Ray Perman, a writer and journalist for 30 years, was chair of the James Hutton Institute and is a fellow of the Royal Society of Edinburgh, of which Hutton was a founder member. H...view moreRay Perman, a writer and journalist for 30 years, was chair of the James Hutton Institute and is a fellow of the Royal Society of Edinburgh, of which Hutton was a founder member. His books include Hubris: How HBOS Wrecked the Best Bank in Britain, The Rise and Fall of the City of Money and The Man Who Gave Away His Island.view less