Fixed Annuity Rate Sheet

The following information is not to be considered an offer or a quotation of actual annuity rates. Rates can change frequently. Please call our office to verify the current information.
Date: 5/27/2009
Company Product Name stP Base Rate Effective Rate st Effective Rate
1P Year rate 1 Year rate
(includes bonus) (includes bonus)
Amounts Below Amounts Above
$100,000 $100,000
American National Palladium MYG 3 Year- 2.40% 2.40% 2.40% 3 Year-2.50% 2.50%
4 Year-2.70% 2.70% 2.70% 4 year -2.80% 2.80%
Effective 6/1/2009 5 year –4.05% 3.05% 3.25% 5 year – 4.15% 3.35%
Issue Ages 0-85 6 year- 3.70% 3.70% 3.70% 6 year –3.80% 3.80%
Not Available: UT 7 Year- 4.80% 3.80% 3.94% 7 year –4.90% 4.04%
Min. Dep-NQ&Q-$5,000 8 year – 4.15% 4.15% 4.15% 8 year –4.25% 4.25%
9 year – 5.65% 3.65% 3.87% 9 year –5.75% 3.97%
10 year – 5.00% 4.00% 4.10% 10 year-5.10% 4.20%
United Of Omaha Ultra Secure 5 Year
Effective 6/1/2009 5-Year 3.85% 2.85% 3.05% 4.00% 3.20%
Issue Ages 0-89
Min. Dep-NQ---Q-$5,000
Not Available: CT, MD, MA,
MN, NH, NJ, OK, OR, PA, PR,
Assurity Ascential Secure 3
Effective 6/1/2009 3 Year 3.00% 3.00% 3.00% 3.00% 3.00%
3 Year Surrender Period
Issue Ages 0-90
Min. Dep-NQ---Q-$2,000
Not Available: FL, IN, MD, NJ,
OR, TX, UT, WA
Principal Guar. Annuity Initial Base Rate Year 1 Premium Initial Premium GMIR
Credit Yield
Effective 6/1/2009 1-Year <100K 2.35% 1.00% 3.37% 3.00%
5 Year Surrender Period 1-Year 100K+ 2.35% 2.00% 4.39% 3.00%
Issue Ages: 0-90 Guar. Annuity Initial Base Rate Years 2-3 GMIR
Min. Dep-NQ-$5,000---Q$5,000 3-Year <100K 2.50% 2.50% 3.00%

Available: 1 Year All States 3-Year 100K+ 2.50% 2.50% 3.00%

Not Available: Initial Base Rate Years 2-5 GMIR

3 & 5 Year Guar. Periods: HI, 5-Year <100K 2.60% 2.60% 3.00%
MS, NV, NJ, NY, PA, OR 5-Year 100K+ 2.60% 2.60% 3.00%
Principal Secure Fixed Annuity Initial Base Rate Years 2-4
Effective 6/1/2009 4-Year 2.85% 2.85% 2.85% 2.85% 2.85%
4 Year Surrender Period
Issue Ages 0-90, 0-85 in OK
Min. Dep-NQ-$5,000---Q$5,000
Principal FPDA Annuity Initial Base Rate Year 1 Premium Initial Premium GMIR
Effective 6/1/2009 1-Year <100K 2.35% 1.00% 3.37% 3.00%
7 Year Surrender Period 1-Year 100K+ 2.35% 2.00% 4.39% 3.00%
Issue Ages: 0-90 Initial Base Rate Years 2-5 GMIR
Min. Dep-NQ-$5,000---Q$5,000 5-Year <100K 2.65% 2.65% 3.00%
Available: 1 Year Guar. Period- 5-Year 100K+ 2.65% 2.65% 3.00%
All States
Not Available: Initial Base Rate Years 2-7 GMIR
3 & 5 Year Guar. Periods: HI, 7-Year <100K 2.55% 2.55% 3.00%
MS, NV, NJ, NY, PA, OR 7-Year 100K+ 2.55% 2.55% 3.00%
American General Horizon Select
Effective 5/28/09 5 Year 3.85% 3.85% 3.85% 3.85% 3.85%
5 Year Surrender Period
Not Available:AK, MN, NJ, NY,
OR, PA, UT, WA Issue Ages 0-85
Min. Dep.-$5,000
 Company Product Name Base Rate Effective Rate st Effective Rate
1PstP Year rate 1 Year rate
(includes bonus) (includes bonus)
Amounts Below Amounts Above
$100,000 $100,000
Genworth Financial SecureLiving Liberty

Effective 4/15/2009 100K-249.999K Eff.Rate-100-

6 Year Surrender Period Years 1-5 249,999K
Issue Age-0-85 5-Year Yr. 1 Yr. 2-5 3.80% 3.73%
Min.Dep-NQ-$5,000---Q-$2,000 3.65% 3.65% 3.61% Bailout
Not Available: MN, MS, Bailout Rate: 3.40% 250K + Years 1-5 Eff. Rate-250K +
NV 1 and 3 Year
3.90% 3.82%
Bailout Rate:
Lincoln Benefit Life Tactician Plus 5 Year-5.00% 3.00% 3.40% 5 Year-6.00% 3.60%
Effective 5/4/09 6 Year-3.75% 3.75% 3.75% 6 Year -4.75% 3.92%
Issue Ages 0-90 7 Year-4.40% 3.40% 3.54% 7 year – 5.40% 3.69%
Minimum Deposit 8 Year-4.90% 3.40% 3.59% 8 year – 5.90% 3.71%
Non Qualified-$10,000 9 Year-7.50% 3.50% 3.94% 9 year –8.50% 4.06%
Qualified-$3,000 10 Year-4.60% 3.60% 3.70% 10 year – 5.60% 3.80%
Lincoln Benefit Life T-Link Annuity
Effective 3/16/09
Issue Ages 0-90
ROP option receives 15 basis Less than $100,000 2.15%
points less
Min. Dep- NQ-$5,000--- $100,000 or more 2.40%
Q$3,000
Not Available: CT, MA, OR, WA

Lincoln Benefit Life Sure Horizon II

Effective 4/13/09 1-Year 3.50% 2.00% 4.50%
Issue Ages 0-90 3-Year 4.00% 2.50% 5.00%
Min. Dep-NQ-$10,000---Q$3,000 6-Year 4.20% 2.70% 5.20%

ROP option receives .50 less

Not Available: NY
West Coast Life Sure Advantage
Effective 5/19/2009 2-Year 1.50% 1.50% 1.50% 2.01% 1.75%
Issue Ages 0-85 3-Year 2.60% 2.60% 2.60% 3.11% 2.77%
4-Year 3.15% 3.15% 3.15% 3.67% 3.28%
Min. Dep- NQ & Q-$10,000 5-Year 3.40% 3.40% 3.40% 4.43% 3.61%
Not Available: DE, MN, NY, VT 6-Year 3.65% 3.65% 3.65% 4.69% 3.82%

Standard Insurance Company Focus Growth

Annuity
Effective 5/27/2009 FGA 5 5 year –3.65% 3.65% 3.65% 5 year –3.75% 3.75%
Issue Ages 0-90 FGA 6 6 year –3.70% 3.70% 3.70% 6 year –3.80% 3.80%
Min. Dep-NQ&Q-$15,000
Not Available: MA, NJ, NY, PA,
UT
Standard Insurance Company Secure Rate Annuity
Effective 5/27/2009 SRA 1 4.05% 4.15%
Issue Ages 0 – 90 SRA 3 2.20% 2.20% 2.20% 2.30% 2.30%
Minimum Deposit SRA 5 3.30% 3.30% 3.30% 3.40% 3.40%
Non qualified and Qualified- SRA 6 3.40% 3.40% 3.40% 3.50% 3.50%
$15,000
Not Available: NY, PA, UT
Transamerica Savers Choice
Effective 4/22/2009 1-Year NA NA NA NA NA
Issue Ages 0-85 2-Year 1.60% 1.60% 1.60% 1.85% 1.85%
Min. Dep- NQ---Q-$10,000 3-Year 2.30% 2.30% 2.30% 2.55% 2.55%
ROP Option Available 4-Year 2.55% 2.55% 2.55% 2.80% 2.80%
Call Premier for ROP Rates 5-Year 2.95% 2.95% 2.95% 3.20% 3.20%
Not Available:GA, MS, NY, OR 6-Year 3.20% 3.20% 3.20% 3.45% 3.45%
*Interest rates are expressed as Annual Effective Yield Rates. Any partial or systematic withdrawal(s) will reduce the actual rate of return. All companies quoted have
different rules when rate changes occur. It is your responsibility to understand these rules when quoting rates. If you do not know the rules call our office.