Pocket: Your Personal Economy
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About this ebook
Reading Pocket will help you to better understand and deal with your financial reality, regardless of whether you are a spendthrift or a frugal person. The challenges of money lie not only in controlling overspending but also in getting rid of the obsession with thrift.
Amr Muneer Dahab
www.nasdahab.com [email protected] Amr Muneer Dahab is a Sudanese born writer, poet, essayist, literary critic and electrical engineer. He has an experience of over twenty years as a columnist in opinion journalism and is widely acknowledged for his critical essays tackling controversial cultural, literary, intellectual, and political issues worldwide, and in the Arab world specifically. His over twenty years’ experience as a columnist in opinion journalism, in addition to his academic engineering degree and relevant practical career, allowed his words to be architected in a skillfully depict reality with honesty, objectivity, and creativity. Amr is a senior member of the Institute of Electrical and Electronics Engineers in the United States of America. He has more than twenty five books published in Arabic, and his book “Damn the Novel” had been translated into English and published in 2018. Amr wrote in English “Facing Troublemakers”, “You Are Always Good to Go”, “Life Painkillers”, “Cuisine”, “Reading”, “Pocket”, “Inspire”, and “Criticizing”; they were published in 2020 and 2021. Amr’s collection of poems “Stubborn in Love” has been translated into English and published in 2021.
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Pocket - Amr Muneer Dahab
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© 2021 Amr Muneer Dahab. All rights reserved.
No part of this book may be reproduced, stored in a retrieval system, or transmitted by any means without the written permission of the author.
Published by AuthorHouse 09/15/2021
ISBN: 978-1-6655-3828-2 (sc)
ISBN: 978-1-6655-3829-9 (e)
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and such images are being used for illustrative purposes only.
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Because of the dynamic nature of the Internet, any web addresses or links contained in this book may have changed since publication and may no longer be valid. The views expressed in this work are solely those of the author and do not necessarily reflect the views of the publisher, and the publisher hereby disclaims any responsibility for them.
CONTENTS
Preface
If You Are Spendthrift by Nature
If You Are Miserly by Nature
In the Mall
On Vacation
The Best Investment
Employee and Businessman
Professional Consultation versus Traditional Advice
Budget Control
Virtual Financial World
When Your Finances Run Low
When Your Income Increases
Your Debts
Your References in Spending and Saving
Taking Risk
Your Retirement Plan
Your Wish List
What Does a Blessing Mean?
Money and Happiness
To everyone who is trying to control their budget in vain.
PREFACE
The people most able to give financial advice to others are not always those who have received academic training or those who have great saving abilities and organizing skills. Sometimes the most troubled person in their financial affairs may be able to determine exactly what a wasteful person should do to get their finances right, even if the person who advises is not able to apply their advice to themselves.
I do not at all claim to be a financially disciplined person, nor do I, in return, think I am remarkably extravagant. Nevertheless, what I can say with confidence is that I am attentive to my spending problems and to what I must always do to rectify my finances, even if I am not always able to bring my plans accurately into reality.
I hope that reading Pocket will help you to better understand and deal with your financial reality, regardless of whether you are a spendthrift or a frugal person. The challenges of money lie not only in controlling overspending but also in getting rid of the obsession with thrift.
1
IF YOU ARE SPENDTHRIFT BY NATURE
39101.png Spendthrift people are creative in inventing ways to spend money. If you are unable to completely control your spending, at least try to invent ways to spend as an investment that will bring you a constant or even immediate return.
39101.png A wasteful person cannot be confident in controlling their spending, no matter how many consultations they receive and