will be forwarded to AGIF. Please write No, Rank, Name and date of SOS on reverse of the photographs.

PART II (To be filled in by PCDA (O) Pune) Certified that sum of Rupees _________/- (Rupees _________________________________ only) has been deducted from the pay of No __________ Rank ______ Name __________________ for the period from ____________ to ________________as monthly subscription towards AGIF.

Date : Office Seal On completion the PCDA (O) will send one copy to AGIF

Signature Account Officer PCDA (O) Pune

PART III Certified that the above data is correct/amended as under :(Office Seal) Place : Date : (To be verified by DAAG Org 3 &9 (Org Dte)/MPRS(O) Med Dte Name ........................................................................................

107

Appendix P (Refers to Para 12 of Part-V) EDUCATION SCHOLARSHIP FORM To, Welfare Complex Room No 210, South Block IHQ of MoD (Army), New Delhi -110011 ARMY WIVES WELFARE ASSOCIATION APPLICATION FORM FOR EDUCATION SCHOLARSHIP FOR THE YEAR_________ FOR VEER NARIS AND THEIR DEPENDENT CHILDREN (NOTE : PLEASE DO NOT LEAVE ANY INFORMATION BLANK, USE BLOCK LETTERS) PART - I 1. Personal Particulars of Soldier :(a) (c) (d) (e) (f) (g) (h) Army Number ___________________ (b) Rank _____________________
Photo of children duly attested by the School Principal

Name___________________________________________________________ Arms/Service _____________________________________________________ Date of Enrolment ________________________________________________ Date of Discharge__________________________________________________ Date of Death ____________________________________________________ Discharge Book (Attach Copy Duly Attested)___________________________ PART II

2.

Particulars of the Applicant/NOK :(a) (c) (d) (e) (f) Name ________________________ (b) Age______________________

Relationship _____________________________________________________ Educational Qualification ___________________________________________ State Whether ECHS Member or Not__________________________________ Address__________________________________________________________ Vill ______________________________ Post Office_____________________ Tehsil___________________________ District________________________ State___________________PIN_____________ Tele Number _____________

108

PART III FAMILY DETAILS AND FINANCIAL PARTICULARS 3. Detailed report on the financial condition of the petitioner/petioners family :Ser No Name Relationship Age Income

4.

(i) (ii) (iii)

Was is the Ex-Serviceman in receipt of pension : Is the applicant in receipt of pension Nature of Pension : :

Yes/No Yes/No Service/Family / Disability/Civil Pension : Rs____________ Rs____________ Rs____________ Rs____________ Rs____________ Rs____________ Rs____________

(iv) (v)

Total Pension incl DA

Other terminal benefits at the time of retirement such : as (Group Insurance, Gratuity, Encashment of leave)

(vi) (vii)

Annual income from the land holding, if any Income from any other source

: : :

(viii) Present employment and income from

(ix) If reply to Para (viii) above is Nil, mention how you are maintaining your family ____________________________________________________________________ _____________________________________________________________________ 5. Details of Financial Assistance received from various agencies in past :Purpose AGs Br/R&W ZSB/RSB AWWA Amount Year

109

6.

Financial Grant Required for :(Kindly see detailed Note and attach relevant documents) Bankers Details :Account number Name of Bank Address of Bank _________________________________ _________________________________ _________________________________ _________________________________

7.

8.

For Educational Scholarship only Name Date of Birth Class Tuition Fees Grade/%age Previous Class

(a) (b) (c) (d)

Name of School Recognised/Private Telephone No Kindly see detailed note for grant of AWWA scholarship Signature of the Principal

Stamp of the School/College 9.

Certified that I have stated the above facts to the best of my knowledge. (Name and Signature of the NOK)

Date :_______________

COUNTERSIGNATURE The above details have been verified and the case is recommended for financial relief for the purpose stated in Para 6 above. Date Office Seal : Signature Name Tele No with Code Designation

110

NOTES The Army Wives Welfare Association provides financial support in the following areas :1. Education Scholarship:The following categories of students are supported by AWWA. (a) Children of all ladies widowed after the retirement of their husbands are eligible for educational scholarship grant at the rate of Rs 4000/- for the first child and Rs 3000/- for the second child. (b) The above rates of scholarship will also apply to differently-abled children of ladies widowed after retirement of their husbands. (c) Scholarship for children of disabled soldiers invalided out of service on medical grounds and not drawing any pension at the rate of Rs 4000/- for first child and Rs 3000/- for second child per year. (d) (e) Any other deserving cases at discretion of President AWWA. Attach following documents :(i) (ii) (iii) Copy of the Widow/Dependant Identity Card. An attested copy of the Discharge Certificate. Copy of PPO.

(iv) Copy of School/College Identity card, previous years mark sheet and tuition fee deposit receipt must be attached to process the claim. (f) Children of all Battle Casualties are provided Education scholarship by Govt of India through CW-3, AGs Br, IHQ of MoD, Army, New Delhi-11 and all died in harness cases are given Education scholarship by R&W Sec, AGs Br, IHQ of MoD, Army, New Delhi -11. 2. Disaster Relief Support : The AWWA provides financial relief to ex-servicemen and their widows, who suffered heavy losses in any natural calamity. Applications alongwith documents supporting the facts of the plea and proof of identity can be forwarded to the AWWA office. President AWWA, on recommendations of the coordinating body, can sanction a onetime grant at her discretion for such cases. Following documents are required :(a) (b) (c) (d) Copy of the Widow/Dependant Identity Card. An attested copy of the Discharge Certificate. Ownership certificate of the damaged house. Certificate by the competent authority regarding cause and extent of damage.

(e) The estimated cost of repair of the damaged house evaluated by the competent authority.

111

3. Penury Grant : President AWWA, on recommendations of the coordinating Body, can sanction a onetime grant at her discretion for cases, who are in economic distress and have not been provided financial relief from any other agency. (a) (b) (c) Copy of Widow/Dependant Identity Card. An attested copy of the Discharge Certificate. Copy of PPO.

4. Financial assistance towards Marriage Grant : Widows/dependants/orphaned children who are in financial distress. (a) (b) (c) (d) Copy of Widow/Dependant Identity Card. An attested copy of the Discharge Certificate. Copy of PPO. Marriage Card.

5. Veer Naris : All ladies died in harness cases and those widowed post retirement and dependent children are eligible to seek financial assistance if they do not qualify for a similar grant from DGR/AGs branch or any other agency. 6. Countersignatures : The form can be countersinged by Naib Tehsildar / Tehsildar / Gram Sarpanch / Station Headquarters / Any Army Unit/ZSWO/ZSB/Any Retired Army Officer giving his full details and contacts.

112

Appendix Q (Refers to Para 14 of Part-V) GIRLS HOSTELS

Sl. No. 1.

Location

Command

Name and Address

Seats

Contact Tele No. 080-25910839 Fax-25360138 6668, 2516659

Bangalore

Southern

2.

Belgaum

Southern

C/O HQ K &K Sub Area Cubbon Road, Bangalore560001, Karnataka MARATHA LI Centre, Belgaum-590009, Karnataka Palm Grove Girls Hostel, C/O 65 Coy ASC (Sup), Fort saint George, Chennai-9 Cantt, Tamil Nadu AWWA Girls Hostel, Rao Tula Ram Marg, Opp Signals Enclave, New Delhi

48

20

3.

Chennai

Southern

15

044-25316204

4.

Delhi

200

26145294

5.

Kirkee

Southern

AWWA Girls Hostel, 13 Fd Marshal Cariappa Marg, Kirkee, Pune - 411003, Maharastra Girls Hostel, GRRC, Uttranchal Diamond AWWA Hostel, Behind Hotel Hyatt (Kalpataru) Santa Cruz-Chembur Link Road Santacruz (East) ,Mumbai400055 Swati Girls Hostel, Building, Near Bombay Hospital Dhobi Talao, Mumbai-20 AFI

96

3286

6. 7.

Lansdowne Central Mumbai Southern

14 36

6402 022-26652791/ 92/93 Fax-26652791

8.

Mumbai

Southern

34

022-6652791

9.

Roorkee

Central

Girls Hostel, BEG & Centre, Roorkee, Uttranchal MRC, Wellington, Tamilnadu

60

660310

10.

Wellington

Southern

20

8422601

113

Appendix R (Refers to Para 5 of Part VI)

SUBMISSION SCHEDULE OF RETIREMENT DOCUMENTS : OFFICERS (REVISED UPTO JULY 2012)

Ser No

Subject

To be sent

No of Copies

How, many Encls mths in adv

Ref Appx

Ref Para of Brochure 2012

Remarks

Before Retirement 1. Settlement of DSOP Fund CDA(O) 1 12 or on recpt of pension orders Identification marks & sig attested in duplicate (Para 3 of appx B Appx B Para 22, Part I

2.

Clearance Certificate

CDA(O) through OC Unit

Appx A Annex V

Note 8 of reverse on Appx A

OC Unit will fwd to CDA(O).

3. 4.

Final assessment IT Release Medical Exam

ITO, GHQ Pune-1 CDA(O) copies to MS of Corps, MS-7C, AGI, CCDA(P) AG/MP-6/ MPRS(O) CDA(O) Archives through AG/MP-6/ MPRS(O) MS-3A/DGMS-1A

8 6

Para 23(a), Part I AO-79/76 Para 23(e), Part I AO-3/89.

AFMSF-18 for SHAPE-1 and AFMSF-16 for Med Cat

5.

Return of Adv Paybook in Fd Area Re-emp application

Para 23(c), Part I AO-79/76 Para 2(b), Part III

6.

114

7.

NO Demand Cet by CO (IAFA-450) Pension, Commutation and Gratuity

CDA(O)

Para 23(b), Part I AO 79/76 Para4-8, Part I CDA(O) will send one copy to CCDA(P) for issue of PPO

8.

CDA(O) Arch. Copy to CCDA(P), MP-6/ MPRS(O)

9.

AGIF Maturity Claim

PCDA(O) & Copy to AGIF

2 to PCDA (O) & 1 to AGIF

10.

Nomination for AOBF Nomination for life time Arrears of Pension Requisition for DSOP Fund balance

11.

AOBF AG Br Room No 76, West Block- III, RK Puram CDA(O) Arch through AG/MP-6/MPRS(O) CDA(O)

(a) Attested photo 2 with wife (b) Annex-1-2 (c) Annex-II 2 Photos of NOK & Cancelled Cheque to AGIF -

AppxA

Appx O

Para- 1, Part IV

Appx H

Para 20 (II) (e), Part-II Para 23 (d), Part I

Appx D

12.

Appx C

Para 22, Part I

Through OC Unit. Also CB for issue of cheque.

13. 14.

Retd Offrs Identity Card Leave encashment and SOS DO-II Address on Retirement Last ICR/ACR ECHS Application

Comd/Div/Bde/Area/Sub Area HQ CDA(O)

1 1

10 days Last day of retirement

PP Photo 2 -

Para 25, Part I Para 1, Part II SAO 4/S/88 appx B Ser 8,9 & 10.

MP 6/MPRS(O) MS Br Concerned Section of MP- 6/ MPRS(O) 1 01 origiLast Day 06 months SAO 3/5/89 Affidavit, Dependency Appx F Para 8, Part II SAO under revision.

15. 16.

115 nal and 01 Photocopy Application form for award of Educational Scholarship to the children of Army Officers Location and Name of Children/Boys/ Girls Hostels Certificate, Lab Report*, Photocopy of Retirement/Re lease Order Appx P Para 12 , Part V

17.

18.

Appx Q Para 14, Part V

After Retirement 19. 20. No Demand Cer by UA, BSO Issue of Medical Entitlement Card CDA(O) AG/MP-5B West Bk-III, RK Puram 1 1 After Retd Upon receipt of PPO (i) 2 Attested photos with wife & children (ii) 2 stamp size photo of offr 2 PP in Uniform SOS DO-II Para 23(b), Part I AO 79/76 Para 17, Part II

Enc CTC of PPO & retd offr I card

21.

Issue of Service Particulars Booklet & Service Cert Claim CTG & Pkg Allowance

22.

AG/MP-5C, Room No 86 1 Wg 7, West Bk-III, RK Puram. MPRS(O), L Block CDA(O) 1

After Retd

Para 24, Part I

Para 21, Part II

Within one year of Initial Retirement (not reemployment.

116 Appendix S (Refers to Para 1 of Part VII)

Form No MP B-501 To, The PCDA (P), Allahabad.

APPLICATION FORM FOR PENSION TO WIDOW OF OFFICERS PART-I PARTICULARS RELATING TO DECEASED OFFICER 1. 2. Surname (Block Letters) (a) Unit/Corps/Ship (c) Date of Birth 3. First Name (b) Rank (d) Place of Birth

To be answered only if death occurred after termination of service. (a) Date of Death (b) Place of Death PART-II PARTICULARS OF APPLICANT

4. 5. 6. 7.

Surname (Block Letters) Address in Full (a) Date of Birth

First Name (Block Letters)

(b) Date & Place of Marriage

Were you living apart from your husband at the time of his death for any reason other than his employment with the forces ? If yes attach a statement of circumstances. (a) Particulars of children of the deceased officers under 18 years of age (see note overleaf) in respect of whom allowances claimed. BIRTH CERTIFICATE TO BE ATTACHED IF AVAILABLE

8.

Full name (Full name of each child & Sex)

Sex

Date & Place

Present Address (if different from your own, state reasons)

(b) (c) (d) 9.

Are all the children maintained by you Nationality State/Province, you belong

Have you or any of the children been injured in war If so, state date, place and nature of injury and whether your claim for compensation has been made

117 10. (a) Are you or any of your children in receipt of any pension or allowance (b) Have you applied for any pension or allowance (apart from the present application) or do you intend doing so. ________________________________________ (c) If so, state as to when you have applied or intend to apply. ___________________________ PART-III PARTICULARS OF ANY PENSION RECEIVED BY THE DECEASED OR THE APPLICANT OR THEIR CHILDREN Name of Pensioner Nature of pension amount or allowance By whom Reference No. (PPO No & paid Date)

DECLARATION I HEREBY DECLARE that to the best of my knowledge and belief, the answers to the questions on this form are true and complete and I claim pension on the basis of the facts set forth. I undertake to furnish any further particulars that may be required.

Witness to sign (Any Commissioned Officer of the Defence Services on effective list not below the rank of Capt or equivalent rank or Magistrate under his court seal).

Ordinary signature of applicant

Address of witness Date State name of Treasury or Bank at which you desire pension should be made payable, if granted. Note. When pecuniary circumstances require, an allowance may also be granted under certain conditions after the age of 18 for a child who is: (i) An apprentice (or in an analogous position) receiving not more than nominal wages or (ii) Being educated at a University, Technical Schools or Secondary School or (iii) Incapable of self support by reason of infirmity if you wish to claim any such allowance you should attach a statement giving full particulars.

118

Appendix T (Refers to Para 22 of Part VII) EXECUTION OF WILL General 1. 2. 3. All Wills should be clear-cut unambiguous and precise. Please refer to AO 4/91. An Executor can be a beneficiary under the Will. Witnesses cannot be beneficiaries under the Will.

4. All Wills are revocable. However, in case of revoking any Will especially so a registered Will it should be clearly stated in the latest Will that, All previous Wills, whether registered or un-registered, whatsoever and wherever, stand revoked and cancelled. This will avoid any controversies. 5. It should be noted that a registered Will takes precedence over an un-registered Will. Hence in case of any revocation or alteration of an earlier Will, the latest Will must be registered. 6. Probate is mandatory for immovable properties situated in West Bengal, Pondicherry, Chennai and Mumbai. The Executor of the Will has to apply for the probate in the courts concerned in these States. 7. Probate is not necessary in other States of India, especially so if the Will is a valid registered document. Choice of an Executor 8. Execution of any Will rests with the Executor of the Will. Hence it is imperative that the executor be an honest, trustworthy and reliable person. 9. It is advisable to have a younger person in good health as an Executor, to try and ensure that he/she does not pre-decease the Testator of the Will. To avoid such an eventuality, an Alternative Executor may also be appointed in any Will. 10. It is advisable to appoint a reliable lawyer as an Executor, in case the property has to be divided amongst different heirs, or if a Will gives only life interest to any one person and thereafter the ownership rights vest with someone else. 11. The Executor must know the contents of the Will and be will and be willing to execute the Will according to the wishes of the Testator. 12. The Executor must be a resident of the same town as the Testator, to enable him to execute the concerned Will, legally and expeditiously.

119

Choice of Witnesses 13. Witnesses need not know the contents of the Will, but they must be present at the time with the Testator and all of them must sign the Will in the presence of each other. 14. Beneficiaries cannot be Witnesses to any Will.

15. Witnesses should preferably be younger to the Testator, of sound integrity and good financial position, to ensure that they cannot be bought over by any disgruntled beneficiary or relations. 16. Witness should also be permanent residents of the same town as the Testator, so that they can easily give evidence in Court, if so required. Contents of a Will 17. It is advisable Not to disclose the contents of a Will to the beneficiaries. Such disclosure generally leads to un-necessary arguments, and harassment of the Testator. A WORD OF CAUTION 18. It has been observed that the tendency to treat the elderly dependents with a degree of callousness, is becoming rampant in our society today. It is therefore advisable that the Testator of WILL makes full provisions for financial independence for self and spouse while executing a Will.

120

Appendix U (Refers to Para 22 of Part VII) ACTION TO BE TAKEN ON DEMISE OF LIFE PARTNER 1. In case of death due to an accident lodge an FIR at the nearest Police Station, and get their written clearance before last rites are performed. 2. Arrange last rites even in cases of natural demise only after getting Medical Certificate of Death from a doctor. Intimate location, date and time for Chautha/Prayer meeting to all concerned preferably through an insertion in the News Paper(s). 3. Publish Obituary in Local Paper(s).

4. Obtain Death Certificate - 20 or more copies from the Municipal Authority for Registration of Births and Deaths. These are required to be submitted with all claims. 5. Forward the information with certified photocopy of the Death Certificate and relevant details of the deceased to the following: (a) (b) (c) (d) (e) PCDA (Pension), AGs Branch MP 5 (b), PS-4 and Army Officers Benevolent Fund. AGI For life Insurance cover as applicable. Bankers For family pension, FDs, Loans (if any) and Locker.

Station HQ Surrender Identity card of the deceased and issue of Canteen Card. Clubs For transfer of membership or refund of security deposit as applicable. House/

(f) Municipal Authority/AWHO/DDA (as applicable) For transfer of Apartment to single name of the surviving spouse as per the WILL of the deceased. (g) (h) MTNL For transfer of tele connection and future billing. BSES/NDPL For future billing for power consumption.

(j) ITO For closing the IT file of the deceased and linking up with the Files of beneficiaries. Also applicable for wealth Tax assessment. (k) Licensing Authority For Motor Vehicles, and Personal Arms and farm Machinery Tractors etc. (l) (m) LIC/GIC For insurance policies covering Life, Medical, Property etc. Rajya Sainik Board For issue of Ex-servicemen Widows Identity Card.

6. Obtain Probate of WILL if required by applying to the Distt Judge under Indian Succession Act 1925.

121

IMPORTANT TELEPHONE NUMBERS

ECHS (24X7) Helpline No.

080-4300 4300 1800-103-8666 (Toll Free) +919714794300 (Via SMS)

Director AOBF, CW Dte, AGs Branch AWPO, CW Dte

011-26196217 011-26100241 011-26186075 011-26100241 1800119922 (Toll Free)

MD, Army Placement Agency, CW Dte, Kashmir Hourse

011-23010389 011-23375078 011-23792670 (Fax)

DGR Contact Details Director General Resettlement SO to DG(R) Adm & Coord Officer Principal Director Jt Director Jt Director Jt Director Jt Director (Emp - II & III) Director Jt Director Jt Director Director Jt Director 011-26192351 011-26171456 (Fax) 011-26192350 011-26192350 [email protected] [email protected] [email protected]

Directorate of Employment 011-26192352 [email protected] 011-26192354 [email protected] 011-26191630 [email protected] 011-26192349 [email protected] 011-26174616 [email protected] Directorate of Self Employment 011-26192356 [email protected] 011-26174531 011-26192355 Directorate of Training 011-26192358 [email protected] 011-26192366 [email protected]

122

Director Director Jt Director Director

Directorate of E&L 011-26192353 [email protected] Directorate of Publicity 011-26192365 [email protected] Directorate of IT 011-26174616 [email protected] Directorate of Statistics & Records 011-26192364

Security Agency Empanelment & Requisition Cell For empanelment of Security Agencies & [email protected] Sponsorship of Security Agencies

AWWA Contact Details

Sl.No. (a) (b) (c) (d) (e) (f) (g) (h) (j)

Command AWWA Secretariat Eastern Command Western Command Central Command

E-Mail ID [email protected] [email protected] [email protected] [email protected]

Tele No. Off. ASCON Civil 35150/52 011-23018183 2041 2509 2764 2258 2988 2727 2941 020-26359222 033-22489142 0172-2862764 0522-2483394 01922-242443 0177-2651431 0141-2232025 03192-286440

Southern Command [email protected]

Northern Command [email protected] Army Training [email protected] comd South-Western [email protected] Comd Andaman & Nicobar Comd, C/O 108 Mtn Bde

Head Office Dir (Welfare) Welfare Complex 210,South Block, Integrated HQ of MoD (Army) New Delhi 110011 35150, 35152 (Army) 011-23012897 (Contact No & Fax)

123

Web Site www.awwa.in Resource Centre

E Mail [email protected] [email protected]

Central AWWA Information Highway & Resource Centre, 011-26143136 AWWA Complex, Rao Tula Ram Marg, New Delhi 110010 AWWA Help Lines 4. AWWA Helpline New Delhi [email protected] 011-25684684 5. AWWA Help Line Kolkata 6. AWWA helpline Udhampur [email protected] [email protected] 033-22310206 01992-242443